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The AI Breakdown: Daily Artificial Intelligence News and Discussions
How to Navigate the Next Wave of AI Competition

The AI Breakdown: Daily Artificial Intelligence News and Discussions

Play Episode Listen Later Aug 31, 2026 28:52


OpenAI's decision to cut off Cursor reveals how the next phase of AI competition will affect enterprise users. NLW explains why companies need strategies for open-weight models, model routing and internally controlled harnesses to avoid dependence on any single provider. In the headlines: data center politics, AI chip restrictions, Anthropic's Pentagon victory, enterprise Mac Minis and cheaper OpenAI models.NEXT COHORT - Executive Agent Leadership - Returns in September -- Learn how to use agents - ⁠⁠⁠⁠⁠⁠⁠⁠https://training.besuper.ai/⁠⁠⁠⁠⁠⁠⁠⁠Brought to you by:KPMG – Research from KPMG and the University of Texas at Austin shows the highest-impact AI users treat AI like a reasoning partner — and those skills can be taught at scale. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kpmg.com/us/Sophisticated⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Harbor - Invest in the AI ecosystem. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.harborcapital.com/aidaily⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hyperagent - Hire a fleet of always-on agents. New users get $1,000 in inference. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hyperagent.com/aidailybrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rackspace Technology- One accountable partner to build, operate and run your full enterprise AI stack ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.rackspace.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Section - Section turns AI investment into workforce transformation and ROI - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sectionai.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blitzy - Want to accelerate enterprise software development velocity by 5x? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The AI Daily Brief helps you understand the most important news and discussions in AI. Newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aidailybrief.beehiiv.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Interested in sponsoring the show? sponsors@aidailybrief.ai

Seeking Rents – The Podcast
‘A sophisticated scheme,' exposed

Seeking Rents – The Podcast

Play Episode Listen Later Aug 27, 2026 40:30


In this episode: A scathing grand jury report — one that some of the most powerful politicians in Florida tried to keep hidden from voters — says that the administration of Gov. Ron DeSantis “misappropriated” $10 million in taxpayer money “as part of a sophisticated scheme to fund political activities.” The grand jury broadly laid blame for the Hope Florida scandal with James Uthmeier, the former DeSantis chief of staff who since been appointed attorney general of Florida. It also exposed the hidden role in the affair played by U.S. Sen. Ashley Moody. The grand jury ultimately declined to issue any criminal indictments in part because “nobody will take responsibility” for key decisions. But Uthmeier and Moody are both on the ballot this fall — which means the final verdict now lies with Florida voters. Show notesBefore you do anything else, read Jim DeFede's scoop at CBS Miami, which includes the full text of the Hope Florida grand jury report: Grand jury finds DeSantis administration "misappropriated" $10 million in taxpayer money to Hope FloridaTo make a donation to Seeking Rents, click here.To register for the Amendment 3 town hall I'll be moderating, click here.For more details on the Brevard County panel on all the November constitutional amendments that I'll be participating on, click here. Other stories discussed in today's show: The net tightens around key figures in the Hope Florida scandalThe attorney general has some explaining to do. Will anyone make him?Hidden consultants and hurried payments: Records reveal details of DeSantis' campaign against abortion and marijuana amendmentsDid Florida's attorney general break the law during a Martin Luther King Day legal stunt?Judge finds Florida attorney general in contempt for defying court order in major immigration caseFormer federal prosecutors see potential charges in Hope Florida sagaCaruso's old sexual abuse allegations are easy to find. Why didn't DeSantis know?The best and worst of Florida's 2025 session (so far)The bills discussed in today's show: House Bill 1445 — Public Employees and Public OfficersPassed the Florida House of Representatives by a 97-1 vote (vote sheet) and the Florida Senate by a 37-0 vote (vote sheet)Questions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe

AMERICA OUT LOUD PODCAST NETWORK
Beware of the sophisticated scammers

AMERICA OUT LOUD PODCAST NETWORK

Play Episode Listen Later Aug 26, 2026 56:56 Transcription Available


The National Security Hour with Blanquita Cullum – Sophisticated scammers exploit fear, urgency, official-looking messages, and false authority to manipulate victims into costly mistakes. From impersonation fraud to institutional corruption, vigilance becomes essential as citizens verify claims, preserve evidence, question pressure tactics, and protect themselves and others from calculated deception and intimidation schemes...

Welcome to the Arena
Ramy Brook Sharp, Founder, Co-CEO & Creative Director, Ramy Brook — Sexy, Sophisticated and Timeless: How the search for a stylish and affordable top led to one of the world's fastest growing women's fashion brands

Welcome to the Arena

Play Episode Listen Later Aug 26, 2026 29:58


So many women's clothing companies are all about fast fashion: trendy products that are made to sell, but not to last. Today, we're talking to the founder of an apparel company that's focused on making quality clothes that feel good to wear, and live in your closet long-term. Ramy Brook Sharp is the Founder, Co-CEO and Creative Director of the women's clothing brand, Ramy Brook. In 2010, Ramy set out to create the perfect timeless top to complement her jeans and jewelry. Unable to find what she wanted, she designed it herself, and within six months, her pieces were picked up by Bergdorf Goodman. Ramy Brook is now available in over 250 boutiques, at major retailers like Saks, Neiman Marcus, Nordstrom, and Bloomingdale's, and the company has a flagship store on Madison Avenue in New York City. Today, Ramy walks us through the incredible origins of the brand, how she's had to adapt the business to meet the demands of major retailers and social media platforms, and what we can expect to see from Ramy Brook in the coming years. Highlights:From Advertising to Fashion (2:25)The $1,000 Top That Started It All (4:00)Getting Into Bergdorf and Learning Fast (6:50)Sexy, Sophisticated, Timeless (11:00)Building a Multi-Generational Brand (12:55)From Tops to Head-to-Toe (14:10)Marketing in a Crowded Space (16:10)E-Commerce and the Omnichannel Mix (18:00)Leading People Through Change (21:10)What's Next for Ramy Brook (25:25)Links:Ramy Brook Sharp LinkedInRamy Brook LinkedInRamy Brook WebsiteICR LinkedInICR TwitterICR Website Feedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co

The National Security Hour
Beware of the sophisticated scammers

The National Security Hour

Play Episode Listen Later Aug 26, 2026 56:56 Transcription Available


The National Security Hour with Blanquita Cullum – Sophisticated scammers exploit fear, urgency, official-looking messages, and false authority to manipulate victims into costly mistakes. From impersonation fraud to institutional corruption, vigilance becomes essential as citizens verify claims, preserve evidence, question pressure tactics, and protect themselves and others from calculated deception and intimidation schemes...

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
Build, Grow & Transact: From Breakaway to Transaction in 3 Years

Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change

Play Episode Listen Later Aug 13, 2026 48:24


Patrick Larkin, Partner & Practice Leader, Cerity Partners Three years after launching his independent RIA, Patrick Larkin merged with Cerity Partners—but not because that was the original plan. He explains how ownership changed the way he viewed enterprise value, optionality, and the future of his business. In Summary Going independent is often viewed as the destination. Patrick Larkin discovered it was just the beginning. Louis sits down with Patrick, Partner and Practice Leader at Cerity Partners and former founder of Oak Hill Wealth Advisors, to discuss an unconventional journey: leaving Wells Fargo to build an independent RIA, then choosing to merge that business just three years later. Rather than following a predetermined exit strategy, Patrick shares how ownership fundamentally changed the way he thought about enterprise value. A conversation with a prospective acquirer revealed that buyers weren't interested in purchasing a book of business—they were looking for a business. That realization reshaped how he invested, hired, delegated, and ultimately positioned his firm for the future. The conversation from our Build Grow & Transact series also offers a candid look at life after a merger, from evaluating cultural fit and partnership to balancing autonomy with the resources of a larger organization. More broadly, it illustrates how ownership creates optionality—and why the most valuable decision an advisor makes may not be the one they originally envisioned. The Storyline After spending nearly 15 years building a successful practice at AG Edwards, Wachovia, and Wells Fargo, Patrick Larkin launched Oak Hill Wealth Advisors in 2022 with a simple objective: build a business on his own terms. Like many advisors, he expected independence to be the final destination for a long time. But then there was the realization that ownership changes more than economics; it changes perspective. And it became the beginning of an entirely different way of thinking. As acquisition inquiries arrived sooner than expected, Patrick realized something that fundamentally changed his strategy. Sophisticated buyers weren't evaluating his client relationships as a book of business; they were evaluating Oak Hill as an enterprise. That insight shifted his priorities from maximizing short-term profitability to building a business that could thrive beyond its founder. Just three years after launching, Patrick chose to merge with Cerity Partners—not because he was looking for an exit, but because he believed it strengthened the future for his clients, his team, and his family. Louis and Patrick explore what led to that decision, how ownership increased the value of his business almost immediately, why he compares independence to an IPO, and what advisors should consider if they hope to create options for the future—even if they don't yet know what that future looks like. Topics Covered Building enterprise value versus maximizing annual income Creating optionality through ownership Leaving Wells Fargo to launch an independent RIA Why buyers value businesses more than books of business Evaluating strategic partners and acquisition opportunities The economics of independence and business valuation Life after merging with Cerity Partners Balancing autonomy with enterprise-scale resources Leadership, succession, and building beyond the founder Long-term ownership and partnership models > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why did Patrick decide to leave Wells Fargo? (11:07) Patrick explains why growing frustrations around control, firm priorities, and the ability to build his business eventually outweighed the comfort of staying put. How did going independent immediately change the value of his business? (21:42) Patrick introduces one of the episode's biggest ideas: why launching Oak Hill felt like taking a company public and how ownership increased the firm's value almost overnight. Why did Patrick sell only three years after becoming independent? (20:03) An unexpected conversation with a prospective acquirer completely changed how he viewed enterprise value and accelerated his long-term thinking. What separates a business from a book of business? (21:42) Patrick discusses why recruiting advisors, delegating client relationships, and investing beyond himself made Oak Hill more attractive to strategic buyers. Why Cerity Partners? (26:48) Rather than focusing on valuation, Cerity emphasized culture, partnership, and long-term alignment—qualities Patrick says ultimately mattered most. What is life actually like after a merger? (37:57) Patrick offers an unusually candid perspective on autonomy, leadership, and why he says he hasn't second-guessed the decision once. Key Takeaways Ownership creates opportunities that often aren't visible until after independence. Enterprise value is built by creating a business that can thrive beyond its founder. The first acquisition conversation can be valuable even if no transaction occurs. Cultural alignment may ultimately matter more than valuation when selecting a long-term partner. Independence doesn't eliminate future options—it expands them. Strategic transactions can strengthen outcomes for clients, employees, and owners simultaneously. The goal isn't simply to own a business; it's to create choices for what comes next. https://youtu.be/f7FGLGjBbyo Quotable Moments “The day Oak Hill launched felt like the business had gone public.” “Potential acquirers weren't interested in buying a book. They were interested in buying a business.” “Ownership isn't simply about control. It's about creating optionality.” “The fear of leaving is almost always worse than the actual experience of leaving.” FAQs Why did Patrick Larkin merge with Cerity Partners only three years after launching his RIA? Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Why does Patrick compare independence to an IPO? Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. What changed after Patrick became independent? Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. What made Cerity Partners stand out? Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. Is this episode only relevant for advisors considering selling? No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. What is the biggest lesson Patrick hopes advisors take away? That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Patrick explains that independence changed how he viewed enterprise value. After learning what sophisticated buyers were actually looking for, he intentionally built Oak Hill as a business rather than simply managing for annual profitability. Because ownership immediately transformed the economic value of his practice. Rather than participating in an internal succession model, he owned an independent enterprise that carried substantially greater market value. Beyond gaining control, he began making decisions through the lens of enterprise value—investing in advisors, systems, and infrastructure that would make the business less dependent on him personally. Patrick cites the firm's culture, partnership model, meritocracy, long-term vision, and ability to combine local autonomy with enterprise-level capabilities. No. The broader lesson is that ownership creates flexibility. Whether an advisor ultimately remains independent or joins another organization, understanding how enterprise value is created can influence decisions from day one. That independence isn't simply about leaving a firm. It's about creating the ability to choose what comes next on your own terms. Related Resources From Start-Up to $31B Behemoth RIA: The Catalysts Behind the Growth of Mega-Firm Cerity Partners Ownership Matters: What Advisors Need to Know When Evaluating Firms Top Tips for Setting Your Business Up for Success Years Before a Move Patrick LarkinPartner and Practice Leader Patrick is a Partner and Practice Leader in the Lansdowne, VA office. He is a member of the Lansdowne Practice, where he works closely with families, foundations, and non-profits to help them define and achieve their financial goals with clarity and confidence. With a deep specialization in retirement income distribution planning and complex risk and wealth management strategies, Patrick is known for helping clients simplify complicated financial decisions, reduce uncertainty, and build sustainable, long-term plans. His approach emphasizes fiduciary responsibility, transparency, and personalized guidance — ensuring clients always feel informed and empowered. Prior to joining Cerity Partners, Patrick was the founding member of Oak Hill Wealth Advisors, where he built a highly respected independent advisory practice that earned the trust of families, professionals, and mission-driven organizations across the region. His leadership was instrumental in shaping a client-first culture that continues today. Patrick's work is rooted in a passion for long-term relationships — guiding clients not just through markets, but through life's milestones such as retirement, business transitions, philanthropic planning, and wealth transfer across generations. He takes pride in being both a strategic advisor and a steady partner to the people he serves. Patrick lives in Bluemont, VA, with his wife Angela, their two children, Paige and Sean, and their Golden Retrievers, Huckleberry and Genoa. Outside of the office, Patrick and his family enjoy an active lifestyle — whether it's hiking and backpacking on the Appalachian Trail, biking the Great Allegheny Passage, or sailing on the Chesapeake Bay. These experiences reflect his belief in balance, resilience, and enjoying the journey — values he also brings to his work with clients. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate proof of concept that they not only trusted you with their clients and their life’s work, but now also with their family’s wealth. So I like that, kind of the full life cycle there. So I’m curious, though, you stayed at Wells through a really turbulent time through the fake bank scandal. There’s a lot of attrition. I mean, obviously, they’re still a powerhouse to this day, but what kept you at Wells for as long as it did before you left in 2022? Patrick Larkin: You described it as a turbulent time. Pretty turbulent might be an understatement. Even before Wells, the transition to Wells, Wachovia Bank had been the first company that we transitioned to from A.G. Edwards. And we, of course, went through the financial crisis during that time period and handholding our clients and helping them get through that time period and dealing with concerns that we shouldn’t really have to be prepared with. “Is my money safe? It’s not what’s happening to the market, but is my money safe in your institution?” But once things stabilized, I found real purpose in partnering with some of the retiring advisors and opportunities that came up. It was a really wonderful climate and atmosphere in our local office. It was really a family-like atmosphere, and I still had a lot to learn. And all those advisors that I partnered with, I’ve joked I’ve never had an original idea in my entire life. I stole all my good ideas from them. And some of them were really ahead of their time, and I learned, adopted, and built my own philosophies by working closely with them. Ultimately, by the time I left Wells Fargo, I was finishing up the fifth sunset program and had only made my way halfway through the sunset before the opportunity presented itself to create my own practice. Louis Diamond: So I’m curious, when did you first seriously start thinking about leaving and what really tipped the scales for you? What was the proverbial straw that broke the camel’s back? Patrick Larkin: Yeah, it really was a number of small items and ultimately one big one. But for a long time, I’d been content, but as I tried to grow the business beyond what I could do individually, I felt like I kept running into walls. There were it felt like limitations on how I could build out my team and structure the practice the way I envisioned it. Additionally, there were some new policies that also started to bother me. One of them was the platform advisory fee, which in my eyes was less about client transparency and more about replacing a declining revenue source on the firm’s balance sheet. And after dealing with clients and helping them through the bank scandal at the firm, I was concerned that this would come back and hurt me and the relationships that I had with my clients. Incidentally, I just recently onboarded a new client that transferred to us. And for them, looking at their statement, identifying this platform advisory fee- Louis Diamond: Oh boy. Patrick Larkin: … was the last straw for them before they moved about 15 million of assets to us. Also, I thought I would be I would be a better allocator of resources than Wells Fargo. Wells Fargo retained about half of the revenue that I earned for the business. They seemed to think that the best allocation of that money was additional middle management. Whereas, I thought investment in technology, investment in additional personnel, and an investment in marketing were best places to continue to build out my vision. The final straw, and really a thing that crystallized everything for me was when I read a book in 2021 called The Infinite Game, a book written by Simon Sinek. Chapter eight, the title is Ethical Fading. And it uses the Wells Fargo bank scandal as a case study in what happens when a firm loses its moral compass. I read the chapter and thought, “There it is, I have to do something.” That was really the final push I needed. I mentioned earlier I was very fortunate to start my career with a company called A.G. Edwards, a regional brokerage firm. And while I was at A.G. Edwards, there was a research report that came out on A.G. Edwards as a company. And I’m going to paraphrase a little bit on what was said in that report, but ultimately there was a line in there, and it was a criticism, but I took it as a huge positive as being an employee there. The line said, “While management does not necessarily say it, we believe the client is put ahead of the shareholder.” And that was something I was very proud of. And I just, upon reflecting on it, felt confident those were words that I never was going to see go to print about Wells Fargo. Louis Diamond: So you left Wells in 2022 and founded Oak Hill Wealth Partners in Lansdowne, Virginia. Walk us through that decision. Why go independent rather than going to another firm? Patrick Larkin: I really thought moving to another firm, the things that I had grown frustrated with at Wells Fargo Advisors, I would also find at another wirehouse firm. I was ready, and honestly, the simple answer is I thought I could do better. And I wanted control after having what I felt like was very little control. I had grown frustrated with others making important decisions, and I wanted an opportunity to grab the reins and make decisions on my own. I believe at that time, the future of wealth management was going to be built around fiduciary advice, and I didn’t want to watch that from the sidelines anymore. I was watching what was happening in the industry. And as we were trying to hire new advisors, reaching out to college graduates who were studying CFP programs, identified that they were more inclined to want to start employment with an RIA than a wirehouse. What made the timing work really well was Wells Fargo had actually introduced a program to help advisors in the private client group spin off and establish their own RIAs. Now, whenever I tell this to another advisor, particularly ones that are wirehouses, they can’t understand it. And quite frankly, I don’t understand why they helped us do it, but we were about the 30th practice that they helped us through this process and they provided real support. They hired consultants, made vendor recommendations, even referrals to financing so I could pay off my last succession plan before I left. The only really upside for Wells Fargo was that the ask was that we continue to use First Clearing as the custodian. And one of the downsides for me was I was going to leave all of my deferred comp behind with Wells Fargo. Now, all clients had to do to join me was sign a positive consent. And on May 9th, 2020, we turned on our computers in our new office and our clients were already there. That same day, we launched and started a relationship with Charles Schwab. And it was so exciting to be able to start shopping for what I thought was the best FinTech, really feeling like I was stuck with proprietary tools that Wells Fargo advisors had offered. I felt like I was a kid in a candy store. And if there was a cool tool that I identified that would help us serve our clients better, I was all in and I was buying it. I really feel that some of the technology that Oak Hill eventually bought into and some of the tools we’re using now are going to take years and years before they eventually trickle down to where the wirehouses are, if ever. Louis Diamond: Interesting. So it was really it was for the most part an internal move from one- Patrick Larkin: It was- Louis Diamond: … channel to the other. Patrick Larkin: … it was an internal move, but there was no requirement to stay at First Clearing. As a fiduciary, they couldn’t make those demands. And again, they helped us with the financing, which is really unusual that they helped us secure a loan so I could pay off the last retiring advisor. It’s really unusual that a bank will loan money where there is no business at the time, but because of previous experience that financial institution had working with Wells, they helped us facilitate the transaction. And the program is still in place at Wells Fargo, which is absolutely amazing to me after the experience that I’ve just had myself. Louis Diamond: Yeah, it’s interesting. I mean, does it cannibalize a more profitable revenue source? Sure. But if the alternative was all the assets go to Schwab or Fidelity, to me, honestly, it’s smart. I think they played the long game by not being adversarial on it. Patrick Larkin: I think they played a long game and they took the philosophy, and I think they use it as a recruiting tool that if you love them, set them free. And that’s exactly what they did. Louis Diamond: So for the rest of the episode, I want to talk about your eventual, and not that long period of time, transaction or decision to merge Oak Hill with Cerity Partners. This is our Build, Grow, Transact subseries. And I was really struck by your story because you were three years or so into running Oak Hill, and then your merger with Cerity Partners, an amazing RIA closed. That’s a fairly short runway. Usually when I see folks go independent for the first time, it’s 10, 15, 20 years, maybe never, that they decide to merge or sell. I’m curious to understand your thinking about the transaction. Were you looking to do something? Or was it just like right place, right time and the opportunity presented itself? Patrick Larkin: I had started Oak Hill with the intent of eventually down the road, much closer to retirement, looking for a partner. The opportunity and what I learned early on helped change that idea and philosophy, and I adapted and made modifications to take advantage of it. Louis Diamond: Interesting. So you weren’t necessarily planning on selling or merging the business, it just kind of circumstances happened the way they did? Patrick Larkin: Yeah. When we started Oak Hill Wealth Advisors, it was a really pretty short period of time before we started getting calls from larger national RIAs about potential acquisition, much sooner than I expected. Early on, I just brushed them off, but about a year in, I took one of those calls and it really just opened my eyes up. I realized for the first time this small firm, this little practice actually had some real value, way more than I’d given it credit for. That first call, that first exploration didn’t go anywhere. It wasn’t a good fit. But what it gave me was a much clearer picture of what the serious acquirers were actually looking for. And that changed decisions I made at Oak Hill going forward. I really at that point stopped trying to optimize for near-term profit and really thought of my business as a business and started building towards enterprise value, sometimes at the cost of short-term income. And that turned out to be exactly the right call. Louis Diamond: That’s such an interesting perspective. Let’s double-click into that concept. So it sounds almost counterintuitive that if you kind of had this light bulb moment that like, “Okay, maybe I want to transact my business sooner than I initially thought.” I think most people would say, “Let’s become lean and mean. Let’s become as profitable as possible so my EBITDA’s higher.” But you took the different approach. What were the decisions you did to invest more in enterprise value rather than current cash flow? Patrick Larkin: A true business is one that doesn’t need me to be here every day to operate. And when we left Wells Fargo Advisors, it was myself and one other advisor that created Oak Hill Wealth Advisors. I was responsible for about 95% of the assets and revenue. And one of the more significant investments we made is in additional advisors. I recruited three new advisors, all CFPs, to join Oak Hill Wealth Advisors. Whereas, before I had been largely managing all the relationships myself. For someone that kind of grew up in the regional wirehouse space, it’s pretty counterintuitive to start moving relationships away from you onto other advisors. You’re trained and built to create a moat around your relationships, and realized that the potential acquirers are not interested, at least the ones I was interested in, weren’t interested in buying a book. They were interested in buying a business. And that just meant every decision we made going forward was not profit-driven, but how can I increase the value of the business? So after that first call, I knew I probably would be looking to move forward with a transaction sooner as opposed to the end of retirement. That information that I got on that first call helped me realize that when Oak Hill Wealth Advisors opened its doors on May 9th, 2022, we effectively had an IPO. I had great familiarity with how the succession plans at Wells Fargo Advisors worked. And on that day that we opened our practice, the value of my business jumped to be four to five times the value of it in a succession plan at Wells Fargo Advisors. Now, I knew going forward that I was going to be able to increase revenue. I was going to be able to increase EBITDA. I was going to potentially have some benefits from a market tailwind. I knew the multiples of EBITDA that the firms use may fluctuate, but the biggest change by far occurred leaving the wirehouse and having the value of my business grow four to fivefold in that same day. So what I really focused on was making sure that I was going to, when I was ready to start looking again after I had worked on improving the practice, really was going to look for a firm that was going to be a good cultural fit for both my clients, my team, and myself. Louis Diamond: That’s such a cool perspective. I’ve never heard anyone say that the day we launched your independent business was like an IPO. But honestly, it’s so true. You’re planting a flag in the ground that like, “Here is real value. This is value that we’ve created that we own rather than it being a book of business and a W-2 paycheck.” And it’s a fascinating perspective. Patrick Larkin: Yep. It really is amazing that the value changed that much on one day and the future value changes. Looking at the equity that I owned in Oak Hill Wealth Advisors, it made sense to consider is there a better way to take some risk off the table for myself and my family and diversify some of the equity that I had in Oak Hill Wealth Advisors with a larger enterprise? Louis Diamond: It makes complete sense. Obviously, everyone would sign up for 4 to 5X increase in value. Patrick Larkin: Sure. Louis Diamond: That’s not the reason most people go independent, but it’s important to know. And also, what I really liked about what you shared is I think a really valuable learning for anyone is those calls come in, whether it’s from annoying people like me or from an acquirer, from a firm, they’re not all noise. You took it as an opportunity to learn. Even though that first person who called wasn’t the right fit, it crystallized something in your mind and it let you make proactive decisions that ultimately paid off in spades when it came time to sign the dotted line for your transaction with Cerity. So I think it’s brilliant. And it’s very big picture, big-business-owner-type stuff that I think a lot of people will just filter out because it’s annoying and I’m young, I’m not looking to sell, but that was the journey. Patrick Larkin: Yeah, that first call changed my opinion about timing of when to move forward with a partnership. Originally, I thought this would be something at the end of retirement. The timing of doing so sooner seemed a lot more appealing after having that conversation and realizing what we had actually built. Louis Diamond: Amazing. So ultimately you decided to merge with Cerity Partners. We’ve had Kurt Miscinski from Cerity Partners on the show. They’re a real heavyweight within the RIA world. Most recently, they were valued at $8 billion in a recap, and it’s a very impressive firm. What specifically drew you to Cerity versus other potential buyers? Like you said, you got a lot of calls. Patrick Larkin: After that first call, I just got to work and focused on continuing to take care of our clients, building a team, adding new advisors, being a mentor to those advisors. But at the same time, we were being approached fairly regularly by that point. And I had a pretty good system for quickly deciding whether something was worth a second look, and most weren’t. But about a year ago, one of the national RIAs caught my attention