Podcasts about sophisticated

OverviewMaribel Lopez interviews Kathleen Peters, Experian's Chief Innovation Officer, about AI's evolution in fraud detection, the shift to generative and agentic AI, and balancing innovation with security in financial services.Key TopicsAI Evolution at Experian15-year AI journey: Using machine learning for fraud detection long before generative AIDemocratization shift: Public LLMs like ChatGPT and Claude made AI accessible beyond data scientistsInnovation labs: 15-year-old team of PhDs and researchers finding insights in vast datasetsResponsible AI ImplementationRisk Council: Cross-functional team ensuring responsible AI adoptionSecurity-first approach: Enterprise tools with guardrails protecting sensitive credit dataCustom AI stack: Proprietary systems maintaining data privacy while leveraging AIAgentic AI ApplicationsEVA Experian Virtual Assistant (Consumer Assistant): Evolved from chatbot to personalized agent that can take actions like unlocking credit scoresBusiness Assistant: Democratizes data science, enabling rapid model development through natural languageReal-time capabilities: Shifted from batch to real-time fraud detectionAI-Powered Fraud ThreatsFraudster empowerment: Bad actors adopting AI faster than security measuresDeep fake risks: Sophisticated impersonation for identity theft and account takeoverAgent authentication: Challenge distinguishing legitimate vs. fraudulent AI agentsIndustry urgency: Can't wait for regulation; must develop solutions proactivelyKey AchievementsFast, safe adoption: Chose innovation over waiting, with proper security guardrailsProduct success: Launched consumer EVA and business AI assistantsIndustry leadership: Staying ahead of evolving fraud landscapeAdvice for OrganizationsEstablish Risk Council: Cross-functional leadership team for AI governanceDefine values first: Determine organizational risk tolerance before technical implementationSupport curiosity safely: Enable experimentation within secure boundariesDon't wait: Move quickly but responsibly - the technology won't slow downKey Quote"If you set up the infrastructure right, then you can let them hack away. You can let people be very curious."Participants: Maribel Lopez (Host), Kathleen (CIO, Experian)Focus: #AI #FraudDetection #GenerativeAI #AgenticAI #FinancialServices #SecurityKathleen Peters Chief Innovation Officer NA Fraud, Innovation & Commercialization Kathleen Peters leads innovation and strategy for Experian's Fraud and Identity business in North America, continuously exploring new ways to solve market challenges in identity, risk, and fraud detection. She and her team define business strategies and investment priorities while incubating new products, analyzing industry trends and leveraging the latest technologies to bring ideas to life. Kathleen joined Experian in 2013 to lead business development and global product management for Experian's newest fraud products. She later served as the Head of the North America Fraud & Identity business, until being named Chief Innovation Officer for Decision Analytics in 2020. Kathleen has twice been named a “Top 100 Influencer in Identity” by One World Identity (now Liminal), an exclusive list that annually recognizes influencers and leaders from across the globe, showcasing a who's who of people to know in the identity space.For nearly two decades, she has lived in

In this power-packed episode, Jaryd Krause sits down with serial founder and dealmaker Anthony Franco, a man who knows exits inside and out. Having built and sold seven companies—six of them successfully, including two to publicly listed firms—Anthony brings rare, battle-tested wisdom to the table. Together, they dig into what it really takes to engineer a successful exit in the $5M–$50M range. From preparing your business to maximize valuation, to structuring deals that minimize risk for both buyers and sellers, Anthony shares the strategies he’s used to navigate countless transactions. He doesn’t sugarcoat it either—every deal has “hair” on it, and this conversation unpacks exactly how to handle those messy, unexpected challenges that can tank a deal if you’re not prepared. You’ll learn:✔️ How to structure an exit so you walk away with more security and better terms✔️ Why taking your foot off the gas before closing can destroy your valuation✔️ How buyers can avoid catastrophic mistakes by spotting risk early✔️ What makes a business truly attractive to both strategic and financial buyers✔️ The evolving role of AI in business growth, exits, and even the future of work Whether you’re eyeing a future sale, planning to acquire, or just want to build a business that’s more valuable and resilient, this episode is a masterclass in deal-making straight from someone who’s been through it all.

Perseverance Rover's Potential Evidence of Life on Mars: NASA's Perseverance rover has uncovered what could be the strongest evidence yet for microbial life on Mars. The discovery of "leopard spots" on a rock in the Bright Jingle Formation contains organic carbon-rich material, clay minerals, and iron sulfide minerals that suggest biological processes akin to those of Earth microbes. While skepticism remains, the analysis indicates that these findings are most likely biological in origin, pending further examination through the Mars Sample Return mission.Risks of Asteroid Deflection Missions: A new study reveals that asteroid deflection missions might inadvertently increase the risk of Earth impacts. Researchers found that improper deflection could steer asteroids into gravitational keyholes, leading them onto collision courses with Earth. Sophisticated planning and probability maps are essential for safely redirecting asteroids, highlighting the complexity of such missions.James Webb Telescope's Massive Stellar Jet Discovery: The James Webb Space Telescope has captured astonishing images of an eight-light-year-long stellar jet originating from a massive protostar in the Sharpless 2284 Nebula. This discovery provides insights into the formation of massive stars and the dynamics of stellar jets, which scale with stellar mass.Pentagon's New Missile Defense Satellites: The Pentagon has launched 21 satellites for a new missile defense constellation, part of a plan to deploy 154 satellites in low Earth orbit. This innovative approach reduces costs significantly and enhances capabilities to detect modern threats like hypersonic weapons, marking a shift in military satellite economics.Nasa's Creative Helicopter Training: NASA has introduced a helicopter flight training course in the Colorado mountains to simulate lunar landing conditions for the Artemis missions. This hands-on training focuses on crew coordination and communication, preparing astronauts for the challenges of landing on the Moon amidst difficult terrain and lunar dust.Gaia Mission's Stellar Discoveries: The European Space Agency's Gaia mission has revealed complex star formation processes, identifying massive stellar streams in our galaxy. This groundbreaking data challenges previous notions of star formation, showing that it occurs in interconnected cascades triggered by supernovae, providing a deeper understanding of our galactic history.Artemis Gateway Updates: NASA has shared new details about the Gateway Lunar Space Station, which will serve as a hub for lunar missions and potentially a refueling stop for Mars expeditions. This initiative emphasizes international cooperation and in situ resource utilization, paving the way for humanity's expansion into the solar system.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTubeMusic Music, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Anna and Avery signing off. Until next time, keep looking up and exploring the wonders of our universe.✍️ Episode ReferencesPerseverance Rover Findings[NASA](https://www.nasa.gov/)Asteroid Deflection Research[Nature](https://www.nature.com/)James Webb Telescope Discoveries[NASA](https://www.nasa.gov/)Pentagon Missile Defense Satellites[Department of Defense](https://www.defense.gov/)NASA Helicopter Training[NASA](https://www.nasa.gov/)Gaia Mission Updates[ESA](https://www.esa.int/)Artemis Gateway Information[NASA](https://www.nasa.gov/)Astronomy Daily[Astronomy Daily](http://www.astronomydaily.io/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-space-news-updates--5648921/support.Sponsor Details:Ensure your online privacy by using NordVPN. To get our special listener deal and save a lot of money, visit www.bitesz.com/nordvpn. You'll be glad you did!Become a supporter of Astronomy Daily by joining our Supporters Club. Commercial free episodes daily are only a click way... Click Here

It sounds so good: Sophisticated Investor status is open to all investors who have enough money to get across the line. But did you know a financial adviser is no longer legally bound to act in your 'best interests' if you sign along the dotted line? Three million people now qualify for Sophisticated Investor status but the regime is creaking and it's time for serious overhaul of the rules. Peter Burgess, CEO of the Self Managed Super Funds Association joins Associate Editor - James Kirby in this episode. In today's show, we cover: Sophisticated Investor status- Should you? Why regulators want to lift the $2.5m threshold Dumb money - The case for a knowledge test Where's the legislation? New super tax on hold See omnystudio.com/listener for privacy information.

