Podcasts about self managed super fund

Thinking about buying property with your super? We go through the ins and outs of Self-Managed Super Funds (SMSFs), including why more people are setting them up, the benefits and tax advantages of owning property within an SMSF, and key compliance rules. We look at financing options, lending challenges, and strategies for business owners looking to rent their premises from their own super fund.On this episode, we discuss:(00:00) How to Buy Property Using a Self-Managed Super Fund(00:46) Why Self-Managed Super Funds Are Growing in Popularity(01:24) Why Major Banks Stopped Lending to Self-Managed Super Funds(02:00) Benefits of Owning Property in a Self-Managed Super Fund(03:08) What Is a Self-Managed Super Fund & How Does It Work?(05:50) Should You Buy Commercial Property in Super or Your Own Name?(09:51) How Much Super Do You Need to Buy Property?(11:29) Can You Rent Your Business Premises from Your Super Fund?(14:43) What Property Improvements Are Allowed in a Super Fund?(16:48) What Happens When You Sell Property in a Self-Managed Super Fund?(19:47) Can You Keep a Self-Managed Super Fund If You Move Overseas?(21:25) Is It Harder to Get a Loan for a Self-Managed Super Fund Property?(23:00) Why Some Lenders Charge Higher Interest for Super Fund Loans(24:19) Who Should (and Shouldn't) Set Up a Self-Managed Super Fund?(24:37) How to Keep a Self-Managed Super Fund CompliantCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

For some investors a Self Managed Super Fund is their only entry point to the property market: But does it make sense? Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode. In today's show, we cover The pros and cons of holding property in a SMSF The compromise: Co-investing with your own fund Property 'pre-nups' - the Bank of Mum and Dad loan agreements Splitting loans to optimise property returns See omnystudio.com/listener for privacy information.

In today's episode of The SMSF Experts, we're looking into the essential strategies and insights needed to manage a successful Self-Managed Super Fund. From foundational principles to advanced techniques for tax efficiency and investment diversification, we cover key areas that can make a big impact on your SMSF journey. Joining us is Liam Short, Managing Director of Sonas Wealth. With over 30 years of experience in financial services, Liam is renowned for his practical, holistic approach to helping people take control of their wealth. (01:36) The Evolution of Financial Planning(04:03) Setting Up Your First SMSF: Key Advice(05:30) Understanding SMSF Returns and Risks(07:31) The Importance of an Exit Strategy(11:43) Current Trends in SMSF Investments(17:34) Common Mistakes and How to Avoid Them(21:34) The Importance of Trustee Compliance(21:57) Creating an Investment Portfolio for SMSF Clients(24:13) The Role of Education in Early Super Contributions(26:57) Regularly Reviewing and Updating Investment Strategies(33:33) Navigating the New Division 296 Tax(36:03) Family Dynamics in SMSF Management(39:34) Interest Rates and Investment Strategies Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

In this episode of Dashdot Insider, we sit down with Annamaria Meszaros, who shares her story of turning her savings strategy on its head by investing in property through her super fund.  She discovered that leveraging property in her super could potentially double her returns compared to shares. It's not just about buying houses every few months, either – it's about making strategic moves that set her up for long-term success.  So if you've ever thought about diving into property investment, or if you're just curious how the average mum and dad investors are making it happen, you won't want to miss this episode.  Tune in now and find out how you could be setting yourself up for a much more comfortable future – because honestly, who wouldn't want that?  If you love this episode, email us at podcast@dashdot.com.au, and don't forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: 00:00 Coming Up 01:58 Anna's Growing Property Portfolio with Dashdot 04:27 How Anna Made Her First Property Investment 06:20 Unlocking the Power of Leverage in Property 10:19 Anna's Continued Success with Property Investments 24:25 Why Professional Advice Matters 24:41 Anna's Retirement Goals and Vision 34:00 Top Tips for Aspiring Property Investors 34:36 How Dashdot Plays a Key Role in Smart Investing 38:58 Wrapping Up: Final Thoughts and Key Takeaways   Connect With Us: Free Rentvesting Calculator (https://dashdot.com.au/rentvesting)  Subscribe on Youtube (https://www.youtube.com/@dashdotinsider)  Listen on Spotify (https://spoti.fi/3Np19x8) Dashdot Website (https://www.dashdot.com.au/) Ready to work with us directly? (https://dashdot.com.au/discovery) Get your Property Portfolio Growth Plan (https://dashdot.com.au/portfoliogrowthplan) See omnystudio.com/listener for privacy information.

Bạn muốn kiểm soát hoàn toàn các khoản đầu tư của quỹ hưu bổng, bao gồm việc đầu tư vào các tài sản cụ thể như bất động sản? Bạn có hiểu biết sâu về tài chính và đầu tư, sẵn sàng chịu trách nhiệm quản lý quỹ của mình? Tự quản lý quỹ hưu bổng (Self-Managed Super Fund) có thể dành cho bạn.

If you want to buy property using your superannuation, this is the episode for you. --- Want to find out how our buyers agency can help. Book a complementary consult here

In this episode of Talk Property To Me, I had the pleasure of speaking with Cameron from Waterford Financial Planners about self-managed super funds (SMSFs). We delved into the intricacies of setting up and managing an SMSF, exploring the differences between SMSFs and industry funds, the advantages of leveraging assets within an SMSF, and the various investment options available. Cameron highlighted the importance of seeking independent advice and avoiding one-stop-shop solutions that may lead to potential conflicts of interest. We discussed real-life examples of successful SMSFs as well as cautionary tales of SMSFs gone wrong, emphasising the need for careful planning and due diligence. Throughout the episode, we covered key topics such as the setup process, compliance requirements, tax implications, and considerations for retirement planning within an SMSF. Cameron provided valuable insights into the complexities of SMSF lending, the importance of proper structuring, and the potential pitfalls to avoid. We concluded by stressing the significance of conservative investment strategies, the minimum fund size for SMSF lending, and the importance of seeking professional advice when navigating the world of self-managed super funds. Listeners were encouraged to reach out to Cameron at Waterford Financial Services for personalised advice and assistance with their SMSF queries. Whether seeking clarification on SMSF setup or evaluating the effectiveness of an existing SMSF structure, Cameron and his team are ready to provide expert guidance and support. Tune in to this episode for a comprehensive overview of self-managed super funds, packed with practical insights and expert advice to help you make informed decisions about your retirement savings. 00:00:01 - Introduction to Self-Managed Super Funds 00:05:17 - Steps to Set Up a Self-Managed Super Fund 00:10:02 - Limited Recourse Borrowing Arrangement 00:11:05 - Compliance and Audits for Self-Managed Super Funds 00:12:39 - Taxation in Self-Managed Super Funds 00:13:53 - Retirement Options and Pension Phase 00:15:49 - Real-Life Examples of Successful Self-Managed Super Funds 00:18:20 - Importance of Independent Advice in Self-Managed Super Funds 00:21:46 - Considerations for Separation or Death in Self-Managed Super Funds 00:22:30 - Minimum Fund Size for Self-Managed Super Fund Lending ABOUT THE HOST BRAD EAST Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved. Website → https://wisebuygroup.com.au  LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/  Instagram → https://www.instagram.com/bradeast_mortgagebroker/  Facebook → https://www.facebook.com/bradeastofficial 

In this episode of the Australian Property Show, we dive deep into an incredibly hot topic – buying property through a self-managed super fund or SMSF. Joining me on the show is finance expert Jye Smith. Every day, Jye helps investors navigate the complex world of borrowing money to buy property and eventually build their own investment portfolio. Throughout the episode, we cover: The strategy investors are turning to help pay off their mortgage 10-15 years early; How to borrow money to buy investment property in a self-managed super fund The best options Australians have for buying their first investment property; How to maximise your borrowing power as an investor; and The crucial role your own home can play in building wealth Thanks for tuning in and please enjoy part 2 of our interview with finance expert Jye Smith. Links mentioned in the show: ⁠Connect with Jye⁠ ⁠Check out Lambourne Partners⁠ ⁠Connect with the Host⁠ ⁠Book a complimentary call with Tom⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