and I started having conversations with them. And once I had progressed with them, I though, “You know what? If I’m giving this consideration, I really need to cast a wider net.” So I reached out to other RIAs that I had looked at and admired and been keeping an eye on. And ultimately, my longtime business coach, Barbara Kay, suggested I talk with Cerity Partners, a company that one of her other clients had just recently joined. And from the very first call, I could tell something was different. And I talked to many different companies. Cerity Partners, and an individual I spoke with, Geoff Newman, they weren’t leading with valuation formulas or deal structure. They were asking questions about my clients, my team, and how I actually ran the practice. They had a very defined process for identifying partners who were genuinely compatible, not just advisors with books that were transferable. And that distinction mattered greatly to me. They also offered really, in my opinion, the right balance of support and still having some autonomy. And their aspiration to deliver consistent standard of care to clients, whether they be in California or Virginia, so that those individuals get the same quality of experience, resonated with how I was already running things within my practice. That combination of support and autonomy, I really liked the idea of continuing to have oversight over my local practice, over our practice, which included the budget, salaries, and bonuses. It more than anybody else felt like a partnership and not a buyout. And I really appreciate it during that first call, Cerity was the only company that talked about a hundred-year plan. It was amazing to me to hear what their thoughts were. Most of the other firms I spoke with talked about valuations. And very quickly in the process, I found myself on a Zoom call with a Patagonia fleece vest-wearing private equity rep walking me through a valuation. And it was efficient, but it was not a cultural fit for me. And the infrastructure behind us and the combination of autonomy is really harder to find than most people think. As I progressed with Cerity, I remember early on in the process thinking to myself, “My God, I hope they want me, I hope they want me,” because I could tell I’m a very process-driven person They had a process with the way they brought me on board. And ultimately, we had a due diligence trip set up to go to one of their larger offices where I met with one of their leaders, Claire O’Keefe, part of their practice development, and had an opportunity to meet with different leaders within the firm and really get my arms wrapped around the potential that they had. Just the quality of the people I encountered through the whole process just kept reinforcing the decision. And by the time we got to the finish line, it didn’t feel like a transaction. It felt like I was joining something that I was excited to be part of. So just a little bit more about what attracted me to Cerity, their culture is just phenomenal. Cerity Partners uses the word “meritocracy” and they actually mean it. Ownership and influence here track your contribution, not your tenure or how well you play the politics. I just attended my first partner meeting in April, and without exaggeration, it was the most extraordinary professional meeting I’ve attended in my 25-year career. During the meeting, there was open debate about the direction of the firm, and every voice in the room carried weight. You could feel the culture. And that type of culture is built over years. You can’t fake it. Everyone in the room it felt like was rowing in the same direction. And by the time the meeting was over, I was so excited to get back to my team and tell them about what I had just witnessed, I wasn’t looking for the exit. I was looking for the brick wall to run through. I was so excited. And every once in a while I wonder having spent so much time in the wirehouse spaces, the bar just set really low for me when I talked to some of my other colleagues that have been independent for a long time. But it was just an absolutely amazing experience. And I do want to just add, one of the last really important things to me about Cerity Partners is I’ve been very fortunate with my career and in this profession. And part of my goal over the rest of my career is to have a legacy. And my legacy currently exists with the families I’ve advised and the team that I’ve built and have served and led. But Cerity Partners is helping me achieve even a greater legacy in our industry with our shared long-term goals. During my first meeting, they talked about their hundred-year vision of being a worldwide employee-owned professional services firm. And currently, and this is very exciting, the employees are the largest shareholder of the firm. No one else I talked to talked about their long-term goals like this, and it’s a vision I believe in. I want to contribute to help to see it accomplished. And one day when I do retire, I want to look back and see how I contribute it to a company that I believe is going to change the direction of professional wealth management. Louis Diamond: Wow. Patrick Larkin: My partnership with Cerity Partners is going to make that a reality. It’s just an amazing place. Yeah, very happy. Louis Diamond: Honestly, you can’t fake that type of enthusiasm. It sounds like- Patrick Larkin: It’s not- Louis Diamond: … you entered into a transaction, which is it’s like jumping into the deep end. How do you sort through what’s the sales process versus what’s real? How much of this is actually going to translate to my life? But hearing you not that long after the transaction, you still feel that and it’s very cool. In the press release I read, you cited estate planning, private markets access, and cross-border planning as key reasons for the merger. Can you talk about what it was about those? Maybe- Patrick Larkin: Yeah. Louis Diamond: … anything else that was missed? Patrick Larkin: Yeah. Louis Diamond: And were those not things that you felt like you could have delivered yourself as a standalone? Patrick Larkin: I thought that they were going to help me be able to be more effective in delivering those, but they weren’t the complete picture. The capabilities that we cited in the release were genuine gaps I wanted to fill and have available for clients and be able to prospect and go after new additional clients. But being fully honest, there were also deeper drivers. One was my team. Sometimes we get emotional about this. Being someone who’s trusted is really important to me, and that’s something I hold in high priority. There are people that followed me out of Wells Fargo to join me. One of my client associates had delayed her retirement so that she could join me and help us launch for the first three months. One of my other client associates has been with me close to 15 years. These are people that trusted me to do the right thing and to make sure that I wasn’t walking them off the plank. Being able to join Cerity Partners and give them a future that didn’t hinge entirely on my personal longevity was a huge relief. And Cerity Partners is an ownership culture. I’m so happy to say today that every single individual on my team in our practice in Lansdowne is now either an equity owner in Cerity Partners or very shortly will be an equity- Louis Diamond: So cool. Patrick Larkin: … equity owner. So they have a stake as well in what they’re building. It matters. My youngest client associate noticed how much it costs to send to FedEx. And he goes, “Now that I’m an owner, maybe we should rethink about sending regular mail.” Another driver was my family. And I’ve always had the philosophy of trying to prioritize and clients first, team and colleagues, and then my family. And I’ve always made decisions that if I put those others before myself, eventually I’ll be taken care of. And going through this transaction, it was so generous to my family and provided such security. There was a little bit of guilt that, “Am I doing this for all the right reasons?” But being able to secure my family’s future, converting equity in a three-year-old RIA into a stake of a $8 billion-plus valuation with institutional backing, that was a meaningful moment and I’d be less than honest if I glossed over that. I also really wanted to be part of something larger than myself. And the opportunity to help build a legacy in this business with Cerity Partners really gives me the platform to do that. Louis Diamond: Very cool. I can tell that you’re genuine, not just because of the way you sound, the way you’re speaking, but in the very beginning of the episode, you talked about the reason you got into this business was because you thought it gave you the dual purpose of being able to help people, but also being able to enrich yourself or your family. So this answer, it comes full circle. You’re able to accomplish all these goals, which made it the right decision. And I think, look, I say to advisors all the time, “You’re allowed to be greedy, you’re allowed to be selfish as long as the clients are still in the front of your mind as the most important thing.” There’s nothing wrong with doing better for clients, building a legacy in your case, but also reaping the rewards of all your hard work and labor and also all the risks that you’ve taken over your career. I got to ask you, though, from being an employee of Wells, where you were running your team, for the most part, you can run the business within their guardrails the way you want, to then running an RIA, which is really like you’re fully in control of everything, to now being a partner, but you’re not the one who has the name on the door anymore. Patrick Larkin: Right, right. Louis Diamond: Well, how do you think about the giving up control and full ownership of your practice versus owning a very small amount of a much larger entity? Patrick Larkin: There was such continuity. Oak Hill Wealth Advisors and Cerity Partners were so philosophically aligned that I genuinely never felt like I was giving up anything that I wasn’t glad to let go. My wife joined the business shortly before I left Wells Fargo Advisors. And still to this day, on my drive home from work, I call her up and say, “You’re not going to believe this.” And it’s all a positive, good thing. So Cerity has struck the perfect balance of that autonomy and support combination that I was looking for. So I still have control and a say over the way our practice is managed. Very shortly after the merger, my supervisor came down and met me for the first time, and we went out together after the day had ended. And early in the conversation I said to him, “What can I do to make your life easier?” And he said, “Pat, what can I do to make your life easier?” And that set the tone that still exists to this day. I almost cried when he said that because that was so different than what I had experienced up to that point. So the collaboration, the way we work together, it’s just absolutely amazing. And not once for a single moment have I second-guessed my decision. And it’s really weird because I’ve now been part of this organization for nearly nine months, and there just has not been one thing that’s occurred where I said, “That’s a disappointment.” It’s just been absolutely amazing every single day. Louis Diamond: Very cool. To me, there’s different arcs of when you want to ask people the question of, “Hey, any regrets?” And usually you don’t want to ask them too soon because they’re still going through the transition and integration and growing pains. And you don’t want to ask them too far in the future because you forget about what was life before. To be this short of a duration into this new partnership and to have these feelings, that’s absolutely pretty special. I got two more questions for you, Pat, if you don’t mind. Patrick Larkin: Sure. Louis Diamond: First one, economically, to me, one of the hardest things for really any advisor to really grapple with or to fully comprehend or make their own is, “I own 100% of the equity in my business. I get to decide when I want to sell in the future. My business is growing 10% per year. I wait to sell until 10 years from now, my business is going to be much bigger and I get to keep all the cash flow. I get to make all the decisions.” That compared to the path that you took, which was take cash off the table, which everyone understands, to, “Now, I own a much smaller piece of a much larger pie.” How would you talk to someone about the financial trade-off between a hundred percent ownership in their business, full control, full discretion over everything, versus becoming a minority equity partner in a larger entity? Patrick Larkin: You have to look at the valuation of my business, again, the day that we opened our doors as Oak Hill Wealth Advisors. There was such a massive jump in the value of the business. There was not going to be an opportunity for an appreciation at that level. So then, you have to compare what the growth rate is of Oak Hill Wealth Advisors versus a Cerity Partners. And I’m not embarrassed to say that Cerity Partners is and has been growing at a much faster rate of return. The value of the equity that I have retained in Cerity Partners, my ownership stake, I fully expect by the time I transact that business as I get closer to retirement, that’s going to be worth many times more than whatever opportunity I would have had at Wells Fargo with the valuation they would have provided me. Nevermind, very important, the tax consequences of a structure like this is all the retiring advisors that I worked with were taxed at their highest marginal rate. I owned a business and we were taxed at long-term capital gains rates. A significant difference in savings in what as the owner we actually realize. So yeah, I feel very comfortable with the ownership that I have and the control and continued opportunity with the meritocracy culture to increase my share of ownership in the company. Louis Diamond: Okay, and let’s do one more question here. I’ll pick it back up. So Pat, I think it’s a really cool perspective. It’s almost do your homework, and if you find the right horse and the right jockey that can run faster than you can on your own, that the equity value will compound and grow and appreciate in a faster, more efficient way than what you’re doing on your own, which makes complete sense. It’s the ultimate trade-off. And again, it’s like jumping into the deep end. On the one hand, Oak Hill was all you, right? You control the growth, for better or worse, for the good days, the bad days, the good years, the bad years, versus now your growth is diversified amongst hundreds of partners across M&A, across different lead flow channels, et cetera. It makes complete sense. But honestly, if I were an advisor, I don’t know how I would think about it. I think it’s all just fact-and-circumstance-based on where I am in my life and who the firm is and what I’m trying to accomplish. But it’s such a cool perspective because usually the playbook that we see, which is why we did this series, is go independent and there’s a long pause until there is a realization of all the value that’s been created. So seeing you do this in a much quicker timeframe, it seems like it was the absolutely right decision. To me, it just is another path, another way that an advisor or a firm is able to think about their future. Any final advice or parting words for someone who is sitting right where you were in 2021 or 2022 thinking about making the leap? And we’ll say a transition in general, or really anything you want to share to wrap our episode here. Patrick Larkin: Thank you for having me, and this is a great question. Happy to give a thoughtful answer to it. Before I’d left Wells Fargo Advisors through the program and started Oak Hill Wealth Advisors, I had an opportunity to go through a due diligence process and make sure that this was going to be a right move for me. There was no carrot out there that was obvious. I learned after that first conversation that I had built a practice that had some value to it. I was leaving behind the security of something I knew, leaving behind a significant amount in deferred compensation, and I wanted to make sure I was making the right decision. And through that due diligence process, talked to about five other firms that had recently left Wells Fargo to join this RIA program. I asked them a lot of different questions about what their experience was. And at every point during those conversations, they all said the same thing at different points. And it sounded like this. They said, “I’m working harder than I ever have before, but I wish I had done this sooner.” So my advice to those people, do it. I know that sounds simple, but I mean it. The fear of leaving is almost always worse than the actual experience of leaving. And I understand the inertia of not leaving and the real apprehension of what was on the other side. But what I found was a version of this profession I genuinely didn’t know was possible. One where I could do things the right way on my terms for the people I care most about serving. And not every path is going to look like mine. Some advisors should go fully independent and stay there, and that can be an incredible life. But when it comes time to look for a partner, quite frankly, if Cerity Partners is not on your shortlist, you’re making a significant mistake. And I say that not to sell anything, but because I’ve lived the comparison firsthand and there’s simply nothing else like it. Louis Diamond: So Pat, it’s been really fun, but I don’t think we’ve had anyone on the eight years or so we’ve been doing this show that’s gone through this type of arc or journey that you have. One of my big takeaways or sticking points that this episode brought for me is by going independent and taking control over your future, you created complete optionality for yourself to do exactly what you wanted to do with your business, even if that was different than what you initially planned. So in your case, it was selling within three years of going independent, but by taking action, being proactive, playing some offense, you made the opportunity happen on your terms and your timeline. So this has been fun in so many different ways. I loved your comment about how when you went independent, it’s basically like the day of your IPO, the four-to-five-times increase in value versus an internal succession deal, and even just the way to think about getting equity in a larger entity versus running your own plays only. So thank you so much for doing this. This has been fun. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firm’s or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Build, Grow & Transact: From Breakaway to Transaction in 3 Years A conversation with Louis Diamond and Patrick Larkin, Partner & Practice Leader at Cerity Partners.      Louis Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Build, Grow & Transact: From Breakaway to Transaction in 3 Years. It’s a conversation with Patrick Larkin, Partner and Practice Leader at Cerity Partners. I’m Louis Diamond, and this is The Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more who change firms are our clients. Our process is education-driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at 908-879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning, data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Louis Diamond: Ownership as a way of creating opportunities you can’t always predict. That’s exactly why we created our Build, Grow, and Transact series. Independence isn’t the end of the story. It’s often the beginning of thinking differently about enterprise value, optionality, and what comes next. Today’s guest is Patrick Larkin, Partner and Practice Leader at Cerity Partners, and formerly the founder of Oak Hill Wealth Advisors. Patrick spent nearly 15 years building a successful practice at A.G. Edwards, Wachovia, and eventually Wells Fargo before launching his own independent firm in 2022. Just three years later, he merged that firm into Cerity. At first glance, that timeline might seem surprisingly short, but as you’ll hear, the merger wasn’t a change in direction. It was the result of seeing his business differently once he owned it. Yet, it’s this perspective that really brings that thought home. Patrick said the day Oak Hill launched felt like the business had gone public because overnight, what had been viewed as a book of business became an enterprise with substantially greater value, some four to five times the value of what it was worth at Wells. And that realization changed the way he invested, the way he hired, and ultimately the way he thought about the future. Pat and I also talk about something advisors don’t often discuss candidly, what life actually looks like after a merger. How much control do you give up? What changes day to day? How do you know whether you’re joining a partner or simply selling a business? Whether your long-term plan is to remain independent forever or eventually join a larger organization, Patrick’s experience is a reminder that ownership isn’t simply about control. It’s about creating optionality and putting yourself in a position where the next decision is yours to make. So let’s get to it. Patrick, thanks for coming on our show today. Patrick Larkin: Oh, my pleasure. Nice to meet you, Louis. Louis Diamond: You too. So let’s start off basically how we start every interview. Tell us about yourself, your background, and how you found your way into our industry in the first place. Patrick Larkin: Yeah, thank you for asking. I knew I always wanted to be a financial advisor. That part really wasn’t in question, but upon graduating college and being a 22-year-old, I knew that it was probably not practical to walk in and start advising people my parents’ age with their life savings. Probably wasn’t going to be a recipe for success. So I took a quick tour through the pharmaceutical industry first, which ended up being unexpectedly valuable. My employers there pushed me to think like an entrepreneur and within our territories. And honestly, that mindset never left me. It shaped how I built everything that came after. Eventually, an opportunity presented itself in Loudoun County, Virginia in Northern Virginia, and I became an FA trainee with A.G. Edwards, absolutely fantastic firm to start my career. Now, what drew me to this career was pretty simple. I felt like it was one of the professions that we had an opportunity to do so much good for others while simultaneously also doing well for yourself, and those two things aren’t in conflict. I also really loved the idea that in this profession there was no hiding. You don’t get paid to show up. You get paid for what you actually do. And perhaps for me, what was most important, I loved the weight of responsibility. I loved earning people’s trust. I loved the idea of deserving, being deserving of their trust, and being a steward of what they’ve worked a lifetime to build. I never took that lightly, and I still don’t. Louis Diamond: That’s amazing. Yeah, I mean, the number of people I’ve heard, you talked so fondly about A.G. Edwards and there’s a bunch of other firms that have since been absorbed or emerged that are like the regional firms of old. So not surprised to hear you loved it. A.G. Edwards, obviously, became Wells Fargo Advisors or was acquired or merged with Wells Fargo. So I know you’re at Wells and A.G. Edwards until 2022. So give us a quick version. How’d you build your practice from the pharma world into being in FA? Patrick Larkin: Yeah, so as I started with A.G. Edwards, I came in at really just the perfect time. It was towards the end of the financial crisis. And I built the business the old-fashioned way with a lot of cold calling and eventually did some dinner seminars, which I can tell you is a very expensive way to learn how to speak in front of a room. But I made some progress, and I was also in a great office, small enough that some of the advisors there would hand off some of the smaller accounts that they weren’t interested in working with, and got an opportunity to get a lot of reps in working with real life clients and individuals. I knew early on I didn’t have enough talent to win on talent alone, so I made up for it and compensated for that with really hard work. The real turning point came for me when A.G. Edwards was first acquired by Wachovia Securities, and that was about five years into my career. And at that point, my branch manager, who was eyeing retirement, asked me to step in as her partner, and that changed everything. We eventually moved over to a Wachovia Securities office, another really great local office in Loudoun County, Virginia. And from that office, I worked on and became a CIMA, a CFP, worked with the clients, built a business through referrals. And I found at that point in my career when I would go to a meeting with Wachovia, eventually Wells Fargo, as a young 30-year-old, I would look around the room often and realize that I was the youngest person in the room. The funny thing was 10 years later, I would go into that same room and I’d look around and I still was the youngest guy in that room. And those demographics in our industry, and when I came into our industry, ultimately led that office that I worked in with Wells Fargo Advisors, I eventually was the recipient and party to five different succession plans- Louis Diamond: Wow. Patrick Larkin: … at Wells Fargo Advisors. I hoped that I had built a reputation as somebody that these other advisors would entrust with their clients. And over that time period, really, I would say professionally, one of my accomplishments I’m most proud of is all five of those retired advisors that I used to work with, who had an opportunity to see me work with clients, all became clients of mine, I still continue to work with. And it’s professionally just one of the greatest honors that I’ve ever had. Louis Diamond: I mean, that’s a large number of advisors you helped sunset, but I would agree it’s the ultimate p

