Podcasts about e powered benefits

Meet David Contorno, CEO E Powered Benefits, giving employers navigable, understandable, and affordable health plans. E Powered Benefits was born out of the continuous cost increases and a lack of transparency within their existing health plans, and gives employers a real alternative to the traditional broker-carrier model that costs too much and pays too little.   David's passion for changing this problem stems from 30 years of experience of client renewals, which showed him that the annual 'bad news meeting' and sense of dread when meeting employees and explaining cost increases to employees had to be fixed.   David says the reason is that health insurance was created to prevent humans from catastrophic loss, so wonders how why it does not protect people from bankruptcy when they face high medical bills. David's realization that broker commissions and carriers claims payments increase as the total premiums written and claims paid increase was a game changer that directly led to creating this business.     David explains that since 60% of Americans get their health insurance through their employers, the financial incentives to reduce benefits and increases costs and claims lead to worse outcomes and dissatisfaction every year for insured members. David likens the big publicly traded insurance carriers to the "house" in gambling, as long as members are playing in the house the rules are such that the house always wins.   David talks through how he went about launching the business, by studying the total healthcare costs and money outflows to build customized health plans that cost up to 65% less than traditional employer health plans. E Powered Benefits pays faster and more on claims, in particular saving money on pharmacy benefits and hospital claims, and explains why he is able to do that. Forbes has named David "One Of America's Most Innovative Benefits Leaders" for his advocacy of transparency in health plans.   Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Discover how to be the first line of defense against high employee healthcare costs with guest Emma Fox, Partner and COO of E Powered Benefits.

Health insurance was established to protect us from catastrophic financial loss, but David Contorno, CEO and founder of E-Powered Benefits, says, “medical debt is the number one cause of bankruptcy in the U.S., with the huge majority of them having had health insurance?”David explains how the typical broker and carrier contracts are structured so that they benefit most when costs go up. His firm turns the usual system of incentives around so they're paid on how much they lower costs. Learn about his firm's approach to building benefit plans that are built specifically for a company's culture and workforce … and discover why insurance carriers don't like him much.Connect with David on LinkedInDavid's viral post about Health Expenditure vs. Life ExpectancyGet the e-book Social Determinants of Health: A Springbuk PerspectiveMarshall Allen's book, Never Pay the First Bill: And Other Ways to Fight the Health Care System and WinGet the complete 2022 Employee Health Trends reportConnect with our co-hosts Jennifer Jones and Mike Pattengale Subscribe so you don't miss an episode: Apple Podcasts, Spotify, and other popular podcast players.   Have feedback, questions, or suggestions for show ideas? Send them to us at podcast@springbuk.com.Please rate and review us on your favorite podcast platform, and share it with your friends and colleagues. We appreciate you and thank you for listening!Produced by David PittmanTheme music: "Overboard" by Stay Outside

Description: On this episode of Impact Healthcare, Lester sits down with Emma Fox, COO and Partner of E-Powered Benefits, to discuss healthcare debt and the effect it can have on families. Emma shares some deeply personal stories that drove her motivation to change the industry she has decades of experience in. She also discusses her passion for mentoring and leaves several pieces of advice for employers, advisors, and parents as well. Show Notes: Welcome to Impact Healthcare! Emma Fox begins with a story on her own personal experience with healthcare (1:25), provides a story about her own struggle with bankruptcy and offers advice to those in a similar position (3:38). She also explains how she helps people alleviate their struggle with debt (5:45). The pair discuss direct primary care and its benefits (9:05). Emma breaks down how she helps clients' lower costs with a few words of advice (18:00). Lester then asks her to explain the genesis of a ‘win, win, win' for employers, members, and providers (21:51) and talk a bit about her course on self-funding (26:28). Finally, Emma leaves listeners with a piece of advice (30:54).

Like the last edition of the Jump Off, this week's episode was recorded live at the YOU Powered Benefits Symposium in Phoenix, Arizona. During the symposium, NAHU President Eugene Starks and Chapter Leadership Development Chair Emma Fox had the opportunity to sit down with Leadership Academy teacher and founder of E-Powered Benefits (and co-founder of the symposium where this was recorded) David Contorno. The three discuss David's health policy philosophies, why he has disagreed with many in the broker community on a certain issue and what he has learned from it, the importance of constructive dialogue even when there is disagreement, why agents and brokers need to to be at the forefront of innovation in our industry, and more.

This week I'm honored to have David Contorno join me on The Broker's Voice. David is the Founder of E Powered Benefits. David has been a pioneer in the health insurance industry. A few years ago he decided it was time to get "outside the box" if his agency was going to create the kind of results its clients deserve. Was there risk? You bet, but it's allowed David and his team to produce the kind of game-changing results the industry hasn't seen before. We also talk about the You Powered Benefits Symposium David is hosting with his wife, Emma Fox, as an effort to bring a different kind of "conference" to health insurance advisers around the country. Their goal is to create a space for advisers to actually apply what they learn. Connect with David on LinkedIn Learn more about E Powered Benefits HERE Let's connect: LinkedIn andyneary.com

In this episode of the Outcomes Rocket, we are privileged to host the outstanding David Contorno. David is a nationally recognized industry speaker in the employee benefits space and employee satisfaction, and today he talks about a creative solution to increase transparency and improve satisfaction. David talks about one of the biggest challenges in U.S. healthcare which is price transparency, what employers can do to curb their steep insurance costs, benefits of direct primary care, and why companies and people prefer insurance. He also shares two suggestions on how to become healthcare consumers. Click this link to the show notes, transcript, and resources: outcomesrocket.health

