POPULARITY
Categories
Hexcloak justiciar Caoimhe Wake and her two ad hoc assistant investigators, Antistrophe Landrace and Brontë Adelvys, have their work cut out for them. First and foremost, there's the matter of these strange, flaming creatures attacking a traveling Lobble and his stagecoach full of supplies. And then there's there's the matter of Burzin, the small desert township on the horizon. After generations of simplicity and stability, the town has faced a sudden wave of inexplicable destruction as a phenomenon that can only be described as “invisible fire” has razed much of the town to ash. Will Caoimhe, Antistrophe, and Brontë find who—or what—is behind the blaze? Or will what remains of Burzin soon be burned away? This week on Perpetua: The Flames of Burzin Pt. 2 Perpetua Guide [In Progress v.02] NPCs & Monsters [PNMS] Flarie [NMFLR] Typical Traits: Curious, Fickle, Scornful, Superior Stats: DEX 8, INS 10, MIG 6, WLP 8 Attacks: Flame Dart Special Abilities: Flying, Crisis: Wildfire In-Game Description: A devious flying flame, vaguely int he shape of a fairy. Flaries are cute, but they're also dangerous, especially early on! They're ranged attackers who hover just out of melee reach, so you'll need to either hit crit them or get them down to half health with ranged or magic attacks, or hit their elemental weakness. And remember, Perpetua doesn't have water magic for some reason, and Fire often Melts Ice! Any guesses on what that leaves as a natural vulnerability? That's right: EARTH. Toss some dirt on these little jerks and you'll bring ‘em down to ground level. Starter Tip: Get ready to heal once you knock them into crisis! Their Wildfire move is devastating! Embear [NMEMB] Typical Traits: Pround, Hungry, Scorching, Territorial Stats: DEX 8, INS 8, MIG 10, WLP 6 Attacks: Flame Claw Special Abilities: Burn Back (Reaction) In-Game Description: A large, ursine figure of fire looking for something to eat. These guys are the brawn to the Flaries'... well, not quite brains, but fla(i)r, I guess? At the start of the game, they really pack a wallop, so try to keep your weaker characters away from their Flame Claw strikes. I wonder what type of bear they're supposed to be? Do any bears really live in the dessert??? Starter Tip: At first blush, their Burn Back reaction attack seems totally broken. But remember, it only hits melee attackers! Aisling Revanj (she/her) [NMAR] Traits: Ambitious, Mean Spirited, Envious, Loyal Stats: ??? Attacks: ??? Spells: ??? In-Game Descriptions: Fiery Hexcloak who oversees Burzin and the surrounding region. When I first saw concept art of her during previous, I thought she'd be one of my favorite characters, but it turns out that she's an ABSOLUTE B**! She's so superior and “holier-than-thou,” if that's the right phrase. And it's not like she solves ANYTHING, she's just always getting int he way. I cannot WAIT to fight her later on in the game. Starter Tip: You can basically button through all of her dialog, she doesn't say anything important IMO! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.
Kansas Attorney General Kris Kobach, chairman of the Republican Attorneys General Association, joins Parsing Immigration Policy for a wide-ranging discussion of immigration enforcement, voter integrity, and state-federal cooperation.A key national voice on immigration issues, Kobach shares with host Mark Krikorian insights into the practical and legal efforts that states like Kansas are taking to combat illegal immigration.Highlights include:Illegal Population in KansasAn estimated 90,000 to 100,000 illegal aliens reside in Kansas, many working in industries like construction.State-Federal Law Enforcement CooperationKansas was among the first two states to sign 287(g) cooperation agreements with ICE.ICE has only 15,000 agents for interior enforcement – insufficient for mass removals. Kobach emphasized that under 287(g) the daily “net” cast by local officers provides the eyes and ears for federals agents.Legal Advocacy & LitigationDACA Challenge: Kobach represented ICE agents in early litigation against President Obama's DACA program.Obamacare Benefits Case: Led a multi-state coalition to stop illegal aliens from receiving Affordable Care Act benefits and received a victory from the 8th Circuit.Census Litigation: Currently leading a multi-state effort to exclude illegal aliens from the census for purposes of congressional apportionment. Including illegal aliens and those here on temporary visas causes “all kinds of constitutional problems.”Election IntegrityFormer vice chair of the Presidential Advisory Commission on Election Integrity under the first Trump administration.As Secretary State of the State of Kansas, Kobach implemented strict voter ID laws, requiring proof of citizenship to register to vote.Warns that illegal immigrants voting dilutes the votes of U.S. citizens.E-VerifyPrivate businesses in Kansas are not required to use E-Verify, but the agencies and contractors under the Attorney General are mandated to use it for new hires.Broader E-Verify bills have not been enacted due to a strong business lobby in the state.NSEERS (National Security Entry-Exit Registration System)This was a post-9/11 system designed by Kobach when he was at the U.S. Department of Justice to stop the terrorist threat posed by the ease of getting a temporary visa and overstaying that visa.Whenever an alien from a high-risk terrorist country overstayed a temporary visa, he was flagged so that local law enforcement across the country could arrest him during any routine stop.The INS system led to 1,500 arrests of Pakistani illegal aliens, and caused the self-deportation of an estimated 15,000 more.Went into effect in 2002, but President Obama cancelled the program. If it were still in effect, the recent attack by a visa overstayer in Colorado might have been stopped.In today's commentary, Krikorian, the Center's executive director, highlights a corporate-backed push – championed by Agriculture Secretary Rollins – to exempt certain sectors from immigration enforcement. President Trump briefly embraced it, triggering swift backlash from the base and within the administration. The move was quickly reversed, but serves as a reminder that pro-unlimited immigration forces remain active, even within the GOP. Eternal vigilance is essential to ensure that immigration policy forces employers to hustle for workers – not the other way around. A tight labor market is in the national interest.HostMark Krikorian is the Executive Director of the Center for Immigration StudiesGuestKansas Attorney General Kris Kobach.Related287(g) Program: A Force Multiplier for Immigration EnforcementA Preventable Terrorist Attack: NSEERS never should have been cancelledAttorney General of Kansas WebsiteKris Kobach personal websiteThat Was FastIntro MontageVoices in the opening montage:Sen. Barack Obama at a 2005 press conference.Sen. John McCain in a 2010 election ad.President Lyndon Johnson, upon signing the 1965 Immigration Act.Booker T. Washington, reading in 1908 from his 1895 Atlanta Exposition speech.Laraine Newman as a "Conehead" on SNL in 1977.Hillary Clinton in a 2003 radio interview.Cesar Chavez in a 1974 interview.House Speaker Nancy Pelosi speaking to reporters in 2019.Prof. George Borjas in a 2016 C-SPAN appearance.Sen. Jeff Sessions in 2008 comments on the Senate floor.Candidate Trump in 2015 campaign speech.Charlton Heston in "Planet of the Apes".
पीएम मोदी पहुंचे क्रोएशिया, ईरान में पढ़ने वाले 90 छात्र दिल्ली आएंगे, ममता बनर्जी ने साधा केंद्र सरकार पर निशाना, महाराष्ट्र में तीसरी भाषा के रूप में हिंदी को हटाया गया, छत्तीसगढ़ में पांच दिन का वर्क कल्चर जल्द खत्म, INS अर्णाला को आज नौसेना में शामिल किया गया, गोपालपुर गैंग रेप की जांच हुई तेज़, ईरान के सुप्रीम लीडर ने ट्रंप को लेकर क्या बोला, तेहरान में वर्क फ्रॉम होम 23 जून तक लागू, सुनिए सिर्फ 5 मिनट में शाम 7 बजे तक की बड़ी ख़बरें
San eip seo tá luchtanna leanúna á bplé againn: na nósanna, na piseoga, agus an chaoi a dtaispeánann muid tacaíocht dár bhfoirne. Insíonn Louise dúinn faoina ‘lentil exorcism', her dad taking part in match-day OOTDs, agus faoin tábhacht a bhaineas le béasa luchtanna leanúna. Follow our sponsor Discover Ireland on Instagram & Tik Tok. Keep Discovering and visit discoverireland.ie to plan your next short break. Email howtogael@gmail.com with comments, suggestions and gach rudaí eile. Instagram @howtogael @doireannnighlacain , @louise_cantillon @siomhaniruairc Join us on Patreon for a bonus episode once a week and lots of bonus content ! https://www.patreon.com/c/HowToGael Sign up to our newsletter here: https://www.howtogael.com/contact A CWB Podcast www.cwb.ie Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today we give you our final discussion with Dr. Andrew Kiselica regarding aspects of neuropsychological test interpretation. In this conversation, we end with some clinical pearls about integrating knowledge of psychometrics and strategies for test interpretation into our clinical practice. Show notes are available at www.NavNeuro.com/169 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS 2) Tell your friends and colleagues about it 3) Subscribe (free) and leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 4) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]
ANGELA'S SYMPOSIUM 📖 Academic Study on Witchcraft, Paganism, esotericism, magick and the Occult
Why does Paganism attract so many LGBTQ+ people—and how are queer practitioners reshaping Pagan traditions from within? In this in-depth episode, Dr Angela Puca draws on extensive academic research and ethnographic evidence to explore the powerful intersection of queerness and contemporary Paganism. We'll examine why decentralised structures, ritual flexibility, and the sacralisation of the body make Paganism particularly resonant for queer seekers. From feminist Wicca to trans-inclusive magical circles, and from the mythic play of the Minoan Brotherhood to the controversies surrounding Dianic Witchcraft, this episode uncovers the theological innovations and spiritual practices that queer Pagans are creating. Drawing on scholarship by Sarah Pike, Melissa Wilcox, Robert Wallis, Martin Lepage, Kathryn Rountree, and many others, this lecture explores topics such as gender alchemy, ritual storytelling, queer reinterpretations of myth, and the embodied politics of magical practice. It also problematises the gender polarity model in traditional Wicca and explores how LGBTQ+ practitioners are queering divinity itself. Join us for a critical and compassionate conversation about how Paganism becomes not only a refuge for LGBTQ+ individuals but also a space of radical religious creativity.CONNECT & SUPPORT
In Südafrika und Australien wird gerade das riesige Radioteleskop SKA gebaut. Die Daten der zahlreichen Teleskope und Antennen werden kombiniert – vor allem beim Deutschen Zentrum für Astrophysik, das in Görlitz entsteht. Lorenzen, Dirk www.deutschlandfunk.de, Sternzeit
State of Origin 2025 rolls into Game 2 and we break down everything you need to know ahead of the must-win clash in Perth. We analyse the key matchups, who's under pressure and what Queensland need to fix to avoid losing the series.We also give our tips, first try scorer plays and Man of the Match predictions as the Blues look to seal the series in Perth.FREE NRL TIPS & ENTER TO BE OUR 18TH MAN(18+) Sign up to Dabble: https://dabble.onelink.me/cUev/dndxwvo6Use code CASTPATROL when signing up.CAST STOREBuy CAST Merch: https://thecastpatrol.com.au00:00 Intro 00:35 Game 2 Ins & Outs 02:57 Game 2 Preview07:12 Game 2 Tips & Predictions 12:01 Listener QuestionsFollow us @TheCastPatrol on all social media platforms to keep up to date with all things CAST and more. Hosted on Acast. See acast.com/privacy for more information.
