Podcasts about mortgage loan officers

Discover how cost segregation can transform your real estate practice from transactional to transformational. In this episode, expert Gian Pazzia explains how agents can use this powerful tax strategy to help clients save thousands, unlock hidden opportunities in short-term rentals and inherited properties, and become trusted financial advisors. 

From cleaning toilets at 2AM to coaching high-level executives, Marcel Clarke shares how chasing success nearly broke him—until he burned it all down to rebuild with purpose. In this raw conversation with Scott Groves, Marcel unpacks the cost of “cosplaying success,” why most men are stuck in roles that don't serve them, and how courage and consistency became his blueprint for authentic leadership. If you're succeeding on paper but misaligned in life, this is your wake-up call.Chapters: 00:00:00 - Welcome to the On the Edge Podcast00:00:14 - How Marcel's Family Shaped His Hustle00:01:47 - From Struggle to Strategy: The First Pivot00:03:49 - Hustling, Surviving, and Thinking Bigger00:08:26 - Balancing Books and the Block00:12:26 - Rock Bottom Moments That Built a Man00:18:55 - Chasing Legitimacy: First Legal Wins00:23:21 - Passion vs. Paycheck: Choosing Both00:32:06 - Learning to Lead with the Bills Paid00:33:17 - Building Black Excellence in Business00:36:17 - Cultural Conditioning, Cash, and Clarity00:40:54 - Managing Chaos Across Multiple Hustles00:48:16 - Mentorship That Actually Hits Different00:53:01 - Speaking Truth in Today's Divided Climate00:59:44 - Real Ones Only: Final Word from MarcelLinks and Resources:Website: https://www.marcelclarke.co/Instagram: https://www.instagram.com/marcelclarke_/------------This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE:⁠⁠⁠ ⁠www.LinkTr.ee/ScottLGroves⁠⁠⁠⁠I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every other Tuesday at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! -------------Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities:On The Edge Podcast Community & Facebook Group on Facebook:⁠⁠⁠ ⁠https://www.facebook.com/groups/ontheedgepodcast/⁠⁠⁠⁠On The Edge Podcast Page on Facebook:⁠⁠⁠ ⁠https://www.facebook.com/MeetScottGroves⁠⁠⁠⁠On The Edge Podcast on Locals:⁠⁠⁠ ⁠https://reddotbluestate.locals.com/⁠⁠⁠⁠Instagram:⁠⁠⁠ ⁠www.Instagram.com/ScottLGroves⁠⁠⁠⁠------------⁠⁠⁠⁠www.OnTheEdgePodcast.com⁠⁠⁠⁠-----------Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover?Send us an email: ⁠scott@ontheedgepodcast.com⁠-----------Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell.----------

Join hosts Heather Osmond of Osmond Designs, Jeff Caplan, and their guests from Mountain America Credit Union! Joe Evans, Dale Fisher and Brett Vellinga discuss the multiple ways you can start growing and managing your real estate portfolio.    Joe Evans is a Real Estate Portfolio Manager with Mountain America Credit Union.  Dale Fisher is a Senior Commercial Loan Officer with Mountain America Credit Union.  Brett Vellinga is a Mortgage Loan Officer with Mountain America Credit Union.    For more information about Heather Osmond and Osmond Designs, visit their website or Facebook page.

On this episode of the Think Bigger Real Estate Show, bestselling author and sales expert James Vander Linden (aka Jimmy Van) reveals how storytelling—done right—can drive connection, trust, and sales. Learn how to speak to emotion, not just logic, and make your clients the hero. 

In this special crossover episode, Justin sits down with Matt Lovitt, health coach and host of the the War on Dad Bods Podcast. Justin opens up about family, fitness, business, and much more. 

Scott Groves welcomes back Robert Haglund—Air Force veteran, conservative radio producer, and author of Rescuing the American Project. Together, they rip into the myths surrounding nationalism, immigration, and globalism in 2025. They explore how America's founding ideals—not race or identity politics—must fuel the country's revival, and why the future depends on bold immigration reform paired with national pride. Drawing from real-world military, political, and cultural battlegrounds, Rob and Scott leave no stone unturned as they challenge conventional wisdom, expose political hypocrisy, and offer a tough-love roadmap for those serious about personal growth and saving the Republic.

In this insightful episode of the Think Bigger Real Estate Podcast, Justin Stoddart sits down with Peter Neubig, founder of VPM Solutions, to unpack how real estate professionals can scale their businesses through strategic hiring and outsourcing. Learn why most small businesses remain unsellable, the parallels between Ironman training and business building, and the power of hiring both locally and globally.

In this inspiring episode of the Think Bigger Real Estate podcast, Justin Stoddart sits down with Andrea Liebross—business coach and author of She Thinks Big—to explore how real estate professionals, especially women, can break free from the “messy middle” and build lives of significance, not just success.

What happens when a globe-trotting entrepreneur lands in the wrong place at the wrong time? In this jaw-dropping episode, Scott Groves sits down with Sam Goodwin—a man who set out to visit every country in the world and ended up locked in a Syrian military prison. What unfolds is part spy thriller, part spiritual reckoning. From coaching hockey in North Korea to surviving 62 days in solitary confinement, Sam shares the wildest travel story you've never heard. The conversation dives into the power of faith under pressure, navigating extreme uncertainty, and why gratitude may be your most rebellious act. If you're a high-achiever hungry for hard-won wisdom, this one hits differently.Chapters:00:00:00 – Welcome to the Edge: Meet Sam Goodwin00:00:44 – 193 Countries, One Relentless Mission00:01:08 – How a Trip to Syria Turned Into a Nightmare00:02:00 – Wild Stories from the Edge of the Map00:07:26 – How He Traveled the World on Spare Change00:10:59 – The Risk Factor: When Travel Gets Real00:17:23 – Black SUVs, Blindfolds, and Bashar al-Assad00:23:08 – Locked in a Dungeon: How He Stayed Sane00:31:47 – Faith in the Dark: Prayers Behind Bars00:32:34 – (Sponsor Break – Mortgage + Coaching)00:33:42 – 30 Days of Silence and Boiled Potatoes00:35:27 – Out of the Cell, Into the Chaos00:36:00 – Finding Brotherhood in a Syrian Prison00:40:30 – The Phone Call That Set Him Free00:42:21 – FBI, CIA, and a Family on the Brink00:45:29 – Two Stephs, One Shot at Freedom00:48:09 – What Captivity Taught Him About Life00:55:42 – He Wasn't Done Yet: The Final 12 Countries00:58:10 – What's Next for Sam Goodwin?Links and Resources:Website: https://www.samrgoodwin.com/Sam on LinkedIn------------This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE:⁠ ⁠www.LinkTr.ee/ScottLGroves⁠⁠I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! -------------Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities:On The Edge Podcast Community & Facebook Group on Facebook:⁠ ⁠https://www.facebook.com/groups/ontheedgepodcast/⁠⁠On The Edge Podcast Page on Facebook:⁠ ⁠https://www.facebook.com/MeetScottGroves⁠⁠On The Edge Podcast on Locals:⁠ ⁠https://reddotbluestate.locals.com/⁠⁠Instagram:⁠ ⁠www.Instagram.com/ScottLGroves⁠⁠------------⁠⁠www.OnTheEdgePodcast.com⁠⁠-----------Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover?Send us an email: ⁠scott@ontheedgepodcast.com⁠-----------Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well!----------

