As human beings we share a commonality. We are all born into the financial system in which we live. On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt. Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom. I’m Scott Malcolm, I’ve always been curious to understand how things work. When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad! When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you. What I have learnt and seen working with clients is that the Money stuff is no different. If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future. My aim of this podcast is to give you money insights as we ‘look under the hood’ and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life. We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system. While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience. Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase. I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! _ Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.  Past performance of financial products is no assurance of future performance.  Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.  Ideally we suggest you speak with a licensed financial planner and seek out personal advice!
From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm! Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy. Today we are discussing investment and our money framework. What to be thinking about making decisions on Investment, making extra super contributions and or debt repayments. Resources: https://moneysmart.gov.au/how-to-invest https://moneysmart.gov.au/how-to-invest/choose-your-investments https://moneysmart.gov.au/retirement-income/retirement-planner Connect with Ara here: Website: www.arajansen.com.au LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/ Podcast: Totally Sucked In! https://www.instagram.com/totallysuckedin/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Gabe Trew is the young founder of the iconic retail destination, POP Canberra, which he established at the age of 25. Under his leadership, POP Canberra has become a beloved retail and community hub, supporting over 300 individual small and micro businesses. POP Canberra has the largest selection of all local goods in one store, anywhere in the Country. Each year POP Canberra injects millions of dollars into the local community - with expansion set for national growth. Gabe is also the creative force and founder behind Thirsty Skincare, an all-natural handmade skincare company that supplies 200 Australian retail shops. Beyond his entrepreneurial ventures, Gabe is deeply immersed in the music industry as a Foley artist and producer, with a portfolio spanning over 150 film and TV projects. In his spare time, Gabe enjoys gardening (with a particular love of citrus trees) and playing music. Connect with Gabe here: Website: http://www.popcanberra.com.au/ LinkedIn: https://www.linkedin.com/in/gabe-trew-b7773b282?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app Instagram: https://www.instagram.com/popcanberra?igsh=MTg0enFiMXlrcXJnbw== Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Today we turn the tables are Ara interviews me, about cash flow and we discuss ideas on how you can be getting ahead with Cost of Living Crisis happening in our lives at the moment. From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm! Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy. Resources: https://moneysmart.gov.au/family-and-relationships/relationships-and-money https://www.relationships.org.au/ https://www.familyrelationships.gov.au/ Connect with Ara here: Website: www.arajansen.com.au LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Kylie has 12 years of experience in the not-for-profit and Corporate Social Responsibility space, as a Fundraising and Marketing expert. She is experienced in startup environments, building innovative campaigns with $0 budget and evolving them into successful global movements. A great demonstration of this was her work launching and growing the Polished Man campaign. Kylie has been recognised as one of Australia's leaders in the space and was awarded as the ‘2019 Mover and Shaker' by the Fundraising and Philanthropy Magazine. Connect with Kylie here: Website: https://seedlinggiving.com.au/ LinkedIn Kylie: https://www.linkedin.com/in/kylie-wallace-%F0%9F%8C%BF-%F0%9F%8C%B8-a245b719/ Resources: Tax Calculator - here eBook - 12 THINGS YOU MUST KNOW BEFORE DONATING TO ANY CHARITY Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Lisa Eriksson is the owner and principal clinical psychologist of Eriksson Psychology. Lisa predominantly works with adults to overcome a wide range of mental health concerns including depression, anxiety disorders, PTSD and complex trauma. She also has experience in working with neurodiverse, gender diverse and LGBTQIA+ populations.She has a broad range of experience having worked previously in occupational rehabilitation, with non-for-profit organisations, in health care settings, and most recently in private practice.Lisa completed her Master of Clinical Psychology degree from the University of Canberra in 2016 and has trained in clinical therapies including cognitive behavioural therapy (CBT), schema therapy, trauma focused cognitive behavioural therapy and EMDR. Connect with Lisa here: Website: https://erikssonpsychology.com/ LinkedIn: https://www.linkedin.com/in/lisa-eriksson Instagram: https://www.instagram.com/erikssonpsychology/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Dr Katherine Hunt is a Growth Authority and Ethical Expert who combines education in Psychology, Law and Economics with two decades of working with businesses and their leaders. She is currently a Core Faculty member at Portfolio Construction Forum, where she shares her insights and expertise on human factors, ethics, and growth strategies with financial professionals and investors.Katherine has a unique authority as an award-winning financial planner, an international doctorate holder, and a published researcher in academic journals. She has also worked as an academic at Griffith University, teaching and conducting research projects on microfinance regulation, risk profiling, and historical persistence in Australia. She has traveled and surfed in over 60 countries, despite a fear of drowning, and is the author of On The Hunt, a book on ethical growth. Resources: https://faaa.au/wp-content/uploads/2023/11/Navigate-Wed-0915.pdf Check out Articles Katherine has published here: https://orcid.org/0000-0002-6449-7357 Connect with Katherine here: LinkedIn: www.linkedin.com/in/drkatherinehunt Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Laura is a Director at Because finance, a company that helps clients, brokers, planners, and other professionals navigate the lending process and facilitate the loan application process. With over 18 years of financial services and insurance experience, Laura has a proven track record of delivering outstanding, measurable results in business development, relationship management, and financial planning.Laura specialises in asset finance, personal loans and business cash flow loans and has worked with some of Australia's leading lender. She has an in-depth knowledge of credit policy, product disclosure statements, underwriting, and business products, and uses her skills to assist clients with various financial needs and goals. Resources: https://registration.my.equifax.com.au/eligibility-reason National Debt Helpline: https://ndh.org.au/ https://moneysmart.gov.au/loans/personal-loans https://moneysmart.gov.au/loans https://moneysmart.gov.au/credit-cards/choosing-a-credit-card https://moneysmart.gov.au/loans/personal-loan-calculator https://moneysmart.gov.au/credit-cards/credit-card-calculator Connect with Laura here: Website: https://becausefinance.com/ LinkedIn: https://www.linkedin.com/in/laura-sicari Instagram: https://www.instagram.com/because_finance/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
