Podcasts about Breakaway

We are far too quick to focus on what to do instead of who we are, and prone to believing lies about Gods identity as well as our own. Brian McCormack walks us through 4 simple questions to bring us into clarity, and more joy than we thought possible. Colossians 1:12-20 For more information about Breakaway, check out www.breakaway.org and follow us on social media @breakawaymin If Breakaway has impacted your life and you want to generously give back, visit www.breakaway.org/give  

Premier Women's Rodeo commissioner Linsay Sumpter is collecting hardware for work she is nowhere close to finished doing.Sumpter, who has run the organization since 2022, received the Tad Lucas Award this summer and will accept the Annie Oakley Trailblazer Award at the National Cowboy & Western Heritage Museum in November. In between, she is teaching agriculture business in her 18th year at Otero College in La Junta, Colorado, and roping toward the CPRA finals in Montrose.She also just put 20 breakaway ropers in front of the show-horse world. The inaugural PWR showcase at The Run For A Million ran on $50,000 added, and by Sumpter's account Hailey Jo Hall won $20,000 with a 2.5-second run and Lari Dee Guy placed second.Next comes the Road to the Championship, a made-for-TV competition Dec. 17–20 at Cowtown Coliseum in Fort Worth with every classification represented and tickets already on sale. It feeds a 14-episode Grit series expected to start airing in February and running to the PWR Championship in May.We talked about the awards, bringing rough stock, goat tying and pole bending back to a professional stage, how the Run For A Million showcase came together over a phone call, the storytelling behind the new series and her advice for anyone trying to break into the sport on this episode of The Breakaway Breakdown.About Roping.comThis episode is presented by Roping.com. Roping.com is where breakaway ropers go to get faster, with full practice sessions from the ropers winning right now and instruction that covers scoring, swing and delivery, position and the mental game.See how Lari Dee Guy sets up in the corner, how Kelsie Domer delivers under pressure, how Taylor Munsell stays sharp and more. Real runs, real coaching.Visit Roping.com to rope smarter and get faster.

This week the guys discuss the best teams of the last decade in the core 4 sports and mention Scott Morrow Then Katie Baker joins the Breakaway to discuss her article on Mark Walters owning seemingly every sports team and what happens now and how many sports owners are falling and if this changes the perception of James Dolan Then the guys return with 5 star questions Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter Robbins and Richard Dolan join us in studio as we discuss The Roswell Slides, Breakaway Civilizations, and False Flags. Hosted on Acast. See acast.com/privacy for more information.

This week Ryan has some personal news, the guys work through some things, explore the splitting of NYK and NYR and the new ETF funds for NHL teams Then Jonny Lazarus joins the breakaway to discuss expectations for the upcoming season, lo mein and 60 other things Finally a few 5 star questions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tonight, Robert Kalil welcomes SSP experiencer Ra Cloud to the Typical Skeptic Podcast for an exploration of alleged Secret Space Program experiences, hidden memories and the deeper mysteries surrounding breakaway civilizations.Ra joins us to share his personal testimony and discuss the events that led him to believe he was connected to covert programs operating beyond conventional public knowledge. We will examine his memories, experiences and interpretation of the Secret Space Program phenomenon while asking what may lie behind the accounts reported by experiencers around the world.Topics may include:• Ra Cloud's personal journey• Alleged Secret Space Program experiences• Suppressed or fragmented memories• MILAB and covert-program claims• Advanced and reverse-engineered technology• Breakaway civilizations• Nonhuman intelligence• Spiritual and multidimensional experiences• Psychological manipulation and memory alteration• Disclosure and the experiencer communityThe claims discussed during this program represent personal testimony and interpretation and have not necessarily been independently verified. This conversation is presented so viewers can hear the account, consider the possibilities and decide for themselves.We go deep. You decide.Typical Skeptic Podcast #2778Live at 6:00 PM EasternRa Cloud on YouTube:https://www.youtube.com/@racloud355

LIVE AKASHIC BREAKAWAY ORACLE READINGS | Julia AnchorHaven – TSP #2772Tonight, Julia AnchorHaven returns to the Typical Skeptic Podcast for a special evening of LIVE Akashic Breakaway Oracle readings!Julia will introduce the newly released Breakaway Oracle Card Deck, created with John Whitberg, and use its powerful imagery and messages to offer intuitive readings for members of the live audience.Julia AnchorHaven is a world traveler, Akashic oracle reader, Violet Flame Reiki Master, Access Consciousness Practitioner, Quantum Crystal and Sound Therapist, mystical wellness guide and alleged Secret Space Program experiencer.We'll discuss the inspiration and creative process behind the Breakaway Oracle deck, how the cards connect with Akashic memory retrieval, and how intuitive tools may help people uncover patterns, receive guidance and reconnect with their inner truth.Then we'll open the floor for LIVE audience readings. Bring a question, join us in the chat and see what the cards may reveal!Typical Skeptic Podcast #2772Wednesday, August 12, 20267 PM EasternHosted by Robert KalilDonations and support are never required but are always sincerely appreciated. Readings will depend on available time and are not guaranteed.Support the Typical Skeptic Podcast:PayPal: PayPal.me/typicalskepticmediaCash App: $kalil1121Venmo: @robert-kalilBuy Me a Coffee: BuyMeACoffee.com/typicalskepticPatreon: Patreon.com/typicalskeptic⚠️ **DISCLAIMER:** The experiences, interpretations and claims discussed by guests are their own and do not necessarily represent the views of the Typical Skeptic Podcast or the platforms carrying this broadcast. Some subjects discussed involve disputed or unverified claims. This program is presented for educational, entertainment and open-discussion purposes. Use your own discernment.#TypicalSkepticPodcast #TypicalSkeptic #KimberlyLusanna #SuperSoldier #SecretSpaceProgram #SSP #MILAB #MKUltra #ProjectStargate #RemoteViewing #MontaukProject #ProjectLookingGlass #CampHero #BlackProjects #BreakawayCivilization #DarkFleet #Kruger #Experiencer #Disclosure #UFO #UAP #Consciousness #PsychicAbilities #Paranormal #WeGoDeepYouDecide