In this episode, we explore what it really means to treat marketing as a lifestyle. Rather than approaching visibility as a task, we discuss how top-performing agents integrate authentic marketing into everyday moments—building trust, creating connection, and attracting clients who align with their values. Learn why consistency beats perfection, how to avoid the trap of “chameleon marketing,” and why human connection remains your strongest competitive edge in real estate.

In a world racing toward automation and AI, the professionals who master human connection will win. In this powerful episode, communication expert Mary Schmidt unpacks the neuroscience behind trust-building conversations and why conversational intelligence is the real competitive advantage for relationship-based professionals. Learn how to elevate every interaction—whether with clients, strategic partners, or loved ones—by intentionally triggering trust, openness, and deeper collaboration. 

Scott dives deep with Jeff Nelson—author, Jiu-Jitsu black belt, and punk rock enthusiast—to explore the unexpected journey that led to the creation of his debut novel, Ninja Punks F Off. From navigating a childhood stutter to mastering storytelling through cultural obsession with Japan and intense personal trials, Jeff embodies the raw grit and intellectual curiosity that define today's high-achievers. They discuss the convergence of martial arts discipline, the allure of Japanese history, and the often misunderstood nature of fiction writing. Whether you're here for the entrepreneurial spirit, unfiltered conversation, or lessons in resilience, this episode will leave you both fired up and thinking differently about storytelling, success, and personal legacy.Chapters:00:00:00 - Meet Your Host and Dive Into Jeff Nelson's World00:01:11 - How Jeff's Stutter Sparked a Lifelong Passion for Writing00:02:42 - Anime, Samurai, and the Roots of a Cultural Obsession00:03:11 - Discovering a Wild Ancestral Link to Japanese History00:05:30 - Was Shogun Accurate? A Deep Nerd Dive00:14:56 - The Strange Mix of Punk Rock, Homer, and Heroic Tales00:25:20 - How Jiu-Jitsu Transformed Jeff's Life and Mindset00:31:35 - Building Champions: From the Mat to the Page00:36:26 - Inside Jeff's Relentless Writing Rituals00:36:58 - Why Story Outlines Might Be Killing Creativity00:38:00 - What Went Wrong with Disney's Star Wars00:39:01 - Trusting Instincts Over Blueprints in Storytelling00:41:35 - How Yellowstone's Fury Sparked a Creative Fire00:42:59 - The Brutal, Soul-Crushing Reality of Editing00:47:44 - Behind the Curtain of Today's Publishing Industry00:55:22 - Blood, Sweat, and Ninja Punks: How the Book Was Born01:02:47 - Jeff's Love Affair with the Iliad and Epic Films01:08:51 - The Road Ahead: What's Next for Jeff NelsonLinks and Resources:WebsiteNinja Punks, @*&% OFF!------------This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: ⁠www.LinkTr.ee/ScottLGroves⁠I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! -------------Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities:On The Edge Podcast Community & Facebook Group on Facebook: ⁠https://www.facebook.com/groups/ontheedgepodcast/⁠On The Edge Podcast Page on Facebook: ⁠https://www.facebook.com/MeetScottGroves⁠On The Edge Podcast on Locals: ⁠https://reddotbluestate.locals.com/⁠Instagram: ⁠www.Instagram.com/ScottLGroves⁠------------⁠www.OnTheEdgePodcast.com⁠-----------Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover?Send us an email: ⁠scott@ontheedgepodcast.com⁠-----------Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well!----------

When SWAT medic Casey Cheshier set out for a routine return trip from Catalina Island, he didn't expect to collide with a whale at 60 mph — or fight for his life in open ocean. In this raw and riveting episode, Scott sits down with the LA County Sheriff's Department's elite rescue paramedic to unpack a day that turned into a survival thriller. From near-fatal leg injuries to hypothermia, a malfunctioning boat, and sheer mental grit, Casey walks us through how training, mindset, and brotherhood saved his life. We also get an inside look at LA's elite tactical rescue teams — where jumping from helicopters, diving into bodies, and explosive breaching are just another Tuesday. This is not your average cop story. It's a blueprint in resilience, real-world leadership, and never giving up.Chapters:00:00:00 - Welcome to the Wildest Survival Story00:00:43 - From Sheriff's Deputy to SWAT Elite00:01:08 - Inside the Grueling Life of Tactical Lawmen00:03:09 - Earning the Badge: No Easy Road00:04:22 - Five Years in Hell: Jailhouse to Justice00:08:57 - Boats, Guns, and Deep-Water Missions00:14:03 - The Day a Whale Nearly Killed Me00:38:35 - Blood, Bones, and Life-or-Death Decisions00:39:06 - Floating and Fading: The Body Fights Back00:40:43 - When Training Becomes Your Only Lifeline00:41:59 - A Tourniquet, a T-Shirt, and Sheer Grit00:42:36 - The Rescue Helicopter That Found Me00:44:34 - Calling Home from a Hospital Gurney00:48:21 - Waking Up Broken, Not Beaten00:52:12 - The Painful Climb Back to Life00:54:59 - Am I Still the Same Man?01:20:11 - The Heel Bone You Can't Replace01:20:48 - Building a Foot with Science01:23:07 - Bureaucracy vs. Survival: The Compensation Battle01:33:44 - Physical Rehab and Mental Warfare01:42:06 - Back in Uniform, Scarred But Strong01:48:10 - What Comes After You Beat Death?Links and Resources:Casey on LinkedInCasey on InstagramTreading Water: Survival and Surviving the Recovery------------This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGrovesI can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! -------------Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities:On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGrovesOn The Edge Podcast on Locals: https://reddotbluestate.locals.com/Instagram: www.Instagram.com/ScottLGroves------------www.OnTheEdgePodcast.com-----------Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover?Send us an email: scott@ontheedgepodcast.com-----------Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well!-----------

