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Let Us Know What You Thought Of The Episode Real estate has always moved in cycles. Up, then flat, then down, then back up again. Anyone who's been doing this long enough has lived through at least one stretch like the one we're in right now.Rents are coming down in a lot of markets. Values have slipped. Inventory is sitting longer than it used to, and buyers have more leverage than they've had in years. If your cash flow has felt tighter this year than it did two years ago, you're not the only one.Here's what a stretch like this actually does. It doesn't create bad deals. It exposes them. A property that only worked because rents kept climbing every year, or because a refinance at a lower rate was baked into the plan, that property is having a rough time right now. A property that was underwritten with room for things to go wrong is still doing exactly what it was built to do.That's the difference I wanted to dig into on this episode.Mark Khuri is CEO and co-founder of SMK Capital Management, a private equity real estate firm that's put together more than 120 properties worth over $1.5 billion. He's built more than 70 partnerships with investors, and a lot of them keep coming back to invest with him again.In this episode we get into:How to underwrite a property so the numbers still hold up if rents drop or vacancy runs higher than plannedWhy self-storage, mobile home parks, multifamily, and industrial tend to hold up better than most asset classes when values are falling and inventory is highWhat real diversification actually looks like across asset class, market, and operating partner, not just owning a few properties in the same city and calling it spread outHow Mark reads where we are in this part of the cycle, and what that's telling him about where to put capital right nowWhat past downturns taught him about the kind of deals that survive versus the ones that fall apart, and how that shaped the way SMK underwrites every property todayIf your numbers have felt off this year and you're trying to figure out whether that's the market or something in how the deal was put together, this one's going to give you a lot to work with.Learn More About Our Trusted Partner - Ellements Financial GroupEllements Group offers real estate investors like you the peace of mind that comes from their insightful, full-team approach to financial coaching, holistic financial planning and managing your entire financial picture, not just your portfolio.Would you like to learn more? Visit:https://thesavvyinvestor.ca/ellements-financial-groupSavvy Investor Links:Website: https://thesavvyinvestor.caInstagram: https://www.instagram.com/savvy_investorsYouTube: https://www.youtube.com/@thesavvyinvestorJoin our Savvy Squad Community for 14 Days Absolutely FREE!https://thesavvyinvestor.ca/joinDisclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.
Lou Manfredini hops on the show with Lisa to answer listeners' home project questions. Today, he shares tips on replacing storm windows, fixing a blacktop driveway, repairing your roof following the August storms, and more!
Lou Manfredini hops on the show with Lisa to answer listeners' home project questions. Today, he shares tips on replacing storm windows, fixing a blacktop driveway, repairing your roof following the August storms, and more!
Arthur Barlow, CEO and President of Compass Insurance Advisors and Founder of the ACA Health Summit joins Sarah to talk about ACA open enrollment changes for 2027. From CMS efforts to fight fraud in the ACA market to the new identity proofing requirements and high-risk applications, this interview is a must-listen for agents preparing for the ACA Open Enrollment Period. Get Connected:
Should you narrate your own audiobook? In this episode, I talk with my friend and colleague Laura English, an audiobook narrator and producer who works closely with independent authors through Laura English Voice Over and Evergreen Studios. We discuss why authors should consider an audiobook, how to practice and prepare, home recording versus studio recording, coaching and directing, proofing and pickups, technical specifications, distribution, and marketing. We also discuss three production paths: doing everything yourself, narrating your book while hiring help with post-production, or hiring a professional narrator. Laura and I met during audiobook narration training in 2019. She was there when The Pharmacist's Voice Podcast was still an idea, which makes this conversation a full-circle moment for me. Laura is not a pharmacist, but her experience is highly relevant to pharmacist authors and other subject-matter experts who are deciding whether to narrate their own nonfiction books. As of August 2026, Laura offers audiobook consults at no cost. Book a discovery call with her, and get your questions answered. There are too many nuances to mention in a podcast episode, so don't be shy — Contact Laura! Laura English - Evergreen Studios: Simsbury, Connecticut Website https://www.lauraenglishvo.com/ Discovery Call with Laura https://www.lauraenglishvo.com/book-a-discovery-call/ Service for Authors https://www.lauraenglishvo.com/service-for-authors/ Email laura@lauraenglishvo.com LinkedIn https://www.linkedin.com/in/laura-english-boogaert-8a9aba7b/ Instagram https://www.instagram.com/lauraenglishvo/?hl=en Why Make an Audiobook? Laura encourages authors to think of audio as one more way for readers to experience a book. Some people prefer audiobooks, while "hybrid readers" move between print, ebook, and audio depending on where they are and what they are doing. Audiobooks also improve access for people who have low vision, dyslexia, limited literacy, difficulty holding a book, or other barriers to reading print. Three Ways to Produce an Audiobook Laura and I discuss three possible paths: Do everything yourself. Learn the performance and technical sides of audiobook production, record the book, proof the audio, make corrections, edit, master, and upload the files. Narrate your own book and hire help. Perform the material yourself, then work with a proof-listener and audio engineer to create retail-ready files. Hire a professional narrator. Choose a narrator who understands your subject and can manage or support the production process. The right choice depends on your time, budget, access to professional help, production goals, and interest in learning the