Imagine if your employer gave you the choice between paying 20% out of pocket for your surgery/specialist visit/X-ray at the local name brand hospital, and having the same service done at a different location where care quality was higher for $0 out of pocket. For employees of companies that work with David Contorno and E Powered Benefits, this is a reality.50% of Americans get health insurance from their employer, and most employers rely on brokers to give them advice on how to cover healthcare. Unfortunately, their incentivizes are not aligned. The average health insurance broker makes commission, so as the cost of the health plan they sell to an employer goes up, they get paid more. As David Contorno is fond of saying, if you look at our health system today, almost everything that goes wrong is the result of someone or more often everyone involved being better off when care quality goes down, or when price goes up. That's why David decided to change his model.  David's firm. E Powered Benefits,  exclusively provides value based health plan management for companies by sharing up front  fees, never taking commissions, and creating provider relationships that incentivize high quality low cost medical providers.  Their business model has produced average 1 year savings of 40%, as well as substantially reduced cost for employees. These two things are basically unheard of in this space. My conversation with David was eye-opening.  The stereotype of insurance companies is that they love to deny claims. As I learned in speaking to David, that's not exactly the case. The MLR, or medical loss ratio, says that every health insurance company must spend 85% on healthcare costs. 15% is then left for overhead and profit. Therefore, the only way for insurance companies to increase  profits is for costs to be higher. What ultimately ends up happening is that high value care (defined as care that is likely to cure you or treat you with the least intervention possible) ends up being harder to get approved. We also discussed the underutilization of Primary Care, and how when health system employ doctors, often the way they pay them incentivizes low quality, high severity/cost care. RVU's, or relative value units, means doctors are paid on how much value (i.e. revenue) they're helping to generate within the Health System. If you go to a doctor at that health system with a back problem, writing you an opioid script and sending you to a back surgeon for a consult is far more lucrative than sending you for PT outside of the system. We touched on the new hospital transparency law, which theoretically should make it easier to understand Hospital billing. Unfortunately, the law required that hospitals post a machine readable file online, and many have taken advantage of that verbiage to post files that are machine readable but human unreadable. Even worse, some hospitals have put code on their website that prevents it from showing up on Google, which means you have to go to the hospital website and search for a page made intentionally hard to find which is ultimately unreadable by a human.  Finally, we spoke about David's transition from a commissioned broker to an innovator and disruptor. David used to get paid hundreds of thousands of dollars a year from name brand insurance companies for changing employers to their brand away from their competitors, and for resigning existing employers. When he realized this was causing more harm than good, he closed his business, and started a new company with a model where he is paid a flat fee on an exclusive basis with his employer partners, with bonuses for cost savings and better outcomes. 

Friends, Our topic this week is employer-based healthcare, which accounts for nearly 50% of all the healthcare spend in the US. We'll kick off the episode dispelling some surprising misconceptions about ...

Friends,Our topic this week is employer-based healthcare, which accounts for nearly 50% of all the healthcare spend in the US. We'll kick off the episode dispelling some surprising misconceptions about how healthcare insurance actually works; which explains, in large part, how the costs of care continue to rise way beyond other costs of living. Our guest today, David Contorno is a nationally recognized expert in employee benefits. After nearly 20 years consulting to large national employers, David created E Powered Benefits: a benefits consulting firm whose mission is to deliver fully transparent, value-based benefit services. David has won numerous recognitions & awards, and has been a major contributor to the work and publications that Dave Chase has produced out of Health Rosetta, and the nationally recognized publications of Dr. Marty Makary. He mentors other benefits managers from across the country to transform their business models as well. In this episode, we'll discover:Some surprising insights into how healthcare insurance companies, insurance brokers and benefits managers are incentivized and bonused - and the conflict-of-interest that is built into the system.The radically different and transparent approach David Contorno takes in creating healthcare benefits programs for employers and employees.How his business model has produced average one-year savings of over 50%, along with substantially reduced out-of-pocket costs for employees - all while improving quality and experience of care.The specific approaches and tactics that David uses, targeted to decrease unnecessary healthcare costs. A real-life example of how David and his colleagues have reduced the costs of a 500 person company by $35 million over the past 5 years. The complexity and lack of transparency in our employer-based healthcare payment and insurance system make it incredibly challenging to understand or do much about - even for the expert employer-based HR benefits managers, whose job is to manage the costs and quality of care for their employees. In an attempt to provide some clarity, I'll summarize three significant take-home messages I gleaned during this interview:(I) the healthcare stakeholders that employers and employees rely on to manage quality & costs are not, for the most part, financially incentivized to lower costs, raise quality or improve outcomes of care.(II) The majority of healthcare insurance costs are actually medical costs; so the way to fix rising healthcare insurance costs is to address the detailed medical costs..  (III) The specific tactics that David focuses on include:(1) finding surgeons and surgical centers with higher quality outcomes and lower costs - centers that offer fixed-price bundled payments.(2) finding imaging centers that deliver state-of-the-art service at a fraction of the cost of high-priced centers.(3) purchasing medications outside of the traditional pharmacy benefits management (PBM) system - thus avoiding huge mark-ups.(4) providing value-based ‘direct primary care' for chronic diseases and preventive services. These models allow a physician to spend more time with their patients rather than be driven by Fee-For-Service, RVU-based, high-volume care.(5) Employers passing the savings onto their employees rather than the more typical employer approach of pass-through cost-shifting.What I truly admire about David Contorno is that he's adopted a radically different approach to the way that he and his company get paid. His compensation and bonus structure are based on lowering costs while assuring high quality care. And, his revenue is completely aligned with employers' and employees' best interests, not with those of corporate shareholders.Healthcare insurance and medical costs are a crippling problem for a significant and growing percentage of American employees and their families. The goal here is not to lay blame on legacy stakeholders in healthcare. Rather, it's to lay out for all to see that the fundamental payment structure and incentives in the system are misaligned and grossly maladapted for the purported purpose of healthcare - that is, of keeping employees and their families healthy. David sums it up in this way, “Every entity that an employer trusts to manage healthcare costs benefits [financially] from healthcare costs going up.”  And so, as many have stated, our healthcare system isn't broken, it's perfectly designed to deliver the results it delivers. Until Next Time, Be Well.Zeev Neuwirth, MD 