3/8. In The Iliad, Professor Emily Wilson highlights the narrative's sophisticated literary techniques, comparing them to an English novel. The poem expertly navigates between an omniscient narrator and individual characters' points of view, delving into their minds. Wilson also notes the challenges of translating ancient Greek, citing, for example, the existence of three distinct words for "spear," each carrying specific connections that she endeavors to render dynamically into modern English. This intricate storytelling was a hallmark of 7th-century BCE Greek. 1200 TROY

#Londinium90AD: Gaius & Germanicus puzzle why any sophisticated interest would oppose the POTUS aspiration to clean major cities of disorder. Michael Vlahos. Friends of History Debating Society. @Michalis_Vlahos 1863 Draft Riot

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Sophistication in business started in New York as it was the first state to formally enact a corporate statute in the United States, which occurred in 1811. This act, known as the "Act Relative to Incorporations for Manufacturing Purposes", allowed for the creation of corporations with limited liability, specifically for manufacturing businesses.During the American Civil War, corporations were viewed as the saviors of the Union. The Union's industrial capacity was a key factor in its military advantage. Northern factories produced vast quantities of war materials, including weapons, uniforms, and supplies, keeping the Union army well-equipped. Is you business sophisticated? You'll be more successful if it is! www.sageintl.com or 800-254-5779

On this week's episode presented by Busey Bank, I sit down with Craig Kaminer, a New York native turned St. Louis tastemaker, whose career spans decades in high-profile public relations and luxury branding. From Microsoft and Tiffany to the Italian Government Tourist Office, Craig's resume reads like a masterclass in influence. But what's truly remarkable is his pivot—from publicist to publisher—leading Sophisticated Living St. Louis, a luxury lifestyle magazine that's not only survived the digital revolution, but thrived in it. In a time when print is often considered obsolete, Craig has built an omnichannel media powerhouse that reaches tens of thousands of affluent readers through elegant storytelling, high-impact visuals, and a hyper-local lens. We'll explore how he launched the magazine, the evolution of luxury media, and why Sophisticated Living continues to be the go-to resource for brands that want to connect with the city's most influential voices.

In this episode of the SMSF Experts Podcast, Shelley chats with Sharlene Anderson, Director of Veritas Forensics and registered company auditor, to expose the uncomfortable truth about SMSF fraud. From Melissa Caddick's doctored CommSec statements to Trio Capital's sophisticated $180 million heist, Sharlene reveals why the real problem isn't how clever fraudsters are—it's how trusting Australians are.Sharlene shares insights from over 15 years of experience as they discuss everything from AI-generated documents to crypto scams and referral networks that look legitimate until you dig deeper. Shelley and Sharlene explain why SMSFs are particularly vulnerable targets and how professional scepticism across auditors, accountants, and advisors is crucial for protection.(01:24) From Audit to Forensics - Sharlene's Journey into Fraud Investigation(02:48) Why "It Happens to Other People" is Dangerous in SMSFs(04:12) Australian Trust Culture - Why We're Perfect Targets for Fraudsters(05:12) The Professional Gap - When Trustees Act Without Consulting Experts(07:24) The Psychology of Victims - Why Intelligent People Fall for Scams(10:24) Red Flags and Professional Scepticism - What to Look For(13:12) Sophisticated vs Simple Scams - Caddick, Trio Capital and Storm Financial(16:00) How Trio Capital Exploited Regulatory Loopholes(18:24) The Demographics Problem - Why SMSF Members Are Vulnerable(20:12) The Ponzi Playbook - How Small Investments Become Big Losses(23:24) The Insurance Gap - Why SMSFs Don't Have Safety Nets(25:12) AI and Technology - The New Frontier of Fraud(28:00) Professional Obligations - Auditors vs Accountants in Fraud Detection(30:24) Trustee Behaviour Red Flags - Timing and Document Anomalies(35:24) The Litigation Reality - Who Pays When Fraud Happens(37:24) Fee Pressure vs Quality - The Dangerous Race to the Bottom(40:48) The Future of SMSF Fraud in an AI World(43:00) War Story - The $300,000 Family Betrayal Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

In this episode, we explore essential 'B' words and phrases that will elevate your English fluency. Join me as we dive into powerful vocabulary, versatile phrasal verbs, practical sentence patterns, and fascinating American cultural insights - all focused on the letter B. You'll learn natural expressions that native speakers use daily but aren't typically covered in traditional English classes.You'll learn: • Sophisticated vocabulary including "belligerent," "benevolent," "bureaucratic," and other B-words to express yourself precisely • Essential phrasal verbs like "back up," "break down," and "bring up" that native speakers use constantly • The valuable "Before [doing something]" sentence pattern to structure your thoughts clearly • Cultural insights about baseball as "America's Pastime" and how its metaphors permeate American speech • How to use expressions like "beat around the bush," "bite the bullet," and "back to square one" in real conversationsPlus, I'll share an engaging story about a business conference that demonstrates how mastering these expressions can help you navigate professional settings with confidence. Take your English to the next level with these practical expressions that will help you communicate more naturally with native speakers.Resource Available: FluencyPanion Notebook: https://shop.speakenglishwithtiffani.com/products/fluencypanion-your-english-fluency-notebook 365-Day English Study Plan: https://speakenglishwithtiffani.com/365planIf you want to sign up for the free English email newsletter, go to https://speakenglishwithtiffani.com/newsletter

Many high performers don't realize what's actually driving their decisions, this new tool can help make it visible. In this episode, William introduces a powerful new quiz that maps out your unconscious values and behavioral loops, revealing the patterns behind your habits, challenges, and setbacks. Whether you're building a business or optimizing your life, this tool gives you the clarity to align your mind, identity, and strategy with the results you really want. Simple, free and built for high-level transformation.Chapters(00:00) Introduction(02:34) Employee Profiles Protect Your Organization (06:21) How Value Conflicts Cause Long-Term Damage(09:25) How Values Shape Identity and Filters Your World(12:42) The Three Reasons This Tool Was Created (15:52) Example of How This Tool Can Be Utilized (18:58) The Cost of Not Knowing Your Own PatternTake the Loop Quiz: https://loop.upgrd.com/ Learn more at ⁠⁠⁠⁠https://upgrd.comFollow us on Instagram at https://www.instagram.com/theupgrd

