Podcasts about tightwad

Hi, and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. On this week's episode, we'll feature some of our favorite clips from interviews we've done with financial planners, advisors, and retirement researchers over the past year. It's a counterpart to a previously released “best of” episode that was all about investing.“Daniel Crosby: Can Money Really Buy Happiness?” The Long View podcast, Morningstar.com, Dec. 17, 2024.“Scott Rick: Are You a Tightwad or a Spendthrift?” The Long View podcast, Morningstar.com, June 18, 2024.“Anne Lester: You're Bad at Savings and It's Not Your Fault,” The Long View podcast, Morningstar.com, March 12, 2024.“Mark Berg: How to Help Kids Financially Without Ruining Them,” The Long View podcast, Morningstar.com, Nov. 19, 2024.“Marc Freedman: The Case for Encore Careers,” The Long View podcast, Morningstar.com, Feb. 20, 2024.“Howard Gleckman: We Pretend This Isn't a Problem,” The Long View podcast, Morningstar.com, Jan. 16, 2024.“Roger Young: Visualizing Retirement Is So Important,” The Long View podcast, Morningstar.com, Feb. 13, 2024.“Jamila Souffrant: ‘What Type of Life Do You Actually Want to Live?'” The Long View podcast, Morningstar.com, May 28, 2024.“Jackie Cummings Koski: Late Starters Can Still Find FIRE,” The Long View podcast, Morningstar.com, Aug. 20, 2024.“Meir Statman: ‘The Biggest Risks in Life Are Not in the Stock Market,'” The Long View podcast, Morningstar.com.“Christine Benz: How to Retire,” The Long View podcast, Morningstar.com, Sept. 17, 2024.“Brad Klontz: What's Your Money Script?” The Long View podcast, Morningstar.com, Dec. 10, 2024.“Anne Tergesen: What Retirement Looks Like Today,” The Long View podcast, Morningstar.com, Oct. 29, 2024.“Jonathan Clements: ‘Life Is Full of Small Pleasures,'” The Long View podcast, Morningstar.com, Oct. 15, 2024.

Tightwad Todd's Holiday Party Salad Toss by Maine's Coast 93.1

Damon Roberts explains that it's ok to embrace your "inner tightwad" and also, how to pull income in retirement.  For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com See omnystudio.com/listener for privacy information.

You know what drove me crazy about you when we got married..

You know what drove me crazy about you when we got married.. To support this ministry financially, visit: https://www.oneplace.com/donate/728/29

Do you tend to be more of a spendthrift or more of a tightwad? How does it impact the way your family handles spending? Can spendthrifts and tightwads successfully share accounts? Dr. Scott Rick, PhD in Behavioral Decision Research, shares the causes and consequences of spending decisions and finding harmony in your habits.   KEY TOPICS Setting spending contingencies ahead of time to avoid impulsive decisions. Why calling kids “spoiled rotten” is harmful. Joint versus separate accounts in a marriage. When and where kids may benefit from an “allowance.”   CHAPTERS 00:00 Mission of Decidedly 01:21 Tightwad and Spendthrift Stories 5:09 Introduction to Dr. Scott Rick 12:17 Identifying Yourself as a Tightwad or Spendthrift 27:25 Spending Tendencies in Relationships 32:44 Avoiding Scorekeeping 40:56 Shaping Financial Behavior of Your Kids 49:40 Budgeting and Friction 52:31 Creating a Healthy Financial Environment 52:25 Decision-Making Tip 53:24 Key Takeaways 54:54 Producer Closing   CONNECT WITH US ⁠www.decidedlypodcast.com⁠ Watch full episodes on ⁠YouTube⁠ Join us on ⁠Instagram⁠: @decidedlypodcast Join us on ⁠Facebook⁠ Shawn's ⁠Instagram⁠: @shawn_d_smith Sanger's ⁠Instagram⁠: @sangersmith   Thank you to Shelby Peterson of Transcend Media for editing and post-production of the Decidedly podcast.   SANGER'S BOOK: ⁠A Life Rich with Significance: Transforming Your Wealth to Meaningful Impact⁠   SHAWN'S BOOK: ⁠Plateau Jumping: What to Change When Change Is What You Want⁠   MAKING A FINANCIAL DECISION? At ⁠Decidedly Wealth Management⁠, we focus on decision-making as the foundational element of success, in our effort to empower families to purposefully apply their wealth to fulfill their values and build a thriving legacy.  LEARN MORE: ⁠www.decidedlywealth.com⁠   SUBSCRIBE TO THE NEWSLETTER:⁠ https://visitor.r20.constantcontact.com/manage/optin?v=001aeU_pPBHJPNJWJBdVbaci6bjGIuEJurH12xHBWDEVT_NxyCadMd7wLSZjcEZglkSjDjehuIbTHD8nABOIdV69ctfYpSzg24RCIytetBUrlIPPKgaGzjGZ8DkM0Wp1LMjbErcYUur7PbZGjeVo4gyXlz821AoJGZR⁠     CONNECT WITH DR. SCOTT RICK Website: https://scottrick.com/  Book: https://www.amazon.com/Tightwads-Spendthrifts-Navigating-Minefield-Relationships/dp/1250280079/  Instagram: @likelyshopping    Dr. Scott Rick is a marketing professor at the University of Michigan's Ross School of Business. He holds a PhD in Behavioral Decision Research from Carnegie Mellon University, where he was a National Science Foundation graduate research fellow.    Rick's research focuses on understanding the emotional causes and consequences of consumer financial decision-making, with a particular interest in the behavior of tightwads and spendthrifts. The overarching goal of his work is to understand when and why consumers behave differently than they should behave (defined by an economically rational benchmark, a happiness-maximizing benchmark, or by how people think they should behave), and to develop marketing and policy interventions to improve consumers' decision making and well-being.  Rick has published in marketing, psychology, management, neuroscience, and economics journals, including the Journal of Consumer Research, the Journal of Marketing Research, the Journal of Consumer Psychology, Organizational Behavior and Human Decision Processes, the Annual Review of Psychology, and Neuron.   He currently serves as an Associate Editor at Financial Planning Review, and he serves on the Editorial Review Boards of the Journal of Consumer Research, the Journal of Consumer Psychology, and the Journal of Marketing Research. His research has been covered by media outlets such as the New York Times, the Wall Street Journal, the Financial Times, the Washington Post, NPR, and Harvard Business Review. He blogs for Psychology Today. At Ross, he has won awards for both research and teaching. 