As human beings we share a commonality. We are all born into the financial system in which we live. On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt. Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom. I'm Scott Malcolm, I've always been curious to understand how things work. When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad! When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you. What I have learnt and seen working with clients is that the Money stuff is no different. If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future. My aim of this podcast is to give you money insights as we ‘look under the hood' and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life. We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system. While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience. Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase. I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm! Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy. Today we turn the tables are Ara interviews me, about cash flow and how to setup your spending plan and framework around this often taboo subject! Resources: https://moneysmart.gov.au/family-and-relationships/relationships-and-money https://www.relationships.org.au/ https://www.familyrelationships.gov.au/ Ara's Latest Project: (A Lasting Tale is the national company I work for recording life stories): https://www.alastingtale.com/ - Connect with Ara here: Website: www.arajansen.com.au LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/ Podcast: Totally Sucked In! https://www.instagram.com/totallysuckedin/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Dr Anna Carr is a coach and facilitator who combines social science analytical frameworks with a deeply personal discovery of how we are BEING in the world and who we become in the workplace. Anna's academic curiosity has led her to delve deeply into the philosophy of science, ideas and relationships and how people relate to themselves and each other in expressing their preferred futures. The more she looked – and applied herself to original and authentic inquiry – the more she discovered about fulfilling her own and others' potential. She now works with people who forward the public interest, whether in government, for-purpose or in community sectors, to transform individuals' default futures. She supports emerging and established leaders in deepening awareness (self, team, culture) and growing meaningful and productive relationships at work and to work. Why? To discover and recover the unique contribution you make to your families, communities, industries and regions. Anna envisage's a world where our future thrives: beyond ourselves - and beyond our life-times. Connect with Anna here: https://www.linkedin.com/in/anna-carr https://www.annacarr.com.au/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
After only hearing about the good things going on with property I bought my first investment at the age of 22
Danielle is passionate about helping female entrepreneurs to go from being overwhelmed & stressed with finances in a mess, to mastering business profitability, building wealth, and enhancing wellbeing. Danielle focus on the four pillars of success – mindset, profit, wealth strategies, and enhancing wellbeing. Connect with Danielle here: https://www.moneywellbeing.com.au/about/ https://www.instagram.com/money.wellbeing/ https://www.facebook.com/money.wellbeing/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
With extensive experience in accounting and plan management, Jane Hadrill founded Prudent Plan Management with the collective vision of acting with care and thought for the future. Jane leads a warm, client focused business, ensuring that participants and providers feel welcome and informed. Kirsten Merlino has been working with NDIS participants and providing plan management assistance since 2016. Kirsten is passionate about assisting participants to exercise their right to choice and control of how they use their NDIS funding, as well as making sure that there is a consistent approach across the whole team. Connect with Jane and Kirsten here: Website: https://prudentplanmanagement.com.au/our-story/ Resources the R&N podcast: https://open.spotify.com/episode/15kVOJeOLX0R8PIbb8szUa?si=cfIZCenaSbG_dLgIb6NhDg Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.See omnystudio.com/listener for privacy information.
ESG investment refers to the practice of considering environmental, social, and governance factors in the investment decision-making process to generate sustainable and responsible returns. It was great to connect with Angela Ashton from Evergreen Consultants to discuss building portfolio with this lens but also some of the current challenges in the market. Angela founded Evergreen in 2016 and is ultimately responsible for all investment activities at Evergreen. Angela has 30 years' experience in investment markets. She has held senior investment roles at QIC, was Head of Ratings at van Eyk Research and General Manager, Managed Funds Research at IWL Ltd (now CommSec). She has contributed to the industry through serving on a number of education committees with groups such as Kaplan and the Investment Management Consultants Association (IMCA). Angela holds a Bachelor of Science, Bachelor of Economics, a Graduate Diploma in Applied Finance, Master of Commerce (Finance) and has completed the Certified Investment Management Analyst course. She is a Fellow of FINSIA To calculate the ERIG Index score, using the Responsible Investment Association Australasia's (RIAA) Responsible Investment Spectrum as a foundation, Evergreen Consultants look at seven capabilities: impact investing, active ownership, negative screening, positive screening, ESG integration, norms-based screening, and sustainability-themed investments. Connect with Angela here: Website: https://www.evergreenconsultants.com.au/main/index.html#esg LinkedIn: https://www.linkedin.com/in/angela_ashton Resources from RIAA (Responsible Investment Association): https://responsibleinvestment.org/what-is-ri/ri-explained/ https://responsibleinvestment.org/fact-sheets-and-guides/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.See omnystudio.com/listener for privacy information.
Rosie Bouton is a Financial Adviser who has expertise in Social Security & Aged Care rules & legislation, developed during her career with the Department of Human Services Centrelink over more than ten years, assisting clients in areas such as Financial Information Service, Residential Aged Care, Carer Payment, Aged Pension and Disability Support Pension. Rosie enjoys sharing my knowledge with others, and empowering people to make informed financial decisions. With a Graduate Certificate in Financial Planning from Griffith University, and as an Accredited Aged Care Professional with Aged Care Steps. I can also help with superannuation, managed investments, insurance, debt reduction, and budgeting and cashflow needs. Resources: https://www.advancecareplanning.org.au/ https://www.myagedcare.gov.au/ https://www.servicesaustralia.gov.au/ Connect with Rosie here: Website: https://weplanfinancial.com.au/about-us/ LinkedIn: https://www.linkedin.com/in/rosie-bouton-8218a2155/ Twitter: https://twitter.com/BoutonRosie Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
With over a decade's experience in Canberra's Real Estate Industry, Emma is passionate to provide down to earth, professional service. This is achieved by combining her genuine passion for the job & an adaptive mentality to a changing market. Canberra is growing, technology is advancing & the supply of excellent service needs to move with this. Emma believes that whether you're a landlord or a tenant, you should have access to knowledgeable, approachable & friendly service. Your investment doesn't need to be the start line of stress and uncertainty. Your property can be the instigator of trustworthy advice & great relationships. If you're included in the third of Canberra's population that rents, the property hunt doesn't need to be a long list of unreturned calls. When help is needed it should be accessible, honest & easy. At Carter + Co, we do things differently. We listen, we connect & we adapt our service to your needs. We are a down to earth, passionate team and we can't wait to have you on board. Connect with Emma here: Website: https://www.carterandcoagents.com.au/team/584354 LinkedIn: https://www.linkedin.com/in/emma-barclay Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.See omnystudio.com/listener for privacy information.
