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Unity isn't just a buzzword. It's the foundation for business growth and community impact. In this episode of Building Texas Business, I sit down with Jeff Williams, president of Graham Associates, to talk about how bringing people together drives both engineering success and civic transformation. Working with his firm who design iconic Texas projects including AT&T Stadium and Southlake Town Square, and during his three terms as Arlington mayor, he demonstrats how unity principles scale from boardroom to city hall. Jeff shares his approach to bridging generational divides through Friday "High Five" meetings that transformed skeptical baby boomers and millennials into collaborative teammates. His engineering firm rebuilt their office culture post-COVID by creating collaboration spaces and displaying core values throughout their workspace, showing employees they're not just designing roads but contributing to state-of-the-art hospitals. When people understand their larger purpose, engagement naturally follows. His upcoming book "The Unity Blueprint" captures lessons from leading Arlington through the pandemic faster than any other U.S. city, according to NYU research, and emphasizes that modern leadership requires teaching over commanding, with trust and value as non-negotiables for today's workforce. Success comes from transforming "my plan" into "our plan" through genuine input and buy-in, whether you're managing engineers or running a city. This conversation reveals how Texas businesses thrive by embracing partnerships over politics, with Jeff's $8 million citywide rideshare solution versus $50 million per mile for light rail proving that innovation beats tradition when unity guides decisions. SHOW HIGHLIGHTS Discover how weekly "High Five" meetings turned skeptical senior engineers into collaboration champions, bridging baby boomers and millennials Jeff details how Arlington saved millions by implementing $8 million annual autonomous rideshare instead of $50 million per mile light rail Learn why being the first U.S. city to run autonomous shuttles attracted Uber, Lyft, and Via to compete for Arlington's contract Hear how post-COVID office renovations with collaboration spaces and visible core values brought remote workers back to rebuild culture Jeff shares how a devastating referendum loss taught him that expertise means nothing if political consultants silence your voice Understand why the Medal of Honor Museum chose Arlington over Washington D.C.—Texas builds in years what takes decades elsewhere LINKSShow Notes Previous Episodes About BoyarMiller About Graham Associates GUESTS Jeff WilliamsAbout Jeff TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Chris: In this episode, you'll meet Jeff Williams, CEO of Graham Associates and former mayor of Arlington, Texas. Jeff stresses the power of creating unity within a company to foster a strong culture and how training and developing your people it's critical to success. Jeff, I want to thank you for taking the time and welcome to Building Texas Business. It's great to be here. Jeff: Chris, it's always great to talk about Texas and especially business. Chris: Yes. So let's start with just introducing yourself and tell us what it is you do. What's your company known for? Jeff: Well, I own a civil engineering firm and we build communities. We design public infrastructure, highways, roads, utilities, but we also do sports facilities, churches, schools there. We've done a lot of different things. Some of our projects you might recognize in at and t Stadium, we were the civil engineers for it. And yes, we did work with the Jones family and we also also know Chris: Is Jerry World, right? Jeff: Absolutely. And it was an exciting project to work on and then it's amazing how well it's aged and still the top special event center here in the country. But then we've had South Lake Town Square, which was kind of the granddaddy of all of the town centers that's here and a really special place. Nebraska Furniture Mark. We got to work for Warren Buffett there and doing his grand scape development here in the Metroplex. But then we've also, we have Prestonwood Baptist Church, which one of the largest churches in the Southwest. So rewarding to be able to do that. And then we've got Westlake Academy, actually Westlake, Texas. We actually got to start from scratch there. It was a town that we got in on the very beginning. They had one subdivision and now they've got Fidelity's headquarters. Schwab is there, Deloitte, and then Viro, one of the most upscale developments in the state of Texas. So those are some of the fun projects that we've gotten to do. I think it's very rewarding. Chris: Yeah, no, I mean it sounds not just fun but impactful and kind of be able to look around and see how you've changed the landscape of your community, Jeff: Chris. That is so, so true. There's nothing better than to be able to take your family and friends to be able to show them what you've done, but even more importantly, to actually be at one of your projects and see people coming together and families enjoying a special place that we created. And of course that moves to unity and that's one of the things that I have grown to value more than anything else is bringing people together to make a difference. That's great. Well, Chris: We have the benefit here at Warrior Miller represent a lot of very successful real estate developers. And so I think I know our real estate team feels the same way is right working with the client to bring projects like that together and being able to, the benefit of doing the legal work for that and just see to go by years later and go, we worked on that project or that park or that building or that community center is really rewarding stuff. Jeff: Really is the mission of our company is to be an integral partner in building communities. Chris: I like that. So let's talk a little, I mean, what was the inspiration? Obviously you're engineer I guess by education, but what's been the inspiration for you to stay in this industry and build the company that you've Jeff: Built? Well, we just hit it. I feel like it's such an important part of being able to build these communities for people to live, work and play in. And then that actually led me to being actually recruited to run for mayor here in Arlington and to serve there. I served three terms as mayor. That's very unusual for engineers to move into that. I didn't realize it until after I was elected and there aren't many engineers that do that. But however, as an engineer, we have designed public infrastructure. We have to sell our projects to the citizens so many times we also understand schedules and budgets and being able to work through that. And so it really was a great fit for me there, although it's very challenging and people go, well, why would you do that? Well, the reason we'd do it, it's rewarding. It's the most rewarding job I've ever had. But it also is the hardest because you're working with so many different people. But it really increased my awareness that the last thing we need to be doing is to be having dissension and conflict all the time. Instead, we need to be bringing people together to make a difference and actually work on projects that can actually, people can get behind and have passion and discover their purpose. And then of course, the results of that have been actually to forge friendships. Chris: So I guess, how have you taken some of those lessons and lessons along the way and incorporated them into the company at Graham Associates to kind of build the team there? Jeff: Well, as I came out of serving as mayor, I ended my last term in 2021. We'd come out of the pandemic. There still were the lingering effects of it. People wanted to work from home. So however, in our business, in so many businesses, teamwork is a big part of what we need. Chris: Absolutely. Jeff: I read everything I could get ahold of because we are at the beginning of a technology revolution, but we also have societal changes that happen every few months or perhaps even sometimes monthly. So I needed to understand the young people, but also needed to figure out how to create an atmosphere to where our people wanted to be. So literally our offices, we redid everything in the way of so that we could be a very inviting place that our employees could be proud of, but also that our clients would want to come because those face-to-face meetings are still important. And then part of that impact too was that we try to create special places for collaboration and we have several collaboration rooms there. And so that was a key. But also in our Collins areas, we wanted to be uplifting. So in our kitchens we have those stocked, but we also put up positive phrases there that really epitomize our core values and we have our core values that our employees actually fed into. They're displayed everywhere. But then I ran into a roadblock because our older engineers said, Hey, why are we doing all of this? And then we started in on doing a Friday staff meeting where everyone came together and we call it our high five meeting, an opportunity for us to encourage each other and to be able to share some of the stories that happened that week. And man, my older engineer said, man, that's a whole hour of billable time that we could be having. And they didn't like it at all for the first couple of months. And then magic started happening. They started getting to know each other better. And so I had millennials getting along with the older baby boomers, they're an understanding each other and now they all look forward to it. And we do soft skill training and IT team building there also. But it is a time that we all look forward to and it built that camaraderie because we need teamwork and it helps to get them there. And so then I still allow my people to work one day a week at all. But then our project managers actually make the decision on how much more if someone wants to work from home more because it depends on the project and what we've got going, but yet our team understands now that they've got to be able to build those relationships. Well, I like what you pointed Chris: Out there is it's not a one size fits all game. You got to be flexible and listen. And I think as leaders, if you can communicate that so that your employees understand that they'll understand when you can't be as flexible as maybe they would like because the circumstances don't warrant that. But then when you can, you allow it, Jeff: Chris. That is so true, and you've got to value people and be able to listen to them. No longer can a manager when they ask you, why are we doing something? Because you can't say because I said so. Chris: No, Jeff: It's Chris: Because it's the way we've always done it. Jeff: Oh yes, that's another great line. That is a dinosaur that can't act more. But it's actually exciting to be able to share with our people why we're doing things and to be able to understand the big picture of that, Hey, this isn't that You're just designing a roadway to a hospital. You are contributing to the overall wellbeing of actually being a part of the team that constructs a state-of-the-art hospital that, Chris: Well, I think the other thing you've discovered, we see it here. It was certainly part of our culture before COVID and it's become an important part post COVID to regain connection. And that's getting people together in community, in the office, lunches, happy hours, breakfast, whatever, because then you use the word magic started to happen. I think that's right, that as we gain connection with our coworkers, that helps with retention, it helps with collaboration because we get to know each other a little better. Especially important I think not just in a post COVID world, but in the multi-generational office that we're dealing with. Right? Four and five generations in one office together don't necessarily see things eye to eye, but if you get to know somebody, you can break those barriers. Jeff: That's right. And that leads to something else that I've discovered. Even if you're an introvert and you think you don't need other people, it is amazing because God made us to live in community. And when you're coming together and aligning people with a purpose and you are working together, suddenly those barriers get broken down. And it doesn't matter the age difference, the color of your skin, all of those differences disappear because you're working together to make a difference. And suddenly, again, I'll mention you end up with friendships that are forged. In fact, if you think about it, probably your best friends are the ones that you worked on a project with. It might be for school, for church or in your work. And certainly it's awesome to be able to forge great friendships at your workplace. Chris: I love it. We haven't used the word really much, but it sounds like you're defining the culture that you're trying to build and nurture there. How would you describe the culture and anything else other than these kind of high five meetings and such that you're doing to try to help nurture the culture? Jeff: Well, I think the other part to round it out is that we have got to be focused on teaching and training. I think the culture has really got to be a teaching atmosphere. People don't respond to that type A manager that is forceful and raises their voice and all of that. It's more they've got to see that you value them, each one of these employees do. But then also it's not just in how you truth them. You need to take action in teaching and training them and show them how they are going to be able to help themselves and help the team overall by learning. And then of course, we also have to create that accountability because we aren't professional teachers. In fact, no matter what business we're in, most of us are not professional teachers. So we need our employees to be willing to ask questions and to be willing to be vulnerable, say, I really don't understand this. I need help on this. And that's where it's got to be a two-way street, but yet you cannot. You got to really foster that culture where they are willing to ask questions and to let you know that they don't know it there. But then we have the ability to focus in on what do they not understand and be able to get that training to help fill in that hole. Chris: Yeah, that's so important. So true. Let's just talk a little bit about technology and innovation. What are some of the things that you see and that you've tried to incorporate there from an innovative way of doing your work or how technology's changing the trends of how you go about your work? Jeff: Well, Chris, this is one of my favorite topics, and of course no surprise with me being an engineer, but we are really at the beginning of a technology revolution. In fact, I'll never forget, a few years ago I heard the head of IBM technology that was actually out of Belgium, and he said exactly that We are at the beginning of a technology revolution like the world has never seen, and we are going to see more change than we have ever experienced. Well, there is a little bit of a problem because most people don't like change. And yet we have got to be willing to adapt to that. And I challenge our engineers throughout when I'm speaking to engineering groups. So you guys have got to take the lead in that we, engineers are typically very conservative. They find a great way to do something or they want to stick with it. But however, because of new technology, we've got to be researching that technology. We've got to be looking to see what technology is good, what is not. We even need to be helping in the regulation of it. And so consequently, I'll say this, we have got to be researching AI and software that is coming out constantly. I have two people dedicated to that. Larger firms probably have whole departments that are dedicated because we have an opportunity to be able to do things better faster, but we've got to be able to be competitive. I don't want to wake up one day and all my competitors are being able to do things 30% cheaper than I can and beating my price point and actually able to serve the clients better. And I do equate it to when computers really came online in the eighties, we were all worried about, well, are we going to have a job? Oh, well. And then others would say, well, we're only going to work three days a week now because of computers. No, we saw ourselves become more productive and we will become more productive with AI and other technologies, but also even with the technology being able to incorporate how you use it. I'll give you an example of that. When I was serving as mayor, we were the first city in America to run an autonomous shuttle, a driverless shuttle there on a public streets. And it was amazing at work that we were all scared of it, but we actually challenged our city staff to be looking at new technologies that we could use to be able for transportation. And we said, Hey, let's open up our city as a laboratory. And so consequently, our staff came up with the idea that we really could have Uber and Lyft type process and actually have driverless shuttles that are seven passenger vans that could be going out throughout our city in a very cost effective way. That'd be much cheaper than high speed rail or light rail there. Of course, high speed rail is still a ways off. But anyway, long story short, we went out and did an RFQ, Uber, Lyft and a accompanied by the name of Via all proposed on it. And we ended up being the first city in America to implement technology rideshare and then added the autonomous vehicle to it. And now cities across America are doing that. And instead of paying 50 million a mile for light rail, we are end up calling actually covering our whole city 99 square miles for $8 million a year. It's an amazing thing and very cost effective. Everybody's business. We've got to look at how can we do things different and more cost effective utilizing the technology. Chris: Let's talk about a corollary to that. What are some of the trends you're