In this powerful episode, Brett Swarts of Capital Gains Tax Solutions reveals how real estate agents can unlock hidden listings, save deals, and add massive value to high-net-worth clients using a strategic capital gains tax exit plan.

In this episode we sit down with Steve Griggs, founder of Steve Griggs Design and multi-time Inc. 5000 honoree, to uncover the timeless principles that fuel real business growth. From eliminating excuses and keeping promises to creating confidence and cultivating high-trust referral networks, this conversation is packed with straight-talking wisdom for real estate professionals and entrepreneurs alike.

In this high-octane episode of On The Edge with Scott Groves, we meet Josh Saunders—rugby savage turned jiu-jitsu black belt and founder of HPU Athletic. Josh breaks down what it takes to become a world-class competitor on and off the mats, detailing his transformation from injured athlete to elite grappler and business owner. With raw honesty and no-bullshit insights, he dives into how mastery in BJJ mirrors business success, the myth of motivation, and why consistency trumps talent every time. Whether you're an athlete, entrepreneur, or someone grinding for greatness, this episode delivers the mindset strategies, battle scars, and real talk you need to win.Chapters:00:00:00 - Savage Origins: The Most Reluctant Tesla Owner Meets the Mat00:02:03 - From Bone Breaks to Belt Ranks: Why Rugby Had to Die for Jiujitsu to Live00:04:44 - Training Clients, Hating Life: The Wake-Up Call That Launched HPU00:07:57 - No Time to Suck: How Josh Hacked the BJJ Learning Curve00:13:09 - When Obsession Becomes Career: Building a Life Around Jiujitsu00:22:19 - Underdogs Down Under: The Raw Truth About Australian BJJ00:26:17 - Sharks Only: What Happens When You Roll with the Best on Earth00:29:32 - Armbar Economics: Why Jiujitsu Is the Ultimate Business Teacher00:35:21 - No Plan B: Leaving Security to Bet Everything on the Grind00:36:07 - Fight or Fold: The Daily Sparring Match Between Business and BJJ00:36:42 - Build Ugly, Build Now: The Power of Launching Before You're Ready00:37:35 - Your Niche Isn't Too Small—You're Just Playing Too Soft00:37:52 - Business Chaos Therapy: How Josh Handles Fires Without Folding00:38:24 - Selling Dog Blankets and Eating Shit: The Humble Start to a Killer Brand00:40:15 - Start Ugly, Stay Consistent: Why Most People Never Win00:41:28 - Hand-Delivering T-Shirts and Other Entrepreneurial Hazing Rituals00:44:29 - From Solo Hustler to Global Tribe: The Rise of the HPU Brotherhood00:55:05 - Stop Searching for Motivation—Start Building Discipline01:01:36 - You're Not Failing—You're Just Afraid to Succeed01:07:05 - Proof in the Parking Lot: Growth You Can Actually See01:07:22 - The Culture That Builds Killers: Inside the Gym That Raised Josh01:08:15 - Want to Be a Champion? Here's What You're Not Doing Yet01:10:18 - Burn the Boats: What It Really Takes to Go All-In01:16:52 - Drilling Wars: Why Your Favorite Training Method Might Be Holding You Back01:27:33 - Bigger Plans, Bigger Pressure: What Josh Is Chasing in 202501:31:47 - From Gladiators to Gladiator: Final Thoughts and Film FavoritesLinks and Resources:Josh on Instagram: https://www.instagram.com/hpucoaching/?hl=enHPU Athletic on Instagram: https://www.instagram.com/hpuathletic/?hl=enHPU Athletic: https://hpuathletic.com/en-us------------Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket.  This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGrovesI can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!

In this episode I sit down with John Donnelly, Executive Director of Sales at Service First Mortgage, to explore how a growth mindset fuels success in real estate and beyond. John shares his powerful experiences, including the 12-Hour Walk Challenge, creating a personal Board of Directors, and how mindset shifts can transform both business and life. Tune in to learn how top performers adapt to challenges and consistently achieve more.

In this episode we sit down with Laurel, a top kitchen and bath remodeling expert, to discuss how real estate agents and contractors can create true two-way referral partnerships. Discover how contractors can identify real estate opportunities, how agents can add value to their contractor partners, and why strong relationships—not just transactions—are the key to long-term success.

Success in business—and life—boils down to one thing: systems. In this episode, we sit down with mortgage industry leader, coach, and entrepreneur Scott Groves to break down the power of checklists, structured processes, and leadership strategies that help high performers scale their businesses while maintaining balance at home. Whether you're a mortgage professional, entrepreneur, or sales leader, you'll gain actionable insights on how to delegate effectively, implement foolproof systems, and manage your time like a pro. Plus, we dive into the Panda Planner Sales Pro, Front Row Dads, and the Apogee School model—three tools for maximizing efficiency and personal growth.Chapters:00:00:00 - Kicking Off with a Power-Packed Episode00:00:38 - The Secret Weapon: Checklists for Success00:03:05 - Systems & Discipline: The Formula for Winning00:04:16 - Crushing It in Business and at Home00:09:12 - Setting High Standards & Keeping Teams Accountable00:13:15 - Communication Hacks for Powerful Leadership00:18:41 - How to Build Trust & Win More Clients00:23:59 - Closing Deals Faster: The Key Moments That Matter00:24:27 - Stop Selling, Start Connecting: The Relationship Shift00:25:15 - How to Unlock Unlimited Referrals00:30:27 - Systems That Scale: The Blueprint for Business Growth00:32:14 - The Planner That Can Change Your Life00:41:16 - Front Row Dads: Be a Leader at Home00:43:17 - Apogee Schools: Reinventing Education for Future Leaders00:48:17 - Coaching, Masterminds & The Fast Track to SuccessLinks and Resources:Mike on LinkedInThe Mike Litton Experience------------Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-)You can find out everything about me HERE:⁠⁠⁠www.LinkTr.ee/ScottLGroves⁠⁠⁠This podcast is paid for and brought to you by.... by me, Scott Groves :-)Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized.I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGrovesI can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!-------------