Patrick Larkin, Partner & Practice Leader, Cerity Partners Three years after launching his independent RIA, Patrick Larkin merged with Cerity Partners—but not because that was the original plan. He explains how ownership changed the way he viewed enterprise value, optionality, and the future of his business. In Summary Going independent is often viewed as the destination. Patrick Larkin discovered it was just the beginning. Louis sits down with Patrick, Partner and Practice Leader at Cerity Partners and former founder of Oak Hill Wealth Advisors, to discuss an unconventional journey: leaving Wells Fargo to build an independent RIA, then choosing to merge that business just three years later. Rather than following a predetermined exit strategy, Patrick shares how ownership fundamentally changed the way he thought about enterprise value. A conversation with a prospective acquirer revealed that buyers weren't interested in purchasing a book of business—they were looking for a business. That realization reshaped how he invested, hired, delegated, and ultimately positioned his firm for the future. The conversation from our Build Grow & Transact series also offers a candid look at life after a merger, from evaluating cultural fit and partnership to balancing autonomy with the resources of a larger organization. More broadly, it illustrates how ownership creates optionality—and why the most valuable decision an advisor makes may not be the one they originally envisioned. The Storyline After spending nearly 15 years building a successful practice at AG Edwards, Wachovia, and Wells Fargo, Patrick Larkin launched Oak Hill Wealth Advisors in 2022 with a simple objective: build a business on his own terms. Like many advisors, he expected independence to be the final destination for a long time. But then there was the realization that ownership changes more than economics; it changes perspective. And it became the beginning of an entirely different way of thinking. As acquisition inquiries arrived sooner than expected, Patrick realized something that fundamentally changed his strategy. Sophisticated buyers weren't evaluating his client relationships as a book of business; they were evaluating Oak Hill as an enterprise. That insight shifted his priorities from maximizing short-term profitability to building a business that could thrive beyond its founder. Just three years after launching, Patrick chose to merge with Cerity Partners—not because he was looking for an exit, but because he believed it strengthened the future for his clients, his team, and his family. Louis and Patrick explore what led to that decision, how ownership increased the value of his business almost immediately, why he compares independence to an IPO, and what advisors should consider if they hope to create options for the future—even if they don't yet know what that future looks like. Topics Covered Building enterprise value versus maximizing annual income Creating optionality through ownership Leaving Wells Fargo to launch an independent RIA Why buyers value businesses more than books of business Evaluating strategic partners and acquisition opportunities The economics of independence and business valuation Life after merging with Cerity Partners Balancing autonomy with enterprise-scale resources Leadership, succession, and building beyond the founder Long-term ownership and partnership models > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Patrick decide to leave Wells Fargo? (11:07) Patrick explains why growing frustrations around control, firm priorities, and the ability to build his business eventually outweighed the comfort of staying put. How did going independent immediately change the value of his business? (21:42) Patrick introduces one of the episode's biggest ideas: why launching Oak Hill felt like taking a company public and how ownership increased the firm's value almost overnight. Why did Patrick sell only three years after becoming independent? (20:03) An unexpected conversation with a prospective acquirer completely changed how he viewed enterprise value and accelerated his long-term thinking. What separates a business from a book of business? (21:42) Patrick discusses why recruiting advisors, delegating client relationships, and investing beyond himself made Oak Hill more attractive to strategic buyers. Why Cerity Partners? (26:48) Rather than focusing on valuation, Cerity emphasized culture, partnership, and long-term alignment—qualities Patrick says ultimately mattered most. What is life actually like after a merger? (37:57) Patrick offers an unusually candid perspective on autonomy, leadership, and why he says he hasn't second-guessed the decision once. Key Takeaways Ownership creates opportunities that often aren't visible until after independence. Enterprise value is built by creating a business that can thrive beyond its founder. The first acquisition conversation can be valuable even if no transaction occurs. Cultural alignment may ultimately matter more than valuation when selecting a long-term partner. Independence doesn't eliminate future options—it expands them. Strategic transactions can strengthen outcomes for clients, employees, and owners simultaneously. The goal isn't simply to own a business; it's to create choices for what comes next. https://youtu.be/f7FGLGjBbyo Quotable Moments “The day Oak Hill launched felt like the business had gone public.” “Potential acquirers weren't interested in buying a book. They were interested in buying a business.” “Ownership isn't simply about control. It's about creating optionality.” “The fear of leaving is almost always worse than the actual experience of leaving.” FAQs Why did Patrick Larkin merge with Cerity Partners only three years after launching his RIA? Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Why does Patrick compare independence to an IPO? Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. What changed after Patrick became independent? Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. What made Cerity Partners stand out? Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. Is this episode only relevant for advisors considering selling? No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. What is the biggest lesson Patrick hopes advisors take away? That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Related Resources From Start-Up to $31B Behemoth RIA: The Catalysts Behind the Growth of Mega-Firm Cerity Partners Ownership Matters: What Advisors Need to Know When Evaluating Firms Top Tips for Setting Your Business Up for Success Years Before a Move Patrick LarkinPartner and Practice Leader Patrick is a Partner and Practice Leader in the Lansdowne, VA office. He is a member of the Lansdowne Practice, where he works closely with families, foundations, and non-profits to help them define and achieve their financial goals with clarity and confidence. With a deep specialization in retirement income distribution planning and complex risk and wealth management strategies, Patrick is known for helping clients simplify complicated financial decisions, reduce uncertainty, and build sustainable, long-term plans. His approach emphasizes fiduciary responsibility, transparency, and personalized guidance — ensuring clients always feel informed and empowered. Prior to joining Cerity Partners, Patrick was the founding member of Oak Hill Wealth Advisors, where he built a highly respected independent advisory practice that earned the trust of families, professionals, and mission-driven organizations across the region. His leadership was instrumental in shaping a client-first culture that continues today. Patrick's work is rooted in a passion for long-term relationships — guiding clients not just through markets, but through life's milestones such as retirement, business transitions, philanthropic planning, and wealth transfer across generations. He takes pride in being both a strategic advisor and a steady partner to the people he serves. Patrick lives in Bluemont, VA, with his wife Angela, their two children, Paige and Sean, and their Golden Retrievers, Huckleberry and Genoa. Outside of the office, Patrick and his family enjoy an active lifestyle — whether it's hiking and backpacking on the Appalachian Trail, biking the Great Allegheny Passage, or sailing on the Chesapeake Bay. These experiences reflect his belief in balance, resilience, and enjoying the journey — values he also brings to his work with clients. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate proof of concept that they not only trusted you with their clients and their life’s work, but now also with their family’s wealth. So I like that, kind of the full life cycle there. So I’m curious, though, you stayed at Wells through a really turbulent time through the fake bank scandal. There’s a lot of attrition. I mean, obviously, they’re still a powerhouse to this day, but what kept you at Wells for as long as it did before you left in 2022? Patrick Larkin: You described it as a turbulent time. Pretty turbulent might be an understatement. Even before Wells, the transition to Wells, Wachovia Bank had been the first company that we transitioned to from A.G. Edwards. And we, of course, went through the financial crisis during that time period and handholding our clients and helping them get through that time period and dealing with concerns that we shouldn’t really have to be prepared with. “Is my money safe? It’s not what’s happening to the market, but is my money safe in your institution?” But once things stabilized, I found real purpose in partnering with some of the retiring advisors and opportunities that came up. It was a really wonderful climate and atmosphere in our local office. It was really a family-like atmosphere, and I still had a lot to learn. And all those advisors that I partnered with, I’ve joked I’ve never had an original idea in my entire life. I stole all my good ideas from them. And some of them were really ahead of their time, and I learned, adopted, and built my own philosophies by working closely with them. Ultimately, by the time I left Wells Fargo, I was finishing up the fifth sunset program and had only made my way halfway through the sunset before the opportunity presented itself to create my own practice. Louis Diamond: So I’m curious, when did you first seriously start thinking about leaving and what really tipped the scales for you? What was the proverbial straw that broke the camel’s back? Patrick Larkin: Yeah, it really was a number of small items and ultimately one big one. But for a long time, I’d been content, but as I tried to grow the business beyond what I could do individually, I felt like I kept running into walls. There were it felt like limitations on how I could build out my team and structure the practice the way I envisioned it. Additionally, there were some new policies that also started to bother me. One of them was the platform advisory fee, which in my eyes was less about client transparency and more about replacing a declining revenue source on the firm’s balance sheet. And after dealing with clients and helping them through the bank scandal at the firm, I was concerned that this would come back and hurt me and the relationships that I had with my clients. Incidentally, I just recently onboarded a new client that transferred to us. And for them, looking at their statement, identifying this platform advisory fee- Louis Diamond: Oh boy. Patrick Larkin: … was the last straw for them before they moved about 15 million of assets to us. Also, I thought I would be I would be a better allocator of resources than Wells Fargo. Wells Fargo retained about half of the revenue that I earned for the business. They seemed to think that the best allocation of that money was additional middle management. Whereas, I thought investment in technology, investment in additional personnel, and an investment in marketing were best places to continue to build out my vision. The final straw, and really a thing that crystallized everything for me was when I read a book in 2021 called The Infinite Game, a book written by Simon Sinek. Chapter eight, the title is Ethical Fading. And it uses the Wells Fargo bank scandal as a case study in what happens when a firm loses its moral compass. I read the chapter and thought, “There it is, I have to do something.” That was really the final push I needed. I mentioned earlier I was very fortunate to start my career with a company called A.G. Edwards, a regional brokerage firm. And while I was at A.G. Edwards, there was a research report that came out on A.G. Edwards as a company. And I’m going to paraphrase a little bit on what was said in that report, but ultimately there was a line in there, and it was a criticism, but I took it as a huge positive as being an employee there. The line said, “While management does not necessarily say it, we believe the client is put ahead of the shareholder.” And that was something I was very proud of. And I just, upon reflecting on it, felt confident those were words that I never was going to see go to print about Wells Fargo. Louis Diamond: So you left Wells in 2022 and founded Oak Hill Wealth Partners in Lansdowne, Virginia. Walk us through that decision. Why go independent rather than going to another firm? Patrick Larkin: I really thought moving to another firm, the things that I had grown frustrated with at Wells Fargo Advisors, I would also find at another wirehouse firm. I was ready, and honestly, the simple answer is I thought I could do better. And I wanted control after having what I felt like was very little control. I had grown frustrated with others making important decisions, and I wanted an opportunity to grab the reins and make decisions on my own. I believe at that time, the future of wealth management was going to be built around fiduciary advice, and I didn’t want to watch that from the sidelines anymore. I was watching what was happening in the industry. And as we were trying to hire new advisors, reaching out to college graduates who were studying CFP programs, identified that they were more inclined to want to start employment with an RIA than a wirehouse. What made the timing work really well was Wells Fargo had actually introduced a program to help advisors in the private client group spin off and establish their own RIAs. Now, whenever I tell this to another advisor, particularly ones that are wirehouses, they can’t understand it. And quite frankly, I don’t understand why they helped us do it, but