This week, Damon Roberts discusses the concept of being a tightwad and the importance of budgeting for both savers and spenders. The conversation highlights the joy of helping clients realize they can spend their money in retirement and shares a story of a couple who were able to fulfill their dream trip. Damon also touches on the need to readjust retirement income and the importance of having a comprehensive retirement plan. The conversation explores the topic of adjusting investment strategies in a 401(k) and the potential risks of market downturns. The discussion also touches on the significance of tax planning in retirement and the potential impact of new tax laws. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com See omnystudio.com/listener for privacy information.

This week, the conversation with JoePat Roop revolves around the concept of being a tightwad and the importance of budgeting and planning for fun expenses. It emphasizes the need for discipline and budgeting to achieve financial independence and enjoy life. The conversation also touches on the topics of tax planning and estate planning, highlighting their significance in protecting and preserving wealth. The potential impact of new tax laws and the migration of people from high-tax states to tax-free states is discussed. The importance of understanding and optimizing tax strategies in retirement planning is emphasized. For more information or to schedule a consultation call 704-946-7000 or visit www.belmont-capital.com See omnystudio.com/listener for privacy information.

The 2024 Toyota 4Runner is the last of its generation, and all indications are it is going to be missed. This week, Host Jack Nerad got a special chance to say goodbye to the old and respected warrior as he took the wheel for the last time before an all-new 2025 model-year 4Runner arrives. While many are excited about the new 4Runner and its equally new turbocharged powerplant, a similar number seem wistful about the passing of the current generation SUV, which has proven itself tough as a month-old bag of jerky. Some of its toughness stems from its venerable normally aspirated V6 engine, which just seems to keep ticking and ticking no matter how old or what obstacles are thrown in its way. Nerad will tell us more about his last hurrah with the 4Runner in this episode. In our other road test this week, Co-Host Chris Teague will put the new 2024 Subaru Crosstrek through its paces. While not as fully off-road capable as the 4Runner, it boasts some impressive off-road chops of its own. And despite its new body, it remains powered by the latest version of Subaru's famed boxer engines, another powerplant that has more than proven its worth. Teague will tell us more in the road test segment. This week our special guest is Matt DeLorenzo, author of How To Buy An Affordable Electric Car, a Tightwad's Guide to EV Ownership. An auto expert par excellence, DeLorenzo has been on the show several times before, and he always has an insightful point of view on individual cars and the car industry as a whole. Now, as electric vehicle sales have hit a lull, we'll talk with him about what is likely to end up in your driveway going forward. Will we have an all-electric future as so many have predicted? Or is an industry reset occurring before our eyes? DeLorenzo will give us his well-informed opinions. In the news this week, Jeep has confirmed it will re-launch its Renegade as a battery-electric vehicle for the 2027 model year. And it will have a base price of less than $25,000. We'll tell you more about Jeep's aggressive EV plans. Speaking of EVs, Tesla's Elon Musk will get his $56 billion pay package after all, at least if Tesla Motors' shareholders get their way. Musk has big plans for his Texas-based car company going forward, and we'll have more on that continuing saga. Another continuing saga isn't going nearly as well. Fisker Motors, an EV start-up helmed by car designer turned entrepreneur Henrik Fisker, has officially filed for bankruptcy. If everybody had an Ocean across the USA, then things would be different. But it looks like they won't. In more positive news, BMW has just pulled the curtain away from its all-new 2025 X3 small SUV. We'll have the details and our reactions to its new look. All that and more coming up this week on America on the Road. America on the Road is brought to you by Driving Today.com, Mercury Insurance, and EMLandsea.com , the publisher of Nerad's latest book, Dance in the Dark, which is available HERE on Amazon.com