seeing in your industry that we should be prepared for and maybe how is being based in Texas influencing those trends? Jeff: Well, it's growth, Chris. The growth is a big change in our business there because in growth is so big and so consequently the biggest resource we need or people, it's not, we can all buy our software, we can all buy our computers, but it's really about people. Every business I talk to, it's all about finding those people and then yet we've got to be willing to train them up there. And of course, really when you're hiring experienced people, many times that's just a stop gap because they don't quite fit what you need. So I think the big change that we're seeing trend that businesses are needing to train their workforce up and do that as fast as you can because we need more people to be able to fill those positions. So again, we've got to become teachers, we've got to be able to be efficient. And then I still think one of the biggest challenges in business and really in fact in America is that we have so much dissension. People have a tough time getting along with each other. Arguments come up and then suddenly that cancel culture comes and there's no forgiveness. It's I'm done with you. And that is a poison for business there. And none of us as managers want to spend all our time in conflict resolution. So to that, right? Chris: One of the things I talk about a lot is that if we can remember to give grace in the business world, we do have a personal life a lot, but for some reason we get into, then we think we switch and put the corporate hat on or business hat on and we kind of forget that. I think that is an important aspect to remember, to your point, it helps diffuse conflict. We're imperfect human beings. And so learning to have accountability but also with a touch of grace can help resolve conflict, avoid conflict mitigated in the workplace. Jeff: That's so true. Chris. I had an interesting thing happen along these same lines as New York University actually studied Arlington when I was mayor, and they got attracted initially that we had become the sports capital of the nation, but yet they looked at how we did things. And I needed help as a mayor, so I sought out people. I needed experts, I needed people that would work. I needed input from our citizens. And so we ended up working together to accomplish a lot of things. We had to work to keep the Texas Rangers here in town. There were a lot of other cities that wanted to move them out of our community. We also had not been bringing in jobs there. And in 2014, the year before I came in, the big headlines read that the DFW Metropolitan area had created more jobs in any other metropolitan area in the country, and Arlington was not doing that. And so we had to jumpstart that economy and then yet I needed to unite our leaders and we did that. And throughout the pandemic and so forth, New York University studied us and they believed we came out of the pandemic quicker than any other city in America, both physically and economically. And so they encouraged me to write a book on Unity and how you did it. And they also then took it a step further and they went to Forbes and I ended up signing a book contract with Forbes and were releasing the Unity Blueprint on September the ninth. That really is that plan. Therefore being able to bring people together in both your personal life, your life, and then even our civic involvement and so forth there. And that has been a big change for me really since I came into office. I always valued people, but now getting it, taking it to the next step of unity because how much time is wasted there when your employees are fighting with each other or arguing and then it's a lasting effect. They never work together as well. And so working and creating that culture and actually adding forgiveness to your core value I think is a very important thing. But then also getting people to adopt character values themselves, to have a foundation that they can work with. And when you see people working to be a person of character, there can be forgiveness, but there's not much room for forgiveness when it's constantly on the other person. It's a tough deal. Right. Well, Chris: I didn't realize about the book. That sounds, I'm excited to see it and read it, and I don't know if there's anything that kind of comes out of that as a tidbit that you might be able to share with us now the listeners about maybe obviously the lessons you've learned along the way, kind of that something that you've incorporated into your kind of leadership style that has helped foster unity within the organizations you've run. Jeff: Always amazed when a person gets appointed president of his company or gets elected to a position and many times they don't have a plan. And then in addition to that, if they do have a plan, many times they didn't get any input on it. They literally concocted a plan of their own versus the opportunity for you to work on a vision and a plan after you have researched it, and then you take it to your employees and get feedback from them. And suddenly that plan transforms from your plan to our plan. And it's amazing when you get that buy-in, how it can really work together, and you're not having to sell your plan all the time. They're doing it for you, and it makes all the difference. I'm very excited about being able to move out there around the country and pushing towards unity as a matter of fact, and our book has already reached the number one new release by Amazon. They're in both business and Christian leadership, so I'm pumped about that. That's awesome. Congratulations. But we're not perfect people. We all need the space, but if you're employees can see that you're working towards it, if your fellow employees can see you are working towards being that person of character and wanting to do it. Now, we landed in the middle of honor museum here in Arlington there. We were in a 20 city competition for that, and it's probably one of the greatest things I've ever been involved in. We had a six month journey there and competing against the other cities and it was a national museum. And you go, well, why didn't they go to Washington dc? Well, the reason they didn't is going to take 20 years to get it built. And we in Texas here, can get things built quick, can't we? Right. You've got great contractors, architects, engineers to make that happen. And real estate people, Chris real estate people, government. Chris: That wants to get stuff done, right? That's right. Yeah. Rather than being an impediment to getting stuff done. Jeff: Well, the middle of honor museum or the Medal of Honor recipients that were leading that recognize that very thing, they also saw that we are the center of patriotism and we can get things done. We have a track record do it. Chris: I had there's, we could do a whole episode I think just on that museum. I had the privilege, Texas Capital Bank did a little Texas tour and they hosted something here in Houston that I was invited to all about the museum, what it is, how it came about. Very unique, very special, very proud that it's going to be in Texas and hopefully more people will take time to get to know what this is all about and then go visit it once it opens. Jeff: Well, the thing that surprised me is when I actually visited with these Living Medal of Honor recipients, and each one of them has pledged to spend the rest of their life making more of a difference there. And what they're doing is they are pushing character values, integrity, sacrifice, courage, commitment, citizenship and patriotism. Well, that's what all of us need. And currently the state board of education here in Texas has adopted a two week curriculum that our students will study in school and then they'll be able to take a field trip to the museum or a virtual field trip. And I think that's gotten everybody excited that that is happening. And then of course, it's not just the youth, our adults too. So there are adult programs that are going on, but it had me reassess my core values. It had me to, I really wanted to reassess my character values and so forth. And in business it always starts with you got to do what you say you're going to do. But then I had an interesting thing happen and I pretty well knew the answer when I asked it, but I was speaking to 20 Chick-fil-A managers, and of course Chick-fil-A is number one in service, aren't they? Chris: Right? Jeff: I asked them, I said, guys, what are you looking for and you're leader? And they immediately spoke up and they said, we are looking for a leader that we can trust, and then we're looking for a leader that values us. I think that's where it starts for us then in Texas. We know that we get that right and we believe in partnerships and collaboration, and I think that separates us from so many other places in the country. Chris: So kind of tagging on with leadership, lots of theories and about how to become a leader, how to grow as a leader. I think you hit it on the nail on the head when you said you got to be a man of your word or a person of your word. Do what you say you're going to do when you say you're going to do it. It's kind of a foundational element, but I know from my own personal experience and talking to others, we learn a lot as leaders from mistakes we've made. And I'm just curious to know if you could share one of those rather than a mistake. I call it a learning moment where it didn't go as planned, but you learned from that and from that it actually probably accelerated your leadership skills because of it. Jeff: Yes, no doubt about it. That's very easy for me to say because one of the biggest disappointments I had in my career is we had worked on a Johnson Creek Greenway here in Arlington. It was a nine mile creek beautiful creek, and we also were going to be doing a river walk in the entertainment district around those stadiums and so forth. And we had done all the preliminary planning there. It got through the core of engineers, and we also had held major charettes. We were winning awards from all over the country. I was actually traveling and speaking on that. I had an incredible partner with me, a guy by the name of Jim Richards. I loved working with our team and I thought, this is what I'm going to be doing the next 10 years. But however, the city had to pass a sales tax selection to fund the project, and they hired a political consultant that came in and said, Hey, I think you guys ought to attach an arts referendum on this. The Johnson Creek project is so popular, the Riverwalk will go, let's attach that to it. And then there was one other thing that came in that was so unique, and that was that some of our people had actually gotten a agreement with Smithsonian to build a branch museum on this Johnson Creek river wall. And so they put that on the agenda there for an election, but the political consultants said, we don't want anybody doing anything. They said, we do not want Jeff Williams and my other partner going out and speaking, what if you make a mistake and you say the wrong thing or you stir people up? And then they also did not really realize that our refer referendum was very popular. We lost that election by a few hundred loaves. It was one of the most devastating things. And it's taken 20 years. A lot of it's been And it changed my whole career there because I had to study why did this happen? How did it happen? And I said, I have got to learn about how to handle sales tax and bond elections. And so I studied hard and in fact, I learned a lot on the Cowboys sales tax election because we had that coming up a few years after that. And we were prepared when we got into the Cowboys sales tax election. And I ran several school and city bond elections after that. There's times when you have to learn more and to be able to take control. And little did I know that it's going to prepare me for serving as mayor later on too. But I'll never forget, in 2008, we had a recession and y'all may recall that. And we had a bond program going on for public works and parks, and I was not mayor then of just engineer. And we were in trouble because if we didn't get these road projects through, and actually some of these parts projects, we had buildings that were in badly needed repair wreck centers, so forth, we had to again, engage more people and raise more money. And we went ahead with that sales tax or I should say bond program, and we were able to get it passed in the midst of that. And again, I think unity and learning about knowledge there played a huge pull. I'm a big researcher. I love to, and there are so many books out there, but also generally we never come up. We think that we come up with some creative idea that no one has ever done well, especially in business. Somebody has done it. Find them, find and you can learn from their mistakes and hopefully not make your own, but also learn from their successes. But great question, Chris. Chris: Yeah, no, you're so right. I mean, I tell people never stop learning. Be curious. We learn from our mistakes. We can learn from others and we can learn from our successes because sometimes we're successful despite ourselves or despite the plan. Lots of people will tell you it's good to be lucky every now and again. So sometimes that happens. But if you take the time to learn the why behind the success or the failure you will have learning and then that learning you will grow from Jeff: You just spur the thought that I think is so important as you are a success as you grow in your success in business. There, the ego definitely comes up. And then we all know that we've got to be careful and be humble, but I want to create a definition for humbleness because so many times when we hear humble, it goes, oh, well, you need to be modest. You never to don't need to show that confidence and so forth are really, I think the important thing about humbleness is that you need to realize that you are vulnerable and that we need other people. And you can't do it alone and you don't need to do it alone because you'll not really succeed as well. So as a leader, you walk along a cliff every day and we need people to be able to keep us from falling off. And I think you've got to continue to remember that every step of the way and there's always somebody that has a better idea. Let's go find it. Chris: Yeah, that's great. Jeff, this has been a great conversation. Just love your insights and your input. Can't wait to see the book. Unity. I want to turn just a little before we wrap up, is there a favorite spot in Texas that enjoy visiting or just kind of think about when are not doing all the engineering work and planning communities? Jeff: I love Texas. There are so many rural areas and cities, but I've got to share with you about three quick ones right here. One, Arlington, Texas has become the destination between Orlando and Vegas. And it is amazing how you can come now to the metroplex and you can see all kinds of events that are taking place there in our stadiums. And it may not be sporting, it may be concerts, it may be wrestling, who knows what it may be there going on. But then also we have the premier park in the state of Texas, I believe in River Legacy Parks, 1300 acres on the Trinity River bottoms and all of the tree growth and everything is still there. Amazing place with a world-class nature center there in it. But then you can go to Fort Worth and experience the Texas experience, the Stockyards, and then the world-class museum. And so we do staycations here because we don't want to take advantage of that. But then I'll hit two others real quick. Lubbock, Texas, I know you're going to go what in the world? Check out that restaurant scene and check out the music scene that is out there. And then Tex always got things going on, but of course we love Austin, San Antonio there in particular, Fredericksburg, east Texas and Tyler is awesome, but we have found a great beach in Port Aransas, har cinnamon chores for sure. We love it Chris: A lot to offer, right? Big state. A lot to offer. We accommodate all types and tastes. Right. Well that's one of the things I love about the state of Texas is if you can kind of find anything that any interest you have, we can satisfied. Jeff: That's right. That's Chris: Maybe not snow skiing. We hadn't figured that one out yet. But other than that, I think we got you covered. Jeff: Yeah, that's right. And of course Colorado's worried Texans are going to take over Colorado. We do head up there to do our skiing Chris: For sure. Okay, last question. Do you prefer Tex-Mex or barbecue? Jeff: Oh my goodness. I hate to make this choice, but I've got to talk barbecue. We have a really neat story here in Arlington with Harto Barbecue. This was a guy that was a backyard barbecue or Brandon, he's Texas monthly now has him in the top 50. But it was really neat. We had the first neutral World Series here in Arlington. You remember during the pandemic they picked us to in the LA Dodgers in Tampa came to town. The LA Dodgers found the small little barbecue spot of Hertado here in downtown Arlington and it went viral. They put it on social media. Everybody found Brandon Hertado, including Taylor Sheridan and Taylor Sheridan with Ellison started having him out to his parties and now he signed an agreement with four six's ranch that Taylor owns to supply the beef. And he's now got several restaurants. It's just a really neat story. And how many times is it so fun for us in Texas to discover that next new barbecue spot? Got 'em all over the place. It's awesome. That is a cool Chris: Story. I've not heard of that, but now I'm going to have to go try some, so love it. Well, Jeff, this has been great. I really appreciate you taking the time, love your story and just congratulations for all the success you've had, and I know you'll continue to that into the future. Jeff: Thank you, Chris, and look forward to continuing this relationship. And thank you for what you're doing here on the podcast. Chris: Absolutely. Jeff: And remember, let's build Unity and the Unity blueprint. Special Guest: Jeff Williams.