Reference-based pricing, the way that most employee benefit consultants use the term anyway, refers to a methodology used by employers to pay providers for services. Usually we're talking within a fee-for-service (FFS) environment here. The way it typically works ... there are different flavors, but how it typically works is this: Reference-based pricing (RBP) means that an employer starts with some reference-based price. Many times, it's the Medicare rate. Medicare will pay X dollars for something. The employer—and when I say employer, I mean the vendor/company the employer is using to run this whole thing mainly—but the employer will decide that they're willing to pay some percent over the Medicare rate to providers who render that service to the employee. Maybe it's 10% over the Medicare rate or 20% to 50% as David Contorno talks about in this healthcare podcast. One of the biggest pushbacks against RBP schemes has been that it results in balance bills for employees, meaning that an employee goes to the hospital, the employer decides to pay some RBP amount for that service to the hospital, but the hospital hasn't necessarily agreed to accept that amount. There's no contract in place. So, the hospital decides to bill whatever their chargemaster rate is—which, as we all know, is redonkulous—and the employee gets a giant out-of-network balance bill. For the most part, this doesn't have to happen if you do it right; and David Contorno discusses all of this and more on this An Expert Explains. You can learn more at epoweredbenefits.com. You can also connect with David on LinkedIn.   David Contorno is founder of E Powered Benefits. As a native of New York, David began his career in the insurance industry at the age of 14 and has since become a leading expert in the realm of employee benefits over the last 22 years. David was Benefits Selling magazine's 2015 Broker of the Year, and in March 2016, Forbes deemed him “one of America's most innovative benefits leaders.” More recently, he received the 2017 Leadership Award at ASCEND, the annual conference of The Association for Insurance Leadership, which recognizes those whose leadership in support of improving the value and performance of employee benefits has significantly advanced the industry. David is a member of the board of directors for both the Charlotte Association of Health Underwriters and HealthReach Community Clinic. He served on the NC Insurance Commissioners Life and Health Agent Advisory Committee, as well as participated in the Technical Advisory Group that helped with the market reforms required under the Affordable Care Act in North Carolina. He is a longtime member of the Lake Norman and South Iredell Chambers of Commerce as well as the National, North Carolina, New York, and Long Island Associations of Health Underwriters. David contributes to numerous publications, including Forbes, Benefits Selling magazine, Business Leader magazine, and Insurance Thought Leadership. David is committed to giving back to his community and actively participates in the membership drive for the United Way, assisting the local chapter of Habitat for Humanity, and supporting The Dove House Child Advocacy Center. When he is not working, he enjoys boating and traveling. 01:37 What does good reference-based pricing look like? 01:57 What is the pricing methodology that 97% of healthcare is using? 04:25 How has E Powered Benefits minimized the noise around reference-based pricing? 04:55 “You're getting what we view as balance bills all the time.” 06:47 “What very few people really recognize is that hospitals have multiple revenue streams.” 07:36 “Which is the highest price? The answer is, commercial.” You can learn more at epoweredbenefits.com. You can also connect with David on LinkedIn.   @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast What does good reference-based pricing look like? @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast What is the pricing methodology that 97% of healthcare is using? @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast How has E Powered Benefits minimized the noise around reference-based pricing? @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast “You're getting what we view as balance bills all the time.” @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast “What very few people really recognize is that hospitals have multiple revenue streams.” @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast “Which is the highest price? The answer is, commercial.” @dcontorno discusses #employers and #referencebasedpricing on our #healthcarepodcast. #healthcare #podcast Recent past interviews: Click a guest's name for their latest RHV episode! David Contorno (EP339), Nikki King, Olivia Webb, Brandon Weber, Stacey Richter (INBW30), Brian Klepper (AEE16), Brian Klepper (EP335), Sunita Desai, Care Plans vs Real World (EP333), Dr Tony DiGioia, Al Lewis, John Marchica, Joe Connolly, Marshall Allen, Andrew Eye, Naomi Fried, Dr Rishi Wadhera, Dr Mai Pham, Nicole Bradberry and Kelly Conroy, Lee Lewis, Dr Arshad Rahim, Dr Monica Lypson, Dr Rich Klasco, Dr David Carmouche (AEE15), Christian Milaster, Dr Grace Terrell, Troy Larsgard, Josh LaRosa  