technical side of narration. Practice Before You Commit Laura recommends starting by reading a chapter aloud in a closet or another small, quiet room. Notice where you stumble, lose focus, rush, or misread a sentence. Then record three to five minutes on your phone and ask someone for honest feedback about your clarity, pacing, energy, and listener engagement. The goal is to find your natural voice. Do not imitate another narrator or slip into an announcer voice. Talk to the listener instead of sounding as though you are reading at them. Nonfiction can be educational and entertaining without sounding patronizing. Vocal stamina also varies. Laura recommends planning a short first session—perhaps 30 to 45 minutes of recording—before booking long blocks of studio time. Frequent breaks help protect both your voice and your body. Once production begins, try to record within a consistent period so your voice, recording environment, and delivery do not change noticeably between chapters. Proofing, Pickups, and Technical Specifications Every narrator makes mistakes. A proofer follows the manuscript while listening to the recording and identifies skipped text, incorrect words, unclear delivery, unwanted noises, and pronunciation problems. Those corrections are organized into a pickup packet so the narrator can rerecord them. Authors of medical or technical books should give the proof-listener and engineer a pronunciation guide. You know your subject, and a list of unfamiliar names and terms helps the production team distinguish a correct specialized pronunciation from an error. After the pickups are recorded, an engineer inserts the corrections, edits the files, and masters them to the chosen distributor's specifications. Laura strongly recommends hiring an engineer if you do not intend to make audio production a regular part of your work. Recording an entire book before learning that the files do not meet specifications can mean doing the work again. Plan Before Recording Before starting, confirm that you control the audio rights to the book. Review the manuscript and decide which front and back matter will be included. Write the opening and closing credits in advance, read chapter headings as they appear in the print book, and allow pauses that help listeners understand the structure. Audiobooks also need square cover art. Contact the original cover designer early rather than waiting until the narration is complete. If audiobook production is connected to your business, ask your tax professional whether any related costs may qualify as business expenses. Distribution and Marketing Laura encourages authors to research distributors instead of assuming there is only one choice. Options mentioned in the episode include ACX, Audiobooks Unleashed, and Author's Republic. Consider whether you want exclusive or wide distribution and whether library availability is important to you. When marketing, promote the book in all available formats. Add audiobook links to your website and newsletter, use QR codes at conferences and events, appear on relevant podcasts, share short audio samples, speak at libraries, and ask readers or colleagues for honest reviews. Authors may launch all formats together or stagger the audiobook release to create a second wave of attention. Laura's final message is simple: Get your books into audio. If you have written a book you care about, you can learn to narrate it, hire help for parts of the process, or work with a professional narrator. You have options. Recording and Production Resources Audacity — free audio recording and editing software GarageBand for Mac - recording and editing software Sweetwater microphone buying guide Whole Story Studio in Florida with Julie Walthers, audio engineer https://www.linkedin.com/in/jgwalthers/ Distribution and Marketing Resources ACX resources for authors ACX (Audiobook Creation Exchange) Audio Sorceress Audiobook Empire Audiobooks Unleashed Author's Republic Curios InAudio Kobo Lantern Audio Leonardo Audiobooks Lucent Audio Prose Soundwise Spotify Related Episodes The Pharmacist's Voice Podcast Episode 347: Audiobook Narration Tips https://www.thepharmacistsvoice.com/podcast/episode-347-10-audiobook-narration-tips-for-pharmacist-authors/ The Pharmacist's Voice Podcast Episode 293: EBOOK AND AUDIOBOOK PUBLISHING https://www.thepharmacistsvoice.com/podcast/episode-293-ebook-and-audiobook-publishing-2024-pharmacist-authors-series-part-3-of-3-with-dr-janan-sarwar-and-dr-theary-chhim-from-publishing-in-doses-and-julie-gold-walthers-from-whole-st/ The Pharmacist's Voice Podcast Episode 255: Podcasting and author-read audiobooks discussion with Audivita Founder and CEO David Wolf https://www.thepharmacistsvoice.com/podcast/episode-255-podcasting-and-author-read-audiobooks-discussion-with-audivita-founder-and-ceo-david-wolf/ The Pharmacist's Voice Podcast Episode 222: Interview with Julie Walthers, Audio Engineer and Audiobook Producer – Pharmacist Authors Series (Summer 2023) https://www.thepharmacistsvoice.com/podcast/episode-222-interview-with-julie-walthers-audio-engineer-and-audiobook-producer/ The Perrysburg Podcast Episode 151: Audiobook Narration Tips and Resources for Local Authors https://www.perrysburgpodcast.com/151 (This is my other podcast.) Kim's websites and social media links ✅ Monthly email newsletter sign-up link https://bit.ly/3AHJIaF ✅ LinkedIn Newsletter link https://bit.ly/40VmV5B ✅ Business website https://www.thepharmacistsvoice.com ✅ Buy my book on amazon.com https://amzn.to/4iAKNBs ✅ The Pharmacist's Voice ® Podcast https://www.thepharmacistsvoice.com/podcast ✅ Drug pronunciation course https://www.kimnewlove.com ✅ A Behind-the-scenes look at The Pharmacist's Voice ® Podcast © Online Course https://www.kimnewlove.com ✅ LinkedIn https://www.linkedin.com/in/kimnewlove ✅ Facebook https://www.facebook.com/kim.newlove.96 ✅ Twitter https://twitter.com/KimNewloveVO ✅ Instagram https://www.instagram.com/kimnewlovevo/ ✅ YouTube https://www.youtube.com/channel/UCA3UyhNBi9CCqIMP8t1wRZQ ✅ ACX (Audiobook Narrator Profile) https://www.acx.com/narrator?p=A10FSORRTANJ4Z ✅ Start a podcast with my coach, Dave Jackson from The School of Podcasting! Click my affiliate link: https://community.schoolofpodcasting.com/invitation?code=G43D3G *New 12-4-25* Thank you for listening to episode 373 of The Pharmacist's Voice ® Podcast. If you know someone who would like this episode, please share it with them!