we were about the 30th practice that they helped us through this process and they provided real support. They hired consultants, made vendor recommendations, even referrals to financing so I could pay off my last succession plan before I left. The only really upside for Wells Fargo was that the ask was that we continue to use First Clearing as the custodian. And one of the downsides for me was I was going to leave all of my deferred comp behind with Wells Fargo. Now, all clients had to do to join me was sign a positive consent. And on May 9th, 2020, we turned on our computers in our new office and our clients were already there. That same day, we launched and started a relationship with Charles Schwab. And it was so exciting to be able to start shopping for what I thought was the best FinTech, really feeling like I was stuck with proprietary tools that Wells Fargo advisors had offered. I felt like I was a kid in a candy store. And if there was a cool tool that I identified that would help us serve our clients better, I was all in and I was buying it. I really feel that some of the technology that Oak Hill eventually bought into and some of the tools we’re using now are going to take years and years before they eventually trickle down to where the wirehouses are, if ever. Louis Diamond: Interesting. So it was really it was for the most part an internal move from one- Patrick Larkin: It was- Louis Diamond: … channel to the other. Patrick Larkin: … it was an internal move, but there was no requirement to stay at First Clearing. As a fiduciary, they couldn’t make those demands. And again, they helped us with the financing, which is really unusual that they helped us secure a loan so I could pay off the last retiring advisor. It’s really unusual that a bank will loan money where there is no business at the time, but because of previous experience that financial institution had working with Wells, they helped us facilitate the transaction. And the program is still in place at Wells Fargo, which is absolutely amazing to me after the experience that I’ve just had myself. Louis Diamond: Yeah, it’s interesting. I mean, does it cannibalize a more profitable revenue source? Sure. But if the alternative was all the assets go to Schwab or Fidelity, to me, honestly, it’s smart. I think they played the long game by not being adversarial on it. Patrick Larkin: I think they played a long game and they took the philosophy, and I think they use it as a recruiting tool that if you love them, set them free. And that’s exactly what they did. Louis Diamond: So for the rest of the episode, I want to talk about your eventual, and not that long period of time, transaction or decision to merge Oak Hill with Cerity Partners. This is our Build, Grow, Transact subseries. And I was really struck by your story because you were three years or so into running Oak Hill, and then your merger with Cerity Partners, an amazing RIA closed. That’s a fairly short runway. Usually when I see folks go independent for the first time, it’s 10, 15, 20 years, maybe never, that they decide to merge or sell. I’m curious to understand your thinking about the transaction. Were you looking to do something? Or was it just like right place, right time and the opportunity presented itself? Patrick Larkin: I had started Oak Hill with the intent of eventually down the road, much closer to retirement, looking for a partner. The opportunity and what I learned early on helped change that idea and philosophy, and I adapted and made modifications to take advantage of it. Louis Diamond: Interesting. So you weren’t necessarily planning on selling or merging the business, it just kind of circumstances happened the way they did? Patrick Larkin: Yeah. When we started Oak Hill Wealth Advisors, it was a really pretty short period of time before we started getting calls from larger national RIAs about potential acquisition, much sooner than I expected. Early on, I just brushed them off, but about a year in, I took one of those calls and it really just opened my eyes up. I realized for the first time this small firm, this little practice actually had some real value, way more than I’d given it credit for. That first call, that first exploration didn’t go anywhere. It wasn’t a good fit. But what it gave me was a much clearer picture of what the serious acquirers were actually looking for. And that changed decisions I made at Oak Hill going forward. I really at that point stopped trying to optimize for near-term profit and really thought of my business as a business and started building towards enterprise value, sometimes at the cost of short-term income. And that turned out to be exactly the right call. Louis Diamond: That’s such an interesting perspective. Let’s double-click into that concept. So it sounds almost counterintuitive that if you kind of had this light bulb moment that like, “Okay, maybe I want to transact my business sooner than I initially thought.” I think most people would say, “Let’s become lean and mean. Let’s become as profitable as possible so my EBITDA’s higher.” But you took the different approach. What were the decisions you did to invest more in enterprise value rather than current cash flow? Patrick Larkin: A true business is one that doesn’t need me to be here every day to operate. And when we left Wells Fargo Advisors, it was myself and one other advisor that created Oak Hill Wealth Advisors. I was responsible for about 95% of the assets and revenue. And one of the more significant investments we made is in additional advisors. I recruited three new advisors, all CFPs, to join Oak Hill Wealth Advisors. Whereas, before I had been largely managing all the relationships myself. For someone that kind of grew up in the regional wirehouse space, it’s pretty counterintuitive to start moving relationships away from you onto other advisors. You’re trained and built to create a moat around your relationships, and realized that the potential acquirers are not interested, at least the ones I was interested in, weren’t interested in buying a book. They were interested in buying a business. And that just meant every decision we made going forward was not profit-driven, but how can I increase the value of the business? So after that first call, I knew I probably would be looking to move forward with a transaction sooner as opposed to the end of retirement. That information that I got on that first call helped me realize that when Oak Hill Wealth Advisors opened its doors on May 9th, 2022, we effectively had an IPO. I had great familiarity with how the succession plans at Wells Fargo Advisors worked. And on that day that we opened our practice, the value of my business jumped to be four to five times the value of it in a succession plan at Wells Fargo Advisors. Now, I knew going forward that I was going to be able to increase revenue. I was going to be able to increase EBITDA. I was going to potentially have some benefits from a market tailwind. I knew the multiples of EBITDA that the firms use may fluctuate, but the biggest change by far occurred leaving the wirehouse and having the value of my business grow four to fivefold in that same day. So what I really focused on was making sure that I was going to, when I was ready to start looking again after I had worked on improving the practice, really was going to look for a firm that was going to be a good cultural fit for both my clients, my team, and myself. Louis Diamond: That’s such a cool perspective. I’ve never heard anyone say that the day we launched your independent business was like an IPO. But honestly, it’s so true. You’re planting a flag in the ground that like, “Here is real value. This is value that we’ve created that we own rather than it being a book of business and a W-2 paycheck.” And it’s a fascinating perspective. Patrick Larkin: Yep. It really is amazing that the value changed that much on one day and the future value changes. Looking at the equity that I owned in Oak Hill Wealth Advisors, it made sense to consider is there a better way to take some risk off the table for myself and my family and diversify some of the equity that I had in Oak Hill Wealth Advisors with a larger enterprise? Louis Diamond: It makes complete sense. Obviously, everyone would sign up for 4 to 5X increase in value. Patrick Larkin: Sure. Louis Diamond: That’s not the reason most people go independent, but it’s important to know. And also, what I really liked about what you shared is I think a really valuable learning for anyone is those calls come in, whether it’s from annoying people like me or from an acquirer, from a firm, they’re not all noise. You took it as an opportunity to learn. Even though that first person who called wasn’t the right fit, it crystallized something in your mind and it let you make proactive decisions that ultimately paid off in spades when it came time to sign the dotted line for your transaction with Cerity. So I think it’s brilliant. And it’s very big picture, big-business-owner-type stuff that I think a lot of people will just filter out because it’s annoying and I’m young, I’m not looking to sell, but that was the journey. Patrick Larkin: Yeah, that first call changed my opinion about timing of when to move forward with a partnership. Originally, I thought this would be something at the end of retirement. The timing of doing so sooner seemed a lot more appealing after having that conversation and realizing what we had actually built. Louis Diamond: Amazing. So ultimately you decided to merge with Cerity Partners. We’ve had Kurt Miscinski from Cerity Partners on the show. They’re a real heavyweight within the RIA world. Most recently, they were valued at $8 billion in a recap, and it’s a very impressive firm. What specifically drew you to Cerity versus other potential buyers? Like you said, you got a lot of calls. Patrick Larkin: After that first call, I just got to work and focused on continuing to take care of our clients, building a team, adding new advisors, being a mentor to those advisors. But at the same time, we were being approached fairly regularly by that point. And I had a pretty good system for quickly deciding whether something was worth a second look, and most weren’t. But about a year ago, one of the national RIAs caught my attention and I started having conversations with them. And once I had progressed with them, I though, “You know what? If I’m giving this consideration, I really need to cast a wider net.” So I reached out to other RIAs that I had looked at and admired and been keeping an eye on. And ultimately, my longtime business coach, Barbara Kay, suggested I talk with Cerity Partners, a company that one of her other clients had just recently joined. And from the very first call, I could tell something was different. And I talked to many different companies. Cerity Partners, and an individual I spoke with, Geoff Newman, they weren’t leading with valuation formulas or deal structure. They were asking questions about my clients, my team, and how I actually ran the practice. They had a very defined process for identifying partners who were genuinely compatible, not just advisors with books that were transferable. And that distinction mattered greatly to me. They also offered really, in my opinion, the right balance of support and still having some autonomy. And their aspiration to deliver consistent standard of care to clients, whether they be in California or Virginia, so that those individuals get the same quality of experience, resonated with how I was already running things within my practice. That combination of support and autonomy, I really liked the idea of continuing to have oversight over my local practice, over our practice, which included the budget, salaries, and bonuses. It more than anybody else felt like a partnership and not a buyout. And I really appreciate it during that first call, Cerity was the only company that talked about a hundred-year plan. It was amazing to me to hear what their thoughts were. Most of the other firms I spoke with talked about valuations. And very quickly in the process, I found myself on a Zoom call with a Patagonia fleece vest-wearing private equity rep walking me through a valuation. And it was efficient, but it was not a cultural fit for me. And the infrastructure behind us and the combination of autonomy is really harder to find than most people think. As I progressed with Cerity, I remember early on in the process thinking to myself, “My God, I hope they want me, I hope they want me,” because I could tell I’m a very process-driven person They had a process with the way they brought me on board. And ultimately, we had a due diligence trip set up to go to one of their larger offices where I met with one of their leaders, Claire O’Keefe, part of their practice development, and had an opportunity to meet with different leaders within the firm and really get my arms wrapped around the potential that they had. Just the quality of the people I encountered through the whole process just kept reinforcing the decision. And by the time we got to the finish line, it didn’t feel like a transaction. It felt like I was joining something that I was excited to be part of. So just a little bit more about what attracted me to Cerity, their culture is just phenomenal. Cerity Partners uses the word “meritocracy” and they actually mean it. Ownership and influence here track your contribution, not your tenure or how well you play the politics. I just attended my first partner meeting in April, and without exaggeration, it was the most extraordinary professional meeting I’ve attended in my 25-year career. During the meeting, there was open debate about the direction of the firm, and every voice in the room carried weight. You could feel the culture. And that type of culture is built over years. You can’t fake it. Everyone in the room it felt like was rowing in the same direction. And by the time the meeting was over, I was so excited to get back to my team and tell them about what I had just witnessed, I wasn’t looking for the exit. I was looking for the brick wall to run through. I was so excited. And every once in a while I wonder having spent so much time in the wirehouse spaces, the bar just set really low for me when I talked to some of my other colleagues that have been independent for a long time. But it was just an absolutely amazing experience. And I do want to just add, one of the last really important things to me about Cerity Partners is I’ve been very