Let's just start here: As a general construct, insurance carriers have every incentive for health insurance premiums to go up every year. If you're an employer, that is a material fact. Is it counterintuitive? Maybe. Except if you're an employer and your premiums are going up year after year, it begs the question why, every single year, the already-extravagant amount you pay continues to go up way more than the inflation rate. You'd think that if your broker and your plan administrator were so great at their fiduciary responsibility over your self-insured plan that this wouldn't be happening. Oh right, whosever PPO network you're using, they don't have any fiduciary responsibility over your self-insured plan. You do, all you CFOs and CEOs and benefit professionals out there. Wait, I misspoke. Plan administrators do have fiduciary responsibility—to their shareholders. The CEO of CVS/Aetna made $36 million in 2019. He's clearly very good at that job. The rest of them are, too. I'm not singling anyone out here. And also, this podcast is not investment advice. In short, as previously stated, most major insurance carriers and the brokers they pay commissions to have every incentive for your premiums to go up every single year. That's where we're at, folks. It's an open secret, yet so many are just getting so wildly taken advantage of by carriers and brokers whom they have really put their trust in. If you work for a self-insured employer, tell your CFO/CEO to listen to this show. Or if you are a CEO/CFO or a benefits professional in charge of healthcare benefits, welcome. I hope this information is helpful. My guest in this healthcare podcast, David Contorno, has been in the benefits industry longer than he hasn't been in the benefits industry. I think he started working in a benefits brokerage when he was 17 or something. Currently, he's the founder of E Powered Benefits. In this episode, we talk about the keys for self-insured employers that lead to better health for their employees at something like 20% or more lower costs. Here's some of the imperatives for employers that David digs into in this episode: Advanced primary care—really valuing primary care providers who do not work for hospital systems and, therefore, are not subjected to the ball and chain of perverse incentives that David talks about at some length. Getting cost and quality data so you can make prospective choices and not get hit in the back of the head with an after-the-fact “gotcha” in the form of an overpriced bill that you are now obligated to pay. Let me bring up all the articles lately in the New York Times and elsewhere … people paying hundreds of thousands of dollars for something that should cost a fraction of that. Most of them have “good” insurance (keep that in mind) from their employer. Also keep in mind that most of these stories that hit the news are the ones where some poor employee got stuck with a bill—not the metric ton of other examples where the self-insured employer was on the hook. If you're an employer, you can get ahead of these “gotcha” moments. It's textbook risk mitigation if nothing else. Create benefit designs to help employees find and incent them to use the highest-quality providers charging a fair price. Listen to EP334 with Sunita Desai for more on the topic of incenting consumerism. Know how your broker gets paid. If someone is paying your broker a commission and it isn't you, then your broker makes more money when your premiums and rates go up. They are a sales rep getting paid to make someone else money off of you. Get a handle on your pharmacy spend. David gets into some nuances here which are super interesting. You can learn more at epoweredbenefits.com. You can also connect with David on LinkedIn.   David Contorno is founder of E Powered Benefits. As a native of New York, David began his career in the insurance industry at the age of 14 and has since become a leading expert in the realm of employee benefits over the last 22 years. David was Benefits Selling magazine's 2015 Broker of the Year, and in March 2016, Forbes deemed him “one of America's most innovative benefits leaders.” More recently, he received the 2017 Leadership Award at ASCEND, the annual conference of The Association for Insurance Leadership, which recognizes those whose leadership in support of improving the value and performance of employee benefits has significantly advanced the industry. David is a member of the board of directors for both the Charlotte Association of Health Underwriters and HealthReach Community Clinic. He served on the NC Insurance Commissioners Life and Health Agent Advisory Committee, as well as participated in the Technical Advisory Group that helped with the market reforms required under the Affordable Care Act in North Carolina. He is a longtime member of the Lake Norman and South Iredell Chambers of Commerce as well as the National, North Carolina, New York, and Long Island Associations of Health Underwriters. David contributes to numerous publications, including Forbes, Benefits Selling magazine, Business Leader magazine, and Insurance Thought Leadership. David is committed to giving back to his community and actively participates in the membership drive for the United Way, assisting the local chapter of Habitat for Humanity, and supporting The Dove House Child Advocacy Center. When he is not working, he enjoys boating and traveling. 04:20 How do you ensure better care for patients? 05:10 “What's required to correct those things is not really a massive degree of intellect or even innovation.” 05:38 What's the road map for self-insured employers who want to take control of their healthcare costs? 10:06 “Higher costs equal more profit and more revenue.” 14:03 “The problem with devalued primary care is … that most people pass over the primary care provider and go right to the specialist.” 19:41 “Every employer should have every broker sign a compensation disclosure form.” 20:06 “If you think there's perverse incentives on the medical side … it gets even worse on the pharmacy side.” 21:01 What changes do employers find when they follow the road map to taking control of their healthcare costs? 21:44 “It's not uncommon for us to reduce total healthcare spend for an employer by between 20% and 40% at the end of the first year.” 22:09 “I can't change [the] outcome without changing the path you walked to get there.” 22:41 “Going self-funded is where the journey starts, not where it ends.” 24:47 “If most employers truly understood how badly these carriers and health systems are taking advantage of them … [it's almost like] Stockholm syndrome.” 27:09 “The only legitimate fear that employers should have is, How do they message these changes … to the employees?” 29:21 “This has to happen, and if it doesn't happen, the system's going to break and … be picked up by entities that are, I think, only going to make the situation worse.” You can learn more at epoweredbenefits.com. You can also connect with David on LinkedIn.   @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits How do you ensure better care for patients? @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “What's required to correct those things is not really a massive degree of intellect or even innovation.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits What's the road map for self-insured employers who want to take control of their healthcare costs? @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “Higher costs equal more profit and more revenue.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “The problem with devalued primary care is … that most people pass over the primary care provider and go right to the specialist.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “Every employer should have every broker sign a compensation disclosure form.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “If you think there's perverse incentives on the medical side … it gets even worse on the pharmacy side.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits What changes do employers find when they follow the road map to taking control of their healthcare costs? @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “It's not uncommon for us to reduce total healthcare spend for an employer by between 20% and 40% at the end of the first year.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “I can't change [the] outcome without changing the path you walked to get there.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “Going self-funded is where the journey starts, not where it ends.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “If most employers truly understood how badly these carriers and health systems are taking advantage of them … [it's almost like] Stockholm syndrome.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “The only legitimate fear that employers should have is, How do they message these changes … to the employees?” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits “This has to happen, and if it doesn't happen, the system's going to break and … be picked up by entities that are, I think, only going to make the situation worse.” @dcontorno discusses #employers and the #medicalindustrialcomplex on our #healthcarepodcast. #healthcare #podcast #digitalhealth #healthbenefits Recent past interviews: Click a guest's name for their latest RHV episode! Nikki King, Olivia Webb, Brandon Weber, Stacey Richter (INBW30), Brian Klepper (AEE16), Brian Klepper (EP335), Sunita Desai, Care Plans vs Real World (EP333), Dr Tony DiGioia, Al Lewis, John Marchica, Joe Connolly, Marshall Allen, Andrew Eye, Naomi Fried, Dr Rishi Wadhera, Dr Mai Pham, Nicole Bradberry and Kelly Conroy, Lee Lewis, Dr Arshad Rahim, Dr Monica Lypson, Dr Rich Klasco, Dr David Carmouche (AEE15), Christian Milaster, Dr Grace Terrell, Troy Larsgard, Josh LaRosa, Dr David Carmouche (EP316)

In this episode, Dan LaBroad speaks to David Contorno about Healthcare Costs. David Contorno is the Founder of E Powered Benefits. David began his career in the insurance industry at the age of 14 and has since become a leading expert in the realm of employee benefits over the last 21 years. Among his many accolades, David received a Broker Spotlight in 2004 and was recognized as an outstanding Broker of Service in 2005 through 2014 by Blue Cross Blue Shield. He has continually received the Echelon Award by United Healthcare since 2003, reserved for the top 1% of agents nationally, and was a 2015 “40 Under 40” Award Winner presented by Charlotte Business Journal. Most recently, David was Benefits Selling Magazine's 2015 Broker of the Year and, in March 2016, Forbes deemed him “One of America's Most Innovative Benefits Leaders.” Useful Links: E Powered Benefits: http://www.epoweredbenefits.com/ David Contorno: https://www.linkedin.com/in/dcontorno/ This podcast is hosted by Dan LaBroad, CEO of Ovation Health & Life Services. https://ovationlife.com/​​​ Produced by Work Innovators Network https://www.workinnovators.com/​ Learn more about your ad choices. Visit megaphone.fm/adchoices

Lester interviews David Contorno, Founder & CEO of E Powered Benefits, to cover topics related to why the US healthcare system is failing physicians, employers, as well as employees, and their families. With over 20 years of experience in the employee benefits space, David provides listeners with several first-hand accounts of patients receiving top-quality care for a fraction of the price. Learn more about your ad choices. Visit megaphone.fm/adchoices

Connect with David: https://www.linkedin.com/in/dcontorno/Connect with Steve: https://www.linkedin.com/in/steve-watson-cpa/*************************And if you're looking for a speaker for you next event, please check out www.stevewatsonlive.com. 