As attendees become more intentional about where and how they spend their time, event organizers face a critical question: Does their event offer something people can't get from a screen? In this Meetings Today Podcast, reporter Taylor Smith speaks with Emily Laufgraben, senior marketing insights manager at Maritz and author of the company's "NextGen Proofing Your Events" report, about how planners can design more relevant, credible and connection-driven experiences.Laufgraben explores how today's attendees are looking for meaningful conversations, genuine belonging, hands-on experiences and opportunities to explore a destination in an authentic way. She explains why traditional networking receptions can fall short and how organizers can provide the structure, reassurance and smaller-group settings that help people make valuable connections. And she examines the growing importance of authenticity throughout it all.Her central advice is simple: Stay curious, ask meaningful questions and avoid assumptions. By focusing on purpose, trust and human connection, planners can create events that attendees choose to attend, and remember.
In today's episode, Piet le Roux discusses "state-proofing" South Africa and urges a shift in United States foreign policy. David Shapiro unpacks Covid-19's lasting scars on global markets and the Federal Reserve's recent inflation struggles. We also explore how the investment industry uses Rube Goldberg-like complexity to generate revenue rather than solve uncertainty. Finally, catch up on Wall Street's rally, Nvidia's earnings, and plunging retail stocks.
Sakeliga CEO Piet le Roux takes the "state-proofing" argument he's built at home and points it at Washington. His case: South Africa isn't the country the 1994 constitution describes any more, and the US still treats it like it is. He walks through what's actually at stake for America, then lays out three ways it could respond, from writing South Africa off to a new, differentiated approach that rewards competent institutions and bypasses failing ones. Along the way, a hard look at what happened to Zimbabwe's Western population, and why he thinks the same could happen here if nothing changes.
Today's show features: - Nathan Shaver, Managing Partner at Shaver Auto Group - Christopher Schrementi, Managing Director at Gallagher - Chris Singleton, Managing Partner at Mike Terry Auto Group This episode is brought to you by: Zurich – Zurich Advisor IQ is Zurich's AI-driven training and coaching platform built to help F&I teams perform more consistently and sell more effectively — using real transaction data, not theory. By analyzing actual F&I transactions, Zurich Advisor IQ helps identify behaviors and trends influencing results, delivers actionable insights and roleplay scenarios, and gives dealership leaders visibility into performance across managers, stores and rooftops. Connect with your Zurich representative to request a demo and see how Zurich Advisor IQ can help turn F&I insight into stronger dealership performance. Check it out at https://carguymedia.com/46ibHtn Gallagher – Dealerships face a dynamic risk landscape—rising litigation, weather-related losses, workforce pressures and technology-driven exposures—and Gallagher delivers tailored insurance and risk management solutions built for today's dealership operations. Connect with Chris and the Gallagher team for a one-on-one conversation—visit https://www.ajg.com/industries/dealership-insurance/ and click "Get Started." Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
The Friday Five for August 14, 2026: Certification Updates 8/14/2026 New CMS Identity Proofing & Agent Authorization Rules Mark Zuckerberg's AI Manifesto CMS to Remove Xeljanz from Selected Drug List KFF Study on Medicare Spending Trends Get Connected:
Majestic Marriage/Married Man Podcast With Vince and Charlene Taylor
Is it possible to divorce proof your marriage?It just may be. Listen to this series an learn ways to make it happen.marriedmanministry.orgfacebook.com/majesticmarriageandfamilyministriesWe believe in marriage. We believe your marriage should be respected and protected!
The following article of the Infrastructure industry is: “Weather-Proofing Your Clean Energy Targets” by Valeria Amezcua Santillán, Co-Founding Partner, Regenerative.
By Doug Green “The tools now can make anyone look like a pretty attractive candidate for a job.” Recorded at ChannelCon 2026, Paul Flaharty of Robert Half joins Technology Reseller News to discuss how artificial intelligence is changing hiring for MSPs and technology providers. AI can improve efficiency, but it is also making it easier to customize resumes, exaggerate technical abilities and even create uncertainty about whether an applicant is who they claim to be. Flaharty says experienced recruiters and comprehensive screening processes are becoming increasingly important. Rather than replacing the human element in recruiting, AI has reinforced its value. Skilled recruiters can validate a candidate's identity, evaluate whether the person can perform the work and look beyond an impressive AI-generated resume. The conversation also examines how AI is affecting existing technology jobs. Flaharty says the greater risk may not be that AI eliminates a position, but that an employee is replaced by someone who knows how to use AI more effectively. Organizations are consequently moving forward with previously delayed technology projects and looking for professionals who can help develop and execute practical AI roadmaps. For MSPs, hiring is only one part of the challenge. Retaining strong technical employees requires a proactive talent strategy that includes competitive compensation, flexibility, development opportunities and a visible career path. Flaharty says an effective upskilling program can sometimes be as powerful a retention tool as compensation. Listen to the podcast to learn how MSPs can identify genuine candidates, streamline their hiring processes, develop existing employees and build teams prepared for an increasingly AI-enabled technology market. Learn more at roberthalf.com.
Helping every child get a solid start this year with a school supplies drive. Marion County Commissioner Carl Zalak discussed SW 66th Street bridge improvements and traffic delays, honoring veterans, and a grant providing bear-proof trash containers in the Ocala National Forest.