For millennia, the eastern continent of Perpetua was ruled by a sprawling empire centered on the capital city of Milsource, where a living river sprung from nothing, and flowed to all the edges of the land. The empire's reach followed the running water, stretching north across the territory of the clannish Elevana and south, where the empire put leash to the fractious burroughs. It was a time of Tyranny.. But one day, a thousand years ago, the river was mysteriously pulled away into the sea, leaving the empire as dry and cracked as the riverbeds it left behind. Soon, it passed into dust, and the future opened wide with possibility. In the south, the once-squabbling burroughs found themselves re-aligned towards freedom—a state they guaranteed bywith their impressive magic. And in the north, the once quarrelsome elven clans forged themselves into a powerful coalition of independent city states… By now, you have heard of Salix, the Balming Willow, home to adventurer Arley Bates… but do you know the rest of the Elevana League? Cenn, City of Iron Chains. Lumai, the Gleaming Fortress. Glaishora, Frosted Port Town. Billough, the Floating Isle. Fulmin, Storm-brushed Bay. Marl, Bustling Mountain Pass. Parisolia, Sun Scorched Mine. Shadow-Spired Umbexia. It is here, in the Elevana League, that our second group of heroes takes the stage. A wizard of the boroughs, drained of his magic. A rakish princeling far from home. And an arcane investigator who cares more for justice than peace. Hiking down the hills days south of Parisolia, towards a little town in the brush, where they've heard rumor that an entropic curse called Sourcerot has taken hold. Whether it's empty talk, a mundane threat to people's lives, or a grand premonition of Perpetua's end, they may be the only ones able or willing to confront it. This week on Perpetua: Perpetua Guide [In Progress v.02] Playable Characters - Eastern Scenario [PPCE] Antistrophe Landrace (he/him) [ALPC] Identity: Troubled, eccentric career pathfinder Theme: Doubt Origin: One of The Hundred Burroughs Classes: Guardian, Loremaster, Tinkerer Stats: DEX 6, INS 8, MIG 10, WLP 8 At the start of the game, Antistrophe is exactly what he looks like: A Huge Walking Fortress. With two shields and a ton of HP, he's going to be the guy you want taking hits for your team. He's ultra resilient and believe it or not, his high Might means that he can really do damage with those shields too! He also has a ton of utility in investigation scenes! Starter Tip: Antistrophe's Potion Rain ability is really random BUT it can give you effects that you cannot get from regular consumables from shops. If there's nothing to do (and no one needs to be defended that round) give it a shot! Brontë Adelvys (he/him) [BAPC] Identity: Dissipated Sixth Scion of the First Line Theme: Scintillation Origin: Terroir, Grande Sonnerie Classes: Sharpshooter, Rogue, Dancer Stats: DEX 10, INS 8, MIG 6, WLP 8 Brontë is a huge horndog, but he's also super powerful in combat. It's not just the ranged damage he does, and it's not even the bonus attacks he can get off, it's also all the negative status effects he can apply! In Perpetua, status effects are really powerful because of how they lower stats directly. Once you get over his quips and flirtations, you'll fall for his combat power. Plus he starts with a TON of extra asta. Starter Tip: Brontë isn't anywhere as tough as Antistrophe, BUT he does have a pair of cute bodyguards who can take hits for him. So he can be your defender in a pinch! Caoimhe Wake (she/her) [CWPC] Identity: Caoimhe Wake Theme: Doubt Origin: Billough, the Floating Isle Classes: Elementalist, Weaponmaster Stats: DEX 10, INS 8, MIG 6, WLP 8 Caoimhe (pronounced KEE-VAH, apparently) definitely feels like THE main character of the Eastern campaign. Not just because she's a badass Justiciar, but also because she's the classic Spellsword archetype that everyone loves. (I'm guilty too!) She's the party's main source of elemental damage, so definitely consider expanding her magical repertoire as you get her leveled up! Starter Tip: Ventus is an incredible spell, not least of all because it can hit flying targets and on a critical hit, ground them (allowing Caoimhe to follow up with melee attacks before they can get flying again!) Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (@bleatingheart), Sylvi Bullet (@sylvibullet), and Keith J Carberry (@keithjcarberry) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.
Habitat Podcast #334 - In today's episode of The Habitat Podcast, Andy sits down on the.deercamp.podcast with Beau Martonik of the East Meets West Podcast. We discuss: The Ins & Outs of Outdoor Podcasting Reviving the Legacy of Deer Camps Building a Brand in the Hunting Industry Struggles and triumphs of elk hunting Celebrating the “Make Deer Camp Great Again” spirit The joyous grind of Timber Ninja's revival And So Much More! PATREON - Patreon - Habitat Podcast Brand new HP Patreon for those who want to support the Habitat Podcast. Good luck this Fall and if you have a question yourself, just email us @ info@habitatpodcast.com -------------------------------------------------------------------------- Patreon - Habitat Podcast Latitude Outdoors - Saddle Hunting: https://bit.ly/hplatitude Stealth Strips - Stealth Outdoors: Use code Habitat10 at checkout https://bit.ly/stealthstripsHP Midwest Lifestyle Properties - https://bit.ly/3OeFhrm Vitalize Seed Food Plot Seed - https://bit.ly/vitalizeseed Down Burst Seeders - https://bit.ly/downburstseeders 10% code: HP10 Morse Nursery - http://bit.ly/MorseTrees 10% off w/code: HABITAT10 Packer Maxx - http://bit.ly/PACKERMAXX $25 off with code: HPC25 First Lite --> https://bit.ly/3EDbG6P LAND PLAN Property Consultations – HP Land Plans: LAND PLANS Leave us a review for a FREE DECAL - https://apple.co/2uhoqOO Morse Nursery Tree Dealer Pricing – info@habitatpodcast.com Habitat Podcast YOUTUBE - https://www.youtube.com/channel/UCmAUuvU9t25FOSstoFiaNdg Email us: info@habitatpodcast.com habitat management / deer habitat / food plots / hinge cut / food plot Learn more about your ad choices. Visit megaphone.fm/adchoices
Wat ass amfong e One Night Stand? An ass et nach ee One Night Stand, wann een*t dono onerwaart rëm Sex mat däer Persoun huet? An dëser Episod diskutéieren de Joël, den Elie an d*e Robin dës Froen an erzielen vun hiren Erfarungen mat One Night Stands. Och schwätzen si driwwer, op e One Night Stand wierklech an enger Bezéiung ende kann an ob een*t dono nach befrëndt ka sinn. An der Rubrik schwätzt den Elie iwwer Koppeltherapie. Shownotes: Iwwer d'Studie mat de Sexaarbechterinnen: Segal, L. (2001) The Belly of the Beast: Sex as Male Domination? In S.M. Whitehead & F.J. Barrett (Eds.) The Masculinities Reader (pp. 100-111). Polity Press. Eis Episod zum Thema "Friemgoen"
