Podcasts about new starts

Not sure what matters most when designing math improvement plans? Take this assessment and get a free customized report: https://makemathmoments.com/grow/ Math coordinators and leaders – Ready to design your math improvement plan with guidance, support and using structure? Learn how to follow our 4 stage process. https://growyourmathprogram.com Looking to supplement your curriculum with problem based lessons and units? Make Math Moments Problem Based Lessons & UnitsA new trimester or semester brings the perfect opportunity to reflect, reset, and reignite your classroom culture. In this episode, we explore how math educators can leverage this fresh start to learn from past experiences, establish a strong sense of community, create new norms, and set the tone for a successful semester. Whether it's improving math routines or sparking excitement for math learning, this episode will help you create a strong foundation for the months ahead.What Listeners Will Get From This Episode:Strategies for evaluating what worked (and what didn't) in the previous semester to make intentional improvements.Tips for building trust, community, and excitement from Day 1 of the semester or the year.How to co-create and implement effective norms that support learning and collaboration.Ideas for generating enthusiasm and motivation among students.Actionable advice on refining classroom procedures and habits to maximize learning.How to set achievable goals for students and yourself to maintain focus and energy throughout the year.Show NotesLove the show? Text us your big takeaway! Get a Customized Math Improvement Plan For Your District.Are you district leader for mathematics? Take the 12 minute assessment and you'll get a free, customized improvement plan to shape and grow the 6 parts of any strong mathematics program.Take the assessmentAre you wondering how to create K-12 math lesson plans that leave students so engaged they don't want to stop exploring your math curriculum when the bell rings? In their podcast, Kyle Pearce and Jon Orr—founders of MakeMathMoments.com—share over 19 years of experience inspiring K-12 math students, teachers, and district leaders with effective math activities, engaging resources, and innovative math leadership strategies. Through a 6-step framework, they guide K-12 classroom teachers and district math coordinators on building a strong, balanced math program that grows student and teacher impact. Each week, gain fresh ideas, feedback, and practical strategies to feel more confident and motivate students to see the beauty in math. Start making math moments today by listening to Episode #139: "Making Math Moments From Day 1 to 180.

The Rev. Robert “Bob” Johnston III - “New Starts” (Contemporary)

Author and historian Charles Spencer has written many books including The White Ship, To Catch A King and A Very Private School, and now finds himself down a Rabbit Hole – along with his fellow trivia hunters Cat Jarman and Richard Coles - in their podcast The Rabbit Hole Detectives. Digging into the past and uncovering weird and wonderful stories, every week the trio discuss the whos, whats, whens and whys and have now turned all this into a book… aptly titled The Rabbit Hole Book. Charles joins us to dig a little deeper… Romy Gill is a celebrated chef and food writer whose many TV appearances include Ready Steady Cook, Morning Live, Countryfile and Celebrity Masterchef, as well as being a regular voice on Radio 4 on The Food Programme. Her food is inspired by both her West Bengal and Punjab roots, and she tells us all about her new book in which she collects many recipes of home, Romy Gill's India. Former EastEnder turned X Man Ben Hardy has left both Albert Square and his superhero wings behind to take on the role of Luke, a single father and a seemingly straight, white, car mechanic, who meets and forms a deep relationship with a south Asian, queer, club dancer called Ayesha in the film Unicorns. Ben joins Clive to talk about the challenges of the role and his leap from the small to the big screen. Comedian, writer and campaigner Sarah Mills was diagnosed with bowel cancer in 2018, or, as she puts it, “my bum tried to kill me”. Since then, she has tried to shine a light on hidden disability and has been breaking taboos in conversations around what would normally be seen as embarrassing bodily functions. She tells us all about her new Radio 4 series Sarah Mills' Bad Bod Squad, and all things leaky, squeaky, lumpy and wonky. There's music from New Starts who bring their style of new wave and angular guitar rock with two songs - Don't Need Persuading and Let Me Start Again.Presenter: Clive Anderson Producer: Elizabeth Foster Production Co-ordinator: Lydia Depledge-Miller

New Starts, Lunar New Year Resolutions

Kevin Porter and Paul Hayden are piloting the August 2024 New Music train today and that is good news for you, listener. Lots of gleaming guitars and soaring melodies are on tap as they discuss new songs from Starflyer 59, New Starts, Chime School and Goodnight Sunrise.  Rockin' the Suburbs on Apple Podcasts/iTunes or other podcast platforms, including audioBoom, Spotify, Google Podcasts, Amazon, iHeart, Stitcher and TuneIn. Or listen at SuburbsPod.com. Please rate/review the show on Apple Podcasts and share it with your friends. Visit our website at SuburbsPod.com Email Jim & Patrick at rock@suburbspod.com Follow us on the Threads, Facebook or Instagram @suburbspod If you're glad or sad or high, call the Suburban Party Line — 612-440-1984. Theme music: "Ascension," originally by Quartjar, covered by Frank Muffin. Visit quartjar.bandcamp.com and frankmuffin.bandcamp.com.

Laurie Anderson, Brian Eno oder Robyn Hitchcock treffen auf Moin, New Starts und Julia Sophie. Heute bringt Hanspeter «Düsi» Künzler, mittlerweile seit über 40 Jahren Sounds!-Redaktor in London, eine Neuheiten-Übersicht mit «Lifespanning Character»! Press Play.