S19EP4: The Invisible Pay Cut : Why Your Salary is ShrinkingMark finally made his first £60 profit, only to watch it get swallowed by a water bill and an electricity standing charge. He feels like he's failing, but Zulfiqar Ali says this is the "triggering moment" where most people quit and they shouldn't.In this episode, we dive into the "Invisible Pay Cut." Zulf explains how inflation and utilities often move at 8 - 10% while wages stagnate at 3%. Learn "Director's Math," how to use the "Inflation Shield" when pricing your services, and why being a "Price Maker" is the only way to survive the 2026 economy.Timestamps:0:01 - Mark's Frantic Voice Note1:37 - The 2016 Audit: Powerlessness vs. Planning3:23 - Why Employees are "Price Takers"4:46 - The Data: Ofwat and ONS Inflation Realities6:09 - 3 Strategies to Fight Back9:56 - Turning "The Rot" into a SprintStop being a victim of the mail. Resources and show notes at zulftalks.com/s19.#Inflation #ZulfTalks #UKFinance #SelfEmployed #CostOfLiving #UtilityBills #BusinessStrategy #SideHustle
07 13 26 Drought-Proofing Your Crop by Ag PhD
What does it look like to build a big clinical career and stay well doing it? This week Jo sits down with Dr Jennifer Coller — senior cardiologist, regional practitioner, and founder of Pulse Point Academy — to find out. Jen's burnout never stopped her showing up to work. But it quietly hollowed out everything outside of it. What changed wasn't willpower. It was systems, environment, and intentional design. In this episode: Why the clinicians most at risk are often the ones who care the most How Jen redesigned her environment to make sustainability the default The power of micro-recoveries over waiting for annual leave Identifying your personal yellow flags before you need them Women's heart health — the gaps that are still being missed About Dr Jennifer Coller: Senior cardiologist based in Shepparton, VIC, and founder of Pulse Point Academy — delivering accessible, evidence-based cardiovascular education to regional and rural clinicians across Australia.
Bourbon history is already full of legends, but the Jim Beam Distillery in Claremont, Kentucky has a set of stories that do not fit on a label. We walk through how the Beam family helps shape American whiskey, why Kentucky's corn and limestone water matter, and how a working distillery becomes the kind of place where routine, pride, and memory can feel almost tangible in the air.Then we step into the haunted claims tied to three key locations on the property. Warehouse D brings reports of disembodied footsteps and whistling from empty upper levels, a half-seen figure climbing the stairs, and a man in overalls appearing between the barrel racks. Warehouse K shifts the tone with employee accounts of a woman in an old formal dress who seems to hover on the upper floors, plus the unnerving detail of a floral perfume scent cutting through the heavy smell of aging bourbon. We also talk about the T. Jeremiah Beam House, now a museum, where people report upstairs footsteps, window sightings, and the sound of sample glasses sliding when no one is there.We ground all of it with context, including the 2019 lightning strike warehouse fire and the strange way real disasters can reshape the folklore of a place. If you love paranormal investigation, Kentucky bourbon history, or ghost stories with specific details you can actually test, this one is for you. Subscribe, share this with a fellow ghost hunter, and leave a review, then tell us: which location would you investigate first?Thank you for listening to the Paranormal Peeps Podcast. Check us out on Facebook Paranormal Peeps Podcast or Coldspot Paranormal Research and on Instagram coldspot_paranormal_researchSupport the show
In this episode, Bri Conn, CFP® and Melissa Holcombe, DSW, LCSW sit down with Jennifer Crowley, registered nurse, certified life care planner, and founder of The Life Care Experts, for a conversation about what it actually takes to plan for aging with intention. Jennifer has spent over 30 years walking alongside individuals through the most vulnerable chapters of their lives, and she brings a clear-eyed, practical framework for Childfree and solo aging adults who want to stay in the driver's seat of their own care -- even if their health or cognitive abilities change.In This Episode, You'll Learn:Why hope is not a care plan and what the difference between reactive crisis management and proactive life care planning actually looks like in practiceHow Jennifer's seven-step U DECIDE framework helps solo agers and Childfree adults build a structured, values-aligned aging roadmap without feeling overwhelmed by where to startWhy sharing your financial and healthcare information with a trusted person is not about losing control -- it is about preserving it -- and what someone needs to know to step in on your behalf if you cannotWhat dementia-proofing your future actually means, why rural aging requires earlier and more intentional planning than most people realize, and how to start building your care ecosystem before you need itWhy your power of attorney document is only as useful as the conversation you have had with the person you named, and what it costs when that conversation never happensEpisode Guest:Jennifer Crowley is a registered nurse of 32 years, dual certified life care planner and care manager, and founder of The Life Care Experts in northwest Montana. She is the author of 7 Steps to Long-Term Care Planning, The Life Care Management Handbook, and The Ultimate Care Plan Guide, and co-founder of the Life Care Management Institute, which offers over 30 online courses and do-it-yourself resources for aging and life care planning.Connect with Jennifer:7 Steps to Long-Term Care Planning by Jennifer Crowley: available at https://thelifecareexperts.com Family Aging Life Care Planning online course: https://lifecareexperts.thrivecart.com/familyagingplan/ Instagram: @lifecaremanagementinstitute Facebook: @lifecaremanagementinstitute LinkedIn: linkedin.com/company/lifecaremanagementinstituteEpisode Hosts:Bri Conn, CFP® is a CERTIFIED FINANCIAL PLANNER™, Childfree Wealth Specialist® at Childfree Wealth®, and Customer Experience Manager at Childfree Trust®.Melissa Holcombe, DSW, LCSW is a licensed clinical social worker and Doctor of Social Work with a background in probate court and guardianship. She brings a unique clinical perspective to the intersection of aging, legal planning, and intentional life design for Childfree adults.About Childfree Insights:Childfree Insights delivers education for financial and estate planning without children. It supports people with no kids in making informed decisions about retirement, legacy planning, beneficiaries, and long-term care. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.
AI Unraveled: Latest AI News & Trends, Master GPT, Gemini, Generative AI, LLMs, Prompting, GPT Store
On Point news analyst Jack Beatty on the perils and promise of AI as outlined in the papal encyclical, “Magnifica Humanitas,” and a forthcoming law review paper, “AI and Existential Risk.” *** Thank you for listening. Help power On Point by making a donation here: wbur.org/giveonpoint
With drought conditions forecasted across much of Nebraska this summer, now is the time to make a grazing plan that builds in flexibility. Ben Beckman, Nebraska Extension Forage Systems Educator.