Our guest on the podcast today is Scott Rick. Scott is an associate professor of marketing at the University of Michigan's Ross School of Business. He is the author of a new book, Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships. He received his Ph.D. in behavioral decision research from Carnegie Mellon in 2007, and he then spent two years as a postdoctoral fellow at Wharton. His research focuses on understanding the emotional causes and consequences of consumer financial decision-making, with a particular interest in the behavior of tightwads and spendthrifts.BackgroundBioScottrick.comTightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships, by Scott RickCouples, Spendthrifts, and Tightwads“A Penny Saved Is a Partner Earned: The Romantic Appeal of Savers,” by Jenny Olson and Scott Rick, papers.ssrn.com, Sept. 1, 2017.“Spendthrifts and Tightwads in Childhood: Feelings About Spending Predict Children's Financial Decision Making,” by Craig E. Smith, Margaret Echelbarger, Susan A. Gelman, and Scott I. Rick, Journal of Behavioral Decision Making, December 2017.“‘You Spent How Much?' Toward an Understanding of How Romantic Partners Respond to Each Other's Financial Decisions,” by Jenny Olson and Scott Rick, sciencedirect.com, 2022.“Common Cents: Bank Account Structure and Couples' Relationship Dynamics,” by Jenny Olson, Deborah Small, Scott Rick, and Eli Finkel, Journal of Consumer Research, December 2023.“Subjective Knowledge Differences Within Couples Predict Influence Over Shared Financial Decisions,” by Jenny Olson and Scott Rick, journals.uchicago.edu, October 2023.“How Much Do You Need to Know About How Your Spouse Spends Money? Maybe Less Than You Think,” by Scott Rick, theconversation.com, June 10, 2024.Gift-Giving“Why Gift-Giving Makes You Anxious,” by Scott Rick, Time.com, Dec. 19, 2023.“How to Be a Better Gift-Giver to a Partner,” by Scott Rick, psychologytoday.com, Feb. 22, 2024.

What happens in a marriage when one partner likes to save money and one likes to spend it? According to Dr. Scott Rick's research, when it comes to money, opposites do attract. Dr. Rick joins Dr. Alexandra to explain how our psychology shapes how we handle money and how the choices we make around money impact our relationships.Relevant links:Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships by Dr. Scott RickEngage with Dr. Rick's research and connect with him on Instagram and TwitterOrder Dr. Alexandra's new book, Love Every DaySubscribe to Dr. Alexandra's NewsletterSubmit a Listener Question

4 - 1-24 TIGHTWAD TODD AND A TABLE OF FOOD by Maine's Coast 93.1

"I'm 33 years old and I recently hit a 25% savings rate. It felt good for a couple months, but now I'm contemplating continuing to bump my percentage with each raise. Am I approaching financial miser status?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.

We read the papers so you don't have to… Today: Billionaire spouse Rishi Sunak in cheapskate charity donation shocker. The Aussies sneak a win in the cricket prompting “apoplectic chuntering” in the Mail and Telegraph. And would you rather be boiled in the bag than cremated after you die? The Critic's parliamentary sketchwriter Rob Hutton and comedian Grainne Maguire join Miranda Sawyer to hack through the wall of newsprint. Follow Paper Cuts: Twitter: https://twitter.com/papercutsshow Instagram: https://www.instagram.com/papercutsshow/ Illustrations by Modern Toss https://moderntoss.com/ Written and presented by Miranda Sawyer. Produced by Sophie Black. Design: James Parrett. Music: Simon Williams. Managing Editor: Jacob Jarvis. Exec Producer: Martin Bojtos. Group Editor: Andrew Harrison. PAPER CUTS is a Podmasters Production. Learn more about your ad choices. Visit megaphone.fm/adchoices

Drivers call in and nominate their favorite Tightwads!!!! Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep up to date with Bianca, Ben and Lakey with their daily catch-up podcast!Subscribe on LiSTNR: https://play.listnr.com/podcasts/seafm-gold-coast-breakfastSee omnystudio.com/listener for privacy information.