In this episode of the Australian Property Show, we dive deep into an incredibly hot topic – buying property through a self-managed super fund or SMSF. Joining me on the show is finance expert Jye Smith. Every day, Jye helps investors navigate the complex world of borrowing money to buy property and eventually build their own investment portfolio. Throughout the episode, we cover: The strategy investors are turning to help pay off their mortgage 10-15 years early; How to borrow money to buy investment property in a self-managed super fund The best options Australians have for buying their first investment property; How to maximise your borrowing power as an investor; and The crucial role your own home can play in building wealth Thanks for tuning in and please enjoy this episode of The Australian Property Show featuring finance expert Jye Smith. Links mentioned in the show: Connect with Jye Check out Lambourne Partners Connect with the Host Book a complimentary call with Tom General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Are SMSFs worth the trouble? How much should you have in funds to get started?  There are now more than 600,000 SMSFs in the local market: If you don't have a fund, it's time to think about it (and if you do have a fund: It might also be time to consider whether it is still the best tax structure for your situation). In today's show we cover:  Are Self Managed Super Funds worth the trouble? What is the ideal age to begin a new fund? The latest patterns in SMSF activity from the ATO Dealing with the new super tax  Julie Dolan, head of SMSF and estate planning at KPMG joins Wealth Editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Following on from Episode 210, Paul Grant from Axis Lending returns, where previously discussed was all things NDIS finance , Paul once again sits down with Minh in our Brisbane office to talk about the process of obtaining finance for an NDIS investment property if planning on using one's SMSF (Self Managed Super Fund).Building a property within your SMSF is a far more complex process as, by law, an SMSF cannot take on a construction contract and 2-part H&L contract. Minh and Paul go through the step by step process in setting up and implementing  compliant strategy which is approved as per the SIS Act, issued by the ATO. Paul explains the process to get around this legality and the additional costs involved, when engaging a third party service that will 'wrap up' a two part contract H&L package, for NDIS, into a one part contract 'completed' SDA home.Such "Bridging Costs" for the SMSF would cover:- deposit- application fee (to third party)- legal fees 1- legal fees 2- legal fees 3- land tax- valuation fees- finance application fees- 12 months interest payments in advance - stamp duty 1- stamp duty 2- lenders mortgage insurance (LMI)- other purchase costs- other finance costs- valuation shortfall (if applicable)Beforehand, an investor needs to do the following before beginning an SMSF for SDA:- seek independent financial advice (financial planner)- setup SMSF (accountant)- setup BARE TRUST (accountant)- seek legal advice (solicitor)- sell down funds from current super- rollover funds into cash bank account- engage a third party to convert a 2 part contract, into a 1 part contract (if applicable)- seek finance pre-approval (NDIS lender) Why invest in SDA property via SMSF?SDA Property offers a great investment option for people approaching retirement who are wanting to avoid investments such as the stock market, or underperforming retail and industry funds.Self Managed Super Fund and NDIS property investment rules permit Australians to invest in NDIS property as part of a diversified asset allocation strategy.Using SMSF to buy SDA property is a ideal way to invest in residential property achieving very high rental yields with an ethical investment.Website - https://www.axislending.com.auContact - info@axislending.com.au--------------------FOLLOW US ON:LinkedIn InstagramFacebookCONTACT:Please feel free to call us on 1300254397 to talk to one of our friendly staff, otherwise,  just pop on over to our website to find out more info on:www.ndispropertyaustralia.com.auDISCLAIMER:Information contained in this podcast is general in nature only. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information and should seek independent and professional legal, finance, financial and taxation advice for your circumstances.For any podcast related queries or suggestions, please contact our podcast team via email info@ndis.propertywww.sdahousingpodcast.com.au

Buying property with your SMSF - what are the pros and cons? Glen and John chat about them. We hate email spam so we don't create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.

How about having fun and making money too - it's entirely possible if you become an expert collector of cars, art, wine, rare books...or maybe even whiskey. ((Hey! you can even put them in your Self Managed Super Fund). Over the next four weeks tune in for a wide-ranging guide to collecting:   In this episode, we kick off with financial adviser James Gerrard and host James Kirby on the first things you need to know  In coming episodes:   How to build a wine collection - with The Australian's John Lehmann How to create a luxury car collection - with Paul Huggins Collecting Art - with former China Ambassador Geoff Raby  See omnystudio.com/listener for privacy information.

When does it make sense to move your superannuation savings into a Self Managed Super Fund? Is not shifting to an SMSF a wasted opportunity? Who should have a self-managed fund? This week we're going to get you answers to all these questions. So if you've ever wondered whether a Self Managed Super Fund is right for you, hopefully this week's episode we'll set you straight. [Website] [Disclaimer]

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 15 September 2023.  Did you know some people move from an industry super fund into a self managed superfund? Maybe you’re one of them. Did you know there’s something in between – ‘a personal super fund’. The topic this … Luke on 2CC – What’s the difference between a self managed super fund and a personal super fund? Read More »

There are a lot of ways to maximise super contributions. In Episode 5 of The SMSF Experts, Shelley is joined by Tim Miller, the Technical and Education Manager at Smarter SMSF, to discuss strategies and super contributions rules to help avoid paying additional tax.

They don't make it easy, but any investor can directly enter the property investment market using their super. In fact, any investor with a Self Managed Super Fund can borrow to buy investment property as part of a wider diversified portfolio. Gemma Dale, Director of SMSF and investor behaviour at NAB Trade is Wealth Editor, James Kirby's guest in this episode. Submit your questions on all things property, business and finance here - themoneypuzzle@theaustralian.com.au  See omnystudio.com/listener for privacy information.

Self Managed Super Funds are often associated with the very wealthy who have millions to spend, but new figures show the median amount for new SMSFs is $260,000.  In this week's episode, we cover the advantages of an SMSF,  why the sector isn't growing very fast, explore SMSFs to include the whole family and the latest planned changes in super. Meg Heffron of Heffron SMSF Solutions is Wealth Editor James Kirby's guest on this week's showSee omnystudio.com/listener for privacy information.

Have you ever wondered what it would be like to manage your own financial future? Take a deeper look into the world of Self-Managed Super Funds and see if they're right for you! Get ready to dive deep into the world of SMSFs with our guest speakers, Joe and Luke from Obsidian Advisory. They'll tackle everything you need to know about SMSFs, from the basics of what they are and how to create one, to traps and pitfalls, different tax timing choices, and even how property investing comes into play. Joe and Luke will also share their valuable advice, personal anecdotes, and expert insights so you'll be able to make better decisions for your own financial property investments.  Making wise decisions can result in lucrative rewards - Whether you're a first-time investor or just interested in learning more about SMSFs, this episode has got you covered. Take control of your finances today with this exciting way of rising above ordinary investments! Don't forget to like, share, rate, and subscribe for more insider tips and expert insights. See you in the next episode!   Episode Highlights: Welcome to InvestorKit Podcast [00:00] Don't Fall Into These Property Investing Traps! [1:11]  What is a Self-Managed Super Fund? [3:24]  South Korea Vacation: A Strange North Korean Story with a Valuable Lesson [6:14]  The Bare Trust: What It Is And How It Works [8:03]  SMSF Minimum Balance: How Much Do You Need to Start? [12:14]  What to Look Out For and How An Advisory Firm Can Help?  [13:45] Why is property investing such a popular option in SMSFs? [16:56] Understanding the Tax Implications of SMSF Property Investing [20:17]  Setting Up an SMSF: A Step-by-Step Guide to Compliance and Terms [22:56] About Our Guests: Joe Hart is a Chartered Accountant with over 13 years of experience in public practice. He holds a master's in taxation from UNSW. His skills have been learned over this time from multiple roles including time qualifying through Ernst & Young where he worked as a manager for a number of years. At EY Joe was a key member of their team helping fortune 500 companies as well as ASX-listed companies. Luke Moylan is a Chartered Accountant with experience in public practice and commercial accounting roles. He has 10 years of full-time work experience in different accounting and finance roles from very small businesses to the big 4 banks and everything in between. He has worked with a start-up that went from a valuation of $0 – $300 million in 5 years. In business, he believes there is no such thing as a mistake, just a new problem to solve each day. Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au  Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram:  https://www.instagram.com/investorkit.com.au/?hl=en Subscribe to our Youtube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ Connect with Joe and Luke: Website: https://obsidianadvisory.com.au/See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