(00:00-18:59) Tony Banks was a wonderful guest with Tim and Jim Edmonds. The officiating crew from the Mizzou/Kansas game has been reprimanded for a rule violation. Removed from their next scheduled assignment. Mizzou should have been penalized for batting the ball forward on the safety. Tim's Insty reel. Gonna play some AstroWorld coming back. More food, larger table. Button weens. Gabe got more requests to go topless last night. Chekov's Gun.(19:08-28:11) Subwoofers in the trunk. Bill Murray on The Manning Cast. Audio from The Manning Cast talking about Peyton trying to book The Pope. Jackson's never written a check. Are landlines coming back?(28:21-35:51) The discourse of people covering sports that never played. Ryan Clark going after Peter Schrager. Value of having former players cover the sport. Great coaches who never played professionally.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Oh what topics and nuggets are in this episode "Tree of Life" - Rivers Flowing From Eden - Recognizing Truth - Calvinism and Arminianism - Love of God's Word

The question of when to take your Social Security retirement benefits often comes down to whether you need the money now or can wait until later.  Larger benefit checks await those who take it later, but is there a way to perhaps get the cash flow you need right now from another source while delaying your benefits as long as possible?Bucket 1 may be able to help.  By creating your own cash flow for 7 or 8 years, up until you turn age 70, you may be able to create a kind of "quasi benefit" and allow yourself to take those larger checks later on.How might that work?  Find out from host Johnny Dean and Rick "The Professor" Plum, CFP® on this week's episode of Managing Your Financial Future!