Keep up to date with Bianca, Ben and Lakey with their daily catch-up podcast!Subscribe on LiSTNR: https://play.listnr.com/podcasts/seafm-gold-coast-breakfastSee omnystudio.com/listener for privacy information.

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel, & Kristina Ellis. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The EV rush, like pretty much everything with the Energy Transition right now, is in demand yet the consistent knock against the cars themselves is the hefty price tag that's attached to so many of the new electric car models. Enter the Tightwad. In today's episode, we welcome the Author of ‘How to Buy an Affordable Electric Car : A Tightwad's Guide to EV Ownership,' Matt Delorenzo. Now, Delorenzo is a self-described tightwad so frugalists can relax for a bit, but not only he is economically meticulous, he also happens to be one of the most prolific automotive scribes of his generation as he's written about cars for the last 45 years. Delorenzo noticed a huge gap in the amount of and accessibility to quality EV information, but more importantly, Delorenzo, who lives in EV-friendly California, also surmised there was no one covering where to find inexpensive electric cars - or asking the bigger question - Do they exist? And boy do they. Delorenzo takes prospective EV buyers - for a ride - to not only educate them on what inexpensive EVs exist, but shares the ins and outs of the EVs when it comes to range, options, city v. highway driving, the used car market and we talk Tax Credits of course. It's an EV Buying 101 course that breaks down the EV segment better than anyone. For more on the book please go here and for more on Matt, click here.

Have you ever been in debt? Maybe. Have you ever been in debt and paid off $100,000? Highly doubt it. Danielle (AKA: Tightwad Tina) and her husband paid off their incredible amount of debt and in episode 7, she talks about how she did it and things she's learned. Hosted on Acast. See acast.com/privacy for more information.

George Kamel & Rachel Cruze discuss: Selling the house to move closer to family or keeping it, Coping with a controlling spouse who doesn't like to spend money, Starting a marriage off on the right foot financially, Protecting against identity theft after a home break-in. Support Our Sponsor: Zander Insurance Christian Healthcare Ministries Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Steven Rinella talks with Brad Tennant, Janis Putelis,Ryan Callaghan, Brody Henderson, Spencer Neuharth, and Phil Taylor. Topics discussed: How Steve isn't too into Lewis and Clark; Dustin Huff not learning a thing from us about keeping secrets; 400 stitches for the 9-year-old girl who survived the mountain lion attack in WA; when old men loot an ancient archaeological site in Tightwad, Missouri; Steve, the metal detecting enthusiast; all of Jefferson's trip plans; eating dogs and all the things on the expedition; Russia's thunderbolt mercury laxative; lashes from the cat of nine tails; the universal sign language between mountain men; how to pronounce Sacajawea's name; diaries and sexual relations; the National Park Service and exhuming bodies; encounters; the tigercat story; failing to accomplish the number one mission objective; Hollywood movies made about the expedition stories; critters named after Lewis and Clark; how experts never agree; and more.  Connect with Steve and MeatEater Steve on Instagram and Twitter MeatEater on Instagram, Facebook, Twitter, and Youtube Shop MeatEater Merch See omnystudio.com/listener for privacy information.

