Podcasts about Southwest Florida

About 1 in 5 women experience some negative feelings after the birth of a child or a mental health condition during pregnancy. About three quarters of these women do not receive any treatment, especially in underserved communities. Untreated mental health issues can lead to things like disrupted child bonding, impaired infant development, and even some serious health outcomes for the child and mother – suicide and overdose are among the leading causes of maternal death in the U.S., especially in the late postpartum period. Since its founding in 1977, Healthcare Network of Southwest Florida has had a mission to provide quality healthcare that is accessible to everyone, regardless of their financial means or insurance status. We sit down with its Chief Medical Officer to have a conversation about women's mental health.

Edward “Teddy” Byrne is a Producer and Writer at WGCU on the “Southwest Florida in Focus” TV show team. After earning degrees in Journalism and Psychology from Keene State College Teddy settled in Southwest Florida starting with a job with WINK News. As a Sports Producer there, he had the opportunity to tag along with the FGCU Men’s Basketball team during their epic “Dunk City” adventure to the Sweet 16 in 2013. A trip back to the newsroom led to him becoming part of the NBC2/ABC7 team that spent multiple days covering Hurricane Ian. Now, he says he feels privileged to help develop strong newsworthy content to residents of Southwest Florida at WGCU. SONG 1: “Brandy (You're a Fine Girl) by Looking Glass from their self-titled album released in 1972. https://youtu.be/DVx8L7a3MuE?si=gvoJp78YDuZYVTuC SONG 2: “Smile” performed by Nat King Cole, released in 1954...it's actually based on the theme song used in the soundtrack for Charlie Chaplin's 1936 film Modern Times. https://youtu.be/phS7BfOfTOY?si=7wg07rdZOxYTyv97 SONG 3: “Magic Carpet Ride” by Steppenwolf from their 1968 album The Second. https://youtu.be/zROGY_nH5BU?si=6K3rDHK-y_L2UYXy See omnystudio.com/listener for privacy information.

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At the 32nd Annual Southwest Florida Model United Nations conference at Florida Gulf Coast University in March, high school teams were challenged to imagine solutions for the problem of land-based plastics and the micro and nano plastics that we now know are in the world all around us. Cypress Lake High School's Model UN team took top honors and a $1,000 prize for their presentation proposing a creative and actionable — and ambitious — plan to address plastic pollution along Southwest Florida's Gulf Coast. We learn about their plan from one of the team's members.

Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns.  Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:00   Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead.   All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington.    Unknown Speaker  8:38   There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No.   Keith Weinhold  14:38    In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again.    Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com.   T. Harv Ecker  20:45   This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold  21:10   Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  37:10    Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  37:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.   

Will Bennett served 12 years as a weather forecaster in the US Air Force. Will deployed in support of three combat operations (Bosnia, Kosovo, and Iraq), and various Army support roles. Will now lives in Southwest Florida with his wife and kids.

The Importance Of Finding Your Voice To Benefit Your Loved Ones Lori La Bey talks with Julie Moore, who is a 30-year-retired U.S. Army veteran residing in Southwest Florida. She recently completed her first book, in which she shares her experiences as a full-time caregiver to two family members. Her book is titled I Am Their Voice – A Guide for Caregivers and Advocates. Learn: Caring for two loved ones at one time Sharing Challenges, mistakes, successes, and joy Disconnect with doctors and resources to help Symptoms of Frontotemporal Lobe dementia How Julie’s military skills helped her care Tips for self-care The Three Ball Theory Final advice Watch the Video Interview Below https://youtu.be/T4JCGPC-Ubg Listen and Subscribe to Alzheimer’s Speaks on Apple Podcast https://podcasts.apple.com/us/podcast/the-importance-of-finding-your-voice-to-benefit/id986940432?i=1000704246747 Listen and Subscribe to Alzheimer’s Speaks on Spotify https://open.spotify.com/episode/5Ho7q9voTTKcUHt49sHYqV Other Podcasts https://pod.link/986940432 Blog Post https://alzheimersspeaks.com/blog/ Dementia Map https://dementiamap.com/events/#!event/2025/4/15/the-importance-of-finding-your-voice-to-benefit-your-loved-ones Contact Julie Moore Website - https://www.iamtheirvoice.com Email - iamtheirvoice23@gmail.com Instagram - @julieiamtheirvoice LinkedIn - www.linkedin.com/in/juliemoore2016 Book - I Am Their Voice – A Guide for Caregivers and Advocates Contact Lori La Bey with questions or branding needs at https://www.alzheimersspeaks.com/ Alzheimer's Speaks Radio - Shifting dementia care from crisis to comfort around the world, one episode at a time by raising all voices and delivering sound news, not just sound bites, since 2011. Alzheimer's Speaks is part of the Senior Resource Podcast Network.Support this Show: https://alzheimersspeaks.com/donate-now/See omnystudio.com/listener for privacy information.

On April 21 WGCU hosted an event at Florida Gulf Coast University's Water School that featured NOVA Executive Producer Chris Schmidt. That day we screened parts of the NOVA episode Weathering the Future for an audience of about 200 people. Between the segments we chatted with him, as well as two FGCU professors about issues raised in the film and the challenges we face in Southwest Florida when it comes to adapting to our changing climate. Chris talked about the challenges NOVA faces in communicating science to a broad audience, and Dr. Win Everham and Dr. Molly Nation helped tie it all together.

The legendary Dr Rosensweet is back on the podcast to further our conversation around hormones, hormone therapy, stress and cancer. This was a very enlightening conversation! Did you know... in ancient times, women were put into mensuration quarters for 7 days of their cycle each month, and cared for because of their "sensitivity" during this time of the month. So interesting right? We discuss this in more depth and more including; Stress may be the leading cause of hormone imbalances and how severe the symptoms may be in peri and post menopause. Stress may be the main cause of Cancer. Learning to deal with your emotions to help your hormones. Is Estrogen a cause of Cancer? Can you use hormone therapy in Estrogen positive Cancer? The protective action and importance of progesterone. Dr. Rosensweet graduated from the University of Michigan Medical School in 1968. He has been in private medical practice since 1971, and has had offices in New Mexico, California, and Colorado and is currently in practice in Southwest Florida. Dr. Rosensweet was the clinical physician involved in the very first Nurse Practitioner training program in the U.S.A. and in charge of health promotion for the State of New Mexico. He teaches health professionals about the treatment of women in menopause with bio-identical hormones. Find out more about Dr Rosensweet here; https://www.davedrosensweetmd.com/ Instagram / menopausedoctor FREE BOOK "Happy Healthy Hormones" ; https://iobim.org/providers-book/ As always, please like share and subscribe if you haven't already. We appreciate you. :)

A Venice City Council member made ripples last week when she resigned in protest against peers seemingly favoring developer Pat Neal. WSLR's Ramon Lopez interviewed Joan Farrell and Ron Smith, who was elected by landslide after he said Neal had asked him to drop out. Next: The culture wars flared up again on Monday when Dr. Anthony Fauci spoke to more than 3,000 people in Sarasota.Then: Real estate prices in Southwest Florida are tumbling. We have a report from the Suncoast Searchlight.Next: Trump's executive measures will translate to hard times for our local economy and the finances of cities and counties on the Suncoast. That's according to one of the leading bond experts in the country who happens to live in Sarasota.Finally: Canadian snowbirds are upset - to the point where they stay away and sell their Florida homes. WSLR's Jennifer Johnston talked to two of them.

Dr. Jerry Jackson is known to WGCU listeners as the creator and host of With the Wild Things, heard weekday mornings at 7:19 and weekday afternoons at 5:18. He's a professor emeritus of Ecological Sciences at Florida Gulf Coast University, and a professor emeritus at Mississippi State University. Nick Penniman is a retired newspaper publisher, and he is chair emeritus of the Conservancy of Southwest Florida and a Florida Master Naturalist. He and Dr. Jackson gave a talk together at Florida Gulf Coast University last week as part of the school's Provost's Seminar Series titled Getting to Know the World Around You: an Illustrated Conversation” so we had them come by the studio to chat.