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Like the Old Testament Naaman, we may become frustrated if life doesn't "follow our script." But we should instead look to the larger story that God is writing. The post Naaman: Blessings of the Larger Story, Curses of the Smaller Story appeared first on Reston Bible Church.

Sam Bankman-Fried BioSnap a weekly updated Biography.Sam Bankman-Fried, notorious ex-FTX founder and crypto's fallen king, continues to cast a long shadow even from a jail cell. Over the past few days, his name surfaced in headlines thanks to a burst of news stories and cultural moments—remarkable for a man serving a 25-year sentence after being convicted of fraud and conspiracy in what authorities called one of the biggest financial crimes in US history, as widely reported by ABC News and major outlets.This week, business media revisited Bankman-Fried's early bet on Anthropic, the AI company that just rocketed to an eye-watering $183 billion valuation after its latest funding round. When Bankman-Fried led a $500 million FTX investment in Anthropic in 2021, FTX scooped up an 8 percent stake. But after the FTX implosion, bankruptcy management cashed out for $1.3 billion. If they'd held those shares until now, the stake would be worth nearly $15 billion—a missed windfall of over $13 billion. The story resurfaced across business wires, underlining Bankman-Fried's uncanny eye for opportunity paired with catastrophic misfortune, and fueling armchair debates about “what-if” in crypto and venture circles, according to Benzinga.But the headlines this week weren't only financial. Multiple NPR-affiliated radio stations gleefully reported that Bankman-Fried is part of the cultural backdrop for a satirical new musical, itself a sensation, that lampoons life inside Brooklyn's Metropolitan Detention Center. Apparently, he was briefly housed with both Diddy and the alleged killer of a major healthcare CEO, and their supposed jailhouse rapport became fodder for this wildly popular show. The meta-celebrity status achieved by Bankman-Fried, now more plot device than participant, reveals how his story has permeated not only finance and law but also pop culture itself, as highlighted by NPR and KUOW.Long-form coverage keeps his saga alive: Vice Media and The Information are collaborating on an upcoming documentary dissecting his meteoric rise and fall, his devotion to effective altruism, and the wider Silicon Valley ecosystem that turbocharged FTX's rise. Larger headlines this week did not reveal new legal movements or interviews, and no fresh social media from Sam himself, but persistent rumors continue circulating about efforts for a pardon—considered highly unlikely by most insiders—while tabloids recycle stories about his prison life, media blitz strategy, and bizarre interactions with other celebrity inmates, including rumored solitary confinement after a controversial interview, as reported earlier by Fortune. There are no reliable reports of new lawsuits or regulatory action in the past few days, but the missed Anthropic fortune and his ongoing afterlife in the cultural zeitgeist ensure Sam Bankman-Fried's improbable relevance stubbornly endures.Get the best deals https://amzn.to/3ODvOta

Jordan Roy-Byrne, CMT, MFTA, Editor and Publisher of The Daily Gold, and author of the book “Gold & Silver – The Greatest Bull Market Has Begun – A Once In A Lifetime Investment Opportunity”, joins us to review his medium-term technical outlook for the precious metals space, the potential paths towards an interim top and corrective move in the gold and silver stocks, and the bigger-picture intermarket analysis themes that complicate this path forwards.    Key topics discussed:   The shorter-term to medium-term technical pattern in gold is a bit murky, on whether:   it will just make a $200-$300 run higher and then top out, or… if it has the energy to blast up past $4,000-$4,200, completing the logarithmic extension of the longer-term 13 year cup and handle pattern breakout, before putting in a more meaningful corrective move, or… if what we are seeing now is really more of a false breakout that is already hitting buying exhaustion and is going to run out of steam in these overbought readings.   When looking at the gold stocks, via GDX and GDXJ, the breadth signals that 75% of stocks inside these ETFS have been making new 52-week highs over the last week, coupled with overbought readings on the longer duration charts, has him watching for the conditions where the gold stocks may quit advancing as aggressively, and top out and turn down before gold does.  He notes that we are definitely not in the early stages of this move, but rather we are much closer to the end of this current move up in gold stocks, before reaching an area where pricing will roll over and consolidate to the downside for a period of time.   What complicates this outlook is that the gold stocks in the GDX and GDXJ just broke out against the 60/40 portfolio of US general equities and bonds, and that there is a lot of institutional capital still very underweight this sector that wants to come in and get into position.  This may mean that pullbacks are immediately bought up, and that corrective targets are not hit.  He mentions that the recent corrective move in gold didn't even reach the 200-day moving average as an example before ramping back higher again.   This is all symptomatic of a larger bull market process underway.   With regards to silver, the pricing has approached overhead resistance at the $41-$42 level as anticipated, and he is watching here to see if this is where the metal may pause and regroup at a lower level, before building the energy to make it definitively through the $42 resistance zone in the move to test the all-time high at $50 at a later date.   He points out that a lot of the silver stocks have been going through the roof with rhino-horn moves, and that many of these stocks should be “rented but not owned for the longer-term.”   There is a lack of quality silver-focused projects and companies of size, and many “base metals companies parading around as silver stocks,” and that investors should be careful in this space and know what they own and what the value drivers are.   Click here for exclusive stock picks and Jordan's deeper analysis at The Daily Gold.     Investment disclaimer:  This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Japanese Professional Baseball Planning to Start Using Larger Bases in 2026

READ or HEAR the original article: https://weirddarkness.com/tintina-cattle-mutilations-chupacabra/A remote cattle ranch in Argentina has become ground zero for a series of attacks so bizarre that hardened farm workers refuse to patrol at night, and local veterinarians can't explain why dozens of calves are being found drained of blood through surgically precise wounds.WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.#Chupacabra #TintinaMutilations #ArgentinaMystery #CattleMutilations #DosLeonesRanch #WeirdDarkness #DarrenMarlar #Cryptids #Paranormal #UnsolvedMysteryNOTE: Some of this content may have been created with assistance from AI tools, but it has been reviewed, edited, narrated, produced, and approved by Darren Marlar, creator and host of Weird Darkness — who, despite popular conspiracy theories, is NOT an AI voice.

Ed, Rob, and Jeremy took some time from Thursday's BBMS to break down the Kyle Hamilton extension with the Fan's own Cordell Woodland. What's next for the Ravens now that Hamilton is locked down?

Subscribe to DTC Newsletter - https://dtcnews.link/signupIn this episode, we dig into the findings from the State of AI in DTC Marketing report, produced in partnership with Triple Whale. Our guest, Anthony DelPizzo, Director of Product Marketing at Triple Whale, walks us through how DTC brands are using AI—what's working, what's not, and where it's all headed.Key Insights:93.5% of DTC brands use AI today, but most still struggle with implementation clarity.Creative tasks are the top entry point, with tools reducing ideation and briefing time by 80–90%.Larger brands use AI for strategic ops like budgeting, forecasting, and media mix modeling.Only 60% of brands have anyone officially “owning” AI, which creates fragmentation.Trust is the biggest barrier—brands are hesitant to rely on tools without verifiable ROI.AI isn't the future—it's being used today in real DTC brands. But without a solid data foundation and clear org-wide strategy, most teams are under-leveraging the tech.This episode unpacks how brands are finding wins and where the gaps still lie.Download the report: https://www.directtoconsumer.co/partnerships/ai-in-dtc-marketingTimestamps00:00 Triple Whale's AI and Moby Chat Overview04:00 How DTC Brands Use AI for Creative and Copy08:00 AI's Role in Strategy, Forecasting and Attribution12:00 Using MMM and Moby to Optimize Marketing Spend18:00 The Rise of AI Agents and Their Business Impact22:00 Who Owns AI in Organizations and How to Scale It26:00 How Brands Start Small and Scale AI Usage30:00 The Future of AI-Driven Marketing and Persistent AI AgentsHashtags#DTCMarketing #AIinEcommerce #TripleWhale #MobyChat #DigitalMarketing #EcommerceGrowth #MarketingAI #AttributionModeling #MMM #MarketingAutomation #DTCBrands #AIForMarketing #MobyAgents #RetentionMarketing Subscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://dtcnews.link/pilothouseFollow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video

The sermon explores the foundational importance of understanding God, emphasizing that the Scriptures principally teach what man is to believe about Him and the duties He requires. It systematically unpacks the doctrine of God, drawing from the catechism to define God as a spirit, infinite in being, glory, blessedness, and perfection, and highlighting attributes like omnipresence, omniscience, and immutability. The preacher underscores the necessity of a structured approach to theological study, contrasting God's transcendence with the finite nature of human understanding and emphasizing that while God reveals Himself, His essence remains ultimately incomprehensible, ultimately leading to a posture of doxology and praise for the divine character.