A prominent Florida Builder and #1 Wall Street Journal Best-Selling Author joins us to discuss the benefits of build-to-rent properties, including affordable housing and attractive mortgage rates. He has already done all the work for investors, offering new build income properties that are sometimes rented. We discuss the importance of median value and affordability index in choosing profitable areas for long-term real estate investments. Learn about new build income properties with rate buydowns as low as 3.75%. Important market dynamics and investor strategies, including the trade-offs between cash flow and equity growth. Show Notes: GetRichEducation.com/518 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  00:01 Welcome to GRE. I'm your host. Keith Weinhold, a great way to forecast the future of the real estate market is to look at the level of new building. I've got a surprise to reveal there then a focus on one of the hottest in migration states. That's popular because it promises cash flow for real estate investors today on Get Rich Education.   00:24 Since 2014 the powerful Get Rich Education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guest top selling personal finance author Robert Kiyosaki. Get Rich Education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the Get Rich Education podcast. Sign up now for the Get Rich Education podcast, or visit getricheducation.com     Corey Coates  01:09 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  01:25 Welcome to GRE from Plains Georgia to White Plains New York and across 188 nations worldwide, you are listening to Get Rich Education. I'm your host. Keith Weinhold, we are an educational platform. And if you haven't yet, I really suggest that you spend 100 hours learning how to invest in real estate. The average person works 2000 hours a year for 40 years. That's 80,000 hours of working for money. I implore you to spend 100 hours learning how to keep it and grow it and leverage it and create income and tax advantages from it. 80,000 hours of lifetime work, 100 hours learning real estate investing. Now, when someone like a presidential candidate produces, still vague talk about building 3 million starter homes in four years. That actually appears just about impossible. Within the existing structure. We would need 2 million housing starts per year from 2025 to 2028, in order to overcome our existing shortfall. And we haven't exceeded 1.8 million in any year in the moderate era, and that's even when demand was extraordinary and interest rates were low. Just you know, look at the reality of what home builders need to actually do, and this is even if they don't have any excessive not in my backyard. Pushback, builders have to procure land, meaning they need to lay out cash far before building, and then they need to jump through zoning and building hoops in counties and cities, in towns, in communities, and sometimes those hoops can reach preposterous levels with substantial delays. Builders need to secure financing, and for most, interest rates are still in the 9% plus range. And then builders need to acquire a whole local network of contractors and subcontractors, and then they need to keep those contractors and subcontractors busy, or else they're gonna lose those workers. So builders have to work to maintain their teams once they found them. And if that's not enough, this is all amidst a historically bad skilled labor shortage, meaning those workers can be enticed to go work for somebody else. As you know, skilled worker demand far exceeds skilled worker supply. So for builders, it takes years of planning and development. In a lot of cases, they sit on land for many years before the market conditions are right for the actual build. Well, look, at least there is finally acknowledgement among our highest elected officials that we do need to address the core problem, but our elected officials proposals aren't really so good, and our country's housing problem is largely a regulatory issue. Later today, we'll talk to a builder that's already done all of this for you, so it's not preconstruction that has new build income properties complete, available sometimes even rented already, and they help you buy down your mortgage rate to a level that's really low. You'll soon learn about it. But first, let's talk more about adding new housing supply in the larger apartment segment. It's something that can help you see the future here, but it isn't getting enough tension outside of multifamily industry circles, and that is the fact that apartment starts are plummeting to 11 year lows. And this is a real surprise to some people, multifamily completions are outpacing starts by the widest margin since 1975 and I mention this because, you know, you probably keep hearing and reading about how apartment construction is at all time highs, but really, that is a story from two years ago. It takes about two years to go from an apartment construction start to a completion. Well, today we're seeing that huge surge of apartment starts two years ago morph into completions. That's the piece to be aware of here. And to give you some idea about the new apartment building, slow down through July, we have completed 314,000 multifamily units, and we started just 193,000 units. That's all according to census stats that year to date. Start total is the nation's lowest since 2013 when we were just building our way out of the global financial crisis. Also a larger share of apartment supply. In this next cycle, it's likely to be affordable housing, because that's where the tax incentives are in the last wave of apartment construction a few years ago, it was more higher end stuff, and the result is today, apartments are oversupplied in a lot of markets, leading to falling apartment rents, or just somewhat stable and frozen apartment rents in heavily overbuilt places like Austin, Texas and a lot of others. But this slowdown in New Starts of larger apartments is why some have bullishness on the multifamily outlook for 2026 and beyond supply is the biggest headwind for apartment investors today. While it is an enormous tailwind for renters, it's good for them, but those dynamics appear likely to shift again. It took an almost perfect storm of variables to push apartment construction to 50 year highs, and it's difficult to see a scenario where construction could re-accelerate back to those peaks. Today's apartment completion levels could mark a high. It's generational. You may never see it again. So to summarize, in the world of large apartments, supply is still up, even outpacing demand in a lot of markets. It all came from a big building wave that began when interest rates were low two years ago. They're mostly upper end places. Apartment syndicators also got hit with higher rates that reset on them, and you've seen the value of some apartment buildings fall 30%. It is bad. But long term, I expect that apartments are going to be fine. New lease ups are absorbing what's out there. The demographics show that renters will continue occupying apartments. Interest rates have already fallen and they're expected to keep falling, and you don't have very many new apartment starts, it's that last piece that a lot of people aren't aware of. So that's the forecast over the next few years for five plus unit apartments. When it comes to the market dynamics for one to four unit properties. I'm going to discuss this with one of the voices of GRE marketplace today. They are a build to rent provider building new construction, single family homes, duplexes and fourplexes for tenants that they sell to investors. Hey, I'd like to welcome in a home builder and property provider serving Florida, basically statewide, known as North America's leading build to rent property developer, and he believes in what he builds and offers others, because he's been a real estate investor himself for more than two decades. Hey, Jim, welcome back onto the show.   Jim Sheils  09:45 Keith, good to be here. Thanks for having me.   Keith Weinhold  09:47 Jim, we have a lot of exciting things to talk about. What you're doing in Florida. You've really helped out a lot of our investors and followers so far. You have some really interesting things to tell us about. Rate buydowns and just how low those rate buydowns are on some new build properties. And I sure want to get to that. But first, why don't we just pull back big picture, and from the 30,000 foot national view, before we talk about Florida, what are some of the important dynamics you see in the real estate market here in late 2024   Jim Sheils  10:16 Yeah, it's been interesting. The media is always late to the party, as you know, Keith, I've seen some interesting stats. You know, affordability nationwide has gone from 480,000 about eight months ago, and now it's down to about 405, so we've already seen the affordability index come down nationwide, and it's hit really well here in Florida. One of the reasons why is there's definitely been some price adjustments on higher priced property in Maine markets, Miami, Orlando, Tampa, areas that we don't build because the numbers didn't work. So that's been really good to see that affordability also, rates are just starting to drop. But here's an interesting thing. A year ago, Keith, the average mortgage payment for the average person buying a home, was 57% of their total income. Now that has dropped to about 44% of their total income. So I'm always looking at affordability and overall median pricing, and that's been a really, really good thing for us. As I had said, second tier markets where you can get affordability, but also great amenities, great lifestyle is where we've always focused on building, and it seems like that is really continuing to have a solid pulse. I love visiting some of those bigger markets, you know, taking my kids to Disney, but I'm glad we stayed out of there, because it seemed a little more temperamental, and we're glad we're in the more second tier markets.   Keith Weinhold  11:39 You cited an affordability index there earlier. Now, affordability still, historically, is not that good, but it's not as bad as it used to be. Tell us more about that index.   Jim Sheils  11:49 Yeah, I always have looked at, you know, the affordability index. Let's just use an example, Orange County, California. I think the median value of a home there is $1.1 million. In Jacksonville it's 305, and so you get a score for based on what is the average family income per price of the home. And it's kind of like your report card. And there's certain areas that have an A, and there's certain areas that have an F. You know, we have lots of investors come to us with you guys too, from New York or Seattle or Orange County. And this is something I look at, what is the affordability index, and just know how they figure out the score on your affordability index. What's the average price of the home in that area, and what is the average family income for that area? And the correlation of those two numbers shows whether you have a good score or bad score.   Keith Weinhold  12:39 And now that we've looked at the national picture somewhat, you mentioned some of the major metro markets in Florida, some of which you specifically stay out of, and that's simply because the numbers don't work for long term rentals. They don't provide cash flow. Tell us more, just in general, about some of the areas that you've chosen and why is there profitable for long term real estate investors?   