John talks about the continued ICE Protests and overreach from Trump. As 700 Marines enter Los Angeles, a federal judge has blocked Gov. Gavin Newsom's emergency motion to stop Trump's deployment of thousands of national guardsmen. He also discusses RFK Jr. who fired the entire CDC panel tasked with providing vaccine guidance, calling the move a necessary step to restore trust in American medicine. Then he interviews Phyllis A. Coven who served as the seventh Citizenship and Immigration Services Ombudsman (CIS Ombudsman) from 2021-2023. Previously, Ms. Coven served as District Director for the two largest U.S. Citizenship and Immigration Services (USCIS) District Offices located in New York and Los Angeles. She also served as Director of the Office of International Affairs under the former Immigration and Naturalization Service (INS), where she was responsible for the operations of the INS's overseas offices and refugee and asylum divisions. Next, John speaks with the Executive Director of the Muslim Community Network - Husein Yatabarry on Donald Trump's latest travel ban. Twelve nations now face full travel bans for their citizens: Afghanistan, Myanmar, Chad, the Republic of Congo, Equatorial Guinea, Eritrea, Haiti, Iran, Libya, Somalia, Sudan and Yemen. And finally, Comedy Daddy Keith Price jokes with John and listeners on Trump's latest mishigas.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In der 6. Folge der „DERTOUR Sports Footballereise“ geht es nach Los Angeles, in die Stadt der Engel, ins sonnige Kalifornien, an die Westküste der USA, zu den Rams und zu den Chargers. Ins beeindruckende SoFi Stadium. Schauplatz des übernächsten Super Bowl im Februar 2027 und Schauplatz der Olympischen Sommerspiele 2028. Mit Kucze an Bord ist Rune von den „Rams Germany“, der regelmäßig zu NFL-Spielen nach Los Angeles fliegt. In diesem Fan-Travel-Podcast geht es um das Erlebnis, NFL-Spiele live vor Ort in den USA zu erleben, die Faszination American Football hautnah zu spüren. Die Städte, die Stadien, das Tailgating, den „American Way of life“ und vieles mehr. Ihr bekommt Erfahrungsberichte aus erster Hand sowie wertvolle Anregungen und Tipps, falls ihr auch selbst mal für NFL-Spiele nach Amerika reisen wollt. Viel Spaß beim Hören! Gemeinsam mit DERTOUR Sports veranstalten wir in diesem Jahr drei „Footballereisen“ für größere Gruppen. Nämlich nach New York, nach Kansas City und nach Florida. Nach New York geht's vom 5.9. bis 11.9. und beinhaltet u.a. den Besuch des College-Spiels zwischen den Rutgers Scarlet Knights und den Miami RedHawks sowie das NFL-Spiel zwischen den Jets und den PIT. Das könnte die Rückkehr von Aaron Rodgers an alte Wirkungsstätte sein. Die Reise nach Kansas City steigt vom 9.10. – 14.10. und beinhaltet u.a. den Besuch des College-Spiels zwischen den Kansas State Wildcats und den TCU Horned Frogs und den NFL-Kracher zwischen den Chiefs und den DET. Die Reise nach Florida ist höchstwahrscheinlich vom 27.11. bis zum 2.12. und beinhaltet u.a. den Besuch des College-Derbys zwischen den Florida Gators und Florida State sowie das NFL-Spiel zwischen den TB und den ARI. Hier gibt es alle Infos: https://www.dertour.de/dertour-sports/nfl-usa?ecid=ooh_nfl-25-I_usa_footballerei_2upd_podcast_lp_nfl-usa_nn-nn-nn_mix Um die Flüge, die Hotels, die Tickets für die Spiele, die Transfers vor Ort von A nach B – um all das kümmert sich DERTOUR Sports. Die sind nämlich die Nummer 1 darin mit jahrzehntelanger Erfahrung! Hosted on Acast. See acast.com/privacy for more information.
Bromance Breakup - Trump/Musk spat brings out the Statists :: Stu posits that the whole Trump/Musk breakup is a repeat of a professional wrestling scrip :: Skeeter thinks we all need to embrace centralization :: Sarah talks about mental illness, we discuss psychology vs psychiatry and healthcare by prescription :: Palantir Technologies maybe at the center of government plans to build the one data base on Americans to rule us all :: Tim in FL talks in depth about Palantir and dangers it poses :: Dave Ridley says people are getting INS'd in Colorado :: 2025-06-07 Hosts: Chris R., Mr. Penguin, Stu
A wealthy couple is murdered after a glamorous party—jewelry stolen, town abuzz. Their estate files an HO3 claim for the stolen jewelry and loss in home value due to the stigma. But does the policy cover reputational "diminution in value"? Notable Timestamps [ 00:37 ] - The scenario involves a wealthy couple poisoned in their mansion, with jewelry stolen and a claim submitted under their HO3 policy ISO 2011 edition. [ 01:39 ] - Trivia Time! Who are the six main characters of the board game Clue? [ 03:40 ] - Diminution in value refers to a property's market value being less than before a loss, even after full physical repair, due to stigma. [ 04:35 ] - The common argument against covering diminution in value is that policies typically cover physical loss and physical repair, not consequential or economic losses. [ 06:16 ] - First-party auto and property policies share similar loss settlement language. [ 07:47 ] - In Royal Capital Dev., LLC v. Maryland Cas. Co., No. S12Q0209, 2012 WL 1909842, — S.E.2d — (Ga. 5/29/12) [reviewed at PLRB, Prop. Ins. L. Rev. 8462 (2012)], the court allowed for diminution in value in a first-party property claim, drawing an analogy to auto claims. [ 08:50 ] - If there were physical traces like blood or bullet holes from the murders, it could potentially establish a physical loss, strengthening an argument for diminution in value, even if the cleanup cost itself is minimal. [ 10:28 ] - Real estate experts or appraisers could testify by comparing the home's value without the incident to similar properties affected by negative events. [ 13:04 ] - It's crucial to check your jurisdiction; while Georgia allows it, many states disallow it, and others have no specific case law on the matter. [ 14:00 ] - Tim provides a recap of the points above. Your PLRB Resources FAQ: Diminution in Value in First Party Property Claims - https://www.plrb.org/documents/diminution-in-value-in-first-party-property-claims/ Coverage Question: Pet Dog Attacked Owner; Blood on Carpet - https://www.plrb.org/documents/pet-dog-attacked-owner-blood-on-carpet-pcq-2023-10-27-twh-b/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
On this one Zac and Joe talk about the INS event at Island, Team Associated's teaser, and Joe getting bit by trying another knock off product. Go to dollarhobbyz.com and save 10% off your entire order by entering code JoeJr at check out or you can save 15% on all Donethan Racing products at dollarhobbyz.com with code DRC at check out. These codes are good until August 31st. Go to partycrashersrc.com and check out their community programs!
Bromance Breakup - Trump/Musk spat brings out the Statists :: Stu posits that the whole Trump/Musk breakup is a repeat of a professional wrestling script :: Skeeter thinks we all need to embrace centralization :: Sarah talks about mental illness, we discuss psychology vs psychiatry and healthcare by prescription :: Palantir Technologies maybe at the center of government plans to build the one data base on Americans to rule us all :: Tim in FL talks in depth about Palantir and dangers it poses :: Dave Ridley says people are getting INS'd in Colorado :: 2025-06-07 Hosts: Chris R., Mr. Penguin, Stu
In S.A. Cosby's latest thriller, “King of Ashes,” a successful and fast-living financial adviser is called suddenly back to the small Virginia hometown he fled, where his family runs the local crematory and his father is in a coma stemming from a car crash that may not be as accidental as it seems.Cosby himself is from a small Virginia town, and on this week's podcast he discusses the allure of homecoming, the tricky emotional terrain of complicated families and the reason he keeps revisiting the rural South in his fiction.“Once manufacturing moved out of these places, these rural places, there was nothing left to replace it. But crime — crime is America's great secret industry. It's our great secret empire. And when the legitimate businesses leave, crime steps in the fold. Nature abhors a vacuum, so crime steps in to fill that place. And I wanted to talk about cities like that." Unlock full access to New York Times podcasts and explore everything from politics to pop culture. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify.
