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Interview with Andrew Ferrier, Managing Director of Global Uranium & EnrichmentRecording date: 23rd July 2025Global Uranium (ASX:GUE) has emerged as a compelling investment opportunity in the rapidly evolving uranium sector, strategically positioned to capitalize on America's growing need for domestic uranium production. Led by managing director Andrew Ferrier, the company has assembled a portfolio of assets and partnerships that address critical gaps in the US nuclear fuel supply chain.The centerpiece of Global Uranium's strategy is the Pine Ridge project, a massive 70,000-acre uranium property in Wyoming's prestigious Powder River Basin. Acquired through a 50/50 joint venture with NASDAQ-listed Snow Lake for US$22.5 million, the project targets 24-51 million pounds of uranium potential, positioning it among the basin's top development opportunities. The strategic location, sitting between Cameco's Smith Ranch facility and Energy Fuels' northern operations, provides exceptional infrastructure advantages and geological confidence.Global Uranium's competitive edge stems from proven permitting expertise that many uranium developers lack. Ferrier's team previously navigated the complex regulatory process to permit the Reno Creek uranium project, bringing rare technical knowledge to an industry where permitting failures have derailed numerous competitors. This expertise has already enabled rapid progress, with exploration permits secured and drilling operations commenced targeting a JORC resource by Q4 2025.The company's investment strategy extends beyond traditional mining through its 22% stake in Ubaryon, a cutting-edge uranium enrichment technology company recently backed by Urenco, the Western world's largest enrichment operator. This partnership validates Ubaryon's chemical enrichment process, which could revolutionize nuclear fuel processing by bypassing traditional conversion steps.With geopolitical tensions highlighting America's dangerous dependence on foreign uranium supplies, Global Uranium's domestic focus aligns perfectly with government priorities for energy security. As Ferrier notes, "The environment is very ripe in the US to support domestic production of US uranium," positioning the company at the forefront of America's uranium renaissance.View Global Uranium and Enrichment's company profile: https://www.cruxinvestor.com/companies/okapi-resources-limitedSign up for Crux Investor: https://cruxinvestor.com
Assessing the streaming landscape after UFC gets acquired by Paramount +
Jeffrey Epstein's Zorro Ranch in New Mexico was far more than a secluded estate—it was a fortress of influence, shielded by political connections, legal loopholes, and geographic isolation. Acquired in the early 1990s through ties to the powerful King family, the sprawling property benefited from a sex offender registry loophole that allowed Epstein to avoid public monitoring after his 2008 conviction. With friends like former Governor Bill Richardson, proximity to the elite Santa Fe Institute, and state trust land leases that expanded his buffer of privacy, Epstein found in New Mexico a jurisdiction uniquely suited to let him operate unchecked.Despite credible victim accounts placing abuse at the ranch, New Mexico authorities never conducted a serious investigation, choosing instead to hand the matter over to federal prosecutors. This “punting” avoided the political fallout that might have come from probing Epstein's local connections and land deals, but it also ensured that years of potential evidence went uncollected. By the time the federal case took center stage in 2019, Zorro Ranch was little more than a missed opportunity for justice—proof that in New Mexico, as elsewhere, the powerful can secure safe harbor when the right people look the other way.to contact me:bobbycapucci@protonmail.com
Jeffrey Epstein's Zorro Ranch in New Mexico was far more than a secluded estate—it was a fortress of influence, shielded by political connections, legal loopholes, and geographic isolation. Acquired in the early 1990s through ties to the powerful King family, the sprawling property benefited from a sex offender registry loophole that allowed Epstein to avoid public monitoring after his 2008 conviction. With friends like former Governor Bill Richardson, proximity to the elite Santa Fe Institute, and state trust land leases that expanded his buffer of privacy, Epstein found in New Mexico a jurisdiction uniquely suited to let him operate unchecked.Despite credible victim accounts placing abuse at the ranch, New Mexico authorities never conducted a serious investigation, choosing instead to hand the matter over to federal prosecutors. This “punting” avoided the political fallout that might have come from probing Epstein's local connections and land deals, but it also ensured that years of potential evidence went uncollected. By the time the federal case took center stage in 2019, Zorro Ranch was little more than a missed opportunity for justice—proof that in New Mexico, as elsewhere, the powerful can secure safe harbor when the right people look the other way.to contact me:bobbycapucci@protonmail.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with Carson Olinger, a real estate investor who has successfully scaled his business from wholesaling to multifamily acquisitions. Carson shares insights on the importance of understanding operations, the acquisition process, and the significance of building relationships in the real estate industry. He emphasizes the need for cash flow from day one and discusses his approach to deal architecture, focusing on solving sellers' problems. Carson also reflects on his scaling challenges and the importance of networking for growth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Jeffrey Epstein's Zorro Ranch in New Mexico was far more than a secluded estate—it was a fortress of influence, shielded by political connections, legal loopholes, and geographic isolation. Acquired in the early 1990s through ties to the powerful King family, the sprawling property benefited from a sex offender registry loophole that allowed Epstein to avoid public monitoring after his 2008 conviction. With friends like former Governor Bill Richardson, proximity to the elite Santa Fe Institute, and state trust land leases that expanded his buffer of privacy, Epstein found in New Mexico a jurisdiction uniquely suited to let him operate unchecked.Despite credible victim accounts placing abuse at the ranch, New Mexico authorities never conducted a serious investigation, choosing instead to hand the matter over to federal prosecutors. This “punting” avoided the political fallout that might have come from probing Epstein's local connections and land deals, but it also ensured that years of potential evidence went uncollected. By the time the federal case took center stage in 2019, Zorro Ranch was little more than a missed opportunity for justice—proof that in New Mexico, as elsewhere, the powerful can secure safe harbor when the right people look the other way.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Jeffrey Epstein's Zorro Ranch in New Mexico was far more than a secluded estate—it was a fortress of influence, shielded by political connections, legal loopholes, and geographic isolation. Acquired in the early 1990s through ties to the powerful King family, the sprawling property benefited from a sex offender registry loophole that allowed Epstein to avoid public monitoring after his 2008 conviction. With friends like former Governor Bill Richardson, proximity to the elite Santa Fe Institute, and state trust land leases that expanded his buffer of privacy, Epstein found in New Mexico a jurisdiction uniquely suited to let him operate unchecked.Despite credible victim accounts placing abuse at the ranch, New Mexico authorities never conducted a serious investigation, choosing instead to hand the matter over to federal prosecutors. This “punting” avoided the political fallout that might have come from probing Epstein's local connections and land deals, but it also ensured that years of potential evidence went uncollected. By the time the federal case took center stage in 2019, Zorro Ranch was little more than a missed opportunity for justice—proof that in New Mexico, as elsewhere, the powerful can secure safe harbor when the right people look the other way.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Joe runs down the performance of several QBs who the Steelers could've taken - Milton, Dart, Sanders, Milroe, Fields, Joe had a crazy sneeze.
Who were some great singers and actors? Ben Cherington had another baffling quote, this time about Bubba Chandler. Could the Pirates bring back Tommy Pham? Why are we still talking about Triolo and Suwinski? Mullys drops in with a special gift to Joe from Oakmont. Joe runs down the performance of several QBs who the Steelers could've taken - Milton, Dart, Sanders, Milroe, Fields, Joe had a crazy sneeze.
Like a pearl I. Great worth II. Recognized by few III. Everything surrendered IV. Acquired by choice V. True joy follows
Full Text of ReadingsMemorial of Saint Dominic, Priest Lectionary: 411The Saint of the day is Saint DominicSaint Dominic’s Story If he hadn't taken a trip with his bishop, Dominic would probably have remained within the structure of contemplative life; after the trip, he spent the rest of his life being a contemplative in active apostolic work. Born in old Castile, Spain, Dominic was trained for the priesthood by a priest-uncle, studied the arts and theology, and became a canon of the cathedral at Osma, where there was an attempt to revive the apostolic common life described in Acts of the Apostles. On a journey through France with his bishop, Dominic came face to face with the then virulent Albigensian heresy at Languedoc. The Albigensians–or Cathari, “the pure ones”–held to two principles—one good, one evil—in the world. All matter is evil—hence they denied the Incarnation and the sacraments. On the same principle, they abstained from procreation and took a minimum of food and drink. The inner circle led what some people regarded as a heroic life of purity and asceticism not shared by ordinary followers. Dominic sensed the need for the Church to combat this heresy, and was commissioned to be part of the preaching crusade against it. He saw immediately why the preaching crusade was not succeeding: the ordinary people admired and followed the ascetical heroes of the Albigenses. Understandably, they were not impressed by the Catholic preachers who traveled with horse and retinues, stayed at the best inns and had servants. Dominic therefore, with three Cistercians, began itinerant preaching according to the gospel ideal. He continued this work for 10 years, being successful with the ordinary people but not with the leaders. His fellow preachers gradually became a community, and in 1215 Dominic founded a religious house at Toulouse, the beginning of the Order of Preachers or Dominicans. Dominic’s ideal, and that of his Order, was to organically link a life with God, study, and prayer in all forms, with a ministry of salvation to people by the word of God. His ideal: contemplata tradere: “to pass on the fruits of contemplation” or “to speak only of God or with God.” Reflection The Dominican ideal, like that of all religious communities, is for the imitation, not merely the admiration, of the rest of the Church. The effective combining of contemplation and activity is the vocation of truck driver Smith as well as theologian Aquinas. Acquired contemplation is the tranquil abiding in the presence of God, and is an integral part of any full human life. It must be the wellspring of all Christian activity. Saint Dominic is the Patron Saint of: AstronomersDominican Republic Saint of the Day, Copyright Franciscan Media
Inside INdiana Business Radio for the afternoon of August 8, 2025. The Indiana University Kelley School of business is looking for the next cohort of small-to-mid-size businesses to participate in its Enterprise Corps business accelerator program. Four Indiana TV stations are set to be acquired as part of a $171 million deal. Plus, two Hoosiers receive the state's highest agricultural honor. Get the latest business news from throughout the state at InsideINdianaBusiness.com.