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Freeman and I recorded this broadcast way back in 2020, during the early phases of the Covid Scamdemic... As Freeman often says, "never an old episode"... The information we discussed here is more relevant now than ever before...A new type of brain-imaging technology could expose—even change—our private thoughts and destroy our Cognitive Liberty... Sophisticated neuroimaging machines and brain-computer interfaces detect the electrical activity of neurons, enabling us to decode and even alter the nervous system signals that accompany mental processes.If enough people understand and resist their agenda, then we can have a brighter future for all mankind, and not just the select few who think themselves better than the masses. We can have a better future for all, not a future where we are all tied to a computer for eternity in an endless cycle of debt and misery, subject to the whims of the controllers and/or an artificial intelligence control grid.Check out Freeman's archives at:www.freemantv.comFind more of my work at:www.alchemicaltechrevolution.com

Send us a textAvoid the #1 mistake founders make when pitching investors. In this quick video from Thailand, Richard C. shares why experienced investors instantly walk away from overly optimistic "hockey stick" projections—and what actually builds trust and closes capital.✅ Key points:– Why big promises don't work– The power of trust, team & process– How to pitch like a pro (not an amateur)

Will Parker is the founder and formulator of Parker Williams Skincare, a brand dedicated to simple, sophisticated skin care solutions for men. In this episode of ASCP Esty Talk, Maggie and Ella sit down with Will to learn about his pivot into skin care and the inspiration behind creating products tailored specifically for men. They explore his journey, formulation philosophy, and approach to creating effective, uncomplicated skin care. About Will Parker: Will Parker is the founder and formulator of Parker Williams Skincare, a men's skincare line focused on simplicity and performance. His work centers on creating effective, easy-to-use products that make skincare more accessible and approachable for men. Before launching his own brand, Will was the co-founder of Color Up, a wellness-focused skincare company where he led product development. His formulations earned over 20 industry awards, establishing him as a respected innovator in the field. Today, Will continues to share his expertise in skincare and product development through his work and online presence at @with_will_and_wonder and @parkerwilliamsskincare ASCP Esty Talk with hosts Ella Cressman and Maggie Staszcuk   Produced by Associated Skin Care Professionals (ASCP) for licensed estheticians, ASCP Esty Talk is a weekly podcast, hosted by licensed estheticians, Ella Cressman, ASCP Skin Deep Magazine contributor, and Maggie Staszcuk, ASCP Program Director. We see your passion, innovation, and hard work and are here to support you by providing a platform for networking, advocacy, camaraderie, and education. We aim to inspire you to ask the right questions, find your motivation, and give you the courage to have the professional skin care career you desire.  About Ella Cressman:  Ella Cressman is a licensed esthetician, certified organic formulator, business owner, ingredient junkie, and esthetic cheerleader! As an educator, she enjoys empowering other estheticians and industry professionals to understand skin care from an ingredient standpoint rather than a product-specific view.  In addition to running a skin care practice, Cressman founded a comprehensive consulting group, the HHP Collective, and has consulted for several successful skin care brands.    Connect with Ella Cressman:  Website: www.hhpcollective.com  LinkedIn: linkedin.com/in/ella-cressman-62aa46a    About Maggie Staszcuk:  Maggie Staszcuk serves as the Program Director for ASCP and is the cohost of ASCP Esty Talk podcast. With over 18 years' experience in the esthetics industry, her diverse background includes roles in spa management, spa and med-spa services, and esthetics education. Since becoming a licensed esthetician in 2006, she carries a range of certifications in basic and advanced esthetics. Maggie is dedicated to equipping estheticians with the knowledge and resources they need to thrive in their careers.   Connect with Maggie Staszcuk:  P: 800.789.0411 EXT 1636  E: MStaszcuk@ascpskincare.com    About our Sponsors:   The popular and revolutionary LAMPROBE utilizes radio and high-frequency technology to treat a wide variety of Minor Skin Irregularities™ (MSI)—non-invasively—with instantaneous results. Common conditions treated by the LAMPROBE include: vascular MSI, such as cherry angiomas; dilated capillaries; sebaceous MSI, including cholesterol deposits and milia; and hyperkerantinized MSI, such as keratoses and skin tags.   The LAMPROBE uniquely assists modern, capable, and skilled skin care practitioners to do their work more effectively and with greater client and professional satisfaction. Setting standards in quality, education, and training, the LAMPROBE has become an essential tool enabling skin care practitioners around the world to offer new revenue-enhancing and highly in-demand services.   Website: www.lamprobe.com   Email: info@lamskin.com   Phone: 877-760-2722   Instagram: www.instagram.com/lamprobe   Facebook: www.facebook.com/theLAMPROBE   TiZO Mineral Sunscreens set the standard for aesthetic elegance with tinted and non-tinted formulas for use on virtually all skin types and tones. Our name reflects our commitment: TIZO = Titanium dioxide + Zinc Oxides. All TiZO products are reef-friendly and 100% free of chemical sunscreens, dyes, fragrances, gluten, phthalates, and parabens.  TiZO Photoceutical Skincare is the perfect partner to our sunscreens in the fight against photoaging. These silky, elegant products address tone, texture and hydration while helping to prevent further damage. From our flagship TiZO3 Primer/Sunscreen SPF 40 to our gentle Ultra Zinc formulations to our NEW Advanced Vitamin C+E Serum with Bakuchiol, TIZO has the ideal selection of products to Protect, Repair, and Revitalize skin.    Website: https://tizoskin.com/  Facebook: @tizoskin  Pinterest: @tizoskin  Instagram: @tizoskin  YouTube: @tizoskin     Massage Envy is a national franchisor and does not independently own or operate any of the Massage Envy franchised locations nationwide. The Massage Envy franchise network, through its franchise locations, is the leading provider of massage services. Founded in 2002, Massage Envy now has approximately 1,100 franchise locations in 49 states that have together delivered more than 200 million massages and skin care services. Website: www.massageenvy.com/careers/career-areas/esthetician  Facebook: @MassageEnvyCareers LinkedIn: @MassageEnvy   About Associated Skin Care Professionals (ASCP):    Associated Skin Care Professionals (ASCP) is the nation's largest association for skin care professionals and your ONLY all-inclusive source for professional liability insurance, education, community, and career support. For estheticians at every stage of the journey, ASCP is your essential partner. Get in touch with us today if you have any questions or would like to join and become an ASCP member.  Connect with ASCP:  Website: www.ascpskincare.com  Email: getconnected@ascpskincare.com  Phone: 800-789-0411  Facebook: facebook.com/ASCPskincare  Instagram: @ascpskincare   

BEN WEBSTER / MILT HINTON “HERE SWINGS THE JUDGE” New York, fall 1964Sophisticated Lady, All the Things You AreBen Webster (ts,p-1) Milt Hinton (b) DUKE ELLINGTON / JIMMY BLANTON “DUETS” Chicago, October 1, 1940Pitter panther patte, Body and soul, Sophisticated lady, Mr. J.B. bluesDuke Ellington (p) Jimmy Blanton (b) RED NORVO “RED NORVO TRIO” 1950 : (1) Hollywood, CA, May 3; Chicago, October 13. Continue reading Puro Jazz 22 de julio, 2025 at PuroJazz.