Aaron Levie, co-founder and CEO of Box, returns to the MAD Podcast with the clearest read in tech on what AI is actually doing inside the world's largest enterprises right now - not the hype version, the real one. After hundreds of Fortune 500 CIO conversations this year, Aaron explains why we're still in "day one" of the agent era, why one badly written agent run can now cost $1,000 in compute, and why progress at the AI labs is paradoxically slowing enterprise deployment. We get into the token cost shock now reshaping IT budgets, why coding agents have reached escape velocity while the rest of knowledge work hasn't, the rise of headless software and what replaces per-seat pricing, the emergence of the forward-deployed engineer as the hottest job in tech, why Aaron thinks the AI doomers are wrong about jobs, and where startups can still win as the labs move up the stack. (00:00) Intro(01:18) Silicon Valley engineering vs. everyone else(05:35) Are enterprise CIOs actually bullish on AI?(08:51) Tokenmaxxing & why your AI bill is about to explode(11:34) The myth of falling token costs and AI spend escaping IT budgets(17:37) The $5B startup hiding in AI compute(18:14) The mosaic of models inside every enterprise(21:28) Why coding works and the rest of knowledge work doesn't(25:53) The Bob and Sally problem: access control breaks agents(30:31) Will enterprise AI really take 10 years to roll out?(32:24) The capability overhang: why faster models slow diffusion(34:23) Data is the bottleneck (it always was)(39:02) The rise of internal forward-deployed engineers(41:23) Why the AI doomers are wrong about jobs(43:43) Headless software is inevitable(46:14) What replaces per-seat pricing(47:37) How Box itself is going headless(49:42) How the org chart actually evolves(1:00:33) Future-proofing yourself as an enterprise employee(1:06:40) Are we all just going to work for OpenAI and Anthropic?(1:07:11) Where startups can still win as the labs move up
After both experiencing divorce, Debbie and Randy Stroman made a decision to do things differently. They share a simple but powerful process for resolving conflict, uncovering root issues, and building a marriage grounded in truth, transparency, and God's promises.Listener question: It's been 3 years since I found out about my husband's emotional affair and he has never admitted to the full extent. He also refuses counseling and to discuss my questions anymore. He says he wants to move forward but not in the way that I would like. I need full transparency and truth and loyalty. I can't live a fake life. I have been very close in my relationship with Christ where he has not and I am trying to follow God's word in my marriage. I am asking for guidance.Learn more about Marriage Intensives: https://xomarriage.comGod's Promises for Your Marriage by Randy & Debbie StromanFrom Pain to Paradise by Karen Evans__________ Submit your questions to Dave & Ashley: http://nakedmarriagepodcast.com Download our FREE 31 Day Marriage Devotional: https://bit.ly/3ZxsLZd We want your marriage to thrive! Learn more at http://xomarriage.com Dave and Ashley Willis spent thirteen years in full-time church ministry before devoting their work entirely toward the global mission of building stronger, Christ-centered marriages. Their marriage-related books, blogs, podcast, speaking events and media resources have reached millions of couples around the world making Dave and Ashley one of the most recognized and trusted couples in marriage ministry. Dave and Ashley partnered with XO Marriage in 2018. XO Marriage is the nation's largest marriage-focused ministry. The Willis family includes four sons and a rescue dog named "Chi Chi." When Dave and Ashley aren't writing and speaking, they love hanging out with their family, watching movies and going on long walks which is also where they develop many of their marriage ministry content ideas. Learn more about Dave & Ashley at daveandashley.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us Fan MailConnect with us to get more Turned Onwww.turnedon.comFollow on IG @angelikenorrie and @davidnorrie.turnedonOfficial FB Community Page https://www.facebook.com/TurnedOnCommunity
Kids will always want to play, and that desire is God-designed. In this session, we'll explore how play isn't a break from discipleship but a powerful pathway to wonder, curiosity, connection, and deeper spiritual growth. Discover practical ways to integrate meaningful, joyful play into your ministry so kids can engage God's truth naturally and wholeheartedly. Grounded in Proverbs 22:6, we'll reimagine ministry with less “sit still” and more intentional spaces where faith and play come alive together.
As climate change drives more severe and unpredictable weather, construction projects face costly delays and other risks. This month, The Edge of Risk Podcast by IRMI is pleased to feature Rose Hall, founder and CEO at RH Business Ventures, LLC. Listen in as Ms. Hall discusses how the application of noncatastrophic parametric weather insurance can be utilized to help contractors and project owners manage climate-related risks that do not trigger other policies. This talk was originally presented as a snap talk at the 2025 IRMI Construction Risk Conference.
In this episode of the Angular Plus Show, Lara, Jay, and Jan sit down with Tomasz Ducin to dig into how AI and LLMs are reshaping software architecture, Angular development, and the day-to-day role of developers. The conversation moves from practical AI workflows and deterministic tooling to deeper architectural choices like vertical slices, local state, plugin-based design, and “removability” as a new advantage in AI-assisted codebases. Along the way, the group discusses why communication, product understanding, and architectural judgment may matter more than ever in a world where code is becoming cheaper to generate—but still expensive to maintain.Follow us onX: @DevLifePodcastX: @AngularShowBluesky: @theangularplusshow.bsky.socialThe Angular Plus Show and The DevLIfe Podcast are a part of ng-conf. ng-conf is a multi-day Angular conference focused on delivering the highest quality training in the Angular JavaScript framework. Developers from across the globe converge every year to attend talks and workshops by the Angular team and community experts.JoinAttendXBluesky ReadWatchStock media provided by JUQBOXMUSIC/ Pond5
Welcome to episode 390 of Growers Daily! We cover: recession proofing the farm (just in case), and The Exciting World of Farm Taxes. Got quite the lineup today! And it's feedback friday! We are a Non-Profit!