Time Stamps 00:00 - Intro with Rouna 2:27 - Most Competitive Mod & Stock Classes in USA 7:06 - Competition at Rd #2 Who Impressed Who did not. 9:11 - Rd #3 Island Raceway Field will be stacked in MOd & Stock 12:15 - Fast Carpet Faster Tempers 15:09 - XRAY VS AE 22:25 Xray Working as a team. 27:47 - Brennan Schimmel's Journey 31:45 - Stock to Mod System is Working? 34:48 More Geeking out on Schimmel 40:47 - Racers that have IT! 44:44 Dirt Nats - Mod class 47:37 - Giving Cav his flowers 49:31 - Dirt Nats Disappointments 50:10 - Cav's LifeTime Nats Stats 59:43 - R1 Buggy ? 1:01:35 - Hunter King gets some Flowers! 1:04:23 - What to expect at Island Raceway 1:06:48 - Worlds Warmup ! 1:15:20 - Picks for battle at Island Rd#3
John, a self-employed trucker, injures himself fixing his rig “Betsy” (1st PIP claim). Later, he's hurt again when a mechanic's shuttle van crashes (2nd PIP claim). Two accidents, two PIP claims—one while working, one as a passenger—make for a rough day. Notable Timestamps [ 00:17 ] - John has two injury claims in Michigan: a slip and fall while working on his truck (Injury 1) and being rearended while a passenger in a mechanic's shuttle van (Injury 2). [ 01:02 ] - Michigan was once the most expensive state for car insurance but has fallen to the sixth most expensive according to insure.com as of May 25. Which was the cheapest? [ 02:22 ] - Michigan's standard PIP statute under MCL § 500.3114 dictates that the named insured generally collects benefits under their own auto insurance policy, not the policy covering the vehicle involved in the accident. [ 02:49 ] - There are exceptions to the Michigan PIP priority rule, including when an insured is injured as an occupant of a vehicle owned by or registered to their employer or while a passenger in a vehicle used in the business of transporting passengers. [ 04:04 ] - For John's first injury (slip and fall), regarding the "owned by employer" exception, a Michigan appellate court in the reviewed case held the truck was owned by both John (the driver/title holder) and the leasing company (Shoulder Trucking). [ 05:36 ] - The court in this scenario found that he was an employee of himself as an independent contractor, leading his commercial insurance carrier to take priority. [ 07:09 ] - For John's second injury (shuttle van), the key statutory exception language relates to being a passenger in a vehicle "used in the business of transporting passengers". [ 07:52 ] - The phrase "in the business of transporting passengers" is construed in Michigan using a two-prong test from a seminal case: 1) whether transporting passengers was the primary purpose for the vehicle's use, and 2) whether the transportation was incidental to the overall business or activity. [ 08:55 ] - Applying the two-prong test to the mechanic's shuttle van involves considering factors like whether the service was free (suggesting incidental) or regularly offered (suggesting primary purpose or not incidental). The court in the case discussed did not decide this issue for the shuttle van, sending it back to the finder of fact. [ 09:39 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources Case Law Review: Smith v. Farm Bureau Mut. Ins. Co. of Mich. (2025) https://www.plrb.org/documents/smith-v-farm-bureau-mut-ins-co-of-mich-2025/ Case Law Review: Miclea v. Cherokee Ins. Co. https://www.plrb.org/documents/miclea-v-cherokee-ins-co/ PLRB State-By-State Survey on PIP, Michigan → “Priority” https://www.plrb.org/documents/michigan-pip-compendium/#priority Case Law Review: Bender v. USAA Gen. Indem. Co. (2025) https://www.plrb.org/documents/bender-v-usaa-gen-indem-co-2025/ Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
L'offensive terroriste s'est intensifiée ces dernières semaines au Mali. Le 23 mai : attaque du camp militaire de Dioura. Bilan 41 soldats tués. Il y a deux jours à Boulkessi, dans le centre du pays, un autre camp militaire a été la cible d'une attaque terroriste. Selon un communiqué de l'état-major des armées, cité par le site Bamada, « les FAMa, les Forces armées maliennes ont vigoureusement réagi à cette attaque avant de se replier ».Et puis hier matin à Tombouctou, poursuit Bamada, « les forces armées maliennes ont déjoué une tentative d'infiltration des combattants terroristes. L'État-major précise que les terroristes ont été vite mis en déroute par la promptitude des soldats maliens. Le bilan provisoire est de treize assaillants neutralisés, de l'armement, mais aussi des moyens roulants et effets divers récupérés. La situation est sous contrôle et le ratissage est en cours dans toute la ville, rassure la hiérarchie militaire ».Un État « en pleine reconstruction »Alors, « Dioura, Boulkessi, Tombouctou : l'armée malienne sur tous les fronts », s'exclame Sahel Tribune, autre site d'information. « La récente offensive terroriste, loin d'annoncer la défaite, révèle au contraire la dure réalité d'un État en pleine reconstruction, claironne Sahel Tribune. Les FAMa, attaquées sur plusieurs fronts, opposent désormais une riposte mieux structurée, avec l'appui de partenaires stratégiques non-alignés. Dans ce contexte de tumulte, la Transition conduite par le président Assimi Goïta n'entend céder ni un pouce de souveraineté ni un millimètre de terrain. (…) Certes, reconnait Sahel Tribune, des lacunes persistent : retards de renforts, faiblesses de communication tactique, dépendance aux appuis aériens. Mais ces défis sont désormais intégrés dans un programme de réforme militaire globale. (…) Oui, des violations ont été signalées, reconnait encore le site malien. Oui, des bavures sont à documenter. Mais ne nous y trompons pas : le Mali ne mène pas une guerre sale, il mène une guerre juste dans un environnement tordu. Là où les FAMa interviennent, c'est souvent pour libérer des localités entières d'un joug terroriste qui pille, viole, tue et impose sa loi moyenâgeuse ».Le site Mali Actu le reconnait également,« malgré les succès des FAMa, la situation sécuritaire est préoccupante. Un grand nombre d'attaques ciblent les forces armées dans le nord et le centre du Mali. La mobilisation des troupes et le soutien de la population locale sont essentiels pour maintenir la sécurité. (…) La persistance de ces efforts sera essentielle pour instaurer la paix et la stabilité à long terme au Mali ».Insécurité croissante…Voilà pour les médias maliens qui s'appuient sur les communiqués de l'armée et sur la parole officielle. Autre point de vue, celui du site Afrik.com qui décrit une situation beaucoup plus sombre : « au Mali, le groupe djihadiste JNIM, affilié à Al-Qaïda, a intensifié ses attaques contre l'armée et les civils. À Boulkessi et Dioura, des casernes ont été prises, causant des dizaines de morts. Le groupe impose aussi des blocus meurtriers à Diafarabé et Nouh Bozo, provoquant famine et détresse humanitaire. L'armée malienne, jugée lente et désorganisée, peine à réagir, affirme encore Afrik.com. La population, abandonnée, subit de plein fouet l'insécurité croissante et la violence des groupes armés ».Un sommet extraordinaire ?Ledjely en Guinée, fait remarquer que le Niger et le Burkina Faso ont aussi subi récemment des attaques terroristes meurtrières. Et pour ce qui est du Mali : « que les autorités militaires aient réussi ou non à déjouer les assauts contre le camp militaire et l'aéroport de Tombouctou n'est pas l'essentiel. Le véritable problème, c'est que des assaillants aient eu l'audace de lancer de telles offensives. C'est le symptôme d'une menace qui demeure ».Au Mali, mais aussi au Niger et au Burkina, donc,« les pertes humaines, civiles et militaires, se comptent par dizaines chaque semaine. Et après chaque drame, on assiste à un jeu puéril de communiqués entre autorités et groupes armés, chaque camp s'acharnant à revendiquer la victoire ».Et Ledjely d'appeler à la tenue d'un sommet extraordinaire afin de mieux lutter contre le djihadisme dans la bande sahélienne. « Pendant que le Mali, le Burkina Faso et le Niger se démènent comme ils peuvent, le reste du continent semble se croiser les bras, voire détourner le regard. Pourtant, ce danger-là est à la porte de chacun de nous ».
Este mes en Hablemos escritoras tenemos el gusto de tener tres secciones que son de las favoritas. Desde España recibimos en la seccion "Insólitas" a la investigadora que acuña el término "Inusual" para nombrar una literatura que ha tomado mucho auge: Carmen Alemany. La trae a este programa Teresa López Pelliza. La otra sección es "CaribeFemLit" con una gran voz de Puerto Rico, Lourdes Vásquez, en conversación con Anjanette Delgado. La tercera es nuestra mesa de críticas, LAM, hablando sobre ensayo, crónica y periodismo con nuestras especialistas y de nuevo la voz de Mónica Szurmuk. Además llegan por fin dos escritoras mexicanas que han marcado enormemente la escena literaria: Ana Clavel y Claudia Posadas. Y para irnos a un tema del que poco se habla pero que es vital en la formación de nuevos lectores, viene Gladys Lopera desde Colombia para hablarnos de bibliotecas y lo que está sucediendo en Medellín sobre esto. La cereza en este pastel literario es la presentación del libro Somos texanas que compendia voces de la frontera, latina, latinx, hispanas.
This episode is a conversation about the complex and important relationship between physical activity and brain health. Topics covered include specific impacts of physical activity (including formal exercise) and sedentary behavior on brain health; measurement of physical activity; reduction in the risk of later life cognitive decline (including neurodegenerative diseases); findings from neuroimaging, cognitive testing, and mental health reporting; mechanisms of physical activity's impact on brain health; protocols for exercising to improve brain health; aerobic and resistance training; person characteristics that moderate the relationship between physical activity and brain health; and how neuropsychologists can implement physical activity interventions in their patients. Show notes are available at www.NavNeuro.com/168 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS 2) Tell your friends and colleagues about it 3) Subscribe (free) and leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 4) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]
Case Law Update • Fremont Insurance Company v Lighthouse Outpatient Center and Michigan Department of Insurance and Financial Services, ___ Mich App ___ (April 11, 2025) (Docket No. 370500) • Diyaa Joseph and Healthcare Imaging Partners, et al. v National General Insurance Company, et al., ___ Mich App ___ (April 29, 2025) (Docket No. 364798) Trending Topics in PIP Litigation • DIFS Bulletin 2025-11-INS since the Fremont v Lighthouse Decision • Second Update on Auto-Owners Insurance Company, et al. v Department of Insurance and Financial Services (COC Docket No. 24-000152)
Midlife isn't a crisis—it's your launchpad. This week, Heather sits down with Karin Freeland—author, speaker, and total badass—who shares her raw journey from corporate burnout and bathroom-floor breakdowns to power, purpose, and publishing her boldly honest memoir, The Ins and Outs of My Vagina. From panic attacks and people-pleasing to full-on reinvention, Karen's story is the midlife comeback blueprint. If you've ever thought “I can't keep living like this,” this episode is your sign to reset. Check Karin out! https://www.karinfreeland.com/ Karin's newest book baby: https://www.karinfreeland.com/dreams/ Thanks for listening whether you were folding laundry, going for a walk or whatever other multi-tasking you were getting after. I am having so much fun sharing and connecting with you, badass! Be sure to hit subscribe and get notified of the next impactful episode of The Badass Reset Club which drops every other Tuesday. Curious about how Symmetry can help you boost performance, get out of pain and fix your posture? Book a free call! https://www.heatheryanceyfitness.com/Symmetry Be a founding member of The Menopause Strength Society and join today! https://www.heatheryanceyfitness.com/community Follow me on Instagram https://www.instagram.com/coachheatheryancey/ Ladies, join our private facebook for menopause support and more! https://www.facebook.com/groups/badassresetclub If you want to watch the podcast to see if I actually did something with my hair, find us here: https://www.youtube.com/@heatheryanceyfitness Ready to feel better with the Age Like a Badass Menopause course? Grab it and start taking action today! Click here! Wanna get STRONG? Grab my free 4 week Strength Training program! In 1 month, you will feel stronger, more confident and badass again! Click here!