Unlock the practical side of vibe coding and AI‑powered marketing automations with host Cody Schneider and guest CJ Zafir (CodeGuide.dev). If you've been flooded with posts about no‑code app builders but still wonder how people actually ship working products (and use them to drive revenue), this conversation is your blueprint.CJ breaks down:What “vibe coding” really means – from sophisticated AI‑assisted development in Cursor or Windsurf to chilled browser‑based tools like Replit, Bolt, V0, and Lovable.How to think like an AI‑native builder – using ChatGPT voice, Grok, and Perplexity to research, brainstorm, and up‑level your technical vocabulary.Writing a rock‑solid PRD that keeps LLMs from hallucinating and speeds up delivery.The best tool stack for different stages – quick MVPs, polished UIs, full‑stack production apps, and self‑hosted automations with N8N.Real‑world marketing automations – auto‑generating viral social content, indexing SEO pages, and replacing repetitive “social‑media‑manager” tasks.Idea‑validation playbook – from domain search to Google Trends, plus why you should build the “obvious” products competitors already prove people pay for.You'll leave with concrete tactics for:Scoping and documenting an app idea in minutes.Choosing the right AI coding tool for your skill level.Automating content‑creation and distribution loops.Turning small internal scripts into sellable SaaS.Timestamps(00:00) - Why vibe coding & AI‑marketing are everywhere  (00:32) - Meet CJ Zafir & the origin of CodeGuide.dev  (01:15) - Classic mistakes non‑technical builders make  (01:27) - Sponsor break – Talent Fiber  (03:00) - “Sophisticated” vs “chilled” vibe coding explained  (04:00) - 2024: English becomes the biggest coding language  (06:10) - Becoming AI‑native with ChatGPT voice, Grok & Perplexity  (10:30) - How CodeGuide.dev was born from a 37‑prompt automation  (14:00) - Tight PRDs: the antidote to LLM hallucinations  (18:00) - Tool ratings: Cursor, Windsurf, Replit, Bolt, V0 & Lovable  (23:30) - Real‑world marketing automations & agent workflows  (25:50) - Why the “social‑media manager” role may disappear  (28:00) - N8N, JSON & self‑hosting options (Render, Cloudflare, etc.)  (35:50) - Idea‑validation playbook: domains, trends & data‑backed bets  (42:20) - Final advice: build for today's pain, not tomorrow's hype SponsorThis episode is brought to you by Talent Fiber – your outsourced HR partner for sourcing and retaining top offshore developers. Skip the endless interviews and hire pre‑vetted engineers with benefits, progress tracking, and culture support baked in. Visit TalentFiber.com to scale your dev team today.Connect with Our GuestX (Twitter): https://x.com/cjzafirCodeGuide.dev: https://www.codeguide.dev/Connect with Your HostX (Twitter): https://twitter.com/codyschneiderxxLinkedIn: https://www.linkedin.com/in/codyxschneiderInstagram: https://www.instagram.com/codyschneiderxYouTube: https://www.youtube.com/@codyschneiderx

On the Monday July 21, 2025 edition of The Armstrong & Getty One More Thing Podcast... Joe has a Nate Silver article stuck in his craw... A NYT columnist details his use of a pet psychic. See omnystudio.com/listener for privacy information.

Ann Wilson spent more than a decade longing for a better marriage and for her husband to be more attentive. And every chance she got, she told him so! Turned out all her booing was pushing her husband even further away. FamilyLife Today hosts Ann and Dave Wilson explain how their marriage was turned around as Ann shares from her new book, How to Speak Life to Your Husband (When All You Want to do is Yell at Him). On today's episode, you'll learn: 2:30 When getting 3rd place wasn't even enough for my dad 5:10 My husband was playing sports, I was struggling to take care of the kids 7:50 Did Ann really boo her husband in public? 11:00 If you're used to being negative about your husband, how do you change that? 14:38 The respect rebellion 22:20 Is being a helper a bad role? 29:30 Sophisticated nagging doesn't work but this does Ann and Dave Wilson are the hosts of the nationally syndicated radio show FamilyLife Today and cofounders of Kensington Community Church. Dave was the chaplain for the Detroit Lions for 33 seasons. They have three grown sons and seven grandchildren. Learn more about Ann and Dave Wilson and FamilyLife Today https://www.familylife.com/Get Ann's book, How to Speak Life to Your Husband (When all you want to do is yell at him)https://shop.familylife.com/product/how-to-speak-life-to-your-husband-when-all-you-want-to-do-is-yell-at-him/ Follow Dave and Ann Wilson on Facebook or Instagramhttps://www.facebook.com/DaveAnnWilson https://www.instagram.com/daveannwilson You're invited to see David Thomas, Sissy Goff, and Arlene at the Parents Rising Conference in San Diego, September 6, 2025. Get your ticket today. https://parentsrisingconference.com/ Purchase the Storyteller's Bible HERE.

Most high achievers are dangerously unprepared for life after the exit. In this revealing episode, Jerome Myers sits down with Dr. Michelle Fritsch, a board-certified geriatric pharmacist and founder of Propel Your Wellness, to discuss the hidden dangers that follow success. From loss of identity to relationship breakdowns and rapid health decline, Dr. Fritsch exposes what happens after the business card disappears, and what you can do to prevent it. If you think your freedom phase will last forever, think again.  Tune in now to learn how to design a life of wellness, purpose, and clarity beyond the exit. [00:00 – 12:00] Freedom Doesn't Last Forever • Why most people hit a wall 6–12 months after their exit • The false security of hobbies, travel, and to-do lists • Preventable reasons brilliant people fade after retirement [12:01 – 24:00] The Dangerous Assumptions We Carry • Why doctors don't know as much about you as you think • The unexpected collapse of key relationships • Early signals that your mind and body aren't prepared [24:01 – 36:00] Tools for Clarity: Life Purpose Scan + Wellness Portfolio • Assessing purpose, values, and emotional resilience • The risk of losing cognitive sharpness after an exit • Designing your next chapter around contribution, not consumption [36:01 – 46:00] Stress, Scams, and Silent Suffering • Health risks tied to unmanaged stress • Sophisticated scams targeting lonely, high-net-worth retirees • When the physical body limits the life you imagined [46:01 – End] The Power of Planning • The seven dimensions of the Wellness Portfolio • Why advanced personal planning matters as much as estate planning • How purpose reduces pain, isolation, and mental decline Key Quotes: “Freedom for most people lasts about six, maybe 12 months, and that's when they realize, wait a minute, this stuff's fun, but it doesn't fill up the rest of a lifetime.” - Michelle Fritsch “There's a huge difference between being functionally limited for the decades ahead and being functionally ready to do everything that you really want to do.” - Michelle Fritsch Connect with Dr. Fritsch! Website: properlyourwellness.com LinkedIn: linkedin.com/in/michellefritsch Ready for your next chapter? Start Your Assessment Now