You want to find that perfect home, but how do you know where to start? The home-buying process can be tricky and confusing. That's why it's essential to understand the right things to consider before you begin the mortgage process.       Links: Find out how much you may qualify to borrow. Get a mortgage pre-approval now! Check out current mortgage rates and other special offers Check out TCU University for financial education tips and resources!  Follow us on Facebook, Instagram and Twitter!  Learn more about Triangle Credit Union Transcript:  Welcome to Money Tip Tuesday from the Making Money Personal podcast.     Buying a home is one of the most significant financial decisions ever. It's natural to have concerns and questions about the process, from finding the right house to securing a mortgage. Suppose you're ready for this journey but need help understanding where to start. Here are five things that you should consider before buying a house.    Affordability and Budget The first thing you'll want to know, and perhaps the most important, is how much house you can afford. Housing prices have climbed significantly in certain areas, and mortgage rates aren't as low as a few years ago.    The good news is that rates and prices fluctuate, so they can go down just as they went up.    Get a good idea of a monthly payment you can reasonably afford. One rule of thumb is that your yearly mortgage costs should be around 25% of your annual take-home pay. An affordable monthly payment provides a reasonable margin, so you're not spending too much on housing month over month. Calculate your annual household income, take 25% of that, and divide it by 12. You can then use that rough monthly payment calculation to determine the home price that best fits your budget.    Monthly payments are significant, but they're not the only cost you should know. Before shopping, consider other hidden costs, such as closing fees, property taxes, inspection fees, and the consistent, ongoing maintenance a house requires when calculating affordability. For instance, closing fees can include appraisal fees, title insurance, and attorney fees. Property taxes can vary depending on the property's location and value. Ongoing maintenance can consist of lawn care, repairs, and utilities.      Location and Neighborhood The next thing you'll want to consider is the location of your home.  What kind of neighborhood do you want to live in? What types of conveniences and local attractions would you like to be around? Are you one for solitary, remote locations, or do you like populated urban surroundings?    Explore the local spots and attractions to get an idea of the overall feel of the environment. Also, keep an eye out for planned developments in the area, as those can also affect property values.      Take into consideration any town amenities and services. Some towns provide trash pickup while others don't, which will become an additional expense to budget for. When researching potential buying locations, consider the cost of any further service you may need to pay out of pocket or find a location where those services are available through tax funding and other programs.    Property Condition and Inspection Another important factor to consider is the condition of the property. That home may have a low, attractive price, but it might need a new roof, a new furnace, or have some flooring issues.     First, take some time to ensure the house is structurally solid for safety. Have an inspector check on any plumbing issues, electrical issues, roof condition, etc., because issues involving maintenance and repairs all come with dollar signs. One positive thing to remember when inspecting the property is that sometimes, needed repairs provide an opportunity to negotiate pricing with the seller.    If there are things that need improving, consider whether you're equipped to fix them yourself or willing to pay a professional.  For some, buying a home that needs work is precisely what they're looking for.   Think about whether you're ready to put in some work and make some renovations or opt for a house that's more move-in ready. A clear idea of your intentions will help guide you toward the property you're most comfortable managing.     Understanding the Mortgage Approval Process Review your credit history, as it's a significant factor in determining how much you'll be able to borrow. Lenders use your credit report to determine your creditworthiness and as a benchmark of financial habits. If you recognize your credit isn't as healthy as it should be, think about improving it before applying for a mortgage.      Ensure you make all payments on time, do not max out credit cards, and maintain a healthy debt-to-credit ratio.   Once your credit is in good shape, take some time to get a mortgage pre-approval. Getting pre-approved is a great way to determine how much you can borrow and will provide a reasonable price range for your house hunt.   Loan Types A final thing to consider when buying a home is the mortgage type. There are a variety of mortgage loan types with different terms and rates. Some mortgage options have fixed rates, where the rate doesn't change throughout the life of the loan, while other types are adjustable-rate mortgages, where the rate adjusts periodically throughout the life of the loan. Finding the right loan type depends on how much you can afford for a monthly payment, the size of your downpayment, and how long you plan to be in the home.    If you're unsure what type of mortgage product will work best for your situation, talk to a Triangle Mortgage Loan Officer. They'll review all the aforementioned factors, ask you about your financial situation and goals, and listen to your overall expectations of being a homeowner. As mortgage professionals, they're also very aware of the housing environment and market and can guide you toward other little-known benefits and programs for which you might qualify. Visit trianglecu.org to learn more about Triangle's  mortgage products and contact one of our Mortgage Loan Officers.    If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