fortunate with my career and in this profession. And part of my goal over the rest of my career is to have a legacy. And my legacy currently exists with the families I’ve advised and the team that I’ve built and have served and led. But Cerity Partners is helping me achieve even a greater legacy in our industry with our shared long-term goals. During my first meeting, they talked about their hundred-year vision of being a worldwide employee-owned professional services firm. And currently, and this is very exciting, the employees are the largest shareholder of the firm. No one else I talked to talked about their long-term goals like this, and it’s a vision I believe in. I want to contribute to help to see it accomplished. And one day when I do retire, I want to look back and see how I contribute it to a company that I believe is going to change the direction of professional wealth management. Louis Diamond: Wow. Patrick Larkin: My partnership with Cerity Partners is going to make that a reality. It’s just an amazing place. Yeah, very happy. Louis Diamond: Honestly, you can’t fake that type of enthusiasm. It sounds like- Patrick Larkin: It’s not- Louis Diamond: … you entered into a transaction, which is it’s like jumping into the deep end. How do you sort through what’s the sales process versus what’s real? How much of this is actually going to translate to my life? But hearing you not that long after the transaction, you still feel that and it’s very cool. In the press release I read, you cited estate planning, private markets access, and cross-border planning as key reasons for the merger. Can you talk about what it was about those? Maybe- Patrick Larkin: Yeah. Louis Diamond: … anything else that was missed? Patrick Larkin: Yeah. Louis Diamond: And were those not things that you felt like you could have delivered yourself as a standalone? Patrick Larkin: I thought that they were going to help me be able to be more effective in delivering those, but they weren’t the complete picture. The capabilities that we cited in the release were genuine gaps I wanted to fill and have available for clients and be able to prospect and go after new additional clients. But being fully honest, there were also deeper drivers. One was my team. Sometimes we get emotional about this. Being someone who’s trusted is really important to me, and that’s something I hold in high priority. There are people that followed me out of Wells Fargo to join me. One of my client associates had delayed her retirement so that she could join me and help us launch for the first three months. One of my other client associates has been with me close to 15 years. These are people that trusted me to do the right thing and to make sure that I wasn’t walking them off the plank. Being able to join Cerity Partners and give them a future that didn’t hinge entirely on my personal longevity was a huge relief. And Cerity Partners is an ownership culture. I’m so happy to say today that every single individual on my team in our practice in Lansdowne is now either an equity owner in Cerity Partners or very shortly will be an equity- Louis Diamond: So cool. Patrick Larkin: … equity owner. So they have a stake as well in what they’re building. It matters. My youngest client associate noticed how much it costs to send to FedEx. And he goes, “Now that I’m an owner, maybe we should rethink about sending regular mail.” Another driver was my family. And I’ve always had the philosophy of trying to prioritize and clients first, team and colleagues, and then my family. And I’ve always made decisions that if I put those others before myself, eventually I’ll be taken care of. And going through this transaction, it was so generous to my family and provided such security. There was a little bit of guilt that, “Am I doing this for all the right reasons?” But being able to secure my family’s future, converting equity in a three-year-old RIA into a stake of a $8 billion-plus valuation with institutional backing, that was a meaningful moment and I’d be less than honest if I glossed over that. I also really wanted to be part of something larger than myself. And the opportunity to help build a legacy in this business with Cerity Partners really gives me the platform to do that. Louis Diamond: Very cool. I can tell that you’re genuine, not just because of the way you sound, the way you’re speaking, but in the very beginning of the episode, you talked about the reason you got into this business was because you thought it gave you the dual purpose of being able to help people, but also being able to enrich yourself or your family. So this answer, it comes full circle. You’re able to accomplish all these goals, which made it the right decision. And I think, look, I say to advisors all the time, “You’re allowed to be greedy, you’re allowed to be selfish as long as the clients are still in the front of your mind as the most important thing.” There’s nothing wrong with doing better for clients, building a legacy in your case, but also reaping the rewards of all your hard work and labor and also all the risks that you’ve taken over your career. I got to ask you, though, from being an employee of Wells, where you were running your team, for the most part, you can run the business within their guardrails the way you want, to then running an RIA, which is really like you’re fully in control of everything, to now being a partner, but you’re not the one who has the name on the door anymore. Patrick Larkin: Right, right. Louis Diamond: Well, how do you think about the giving up control and full ownership of your practice versus owning a very small amount of a much larger entity? Patrick Larkin: There was such continuity. Oak Hill Wealth Advisors and Cerity Partners were so philosophically aligned that I genuinely never felt like I was giving up anything that I wasn’t glad to let go. My wife joined the business shortly before I left Wells Fargo Advisors. And still to this day, on my drive home from work, I call her up and say, “You’re not going to believe this.” And it’s all a positive, good thing. So Cerity has struck the perfect balance of that autonomy and support combination that I was looking for. So I still have control and a say over the way our practice is managed. Very shortly after the merger, my supervisor came down and met me for the first time, and we went out together after the day had ended. And early in the conversation I said to him, “What can I do to make your life easier?” And he said, “Pat, what can I do to make your life easier?” And that set the tone that still exists to this day. I almost cried when he said that because that was so different than what I had experienced up to that point. So the collaboration, the way we work together, it’s just absolutely amazing. And not once for a single moment have I second-guessed my decision. And it’s really weird because I’ve now been part of this organization for nearly nine months, and there just has not been one thing that’s occurred where I said, “That’s a disappointment.” It’s just been absolutely amazing every single day. Louis Diamond: Very cool. To me, there’s different arcs of when you want to ask people the question of, “Hey, any regrets?” And usually you don’t want to ask them too soon because they’re still going through the transition and integration and growing pains. And you don’t want to ask them too far in the future because you forget about what was life before. To be this short of a duration into this new partnership and to have these feelings, that’s absolutely pretty special. I got two more questions for you, Pat, if you don’t mind. Patrick Larkin: Sure. Louis Diamond: First one, economically, to me, one of the hardest things for really any advisor to really grapple with or to fully comprehend or make their own is, “I own 100% of the equity in my business. I get to decide when I want to sell in the future. My business is growing 10% per year. I wait to sell until 10 years from now, my business is going to be much bigger and I get to keep all the cash flow. I get to make all the decisions.” That compared to the path that you took, which was take cash off the table, which everyone understands, to, “Now, I own a much smaller piece of a much larger pie.” How would you talk to someone about the financial trade-off between a hundred percent ownership in their business, full control, full discretion over everything, versus becoming a minority equity partner in a larger entity? Patrick Larkin: You have to look at the valuation of my business, again, the day that we opened our doors as Oak Hill Wealth Advisors. There was such a massive jump in the value of the business. There was not going to be an opportunity for an appreciation at that level. So then, you have to compare what the growth rate is of Oak Hill Wealth Advisors versus a Cerity Partners. And I’m not embarrassed to say that Cerity Partners is and has been growing at a much faster rate of return. The value of the equity that I have retained in Cerity Partners, my ownership stake, I fully expect by the time I transact that business as I get closer to retirement, that’s going to be worth many times more than whatever opportunity I would have had at Wells Fargo with the valuation they would have provided me. Nevermind, very important, the tax consequences of a structure like this is all the retiring advisors that I worked with were taxed at their highest marginal rate. I owned a business and we were taxed at long-term capital gains rates. A significant difference in savings in what as the owner we actually realize. So yeah, I feel very comfortable with the ownership that I have and the control and continued opportunity with the meritocracy culture to increase my share of ownership in the company. Louis Diamond: Okay, and let’s do one more question here. I’ll pick it back up. So Pat, I think it’s a really cool perspective. It’s almost do your homework, and if you find the right horse and the right jockey that can run faster than you can on your own, that the equity value will compound and grow and appreciate in a faster, more efficient way than what you’re doing on your own, which makes complete sense. It’s the ultimate trade-off. And again, it’s like jumping into the deep end. On the one hand, Oak Hill was all you, right? You control the growth, for better or worse, for the good days, the bad days, the good years, the bad years, versus now your growth is diversified amongst hundreds of partners across M&A, across different lead flow channels, et cetera. It makes complete sense. But honestly, if I were an advisor, I don’t know how I would think about it. I think it’s all just fact-and-circumstance-based on where I am in my life and who the firm is and what I’m trying to accomplish. But it’s such a cool perspective because usually the playbook that we see, which is why we did this series, is go independent and there’s a long pause until there is a realization of all the value that’s been created. So seeing you do this in a much quicker timeframe, it seems like it was the absolutely right decision. To me, it just is another path, another way that an advisor or a firm is able to think about their future. Any final advice or parting words for someone who is sitting right where you were in 2021 or 2022 thinking about making the leap? And we’ll say a transition in general, or really anything you want to share to wrap our episode here. Patrick Larkin: Thank you for having me, and this is a great question. Happy to give a thoughtful answer to it. Before I’d left Wells Fargo Advisors through the program and started Oak Hill Wealth Advisors, I had an opportunity to go through a due diligence process and make sure that this was going to be a right move for me. There was no carrot out there that was obvious. I learned after that first conversation that I had built a practice that had some value to it. I was leaving behind the security of something I knew, leaving behind a significant amount in deferred compensation, and I wanted to make sure I was making the right decision. And through that due diligence process, talked to about five other firms that had recently left Wells Fargo to join this RIA program. I asked them a lot of different questions about what their experience was. And at every point during those conversations, they all said the same thing at different points. And it sounded like this. They said, “I’m working harder than I ever have before, but I wish I had done this sooner.” So my advice to those people, do it. I know that sounds simple, but I mean it. The fear of leaving is almost always worse than the actual experience of leaving. And I understand the inertia of not leaving and the real apprehension of what was on the other side. But what I found was a version of this profession I genuinely didn’t know was possible. One where I could do things the right way on my terms for the people I care most about serving. And not every path is going to look like mine. Some advisors should go fully independent and stay there, and that can be an incredible life. But when it comes time to look for a partner, quite frankly, if Cerity Partners is not on your shortlist, you’re making a significant mistake. And I say that not to sell anything, but because I’ve lived the comparison firsthand and there’s simply nothing else like it. Louis Diamond: So Pat, it’s been really fun, but I don’t think we’ve had anyone on the eight years or so we’ve been doing this show that’s gone through this type of arc or journey that you have. One of my big takeaways or sticking points that this episode brought for me is by going independent and taking control over your future, you created complete optionality for yourself to do exactly what you wanted to do with your business, even if that was different than what you initially planned. So in your case, it was selling within three years of going independent, but by taking action, being proactive, playing some offense, you made the opportunity happen on your terms and your timeline. So this has been fun in so many different ways. I loved your comment about how when you went independent, it’s basically like the day of your IPO, the four-to-five-times increase in value versus an internal succession deal, and even just the way to think about getting equity in a larger entity versus running your own plays only. So thank you so much for doing this. This has been fun. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firm’s or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate p