On this week's episode of the President's Perspective, Dane and David talk with Emma Fox, COO of E Powered Benefits and incoming chair of Chapter Leadership and Development. The three discuss NAHU's Mentorship Program and the upcoming Chapter Leadership Academy, how NAHU has impacted Emma's career, and much more. Don't forget to subscribe to the President's Perspective on whichever platform you use to listen to your music and podcasts!

David Contorno, Founder of E Powered Benefits and Dr. Alex Lickerman, Founder, Chief Medical Officer, and Direct Primary Care Physician, ImagineMD, discuss why primary care should be the foundation of our healthcare system. They also talk about why the financial incentive model for primary care doesn’t work and why direct primary care is a better model. Learn how to financially design a direct primary care program and find out which organizations have implemented successful direct primary care models.

Doing the right thing becomes more important than the money you make. Collaboration, asking for help and networking. These are key tenets for Emma Fox. You don't want to miss this episode as Emma shares her decision to commit to a working in a transparent environment. Emma wanted her career to match her values and talks to us about how her life evolved in order to align her values and career. Her top advice: Do not do it alone. Reach out and there is help for you. Take a listen to this Emma's honest and straight-forward story. Emma is the Chief Operating Officer at E-Powered Benefits; a benefits consulting firm designed to deliver high performance health plans while staying committed to industry-wide transparency. Emma has been an outspoken advocate for cost and healthcare quality transparency using direct contracting, referenced based pricing, and a consultative approach with clients and colleagues alike but most of all, she is dedicated giving a voice to healthcare consumers and dispelling the myths associated with non-traditional health care solutions. She is the founder of Empowered Leadership; an organization dedicated to growing the confidence and capabilities of leaders in perceived minority groups and serves as the Chapter Leadership Development Chair for the West Coast Region of NAHU. While residing in Portland, Oregon, she stays busy with her two children, enjoys cooking, writing, and traveling.Connect with Emma at https://www.linkedin.com/in/emmapassefox/ to learn more about her and her background. Sign up for our newsletter at https://abbraccigroup.com/. Please subscribe, leave a review and tell your friends about our podcast. Learn more about the CHARGE® model by purchasing the book, The Way of the HR Warrior. Let us know about the moments for you that changed your life trajectory. Drop us a note via our website.

This episode of the #RockstarsRocking podcast features my rockstar friend, David Contorno, Founder, E Powered Benefits, out of North Carolina and Oregon. David is sick and tired of employers and employees around the country being sick and tired of perpetual health insurance rate increases for lesser quality coverage. Year in and year out, it’s a seemingly never-ending cycle of negativity ...

I had a vision for this inbetweenisode. I wanted to highlight the wisdom of our amazing guests this year. I really wanted to find some theme that might be a key to our health care transformation. To achieve maximum suspense, here’s the very short story of how I got from “Is there a common thread of wisdom throughout all the RHV episodes this year?” to “Why, yes, there is … and it’s a good one!” So, let’s start our journey of discovery with this. Here’s a fact: If you talk to patients, they will often tell you that they receive poor care or their needs are not met—when they fall between different providers, or their payer and their provider and their PBM (pharmacy benefit manager) are singing off of different sheets of music. For more information, go to aventriahealth.com.   When not hosting the show, Stacey is co-president of Aventria Health Group, a marketing agency and consultancy. Aventria specializes in helping pharmaceutical, employer, pharmacy, and health system clients improve patient outcomes by creating and leveraging collaborations with other health care organizations. For more than 20 years, Stacey has innovated better-coordinated health solutions benefiting all stakeholders and, most of all, the patient.   01:18 Don Fowls, MD, from EP298. 02:47 What will it take to get to a place where the triple or quadruple aim is met? 03:07 Sylvia Romm, MD, MPH, from EP283. 05:37 “I’d say there’s two kinds [of collaborations]: There’s the vertical kind … but also lateral or horizontal.”—Stacey 06:19 Dr. Kimberly Noel from EP251. 07:46 Rahul Dubey from EP259. 08:57 Richard Zane, MD, from EP255. 10:04 Mark Blum from EP248.   10:34 Conversation with David Contorno and Emma Fox from E Powered Benefits. 11:44 “We are human; we do serve ourselves.”—Rahul Dubey 14:56 “In so many cases, the solution already exists. … It’s just that the solution has not been adopted broadly.”—Dave Chase from Health Rosetta 15:52 George Mathew, MD, from EP253. 17:21 Alex Fair from EP229. 19:29 What are the essential ingredients of a collaboration? 19:37 Steve Schutzer, MD, from EP294. 20:29 Dave Dierk, co-president of Aventria Health Group, shares a few thoughts on this matter.21:45 “I think it’s a pretty sound assumption that we all should probably be contemplating how we can better collaborate.”—Stacey 24:04 “There’s a great willingness to work together and find new solutions to provide better patient care because there’s a need for it.”—Dave Dierk For more information, go to aventriahealth.com.   Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth What will it take to get to a place where the triple or quadruple aim is met? Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth “I’d say there’s two kinds [of collaborations]: There’s the vertical kind … but also lateral or horizontal.” Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth “We are human; we do serve ourselves.” Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth “In so many cases, the solution already exists. … It’s just that the solution has not been adopted broadly.” Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth What are the essential ingredients of a collaboration? Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth “I think it’s a pretty sound assumption that we all should probably be contemplating how we can better collaborate.” Our host, Stacey Richter, discusses #collaboration as the common thread to transforming #healthcare in this week’s #healthcarepodcast. #podcast #digitalhealth