Hello, dear listener. I hope you've been well since I last dropped in to see you. You've probably noticed that I've been quiet for a minute. In short, life has been life-ing, and I've been being human. Many years ago I told myself (and anyone else who'd listen, haha) a couple of things: first, that I'd give music to the world until the day I die. That's a promise I know I'll keep. Second, that I'd always stay true and authentic as it relates to my artistry and I would never release music just for the sake of having something "new" up at the moment. The quality of my content is much more important than the quantity of it. So...I've been quiet, concentrating on being and staying grounded and nourishing my soul through some interesting times we're in. As they say though, there's always sunshine after the rain. Let it shine...Let's talk about music. Even though it's been spell since you've seen new content released by me that doesn't mean that I haven't been over here endlessly finding the most beautiful new music to present to you. Speaking of new music, wow. We are in such good times for music right now. I believe that because of the "tough times" we're living through that humanity at large is needing comfort and joy. That is showing up with a return to rich and emotionally-driven melodic music. You'll find the best of that here on this new set.Each of my sets fall differently as it relates to the ebb and flow of the energy. Sometimes the set will peak late, sometimes earlier. It's my belief that this set kind of peaks in the middle of the set (and that's OK!). There IS a cohesiveness from beginning to end, so I'm not concerned about where the "peak" is. But about that peak...wow. I have a string of songs that are epic masterpieces. As I sit and type these words I'm listening to that set within this set and I am covered in chill bumps. I hope you'll feel these same "feels" as me. Pay close attention to the set once I get to "Start A Fire" by Above & Beyond. After that I go through Coastlines "Everything All At Once", Aname "Hopeful", WhoMadeWho "Bedside", Topic "I Adore You" and Anthony Keyrouz "Young And Beautiful" -- all powerful masterpieces.Above & Beyond dropped a new album today, July 18th. I present two of the singles from the album (Start A Fire and Quicksand) because of how good they are and also so I could talk about the album. Go listen to it. Run. It's a beautiful collection of heart-driven masterpieces. Start A Fire is probably my favorite single from the album. Featuring Richard Bedford on vocals, it starts chill and low in energy and steadily builds into a hands-to-heaven emotional anthem.Enough with my words. On to the music. As always, this set was conceived and mixed with every ounce of love that I've got to give. From my heart...to your ears. LOVE.Artist/Title/Remix01. Gheist/Searching Places/Original Mix02. Shouse/Call My Name/Club Mix03. Bruno Martini/Beautiful/Extended Mix04. Kaskade/State Of Mind/Faodail Extended Mix05. Blond:ish/Never Walk Alone/Alex Wann Extended Mix06. Above & Beyond/Start A Fire/Extended Mix07. Coastlines/Everything All At Once/Extended Mix08. Aname/Hopeful/Extended Mix09. WhoMadeWho/Bedside/Original Mix10. Topic, Hugel/I Adore You/Palacci & Cesaar Remix11. Anthony Keyrouz/Young And Beautiful12. The Boxer Rebellion/Diamonds/Tinlicker Extended Mix13. Nora En Pure/Protected/Extended Mix14. Above & Beyond/Quicksand/Extended Mix15. Booka Shade/Broken Glass/Helsloot Extended Mix16. Felix Schorn/Spectrum (Say My Name)/Extended MixFOR WORLDWIDE DJ BOOKING INFORMATION:Instagram: DJ Brian NorwoodFacebook: Brian NorwoodWrite: IamBrianNorwood@gmail.comPhone: 615-418-8900

Ukraine's President Zelensky has thanked the United States for its support, ahead of Donald Trump's expected announcement of more military hardware, to be paid for by the European Union.Also in the programme: Taiwan doubles the length of its annual military drills; and "Crypto Week" in the US as Congress begins five days of debate aimed at overhauling American legislation around the entire crypto currency industry.(Photo: Ukrainian President Volodymyr Zelensky (L) and US Special Envoy for Ukraine, General Keith Kellogg (R), shaking hands during a meeting in Kyiv, Ukraine, 14 July 2025. Kellogg arrived in Ukraine to meet with senior Ukrainian officials amid the ongoing Russian invasion. Credit: Presidential Press Service of Ukraine/Handout/EPA/Shutterstock)

President Donald Trump will approve sending offensive weapons to Ukraine on Monday, July 14. But who's paying for it? Plus, the Epstein backlash grows louder. Political figures on both the left and right demand full disclosure. Trump even intervened to defend his attorney general. Also, directly from another planet to the auction block, the largest piece of Mars ever discovered is now up for sale. These stories and more highlight your Unbiased Updates for Monday, July 14, 2025.

President Donald Trump will approve sending offensive weapons to Ukraine on Monday, July 14. But who's paying for it? Plus, the Epstein backlash grows louder. Political figures on both the left and right demand full disclosure. Trump even intervened to defend his attorney general. Also, directly from another planet to the auction block, the largest piece of Mars ever discovered is now up for sale. These stories and more highlight your Unbiased Updates for Monday, July 14, 2025.

After the 2024 election, the Republican Party claimed that Latino voters had shifted dramatically to the right. We'll hear from one GOP consultant who says the reality is more complicated. Plus, the lasting legacy of a controversial orphan train.

Today's Q&A round-up is going to be a fun and jam-packed one! We are covering a whopping 6 questions on a range of topics from adding personality to your outfits without looking juvenile to the best type of self-tanner, shopping terms to find what you're looking for online, and finding low-rise shorts in a high-rise world… and so much more!   Maybe it's because we're only doing these Q&A episodes monthly now, but they feel so special to me and I get really excited when we turn the page on the calendar and I get to support you with your top shopping and styling challenges right here on the show! I do not take it lightly that you put your trust in me to answer these questions.   We have a lot to talk about today. So let's dive right into our July listener Q&A…   FREE 5-MIN PERSONAL STYLE QUIZ: https://herstylellc.com/quiz HER STYLE ON INSTAGRAM: https://www.instagram.com/heatherriggsstyle/ JOIN OUR FREE FACEBOOK COMMUNITY: https://herstylellc.com/community JOIN HER STYLE COLLECTIVE: https://herstylellc.com/collective GET FEATURED ON A Q&A EPISODE: https://herstylellc.com/podcast STYLE INFLUENCERS MENTIONED IN THIS EPISODE: @olympiamarie, @aimeesong, @tamumcpherson, @greceghanem   Related Episodes: 125 – Let's Talk Dresses and Skirts: Fits, Cuts, Fabrics, and Taking Them From Day to Night 110 – Makeup Color Matching to Find Your Best Foundation and Lipstick Colors 54 – Ready to Stand Out? My Best Advice for Creating Memorable Outfits 11 – My Not-So-Secret Strategies to Shop More Effectively Online

Is it really this easy? You buy a share market index fund and it goes up by 10 per cent every year.....Hmm...Well, actually, the ASX 200 index is comprised of 50 per cent banks and miners: When they rise together, an index fund will fly high. But if the going gets tough, your share portfolio will not be as diversified as you may think. What's more, major problems are forming in the market where enormous amounts of money are pouring into stocks often because ETF algorithms are blindly following market momentum...how will it end? Adviser Jack Tossol from the Partners Wealth Group joins Associate Editor - Wealth, James Kirby, in this episode. In today's show, we cover... The hidden dangers of index funds Polluting the pond - New wave ETFs reintroduce risk Ethically oblivious passive investing Sophisticated investor rules should be scrapped See omnystudio.com/listener for privacy information.