Send us a textIn this powerful episode of the Stories to Create Podcast, Cornell Bunting sits down with one of Southwest Florida's most sought-after motivational speakers—Jason Teeters—for The Juice Edition. Known as a visionary, innovator, and emergent strategist, Jason brings the energy, insight, and fire that have made him a go-to resource for CEOs, small business owners, nonprofits, and community leaders across the globe.For over a decade, Jason has not just studied the science of achievement—he's mastered it, transforming theory into real-world results. In this conversation, he shares his journey, the mission behind his signature program UnpackED: How to Eliminate Clutter and Create a Life and Business You Love, and how he helps people clear mental and organizational roadblocks to unlock their true potential.Whether you're building a brand, leading a team, or just trying to level up in life, this episode is packed with game-changing juice that will challenge your mindset and leave you inspired to take bold, intentional action.Tune in and get ready to sip some serious wisdom from Jason Teeters—this one's got the juice! Purpose & Profit Club™ for NonprofitsThe Playbook to Raise & Reach Millions Faster Than Ever Before -- No gimmicks!Listen on: Apple Podcasts SpotifySupport the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast

Over the decades, the nonprofit Calusa Nature Center and Planetarium has introduced countless people of all ages to the natural world, and the cosmos, through educational programs. Their 105-acre site features a natural history museum with live native and teaching animals, a butterfly garden and raptor aviary, as well as exhibits about the animals, plants, and environment of Southwest Florida. And they host events like music under the stars, paint and sips, night hikes, summer camps, and even an event called Potter in the Park. We sat down in their planetarium on a Saturday morning to shine some light on the work they do and the resources they provide to the community.

A local FTC robotics team called Java the Hutts is heading to Houston next week to compete in the FIRST World Championship. Java the Hutts has been a team for eight years, with students from across Southwest Florida moving through program as some age out. This is the team's third qualification to Worlds — they brought home the World Champion title once before in 2022. We talk with three of the Java the Hutt team members to learn about their team, the FIRST competitions, and how engaging with robotics is helping them prepare for the world ahead.

Seeds are being planted here in SouthWest Florida. Had a chance to go to Faith Church Naples with Dad!FAITHBUCKS.COM

On tonight's program: It didn't impact legislative happenings, but nasty weather produced some other disruptions – including scattered power outages – around the Capital City area around midday today; Florida lawmakers have begun probing the possible state budgetary consequences of President Trump's tariffs; Private colleges and universities in Florida could see a big drop in students' EASE grants under provisions of the Florida House budget proposal; And “Hands Off” rallies happened all across the country and throughout Florida over the weekend. We visit the one in Southwest Florida.

Seeds are being planted here in SouthWest Florida. Had a chance to go to Faith Church Naples with Dad!

 Thinking about making the leap into luxury real estate or waterfront properties? In this episode, host Karen Roberts welcomes an expert with nearly 17 years in the industry! Discover how interior decorating skills enhance real estate sales, why honesty builds stronger client relationships, and how transitioning from New York's Finger Lakes to Southwest Florida opened new opportunities in high-end markets. This episode is packed with valuable insights for realtors, investors, and homebuyers!