Welcome back to our weekend Cabral HouseCall shows! This is where we answer our community's wellness, weight loss, and anti-aging questions to help people get back on track! Check out today's questions:    Sarah: Hello! Back with another question.. Im 28 female from scotland, and have had hair growing in places I shouldn't since age 24. The hair under my chin and a bit on my neck/cheeks is what gets me down the most. My doctor has checked me for PCOS through bloodwork and said everything was fine. I've recently did your hormone test. Testosterone was great, estrogen good, progesterone was low and cortisol was low. I've been on progesterone support, adrenal energy aswell as DNS, greens, omegas etc for some time now. I also take pumpkin seed oil and saw palmetto. The hair just keeps growing. What else can I do? I've tried countless rounds of laser but it just returns. Is hair in this area always related to PCOS/hormones? Can it just be genetics? Thank you!!                                                            Larissa: Hello! I was exposed to black mold for 6 yrs about 5yrs ago. Although my most severe symptoms went away, some longer. I've been working with a naturopath whom recommended a protocol with cholestyramine, charcoal, and minerals for about 1M. However, I've read Andrew Campbell mold protocol and he recommends itraconazole for 7 days. I did my urine mycotoxin testing FYI which still shows a high load of most all strains. Which do you recommend? I want to get rid of all the mold with the least side effects and avoiding constipation (I already have to take daily magnesium citrate to have daily bowel movements). Thank you!!!                                                                                                          Sabrina: Hi doctor Cabral. I'm hoping you can help me with something that is super frustrating. My stomach craves large meals for satisfaction, yet they cause bloating. Conversely, small-volume meals, despite being calorie-dense, just don't register as filling, leaving me wanting more. Is there a way to solve this, meaning training your stomach to be satisfied with smaller meals? Thanks so much for your help!                     Lisa: I am a 48yr old female and have elevated kidney function. 1.1.  have been told not to take creatine. I have heard multiple times that to much protein can have an effect on kidney function also. I love to workout and fir my age high protein and creatine is suppose to be good for someone who works out. Will these things truly hinder or further hinder my kidney function.                                                                                   Cassi: Just completed your book, The Rain Barrel Effect, and was wondering if you have worked with anyone with EOE (Eosinophilic esophagitis) to successfully get them off of PPIs? I've also dealt with histamine intolerance, that I've actually been able to reverse through a lot of what you teach in the book, and I have also gotten down from 20mg of omeprazole twice a day to 20mg once every other day but if I go longer than that I find myself choking on food again no matter how little I eat at a time or how well I chew it.      Thank you for tuning into today's Cabral HouseCall and be sure to check back tomorrow where we answer more of our community's questions!    - - - Show Notes and Resources: StephenCabral.com/3487 - - - Get a FREE Copy of Dr. Cabral's Book: The Rain Barrel Effect - - - Join the Community & Get Your Questions Answered: CabralSupportGroup.com - - - Dr. Cabral's Most Popular At-Home Lab Tests: > Complete Minerals & Metals Test (Test for mineral imbalances & heavy metal toxicity) - - - > Complete Candida, Metabolic & Vitamins Test (Test for 75 biomarkers including yeast & bacterial gut overgrowth, as well as vitamin levels) - - - > Complete Stress, Mood & Metabolism Test (Discover your complete thyroid, adrenal, hormone, vitamin D & insulin levels) - - - > Complete Food Sensitivity Test (Find out your hidden food sensitivities) - - - > Complete Omega-3 & Inflammation Test (Discover your levels of inflammation related to your omega-6 to omega-3 levels) - - - Get Your Question Answered On An Upcoming HouseCall: StephenCabral.com/askcabral - - - Would You Take 30 Seconds To Rate & Review The Cabral Concept? The best way to help me spread our mission of true natural health is to pass on the good word, and I read and appreciate every review!  

Welcome to episode 6 of our Purely BELTA series! We all know Star Wars is awesome, but which aspects of a galaxy far far away is your favourite? Purely Belta is a local term from Newcastle meaning "really good" "totally brilliant" "bloody excellent". Basically its used to describe the things you truly enjoy. Each episode a special guest will join us to tell us why their favourite thing about Star Wars is purely BELTA. Episode 6 we have Kara DJ from "Into A Larger World" podcast and zine telling us why the super convention Star Wars Celebration is Purely BELTA!

What if your book isn't just a “bucket-list dream” but the strategic asset that unlocks bigger stages, dream clients, and exponential revenue? In this powerhouse conversation, Judy sits down with her client Dr. Carolyn Wiley, bestselling author, publishing strategist, and founder of Rose & Pearl Publishing, to reveal why a signature book is the ultimate credibility booster for seven and eight-figure Christian CEOs. From surviving COVID while juggling motherhood and leadership, Carolyn helps her clients land keynote stages before their books even launch! If you've ever wondered whether writing a book is “worth it” for your business, this episode will change your perspective - forever.  Key takeaways you'll love: Why books carry unmatched authority and longevity compared to social media How to avoid wasting time on “vanity publishing” and instead create exponential scale The 3 publishing paths (traditional, self, hybrid) and which makes the most sense for high-level CEOs How to turn existing IP into bestselling books that open doors to speaking, press, and premium clients The faith and mindset shifts that sustained her through life's busiest seasons This isn't about checking “author” off your list. It's about stewarding your calling, multiplying your impact, and leaving a lasting legacy. >> Grab Carolyn's Guide to Get Started on YOUR Signature Book:  roseandpearl.net/getstarted   Episode Highlights & Timestamps: 3:16 | Carolyn's story of balancing Business and Family  7:44 | The Power of a Book for Visibility 14:34 | After Weeks Working with Judy, She's 3X'd Last Year's Revenue  22:40 | The Impact of a Book on Sales and Authority 28:28 | The Role of Faith in Business Success Next Steps:

Apply to Join Churchfront Premium Apply to Join Churchfront Pro Free Worship and Production Toolkit Shop Our Online Courses Join us at the Churchfront Conference Follow Churchfront on Instagram or TikTok: @churchfront Follow on Twitter: @realchurchfront Gear we use to make videos at Churchfront Musicbed SyncID: MB01VWQ69XRQNSN   Podcast Show Notes: The Future of Church Leadership with Josh Howerton and Chris Kuti Guests: Josh Howerton (Senior Pastor) and Chris Kuti (Worship Pastor) from LakePoint Church Hosts: Jake Gosselin and Matt Woltjer from Churchfront Key Topics Discussed AI in Ministry (00:02:15) Josh's approach: Uses ChatGPT weekly for sermon prep as a "high-powered research assistant" Prompt strategy: "Give me 20 interesting facts about [passage] that are historical, cultural, theological, archeological, linguistic, or biblical that most Christians wouldn't know" Chris's usage: Meeting organization, content creation, voice conversations during drives Key principle: Use AI as a tool that serves you, don't serve the tool Important caveat: Always fact-check AI outputs - they can be wrong up to 17% of the time Church Technology Criticism (00:58:22) The "negative world" concept by Aaron Renn - cultural shift from positive to neutral to negative perception of Christianity Common criticisms: "Tax the churches," "Money should go to the poor" Biblical response: Only Judas complained about expensive things being used to honor Jesus Economic reality: Larger churches often spend lower percentages on tech than smaller churches due to economy of scale Technology costs: Modern equipment costs significantly less than in the early 2000s Social Media Strategy (00:12:38) Initial resistance: Reformed background's "theologized cynicism" toward self-promotion The turning point: People spend 16-18 hours/week on social media hearing secular perspectives "Air war vs. Ground war": Ground war = traditional discipleship, Air war = cultural engagement Digital Areopagus: Social media as the modern equivalent of where Paul engaged culture in Athens Current following growth: From 20-40k to significantly larger audience through strategic content Worship Pastor Turnover Crisis (01:26:06) Root causes identified: Getting into ministry for wrong reasons (seeking bigger stages/record deals) Senior pastors hiring for talent over pastoral gifting Lack of pastoral development and broader leadership responsibilities "Warm up the crowd" mentality rather than true pastoral partnership Solutions proposed: Hire character first, develop competency Give worship pastors genuine pastoral responsibilities Focus on being pastors who happen to use music Create long-term development paths Hiring and Leadership Development (00:36:29) Key principle: "Always bet on leadership" over pure talent Character evaluation: Look at family life as indicator of leadership capacity "Hire slow, fire fast" - don't ignore red flags in interviews Vision alignment: Ensure worship leaders can come under senior pastor's vision Josh's story: Had to fire a worship leader after 5 weeks for vision misalignment Succession Planning (00:45:13) LakePoint's success factors: Outgoing pastor (Steve Stroop) "left campground clean" - addressed problems before transition Incoming pastor honored what came before rather than dismissing it 70% credit to predecessor, 30% to successor for smooth transition Key advice for incoming leaders: Honor those who built what you inherited Watch your pace in first year - observe more than you act Win relationships and excel on stage Don't make major changes without building equity first Staying Humble While Growing (00:52:54) Key relationships: Spouse who believes in you but isn't impressed by you Hire up: Surround yourself with people more talented than you Find joy in others' wins: Move from taking all the shots to giving others opportunities Dave Stone's wisdom: "Don't let praise go to your head, don't let criticism go to your heart" Josh's perspective: Staying confident is often harder than staying humble Future Ministry Vision (01:08:27) Chris's focus: Leadership pipeline development - never having to post job openings Josh's project: "Discipleship at scale" through vertically aligned content delivery Core principle: "We're in the disciple business, not the events business" Technology integration: Purpose-built app to connect sermon, podcast, reading plans, and groups Quotable Moments "If you find yourself on team Judas, get a different team." - Josh on criticizing church spending "Two visions create division." - Chris on worship pastor alignment "Don't let praise go to your head and don't let criticism go to your heart." - Dave Stone's advice "We're not in the events business, we're in the disciple business." - Josh on ministry focus "The loudest boos come from the cheapest seats." - Josh on handling criticism Action Items for Church Leaders Experiment with AI as a research and content creation tool while maintaining proper oversight Evaluate your hiring process - prioritize character and leadership potential over pure talent Assess succession planning - are you preparing for healthy transitions? Review social media strategy - consider it as cultural engagement rather than self-promotion Examine technology spending through economy of scale lens rather than raw dollar amounts Develop internal leadership pipelines rather than constantly hiring externally Align all ministry elements toward discipleship rather than just events Resources Mentioned ChatGPT/Grok for AI assistance Stream Deck for video production control Canon C80 cameras for podcast production Aaron Renn's "Negative World" essay Apple Maps analogy for leadership transitions Connect with Guests LakePoint Church: [Church website/social media] Josh Howerton: [Social media handles] Chris Kuti: [Social media handles] This episode was recorded at LakePoint Church's broadcast studio. Special thanks to Blaine for the viral video content and Carlos for the social media strategy insights mentioned during the conversation.