This conversation provides a comprehensive overview of constitutional law, focusing on the separation of powers, checks and balances, and landmark Supreme Court cases. It emphasizes the importance of understanding these principles for law students and highlights ongoing debates regarding executive power and the role of the judiciary.This conversation serves as the first lecture in a series on Constitutional Law, specifically focusing on the structure of the U.S. government. It introduces the fundamental principles of the Constitution, including its historical context and the concept of Constitutional Law. The lecture then outlines the three branches of government—Legislative, Executive, and Judicial—as defined by the Constitution. A key focus is the doctrine of separation of powers and the interconnected system of checks and balances designed to prevent any single branch from becoming too powerful. Finally, the lecture discusses landmark Supreme Court cases that have interpreted and shaped our understanding of these structural principles.TakeawaysConstitutional Law is primarily derived from the United States Constitution. Its fundamental role is to govern the relationships between the branches of government, between the federal government and the states, and between the government and individuals.The U.S. Constitution was drafted in 1787 and ratified in 1788, taking effect in 1789. It replaced the Articles of Confederation.The Preamble outlines the foundational purposes and guiding values of the Constitution, such as forming a more perfect union, establishing justice, and securing the blessings of liberty.The doctrine of separation of powers refers to the division of governmental functions into three distinct branches: the Legislative, Executive, and Judicial branches.The two chambers of the U.S. Congress are the House of Representatives and the Senate. Article One of the Constitution governs the Legislative Branch.The Necessary and Proper Clause gives Congress the authority to make all laws which shall be necessary and proper for carrying into execution its enumerated powers. This clause has been a source of debate regarding the scope of federal legislative authority.Key powers of the President include serving as Commander-in-Chief, making treaties with Senate consent, appointing federal officers and judges, and ensuring that the laws are faithfully executed.Congress can override a President's veto power by a two-thirds vote in both the House of Representatives and the Senate.The principle of judicial review was established in Marbury v. Madison. It means that the Supreme Court has the power to interpret the Constitution and federal law and to invalidate laws or executive actions that are inconsistent with the Constitution.The Supreme Court struck down the legislative veto in INS v. Chadha because it violated the separation of powers by circumventing the constitutional requirements for legislative action, specifically bicameralism (passage by both houses) and presentment (submission to the President).The Constitution sets up three distinct branches: legislative, executive, and judicial.These branches interact through a system of checks and balances to prevent any one branch from dominating.Landmark cases like Marbury, Youngstown, Chadha, Clinton, and Mistretta illustrate how these principles work in practice.The system is dynamic, with ongoing debates about the balance of power, especially regarding executive authority.Understanding these concepts is fundamental for legal analysis in any area of law involving government.The separation of powers framework is designed to prevent tyranny but can lead to gridlock.The judiciary's role in interpreting laws can lead to debates about judicial activism versus restraint.The administrative state raises questions about accountability and the delegation of power.The balance of power has shifted towards the executive branch over time, raising concerns.
This lecture explores the foundational framework of the United States Constitution, focusing on the separation of powers among the legislative, executive, and judicial branches. It discusses the key powers and functions of each branch, the system of checks and balances, landmark Supreme Court cases, and contemporary debates surrounding the constitutional framework.TakeawaysConstitutional law is derived from the United States Constitution.The Constitution serves as the supreme law of the land.The separation of powers divides government functions into three branches.Each branch operates independently but is interconnected through checks and balances.Congress is the legislative branch closest to the people.The President has significant powers, including veto authority.The judiciary interprets the Constitution and federal law.Judicial review is a key principle established by Marbury v. Madison.Impeachment serves as a check on federal officials, including the President.Contemporary debates focus on the efficiency and power dynamics within the government.Constitutional Law is primarily derived from the United States Constitution. Its fundamental role is to govern the relationships between the branches of government, between the federal government and the states, and between the government and individuals.The U.S. Constitution was drafted in 1787 and ratified in 1788, taking effect in 1789. It replaced the Articles of Confederation.The Preamble outlines the foundational purposes and guiding values of the Constitution, such as forming a more perfect union, establishing justice, and securing the blessings of liberty.The doctrine of separation of powers refers to the division of governmental functions into three distinct branches: the Legislative, Executive, and Judicial branches.The two chambers of the U.S. Congress are the House of Representatives and the Senate. Article One of the Constitution governs the Legislative Branch.The Necessary and Proper Clause gives Congress the authority to make all laws which shall be necessary and proper for carrying into execution its enumerated powers. This clause has been a source of debate regarding the scope of federal legislative authority.Key powers of the President include serving as Commander-in-Chief, making treaties with Senate consent, appointing federal officers and judges, and ensuring that the laws are faithfully executed.Congress can override a President's veto power by a two-thirds vote in both the House of Representatives and the Senate.The principle of judicial review was established in Marbury v. Madison. It means that the Supreme Court has the power to interpret the Constitution and federal law and to invalidate laws or executive actions that are inconsistent with the Constitution.The Supreme Court struck down the legislative veto in INS v. Chadha because it violated the separation of powers by circumventing the constitutional requirements for legislative action, specifically bicameralism (passage by both houses) and presentment (submission to the President).
- असीम मुन्नी कब बदनाम होगी? और होइहें वहीं जो जिन्ना-रची-राखा? - INS शशि थरूर, घने बाल और अंग्रेजी का अंग्रेज़-रश्क! - माओवादी बसवराजू की मौत! अंतिम चरण में नक्सलवाद? - वालेकुम लाल अस्सलाम और प्रणाम - ग्राम चिकित्सालय और भरोसे वाले प्रैक्टिशनर - इंजेक्शन का एयर निकालने वाले डॉक्टर - सरदार की लव इन वॉर फेयर कविता - एजेंडा में तैयारी : नग गिनने की यात्रा और मयूर-जग - सफल होने की प्रतियोगिता और असफल का असली मूल - दुख और विवाहोपरांत जीवन की तैयारी -विदा के वक्त मां से झगड़ा और विदा की तैयारी - मानसिक vs शारीरिक तैयारी - तैयारी की तैयारी और तैयारी की आलोचना - बिज़ार : बिजली काटक पूर्व पत्नी - चिट्ठियां
Erica and Ana sit down with Dr. Jody Vernam—former president of CSI's Rho Eta Nu Alpha Rho chapter and current core faculty member at Liberty University. In this episode, Dr. Vernam shares her journey into leadership within the counseling profession and offers valuable insights and specifics for those aspiring to become college counselors. Tune in for a thoughtful conversation filled with inspiration and to taste Dr. Vernam's humility and wisdom. Episode reference: APA: Rhoads, E., & Barend, A. (Producers). (2025, May 15). Ep. 48: The Ins and Outs of College Counseling: An Interview with Dr. Jody Vernam [Audio podcast episode]. In RENAR Voice. Rho Eta Nu Alpha Rho of Chi Sigma Iota, Liberty University
In Südafrika sei ein Genozid an weissen Farmern im Gang. Mit dieser nachweislich falschen Behauptung hat US-Präsident Donald Trump den südafrikanischen Präsidenten Cyril Ramaphosa konfrontiert, vor laufenden Kameras. Dies dürfte das Verhältnis zwischen den beiden Ländern schwer belasten. Weitere Themen: In der US-Hauptstadt Washington hat ein Angreifer zwei Mitarbeiter der israelischen Botschaft erschossen. Noch immer gibt es beim Nachrichtendienst des Bundes NDB Missstände. Drei Jahre nach dem Skandal um illegale Datensammlungen zeigt sich, dass versprochene Massnahmen nicht umgesetzt wurden.
In this episode of the INS Infusion Room, Jannifer Stovall, the new president of INS, shares her journey into nursing, her excitement about leading the organization, and her vision for the future. She discusses the importance of embracing change in health care and emphasizes the need to engage new nurses and foster interdisciplinary collaboration in infusion care.