Today’s show takes us in a different but related direction into the dumpster fire of health insurance pertaining to employer-based care. Joining me is David Contorno, Founder of E Powered Benefits, which itself sounds jargony. Still, I assure you, he’s one of the more controversial and outspoken whistleblowers advocating in the space, and you may be surprised at all of the aha and gestalt moments revealed on the show. Everyone knows that there are benefits when we take a job, but what exactly are those benefits? Do we really read all the fine print? Does the employer genuinely have our interests in mind vs. the overly enticing cost-saving measures that limit your choices? Are we blindly accepting the iTunes Terms Of Service without reading all the fine print? It’s easy to confuse, comport, and conflate healthcare for health insurance. In the end, it all comes down to who writes the check on your behalf. Unfortunately the perversion of incentive-based care too often skews the medical establishment toward making recommendations and decisions on our behalf that are better for them than for us. It’s nice to say the healthcare system is broken, but the real conspiracy is that there isn’t one because this broken system is actually working by design and exactly as it was planned. Buckle up and enjoy the show. Learn more about David on LinkedIn.

Connect with David: https://www.linkedin.com/in/dcontorno/Connect with Steve: https://www.linkedin.com/in/steve-watson-cpa/*************************Are your employees okay with another year of insurance rate increases?Visit Trendbreakers.com to find out more on how I was able to lower the cost of benefits by 1k/employee which allow us to invest those savings back into the company and the employees.

This episode of the #RockstarsRocking podcast features my incredible rockstar friend, Emma Fox, Co-Owner of Signal Health Consulting and COO of E Powered Benefits, out of Oregon. In addition to the multiple hats she wears to feed her family, Emma is also the Founder of Empowered Leadership, a non-profit organization dedicated to igniting the skills and passion of professionals in ...

We’ve all heard it said that the healthcare and insurance systems are broken, but today’s guest, David Contorno, believes it’s functioning just as it was designed - with higher costs giving more payouts to doctors, brokers, and agents while employers and end users foot the bill.  Through his company, E Powered Benefits, David offers creative solutions that increase transparency, help “bend the trend on rising health insurance premiums”, and at the same time increase quality of care and employee satisfaction with the benefits packages they’re paying for. With more than 21 years in employee benefits, nationally recognized author and thought leader David Contorno has worked on both sides of the table, and is uniquely positioned to disrupt the healthcare status quo and deliver better quality at lower costs for employers and their employees. In this episode, David briefly discusses the impact he hopes COVID will have on open enrollment and what he means when encouraging people to be good healthcare consumers. He explains why the healthcare system isn’t broken and how changes can be made despite its design. David highlights a few missteps employers are making in the effort to lower costs that  really result in spending more and offers some advice on how they can save money and what strategies his company uses. He shares why he left insurance brokering and what prompted him to work against the current healthcare structure. Finally, David offers tangible tips to both wellness professionals and employers on how to begin increasing transparency and stop getting taken advantage of by the healthcare system. For links mentioned in today's episode visit: http://bit.ly/Redesignpod To join the Redesigning Wellness Community visit: https://www.facebook.com/groups/rdwellnesscommunity/

Emma Fox is a partner and the COO of E Powered Benefits; the nation's only completely transparent benefit consulting firm. She is also the founder of Empowered Community where she has built a group of equally resilient leaders to form a coaching circle in an effort to help others walk a slightly easier path than […] The post Empowering Others to Collaborate for Positive Change first appeared on Ryan James Miller.