Larger-than-life, scandalous, and unforgettable – Lola Montez blazed across the Victorian stage and into the history books. But who was […] The post EP064 LOLA TAKES THE STAGE appeared first on AGE OF VICTORIA PODCAST.

Today on the 5: Recently one of the former execs for Playstation made some comments about video game pricing that got some predictably angry responses. Read the article yourself, but the general opinion of this person was that prices have been too low for too long because of how expensive games are to make. Let's examine that argument shall we?

On July 8th, in what can only be described as an act of reckless clarity, we published a white paper (grab it here—>) Unified Behavioral Model™ — Read more… listen now.Disclaimer: The following is a bit tongue-in-cheek. Just a bit.I have the utmost respect for the behavioral science community and its vast contributions—including the many scientists whose work has directly shaped my own.That said, the more I learn about the history of attempts to unify behavioral science (and, by association, psychology)—and then set those challenges alongside the Unified Behavior Model (UBM) as it now exists—formally published (elemental and falsifiable), 500+ downloads later—the more peculiar the entire situation becomes.To be clear: it's only in hindsight that these “obvious” errors and omissions—both in behavioral science (BS) and in its unification efforts—come into focus.Subscribe nowTip #1: Make Sure Only True Insiders Get to PlayWhatever you do, don't approach this unification challenge from the outside. That's where troublemakers and fresh ideas tend to arise—reportedly.

Trent Lee — #1 ranked business broker in the U.S. seven years in a row, with 600+ closed sales totaling over $200M in deals and more than $15M in personal commission. Early hustle: Painted address numbers on neighborhood curbs and mowed lawns — learned value creation early. Current role: Licensed business broker & appraiser. Specializes in small to mid-sized businesses, valuations, and finding qualified buyers through cash, SBA loans, or seller financing. How he got here: Inspired watching his father sell his 700-employee company (private equity deal). Learned firsthand how CPAs, attorneys, and buyers operate in M&A. Started and sold businesses (financing consulting & medical alert response center). Frustrated with brokers he worked with → became one himself. How to become a business broker: Licensing depends on the state (some require real estate + broker permit, others none). Associations like IBBA help standardize training/education. Strong background in accounting, contracts, negotiations, and marketing is essential. Challenge: takes 12+ months before first commissions hit; most fail because they run out of money before their first big close. Earnings potential: Smaller deals: 8–15% commission. Larger/private equity deals: lower %. First year = expect $0 while building pipeline. Year 2+, even a few deals ($500K–$2M businesses) → six figures+. Industry is older (often second careers), but huge opportunity for those who survive the ramp-up. Why brokerage over ownership? Trent opts not to buy businesses himself. Brokerage gives income without employees, leases, or headaches. He's built wealth through business sales commissions, investing proceeds into 24 fully paid rental properties. Why so few business brokers? Most owners don't even know brokers exist (unlike real estate). Lack of awareness & high skill bar keeps supply small — which means big opportunity for specialists. For Buyers: Buying an existing business = easier path to cash flow than startups. Zero-money-down deals are rare clickbait; you'll usually need ~10% down. Can come from: personal cash/savings, self-directed retirement accounts, equity partner, or combination of buyer + seller financing. Buying with 0% down = 100% leverage → dangerous if market fluctuates. Better: leverage smartly so downturns = inconvenient, not devastating. Brokerage is a lucrative but long game; plan financially for the first year with no income. For buyers, don't chase unicorn “zero down” structures — get creative but realistic with 10% in. Buying an existing cash-flowing business is almost always better than starting from scratch. Email: trent@fcbblv.com 

GS-TADE 08-17-2025AM - Series: Guest Speaker - Title: The Blessing of the Larger Story, the Curse of the Smaller - Scripture: II Kings 5

WELCOME BACK, REFINER...READY FOR MORE 'PROP-TALK'??It's time for Part 2 of our epic discussion with 'Severance' prop master Catherine "Cat" Miller. Cat was kind enough to sit down with us for a LONG time to talk about all things 'Severance' props! There were some GREAT details. We heard our first hour last time. This time out we've got another full hour! Be listening for:"This pen is too...clicky..." - Christopher WalkenJohn Turturro - Egg Whisperer.The 30% smaller workstation...and a 30% LARGER workstation!So if you're ready, it's time to open the file called "Cat Miller Interview - PART TWO."  ***A BIG 'thank you' to Research Volunteer Refiner Vinny P. Vinny has been providing outstanding research and information during the Season Two Rewatch Episodes.Huge thanks to Adam Scott, star of 'Severance' and host of the Severance Podcast for recording a custom intro for "Severed." Make sure to check out 'The Severance Podcast w/Ben Stiller & Adam Scott" wherever you found this one!A big 'thank you' to friend of the pod Kier Eagan, er I mean Marc Geller! Marc both sat for an interview (make sure to check it out) AND recorded some great bumpers as Kier himself. Follow Marc on Instagram @geller_marc.Support the show on Patreon! (Click here)APPLE PODCAST LISTENERS: If you are enjoying "Severed: The Ultimate 'Severance' Podcast" please make sure to leave a 5-star rating (and, if you want, a review telling others to give it a try). Higher rated podcasts get better placement in suggestion lists. It helps more "Severance" fans find the show. Thanks!!! (Unfortunately, I can't respond to any questions or comments made in Apple Podcast Reviews. Send those to: SeveredPod@gmail.com)Season 2 of "Severance" kicked off 1/17/2025 and ran through 3/20/2025. The Second Season of the "Severed" Podcast Rewatch Episodes kicked off on April 24th, 2025. To support the Severed Podcast: (www.patreon.com/SeveredPod) Join the fun on our Facebook page @SeveredPod. I always try to keep page followers  updated on news about the show. Also, let's talk!! Comments? Theories? Corrections? I LOVE 'EM!! Send to: SeveredPod@gmail.comPLEASE MAKE SURE TO SHARE THE PODCAST WITH YOUR FRIENDS WHO ARE 'SEVERANCE' FANS. THE SHOW GROWS THROUGH WORD OF MOUTH!!Needing your own copies of the Lexington Letter and Orientation Booklet? I've got you covered with downloadable PDFs of both documents:LETTER: LEXINGTONLETTER-TheLetter.pdf HANDBOOK: LEXINGTONLETTER-MDROrientationHandbook.pdfYou haven't completely watched 'Severance' until you've listened to 'Severed'.

Awakening Women's Power with Londin Angel Winters - Larger Than Yourself Podcast by Sacred

SC to again hear Delhi dogs case with larger bench today Woman allegedly gang-raped by four men after her drink spiked at party in Delhi Trump warns Russia of 'very severe' consequences if it doesn't stop Ukraine war ED questions Suresh Raina for 8 hours in 'illegal' online betting app case Nani urges fans to celebrate both Coolie and War 2 Learn more about your ad choices. Visit megaphone.fm/adchoices

Demolition of a popular lookout in Lancelin has begun due to the risk of it crumbling into the ocean.

GriffsThePitch.com Columnist Richard Griffin joined OverDrive to discuss the Blue Jays' win against the Dodgers, Mason Fluharty's clutch performance, John Schneider's coaching mindset, Trey Yesavage's jump to triple-A, a six-man rotation, the importance to a good clubhouse and more.

Breaking down the Astros big series win over the Yankees, Espada's manager-of-the-year chances, the heightened pressure on the bullpen, homecoming series in Houston, and the neck-and-neck race atop the AL West.

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It worked for her every time. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge! See omnystudio.com/listener for privacy information.