Are there things Christian couples shouldn't do in the bedroom? In this episode, we unpack what Scripture says about sexual boundaries, explore tricky topics with grace, and offer guidance for keeping intimacy both passionate and God-honoring. Watch the episode on YouTube!! Links from today's episode: My Counselor Online: You get $25 off your first month when you sign up with our link Oral Sex episodes Episode 147: DOs & DON'Ts of Sex Toys Episode 148: The INs & OUTs of Sex Toys gotquestions.org (anal article) Episode 141: Talk Dirty To Me Makin' Sex Tapes: Anatomy Of Us Episode 197: Mutual Masturbation Join Unite & Ignite Want more from Kingdom Sexuality? Come hang out! Instagram Facebook Group Patreon Website Learn more about your ad choices. Visit megaphone.fm/adchoices
ANGELA'S SYMPOSIUM 📖 Academic Study on Witchcraft, Paganism, esotericism, magick and the Occult
Let's explore the complex tradition of Hermeticism—an esoteric philosophy rooted in Hellenistic Egypt and attributed to the legendary Hermes Trismegistus. Exploring its metaphysical teachings, spiritual practices such as alchemy, astrology, and ritual magic, and its profound influence on Renaissance thinkers, Freemasonry, the Hermetic Order of the Golden Dawn, and modern occultism, this video offers an accessible yet academically grounded journey through one of the most enduring currents in Western esoteric thought. Perfect for those curious about the deeper layers of magic, mysticism, and spiritual transformation.CONNECT & SUPPORT
Andrew Arthur is a fellow at the Center of Immigration Studies. Andrew is a former immigration judge and a former prosecutor with the INS. I want to learn from Andrew about what due process is required in deportation proceedings for individuals who are in the US illegally. I also want to find out what the impediments are to expedite the legal process. Get full access to What Happens Next in 6 Minutes with Larry Bernstein at www.whathappensnextin6minutes.com/subscribe
¡Extraña familia! Nuestro maestro de ceremonias de lo fantástico, el inigualable Xavi Villanueva, nos abre las puertas a un universo donde la realidad se retuerce hasta lo indecible. Hoy, en sus "Cuentos Fantásticos", nos presenta a Sergio Díaz, un autor emergente con una pluma afilada y una imaginación desbordante, que pasó de componer letras para canciones y escribir en su columna "Móstoles Insólito" a plasmar pesadillas en papel. Descubriremos cómo su hija Noa y una amiga llamada María le dieron el empujón definitivo, y cómo su próxima novela, "Génesis 21", verá la luz gracias a nuestro amigo Óscar Fábrega y la editorial Guante Blanco. Pero antes, preparaos para "Más Allá del Infierno", un relato inspirado, según nos cuenta Sergio, ¡por nuestra propia sección y hasta por "La Noche de los Espíritus"! Acompañad a David Morgan, un luthier en busca de la legendaria madera de fresno del pantano, en un viaje que lo arrastrará desde los vibrantes rincones de Nueva Orleans hasta un aserradero donde el horror tiene nombre propio y los secretos desafían toda lógica. ¿Es real lo que vive, o es su mente la que le juega una macabra pasada? ¡Subid el volumen y agarraos fuerte! Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
Today we give you our fourth discussion with Dr. Andrew Kiselica regarding aspects of neuropsychological test interpretation, with the current episode focusing on cognitive intraindividual variability. Show notes are available at www.NavNeuro.com/167 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS 2) Tell your friends and colleagues about it 3) Subscribe (free) and leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 4) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]
Tim Ulbrich and Tim Baker answer two questions from the YFP community on using 529 funds for student loans and the most cost-efficient ways to invest in digital assets like Bitcoin. Summary In this episode, YFP Co-Founder & CEO Tim Ulbrich, PharmD, is joined by YFP Co-Founder & COO Tim Baker, CFP®, RLP®, RICP®, to answer two insightful financial questions from the YFP community. First, they explore whether it makes sense to use 529 plan funds to pay off student loans. Tim and Tim break down the relevant provisions of the SECURE Act, highlight key limitations and tax implications, and discuss scenarios where this strategy could be beneficial—or not. Next, they tackle a question about buying Bitcoin efficiently. They compare the most cost-efficient ways to invest, including using various platforms, ETFs, and tax-advantaged accounts like IRAs. They also weigh the pros and cons of each approach, including fee structures, accessibility, and long-term considerations. Whether you're considering how to best use your 529 funds or exploring your first steps into cryptocurrency, this episode provides practical, pharmacist-specific guidance to help you make informed financial decisions. Mentioned on the Show YFP 368: How Much is Enough for Kids' College? YFP 211: The Ins and Outs of the 529 College Savings Plan YFP 404: 5 Key Questions to Ask Before Hiring a Financial Planner YFP 386: Cryptocurrency & Digital Assets: Definitions, Origins, and Risks YFP 387: Cryptocurrency & Digital Assets: Investment Considerations and Tax Implications
这一期真的不容易,改了又改,最后还是删掉了很多内容才上线的,抱歉迟到了。但聊得很开心,也很感谢我的两位朋友参与了这次播客的录制⏺本期嘉宾邀请到了我的大学同学,同时是非常优秀的性用品创业者、前大厂产品经理Yvonne, 和大家很喜欢的独立自信、非洲长大 鼓励每个人活出自己的小红书博主@冲鸭馒酱 一起聊聊关于我们从小受到的性教育,妇科观念,和如何培养&接纳自己!说实话,可以聊的有太多。写了脚本,发现我们仨可讲的东西不仅一星半点。而且题外话,我们仨居然都是ENFP。咱就是说这世界上没有小狗不能分享的话题。本期涵盖话题:·为什么我们谈性总觉得尴尬的不行?是传统观念,道德捆绑,还是羞耻心作祟?· 作为90后,三个enfp聊聊自己从小接受到的性教育 & 一切与性 & 妇科疾病相关的话题!· 你敢和家人讨论关于性的话题吗? 关于妇科疾病,你了解有多少?说实话一开始没想到我们仨能碰撞出这种火花,越聊越high,从自我束缚,男凝审美,一路聊到了性用品创业,花园探索(虽然剪掉了很多哈)!说实话,多亏了她俩的加入,不然我真的不可能好意思一个人录这个话题。再次感谢她俩的大方分享!希望大家也多多评论、留言鼓励!想听我们聊其他话题的朋友一定要积极留言,我马上抓着她俩再录!-本期精彩唠点04:00 女生之间的支持网络很重要10:00 传统观念对女性的束缚和刻板印象12:00 聊聊我们小时候接受到的性教育。17:00 和妈妈们聊一聊妇科疾病和性会发现他们比我们想象中的保守很多21:00 和奶奶聊性是什么感觉?馒酱的分享:重要的不是第一次,而是每一次。23:30 我们需要更多的妇科教育,而不是性病恐吓!32:00 Rainie分享阴道炎经历。女孩你不孤独!34:00 对妇科疾病的未知压倒了我们,不是“病”本身!36:00 原来男性也会得UTI 你知道吗?41:08 聊聊我们对“男凝”审美的不同看法!44:00 Rainie:疯马秀背后的厌女情绪&女性厌恶57:00 文丽:收到了让人心疼的一条“第一次”私信!1:01:09 Yvonne:听听自己的声音!当放大别人话语的权重,你忽视了自己。1:07:49 不同culture的人种对“美”不同的看法,警惕处于单一审美状态中。01:13:20 Rainie: 跳脱受害者陷阱,不要陷在“被伤害”的感受中。1:20:00 Yvonne发问:做博主应该做自己还是做别人?我们答: 做自己比做别人期待的自己容易!1:27:00 Yvonne聊聊自己的性用品创业,做女性用品背后的故事。嘉宾社交平台:(欢迎关注她们!)Yvonne,ENFP, 女性用品创业者 & 前大厂产品经理,Instagram: @y.y.vonne 另外欢迎大家去她的sex toy shop消www.toii.shop (目前仅发往北美地区唷)小红书博主 @冲鸭馒酱,ENFP,非洲长大的小麦肤色女生,英语比中文更溜,分享关于女性主义 & 两性科普 & 情感健康等主题~她的Ins是 @cloud9li !————Rainie是谁?�Rainie,身处加拿大多伦多,刚刚进入30岁的全职自媒体人,是全网百万粉丝美妆博主,也是新晋滑雪教练+马拉松爱好者。已婚未育,经营一段11年的爱情。希望借助播客这个平台,和大家共同探讨个人成长、婚姻关系、人际关系的话题;探索女性30+的人生如何"既要、又要、还要" ,订阅一下Rainie,给她一点支持吧️→哪儿还可以找到她? (虽然她大部分时刻都不在)Youtube: Rainie Tian微博/b站/小红书:Rainie田Thread/Instagram: Raintianie商务合作: contact@rainietian.ca 注明来意听友群1️ 请加微信:rainietian 注明“播客听友”。目前已建群1。大家在群内互相唠嗑/陪伴/聊天。不友善和发广告会被我踢群,退群的也会被我删好友。谢谢支持!大家有什么还想听我唠的主题欢迎留言哦,爱你们~
A windstorm-caused power outage at the Cheesecake Manufactory led to the spoilage of hundreds of cheesecakes and a business income loss. The adjuster is questioning if the windstorm deductible applies to the claim, despite the power outage being the direct cause of the spoilage. Notable Timestamps [ 00:00 ] - The scenario presented involves a windstorm that caused a power outage, leading to spoiled cheesecakes and a claim for spoilage and lost business income, raising the central question of whether the windstorm deductible applies given the chain of events. [ 01:30 ] - Trivia: Where did the maximum natural wind gust ever recorded occur? [ 03:00 ] - The windstorm deductible endorsement states it applies to losses "caused directly or indirectly by windstorm or hail", but this language, even with "indirectly," can still lead courts to perform a proximate cause analysis, often leaving the "dominant and efficient cause" determination to a jury, unlike clearer anti-concurrent causation language. [ 04:30 ] - While "directly or indirectly" might address some indirect causation issues, the very definition of "windstorm" is not straightforward and is heavily subject to interpretation by courts based on specific case facts. [ 06:00 ] - Case law interpretations of "windstorm" can be narrow, such as a Rhode Island case finding high winds didn't qualify due to excessive rain; or surprising, like a Texas court holding a tornado was not a windstorm for deductible purposes. [ 07:30 ] - Is a tornado the epitome of a windstorm? Depends on who you ask... [ 09:00 ] - When two different endorsement provisions contain irreconcilable conflicts, such as both stating that "no other deductible applies" to the coverage they provide, a court might determine that no deductible applies at all. [ 12:00 ] - The business income claim follows a chain of events from the windstorm to the power outage and then the spoilage. The business income loss specifically results from the inability to operate due to the spoiled inventory, which might also involve potential Extra Expense. [ 13:30 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources PLRB Catastrophe Services Launches New Power Outage Reports - https://www.plrb.org/documents/plrb-catastrophe-services-launches-new-power-outage-reports/?search=power%20outage%202025 Turner Construction Co. v. ACE Prop. & Cas. Ins. Co., No. 04-4451-CV, 2005 WL 2837575, — F.3d — (2d Cir. 10/28/05) (applying Texas law) reviewed at PLRB, Prop. Ins. L. Rev. 6978 (2005) Windstorm Deductible – Food Spoilage – BI – PCQ.2024.07.26.twh.a - https://www.plrb.org/documents/windstorm-deductible-food-spoilage-bi-pcq-2024-07-26-twh-a/?search=power%20outage%202024 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
ANGELA'S SYMPOSIUM 📖 Academic Study on Witchcraft, Paganism, esotericism, magick and the Occult