Self managed super funds (SMSF) are a way to manage your superannuation for retirement and Dalon's wondering whether to use one. Glen, John and Shell chat about Dalon's circumstances and when it's worth considering an SMSF.Need help managing your money? Click here to get $20 off The Glen James Spending Plan or use the code SPOTIFYmy millennial daily is a production of my millennial money. Learn more about your ad choices. Visit podcastchoices.com/adchoices Hosted on Acast. See acast.com/privacy for more information.

Much like a regular superannuation fund, an SMSF is an excellent way for you to save for your retirement. The key difference of an SMSF is that the members of the fund have much more flexibility with how they manage the investments in the fund. Running an SMSF includes things like managing the investments, preparation of financial statements, compliance with the fund and completing the annual audit requirements. Let's talk about the pros and cons of having an SMSF with Gareth, Ashwin and Tim as they talk about their personal experiences when running an SMSF. — SMSF Mate was created by four mates sick of the BS surrounding superannuation. We simply wanted honest advice and better returns, so we learnt how to do it ourselves. SMSF Mates is a cumulation of a group of mates coming together over beers and discussing their SMSF stories. We realised the information that underpinned our stories were not out there on a website to help people on their SMSF journey. We wanted to create a site that would allow mates to gather information and allow them to have meaningful discussions with other mates, whether they be advisers, friends, or family. We want our fellow Aussies to be more active in their SMSFs. Our hope is that SMSF mate becomes a trusted source of general information for present and future SMSF mates to be better informed and have a more meaningful SMSF journey. — Follow Us LinkedIn: https://au.linkedin.com/company/smsfmate Instagram: https://www.instagram.com/smsfmate/ Facebook: https://www.facebook.com/smsfmate Website: https://www.smsfmate.com.au/ — General Advice Warning We are required to warn you that: a) any advice has been prepared without taking into account your objectives, financial situations or needs; and b) because of that, you should, before acting on the advice, consider the appropriateness of the advice having regard to your own objectives, financial services and needs; and c) where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a product disclosure statement (“PDS”) relating to the product and consider the PDS before making any decision about whether to acquire the product. — IMPORTANT: All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication. SMSF Mate Australia Pty Ltd, Corporate Authorised Representative of Private Wealth Advisory Pty Ltd AFSL 478249.

This week Stuart & Mena discuss what super balance you need to have to justify setting up a SMSF. This discussing includes:   Be clear on reasons why and consider if there are more cost-effective alternatives. If it's because you want more control, often there are simpler and more cost effective alternatives. If it's to invest in direct property, then there's no min balance per se, it will probably be guided by how much you can borrow (inside super). Other reasons could include intergenerational wealth (e.g., pooling family's super monies), estate planning, investing in unlisted investments, etc. If this episode resonated with you, I'd love to hear your thoughts! Sharing your feedback on your favourite podcast platform helps me expand my reach and connect with more incredible listeners like you. Thank you deeply for being a part of this journey! To subscribe to our weekly email: https://www.prosolution.com.au/stay-connected/ SPECIAL OFFER: Buy a one of Stuart's books for ONLY $20 including delivery. Use the discount code blog here: https://prosolution.com.au/books. Work with Stuart & Mena's team: At ProSolution Private Clients we encourage clients to adopt a holistic and evidence-based approach when making financial decisions. To accomplish this, our multidisciplinary team of experts collaborate extensively on behalf of our clients, ensuring thorough exploration of all potential opportunities. This collaborative method enhances the value we deliver to our clients. Visit: https://prosolution.com.au. Follow us on socials: Stuart: Twitter/X: https://twitter.com/StuartWemyss and LinkedIn: https://www.linkedin.com/in/stuartwemyss/ Mena: LinkedIn: ...

This week, the SMSF Mate team have another general Q&A session with the resident accountant Ashwin and financial advisor Sonny about the common question: what is a self-managed super fund? Gareth runs through the top questions he has about how a self-managed super fund work and everything to consider when operating one as a trustee. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate, so you don't miss any of our future episodes. Check out our website here for all the information on SMSFs: https://www.smsfmate.com.au/

This week on the podcast, the SMSF Mate team are talking to Arjun Paliwal from InvestorKit about everything you need to know when it comes to property investment within an SMSF. Everything from what is driving the property market, interest rates, inflation and property hot spots. Gareth, Sonny, David and Tim discuss with Arjun the way InvestorKit approaches the property investment market. Let us know your thoughts in the comments section, and be sure to subscribe to SMSF Mate so you don't miss any of our future episodes. Read the full article on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-property-investment/

Many individuals choose SMSFs because of the added flexibility and broad range of asset classes available to investors. There are certain rules, however, as to the types of investments an SMSF can acquire so, what exactly can you include in your self-managed nest egg?    In this episode, we will discuss what are deemed to be allowable SMSF investments and key things to consider when selecting assets.   LINKS Free SMSF webinar: Is an SMSF right for you? Establishing and running an SMSF is an important financial decision so, to learn more, join us for this free webinar, "Is an SMSF right for you?" In this session, presented by one of Australia's leading SMSF experts Graeme Colley, we'll explore: How much super is enough super Cost of running an SMSF Eligibility criteria Responsibilities of a trustee Professional support available to trustees Wednesday 24 August 2022, 12:30-13:30 AEST Register here: https://bit.ly/3Q0D0yH    CONNECT Become a member of our Facebook group and join in the conversation: https://bit.ly/3yOP8tE Got a topic you'd like us to cover? Please drop a comment on our Facebook page or send us an email at podcast@superconcepts.com.au   CREDITS Host: Jessica Griffith Guests: Nicholas Ali – Executive Manager, SMSF Technical Support   The information in this podcast is factual information only. It doesn't contain any financial advice or make any recommendations about a financial product or service being right for you. It's important to consider your particular circumstances and read the relevant disclosure document, including Terms and Conditions, before deciding what's right for you. See privacy information https://bit.ly/3E5H7Uf.

James Kirby talks to Tim Mackay, advisor at Quantum Financial Services. Topics discussed include the qualification you want your advisor to have, should you bother becoming a Sophisticated Investor? Why four out of ten financial advisers have quit the industry and can you put your house in your Self Managed Super Fund? See omnystudio.com/listener for privacy information.