Meg covers larger then life by the Backstreet Boys

In sports, business, even gardening—we know what “winning” looks like. More points. More profit. More produce. But when it comes to the Church partnering with God to spread the knowledge of His glory across the earth… do we know what our “win” is? Is it bigger buildings? Larger budgets? Massive events? The book of Acts gives us a much simpler—and far more powerful—vision of success: “The word of God increased and multiplied.” To support this ministry, visit www.waynesborofm.com/give

The new community-based hospital will offer specialty care closer to home for Northeastern North Carolina.

In this special meditation episode of That's So Rich, you're invited to connect with the version of you who feels safe, secure, and worthy of holding more money than ever before.This somatic meditation is designed to gently regulate your nervous system, rewire limiting beliefs around receiving and holding wealth, and expand your capacity to feel grounded as your abundance grows.Find a quiet space, take a few deep breaths, and let this be your permission slip to feel safe in your next level of financial freedom.If you liked this podcast episode be sure to reach out to Kat on Instagram and let her know how it went for you!If you are ready to take control of your wealth journey, check out the resources linked down below...Join Belief Society - Kat's membership community for the person who knows they were made for more and REFUSES to settle for less!Apply for The Abundant *AF* Babe AcademyFollow Kat on InstagramFollow the That's So Rich podcast Instagram Account

He's 6'12”, 15% of a metric ton, Earthquake and Pillar shaking, Larger then Life, Hotter then Hell, The one thing you came to see, BT Double B Big Trouble Ben Bishop joins us this week.  He talks about his recent tryout for WWE and what he took from it.  Ben also talks about playing in the NCAA Basketball Tournament while at Vermont.  Lastly, been talks about bringing positivity to the sometimes dark place that can be social media.  Refin It Up Social MediaTwitter, YOUTUBE, and IG @refinitupWebsite⁠⁠https://linktr.ee/refinitup⁠⁠Brian Hebner Social MediaTwitter/IG @babyhebnerJimmy Korderas Social MediaTwitter: @jimmykorderasIG: @realjimmykorderasDaniel Spencer Social Media Twitter/IG: @DanielSpencerArtwork by JD Hoop @JDHoop702Music by Downstait and AJ McKay We are extremely happy to announce our new partnership with PSL City TicketsFollow them on all social media platformsWe will have free sporting event tickets with tailgating before, and more giveaways. Visit pslcity.net to get the best tickets in your city!! 

In this insightful and extensive discussion, Dawn Rickabaugh, host of Property and Paper Live, sheds light on the evolving real estate market of mid-2025, emphasizing the growing importance and practicality of seller financing and note investing as viable alternatives to traditional bank financing. Dawn's core message targets everyday “Main Street” investors and homeowners, aiming to demystify seller financing (owner financing), notes, and the secondary market for these financial instruments, which have long been confined to niche investor circles or institutional players. Dawn begins by addressing the current market challenges: Many sellers are frustrated by stagnant listings, lack of offers, and unrealistic pricing expectations. She highlights that while some sellers might pull their properties off the market due to a lack of motivation, a significant portion needs to find creative solutions to close deals. Seller financing emerges as a powerful tool for both sellers and buyers to keep the market moving. By offering terms, sellers can maintain their asking price while buyers who can't get traditional bank loans can still purchase properties. The conversation then pivots to practical advice for realtors and investors on how to structure these deals. Dawn explains that seller financing transactions closely resemble traditional real estate deals with only minor but critical differences, primarily involving a seller financing addendum and the replacement of institutional lenders with the seller as the note holder. She stresses the simplicity of the process, encouraging agents to embrace the concept rather than avoid it due to unfamiliarity. The latter part of the discussion addresses the challenges investors face in acquiring properties through seller financing, including resistance from sellers and agents unfamiliar with or unwilling to entertain terms offers. Dawn provides strategies for overcoming these barriers, such as starting with a cash offer and then introducing creative financing if the cash price is rejected, submitting letters of intent to bypass agent roadblocks, and focusing marketing efforts on motivated sellers like tired landlords or absentee owners. Throughout, Dawn emphasizes the need for education, ethical conduct, and professional competence among real estate agents, investors, and attorneys involved in these transactions. She advocates for a blend of traditional and creative strategies to navigate a complex, shifting market, empowering individuals to create financial solutions tailored to their needs. Highlights  Seller financing is a practical solution for stuck real estate markets where traditional bank loans are hard to obtain.  Owner financing transactions closely mirror traditional deals, requiring only a seller financing addendum and a mindset shift.  Notes created through seller financing are valuable assets that can be sold on the secondary market for liquidity.  Key factors influencing note value include down payment size, interest rate, and property collateral quality.  Many sellers must drop prices or offer terms to attract buyers in a market with declining buyer activity.  Realtors and investors need to collaborate and educate themselves to effectively use owner financing strategies.  Creative deal structuring, including partial note sales and lease options, can unlock more opportunities. Key Insights  Market Stagnation Requires Creative Solutions: The real estate market as of mid-2025 is characterized by many listings sitting unsold, and sellers reluctant to reduce prices. This creates a bottleneck that seller financing can alleviate by enabling sellers to maintain price points while offering terms attractive to buyers unable to secure bank financing. This insight highlights a shift from a purely cash or traditional loan market to a hybrid approach driven by necessity.  Seller Financing Is Not Complex—Just Different: Dawn stresses that seller financing involves very little procedural deviation from standard real estate transactions. The main difference lies in the financing structure—where the seller acts as the lender, holding a note secured by the property. This demystification is vital because many agents and sellers avoid owner financing due to perceived complexity or fear of legal pitfalls, which is largely unfounded when proper documentation and professional guidance are used.  Notes as Tradable Financial Assets: A crucial insight is the recognition that seller-financed notes are not just payment contracts but marketable financial instruments with intrinsic value. Sellers can monetize these notes by selling them on a secondary market, providing liquidity without relinquishing the entire asset. This parallels institutional mortgage-backed securities but on a private, smaller scale, offering an innovative exit strategy for sellers.  Note Valuation Depends on Terms and Collateral: The value of a note is influenced heavily by the size of the buyer's down payment (hard equity), the interest rate, and the quality of the collateral property. Larger down payments reduce default risk, making the note more valuable, while higher interest rates increase yield for note buyers. This nuanced understanding allows sellers to price notes competitively and buyers to evaluate risk-return tradeoffs accurately.  Agent and Seller Education Is Critical: Many real estate professionals and sellers lack awareness of the secondary market for notes and the benefits of owner financing. This knowledge gap leads to missed opportunities, such as agents failing to present full-price offers contingent on seller financing or sellers not understanding the value of their note after closing. Educating these stakeholders is key to mainstream adoption and smoother transactions.  Strategic Deal Structuring Unlocks Value: Dawn highlights innovative approaches like partial note sales (selling portions of future payments) to meet sellers' cash needs without losing entire payment streams, and lease options to bridge gaps between cash offers and seller price expectations. These structures offer flexibility in a challenging market, allowing deals to close that otherwise would stall.  Positioning and Persistence in Acquisition: For investors, gaining seller financing deals requires persistence, rapport-building, and often starting with cash offers before introducing creative financing. Targeting motivated sellers such as tired landlords or absentee owners and leveraging direct marketing can improve lead quality. This insight underlines that success in this niche requires patience, adaptability, and education rather than expecting quick wins. Conclusion Dawn Rickabaugh's discussion presents a comprehensive, practical guide to navigating the current real estate market using seller financing and note investing. By breaking down misconceptions, emphasizing the ease of implementation, and revealing the financial mechanics behind notes and their secondary market, she offers a roadmap for both sellers and buyers to unlock liquidity, maintain pricing power, and create mutually beneficial transactions. The talk underscores the importance of education and professional responsibility while encouraging real estate agents and investors to embrace these creative tools to revitalize a market in flux.

My client Gus joins me today for a chat about living life in a larger body. There's a tonne of noise out there about HAES, body positivity, anti-diet culture, etc - and a lot of it sounds good in theory, while missing the mark in practice. So let's get into it.Book a Call with Marcus Here! https://form.jotform.com/240493269367062 Free weekly Strong Not Starving tips and insights ⬇️⬇️⬇️ https://www.strongnotstarving.com/snsweeklytipsStrong Not Starving Instagram: https://www.instagram.com/strongnotstarving?igsh=MTBpbnVna2Nyd3hnMA==Strong Not Starving Youtube: https://youtube.com/@strongnotstarving?si=zzmTveIdGUD0omuMWebsite: www.strongnotstarving.com