Marie van Asch is a Business Development Manager at Futurity Investment Group which specialises in Education Bonds. Marie has over 12 years' experience in the Financial Services industry having previously worked in the Life Insurance sector for 8 of those years. Marie holds a Bachelor of Business majoring in Accounting and a Diploma in Financial Planning and was a finalist in the Women In Finance Awards for Business Development Professional of the Year in 2021. Marie is passionate about learning and helping other professionals achieve career and business success. She has seen many changes in the financial services industry during her career and is committed to helping enhance the community perception of our profession over the long-term. She believes this starts with continuous learning for financial advisers and helping them improve their client's financial literacy. Connect with Marie here: Website: https://www.futurityinvest.com.au/education-bonds LinkedIn: LInkedIn Resources: Cost of Education calculator: https://www.futurityinvest.com.au/education-saver/cost-of-education-calculator For parents: Futurity Education Bond For grandparents: Futurity Education Bond Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.See omnystudio.com/listener for privacy information.
Evrim is passionate about getting the best outcomes for her clients. Having spent 20 years working in investment banking and financial services, Evrim recently made the move to mortgage broking after noticing the lack of client care in the industry. With an empathetic approach and taking the time to understand her client's goals and dreams, she is able to support them on their property journey. By using her extensive finance experience, she aims to provide the best possible solutions and build a genuine partnership with her clients. When she isn't sneaking into open homes to feed her passion for property, you can find her at Manly beach or on soccer pitch with her young family. Connect with Evrim here: Website: https://www.multipartfinance.com.au/ LinkedIn: https://www.linkedin.com/in/evrim-toprakci-turner-30480516/ Resources: https://moneysmart.gov.au/ https://www.canstar.com.au/ https://moneysmart.gov.au/home-loans/mortgage-switching-calculator https://moneysmart.gov.au/home-loans/interest-only-mortgage-calculator Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast.See omnystudio.com/listener for privacy information.
Dr. Michelle Cull is the Associate Dean, Engagement in the School of Business at Western Sydney University. Michelle is a leading academic in financial planning, with her research cited in the media. Michelle completed her PhD on the role of trust in financial planning and has published a range of academic papers, practitioner magazines, textbooks and book chapters in the areas of ethics, financial literacy, financial planning and financial planning education, with her work used for compulsory education of financial advisers. In addition to volunteering her time as a reviewer for numerous ABDC ranked publications, Michelle is co-editor of the Financial Planning Research Journal and Vice President, International Relations for the Academy of Financial Services (United States). Michelle's research has included leading the development of the WalletSmart App, available on Android and IOS, which aims to build the financial capability of university students. She is also co-founder of Western Sydney University Tax Clinic. Michelle's latest research examines the moral development of financial advisers in Australia and the impact of substantial regulatory change aimed at lifting the educational, ethical and professional standards of advisers. Michelle supervises 10 PhD students and 4 MRes students. Michelle has taught accounting and financial planning for over 20 years in face-to-face, blended and fully online modes across undergraduate and postgraduate programs. She has a proactive approach to her teaching as she considers the demands of the profession, employers, and new technologies. Michelle encourages students to take advantage of workplace opportunities with a view to improving their learning experience and to actively engage with the community through volunteering. Prior to becoming a full-time academic, Michelle worked for 15 years in various accounting and finance roles at ASX-100 listed companies. Resources: https://moneysmart.gov.au/ https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser https://www.scamwatch.gov.au/ Connect with Michelle here: Website: https://www.westernsydney.edu.au/staff_profiles/WSU/doctor_michelle_cull LinkedIn: https://www.linkedin.com/in/dr-michelle-cull-fcpa-aa9596106/ Twitter: https://twitter.com/DrMichelleCull1 Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
As human beings we share a commonality. We are all born into the financial system in which we live. On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt. Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom. I'm Scott Malcolm, I've always been curious to understand how things work. When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad! When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you. What I have learnt and seen working with clients is that the Money stuff is no different. If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future. My aim of this podcast is to give you money insights as we ‘look under the hood' and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life. We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system. While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience. Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase. I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
From Snoop Dogg to Sting and prize scones to long distance swimmers and now Scott Malcolm! Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy. Today we turn the tables are Ara interviews me, about cash flow and how to setup your spending plan and framework around this often taboo subject! Resources: https://moneysmart.gov.au/budgeting/budget-planner https://moneymechanics.com.au/cash-flow-management/ https://moneymechanics.com.au/cash-flow-management/#cashflowebook Connect with Ara here: Website: www.arajansen.com.au LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/ Podcast: Totally Sucked In! https://www.instagram.com/totallysuckedin/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Dr Angelique McInnes is a curious entrepreneur with a PhD. Her motto is "Go with the flow and live in the present, because it is a gift". Angelique has been a financial adviser and is now a Lecturer and Research who is interested in identifying and solving real world problems with evidence-based research support and is focused on also promoting individual professional licensing of financial advisers. With The Federal Government completing another review into the system (Quality Advice Review) it was great to connect with Angelique to discuss the current financial services system and what an ideal system might look like as well as some of the challenges which are present as the profession further develops. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Connect with Angelique here: Twitter: https://twitter.com/sculpturemoney LinkedIn: https://www.linkedin.com/in/angelique-mcinnes/ Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Dr Kate Mannell is a Research Fellow at Deakin University in the ARC Centre of Excellence for the Digital Child and andthe Centre for Research in Educational Impact (REDI). Her research focuses on the design, governance and use of digital platforms with a focus on the role of digital technologies in the lives of families and young people. Her other research interests include data privacy and digital disconnection. Kate and her colleague James Meese did a study during the COVID lockdowns around people's new consumption and Doomscrolling. Check out the following links here: https://www.abc.net.au/everyday/what-to-do-if-you-cant-stop-doomscrolling-bad-news/12666152 https://www.npr.org/2020/07/19/892728595/your-doomscrolling-breeds-anxiety-here-s-how-to-stop-the-cycle https://coronavirus.beyondblue.org.au/Managing-my-daily-life/Coping-with-isolation-and-being-at-home/avoid-news-overload-with-the-sift-technique This is the academic article which Kate and Jesse published. It's behind a paywall, but if anyone wants a copy Kate is happy to send one. https://www.tandfonline.com/doi/abs/10.1080/1461670X.2021.2021105?journalCode=rjos20 Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Danielle is passionate about helping female entrepreneurs to go from being overwhelmed & stressed with finances in a mess, to mastering business profitability, building wealth, and enhancing wellbeing. Danielle focus on the four pillars of success – mindset, profit, wealth strategies, and enhancing wellbeing. Check out the Guide here: https://www.resources.moneywellbeing.com.au/excited-for-you Connect with Danielle here: https://www.moneywellbeing.com.au/about/ https://www.instagram.com/money.wellbeing/ https://www.facebook.com/money.wellbeing/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Shayne holds a Bachelor of Arts (Journalism/Psychology), Graduate Diploma of Financial Planning and has attained the Certified Financial Planner (CFP©) designation. She provides holistic financial advice to private clients primarily across the areas of cash flow, superannuation, investment and personal insurance. Shayne contributes the education of financial professionals via the FPA Certified Financial Planner (CFP©) designation, the CPA program, and has held the position of casual lecturer with Charles Sturt University. Shayne's thoughts and commentary have been included in publications such as No More Practice, Australian Financial Review, Mozo.com, Money & Life magazine and Kaplan Professional. Shayne holds a second dan black belt in karate, and is currently a student of Korean martial art, Hapkido. Connect with Shayne here: My facebook page: https://www.facebook.com/ShayneSommerSFG/ LinkedIn: https://www.linkedin.com/in/shayne-sommer-0865467b/ Email: shayne.sommer@sfg.com.au Evidenced-Based Romance-Finance fiction Articles (as commissioned by Vanessa Stoykov and evolution media group): The Socialite and the Sous Chef Can I have your number? Fate by Design A courtship of change and choices A Dark Approach to Leaving a Legacy Resources: https://moneysmart.gov.au/ https://moneysmart.gov.au/financial-advice https://moneysmart.gov.au/financial-advice/financial-advisers-register Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Rebecca Tetlow has dedicated her legal career to estate planning and succession law and is Canberra's only Accredited Specialist in Wills and Estates law. Her passion is estate planning and enjoys helping clients, regardless of their circumstances, achieve peace of mind in regard to their estate planning needs. Rebecca works with each of her clients to identify their individual risks and objectives, advise on their options, develop an estate planning strategy and put in place clear, plain English Wills, Enduring Powers of Attorney, Superannuation Death Benefit Nominations and other estate planning documents. As an expert in estate planning, Rebecca has advised many small to medium business owners, multi-generation family businesses, professionals and high net worth individuals. Rebecca also ensures that all associated entities such as companies, trusts and self-managed superannuation funds are encapsulated as part of a holistic estate plan. In the course of advising on estate planning, Rebecca works closely with her clients' accountants, financial planners and other advisors to ensure the best outcomes for their mutual clients. You can connect with Rebecca via LinkedIn. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Jess is an experienced analyst with a passion for finding great charities. In 2015, she founded The Good Cause Co., the first website in Australia to provide comprehensive, independent reviews of Australian charities. The Good Cause Co. also provided donor services, placing over $15 million dollars of philanthropic funding. Jess is a former Director of Social Impact Management Network Australia (SIMNA), was a FYA Young Social Pioneer (2016) and an Australian Government Youth Ambassador for Development(2010). She has a Masters of Science majoring in Environmental Science and Bachelors of Finance majoring in Economics. She has over 10 years experience advising government and multilateral agencies, including the UN and the World Bank. Her expertise centers around identifying the economic, financial, environmental and social impact of large government projects. Kylie has 12 years of experience in the not-for-profit and Corporate Social Responsibility space, as a Fundraising and Marketing expert. She is experienced in startup environments, building innovative campaigns with $0 budget and evolving them into successful global movements. A great demonstration of this was her work launching and growing the Polished Man campaign. Kylie has been recognised as one of Australia's leaders in the space and was awarded as the ‘2019 Mover and Shaker' by the Fundraising and Philanthropy Magazine. Connect with Jess and Kylie here: Website: https://seedlinggiving.com.au/ LinkedIn Jess: https://au.linkedin.com/in/jessica-bowman-12342061 LinkedIn Kylie: https://www.linkedin.com/in/kylie-wallace-%F0%9F%8C%BF-%F0%9F%8C%B8-a245b719/ Resources: 12 things you must know before donating to any charity! Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Ben is the Head of Policy, Strategy and Innovation at the Financial Planning Association (FPA). Ben's role is to manage Government Relations for the FPA, as well as focusing on the implementation of the FPA's policy platform and encouraging the development of innovative ways to provide advice. Ben has spent close to 6 years with the FPA and in addition to leading the Policy team through this period, has had periods leading the professional standards team, accountability team, academic relations and partnership teams. He had an 18 month period at KPMG where Ben was the financial advice subject matter expert and prior to this spent nine years at State Super Financial Services as a Financial Planner and Senior Manager. Ben also spent 3 years lecturing retirement planning with Western Sydney University. Ben holds the CFP® designation and LRS® Life Risk Specialist designation, as well as a Master of Commerce in Financial Planning. He also holds a Bachelor of Science with first class honours and is currently undertaking an MBA. Connect with Ben here: LinkedIn: https://www.linkedin.com/in/benjaminmarshan/ Resources: https://moneysmart.gov.au/ https://moneysmart.gov.au/financial-advice https://moneysmart.gov.au/financial-advice/financial-advisers-register Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Carl Richards is a Certified Financial Planner™ and creator of the Sketch Guy column, appearing weekly in The New York Times since 2010. Carl has also been featured on Marketplace Money, Oprah.com, and Forbes.com. In addition, Carl has become a frequent keynote speaker at financial planning conferences and visual learning events around the world. Through his simple sketches, Carl makes complex financial concepts easy to understand. His sketches also serve as the foundation for his two books, The One-Page Financial Plan: A Simple Way to Be Smart About Your Money and The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money (Portfolio/Penguin). His sketches have appeared in a solo show at the Kimball Art Center in Park City, Utah as well as other showings at Parsons School of Design in New York City, The Schulz Museum in Santa Rosa, California, and an exhibit at the Mansion House in London. His commissioned work is on display in businesses and educational institutions across the globe. Find Carl on social media here:https://www.linkedin.com/in/thinkingcarlhttps://twitter.com/behaviorgap Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Marisa Broome is a CERTIFIED FINANCIAL PLANNER® professional and the Managing Director of Wealthadvice, a boutique financial planning practice in Sydney Australia. Wealthadvice specialises in holistic financial planning advice for professionals and small business owners. After more than 35 years in Financial Services, the last 25 running her own boutique financial planning practice in Sydney, she understands the challenges faced by financial planning professionals in meeting the obligations of the new standards whilst running a business and most importantly making a difference in the lives of their clients. Marisa Broome CFP® has just completed her term as the Chair of the Financial Planning Association (FPA) after almost 8 years on the Board. At the same time, she stepped down as Chair of the Regulatory Advisory Panel of the Financial Planning Standards Board, the body that licences the CFP designation globally. Marisa is also a member of the Advisory Board for the Conexus Institute and a Director of The Rebecca L Cooper Medical Research Foundation. Connect with Grant here: Website: https://www.wealthadvice.com.au/ LinkedIn: https://www.linkedin.com/in/marisa-broome-cfp%C2%AE-01835a1/ Resources: https://moneysmart.gov.au/ https://moneysmart.gov.au/financial-advice https://moneysmart.gov.au/financial-advice/financial-advisers-register Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Grant Hackett joined the Generation Life Executive Team in September 2017. With over 12 years of experience, Grant has held many senior positions across marketing, distribution and wealth management for Westpac and BT Financial Group. Grant’s qualifications include an Executive Masters of Business Administration with first class honours, a Diploma of Business Law and a Diploma of Financial Services. Prior to his corporate career, Grant was a multiple Olympic champion representing Australia in swimming and has held numerous world records. Connect with Grant here: Website: https://genlife.com.au/ LinkedIn: https://www.linkedin.com/in/grant-hackett-oam-30820225/ Resources: https://moneysmart.gov.au/retirement-income/annuities https://moneysmart.gov.au/glossary/insurance-bond https://en.wikipedia.org/wiki/Voltron Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Rebecca Tetlow has dedicated her legal career to estate planning and succession law and is Canberra’s only Accredited Specialist in Wills and Estates law. Her passion is estate planning and enjoys helping clients, regardless of their circumstances, achieve peace of mind in regard to their estate planning needs. Rebecca works with each of her clients to identify their individual risks and objectives, advise on their options, develop an estate planning strategy and put in place clear, plain English Wills, Enduring Powers of Attorney, Superannuation Death Benefit Nominations and other estate planning documents. As an expert in estate planning, Rebecca has advised many small to medium business owners, multi-generation family businesses, professionals and high net worth individuals. Rebecca also ensures that all associated entities such as companies, trusts and self-managed superannuation funds are encapsulated as part of a holistic estate plan. In the course of advising on estate planning, Rebecca works closely with her clients’ accountants, financial planners and other advisors to ensure the best outcomes for their mutual clients. You can connect with Rebecca via LinkedIn or via her website. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
From Snoop Dogg to Sting and prize scones to long distance swimmers, Ara Jansen has met, interviewed or written about the famous and the rest during her extensive career as a freelance writer and rock journalist. Words, deep blues, swimming pools, books, music and good conversation with interesting people make her deeply happy. Today we discuss that 'g' word.. Yep Goals! How they evolve, change or do they even become less important as we move through life and our focus or vision changes. Check out Ara's recommended books (5 of my most faves):Habits: Atomic Habits by James ClearCreative habits: The Creative Habit by Twyla TharpMoney: Happy Money by Ken HondaTime: Four Thousand Weeks by Oliver BurkemanGetting creative shit done: Steve Pressfield Connect with Ara here: Website: www.arajansen.com.au LinkedIn: https://www.linkedin.com/in/ara-jansen-8075163/ Podcast: Totally Sucked In! https://www.instagram.com/totallysuckedin/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