The Testimony of a Tightwad Philippians 4:14-19

Johnoson Crutchfield is excited to invite and talk with Tightwad Todd about their similarities of interest and passion in real estate investing. Tightwad will tell his story to you about his origins. Connect with Tightwad Todd for coaching sessions at http://tightwadtodd.com/ If you are interested investing in real estate and make connections, shoot an email to grabthemap@gmail.com Grab The Map: http://grabthemapllc.com/ If you'd like to get started in real estate investing, download our free guide, 5 Step Beginners Guide To Real Estate Investing, at https://unitedstatesrealestateinvestor.com/freeguide/ Follow us on social: Facebook, https://www.facebook.com/UnitedStatesREI/ Instagram, https://www.instagram.com/unitedstatesrei/ Twitter, https://twitter.com/unitedstatesrei LinkedIn, https://www.linkedin.com/company/unitedstatesrei TikTok, https://www.tiktok.com/@unitedstatesrei? Spotify, https://open.spotify.com/show/6f2Xz83KMZA43OUIUmuJ34?si=DxWjeG6ESOmRii9Eivvb8Q&dl_branch=1 Helping you achieve financial freedom through media, networking, and knowledge. Enjoy listening to United States Real Estate Investor content to gain more knowledge and strategies of real estate investing and real estate investment in finance, landlording, property wholesaling, property rehabbing, entrepreneurship, to build wealth, learning, teaching, professional networking, property law, tips and tricks, inspiration, motivation, and creating true financial freedom. United States Real Estate Investor https://unitedstatesrealestateinvestor.com Universe Media Mastering Your audio, more listenable. https://universemediamastering.com/ #mississippi #JohnosonCrutchfield #TightwadTodd #savingmoney #debtfree

Is this a strike? Find out Emily's take along with a brief history of the labor movement in Connecticut. There are lots of puppets in this book, and Esme wants Mallory to communicate her needs more directly (while acknowledging that she is only 11). We also hear about Anne's harrowing middle school experience with a hamster. And is the plot the same as Mary Anne Misses Logan? A little!

Dave Ramsey & George Kamel discuss: How to use the proceeds from a home sale, Learning to enjoy spending money, To build or not to build a house, Retiring for the right reasons (instead of the wrong ones). Support Our Sponsor: PureTalk USA: https://bit.ly/2XfwRaA  Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

RICH CELENZA talks about how there are men and women out there that may find themselves alone because they are too cheap when in relationships. A lot of people out there may find themselves alone because they are self centered and selfish. If you are someone who is always obsessed with money you may be turning people off instead of turning them on. If you find yourself alone it may be time to start learning how to give instead of always worrying about what others are taking from you.

From Amy: I ran across a paperback copy of the first The Tightwad Gazette book by Amy Dacyczyn in my early years of motherhood, and latched onto it like a drowning woman grabs onto a life buoy. With hubby in college for years and a growing family, we lived paycheck to paycheck. The tips I learned from The Tightwad Gazette helped make a big difference in how much paycheck was left at the end of each month. Even better, the book put forth thrift as an attractive, viable alternative lifestyle. After all, we weren't poor--we were thrifty! That's a huge difference. Listen as Bethie and I discuss how deeply influential the Gazettes (there were three published in all) were, and what some of our favorite tips were. Also learn how to keep a "price book" and how to hack your own finances to save money every month. Also learn what I found out about what author Amy Dacyczyn is doing these days, and what one thing has changed dramatically since she retired from writing books, and what has contributed to her saving the most money these days.   links: The Tightwad Gazette book Thriftbooks MEET AMY HERE: on her blog, on Instagram, or Facebook. MEET BETHANY HERE: on her blog, on Instagramor Facebook.   FOLLOW SWEET AS LOVE HERE: on Instagram or in the Sweet As Love Facebook Group. Or send us an email at sweetaslovepodcasting@gmail.com   CREDITS: Theme music by Timothy Miller. Cover art by Andrew Miller. Tech support by Malachi Miller.   SOUND TECHNICIAN: Bethany Lotulelei.

On this episode i discuss the next Anti-seductive trait from Robert Greene's Art of Seduction, on this episode i talk about "The Tightwad". The Tightwad is basically the anti-seductive trait that deals with stingy and cheap people, They can never freely give to others (Not only materialistic things but with their time, energy and presence). They also tend to think they're being really generous in the little they give, this particular trait is a very dangerous one in seduction because it shows an inability to give in general and is a gross sin to seduction and an impediment to power. Don't forget to like, subscribe and share with your loved ones and friends. you can also follow us on all social media @FreshmansGuideGh or @Vall_Lavine for more information on the podcast and for further discussions.