Jim Sheils  13:03 Yeah, this median value, this affordability index, is so key when we're able to get into home still, you know, Jacksonville is barely over 300,000 as the media now, we're able to cash flow right off the bat. So like Jacksonville is still as the population growth, the economic growth is occurring. It's desirable coastal community, and supply and demand is in our favor. We don't have enough housing, so that's where we focus all of those factors, not only here, but on a smaller scale, in Palm Coast, in Ocala, where we've done a ton with the GRE community. And then southwest Florida. We don't go to Southeast Florida, too expensive, too overbuilt, too high on insurance, but that Greater Fort Myers area, which did experience the highest growth anywhere in the country during the pandemic, which was interesting to watch, we're still seeing a lot of good fundamentals down there. And again, at that affordable range, it makes a big difference when you're buying at a medium priced home is, let's say 320,000 opposed to 580,000 makes a huge difference to whether it will cash flow off the bat or have a negative cash flow. And as you know, Keith, even though we're doing new construction high growth areas, we want to see app cash flow right away.   Keith Weinhold  14:13 Now, you are a builder, you are adding much needed inventory to the national housing supply, where we've had a shortage of millions of units per years, depending on what source you cite in quote there, a lot of the estimates as to the housing shortage really are all over the place. But many sources state that Florida inventory levels just statewide. Here they are back about to pre pandemic levels. So they have recovered. They are back to about 2019 levels. And I think one important thing for people to remember is, well, 2019 was a pretty good, balanced housing market.   Jim Sheils  14:50 It was a normal market. We liked 2019 you know, that was a good market. There was growth, but it was sustainable, more predictable, steady. So I'm happy to be back in 2019. You know, 2020 21 levels there were, there was less than a month's worth of inventory on the MLS that it was dire. Yeah, it was just such a skewed thing. And you've studied this for a long time. So everyone if you say, Oh well, it went from this to this. I love how you talk about 2019 because by all statistics that was a very normal market here in Florida. So we're happy to get back to that, because you have to have a certain amount of inventory level to balance the playing field. We want to see growth, but I'm more of a long term player, as you know, we don't need to see huge spikes, because that can get a little volatile.   Keith Weinhold  15:36 Now, as a builder, talk to us about builder sentiment since, like we talked about before, we are in a falling interest rate environment, mortgage rates are already down about one and a half percent from the recent highs, and the Fed hasn't even begun lowering rates yet. So talk to us more about what those lower rates do to build their sentiment. And we're not just talking about rates for buyers here, which matter, but it's the rate that builders like you that have to pay the typically factory in here too.   Jim Sheils  16:06 Yeah, it's an interesting market right now, Keith, and here's something I want to give great encouragement from as you know, we do build some for the institutions and the larger groups. The little guy, the small investor, has the guerrilla warfare advantage over them right now, because, as you know, we right now have announced financing. We're able to have this builder forward commitment where we're buying large tranches of money for residential mortgages. That means, you know, individuals like we work with all the time, Keith, that buy a few properties, we can get them this incredible financing right now, at 3.75 we're beating the market. You know, you go into a B of A and try to get a duplex finance, you're probably looking at six and three quarters. And we're able to do that because it's residential real estate. Some of our bigger guys, they would buy all of our inventory. But we can't get a institution qualified for these individual investor loans for residential real estate. They have to go to the commercial world. And as you know right now, Keith, the commercial world is screwy. People aren't lending. The rates are really high, and even these big guys have to sharpen their pencils and do their numbers and they go, Gosh, it's not panning out until rates drop. So that means these bigger groups are on the sidelines. And we all hear the complaints, all the big guys are buying all the properties they own 40% well, they're on the sidelines, and our little troopers and investors are building their portfolios in ways they cannot so it's exciting to see now for us too. What's lucky and unlucky is a lot of good builders out there that we're friends with. They can't get financing. The banks have gotten so stringent. So they might even have a good balance sheet and a good track record, but the banks are getting really stringent where Chris and I are. As you know, we were partially acquired by Sumitomo forestry about a year and a half ago. They're a 331 year old company, and when we decided to team up with them, they said, We love Florida and we love build to rent, go, and so now we have zero bank debt, and they've given us a green light to build out all of our inventory. We have five, over 5000 lots in Florida, and we don't have the bank slowdowns. So to find a good builder, you have to make sure they have financing in place, because they're going to be a great builder out there that just can't get the funding to do the job for you. So that's another thing you want to look for.   Keith Weinhold  18:16 Right. And last time I checked, you've got more than 925 current independent income property investors, many of those whom are GRE listeners. Well, we're going to talk more about just how low those rates are. Who participates in the buy down? I already know that most of it's the builder, and just part of it is you, the investor. You're listening to get residuation. We're talking about Florida, build to rent property more when we come back, I'm your host. Keith Weinhold Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group  NMLS 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at ridgelendinggroup.com That's ridgelendinggroup.com  Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings. If your money isn't making 4% you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to an 8% return with compound interest, year in and year out, instead of earning less than 1% sitting in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their. Investors 100% in full and on time. And I would know, because I'm an investor too, earn 8% hundreds of others are text FAMILY to 66866, learn more about Freedom Family investments Liquidity Fund on your journey to financial freedom through passive income. Text, FAMILY to 66866.     Garrett Sutton  20:28 This is Rich Dad advisor, Garret Sutton, to grow your wealth. Listen to the always valuable. Get Rich Education.   Keith Weinhold  20:45 Welcome back to Get Rich Education we're talking about half of progress real estate investing in high growth Florida, with a renowned build to rent provider there. And I think a lot of this really comes down to trust with the fluctuating interest rate environment that we've had, some people don't trust certain builders or that investor to go ahead and put down a deposit on a vacant lot and wait 12 months or more for it to be built. But we're not talking about pre construction here.   Jim Sheils  21:16 No, no. Since we steamed up with Sumitomo, you know a lot of good builders again, they can't even start the project until they have a a buyer with a deposit down. That's the requirement for the bank to give them the money to start building. We don't have bank requirements, so we're building on our own dime, and so we are having properties completed before you even have to make an offer on them. So these are finished properties, sometimes a tenant already in place. I know just this month, there's been a few GRE people very happily stepping into pre rented homes. So you don't have to wait that period. If you're ready to move your money or have a 1031 exchange, we can fulfill those no problem, and close within 30 days Our in house financing, Keith, which I know we're about to go over, I want to make sure people know this is for not only our single families, but our duplexes and our quads as well.   Keith Weinhold  22:02 Tell us more about that in house financing that's something of great interest to people, and especially with these mortgage rate buyouts.   Jim Sheils  22:09 Yeah, everyone says, Oh, I wish I had locked into a mortgage before June of 2022 right? I mean, for every time we heard that, Keith, well, now you can and what we're able to do since we have the balance sheet we have now, with teaming up with this bigger company, banks will allow us to do what's called a builder forward commitment and buy large tranches of money. We're in the money buying business, I guess, now, and we have to commit to large amounts of money, but by doing that, we're able to pay fees upfront to buy down the mortgages. So right now, our most popular rate is 3.75. You as the buyer, and these are called discount points, which I've heard Keith talk about. You're bringing in a little under two discount points to get the 3.75 rate. And you say, Okay, well, Jim, we're bringing in a little less than two points. What are you bringing in? We're not really supposed to talk about that, but here's what I can tell you, do this test, go to one of your mortgage friends, or your B of A or Wells Fargo, and ask it what it will take for you to pay to buy down a rate for 3.75. Now, first of all, they will not allow you to do that much. We are on a more high volume schedule that will allow us to do that, but let's say, if they would, here's what the feedback we've got. If you were to try to do this on your own, Keith, you or I just walking into our bank, you would have to pay anywhere from 12 to 15 points to make this happen. Gosh, and that was the advantage of working as a collective group like we do together, you and I in our investor community, because now that we're able to do volume, it benefits us   Keith Weinhold  23:39 all. No one really knows where interest rates are going to go. I think it's pretty foolish to try to predict them, but very few people think they're ever going to drop to the levels that we saw during the depths of the pandemic, 3.75% if you get locked in there, it's pretty unlikely that the future market is going to meet that down the road at all and tell us more about that product type, the single family homes, duplexes and fourplexes that this is available on. And of course, they're all new build.   