Andrew Reichert is the CEO and founder of Birgo Capital, a Pittsburgh-based private equity real estate firm with $330M+ in assets under management and 3,600+ multifamily units. Having raised over $125M from investors, he oversees a team of 100+, is a bestselling author, keynote speaker, and podcast host. Andrew embodies the first-generation entrepreneur scaling from small “no money down” deals to leading nine-figure institutional real estate investments. On this episode we talk about: Andrew's beginnings: working restaurant jobs in high school, reading Rich Dad Poor Dad, and buying his first duplex straight out of college—with literally no money, no experience, and no credit Creative real estate deals before the Great Financial Crisis: stacking first and second mortgages for $20K in cash at closing, and holding through 2008 due to conservative numbers Growing from “house hacking” to 20 units while working at PNC Bank—then going all in on real estate entrepreneurship The start of Birgo Capital: launching the first $10M fund (ultimately oversubscribed at $17M) by innovating deal structure and aligning incentives with investors How he raised capital early: putting his own money in every deal, personally guaranteeing debt, and refusing management fees so all profit came from performance and carried interest Evolving capital structures as the company grew, with bigger investors seeking more traditional private equity fee models The “alignment of incentives” philosophy: why reputation, stewardship, and risk-sharing drive trust and investor confidence Mindset: expecting big outcomes, focusing on stewardship, and building toward $1B in assets under management Advice for new investors—how the right deal structure, total transparency, and performance alignment become powerful capital-raising tools Top 3 Takeaways Alignment of Incentives Raises Capital: Early success in raising millions comes from putting your own money on the line, personally guaranteeing loans, and only getting paid after your investors get paid—a structure that's impossible to say no to. From Small Deals to Big Funds: Anyone can start with “no money down”—but scaling to “big money raised” requires obsession with stewardship, track record, and structuring win-win deals for both small and large investors. Growth Is a Mindset: Expecting and planning for outsize results is key—set big goals, focus on serving your people and your capital, and build with humility and discipline. Notable Quotes “Our first deal? No money, no experience, no credit—but I walked away from closing with a $20,000 check.” “We wouldn't make a dime unless the investment performed. Investors got paid first, then we participated in the upside. It made the decision a no-brainer for backers.” “Larger investors want the fees and structure they're used to. But trust still comes down to alignment and stewardship.” “I always expected this to get big—our goal is $1B by 2030. For me, it's about serving more investors and stewarding more assets.” Connect with Andrew Reichert: Company: Birgo Capital (birgo.com)

The Freedom Series Ep. 3 | The Message with Larry Crabb | Larger Story

Free clinics, a key safety net provider for people who are uninsured and underinsured, are likely to see a demand for their services increase in the coming years. We'll talk to free clinics in Northeast Ohio about the plan to meet that demand.

- SUBSCRIBE TO OUR PODCAST: http://cornerofthegalaxy.com/subscribe/  - COG LA GALAXY DISCORD: https://discord.gg/drr9HFZY2P - COG ANTHEM MUSIC BY RAY PLAZA: https://linktr.ee/munditoplaza - COG ANTHEM MUSIC DOWNLOAD: https://open.spotify.com/artist/3asiasldwKyoCRm1Vzx2h7?si=_LmXI9otT9y9j0ChMGMt2w COG STUDIOS, Calif. -- The LA Galaxy almost fooled some of us into thinking they were on the right path. But with a big stumble against Austin FC on Wednesday night, it feels like the season has finally become too much to beat back. It's not like the math was on their side to begin with. On today's show, host Josh Guesman dives into the loss to Austin and why El Trafico takes on new meaning -- a chance NOT to be embarrassed against a heavily favored side of LAFC. Can the Galaxy find a formula that puts balls into the back of the net without allowing silly and stupid mistakes? Let's talk about it all! -- Corner of the Galaxy is kicking off Season 17, just a few shows past number 1,200! And we can't wait to show you everything we've got in store for 2025! This is a reminder that we go live twice a week — on Mondays and Thursdays at 8 PM on YouTube — and that you can find us conveniently on your preferred podcast platform (Apple, Spotify, SoundCloud, YouTube, Google Play, etc.). We're making it easy for you to stay connected! So tell a friend that you've been listening to the longest-running team-specific podcast in Major League Soccer and that 2025 is a great time to start listening! LIVE SHOW REPLAY

Phil Graham is a Northern Irish entrepreneur, investor, strategist, and former professional bodybuilder, best known for his lateral thinking approach to business and life.  After retiring from competitive bodybuilding, Phil transitioned into business, building a hyper-lean, retention-focused consultancy that scaled slowly but sustainably. He is the founder of Fitness Entrepreneur and Authority Network, a business mastermind that helps fitness professionals grow profitable, impactful, and freedom-driven businesses.  Phil is also a sought-after speaker, delivering transformative keynotes at global events including TEDx. His talks are known for their “mic-drop” moments, open loops, and analogies that make complex ideas digestible He is also the primary focus in the new documentary on Amazon Prime “Fitpreneurr”.  Timestamps for today's podcast: *Note: depending on your preferred listening app, timestamps may be off by 2-3 minutes.  00:00 Introduction to Phil Graham's Journey 02:02 The Birth of Fitpreneur 11:58 Transforming Chaos into Purpose 17:50 Lessons Learned: Trusting the Process 29:11 High Performance and Balance in Life 31:21 Mission Over Metrics 36:17 Mental Health and Personal Responsibility 41:15 Finding Purpose and Defining Your Path 49:46 Creating from Abundance vs. Scarcity   Today's podcast is sponsored by my Online Mastermind – The Circle:  https://briankeanefitness.com/online-mastermind   Documentary: https://www.primevideo.com/detail/Fitrepreneur/0NB3MK62NRPAPYDOM3Y10AAD7R   (Website) https://phil-graham.com/ (Youtube) www.youtube.com/@PhilGrahamoffical (Facebook) ww.facebook.com/PhilGraham01 (Instagram) www.instagram.com/philgrahamofficial/ (LinkedIn) Phil Graham - Founder - Fitness Entrepreneur | LinkedIn  

Paranormal Phenomena and the Larger Consciousness System with Thomas Campbell Tom Campbell, a physicist, is author of the three volume set, My Big TOE, describing a meta-theory that offers an account of the paranormal, as well as other scientific mysteries. He is also the founder of the Center for Unification of Science and Consciousness. His … Continue reading "Paranormal Phenomena and the Larger Consciousness System with Thomas Campbell"

ITB's Eagles beat reporter Andrew DiCecco gives his insights and observations from covering the Eagles on a daily basis. #philadelphiaeagles #eagles #flyeaglesfly #jalenhurts #saquonbarkley #ajbrown #nicksirianni #benvansumerenIn this episode, he discusses a specific player on offense who could have a surprisingly bigger role in 2025.

SEASON 3 EPISODE 136: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:45) SPECIAL COMMENT: Gavin Newsom has reached his "EFF IT" moment - and it might prove to be the moment we began to save the democracy. If you MISSED Newsom’s speech (and trust me, I did, its only failure was its rollout) I am going to play the whole thing at the end of the first segment because it was that good. Eight minutes of escalating but suppressed righteous indignation bordering on rage – eight minutes building towards Eff-It - of which I think I am still the Official Exclusive East Coast Distributor. I think I KNOW my eight-minute suppressed righteous indignation speeches and this was outstanding. Newsom alone has realized that all you have to do is stop playing Trump's version of this game, and introduce him to a NEW version in which the Mike Tyson Law applies - and he will have no chance. And Mike Tyson’s law – is that everybody has a plan until they get punched in the face.” As you listen to the speech, my connoisseur’s advice is to listen to the slow burn and the rapidly decreasing time between each metaphorical shot Newsom takes. It’s not just the FIRST grown-up speech responding to Trump’s evil. It’s a really good one. And it ends with… Trump getting metaphorically punched in the face. But consider the larger context. Newsom’s emergence – this is a stupid analogy but it somehow works – was like a caterpillar emerging as a gigantic butterfly, a butterfly equipped with nukes, a stealth bomber butterfly – and THAT was last Friday with his threat to crash Trump by withholding all of California’s federal taxes, all 692 billion of it – THE economic civil war game-ender I have been advocating out here in the wilderness for a decade. Then he says “wait, I’m not finished yet” and he goes back inside the cocoon for a minute and comes out even LARGER with MORE nukes and now he is THE Resistance, THE Democratic Party, and THE hope to save America. A week ago Gavin Newsom was posting a podcast with quote “Doctor” Phil McGraw, who did a ride along with ICE raiders. June 4: glad-hand interview that utter fraud Phil McGraw AFTER glad-hand interviewing Newt Gingrich, Michael Savage, Charlie Kirk and Steve Bannon. June 6: respond to Trump’s threats to kneecap California by threatening to lead a TAX STRIKE – the most liberal, progressive, in-your-face political protest proposed this century. June 7-8-9: come back and TOP that with calling the bluff of these Halloween Mask bullies like Trump and Tom Homan. June 10: give this speech. So, now the question is: Why haven’t any other Democratic so-called leaders followed Newsom over the top into no-man’s land even though he went first and discovered there are 100 to 200 million Americans just standing there waiting for somebody to lead them against Trump? B-Block (38:22) THE WORST PERSONS IN THE WORLD: Senator Kevin Cramer, who has never held a real job in his life (an entire career as a politician or failed political candidate) doesn't see the need for ANY federal minimum wage. Tulsi Gabbard thinks the "elites" have underground bunkers in which they can survive nuclear war. And Terry Moran got fired for an analytical opinion about Stephen Miller, but Jake Tapper can retweet Jonah Goldberg's opinion retweeting Fox's opinion retweeting Fetterman's opinion about how much the Democrats are hated. Fire. Tapper. Now. C-Block (50:00) IN MEMORY OF MINET GERMAIN OLBERMANN: Tuesday was World Pet Memorial Day and yesterday was the third anniversary of his gotcha day, so please let me tell you about my late rescue Minet. He arrived here a month shy of his 15th birthday with no expectations and very little awareness of the world around him. And then a little dental care and a little attention and the next thing I knew he was literally jumping for joy on the streets of New York. See omnystudio.com/listener for privacy information.