Have you ever thought about investing in a Self Managed Super Fund?  Resident property and tax expert Ian Iannuzzelli hops back on the show as we dig into SMSF and all the goodies that come with it. We talk about the basics of SMSFs, how to get started, and how you can use it in your property investing journey!  Is negative gearing possible for SMSF properties? Can you extract equity from SMSF purchases? How much does it cost to set up and run your SMSF? – We unbox these and heaps more! If you love this episode, let us know by emailing us at til@dashdot.com.au, and don't forget to subscribe, rate, and share this podcast!  See you on the inside!    In this episode, we cover: Jeremy's take on the current market situation [02:14] What's driving the increase in rental prices? [07:21] The basics of Self Managed Super Funds (SMSF) [09:27] How to get started with your own SMSF [14:06] On SMSF borrowing capacity [19:20] Protecting your SMSF assets with negative gearing [23:59] The biggest mistake in running an SMSF [25:57] Can you extract equity from an SMSF purchase? [29:23] The cost of setting up an SMSF [33:53] Becoming a tenant in your own SMSF property [38:10] When to start benefitting from your SMSF [40:33]   About our Guests: With over 12 years of experience, dealing with small to medium business enterprises. Jeremy Iannuzzelli learned to channel his focus in the niche market of property investment. Dealing with many property investors, he is able to create effective tax structures in line with the goals and objectives his my clients. He is also an enthusiastic property investor holding many properties in his portfolio and implementing a combination of strategies. Currently, he is engaged with many investors mentoring them not only in tax but a balanced strategy for them to acquire and hold more wealth helping them well into retirement.   Links from the Show: KHI Partners Website (https://khipartners.com.au/)    Connect With Us: See our other Podcasts: https://theinvestorlab.com.au/ Watch on Youtube (https://www.youtube.com/c/TheInvestorLab)  Listen on Spotify (https://spoti.fi/3Np19x8)  The Dashdot Website (https://www.dashdot.com.au/) Limitless: The Renegade's Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com) Ready to work with us directly? (https://dashdot.com.au/discovery) See omnystudio.com/listener for privacy information.

In this week's Talking Wealth Podcast, Janine discusses the stocks you should be looking at for a Self-Managed Super Fund that have the potential for growth and income. Find out which sectors and the types of stocks that are at the top of the list.

In this week's Talking Wealth Podcast, Janine discusses the stocks you should be looking at for a Self-Managed Super Fund that have the potential for growth and income. Find out which sectors and the types of stocks that are at the top of the list.

In this podcast, Matt Perrett from DPM Financial Services gives us an insight into when you should consider a self-managed super fund (SMSF), including the process of setting one up, the obligations that come with it, the disadvantages of a SMSF and much more. This podcast is brought to you by DPM Financial Services, DPM is a specialist medical financial advice firm that aims to educate doctors of Australia to make the right financial decisions and achieve their financial goals. DPM Financial Services is all about you getting the right advice that suits your personal and professional needs and making sure you have confidence in your financial future. You can get in touch with DPM at hello@dpm.com.au or by calling 1800 031 039

Is there a difference between an SMSF accountant and a regular accountant? How much does it cost to set up an SMSF in 2022? If you are looking for the answers to these questions, we have the SMSF Mate Podcast episode for you. We cover off important things to consider when setting up an SMSF, what you could reasonably expect to pay for the setup and ongoing compliance, and how to find an accountant to help you with the administration of the fund. In this episode of SMSF Mate's podcast, Ashwin and Sonny discuss SMSF accounting services, fees and everything else in detail and their personal experience with these services in the past. You can read more on the SMSF Mate website here: https://www.smsfmate.com.au/smsf-accountant/

A few weeks ago I wrote a blog about the one thing that stops most people from making the most of their financial opportunities including making regular investments.It was my thesis that a lack of context is the main cause. Having a long-term plan provides you with the context required to make mistake-free financial decisions. It is difficult to work out what investments to make (and when) if you don't know where you are heading and how your will get there.A financial plan will give you sufficient context in which to measure your financial decisions against.We follow three distinct steps to develop and implement a financial plan for our clients. We have refined this process over many decades and have found this disciplined and logical approach helps develop very efficient evidence-based plans.Step 1: Develop a high-level strategyDetermine your future cash flow and net worthThe first step is to build a financial model. A financial model will forecast your future income and expenses and therefore, how much cash flow you have to allocate towards investing. It should also forecast your assets and liabilities i.e. net worth.The purpose of a financial model is to do two things.Firstly, to measure whether your chosen strategy will work i.e., achieve your goals. For example, if you plan to invest in 2 properties and maximise super contributions, will that be enough to generate $100k p.a. of income (after-tax) that you require in retirement?The second purpose of a financial model is to compare strategies to eliminate inferior ones and pick the one that has the highest probability of working i.e., the one that generates the highest returns for the lowest risk.Financial modelling is part-art, part-science. The science bit is the Excel skills and technical knowledge required to build financial models. The art is knowing what strategies work best in various situations, which can only be acquired with many years/decades of experience. Realistically, most people won't have the skill and experience to complete their own financial modelling.Mixture of asset classesMost people would be well served by investing in a mixture of asset classes including super, residential property, share market investments and so forth. The financial modelling exercise will help you determine optimum mixture of asset classes that suits your goals, risk profile and financial position.Level of gearingWhether you will borrow money to invest and if so, to what extent is a major strategic consideration. A financial model will assist with determining the right level of gearing. It is important you consider whether you will have enough cash flow to service debt. But even more important is to determine to what extent you need to repay debt before you retire. It is prudent to not take high levels of debt into retirement so you must have a debt retirement strategy.Of course, a strategy is only useful if it can be implemented, so you will need to consider your present and future borrowing capacity i.e., how much will the banks lend you.Ownership structuresOnce you have determined the mixture of asset classes that you will invest in and how much gearing you will adopt, you can then determine the best investment ownership structures. Considerations include income tax payable over your lifetime, land tax (for property), CGT if your strategy includes selling, current and projected cash flow, borrowing capacity and asset protection.Retain high-level focusIt is important to avoid getting bogged down in detail during this strategy formulation stage. The goal is to develop a high-level strategy only i.e. what assets to invest in and when. If you get too detailed at this stage, you will likely confuse yourself and suffer from information overload.Step 2: Develop the detail that underpins your strategyOnce you have determined a high-level strategy, the next step is to formulate the detail that underpins the strategy.Your investment methodology and philosophyMost importantly, you will need to consider how you will invest in various asset classes. That is, what methodology you will use. Anyone that is a regular reader of this blog knows that I'm a staunch believer in only using evidence-based investment methodologies. Using evidence-based strategies dramatically reduces your investment risk.If your strategy includes investing in shares, what approach will you use; (1) diversified, low-cost, and rules-based, (2) picking direct shares yourself or using a broker, (3) using an active fund manager and so on.If your strategy includes investment in property, what methodology will you use. Will you invest in investment-grade property, try to identify a growth market, undertake property developments or something different?My book, Investopoly outlines the evidence-based methodologies that I follow myself and the reasons why.How to invest your superannuationYou will need to decide how to invest your superannuation. Will you use a retail fund (no! should be the answer), industry super fund, a wrap platform or set up your own Self Managed Super Fund?Borrowing strategyIf your strategy includes borrowing to invest, then you will need to engage with an experienced mortgage broker so that they can develop a borrowing strategy to help you implement your plan. Their role is to help you obtain the required level of borrowings in the most cost and tax effective manner.Ancillary planning mattersNow that you have formulated a clear strategy, it will be easier to work out how much insurance you need and how to structure your estate plan.Your current asset base, borrowing plans and cash flow position will inform you how much insurance you may need (such as income protection, Life and TPD). It will also help you understand how you can minimise the cost of this over time. That is, as your financial position strengthens and your financial commitments reduce (kids are older, home loan repaid, etc.), you typically need less insurance cover. For example, you may need a lot of cover today but expect that you need dramatically less cover in say 10 years' time if your strategy goes to plan.Your financial plan and asset ownership structure will dictate how your will should be structured and other estate documents. It is important these documents align with your overall strategy.Step 3: Implement, review and refineOnce you have defined your personal investment strategy, you can begin implementing it. A typical strategy implementation includes:§ Strategically divesting of any under-performing assets.§ Optimise super which could include switching to a superior super fund.§ Make property investment/s. If the plan is to purchase 2 or more properties, we must develop a strategy regarding the timing of said investments. We must consider borrowing capacity and market opportunities.§ Commence regular share market investing, often monthly.§ Refer client to an estate lawyer to draft estate planning documents (wills and power of attorneys).§ Implement insurances to ensure strategy/financial risk is minimised.§ Complete taxation planning including set up of any structures or restructure.Navigate inevitable life changesIf there's one thing that never changes its change itself. Therefore, it is unlikely that everything will go perfectly to plan. You will probably have to adjust along the way, but at least you'll have a framework and context for doing so.Reviewing investment performanceYou must regularly review the performance of each investment and your progress compared to your plan, to ascertain whether any adjustments are necessary. Remember to always play the long game which often requires a lot of patience and discipline (a topic that I discuss in the coming weeks).Ad hoc or strategic?It stands to basic reason and logic that developing a long-term strategy will ensure you take the most efficient path to achieving your financial and lifestyle goals. Therefore, investing the time and money to develop your own personalised financial strategy will pay substantial dividends for the rest of your life.