Discover how does it take to scale a real estate investment firm to over $225 million in multifamily assets! In this electrifying episode, August Biniaz, co-founder of CPI Capital, shares how he acquired 787 doors and raised over $10 million in equity—without relying on traditional syndication routes. From pioneering the “build-to-rent” strategy in Canada to bringing vertical integration to his operations, August pulls back the curtain on the systems, mindset, and investor-first principles that have fueled his growth. If you're an investor or entrepreneur ready to think bigger and operate smarter, this conversation is packed with insights you can't afford to miss. 5 Key Takeaways:Build-to-Rent Model in Canada: August explains how CPI Capital capitalized on the build-to-rent strategy, a first in Canada, providing a strong business case for ground-up development.Vertical Integration for Control: By bringing property management, construction, and even a real estate brokerage in-house, CPI Capital maintains control and efficiency throughout the asset lifecycle.Focus on Accredited Investors: August highlights the shift toward working exclusively with accredited investors to meet compliance and raise capital at scale.Educational Marketing as a Differentiator: CPI Capital prioritizes content-driven education—webinars, newsletters, investor guides—to build trust and stand out in a competitive market.Mindset of a Scalable Leader: August shares his journey of evolving from a real estate agent and builder to a capital allocator, stressing the importance of mindset shifts in scaling any business.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai
In this episode Stacey Richter speaks with Jonathan Baran, CEO of Self Fund Health in a detailed exploration of what they term the 'Flywheel Downward Spiral' of American healthcare costs. The conversation delves into how electronic health records (EHR) and the incentives driving insurers, brokers, and hospital systems contribute to consistently rising healthcare premiums. Key points include how insurers profit from high premiums, the misleading marketing focus on discounts rather than actual costs, and the role of EHR systems in maximizing hospital profits rather than improving patient care. The episode sets the stage for a subsequent discussion on reversing these trends, aiming to align healthcare outcomes with cost reductions. Self Fund Health, I am so pleased to tell you, as I am always so pleased to tell you, did make such a kind offer to help out Relentless Health Value financially. You and the tribe here are really, really great folks who I truly appreciate. Please support Self Fund Health if you are in Wisconsin. This episode is sponsored by Self Fund Health. === LINKS ===
The Sad Dads both fall into a car detailing tool without knowing the other had purchased it and it's likely the best tool ever. Gym gets a visit from a far away friend. Andre Agassi didn't play tennis becasue he loved it. Foo's dads repalces his DSL with a cell setup with just two steps. Plus more!
Is the U.S. preparing to acquire Bitcoin by buying MicroStrategy? Tom Lee thinks so. Trump just went nuclear on the banks that froze him out and is ready to replace Powell. Saylor's going all in, Tom Lee is calling $1M BTC, and the government might be next in line. This isn't just financial — it's political, strategic, and happening fast.SPONSORS⛓️ Mining Disrupthttp://www.eventbrite.com/e/1332865469499/?discount=SIMPLYBITCOINThe Worlds Largest Bitcoin Mining Expo!! Dallas, Texas November 11-13, 2025Promo code: SIMPLYBITCOIN for 20% off⚡️ THE ORANGE PILL APPhttps://www.orangepillapp.com - Meet local Bitcoiners- Find local Bitcoin events- Find local merchants that accept Bitcoin- STACK FRIENDS WHO STACK SATS
In this week's episode of the Friends in Beauty Podcast, we're joined by Lindsay Nahmiache—CEO of Veriphy Skincare, founder of award-winning agency Jive PR + Digital, and investor in over 13 startups, including a double unicorn. Lindsay is a branding expert and strategic investor who's helped companies scale from seed to Series E—and she recently added beauty brand rescuer to her résumé.We dive into the real story behind her acquisition of Veriphy Skincare and how she saved the brand from shutting down. Lindsay shares how beauty rituals like skincare can fuel professional confidence, why “confidence is the new glow,” and what founders need to know to grow a business that gets attention from investors.From building brand voice in a saturated beauty market to managing global campaigns, to leading with clarity, confidence, and conviction—Lindsay breaks down how she blends data, storytelling, and intuition to grow and glow in business.This is a must-watch conversation for beauty professionals, brand builders, investors, and entrepreneurs looking to own their power at every stage of the journey.
In season two of Shiny Happy People, the Amazon Prime Original docu-series turns its focus to Teen Mania Ministries, the organization that made Acquire The Fire stadium events. These events are described in the series as "youth group Coachella." But Christian music was just the tip of the iceberg with Teen Mania. To unpack the series, Andrew is joined by Krispin Mayfield, a fellow podcaster and licensed therapist who specializes in helping people with religious trauma. Learn more about Krispin at krispinmayfield.com and his current podcast project, Strongwilled, at Substack: strongwilled.substack.comDo you have a Christian rock story to tell? Leave us a message at (629) 777-6336.If Rock That Doesn't Roll is important to you, support us on Patreon. https://www.patreon.com/rtdr (join via the website, not the iOS app)Or make a one-time donation: https://coff.ee/rtdrIf you can't afford a donation, please tell five friends about the show.You can connect with us on Instagram or by emailing RTDRpod@gmail.comSign up for our Substack to keep up with show developments.Buy RTDR merch here.
Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.The regulated investment crowdfunding market is experiencing a remarkable resurgence, with $450 million invested in the first half of 2025—a sign of renewed growth and confidence in this alternative financing method. After a pullback following the 2021 peak, this year's upswing is breathing new life into opportunities for both entrepreneurs and investors.Brian Belley, Vice President of Product at Kingscrowd, shared insights on this trend during this episode of the “Superpowers for Good” show. He highlighted the resilience of the market, noting, “The numbers were actually very encouraging for this year. So over the first six months, over the first half of the year, there was $450 million committed to these campaigns that are being done online to these offerings.”Despite economic uncertainty and public market volatility earlier this year, investors continued to support small businesses and startups. As Belley explained, “We actually raised $450 million in spite of all of that that was going on.” Beyond the investment totals, this capital is fueling job creation and economic activity across communities.Both Regulation A and Regulation Crowdfunding (Reg CF) are seeing significant participation. Regulation A campaigns attracted $250 million, while Reg CF brought in $200 million—up 9% from last year. Belley pointed out, “In the case of Regulation A, that even exceeded the first six months even going back to 2021,” signaling the historic nature of this year's growth.One reason for Reg CF's continued appeal is its accessibility, with minimum investments as low as $50 or $100. Belley said, “The average investment size, check size, as we refer to it, does tend to be in that $1,000 to $1,200 range... there are some bigger investors out there as well who are investing in these companies.” This democratization of investing is helping more people participate in early-stage ventures.Recent successful offerings, such as the Newsmax Reg A+ campaign that raised $75 million, show how large brands can leverage their audiences to achieve record-breaking results. Such campaigns also demonstrate how regulated crowdfunding can bridge the gap between private and public markets, sometimes allowing shares to become tradable soon after the raise.Kingscrowd's projections suggest that the sector could reach $900 million by year's end, potentially rivaling or even surpassing the 2021 record. For founders seeking capital and investors seeking opportunities, the data points to a robust and promising period for regulated investment crowdfunding.For those interested in learning more, Belley's latest report is available at s4g.biz/king or kingscrowd.com, offering data, insights, and tools to help navigate this dynamic market.tl;dr:The episode highlights a renewed surge in regulated investment crowdfunding, with $450 million raised early in 2025.Brian Belley of Kingscrowd shares data and trends, showing growth in both Reg A and Reg CF offerings.Reg CF's accessibility empowers everyday investors and helps democratize early-stage investment opportunities.The Newsmax Reg A+ campaign illustrates how major brands can achieve record-breaking success through pre-IPO crowdfunding.The episode closes with practical advice for founders and investors to benefit from the evolving crowdfunding landscape.The Newsmax offering stands out as a prime example of pre-IPO crowdfunding. As Brian Belley explained, “Something very unique with the Newsmax offering is this ability where it was kind of this pre-IPO offering, where the shares that were purchased were essentially then kind of uplisted. They were listed on a public exchange after the Reg A offering, and they then became tradable.” This structure enabled investors not only to back a familiar media brand but also to access liquidity by trading their shares soon after the campaign, a feature rarely seen in traditional crowdfunding.The Newsmax Reg A+ campaign showcased how a company can leverage its established audience to fuel a record-breaking raise. With a large, engaged base, Newsmax was able to reach supporters eager for both financial returns and a chance to connect with the brand's mission. After the campaign, the shares became tradable on a public exchange, and early trading saw the stock price soar, providing some investors with significant short-term gains before stabilizing. This example demonstrates how regulated crowdfunding can bridge private capital raising and public market liquidity, offering tangible rewards and flexibility to investors.Build and engage a strong community or audience before launching any campaignLeverage brand recognition and trust to attract committed investorsStructure offerings with potential paths to liquidity, such as post-raise public tradingWork with experienced platforms and broker-dealers to maximize reach and regulatory complianceCommunicate risks and rewards transparently to set realistic investor expectationsGuest ProfileBrian Belley (he/him):Vice President, Product, KingscrowdAbout Kingscrowd: Kingscrowd is a team of financiers, venture capitalists, technologists, founders, and experts on a mission to democratize private market investing. Our mission is to educate and empower everyday investors with the same level of access to private investment opportunities and diligence as institutional investors. Kingscrowd collects data -- over 300 data points -- on every online capital raise being conducted under Regulated Investment Crowdfunding (Reg CF and Reg A+). Our platform allows investors and founders to make more informed investment and capital raising decisions. In addition, Kingscrowd operates the online private market's first data-driven investment fund, Kingscrowd Capital. Website: kingscrowd.comX/Twitter Handle: @kingscrowdincBiographical Information: Brian Belley is an aerospace engineer and Fortune 500 engineering lead turned tech entrepreneur, with a keen eye for innovative financing in the startup ecosystem. After a decade in the defense industry working on electronic warfare technology to protect our country, he jumped into the alternative finance space full time as the founder of Crowdwise. Acquired by KingsCrowd in 2021, Brian now serves as KingsCrowd's Head of Product. With over 220 personal angel investments under his belt, he's deeply entrenched in the investment landscape, offering invaluable insights to both startups and investors. Always at the forefront of alternative investing - such as mining Bitcoin in his garage back in 2013 to crowd-sourced real estate and peer-to-peer lending, NFTs and art - he's no stranger to seeking diversification and alpha through areas that mainstream investors haven't yet discovered.Beyond his executive and entrepreneurial roles, Brian is an active board member for the Crowdfunding Professional Association (CfPA) and a passionate advocate for growth and innovation in the online alternative investing industry. He is also a Board Member of New England FIRST, a STEM youth organization helping to introduce the future leaders and entrepreneurs to STEM fields. In his free time, Brian is an avid runner and also dabbles in numerous side projects to stay technically sharp; one of which led to his sending weather balloons to near-space that were featured on a skit for The Late Show with Stephen Colbert.X/Twitter Handle: @brianbelleyLinkedin: linkedin.com/in/brianbelleySupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, Rancho Affordable Housing (Proactive), and Dopple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on August 19, 2025, at 1:30 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, August 20, 2025, at 12:00 PM Eastern. Devin Thorpe, CEO and Founder of The Super Crowd, Inc., will lead a session on "Your Portal, Your Future: How to Choose the Right Reg CF Platform." With so many investment crowdfunding portals available today, selecting the right one can be overwhelming for both founders and investors. In this session, Devin will break down the critical factors to consider—such as platform fees, audience demographics, compliance support, industry focus, and overall user experience. Whether you're a founder planning a raise or an investor exploring where to put your dollars to work, you'll walk away with a clearer understanding of how to evaluate and choose the platform that best aligns with your goals. Don't miss this practical, insight-packed hour designed to help you take your next step in the Reg CF ecosystem with confidence.SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Apply for the Live Pitch here. VIPs get access to our better-than-in-person networking, including backstage passes, VIP networking and an exclusive VIP webinar! Get your VIP access for just $25. A select group of affordable sponsorship opportunities is still available. Learn more here.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Devin Thorpe is featured in a free virtual masterclass series hosted by Irina Portnova titled Break Free, Elevate Your Money Mindset & Call In Overflow, focused on transforming your relationship with money through personal stories and practical insights. June 8-21, 2025.Join Dorian Dickinson, founder & CEO of FundingHope, for Startup.com's monthly crowdfunding workshop, where he'll dive into strategies for successfully raising capital through investment crowdfunding. June 24 at noon Eastern.Future Forward Summit: San Francisco, Wednesday, June 25 · 3:30 - 8:30 pm PDT.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Impact Accelerator Summit is a live in-person event taking place in Austin, Texas, from October 23–25, 2025. This exclusive gathering brings together 100 heart-centered, conscious entrepreneurs generating $1M+ in revenue with 20–30 family offices and venture funds actively seeking to invest in world-changing businesses. Referred by Michael Dash, participants can expect an inspiring, high-impact experience focused on capital connection, growth, and global impact.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe
Investing, Business, Technology - Ben Gilbert and David Rosenthal
Rich J. Yun didn't build Jet Designs to sell it. He built it to solve a real need: on-demand design support for early-stage startups.But once it was running smoothly, he listed it on Acquire.com. No brokers. No outside capital. Just a clean listing and the right buyer.Within days, the deal was done. All cash. No earn-out. No complications.In this episode, Rich explains how he prepared for a fast exit using Acquire.com templates, recording walkthroughs on Loom, and managing multiple buyers without letting things drag.He also shares how to structure your data room, what buyers really look for in service businesses, and how to stay flexible to close faster.You'll learn:How to prep a design services business for acquisitionWhy documentation creates speed and trustHow to juggle multiple buyers with confidenceWhy founders don't need “scale” to sellWhat Rich included in his listing that made it stand out3 lessons from Rich's exit:Clear docs remove 90% of buyer objectionsAcquire's resources (templates + videos) save time and stressIf you're honest and prepared, buyers move fastWhether you're running a solo service or a small SaaS, Rich's exit shows that simplicity, clarity, and preparation are all you need.Follow Rich's journey:→ LinkedIn→ Twitter→ Jet Designs
Angioedema – Recognition and Management in the ED Hosts: Maria Mulligan-Buckmiller, MD Brian Gilberti, MD https://media.blubrry.com/coreem/content.blubrry.com/coreem/Angioedema.mp3 Download Leave a Comment Tags: Airway Show Notes Definition & Pathophysiology Angioedema = localized swelling of mucous membranes and subcutaneous tissues due to increased vascular permeability. Triggers increased vascular permeability → fluid shifts into tissues. Etiologies Histamine-mediated (anaphylaxis) Associated with urticaria/hives, pruritus, and redness. Triggered by allergens (foods, insect stings, medications). Rapid onset (minutes to hours). Bradykinin-mediated Hereditary angioedema (HAE): C1 esterase inhibitor deficiency (autosomal dominant). Acquired angioedema: Associated with B-cell lymphoma, autoimmune disease, MGUS. Medication-induced: Most commonly ACE inhibitors; rarely ARBs. Typically lacks urticaria and itching. Gradual onset, can last days if untreated. Idiopathic angioedema Unknown cause; diagnosis of exclusion. Clinical Presentations Swelling Asymmetric, non-pitting, usually non-painful. May involve lips, tongue, face, extremities, GI tract. Respiratory compromise Upper airway swelling → stridor, dyspnea, sensation of throat closure. Airway obstruction is the most feared complication. Abdominal manifestations
Adam Crowley and Dorin Dickerson use the Pirates' history of trades with the New York Yankees under GM Ben Cherington to predict how the trade of CP David Bednar may turn out.