Jim Sheils  24:09 Yeah, we do a combination of new build on all of these. We found, Keith, a lot of build to rent. Companies really only focused on the single family home, but we found, you know, to increase rental yield and overall returns. There was really a lack in the market for duplexes in residential areas and quads, again, and those are close to commercial deals, without the commercial financing, they allow more affordable rent in more residential areas that people can afford and want to be in. And we found through the pandemic, these had a greater calling to them than, let's say, a large apartment complex. You know, people want to be a little more spread out, have their own yard, like in a duplex, and they get that there, but they get it at a fraction of the price that a complete single family home would be at. So we found, as you know, most of our investors, our average client, buys three to eight properties with us, and no surprise, they. Buy a mixture of single family duplex and quads. I know we agree on this. Keith, the single family home has had the best history of all of great equity appreciation, and the duplex might lag behind that a little bit, but it's got a better cash flow. So I will always do little trade offs and combo my own portfolio to make up for two of those. And that's what our counselors usually coach our people. I know yours do as well.   Keith Weinhold  25:23 Yeah, the economies of scale for the real estate investor really can be there long term with duplexes and fourplexes, and you're really helping fill a need. Some months ago, I talked about the mmm multi families, missing middle, about how so few duplexes, triplexes and fourplexes are being built today, as compared to when you had about three times as much construction in those property types that you did in the 1980s a lot of that's really gone away. You're really bringing it back. We talk about some of the areas where these are built. You know, Jim years ago? Well, really about 10 years ago, when I began this show, I was often talking about how I want to be invested in Metro statistical areas that have a population of at least 500,000 to 1 million people, in order to get a diversity of economic situations there, because you do need rent paying tenants. But so much has changed since then, starting four to five years ago, with the work from home movement, I'm more open to more outlying areas than I had been previously. So tell us about some of these areas that you choose to build in. In Florida.   Jim Sheils  26:29 yeah, you know our hub market where we started doing rehabs many, many, many years ago was Jacksonville, Florida. Yeah, and we still are headquartered here, but Jacksonville, again, is the most affordable coastal city, I believe, still on the East Coast, which brings great fundamentals. It hits both of your things, Keith, where it is larger, but it has more of a sprawl and that larger population and the fundamentals look really well again, that overall median price is still very low. And we branch down to Palm Coast, which is a little more of a higher end area, but a bedroom community, to Jacksonville, the silent soldier, the one that really surprised us the most. I think you remember, this was Ocala. In fact, when Christopher said, Do you want to go start building Ocala, and this is about a decade ago, I said, Wow, Ocala, isn't there only, like, some horses out there? Yeah, now he's a horse guy. So he laughed, and he said, Oh, sure enough, I put my foot in my mouth. But Ocala, the amount of growth that we've seen out there has been incredible. And Ocala is really well placed because it's just below Gainesville, where the, you know, there's the medical centers, the university, and it's just north of the villages, which is the second largest retirement community and growing. Not only that, it has its own economic infrastructure, but it's really well placed in the difference of a price of a home for a starter family in Ocala compared to like Northern Tampa. There is no comparison. You're talking half. So we like that. And also with rents, it's got a great lifestyle. And then southwest Florida again, Southwest Florida, Keith, we're very lucky that we took some risk there. A lot of builders would like to be building down there, but as you remember, we took some big risks in 2020 we talked to some of our friends and said, this can be really good or really bad for real estate. We went with the really good and we loaded up on, well, a lot, over $20 million worth of land at the pre jump prices. Now we're into land right down there so we can get them built right for you guys still make a margin for ourselves that other people that they're trying to get land today, they just can't do and Southwest Florida has been a really good market for us. Had that hurricane there a few years ago, and all of our new construction properties did well. In fact, of almost 300 properties that were under construction, we had four that needed insurance claims, and those four, Keith, well, we had just put up the freestanding walls. We hadn't been able to tie the roof on before the winds and the winds knocked the walls over, and that's it. But there was no flooding, and that's why you get an insurance break. And all the markets that we're in, we always hear, Oh, you can't get insurance in Florida. And I kind of giggle and say, on which properties? Because there is a very different treatment for a new construction property built 2004 or newer, compared to a property built 1957 on lower ground.   Keith Weinhold  29:02 Yeah this is such an important thing to bring up. Property insurance premiums have been hiked substantially on Florida, existing, older build properties, not the post 2004 ones like Jim is talking about here and yeah, for those that don't know, Ocala, there in Central Florida is known as an equestrian area for horses and your business partner, Chris, that's his big hobby. So yeah, when you first went there, you were with Chris. You were like, are you just trying to get there because you want to be around horses more and what? But now there's actually a good fundamental reason for this, where it makes sense to build there. Well, Jim, why don't you talk about how you've specifically helped one of our listeners, or the typical buyer there in how that process looks, including an approximate timeline to get them from the time where they submit an offer all the way through to closing.   Jim Sheils  29:52 Yeah. Well, you know, our team and your team work together. We want to make sure we set people's goals and expectations. Up front. What are you looking for? What are you trying to get into? If someone says to me, Look, I'm looking to get into a great starter home with the lowest basis and highest cash flow, I'm gonna say, Okay, let's look at Ocala. They say, Look, we're looking more long term. I'm more of an equity growth player. Yeah, I want cash flow. I'm gonna say, Okay, let's look at Palm Coast, or southwest Florida. Together with our teams and our property counselors, we try to assess what are your needs and where are you wanting to go. Now, all of our vehicles will get through there, but some a little better than others, depending on the plan you want to put together. And so once we do do that, what we like to do is go through properties that seem to match what they're most wanting. We'll go through the performance. We'll look up the site maps, we'll go through the different fundamentals of that direct area, and then, if it seems to make sense, first thing we got to do is get you pre qualified with our in house lender. All is that a go? Well, then we can make an offer, get it in. We have a whole onboarding process. You know that we've done hundreds and hundreds and hundreds of time, and now we're over. I know I laugh because we talked recently and you said, I think you're at a 925. Investors, we're over 1000 now, so we're continuing to grow. But again, we've tried to make it fluid, where our people are part of the process, but never alone. We answer the questions on the financing help get you the directionals on the insurance now, you can use whatever insurance company you want. 99% of them use the company that we recommend. We have no financial affiliation with them. But everyone asked years ago when Chris and I started this, well, who do you use for insurance? Who do you use? So we just gave them who we used, and this person usually undercuts and better coverage than most. So all those pieces Keith with going through that and again, this is about a 30 day process of getting qualified, once you pick the property, submitting the contract with your 10% deposit, doing your onboarding for Property Management and Insurance pieces. And then, obviously you don't have to come here to see us for closing. We do all of our traveling closings for you. And most important thing I like to set up with PM is, where do you want the money wired?   Keith Weinhold  31:59 That's a great question. Well, yeah, I mean, this is a great answer for so many of our listeners, those super attractive rate buy downs. And then the big thing is, is, in many cases, you're not waiting and waiting and waiting months for the build to take place. Well, Jim, before I tell our listeners how they can connect with you over there, do you have any last thoughts overall with anything that we did touch on or did not.   Jim Sheils  32:22 I want to encourage people, if they're not looking to get in the next to real estate in the next two to three years, not a big deal. But if you're looking to get in sometime over the next year, then I would really look at what's happening, things you talk about with the rates and the interest, because I do believe that institutional money within the next six months, it'll be interesting when we reconnect, Keith, that are going to start coming in and buying up more residential real estate. However, their hands are tied right now. They cannot get the financing that the smaller guy can. So whether it's with us or someone else, take advantage. Take advantage. David and Goliath, this is a great opportunity where the big guys cannot keep up with you, because they can't get the financing and insurance rates that you can so take advantage.   Keith Weinhold  33:03 Well, I specifically wanted to have you on today because it is an opportunistic time. They serve Florida with new builds. Learn more about their properties and even get some under contract. If you so wish, you can do so by contacting your GRE investment coach. If you don't have one yet, you can do so at GREmarketplace.com it is free or at GREmarketplace.com/florida. Jim, it's been great having you back on the show.   Jim Sheils  33:32 Thanks having me. Keith, good seeing you.   Keith Weinhold  33:39 Yeah, an excellent update on Florida build to rent properties. A lot of our listeners are asking about these new build properties with 3.75% mortgage interest rates, and you are not the majority participant in the rate buy down either. Next week, who I consider the foremost tax authority in the entire world will be back here with us. Tom Wheelwright is going to discuss presidential candidates, tax plans, whether you should be scared about a tax on unrealized gains and a lot more. Also on a future episode, I'm going to talk about the land that is the vacant land that comes along with your rental property, what to look out for and what to avoid. It's really a little discussed subject that we haven't talked about here before. To learn more about Florida, build to rent property with those attractive rate buydowns, start at GRE marketplace.com Until next week, every host, Keith Weinhold, Don't Quit Your Daydream.   34:45 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have. Potential for profit or loss. The host is operating on behalf of Get Rich Education LLC, exclusively.   Keith Weinhold  35:13 The preceding program was brought to you by your home for wealth building. Getricheducation.com