EPISODE:In this episode, we speak about all the ins and outs of SMSF property investment.We cover:The SMSF set up processBuying a property with 100% cashPurchasing a property with one contract such as apartments, villas, land only, established property etc.Purchasing a property with two contracts e.g. house & land packages"One Contract" Property Service ProvidersLending implications--GOALS:It is our goal to see Participants with high-needs disabilities being appropriately housed in accommodation that is right for them. Purpose built homes promote opportunities for social and economic participation, enhance self-determination, and create conditions for Participants to lead vibrant, safe, and independent lives.www.robustdesign.com.auwww.highphysicalsupport.com.auwww.improvedliveability.com.auwww.participants.com.auwww.fullyaccessible.com.auwww.sil-homes.com.au/CONTACT:Please feel free to call us on 1300254397 to talk to one of our friendly staff, otherwise, just pop on over to our website to find out more info on www.ndispropertyaustralia.com.auFor any podcast related queries or suggestions, please contact our podcast manager via eryn@participants.com.auFOLLOW US ON:LinkedIn InstagramFacebookLEAVE US A GOOGLE REVIEW!DISCLAIMER:Information contained in this podcast is general in nature only. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information and should seek independent and professional advice for your personal circumstances.

Starting an SMSF can provide you with many more ways to invest your retirement savings but how much does all this flexibility cost? There are admin costs, accounting costs, investment costs and let's not forget the cost to set up the SMSF initially. All these fees can add up quickly so there are several key factors to consider before starting an SMSF, including a minimum balance. In this episode, the SMSF Mate team talk about the factors to consider to start an SMSF in a viable way. How much do you need in the SMSF to allow for the increased cost of administering the fund and paying all the fees involved. Gareth (Marketing Guru), Ashwin (Accountant) and Tim (Financial Services) discuss the pros and cons of having a super fund with our very first guest on the show, David (Tech Genius). You can read on the SMSF Mate website here: https://www.smsfmate.com.au/self-managed-super-fund-guide-things-to-know/

Sapat na ba ang ipon mo para pasukin ang Self-Managed Super Fund (SMSF)? Ano ang mga dapat paghandaan para masigurong mapoproteksyunan ang iyong pera at investments? #MayPERAan

This week we sit down with Jason Pizzino who is a wealth of knowledge in the crypto space with his own course, youtube channel and podcast

Financial adviser and author Stuart Wemyss of ProSolution joins Wealth Editor James Kirby on this week's episode of The Australian's Money Cafe. They discuss if Fortescue should spin-off it's clean energy division, the plain truth about Self Managed Super Fund costs and if Macquarie Bank is a 'green' investment?  See omnystudio.com/listener for privacy information.

‘Andy ∞/21M' is from England and now lives in Australia. He started looking around for answers about money and savings around the time of the COVID crash, and has in a short time, become a Bitcoin maxi and Self-Managed Super Fund DCAer. In this episode we dig into his fall down the rabbit hole, to help us understand why he considers Bitcoin his long-term savings solution to ensure his own financial security and that of his family. He tells us how he has changed from a more “hand-to-mouth" existence, to someone with a low time preference. He talks us through the process he followed, going from no-coiner to SMSF bitcoiner in 18 months, and the FUD (Fear, Uncertainty and Doubt) that he received from the legacy financial system about his decision and how you must consider your personal risk tolerance to ride the volatility that comes with being a Bitcoin hodler. We discuss how he concluded that shitcoins were a waste of his time, and his experience orange-pilling his friends. Loved the conversation, Andy. Give him a follow. www.twitter.com/AP_Bitcoin Pod Shout-outs www.twitter.com/SimplyBitcoinTV www.twitter.com/ParkeraLewis www.twitter.com/StephanLivera www.twitter.com/michael_saylor www.twitter.com/wclementeIII www.twitter.com/jackmallers www.twitter.com/prestonpysh www.twitter.com/fossgregfoss Books 21 Lessons – Gigi – www.amzn.to/3rNq5nv Websites www.bitbo.io www.hope.com www.cryptocloaks.com www.strike.me www.bluewallet.io If you'd like to contact us, please do so via Twitter: www.twitter.com/2BitIdiots (here if you'd like to be a Pod guest) www.twitter.com/BitcoinBrendo www.twitter.com/StackingHats Or visit our website: www.2bitidiots.com The podcast is available on Apple Podcasts, Google Podcasts, Spotify, Anchor, Breaker, Pocket Casts, and Radio Public. Thanks for listening.

We are joined by accountant Farid Zaki from ATP Accounting & Taxation Professionals & Financial Adviser Rosario Carbajal from Wealth Inspired - Property in SMSF Specialists to discuss the process of buying a property through your self managed superannuation fund Tune in 3pm every Thursday on our Facebook and Instagram pages to catch the latest episode while it is aired live

In this week's episode James Kirby is joined by the broadcaster and founder of the Switzer Group, Peter Switzer. Points for discussion include should fin-influencers be prosecuted? the problem when industry supers rack up 20 per cent returns, and are you paying someone else's tax in your managed fund? To read articles on the topics covered in this episode of The Australian's Money Cafe, take out a subscription to The Australian or download The Australian's app at your app store. See omnystudio.com/listener for privacy information.

On this Episode, we have Jeremy Iannuzelli once again to talk about Tax, Structures, and Investment Properties. He covers all types of Structures - Individual, Family Trust, Self-Managed Super Fund, Companies, Unit Trusts and Joint Ventures. He explains everything in full detail so you can find what suits your needs for your Property Projects.   Jeremy Iannuzzelli - is an Accountant and has been Property Investor for 15 years -building up 22 Investments in his Portfolio and is managing a Firm, with 90% of clients, who are Property Investors Download This FREE Video of How I Made $215,031 Dollars In An “OVERPRICED SUBURB” Subdividing One Lot Into Five Miniature Ones! -->> https://www.advancedpropertystrategies.com/miniature-subdivisions   *“How I Made $215,031 Dollars Subdividing A 1000m2 Lot Into Five Miniature Ones!”  *They told me “no good deals left in this suburb”… But $215,031 profit in 12 months proved them wrong!!!! *Now for the first time ever, I'm spilling the beans about ‘Miniature Subdivisions': Where to find them, how to get them approved, and how to profit from them big time… even in “overpriced” suburbs! Learn more at https://www.advancedpropertystrategies.com/

in this episode of the #mastersoffinancepodcast Alex is once again joined by Dr. Paul Moran to delve into the mysterious world of Self Managed Super Funds (SMSF's). While these have a lot of similar characteristics to normal super funds, there are some particularly appealing differences and benefits, if they fit your situation. #havealisten More info on the host              www.mastersoffinance.com.au To email us directly                  masters@mastersoffinance.com.au Please read and acknowledge the following before listening to this episode. This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this podcast for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation.

Self managed superannuation funds are incredibly important investment vehicles and trustees are required to have their funds audited. A new version of a guidance statement was recently released by the Auditing and Assurance Standards Board. This podcast brings together Marina Michaelides from the AUASB and Kellie Grant from the Australian Taxation Office to demystify what exactly goes on in the regulation of auditors that are paid to the important job of auditing the financial statements. See acast.com/privacy for privacy and opt-out information.