Bullpen Sessions with Andy Neary
Why Your Agency Needs a Private Client Strategy

Bullpen Sessions with Andy Neary

Play Episode Listen Later Aug 7, 2026 49:26


If you want to operate in the private client and high-net-worth space, you cannot afford to just be "the insurance guy." Sophisticated buyers, ranging from $100 million to $29 billion in net worth, can smell a product pitch from a mile away. To win these relationships, you must master the art of leading with planning, embracing complexity, and speaking the language of their CPAs, attorneys, and family offices.My guest, Dan Bergen, Managing Director of Private Client at Higginbotham and former Head of Insurance at Goldman Sachs, joins me to discuss what it takes to operate at the absolute highest level of the industry. Dan breaks down his journey from the Northwestern Mutual internship and semi-pro hockey to quarterbacking complex strategies like Private Placement Life Insurance (PPLI). We discuss the difference between needs and wants for the ultra-wealthy, the exact formula for a "zeroed-out estate tax plan," and why the most powerful thing an advisor can say is, "You are actually not a good fit for what we do."▶▶ Sign Up For Your Free Discovery Callhttps://completegameu.com/request-a-callTimestamped Outline(00:00) Lead with Planning, Not Insurance: Introducing Dan Bergen(01:29) Earning Your Stripes: The Northwestern Mutual Experience and the Power of 10-3-1(04:31) Evolving to Private Wealth: Merrill Lynch, Lincoln Financial, and Goldman Sachs(05:29) The "Thanksgiving Day Rule": Why Culture Matters at Higginbotham(07:45) Failing Quickly: How Curiosity and the "Ready, Fire, Aim" Mentality Drives Success(10:19) The Semi-Pro Hockey Injury: Breaking a Neck and the Dangers of the OHL(13:08) Learning from the Losses: The Importance of the Post-Loss Debrief Email(15:03) Needs vs. Wants: Changing Your Approach for Ultra-Wealthy Clients(16:42) The Power of "No": Why You Must Tell Prospects When They Aren't a Fit(17:56) Speaking the Language: Understanding Complex Estate Planning Tactics (SLATs, FLPs, IDGTs)(20:01) Kids, IRS, or Charity: The "Zeroed-Out" Estate Tax Plan(22:32) The Complexity of Sophistication: Upgrading Your Game for the Billionaire Buyer(26:34) Dealing with Egos: How to Collaborate with Wealth Managers Who Hate Insurance(29:00) Turning Down the Sale: Why Pushing Premium Finance Can Be a Trap(31:15) Private Placement Life Insurance (PPLI): Exploiting IRC 7702 for "Structural Alpha"(38:15) Taxes for the Fee and Not for Me: Amplifying Yields and Eliminating Tax Drag(41:36) Turning a Loss into a Win: Sourcing SpaceX Pre-IPO Shares for a Client(43:59) Dan's Lightning Round: Saunas, Cold Plunges, and Functional Patterns BiomechanicsCONNECT WITH ANDY NEARY

THORChain Weekly Live
Rujira App Layer Update on THORChain | Podcast #223

THORChain Weekly Live

Play Episode Listen Later Aug 7, 2026 111:14


In this episode, Hans and PragmaticMonkey give us a Rujira update on what has been done, what they are working on, and what to expect.Swap now https://swap.thorchain.org/ THORChain is a decentralized crypto exchange. THORChain is the first and biggest DEX for Bitcoin. You can use any self custody wallet to swap and there's no KYC required.Timestamps:00:00:00 Intro00:02:00 Kenton update00:04:00 Hans starts and expresses thanks for the ADR 31 result00:05:00 Recap of the history00:07:00 Market makers and perpetuals00:12:00 Perpetuals breakdown and Dynamic Concentrated Liquidity (DCL)00:15:00 Delta-neutral package00:17:00 PragmaticMonkey talks about bootstrapping the perpetuals market00:22:00 Why is the reserve involved in revenue generation?00:23:00 Status of the new stablecoin launch00:26:00 Exportable stablecoin00:32:00 Slow block times recently — do we know the cause?00:35:00 Hans leaves00:36:00 Order book screen share00:40:00 Automated order book explained00:43:00 Spread ratio explanation00:47:00 Custom Concentrated Liquidity will add much more utility00:49:00 COSMWASM MinBPS slip impact00:55:00 RujiTrade arbitrage revenue metrics01:00:00 Unique user index is increasing01:01:00 CCL is the best way to attract new users01:03:00 You can copy the strategies of other users01:07:00 Sophisticated users will always refine their strategies01:12:00 Are there plans to integrate tools into third-party systems?01:14:00 Kenton: We should have one API01:18:00 We are working together on this01:19:00 POL DAO is being developed01:22:00 AutoRujira update01:25:00 Main differences between CCL and DCL01:28:00 Getting more assets on THORChain is important01:32:00 PragmaticMonkey's thoughts on the sudden end of Kujira01:36:00 We are part of the same community01:40:00 Merger discussion01:43:00 How are the developer finances looking?01:44:00 When is the next community gathering?