Keith shares some historical perspective on inflation highlighting the cost of a Taco Bell meal in 1999 to its cost today. He also touches on the concept of service inflation, where services like mail delivery and self-checkout at grocery stores have become less convenient but not cheaper. Keith reviews the historical performance of real estate during the last eight recessions, noting that housing prices usually rise during recessions. He explains the concept of the Inflation Triple Crown: asset price inflation, debt debasement, and cash flow enhancement. Housing prices usually rise during recessions, as demonstrated by historical data. Resources: To learn more about the Inflation Triple Crown go to: getricheducation.com/itc. Show Notes: GetRichEducation.com/547 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, is higher inflation or even hyper inflation now in our future, and is an imminent recession, or even worse, a depression lurking. What's it all mean for your investments and your real estate? We'll investigate exactly what happens to real estate during recessions, historically today, on get rich education,   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:35   Welcome to GRE from Hartsdale, New York to Springdale, Utah and across 488 nations worldwide. I'm Keith Weinhold. I think you know that by now, you are inside one of America's longest running and most listened to real estate investing shows. This is get rich education. Most people have two plans. Plan a get rich. If that doesn't work out, the alternative is Plan B, which is hate rich people.   We are firmly rooted in plan a for you here. So yes, we're about building your wealth, but ultimately we are a lifestyle improvement show. I'm going to get to high inflation and the potential for a recession or depression in just a minute. But I recently got a reminder on the fragility of life and its finite nature. My oldest friend recently died. He was almost like a mentor to me, a friend of mine's grandmother recently died, shattering her world, and it's a reminder that you won't be remembered for the money that you make. You won't even be remembered the real estate portfolio that you build. I mean, that surely won't last. The tennis that you serve, they'll die as well. I will be forgotten. This show will be forgotten. The people that love you, their opinions will die with them. Your Haters, their opinions will die with them. You can confirm that this is true right now by naming your eight great grandparents for me, there. Go ahead. You can't do it. I can't either. So what can you do, at least in this finite life that you have on earth? What you can do is enjoy your existence. The good news is, because you can control this, you can control enjoying your life and existence as get rich education is ultimately a lifestyle improvement show, and we are squarely helping you do that right here. And one way that I've done that over the years is by pointing out how inflation is actually advantageous to real estate investors. Well, it impoverishes most people. You're initiated on that by now. That's something that you really found out tangibly back during the pandemic. Now today, though, wow, people are frightened. I've got some contemporaneous material to share with you today, but I'll give you some lessons so that even if you're listening to this 10 years from now, you're going to learn some lessons. Americans inflation expectations for the next five years. They just hit the highest level since 1993 Yeah, expecting a lot of inflation, tariff pressures are a huge concern now. Last week, inside our newsletter, I sent you something that gave you some perspective on inflation. I sent you a photo of a Taco Bell receipt from 1999that might have left your mouth agape if you didn't see it. I'll tell you about it here and expand on this. And yes, it could leave you aghast, stupefied, gobsmacked, or even flabbergasted. In a sense, 1999 was not that long ago. It's sure not like ancient history. I mean, I was alive then, yes, I am here, and I'm from the 1900s. Well, this 1999 Taco Bell receipt that someone found perfectly preserved in the pages of a book. It shows a complete meal that was purchased for $3.50 it was actually just $3.26 and then the rest was tax added in. That's 350 for a chili cheese burrito, a taco nachos and a 16 ounce Pepsi. That's not the price for each item. That is the combined total from 1999 All right, how much do you think those same items would cost today? I don't eat there. I went to the Taco Bell website and found out. I mean, what an inflation measuring stick. This is what cost, 350 A Taco Bell in 1999 costs $11.44 today I use the same sales tax rate to come up with that. So today it's 1144 and today they also ask you a question a Taco Bell, if you want to round up for the kids or something like that, and then just watch, pretty soon, they're gonna request a tip too. That's a 327% price increase, and few people's wages have risen that much since 1999See, I told you that you would be left slack job and flabbergasted. All right, so let's look at where we are today. Now it's not an apples to apples comparison, but you know, Taco Bell is a fast food restaurant. Let's look at the price of a consumer item at a sports stadium today. All right, because both are places that everyday Americans frequent college basketball's March Madness tournaments have been taking place the last few weeks. Well, for the first time ever, the SEC is selling beer at its tournament. The price for one large premium draft beer is $17.50 so before tax or tip, 1750 for one beer all in that might be $20 or more, and I doubt that the beer is really that premium. I mean, you know what kind of beer you get at stadiums. So we look at inflation, one beer today is at least five times the cost of a complete Taco Bell meal in 1999   that's price inflation, and that's the stuff that's highly perceptible. Okay, you've been seeing that effect all of your life. It's making most people poorer. It's making real estate investors wealthier. And then there's the inflation that few people consider the less perceptible stuff, service inflation. And what are some examples of service inflation growing up the postal service delivered mail right to my parents porch, and they still do deliver mail right to my parents porch. Their neighborhood was built more than 100 years ago, but look, when new neighborhoods are built today, like places I've lived and perhaps where you live now, the postal service doesn't deliver your mail right to the individual mailbox on your porch. Today, you've got to walk both ways to your neighborhood's mailbox cluster. Some people even have to drive to get their mail. So your mail is no longer being delivered. Really, you have to go pick it up. Well, they don't lower the price for that reduced service level. That's service inflation. A second example is more obvious, grocery self checkout. You're taking the time and doing the work of scanning your groceries, but yet, they sure aren't lowering the prices of your lettuce and your beef jerky. And look service, inflation is here to stay. That is because companies make investments in it. The Postal Service bought those mailbox clusters, the supermarket bought those self checkout kiosks.    All right, so with this ramp and price inflation and service inflation, along with it, and the other forms of inflation that I've talked about on the show before, like stagflation, tip inflation and Shrink flation and skimpflation. What is an individual investor like you supposed to do? Well, stock and mutual fund investors get killed by inflation. I mean, think about it this way, just killed if the Sp5, 100 gains 10% but there's 5% inflation. That's a 50% hidden tax on your gain, plus you might pay capital gains tax. On top of that, savers really get obliterated. I mean, just destroyed if your bond yield or your savings account pays 4% interest, and there's 5% inflation. That is a 125% hidden tax on your gain, and then you might pay regular tax on top of that. So stocks and mutual funds and savings accounts are not the answer. What is the answer? Real Estate and borrowing the opposite of saving. And let me address now, whenever people get fearful that another wave of inflation is coming, whether that's tariff induced or otherwise, let's not get carried away and think that Hyperinflation is right around the corner, although definitions of hyperinflation vary, the most accepted one by economists is a 50% inflation rate per month, not annually, per month. So that would be over 600% a year, with compounding. I mean, that would be really hard to get, but what we do know is that inflation is still elevated above the Fed's 2% target. It's 2.8% today. And what we do know is that more inflation is coming at what rate nobody knows. These facts almost necessitate that you have either got to start your own business, which is tough, or become a real estate investor which is easier, in order to escape this and acquire some lasting wealth. Any devoted listener here knows that the formula for beating it is luckily, not highly sophisticated, not esoteric, not anything that you need a degree or certification for, just own income properties with loans, and that's when inflation produces three profit centers. As we know that is something that I coined as the inflation triple crown. So if you're new, you're learning something. If you've been around here for a while, here's a little comprehension test for you. What are the three crowns in the inflation Triple Crown, you win with asset price inflation, debt debasement and cash flow enhancement. Asset price inflation benefits you because you have leverage gains debt debasement passively lightens our debt burden for us, and then cash flow enhancement, that boosts our cash flow above the inflation rate, because our principal and interest payment stays fixed. And you can learn more about that totally free. You don't even have to leave your email address or anything. You can watch the three videos of the inflation Triple Crown at get rich education.com/itc. For inflation, Triple Crown, it's just good free learning for you there I've made available at get rich education.com/itc, it is a foundational financial education. Is a recession or even a depression eminent, that's straight ahead. I'm Keith Weinhold. You're listening to get rich education.   You know what's crazy? Your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments. Liquidity fund again. Text family, to 66866   hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaley Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   you   Dani-Lynn Robison  15:45   This is freedom. Family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  16:00   Welcome back to get rich Education. I'm your host. Keith Wynne Holland, you are inside episode 547. I'll tell you, being a landlord or real estate investor can really change you now. I was using the stair climber at the gym just before talking to you today, I like to set up a big fan down on the floor to keep me cool before running or climbing. Plug it in, set up a fan. When I'm done, I turn off the fan. It's just a habit. I don't pay the electricity bill at my gym, but it's just the way that I would want to be treated. But you know what? When I find a fan that's already set up before I grab it and start on the treadmill. That fan is always running when no one is using it. No one turns off their fans when they don't have to pay for the electricity. And this reminds me of when I owned apartment buildings in Anchorage, Alaska, and tenants kept their windows open, even during the frigid winter, so that they could get fresh air. Yeah, you can guess who was paying the heating bill. It wasn't the tenant. It was me. The larger the apartment building is, the more likely that the owner is the one that pays for more of the utilities. And of course, in that case, you can look into utility sub metering. That process can be costly, but it might be worth it. It can increase your cash flow and your net operating income, which, when it increases your net operating income, that means that it also increases the apartment buildings value. And you know, in real estate today, you've got to look for where the opportunities are. There are opportunities in every market today. For places where there are specifically good opportunities are apartment buildings where their values have fallen 20 to 30% in some markets, it's wise to invest in beaten down sectors that you just know are going to come back like you know, the demand for apartment buildings is going to be there long term. This doesn't mean that you want to invest in any beaten down sector, like Office real estate in general. I don't see how that's coming back. A second strong real estate opportunity today is to find over built pockets, especially ones that exist in Texas and Florida. I mean, this is why they call them buyers markets. A Texas or Florida seller might make you a deal, and that doesn't mean everywhere in these states. For example, Southwest Florida is one area that's specifically over built, even amidst the national landscape that's under built. A third and a fourth area of specific real estate opportunity today are two that I have mentioned before, but they persist. That is still brand new, properties where many builders are still motivated to buy down your mortgage rate to about 5% even 4.75% in some cases, and new builds have low insurance premiums too. And then a fourth opportunity. That's something that we've covered a good bit here these past few weeks. BRRRR, real estate investing, buy, rehab, rent, refinance and repeat. That's a specifically good strategy if you don't have, say, hundreds of 1000s of dollars in liquidity to invest. Now you might ask, do those four strategies have validity? Do they have cogency in today's market, where there are these fears of an economic slowdown. Oh, yes, they do, or I would not have gone over them, but these palpable recession Fears are growing, and some are even asking, is a new Great Depression eminent? There is tons of bad economic news right now, not just in the US, but the global economy is on the edge, starting earlier this month, stock market tremors have turned into full blown convulsions. Trillions of dollars in wealth have just vaporized, wiped out. Investors are rattled, consumers are anxious. Business owners are confused, and those in power in the administration, they insist that tariffs and policy swings are all just part of a transition period, but a transition to what some have even asked, Is the everything bubble finally about to pop. Is this the brink of a recession or something even deeper, a D pressure? Well, one thing is undeniable, from stocks to crypto asset prices recently made a free fall, and I've got some long term lessons for you today, even if you're listening to this years from now, including what a phenomenon like this historically means for the real estate market, it's about what really happens to property values during an economic recession. Stocks recently had their worst week since 2023 barreling toward an all out bear market crash. A bear market means when 20% of the value has been lost from a recent high. Even Bitcoin, the poster child of speculative excess, has cratered. The carnage has been everywhere. But yet, instead of taking steps to prevent an economic meltdown, the administration in power, whether you like them or not, they have introduced more and more radical policies that could accelerate the crisis. Now, some of the tariffs could help long term, but the short term pain is perceptible, and you've got to be able to survive it. We've got new tariffs on multiple countries, and these are our biggest trading partners, even if these import taxes diminish, this is already strained friendships long term, especially with Canada. These countries keep retaliating with tariffs of their own, Canada, Mexico, China and the EU government spending is being slashed. Mass layoffs of federal employees have been underway for a while now. This is not just an economic experiment. I mean, this is a high stakes gamble with global consequences. So is this a detox period, or is it an economic freefall? Treasury Secretary Scott tebescent described this economic shift as a necessary detox period. That's the phrase that he used, and yes, I need to acknowledge there is no more grandma Yellen running the Treasury for long time, listeners, that is a reference to the long running joke about how my late grandmother resembled former Fed chief and former Treasury Secretary, Janet Yellen, but anyway, according to Besant, the US must break free from what he calls its addiction to government spending in return to private sector growth. Now, hey to me, that sounds good. Actually, that sounds like a good plan for the long term. But here's the problem, that addiction has been the lifeblood of the US economy for decades. And you know, this is something that regular GRE guest macroeconomist Richard Duncan has talked about when he's here. Remember what he's told us for over a decade here on the show, if the US doesn't have 2% real credit growth, credit expansion, well then we go into a recession. Well, what happens when the government cuts spending during soaring consumer prices due to trade wars? What happens when businesses hesitate to invest in the face of extreme uncertainty? Well, the bad news is that tariff whiplash and massive layoffs mean that businesses can't plan, and when businesses can't plan, they freeze. Look, just the other day, I talked to the President of a manufacturing company they make stainless steel tube valves and fittings. Due to all the tariff uncertainty, he's had to set up a reserve account based on what happens next, all right. Well, with that reserve account, that means that that's not money that's going into equipment reinvestment, that's not money that's going into making new hires. What happens when more confidence shatters and markets spiral lower? We may be about to find out. So has the recession, which is a precursor to any depression, already begun? Well, the warning signs are multiplying. Most ominously at last check, the respected Atlanta Fed tracker is now forecasting a more than 2% contraction in US GDP this quarter. That is quite a drawdown and two negative GDP quarters in a row. I mean, that is the definition of what a technical recession is. And here's a quick history piece for you in 1930 to try to quell the effects of the Great Depression, tariffs were passed. Alright. Do you know how badly that turned out back then in 1930 it was called the Smoot Holly Tariff Act. It raised tariffs to try to collect more revenue for the government. It didn't work, and the US sunk deeper into the Great Depression, with rampant unemployment and poverty and social unrest. There was a rise in crime, there were bank failures, even hunger and malnutrition. That's what a depression looks like, right there. Well, back to today. Right now, consumer confidence is collapsing. Retail Sales are plunging. The bond market is signaling distress, and yet those in power appear kind of oblivious to the magnitude of the risk. So what if it's not a transition and it is a start of something far worse? And see, this is just part of what's made investors raise their bets on a recession. Stocks are down like a global trade war has begun. Crypto has fallen like risk appetite has collapsed. Bond prices are rising like inflation is declining, and experts have priced in a 52% chance of a recession in the next 12 months. Okay, 52 that's like flipping a coin and just hoping that it lands on good news. Now in the real estate world, when we talk about direct threats from tariffs, as I've touched on before, the biggest direct threats are tariffs on lumber and on gypsum board. The lumber is used in house framing and trusses. Gypsum board, that just means drywall, the base case for tariffs on Canadian lumber alone, that adds about $10,000 to the cost of a new build typical single family home, which in turn jacks up all existing housing prices and their replacement cost. But let's look beyond that now at market factors. How is real estate adversely affected if the economy slows? Though historically. Let's look at how recessions really affect housing prices, and this is, again, as I like to say, where we take history over hunches. It's easy to have a hunch about what you think is going to happen, but let's look at what has really happened. How do real estate prices perform during recessions. When we look at the last eight recessions, okay? And the most current of those was in 2020, and then when we go back eight recessions ago, that is the 1960s Okay. Well, let me move along in chronological order here, during those eight recessions, starting in the 1960s leading up to today, housing prices, and this includes single family homes up to multifamily apartment buildings, they were just rounding to the nearest whole number here, up 5% there in The late 60s, in that recession, and then up 18% up 14% in the next recession, and then no change, down 1% and then up 6% and then down 13% that was during the 18 month recession, around 2008 and then finally, home prices were up 8% in the latest recession, alright. So in our total of eight recessions since the 1960s home prices only fell significantly one time, and they usually rise that one timethey fell. Let's explore that. That was during the 2008 global financial crisis, which involved more than just the recession. It was a deep recession, that's why it's called the Great Recession, but it also involved more than that. 2008 was special because that was a time of housing oversupply and low homeowner equity positions and a complete mortgage meltdown backed by flimsy liar loans. Well today we are in the opposite of all three of those conditions. We have a housing under supply. Americans have a record 300k plus in protective equity that they are not going to walk away from. And more.   Underwriting is stringent, the opposite of a liar loan. So housing prices usually rise in recessions, and if we're teetering on the brink of a recession, there are a lot of reasons to think that housing prices will go up yet again. And by the way, I felt what was happening back in 2008 I invested through it. I think I let you know before that, that's when I owned two four Plex buildings, 2008 but it didn't feel that bad to me, because my properties were temporarily suppressed in value, and that part didn't feel good, but my rents and rental demand went up because no banks would give loans to borrowers to buy properties, so I wouldn't want to sell when the buildings were paying me a higher than ever monthly income. But let's not lose the greater point what I'm telling you here that housing only fell significantly one time through the last eight recessions. That demonstrates the resilience of the housing market. And by the way, those stats were sourced by the NAR and the NB er National Bureau of Economic Research. All right, so why is this? Why is housing resilient in the face of a recession? There are a few reasons, but a main one is see, even if and when times get tough, people still need a place to live, and they will pay for it, especially now, when they have record equity, people are motivated to make mortgage payments and make rent payments, or else they are going to be homeless. So tough times when consumers they get less likely to pay for their car loan are less likely to pay for student loans, and when they default on credit card payments, that's when this stuff happens, but people will fight like heck to avoid losing their home. I mean, people will pay for food, shelter and safety. And also, when it comes to recessions, let's not forget how many bad just God, awful, wrong recession calls there were from over the past two to three years. I mean, the so called experts were wrong, wrong, wrong. Today, the economy is actually starting from a good place. And what do I mean here today, consumers still have money to spend, and they probably will. This is huge, because consumer spending is 70% of the economy, but how will they respond when these higher tariff induced prices hit more shelves at Walmart and Target? We'll see unemployment is still so low that it's practically down there doing squats. But you know these numbers, they're always backward looking, so it does only aim to get worse. The labor market is firm. Interest rates have been pretty steady. They've fallen a little. Energy prices are still down. So really, the bottom line with what I've shown you so far is that federal policies have induced economic trauma, and it does increase the chance of recession over the next 12 months. During recessions, housing is a top performer, and interest rates usually fall as well, and specifically interest rates of all types, including the Fed funds rate, mortgage rates, pretty much every interest rate type, they tend to fall in the mid and late stages of a recession. So this is what you can expect based on history, not hunches. But as for a depression, that is super unlikely. We haven't had one in 90 years, and today. I mean, come on, we have seen what the powers that be do. We can see how they respond to crises. They will just print and print and print more dollars to help pave over any problem. And that's not responsible long term, and it creates more inflation, but that's exactly what the government did to pull us out of the Great Recession and to pull us out of the COVID slowdown. We'll review what you've learned today in just a minute, but let me tell you, though you may very well have the majority of your capital smartly invested in real estate, since that's where the long term wealth creation is, those funds are not very liquid. So what about your liquid funds? Like I pointed out early in the show today, amidst higher inflation expectations, inflation really destroys those in the stock market, and it absolutely crushes savers. Savers really get destroyed, because if your bond yield or your savings account pays you 4% interest, and there's 5% inflation, that is a 125% hidden tax on your gain. And if that's the. Damaging enough there might be tax that you have to pay on that gain, which is not really a gain. This whole thing was a big loss.   So for some people, including me, what I do is become a lend. Lord, yes, I get a higher yield by lending to others a lend. Lord. I mean, why settle for just a, say, four and a half percent yield on your liquid funds? I mean, that's the level at both the 10 year bond and the savings account yield today, about four and a half percent. I've parked my own liquid funds for a steady 8% yield that I've been getting for years with a long time established real estate company. I make the loan to them, they have paid on time, every time, for that steady 8% return. And see, when you understand that directly investing in real estate pays five ways, and that a 20 to 30% total ROI, therefore is common and even expected. You can understand how they can pay you and me an 8% return on your liquid funds. You can see where the arbitrage is. Just a little insider tip here. It's called Freedom family investments. If you want to learn more, text family to 66 866. Their minimums are pretty low to 25k and you don't have to be accredited. So for steady 8% returns from the same place in the same vehicle where I've been getting my 8% you can just do it right now. What's on your mind? Text the word family to 66866.    Let's review what you've learned today, Americans have higher long term inflation expectations than they've had since 1993 a 1999 Taco Bell receipt really brings to light how much inflation you have experienced in your life. Though, higher inflation can come. Hyper inflation is unlikely. Let's not get carried away. The prospects for a recession are 52% in the next 12 months, per a plurality of experts, but a depression is really unlikely. Now you know how real estate performs in recessions and why it holds up so well it even tends to appreciate coming up here on the show are some prominent guests, including the leader of rezzy club. You might know about them. Sometimes I share their great charts in our newsletter. Yes, rezzy Club's Lance Lambert will be with us. Also, Legacy finance expert Laurel Langemeier will be here with us on another upcoming episode. Thanks for being here, but you weren't here for me. You were here for you. I'm Keith Weinhold. Don't quit your Daydream.   Dolf Deroos  37:53   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  38:16   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 6866 while it's on your mind, take a moment to do it right now. Text, GRE to 6866   The preceding program was brought to you by your home for wealth, building, get rich, education.com.    