Kevin Howard's journey defies conventional political stereotypes. A former lifelong Democrat, military veteran, and business banker, he takes us through his shift in ideology after witnessing firsthand how economic policies have crushed small businesses and the middle class. In this explosive conversation, we break down the real causes of wealth inequality, the hidden manipulation of financial markets, and why Trump's support continues to rise despite media narratives. From the Powell Memo to the 2008 bailouts and COVID-era crony capitalism, this episode is a wake-up call for anyone disillusioned with both major parties.Chapters: 00:00:00 – Welcome to the Podcast: Introducing Kevin Howard 00:00:54 – A Democrat Who Voted for Trump: Kevin's Political Shift 00:02:10 – From Banking to Business: The Reality of the American Dream 00:05:59 – Why It's Harder Than Ever to Start a Business 00:07:24 – How Economic Policies Have Crushed the Middle Class 00:24:35 – The 2008 Financial Crisis: What Really Happened? 00:44:42 – Why the Stock Market Boomed While the Economy Collapsed 00:45:10 – The Federal Reserve's $4 Trillion Game-Changer 00:45:39 – Who Really Benefited From the CARES Act? 00:47:24 – PPP Loans: Lifeline or Massive Fraud? 00:49:11 – How the Fed Gave Corporations a Free Pass 00:56:42 – The Housing Market Bubble: Who's Driving Prices Up? 01:01:35 – Why Trump's Support Is Surging Across the Country 01:03:09 – Trump vs. The Establishment: What Drives Him? 01:10:09 – The Power Moves Behind Trump's First Term 01:22:28 – NATO, Ukraine, and The Global Chessboard 01:25:04 – Crimea, Russia, and The Peace Deals No One Talks About 01:26:34 – How NATO Expansion Shaped Global Conflicts 01:28:11 – The Media's Role in Shaping Public Perception 01:29:05 – Single-Issue Voters and Trump's Foreign Policy Moves 01:30:11 – Trump's 2024 Strategy: Who's Advising Him Now? 01:32:44 – How Endless Wars Shape America's Economy 01:35:38 – Historical Narratives vs. Reality: What We're Not Told 01:45:38 – Trump's Health Policies & The "Unity Agenda" 02:02:20 – The Kamala Harris Debate: Political Optics vs. Reality 02:05:07 – Climate Change: Hype or Economic Game-Changer? 02:06:42 – The Data War: Who Controls the Climate Narrative? 02:10:10 – How Climate Policy Impacts the Economy 02:14:39 – Moving Away from Fossil Fuels: What's the Real Plan? 02:18:31 – Can Innovation & Global Cooperation Solve the Crisis? 02:26:36 – Economic and Political Takeaways for the Future 02:40:46 – Final Thoughts & Kevin Howard's Call to ActionLinks and Resources:Onward, At Last by Kevin HowardWebsite------------Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-)You can find out everything about me HERE:⁠⁠www.LinkTr.ee/ScottLGroves⁠⁠This podcast is paid for and brought to you by.... by me, Scott Groves :-)Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized.I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGrovesI can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!-------------

In this episode of Think Bigger Real Estate, business coach Gary Harper of Sharper Business Solutions shares a proven framework for improving business systems and processes to maximize efficiency, profitability, and scalability. Learn how to free up your time, make data-driven decisions, and build a business that runs without you.

In this episode, we reveal a game-changing tool for real estate professionals: The Deep Dive by ProInsight. Learn how this powerful service helps you uncover hidden opportunities in your existing client database, transform your approach from transactional to advisory, and build a scalable, sellable business. 

Robert Drysdale is a Jiu-Jitsu legend, undefeated MMA fighter, and co-founder of Zenith BJJ. He joins Scott Groves to drop some serious truth bombs about what has become of Brazilian Jiu-Jitsu, the shift in fighter mentality, and why the old-school mindset is fading. From winning ADCC and IBJJF World Championships to coaching top athletes, Robert shares his no-nonsense take on discipline, accountability, and what separates real competitors from Instagram warriors. He and Scott also talk about the culture of combat sports, the problem with entitlement in gyms today, and what it truly takes to be great. If you train, compete, or just love combat sports, this episode is a must-listen.Chapters:00:00:00 – A Fighter Walks In…00:00:24 – When Jiu-Jitsu Had a Code00:04:20 – From White Belt to World Champion00:06:34 – The Tournament That Changed Everything00:13:37 – Why Most Fighters Never Make It00:18:12 – The Cost of Greatness: What It Takes to Win00:24:49 – The Divide in Every Gym That No One Talks About00:32:07 – A Coach's Dilemma: Guide or Obey?00:36:42 – Leaving Brazil, Chasing the Dream00:38:49 – The Fight Game Is a Business—Here's Why I Left00:40:57 – The Evolution Nobody Saw Coming00:44:29 – Jiu-Jitsu Used to Be Ruthless—Now What?00:52:18 – From Honor to Business: How Jiu-Jitsu Changed01:00:04 – The Origins They Don't Teach You01:15:40 – Carlson Gracie: The Rebel Coach01:19:08 – Why Jiu-Jitsu Isn't the Same Anymore01:25:53 – Training Smarter vs. Training Softer01:32:37 – Where Jiu-Jitsu Is Headed Next01:34:59 – More Than a Martial Art—A Reflection on Life01:47:00 – What's Next for Robert Drysdale?Links and Resources:Robert onInstagramZenith Jiu-Jitsu by Robert Drysdale Opening Closed-Guard by Robert Drysdale The Rise and Evolution of Brazilian Jiu-Jitsu by Robert DrysdaleRobert'sLinkTree------------Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-)You can find out everything about me HERE:⁠www.LinkTr.ee/ScottLGroves⁠This podcast is paid for and brought to you by.... by me, Scott Groves :-)Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized.I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGrovesI can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!!New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!!-------------

Did you know that 71% of real estate agents didn't sell a single home in 2024? In today's competitive market, generalists are struggling while specialists thrive. In this episode of Think Bigger Real Estate, host Justin Stoddart sits down with Rick Albert, a top LA agent and investor, to discuss why niching down is the key to long-term success. Learn how to identify your niche, position yourself as the go-to expert, and attract more high-quality clients—all while working smarter, not harder. Whether you're an agent looking to stand out or a team leader helping others grow, this episode is packed with game-changing insights you won't want to miss.

In this episode of Think Bigger Real Estate, we sit down with industry leader Jeff Sutherland to discuss the game-changing power of collaboration in real estate. From leveraging referral partnerships to structuring a high-performance calendar, Jeff shares invaluable insights on how top agents build success through relationships. Whether you're looking to scale your business, improve efficiency, or create a lasting impact, this episode will show you how collaboration is the key to going further, faster. 

Ever dreamed of retiring or investing in a tropical paradise? In this episode of the Think Bigger Real Estate podcast, Justin Stoddart and Stephanie Peck talk with Panama real estate expert Melissa Darnay about how Americans and Canadians can affordably relocate, invest, or own a second home in Panama. Melissa shares her journey of moving abroad, debunks myths about expat life, and explains how real estate professionals can build location and financial freedom without sacrificing their businesses. Whether you're looking for a vacation home, a smart investment, or a path to passive income, this episode is packed with insights, strategies, and inspiration to help you dream bigger!