B.C. business owner scammed: Jenell Parsons, founder of The Pie Hole, fell victim to a phishing scam impersonating a BC Lions representative. Fake vendor invitation: In June, Parsons received a convincing email, supposedly from the BC Lions VP of operations, inviting her to be a vendor at the team's home opener. Guest: Jenell Parsons, Founder and President, The Pie Hole. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Do you stick to the rules or do you roll through stop signs? Whether you're “tight” or “loose” — how closely you adhere to social norms — has major implications for your life at home and at work. “To be effective, we want to be ambidextrous,” says Michele Gelfand, the John H. Scully Professor in Cross-Cultural Management and Professor of Organizational Behavior at Stanford Graduate School of Business. “Even if we might lean tight or loose, we want to be able to create a context where we can have both tight and loose elements.”Sophisticated strategies will fail if they don't account for deeply embedded norms, and Gelfand breaks down why the adage that “culture eats strategy for breakfast” is more than just a management cliché. “From the moment we wake up to the moment we go to sleep, [culture is] affecting everything from our politics to our parenting,” Gelfand says. “But we take it for granted — we don't even think about it. So it's kind of invisible. And that's a pretty profound puzzle.” What's the biggest cultural adjustment you've made? Share your story at ifthenpod@stanford.edu.This episode was recorded on January 28, 2025.Related Content:Faculty profilePsst — Wanna Know Why Gossip Has Evolved in Every Human Society?Class Takeaways — The Art of NegotiationWhy the Pandemic Slammed “Loose” Countries Like the U.S.If/Then is a podcast from Stanford Graduate School of Business that examines research findings that can help us navigate the complex issues we face in business, leadership, and society. Each episode features an interview with a Stanford GSB faculty member.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hi Boys & Girls! Happy Sunday & Happy Windrush Day to our elders who left their homeland and travelled far & wide to the UK to start a new life! God Bless you all!  This one is for you ! Hope you are all well. Here's today's show played live on Vocalboothradio.com. -  A Mixed Bag of  flavas - On the replay & download for your listening pleasure. Thanks to everyone who locked in & locked on! Enjoy x Sahara247 x

Hi Boys & Girls! Happy Sunday & Happy Windrush Day to our elders who left their homeland and travelled far & wide to the UK to start a new life! God Bless you all!  This one is for you ! Hope you are all well. Here's today's show played live on Vocalboothradio.com. -  A Mixed Bag of  flavas - On the replay & download for your listening pleasure. Thanks to everyone who locked in & locked on! Enjoy x Sahara247 x

After 20 years of incessant and persistent work-in clubs all over the world, Victor M- -has become one of Spain's top DJs and producers -whose influences have been hip-hop, funk and the house, among other styles. Pushmann, delivers techno for the mind body and soul. PUSHMANN produces a Detroitesque sound with clear and strong influence of European sound, Berlin and Birmingham. His imaginary sound is based on the fast-paced, industrial and mechanical high-octane techno. In his classic genre he delivers raw goodness to intrigue the listener and take him or her to a higher level. Power, darkness and fierceness serving the dance floor. His special attention and taste for metallic percussion and steel cavernous drums well located in front of everything, almost martia, or warlike. Also draw attention to their surgical and haunting melodies, looped and accelerated to paroxysm. Sophisticated bestiality that stuns and spreads like wildfire. As a DJ, this self-confessed lover of vinyl-and three deck performances- enjoys a refined technique after many years of selecting only the best techno, house and ghetto-techno- sessions defined as strong, energetic and vibrant. PUSHMANN is label owner on N&N Records and cuarator on Lila Session at Höhle club. PUSHMANN is working for labels like Axis, Hardgroove, Symbolism, KMS Records, Be As One, End Of Dayz, SOMA.. colaborating with artists like Ben Sims, Ken Ishii, Alexander Kowalski, Anne, Paula Cazenave, Cravo, Ritzi Lee, Jeroen Search, Head Front Panel, Dj Rush.. Tracklist via -Spotify: bit.ly/SRonSpotify -Reddit: www.reddit.com/r/Slam_Radio/ -Facebook: bit.ly/SlamRadioGroup Archive on Mixcloud: www.mixcloud.com/slam/   Subscribe to our podcast on -iTunes: apple.co/2RQ1xdh -Amazon Music: amzn.to/2RPYnX3 -Google Podcasts: bit.ly/SRGooglePodcasts -Deezer: bit.ly/SlamRadioDeezer   Keep up with SLAM: https://fanlink.tv/Slam  Keep up with Soma Records: https://linktr.ee/somarecords    For syndication or radio queries: harry@somarecords.com & conor@glowcast.co.uk Slam Radio is produced at www.glowcast.co.uk

Michael Blank is a real estate investor, author, speaker, and CEO of Nighthawk Equity. He's one of the leading authorities on apartment investing and financial freedom through multifamily real estate. With over $300 million in assets under management and author of Financial Freedom with Real Estate Investing, Michael helps investors and aspiring entrepreneurs escape the W-2 grind by acquiring multifamily properties and building sustainable income streams.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Michael transitioned from tech to restaurants to real estate after early business setbacks during the 2000 and 2008 market crashes. Multifamily real estate offers superior risk-adjusted returns due to forced appreciation and operational control compared to single-family homes. Market sentiment is often wrong—investors must look past fear-based headlines and focus on long-term fundamentals. Today's market offers lower leverage, better pricing, and a strong long-term demand outlook for multifamily housing. Education and building sophistication as an investor is critical to identifying real opportunities, especially in volatile markets.     Topics Michael's Journey into Multifamily Started in corporate software; was part of a major IPO just before the 2000 tech bubble crash. Lost significant capital in restaurant franchises during the 2008 recession. Began flipping houses before discovering multifamily through a 12-unit deal in DC that eventually sparked his passion for apartments. Built Nighthawk Equity and an education platform to help others achieve financial freedom through apartment investing. Understanding Risk-Adjusted Returns Multifamily offers superior downside protection compared to many other asset classes. Operational risk (property management) can be mitigated by using professional managers. Market risk can be managed by focusing on NOI-driven valuation rather than relying on market appreciation like single-family. Investors must evaluate underwriting assumptions—rent growth, vacancy, CapEx reserves, and debt terms—to fully assess risk. Why Multifamily is Attractively Priced Today Current deals are 30% below 2021 peak prices. Leverage is lower and more conservative, reducing financial risk. Interest rates are flat or declining, improving the outlook for new acquisitions. Long-term demand remains strong due to the lack of new affordable housing supply. Investor Sentiment and Sophistication Market sentiment swings often don't reflect true investment fundamentals. Sophisticated investors like institutions are returning to the market now while many retail investors remain fearful. Successful investing requires becoming a student of the market and evaluating data beyond media headlines. Raising Capital in Today's Market Focuses heavily on education to help investors understand why now may be a great buying window. Transparency, data-driven insights, and regular communication are key to re-engaging cautious investors. Building long-term relationships and trust remains critical to capital raising success.    

CSI Litigation Consultant Linda Khzam joins Steve Wood, Ph.D. to discuss managing emotional and anxious witnesses during deposition prep. Drawing on her background in cognitive neuroscience and working with crime victims, Linda explains that many witnesses enter the litigation process with no understanding of what to expect, likening it to being dropped unprepared into a foreign country. She stresses the need to provide a clear roadmap, explaining logistics, roles, and expectations, to help witnesses feel grounded and prepared. A crucial aspect in witness preparation is identifying anxiety before it escalates. Linda describes signs such as rapid speech, over-explaining, or defensiveness as early indicators that a witness is becoming emotionally activated. She emphasizes the importance of mock questioning to surface these behaviors and help the attorney recognize when intervention is necessary. Witnesses are also encouraged to develop self-awareness around their “tells” and learn to pause and regulate themselves before they spiral. Sophisticated neurocognitive training teaches witnesses these tools. Linda and Steve emphasize that deposition prep must be tailored to each individual, especially those dealing with external stressors or trauma. She explains that emotional issues like guilt, fear of job loss, or personal crises can interfere with memory and decision-making during testimony. By building rapport with the witness, taking time to address personal challenges, and practicing in realistic conditions, witnesses can approach depositions with more clarity, control, and confidence.  Watch the video of the episode: https://www.courtroomsciences.com/r/euB

Hi Boys & Girls!  Happy Sunday & Happy Fathers Day to all of the wonderful Dads in the world - This one is for you ! Sending Peace, Love & Blessing!  Here's today's show played live on Vocalboothradio.com - A mixed bag of flavas - On the replay and download for your listening pleasure. Thanks to everyone who locked in & locked on! Enjoy x Sahara247

Hi Boys & Girls!  Happy Sunday & Happy Fathers Day to all of the wonderful Dads in the world - This one is for you ! Sending Peace, Love & Blessing!  Here's today's show played live on Vocalboothradio.com - A mixed bag of flavas - On the replay and download for your listening pleasure. Thanks to everyone who locked in & locked on! Enjoy x Sahara247

Welcome back to the show! In this episode, Steve discusses the dangers of jumping into investing opportunities before obtaining "Sophisticated Investor" status. If you haven't been told yet, investing in anything comes with many inherent risks. But how do whole groups of people get into investment deals and make money without having to work much at all? The answer is simple: those groups of people all fall under one umbrella term: sophisticated investors. Still confused? Hit that play button and let Steve help. Please remember that Steve is always available to talk to his listeners, which means you! Just send your questions, comments, and concerns over to AskSteve@TotalWealthAcademy.com today!

This week, Marni and Kristen break down the jaw-dropping style moments from a men's networking event — where the men weren't just dressed well... they were dressed like MEN. Smart. Sophisticated. And undeniably sexy.The ladies dive into:HOW to dress in a way that makes her stop mid-sentenceWHY certain looks make women feel giddy and drawn inWHAT it takes to turn the sidewalk into your personal runwayBecause here's the truth: how you dress tells the world how you treat yourself — with confidence, pride, and respect. And when you carry yourself like that, the world (and women) respond in kind.Style isn't just fabric. It's your first impression, your silent introduction, and a powerful tool in attraction. Don't miss this one.>>> Become the most magnetic version of yourself with fully transformative coaching. Consult with Kristen directly here: ⁠⁠⁠⁠https://calendly.com/kristenandchill/magneticmanstrategysession⁠⁠⁠⁠>>> Get A FREE Dating Playbook Session with Marni's Wing Girl Team. Apply Here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://winggirlmethod.com/letmehelp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Today's show features: Dustin Collins, VP Director of Operations at Bill Kay Auto Group Scott Traylor, Vice President of Sales at Mia Jon Alcorn, Operating Partner at Dogwood Automotive This episode is brought to you by: Podium – Don't miss another lead. With Podium's AI BDC, dealerships are seeing an 80% increase in after-hours appointments by handling leads 24/7. Instantly respond to inquiries, book test drives, and let your team focus on what matters: closing deals. Learn how Podium can help you sell more cars at https://www.podium.com/car-dealership-guy/ Mia – Meet Mia: Your 24/7 AI receptionist who speaks like a human, not a robot. No more "press 1" - just natural conversations for sales, service, and support. She handles everything from car shopping to appointment scheduling in multiple languages, while integrating with your systems. Never miss another lead. Visit https://carguymedia.com/4mRLkBO to learn more. Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3Suismu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ dealershipguy.com

Today on Moment of Zen, Erik Torenberg and Samo Burja examine "failed" industrial revolutions throughout history, particularly Rome's sophisticated water-powered manufacturing, standardized production, and steam engine prototypes. The discussion explores how civilizations like Rome and Song Dynasty China achieved industrial-scale commerce and technology before ultimately plateauing or collapsing due to demographic, military, or economic constraints. Make sure to subscribe to Samo Burja's Bismarck Brief and the Live Players podcast to read analyses and briefs like this one: Bismarck Brief: https://brief.bismarckanalysis.com/ Live Players: https://link.chtbl.com/liveplayers --

Butterflies are highly evolved insects, and some can traverse incredible distances in their search for the right weather

Guest Suzanne LenzerBook: PECKISH: Suggestions for the Sophisticated Snacker. Welcome to the Well Seasoned Librarian. This is Season 16 Episode 10. Today we're diving into the delicious world of snacking with author Suzanne Lenzer and her brand new book, PECKISH: Suggestions for the Sophisticated Snacker. Forget rigid mealtime rules, Suzanne is here to liberate your palate and celebrate the joy of nibbling.Suzanne believes that eating should be fun, encouraging us to embrace our cravings with a little bit of this and a little bit of that. PECKISH offers over 75 inspiring recipes for small bites, proving that wonderful food doesn't need to be complicated or picture-perfect. Get ready to rediscover the playful side of your kitchen, fueled by curiosity and a touch of culinary whimsy.With nearly two decades of experience as a food stylist, cookbook author of acclaimed titles like GRAZE and Truly, Madly Pizza,  Suzanne brings a wealth of culinary creativity to the table. Her recipes and styling have graced magazines, television, and numerous cookbooks, and her writing has been featured in publications like Tin House and The New York Times. Join our host Dean Jones as he explores Suzanne's philosophy on snacking and the delightful recipes in PECKISH.Book: Peckish: Suggestions for the Sophisticated Snacker; A Cookbookhttps://www.suzannelenzer.com/my-cookbooksIf you follow my podcast and enjoy it, I'm on @buymeacoffee. If you like my work, you can buy me a coffee and share your thoughts