Greg reveals a new theory and the guys discuss the concept of being underrated in 2026. Also some 5 star questions as always. Learn more about your ad choices. Visit megaphone.fm/adchoices

Saturday, August 8: The Breakaway HILNKA -GRETZKY CUP by FiredUp Network

Lance, Ali, and Mari break down Kim Le Court-Pienaar's Stage 6 victory after she won the sprint from the day's breakaway group. The crew also examines why Demi Vollering was driving the pace in the peloton, what her aggressive riding could reveal about her current form, and how it may shape the GC battle before previewing tomorrow's epic summit finish on Mont Ventoux. Become a WEDŪ Member Today to Unlock VIP Access & Benefits: https://access.wedu.team Pioneer Pastures: Pioneer Pastures has an exclusive BOGO for listeners of THEMOVE. Go to https://pioneerpastures.com/themove to claim it. Honey Stinger: Use code THEMOVE25 for 25% off at https://Honeystinger.com/THEMOVE25

Celeste and I start at 19 mins On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Pre Order Celeste's new book  Freedom's Daughters: How a Generation of Black Women Resisted Oppression Through Literacy and Education Celeste Headlee is an internationally recognized journalist and radio host, professional speaker and author of bestselling book We Need To Talk: How To Have Conversations That Matter, Do Nothing: How to Break Away from Overworking, Overdoing, and Underliving, Speaking of Race: Why Everyone Needs to Talk About Racism and How to Do It, and You're Cute When You're Mad: Simple Steps for Confronting Sexism. Her TEDx Talk, 10 Ways to Have a Better Conversation, has been viewed over 34 million times. Close to 50,000 talks have been given at 10,000 events since the TED program launched in 2009, and Celeste's talk is one of the 10 most-watched talks posted on TED's homepage. In her 20-year career in public radio, Celeste has been the Executive Producer of On Second Thought at Georgia Public Broadcasting and anchored programs including Tell Me More, Talk of the Nation, Here and Now, All Things Considered, 1A, and Weekend Edition. She also served as co-host of the national morning news show, The Takeaway, from PRI and WNYC, and anchored presidential coverage in 2012 for PBS World Channel. Celeste is a regular guest host on NPR and American Public Media, serves as an advisory board member for ProCon.org and The Listen First Project, and received the 2019 Media Changemaker Award. She is the host of "Women Amplified," a podcast from the Conferences for Women, the largest network of women's conferences in the nation, drawing more than 50,000 people to its annual events. Celeste is also the president and CEO of Headway DEI, a non-profit that works to bring racial justice and equity to journalism and media through targeted training and interventions, and she serves on the board of the National Center for Race Amity. Celeste is the granddaughter of composer William Grant Still, known as the Dean of Black American Composers and she is a trained operatic soprano. She lives in the DC area with her rescue dog, Samus Aran. On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Listen rate and review on Apple Podcasts Listen rate and review on Spotify Pete On Instagram Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on Twitter Pete Personal FB page Stand Up with Pete FB page Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo All things Jon Carroll  Buy Ava's Art  Subscribe to Piano Tuner Paul Paul Wesley on Substack Listen to Barry and Abigail Hummel Podcast Listen to Matty C Podcast and Substack Follow and Support Pete Coe Hire DJ Monzyk to build your website or help you with Marketing

We're bringing back our series Her Songs, Our Stories, inspired by Songs & Stories from The Kelly Clarkson Show. Tune in to hear fans share stories about why they find songs like Because of You, Hear Me, and Breakaway to be meaningful and inspiring.Support us on Patreon: patreon.com/MissIndepodcastBuy merch from our new merch storeFollow us!Facebook | Twitter/X | InstagramFind more at missindepodcast.com

The guys rank all teams heading into next year by tiers and Ryan rates one team too low over and over. Then the guys come back and answer some 5 star questions along with some MLB deadline chit chat Learn more about your ad choices. Visit megaphone.fm/adchoices

Play NowEpisode 406 of the Seibertron.com Twincast/Podcast kicks off the show with thoughts on the first image showing the lineup for Blokees Wheels series 4. The crew then digs into San Diego Comic Con 2026 reveals with a huge slate, including but not limited to the Collaborative Grave Digger, Age of the Primes' final wave featuring deluxe class toys such as Breakaway and Alpha Bravo, Studio Series entries like Nautica and Red Alert, and even more such as Energon Universe Shredhead. Discussion then moves to the Tomy Takara reveal of Adamas Machina Magna Regulus before listeners then take center stage as the crew ponders Six Combiners, dioramas, Japanese Beast Wars toy updates and Cyberworld alt-modes. Finally, "Bragging Rights" bring this show to a close.