In this episode, I had the pleasure of interviewing Todd Miller. ⁠ ⁠ Todd has an amazing story on how he accomplished being financially independent at the ripe age of 35 years old.⁠ ⁠ He shares some gems and we had some good dialogue on the topic of finances and much more.  ⁠ ⁠ Tune in and let us know what you think...⁠ ⁠ Who is Todd Miller?⁠ ⁠ After graduating cum laude with a degree in finance from the University of Florida, Todd started working for a Fortune Global 500 company.  Less than a year later, he got laid off due to the Great Recession.  During this difficult period, he committed to living on his terms and becoming financially independent.  ⁠ ⁠ Todd dreamed of working less, experiencing more, and spending time with the most important people in his life.  For the next 11 years, he worked in financial services, guiding thousands of people through the mortgage approval process.  All the while, he saved, invested, and built passive income for the future.  Then, at 35 years old, Todd accomplished his goal and became Financially Independent.  ⁠ ⁠ He went on bucket list adventures around the world and eventually started TightwadTodd.com.  This coaching business is a way for him to follow another passion, helping others.  This coaching business is a way for him to follow another passion, helping others.  Its mission is financial education, so everyone can achieve their goals faster, live free, and have more full lives. How to connect with Todd? Facebook: facebook.com/TightwadTodd LinkedIn: linkedin.com/in/tightwadtodd Website: tightwadtodd.com Build Your Wealth and Dreams: https://tightwadtodd.com/your-financial-breakthrough/ Instagram: instagram.com/tightwadtodd ---------------------------------------------------------------- Athletic Greens Sponsor To take advantage of the special offer they are having at Athletic Greens, click on the link below to get one year's worth of Vitamin D with your first order: www.AthleticGreens.com/mindful ----------------------------------------------------------------   Get Connected with Dr. Vic Facebook: www.facebook.com/DrVicManzo Instagram: www.Instagram.com/DrVicManzo LinkedIn: www.LinkedIn.com/in/DrManzo Discord: https://discord.gg/7fgACzdNAd YouTube: Bit.Ly/38QULv91   One Free Week of Mindfulness with Dr. Vic https://bit.ly/3sGRvfg    Want to Master Life? https://empower-your-reality.mykajabi.com/life-mastery   Download the first 3 Chapters to Dr. Vic's New Book for FREE https://empower-your-reality.mykajabi.com/3-chapters-lead-generation-awitd   Looking for Coaching? https://www.empoweryourreality.com/one-on-one-coaching   Email DrVic@EmpowerYourReality.com

After graduating cum laude with a degree in finance from the University of Florida, Todd started working for a Fortune Global 500 company. Less than a year later, he got laid off due to the Great Recession. During this difficult period, he committed to living on his terms and becoming financially independent. Todd dreamed of working less, experiencing more, and spending time with the most important people in his life. For the next 11 years, he worked in financial services, guiding thousands of people through the mortgage approval process. All while, he saved, invested and built passive income for the fate. Then, at 35 Todd accomplished his goal and became F.I.! He went on bucked list adventures around. The world and eventually started TightwadTodd.com. This coaching business is a way for him to follow another passion, helping others. It's mission is financial education, so everyone can achieve their goals faster, live free, and have more fulfilled lives.

Todd Miller | Money CoachTodd Miller is a self-proclaimed tightwad who became financially free at age 35! After graduating cum laude with a degree in finance from the University of Florida, Todd started working for a Fortune Global 500 company. Less than a year later, he got laid off due to the Great Recession. During this difficult period, he committed to living on his terms and becoming financially independent. Todd dreamed of working less, experiencing more, and spending time with the most important people in his life. For the next 11 years, he worked in financial services, guiding thousands of people through the mortgage approval process. All the while, he saved, invested, and built passive income for the future. Then, at 35, Todd accomplished his goal and became F.I.! He went on bucket list adventures around the world and eventually started Tightwad Todd.com. This coaching business is a way for him to follow another passion, helping others. Its mission is financial education, so everyone can achieve their goals faster, live free, and have more fulfilled lives. Listen as Joseph speaks with Todd about him being a "Tightwad Todd"!

A very stingy person is also called a tightwad.

My guest on the podcast today became financially free at age 35, following a wake-up moment as he was following the traditional path of school, career and retirement. Todd Miller, also known as Tightwad Todd, is a money coach and thrifty saver. He grew up with a fascination about how money works, influenced by the frugality of his grandmother, who grew up during the Great Depression. After graduating with a degree in finance, Todd started working for a Fortune Global 500 company, but was laid off less than a year later at the start of the global financial crisis. This experience prompted the start of a 12-year journey to financial freedom. During our conversation in this episode, I chat with Todd about why the traditional career path is so risky, how wealth is something you can’t see, and why hedonic adaption creates a barrier to happiness with our spending. Here’s my conversation with Todd Miller in episode 530 of Informed Choice Radio.

There are many towns with funny names, but some are truly unfortunate.  Take the town of Asbestos in Canada. When you’re named after a carcinogenic mineral banned in 60 countries, it's kind of hard to attract visitors. The towns of Boring, Dull, and Bland, in the US, Scotland, and Australia were all named after the surnames of their early settlers.  Tightwad, Missouri has become somewhat famous for its bank, as customers from all over the country open accounts there just so they can have checks printed with the Tightwad logo on them.  What’s a word for making money any way you can?  Quomodocunquize! How would you like to live in Accident, Maryland, or Embarrass Minnesota?  There’s even a Belchertown, Massachusetts.  But the town that would win my award for the strangest name is Slickpoo, Idaho.    