In this health care podcast, I’m talking to Al Lewis from Quizzify. This episode also guest stars Rachel Miner from Thrive Benefits, David Contorno from E Powered Benefits, and Doug Aldeen, a health care attorney in Texas. This episode started out being about surprise billing in the emergency room (ER) and a potential defense strategy that patients and employees can use to protect themselves from egregious billing practices. Surprise bills are when a patient gets “balance billed” for a sum above what their insurance carrier will pay. Usually this transpires when an out-of-network provider somehow or another gets involved in their care. Usually the patient has no idea this happens until after the bill comes—the big bill, in many cases, thus the surprise. But here’s where surprise billing and COVID-19 connect. You might not have thought of this because you might know that patients who present in the ER with COVID-19 and then test positive are protected from surprise bills, for the most part, by the CARES Act. But there’s a couple of wrinkles. What if the patient does not actually have COVID-19? Then whatever treatment they wind up getting in the notoriously expensive ER is business as usual. Here’s another wrinkle: The cost of treatment for COVID-19 is not like it’s capped. So even if an employee doesn’t get a surprise bill, the self-insured employer or health plan might. And the CARES Act explicitly states that the employer or plan is on the hook to pay for it. And one last wrinkle: Dealing with this pandemic among other things leaves about 0.0 chance that the national surprise billing legislation is gonna happen this year. But it’s not like kids have stopped running into the side of the pull-out couch and needing stitches, or drug overdoses or heart attacks have suddenly vanished. There was a news article just the other day about a private equity–run ER in the Midwest continuing to dish out nasty surprise bills to their community of taxpayers at the exact same time that they were lobbying to get a piece of the federal bailout paid by taxpayers. Al Lewis and his team over at Quizzify created this handy wallet card that patients or employees can use when they have the unfortunate experience of going to the ER themselves or with a loved one. It protects them from egregious surprise bills, thus its moniker, the surprise billing defense strategy. But nothing for nothing, this wallet card, this surprise billing defense strategy, also protects employers and health plans from these large bills in the age of COVID-19.  Al Lewis and I start our conversation talking about a New York Times article (also available here for those who don’t subscribe to the New York Times) that came out recently featuring Al as well as myself and chronicles my visit to an emergency room wherein I deployed the surprise billing defense strategy/wallet card.  You can learn more at quizzify.com or connect with Al on LinkedIn. You can also connect with Al on Twitter at @quizzify and @whynobodybeliev.   You can also connect with Rachel and David on LinkedIn and with Doug on Twitter at @AldeenDoug and on LinkedIn.  Al Lewis wears multiple hats, both professionally and also to cover his bald spot. Hat #1: Employee Health Literacy. He is the founder and “quizmeister-in-chief” of Quizzify, whose mission is to help companies teach their employees to utilize health care services appropriately, using a format best described as “Jeopardy meets health benefit education meets Comedy Central.” Quizzify is the only vendor authorized to display the Harvard Medical School “Veritas” shield and has received excellent reviews from users.  Quizzify is best known today for its employee coronaquizzes (now exceeding 100,000 plays!) and its surprise billing “Prevent Consent” solution, which was recently featured in the New York Times. It can be taped to an insurance card, used as a stand-alone card, or downloaded into your Apple Wallet.  His quiz-specific background includes authorship of the best-selling Newsweek Presents the Ultimate Trivia Game, which Games magazine lauded as having the best questions of any trivia game; hosting two quiz shows on Boston network affiliates; and appearing on Jeopardy. Hat #2: Outcomes Measurement. As an author, his critically acclaimed category best-selling book on outcomes measurement, Why Nobody Believes the Numbers, chronicling and exposing the innumeracy of the health management field, was named digital health book of the year in Forbes. Cracking Health Costs, written in conjunction with Walmart alum Tom Emerick, was also a trade best seller. Surviving Workplace Wellness has also received great accolades, and excerpts appeared in Harvard Business Review and elsewhere.  He was the cofounder of the World Health Care Congress’s Validation Institute.  His expertise in outcomes measurement got him named one of the unsung heroes changing health care forever.  He graduated Phi Beta Kappa with honors from Harvard, where he taught economics as well. He also graduated from Harvard Law School, albeit with no honors that time—other than winning their annual trivia contest, of course. David Contorno is founder of E Powered Benefits. As a native of New York, David began his career in the insurance industry at the age of 14 and has since become a leading expert in the realm of employee benefits over the last 22 years. Most recently, David was Benefits Selling magazine’s 2015 Broker of the Year; and in March 2016, Forbes deemed him “One of America’s Most Innovative Benefits Leaders.” David is a member of the board of directors for both the Charlotte Association of Health Underwriters and HealthReach Community Clinic. He served on the NC Insurance Commissioners Life and Health Agent Advisory Committee, as well as participated in the Technical Advisory Group that helped with the market reforms required under the Affordable Care Act in North Carolina. He is a longtime member of the Lake Norman and South Iredell Chambers of Commerce as well as the National, North Carolina, New York, and Long Island Associations of Health Underwriters. David contributes to numerous publications, including Forbes, Benefits Selling magazine, Business Leader magazine, and Insurance Thought Leadership. David is committed to giving back to his community and actively participates in the membership drive for the United Way, assisting the local chapter of Habitat for Humanity, and supporting The Dove House Child Advocacy Center. When he is not working, he enjoys boating, traveling, and being with his wife, Heather, and their two children, Hannah and Ethan. Rachel Miner became engaged with the health care system seven years ago as her son, Jackson, was consistently ill. Her frustration with the complexity of the health care system and expensive bills made her think about how helpless employees must feel. So, she set out to find a benefits firm that helped employees understand how to be educated consumers of health care year-round—and she didn’t find one. Thus, Thrive Benefits was born. Her mission is twofold: to help employers and employees. Rachel understands that companies need to have good benefits to attract and retain employees and makes it her mission to help employers save money so they can offer good benefits year over year. In addition, she helps employees to navigate the health care system so that they can have the highest quality of care at the lowest possible cost. Rachel says that her true passion is helping people and her purpose is to challenge the mindset of others so that they can overcome adversity, take risks, and achieve their goals. Health care is confusing, but it doesn’t have to be. For organizations to thrive, employees must thrive, too. Doug Aldeen is an Austin, Texas–based health care and Employee Retirement Income Security Act (ERISA) attorney who recently served as ERISA counsel on behalf of the Berkeley Research Group in New York City to the $7.7 billion May 2016 acquisition of Multiplan and its medical bill repricing product Data iSight by the private equity firm Hellman and Friedman. Since 1997, he has represented reference base pricing organizations, a bundled payment software platform, PPO networks, medium to small self-funded plans, third-party administrators, and provider-sponsored health maintenance organizations in various capacities, including Herdrich v. Pegram, which was argued before the US Supreme Court in 2001. Moreover, he serves as a resource to national news organizations regarding issues on health care and as a consultant with the Governmental Relations Committee at the Self-Insurance Institute of America in Washington, DC, and as an adviser to RIP Medical Debt, which has abolished over $1.2 billion in medical debt. Doug received his JD from the University of Illinois. 04:26 What is the likelihood of a surprise bill in the time of coronavirus? 07:41 What the surprise billing wallet card looks like and what it does when you use it.09:55 Rachel Miner’s experience with the Quizzify surprise billing wallet card. 14:42 EP249 with Dale Folwell.15:33 Should employers be advocating for the use of the Quizzify wallet card? 16:22 How an employer should get the wallet card out to their employees. 17:29 David Contorno explains the inspiration behind the Quizzify wallet card. 19:29 “Because of that federal law, you do not need to sign that financial consent.”—David 19:42 “Don’t obligate yourself financially to some unknown amount.”—David 19:56 The legal standard: a battlefield consent. 21:18 Negotiating vs not negotiating. 22:38 Why employers should care about surprise billing. 22:58 Best practices for employers educating employees on why this wallet card is important. 24:19 “This is not something your employer is doing to you; this is something your employer is doing for you.”—David 24:25 EP186 with David Contorno.27:19 Doug Aldeen on what happens after using the wallet card and then gets the balance bill. 30:47 What happens after you sign the financial contract after editing. 32:01 Asking for the director of revenue cycle management after getting your surprise bill. 36:36 “It’s not as daunting as people think.”—Doug 36:56 “The general rule … is that the more you do in advance, the better.”—Al 37:49 Why 2x Medicare is the sweet spot for reasonable price. 38:38 What employers should be doing right now to distribute these Quizzify wallet cards. You can learn more at quizzify.com or connect with Al on LinkedIn. You can also connect with Al on Twitter at @quizzify and @whynobodybeliev.   You can also connect with Rachel and David on LinkedIn and with Doug on Twitter at @AldeenDoug and on LinkedIn. Check out our #healthcarepodcast with @whynobodybeliev of @quizzify and featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What is the likelihood of a #surprisebill in the time of #coronavirus? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What does the #surprisebill #walletcard look like and what does it do? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling Should #employers be advocating for the use of the Quizzify wallet card? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling How should an #employer distribute the wallet card to his/her #employees? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What was the inspiration behind the Quizzify wallet card? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling “Because of that federal law, you do not need to sign that financial consent.” @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling “Don’t obligate yourself financially to some unknown amount.” @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What is battlefield consent? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling Negotiating vs not negotiating surprise bills. @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling Why should employers care about surprise bills? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling “This is not something your employer is doing to you; this is something your employer is doing for you.” @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What happens when you use the Quizzify wallet card? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling “It’s not as daunting as people think.” @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling “The general rule … is that the more you do in advance, the better.” @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling Why is 2x the Medicare rate the sweet spot for reasonable price? @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling What employers should be doing right now. @whynobodybeliev of @quizzify discusses on our #healthcarepodcast featuring Rachel Miner of @BenefitsThrive, @dcontorno, and @AldeenDoug. #healthcare #podcast #digitalhealth #covid19 #surprisebilling