Send us a textAs the General Manager of Ferrari of Naples, Helder brings over 20 years of experience in the luxury automotive industry to Southwest Florida. Dedicated to delivering unparalleled customer service and driving business growth, Helder's passion for offering a bespoke customer experience enables him to lead his team with a focus on excellence. Helder is a big believer in the Law of Attraction and enjoys reading self-development books and listening to inspirational podcasts, just like this one!

Send us a textA fishing village in Southwest Florida seems to have an excessive number of hauntings. Could it be that Punta Gorda Florda in Charlotte County has ties to its Native American ancestors? Or, is it the hard-fighting pioneers of this paradise location who are so proud of what they created, that they refuse to let go? Psychic and paranormal investigator Gina Leslie shares here insights and her experiences in this often overlooked vacation town along Florida's gulf coast.

Southwest Florida is a great place to produce food and other ag products — but only if growers are able to remain profitable. In order to assess what local growers and producers think about the future of Southwest Florida's agriculture industry, Florida Gulf Coast University's Center for Agribusiness recently wrapped up a large study titled “Agribusiness in Southwest Florida: The Next 25 years.” A team of researchers conducted in-depth interviews with representatives from 30 local farm operations and compiled what they found in the new report. We talk with the study's three co-authors to get an overview of what came out of those conversations.

What happens when two sisters leave corporate America to start a business in a male-dominated industry? Success, resilience, and a powerful story! In this episode of The Franchise Woman Podcast, hosts Rebecca Monet and Tracy Kawa sit down with Brooke Yobo and Lindsay Keyser, the inspiring sister duo behind DRYmedic, a restoration franchise serving Southwest Florida.