In this episode, we dive deep into the esoteric teachings of Helena Petrovna Blavatsky, co-founder of the Theosophical Society and one of the most influential occult thinkers of the nineteenth century. Focusing on her mature doctrine of reincarnation as outlined in The Secret Doctrine (1888), we explore how Blavatsky moved away from earlier notions of metempsychosis to formulate a complex cosmology in which the soul—or monad—undergoes countless rebirths across vast spans of cosmic time.Drawing on Theosophical anthropology, planetary evolution, and the doctrine of karma, this episode unpacks Blavatsky's concept of the saptaparna, the sevenfold human constitution, and the soul's gradual progression through root races, planetary rounds, and astral realms. We examine how Blavatsky's vision was both impersonal and democratic, placing individual suffering within a broader metaphysical narrative of spiritual evolution and cosmic justice.CONNECT & SUPPORT
The crew of the Little Snail, traveling food truck and makeshift HQ for this band of equally makeshift adventurers, has agreed to escort a young priestess named Veile to a mysterious destination. Within days, they met their first obstacle: a group of mischievous Fleggs who've vandalized the Little Snail and sabotaged the way forward… This week on Perpetua: The Shadow of the Dragon Tower Pt. 02 Perpetua Guide [In Progress v.01] NPCs & Monsters [PNMS] Flegg [NMFL] Typical Traits: Mischievous, Anxious, Clever, Family Oriented Stats: DEX 8, INS 8, MIG 8, WLP 8 Attacks: Flegg Strike, Infuriate, Flegg Blast Special Abilities: Final Act: Stoneshell In-Game Description: A living egg. It comes up to your shins. It has a beak!? These guys must be a little different than they were in the demo, because they definitely didn't have the ability to turn into a stone when you killed them in Prelude. I wonder if something happened to them between the game or if the designers just rebalanced them? Anyway, they're a basic enemy type, pretty good for grinding, but don't underestimate how they can overwhelm you in a group. Starter Tip: Even though they're “monsters” you can actually try to use Persuasion on them! Vinnor Jekk (he/him) [NMVJ] Traits: Devoted, Optimistic, Pedantic, Arrogant Stats: ??? Attacks: ??? Spells: ??? In-Game Description: Solivigant of the Way of Fearless Truth who seeks to enact a world-saving prophecy. I can't tell what I think about this guy. Either he's going to betray the party and become a mid-game boss or he's just one of those guys you hate to talk to even though he's technically right about everything. No clue about stats/attacks/spells (because let's be real, this guy DEFINITELY has spells). Starter Tip: Depending on your dialog choices you can get a chance to snoop through his stuff to get more lore. Chelik, Awakened Dragon Watcher (she/her) [NMCH] Traits: Wise, Focused, Out-of-Her-Time, Melancholy Stats: DEX 6, INS 10, MIG 6, WLP 10 Attacks: Elemental Charge Spells: Ice Beam, Flame Breath In-Game Description: Recently revived scryer of the Dragon Watchers. I can't stress this enough: Chelik is an optional boss. Unless you have done a bunch of grinding, she's probably out of your range when you first meet her. Yes, you can get some really decent gear if you manage to knock her out, but I think it's probably worth trying to avoid the fight all together (or else use the Persuade command to try to escape it). Starter Tip: If she's using Elemental Charge, that means she's low on MP and you can probably push the advantage a little! Hosted by Austin Walker (austinwalker.bsky.social) FeaturingAli Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.
A windstorm knocks over a power line, causing hundreds of cheesecakes at a local restaurant to spoil. The owners have to close for a few days as they manufacture more. Their adjuster wants to know how to investigate the storm and power outage. Notable Timestamps [ 00:20 ] - The loss of desserts is always tragic, even lemon merengue. [ 01:00 ] - Trivia: Which variety of cheesecake contains "quark"? Or should we say "Weißkäse"? [ 01:50 ] - PLRB.org features a Weather and Catastrophe hub designed for insurance professionals and not for cat enthusiasts. [ 02:17 ] - Users can get a full weather/cat report from the historical weather section of the Weather and Cat hub by entering an address and date range. [ 03:11 ] - A full weather/cat report provides data including hail, wind, precipitation, lightning probability, storm reports, and watches/warnings. [ 04:15 ] - For this scenario, the report showed evidence of strong winds, such as a 72 or 73 mile per hour gust reported near the scenario's location in Waco, Texas. [ 06:08 ] - The PLRB hub also offers a power outage report tool which uses data from power outage US and covers 80% of the United States. [ 07:18 ] - The power outage report can show the location of outages near the address, indicating that power was out in the general area. [ 08:13 ] - Both the full weather/cat report and the power outage report can be combined to provide evidence, in this scenario for example, that a storm came through and knocked out power for the area. [ 09:59 ] - Dylan provides a recap of the scenario and the points above. Your PLRB Resources Get a Full Weather/CAT Report (hail, wind, precipitation, more) - https://www.plrb.org/weather-cat/plrb-cat-data/ PLRB Catastrophe Services Launches New Power Outage Reports - https://www.plrb.org/documents/plrb-catastrophe-services-launches-new-power-outage-reports/?search=power%20outage%202025 Mankoff v. Privilege Underwriters Reciprocal Exch., No. 05-22-00963-CV, 2024 Tex. App. LEXIS 594 (Tex. App. 01/29/2024) (Court of Appeals of Texas, 5th District, applying TX law) [reviewed at PLRB, Prop. Ins. L. Rev. (2024)] - https://www.plrb.org/documents/mankoff-v-privilege-underwriters-reciprocal-exch-2024/?search=mankoff Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org. Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).
Bastion Blaque, battle-hardened ranger and erstwhile captain of the Sonnerian royal guard. Canary Shye, Placid Guardian and master of the Cyclic Hand School of Combat. Quarter Tomm, high arcanist of the hundred burroughs and virtuoso conductor of the elements.Powerful alone, together they were the famed adventurers known as the IRON TRIGON. Which is why, Vinnor Jekk, heterodox cleric of the Way of Fearless Truth hired them when he needed protection for his would-be-protege, the girl of prophecy. Setting out from Verus, capital of the Holy Protectorate, they eschewed train and carriage, traveling surreptitiously across the savannah, hidden in mountains' shadow, towards the seaside village of Salann where their wide-eyed charge awaited And as they learned, with ward in tow, she was not alone in awaiting them. Just halfway to their destination, in moonbright night, AMBUSH. Exhaustion. Blinding light. Confusion. Blades unsheathing. The sound of shouting. Magic unfettered. A poisonous air. The cry of death. Was it simple luck or evidence of the prophecy that the young novice they were sheltering escaped that night? That she stumbled forward, alive, into the warm dark. That her protectors had not failed her, in the end, and that she moved now towards new bodyguards, unlikely bodyguards. Not quite heroes, but fellow travelers, if from worlds so unlike her own. And with death behind her, and rendezvous with a fated future ahead, she wondered if that wasn't better, maybe? To spend some time not with champions of virtue or mythic figures, but with regular Perpetuans just like her. This week on Perpetua: The Shadow of the Dragon Tower Pt. 1 Perpetua Guide [In Progress v.01] Hey everyone, we made it to release! Welcome to this new FAQ for Perpetua. Because the site's system is Biased towards walkthroughs that are A) oldest B) most updated, I'm releasing this guide on day 1 even though it's pretty slim right now! And unlike some other FAQ writers, I'm not just copying whatever they say in the “official guide.” So that means you can actually TRUST what's here. Anyway, on to the good stuff! Playable Characters - Western Scenario [PPCW] Elena Millefiori (she/her) [EMPC] Identity: Megadungeon Hostess Theme: Tourism Origin: Passika Megadungeon Rillspur Classes: Chanter, Spiritualist, Elementalist Stats: DEX 6, INS 10, MIG 6, WLP 10 The Prelude did NOT make me think that the Passikan dungeons had "hostesses" but whatever! Elena is the western party's de facto combat mage. Don't be fooled by her looks, she's one of the hardest hitting members in the party for SURE. Yes, she has those bard-like chants, and those are cool, but let me tell you, her elementalism spells pack a punch. Starter Tip: Her BARRIER spell is essential in the early game before you start to get better armor. Always keep it up! Jonathan (he/him) [JNPC] Identity: An elderly Terrapine gear-head Theme: Curiosity Origin: Clay Ridge Classes: Tinkerer, Loremaster Stats: DEX 8, INS 10, MIG 6, WLP 8 Remember this guy from Prelude!? Everyone was debating whether any of the demo characters were gonna show up in the full game, and basically NO ONE thought about the weird turtle man. But here he is! He's a "gear head," which means he can make magical gadgets and devices. Yes that means to use him right, you really have to learn how to craft and how to manage your IP. BUT if you do, it really pays off. Starter Tip: Jonathan is MORE THAN JUST HIS MAGICANNON. Yes it's powerful. But his Magispheres are great too. Remember to use Acceleration! "Uncle Nicky" Nikolas "Niko Da Shark" Dashiell (he/him) [UNPC] Identity: Redeemed Scoundrel Chef Theme: Anger Origin: Sonnerean Classes: Dark Blade, Gourmet Stats: Dex 10, INS 8, MIG 8, WLP 6 I have to say I did NOT expect this guy's backstory (mobster turned traveling chef? Cool!)