The best of Kate Tim and Joel including When did the waiter get it wrong? Mailbag! Awkward celeb encounters? Pranking the kids? Funny town names and Tightwad celebs! See omnystudio.com/listener for privacy information.

#259: Don't let DIYing drive you crazy. Know when to spend and when to save. To learn more about the show, please visit https://mappedoutmoney.com

About Todd: Growing up in Charlotte, NC, I always had a fascination with how money worked. Why some people had it and others always seemed to struggle with it. My grandmother, who grew up during the Depression, had a huge influence on me. She was constantly saving everything! Half used paper towels, pieces of ripped cloth, and paper…can we talk about the paper! She was a living example of the slogan, “A penny saved is a penny earned.” I followed in her footsteps for years until I attended college at the University of Florida. It became clear through several small business ventures that in order to make money as an entrepreneur, it typically required money up front to get started. This is where the epiphany started! I began realizing, the more I could save, the more I could invest. And the more I could invest, the more money would work for me; giving me time to pursue other interests. After graduating cum laude with a degree in finance, I started working for a home builder. Less than a year later, I was laid off due to the Great Recession. During this difficult period of my life, I made a promise to myself that I would work tirelessly; learning to save money, invest, and ultimately be able to live on my terms. My plan included saving more, working less, and spending time with the people that matter most. And let’s not forget having some unforgettable experiences along the way! By using this website, you will be able to spend less time searching the internet for ways to save money and more time on the things you want out of life. On Today's Show Todd Discusses What was his Aha moment Roth Ira Personal Capital Self Directed Ira Having Side Hustles 401K And much more. Links from the show https://www.linkedin.com/in/tightwadtodd/ (https://www.linkedin.com/in/tightwadtodd/) https://www.tightwadtodd.com (https://www.tightwadtodd.com ) https://tightwadtodd.com/4-simple-ways-to-budget-your-money/ (https://tightwadtodd.com/4-simple-ways-to-budget-your-money/) https://twitter.com/TightwadTodd (https://twitter.com/TightwadTodd) https://www.facebook.com/TightwadTodd/ (https://www.facebook.com/TightwadTodd/) https://www.pinterest.com/TightwadTodd/ (https://www.pinterest.com/TightwadTodd/) You can find me at: http://peer2peerrealestate.com/ (https://peer2peerrealestate.com/) http://www.facebook.com/peer2peerrealestate (www.facebook.com/peer2peerrealestate) https://www.linkedin.com/in/williemorales/ (https://www.linkedin.com/in/williemorales/) http://bit.ly/2xmqYJmP2PRE (Youtube Channel ) Books recommended by Todd Four Hour Work Week- Tim Ferriss Rich Dad Poor Dad- Robert Kiyosaki The Millionaire Next door- Thomas J. Stanley Thank you Todd for being on today's Podcast, really appreciate your time. Thank you to our partners Royal Legal Solutions & Lendency **Peer 2 Peer Real Estate may be compensated and/or receive an affiliate commission if you buy something through our links, at no extra cost to you. Worried about protecting your assets? Let Royal Legal Solutions help https://royallegalsolutions.com/?ref=6 (https://royallegalsolutions.com/P2PRE) Loans for residential real estate investors, Friends with a tendency to lend https://www.lendency.com/apply?6rng2=William%20Morales (https://www.lendency.com/P2PRE) Please go to Apple podcasts, look for us at Peer 2 Peer Real Estate Podcasts, subscribe and leave a review Keep the momentum going, Good things will happen. Thank you.& Stay Safe