3/12/25 - The guys breakdown what they think is the problem with the CrossFit Open in its current state over the last two years and some ways to potentially improve it going forward. They also talk about self-reflection in your performance post workout regarding expectations going into it, and the potential of not meeting those expectations or goals you have set for yourself when the workout was completed. Song - Run It UpArtist - Hanumankind

What a pleasure I had talking to Dr Daved Rosensweet about all the hormones today! Dr Rosensweet AKA the "Menopause Doctor" is a fountain of knowledge and we covered so much in such a short amount of time, including; - HRT versus BHRT (bioidentical hormone therapy) - symptoms of low hormones and perimenopause - NIGHT SWEATS and vaginal dryness - endocrine disruptors - nutrition and lifestyle factors for hormone health - our protective estrogens - converting pregnenolone to estrogen And lots more. You are sure to take away some nuggets of gold from this conversation. We both hope you thoroughly enjoy it. And be sure to grab your FREE COPE of "Happy Healthy Hormones" below! Dr. Rosensweet graduated from the University of Michigan Medical School in 1968. He has been in private medical practice since 1971, and has had offices in New Mexico, California, and Colorado and is currently in practice in Southwest Florida. Dr. Rosensweet was the clinical physician involved in the very first Nurse Practitioner training program in the U.S.A. and in charge of health promotion for the State of New Mexico. He teaches health professionals about the treatment of women in menopause with bio-identical hormones. Find out more about Dr Rosensweet here; https://www.davedrosensweetmd.com/ Instagram https://www.instagram.com/menopausedoctor/ FREE BOOK "Happy Healthy Hormones" ; https://iobim.org/providers-book/ As always, please like share and subscribe if you haven't already. We appreciate you. :)

Habitation MinistriesThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry.  School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram

EVEN MORE about this episode!Discover the hidden power of food as a gateway to spiritual and physical transformation. Join me for an eye-opening conversation with Sevanté Wulkan, founder of the Center for Intuitive Food Therapy, as we dive into the energetic properties of food, the impact of intention on nourishment, and how prayer may enhance nutritional value. Learn why what you eat—and how you eat it—can shape your well-being on a profound level.Uncover the symbolism behind everyday foods, from strawberries as a symbol of love to the root chakra connections within your diet. Explore insights from Dr. Bruce Lipton on epigenetics and how ancestral influences shape our cravings. Sevanté introduces her innovative Oracle deck, a powerful tool for decoding the deeper messages behind our food choices and generational eating patterns.Embrace the benefits of seasonal, local eating and the sacred nature of nourishment. This episode challenges conventional thinking, offering a fresh perspective on the link between spirituality and nutrition. Whether you're seeking healing, balance, or deeper self-awareness, Sevanté's wisdom will inspire you to trust your intuition and transform your relationship with food.Guest Biography:Sevanté Wulkan, founder of The Center for Intuitive Food Therapy, Nourish Your Soul Ayurveda, and Nourish Your Soul Retreats, is a multi-modality healer with advanced certifications in Food Healing, Theta Healing, and EFT/Tapping. She holds a BS in Food Science, Dietetics, and Nutrition and graduated top of her class in Jeff Primack's Advanced Food Healing program.An international bestselling author, she has contributed to numerous books, including High Vibrational Wellness, Top Exotic Foods for Natural Healing, and The Food Healing Oracle Deck series. She is currently writing Feeding Your Chakras, a seven-volume series, and co-authoring Angelic Resonance.Sevanté's passion for holistic wellness shines through her retreats, online classes, private healings, and Nourish Your Soul Show. She also curates Ayurvedic tea and incense imports from Nepal. Based in Southwest Florida, she enjoys island life with her husband, music producer Howard Merlin, and their beloved animals.Episode Chapters:(0:00:01) - Food Consciousness(0:08:51) - Food Healing and Intuitive Guidance(0:24:03) - Uncovering Generational Food Cravings(0:41:13) - Cultural Perspectives on Local Foods(0:53:19) - Eating Locally and Seasonally for Health(1:01:55) - Trusting Your GutSubscribe to Ask Julie Ryan YouTubeSubscribe to Ask Julie Ryan Español YouTubeSubscribe to Ask Julie Ryan Português YouTubeSubscribe to Ask Julie Ryan Deutsch YouTube✏️Ask Julie a Question!

John T. Hull, RRO has 25+ years in the roofing, waterproofing, and coatings industries. He is a recognized authority on building envelope inspections and assessments, roof restoration, quality assurance, roof asset management; reroof assessments, and roof restoration scope of work and specification development. Specialties include moisture detection within the roof and building envelope as well as roof condition assessments. Mr. Hull has provided technical support, training, and consulting in over 30 Countries. He is an internationally recognized speaker having delivered technical presentations throughout all the America's, Europe, and Australia. His expertise in roof and building envelope restoration has contributed to projects at NFL stadiums, airports, universities, hospitals, military bases and even the White House. Andrew C. Ask, B.S. (English). J.D., P.E. is a mechanical consulting engineer who specializes in the retrofit and remediation of HVAC systems in buildings. Early in his career he worked in the Great Lakes region and spent time in construction and installing air conditioning in many types of buildings. The past 20 years have been devoted to solving humidity problems and replacing HVAC components in Southwest Florida buildings. Andy has five decades of experience solving building science problems and helping people live in healthier environments. John P. Lapotaire is a Building Envelope & Indoor Environment Consultant providing IAQ consultation for commercial and residential properties. He is a Florida Licensed Mold Assessor, a Council-certified Environmental Thermography Consultant, CETC. Council-certified Indoor Environmental Consultant CIEC. John's professional experience has led to appointments and elected positions to several international industry association committees and boards. As a CIEC, he has earned the most respected certification in the field of indoor environmental consulting based on his training and field experience in building sciences, industrial hygiene, and indoor environmental risk assessment. The certification documents John's skills and knowledge regarding design, construction, and operation of buildings with respect to the quality and efficiency of the indoor environment in a manner that could be relied upon by individuals and organizations seeking John's services as a consultant or advisor for the assessment and management of new or established indoor environments. John's specialties are, Expert Witness, Cause & Origin Forensic Water Intrusion Investigation, Building Envelope Failure, Indoor Environmental and Indoor Air Quality Assessment, Nuisance Odor Investigation. Sarah Fanger is the first full-time Executive Director of IAQA to come out of the indoor air quality and restoration industry. She owned and ran an independent restoration company focusing on water mitigation and mold remediation. In addition to running the business, she often worked in the field with her crews and achieved the IICRC WRT and Odor Control Technician certifications. She later shifted course and became a full-time indoor environmental consultant specializing in investigations for mold, moisture, and other indoor environmental hazards in residential and small commercial buildings. Sarah also brings over a decade of experience in association management. She has been Executive Director of IAQA since fall of 2023.

Here in Southwest Florida about 30% of the population is 60 and older. That translates to about 1.3 million people, and this population and percentage is growing. Demographic trends show an expected 38% increase in adults over 60 by 2040 and a 62% increase in adults over 70 by that same year. While southwest Florida has been a destination for older people when they retire for decades, this area's aging population is chronically underserved. We learn about the work being done to address the need at Florida Gulf Coast University's still relatively new Shady Rest Institute on Positive Aging.

A busy Radio Connection Live is ready!Featuring a market trip to Washington DC where preston attended his first National Federation of the Blind Washington seminar last week, we also take a listen to a long time running morning show in Southwest Florida, and even some thoughts on Tampa Bay's alternative sports destination in town.

Every church should be a safe space for everyone who comes in. Every church should also be equipping people to confront the powers of darkness and help those in trouble. Unfortunately, far too many churches are unsafe internally, which leaves them unprepared to confront external dangers. An unsafe church creates a toxic environment that works against the gospel. A safe church is battle-ready to combat the worst of the world's problems. Make My Church Safe by respected pastor, Sam Rainer, is designed to be a brief and general overview of the best practices regarding church safety for a broad audience. Sam Rainer serves as president of Church Answers. He is the co-founder of Rainer Publishing, and he also serves as lead pastor at West Bradenton Baptist Church in Southwest Florida. Sam has written hundreds of articles for several publications. He is a frequent conference speaker on church health issues. Sam holds a BS in Finance and Marketing from the University of South Carolina, an MA in Missiology from Southern Seminary, and a PhD in Leadership Studies at Dallas Baptist University. Thanks for joining us today. If you like what you are hearing on the MinistryWatch podcast, please like and rate us on your podcast app. Or, you can go old school, and simply tell a friend. The producer for today's program is Jeff McIntosh. I'm Warren Smith, and I hope you'll join me again tomorrow for another episode of the MinistryWatch podcast.