In episode #156 of the Mets Weekly Podcast, we're back to recap the Mets vs. Giants series! We'll also cover the latest news, rumors, & more! Tons to discuss…Mets swept in San DiegoStuds & DudsMets acquire Tyler RogersMets acquire Ryan HelsleyMore Trade Deadline reportsNYM-SF Series Preview& MORE!New episodes of our show are recorded live following every series of games during the regular season. So make sure to subscribe to our YouTube channel and turn on post notifications to not miss the next time we go live all regular season long!Video version of this episode:https://www.youtube.com/watch?v=ZcSPyEzhuNk Follow us on X & TikTok:https://twitter.com/MetsWeeklyPod https://www.tiktok.com/@metsweekly
In this episode, I've got some big news to share: Slick Talk: The Hospitality Podcast, Good Morning Hospitality, and Suite Success by Katie Cline have officially been acquired by Skift — the leading voice in global travel and hospitality media. This is a full-circle moment for me, and I couldn't be more excited to join the Skift team as their new Director of Video and Audio Strategy. I'll be overseeing a growing slate of shows, video content, and creative across the platform as we level up what hospitality media can be. Now, with all this change comes a little shift in scheduling: Slick Talk will be hitting pause for a bit while we gear up for Skift Global Forum this September in NYC. The show will return later this October. In the meantime, Good Morning Hospitality and Suite Success will keep going strong, publishing weekly as usual. If you haven't already, now's a great time to dive into Skift's other podcasts too — there's a ton of smart, thoughtful content happening across the network that I think you'll get a lot out of. Most importantly, I just want to say thank you. For seven years, you've listened, shared, and supported this journey. This next chapter is only possible because of that. And I'm beyond grateful. More soon — and I'll catch you on the next episode. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we're talking about a topic that is relevant for all critical care physicians but under-examined: ICU Acquired Weakness. We are joined by two excellent guests to walk through a case and discuss the diagnosis, pathophysiology, prevention, and treatment of … Continue reading →
Today's conversation is with Laura McKenzie about how she reframed her life after experiencing Transverse myelitis, which led to her spontaneous paralysis on New Year's Day in 2023. Laura is a stay-at-home mom who raises her kids, loves her dogs, and is a good partner, all while being in a wheelchair and having to relearn everything she previously knew how to do. She has become immersed in the once-foreign world of disability, and she has now found herself an advocate for it. She recently wrote a children's book titled 'Mommy Grew A Wheelchair,' which features images of Laura (before and after her paralysis), her two kids, and the family's two big, shaggy dogs. It's currently available on Etsy or Ko-Fi. Contact us: BraaainsPodcast.com Follow: @BraaainsPodcast Music: @_Deppisch_ Support this show: Patreon.com/BraaainsPodcast
In episode #155 of the Mets Weekly Podcast, we're back to recap the Mets vs. Giants series! We'll also cover the latest news, rumors, & more! Tons to discuss…Mets win 7 in a rowStuds & DudsMets acquire Gregory SotoRobert + more deadline rumorsNYM-SD Series Preview& MORE!New episodes of our show are recorded live following every series of games during the regular season. So make sure to subscribe to our YouTube channel and turn on post notifications to not miss the next time we go live all regular season long!Video version of this episode:https://www.youtube.com/watch?v=fxJIcFDwQYQ Follow us on X & TikTok:https://twitter.com/MetsWeeklyPod https://www.tiktok.com/@metsweekly
Inside INdiana Business Radio for the afternoon of July 25, 2025. A soul food restaurant in South Bend is celebrating its first anniversary and looking to the future. An exterior services contractor in Fort Wayne has been acquired by an Illinois company. Plus, Lafayette-based Wabash reports a second-quarter loss amid continued economic uncertainty, but it's CEO is hopeful for the future. Get the latest business news from throughout the state at InsideINdianaBusiness.com.
What began as a $4-an-hour summer gig at Western Pest has grown into Hoffman's Exterminating, a six-branch powerhouse ranked among PCT's Top 100—and CEO Bill Hoffman is still at the helm. Certified as an entomologist and PCQI, Bill joins the Blue-Collar Twins to unpack how pig-farm discipline, union-shop lessons, and a “coach-not-tech” mindset fueled steady, one-to-three-hires-per-year growth—and landed Hoffman's as the official pest-control partner of the Philadelphia Eagles. You'll hear: Door-Knock Origins – mortgaging sweat equity into a one-man startup while moonlighting at a deli and landscaping crew.Coach's Playbook – shifting from “crawl-space hero” to head coach and writing SOPs that free his team to execute.Eagles & MLS Deals – the referral chain—from a mom-and-pop acquisition to MLS partner to NFL sidelines—that proves community karma pays.Culture Moat – 20-year employees earn lifetime health insurance; paid volunteer hours keep staff and community for life.Seasonality Hacks – 55 % commercial mix, exclusion division, and weather “audibles” that keep 70 techs busy through Northeast winters.Mission Beyond Margins – board seats at two Ronald McDonald Houses, sustainability work at Lincoln Financial Field, and why “quality over quantity” still drives every decision. Stick around for Bill's blunt advice on moving from technician mindset to $30 million CEO—and why the best companies know when to act big and when to act small. From PE Teachers to Pest Control Owners: The Julio Twins Share Their POTOMAC Experience https://youtu.be/HAx9noqsqTo https://www.linkedin.com/in/paulgiannamore www.potomaccompany.com https://bluecollartwins.com Produced by: www.verbell.ltd Timestamps (podcast.co-ready) 00:00 – Cold-open: “A $30 M CEO is a coach, not a tech.” 00:50 – Pig-farm work ethic: discipline, sharpened blades, and early hustle 02:35 – South-Jersey roots & lifelong Eagles fandom 02:55 – How referrals turned a tiny list buy into MLS ➜ Philadelphia Eagles partnerships 05:05 – Acquisitions to “Acquired”: recap of Bill's first Buzz appearance 07:00 – Buying a $500 K mosquito firm—and learning seasonal economics 09:15 – Northeast seasonality vs. commercial stabilizer (55 % mix) 10:00 – Accidental entry: summer helper at Western Pest, 17 years old 11:20 – Youngest branch manager at 25 in a union shop 14:00 – Culture shift at Western sparks Hoffman's launch (1990) 16:00 – Business plan > job plan: mapping the ladder out of the truck 18:45 – “Head-coach” pivot—training others, not turning wrenches 19:05 – Growth cadence: adding 1-3 people per year to 100 staff 23:00 – Weather “audibles”: rain days become training & commercial installs 25:25 – New exclusion division born from techs' handyman passions 26:55 – Retention: 20-year techs earn free lifetime health insurance 28:55 – Paid volunteer hours & community pillars (Eagles Youth, Union Pitch, Ronald McDonald House) 31:50 – Board roles & the Shamrock Shake origin of Ronald McDonald House 34:40 – Giving-back philosophy: customers, employees, community love loop 36:50 – Backyard beekeeper, fisherman, grandfather—off-hours balance 40:50 – Advice to one-truck operators: vision first, hire for ambition 46:00 – National-account niche: regional independents vs. the “Big 4” 49:45 – Future of pest control: techs always safe, managers must shine 53:10 – Final coaching wisdom: right people, right seats, Good to Great mentality 55:00 – Book that changed his leadership: Good to Great 56:30 – Flower-shop surprise & new Victorian HQ “Cheerful Dragonfly” 58:00 – Outro & Private-Equity Masterclass CTA
Discover what does it take to grow from humble beginnings to over $260 million in real estate acquisitions and more than $150 million in capital raised. In this powerhouse episode, Tom Berry pulls back the curtain on his journey—starting with nothing and scaling into a diversified portfolio spanning single-family homes, multifamily, office, retail, and note investing. He shares the real-world lessons from decades in the trenches, the strategy behind his pivot into commercial assets, and why mindset is your greatest asset as an investor. If you're serious about wealth-building, this is an episode you can't afford to skip.5 Key Takeaways from the Episode:Start Where You Are – Tom began with no capital and no connections, proving resourcefulness matters more than resources.Pivots Are Powerful – His transition from single-family to commercial assets like shopping centers and notes multiplied his portfolio's value.Mindset Over Mechanics – Success wasn't just about numbers—it was about shifting his beliefs and habits to match his goals.Raise the Right Way – Tom breaks down how he raised over $150M ethically, legally, and with integrity—no gimmicks.Diversify with Intention – Real wealth, according to Tom, comes from smart, diversified investments backed by deep due diligence and education.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai
Apple's Vision Pro strategy gains momentum with acquisitions aimed at improving avatars and AI reliability. A new $500M rare earth recycling partnership with MP Materials signals Apple's commitment to U.S.-based sustainable supply chains. The FTC's “click-to-cancel” rule reversal sparks debate, and the panel of David Ginsburg, Mike Potter, Jim Rea, Marty Jencius, Eric Bolden, Chuck Joiner, Jeff Gamet, and Web Bixby explores Blusky's efforts to attract news and sports content to rival legacy social media platforms. Today's MacVoices is supported by Bzigo. Don't want until the next bite - protect your home with Bzigo. Go to bzigo.com/discount/BUZZ10 to save 10% off. Show Notes: Chapters: 00:06 Vision Pro Developments 00:39 Apple's Rare Earth Investment 07:37 FTC Click-to-Cancel Ruling 15:08 Blusky's Future Potential Links: Apple acquires more firms to improve Apple Intelligence and Apple Vision Pro https://appleinsider.com/articles/25/07/07/apple-buys-two-eu-firms-to-improve-apple-intelligence-apple-vision-pro MP Materials and Apple Announce $500 Million Partnership to Produce Recycled Rare Earth Magnets in the United States https://investors.mpmaterials.com/investor-news/news-details/2025/MP-Materials-and-Apple-Announce-500-Million-Partnership-to-Produce-Recycled-Rare-Earth-Magnets-in-the-United-States/default.aspx FTC 'Click to Cancel' rule that was annoying some services cancelled by the courts https://appleinsider.com/articles/25/07/09/ftc-click-to-cancel-rule-that-was-annoying-some-services-cancelled-by-the-courts Bluesky gets activity notifications, tries to lure news, sports users https://9to5mac.com/2025/07/09/bluesky-gets-activity-notifications-as-it-tries-to-lure-news-and-sports-users/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Michael Potter is the Executive Producer of For Mac Eyes Only, and the organizer of the annual Macstock Conference and Expo. Mike's love-affair for all things Apple began in his Junior High's Library playing Lemonade Stand on a pair of brand new Apple ][+ computers. His penchant for Apple gear continued to be nurtured by the public school system when, in High School, he was hired as a lab supervisor to help run the Apple ][e lab for his fellow students and their Print Shop needs. Then, further still, in college he often opted to help a friend with her Computer Graphics coursework instead of focusing on his own studies, but only because it helped get him closer to the Mac-lab. Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