As human beings we share a commonality. We are all born into the financial system in which we live. On a daily basis we make decisions on how we earn, spend, save, invest and give away our money as well as how willing we are to get into debt. Welcome to Looking Under the Hood – a podcast all about helping you to unpacking money so you can move towards financial freedom. I’m Scott Malcolm, I’ve always been curious to understand how things work. When I was a kid there was that one time, I pulled apart our family toaster to see how it worked – sorry again Mum and Dad! When I became a financial planner – fresh out of Uni in 2000 I had the same desire to get a deep understanding of the money stuff and how to make it work for you. What I have learnt and seen working with clients is that the Money stuff is no different. If you have an understanding of how the system works and how you relate to it, you can empower yourself for a better financial future. My aim of this podcast is to give you money insights as we ‘look under the hood’ and unpack how the financial system works, and provide some stories around clients situations I have worked with over the last few decades to give you greater understanding of you and the money in your life. We will kick of our first series to look under the hood and unpack money in the context of the Australian financial system. While tax and retirement systems change between countries the fundamentals and foundations of money are a shared human experience. Financial planning weather you are doing it yourself or paying for professional advice, is all about having a decision making framework in place to navigate your life transitions as you move through startup phase, accumulation phase and then into retirement or financial freedom phase. I look forward to taking on you a journey to unpack your money stuff and get the foundations in place to be living your ideal life. Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Internationally recognized as the father of the Life Planning movement, the Harvard-educated George Kinder revolutionized financial advice for over 30 years by training over 3,000 professionals in 30 countries in the field of financial Life Planning. He founded the Kinder Institute of Life Planning in 2003 after 30 years as a practicing financial planner and tax advisor. His books and trainings are all about freedom. In his new book, A Golden Civilization and The Map of Mindfulness, Kinder draws on 50 years as a mindfulness practitioner, over 30 years as a mindfulness teacher, and his experience training financial advisors globally to challenge the basic concepts of economics, our understanding of democracy, of space-time, and our own hearts. His objective is to bring greater levels of freedom everywhere. His three books on money, The Seven Stages of Money Maturity, Lighting the Torch, and Life Planning for You, are considered by many to be the seminal works in the burgeoning field of financial Life Planning. Almost twenty years after its publication, his classic Seven Stages of Money Maturity was still featured in a July 2018 Wall Street Journal article “The Financial Books That Should Be on Your Summer Reading List.” He has written one book on mindfulness, Transforming Suffering into Wisdom, as well as a book of photography and poetry, A Song for Hana. Connect with George here: LinkedIn: https://www.linkedin.com/in/george-d-kinder-0749196/ Twitter: https://twitter.com/GeorgeDKinder Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Jonathan Shapiro writes about banking and finance with the Australian Financial Review, specialising in hedge funds, corporate debt, private equity and investment banking. He is based in Sydney and has co authored By Now Pay Later with James Eyers. "The fascinating behind the scenes story of the brash Aussie technology start up that changed the way a whole generation around the world does their shopping. Millennials love it. Amateur investors made millions out of it, and its founders became billionaires. But professional investors steered clear, regarding it as over-valued.In a few short years, the Australian startup Afterpay has put a rocket under consumer finance and birthed a global industry. It pioneered the four-payments model that allows customers to bypass credit cards for online shopping and budgeting, with the cost borne by the retailer. Just five years after it was founded, Afterpay had changed the way a generation went shopping, how brands from big banks to fashion labels win customers, and how institutions value companies. Buy Now, Pay Later recounts the dramatic behind-the-scenes story of the founding and rise of Afterpay. It reveals the network of business and personal relationships that enabled the company to finance its speedy growth and the manoeuvring that enabled it to escape regulation for years, as well as the near-death experiences and rising concern that it is getting young people hooked on debt." Connect with Jonathan here: Buy Now Pay Later: https://www.booktopia.com.au/buy-now-pay-later-jonathan-shapiro/book/9781760879464.html LinkedIn: https://www.linkedin.com/in/jonathan-shapiro-7b78b271 Twitter: https://twitter.com/johnnyshap?s=20 Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Dr Tracey West has a strong background in household finance, with several publications on household wealth, financial literacy, financial socialisation and financial planning issues, including a PhD thesis completed in 2016. Recent work has been published in Economic Notes, Financial Counselling and Planning, Financial Planning Research Journal, Journal of Family and Economic Issues, JASSA, the Consumer Interests Annual. This work contributes to knowledge on consumer behaviour, informing curriculum development and guidance for educators and policymakers. She currently teaches Behavioural Finance and Wealth Management at Griffith University, Australia. Connect with Tracey here: My social media/best contact details are: Griffith: https://experts.griffith.edu.au/9642-tracey-west Email: t.west@griffith.edu.au LinkedIn: https://www.linkedin.com/in/tracey-west-phd-13840277 Twitter: @tracey_west4 Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. See omnystudio.com/listener for privacy information.
Sean was a professional track and field athlete prior to starting his career in the finance industry. Sean Won a gold medal for Australia at the 2006 Commonwealth games. He won a silver and gold medal at the 2010 Commonwealth Games and has also represented Australia at the 2008 Olympics. His successes in the sporting arena are what have given him the determination and grit that it takes to be a successful finance broker. Sean specialises in securing finance for millennial’s and helping them along their way to home ownership. He has extensive experience working with clients from all over Australia and he is dedicated to helping his clients throughout the whole process. Connect with Sean here: LinkedIn: https://www.linkedin.com/in/melbournefinancebroker Instagram: https://instagram.com/seanwroe?utm_medium=copy_link Twitter: https://twitter.com/seanwroe?s=21 Website: https://www.sakurafinance.com.au/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice.See omnystudio.com/listener for privacy information.