Podcast #706 has something for everyone, including hits from The Soundcarriers, New Starts, Duskwhales, Shehehe, New York Dolls, Chime School, Greg Kihn, & Jorge Arana Trio.

#296: Flavors From Afar is a caterer and soon to be restaurant in East Hollywood. As part of the nonprofit TIYAA Foundation, Flavors From Afar also hosts a culinary training program for folks from all over the globe who are new to this city. Consisting of migrants and refugees resettling in L.A. and looking for work, it's an 8 week training program designed to teach aspiring chefs everything from knife skills to applying for licenses. Associate editor Aaricka Washington checked out a class and is on HTLA to tell host Brian De Los Santos all about it. Check out their website for culinary sessions, catering and the Global Dinner Series here: https://www.flavorsfromafar.co/ And if you're curious, the next culinary session course for new participants will begin August 6th.  

This week see's first competitive action begin for Aberdeen FC, are the current squad ready? Glen & Phil discuss the state of the squad ahead of the trip to Dumfries, as the Dons Premier Sports Cup campaign begins against Queen Of The South. Former QOTS Commentator Finlay Jack provides the opposition insight for us. After announcing his retirement at the weekend, there is also a tribute to the former Dons defender. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Host Jeremy Spaulding speaks with Megan Vickery and Molly Gurney, the creators of a new literary magazine, Ephemeral, which explores the creative voice of our place. Later, Jeremy introduces us to Michael McFalls, the new Grand County School District Superintendent.

S4:E6 Teddy Grahams, Feeling the Music, & Starting Fresh

Welcome to another episode of Astrology Talk, hosted by your Astrology Aunties, Christina Rodenbeck and Sally Kirkman. In this episode, Sally and Christina discuss Aries Season being the first month of the zodiacal year as well as the month just gone - the highs, the lows and at the in-betweens.All caught up on the Oscars? Don't worry if not because Sally & Christina discuss the 96th Oscars hosted by Jimmy Kimmel at the Dolby Theatre in LA and give their honest opinions on all the winners including Oppenheimer (don't listen if you're easily offended!)Obviously we'll also discuss the fashion worn by the stars too. Oscars-aside we also discuss the upcoming eclipses, the equinox and Chiron. A jam packed, hilarious episode you don't want to miss!Sally Kirkman: sallykirkman.comInstagram: https://www.instagram.com/sallykirkmanastrologer/Twitter: https://twitter.com/sallykirkmanChristina Rodenbeck: oxfordastrologer.comInstagram: https://www.instagram.com/oxfordastrology/Twitter: https://twitter.com/oxfordastrologyProduced by The Podcast Guys: https://thepodcastguys.co.ukWant to create your own podcast? Contact The Podcast Guys to bring it to life.

Mindfulness is the perfect way to kick off this new year #newyear #mindfulness #positive #affirmations #podcast #qwansquartz #wellness #poet #spokenword #tennessee #ponderqwan #trinyamurphy #elevate #chocolatedynasty --- Send in a voice message: https://podcasters.spotify.com/pod/show/qwannubian/message

Season 1, Episode 1: In this episode we talk about the structure of the show, how we plan to make it, and what kind of things we'll talk about. We introduce the Techlab with our first topic: what makes a good first sentence or intro paragraph of an RPG?  Visit https://ko-fi.com/thebraintrust and throw us a few bucks a month to hear seasonal bonus episodes, get access to merch sales, and more!  Find us at https://braintrust.rocks/. Appendix N: Texas Chainsaw Massacre  Texas Chainsaw Massacre 2 Wolves Upon the Coast How to Summon a Spirit TORQ: rallyraid roleplaying Plasmodics: mutant freaks in the weird future Cybermetal 2012

Wow, every once and a while we bring forward these great organizations from the heart our our community and they are doing amazing work, right in our backyard.  Walter Billips and Earl El Amin are doing the work that's helping turn peoples lives in the right direction.  NCIA, The program runs five traning courses for incredible jobs that can provide for a great living and everyone of them allows the skills possesor to do what they do nearly anywhere in the world.  Let's take note, HVAC/R, Automobile Repair. Drones, Commercial Drivers Training, CDL, and Culinary Arts.  They have a great group of choices for those that enter the program do the hard work, and end up in jobs in our community.  They enjoy great relationships with other non profits in the City such as DCREP, District Court Re-Entry Program, and they are super focused on members of the population that are returning citizens with a real focus on Veterns returning to the workforce. Nothing comes for free, these programs give people an opoortunity, skills are where its at. What a joy it was to welcome these guys, we are both interested in the programs we would love to help hire people from this program and our next talk is going to be there when the Rev and I pay them a visit. I am excited to see this exciting program in action.  Rev. and Earl are familiar faces in the community and Walters doing the lords work out there. Tune in for a great discussion that's shines the light on NCIA and the incredible people that work there and the work they are doing.  Gentlemen, thanks for catching up and thanks for giving men and women a second chance and a fresh start. 