Listen to Mega Mix Expo coverage. In this episode, Adam Torres and Farzad MansoorBakht, Mortgage Loan Officer at Equity Smart Loans, explore Equity Smart Loans and the upcoming Mega Mix Expo event. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Listen to Mega Mix Expo coverage. In this episode, Adam Torres and Farzad MansoorBakht, Mortgage Loan Officer at Equity Smart Loans, explore Equity Smart Loans and the upcoming Mega Mix Expo event. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia

Get ready for a whirlwind of wisdom and raw truths as Scott Groves hosts the unstoppable Rich Christiansen. A visionary entrepreneur with 51 businesses under his belt (16 hitting multi-million dollar heights), Rich unveils the secrets of calculated failure, efficient pivots, and living life on the edge. From his groundbreaking business philosophies in "The Zigzag Principle" to a shocking DNA twist that reshaped his family legacy, this conversation dives deep into resilience, authenticity, and what it means to truly succeed. Whether you're a dreamer or a doer, this episode will challenge your perspective and ignite your entrepreneurial spirit. Rich's story isn't just about boardrooms and bottom lines—it's a testament to embracing chaos and conquering fear. He opens up about navigating the complexities of his Mormon upbringing, redefining fatherhood, and transforming personal trials into groundbreaking frameworks like the Legato Family model. With humor, humility, and a no-nonsense approach, Rich and Scott tackle the highs and lows of life, leaving you inspired to rethink your path and push your boundaries. Buckle up—this is not your typical business podcast. ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! -----------

Discover how real estate professionals can thrive in 2025 with bold moves, resilience, and actionable strategies. Learn from Now Nation hosts Courtney Twiss and Michelle Roderick on making impactful changes to scale your business. 

Welcome to the Personal Development Trailblazers Podcast! In this episode, we'll dive into some simple, yet powerful insights to help you become the best version of yourself.  Brian Arnold is a former world-class athlete turned educator, entrepreneur, and leadership consultant. From teaching and coaching to founding initiatives like Journey to Freedom and Metro Funding Group, he empowers individuals through leadership, financial literacy, and community impact. As a Mortgage Loan Officer, speaker, and podcast host, Brian is passionate about helping others achieve success while championing racial equity and financial stability. Connect with Dr. B here:  You Tube- https://www.youtube.com/@brianearnold1 Facebook- https://www.facebook.com/brianearnold Instagram- https://www.instagram.com/brianarnoldmortgage Tiktok-https://www.tiktok.com/@brianearnold1 LinkedIn-https://www.linkedin.com/in/brianearnold/ Website- https://www.brianearnold.com/ Grab the freebie here: https://store.bookbaby.com/book/there-is-no-tiger =================================== If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends. Thanks for watching the Personal Development Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com. Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers.  QUICK LINKS:  APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-application DIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Discover how real estate agents can overcome challenges and thrive in 2025 with expert insights from Briggs Elwell. Learn tips on planning, legal structures, and becoming an advisor.

Join my Facebook group, Tax Strategies for Real Estate Investors, and become part of a community with 11,500+ high-level real estate investors ► Join here: ⁠https://www.facebook.com/groups/taxstrategyforinvestors⁠ In this episode, I sit down with Brenna Carles from The Mortgage Shop to break down the biggest mistakes real estate investors make when filing taxes and applying for loans. We dive into the differences between Schedule C vs. Schedule E, how to avoid overpaying in taxes, and how to qualify for more loans to expand your property portfolio. Brenna shares practical advice on loan strategies, partnerships, and even how to shift debt to maximize your borrowing power. If you're looking to optimize your financing, this episode is packed with insights you can't afford to miss. Timestamps: 00:00:00 — Intro 00:00:37 — The importance of Schedule E vs. Schedule C for real estate investors 00:03:36 — Why Schedule C can block you from qualifying for loans 00:04:17 — How Schedule E can increase borrowing capacity for investors 00:07:15 — Key deductions for Schedule E filers (T.I.M.D. method explained) 00:09:40 — Real case study: How one mistake cost a client $18,000 in extra taxes 00:11:31 — How Brenna manually verifies loan eligibility to avoid last-minute surprises 00:14:49 — The myth of "just trust your accountant" — Why you need to check their work 00:16:04 — Using Form 8825 for partnerships and how it works like Schedule E 00:19:47 — Strategy alert: Why you should shift bad debt into your spouse's name 00:22:27 — How to shift loans from your personal name to an LLC using DSCR loans 00:25:31 — Avoid analysis paralysis — How to take action without overthinking 00:27:28 — Why making calculated risks can lead to life-changing wealth decisions Interested in working with me? Apply here: ► https://taxstrategy365.com/apply?el=podcast Let's connect! ► Instagram: ⁠https://www.instagram.com/learnlikeacpa/⁠ ► LinkedIn: ⁠https://www.linkedin.com/in/learnlikeacpa/⁠ ► Twitter: ⁠https://x.com/LearnLikeaCPA⁠ ► Facebook: ⁠https://www.facebook.com/learnlikeacpa⁠ ► Tiktok: ⁠https://www.tiktok.com/@learnlikeacpa⁠ *None of this is meant to be specific investment advice, it's for entertainment purposes only.