This week is VERY SPECIAL! Not that ALL of our shows aren't special, BUUUUUT... this is the one-year anniversary! YES WE KNOW THIS IS EPISODE 53, BUT WE HAD A COUPLE EXTRAS GET COUNTED AS FULL EPISODES, AND WE ARE TOO LAZY TO GO BACK THROUGH AND RENUMBER THEM... ANYWHO... ALSO, Richey couldn't make it this week, so Sam's wife, Brie, guest-hosted, and it was HER birthday too! Add our guest, David Kravetz, to the mix and this show is AMAZING! Author of the Less Beaten Paths of America Books, David talks about SO MANY things that aren't very well known because they are not on the highway! You have to go find them! That's what David does for you! He tells you about these hidden gems, and give you some ideas to add to your trip that you hadn't originally intended! They start talking about Hell, and end with Screaming Heads! YEAH... Sam asks what's it like in Hell, and then asks about something that's just Okay! David has been to SO MANY places! Some Boring, and some SUPER! This is an extremely fun hangout, and it is SO WORTH listening! Don't be a Tightwad with your time, and sit back, relax and #grabalisten of our hangout with David Kravetz! Find out what David is up to at: http://lessbeatenpaths.com/ AS WELL AS FIND HIS BOOKS AT https://www.amazon.com/gp/product/B07JVV3PGH! --- Send in a voice message: https://anchor.fm/500section/message Support this podcast: https://anchor.fm/500section/support

What did you wait for that was a complete waste of time? Funny Town names? Tightwad celebs! The Glossy’s! What is art? Why is art? How is art? And Quick Draw with Chrissy Swan! See omnystudio.com/listener for privacy information.

Achieving financial freedom in the short term requires living within your means. In other words, your monthly expenses need to total no more than your monthly net income, so that you don’t sink into debt. But achieving long term financial freedom requires even more discipline; you need to live below your means. By doing this you generate unused income every month to put towards savings and long-term investing, so that you will have a net worth to support you in retirement. But how do you do that? To give you some tips, I brough personal financial services consultant Todd Miller onto the show to tell you about them. In this episode you will learn: Ideas on setting up a budget How to cut your expenses How to handle unexpected expenses How to track your spending to stay on budget How to resist the “urge to splurge”

My wife was able to finally convince me to open up our accounts to get a new to us mom-mobile (minivan). She was driving a 1999 Chevy Venture up to this point. She was so happy in bed that night. I just wonder what her 19 year-old self would have thought seeing how excited she was getting a minvan. Support the Show https://www.paypal.me/JohnstonShow https://www.patreon.com/SexManswers --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Stan Meadows the Traveling Man calls in from Colorado to talk about fried pork chops and Tightwad, Mo, population 67.

That's weird right? Is he cheating?

5 Unique Ways to be Frugal Without Being Cheap   Pennypincher. Tightwad. Cheapskate. Under normal circumstances, public opinion tends to shun frugality. But frugality has been reborn, so to speak, thanks to the novel Coronavirus pandemic. Many are wasting less food and experimenting with gardening. Others are making conscious efforts to send less to the landfill by reusing, repurposing, and rethinking waste culture. Thrifty behaviors aren’t worthy of the side-eye anymore. Instead, the opposite is true: during a pandemic, frugality is smart. Thriftiness... Read More Read More The post 5 Ways to be Frugal Without Being Cheap appeared first on Mama Minimalist.

"If you like it, you shoulda put a town on it. The listener poll on our Instagram page has led to yet another interesting name. Last week it's "Brought To You By Friends Who Don't Listen," and this week it's "Flat Earth Math." Hosts and New York City comedians, Maxim Allen and Connor Kwiecien, are learning a lot about you all. With the Super Bowl the day of our recording, we decided to make up some football team names for small towns in California and Missouri. Our towns, and gracious hosts of imaginary football teams, are Death Valley Junction, CA; Nicasio, CA; Zzyzx, CA; Tightwad, MO; Chillicothe, MO; and Plato, MO. You can send suggestions for towns to smalltownradiopodcast@gmail.com and follow the show @stradiopod on Instagram and Twitter. If you give us a shout out and give us a 5-star review on Apple Podcasts, we'll send you a sticker. --- Send in a voice message: https://anchor.fm/small-town-radio/message

There is usually one of each in every family. So what makes some people stock away every dime they make and others oblivious to the concept of saving and always in debt? Interestingly enough, there has been extensive psychological research performed on the spending behaviors of individuals: why some people spend money frivolously and why some people don't...

Pastor Mark Gungor preaches a message to our Sunday morning services.

Pastor Mark Gungor preaches a message to our Sunday morning services.

Men are bigger tightwads than women; younger people are more likely to be spendthrifts than older people; and the more educated a person is the more likely he or she is to be a tightwad. While ”tightwad” and ”spendthrift” are not exactly labels that most people would welcome in a discussion of their spending habits they are valuable as predictors of consumer behavior. Indeed Scott Rick a visiting professor at Wharton and two colleagues recently came up with a scale to determine the extent to which people are tightwads or spendthrifts -- and what the implications are for retailers trying to more accurately target potential buyers in their stores and on their websites. See acast.com/privacy for privacy and opt-out information.