For over 25 years, Krista Kowalczyk has captured life's most cherished moments throughout Southwest Florida, from Sanibel Island to Naples. As the owner of Impressions Photography, she is renowned for her exceptional wedding, and portrait photography, as well as her outstanding customer service.   Krista's work and expertise have been featured on The Kelly Clarkson Show, Good Morning America, ABC World News Tonight with David Muir, Fox Weather, The Weather Channel, and NBCLX. Her photography has also been highlighted in publications such as Rangefinder, Brides, The Knot, and Destination Weddings & Honeymoons.   After witnessing the destruction of family photos during Hurricane Ian, Krista began teaching others how to safeguard their memories through easy-to-follow photo organizing techniques. She has since published a book on the topic, spoke at national events and led workshops offering approachable guidance to help people of all tech levels protect their personal collections.   Throughout her career, Krista has photographed NFL games, been published in national magazines, and managed millions of photos. She was named 2023 Mentor of the Year by the Foundation for Lee County Public Schools and became an inductee of The Knot Hall of Fame. Her photography career has taken her around the world to capture beautiful photographs and now also helping people to secure their memories.    Instagram: https://www.instagram.com/the.krista.k?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==   Website: https://thekristak.com/   In this episode we will be discussing everything about Sanibel Island Florida to plan your next trip. In this episode we will cover:   Best time of year to visit Sanibel Island Sanibel Island hotels Sanibel Island resorts Things to do in Sanibel Island Sanibel Island shells Where to eat in Sanibel Island Favorite restaurants in Sanibel Island Itinerary for Sanibel Side trips from Sanibel  

Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at hssatnchjobs.org

Kathleen van Bergen is in her 14th season as CEO and president of Artis—Naples.  In that time, she has been recognized throughout Southwest Florida and the greater arts community as an example of leadership geared toward prudent growth and relationship building. Named one of Musical America's “Top 30 Professionals of the Year” in 2019, she is described as “a woman with a mission, a vision and a board to support both.” In 2022, she was named among Gulfshore Life magazine's “Forces of Philanthropy,” a select few leaders of Southwest Florida who “propel the philanthropic community into the future through mentorship, collaboration and camaraderie.”From the beginning of her tenure, she has made balanced budgets and operational surpluses a priority: The balance sheet has more than doubled over the last decade, and, as of 2021, the organization is debt free.  On her watch, its endowment has surpassed $150 million. Kathleen's vision for multidisciplinary thematic planning has allowed Artis—Naples to leverage its unique resources in order to enhance patron experiences with the visual and performing arts.The diversity of artistic excellence and world-class programming is one reason The Wall Street Journal said Artis—Naples has ushered in “an impressive new phase” for classical music in Southwest Florida.In 2022, Kathleen was a recipient of the Eastman School of Music's Centennial Award, given in honor of its 100th year to 100 individuals who exemplify the school's mission and legacy through their artistry, scholarship, leadership, community engagement and philanthropy

My guest this month is Coach Brandon Davis. Coach Davis is the head performance coach as well as the assistant athletic director for Southwest Florida Christian Academy, located in Fort Meyers. Prior to landing at SFCA, Coach Davis had stops in Alabama at Priceville High School and Madison Academy. We go over all sorts of things in this episode such as his start as a sport scientist, getting in administration, our love for the Zercher squat and curvilinear running. Coach Davis drops so many great tid bits of knowledge during this interview and I'm sure there is something you will take away from it. Enjoy! Coach Davis on X: https://x.com/Brandon_L_Davis Coach Davis on Instagram: https://www.instagram.com/brandon_l_davis96/ Coach Davis on Rock Daisy Podcast: https://rockdaisy.com/ams/posts/podcasts/earning-it-brandon-davis-on-grit-growth-and-game-changing-training/ NHSSCA Clinic Registration Page: https://nhssca.us/events/list/?tribe-bar-search=state

Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at hssatnchjobs.org

Nick Monard is a serial entrepreneur, travel agent, podcaster, and author based in Southwest Florida. After immigrating to the United States in 2013 with the goal of achieving the American dream, he became a leadership and mindset expert. With his unique perspective on success, travel, and influence, Nick has inspired many and penned the book Mindset Is My Degree.Welcome, Nick! Tell us a little about yourself.Thank you for having me! I'm originally from Belgium. When I first arrived in the United States, I spoke no English, which made navigating this new chapter quite a challenge. But it was also one of the most rewarding experiences of my life.I've always had an entrepreneurial spirit, and coming to the U.S. allowed me to channel that into extremely meaningful pursuits—like starting my travel agency and sharing my travel mental and professional journey through writing.Why did you want to move to the U.S.?At 9 years old, I came to visit Florida for three weeks and I came back obsessed with America. The American flag was all over my room and my dream board. At the top of my dream board, I wrote, “I will move to the United States one day.” I knew I was going to move to the U.S. one day. I finally moved to the U.S. at 33 years old, but it was all worth it.What was it like moving to the U.S. from Belgium?It was quite a polar cultural shift. Belgium is known for its history, architecture, and small-town historic charm, while the U.S. is much larger in scale and offers endless opportunities. Adjusting to a new language and lifestyle was tough, but it taught me resilience and adaptability—qualities that are central to my work today.What do you love most about Southwest Florida? Do you have any favorite spots?Southwest Florida is paradise! Palm Trees are “freedom” to me. The scenery, the weather, and the beaches are stunning, and the community is warm and welcoming. My favorite beach spots include Barefoot Beach, and Lovers Key State Park—they're perfect for relaxing and soaking in the natural beauty. As for food, I'm a fan of the Cooper's Hawk Restaurants in Naples and Fort Myers. For travelers visiting SWFL, what are your must-do recommendations?There's so much to explore! The beaches and islands like Sanibel and Captiva are stunning. I'd suggest staying at the Ritz-Carlton in Naples for a luxurious experience or trying out the smaller boutique hotels for a cozy vibe. Be sure to visit the Edison and Ford Winter Estates for some history and take a kayak tour through the mangroves at the Estero River Outfitters. And of course, don't miss out on the local seafood—it's some of the freshest you'll ever taste! The outlets and outdoor malls like 5th Avenue in Naples and Miromar Outlets in Estero have great shopping. You can even travel up to places like Siesta Key for extra adventures.What sparked your love of travel?It's in my DNA. Growing up in Europe and playing professional basketball, travel became a big part of my life. In Europe, countries are so close together. In the U.S. I traveled to New York, NOLA, Vegas, and other fun cities. I've always been curious about experiencing new cultures, meeting people, and seeing the world from different perspectives.What are your favorite places you've visited?I'd have to say Antarctica even though I hate cold weather! I took a Seabourn cruise through Antarctica and it was the best experience of my life. In Europe, Barcelona is my favorite city because it has everything. It has a fantastic beach, extravagant architecture, amazing city life, top-notch food, and a fantastic cruise port. I love Las Ramblas Boulevard for the “people watching” and music. I also love Budapest. It is a totally underrated city with extremely nice people and very affordable prices. People in Croatia are also extremely nice and beautiful. If you like beer and “real” French Fries, check out my home country of Belgium. Each place left a lasting impression on me for different reasons.What's your favorite way to travel?I'm a fan of cruising. There's nothing like waking up to a new destination every day without having to unpack and pack up again for the next spot. My two best-selling adult cruiseliners are Celebrity Cruises and Virgin Voyages. These cruise liners have great food and no kids! Virgin has a one-star Michelin chef onboard. Celebrity is very similar to top all-inclusive hotels. The service is top-notch and they have the best sea casino. I love smaller, luxury river cruises through Europe as well. You definitely need to experience Greece on a cruise. There are lots of small places that day trips are perfect for. Royal Caribbean's Caribbean island cruises are also great. I really love to cruise from California to Hawaii & Tahiti. I have also been on a 26-day cruise from Sydney Australia to San Francisco visiting all the islands along the way. Cruising is not the best option for people who want to experience all the nightlife of a city, however, certain cruises that go to places like Greece and Ibiza have night stops for travelers to enjoy the nightlife.  What are your favorite all-inclusive resorts or resort locations?Xcaret Mexico is one that I personally love. I believe it has the best beaches in Mexico and so many choices for food. They have literally a market where everything is fresh every morning, and when you walk towards the market, you just smell it ahead of you. The scenery is incredible. People always mention sandals. Some sandals are very nice and some are not great. In Jamaica, for example, they have a brand new Sandals Resort that is out of this world beautiful, but it's pretty expensive. It has water bungalows where the floor is transparent glass, and you can see the water and the fish. You also have your own little pool, and jacuzzi included in your bungalow. That is an experience everyone should do at least once. Many couples vacation there for honeymoons and anniversaries. Also, Bora Bora is perfect for travelers who love beaches and beautiful scenery on the water. Fiji is the fanciest spot. All hotels here are all-inclusive, butler included! You can only stay four nights maximum on the island and it costs eight to twelve thousand dollars a night—usually, people island-hop after stopping in Fiji. Fiji trips need to be booked a year and a half in advance. Tell us more about your business, Dream Vacations.I became a travel agent because people loved the places I traveled to and wanted to go themselves. I realized I needed a referral fee to set their vacations up. I've been in the travel business for several years now with Dream Vacations, a franchise under World Travel Holdings. As a luxury travel concierge, I go beyond basic planning to create customized, seamless experiences for my clients. My goal is to make every trip unforgettable. The best part for the customer is it doesn't cost them extra to use a travel agent. What most people do not know is travel agent service fees are always included in your booking fee whether you use a travel agent or not. Using a travel agent like me, you do not lose any extra money in fees and you can find the best cruises, hotels, and trips in the world!What does your planning process look like?It all starts with a conversation. I ask my clients about their interests, goals, group size, and must-have sites and experiences. From there, I focus on delivering value and finding options that balance quality and budget. I use Dream Vacations to book travel and activities while keeping an eye out for deals without compromising a high-quality experience.Lastly, where can our readers find and connect with you?You can find me on Instagram and Facebook at @NickMonardTravel or visit my website at dreamvacations.com. Feel free to reach out for tips or to start planning your next adventure!Travel Brats, if you're looking for inspiration or help planning your dream getaway, Nick is your guy! Until next time, happy travel bratting!

Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at NCHjobs.org!

Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at NCHjobs.org!

Southwest Florida author/multi-modality healer/founder of CIFT Lainie Sevante Wulkan (aka The Food Oracle) talks about her latest release “High Vibrational Wellness: Intuitive Healing Therapies to Nourish Your Body” offering insights on making food fun & healthy again, creating inner peace after emotionally abusive relationships, transmitting toxins & pollutants, conquering negative thoughts, using tapping to handle emotional eating from generational wounds and more! Lainie is also the founder of CIFT (Center for Intuitive Food Therapy) later graduating from CSU-Northridge in Food Science plus holds advance certification in Food Healing and how she began her career playing cards plus currently writing a 7-volume series “Feed Your Chakra” and find out what foods are tied to certain behaviors! Check out the amazing Lainie Sevante Wulkan and her latest release on all major platforms and www.centerforintuitivefoodtherapy.com today! #lainiesevantewulkan #author #southwestflorida #multimodalityhealer #thefoodoracle #highvibrationalwellness #intuitivehealingtherapy #foodhelaing #foodtherapy #healthyfood #CIFT #csunorthridge #feedyourchakra #spreaker #iheartradio #spotify #applemusic #youtube #anchorfm #bitchute #rumble #mikewagner #themikewagnershow #mikewagnerlainiesevantewulkan #themikewagnershowlainiesevantewulkan --- Support this podcast: https://podcasters.spotify.com/pod/show/themikewagnershow/support

Southwest Florida author/multi-modality healer/founder of CIFT Lainie Sevante Wulkan (aka The Food Oracle) talks about her latest release “High Vibrational Wellness: Intuitive Healing Therapies to Nourish Your Body” offering insights on making food fun & healthy again, creating inner peace after emotionally abusive relationships, transmitting toxins & pollutants, conquering negative thoughts, using tapping to handle emotional eating from generational wounds and more! Lainie is also the founder of CIFT (Center for Intuitive Food Therapy) later graduating from CSU-Northridge in Food Science plus holds advance certification in Food Healing and how she began her career playing cards plus currently writing a 7-volume series “Feed Your Chakra” and find out what foods are tied to certain behaviors! Check out the amazing Lainie Sevante Wulkan and her latest release on all major platforms and www.centerforintuitivefoodtherapy.com today! #lainiesevantewulkan #author #southwestflorida #multimodalityhealer #thefoodoracle #highvibrationalwellness #intuitivehealingtherapy #foodhelaing #foodtherapy #healthyfood #CIFT #csunorthridge #feedyourchakra #spreaker #iheartradio #spotify #applemusic #youtube #anchorfm #bitchute #rumble #mikewagner #themikewagnershow #mikewagnerlainiesevantewulkan #themikewagnershowlainiesevantewulkan --- Support this podcast: https://podcasters.spotify.com/pod/show/themikewagnershow/support

Send us a textHow can social media be your secret weapon to success in commercial real estate?In this insightful conversation, Yonah sits down with Carson Baird, a commercial real estate professional and social media strategist based in Southwest Florida. Carson shares his unconventional journey from tech sales to a flourishing career in real estate, where he leverages social media to build meaningful connections and close million-dollar deals. Along the way, he opens up about the personal growth fatherhood has brought, the lessons learned from a challenging project, and the power of being consistent and genuine on LinkedIn. [00:01 - 08:00] The Entrepreneurial SpiritCarson's upbringing in a family business and the early influence of real estateTransitioning from corporate roles to commercial real estateLessons from his father's entrepreneurial journey[08:01 - 16:34] Hard Lessons in Real EstateCarson recounts a difficult deal involving zoning regulations and legal battlesThe importance of knowing when to walk awayValuable takeaways from "life seminars."[16:35 - 24:47] Social Media: A Modern RainmakerHow Carson uses LinkedIn to create warm connectionsThe shift from traditional sales methods to content-driven engagementGenerating leads and deals through strategic posting[24:48 - 32:56] Market Insights in Southwest FloridaAnalyzing the current state of the industrial, office, and multifamily sectorsThe impact of Hurricane Ian on the local real estate marketPredictions for the market moving into 2025[32:57 - 40:14] Defining SuccessCarson reflects on the true meaning of success in light of fatherhoodBalancing professional ambition with being a present family manAdvice for young professionals on building connections authenticallyConnect with Carson:Website: https://lqcre.com/carson-baird/LinkedIn: https://www.linkedin.com/in/carsoncre/LEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:"Social media is about chumming the water—create consistent content to attract attention and strike when the time is right." - Carson Baird"The best marketing isn't just about ads; it's about being top of mind and offering valueSupport the show

Marc Collins serves on The City of Ft. Myers Planning Board, the Ft. Myers Charter Review Committee, and since late 2022 he's been the Executive Director of the Uncommon Friends Foundation. The list of the nonprofits and other local organizations he's either directly involved with or that he supports somehow is far too long to list here. Marc is very involved in the Southwest Florida arts and social scene, working to raise awareness and funds for those in need. He can often be found serving as emcee and speaker at local events.See omnystudio.com/listener for privacy information.

No Agenda Episode 1716 - "Silver Buckshot" "Silver Buckshot" Executive Producers Thanksgiving Day Special: Sir Dan the Man, Earl of Southwest Florida Lord, loubrew Dame Lady Getoverit Captain Chemtrail Sir Tyler Aaron Bojorquez Jeff Otten Sean Simmons Matthew Ross james batzold Associate Executive Producers Thanksgiving Day Special: eloise of the woods Callipygous Colin Eli The Coffee Guy Linda Lu Duchess of jobs and writer of resumes Fuse969 LLC BRIAN SCHMIDT Steven Mann Doctor of Education Sir Dan the Man Louis Kellogg Dame Lady Getoverit Become a member of the 1717 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Dan the Man > Sir Dan the Man, Earl of Southwest Florida. Knights & Dames Louis Kellogg > Sir Lord loubrew Art By: The Farmer's Wife End of Show Mixes: Sir Michaelanthony - Jeffrey Crocker - David Keckta Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1716.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/28/2024 16:43:47This page created with the FreedomController Last Modified 11/28/2024 16:43:47 by Freedom Controller

11/21/24 - Pam Stenzel is the founder of Enlighten Communications Inc., which tackles today's tough issues of sex with candor, insight, humor, and the challenge for young people to make the healthiest choice and save sex for marriage. She has spoken to over 500,000 young people on the importance of abstinence. She is currently the Senior Regional Clinic Director for Community Pregnancy Clinics in Central and Southwest Florida and serves on the board of directors for Safe Haven Baby Boxes and directs their crisis hotline. Walter Hoye is a licensed and ordained Baptist preacher who serves as both President and Founder of the Issues4life Foundation, the California Civil Rights Foundation, Founder of the Frederick Douglass Foundation of California, Core Member of the National Black Pro-Life Coalition, and sits on the board of The Morning Center, which was founded to provide free full-service maternity care for women in urban and under-served areas. The Boston Men's March took place this past weekend, and the resistance was out in full force. It is now being reported that seventeen arrests were made during the event, including the "transgender daughter" of the second highest ranking Democrat in the US House of Representatives, Katherine Clark. Unsurprisingly, all of the reported arrests came from the pro-abortion side, who did their best to impede the peaceful proceedings of the march. We'll bring you a frontline recap of what was a wild day in the streets of America's most historically Catholic city. WATCH HERE for a look at the scene on Saturday: https://youtu.be/tteI57j78IA