Cuando los elefantes sueñan con la música
Cuando los elefantes sueñan con la música - Norma, Jane y Cécile con orquesta - 04/08/26

Cuando los elefantes sueñan con la música

Play Episode Listen Later Aug 4, 2026 61:13


El concierto de la cantante británica Norma Winstone con la NDR Radio Orchestra, emitido por las ondas en 1990, se ha publicado por primera vez en disco con el título de 'A timeless place' y canciones como 'Life in the modern world', de Ivan Lins, 'Ladies in Mercedes' de Steve Swallow, la que le da título -la composición de Jimmy Rowles 'The peacocks' a la que puso letra la propia Norma- o 'A flower is a lovesome thing' de Billy Strayhorn. Una orquesta portuguesa, la de Jazz del Algarve, y la cantante estadounidense Jane Monheit compartiendo clásicos como 'Between the devil and the deep blue sea', 'Stardust', 'I get a kick out of you' o 'Where or when'. Y del primer disco, 'With every breath I take', de la también cantante estadounidense Cécile McLorin Salvant con una orquesta, la Metropole dirigida por Jules Buckley con arreglos de Darcy James Argue, 'Sophisticated lady' de Duke Ellington, 'Send in the clowns' de Stephen Sondheim, 'Barbara song' de Kurt Weill y Bertolt Brecht y 'Les parapluies de Cherbourg' de Michel Legrand y Jaques Demy.Escuchar audio

The Mike Smyth Show
Scams are becoming increasingly sophisticated. How do we stop them?

The Mike Smyth Show

Play Episode Listen Later Aug 3, 2026 41:08


The BC Supreme Court has ruled that provisions allowing blanket power to administer involuntary care violates the Canadian Charter of Rights and Freedoms. WestJet has stuck a tentative deal. How long till they're up and running again? Tech advancements have allowed scammers to become incredibly sophisticated. How do we stop them? Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive & Dig
S5 Ep9: Sophisticated Neolithic in Coastal Lebanon

Dive & Dig

Play Episode Listen Later Jul 31, 2026 17:43


Professor Lucy Blue speaks to Professor Corine Yazbeck about the rescue excavation of Tabarja Wata Slam located on the coast north of Beirut. It's one of Lebanon's most significant archaeological sites, preserving evidence of human occupation stretching back 10,000 years to the Pre-pottery Neolithic, making it one of the earliest known farming and fishing communities on the eastern Mediterranean coast. Excavations have uncovered Neolithic houses, fishing equipment, masses of stone tools, figurines and burial areas with carefully arranged human remains. Animal remains, including pig and goat, suggest the site may have been a centre for the early domestication. The maritime activity of the site is revealed through the archaeological remains, including fish bones, weights for fish nets and stone anchors, highlighting the site's close relationship with the sea and its importance for understanding the origins of coastal communities.

The Agribusiness Update
Georgia Farm Equipment Scams and Cattle Groups React to Southern Border Reopening

The Agribusiness Update

Play Episode Listen Later Jul 31, 2026


The Georgia Department of Agriculture warns ag community after receiving multiple reports of sophisticated online scams targeting farmers searching for farm equipment, and cattle groups support reopening of the southern border to live cattle from Mexico.

The John Batchelor Show
S8 Ep1152: Ahmad Sharawi. Ahmad Sharawi reports on Syria intercepting sophisticated Iranian weapons components smuggled via oil tankers from Iraq to Lebanon. This effort by the al-Sharaa government aims to build international trust and secure investment,

The John Batchelor Show

Play Episode Listen Later Jul 22, 2026 8:53


Ahmad Sharawi. Ahmad Sharawi reports on Syria intercepting sophisticated Iranian weapons components smuggled via oil tankers from Iraq to Lebanon. This effort by the al-Sharaa government aims to build international trust and secure investment, despite retaliatory terror plots and rocket attacks within Syria from a disgruntled Hezbollah. (4)1833

Highlights from Moncrieff
Four Questions: Sophisticated Scams

Highlights from Moncrieff

Play Episode Listen Later Jul 20, 2026 21:13


We're looking back on the weekend and looking forward to the week ahead through the lens of these four questions:What delighted you over the weekend? What annoyed you over the weekend? What did you learn over the weekend? What are you looking forward to this week?Joining Seán to discuss is Maia Dunphy and Donal O'Donoghue!

RNZ: Voices
Alex Tan - a focus on creating "sophisticated citizenry"

RNZ: Voices

Play Episode Listen Later Jul 12, 2026 13:08


Professor Alex Tan's entire life's work has centred around creating 'sophisticated citizenry' when it comes to global issues and awareness, specifically in the Indo-Pacific region. He spoke to Rachel Graham in this episode. Go to this episode on rnz.co.nz for more details

EMBody Radio
Standards As the Most Sophisticated Form of Self-Love | with host Emily Duncan

EMBody Radio

Play Episode Listen Later Jul 7, 2026 29:38


Last week I made the case that self-love culture accidentally made us weaker. This week is the other half — the actual upgrade. It was never a choice between softness and standards. Standards are care with a backbone: not punishment, not "you're not enough until," but the most sophisticated form of self-love there is. I break down exactly how to build them, one kept promise at a time.   For the high-achieving hot girls that want to recover better, support glowier skin, and promote longevity through better cellular health, get up to 39% off Mitopure Gummies with code EMDUNC and make wellness easier than ever. Fitness, health, and holistic wellness for $22/month Interested in a luxury 1:1 online health coaching experience? Look no further than FENIX ATHLETICA, where we fuse science and soul for life-long transformation (inside AND out). Follow me on Instagram Follow EMBody Radio on Instagram

Cuando los elefantes sueñan con la música
Cuando los elefantes sueñan con la música - Aniversario de la Metropole Orkest - 03/07/26

Cuando los elefantes sueñan con la música

Play Episode Listen Later Jul 3, 2026 58:33


Con 'Arakatak', la holandesa Metropole Orkest celebra 80 años de existencia: dirigida por Miho Hazama para obras encargadas a Morris Kliphuis ('Arakatak'), Vince Mendoza ('Bright lights and jubilation') o Donny McCaslin ('Luminosity'). También con la Metropole, en este caso bajo la dirección de Jules Buckley y con arreglos de Darcy James Argue, la cantante Cécile McLorin publica 'With every breath I take' que contiene clásicos como 'Sophisticated lady' de Duke Ellington, 'Send in the clowns' de Stephen Sondheim, 'Les parapluies de Cherbourg' de Michel Legrand y Jaques Demy, 'I´ll see you again' de Noël Coward o el que da título al disco. Y con otra orquesta, la NDR Big Band alemana, el brasileño João Bosco ha grabado 'Horda' con canciones suyas como 'Abricó-de-macaco' o 'Incompatibilidade de gênios'. Escuchar audio

Catalyst with Shayle Kann
Inside the most sophisticated plan for solar geoengineering

Catalyst with Shayle Kann

Play Episode Listen Later Jul 1, 2026 37:46


One of the biggest challenges with technologies that reduce greenhouse gas emissions is that they require mass adoption. Solar radiation management (SRM) has the opposite problem. By Stardust Solutions' estimate, dispersing three million tons of reflective particles into the stratosphere could cool the planet by 1.5 degrees Celsius for the relatively small price of $30 billion; that's less than the cost of a single hyperscale data center.  Despite concerns about such an endeavor, the company is building a proprietary particle injection system with the goal of being deployment-ready this decade. While Stardust says they won't deploy without the explicit authorization of multiple governments, questions nonetheless remain around the safety and ethics of SRM. In this episode, Shayle sits down with Yanai Yedvab, CEO and co-founder of Stardust, to unpack how the technology works, its potential risks, and when to deploy it. Shayle and Yanai discuss topics like: - Why Stardust is eschewing sulfur dioxide in favor of naturally occurring, biodegradable amorphous silica and calcite particles - How Stardust's technology incorporates real-time and holistic testing - Stardust's commitment to only deploying under strict international regulation - How the company balances the risk that solar geoengineering will reduce the economic incentive to decarbonize heavy industries with the imperative of an immediate climate solution - Why Stardust structured itself as a private company rather than an academic or non-profit lab - Catalyst: Making sense of solar engineering - Catalyst: Serving data center load with carbon captureCredits: Hosted by Shayle Kann. Produced and edited by Max Savage Levenson. Original music and engineering by Sean Marquand. Stephen Lacey is our executive editor. This episode of Catalyst is brought to you by ENGIE, the smarter energy supplier. ENGIE doesn't just provide the power to run your business — they supply the energy to move it forward, with reliable, flexible solutions built for what's next. Learn more at engieresources.com. Catalyst is brought to you by EnergyHub. Peak season puts every grid to the test — and the utilities that pass are the ones that built flexible capacity before they needed it. EnergyHub works with more than 170 utilities to coordinate 2.5 million devices and 3.4 gigawatts of dispatchable flexibility through a single platform designed to perform when it counts most. See what that looks like at EnergyHub.com.  Catalyst is brought to you by Bloom Energy. Bloom Energy fuel cells deliver affordable, ultra-reliable onsite power for hospitals, utilities, and data centers – at speed and at scale. Learn more by visiting BloomEnergy.com.

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Power + Presence + Position
Inherited Ambition VS Sophisticated Ambition

Power + Presence + Position

Play Episode Listen Later Jun 23, 2026 21:08


Are you building the business you truly intend, or just a version of success shaped by inherited expectations?    Many women founders step into entrepreneurship with immense capability, only to find themselves trapped by patterns of ambition absorbed from corporate culture or societal norms. The result? A relentless pursuit of growth that drains freedom, energy, and focus, without creating the optionality and value they envisioned.   In this episode, Eleanor explores the difference between inherited ambition, the drive to always grow bigger and chase external metrics, and sophisticated ambition, which aligns with your personal vision, values, and the purposeful architecture of your business. Drawing on real-world examples and research, she explains why inherited ambition often leads to burnout, depleted teams, and misaligned work, and how sophisticated ambition can create a business that is sustainable, aligned, and valuable.   Watch the full video here: https://youtu.be/kgNmr8Y2wvA Get full show notes and more information here: https://safimedia.co/WO106 Follow Eleanor on LinkedIn and Instagram here:  https://www.linkedin.com/in/eleanorbeaton/ https://www.instagram.com/eleanorbeaton/

The Marketing Movement | Ignite Your B2B Growth
The offer vs. argument problem: why most B2B promotion is just sophisticated coercion (feat. Liam Moroney))

The Marketing Movement | Ignite Your B2B Growth

Play Episode Listen Later Jun 23, 2026 8:47


Marketers own promotion — but most B2B promotion is just coercion dressed up as demand gen. Matt and Liam unpack why the standard playbook of fear messaging, demo CTAs, and incentivized meetings fails, and what a real offer actually looks like when it's built from genuine customer understanding. One of the most practically useful conversations on B2B advertising and offer design you'll find. Keywords: B2B offer design, demand generation, performance marketing, B2B advertising, outbound, demo offers, buyer psychology, SaaS marketing

Music from Baba Beach Club
Chillout Session - No More Sweet Music edition

Music from Baba Beach Club

Play Episode Listen Later Jun 16, 2026 67:51


Lose yourself in a curated journey of shadows and silk. This compilation blends the cinematic trip-hop of Hooverphonic and Massive Attack with the smoky, jazz-infused rhythms of Federico Aubele and Norah Jones. From the soulful textures of Morcheeba to the hypnotic lounge beats of Koop and Air, this selection is designed for late nights, dim lights, and deep introspection. A seamless transition from downtempo grooves to avant-garde lounge. Vibe: Noir, Sophisticated, Melancholic, Sultry. Perfect for: Late-night driving, cocktail hours, or focused relaxation. Hooverphonic - No More Sweet Music Bitter:sweet - Faith Koop - Strange Love Vanessa Daou - Two to Tango Morcheeba - Undress Me Now Rae & Christian - Distant Invitation (feat. Siron) Bitter:Sweet - Heaven (Nicola Conte 'West Coast Vibes Remix') Mop Mop - Loa Chant Massive Attack & Nicolette - Sly Hooverphonic - This Strange Effect Ollano - Latitudes Federico Aubele - Postales Wax Poetic & Ilhan Ersahin & Norah Jones - Angels Abraham - Magpie Angela McCluskey - It's Been Done Supreme Beings of Leisure - Never the Same Fragile State - Every Day a Story Smoke City - Flying Away Marsmobil & Roberto Di Gioia - Magnetizing Air - Modular Mix

The PowerShell Podcast
Cookie Monster Has Entered the Teams Chat with Miriam Wiesner