In this gripping episode of the On the Edge Podcast, Scott Groves sits down with Jon Vroman, the mastermind behind the Front Row Dads movement. From his days as a Cutco superstar to his work with Tony Robbins and his pivot to building a life centered around fatherhood and family, Jon shares how he transformed from a road warrior speaker to a deeply present dad. They explore what it means to juggle family, marriage, and a thriving business—all while keeping your sanity. Get ready for stories of vulnerability, life lessons, and Jon's raw take on dealing with personal storms while leading a movement for dads worldwide. Whether you're curious about the six pillars of Front Row Dads, navigating marriage challenges, or hearing about Jon's hilarious Mexico connection story, this episode is packed with value and heart. Don't miss out—hit play and join the conversation! ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! -----------

Ready to dive deeper into raw, unfiltered stories? Subscribe today for exclusive contents and upcoming episode alerts of the www.OnTheEdgePodcast.com In this episode, former Olympic-level track athlete Brian Arnold shares his remarkable journey from competing against legends like Edwin Moses to becoming a transformational coach. With 8 children, 16 grandchildren, and 38 years of coaching experience, Brian reveals the parallels between athletic excellence and personal achievement. In this powerful conversation, Brian unpacks his latest project "Journey to Freedom," interviewing 100 Black Men about breaking through limitations, plus insights from his new book "The Decision Formula." Whether you're an athlete, entrepreneur, or seeking personal growth, his practical approach to overcoming analysis paralysis and achieving goals will resonate. Watch through to the end for candid discussions about aging as a former elite athlete and coaching today's instant-gratification generation. New Full Episodes every THURSDAY at 10:00 am. Clips are released throughout the week. Join our community at OnTheEdgePodcast.com for exclusive content and member benefits! Facebook Group: @ontheedgepodcast Facebook Page: @MeetScottGroves Locals: https://reddotbluestate.locals.com/ Instagram: @ScottLGroves #TrackAndField #PersonalDevelopment #LifeCoaching ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! -----------

Discover how Amy Stockburger, a Top 50 US Real Estate Broker, transformed client relationships with her Lifetime Home Support Model. Learn strategies to build a thriving real estate business with lasting impact, from VIP programs to vendor partnerships.

In this episode of Loan Officer Training, we explore the art of structuring bank statement loans, a powerful solution for borrowers who don't meet traditional income requirements. Discover what bank statement loans are, who they're ideal for, and the key strategies to analyze and structure them effectively. Our expert host, Jose Gonzalez will share tips on how to communicate with self-employed clients to build trust and understanding, as well as common pitfalls to avoid. Whether you're new to bank statement loans or looking to refine your approach, this episode is packed with actionable insights to help you close more deals and grow your business. Tune in and take your loan officer skills to the next level!

Ready to dive deeper into raw, unfiltered stories? Subscribe today for exclusive contents and upcoming episode alerts of the www.OnTheEdgePodcast.com In this episode, former UFC Women's Bantamweight Champion Miesha Tate reveals her extraordinary journey from wrestling against boys in high school to becoming one of MMA's most decorated athletes. Experience the raw story of how a reluctant striker transformed into a dominant force in combat sports, capturing titles in FCF, Strikeforce, and ultimately the UFC. Beyond the octagon, Miesha shares intimate details about winning Celebrity Big Brother, spending seven weeks away from her children, and balancing motherhood with a competitive career. Her candid revelations about initial resistance to fighting and finding her true calling will resonate with athletes and fans alike. New Full Episodes every THURSDAY at 10:00 am. Clips are released throughout the week. SUBSCRIBE NOW! Join our community: Facebook Group: @ontheedgepodcast Facebook Page: @MeetScottGroves Locals: https://reddotbluestate.locals.com/ Instagram: @ScottLGroves #MMALegends #WomensWrestling #UFCChampion ------------ Quickly- I'm Scott Groves - Husband, Father, Loan Officer, Coach, Author, Podcaster, and Blue Belt in Brazilian Jiu-Jitsu. I gave up boxing, where I was 5-0 in amateur fights, when I turned 40. BJJ is safer for old men than getting punched in the head :-) You can find out everything about me HERE: www.LinkTr.ee/ScottLGroves This podcast is paid for and brought to you by.... by me, Scott Groves :-) Because I think these kind of long form conversations are valuable, I pay for 100% of the production of this show out of my pocket. This channel is FAR from monetization and because of the subject matter, may never be monetized. I am a Mortgage Loan Officer & Loan Officer Coach in real life. It's the money that I earn, from helping home-buyers and home-owners obtain home-loans, that pays for this show. If you, your friends, or your family are looking for a home loan from an honest Loan Officer, please contact me at Scott@ScottGrovesTeam.com or find all my links to connect HERE: www.LinkTr.ee/ScottLGroves I can do the loan for you (our team is licensed in 8 states) - OR - I can refer you to an amazing loan officer in the state where you're searching. ON WITH THE SHOW!!! New Full Episodes are released every THURSDAY at 10:00am and clips are released frequently throughout the week. SO MAKE SURE YOU SUBSCRIBE!!! ------------- Thank you for checking out the Podcast. We're building our community AS WE SPEAK and would love it if you checked us out in one of our communities: On The Edge Podcast Community & Facebook Group on Facebook: https://www.facebook.com/groups/ontheedgepodcast/ On The Edge Podcast Page on Facebook: https://www.facebook.com/MeetScottGroves On The Edge Podcast on Locals: https://reddotbluestate.locals.com/ Instagram: www.Instagram.com/ScottLGroves ------------ www.OnTheEdgePodcast.com ------------ Don't care for YouTube and prefer listening instead? We got you covered wherever podcasts are found: Apple Podcasts: www.bit.ly/oteapple Google Podcasts: www.bit.ly/otegoogle Spotify: www.bit.ly/otespotify Breaker: www.bit.ly/otebreaker Radio Public: www.bit.ly/oteradio Pocket Casts: www.bit.ly/otepocket Anchor: www.bit.ly/oteanchor ----------- Do YOU or SOMEBODY YOU KNOW want to be featured in the podcast? Questions, inquiries, booking a show? Any topics or people you'd like us to cover? Send us an email: scott@ontheedgepodcast.com ----------- Spread the word and help us out! It doesn't cost a thing to hit that Like Button, Subscribe, and turn on the notification bell. Comments are appreciated and will be responded to! Doing any of these things tells the YouTube Algorithm that you like what you see and helps others find us as well! -----------

Underwriting can often feel like a complex maze for loan officers, but mastering it is key to ensuring smooth loan approvals. In this episode of Loan Officer Training, we tackle the most common underwriting challenges and share actionable strategies to overcome them.From navigating tight guidelines to resolving credit or income inconsistencies, you'll gain valuable insights into what underwriters look for and how to better position your loan applications for success. Learn how to anticipate potential red flags, improve communication with underwriting teams, and streamline the process for both you and your clients.If you're ready to enhance your understanding of underwriting and close loans more efficiently, this episode is a must-listen!Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan OriCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...