Apple's Vision Pro strategy gains momentum with acquisitions aimed at improving avatars and AI reliability. A new $500M rare earth recycling partnership with MP Materials signals Apple's commitment to U.S.-based sustainable supply chains. The FTC's “click-to-cancel” rule reversal sparks debate, and the panel of David Ginsburg, Mike Potter, Jim Rea, Marty Jencius, Eric Bolden, Chuck Joiner, Jeff Gamet, and Web Bixby explores Blusky's efforts to attract news and sports content to rival legacy social media platforms. Today's MacVoices is supported by Bzigo. Don't want until the next bite - protect your home with Bzigo. Go to bzigo.com/discount/BUZZ10 to save 10% off. Show Notes: Chapters: 00:06 Vision Pro Developments 00:39 Apple's Rare Earth Investment 07:37 FTC Click-to-Cancel Ruling 15:08 Blusky's Future Potential Links: Apple acquires more firms to improve Apple Intelligence and Apple Vision Pro https://appleinsider.com/articles/25/07/07/apple-buys-two-eu-firms-to-improve-apple-intelligence-apple-vision-pro MP Materials and Apple Announce $500 Million Partnership to Produce Recycled Rare Earth Magnets in the United States https://investors.mpmaterials.com/investor-news/news-details/2025/MP-Materials-and-Apple-Announce-500-Million-Partnership-to-Produce-Recycled-Rare-Earth-Magnets-in-the-United-States/default.aspx FTC 'Click to Cancel' rule that was annoying some services cancelled by the courts https://appleinsider.com/articles/25/07/09/ftc-click-to-cancel-rule-that-was-annoying-some-services-cancelled-by-the-courts Bluesky gets activity notifications, tries to lure news, sports users https://9to5mac.com/2025/07/09/bluesky-gets-activity-notifications-as-it-tries-to-lure-news-and-sports-users/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Michael Potter is the Executive Producer of For Mac Eyes Only, and the organizer of the annual Macstock Conference and Expo. Mike's love-affair for all things Apple began in his Junior High's Library playing Lemonade Stand on a pair of brand new Apple ][+ computers. His penchant for Apple gear continued to be nurtured by the public school system when, in High School, he was hired as a lab supervisor to help run the Apple ][e lab for his fellow students and their Print Shop needs. Then, further still, in college he often opted to help a friend with her Computer Graphics coursework instead of focusing on his own studies, but only because it helped get him closer to the Mac-lab. Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon http://patreon.com/macvoices Enjoy this episode? Make a one-time donation with PayPal Connect: Web: http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner http://www.twitter.com/macvoices Mastodon: https://mastodon.cloud/@chuckjoiner Facebook: http://www.facebook.com/chuck.joiner MacVoices Page on Facebook: http://www.facebook.com/macvoices/ MacVoices Group on Facebook: http://www.facebook.com/groups/macvoice LinkedIn: https://www.linkedin.com/in/chuckjoiner/ Instagram: https://www.instagram.com/chuckjoiner/ Subscribe: Audio in iTunes Video in iTunes Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss Video: http://www.macvoices.com/rss/macvoicesvideorss
Chanakya Yerneni didn't want another promotion. He wanted freedom—and the chance to build something of his own.After a decade in enterprise SaaS, he quit corporate, browsed Acquire.com, and bought a small AI grading tool for teachers. It had $5K MRR, no SEO, and no real growth engine.Twelve months later, that product—EssayGrader—is on track to hit $1M ARR.In this episode, Chanakya shares how he evaluated listings, rebuilt the product from scratch, and scaled an EdTech SaaS with product-led growth and word of mouth.You'll learn:How he picked the right SaaS to acquireWhy talking to 400+ customers changed everythingWhat made the product go viral in schoolsHow to approach SEO from zero and winWhy founder fit matters more than perfect metrics3 lessons from Chanakya's exit journey:Start with PMF, not just profitBuild for a customer you deeply understandA clean, focused process beats complexity every timeWhether you're buying your first startup or scaling your next, this episode is a playbook in clarity, conviction, and customer-first growth.Follow Chanakya's journey on LinkedIn.
פרק המאה השלושה עשר של ממרמיק, הפודקאסט של עמותת בוגרי ממרם. פותחים עונה חדשה עם, רענן רז וכפיר תשבי, המייסדים של אוולור שנמכרה ב350 מליון דולר ל z-scaler. דיברנו על השירות הצבאי המשותף של רענן וכפיר, על ההחלטה ללכת לעולמות הסייבר למרות ששניהם לא מהתחום וכמובן על המכירה לZScaler. מה האתגר הבא שלהם? תצטרכו להקשיב. ממרמיק - מספרים את הסיפור של הממר״מניקים! מנחים - יוסי מלמד ורועי אייזנמן
Discover how does it take to raise $80 million and build a $500 million real estate portfolio. In this powerhouse episode, Steven Pesavento shares how he went from flipping homes to structuring sophisticated equity and credit offerings for institutional-grade multifamily deals. He breaks down his investment philosophy—centering around asymmetric risk-reward—and dives into how he builds deep trust with investors through storytelling, transparency, and strategic communication. Steven also unpacks the mindset shift required to move from operator to capital allocator, and why aligning with operators who have “skin in the game” is critical for investor success. If you're ready to play at a higher level in real estate, this episode delivers the blueprint.5 Key Takeaways from Steven Pesavento's Episode:Shift from Flipping to Fund Management: Steven transitioned from active fix-and-flips to managing institutional capital through equity and private credit vehicles.Trust is Built Through Transparency: Consistent, transparent communication—and asking the questions LPs are afraid to ask—builds credibility and long-term investor trust.High Net-Worth Investors Seek Simplicity: Most investors want strong operators, not to become one. Steven's education filters help investors make empowered decisions without overwhelm.Operators Must Have Skin in the Game: Alignment of interests through co-investment is non-negotiable in Steven's underwriting of operators.Asymmetric Risk is the North Star: Steven prioritizes opportunities with capped downside and outsized upside—putting investor protection at the center of every decision.About Tim MaiTim Mai is a real estate investor, fund manager, mentor, and founder of HERO Mastermind for REI coaches.He has helped many real estate investors and coaches become millionaires. Tim continues to help busy professionals earn income and build wealth through passive investing.He is also a creative marketer and promoter with incredible knowledge and experience, which he freely shares. He has lifted himself from the aftermath of war, achieving technical expertise in computers, followed by investment success in real estate, management skills, and a lofty position among real estate educators and internet marketers.Tim is an industry leader who has acquired and exited well over $50 million worth of real estate and is currently an investor in over 2700 units of multifamily apartments.Connect with TimWebsite: Capital Raising PartyFacebook: Tim Mai | Capital Raising Nation Instagram: @timmaicomTwitter: @timmaiLinkedIn: Tim MaiYouTube: Tim Mai
What happens when you build a company specifically to sell it—and then execute that plan? Liz Saunders went from running registration at Seller Summit to delivering the closing keynote, all while building Fluencer Fruit, the Chrome extension that helps Amazon Influencer creators optimize their content strategy. In this powerful episode, Liz reveals her entire exit playbook, from reading "Exit Preneur" before she even started building to keeping GAAP-compliant books from day one. But this isn't just an acquisition story—it's a masterclass in understanding the Amazon Influencer ecosystem, where creators earn 1-4% commissions and brands are discovering that video converts better than text, and UGC converts better than brand videos.—Sponsored by OMG Commerce - go to (https://www.omgcommerce.com/contact) and request your FREE strategy session today!—Chapters: (00:00) Re-Introducing Liz Saunders (03:30) The Journey of Fluencer Fruit(07:20) Amazon Influencer Program Insights(10:09) Shifts in Influencer Marketing(13:35) Brand Strategies for Influencer Engagement(19:05) Multi-Channel Selling(21:31) Building and Selling Fluencer Fruit(28:03) Insights from the Sales Process(32:05) Future Endeavors—Connect With Brett: LinkedIn: https://www.linkedin.com/in/thebrettcurry/ YouTube: https://www.youtube.com/@omgcommerce Website: https://www.omgcommerce.com/ Relevant Links:Liz's LinkedIn: https://www.linkedin.com/in/liz-saundersFluencer Fruit: https://fluencerfruit.com/_Past guests on eCommerce Evolution include Ezra Firestone, Steve Chou, Drew Sanocki, Jacques Spitzer, Jeremy Horowitz, Ryan Moran, Sean Frank, Andrew Youderian, Ryan McKenzie, Joseph Wilkins, Cody Wittick, Miki Agrawal, Justin Brooke, Nish Samantray, Kurt Elster, John Parkes, Chris Mercer, Rabah Rahil, Bear Handlon, JC Hite, Frederick Vallaeys, Preston Rutherford, Anthony Mink, Bill D'Allessandro, Jeff Oxford, Bryan Porter and more
Inside INdiana Business Radio for the afternoon of July 17, 2025. A new program aims to support small businesses in Howard County improve their marketing and branding efforts. A Noblesville drilling company has been acquired, and the state of Indiana is looking for an adjustment on how it receives federal education funding. Get the latest business news from throughout the state at InsideINdianaBusiness.com.