! I also really didn't expect how much his unique cooking mechanics change every layer of the game. Unlike in the East scenario, traveling with this group always has a benefit because you're constantly finding new ingredients. He's also definitely the best physical damage dealer this party has. Plus, the way he gets furious in combat is hilarious. Starter tip: Give him the best armor you can, because even though he isn't a tank, a lot of his abilities are based on getting hit. Veile Lynndel (she/her) [VLPC] Identity: Chosen Priestess Theme: Duty Origin: Pastoral Chapel of Salann Classes: Orator, Entropist Stats: DEX 6, INS 10, MIG 6, WLP 10 I guess I can't say for sure, but this “girl of prophecy” is definitely one of those high potential characters who will get way, way better as you level her up. That doesn't mean her starting skill set is weak, it's just that she's very support focused in the early game. Interestingly: She has the same starting stats as Elena—and I think it's funny that they keep having scenes together where they're sort of compared/contrasted. Starter tip: The ability Lucky 7 is BROKEN. Don't forget that if you have a low number “saved” in your Lucky slot, you can use it on a great roll just to cycle it out and put something better in! Hosted by Austin Walker (austinwalker.bsky.social) Featuring Janine Hawkins (bleatingheart.bsky.social) Sylvi Bullet (sylvibullet.bsky.social), Ali Acampora (ali-online.bsky.social), Art Martinez-Tebbel (amtebbel.bsky.social), Jack de Quidt (notquitereal.bsky.social), Keith J Carberry (keithjcarberry.contentburger.biz) and Andrew Lee Swan (swandre3000.bsky.social) Produced by Ali Acampora Music by Jack de Quidt (available on bandcamp) Cover Art by Ben McEntee (https://linktr.ee/benmce.art) With thanks to Amelia Renee, Arthur B., Aster Maragos, Bill Kaszubski, Cassie Jones, Clark, DB, Daniel Laloggia, Diana Crowley, Edwin Adelsberger, Emrys, Greg Cobb, Ian O'Dea, Ian Urbina, Irina A., Jack Shirai, Jake Strang, Katie Diekhaus, Ken George, Konisforce, Kristina Harris Esq, L Tantivy, Lawson Coleman, Mark Conner, Mike & Ruby, Muna A, Nat Knight, Olive Perry, Quinn Pollock, Robert Lasica, Shawn Drape, Shawn Hall, Summer Rose, TeganEden, Thomas Whitney, Voi, chocoube, deepFlaw, fen, & weakmint This episode was made with support from listeners like you! To support us, you can go to friendsatthetable.cash.
This episode is a deep dive into the WAIS-5, including the goals of revision from WAIS-IV to WAIS-5, the theoretical foundations of the WAIS, aspects of test development for the battery, the Flynn effect, psychometric properties, norms, special group studies, critiques of the battery, and overall clinical utility. Show notes are available at www.NavNeuro.com/166 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS 2) Tell your friends and colleagues about it 3) Subscribe (free) and leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 4) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]
In 1971, John Lennon performed publicly, for the first time in five years, at a rally decrying the injustice of Michigan police targeting a radical political activist for an elaborate undercover sting operation, resulting in a sentence of ten years in prison for passing two joints. The concert brought massive media attention, and John Sinclair soon after walked out of prison a free man, landing John Lennon on Richard Nixon's official enemies list. For the next three years, the President's "plumbers" harassed the former Beatle and his wife Yoko Ono, while the INS threatened him with deportation over an old hashish bust back in England. Meanwhile the FBI tapped his phones and sent agents to tail his every move. Lennon, Ono, and their legal team fought them every step, and along the way created a new legal precedent in immigration law that still stands as today's DREAM act. Read John Lennon vs. The USA (written by Lennon's immigration attorney Leon Wildes) for more info. Long live Nutopia! PATREON Please support Great Moments in Weed HIstory on Patreon. Supporters get exclusive access to video versions of this podcast and private seshes, plus cool rewards like a signed book. And it truly helps us make the best show possible. EPISODE ARCHIVE Visit our podcast feed for 150+ episodes of Great Moments in Weed History, and subscribe now to get a new weekly podcast every Weednesday.
Can the U.S. equity market break out of its expected range? Our CIO and Chief U.S. Equity Strategist Mike Wilson looks at whether the Trump administration's shifting tariff policy and Fed uncertainty will continue weighing down stocks.Read more insights from Morgan Stanley. ----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today, I will discuss what it will take for the US equity market to break out of the 5000-5500 range. It's Monday, April 21st at 11:30am in New York.So, let's get after it.Last week, we focused on our view that the S&P 500 was likely to remain in a 5000-5500 range in the near term given the constraints on both the upside and the downside. First, on the upside, we think it will be challenging for the index to break through prior support of 5500 given the recent acceleration lower in earnings revisions, uncertainty on how tariff negotiations will progress and the notion that the Fed appears to be on hold until it has more clarity on the inflationary and growth impacts of tariffs and other factors. At the same time, we also believe the equity market has been contemplating all of these challenges for much longer than the consensus acknowledges. Nowhere is this evidence clearer than in the ratio of Cyclical versus Defensive stocks as discussed on this podcast many times. In fact, the ratio peaked a year ago and is now down more than 40 per cent.Coming into the year, we had a more skeptical view on growth than the consensus for the first half due to expectations that appeared too rosy in the context of policy sequencing that was likely to be mostly growth negative to start. Things like immigration enforcement, DOGE, and tariffs. Based on our industry analysts' forecasts, we were also expecting AI Capex growth to decelerate, particularly in the first half of the year when growth rate comparisons are most challenging. Recall the Deep Seek announcement in January that further heightened investor concerns on this factor. And given the importance of AI Capex to the overall growth expectations of the economy, this dynamic remains a major consideration for investors. A key point of today's episode is that just as many were overly optimistic on growth coming into the year, they may be getting too pessimistic now, especially at the stock level. As the breakdown in cyclical stocks indicate, this correction is well advanced both in price and time, having started nearly a year ago. Now, with the S&P 500 closing last week very close to the middle of our range, the index appears to be struggling with the uncertainty of how this will all play out.Equities trade in the future as they try to discount what will be happening in six months, not today. Predicting the future path is very difficult in any environment and that is arguably more difficult today than usual, which explains the high volatility in equity prices. The good news is that stocks have discounted quite a bit of slowing at this point. It's worth remembering the factors that many were optimistic about four-to-give months ago—things like de-regulation, lower interest rates, AI productivity and a more efficient government—are still on the table as potential future positive catalysts. And markets have a way of discounting them before it's obvious.However, there is also a greater risk of a recession now, which is a different kind of slowdown that has not been fully priced at the index level, in our view. So as long as that risk remains elevated, we need to remain balanced with our short-term views even if we believe the odds of a positive outcome for growth and equities are more likely than consensus does over the intermediate term. Hence, we will continue to range trade.Further clouding the picture is the fact that companies face more uncertainty than they have since the early days of the pandemic. As a result, earnings revisions breadth is now at levels rarely witnessed and approaching downside extremes assuming we avoid a recession. Keep in mind that these revisions peaked almost a year ago, well before the S&P 500 topped, further supporting our view that this correction is much more advanced than acknowledged by the consensus. This is why we are now more interested in looking at stocks and sectors that may have already discounted a mild recession even if the broader index has not. Bottom line, if a recession is averted, markets likely made their lows two weeks ago. If not, the S&P 500 will likely take those lows out. There are other factors that could take us below 4800 in a bear case outcome, too. For example, the Fed decides to raise rates due to tariff-driven inflation; or the term premium blows out, taking 10-year Treasury yields above 5 per cent without any growth improvement.Nevertheless, we think recession probability is the wildcard now that markets are wrestling with. In S&P terms, we think 5000-5500 is the appropriate range until this risk is either confirmed or refuted by the hard data – with labor being the most important. In the meantime, stay up the quality curve with your equity portfolio.Thanks for listening. If you enjoy the podcast, leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
¡Insólito! Nuestro querido Pedrito Sola nos cuenta sobre su vida sexual.¡Esas son puras mentiras! Descubrimos las maneras de saber cuando alguien nos miente. Y en los Nuevos Neologismos de Hoy les tenemos el 'canapene' y el 'chostión', ¡provecho! ¿Saben si usamos toda nuestra capacidad cerebral? ¿O ya no tengo remedio? Aquí les contamos. Y recuerden, cuando la fuerza mengua, avanti con la lengua.
¡Insólito! Nuestro querido Pedrito Sola nos cuenta sobre su vida sexual.¡Esas son puras mentiras! Descubrimos las maneras de saber cuando alguien nos miente. Y en los Nuevos Neologismos de Hoy les tenemos el 'canapene' y el 'chostión', ¡provecho! ¿Saben si usamos toda nuestra capacidad cerebral? ¿O ya no tengo remedio? Aquí les contamos. Y recuerden, cuando la fuerza mengua, avanti con la lengua.