Join the conversation. Be a part of the solution. "Going On Offense" is a proactive movement to promote resilience and hope while gathering creative ideas and strategies for battling the devastating effects of the virus on the emotional well-being of our family members, friends, neighbors and co-workers. This is a series of webinars (Huddles) that will include guest panelists. Our guest panelists for April 8th will be David Contorno, CEO of E Powered Benefits and Jodi Suson, Owner of Suson Essentials. David is a living example of resilience in both his personal life as well as in his career. Jodi is also an amazing example of resilience. The conversation will be around being resilient - a personal quest. These interactive Huddles are for organizations, their members and virtually everyone. We are all in this together. To learn more about this movement go to www.GoingOnOffense.com Use #GoingOnOffense to praise those who are being positive and to post messages of hope on social media.

Emma Passe Fox is the Chief Operating Officer of E Powered Benefits. In addition to being a health insurance broker, Emma is also an empowerment coach who founded an organization called Empowered Leadership. Our paths crossed earlier this year through our connections in the health insurance industry, and I am excited to have her on the podcast.  Episode Sponsor:Colibri Insurance Services is a boutique health insurance agency that simplifies employee benefits for Southern California employers so they can cost-effectively attract and retain quality employees. What you will learn in this episode:The alternative approach Emma brings to the world of employee benefitsHow she has been able to be effective in a male dominated industry Why she founded Empowered Leadership and how it's different from other networking and leadership groupsThe importance of vulnerability and speaking one's own idea of truth even when others disagreeResources:CAHU - Women's Leadership SummitConnect with Emma Fox:Website – www.epoweredbenefits.comLinkedin – https://www.linkedin.com/in/emmapassefox/Email – efox@epoweredbenefits.com

In the conclusion of this two-part episode, Dennis Carlson chats with David Contorno, CEO of E Powered Benefits and a Founding Advisor at Health Rosetta.  They discuss how brokers can exit the traditional carrier and network-driven models of employer-based healthcare and provide better care at lower costs to their clients. Benefits Brokers, meet Hunter! your Revenue Acceleration Assistant – say Hey! at heyhunter.io

In part one of this two-part episode, Dennis Carlson chats with David Contorno, CEO of E Powered Benefits and a Founding Advisor at Health Rosetta.  They discuss how brokers can exit the traditional carrier and network-driven models of employer-based healthcare and provide better care at lower costs to their clients. Benefits Brokers, meet Hunter! your Revenue Acceleration Assistant – say Hey! at heyhunter.io

Host and Chief Transformation Strategist David Saltzman welcomes Emma Passe, COO of E-Powered Benefits and self-described relentless change seeker, to share her thoughts on change and empowered leadership by females and other minorities. Emma describes how things have changed and continue to change in the landscape of leadership, as well the different elements that make it up like confidence, growth, and success. She also gets down to the details of some important and current topics like reference-based pricing (RBP), High Deductible Health Plans (HDHP), and Health Savings Accounts (HSA). You can find show notes and more information by clicking here: https://bit.ly/2osM5bL

In this episode of the Expert Perspectives podcast, sponsored by Artemis Health and hosted on BenefitsPRO.com, we’ll hear highlights from the June 27th presentation titled, The Future of Transparency: Can Data Fix Health Care? Innovative employers and their benefits advisors know that a key way to stay ahead of many of the challenges facing employee health care lies in the data, and they must evolve to keep up. Grant Gordon, CEO of Artemis Health; Jim Blachek, Co-founder & Principal of The Benefits Group, LLC; Eric Silverman, Founder of Voluntary Disruption; Lester Morales, CEO of Next Impact, LLC; and David Contorno, Founder & CEO or E Powered Benefits anticipate the biggest changes in the next five to 10 years regarding health care data and how organizations can make predictive analytics more than a buzzword.

Corporate Health Benefits expert David Contorno, Founder of E-Powered Benefits is our guest in Dr. Lukes’ Waiting Room: The Healthcare Authority Podcast. He discusses the benefits of direct contracting and helps identify why many business owners and #humanresources directors are afraid to make the not so bold move to reduce spending on corporate health benefits by more than 30 percent? Is it just self-preservation, or is there more to it? Tune in to find out!

Emma Passé is Chief Operating Officer at E-Powered Benefits, one of the renegade benefits brokers challenging a bloated and broken healthcare system. I first met Emma a year ago at a healthcare conference, where she brought down the house with a spirited, entertaining, and incisive look at how health plans negotiate prices with providers. You might not think that the topic of "reference-based pricing" would be all that interesting to the non-wonks in the room, but Emma has a way of making it relevant and fun. And, when you discover how you've been overpaying for healthcare all these years, you might become outraged as well.