Daniel Walsh is a successful property buyer’s agent and founder of buyer’s agency, Your Property Your Wealth. His company has been helping clients build and improve their property portfolios and he is generous enough to share some of them stories with us through these special episodes of Case Study.Join us as we delve into the topic of self managed super funds and we discuss how they work and how to set them up, we find out about some of the advantages you can receive when buying properties and some of the risks of using one as well, why it is not as popular these days as it used to be, why starting one at an early age can have its benefits, and much much more! See acast.com/privacy for privacy and opt-out information.

Daniel Walsh is a successful property buyer’s agent and founder of buyer’s agency, Your Property Your Wealth. His company has been helping clients build and improve their property portfolios and he is generous enough to share some of them stories with us through these special episodes of Case Study.Join us as we delve into the topic of self managed super funds and we discuss how they work and how to set them up, we find out about some of the advantages you can receive when buying properties and some of the risks of using one as well, why it is not as popular these days as it used to be, why starting one at an early age can have its benefits, and much much more! See acast.com/privacy for privacy and opt-out information.

Daniel Walsh is a successful property buyer’s agent and founder of buyer’s agency, Your Property Your Wealth. His company has been helping clients build and improve their property portfolios and he is generous enough to share some of them stories with us through these special episodes of Case Study. Join us as we delve into the topic of self managed super funds and we discuss how they work and how to set them up, we find out about some of the advantages you can receive when buying properties and some of the risks of using one as well, why it is not as popular these days as it used to be, why starting one at an early age can have its benefits, and much much more!

With the financial year coming to a close, I thought it was timely to share some of the common strategies we consider when helping clients minimise their taxation liabilities.Of course, none of the information below should be considered personal taxation advice. I don’t know your circumstances and everyone’s situation is different. Therefore, please don’t act solely on the information contained in this blog. It is best to check with an experienced and appropriately licensed professional.New work from home deductionsTo accommodate the fact that the majority of people have been working from home during the Covid shutdown period, the ATO has provided a shortcut method for these related deductions. In simple terms, employees are able to claim a tax deduction equal to 80 cents for each hour they have worked from home between 1 March and 30 June 2020.If more than one person has been working from home in your family, each person is entitled to the shortcut deduction.If you use the shortcut method, you are not able to claim any additional work from home expenses.If you do not use this shortcut method, please refer to this blog which it sets out an alternate method for calculating deductions.When to make additional personal super contributionsAnyone that is 65 years or younger is able to contribute up to $25,000 into super and claim a personal income tax deduction. Included in this concessional contribution cap is any contributions made by your employer on your behalf. This is referred to as Superannuation Guarantee Charge or SGC i.e. the mandatory 9.5% p.a.If you earn less than $250,000 per year, all contributions are taxed at a flat rate of 15%. This means you pay less tax overall. If you are on the top marginal tax rate, contributing into super saves 35% (47% versus 15%).However, if you earn over $250,000 per year, contributions are taxed at a flat 30%. This is called Division 293 tax. In this situation, you are still able to reduce your tax by making super contributions, just to a lesser extent.Finally, if your taxable income is expected to materially exceed $90,000 this financial year and you have sufficient savings, then making an additional contribution into super may be tax effective. The marginal tax rate on income between $90,001 and $180,000 is 39% so contributing into super saves you 24%.If you expect that your taxable income is unusually high this yearIf you anticipate that your taxable income this financial year is likely to be higher than next financial year (e.g. due to receiving a bonus or crystallising a capital gain), then you might consider whether you are able to use the carry-forward rule.The carry-forward rule allows you to access any unutilised concessional caps in previous financial years. This rule commenced on 1 July 2018. Therefore, if you did not fully utilise the $25,000 concessional cap last financial year (i.e. 2018/19), and your super balance was less than $500,000 as at 1 July 2019, then you can access the unused portion of the cap this financial year.If you have a Self Managed Super Fund, you may also be able to contribute an additional year’s worth of contributions this year too. This is called ‘contribution reserving’ and whether you can or should avail yourself of this strategy is something you should discuss with your accountant and financial advisor.Another strategy to reduce the amount of tax you pay this year is to consider paying interest in advance. This is only applicable if you have investment loans (e.g. you have borrowed to invest in shares or property). This strategy involves paying the next 12 months of interest in June and claiming a tax deduction for it this year. Given interest rates are historically low, particularly fixed rates, it is important to ascertain whether any potential tax savings are worthwhile.If you expect your taxable income next year to be substantially higher than this yearIf you expect that your income next financial year (2020/21) will be materially higher than this year i.e. push you into a higher tax bracket, then it might be advantageous for you to not make any additional contributions this financial year. Instead, you can use the carry-forward rule and make the additional contributions next year (so that you maximise your tax deductions in that year).Spousal and government co-contributionsIf your spouse’s income is relatively low, you may be able to save some tax and boost their super balance.Government co-contributions – if your income is below $38,564 this financial year and you contribute $1,000 (as a non-concessional contribution) the government will make a co-contribution of $500. See here for all eligibility criteria.Spousal contributions – if your spouse’s income will be less than $37,000 this financial year, and you make a non-concessional contribution into their super account of $3,000, you will be entitled to a tax offset of $540. See here for all eligibility criteria.Sell any dud investmentsIf you have crystallised a capital gain this year then it might be wise to consider selling any dud investments that will crystallise a capital loss, which you can use to reduce the capital gain.Capital gains are added to your taxable income in the year that the Capital Gains Tax event occurred. Capital losses can only be offset against capital gains and not other taxable income. Therefore, if you do not have any gains to offset a capital loss, you may be able to carry it forward to future tax years.Don’t let tax saving measures come at the cost of building wealthQuite often you have to spend money in order to save tax. However, it’s important that you are spending on things that ultimately help you build wealth and achieve lifestyle goals. There is little benefit gained from spending money just to chase a tax deduction.If you are confident that you are taking advantage of all opportunities to reduce your tax but are still unhappy, perhaps the best thing to do is focus your energy on ensuring pre and post-tax dollars are wisely invested. Maybe you’d feel less concerned about the taxes you pay if your financial position was advancing at a faster rate each year.

Facebook Group: Click here to join  LinkedIn Group: Click here to join  Guest: David Busoli, Practice Principal & SMSF Specialist Mentor at SMSF Alliance Disclaimer: All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

Part 3 of our Estate planning special coming at ya! Have a listen to the final episode with Lav Chhabra of Perpetuity Legal where we look at some case studies of when a simple will did not provide the right outcomes for people as well as some of the issues to consider when planning the transfer of assets of a Self-Managed Super Fund.   Have you nominated someone to hold your Power of Attorney? Find out why it could be important and also some of the limitations that a Power of Attorney is constrained by.   If you would like to get in contact with Lav please visit www.perpetuitylegal.com.au where you can find more information about him and the firm along with all his contact details.   For more information on anything you have heard in this podcast or any previous episodes, please head on over to www.moranfp.com.au to get in touch with Alex or Chris.   The material and information discussed in this podcast are for general information purposes only. You should not rely upon the material or information in this podcast as a basis for making any investment, legal or any other decisions.   Whilst the podcast hosts, guests and any entity with which they are associated endeavour to make sure that the information presented is factually correct, we have not factored in anyone personal circumstances and make no representations or warranties of any kind, express or implied about the completeness, accuracy, reliability, suitability or availability with respect to the discussion or information, products or services for any purpose.  Any reliance you place on such material is therefore strictly at your own risk.

For all listener questions/feedback, please contact the team at podcast@mo50.com.au Michael Hogue and Dallas Davison discuss reasons as to why owning a Self Managed Super Fund becomes a burden with increased complexity and mention some of the costs that are involved in owning one. 