Send us a textOn this episode of the Stories to Create Podcast, Cornell Bunting sits down with Dani Papanikolaou, also known as "Papa," a mixed-media painter and sketchbook artist celebrated for his innovative exploration of saturation and line. Papa's work, often centered on nude figures, reflects his unique aesthetic inspired by urban tribalism and rooted in Neo-Expressionism, abstraction, action painting, and street art. His distinctive style is marked by bold mark-making techniques and striking color dissonance, making his creations instantly recognizable. As a live painting performer, Papa channels instinct and improvisation to bring each canvas to life.Born and raised in Florida, Papa has lived across the state and resides in Naples, FL. Over the past eight years, he has served as an educator, mentor, and community leader in Southwest Florida. Currently pursuing an MFA in Painting at Savannah College of Art & Design (SCAD), Papa envisions a future in academia and philanthropy.Papa's passion for portraiture and the human form stems from a deep fascination with the human psyche, which he explores through abstraction and expression. On the podcast, he shares insights into his creative process, including using automatic drawing to unlock his artistic potential. His vibrant and unapologetic use of color adds complexity and emotional depth to his work, evoking raw, genuine responses.During the episode, Papa discusses key elements of his artistic journey, including his Continuous Sketchbook Entries, Live Nude Figure Drawing, Action Painting, and his early experiments with Nonsensical Doodles and Prose. Reflecting on his creative ethos, Papa states, "I possess an investigative interest in mark-making with a love of exploring swashes of bold colors. I am a live painting performer, favoring synesthetic performances done in public or with an audience."This captivating and inspiring interview offers a glimpse into the mind of an artist who continues to push boundaries and innovate. Don't miss this engaging conversation! Support the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast

In this episode, host Josh Hirsch speaks with Dolly Farrell, Executive Director of the Charitable Foundation of the Islands. Dolly shares her journey from a frontline fundraiser in higher education to leading a community foundation focused on collaborative philanthropy. They explore the importance of personal connections in fundraising, the impact of COVID-19 on nonprofit operations, and the role of cultural competency in program development. Dolly highlights how nonprofits can support one another, especially in times of crisis, and offers insights into innovative ways to amplify their impact. Takeaways Early Start, Mentorship, and Personal Connections: Dolly's journey began at a young age, with mentorship shaping her path and personal connections enhancing fundraising success. Stewardship and Collaboration: Fundraisers act as stewards of donor contributions, and nonprofits thrive by collaborating to amplify their impact, especially during crises. Adapting to Challenges with Innovation: COVID-19 prompted nonprofits to reassess strategies and develop innovative solutions to meet emerging needs. Cultural Competency in Program Development: Cultural awareness plays a vital role in creating programs that effectively serve diverse communities. Community Foundations and Networking: Community foundations drive rapid crisis response, and building strong professional networks is essential for long-term success. Chapters 00:00 Introduction to IMPACTability Podcast 02:53 Dolly Farrell's Nonprofit Journey 08:59 Transitioning from Higher Education to Community Impact 13:52 Collaborative Philanthropy Post-COVID 22:45 Coaches Corner: Cultural Competency in Nonprofits 28:22 Navigating Challenges in Nonprofit Leadership 35:50 The Role of Community Foundations 40:30 Building Collaborative Networks for Nonprofits 46:30 Empowering Local Businesses and Nonprofits Guest Bio Dolly Farrell is a nonprofit executive with over twenty years' experience serving three universities and charitable organizations providing affordable housing, at-risk youth interventions, leadership development programs and environmental protection. Raised on the Jersey Shore, Dolly lived in North Carolina for ten years before moving to Southwest Florida in 2013. She joined the Charitable Foundation of the Islands (CFI) on October 3rd, 2022, as the organization's first Executive Director, after nine years at Florida Gulf Coast University (FGCU) Foundation. Dolly earned a bachelor's degree in Sociology from Loyola University of MD in 1998 and a Master of Public Administration from Appalachian State University in 2006. Dolly's husband Liam was raised on Fort Myers Beach after his parents moved to SWFL 41 years ago. Dolly and Liam were married in Fort Myers on New Years Eve 2005 and spent every winter holiday in Fort Myers thereafter. Each trip included a drive over the Sanibel Causeway for vacation. While celebrating their anniversary at Tween Waters in 2012, Dolly and Liam decided to make the move permanently and relocated to Fort Myers with their two daughters in 2013. Liam has served in various capacities in Lee County Schools since 2013, currently serving his alma mater as Assistant Principal at Cypress Lake High School. Rory (15 years of age) attends Cypress Lake High School as a sophomore; Neeve (13) attends Cypress Lake Middle School and is in 8th grade. Both girls run track, cross country, and play competitive soccer – keeping their parents very busy almost every weekend. Leave a review!Reviews are hugely...

Episode 45! Chris Lechowicz joins the pod to talk about what turtles do after a hurricane impacts their habitat. Chris has first hand experience from his work on Sanibel Island with the Sanibel-Captiva Conservation Foundation in Southwest Florida and offers some great insight! So download/stream and give this episode a listen! Ryan: IG: @RAD_Reptiles82 YT: @Rad_reptiles Rad-reptiles.com  Tom IG: @twoturtletom YT: @twoturtletom Intro Music: Mr. Smith - Poor Man's Groove Outro Music: tomorrow-is-today - 5282

In this episode of The Determined Society, host Shawn French dives into the highs and lows of life, from battling hurricane season in Southwest Florida to finding motivation amid chaos. He shares his personal struggles, relatable anecdotes, and offers valuable advice on perseverance and consistency in both personal and professional life.  Whether you're dealing with literal storms or figurative ones, this episode is packed with inspiration to keep you pushing forward, no matter how tough life gets. Subscribe, share, and stay determined!

Georgia Pinto, an incredible Ninja from Southwest Florida, joins Eric today to review her transformative journey with the Ninja Selling system. Sharing how she applies the "servant's heart" philosophy to her business, especially when navigating challenges like hurricanes, Georgia dives into the importance of community support, personal growth, and staying committed to positive action. With insights on how coaching, time blocking, and a disciplined approach have led to real estate success, Georgia provides valuable tips for agents looking to elevate their performance. Throughout the episode, Georgia emphasizes the power of building strong client relationships and referral networks through empathy and service. She details how she leverages her weekly practice of 50 live interviews to stay connected, generate leads, and provide outstanding service. This episode highlights essential strategies like time blocking, effective follow-ups, and the mindset shift from thinking to doing. Whether you're an experienced agent or just starting out, Georgia's story offers practical lessons on achieving massive real estate success through consistency, care, and community. Episode Highlights: 00:00 The Power of a Servant's Heart in Business 01:20 Staying Positive and Committed to Your Values 02:14 Building Connections and Community Support After Natural Disasters 03:05 How to Lead with Empathy During Crises 05:55 Staying in Touch with Clients in Times of Need 06:40 Building Strong Referral Networks Through Service 10:19 The Importance of Personal Development in Sales 14:18 How to Adopt a Mindset of Action in Real Estate 16:54 The Power of Accountability in Professional Growth 20:00 Strategies for Effective Time Blocking and Follow Through 21:35 How Open Houses Can Boost Long Term Client Relationships 24:09 The Impact of Affirmations on Real Estate Success 25:36 The Secret to Consistent Client Interviews and Follow Ups 26:15 Turning Conversations into Leads Through Active Listening 28:19 Educating Clients on Recent Market Changes for Better Results 30:50 Following Through on Client Conversations to Build Trust 31:09 Making Client Interactions More Personal and Meaningful 33:56 Using Follow-ups to Deepen Client Relationships 35:19 How to Flip Conversations to Learn More About Clients 37:29 The Importance of Finding a Way to Attend Ninja Installations 38:20 How Surrounding Yourself with the Right Community Drives Success 39:36 The Power of ‘One More' 40:20 How Authenticity and Care Build Trust in Client Relationships Key Takeaways:   "A servant's heart means stepping up when your community needs you. It's about helping others, not just when it's convenient."   "Living in fear is never a good thing. Keep a positive mindset, especially during challenging times."   "Fortune is in the follow-up. Be authentic and make it about them, not you."   "Sharpen your saw. Commit to time blocking and follow through to see real results."   "Ninjas are doers, not just thinkers. It's about taking action and being true to your commitments." Links: www.TheNinjaSellingPodcast.com Email: TSW@TheNinjaSellingPodcast.com Leave a voicemail at (208) MY-NINJA Ninja Selling www.NinjaSelling.com @ninjasellingofficial Ninja Coaching: www.NinjaCoaching.com @ninja.coaching Ninja Events www.NinjaSelling.com/Events The Ninja Selling Podcast Facebook Group Ninja Coaching Book Study Ninja Mastery Ninja Selling by Larry Kendall Ninja Sailing Georgia Pinto