Why I'm Not "Picking a Fight" on AI: A listener asked if I'm intentionally stoking a flame war by treating agentic coding as a foregone conclusion. The honest answer is that I've used it, the data points one direction, and a show built around pretending otherwise would slowly drift away from reality — and away from being useful to you. Respecting the Misgivings, Without Getting Stuck in Them: Ethical concerns, skill atrophy worries, and questions about long-term effects are all legitimate. But the goal of this show is practical applicability, so we focus on mental models you can use Monday morning rather than litigating every angle of the debate. The "Minecraft" Principle: If I ask you to "build Minecraft," I've handed you several chapters of specification in a single word. That's meaning-rich abstraction — language that points at a huge amount of shared context with very little token cost. Meaning-Rich AND Specific: "Human history" is meaning-rich but uselessly broad. "Block-building game" is specific but loses fidelity. The sweet spot is vocabulary that is both compact and unambiguous — sitting in the top right of the meaning-density / specificity graph. A Real Example — Strategy Pattern: When working on authorization rules, I didn't want a pipeline. Instead of describing base classes, shared interfaces, and parallel execution to the LLM, I used the words "strategy pattern." Three words did the work of three paragraphs, and the output landed where I wanted it. Vocabulary as Leverage: Named patterns, named algorithms (Monte Carlo, etc.), named architectural concepts — these act like compressed pointers. The more of them you genuinely understand, the higher the leverage of every prompt you write and every conversation you have with another engineer. How to Build This Vocabulary: Have conversations with senior engineers. Ask an LLM what patterns are at play in a codebase, which ones you're using incorrectly, and which ones you're tricked into thinking you're using. Learn the abstraction layer that sits one step above your day-to-day implementation work. The Asterisk — Shared Context Required: This only works when both sides know the term. Public, well-documented concepts (patterns, papers, algorithms) translate immediately to LLMs. Private or organization-specific concepts need to be loaded into context — via CLAUDE.md, AGENTS.md, or skills — before that compression kicks in. Episode Homework: Pick one area of your current codebase. Ask an LLM to name the patterns in play, the patterns you're using incorrectly, and the ones you might be missing. Use that conversation to add at least one new piece of meaning-rich vocabulary to your working set.
When Russia targets Ukraine's energy system, it's not just turning off the lights — it's creating conditions for nuclear disaster. Each attack forces a rethink: more solar, more batteries, more distributed, harder-to-hit systems. For Ukrainians, this isn't about climate — it's about survival. What can the rest of the world learn from this?
The proof that God is in control is that things are going on the way they should even under pressure. Broadcast #7460To help support this podcast, please visit walkwiththeking.org/donate and select "Podcast" from the dropdown menuA transcript of this broadcast is available on our website here. To hear more from Bob Cook, you can find Walk With The King on Facebook or Instagram.
The Carey Nieuwhof Leadership Podcast: Lead Like Never Before
Find yourself procrastinating? You're not alone. Jon Acuff explains how to finally stop procrastinating on your sermon writing and other projects. Plus, he explains how he continues to grow as a leader, build an audience, and AI-proof his influence.
We're talking about jobs that Ai could never take, like a tailor or crime scene outline model....
“The simple believe everything, but the prudent give thought to their steps.” — Proverbs 14:15 In a world where scams are increasingly sophisticated, Scripture reminds us that precaution is not paranoia—it's stewardship. Protecting the resources God has entrusted to us isn't just practical; it's spiritual. Today's threats may come through phone calls, emails, text messages, or even impersonations of people we trust. But as followers of Christ, we are not called to live in fear—we are called to walk in wisdom. So what does wise, faithful stewardship look like in a digital age? 1. Slow Down and Verify Scammers thrive on urgency. They want you to act before you think. If someone pressures you—claiming to be your bank, a government agency, or even a loved one—pause. Hang up. Verify the source using official contact information. Remember: Pressure is a red flag. Wisdom takes a breath. 2. Be Wise About How You Send Money One of the clearest warning signs of fraud is how payment is requested. Never send money via wire transfer, gift cards, or peer-to-peer apps (like Zelle or Venmo) to someone you don't personally know. Legitimate organizations will not demand payment this way. If something feels off, trust that instinct and walk away. 3. Use Tools That Protect You Not all payment methods are created equal. Use credit cards when shopping online—they typically offer stronger fraud protection than debit cards. Enable two-factor authentication (2FA) on financial accounts—it's like adding a deadbolt to your digital front door. Use an authenticator app when possible instead of text-based codes. These simple steps dramatically reduce your vulnerability. 4. Strengthen Your Passwords Weak or reused passwords are one of the easiest entry points for thieves. Use a password manager like Bitwarden or NordPass to create and store strong, unique passwords. Avoid reusing the same password across multiple accounts. Think of your passwords as keys—each door should have its own. 5. Monitor and Lock Down Your Accounts Staying alert can help you catch problems early. Set up bank alerts for large transactions or unusual activity. Freeze your credit with all three major bureaus—it's free and highly effective against identity theft. This is like installing an alarm system for your finances. 6. Be Cautious Online and in Public Convenience can sometimes come at a cost. Avoid accessing financial accounts on public Wi-Fi unless you're using a VPN. Only log into accounts on your personal devices. Limit what you share on social media—details like birthdays, family names, or locations can be used against you. Not everything needs to be public. 