Astro weather for November 13 - 16 For more in-depth forecasts, Zodiac sign deep dives, and much more join the ⁠Cosmic Map Coven⁠ Read your ⁠Venus in Libra⁠ horoscope Get your own personal Astro weather report with a ⁠Transit Tracker⁠ consultation Join my ⁠mailing list⁠ for early access to mini forecasts and other updates Check out Solar Simone's post on the Astrology of Resistance --- Send in a voice message: https://podcasters.spotify.com/pod/show/jasminsastrology/message

The chat between 11 year old Cosmo and his mum Kate Shepherd host of The Creative Genius Podcast highlights the spider's ability to venture into the unknown by climbing to the top of a tree, building a floating web, and letting the wind carry it to a new destination. This serves as a metaphor for human life -  we can all choose to be willing to leave our comfort zones when we feel unfulfilled or in need of change and may very well be rewarded with more than we might imagine. The wisdom drawn from this conversation emphasizes the importance of being brave and open to new experiences, just as the spider is excited rather than scared to see what comes next. It encourages people to trust that taking a leap into the unknown may lead to a more fulfilling and meaningful life. Nature's wisdom, as observed through the spider's behavior, serves as an inspiration for people to be more like children and embrace change with excitement and courage.

When you see who Jesus is clearly, you will respond to him faithfully.   In this message, Pastor Troy continues with week 5 of our series through the book of Colossians.   —— If you want to support what God is doing through Cityline, click here: https://citylineonline.churchcenter.com/giving   Want to learn more about Cityline and how to get involved? Click here: https://citylineonline.org   Are you in need of prayer or someone to talk with? Click here: https://citylineonline.org/prayer     —— Follow us on socials! Instagram: https://www.instagram.com/citylineonline/ Facebook: https://www.facebook.com/citylineonline/ YouTube: https://www.youtube.com/channel/UCumM40GFhmHumITXmh8MV0g Apple Podcast: https://podcasts.apple.com/us/podcast/cityline-church/id1308579363?mt=2 Spotify Podcast: https://open.spotify.com/show/0pHyJ5pxtry1tIMlD9ZBPd?si=e01fc4636d5543e1

Producer Aliyah attempts to start the pod with a new greeting, which is met with an overwhelming lack of excitement... I don't know - you be the judge. The team get excited about their Tamagotchi comp next week, and ready themselves for the trials and tribulations of parenthood. Join 'The Nick & Jules Inner Circle' on Facebook right now. There, you can find behind the scenes content, Alphabucks clues, and exclusive giveaways. And our fav bits from the show this morning: OK Boomer. Do you still have a Tamagotchi? Ned Kelly at Bunnings. Nick goes shopping. Subscribe on LiSTNR: https://play.listnr.com/podcast/tim-and-jessSee omnystudio.com/listener for privacy information.

Picture this: a world where black women are no longer at the bottom of the list when it comes to heart transplants. Our special guest, Dr. Khadijah Breathett, a transplant specialist, gives us the scoop on how to bring this dream to life. She paints a vivid picture of the journey, from locating the right cardiologist and heart failure transplant cardiologist to understanding the necessary treatments and support systems. We also dive into a phenomenon that's as fascinating as it is heartbreaking - broken heart syndrome. And as if that weren't enough, Dr. Khadijah Breathett wraps up with eloquent appreciation for the invaluable resources provided by the Birth Center Foundation. But the wisdom doesn't end there. Dr. Khadijah Breathett also unravels the significance of finding the right healthcare provider and the critical role patients play in their own health care. She teaches us the tricks of the trade - location locating a healthcare provider that aligns with your individual needs, and how to take the wheel in navigating your health journey. She impresses upon us the importance of finding a healthcare professional who truly listens and provides quality care. And to top it all off, she presents a compelling call to action - a challenge to empower ourselves to seek help and to carve out our own health care journey. This episode serves as a masterclass in heart failure, recovery, and the paramount role of the healthcare provider in the process.Support the show

♥If you are ready to access your inner strength, creativity, wisdom, intuition, and spiritual awareness that lies within you by embracing your unique feminine qualities and the power of the feminine energy to create a positive impact in the world, I invite you to join my GODDESS UNLEASHED PROGRAM. The doors are open, and I am accepting students for this 12-month initiatory journey. If you are ready to unleash and embody your divine feminine power and co-create the most easeful, magical, and dynamic year and life, click on the link in the comments to sign up. If you sign up before March 31st, you will receive monthly Isis Activations to boost you up. Sign up with this link: ⁠⁠⁠⁠⁠https://www.moongoddessacademy.com/goddessunleashedprogram⁠⁠⁠⁠⁠ ♥ Are you ready to master your energy as an Empath, Intuitive, or Healer? Join my Elevated Empath Mastermind: ⁠⁠⁠⁠⁠https://www.moongoddessacademy.com/elevated-empath⁠⁠⁠⁠⁠ ♥Start Your Year With A Light Activation: ⁠⁠⁠⁠⁠https://www.moongoddessacademy.com/ignite-your-cosmos⁠⁠⁠⁠⁠ ♥If you have been enjoying my weekly Goddess Energy Forecast, treat me to a cup of tea: ⁠⁠⁠⁠⁠https://www.buymeacoffee.com/SovereignDevi⁠⁠⁠⁠⁠ ♥ I am now a teacher on Insight timer. Insight Timer is one of the largest free meditation apps. If you are on Insight Timer, find me, follow me and show some love on my content: ⁠⁠⁠⁠⁠http://insig.ht/abigailmensahbonsu⁠⁠⁠⁠⁠ Website: ⁠⁠⁠⁠⁠www.Moongoddessacademy.com⁠⁠⁠⁠⁠ Join my Facebook Group: ⁠⁠⁠⁠⁠https://www.facebook.com/groups/MoonGoddessSanctum/⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/intuitivegoddesscoach/⁠⁠⁠⁠⁠ Subscribe to my Youtube channel: ⁠⁠⁠⁠⁠https://www.youtube.com/user/amensahb01⁠⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/sovereigngoddess/message Support this podcast: https://podcasters.spotify.com/pod/show/sovereigngoddess/support

On Today's Show: https://thehotshotwakeup.substack.com/ Full Operational Update Kansas, Oklahoma, Texas, and Colorado see a busy week of wildfire. New Mexico pops a 300-acre fire. A new Bill was introduced to limit the number of funds available to the Forest Service for wildfire management. We provide details. Secretary of DOI told to “do more with less.” Plus, much more. THE HOTSHOT WAKE UP - Thank you to all of our paid subscribers. It allows us to donate generously to firefighter charities and supports all the content we provide. You also receive all of our Monday morning workouts, article achieves, more podcast episodes, recipes, and more.