Michael Hogue and Dallas Davison discuss reasons as to why owning a Self Managed Super Fund becomes a burden with increased complexity and mention some of the costs that are involved in owning one. 

Today we are joined by Mike from New Brighton Capital to discuss the recent news around having Bitcoin & Cryptocurrency in your SMSF in Australia. We also discuss having a diversified portfolio & the outlook for global stock markets & economies. Date of Recording: August 27, 2019 Don't forget to Review, Subscribe and Share this Podcast around! Nugget’s News (Website): http://nuggetsnews.com.au Nugget's News (Youtube Video): https://youtu.be/Ae8CCZ4rIss Nugget's News (Twitter): twitter.com/NuggetsNewsAU Disclaimer: I AM NOT A LICENSED FINANCIAL ADVISOR. MY VIEWS ARE GENERAL IN NATURE AND SHOULD NOT BE TAKEN AS FINANCIAL ADVICE. ALWAYS DO YOUR OWN RESEARCH BEFORE INVESTING ANY MONEY.

In this week's LIVE presentation we explore the current state of play in the Australian Self Managed Super Fund arena.Slides can be found here.Topics include:- Some highlights from the Australian SMSF Landscape- 2 major mistakes SMSF trustees make in asset allocation- Some key ways to avoid making these mistakes- Key considerations before taking the plunge into an SMSFNucleus Wealth is a Melbourne based investment house that can help you reach your financial goals through transparent, low cost, ethically tailored portfolios. To find out more head to nucleuswealth.comThe information on this podcast contains general information and does not take into account your personal objectives, financial situation or needs. Past performance is not an indication of future performance. Damien Klassen and Tim Fuller are an authorised representative of Nucleus Wealth Management, a Corporate Authorised Representative of Integrity Private Wealth Pty Ltd, AFSL 436298.

Small Biz Matters – a half hour program each week where you can work ON your business rather than IN it.with Alexi Boyd from Boyd Office Management ServicesDate: 29 January 2018 What is a Self Managed Super Fund and how do you go about setting one up? The general consensus is that there are less fees and you have greater control on how your money is invested and so by taking control of your Superannuation YOU can make more money and retire on a larger amount. It’s also a tempting prospect for small business owners who are keen to utilise their own bookkeeping skills and save on those dreaded admin fees. However what a lot of small business owners don’t realise is that the compliance side is very different to running a business. There is a different set of fees and regulations involved which are very different to running a business. And as with everything which is regulated for the benefit of society as a whole, you need to make sure you’ve got your ducks all lined up in a row and do your homework BEFORE you dive down that rabbit hole. Here to help us this week on Small Biz Matters is Dana Fleming, the ATO’s Assistant Commissioner SMSF Segment to teach Small Business owners what’s involved with setting up and running a Self Managed Super Fund. Welcome to the show Dana. Topics we’ll be covering: What do you need to consider if you are a small business owner thinking about setting up an SMSF? What are some reason people set up an SMSF? What is the best way to set up and manage an SMSF? what must you do to be compliant what is best practice What is your one tip you would give a small business owner who is thinking about a SMSF or already has one? What resources are available to learn more about SMSF? (eg newsletter, website, atocommunity)   Dana Fleming’s Bio Dana Fleming has recently joined the ATO as their new Assistant Commissioner looking after the self-managed superannuation fund (SMSF) portfolio. For the past four years she led KPMG’s Asset and Wealth Management tax practice in Australia. With over 25 years’ tax experience, both in Australia and overseas, specialising in superannuation and managed funds, Dana is well equipped to take the reins of the SMSF portfolio as it reaches its next stage of maturity and progress. She joins the ATO at an exciting time for SMSFs as they reach some key milestones in the cycle of super policy reform that began in 2010. Advances in technology, coupled with the enhanced use of data for SMSF administration, investment decisions and regulation will enable the sector to become more streamlined and efficient, further cementing its position as a key component of Australia’s super system. Dana is looking forward to making a positive contribution to the super sector and the broader community it serves.   To find out more go to their website:   General ATO SMSF website - https://www.ato.gov.au/Super/Self-managed-super-funds/ Subscribe to their SMSF newsletter with loads of webinars, info and new details - https://www.ato.gov.au/Super/Self-managed-super-funds/In-detail/News-and-alerts/

Pod host Jorge Tsipos sits down for a chat with BGL's Managing Director Ron Lesh to discuss: - How the SMSF space has changed since 1983. - The differences between creating and updating desktop software vs cloud + testing vs iteration. - The difficulty of changing compliance rules and prioritising the right customer feedback. - Upcoming changes to Self-Managed Super-Fund regulations and political decisions + fallout. - Ron's Favourite Gifted Book. - The future of the SMSF industry and the exciting new products that BGL is working on for the future. Follow us on Twitter @BGLdot  Disclaimer: The views, information and opinions expressed during “BGL Podcasts” are solely those of the individuals involved and do not necessarily reflect the official policy or position of BGL Corporate Solutions Pty Ltd and its employees.

Nathan and Glenn discuss Self Managed Superannuation Fund's including the pros and cons of setting one up, the costs and how they can be used to create a more tailored solution to your retirement plan.

EON speak to Michelle Gibbings from Change Meridian about decision making in your Self Managed Super Fund.   There are many decisions to make before, during and to end a Self Managed Super Fund.  Michelle introduces a decision making framework setting a successful structure to make decisions judging the importance of the decision how to avoid procrastination how to frame long term decisions This is a great episode for all trustees who struggle to make decisions, are over confident in their decision making, feel responsible for all the decisions made within the super fund and who are looking to improve the decision making in their super fund. Compound your wisdom!  

EON speak to Peter August from the Melbourne Mint about the benefits of owning physical gold in your Self Managed Super Fund. We delve into the historical significance of gold importance of gold backing currencies the purchasing power of gold over centuries the impact of currency printing on the value of money a monopoly example to show the impact of money printing on the economy how to invest in physical golf in your Self Managed Super Fund why you should have an allocation to gold in your Self Managed Super Fund Compound your wisdom!

Margaret talks about buying property throught a Self Managed Super Fund.

EON speak to Michael Glennon from Glennon investment management about his love of investing in Smaller companies.  Michael has a long history of investing in small companies and provides valuable insight into this profitable opportunity for SMSF trustees. We discuss: Michael's history in investing Why he started Glennon Investment Management and why he likes the fund management industry Why he love's investing in Small Companies Making money when small become large How to judge management The risks of small companies Patience when investing Glennon Small Companies Listed Investment Company This is a great podcast for trustees wanting to learn more about small company investing and why small companies should be a part of your Self Managed Super Fund. Compound your wisdom!

EON speak to Oliver Trusler from Schroders about the newly listed Exchange Quoted Managed Fund - GROW.  GROW has a real return objective of Consumer Price Index (Inflation) + 5%.  A real return objective is an alternative strategy to the traditional Asset Allocation model.  The Real Return model allows for greater involvement from the manager to allocate assets to achieve their objective, taking into account of prevailing market conditions.  The end result should be a more consistent return with lower risk. Oliver provides great insight into how to construct a Real Return style portfolio, how the portfolio is positioned in the current environment, risks that could increase the volatility in markets and how you can use GROW in your Self Managed Super Fund. Compound your Wisdom!

Mark Wenzel, principal of EON Financial Group, provides 10 insights from the reporting season, the Future Fund quarterly report and the Self Managed Super Fund Associations Retirement report.  These insights are invaluable to help you make better decisions for your Self Managed Super Fund, leading to more income for you in the future. The insights include comment on: 1)  Challenging investment environment 2)  Level of risk you should be taking 3)  Portfolio review 4)  The role of income in your returns 5)  Alternative investments 6)  State of the economy 7)  Large Cap vs Small Cap 8)  SMSF retirement insights 9)  Return targeting 10)  Costs A very informative episode for all SMSF trustees. Compound your wisdom!