The PowerShell Podcast

Play Episode Listen Later Jun 8, 2026 41:39


Recorded live at PSConfEU 2026, Andrew sits down with returning guest Miriam Wiesner, Senior Security Researcher at Microsoft, for a wide-ranging conversation on PowerShell security, cookie-based attacks, and the evolving threat landscape. Miriam walks through her two conference talks — one on Microsoft Teams session cookie hijacking (a follow-up to her 2025 Entra ID cookie talk, complete with Cookie Monster branding and actual handcuffs), and a joint session with Stéphane van Gulick on using Microsoft Defender's Live Response feature for incident investigation. The conversation also covers the current state of PowerShell security, why sophisticated attackers are moving away from PowerShell, and why defenders who haven't enabled script block logging and AMSI are leaving easy wins on the table. On top of the technical deep dive, Miriam and Andrew get into the human side of the conference community — nerves before presenting, imposter syndrome, and why showing up is already half the battle. Key Takeaways: Cookie-based identity attacks are an active and growing threat. Microsoft Teams, SharePoint, and OneDrive share session cookies, meaning a single cookie theft can give an attacker broad access across your organization's collaboration tools — no re-authentication required. Sophisticated threat actors are moving away from PowerShell specifically because its security features work. Script block logging, AMSI, and Constrained Language Mode make PowerShell activity highly visible and detectable. If your org hasn't enabled these, you're handing attackers an easy path. Visibility beats prevention. You can't prevent what you can't see. Detection through proper logging is not a consolation prize — it's a core security strategy, and Microsoft Defender's Live Response feature gives teams a powerful way to investigate isolated endpoints without needing RDP or PowerShell remoting enabled. Guest Bio: Miriam Wiesner is a Senior Security Research Program Manager at Microsoft with over 15 years of experience in IT security, penetration testing, and security automation. She works on research behind Microsoft Defender and Sentinel and is the creator of widely used open source PowerShell security tools EventList and JEAnalyzer. Miriam is a sought-after speaker at major security and PowerShell conferences including Black Hat, PSConfEU, and MITRE ATT&CK Workshops. She's also the author of "PowerShell Automation and Scripting for Cybersecurity," published by Packt. Her conference speaker career started at PSConfEU 2018 and she's been a fixture of the community ever since. Resource Links Miriam's 2025 Cookies talk - https://www.youtube.com/watch?v=8xDcq0pPNPs Book – PowerShell Automation and Scripting for Cybersecurity (Packt): https://www.amazon.com/PowerShell-Automation-Scripting-Cybersecurity-Hacking/dp/1800566379 Miriam on LinkedIn: https://www.linkedin.com/in/miriamwiesner Miriam on X/Twitter: https://x.com/MiriamXyra Miriam's GitHub (EventList, JEAnalyzer, and more): https://github.com/miriamxyra Miriam's Website: https://miriamxyra.com Connect with Andrew: https://andrewpla.tech/links The PowerShell Podcast on YouTube: https://youtu.be/zxJOqcEwgWE  

The John Batchelor Show
S8 Ep945: (10) Francis Rose explores the security risks of electronic health records, explaining how nation-states like China seek bulk data for espionage and how the government utilizes "zero trust" technology to deter sophisticated machine-spe

The John Batchelor Show

Play Episode Listen Later May 30, 2026 5:53


(10) Francis Rose explores the security risks of electronic health records, explaining how nation-states like China seek bulk data for espionage and how the government utilizes "zero trust" technology to deter sophisticated machine-speed hacks.1913 GETTYSBURG

New Books in American Studies
Robin R. Means Coleman and Novotny Lawrence eds., "The Oxford Handbook of Black Horror Film" (Oxford UP, 2024)

New Books in American Studies

Play Episode Listen Later May 30, 2026 70:19


Since the release of Jordan Peele's Academy Award-winning horror hit Get Out (2017), interest in Black horror films has erupted. This renewed intrigue in stories about Black life, history, culture, or "Blackness" has taken two forms. First, the history and politics of race have been centered in the horror genre. Second, Black horror has become an increasingly visible topic in mainstream discourses with scholars, critics, and fans contending that Black horror is seeing its so-called renaissance. However, critical attention to Blackness in horror has primarily focused on the U.S. and western world, despite Black stories having featured prominently in the genre-as actors, screenwriters, directors, producers-globally and across cultures.The essays in this handbook explore global Black horror cinema by interrogating Blackness and the ways in which it manifests in films across the diaspora and around the world. Chapters pose and answer questions including how taxonomies of race are presented; who is considered "Black?"; how is Blackness constructed in the culture in which it is produced and/or distributed?; How is horror defined and represented globally and/or culturally?; and what textual role does Blackness play in horror?Sophisticated, innovative, argument-driven research that brings to bear the most enlightened reflections upon Black horror's place in the world drives this handbook. Significantly, The Oxford Handbook of Black Horror Film (Oxford UP, 2024) presents expansive scholarship about Blackness, expanding the ways in which researchers, critics, and fans see and make meaning of Black experiences. In this volume, leading scholars from around the world contribute provocative, worthy examinations of the popular genre of horror in all its rich and empowering possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

New Books in African American Studies
Robin R. Means Coleman and Novotny Lawrence eds., "The Oxford Handbook of Black Horror Film" (Oxford UP, 2024)

New Books in African American Studies

Play Episode Listen Later May 29, 2026 70:19


Since the release of Jordan Peele's Academy Award-winning horror hit Get Out (2017), interest in Black horror films has erupted. This renewed intrigue in stories about Black life, history, culture, or "Blackness" has taken two forms. First, the history and politics of race have been centered in the horror genre. Second, Black horror has become an increasingly visible topic in mainstream discourses with scholars, critics, and fans contending that Black horror is seeing its so-called renaissance. However, critical attention to Blackness in horror has primarily focused on the U.S. and western world, despite Black stories having featured prominently in the genre-as actors, screenwriters, directors, producers-globally and across cultures.The essays in this handbook explore global Black horror cinema by interrogating Blackness and the ways in which it manifests in films across the diaspora and around the world. Chapters pose and answer questions including how taxonomies of race are presented; who is considered "Black?"; how is Blackness constructed in the culture in which it is produced and/or distributed?; How is horror defined and represented globally and/or culturally?; and what textual role does Blackness play in horror?Sophisticated, innovative, argument-driven research that brings to bear the most enlightened reflections upon Black horror's place in the world drives this handbook. Significantly, The Oxford Handbook of Black Horror Film (Oxford UP, 2024) presents expansive scholarship about Blackness, expanding the ways in which researchers, critics, and fans see and make meaning of Black experiences. In this volume, leading scholars from around the world contribute provocative, worthy examinations of the popular genre of horror in all its rich and empowering possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-american-studies

New Books Network
Robin R. Means Coleman and Novotny Lawrence eds., "The Oxford Handbook of Black Horror Film" (Oxford UP, 2024)

New Books Network

Play Episode Listen Later May 29, 2026 70:19


Since the release of Jordan Peele's Academy Award-winning horror hit Get Out (2017), interest in Black horror films has erupted. This renewed intrigue in stories about Black life, history, culture, or "Blackness" has taken two forms. First, the history and politics of race have been centered in the horror genre. Second, Black horror has become an increasingly visible topic in mainstream discourses with scholars, critics, and fans contending that Black horror is seeing its so-called renaissance. However, critical attention to Blackness in horror has primarily focused on the U.S. and western world, despite Black stories having featured prominently in the genre-as actors, screenwriters, directors, producers-globally and across cultures.The essays in this handbook explore global Black horror cinema by interrogating Blackness and the ways in which it manifests in films across the diaspora and around the world. Chapters pose and answer questions including how taxonomies of race are presented; who is considered "Black?"; how is Blackness constructed in the culture in which it is produced and/or distributed?; How is horror defined and represented globally and/or culturally?; and what textual role does Blackness play in horror?Sophisticated, innovative, argument-driven research that brings to bear the most enlightened reflections upon Black horror's place in the world drives this handbook. Significantly, The Oxford Handbook of Black Horror Film (Oxford UP, 2024) presents expansive scholarship about Blackness, expanding the ways in which researchers, critics, and fans see and make meaning of Black experiences. In this volume, leading scholars from around the world contribute provocative, worthy examinations of the popular genre of horror in all its rich and empowering possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

New Books in Film
Robin R. Means Coleman and Novotny Lawrence eds., "The Oxford Handbook of Black Horror Film" (Oxford UP, 2024)

New Books in Film

Play Episode Listen Later May 29, 2026 72:19


Since the release of Jordan Peele's Academy Award-winning horror hit Get Out (2017), interest in Black horror films has erupted. This renewed intrigue in stories about Black life, history, culture, or "Blackness" has taken two forms. First, the history and politics of race have been centered in the horror genre. Second, Black horror has become an increasingly visible topic in mainstream discourses with scholars, critics, and fans contending that Black horror is seeing its so-called renaissance. However, critical attention to Blackness in horror has primarily focused on the U.S. and western world, despite Black stories having featured prominently in the genre-as actors, screenwriters, directors, producers-globally and across cultures.The essays in this handbook explore global Black horror cinema by interrogating Blackness and the ways in which it manifests in films across the diaspora and around the world. Chapters pose and answer questions including how taxonomies of race are presented; who is considered "Black?"; how is Blackness constructed in the culture in which it is produced and/or distributed?; How is horror defined and represented globally and/or culturally?; and what textual role does Blackness play in horror?Sophisticated, innovative, argument-driven research that brings to bear the most enlightened reflections upon Black horror's place in the world drives this handbook. Significantly, The Oxford Handbook of Black Horror Film (Oxford UP, 2024) presents expansive scholarship about Blackness, expanding the ways in which researchers, critics, and fans see and make meaning of Black experiences. In this volume, leading scholars from around the world contribute provocative, worthy examinations of the popular genre of horror in all its rich and empowering possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/film

New Books in Dance
Robin R. Means Coleman and Novotny Lawrence eds., "The Oxford Handbook of Black Horror Film" (Oxford UP, 2024)

New Books in Dance

Play Episode Listen Later May 29, 2026 70:19


Since the release of Jordan Peele's Academy Award-winning horror hit Get Out (2017), interest in Black horror films has erupted. This renewed intrigue in stories about Black life, history, culture, or "Blackness" has taken two forms. First, the history and politics of race have been centered in the horror genre. Second, Black horror has become an increasingly visible topic in mainstream discourses with scholars, critics, and fans contending that Black horror is seeing its so-called renaissance. However, critical attention to Blackness in horror has primarily focused on the U.S. and western world, despite Black stories having featured prominently in the genre-as actors, screenwriters, directors, producers-globally and across cultures.The essays in this handbook explore global Black horror cinema by interrogating Blackness and the ways in which it manifests in films across the diaspora and around the world. Chapters pose and answer questions including how taxonomies of race are presented; who is considered "Black?"; how is Blackness constructed in the culture in which it is produced and/or distributed?; How is horror defined and represented globally and/or culturally?; and what textual role does Blackness play in horror?Sophisticated, innovative, argument-driven research that brings to bear the most enlightened reflections upon Black horror's place in the world drives this handbook. Significantly, The Oxford Handbook of Black Horror Film (Oxford UP, 2024) presents expansive scholarship about Blackness, expanding the ways in which researchers, critics, and fans see and make meaning of Black experiences. In this volume, leading scholars from around the world contribute provocative, worthy examinations of the popular genre of horror in all its rich and empowering possibility. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/performing-arts

It’s, Fair!
Fear Is Not Sovereign - Fear makes cowards sound sophisticated.

It’s, Fair!

Play Episode Listen Later May 29, 2026 27:57


For sixty days the world has been trying to declare a winner in a fight that isn't over.Trump didn't necessarily win. He bought time. Iran didn't suddenly become weak. It was already weak before the first missile flew. The economy was strained, the currency was hurting, sanctions were biting, and the regime was relying on fear long before the shooting started.That is the real lesson.People keep rewriting reality to fit their preferred narrative. Politicians do it. The media does it. Nations do it. Even theology is vulnerable to it when people stop wrestling with truth and start trying to make truth endorse them.The deeper issue isn't Iran. It isn't Trump. It isn't oil.It's fear.Fear of being wrong. Fear of losing. Fear of uncertainty.Yet one of the most repeated commands in Scripture is simple:"Do not be afraid, for I am with you."Not because the storm isn't real.Because fear is a terrible god, and reality eventually audits every story we tell ourselves.

Rooks and Becords Podcast
Episode 120: Sade: Sophisticated, Soulful, and Timeless

Rooks and Becords Podcast

Play Episode Listen Later May 26, 2026 29:29


For over 40 years, Sade has been making music that defies trends, ignores fads, and sounds just as fresh today as it did when Diamond Life dropped in 1984. On this episode of Planet LP, host Ted Asregadoo is joined by his wife, Julie, to talk about the band that has become the soundtrack of her daily life. With only six studio albums to their name — Diamond Life, Promise, Stronger Than Pride, Love Deluxe, Lovers Rock, and Soldier of Love — Sade has built one of the most devoted fanbases in music history. The band's lineup of Sade Adu, Stuart Matthewman, Andrew Hale, and Paul Denman has never changed since 1982, and their music carries a consistency and elegance that is nearly impossible to find anywhere else. Julie breaks down her favorite songs from every album, talks about what draws her back to Sade's music day after day, and makes the case for why this band deserves a spot in any serious music lover's rotation. Whether you're a longtime Sade fan or someone who's only heard Smooth Operator on the radio, this episode will make you want to hit play on the entire discography. Special Thanks to our Sponsor: This episode is brought to you by Steve Fox's Old School. It's a "party in a box" featuring the best of Classic Soul, Disco, Hip-Hop, and '90s R&B. Listen now at SteveFoxOldSchool.com.