College Football writer for Wilner Hotline Jon Wilner

Editor-in-chief of College Football for the Athletic Stewart Mandel

On this episode of the Breakaway, first team's Chibuike Ukaegbu & Blake Willey join Connor in talking about their musical tastes, traveling with the team, and away supporters.

Beau Peterson has been fighting the waves of rodeo this summer—but a Days of 47 win might change that.The two-time NFBR qualifier walked away from Salt Lake City with $20,697 won and a hope for a turn of luck. Riding "Richard," her new horse purchased from Payden Bray back in June, she and traveling partner, Madison Outhier, have been rodeoing hard.We discussed the win, picking rodeos, making all night drives and staying mentally strong when things aren't going your way on this episode of The Breakaway Breakdown. About Fast Back RopesThis episode is presented by Fast Back Ropes. A longtime supporter of The Breakaway Roping Journal, Fast Back takes pride in building quality ropes that offer the durability, performance, and consistency ropers can rely on.With a commitment to craftsmanship, innovation, and customer satisfaction, Fast Back continues to create products designed to bring value both in and out of the arena.Visit fastbackropes.com to shop ropes and gear, find a retailer, or download the latest catalog.

Brian Beaver did not start roping until he was 50, but he has spent the years since learning from some of the best horsemen and riding some of the best horses in the business.On this episode of The Score, Beaver talks about the friendship he has built with Trevor Brazile and Miles Baker and the confidence he has in their Relentless Remuda program. After owning horses including Captain, Dagger and Clubhouse, Beaver returned to Heber City, Utah, with one goal: He and his wife, Nancy, were going home with the best horse in the sale.They left with Relentless Empire, the $900,000 high seller. The mare is by Show Me The Buckles and out of Relentless Glory, a horse Beaver had watched throughout her time in the Relentless program. Once he saw the cross, he knew she was the one he wanted.Beaver also talks about the success he has had on Relentless-trained horses, the criticism that can come with spending big money and why his relationship with Brazile, Baker and their families means far more than simply buying horses.___This episode is brought to you by Old West Futurities. Old West isn't just raising the bar—we're redefining what's possible in the rope horse industry. With more than $1.12 million paid out in Guthrie and over $1.37 million paid out in Heber City, Old West has quickly become one of the premier destinations for Heading, Heeling, and Breakaway competition.With record-setting horse sales, industry-leading payouts, exclusive Sale Graduate incentives, and a $1 Million Bonus opportunity, Old West is where legends are made and records are broken.Learn more about our futurities and horse sales at OldWest.com.

Bryan Beaver did not start roping until he was 50, but he has spent the years since learning from some of the best horsemen and riding some of the best horses in the business.On this episode of The Score, Beaver talks about the friendship he has built with Trevor Brazile and Miles Baker and the confidence he has in their Relentless Remuda program. After owning horses including Captain, Dagger and Clubhouse, Beaver returned to Heber City, Utah, with one goal: He and his wife, Nancy, were going home with the best horse in the sale.They left with Relentless Empire, the $900,000 high seller. The mare is by Show Me The Buckles and out of Relentless Glory, a horse Beaver had watched throughout her time in the Relentless program. Once he saw the cross, he knew she was the one he wanted.Beaver also talks about the success he has had on Relentless-trained horses, the criticism that can come with spending big money and why his relationship with Brazile, Baker and their families means far more than simply buying horses.___This episode is brought to you by Old West Futurities. Old West isn't just raising the bar—we're redefining what's possible in the rope horse industry. With more than $1.12 million paid out in Guthrie and over $1.37 million paid out in Heber City, Old West has quickly become one of the premier destinations for Heading, Heeling, and Breakaway competition.With record-setting horse sales, industry-leading payouts, exclusive Sale Graduate incentives, and a $1 Million Bonus opportunity, Old West is where legends are made and records are broken.Learn more about our futurities and horse sales at OldWest.com.

Ross Dellenger—a sports journalist for Yahoo Sports, Mississippi State alumnus, and college football reporter—was the sole guest featured on the show. The discussion began with an update on federal college sports legislation, specifically the Protect College Act co-authored by Senators Ted Cruz and Maria Cantwell, where Dellenger detailed ongoing negotiations between lawmakers, the SEC, and the Big Ten, noting that requested revisions regarding athlete compensation and regulation could push a Senate floor vote past the August congressional recess. Next, Dellenger addressed SEC Commissioner Greg Sankey’s stance on contingency plans if federal legislation fails, clarifying the distinction between a governance-only breakaway—where conferences establish independent rules for eligibility, transfers, and compensation caps to mitigate antitrust liability—and a full competitive breakaway from NCAA championships. The conversation then shifted to the potential expansion of the College Football Playoff (CFP) to a 24-team format, with Dellenger outlining proposed calendar structures, such as eliminating conference championship games and holding early playoff rounds in December, alongside the financial challenge of recouping $200M–$250M in lost championship revenue. Finally, Dellenger reflected on the rapid pace of congressional negotiations compared to the NCAA's multi-year lobbying efforts and concluded with a preview of upcoming discussions at the Big Ten Media Days in Chicago.See omnystudio.com/listener for privacy information.

Midland ISD claims the way schools are funded has turned them into the state's tax collector — in violation of the Texas constitution. We'll dig into what this means and why it matters way beyond Midland.Recent flooding in South Texas brings something dangerous to the surface: Breakaway buoys in the Rio Grande.In a dystopian future, […] The post School finance lawsuit heads to court appeared first on KUT & KUTX Studios -- Podcasts.

Domonique Foxworth and Charlie Kravitz are joined by Spencer Hall to discuss if MLS could ever become an elite league and if one superstar could completely change its trajectory. Then they shift to college football to break down Greg Sankey's SEC breakaway comments and what they could mean for the future of the sport. Plus, the guys settle one of the ultimate debates: Which current athlete would you pick to win a completely random physical challenge? 0:00 Who's the current athlete you'd pick to win a completely random physical challenge? 7:57 What would it take for MLS to become an elite league? 21:09 Can one superstar change the trajectory of MLS? 28:16 Could MLS ever surpass the Premier League? 32:59 How seriously should we take Greg Sankey's SEC breakaway threats? 40:45 Where do you stand on expanding the CFP? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Athletics Admin Consultant KC Smurthwaite NFL locals list | Compliance people like HR people More Bo Nix hate

In this episode of In The LOOP, Jordan Jo sits down with Kenny Russell—the owner of Russell Feed & Supply—for a conversation about humble beginnings, hard work, and building an American dream that can last for generations. Kenny's journey began in 1975 when his high school agriculture teacher helped him land a job at a local feed store for just $1.60 an hour. What started as a part-time position became a lifelong career—one built by unloading trucks by hand, serving customers well, and learning from mentors who believed in him. After working for the original owners for more than 22 years, Kenny was given the opportunity to purchase the business. Today, Russell Feed & Supply has grown from three locations into a family-run company with 12 stores, hundreds of employees, and deep roots throughout the agricultural community. Kenny shares how customer service became the foundation of the company, why he hires for personality and trains for skill, and what it takes to compete against big-box retailers while remaining locally owned and operated. They also talk about investing in employees, creating opportunities for the next generation, working alongside his daughter Megan, and why surrounding yourself with the right people can shape the direction of your life. At the heart of Kenny's story is a simple reminder: The American dream is still alive—but you have to be willing to start at the bottom, remain patient, take care of people, and keep showing up.

Domonique Foxworth and Charlie Kravitz are joined by Spencer Hall to discuss if MLS could ever become an elite league and if one superstar could completely change its trajectory. Then they shift to college football to break down Greg Sankey's SEC breakaway comments and what they could mean for the future of the sport. Plus, the guys settle one of the ultimate debates: Which current athlete would you pick to win a completely random physical challenge? 0:00 Who's the current athlete you'd pick to win a completely random physical challenge? 7:57 What would it take for MLS to become an elite league? 21:09 Can one superstar change the trajectory of MLS? 28:16 Could MLS ever surpass the Premier League? 32:59 How seriously should we take Greg Sankey's SEC breakaway threats? 40:45 Where do you stand on expanding the CFP? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Domonique Foxworth and Charlie Kravitz are joined by Spencer Hall to discuss if MLS could ever become an elite league and if one superstar could completely change its trajectory. Then they shift to college football to break down Greg Sankey's SEC breakaway comments and what they could mean for the future of the sport. Plus, the guys settle one of the ultimate debates: Which current athlete would you pick to win a completely random physical challenge? 0:00 Who's the current athlete you'd pick to win a completely random physical challenge? 7:57 What would it take for MLS to become an elite league? 21:09 Can one superstar change the trajectory of MLS? 28:16 Could MLS ever surpass the Premier League? 32:59 How seriously should we take Greg Sankey's SEC breakaway threats? 40:45 Where do you stand on expanding the CFP? Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of the Breakaway, Republic's Jack Gurr and Tyler Wolff join Connor in talking about World Cup, and playing together at Real Salt Lake and The Republic.