7. Protect Your Physical Information Digital security matters—but so does what's on paper. Shred documents containing sensitive information like bank statements, tax forms, or medical records. Be cautious of phishing emails or messages—even if they appear to come from someone you know. When in doubt, verify before you click. 8. Make It a Family Conversation Scammers often target the most vulnerable—especially older adults and teenagers. Take time to: Talk with your family about common scams Share what you're learning Stay informed together Stewardship is not just personal—it's communal. 9. Use Caution After Data Breaches If a company offers identity theft protection after a breach: Take advantage of it—but verify first Contact the company directly through their official website or number Don't trust links or instructions in unsolicited messages. Faithful Stewardship Without Fear There's no question that in today's world, financial faithfulness includes digital awareness. Guarding your data, protecting your family, and staying alert to fraud are essential parts of stewardship. But this isn't about fear—it's about faith expressed through wisdom. With a few intentional steps, you can protect what God has entrusted to you and live with peace—not panic. If you're looking for a simple way to manage your money and grow in faithful stewardship, the FaithFi app can help. It's designed to help you handle God's resources with clarity and purpose. You can download it today at FaithFi.com/App. On Today's Program, Rob Answers Listener Questions: I've been helping a friend financially while he's unemployed, but it's starting to strain me. He has no credit and doesn't know where to start. How can he build a financial foundation—and how can I help without hurting myself? I need to update my will and mainly want to pass my home to my children. I've heard a trust might be better. Can I set that up without an attorney? I'm working to rebuild my credit after medical debt, but I want to avoid taking on new debt. What are my options—and would borrowing against my paid-off home help or hurt? I was told I could pay off my $125,000 mortgage faster by moving it to a HELOC and running my income through it. Is that strategy legitimate? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Bankrate | NerdWallet Experian Boost Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Proverbs 14:15 states, “The simple believes everything, but the prudent gives thought to his steps.” In a world where scams are increasingly clever, readers are reminded in Scripture that precaution is not optional; it's a form of stewardship. On the next Faith & Finance Live, Rob West describes something that isn't just practical—it's spiritual: protecting the resources God has entrusted to us. Then, it's on to your calls. That’s Faith & Finance Live, where biblical wisdom meets today’s finances—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
On this episode of One Minute Dog Training Tips, Nicole Forto of Alaska Dog Works discusses how owners can work on a better recall in dog training on Dog Works Radio. Other Episodes You Will Love · Zombie Dogs Support the Show This episode was recorded on the Shure SM7B and a Rodecaster Pro II Like this episode? Share it with your dog training friends! Love this episode? Say thanks in true dog training podcasting style by leaving a review. Take our Understanding Drive Behaviors quiz to see exactly what drive your dog is in and how to begin to train for it. Join the On-Air Dog Training Coaching waitlist for a chance to be coached on the air by Dr. Robert or Michele Forto and get your dog training questions answered in real time. Sign up now for 20% off our Group Coaching Program and learn how to build the best relationship possible for your dog. Take your dog training to the next level by enrolling in our Peak Performance membership. Follow Dog Works Radio for more dog training tips: Facebook | Instagram | LinkedIn ©2009-2026 by Dog Works Training Company® All Rights Reserved.
Does your puppy seem to “forget” their cues the moment you leave the house? You're not alone—and your puppy isn't being stubborn. In this episode, we're diving into proofing behaviors (also known as generalization) so you can help your puppy succeed in the real world, not just your living room. You'll learn why cues fall apart in new environments, how to introduce distractions without frustration, and how to build reliability using distance, duration, and difficulty in a way that feels calm and doable.Support the showFollow us on social mediaInstagram @BAXTERandBella Facebook @TheOnlinePuppySchool YouTube @BAXTERandBellaSubscribe to our site for FREE weekly training tips! Check out our FREE resources!Join our membership here.
In this episode of the Inner Edison Podcast, host Ed Parcaut sits down with William Holsten, a self-described "business mistake prevention specialist" and former brand manager and innovator with nearly 40 years in corporate America. William shares the behind-the-scenes story of launching a family side-gig that invented and patented "Pitch Burst," a water balloon party game that took off—with some surprising (and costly) mistakes along the way. From dealing with breakdowns and refunds to learning tough lessons about product durability, William dives deep into the real-life Edison moments that shaped his approach to preventing business blunders. He reveals practical tools and strategies drawn from his workshops and his new book—offering actionable advice to help entrepreneurs and small business owners avoid the most common, preventable errors. Whether it's understanding your customer journey, building resilient products, or running a pre-mortem on your next big project, this episode is packed with insight, honesty, and humor about the power of embracing and learning from failure. Visit williamholsten.com for more information on William's resources, book, and upcoming courses! *Contact Ed Parcaut:** -
On this episode of One Minute Dog Training Tips by Dog Works Radio, Nicole Forto discusses Proofing Your Dog for Real Life Other Episodes You Will Love Winter Training Tips for Your Dog This episode was recorded on the Shure SM7B and a Rodecaster Pro II Support the Show Like this episode? Share it with your dog training friends! Love this episode? Say thanks in true dog training podcasting style by leaving a review. Take our Understanding Drive Behaviors quiz to see exactly what drive your dog is in and how to begin to train for it. Join the On-Air Dog Training Coaching waitlist for a chance to be coached on the air by Dr. Robert or Michele Forto and get your dog training questions answered in real time. Sign up now for 20% off our Group Coaching Program and learn how to build the best relationship possible for your dog. Take your dog training to the next level by enrolling in our Peak Performance membership. Follow Dog Works Radio for more dog training tips: Facebook | Instagram | LinkedIn ©2009-2026 by Dog Works Training Company® All Rights Reserved