Gary Cohn was National Economic Council Director in the first Trump administration, and now he's weighing in on U.S. inflation data and the nation's future monetary policy. If it were up to him, Cohn says he'd try cutting rates–just a little. Ben Gilbert & David Rosenthal are hosts of Acquired, a podcast boasting interviews with guests like Nvidia's Jensen Huang, Mark Zuckerberg, and Howard Schultz, as well as a million listeners per episode. Ten years into the project, Gilbert and Rosenthal discuss how they built such a loyal following–and how they monetized in the evolving media landscape. Plus, NYC Democratic Mayoral candidate Zohran Mamdani spoke directly to corporate America executives this week, and private assets may soon be part of 401(k)s. Gary Cohn - 16:03Ben Gilbert & David Rosenthal - 35:31 In this episode:Joe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie
This content is for informational and entertainment purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.----------------------------------------Hey friends,After 10 incredible years of building Causeartist solo, I'm excited to share something personal with you.Last year, some amazing partners who believe deeply in the mission and future of Causeartist reached out. I knew from the initial conversation it was the right fit.The Pay It Forward Company (PIF) has officially acquired Causeartist, and I couldn't be more energized about what this means for the next decade.What's changing?Nothing about the core mission or voice will change. I'm still the founder of Causeartist and will continue to lead our daily content, podcasts, and community—just with more support, more resources, and a bigger vision.What's new?In addition to running Causeartist, I've also joined the PIF Venture Team as a partner. This means I'll be working more closely with early-stage impact startups and the people building infrastructure for a better world. More on that soon.Joining PIF feels like the perfect move at the right time.Their values align perfectly with everything Causeartist stands for: purpose-driven ventures, impactful innovation, and paying it forward.You can learn more about the venture side of the firm here and the advisory side here.To everyone who's subscribed, shared a post, tuned into the podcast, or built something impactful—you've helped Causeartist grow into what it is today. And now, we get to grow even further, together.We have some exciting things happening in the future.Here's to the next decade.
Tiffany Pearson-Kilgore and Ashley Rutland are cousins and co-founders of 'Planned To a T,' a financial education nonprofit. Discover how the duo transitioned from education to founding their organization aimed at teaching financial literacy to underserved communities. They share the skills they've transferred from teaching to running their nonprofit and impactful advice on financial wellness. Learn about their innovative workshops, the importance of needs vs. wants, and their mission to close the wealth gap among young people. Come for the inspiration; stay for the personal anecdotes and invaluable insights into classroom management, resourcefulness, and the significance of good debt.▬▬▬▬▬ Resources ▬▬▬▬▬Tiffany Pearson-Kilgore: https://www.linkedin.com/in/tiffanykilgore27/Ashley Rutland: https://www.linkedin.com/in/ashley-rutland-73a22915/Ari Stein: https://www.linkedin.com/in/aristein/Trey Roth: https://www.linkedin.com/in/treyroth/Darrell Booker: https://www.linkedin.com/in/darrellbooker/Planned to a T: https://www.plannedtoat.org/Guy Raz, the one word: https://www.linkedin.com/posts/guyrazpodcasts_the-one-word-every-entrepreneur-must-learn-activity-7336025450290323458-wn6G/Howard Schultz on Acquired: https://open.spotify.com/episode/4c0HfHEdkcaHLXyyM5KFAF?si=b0077fd126fd4cd7Instagram: https://www.instagram.com/cacklemedia/TikTok: https://www.tiktok.com/@cacklemediaX: https://x.com/CackleMediaLLCYouTube: https://www.youtube.com/@CackleMediaLinkedIn: https://www.linkedin.com/company/cacklemedia/Support the pod when signing up for Descript / SquadCast: https://get.descript.com/transferableskillSign up for our newsletter: https://shorturl.at/WDrfTWant to be a guest on the show?: https://shorturl.at/umZ2l▬▬▬▬▬ Timestamps ▬▬▬▬▬00:00 Introduction and Guest Welcome00:56 Guests' Backgrounds and Career Paths04:28 Founding "Planned To a T"05:49 Financial Literacy and Education09:03 Challenges and Strategies in Financial Management19:00 Teaching Skills and Classroom Management23:24 The Importance of Presentation Style23:53 Classroom Management and Relationship Building28:09 Resourcefulness and Assertiveness in Business33:16 Financial Literacy: Personal Experiences and Lessons40:27 The Value of Good Debt43:47 Reflecting on Past Jobs and Future Goals46:43 Conclusion and Final Thoughts
In this episode of Talking Cloud, Yair Herling and I discuss the evolving landscape of cybersecurity, focusing on exposure management and the importance of remediation strategies. We explore the challenges of cyber war, the balance between fear and hope in security, and the role of AI in enhancing cybersecurity measures. The conversation emphasizes the need for collaboration among security tools and the human element in technology, highlighting the importance of personal connections in an increasingly digital world.