Send us Fan MailStage 17 was supposed to be the sprinters' last clean shot before the Tour de France hits the High Alps, and instead it turned into one of those days where the race refuses to behave. We talk through Jasper Philipsen's long-awaited win, how a top-tier leadout from Mathieu van der Poel sets it up, and why the green jersey points race suddenly feels tight enough to change tactics at every intermediate sprint. If you love sprint strategy, positioning, and that frantic final-kilometer math, you'll feel right at home here. Then the stage gets weird in the best way: breakaways everywhere, a peloton that keeps fragmenting, and moments where it briefly looks like the general classification could get dragged into the mess. We dig into the key storyline of Adam Yates struggling with illness and what that could mean for UAE Team Emirates when the climbing turns serious. And we relive the late ambition from Jasper Stuyven, caught only a few kilometers from the finish, which is basically the breakaway experience in one scene: hope for hours, heartbreak in seconds. We also slow down and make the breakaway make sense, from drafting and wind shelter to the way teams “keep the break on a leash,” plus why strong riders are not always welcome in the escape. To put it all in context, we share a few famous Tour de France breakaway examples, then pivot to a Stage 18 preview with big climbing, an uphill finish, and a blunt prediction about what needs to happen for the GC gap to stay interesting. Subscribe, share this with a Tour fan, and leave a review if the mini-series is helping you follow along. What's your call for Stage 18: fireworks or steady control? SupportSupport the showAdam and Michael's friendship has grown through years of shared miles, challenges, and laughter on the bike. Their passion for cycling has carried them through life's twists and turns, creating a bond full of stories, jokes, and unforgettable rides. In their podcast, they bring that same spirit to the mic—sharing adventures, trading banter, and welcoming listeners into their cycling community. Whether tackling steep climbs or cruising open roads, their conversations capture the fun, friendship, and freedom that cycling brings. Tune in for stories that celebrate the ride and the camaraderie that makes it unforgettable.and Remember,It's a Great Day for a Bike Ride!https://www.facebook.com/cyclingmenofleisurehttps://cyclingmenofleisure.com/https://www.cyclingmenofleisurepodcast.com

The Cover 3 crew is back to discuss the latest surrounding SEC Media Days. The guys recap the first two days, react to Greg Sankey discussing a potential breakaway from the NCAA, and much more!-(00:00) Intro(2:26) Addressing The SEC Breakaway Theory(18:00) Where should we eat in Chicago?(20:32) Kirby Smart Having Fun + Georgia Outlook(28:20) Is Tennessee Flying Under The Radar?(32:28) Will Stein says Kentucky will win big 'because of me'(42:50) Ranking Georgia against Ohio State, Indiana, Oregon(45:08) Chip Kelly Goes Full Construction Mode(47:20) The Athletic QB Tier Rankings(54:52) Tom Fornelli's Book Club(57:31) Does Jon Sumrall Hate Podcasts?-Cover 3 is available on Apple Podcasts, Spotify and wherever else you listen to podcasts. Visit ⁠the betting arena on CBSSports.com⁠ for all the latest in ⁠sportsbook reviews⁠ and ⁠sportsbook promos⁠ for ⁠betting on college football⁠.Watch Cover 3 on YouTube: ⁠https://www.youtube.com/cover3⁠Follow our hosts on Twitter: ⁠@Chip_Patterson⁠, ⁠@TomFornelli⁠, ⁠@DannyKanell⁠, ⁠@BudElliott3⁠For more college football coverage from CBS Sports, visit ⁠https://www.cbssports.com/college-football/⁠To hear more from the CBS Sports Podcast Network, visit ⁠https://www.cbssports.com/podcasts/

DescriptionBreakaway Ray returns to the Typical Skeptic Podcast for another fascinating discussion exploring the mysterious Roster of the Invisible College, consciousness, hidden history, reincarnation, and live intuitive readings.Follow Breakaway Ray: www.youtube.com/@StarcardPodcastRay also teases a fun new segment..."The Past Adventures of Reincarnated Rob!"Will Robert Kalil discover who he may have been in previous incarnations? Tune in as Ray shares his intuitive insights and the audience joins in for another unforgettable live stream.Topics include:

Scotty G. & The Coach with Scott Garrard and Tim LaComb. Hour 1 Starting Lineup Kirby Smart on SEC potentially breaking away from SEC: 'I've been there' What You May Have Missed Hour 2 Eugene Rapay, Iowa State beat writer for Des Moines Register G, B, & U: Chiefs unveil renderings of planned $3B domed stadium in Kansas Boston Red Sox going for history with double header Hour 3 Coach Ron McBride discusses upcoming concert to raise money Coach Mac on Utes, BYU Utah State Hour 4 Coach Mac's fingerprint on college football in Utah Sports Roulette Final thoughts

In the first hour of the Chase & Big Joe Show, the guys opened up the hour with their Question of the Day: What is one place that has closed that still hurts you to this day. Callers and texters gave their answers to the question. Later in the hour the guys had a debate on wether or not certain players in their respective sports should be allowed to be let into the Hall of Fame immediatly. In the second hour of the Chase & Big Joe Show, the guyts talked about what SEC Coaches will be on the "Hot Seat" heading into the 2026-27 College Football Season. Later in the hour the guys talked about NFL Stadiums and how mnany stadiums are domed. To finish the hour Nick Frazier talks about his idea on Transfer Money getting paid back to a team so they can be competiteive in college sports. In the final hour of Chase & Big Joe Show, NFL Insider John McClain joined the guys and talked about the NFL grass vs Turf debate and HOF players and how long they are supposed to wait. Later in the hour the guys continued reading answers for the question of the day. The guys finished the hour with Celebrity Birthdays.

Crain & Cone react to the latest comments out of SEC Media Days that the Southeastern Conference could break away from the rest of the NCAA -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- -- Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone#News #Sports #football #collegefootball #sportsshow #sportsnews #cfb #sec #secfootball #southeasternconference #ncaa Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Could the SEC actually break away from the NCAA? On this episode of Last Call, Mick Gillispie and former Alabama national championship quarterback Jake Coker react to Greg Sankey's eye-opening comments from SEC Media Days and discuss why college football's lack of leadership, inconsistent NIL rules and massive financial disparities could eventually lead to a new super-league. The guys examine how a potential SEC and Big Ten breakaway could reshape college football, whether programs like Clemson and Florida State could eventually join the SEC, and why the current system cannot regulate Alabama, Texas, Ohio State and Michigan the same way it regulates smaller athletic departments. Jake also revisits the legendary feud between Nick Saban and Jimbo Fisher, revealing how personally Fisher took Saban's comments about Texas A&M recruiting. With NIL spending now becoming the standard across college football, does Jimbo's furious response look even worse in hindsight? The conversation then turns to the culture Nick Saban built at Alabama. Jake shares inside stories about the player-led leadership of Jarran Reed, Jonathan Allen, A'Shawn Robinson, Ryan Anderson and other Crimson Tide stars—including how Scott Cochran reportedly broke a second-place trophy to reinforce Alabama's championship-or-bust mentality. Can that type of culture still exist in the transfer portal and NIL era? Plus, Alabama was picked to finish a stunning seventh in the SEC preseason poll. Are Kalen DeBoer and the Crimson Tide being overlooked? Jake breaks down Ryan Grubb's quarterback development, Alabama's loaded QB room, Kane Wommack's defense, concerns about the offensive line and running game, and why the Tide could once again use preseason disrespect as motivation. And, of course, Jake and Mick debate what truly qualifies someone as a “redneck,” complete with stories about Jimbo Fisher, hunting, giant bucks and turkey heads.

Could the SEC change the way College Football is played in a few years ?

Mike and Abe open the show some Braves talk as they share thoughts on the team getting the win over the Padres and agree that while it was good to see Bryce Elder have a decent outing, followed by a great relief effort by Victor Mederos, they believe pitching still has to be a priority for Atlanta by the trade deadline. They then get into some Georgia/SEC talk as they share thoughts on Kirby Smart essentially backing Greg Sankey's comments in regards to the SEC having talks about breaking away from the NCAA, however they believe the conference does not have enough power to be successful in such a move.