The John Batchelor Show
S8 Ep925: Focusing on solutions, Bruce Bechtol argues in Rogue Allies that the U.S. must enforce existing sanctions to target North Korea's finances. North Korea utilizes sophisticated cyber laundering through Bitcoin and lax regulations in countries

The John Batchelor Show

Play Episode Listen Later May 25, 2026 7:45


Focusing on solutions, Bruce Bechtol argues in Rogue Allies that the U.S. must enforce existing sanctions to target North Korea's finances. North Korea utilizes sophisticated cyber laundering through Bitcoin and lax regulations in countries like the UAE to fund its operations. Containment strategies should include cyber warfare, vessel seizures, and selective strikes. Bechtol warns that Russia and China's open support for North Korea complicates these efforts. Ultimately, hitting the regime's "pocketbook" is the most effective non-kinetic means to disrupt their role as the logistics center for global revisionism. (4/4)JANUARY 1956

House On The Rock
ESCAPING THE CURSE OF POVERTY :To Enter The Life That God Has Intended

House On The Rock

Play Episode Listen Later May 25, 2026 112:57


Did you know that every civilisation produces its own orthodoxies.Beliefs are rehearsed so consistently, absorbed so gradually, that they eventually cease to feel like beliefs at all and instead begin to feel more like the natural order of things.Some of those orthodoxies have built great societies. And yes, they have.Others have quietly dismantled them from the inside out.Yet, one of the most enduring beliefs of our time, present not only in culture but deeply embedded within the Church itself, is the belief that insufficiency spiritually somehow is of God… that to struggle perpetually is purportedly a mark of holiness… and that lack, in some sacred sense, reflects the will of God for His people.This is a satanic lie.Sophisticated in its construction. Theological in its costume; and generational in its damage.Why so?Because the most consequential battles in life are never first financial. They are first ideological. They begin in the mind long before they appear in the marketplace and the concourse of life.And until wrong thinking is confronted, cycles hardly ever change.

My Crazy Family | A Podcast of Crazy Family Stories
Was the Nancy Guthrie Crime Staged to Look More Sophisticated Than It Actually Was?

My Crazy Family | A Podcast of Crazy Family Stories

Play Episode Listen Later May 17, 2026 42:22


The doorbell camera was allegedly concealed with foliage. The ransom demands referenced Bitcoin. The scene had the surface-level appearance of someone who planned ahead. But retired FBI Special Agent Jennifer Coffindaffer says the behavioral evidence may tell a different story. The foliage was allegedly ripped from Nancy Guthrie's own yard. The visor and gloves allegedly didn't fit properly. The cloud backup survived because whoever interfered with the camera apparently didn't understand how the technology worked. Coffindaffer says the concealment may have been partially performative — someone projecting competence they didn't have.The ransom notes are the clearest signal. They went to media outlets, not to the family. The Bitcoin demands were reportedly never followed through. Coffindaffer and Robin Dreeke both treat them as opportunistic noise from people entirely unconnected to whoever actually took Nancy from her Tucson home. But those notes successfully trained the public to think "kidnapping for profit" — and that frame has dominated every conversation since.Robin analyzes the porch footage through behavioral profiling and addresses whether the scene was allegedly staged or whether Nancy allegedly recognized her abductor. The motive question remains unresolved: an 84-year-old woman with medical needs and mobility limitations is not a rational ransom target. If money was never the point, what was?The institutional fracture makes everything worse. The FBI was allegedly kept out for four days. The family was reportedly cleared early. Coffindaffer says the chaos surrounding this case — the false leads, the internet theories, the ransom noise — may actually be functioning as the best cover the person who took Nancy has. They may not be hiding behind competence. They may be hiding behind the confusion.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#NancyGuthrie #SavannahGuthrie #TucsonMissing #JenniferCoffindaffer #RobinDreeke #FBI #HiddenKillers #TrueCrime #PimaCounty #MissingPerson

The John Batchelor Show
S8 Ep877: CONRAD BLACK Prime Minister Mark Carney shifts toward increasing defense spending to 5%, acquiring sophisticated submarines to protect Arctic interests, and navigating "overwhelming contiguity" with the U.S. while maintaining a firm st

The John Batchelor Show

Play Episode Listen Later May 16, 2026 9:07


CONRAD BLACK Prime Minister Mark Carney shifts toward increasing defense spending to 5%, acquiring sophisticated submarines to protect Arctic interests, and navigating "overwhelming contiguity" with the U.S. while maintaining a firm stance on Ukraine. (13/16)1929 OTTAWA

2 Pillars Church - Sermon Audio

What do you do with the person who seems completely unmoved by Christianity—the intelligent, thoughtful, culturally aware friend who doesn't hate Christianity so much as find it irrelevant? The person who is confident, even “sound,” in their non-Christian convictions? In Acts 17, the Apostle Paul walks into Athens—the intellectual and cultural center of the ancient world—and comes face to face with people like that. Philosophers. Skeptics. Sophisticated idolaters. And instead of retreating, Paul engages them with courage, clarity, and deep conviction. If the gospel could hold ground in Athens, it can hold ground anywhere—including among the skeptical, secular people in your life. This message is both a challenge and an encouragement for Christians seeking to speak truth with boldness, wisdom, and genuine love in a deeply secular age. This is Part 2 of a two-part message.

On The Scent
Season 7, Episode 36: Classic Scents Remixed & Reinvented

On The Scent

Play Episode Listen Later May 7, 2026 42:33


On The Scent Podcast Season 7, Episode 36: Classic Scents Remixed & ReinventedChanel N°5 Eau de ToiletteHoused in a redesigned, minimalist (label-free) bottle inspired by the original 1924 silhouette, the classic scent profile is absolutely there (bubbly aldehydes, light florals) but with a modern, more casually dressed feeling. Lighter, more intimate, but with a grounding depth beyond the beloved soapy floralcy, Chanel describes it as: ‘A woody abstract floral fragrance that is powerful and textured – an invitation to discover N°5 in a new light.'Chanel N°5 L'EAU Eau de Toilette‘Less abstract than its forebears, the composition of N°5 L'EAU radiates citrus like sun-drenched honey. Top notes of lemon, mandarin and orange soar skyward with the aldehydes. Like a second wind, you can hear the rustle of flowers. Rose melds with airy jasmine and a new fraction of ylang-ylang, more modern than ever.Behind this floral whirlwind, vetiver and cedar impart a novel dynamism, softened by white musks notes. Never has Nº5 been so natural. So fresh.'Chanel N°5 EAU PREMIÈRE‘A floral, luminous and airy interpretation of N°5. The voluptuousness of Ylang-Ylang from the Comoros blends into the harmonious and delicate facets of May Rose and Jasmine. Aldehydes grant it a unique presence, and the smooth touch of Vanilla and musky notes create an incredibly feminine trail.'Estée Lauder Bronze Goddess Eau de ParfumThe quintessential sun-kissed, tropical blend now offers a more intense hit of sunset in a scent, via creamy coconut, tiare flower, warm amber, and vanilla. They say: ‘More intense. More glow. The unmistakable magic of notes of tiare flower and coconut, paired with notes of amber, sandalwood and vanilla, made even richer.'AERIN Mediterranean Honeysuckle Soleil (Summer Edition)This limited-edition 2026 solar floral fragrance is inspired by sun-drenched Mediterranean beach holidays. It features notes of neroli, monoi flower, and coconut milk, offering a warmer, creamier, and more radiant twist on the original. Founder, Aerin Lauder, says: ‘Mediterranean Honeysuckle Soleil is a radiant twist on our signature fragrance. This limited-edition was inspired by memories of sun-drenched beach days I have spent on the Mediterranean with family and friends. The scent reminds me of warm sun-kissed skin after a day by the sea with its notes of monoi flower, neroli and coconut milk.'DS & Durga Debaser In BloomReimagining the original fig scent with a brighter, creamier profile this version features top notes of raspberry flower and white currant, a heart of white gardenia, a base of musk and the highly intriguing grape soda-like ‘cassette tape' accord. Fascinating and resolutely modern!Founder David Seth Moltz explains: ‘Debaser is a cult favorite D.S. & DURGA fume inspired by my preteen years hanging out with cool older kids. Music was the binding force of the group. I was introduced to many bands, but the Pixies reigned supreme. I remember getting Doolittle on cassette tape. Back then, tapes smelled distinctly of grapey-orange blossom due to a mysterious mixture of polyester, magnetics, and lubricants from which they were manufactured. You would go to your local record shop, get the latest tape, and skate home fast to listen. When you tore off the wrapping, that familiar aroma was like an unconscious precursor to new music.Playing with a perfume formula is like reworking a beloved song. New elements emerge, this version of Debaser renders beauty from the mundane. The nostalgic aroma of tapes amplified with choice fruit and flower notes. It wears easy and gives a perfect spring-to-summer vibration, not unlike the music that inspired it.'Petit Fracas"Play the game of love with Petit Fracas de Robert Piguet eau de parfum. The scent has an audacious air, inspired by our iconic Fracas. Petit is fresh, youthful and feminine, with a playful innocence. Flirtatious and charming, Petit Fracas opens with notes of fresh citrus and pear. At the heart of the scent is a foral with a vintage edge: tuberose and white flowers. Sophisticated, with a touch of whimsy, the base is underscored by the elegance of musk and sandalwood sprinkled with a touch of chocolate."Don't forget it's the brilliant Barnes Fragrance Fair coming up soon! On Saturday 16th May the fragrance lovers will be gathering far and wide (we know four On The Scent Podcast listeners flying in to attend from America this year!) to sniff their way through the best independent fragrance houses in the U.K. With more stalls than ever where you can meet the founders / perfumers, there's also a whole timetable of fascinating talks to attend…Why not grab the last tickets for ‘Scent, Style & Self-Expression: Exploring how men can show up with confidence' with an expert panel hosted by friend of the pod, Haydn Williams @yousmellgreatwhatisit. Looking at how scent and style can enhance self-expression - and help leave a lasting impression - expect practical advice and insider secrets from the panel of experts…Robin James - 'Man for Himself' men's grooming, fragrance and lifestyle creator and Founder of Anforh. @manforhimselfPhill Tarling - 'The Image Coach', menswear stylist @philltarlingJimi Oketunji - 'Aromajayy' - fragrance & fashion content creator @aromajayyAll remaining tickets for talks are available here:https://www.barnesfragrancefair.com/talks-workshops-26

2 Pillars Church - Sermon Audio

What do you do with the person who seems completely unmoved by Christianity—the intelligent, thoughtful, culturally aware friend who doesn't hate Christianity so much as find it irrelevant? The person who is confident, even “sound,” in their non-Christian convictions? In Acts 17, the Apostle Paul walks into Athens—the intellectual and cultural center of the ancient world—and comes face to face with people like that. Philosophers. Skeptics. Sophisticated idolaters. And instead of retreating, Paul engages them with courage, clarity, and deep conviction. If the gospel could hold ground in Athens, it can hold ground anywhere—including among the skeptical, secular people in your life. This message is both a challenge and an encouragement for Christians seeking to speak truth with boldness, wisdom, and genuine love in a deeply secular age.