Kristen Jensen, founder of Defend Young Minds and author of Good Pictures Bad Pictures, talks with Sissy and David about why parents need to start conversations about pornography early—ideally as soon as kids have access to screens. She explains how porn often finds kids through friends' devices, social media, apps, and even AI, and why proactive, calm conversations help build an “internal filter” that tech safeguards alone can't provide. Kristen also addresses the link between pornography, addiction, and rising child-on-child harmful behavior, and offers practical steps for parents if exposure happens: stay calm, make a plan, keep talking, and remember that porn is the problem—not your child. Resources mentioned: Good Pictures Bad Pictures by Kristen Jenson Good Pictures Bad Pictures Jr. by Kristen Jenson Good Pictures Bad Pictures: Guidebook for Counseling Kids by Kristen Jenson and Shelby DeBause . . . . . . Sign up to receive the bi-monthly newsletter to keep up to date with where David and Sissy are speaking, where they are taco'ing, PLUS conversation starters for you and your family to share! Pre-order our new book, Capable and grab tickets for Capable - The Book Tour here! See our speaking dates, purchase books and check out our courses here.. . If you would like to partner with Raising Boys and Girls as a podcast sponsor, fill out our Advertise With Us form. QUINCE: Go to Quince.com/rbg for free shipping on your order and three hundred and sixty-five day returns BOLL & BRANCH: Get 15% off plus free shipping on your first set of sheets at Bollandbranch.com/rbg. Exclusions apply. ATHLETIC GREENS: Go to DRINKAG1.com/RBG to get their best offer… For a limited time only, get a FREE AG1 duffel bag and FREE AG1 Welcome Kit with your first subscription order! Only while supplies last. COOK UNITY: Go to cookunity.com/RBG or enter code RBG before checkout to get 50% off your first order. SETH AND THE VERY SCARY STORM: Go to https://tinyurl.com/RBGSethStorm to check out this Lifeway book. YARA THE BRAVE: Go to https://tinyurl.com/RBGYara to check out this Lifeway book. OUR PLACE: Stop cooking with toxic cookware, and upgrade to Our Place today. Visit fromourplace.com/RBG and use code RBG for 10% off sitewide. TONE TODAY: Visit tonetoday.com and use code RBG to get 20% off your first order. HIYA HEALTH: Visit hiyahealth.com/RBG to get 50% off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
Rain is an aptly named woman from Florida who is currently battling at least two biblical plagues attempting to take over her Acura. Since Charlton Heston isn't available to help, she called Clickus and Clackus the Chariotsmiths instead. Will miracles ensue? Find out on this episode of the Best of Car Talk.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
In this episode, Jim Garrity - the leading expert in the country on deposition strategies and tactics - rolls out another spectacular deposition strategy you won't find anywhere else. It's the application of the PACE Method to your deposition scheduling. It will change how you draft your deposition notices forever.PACE - an acronym for Primary, Alternate, Contingency, and Emergency - was devised by the U.S. Military to ensure that if the primary plan goes haywire, there is a Plan B: an immediate go-to backup. And a Plan C, and a Plan D. It sharply increases the odds of mission success because there are no debates or delays when one plan fails. Everyone switches to the next layer of redundancy.Here, Garrity tells you how to apply PACE to deposition scheduling, so that when your primary plan for deposing a witness - say, an in-person deposition - cannot proceed, you (and all other participants) immediately switch to your alternate plans.As always, thanks for listening to the number #1 podcast in the world devoted exclusively to deposition strategies and tactics for litigators handling civil, administrative, arbitrative, and criminal proceedings.
This week I'm joined by Amy Marie Hann, better known online as The Activated ADHD Mama. Amy's an ADHD coach, community leader, and author who specializes in helping ADHD moms wrangle the boring, repetitive tasks that tend to bury us, things like dishes, meal planning, and remembering to call in prescription refills. In our conversation, we talk about why traditional productivity advice often doesn't work for ADHD brains and why these mundane tasks can create so much stress and shame. We dig into some of Amy's strategies that helps people build realistic systems to make those things easier and how starting with just three daily tasks can create stability when your brain constantly craves novelty. We talk about capacity, executive function burnout, and how to reframe self-care and rest as functional tools instead of guilt trips. If you'd life to follow along on the show notes page you can find that at HackingYourADHD.com/253 YouTube: https://tinyurl.com/y835cnrk Patreon: https://www.patreon.com/HackingYourADHD This Episode's Top Tips Work on designing your routines for your actual capacity, not your fantasy capacity. Pay attention to your natural energy rhythms and give yourself permission to do less when you're depleted. It's often not about how long a task takes but about how hard it feels. Build self-compassion by celebrating when you complete these high-resistance tasks and noticing the effort you've put in. There is a distinction between rest and numbing, so we need to plan intentional rest that actually restores our energy. ADHD rest is often about lowering stimulation, not eliminating it. Try for something gentle but engaging enough that your brain doesn't go looking for a dopamine hit elsewhere.
ASK ANON @ www.thehornyhousewifepodcast.com to learn more about todays guest : https://www.jordannescullerlmhc.com/ VIIA Hemp: (21+) Use code HOUSEWIFE to get 15% off + free gift for first time orders at https://www.viiahemp.com Bluechew: Try Bluechew one month FREE using code HOUSEWIFE at https://www.bluechew.com at checkout
ASK ANON @ www.thehornyhousewifepodcast.com to learn more about todays guest : https://www.jordannescullerlmhc.com/ VIIA Hemp: (21+) Use code HOUSEWIFE to get 15% off + free gift for first time orders at https://www.viiahemp.com Bluechew: Try Bluechew one month FREE using code HOUSEWIFE at https://www.bluechew.com at checkout