Refinancing can be a game-changer for borrowers, but how do you effectively structure a refinance and communicate its value? In this episode of Loan Officer Training, we break down the steps to crafting a winning refinance strategy that aligns with your client's goals.Discover how to calculate savings, highlight benefits like lower monthly payments, reduced interest rates, or access to cash for other financial needs. We'll also explore how to address common borrower concerns and present refinancing options in a way that's clear, relatable, and actionable.If you want to confidently guide your clients through the refinance process and build lasting trust, this episode is packed with insights you can't afford to miss.Join The Mortgage Calculator at https://themortgagecalculator.com/joinAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!Our Mortgage Loan Originators are trained toCatch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast Catch all the episodes of the Loan Officer Training Podcast at https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-PodcastLoan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/joinThe Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access...

Join us with guest Eddie Speed as we discover the benefits of mortgage note investment, including passive income, portfolio diversification, and higher returns. Learn how to get started and make informed investment decisions.

I'm pretty excited about today's in person episode.This guest and I have been connected for 8+ years after playing softball together. Unfortunately our team has folded because many of us are old, but nonetheless he and I have built a relationship over the last couple of years.Earlier this year I had the opportunity to be a guest on his show, and had a great time. And now it's time to bring him onto my show. My guest today is Pat Doyle. Pat is a Loan Officer at Guild Mortgage Company and Co-Host of The Zach and Pat Show. Pat's Bio:Pat was born and raised in St. Louis, MO. He attended Oakville High School before going to Missouri State University where he played 4 years of baseball and Majored in Finance. After college he was drafted by the Cincinnati Reds and played 5 years professionally. For the last 9.5 years Pat has been a licensed Mortgage Loan Originator for Guild Mortgage Co. The loves of his life are his two sons, Conor and Oliver and are the reason behind his why!Connect with Pat:Facebook: https://www.facebook.com/pat.doyle.397 Instagram: https://www.instagram.com/stl_mortgagenerd/ Tik Tok: https://www.tiktok.com/@stl_mortgagenerd LinkedIn: https://www.linkedin.com/in/patrickdoyle32/ Builders of Authority:FREE Facebook Group: https://www.facebook.com/groups/7685392924809322 BOA Mastermind: https://buildauthority.co/order-form-mastermind GoHighLevel Extended 30-day Free Trial w/TONS of Personal Branding Bonuses: http://gohighlevel.com/adammcchesney

Are you tired of being held back by traditional bank financing when buying real estate? What if you could break free from the shackles of credit scores, income verification, and endless paperwork? In this video, we'll explore alternative financing options to help you achieve your real estate goals without relying on traditional banks. From private money lenders to creative financing strategies, we'll dive into the pros and cons of each approach and provide you with the knowledge you need to start building your real estate empire. Whether you're a seasoned investor or just starting, this video is a must-watch for anyone looking to think outside the box and achieve financial freedom through real estate. With over two decades of experience, Joe and Jenn, The Duo Behind the Creative Finance Playbook, is the #1 resource for learning how to buy real estate without traditional bank financing, relying on credit, or needing large cash reserves—all from the comfort of your home. As hosts of the Creative Finance Playbook Podcast, which ranks in the top 10% of global podcasts, Jenn and Joe have established themselves as experts in the real estate community. They have been featured on influential platforms like the BiggerPockets Podcast and Real Estate Rookie Podcast. Through their innovative approach and by re-engineering their business model to operate remotely, they have empowered their students to secure both financial and time freedom from the comfort of their homes.

Mark Willis is a man on a mission to help you think differently about your money, your economy and your future. After graduating with six figures of student loan debt and discovering a way to turn his debt into real wealth as he watched everybody lose their retirement savings and home equity in 2008, he knew he needed to find a more predictable way to meet his financial objectives and those of his clients. Mark is a CP, a 3 time #1 Best Selling Author, the Owner of Lake Growth Financial Services out of Chicago, IL and co-host of the Not Your Average Financial Podcast. Over the years he has helped hundreds of his clients take back control of their financial future and build their businesses with proven, tax efficient financial solutions unknown to most financial gurus. He has become known as "Not Your Average Financial Planner!"

If you were to ask anyone close to Justin Stoddart the name of his favorite movie of all time, it would be Rudy. And that is why this may be Justin's favorite interview.The movie poster for this epic film, which portrays the true life story of Rudy Ruttiger, hangs in his family's bonus room.The story of Rudy lies inside every one of us. It is the story we all face daily: whether to settle for what's comfortable or to GO FOR IT!This episode will inspire you to go for it.

Anyone who has handled $9 billion worth of real estate transactions can teach us a thing or two. Join me as I interview Dave Seymour, star of the hit reality TV show Flipping Boston and CEO of Freedom Venture, as we grill him on everything from:-His real estate application of Warren Buffet's investment principles-Economic & Market Trends-Television and Media-Leadership and Business Innovation-Personal Development & Motivation

Imagine serving between 50 and 75 families per year, working 100% by referral, with 40% of that business coming from professionals. That is what we at ProInsight call: Working by Professional Referral... and Aubrey Martin is a prime example of how to do exactly that. Licensed in Oregon and Washington, Aubrey has curated a team of service partners to ensure her clients' complete satisfaction before, during, and after a transaction. Along with a commitment to excellent communication, it is this team effort that has led to Aubrey's numerous awards and recognition in both the regional and national real estate industry.

There aren't many books that inspire me to the point that I go back and read them repeatedly. The book this episode's guest, Justin Prince, authored is one of those exceptions.At a time when even the most successful have their struggles and challenges, the most profound source of power is getting clear on your true identity (who you are and who you can become) and then, from there, LIVING AN INTENTIONAL LIFE.Learn the simple tactics that make this possible in your life so that you can BE THE ONE that changes everything.

Recession-proof real estate does exist. Regardless of what is happening with the real estate industry (including interest rates, inventory levels, politics, etc.) important life event continue to happen. As they do, the hands of property owners are often forced to sell regardless of whether or not we find ourselves in ideal circumstances. If you've ever wanted to know how to tap into this consistent opportunity, you will want to meet and learn from Bill Gross, the LA Probate Expert. Bill runs a popular YouTube channel called Probate Weekly, which you can learn more about at ProbateWeekly.com.