The mini return!  It has been quiet, but it is not our fault!  Thankfully there has not been much to report, and even this week it is debatable.  However, with the sharing economy getting more and more ATO attention it seemed fitting to record one and share some "hot spots".  This week: The ATO "fix it squad" gets it teeth stuck in to the sharing economy.  Reminding us to remind you, that if you earn income from these methods, eg Uber, Air BnB, Task Rabbit that it is still assessable income and needs to be declared.  Keep your records and ensure all income and deduction sources are at hand. The Treasure has announced that the $1.6 million cap on retirement benefits is not going anywhere!  The Government still intends to introduce this in to parliament.  If this affects you, then you may eant to watch how this develops closely. ASIC has slugged a practice $10,800 in fines for advertising misleading the consumer in regards to the establishment of a Self Managed Super Fund.  Again, just letting accountants know they are out there and keeping a close eye on everything to do with SMSF.

EON speak to John Pereira from India Equities Fund about the recently launched Listed Investment Company.  The original launch was delayed due to economic conditions. The update includes details of the offer, the progress the Modi government has made in reforming the Indian economy and analysis of the opportunity India presents to Self Managed Super Fund trustees. This is a great episode for trustees looking for offshore exposure in their fund, particularly to the fast growing Indian economy. Compound your wisdom!      

EON speak to Simon Shields from Monash Absolute Return Listed Investment Company about some of the strategies they adopt to produce sustainable positive returns for their investors. An enviable 5 year track record of greater than 14% per annum highlights their success. We discuss some of their long positions and how they identify the right opportunities, we talk about how one of their current short positions was identified, how Monash profit from pairs trading and anomalies in the market that present opportunities to add alpha. This is a great episode for anyone interested in how Absolute Returns can add alpha to SMSF portfolio's and how owning a Listed Investment Company like Monash can add diversification to your Self Managed Super Fund. Compound your wisdom!

Lee Coates from Cruelty Free Super explains how to make your SMSF cruelty-free. CFS Application forms: http://ow.ly/qgTlR // Investment Performance Returns: http://www.crueltyfreesuper.com.au/Docs/Performance.pdf // http://www.crueltyfreesuper.com.au // Ethical Money: http://ethicalmoney.com.au // Cruelty Free Money: http://www.crueltyfreemoney.com

Consider the pros and cons with running your own Self Managed Super Fund and the questions you need to ask before you make a decision to go this way with your super.

Consider the pros and cons with running your own Self Managed Super Fund and the questions you need to ask before you make a decision to go this way with your super.

EON speak to Paul Resnik from Finametrica about risk profiling and its impact on volatility in your Self Managed Super Fund. Finametrica have completed over 770,000 individual risk profiles based on psychometric understanding of your risk tolerance. The outcome of this testing is an Asset Allocation you are comfortable with.The Asset Allocation of your fund is a key driver of both return and the amount of volatility in your returns. If you can achieve the right mix of the returns you need at an acceptable level of volatility, your enjoyment of life will be significantly enhanced.A great discussion with a leader of the industry.Compound your wisdom!

Auditing is an annual requirement of running a Self Managed Super Fund.  Depending on your point of view it is either a pain in the neck or a compliance requirement.  Today we speak to Jo Heighway from Engage Super Audits about why she sees your annual audit as an opportunity to have an accurate assessment of your retirement savings.     We speak about what to look for when choosing an auditor, how selecting your Accountant or Financial Adviser impacts the likelihood of being on the ATO audit list, some the of obscure assets Jo has audited in clients SMSFs, common mistakes that Engage Super Audits find and how to avoid them and much, much more....   Compound your wisdom!   

Australian Foundation was listed on the stock exchange in 1928 to provide a mechanism for JB Were clients who were too small for a direct portfolio.  The crash followed in 1929 but the Australian Foundation survived, as it has for 80 years.   The structure is based on the traditional UK listed investment company structure.  In today’s terms it would be described as low cost active. Our guest Ross Barker shares the history of this ASX institution, the investment philosophy that has served them through the peaks and troughs of the markets and we delve into the outlooks for some of Australia’s largest companies.  Compelling listening for all Self Managed Super Fund trustees.   Compound your wisdom!  

Super Ambitions are a the results you want to achieve from your Self Managed Super Fund.  Your super is a retirement savings vehicle, nothing more.  It is you that set the direction and the ultimate results you achieve in your Super.  A Self Managed Super Fund provides great flexibility to allow you to achieve your objectives in the way you want to achieve it.   In the Super Ambitions podcast, I detail the process I use with my clients to help them achieve better results.   This is knowledge that I have built over 15 in the financial services industry.  If you follow the directions on this episode with enthusiasm and commitment, results will follow! Compound your wisdom!

  We speak to property professional Christine Williams about how to make SMARTER Property Investment decisions.  We cover everything you should consider when making a decision to buy a property in your Self Managed Super Fund.

Trustees that have a Strategic Vision for the retirement lifestyle they want from their Self Managed Super Fund will deliver better results for their members.  When strategic vision is combined with setting and achieving goals, the results can be amazing!  We speak with Jennifer Brewer from Document your Business about what a strategic vision is, how it will deliver better results and the actions you can take in 2015 to get you closer to your dream retirement lifestyle.  

Lee Coates from Cruelty Free Super explains about the cruelty free self-managed Super fund also known as SMSF. See ‪http://www.crueltyfreesuper.com.au‬ for more information CFS Application forms: http://ow.ly/qgTlR Ethical Money: http://ethicalmoney.com.au Cruelty Free Money: http://www.crueltyfreemoney.com

When investing in your self-managed super fund, it is important to still do your own research and not relay completely on a another advisor or another external company that’s helping you, either form yourself managed super fund or helping you to invest using yourself managed super fund. Recently there have been some issues and a […] The post Be Cautious When Investing Using Your Self Managed Super Fund (SMSF) (Ep86) appeared first on On Property.

In Part 3 of our SMSF Investment Series podcasts, Janine is once again joined by Colin Owens, Director of Marketing at Wealth Within. Colin has over 25 years in the funds management industry and a wealth of knowledge when it comes to Superannuation. You'll learn about the many aspects of setting up and managing a successful SMSF

In Part 3 of our SMSF Investment Series podcasts, Janine is once again joined by Colin Owens, Director of Marketing at Wealth Within. Colin has over 25 years in the funds management industry and a wealth of knowledge when it comes to Superannuation. You'll learn about the many aspects of setting up and managing a successful SMSF

In Part 2 of our SMSF Investment Series podcasts, Janine is joined by Colin Owens, Director of Marketing at Wealth Within. Colin has over 25 years in the funds management industry and a wealth of knowledge when it comes to Superannuation. You'll learn about the many aspects of setting up and managing a successful SMSF

In Part 2 of our SMSF Investment Series podcasts, Janine is joined by Colin Owens, Director of Marketing at Wealth Within. Colin has over 25 years in the funds management industry and a wealth of knowledge when it comes to Superannuation. You'll learn about the many aspects of setting up and managing a successful SMSF

Many people are leaving traditional superannuation in favour of setting up their own self managed (SMSF) account in an attempt to create their wealth.

Many people are leaving traditional superannuation in favour of setting up their own self managed (SMSF) account in an attempt to create their wealth.

Things we talk about: Everyday Property Mastermind Active Property Network  Steve McKnight – From 0 to 130 properties in 3.5 years Cherie Barber – Renovating for Profit Jason Cunngingham –

The New Australian Dream is an opportunity to purchase property using a Self Managed Super Fund. On this audio Lee Woodward CEO of Real Estate Academy, has tested the strategy and interviews the Westpac Banking Corporation and a Financial Planner to give you a clear, concise plan in 10 simple steps to achieve the new Australian Dream. Enjoy this audio and learn the new investment strategy taking the nation by storm.