#499 Climb Part 2 - A Game of Gear Inches Welcome to Episode #499 of the 303 Endurance Podcast. We're your hosts Coaches Rich Soares and April Spilde. Thanks for joining us for another week of news, coaching tips and discussion. July is bike climbing month here in the front range. Pikes Peak climb last weekend and this weekend we have two iconic events with serious climbs - Saturday is the Triple Bypass Ride with 10,800 and 118 miles and Sunday is the Boulder Peak triathlon with 3 miles of 10%. Show Sponsor: UCAN UCAN created LIVSTEADY as an alternative to sugar based nutrition products. LIVSTEADY was purposefully designed to work with your body, delivering long-lasting energy you can feel. Whether UCAN Energy Powders, Bars or Gels, LIVSTEADY's unique time-release profile allows your body to access energy consistently throughout the day, unlocking your natural ability to finish stronger and recover more quickly! In Today's Show Announcements and News Ask A Coach: How to improve my climbing? Get Gritty Tip: The Four Agreements TriDot Workout of the Week: FTP Fun Segment: Triple Bypass Trivia! Announcements and News: Our Announcements are supported by VESPA Power today. Vespa Power Endurance helps you tap into steady, clean energy—so you stay strong, focused, and in the zone longer. Vespa is not fuel, but a metabolic catalyst that shifts your body to use more fat and less glycogen as your fuel source. Vespa comes in CV-25, Junior and Concentrate. Less sugar. Higher performance. Faster recovery. Home of Vespa Power Products | Optimizing Your Fat Metabolism Use discount code - 303endurance20 TriDot Pool School July 26-27. https://www.tridotpoolschool.com/component/eventbooking/pool-school/tridot-pool-school-20250726-844-986-401-167-857/94?Itemid=762 Ask A Coach Sponsor: G2G Endurance Your watch gives you data. But does your training plan know what to do with it? Ours does. Grit2Greatness Endurance Coaching has partnered with TriDot to deliver custom workouts powered by cutting-edge analytics. You bring the sweat, we'll bring the smarts. Start with a free 2-week trial, then keep building for only $14.99/month. We have our sign-up links waiting for you in the show notes—click one and let's geek out on your progress. Website - Grit2Greatness Endurance Coaching Facebook page @grit2greatnessendurance Coach April Spilde April.spilde@tridot.com TriDot Signup - https://app.tridot.com/onboard/sign-up/aprilspilde RunDot Signup - https://app.rundot.com/onboard/sign-up/aprilspilde Coach Rich Soares Rich.soares@tridot.com Rich Soares Coaching TriDot Signup - https://app.tridot.com/onboard/sign-up/richsoares RunDot Signup - https://app.rundot.com/onboard/sign-up/richsoares Ask A Coach: What gearing do I need for X Grade Climb? When the road tilts upward, smart gearing can make or break your climb. Whether you're grinding up a 5% incline or crawling up a brutal 15%, choosing the right gear ratio is key to maintaining an efficient cadence—ideally around 80 RPM. Here's a breakdown of ideal gear inches and recommended chainring/cassette combinations for gradients from 5% to 15%. Gear Inches Table | BikeCalc Takeaway Tips: Lower gear inches help maintain cadence on steeper grades. A compact crankset (e.g., 34/50T) paired with a wide-range cassette (up to 31T or 32T) gives you the flexibility to tackle tough climbs. For gradients above 12%, consider a granny gear setup or even a 1x drivetrain with a wide-range cassette. Get Gritty Tip: The Four Agreements Get Gritty Tip: Master Your Mindset with The Four Agreements This week, let's talk about The Four Agreements—a powerful framework for living with intention, resilience, and clarity. These four simple principles can help us break free from limiting beliefs and live with more purpose in both triathlon and life. 1. Be Impeccable with Your Word. Your words create your reality. In triathlon, this means speaking positively to yourself and others. When you talk about your abilities, your goals, and your progress, choose words that empower and uplift. If you say, “I can do this,” you're setting yourself up for success. But if you tell yourself “I'll never get faster” or “This is too hard,” you're building mental barriers. Choose words that propel you forward. 2. Don't Take Anything Personally. People's opinions and reactions are a reflection of them, not you. In triathlon, you'll face challenges, setbacks, and criticism, whether it's a tough race, a hard workout, or someone questioning your pace. But remember: It's not about you. Their words and actions are influenced by their own journey. Instead of letting it derail you, stay focused on your own path, goals, and growth. 3. Don't Make Assumptions. We often create stories in our minds about what others think of us or what we think is happening in a race or workout. But assumptions only hold us back. Instead, ask questions, seek clarity, and stay open-minded. Don't assume you know the outcome of a race or a workout before you even begin. Focus on the process, not the assumptions. 4. Always Do Your Best. This one's simple but powerful: give everything you have in each moment. Whether it's an interval, a long ride, or an intense swim, always give your best effort. And remember, your best changes from day to day. Some days you'll have more energy, and some days will feel like a struggle. But as long as you show up and give your best, you are making progress. Action Item: Apply The Four Agreements to your training this week. Focus on the words you use, let go of external opinions, stay clear of assumptions, and always do your best. This simple mindset shift will help you approach both your triathlon journey and life with more clarity, resilience, and grit. TriDot Workout of the Week: Functional Threshold Power Today's workout is a Functional Threshold Test (20-minute) Session Note Conducting time trial (TT): Goal is to hold pace you can sustain for the entire TT without blowing up early or having enough left to kick at the end. 10 min @ Z2 with 3 x 30 sec (30 sec) Spinups and 3 x 1 min (1 min) @ Z4 20 min - all out maximal effort Be sure to enter/confirm your assessment results to update your training intensities and race projections. Fun Segment: Triple Bypass Trivia! It's time to shift gears and test your mountain mettle with the Triple Bypass Trivia Showdown! Whether you've tackled this legendary Colorado ride or it's still on your bucket list, these questions will challenge your knowledge of one of the most iconic endurance events in the U.S. Grab your water bottle, clip in, and let's find out if you're a seasoned alpine expert—or just coasting! When did the first Triple Bypass ride take place? A) 1978 B) 1988 C) 1998 Answer: B) 1988 — One July day in 1988, a group of avid cyclists decided that it would be fun and challenging to ride from Evergreen to the Vail Valley, Colorado. And so it was. Thirty-seven years later and thousands of more friends beside them, the Triple Bypass is an epic bucket-list ride. True or False: The full Triple Bypass covers approximately 118 miles with over 10,000 feet of climbing. Answer: True — The classic route takes cyclists over three mountain passes and gains roughly 10,800–10,000 feet in elevation. But what about the Double Bypass? Answer: A good entry ride, The Double Bypass covers 801 miles and gains 6,500 feet of elevation over two mountain passes: Loveland and Vail. The Double Bypass start location for 2025 is in Empire. Which three mountain passes are included in the full Triple Bypass route? A) Juniper, Loveland, Vail B) Independence, Kenosha, Red Mountain C) Monarch, Cottonwood, Hoosier Answer: A) Juniper, Loveland, Vail — These iconic Colorado climbs define the course. True or False: The event is a competitive race with official timing and podiums. Answer: False — The Triple Bypass is a non-competitive, fully supported challenge ride focused on endurance, experience, and personal accomplishment. Roughly how much has the event donated to charity since its inception? A) $500,000 B) $3.5 million C) $10 million Answer: B) $3.5 million — Over the decades, the ride (organized by Team Evergreen Cycling) has contributed millions to nonprofits. Boulder Peak Close The first Boulder Peak Triathlon was held in 1992. It quickly became one of Colorado's most iconic triathlons, known for its challenging course, especially the infamous Olde Stage Road climb. Over the years, it has attracted both elite and amateur athletes and has been a staple of the summer triathlon season in Boulder. Would you like a timeline of its notable milestones or how the course has evolved over the years? Here's a **timeline of notable milestones** in the history of the **Boulder Peak Triathlon**, one of Colorado's most iconic endurance events: Boulder Peak Triathlon Timeline - **1992****Inaugural Race** - Founded by Paul Karlsson and David Jensen. - Featured the now-famous **Olde Stage Road** climb. - Attracted top pros like Dave Scott and Mark Allen in its first year. - 400 participants and a $500 prize purse. - **1996****Pro Women's Head Start Introduced** - Suggested by Paula Newby-Fraser to increase spectator excitement. - Created a dramatic “chase” dynamic between men and women. - **Early 2000s****Ironman World Championship Qualifier** - Boulder Peak briefly served as a qualifier for Kona, elevating its prestige. - **2004****Ownership Change** - Sold to **5430 Sports**, run by Barry and Jodee Siff. - Continued to grow in popularity and professionalism. - **2009****Acquired by Life Time Fitness** - Became part of the Life Time Triathlon Series. - Integrated into a national network of high-profile triathlons. - **2014****Returned to Local Ownership** - Taken over by **Without Limits Productions**, led by Lance Panigutti. - Renewed focus on community, athlete experience, and local flavor. - **2017** **National Recognition** - Named one of the **Top 15 Most Amazing Triathlons in the U.S.** by *The Culture Trip* [1](https://www.withoutlimits.co/boulder-peak-triathlon-duathlon). - **2020****COVID-19 Cancellation** - Like many races, the event was paused due to the pandemic. - **2021–Present****Resurgence** - Strong return with growing participation. - Continues to be the **crown jewel of the Colorado Triathlon Series**. Thanks again for listening this week. Please be sure to follow us @303Triathlon and @grit2greatnessendurance and of course go to iTunes and give us a rating and a comment. We'd really appreciate it! Stay tuned, train informed and enjoy the endurance journey!