In this episode, I demystify the often complex process of preparing your business for sale. From unexpected offers to due diligence, I provide actionable steps to ensure you're ready for any opportunity that comes your way. Learn how to clean up your financials, document operational procedures, and mitigate risks to build buyer confidence. Discover why it's crucial to have GAAP-compliant financial statements, a well-documented corporate structure, and key contracts at your fingertips. Whether you're ready to sell or just want to be prepared, this episode is your go-to guide for making your business a more attractive asset. Tune in now to start taking proactive steps toward a profitable exit strategy!   What You'll hear in this episode: [00:50] Unexpected Offers: The Start of a Business Sale [01:50] Understanding the Letter of Intent (LOI) [02:15] Preparing for Due Diligence [03:20] Importance of Clean Financials [04:20] Key Documents and Metrics for Buyers [11:50] Avoiding Deal Killers [14:50] Final Thoughts and Next Steps   If you like this episode, check out: The Five Steps to Selling Your Business How to Value a Business What Are the 3 Things You Need to Know Before Buying a Business?   Want to learn more so you can earn more?  Visit keepwhatyouearn.com to dive deeper on our episodes  Visit keepwhatyouearncfo.com to work with Shannon and her team  Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Derek Marsh joins Dr. Sandie Morgan as the two discuss leveraging financial tools and intelligence as core investigative strategies to disrupt human trafficking operations and improve survivor restitution outcomes. Derek Marsh Derek Marsh is the Associate Director of the Global Center for Women and Justice and a deputy chief with extensive law enforcement experience. He has been a frequent guest on the Ending Human Trafficking Podcast and led a recent roundtable discussion on following the money in human trafficking investigations. His background includes hands-on experience with trafficking investigations and a deep understanding of the collaborative approaches needed to combat these complex crimes. Key Points Financial intelligence serves as a core investigative tool that provides a clearer perspective of criminal organizations than traditional methods relying on confidential informants or victim testimony. Sophisticated money laundering patterns include funnel accounts, structured cash deposits, and geographically patterned movements that help traffickers hide the origin and legitimacy of their funds. Financial investigations can expose connections between what appear to be separate crimes, revealing larger criminal enterprises rather than isolated "mom and pop" operations. Suspicious Activity Reports (SARs) generated by banks when they detect unusual deposit patterns provide valuable intelligence for law enforcement agencies investigating trafficking operations. Advanced software tools like those from Valid8 Financial can visualize complex transaction flows and present financial data in comprehensible formats for courts, making cases stronger and easier to prosecute. Geographic analysis of financial flows reveals high-risk corridors between certain countries that banks monitor for potential criminal activity, such as Nigeria to Italy or Philippines to Europe pathways. Human trafficking investigations require multi-agency collaboration because finances cross jurisdictional boundaries as easily as phone calls or internet connections. Public-private partnerships with banks, corporations, NGOs, and faith-based organizations create interlocking layers of expertise that strengthen investigations globally. Financial tools enable law enforcement to seize assets and freeze accounts tied to trafficking operations, providing funds for survivor restitution that has historically been difficult to collect. Using financial intelligence reduces the burden on survivors to testify in court by providing concrete evidence that doesn't require victim testimony to prove criminal enterprise operations. The approach transforms financial intelligence into justice by treating human trafficking fundamentally as a financial crime that exploits people for profit. Training law enforcement on financial investigative techniques and providing AI-enhanced tools are essential since most officers lack accounting expertise needed for complex financial analysis. Resources Derek Marsh Valid8 Financial Roundable Notes (coming soon) 341 – Following the Money Transcript [00:00:00] Sandie Morgan: Welcome to the Ending Human Trafficking Podcast. This is episode number 346, leveraging financial tools to disrupt human trafficking. I am very happy to be joined here in the studio by. Global Center for Women and Justice Associate Director, deputy Chief Derek Marsh. [00:00:28] We have been working together for a very long time and he's been a frequent guest here on the podcast, so I'm not going to include a bio, but you can go back to the website and learn more from his perspective. By just searching our episodes with the name Derek Marsh. So we're gonna dive right into the financial aspects. [00:00:53] We recently interviewed David Tyree on following the money and we talked to, um, district [00:01:04] Attorney [00:01:05] Ryan Jbe along the same lines.

Jason Martin is an AI Security Researcher at HiddenLayer. This episode explores “policy puppetry,” a universal attack technique bypassing safety features in all major language models using structured formats like XML or JSON.Subscribe to the Gradient Flow Newsletter

From the archive - This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. During Jeremy Miner's 17 yr sales career he was recognized by the direct selling association as the number 45th highest earning producer out of more than 100 million salespeople, selling anything worldwide – his earnings as a commission-only salesperson were in the multiple 7-figures EVERY year. He's been featured in Forbes, USA Today, Inc, and others, and his new book The New Model of Selling - Selling to an Unsellable Generation, co-authored by Jerry Acuff, will be available in the spring of 2022. Top 3 Value Bombs 1. Having the right skill level will lead to success. 2. The salesperson triggers the fight or flight mode. 3. As an entrepreneur, you have to start to be the problem finder and problem solver. Start asking the right questions at the right time. Avoid being a product pusher. Join the community and get the help you need on how to sell - Sales Revolution Facebook Group Sponsor DeleteMe - Take control of your data and keep your private life private by signing up for DeleteMe. Get 20 percent off your DeleteMe plan when you go to JoinDeleteMe.com/eofire and use promo code EOFire at checkout. The Speaker Lab - Want to learn how to get booked and paid to speak. Go to EOFire.com/speaker to grab your spot for our LIVE training on May 28th, and learn how to get booked and paid to speak.

Watch Here: https://youtu.be/PnKoDPkgKFIAbout the Guest: Rosco Graves is the founder of Polaxis Professional Services and a former Deloitte advisor. He's navigated both the boardrooms of Fortune 500 companies and the trenches of small business ownership—including launching a yoga franchise. Today, he helps small business owners prepare financially for growth, funding, and exits, specializing in turning messy books into stories buyers want to hear.Summary: In this episode of How2Exit, Ron sits down with Rosco Graves—former Deloitte advisor turned entrepreneurial CFO—to unravel the financial blind spots that plague many small businesses. From owning a yoga franchise to running Polaxis Professional Services, Graves offers rare insight on what owners get wrong when starting, running, and especially exiting a business. The conversation is an eye-opening roadmap for founders, buyers, and anyone serious about unlocking business value through financial clarity. Graves doesn't just talk balance sheets—he breaks down the real-life implications of sloppy books, sketchy add-backs, and why sellers often sabotage their own exits to save a few tax dollars. This is one of the most tactical and truth-heavy episodes of the season. Key TakeawaysMost Small Business Owners Don't Understand Their Financials – Many don't know what “good books” look like, and believe that filing a tax return is sufficient for running or selling a business.You're Not Fooling Anyone with Your Add-Backs – There's a line between aggressive adjustments and devious manipulation. Sophisticated buyers will catch it.Clean Financials Win Deals – Having a finance-savvy team member who can explain your numbers is more valuable than having the best broker in the world.Sloppy Books Kill Value – Underreporting income to avoid taxes might save you 30 cents today but cost you $3 per dollar at exit.Inventory Stuffing and Payroll Gimmicks Are Red Flags – Buyers should watch for sudden revenue spikes without corresponding operational changes.Buying Existing Businesses Beats Starting from Scratch – Graves advocates for acquiring operational businesses over new franchise launches due to lower risk and immediate cash flow.You Can't Outsource Sales if You Don't Understand It – Founders must embrace being generalists early on and learn the core levers of their business.Sellers Often Sabotage Trust – If you've lied to the IRS, why would a buyer trust you? Reputation, transparency, and consistency are deal-makers.--------------------------------------------------Contact Rosco onLinkedin: https://www.linkedin.com/in/roscograves/Website: http://www.polaxis.co/--------------------------------------------------

Trevor Loudon Reports – We must recognize communism as the driving force behind many societal challenges. Jimmy From Brooklyn's street-level insights and Loudon's historical expertise combine to expose a threat that thrives on ignorance. They urge listeners to move beyond conservatism to active anti-communism through education, exposure, and decisive action. As Jimmy warns, communists need only win once, while...