Darren Fletcher is joined by former England goalkeeper David James, ex-Arsenal striker Kevin Campbell and former Tottenham striker Clinton Morrison to preview the weekend's Premier League action. They look at Manchester City's title hopes as they prepare to take on Liverpool, needing to close the eight-point gap on leaders Arsenal. And with new managers in at Tottenham and Crystal Palace, the panel assess the clubs' respective prospects. TIMECODES 01:00 - Preview of Manchester City v Liverpool; 19:00 - Is Tottenham the impossible job? 30:00 - Roy Hodgson's return to Crystal Palace; 41:00 - Preview of Nottingham Forest v Wolves.

Have you ever thought about just getting rid of everything, buying an RV, and hitting the open road without a look back? If you've even daydreamed about it once, this is the episode for you. Author, mental health advocate, and Tea With Coffee Media Publisher Tyler Wittkofsky joins 30 D&D for a discussion about feeling that millennial midlife crisis rut and then doing something drastic about it. In the last year, Tyler and his wife have sold their house, gotten rid of most of their possessions, started their own business, and taken life on the road -- traveling the U.S. instead of staying in one place. The results for their relationship, mental health, and business ventures have been major and Tyler is sharing it all with Clarissa and Kourtney!CW: This episode contains conversation of mental health, mental illnesses, and medication.Disclaimer: This is an entertainment podcast based on individual perspective, experience, and opinion. The content of this episode is not medical/medication advice and should not be taken as such under any circumstances. Please enjoy this episode in context.

You can step into a new identity any time you want. Not because life will be better over there. But because you know that life is always 50-50, and you're ready to step outside the safety of staying the same. In this episode, hear what it takes to create a fresh start and some insights to keep in mind as you shift into your new identity. Learn how to let go of the past, recommit to the parts of your life you love, and why failure is part of the process.

You can step into a new identity any time you want. Not because life will be better over there. But because you know that life is always 50-50, and you're ready to step outside the safety of staying the same. In this episode, hear what it takes to create a fresh start and some insights to keep in mind as you shift into your new identity. Learn how to let go of the past, recommit to the parts of your life you love, and why failure is part of the process.   Get full show notes and more information here: https://thelifecoachschool.com/455

Welcome back to The Vikings Audible presented by 3M. Paul Allen and Ron Johnson guest host this week and sit down with two guys who used to wear the Honolulu Blue, Tight End T.J. Hockenson and Quarterback David Blough. T.J. and David discuss making the change from Detroit to the Vikings, what it was like being a part of Hard Knocks this season, living with a spouse who's trying to qualify for the Olympics, pride in their Big Ten alma mater's 2022 successes, and the upcoming keys against the NY Jets. All of this and more is in the Week 13 episode of The Vikings Audible presented by 3M.See omnystudio.com/listener for privacy information.

John Bray is on the #ReadingWithYourKids #Podcast to celebrate his Debut #PictureBook The End. John tells us endings can be hard, whether it's the end of school or changes to daily routines and activities. He says its important to remember that endings both big and small can be the start of something new and different. “THE END of one thing is the beginning of something else. And the beginning of one thing is THE END of something else. And that's okay. At once silly and smart, The End encourages kids to navigate beginnings, middles, and ends with curiosity and imagination. Click here to visit John's website - https://www.johnbraybooks.com/ Click here to visit our website - www.readingwithyourkids.com

Tariq and Clove put their shared knowledge into practice. Zhang learns the true importance of his fight. Kana is again confronted by her past. Homeland is played using The Avatar Legends System, by Magpie Games. Made possible by the support of our Patrons including -Elliot Jay O'NeillOliver Harker-SmithTim Harker-SmithFrozenKodaNickSapphoNobody FamousThank you! PATREONhttps://www.patreon.com/roletocastDISCORDhttps://discord.gg/Jj7wyjecWbTWITTERhttps://twitter.com/roletocast Role To Cast are:Sean https://twitter.com/SeanMeansJohnChris https://twitter.com/BondingChrisPhil https://twitter.com/SkkrufEllen https://twitter.com/EllenKGraham1 Music by Gareth ChinArtwork by Jack Sumner What would you fight for? Tell us here, or on our social media.Drop us a like or leave a review on Apple Podcasts. All our episodes are on Acast, Spotify, Youtube, or wherever you find good podcasts. Thank you to Michael Ghelfi Music for the use of some of their ambient sounds. Check out their sounds at:https://www.youtube.com/channel/UCDed9jQ1Y1gKeyjvkyFGkCAAnd visit their Patreon at:https://www.patreon.com/MichaelGhelfi Thank you to Sword Coast Soundscapes for the use of some of their ambient sounds. Check out their sounds at:https://www.youtube.com/channel/UCUGy8GD5oY4EX9awX4FSqBw Hosted on Acast. See acast.com/privacy for more information.

Jamie Cox is a British former professional boxer who competed from 2007 to 2018, and who held the Commonwealth light-middleweight title from 2011 to 2012. As an amateur, he won a gold medal at the 2006 Commonwealth Games. Jamie joins Steven for a second time to talk about the fresh starts he's currently following in life, and how he is writing the second chapter of his incredible life  KEY TAKEAWAYS  When we have clean minds and fresh thinking - a positive, unencumbered outlook on life ahead - it helps us to create new and impactful opportunities for ourselves. When you have proper goals, and you have the urge to prove the doubters wrong, everything else just falls in to place. Always look forward. Challenges and setbacks carve away at us, whittle us into the person we were meant to be. It's not how you react to a challenge, it's what you learn from it that counts. BEST MOMENTS 'I like to be fresh. I like to keep my mind clean' 'I care about providing, what I enjoy, the sport, and being the best' 'It's how you deal with things that counts' VALUABLE RESOURCES The Steven Sulley Study        Jamie Cox Twitter - https://twitter.com/jamiecoxpro?s=21&t=U4WozBefzDvzCbQUkHzzmA ABOUT THE HOST The Steven Sulley Study is my take on success. My view is you should have multiple focuses to be a well-rounded individual. Success shouldn't be just one thing like money, for example, it should also consist of a healthy fit lifestyle and thriving relationships. As a person who has made a success in life and also made huge cock-ups I feel I can offer suggestions and tips on how to become successful or at least start your pursuit. My 'Study' has taken resources from reading and education plus being around, my perception, of successful people and I, know a lot of successful people from all walks of life. My 'Study' coming from my experiences in business, investing, sales (my core background), training, boxing and education has enabled me to become well rounded and successful and I will help you in these key areas too. CONTACT METHOD InstagramSee omnystudio.com/listener for privacy information.