We welcome back Narelle who is a fully licensed and insured Real Estate Agent with a background in Financial and Professional Services. She combines her real estate expertise with credentials from two decades in finance, credit risk and strategy role to deliver unparalleled insights to help her clients make the best property decisions. At HUNTER Advocates, she represents clients all the way from search to settlement to secure them best properties on the best terms in the shortest time frame possible. HUNTER’s social pillar is to “To provide education that empowers others on their journey to financial security and freedom through property” with a particular focus on the young Australian and female demographic. Narelle enjoys writing articles and presenting at events and podcasts to share her knowledge about the industry and balances her genuine warmth with a tell-it-how-it-is style to build an easy rapport and trust with her audiences. In her private life, Narelle’s a mum to two primary school-aged kids and enjoys spending time with family and friends at her regional properties. Connect with Narelle here: www.hunteradvocates.com https://www.instagram.com/hunter_advocates/ https://www.instagram.com/the_french_house/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Amanda is a Fellow Chartered Financial Planner with Smart Financial in Nowra and Shellharbour. She is also a Registered Life Planner with the Kinder Institute of Life Planning. Amanda believes the most important key to financial success is understanding what your purpose is and what you need to live a full life (what you want to be, do and see) and that once you understand what it is that drives you, you are more likely to be able to make a plan that you will stick too. Amanda’s passion for delivering the highest quality of advice was recognised in 2016 when she was awarded the AMPFP NaVonal Value of Advice Award. She was also a semi-finalist in the AFA Female Excellence in Advice Awards in 2017. Amanda has been a proud supporter of the Cancer Council Financial Assistance Pro Bono program since it was established in 2010. She has assisted countless cancer sufferers with insurance claims, accessing their super and applying for financial assistance with their loan providers. Resources: https://www.kinderinstitute.com/ Connect with Amanda here: LinkedIn: https://www.linkedin.com/in/amanda-pond-rlp-fchfp-348b3646/ Website: www.smartfinancial.com.au Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Sheena is Founder and Managing Director of AdviceLink, an outsource Centrelink administration service. Having held various positions in the industry since 2003, she has gained invaluable experience in paraplanning, business system operations, process development, office management and financial advising. Sheena is motivated to simplify the complex. Particularly those issues causing distress to clients and advisers. AdviceLink was not only created from her years of experience in the industry and desire to support clients with Centrelink and Aged Care administration, but a passion for helping loved ones. Website Resources: Home - Age Pension Guide SuperGuide - Simple superannuation and retirement planning information Older Australians - Services Australia News and Media | AdviceLink (advicelinkservices.com) Connect with Sheena here: Website: https://www.advicelinkservices.com/ Facebook: https://www.facebook.com/advicelinkservices LinkedIn: https://www.linkedin.com/in/sheena-stow-smith-advicelink-b490a990/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
After years providing investment advice to governments, insurance companies and some of the world's largest pension schemes, Will founded Blue Tree Savings. Blue Tree Savings is on a mission to help as many parents as possible teach their kids to be great with money. Using stories and visualizations, such as seeing money as seeds, Will and Blue Tree Savings have provided hundreds of parents with the resources needed to make sure their kids grow up financially healthy and wealthy. Will has recently published a childrens book: Grandpa's Fortune Fables: Fun stories to teach kids about money This book teaches kids the lessons most adults wished they had been taught when they were growing up ... in a fun way! Check it out here: https://www.bluetreesavings.com/grandpas-fortune-fables Connect with Will here: Email: will@bluetreesavings.com Linkedin: Will Rainey Twitter: @bluetreesavingsFacebook: facebook.com/BlueTreeSavings Blog on Pocket Money for Kids: https://www.bluetreesavings.com/post/how-much-pocket-money Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Jonathon (Jono) Naef is a family and estate planning lawyer and a co-founder of BalanceFamily Law. Jono is passionate about superannuation, particularly the Commonwealth defined-benefitsuperannuation schemes, and helping navigate clients who have these interests throughformalising their property settlement following their separation and divorce. Workingclosely with other professionals, Jono works with clients to understand the impact thatsplitting (or not splitting) their defined-benefit superannuation as part of their propertysettlement, and how to approach negotiations and document agreements with this inmind. Jono likes to take a more collaborative approach to resolving family law property matters,focusing on client’s interests and goals, to help clients and their ex reach an agreementamicably, and ultimately ensure that they will both be okay post-separation, and can moveforward and thrive! Connect with Jono here: Instagram: https://www.instagram.com/balance_family_law/ Facebook: https://www.facebook.com/balancefamilylaw/ Website: https://balancefamilylaw.com.au/ Gianna Thomson runs a financial planning firm with Fitzpatricks Private Wealth. She is renowned among her financial planning peers to be an expert in Commonwealth Superannuation due to her industry experience. She enjoys providing financial advice to senior public servants who would like to feel confident about their financial future and wish to receive the right advice regarding their complex defined benefit superannuation schemes. Her experience includes providing information, general and personal advice to PSS and CSS members for nearly 20 years. Prior to becoming a financial planner, she worked for ComSuper and the Department of Finance who look after the legislation and polices underpinning the Commonwealth civilian superannuation schemes. Connect with Gianna here: https://www.giannathomson.com.au/ https://www.instagram.com/gianna_financial_planner_cbr/ https://www.linkedin.com/in/giannathomson/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Heath Behnke is the Managing Director and Portfolio Manager at Holon Global Investments. Holon is a global equities manager focussed on innovation and investor aligned wealth management. Established in 2018, Holon brings together a team of experienced investment and business professionals. Holon is committed to growing the wealth of Australians through intelligent and responsible investing. Holon are working to create greater financial inclusion through investing in innovation in collaboration with business, technology, academic and social impact partners, consulting government and regulators to provide a “whole of system” approach. Holon Innovations is the trusted bridge into the global digitalised economy. Connect with Heath here: Website: https://holon.investments/about/ Blog on NFT: https://holon.investments/investing-in-nfts-why-can-pixelated-images-be-worth-millions-of-dollars/ AFR Article on Bitcoin with Heath: https://holon.investments/bitcoin-crumbles-as-states-intensify-assault/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice! See omnystudio.com/listener for privacy information.
Brendan Frazier is founder of Wired Planning and host of The Human Side of Money Podcast which is all about working with emotional human beings on the emotionally charged topic of money. Brendan has been interviewing experts around the world, talking to like-minded advisors and industry consultants, in the fields of behavioral finance, psychology and communication. He was named in Investopedia's Top 100 Financial Advisors list for 2021. Brendan says that the future of financial advice is evolving. The real value of an advisor no longer lies in the ability to build a plan and portfolio. It's the ability to guide clients through the process, unearth their values and emotions, and change their behavior for the better. A realm of the relationship called the human side of money. Connect with Brendan here: Podcast: https://www.wiredplanning.com/wpblog/ Twitter: https://twitter.com/jbrendanfrazier Website: https://www.wiredplanning.com/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Siobhan Mullins is the founder of Separate Together, Australia’s leading online, multi-award-winning family law firm. Siobhan is a collaboratively trained, multi-award-winning family lawyer and the best-selling author of Splitting Up Together: The How-to Handbook for an AMICABLE Divorce. Separate Together is best known for making the complexity and anxiety of separating simple and easy, so that couples can achieve the very best outcomes for them and their family. The firm works exclusively in the separation agreement space, helping couples to prepare the paperwork to make their separation agreements official. Agreements include financial, parenting, divorce, maintenance and child support. Connect with Siobhan here: Instagram https://www.instagram.com/thegsdlawyerlife/ Facebook: https://www.facebook.com/SeparateTogether YouTube: https://www.youtube.com/channel/UCGNIVeTBX2RPhofwyUm9y5A Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Louise is a co-founder and Director of Aged Care Steps, the leading business supporting professionals to implement advice solutions into their advice businesses in the areas of aged care and other related matters. Louise is a thought-leader and one of the pre-eminent experts in aged care, with over 20 years’ experience in aged care advice. She is the author of Don’t Panic: age the way you want where you want. Louise is often quoted in media, is a regular speaker at conferences and has been a director on two industry body boards and is a current member of the Aged Care Financing Authority which is a government statutory committee providing advice to the Minister on the funding and viability of aged care sector. Her experience is matched with strong educational qualifications with professional designations of a SMSF Specialist AdviserTM, a Certified Financial Planner™, a Chartered Tax Adviser and a registered tax (financial) adviser. Connect with Louise here: https://agedcaresteps.com.au/ https://www.linkedin.com/company/aged-care-steps/ Aged Care Resources: https://www.myagedcare.gov.au/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Keith Barrett, the owner and head of strategy at Reverb Media, has been a journalist for 25 years and an editor for more than 20. In that time, he has run newspapers and magazines in Europe and Australia and has a specific area of expertise in financial services. Connect with Keith here: https://www.reverb-media.com.au/ https://www.linkedin.com/in/keith-barrett-a8272b3a/?originalSubdomain=au Scott Miller is CEO and Co-Founder of Asendium which is a financial services technology platform on a mission to empower financial planning businesses to help more clientsachieve their most cherished dreams through affordable and accessible advice. Connect with Scott here: https://www.asendium.com/ https://www.linkedin.com/in/scottbradleymiller/ Check out the Money Smart Financial Adviser Resources here: https://moneysmart.gov.au/financial-advice/choosing-a-financial-adviser https://moneysmart.gov.au/financial-advice/working-with-a-financial-adviser Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Narelle is a fully licensed and insured Real Estate Agent with a background in Financial and Professional Services. She combines her real estate expertise with credentials from two decades in finance, credit risk and strategy role to deliver unparalleled insights to help her clients make the best property decisions. At HUNTER Advocates, she represents clients all the way from search to settlement to secure them best properties on the best terms in the shortest time frame possible. HUNTER’s social pillar is to “To provide education that empowers others on their journey to financial security and freedom through property” with a particular focus on the young Australian and female demographic. Narelle enjoys writing articles and presenting at events and podcasts to share her knowledge about the industry and balances her genuine warmth with a tell-it-how-it-is style to build an easy rapport and trust with her audiences. In her private life, Narelle’s a mum to two primary school-aged kids and enjoys spending time with family and friends at her regional properties. Connect with Narelle here: www.hunteradvocates.com https://www.instagram.com/hunter_advocates/ https://www.instagram.com/the_french_house/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Jemma Sanderson is one of Australia’s leading advisors in relation to SMSFs (awarded SMSF Adviser of the Year in 2017, 2018 and 2019), and is highly regarded for her expertise in this area. She advises in all aspects of operating a SMSF including compliance with the complex rules surrounding SMSFs, contribution strategies, commencing pensions, borrowing strategies, investment considerations and structuring in light of the investment rules, succession of SMSFs and liaising with the ATO in dealing with fund breaches, enforceable undertakings and ATO audits. Jemma’s experience includes developing business and estate succession plans, establishing appropriate structures to protect personal and family wealth from being exposed to any unforeseen business or personal events, and project managing family settlements. Jemma is a regular presenter on superannuation and SMSFs for the Taxation Institute of Australia, Institute of Chartered Accountants Australia and New Zealand, CPA and the SMSF Association across Australia. Jemma is the author of the Taxation Institute’s popular publication the SMSF Guide, now in its ninth edition, and is the author and convener of the Taxation Institute’s Graduate Diploma in Applied Tax Law Advanced Superannuation unit. Connect with Jemma here: https://cooperpartners.com.au/our-people/jemma-sanderson/ https://twitter.com/JemmaSanderson https://www.linkedin.com/in/jemma-sanderson-47517b22/ Super SMSF Resources: https://www.ato.gov.au/super/self-managed-super-funds/ https://moneysmart.gov.au/how-super-works/self-managed-super-funds-smsf https://www.ato.gov.au/super/self-managed-super-funds/in-detail/smsf-resources/smsf-technical/limited-recourse-borrowing-arrangements---questions-and-answers/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
Gianna Thomson runs a financial planning firm with Fitzpatricks Private Wealth. She is renowned among her financial planning peers to be an expert in Commonwealth Superannuation due to her industry experience. She enjoys providing financial advice to senior public servants who would like to feel confident about their financial future and wish to receive the right advice regarding their complex defined benefit superannuation schemes. Her experience includes providing information, general and personal advice to PSS and CSS members for nearly 20 years. Prior to becoming a financial planner, she worked for ComSuper and the Department of Finance who look after the legislation and polices underpinning the Commonwealth civilian superannuation schemes. Connect with Gianna here: https://www.giannathomson.com.au/ https://www.instagram.com/gianna_financial_planner_cbr/ https://www.linkedin.com/in/giannathomson/ Thanks for listening! We love your support, please subscribe, review, comment and share this episode to help empower and educate more folks around the money stuff! Check out more about us here: www.moneymechanics.com.au www.scottmalcolm.com.au Check out our Financial Service Guide and Privacy Policy here. Follow and like us on socials: Instagram: @moneymechanics Twitter: @moneymechanics Money Mechanics Pty Ltd (ABN 64 136 066 272) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 General Advice Warning Information in this podcast has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products which may be mentioned in this podcast. Ideally we suggest you speak with a licensed financial planner and seek out personal advice!See omnystudio.com/listener for privacy information.
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