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Agenda: [00:00] The AI Talent Crisis No One's Ready For [03:00] Daniel Gross and Nat Friedman: Why Two Legendary VCs Walked Away From $1B to Join Meta [12:00] Meta's AI Talent Magnet: Will It Actually Work? [15:00] Cursor Is Breaking the Market: Can Anyone Compete? [18:30] OpenAI's SBC Bombshell: More Stock Comp Than Revenue [22:00] CoreWeave's Power Play: Buying Their Landlords [26:00] Is Circle Next to Go Shopping with Meme Equity? [28:00] PE Is Back: The Olo Take-Private Explained [35:00] Why Triple, Triple, Double, Double Is No Longer Sexy [41:00] QSBS Hack: The Billionaire's Tax Loophole You're Missing [48:00] Microsoft's AI Layoffs: Salespeople Are Dead, Long Live Engineers [50:00] “If You Need a Week to Learn AI, You Should Be Fired” [53:00] Will Sequoia's Sean Maguire Be Pushed Out? Place Your Bets [57:00] Will There Be a Recession in 2025? Jason Bets $75K It's a No [1:00:00] Is Linda Yaccarino Still CEO of X by Year-End? [1:03:00] Circle and CoreWeave's Meme Rally: Real or Mirage?
Send us a textWelcome back to the Laundromat Resource Podcast! In this episode, host Jordan Berry is joined by Amy Berkowitz—an inspiring entrepreneur whose laundromat journey is packed with lessons, laughs, and real-world wisdom you don't want to miss.Whether you're thinking about buying your first laundromat, already own one, or are exploring pickup and delivery services, Amy's story is truly for everyone. She takes us through her pivot from a longtime marketing strategist to laundromat owner after an unexpected career shakeup. Get ready to hear how she launched a branded pickup and delivery business, leveraged her industry know-how to score not one, not two, but three laundromats—including a “free” location—and wove her personal story into a nonprofit supporting breast cancer patients with free laundry service.As you listen, you'll get an inside look at the importance of building a strong brand, the power of networking, taking bold risks, and betting on yourself. Amy holds nothing back as she shares the challenges and triumphs of entrepreneurship, the realities of funding your dreams, and how to find true joy—even when you're knee-deep in dirty laundry.If you're seeking practical advice, a dose of inspiration, or just want to hear a great story from someone who truly “gets it,” this episode's for you. Grab your favorite beverage, settle in, and enjoy this uplifting conversation with Amy Berkowitz on the Laundromat Resource Podcast!In this episode; Jordan and Amy discuss:00:00 "Laundromat Mastermind Group Launch"06:33 Car Wash Advertising Expansion10:31 Seeking Change After Corporate Life19:32 "Coping Well Through Treatment"22:11 Software Donation Feature Development28:26 Mentorship, Partnership, and Marketing Success33:39 Entrepreneurship: Overcoming Loneliness Through Podcasts38:35 Power of Diverse Networking46:30 Consulting Call Reflection51:05 Leaving Corporate for Entrepreneurial Marketing56:15 Home Equity for Laundromat Investment01:00:11 Over analysis and Risk-taking Journey01:04:31 Essence of Non-Passive Entrepreneurship01:11:28 "Reopening Challenges and New Ventures"01:14:30 Opting for Cash Over Financing01:22:31 Ongoing Cleanup and Renovation Efforts01:28:09 Branding Crucial in Business Growth01:30:51 FOMO in On-Demand Ownership01:39:01 "Laundromat Acquisition Strategy"01:41:22 Community Engagement in Laundromats01:48:29 Networking and Connection Strategies01:52:28 "Amy's Instant Classic Episode"Show Noteshttps://laundromatresource.com/show202ResourcesEmail: amy@bubbleslaundryservice.comConnect With UsYouTubeInstagramFacebookLinkedInTwitterTikTok
Shawn O'Malley and Daniel Mahncke break down LVMH (ticker: MC), an iconic luxury goods empire with brands ranging from Louis Vuitton to Moët, Dior, Chandon, Hennessy, Tiffany, Bulgari, and Tag Heur, among others. It's a powerful conglomerate built by one of the world's richest men, Bernard Arnault, known as the “wolf in cashmere” for his ruthless consolidation of power in the luxury industry. In this episode, you'll learn how Arnault built the LVMH empire, what makes “true luxury” so special and different from other types of businesses, the parallels between LVMH and Berkshire Hathaway, what the backbone of this conglomerate is, whether there's actually a backdoor way to buy LVMH shares at a 20% discount, whether the stock is currently fairly valued, plus so much more! Prefer to watch? Click here to watch this episode on YouTube. IN THIS EPISODE, YOU'LL LEARN 00:00 - Intro 15:57 - How Arnault got his start and took control of LVMH. 20:56 - What inspired Arnault to build a luxury conglomerate. 24:05 - How LVMH benefits from economies of scale. 30:31 - Which brands drive business the most. 51:59 - What factors matter most in luxury purchases. 56:07 - What are the most important markets for luxury goods? 01:00:59 - Whether the backdoor way to buy LVMH shares at a discount is too good to be true. 01:08:03 - Whether LVMH is fairly valued and whether it's added to the Intrinsic Value Portfolio. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCES Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Sign Up for The Intrinsic Value Community. LVMH's rich history of tradition and desirability. Business Breakdowns' 2022 episode on LVMH. Acquired's podcast on LVMH. Financial Times' profile of Bernard Arnault. WSB645: The King of Luxury with Christian Billinger. WSB643: The Luxury Strategy with Christian Billinger. Bernard Arnault's 2024 interview with CNBC. Explore our previous Intrinsic Value breakdowns: Nintendo, Airbnb, AutoZone, Alphabet, Ulta, John Deere, and Madison Square Garden Sports. Check out the books mentioned in the podcast here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Follow our official social media accounts: X (Twitter) | LinkedIn | Instagram | Facebook | TikTok. Browse through all our episodes (complete with transcripts) here. Try Shawn's favorite tool for picking stock winners and managing our portfolios: TIP Finance. Enjoy exclusive perks from our favorite Apps and Services. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Harvest Right Connect with Shawn: Twitter | LinkedIn | Email Connect with Daniel: Twitter | LinkedIn | Email HELP US OUT! Help us reach new listeners by leaving us a rating and review on Spotify! It takes less than 30 seconds and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm
Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%. Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year. We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio. Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education. Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com. Speaker 1 1:48 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith Weinhold 1:58 Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull. Donald Trump 8:56 If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now. Keith Weinhold 9:21 oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him. This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh, Josh Fang 12:31 when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old. Keith Weinhold 14:20 This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this. Josh Fang 15:00 Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property, Keith Weinhold 17:10 the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup? Josh Fang 17:44 100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion Keith Weinhold 18:26 that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset? Josh Fang 18:57 Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions. Keith Weinhold 20:00 Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply. Josh Fang 20:25 I agree with that 100% I couldn't have said it any better. Keith Weinhold 20:28 You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure. Josh Fang 20:46 I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing. Keith Weinhold 21:59 Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now Speaker 2 22:32 after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more. Keith Weinhold 24:50 Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right? 100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work. I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too, Speaker 2 28:06 100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive. Keith Weinhold 28:47 Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh? Speaker 2 29:22 You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me. Keith Weinhold 31:14 the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce. Josh Fang 31:32 No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part. Keith Weinhold 31:43 That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. 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Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 34:05 our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil Nate O'Neil 35:25 Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show Keith Weinhold 35:32 and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate, Nate O'Neil 35:56 growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind. Keith Weinhold 37:03 That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working? Nate O'Neil 38:29 Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you Keith Weinhold 39:20 now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it? Nate O'Neil 39:33 Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf, Keith Weinhold 41:02 that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you, Speaker 3 41:22 it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more Keith Weinhold 42:29 I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience Speaker 3 43:40 I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them. Keith Weinhold 44:44 You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really? Nate O'Neil 45:14 Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant. Keith Weinhold 45:26 Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support? Nate O'Neil 45:35 Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years. Keith Weinhold 45:57 Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate Nate O'Neil 46:19 yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now. Keith Weinhold 48:05 That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know? Speaker 3 48:25 We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity. Keith Weinhold 49:41 That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today. Nate O'Neil 50:11 Nate, I hope it's valuable for you in the audience. Keith Weinhold 50:20 Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 51:50 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 52:14 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866 The preceding program was brought to you by your home for wealth, building, get rich, education.com.
Want to scale your business? Get the Side Hustler's AI Prompt Database: https://clickhubspot.com/kvw Episode 721: Sam Parr ( https://x.com/theSamParr ) and Shaan Puri ( https://x.com/ShaanVP ) talk about a billionaire's recipe for happiness, Shaan's stock picks, plus the new mayor of NY. — Show Notes: (0:00) Billionaire recipe for happiness (5:12) Shaan gives a talk at Berkeley (12:01) Steve Ballmer on Acquired (17:02) Gary V is bullish on everything (26:28) The new mayor of NY (35:45) Multilingual politicians (38:43) Vibe voting (41:20) Idea: "The President" (45:58) Businesses w/ 50X potential (49:07) Shaan's first 6 stocks — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano
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