How Freddie Mercury inspired youth behind the iron curtain/ Meet African climate activist Adenike Oladosu from Nigeria/ Italian restaurant projects helps migrants' integration and enhances culinary diversity

Few things feel as special as absolutely frothing one of our guests and everything they do, then hearing that they've been listening to the podcast themselves for years. And I feel even more privileged to have today's guest on the show because she doesn't do these very often (and in fact didn't even reveal herself as the founder of her business until 8 months after its explosive launch onto the scene!) That's just one of the many examples of Samantha Brett blazing her own trail – I found this chat such an invigorating reminder that someone out there is always looking for exactly what you have to offer even if it doesn't already exist or nobody else is doing it. And it turns out ALL of us were looking for and NEEDING exactly what she has to offer with her award-winning, world-leading Naked Sundays SPF skincare. If you're in the demographic of this podcast you've probably already heard if Naked Sundays but if not – it'll change your life (or at the very least your skin). In a country where melanoma rates are among the highest in the world, Samantha has changed the way the most at-risk but most reluctant demographic relates to SPF creating WORLD first, high performance, multi-purpose, chemist-formulated products. She explains them best herself, but imagine sunscreen without the whiteness, stickiness and clogging of the skin and I can't not mention the hydrating glow mist that allows you to reapply ON TOP of your make up INVISIBLY while setting not interrupting it!!!! AND this has all happened only recently with an ENTIRE career in news reporting and column writing beforehand – talk about a pathYAY! I'll stop before I gush too much, but I hope you are as blown away by this one as I am. CHECK OUT NAKED SUNDAYS HERE + Announcements on Insta at @spoonful_of_sarah + Join our Facebook community here + Subscribe to not miss out on the next instalment of YAY!

Few things feel as special as absolutely frothing one of our guests and everything they do, then hearing that they've been listening to the podcast themselves for years. And I feel even more privileged to have today's guest on the show because she doesn't do these very often (and in fact didn't even reveal herself as the founder of her business until 8 months after its explosive launch onto the scene!)That's just one of the many examples of Samantha Brett blazing her own trail – I found this chat such an invigorating reminder that someone out there is always looking for exactly what you have to offer even if it doesn't already exist or nobody else is doing it. And it turns out ALL of us were looking for and NEEDING exactly what she has to offer with her award-winning, world-leading Naked Sundays SPF skincare.If you're in the demographic of this podcast you've probably already heard if Naked Sundays but if not – it'll change your life (or at the very least your skin). In a country where melanoma rates are among the highest in the world, Samantha has changed the way the most at-risk but most reluctant demographic relates to SPF creating WORLD first, high performance, multi-purpose, chemist-formulated products.She explains them best herself, but imagine sunscreen without the whiteness, stickiness and clogging of the skin and I can't not mention the hydrating glow mist that allows you to reapply ON TOP of your make up INVISIBLY while setting not interrupting it!!!! AND this has all happened only recently with an ENTIRE career in news reporting and column writing beforehand – talk about a pathYAY! I'll stop before I gush too much, but I hope you are as blown away by this one as I am.CHECK OUT NAKED SUNDAYS HERE+ Announcements on Insta at @spoonful_of_sarah+ Join our Facebook community here+ Subscribe to not miss out on the next instalment of YAY!

Taro and Val help fight off the Mantis Wasps with Goh, leaving her in the spirit world. Returning back, The Cajun Fry are greeted to a fine revelation.   In another world, we meet an unusual team of benders who have been survivng for the longer half of a year. They come across a construct of mystery and a spirit who may be able to help them find their home after all this time. ---   Check out our social medias! Facebook: https://www.facebook.com/groups/280558903019051/ Twitter: https://twitter.com/dicebendersdnd Discord: https://discord.gg/6RA8Pn4C48   ---   Sounds - https://www.zapsplat.com/ Some music found on - https://peritune.com/ https://www.purple-planet.com/ and https://freemusicarchive.org/  Ambient tracks found on - https://tabletopaudio.com/    Endings, Imperial China, Elephant Waltz, All the Tea in China tracks found on - https://www.silvermansound.com/ 

Get Inspired! The Rev. Dr. John Arthur Nunes (former CEO of Lutheran World Relief, former president of CU-New York, and author of Meant for More, and other books) joins Cultivators Todd Roeske and Mike Von Behren to give insights and encouragement for those eager to start holistic ministries. Holistic ministries care for the needs of people in “proximity to proclamation” -- the spoken conversation about Jesus. Dr. Nunes reminds us that it all starts with simple questions we learned to sing as kids: “Who are the people in your neighborhood, in your neighborhood, in your neighborhood?” and, “Please won't you be my neighbor?”

Hey Friends!! Welcome back to the pod, it's a new season!☺️ In this weeks episode, Liliana shares her 2 main tips on starting fresh and dives deep into the ego impacting your progress. This episode is a short one but sure has a ton of takeaways:) Enjoy and stay tuned for the next episode! Don't forget to follow Liliana on instagram @lovelifewithlili and the podcast @selfloveandotherstuffpod

www.bringyourownlawnchair.org @bringyourownlawnchair --- Send in a voice message: https://podcasters.spotify.com/pod/show/byolc/message

On the final episode of 2021, Ben and the entire YoungTrep and Kidpreneurs team wishes you another awesome year. Whether you had an amazing or disappointing 2021, 2022 offers you a brand new beginning. Before you end the year-listen to some stories of how our best guests got started

The Accelerators (Drs. Laucis, Parikh, and Spraker) welcome Dr. Toby Chapman and Dr. Jerry Jaboin to discuss practical tips for getting started as a #RadOnc attending. We explore how to meet referring clinicians, being affable while maintaining work-life balance, and how to be your tumor board's favorite oncologist - or not. At the end, Jerry serves up the introductory wellness module that every oncologist needs to hear. Here are all the books that were recommended during the show:BIFF Conflict Communication SeriesBlinkBobiverse Series (Audiobooks)Boom TownGold DiggersThe Investor's Manifesto

The Accelerators (Drs. Laucis, Parikh, and Spraker) welcome radiation oncology program directors Dr. Christina Henson (University of Oklahoma) and Dr. Sarah McAvoy (University of Maryland) to discuss practical tips for succeeding in residency. We explore how to reflect and accept feedback, balance your life while training in an apprenticeship model, shaping your career, and share resources essential for training. Here is a helpful list of some great educational resources for #RadOnc:Radiation Oncology Education Collaborative Study Group (ROECSG)ROVER | virtual radiation oncology for medical studentsRad Onc Tables | quick reference tables of studiesQuadShot News | witty science #RadOnc newsThe MedNet | Q&A message board discussing clinical topicseContour | learn how to contourRadOncQuestions | just like that question bank you loved in med schooleAnatomy | an anatomy text, but electronicRadOncReview.org | The Great Encyclopedia of Radiation OncologyCBCHOP | that's an acronym for systematic plan review“The Osler Course” | a well-regarded boards review course