In the first hour of the Chase & Big Joe Show, the guys talked about the Question of the Day: What is the most disgusting food that you think other people hate. Later in the hour the guys talked about Clark Lea and Vanderbilt Football heading inot the 2026-27 season after hearing Clark Lea at the podium for SEC Media Days down in Tampa Florida. In the second hour of the Chase & Big Joe Show, ESPN Anaylist and Ensworth Football Coach Tim, Hasselbeck, joined the Chase & Big Joe Show and talkerd about Ensworth Football and gearing up for the highschool season while being aware of how hot it is. Later in the hour the guys talked about football schools branding and sponserships. In the third and final hour of the Chase & Big Joe Show, AEW stable "The Demand comprosed of Richochet, Bishop Kaun & Toa Liona, joined the show to talk about all of theior own jouneys into wrestling and what to expect from The Demand in AEW's Dynamite and Collision tommarrow at the Pinnacle. Later in the hour the guys ended the show with Celebrity Birthdays. 

Jeremy and Joe discuss Josh Allen's elite status and his standing compared to Patrick Mahomes in the NFL Top 100 rankings. They also examine reports of the SEC considering a breakaway from the NCAA and the implications for college football. The segment concludes with a look at the NHL's future and a trivia breakdown of NFL winning streaks. 01:01 - NFL Quarterback Rankings 02:39 - SEC NCAA Exit Rumors 10:50 - Steelers Winning Streak Trivia

Sign up for PrizePicks with code: HMA and get $50 in lineups instantly when you play your first $5+ lineup! https://link.prizepicks.com/LME0/POWERHOUR #sponsoredLSU Tigers Football & Lane Kiffin fans should join! - https://www.patreon.com/lsufootball Subscribe to Power Hour LSU! https://www.youtube.com/channel/UCz4trs8T2Bk9mSpcAakL3kw?sub_confirmation=1 Check out Power Hour SEC - https://www.youtube.com/@powerhoursec My New Orleans Saints show - https://bleav.com/shows/bleav-in-saints/ NEW “Thick Ness” SHIRT! - https://www.bonfire.com/34thick-ness34-t/ ________________________________________ PHL on Twitter: https://twitter.com/PowerHourLSU PHL on Instagram: https://www.instagram.com/powerhourlsu/ PHL on TikTok: https://www.tiktok.com/@powerhourlsu

Today on the show: Mauro Schmid wheelies across the finish line, Tom Pidcock is back in the mix, and we went to Buffalo Grill.  If you want to get Golden Hour and After Dark for the rest of the month, then Spin Cycle listeners get 25% off when you sign up for Escape Collective here.Already a member? Get the member feed here to listen to every full-length episode.

Stage 13 of the 2026 Tour de France was a day for the breakaway, with the peloton content to let the move go on a relentlessly fast route that was raced at full gas from start to finish. Despite easing the pressure on the escapees, the speed never relented, making it one of the hardest-fought breakaway stages of the race so far. Tom Pidcock was once again one of the biggest animators of the day. On the stage's biggest climb, he drove the pace at the front of the breakaway, trying to distance Kevin Vauquelin, Tim Wellens and Brandon McNulty. He committed fully to the move, but left his attack just too late and couldn't shake his rivals before the finale. One of the biggest talking points came from behind the leading groups. Mads Pedersen spent a huge amount of energy riding on the front for Lidl-Trek to help bring back the second breakaway, protecting the team's position in the team classification despite wearing the green jersey and needing to save energy to retain it. We also analyse how the stage-winning move finally came together, assess the rides of the top three finishers, and look at how Pidcock's aggressive performance has moved him further up the general classification ahead of another crucial mountain stage. In the second half of the episode, David Millar shares his thoughts on the questions that continue to surround Tadej Pogačar and doping in modern cycling, offering his perspective as someone who has experienced the sport from both sides of its most controversial era. Ned Boulting and David Millar break down Stage 13 of the Tour de France 2026. ______________________________________________________________

Join Lionel Birnie and Graham Willgoss for a three-week adventure taking them from Barcelona to Paris, following the 2026 Tour de France.The Cycling Podcast has covered the Tour with daily episodes recorded at the heart of the world's biggest race. Our nightly episodes recap the stage action with analysis, interviews and plenty of French flavour.To listen to the episodes as soon as they are released, follow The Cycling Podcast in your favourite podcast app. Ask us anything for the rest day Press Conference episode:Email contact@thecyclingpodcast.comOr leave a voice message at speakpipe.com/thecyclingpodcast Introducing our sponsors, MyWhooshOur Tour de France coverage is sponsored by MyWhoosh.MyWhoosh is a serious indoor training and racing platform, built for riders who love cycling, and it's free. It's built for anyone who wants to ride indoors with purpose, whether that's staying fit, following a training plan, joining a community ride, racing hard, or exploring virtual roads and it's free to ride, just like outdoors.Episode sponsorsSailyIf you are travelling abroad and want to reduce or even eliminate roaming charges you need an eSim from Saily, brought to you by the creators of NordVPN.⛵Download the SAILY app and use our code cycling at checkout to get an exclusive 15% off your first purchase. Or go to saily.com/cycling for full detailsBikmoThe Cycling Podcast is supported by Bikmo, cycle insurance built for cyclists who actually ride.Whether it's a crash, a stolen bike, or your pride and joy arriving at baggage reclaim in three separate pieces – it's covered. Flexible policies you can cancel anytime, 50 per cent off extra household bikes, plus protection for your kit, race entries and travel.Follow us on social media:Twitter @cycling_podcastInstagram @thecyclingpodcastFriends of the PodcastSign up as a Friend of the Podcast at thecyclingpodcast.com to listen to new special episodes every month plus a back catalogue of more than 300 exclusive episodes.The 11.01 CappuccinoOur regular email newsletter is now on Substack. Subscribe here for frothy, full-fat updates to enjoy any time (as long as it's after 11am).The Cannibal & BadgerFriends of the Podcast can join the discussion at our virtual pub, The Cannibal & Badger. A friendly forum to talk about cycling and the podcast. Log in to your Friends of the Podcast account to join in.The Cycling Podcast is on StravaThe Cycling Podcast was founded in 2013 by Richard Moore, Daniel Friebe and Lionel Birnie.

Stage 9 of the 2026 Tour de France was tailor-made for the breakaway, with an parcours full of ups and downs that encouraged attacking racing from the very start. After a fierce battle to get up the road, a powerful group finally broke clear, and this time, the peloton didn't see them again until the very end. The headline act was Mathieu van der Poel, who proved strongest in the finale to claim the stage victory after spending the day in the break. Tom Pidcock was also among the race's biggest protagonists, riding aggressively throughout the stage and contributing heavily to the move, but ultimately falling short when it mattered most. Behind them, UAE Team Emirates and INEOS Grenadiers both spent long periods driving the peloton, seemingly weighing up whether to bring the escapees back. In the end, both teams eased off, accepting that the stage wasn't worth the effort, and the breakaway survived all the way to the finish. Away from the stage itself, Ned Boulting and David Millar discuss Primož Roglič's confirmed departure from Red Bull, where he ranks among the greatest riders of his generation, and what the move could mean for the final chapter of his career. The episode also features one of David's favourite stories from his racing days, as he reflects on the toughest day he ever endured on the bike, a ride that has largely gone under the radar despite leaving a lasting mark on his memory. Ned Boulting and David Millar break down Stage 9

Johan Bruyneel and Spencer Martin break down Mads Pedersen's impressive win from the breakaway and how his Lidl-Trek team perfectly executed their pre-race plan. They also discuss the implications of Uno-X's Torstein Træen taking the Yellow Jersey by a massive margin, what it means for the team, and how long Træen can hold onto it. They also preview tomorrow's Stage 5, which will likely see the first bunch sprint of this Tour. Become a WEDŪ Member Today to Unlock VIP Access & Benefits: https://access.wedu.team Gusto: Try Gusto today at https://gusto.com/themove, and get three months free when you run your first payroll. That's three months of free payroll at https://gusto.com/themove Nextbets: Use our special link to see where you can bet in your area and claim the best sign-up offers https://nxtbets.com/betoutcomes/ Ventum: Use code TheMove10 for 10% off anything at: https://ventumracing.com/  

Today on the show: Tadej Pogačar got the gift-giving out of his system and returned to his usual place as the soul-destroying eater of dreams we know, love and respect.If you want to get Golden Hour and After Dark for the rest of the month, then Spin Cycle listeners get 25% off when you sign up for Escape Collective here.Already a member? Get the member feed here to listen to every full-length episode.