Windows Weekly (MP3)
WW 981: Semi-Sophisticated - Microsoft Releases Source Code For 86-DOS 1.00

Windows Weekly (MP3)

Play Episode Listen Later Apr 29, 2026


This episode dives into early MS-DOS/PC-DOS source code, Snapdragon X2 gaming, and the "We are Xbox" messaging. Plus, Paul details 2 big changes in the Windows Insider Program. The latest PowerToys adds 2 useful new utilities and many improvements. And a TWiT listener asked about buying Windows 11 on Arm to virtualize it on a Mac. You're not going to believe what happened next. Windows Microsoft announces big changes to Windows Update Microsoft announces Windows Insider Program changes, with Experimental channel Hands-on with both predictably shows some nice improvements Hands-on with Snapdragon X2 gaming - more wins, but still some losses Microsoft open sources some of the earliest MS-DOS source code and related materials Intel loses $3.7 billion and Wall Street could not be happier. WTF is happening - Paul has a theory and its called collusion AI Microsoft and OpenAI revise partnership again and wait for it... OpenAI immediately signs on with AWS Microsoft 365 Copilot subscribers get Word, Excel, and PowerPoint agentic AI features Copilot in Outlook can manage your inbox and calendar, but seriously stop using Outloook GitHub Copilot's switch to usage-based billing starts June 1 OpenAI is reportedly working on a phone because of course it is Adobe Firefly AI Assistant is now available in preview And then Anthropic goes deeper into the creator market Xbox and gaming Microsoft Gaming is being (re)rebranded to Xbox! New Xbox leadership can't stop explaining its plans and it's glorious Microsoft still plans a mobile game store, waiting on Apple to stop being so f'ing terrible Valve's Steam Controller will cost $99 and launches next week Tips and picks Tip of the week: Windows licenses, $, and you App pick of the week: PowerToys 0.99 RunAs Radio this week: M365 Copilot vs Claude Cowork with Sharon Weaver Brown liquor pick of the week: Reifel Rye Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: webroot.com/twit zscaler.com/security

All TWiT.tv Shows (MP3)
Windows Weekly 981: Semi-Sophisticated

All TWiT.tv Shows (MP3)

Play Episode Listen Later Apr 29, 2026 163:48 Transcription Available


This episode dives into early MS-DOS/PC-DOS source code, Snapdragon X2 gaming, and the "We are Xbox" messaging. Plus, Paul details 2 big changes in the Windows Insider Program. The latest PowerToys adds 2 useful new utilities and many improvements. And a TWiT listener asked about buying Windows 11 on Arm to virtualize it on a Mac. You're not going to believe what happened next. Windows Microsoft announces big changes to Windows Update Microsoft announces Windows Insider Program changes, with Experimental channel Hands-on with both predictably shows some nice improvements Hands-on with Snapdragon X2 gaming - more wins, but still some losses Microsoft open sources some of the earliest MS-DOS source code and related materials Intel loses $3.7 billion and Wall Street could not be happier. WTF is happening - Paul has a theory and its called collusion AI Microsoft and OpenAI revise partnership again and wait for it... OpenAI immediately signs on with AWS Microsoft 365 Copilot subscribers get Word, Excel, and PowerPoint agentic AI features Copilot in Outlook can manage your inbox and calendar, but seriously stop using Outloook GitHub Copilot's switch to usage-based billing starts June 1 OpenAI is reportedly working on a phone because of course it is Adobe Firefly AI Assistant is now available in preview And then Anthropic goes deeper into the creator market Xbox and gaming Microsoft Gaming is being (re)rebranded to Xbox! New Xbox leadership can't stop explaining its plans and it's glorious Microsoft still plans a mobile game store, waiting on Apple to stop being so f'ing terrible Valve's Steam Controller will cost $99 and launches next week Tips and picks Tip of the week: Windows licenses, $, and you App pick of the week: PowerToys 0.99 RunAs Radio this week: M365 Copilot vs Claude Cowork with Sharon Weaver Brown liquor pick of the week: Reifel Rye Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: webroot.com/twit zscaler.com/security

Radio Leo (Audio)
Windows Weekly 981: Semi-Sophisticated

Radio Leo (Audio)

Play Episode Listen Later Apr 29, 2026 163:48 Transcription Available


This episode dives into early MS-DOS/PC-DOS source code, Snapdragon X2 gaming, and the "We are Xbox" messaging. Plus, Paul details 2 big changes in the Windows Insider Program. The latest PowerToys adds 2 useful new utilities and many improvements. And a TWiT listener asked about buying Windows 11 on Arm to virtualize it on a Mac. You're not going to believe what happened next. Windows Microsoft announces big changes to Windows Update Microsoft announces Windows Insider Program changes, with Experimental channel Hands-on with both predictably shows some nice improvements Hands-on with Snapdragon X2 gaming - more wins, but still some losses Microsoft open sources some of the earliest MS-DOS source code and related materials Intel loses $3.7 billion and Wall Street could not be happier. WTF is happening - Paul has a theory and its called collusion AI Microsoft and OpenAI revise partnership again and wait for it... OpenAI immediately signs on with AWS Microsoft 365 Copilot subscribers get Word, Excel, and PowerPoint agentic AI features Copilot in Outlook can manage your inbox and calendar, but seriously stop using Outloook GitHub Copilot's switch to usage-based billing starts June 1 OpenAI is reportedly working on a phone because of course it is Adobe Firefly AI Assistant is now available in preview And then Anthropic goes deeper into the creator market Xbox and gaming Microsoft Gaming is being (re)rebranded to Xbox! New Xbox leadership can't stop explaining its plans and it's glorious Microsoft still plans a mobile game store, waiting on Apple to stop being so f'ing terrible Valve's Steam Controller will cost $99 and launches next week Tips and picks Tip of the week: Windows licenses, $, and you App pick of the week: PowerToys 0.99 RunAs Radio this week: M365 Copilot vs Claude Cowork with Sharon Weaver Brown liquor pick of the week: Reifel Rye Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: webroot.com/twit zscaler.com/security

Windows Weekly (Video HI)
WW 981: Semi-Sophisticated - Microsoft Releases Source Code For 86-DOS 1.00

Windows Weekly (Video HI)

Play Episode Listen Later Apr 29, 2026 163:48 Transcription Available


This episode dives into early MS-DOS/PC-DOS source code, Snapdragon X2 gaming, and the "We are Xbox" messaging. Plus, Paul details 2 big changes in the Windows Insider Program. The latest PowerToys adds 2 useful new utilities and many improvements. And a TWiT listener asked about buying Windows 11 on Arm to virtualize it on a Mac. You're not going to believe what happened next. Windows Microsoft announces big changes to Windows Update Microsoft announces Windows Insider Program changes, with Experimental channel Hands-on with both predictably shows some nice improvements Hands-on with Snapdragon X2 gaming - more wins, but still some losses Microsoft open sources some of the earliest MS-DOS source code and related materials Intel loses $3.7 billion and Wall Street could not be happier. WTF is happening - Paul has a theory and its called collusion AI Microsoft and OpenAI revise partnership again and wait for it... OpenAI immediately signs on with AWS Microsoft 365 Copilot subscribers get Word, Excel, and PowerPoint agentic AI features Copilot in Outlook can manage your inbox and calendar, but seriously stop using Outloook GitHub Copilot's switch to usage-based billing starts June 1 OpenAI is reportedly working on a phone because of course it is Adobe Firefly AI Assistant is now available in preview And then Anthropic goes deeper into the creator market Xbox and gaming Microsoft Gaming is being (re)rebranded to Xbox! New Xbox leadership can't stop explaining its plans and it's glorious Microsoft still plans a mobile game store, waiting on Apple to stop being so f'ing terrible Valve's Steam Controller will cost $99 and launches next week Tips and picks Tip of the week: Windows licenses, $, and you App pick of the week: PowerToys 0.99 RunAs Radio this week: M365 Copilot vs Claude Cowork with Sharon Weaver Brown liquor pick of the week: Reifel Rye Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: webroot.com/twit zscaler.com/security

The Amber Lilyestrom Show
The most sophisticated sales system in your business (and how to fully activate it!)

The Amber Lilyestrom Show

Play Episode Listen Later Apr 21, 2026 20:51


Welcome back to the Homeward podcast.  In this week's I'm talking about the most sophisticated sales systemin your business: your instincts. I hope today's conversation serves as an invitation to look at all the ways we've been conditioned to distrust our own innate wisdom and what happens when we allow ourselves to follow it again. It's my belief that learning how to work with our own wirirng is the breakthrough zone for anything and everything that we want.  I can't wait for you to listen.    Links Mentioned:  Book a Breakthrough Call: amberlilyestrom.com/breakthrough Take The Personal Money Codes Quiz: amberlilyestrom.com/moneyquiz Subscribe over on Substack Join my signature biz building program Homeward   Tag me in your big shifts + takeaways: @amberlilyestrom Did you hear something you loved here today?! Leave a Review + Subscribe via iTunes 

The John Batchelor Show
S8 Ep761: Professor Luke Foster explores the historic rivalry between Edmund Burke and Charles James Fox, analyzing their conflicting perspectives on the French Revolution and emphasizing the importance of sophisticated political rhetoric in 18th-century

The John Batchelor Show

Play Episode Listen Later Apr 18, 2026 14:17


Professor Luke Foster explores the historic rivalry between Edmund Burke and Charles James Fox, analyzing their conflicting perspectives on the French Revolution and emphasizing the importance of sophisticated political rhetoric in 18th-century British parliamentary culture. (7)1945 HOWARD HUGHES "HERCULES."

The John Batchelor Show
S8 Ep751: 8. Annie Fixler warns of sophisticated cyber threats from China and Russia. She highlights the danger of AI discovering software vulnerabilities and China's Volt Typhoon prepositioning within US critical infrastructure.

The John Batchelor Show

Play Episode Listen Later Apr 16, 2026 7:32


8. Annie Fixler warns of sophisticated cyber threats from China and Russia. She highlights the danger of AI discovering software vulnerabilities and China's Volt Typhoon prepositioning within US critical infrastructure.

The John Batchelor Show
S8 Ep749: Preview for Later Today Annie Fixler discusses Anthropic's new AI model capable of rapidly identifying software vulnerabilities. She warns that China is racing to develop similar technology to use for its very own highly sophisticated cyberatta

The John Batchelor Show

Play Episode Listen Later Apr 15, 2026 2:17


Preview for Later TodayAnnie Fixler discusses Anthropic's new AI model capable of rapidly identifying software vulnerabilities. She warns that China is racing to develop similar technology to use for its very own highly sophisticated cyberattacks.1965

Daily Crypto Report
"Drift says hack was sophisticated admin takeover" Apr 02, 2026

Daily Crypto Report

Play Episode Listen Later Apr 2, 2026 5:27


Today's blockchain and crypto news Bitcoin is down slightly at $66,202   Ethereum is down slightly at $2,032 And XRP is down slightly at $1.29 BitGo launches BitGo Mint Metaplanet picks up $406M worth of BTC in Q1 Drift says hack was sophisticated admin takeover eToro finally launches crypto trading in NY EDX markets applies for bank charter Learn more about your ad choices. Visit megaphone.fm/adchoices

Affordable Interior Design presents Big Design, Small Budget
TBT: Mixing Rugs & Making Spaces Sophisticated | Uploft Interior Design

Affordable Interior Design presents Big Design, Small Budget

Play Episode Listen Later Mar 26, 2026 33:17


Betsy Helmuth shares her excitement about her upcoming book conference, discusses her journey in interior design, and offers advice on mixing rugs and color palettes. She also touches on inspiring others, balancing work and life, and answers listener questions. Premium membership benefits are highlighted. Timestamps: 0:00 Premium membership announcement 1:25 Introduction and book conference excitement 2:22 Interior design diaries and personal stories 4:03 Inspiring others to follow their dreams 6:55 Hopes for the next generation 7:17 Writing career and podcast recommendations 8:33 Answering listener questions 9:03 Premium membership benefits 12:02 Advice on mixing rugs 21:34 Work-life balance and career day experience 23:32 Listener question about color palettes and mixing styles 29:05 Closing remarks and gratitude to premium members Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uploft.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Premium Member⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠betsyhelmuth.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OfficeInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/uploft-interior-design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The John Batchelor Show
S8 Ep484: Border Drone Threats, USMCA, and Venezuela. Evan Ellis discusses the closure of El Paso's airspace due to sophisticated cartel drones. He also highlights the critical necessity of renegotiating the USMCA to preserve Mexico's economy and cooper

The John Batchelor Show

Play Episode Listen Later Feb 19, 2026 16:18


Border Drone Threats, USMCA, and Venezuela. Evan Ellis discusses the closure of El Paso's airspace due to sophisticated cartel drones. He also highlights the critical necessity of renegotiating the USMCA to preserve Mexico'seconomy and cooperative security posture. Finally, he notes a surprising US military delegation visit to negotiate with Venezuela's Maduro regime. #71918 BELLEAU WOOD

The John Batchelor Show
S8 Ep466: 6.. Guest: Hampton Sides. Cook unexpectedly discovers the Hawaiian Islands, landing at Kauai. He is amazed by the sophisticated agriculture and aqueducts but stays briefly, rushing toward the Arctic. This first contact is mutual puzzlement; loc

The John Batchelor Show

Play Episode Listen Later Feb 16, 2026 8:34


6..  Guest: Hampton Sides. Cook unexpectedly discovers the Hawaiian Islands, landing at Kauai. He is amazed by the sophisticated agriculture and aqueducts but stays briefly, rushing toward the Arctic. This first contact is mutual puzzlement; locals view the British as "volcano people" due to their smoking, while Cook worries about transmitting disease.

Morning Wire
“Weaponized Migration” — One of the Most ‘Sophisticated Invasions' In History

Morning Wire

Play Episode Listen Later Feb 1, 2026 16:03


Peter Schweizer of the Government Accountability Institute has been investigating foreign campaigns to influence American elections. He joins the show to discuss his explosive findings laid out in his book ‘Invisible Coup, How American Elites and Foreign Powers use Immigration as a Weapon.' Get the facts first with Morning Wire.- - -Ep. 2610- - -Wake up with new Morning Wire merch: https://bit.ly/4lIubt3- - -Today's Sponsor:NetSuite - Get the free business guide, Demystifying AI, at https://Netsuite.com/MORNINGWIRE- - -Privacy Policy: https://www.dailywire.com/privacymorning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices