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Joleen Lake has been a board-certified Family Nurse Practitioner since 2008 and currently resides in Southwest Florida. Her clinical background spans family practice, OB/GYN, hormone therapy, and medical aesthetics. Joleen's passion for wellness has shaped her forward-thinking, root-cause approach to care. A long-time advocate of ketogenic nutrition, she later discovered the carnivore lifestyle, which led her to Dr. Shawn Baker's work and the innovative concept of Revero. Inspired by Revero's mission, Joleen followed the company closely and was excited to join the team when the opportunity arose. She is proud to be part of a community that shares her values of health and wellness. Timestamps: 00:00 Trailer 00:34 Introduction 03:36 Hormone replacement debate 06:56 Individualized dietary guidance 11:26 Rapid patient care response 14:08 Blood pressure medication practices 19:23 Lifestyle impact on health 23:01 Changing diet perceptions 24:36 Patient empowerment in chronic illness 27:42 Where to find Joleen Join Revero now to regain your health: https://revero.com/YT Revero.com is an online medical clinic for treating chronic diseases with this root-cause approach of nutrition therapy. You can get access to medical providers, personalized nutrition therapy, biomarker tracking, lab testing, ongoing clinical care, and daily coaching. You will also learn everything you need with educational videos, hundreds of recipes, and articles to make this easy for you. Join the Revero team (medical providers, etc): https://revero.com/jobs #Revero #ReveroHealth #shawnbaker #Carnivorediet #MeatHeals #AnimalBased #ZeroCarb #DietCoach #FatAdapted #Carnivore #sugarfree Disclaimer: The content on this channel is not medical advice. Please consult your healthcare provider.
Send us a textIn this inspiring episode, Cornell Bunting sits down with Amy Giacometti, a woman whose 18-year career has spanned the high-powered world of corporate strategy and banking to heartfelt, hands-on community service. From her early days in Asset Management at Goldman Sachs, to management consulting at Booz Allen Hamilton and Schlumberger Business Consulting, to shaping Strategic Development at Arthrex, Amy has mastered the art of navigating complex industries with purpose.But Amy's story isn't just about boardrooms and strategy sessions. She's also a successful entrepreneur, having owned and operated La Bazenne on Fifth, a French restaurant and social club in the heart of Naples. Today, her passion for people and the planet shines through her work as Director of Development for Big Brothers Big Sisters of the Sun Coast, where she champions mentorship, community outreach, and sustainability — both locally and internationally.A Princeton graduate with a Bachelor's from the Woodrow Wilson School of Public and International Relations and an MBA from London Business School as a Forté Foundation Scholar, Amy has traveled the globe — from Paris to Mali to Hawaii — pursuing leadership fellowships, cultural exchanges, and purpose-driven projects.Tune in as Amy shares her remarkable journey, the lessons learned along the way, and how she's harnessing her global experience to make a lasting difference in Southwest Florida and beyond. Support the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Robert Seth Ward shares his journey from experiencing the financial crisis to establishing a successful home inspection business in Southwest Florida. He discusses the importance of customer service, the role of partnerships in scaling the business, and the expansion into pest control and insurance services. The conversation also touches on the unique characteristics of Florida's real estate markets and the benefits of having a comprehensive service offering for clients. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Captain Daniel Andrews didn't plan to run a nonprofit—he just wanted to protect the waters he grew up on. But what started as one fishing guide's frustration became a movement. In this powerful episode, the co-founder and executive director of Captains for Clean Water shares how he built one of Florida's most effective environmental advocacy nonprofits from the ground up. Daniel reflects on early challenges, game-changing wins, and the relentless public mobilization that helped them push back against powerful interests. He also opens up about how a personal family health crisis revealed deeper connections between environmental degradation, the sugar industry, and public wellness—strengthening his resolve to fight for systemic change. Whether you're launching a nonprofit, navigating advocacy work, or simply passionate about impact, this episode delivers hard-won leadership insights, practical lessons, and the conviction it takes to lead with purpose.
In This Episode Brought to you by our YouTube Member Team Guests: Chief Meteorologist Matt Devitt Storm Front Freaks Education with WxCyrena Outbreak with StormCat5 Forecast WeatherFront is the Official Weather App of the Storm Front Freaks Network Shop Storm Front Freaks in The Wx Store MMFS brings you STORM-net and HurricaneVision at 10% OFF Weatherfools - We present the fools doing stupid things in weather situations Announce Next Show/Guest(s) Check out our YouTube channel and be sure to SUBSCRIBE to be notified of our next stream. Join our YouTube membership for unique benefits while supporting our content. Our Guest: Matt Devitt Ladies and gentlemen, brace yourselves for a whirlwind of weather wisdom! Our guest is Matt Devitt, the Chief Meteorologist at WINK News in Fort Myers, Florida. Trusted by over half a million fans for his spot-on forecasts, Matt's guided Southwest Florida through storms like Irma and Ian with calm, no-hype expertise. Get ready for a forecast of brilliance! Subscribe to us on YouTube.com/stormfrontfreaks for our new Education shorts with WxCyrena as well as notification when we go live with Outbreak coverage of storms, tornadoes, hurricanes and blizzards with StormCat5. WeatherFront is now the Official Weather App of the Storm Front Freaks Network! Find their all inclusive radar, model, satellite, outlook and observations app on the iOS Apple App Store for you iPhone or iPad. 10% OFF for LIFE when you subscribe to STORM-net and HurricaneVision at https://data.mesoscaleforecast.com/account/membership and use the code STORMFRONT at check-out Shop Storm Front Freaks and Outbreak/StormCat5 gear exclusively at thewxstore.com Submit your questions or comments about this show to questions@stormfrontfreaks.com or on our social media accounts and we may read it on our next episode! Weather Fools https://x.com/annvandersteel/status/1944562182965895356 https://x.com/MattDevittWX/status/1944817809302737090 https://www.instagram.com/reel/DMh3fmjtanb/?igsh=dmphbnh1MW0xMDl4 https://www.instagram.com/reel/DMvdtgqtuDq/?igsh=MWM3dWo1YTQ4ejFiNA%3D%3D Next Episode…it's back-to-school time again…UGH! But we've had a tradition to bring you some of the up-and-coming young superstars in weather and storm chasing. We're going to welcome Lucy Yeung and Levi Stefanick to the show and hear about their amazing content creation. Everyone can join us LIVE on Thursday, August 14th at 9pmET/8pmCT right here on YouTube. Or catch the audio podcast uploaded over the weekend. Twitter: @stromfrontfreak Facebook: @Storm Front Freaks BlueSky: @stormfrontfreaks YouTube: YouTube.com/stormfrontfreaks Credits Opening Music: Brett Epstein Closing Music: Gabe Cox Other Music: “Pecos Hank” Schyma from El Reno Blues
If you've ever called 211 here in Southwest Florida to find assistance with things like housing, food, healthcare, mental health — the list goes on — the United Way of Lee, Hendry, and Glades is who is supporting the 211 service, and is helping to fund the many agencies and nonprofits around the region who are there to help. Each year their fundraising campaign is designed to raise the money they need to help fund more than 90 partner agencies who help around a half-million people each year. Put simply, the United Way of Lee, Hendry, and Glades provides an essential backbone for social services in southwest Florida. We learn about a breakfast on Monday, Aug. 4 that will help set the tone for this year's campaign.
Trails are one of the most powerful tools we have for connecting people to nature and fostering a lasting sense of place. By providing direct, immersive access to the outdoors, trails invite us to build personal relationships with the landscapes around us. Whether it's a shaded stretch of pine flatwood on a rail trail, a sandy path along a coastal estuary or a boardwalk hovering above a cypress swamp, these experiences deepen appreciation and often plant the seed for stewardship. When people fall in love with the places they explore, they're far more likely to protect them. Trails don't just lead us through nature, they anchor us to it, transforming passive admiration into active care.This week we're joined by Charles Hines, who knows a thing or two about trails. He's the Florida Gulf Coast Trail Program Director for Trust for Public Land and former Sarasota County Commissioner. Charles shares the bold vision behind the 420-mile trail spanning seven counties across Southwest Florida, and how projects like this are reshaping how Floridians connect with nature, recreation, and each other. We'll dive into the progress of the Gulf Coast Trail vision, how it will connect with other trail networks, and the vast community benefits of such infrastructure investments. A native of Florida, Hines has a background in law and has played an active role with many community nonprofits and civic organizations, including the Bay Park Conservancy, Sarasota Bay Estuary Program, Charlotte Harbor Estuary Program, Sarasota/Manatee Metropolitan Planning Organization, West Coast Inland Navigation District, and Florida Association of Counties. Resources:https://www.tpl.org/our-work/florida-gulf-coast-trailhttps://www.yourobserver.com/news/2025/jul/03/bikers-new-legacy-trail-bridge/Subscribe to Florida Uncut to hear from more voices shaping wild Florida.
Nonprofit leadership is about listening, adapting, and staying grounded in your mission—even when facing uncertainty or unexpected challenges. Richard LeBer, President & CEO of the Harry Chapin Food Bank, joins us to kick off Season 3 of IMPACTability: The Nonprofit Leaders Podcast. In this heartfelt conversation, Richard shares his unexpected journey from the corporate world to nonprofit leadership, the critical role food banks play in addressing hunger, and the powerful personal stories that fuel his mission. He also opens up about navigating growing demand with shrinking resources, why safe peer networks are essential, and how culture and mission alignment drive organizational success. From a surprise $2M bequest to leadership lessons learned the hard way, this episode is packed with wisdom for nonprofit executives and board members alike. Whether you're in the trenches of nonprofit leadership or guiding from the Board room, this conversation offers real-world insight, practical advice, and inspiration for leading with purpose. Standout Quotes “Not every nonprofit executive has a safe person to talk to because there's so much competition.” “After Hurricane Irma, we overestimated revenue and had to make painful layoffs; we learned to be more frugal and cautious.” “Working in nonprofits has given me tremendous fulfillment and a different life than the corporate track.” Chapters & Timestamps 00:00 – Welcome & The Mission of Harry Chapin Food Bank 02:25 – From Corporate Executive to Nonprofit Leader 06:05 – Stories That Inspire and Fuel the Work 10:18 – Finding Fulfillment Beyond the Bottom Line 12:28 – Culture, Mission, and Decision-Making in Nonprofits 18:25 – Building Support Networks & Learning from Mistakes 29:15 – Leading Through Uncertainty and Funding Challenges 36:27 – Advice for Nonprofit CEOs and Board Members 41:05 – Reflections on Purpose, Fulfillment, and Community Guest Bio Richard LeBer is President & CEO of the Harry Chapin Food Bank of Southwest Florida, the largest hunger relief organization in the region. Under his leadership since 2016, the food bank has tripled fundraising, increased food distribution by 89%, and now serves approximately 250,000 people each month. Richard has led the organization through major challenges, including the COVID-19 pandemic, historic inflation, and multiple hurricanes such as Irma and Ian. His leadership and Board experience includes the Harvard Club of Southwest Florida, Feeding Florida, Atlanta Community Food Bank, and Georgia Mountain Food Bank. In 2023, Richard was named Man of the Year by Gulfshore Life magazine. Before dedicating his career to the nonprofit sector, Richard served as CEO of National Linen Service and held several executive roles in the for-profit space. He holds a degree from Harvard Business School and the University of Waterloo and enjoys reading, film, food, and running in his spare time. Connect with Richard LeBer at Harry Chapin Food Bank of Southwest Florida: Website: hcfb.org LinkedIn: linkedin.com/in/hcfbswfl Twitter/X: @HCFBSWFL Facebook:
A New York advertising executive was arrested in Florida for urinating from a rooftop bar onto several victims, We've got a naked guy in Southwest Florida accused of trying to burn down a Planet Fitness location, Florida Man arrested for DUI after riding his mower onto a toll road in Brooksville
Meet Chantal (aka Cece), a Southwest Florida boudoir photographer in her second year of business who went from having only 3 paid shoots in her first year to adding 6 sessions to her books almost immediately after joining the Fully Booked Method. Her story is one of transformation and finding the foundational elements she didn't even know she was missing.Chantal started as a podcast listener who felt like we were having coffee chats every Thursday morning on her drive to work. She knew something was missing in her business but couldn't pinpoint what it was - until she found the structure and visibility strategies that changed everything.As someone juggling a full-time job as an assistant branch manager while building her photography business, Chantal's perspective on making time for growth while managing all of life's demands is incredibly valuable. Her passion for helping clients go "from zero to hero to goddess" through boudoir photography shines through every word.In this episode, you'll discover:How Chantal overcame her initial hesitations about investing in her businessThe foundational business elements she was missing that were holding her backHer practical strategies for balancing a full-time job with building a photography businessWhy she got her first repeat client and how that felt like the ultimate complimentHer honest advice about doing the program "scared" but doing it anywayHow the ChatGPT prompts helped her fine-tune her voice and efficiencyChantal's journey from feeling like she wasn't a "legitimate photographer" to confidently backing up that title is inspiring and relatable for anyone in the early stages of their business.Ready to hear how she found her missing pieces and transformed her confidence? Press play now!Connect with Chantal___________________________________________________________________________ The doors to the Fully Booked Method open again on July 15th! Join the waitlist for all the details and to get first dibs on one of the spots. Go from inconsistent photography bookings and marketing overwhelm to a streamlined business with a calendar full of dream clients—giving you predictable income, creative fulfillment, and the freedom to build a photography career on your terms.It's time to go from stressed out to booked out!!
In this special episode of Florida Uncut, we're bringing you our first-ever live recording, captured this past weekend at the Wild Space Gallery in St. Pete.The conversation centers around the behind-the-scenes efforts that brought the Florida Wildlife Corridor Foundation's 2024 expedition film to life. Every two years, the Foundation leads a week-long journey, on foot, bike, and water, through a region of the Corridor that needs greater public awareness and protection.This year's expedition took place in Southwest Florida, tracing a route from the Western Everglades to the Caloosahatchee River, an infamously challenging crossing point for the endangered Florida Panther.Our panel features several team members (Ethan Coyle, Alex Freeze, and Joe Whalen) who helped make the expedition possible. You'll hear untold stories from the trail, hilarious moments of gear failure, and candid reflections on the logistics, challenges, and triumphs that didn't make it into the final film.If you're near St. Pete, be sure to check out the companion gallery exhibit, “Blazing the Trail: From Strand to Slough,” on display at the Wild Space Gallery through August 30. The exhibit dives deeper into the people, process, and wild beauty behind the making of this year's expedition film. I want to give an enormous thank you to Ethan, Alex, and Joe for the amazing conversation. I love working with them. I want to also especially thank Leslie Elsasser, Noel Smith, Kat Duval, and Tony Palms for opening up the Wild Space Gallery to tell these stories and for the opportunity to host our first live podcast. I am so thankful and still buzzing from the experience! Wild Space Gallery on Google Maps. Don't miss it! Be sure to come check out the exhibit by August 30th. The gallery is open Wed-Sat 2-6pm. Also, mark you calendars for the film premiere of our expedition on September 18th at the Tampa Theater.
A 20-year old man who grew up in Southwest Florida and ran an ice cream shop in Tampa was killed in the West Bank. His death created an international incident, and two local events are ahead this week.Next: The big budget bill signed by President Trump on July 4th comes at a cost for hundreds of thousands of Floridians. Reece Helmick is looking at the effects of the new budget on health insurance.Then: New College presented its updated campus master plan yesterday. Reece Helmick has the details.Then: After 31 years, Rick Piccolo is leaving the helm of the Sarasota airport to a successor. We looked at the new guy's compensation, and his tasks ahead.Finally: Running in a legal gray zone, some 20 gambling dens are operating in Sarasota and Manatee County. Suncoast Searchlight and the Bradenton Herald teamed up on this investigative report.
Spotlight on Good People | The Salon Podcast by Robert of Philadelphia Salons
What do Styx lyrics, a jar of Dum-Dums, and Zig Ziglar wisdom have in common? They're all threads in the vibrant tapestry of Tiffany McQuaid's life and leadership. In this joyful, unfiltered, and fiercely honest episode, Tiffany takes us behind the scenes of her remarkable journey — from a childhood shaped by dysfunction and determination to building one of Southwest Florida's most respected real estate brands.We explore her heartfelt relationship with her late mother, her grounding daily affirmations, the story behind her emotional anthem “Babe, I'm Leaving,” and her bold decision to launch SERHANT. SWFL alongside Ryan Serhant himself. Tiffany shares the deeper meaning behind her book The INth Degree and how she lives it — with intention, courage, and contagious optimism.If you've ever wondered how to stand out by being more of who you are, this episode is your permission slip to go all in!Got someone in mind who deserves the spotlight? Shoot us a text and let us know! We'd love to hear from you!
Send us a textThis week the Madcaps have special guest Robin Serne from CREW to discuss the ecological importance of the Corkscrew Regional Ecosystem Watershed (CREW) and some of the recreational opportunities there. From alligators to Florida Panthers, many species call this area home.Please subscribe! Shares and reviews are much appreciated!Get your FREE sticker from the Florida Springs Council and sign up to be a springs advocate at https://www.floridaspringscouncil.org/madcapsQuestions and comments can be emailed at thefloridamadcaps@gmail.comRyan can be found on Instagram at: https://www.instagram.com/the_fl_excursionist/Chris and Chelsey can be found at https://www.instagram.com/sunshinestateseekers/?hl=en
CheloniaCast is joined by Jordan Donini, Professor of Biology at Florida Southwestern State College. Jordan is an accomplished researcher with focuses on life history, reproductive biology, spatial ecology, and seasonal movements of turtles. His work has spanned across multiple fascinating chelonian hot spots, notably Costa Rica and the Southeastern United States. The conversation ranges from Jordan's experiences in the field as well as unique aspects of turtle ecology uncovered by Jordan's research. Phenomena such as Gopher Tortoises being gravid in the winter, box turtles eating crabs, the cryptic nature of the Florida Mud Turtle, and a Florida Softshell Turtle with an additional cloaca are discussed. For the past few years Jordan has organized Herpeton, The Florida Herpetology Conference, the premier symposium highlighting the immense amount of herpetological research and conservation in the Sunshine State. You can register and learn more about Herpeton (from October 31st-November 2nd in 2025) here: https://www.fsw.edu/herpetonconference Be sure to follow along with Jordan and his students on the Southwest Florida Turtle Project Instagram: https://www.instagram.com/swfl_turtle_project/?locale=id&hl=en Check out Jordans fascinating publications here: https://www.researchgate.net/profile/Jordan-Donini-2 Learn more about the CheloniaCast Podcast here: https://theturtleroom.org/cheloniacast/ Learn more about the CheloniaCast Podcast Fund here: https://theturtleroom.org/project/cheloniacast-podcast/ Follow the CheloniaCast Podcast on Instagram/Facebook/Twitter @cheloniacast Host and production crew social media - Jason Wills - @chelonian.carter / Michael Skibsted - @michael.skibstedd / Jack Thompson - @jack_reptile_naturalist_302 / Ken Wang - @americanmamushi / Wyatt Keil - @wyatts_wildlife_photography / Paul Cuneo - @paul_turtle_conservation42 / Alex Mione - @alex.mione / Ethan Hancock - @ethankinosternonlover / Torsten Watkins - @t_0_.e
Welcome to your home for "Meaningful Interviews" with Cincinnati actor and writer Steven Brittingham A special thank you goes out tonight to actress Alexis Baca for such an enjoyable interview experience! Alexis will be the third guest of Season 7 on the podcast. The entire episode is a reflection of Alexis's artistic journey that began in California at age five, eventually a move to Denver years later, and finally onto a place she truly thinks of as home today in Southwest Florida. Learn what it has been like for this very busy actress over the years as she shares her journey. Learn more about her love of “Star Wars”, her interest in poetry, and why she loves being a beach girl. Subscribe Today wherever you find podcasts available Visit Hollywood and Beyond Podcast online: hollywoodbeyond.net Contact Host Steven Brittingham directly: hollywoodandbeyondshow@gmail.com https://www.instagram.com/lexi.baca3actress/?hl=en https://www.instagram.com/hollywoodandbeyondshow/?hl=en https://www.instagram.com/stevenjbrittingham/?hl=en https://www.instagram.com/carriegenzel/?hl=en https://www.instagram.com/stateofslay/?hl=en Created / Produced / Edited / Hosted by Steven Brittingham State Of Slay blog by Carrie Genzel Please leave a rating or review! Thank you for listening! See you on the next episode soon.
Send us a textWelcome to another inspiring episode of the Stories to Create Podcast, where we share journeys of resilience, purpose, and real-world impact. I'm your host, Cornell Bunting, and today I have the privilege of sitting down with Dr. Eeka Marshall—a renowned Obstetrician and Gynecologist who has devoted her career to advancing women's health and empowering communities.In this episode, Dr. Marshall opens up about her path to medicine, the obstacles she's overcome, and her unwavering commitment to supporting the health and well-being of women, especially those in underserved areas. Her story is a powerful example of perseverance and service, and it beautifully reflects the mission of EHAS Inc.—my nonprofit organization dedicated to uplifting youth and transforming lives through storytelling.Together, we'll explore the roots of Dr. Marshall's passion for healthcare and the moments that inspired her to pursue obstetrics and gynecology. We'll talk about the challenges she faced on her journey to becoming a doctor, and how her resilience can motivate young listeners—especially those from underprivileged backgrounds.We'll also dive into crucial topics around health education and awareness:What should young women and men understand about reproductive health?What myths and misconceptions exist around women's health, and how can we address them?How can parents and educators better support teens as they learn about their bodies and make important health choices?Dr. Marshall will also help us shine a light on healthcare disparities in underserved communities, offering insight into what can be done to close those gaps. We'll discuss the role nonprofits and community leaders, like those of us at EHAS Inc., can play in collaborating with medical professionals to bring about meaningful change.Mental and emotional health are also on the table, as Dr. Marshall shares how she supports mothers and young women holistically in her practice.Finally, for our young listeners who dream of careers in medicine, Dr. Marshall will share practical advice and encouragement, along with her hopes for the future of women's health in the coming decade.If you're inspired by this conversation and want to support our work uplifting underprivileged youth in Southwest Florida, please visit www.ehasinc.org.Let's dive in and discover how every story has the power to uplift and transform! Support the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast
Scott Thompson, known by his artist name 7saturns7, is a singer-songwriter from Southwest Florida making waves in the underground anti-pop scene. His music blends catchy melodies with a raw, melancholic edge, creating a sound that's both modern and emotionally charged.His latest release, COLOROFVIOLET, marks his third single and shows off a shift in style—from the ambient vibe of his 2023 track poison to a more intense, hyperpop-inspired sound full of distortion, dreamy synths, and saturated production. The song tells a hauntingly personal story of heartbreak and betrayal, drawing inspiration from unexpected places, including Michelangelo's Study of a Mourning Woman.As co-founder of the indie label bønesincali, alongside producer Saint Austin, 7saturns7 is building a growing catalogue of music that's small but steadily gaining attention for its bold sound and emotional honesty. Fans of artists like Brakence and Glaive will find something to love—but Scott's voice is all his own.Highlights from Toby Gribben's Friday afternoon show on Shout Radio. Featuring chat with top showbiz guests. Hosted on Acast. See acast.com/privacy for more information.
This Thursday, June 12 WGCU's Documentary Unit will premiere the new film “Rising: Surviving the Surge.” It features dramatic storm footage, powerful stories of resilience, and insights from scientists, first responders, and community leaders to provide a wake-up call to the reality of storm surge that we all now know is possible on a very personal level. And it offers a vital reminder to be prepared for when it matters most. We discuss the making of Rising and some of the lessons we've learned from the storm that forever changed Southwest Florida.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Stephen Schmidt interviews Justin Jamison, a successful real estate entrepreneur with a unique background in sports. Justin shares his journey from professional baseball and basketball to thriving in the real estate market in Southwest Florida. He discusses the lessons learned from sports, the importance of family, and how he balances his career with personal life. Justin emphasizes the significance of building strong client relationships and the current opportunities for buyers in the real estate market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Developers run Florida and the state legislature wants to keep it that way, even if municipalities would like less construction to safeguard themselves from hurricanes.Julian Dimock photographed Southwest Florida in the early 20th century. His photographs depict Seminole Indians, African American laborers on Marco Island, and the areas remarkable ecology. Jerald T. Milanich has authored multiple books on Dimock's time in Florida and photographs and joins us on this episode."Welcome to Florida" patrons receive our weekly Florida Conservation Newsletter for only $5 per month. Thanks to all who support our efforts.
Welcome to the #ShareYourHotness Podcast episode 162! Sky Tate was born and raised in Miami, Florida. She was actively involved in the performing arts, particularly dance. Initially, Sky envisioned a career as a dancer and pursued it as one of two majors in college. However, balancing dance and architecture proved overwhelming due to the rigorous studio hours required for both disciplines. After several hospital visits due to exhaustion and stress, Sky focused solely on architecture. After completing her education, Sky moved to Los Angeles, California, where she gained diverse work experience. She worked independently as a residential designer, contributed to a design-build firm, and held a position at an interior design firm. Eventually, Sky discovered a unique opportunity to run a maker-space program at a private K-12 school. During this time, she also volunteered with various organizations ranging from arts and engineering to homeless outreach. She enjoyed weekly contact improvisation meetups with fellow dancers. Life was fulfilling in Los Angeles, but then she met her future husband, who was living in Utah at the time. They married in L.A. and subsequently moved to South Jordan, Utah. While on their honeymoon, Sky became pregnant with their first child. The pregnancy was challenging due to an overproduction of relaxin, leading to Symphysis Pubis Dysfunction (SPD), which severely impacted mobility. By the third month, simple tasks like walking became difficult, and there were instances where she was unable to get off the floor without assistance. She always hoped this would be the least of her concerns about her pregnancy. The assumption is that if a mother is very active before pregnancy, she'll have an easy pregnancy -- that was not her experience. The delivery went as anticipated, but complications arose when the baby required care in the NICU. The hospital experience was fraught with inadequate support and a lack of professionalism in both Sky's and the baby's care. She was discharged without being seen by their attending physician, and concerns were dismissed until a follow-up with her ObGyn revealed that she had developed postpartum preeclampsia. This condition reappeared after the birth of her second child and necessitated medication for over a year. This ordeal has motivated Sky to use every opportunity to educate other women about postpartum preeclampsia and the importance of self-advocacy in medical settings. Although doctors are bound by the Hippocratic Oath, biases can still impact patient care. Pregnancy and childbirth are the most vulnerable and challenging events that most women will face in their lifetime, but it's also one where we naturally hand all of the decisions to our doctors. She used the same ObGyn for both of her children, but the experience at the two hospitals was night and day. And the way she sees it, it's about advocating for oneself. Six months after the birth of her second child, Sky and her family relocated to Southwest Florida, where they faced the loss of their home due to multiple evacuations over two and a half years. While simultaneously working toward homesteading goals and homeschooling her children, the family decided to leave Florida and embark on a new chapter --- embracing a life filled with renewed interest and beauty. Support The #ShareYourHotness Podcast by contributing to their tip jar: https://tips.pinecast.com/jar/the-syh-podcast Find out more at https://the-syh-podcast.pinecast.co
Kate and James Hixson are adventurous storytellers, parents, and social media entrepreneurs currently based in Southwest Florida. Originally from Ohio, they met at Ohio University, where their relationship blossomed through shared outdoor passions like hiking and rafting. After exploring life in cities across the U.S.—from New York to Denver—they spent over a decade soaking up mountain life in Colorado before relocating to Florida for family support and warmer weather. Blending Kate's background in journalism and James' talents in art and photography, they launched Sunshine Fam Guide, a brand rooted in real-life family adventures. With two young children in tow, they share the highs, lows, and hilarity of raising kids while embracing an outdoor lifestyle. Their unfiltered, honest content—complete with meltdowns, messy moments, and magical discoveries—has resonated with a growing audience hungry for authenticity in an age of curated feeds and AI-generated imagery. Kate and James see themselves not as influencers, but as documentarians of intentional living. From camping chaos to peaceful forest walks, they focus on building resilience, curiosity, and a love for nature in their kids. They balance freelance work with monthly travels and micro-adventures near their home in Venice, Florida, all while championing screen-free, presence-focused parenting.
Welcome to the Personal Development Trailblazers Podcast! In today's episode, we'll share practical tips and real stories to guide your comeback and fuel your growth.Tim Palmer is the founder of YouDude_Investments—a retired Cavalry Scout, Army veteran, and high-performance coach in personal development, fitness, finance, and sobriety. After overcoming addiction, financial collapse, and legal adversity, he turned his life into a BLUPRINT for others. Now a self-made entrepreneur, author, and exotic car experience leader in Southwest Florida, he helps men and women rebuild physically, mentally, and financially. His motto: “Every day is Saturday”—because your comeback starts now.Connect with Tim Here: https://www.instagram.com/youdude_investments/https://www.youtube.com/@YouDude_Investmentshttps://www.facebook.com/tim.palmer.790693/https://yoududecoin.webby.fun/https://hhica.company.site/Grab the freebie here: fiverr.com/youdude55/===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Personal Development Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/
Spotlight on Good People | The Salon Podcast by Robert of Philadelphia Salons
In this joyful, eye-opening conversation, we sit down with Dr. Jaclynn Faffer, President & CEO of Baker Senior Center Naples, one of only 111 accredited senior centers in the U.S. and the only one of its kind offering comprehensive care — from mental health to memory care to ukulele lessons — all under one roof.Dr. Faffer shares how her journey from New Jersey youth leader to nationally recognized senior advocate began with a key to the city for the Beatles (!) and led to building a 30,000 sq ft haven of purpose and community in Southwest Florida.From the science of music and memory to the myth of aging as decline, this episode is packed with wisdom, heart, and a few laugh-out-loud surprises (including why a 100-year-old vet had to be bleeped on the news).#SpotlightOnGoodPeople#DoGoodFeelGood#PurposeDriven#PositiveImpact#AgingWithDignity#SeniorCareMatters#NaplesFL#CommunityChampions#GoodVibesOnly#InspiringStories#MemoryCareAwareness#EndLoneliness#DrFaffer#BakerSeniorCenter#FlipTheScriptOnAging#LifelongConnection#MusicAndMemory#SeniorWellness#NonprofitLeadership#CompassionInActionThis one is for the caregivers, the dreamers, and anyone wondering what it means to age with grace, grit, and joy.
Partnership For The Arts Group Podcast #115 “Where We Talk Art … With Guitarist and Singer Mike Riley As Victor wraps up his last show as Host, he decided to do something a little different, and a very special interview, that special interview is with Mike Riley, a musician, co-founder of Southwest Florida's premier band, the Boogiemen. Victor joins Mike at his house, where Mike talks about his amazing collection, his life, the passing of his beloved wife, the Boogiemen and well-known musicians. He is very entertaining and a great teller of stories. Join us as Victor concludes this series of over a 100 interviews, well almost, Victor has one more podcast to do, and that will be with the first and once again, Host of “Where We Talk Art,” President of the PFTA Group Dave Bise. “Where We Talk Art” is produced by PFTA Group pftatalkshow.org/
About 1 in 5 women experience some negative feelings after the birth of a child or a mental health condition during pregnancy. About three quarters of these women do not receive any treatment, especially in underserved communities. Untreated mental health issues can lead to things like disrupted child bonding, impaired infant development, and even some serious health outcomes for the child and mother – suicide and overdose are among the leading causes of maternal death in the U.S., especially in the late postpartum period. Since its founding in 1977, Healthcare Network of Southwest Florida has had a mission to provide quality healthcare that is accessible to everyone, regardless of their financial means or insurance status. We sit down with its Chief Medical Officer to have a conversation about women's mental health.
Edward “Teddy” Byrne is a Producer and Writer at WGCU on the “Southwest Florida in Focus” TV show team. After earning degrees in Journalism and Psychology from Keene State College Teddy settled in Southwest Florida starting with a job with WINK News. As a Sports Producer there, he had the opportunity to tag along with the FGCU Men’s Basketball team during their epic “Dunk City” adventure to the Sweet 16 in 2013. A trip back to the newsroom led to him becoming part of the NBC2/ABC7 team that spent multiple days covering Hurricane Ian. Now, he says he feels privileged to help develop strong newsworthy content to residents of Southwest Florida at WGCU. SONG 1: “Brandy (You're a Fine Girl) by Looking Glass from their self-titled album released in 1972. https://youtu.be/DVx8L7a3MuE?si=gvoJp78YDuZYVTuC SONG 2: “Smile” performed by Nat King Cole, released in 1954...it's actually based on the theme song used in the soundtrack for Charlie Chaplin's 1936 film Modern Times. https://youtu.be/phS7BfOfTOY?si=7wg07rdZOxYTyv97 SONG 3: “Magic Carpet Ride” by Steppenwolf from their 1968 album The Second. https://youtu.be/zROGY_nH5BU?si=6K3rDHK-y_L2UYXy See omnystudio.com/listener for privacy information.
Spotlight on Good People | The Salon Podcast by Robert of Philadelphia Salons
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At the 32nd Annual Southwest Florida Model United Nations conference at Florida Gulf Coast University in March, high school teams were challenged to imagine solutions for the problem of land-based plastics and the micro and nano plastics that we now know are in the world all around us. Cypress Lake High School's Model UN team took top honors and a $1,000 prize for their presentation proposing a creative and actionable — and ambitious — plan to address plastic pollution along Southwest Florida's Gulf Coast. We learn about their plan from one of the team's members.
Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns. Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education. Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Speaker 1 1:16 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:32 Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead. All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington. Unknown Speaker 8:38 There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No. Keith Weinhold 14:38 In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again. Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866 Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com. T. Harv Ecker 20:45 This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream. Keith Weinhold 21:10 Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 37:10 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 37:34 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866. The preceding program was brought to you by your home for wealth, building, getricheducation.com.
Will Bennett served 12 years as a weather forecaster in the US Air Force. Will deployed in support of three combat operations (Bosnia, Kosovo, and Iraq), and various Army support roles. Will now lives in Southwest Florida with his wife and kids.
The Importance Of Finding Your Voice To Benefit Your Loved Ones Lori La Bey talks with Julie Moore, who is a 30-year-retired U.S. Army veteran residing in Southwest Florida. She recently completed her first book, in which she shares her experiences as a full-time caregiver to two family members. Her book is titled I Am Their Voice – A Guide for Caregivers and Advocates. Learn: Caring for two loved ones at one time Sharing Challenges, mistakes, successes, and joy Disconnect with doctors and resources to help Symptoms of Frontotemporal Lobe dementia How Julie’s military skills helped her care Tips for self-care The Three Ball Theory Final advice Watch the Video Interview Below https://youtu.be/T4JCGPC-Ubg Listen and Subscribe to Alzheimer’s Speaks on Apple Podcast https://podcasts.apple.com/us/podcast/the-importance-of-finding-your-voice-to-benefit/id986940432?i=1000704246747 Listen and Subscribe to Alzheimer’s Speaks on Spotify https://open.spotify.com/episode/5Ho7q9voTTKcUHt49sHYqV Other Podcasts https://pod.link/986940432 Blog Post https://alzheimersspeaks.com/blog/ Dementia Map https://dementiamap.com/events/#!event/2025/4/15/the-importance-of-finding-your-voice-to-benefit-your-loved-ones Contact Julie Moore Website - https://www.iamtheirvoice.com Email - iamtheirvoice23@gmail.com Instagram - @julieiamtheirvoice LinkedIn - www.linkedin.com/in/juliemoore2016 Book - I Am Their Voice – A Guide for Caregivers and Advocates Contact Lori La Bey with questions or branding needs at https://www.alzheimersspeaks.com/ Alzheimer's Speaks Radio - Shifting dementia care from crisis to comfort around the world, one episode at a time by raising all voices and delivering sound news, not just sound bites, since 2011. Alzheimer's Speaks is part of the Senior Resource Podcast Network.Support this Show: https://alzheimersspeaks.com/donate-now/See omnystudio.com/listener for privacy information.
On April 21 WGCU hosted an event at Florida Gulf Coast University's Water School that featured NOVA Executive Producer Chris Schmidt. That day we screened parts of the NOVA episode Weathering the Future for an audience of about 200 people. Between the segments we chatted with him, as well as two FGCU professors about issues raised in the film and the challenges we face in Southwest Florida when it comes to adapting to our changing climate. Chris talked about the challenges NOVA faces in communicating science to a broad audience, and Dr. Win Everham and Dr. Molly Nation helped tie it all together.
A Venice City Council member made ripples last week when she resigned in protest against peers seemingly favoring developer Pat Neal. WSLR's Ramon Lopez interviewed Joan Farrell and Ron Smith, who was elected by landslide after he said Neal had asked him to drop out. Next: The culture wars flared up again on Monday when Dr. Anthony Fauci spoke to more than 3,000 people in Sarasota.Then: Real estate prices in Southwest Florida are tumbling. We have a report from the Suncoast Searchlight.Next: Trump's executive measures will translate to hard times for our local economy and the finances of cities and counties on the Suncoast. That's according to one of the leading bond experts in the country who happens to live in Sarasota.Finally: Canadian snowbirds are upset - to the point where they stay away and sell their Florida homes. WSLR's Jennifer Johnston talked to two of them.
Send us a textIn this powerful episode of the Stories to Create Podcast, Cornell Bunting sits down with one of Southwest Florida's most sought-after motivational speakers—Jason Teeters—for The Juice Edition. Known as a visionary, innovator, and emergent strategist, Jason brings the energy, insight, and fire that have made him a go-to resource for CEOs, small business owners, nonprofits, and community leaders across the globe.For over a decade, Jason has not just studied the science of achievement—he's mastered it, transforming theory into real-world results. In this conversation, he shares his journey, the mission behind his signature program UnpackED: How to Eliminate Clutter and Create a Life and Business You Love, and how he helps people clear mental and organizational roadblocks to unlock their true potential.Whether you're building a brand, leading a team, or just trying to level up in life, this episode is packed with game-changing juice that will challenge your mindset and leave you inspired to take bold, intentional action.Tune in and get ready to sip some serious wisdom from Jason Teeters—this one's got the juice! Purpose & Profit Club™ for NonprofitsThe Playbook to Raise & Reach Millions Faster Than Ever Before -- No gimmicks!Listen on: Apple Podcasts SpotifySupport the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast
Seeds are being planted here in SouthWest Florida. Had a chance to go to Faith Church Naples with Dad!FAITHBUCKS.COM
On tonight's program: It didn't impact legislative happenings, but nasty weather produced some other disruptions – including scattered power outages – around the Capital City area around midday today; Florida lawmakers have begun probing the possible state budgetary consequences of President Trump's tariffs; Private colleges and universities in Florida could see a big drop in students' EASE grants under provisions of the Florida House budget proposal; And “Hands Off” rallies happened all across the country and throughout Florida over the weekend. We visit the one in Southwest Florida.
Seeds are being planted here in SouthWest Florida. Had a chance to go to Faith Church Naples with Dad!
Keith shares some historical perspective on inflation highlighting the cost of a Taco Bell meal in 1999 to its cost today. He also touches on the concept of service inflation, where services like mail delivery and self-checkout at grocery stores have become less convenient but not cheaper. Keith reviews the historical performance of real estate during the last eight recessions, noting that housing prices usually rise during recessions. He explains the concept of the Inflation Triple Crown: asset price inflation, debt debasement, and cash flow enhancement. Housing prices usually rise during recessions, as demonstrated by historical data. Resources: To learn more about the Inflation Triple Crown go to: getricheducation.com/itc. Show Notes: GetRichEducation.com/547 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, is higher inflation or even hyper inflation now in our future, and is an imminent recession, or even worse, a depression lurking. What's it all mean for your investments and your real estate? We'll investigate exactly what happens to real estate during recessions, historically today, on get rich education, since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:19 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:35 Welcome to GRE from Hartsdale, New York to Springdale, Utah and across 488 nations worldwide. I'm Keith Weinhold. I think you know that by now, you are inside one of America's longest running and most listened to real estate investing shows. This is get rich education. Most people have two plans. Plan a get rich. If that doesn't work out, the alternative is Plan B, which is hate rich people. We are firmly rooted in plan a for you here. So yes, we're about building your wealth, but ultimately we are a lifestyle improvement show. I'm going to get to high inflation and the potential for a recession or depression in just a minute. But I recently got a reminder on the fragility of life and its finite nature. My oldest friend recently died. He was almost like a mentor to me, a friend of mine's grandmother recently died, shattering her world, and it's a reminder that you won't be remembered for the money that you make. You won't even be remembered the real estate portfolio that you build. I mean, that surely won't last. The tennis that you serve, they'll die as well. I will be forgotten. This show will be forgotten. The people that love you, their opinions will die with them. Your Haters, their opinions will die with them. You can confirm that this is true right now by naming your eight great grandparents for me, there. Go ahead. You can't do it. I can't either. So what can you do, at least in this finite life that you have on earth? What you can do is enjoy your existence. The good news is, because you can control this, you can control enjoying your life and existence as get rich education is ultimately a lifestyle improvement show, and we are squarely helping you do that right here. And one way that I've done that over the years is by pointing out how inflation is actually advantageous to real estate investors. Well, it impoverishes most people. You're initiated on that by now. That's something that you really found out tangibly back during the pandemic. Now today, though, wow, people are frightened. I've got some contemporaneous material to share with you today, but I'll give you some lessons so that even if you're listening to this 10 years from now, you're going to learn some lessons. Americans inflation expectations for the next five years. They just hit the highest level since 1993 Yeah, expecting a lot of inflation, tariff pressures are a huge concern now. Last week, inside our newsletter, I sent you something that gave you some perspective on inflation. I sent you a photo of a Taco Bell receipt from 1999that might have left your mouth agape if you didn't see it. I'll tell you about it here and expand on this. And yes, it could leave you aghast, stupefied, gobsmacked, or even flabbergasted. In a sense, 1999 was not that long ago. It's sure not like ancient history. I mean, I was alive then, yes, I am here, and I'm from the 1900s. Well, this 1999 Taco Bell receipt that someone found perfectly preserved in the pages of a book. It shows a complete meal that was purchased for $3.50 it was actually just $3.26 and then the rest was tax added in. That's 350 for a chili cheese burrito, a taco nachos and a 16 ounce Pepsi. That's not the price for each item. That is the combined total from 1999 All right, how much do you think those same items would cost today? I don't eat there. I went to the Taco Bell website and found out. I mean, what an inflation measuring stick. This is what cost, 350 A Taco Bell in 1999 costs $11.44 today I use the same sales tax rate to come up with that. So today it's 1144 and today they also ask you a question a Taco Bell, if you want to round up for the kids or something like that, and then just watch, pretty soon, they're gonna request a tip too. That's a 327% price increase, and few people's wages have risen that much since 1999See, I told you that you would be left slack job and flabbergasted. All right, so let's look at where we are today. Now it's not an apples to apples comparison, but you know, Taco Bell is a fast food restaurant. Let's look at the price of a consumer item at a sports stadium today. All right, because both are places that everyday Americans frequent college basketball's March Madness tournaments have been taking place the last few weeks. Well, for the first time ever, the SEC is selling beer at its tournament. The price for one large premium draft beer is $17.50 so before tax or tip, 1750 for one beer all in that might be $20 or more, and I doubt that the beer is really that premium. I mean, you know what kind of beer you get at stadiums. So we look at inflation, one beer today is at least five times the cost of a complete Taco Bell meal in 1999 that's price inflation, and that's the stuff that's highly perceptible. Okay, you've been seeing that effect all of your life. It's making most people poorer. It's making real estate investors wealthier. And then there's the inflation that few people consider the less perceptible stuff, service inflation. And what are some examples of service inflation growing up the postal service delivered mail right to my parents porch, and they still do deliver mail right to my parents porch. Their neighborhood was built more than 100 years ago, but look, when new neighborhoods are built today, like places I've lived and perhaps where you live now, the postal service doesn't deliver your mail right to the individual mailbox on your porch. Today, you've got to walk both ways to your neighborhood's mailbox cluster. Some people even have to drive to get their mail. So your mail is no longer being delivered. Really, you have to go pick it up. Well, they don't lower the price for that reduced service level. That's service inflation. A second example is more obvious, grocery self checkout. You're taking the time and doing the work of scanning your groceries, but yet, they sure aren't lowering the prices of your lettuce and your beef jerky. And look service, inflation is here to stay. That is because companies make investments in it. The Postal Service bought those mailbox clusters, the supermarket bought those self checkout kiosks. All right, so with this ramp and price inflation and service inflation, along with it, and the other forms of inflation that I've talked about on the show before, like stagflation, tip inflation and Shrink flation and skimpflation. What is an individual investor like you supposed to do? Well, stock and mutual fund investors get killed by inflation. I mean, think about it this way, just killed if the Sp5, 100 gains 10% but there's 5% inflation. That's a 50% hidden tax on your gain, plus you might pay capital gains tax. On top of that, savers really get obliterated. I mean, just destroyed if your bond yield or your savings account pays 4% interest, and there's 5% inflation. That is a 125% hidden tax on your gain, and then you might pay regular tax on top of that. So stocks and mutual funds and savings accounts are not the answer. What is the answer? Real Estate and borrowing the opposite of saving. And let me address now, whenever people get fearful that another wave of inflation is coming, whether that's tariff induced or otherwise, let's not get carried away and think that Hyperinflation is right around the corner, although definitions of hyperinflation vary, the most accepted one by economists is a 50% inflation rate per month, not annually, per month. So that would be over 600% a year, with compounding. I mean, that would be really hard to get, but what we do know is that inflation is still elevated above the Fed's 2% target. It's 2.8% today. And what we do know is that more inflation is coming at what rate nobody knows. These facts almost necessitate that you have either got to start your own business, which is tough, or become a real estate investor which is easier, in order to escape this and acquire some lasting wealth. Any devoted listener here knows that the formula for beating it is luckily, not highly sophisticated, not esoteric, not anything that you need a degree or certification for, just own income properties with loans, and that's when inflation produces three profit centers. As we know that is something that I coined as the inflation triple crown. So if you're new, you're learning something. If you've been around here for a while, here's a little comprehension test for you. What are the three crowns in the inflation Triple Crown, you win with asset price inflation, debt debasement and cash flow enhancement. Asset price inflation benefits you because you have leverage gains debt debasement passively lightens our debt burden for us, and then cash flow enhancement, that boosts our cash flow above the inflation rate, because our principal and interest payment stays fixed. And you can learn more about that totally free. You don't even have to leave your email address or anything. You can watch the three videos of the inflation Triple Crown at get rich education.com/itc. For inflation, Triple Crown, it's just good free learning for you there I've made available at get rich education.com/itc, it is a foundational financial education. Is a recession or even a depression eminent, that's straight ahead. I'm Keith Weinhold. You're listening to get rich education. You know what's crazy? Your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments. Liquidity fund again. Text family, to 66866 hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaley Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com you Dani-Lynn Robison 15:45 This is freedom. Family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 16:00 Welcome back to get rich Education. I'm your host. Keith Wynne Holland, you are inside episode 547. I'll tell you, being a landlord or real estate investor can really change you now. I was using the stair climber at the gym just before talking to you today, I like to set up a big fan down on the floor to keep me cool before running or climbing. Plug it in, set up a fan. When I'm done, I turn off the fan. It's just a habit. I don't pay the electricity bill at my gym, but it's just the way that I would want to be treated. But you know what? When I find a fan that's already set up before I grab it and start on the treadmill. That fan is always running when no one is using it. No one turns off their fans when they don't have to pay for the electricity. And this reminds me of when I owned apartment buildings in Anchorage, Alaska, and tenants kept their windows open, even during the frigid winter, so that they could get fresh air. Yeah, you can guess who was paying the heating bill. It wasn't the tenant. It was me. The larger the apartment building is, the more likely that the owner is the one that pays for more of the utilities. And of course, in that case, you can look into utility sub metering. That process can be costly, but it might be worth it. It can increase your cash flow and your net operating income, which, when it increases your net operating income, that means that it also increases the apartment buildings value. And you know, in real estate today, you've got to look for where the opportunities are. There are opportunities in every market today. For places where there are specifically good opportunities are apartment buildings where their values have fallen 20 to 30% in some markets, it's wise to invest in beaten down sectors that you just know are going to come back like you know, the demand for apartment buildings is going to be there long term. This doesn't mean that you want to invest in any beaten down sector, like Office real estate in general. I don't see how that's coming back. A second strong real estate opportunity today is to find over built pockets, especially ones that exist in Texas and Florida. I mean, this is why they call them buyers markets. A Texas or Florida seller might make you a deal, and that doesn't mean everywhere in these states. For example, Southwest Florida is one area that's specifically over built, even amidst the national landscape that's under built. A third and a fourth area of specific real estate opportunity today are two that I have mentioned before, but they persist. That is still brand new, properties where many builders are still motivated to buy down your mortgage rate to about 5% even 4.75% in some cases, and new builds have low insurance premiums too. And then a fourth opportunity. That's something that we've covered a good bit here these past few weeks. BRRRR, real estate investing, buy, rehab, rent, refinance and repeat. That's a specifically good strategy if you don't have, say, hundreds of 1000s of dollars in liquidity to invest. Now you might ask, do those four strategies have validity? Do they have cogency in today's market, where there are these fears of an economic slowdown. Oh, yes, they do, or I would not have gone over them, but these palpable recession Fears are growing, and some are even asking, is a new Great Depression eminent? There is tons of bad economic news right now, not just in the US, but the global economy is on the edge, starting earlier this month, stock market tremors have turned into full blown convulsions. Trillions of dollars in wealth have just vaporized, wiped out. Investors are rattled, consumers are anxious. Business owners are confused, and those in power in the administration, they insist that tariffs and policy swings are all just part of a transition period, but a transition to what some have even asked, Is the everything bubble finally about to pop. Is this the brink of a recession or something even deeper, a D pressure? Well, one thing is undeniable, from stocks to crypto asset prices recently made a free fall, and I've got some long term lessons for you today, even if you're listening to this years from now, including what a phenomenon like this historically means for the real estate market, it's about what really happens to property values during an economic recession. Stocks recently had their worst week since 2023 barreling toward an all out bear market crash. A bear market means when 20% of the value has been lost from a recent high. Even Bitcoin, the poster child of speculative excess, has cratered. The carnage has been everywhere. But yet, instead of taking steps to prevent an economic meltdown, the administration in power, whether you like them or not, they have introduced more and more radical policies that could accelerate the crisis. Now, some of the tariffs could help long term, but the short term pain is perceptible, and you've got to be able to survive it. We've got new tariffs on multiple countries, and these are our biggest trading partners, even if these import taxes diminish, this is already strained friendships long term, especially with Canada. These countries keep retaliating with tariffs of their own, Canada, Mexico, China and the EU government spending is being slashed. Mass layoffs of federal employees have been underway for a while now. This is not just an economic experiment. I mean, this is a high stakes gamble with global consequences. So is this a detox period, or is it an economic freefall? Treasury Secretary Scott tebescent described this economic shift as a necessary detox period. That's the phrase that he used, and yes, I need to acknowledge there is no more grandma Yellen running the Treasury for long time, listeners, that is a reference to the long running joke about how my late grandmother resembled former Fed chief and former Treasury Secretary, Janet Yellen, but anyway, according to Besant, the US must break free from what he calls its addiction to government spending in return to private sector growth. Now, hey to me, that sounds good. Actually, that sounds like a good plan for the long term. But here's the problem, that addiction has been the lifeblood of the US economy for decades. And you know, this is something that regular GRE guest macroeconomist Richard Duncan has talked about when he's here. Remember what he's told us for over a decade here on the show, if the US doesn't have 2% real credit growth, credit expansion, well then we go into a recession. Well, what happens when the government cuts spending during soaring consumer prices due to trade wars? What happens when businesses hesitate to invest in the face of extreme uncertainty? Well, the bad news is that tariff whiplash and massive layoffs mean that businesses can't plan, and when businesses can't plan, they freeze. Look, just the other day, I talked to the President of a manufacturing company they make stainless steel tube valves and fittings. Due to all the tariff uncertainty, he's had to set up a reserve account based on what happens next, all right. Well, with that reserve account, that means that that's not money that's going into equipment reinvestment, that's not money that's going into making new hires. What happens when more confidence shatters and markets spiral lower? We may be about to find out. So has the recession, which is a precursor to any depression, already begun? Well, the warning signs are multiplying. Most ominously at last check, the respected Atlanta Fed tracker is now forecasting a more than 2% contraction in US GDP this quarter. That is quite a drawdown and two negative GDP quarters in a row. I mean, that is the definition of what a technical recession is. And here's a quick history piece for you in 1930 to try to quell the effects of the Great Depression, tariffs were passed. Alright. Do you know how badly that turned out back then in 1930 it was called the Smoot Holly Tariff Act. It raised tariffs to try to collect more revenue for the government. It didn't work, and the US sunk deeper into the Great Depression, with rampant unemployment and poverty and social unrest. There was a rise in crime, there were bank failures, even hunger and malnutrition. That's what a depression looks like, right there. Well, back to today. Right now, consumer confidence is collapsing. Retail Sales are plunging. The bond market is signaling distress, and yet those in power appear kind of oblivious to the magnitude of the risk. So what if it's not a transition and it is a start of something far worse? And see, this is just part of what's made investors raise their bets on a recession. Stocks are down like a global trade war has begun. Crypto has fallen like risk appetite has collapsed. Bond prices are rising like inflation is declining, and experts have priced in a 52% chance of a recession in the next 12 months. Okay, 52 that's like flipping a coin and just hoping that it lands on good news. Now in the real estate world, when we talk about direct threats from tariffs, as I've touched on before, the biggest direct threats are tariffs on lumber and on gypsum board. The lumber is used in house framing and trusses. Gypsum board, that just means drywall, the base case for tariffs on Canadian lumber alone, that adds about $10,000 to the cost of a new build typical single family home, which in turn jacks up all existing housing prices and their replacement cost. But let's look beyond that now at market factors. How is real estate adversely affected if the economy slows? Though historically. Let's look at how recessions really affect housing prices, and this is, again, as I like to say, where we take history over hunches. It's easy to have a hunch about what you think is going to happen, but let's look at what has really happened. How do real estate prices perform during recessions. When we look at the last eight recessions, okay? And the most current of those was in 2020, and then when we go back eight recessions ago, that is the 1960s Okay. Well, let me move along in chronological order here, during those eight recessions, starting in the 1960s leading up to today, housing prices, and this includes single family homes up to multifamily apartment buildings, they were just rounding to the nearest whole number here, up 5% there in The late 60s, in that recession, and then up 18% up 14% in the next recession, and then no change, down 1% and then up 6% and then down 13% that was during the 18 month recession, around 2008 and then finally, home prices were up 8% in the latest recession, alright. So in our total of eight recessions since the 1960s home prices only fell significantly one time, and they usually rise that one timethey fell. Let's explore that. That was during the 2008 global financial crisis, which involved more than just the recession. It was a deep recession, that's why it's called the Great Recession, but it also involved more than that. 2008 was special because that was a time of housing oversupply and low homeowner equity positions and a complete mortgage meltdown backed by flimsy liar loans. Well today we are in the opposite of all three of those conditions. We have a housing under supply. Americans have a record 300k plus in protective equity that they are not going to walk away from. And more. Underwriting is stringent, the opposite of a liar loan. So housing prices usually rise in recessions, and if we're teetering on the brink of a recession, there are a lot of reasons to think that housing prices will go up yet again. And by the way, I felt what was happening back in 2008 I invested through it. I think I let you know before that, that's when I owned two four Plex buildings, 2008 but it didn't feel that bad to me, because my properties were temporarily suppressed in value, and that part didn't feel good, but my rents and rental demand went up because no banks would give loans to borrowers to buy properties, so I wouldn't want to sell when the buildings were paying me a higher than ever monthly income. But let's not lose the greater point what I'm telling you here that housing only fell significantly one time through the last eight recessions. That demonstrates the resilience of the housing market. And by the way, those stats were sourced by the NAR and the NB er National Bureau of Economic Research. All right, so why is this? Why is housing resilient in the face of a recession? There are a few reasons, but a main one is see, even if and when times get tough, people still need a place to live, and they will pay for it, especially now, when they have record equity, people are motivated to make mortgage payments and make rent payments, or else they are going to be homeless. So tough times when consumers they get less likely to pay for their car loan are less likely to pay for student loans, and when they default on credit card payments, that's when this stuff happens, but people will fight like heck to avoid losing their home. I mean, people will pay for food, shelter and safety. And also, when it comes to recessions, let's not forget how many bad just God, awful, wrong recession calls there were from over the past two to three years. I mean, the so called experts were wrong, wrong, wrong. Today, the economy is actually starting from a good place. And what do I mean here today, consumers still have money to spend, and they probably will. This is huge, because consumer spending is 70% of the economy, but how will they respond when these higher tariff induced prices hit more shelves at Walmart and Target? We'll see unemployment is still so low that it's practically down there doing squats. But you know these numbers, they're always backward looking, so it does only aim to get worse. The labor market is firm. Interest rates have been pretty steady. They've fallen a little. Energy prices are still down. So really, the bottom line with what I've shown you so far is that federal policies have induced economic trauma, and it does increase the chance of recession over the next 12 months. During recessions, housing is a top performer, and interest rates usually fall as well, and specifically interest rates of all types, including the Fed funds rate, mortgage rates, pretty much every interest rate type, they tend to fall in the mid and late stages of a recession. So this is what you can expect based on history, not hunches. But as for a depression, that is super unlikely. We haven't had one in 90 years, and today. I mean, come on, we have seen what the powers that be do. We can see how they respond to crises. They will just print and print and print more dollars to help pave over any problem. And that's not responsible long term, and it creates more inflation, but that's exactly what the government did to pull us out of the Great Recession and to pull us out of the COVID slowdown. We'll review what you've learned today in just a minute, but let me tell you, though you may very well have the majority of your capital smartly invested in real estate, since that's where the long term wealth creation is, those funds are not very liquid. So what about your liquid funds? Like I pointed out early in the show today, amidst higher inflation expectations, inflation really destroys those in the stock market, and it absolutely crushes savers. Savers really get destroyed, because if your bond yield or your savings account pays you 4% interest, and there's 5% inflation, that is a 125% hidden tax on your gain. And if that's the. Damaging enough there might be tax that you have to pay on that gain, which is not really a gain. This whole thing was a big loss. So for some people, including me, what I do is become a lend. Lord, yes, I get a higher yield by lending to others a lend. Lord. I mean, why settle for just a, say, four and a half percent yield on your liquid funds? I mean, that's the level at both the 10 year bond and the savings account yield today, about four and a half percent. I've parked my own liquid funds for a steady 8% yield that I've been getting for years with a long time established real estate company. I make the loan to them, they have paid on time, every time, for that steady 8% return. And see, when you understand that directly investing in real estate pays five ways, and that a 20 to 30% total ROI, therefore is common and even expected. You can understand how they can pay you and me an 8% return on your liquid funds. You can see where the arbitrage is. Just a little insider tip here. It's called Freedom family investments. If you want to learn more, text family to 66 866. Their minimums are pretty low to 25k and you don't have to be accredited. So for steady 8% returns from the same place in the same vehicle where I've been getting my 8% you can just do it right now. What's on your mind? Text the word family to 66866. Let's review what you've learned today, Americans have higher long term inflation expectations than they've had since 1993 a 1999 Taco Bell receipt really brings to light how much inflation you have experienced in your life. Though, higher inflation can come. Hyper inflation is unlikely. Let's not get carried away. The prospects for a recession are 52% in the next 12 months, per a plurality of experts, but a depression is really unlikely. Now you know how real estate performs in recessions and why it holds up so well it even tends to appreciate coming up here on the show are some prominent guests, including the leader of rezzy club. You might know about them. Sometimes I share their great charts in our newsletter. Yes, rezzy Club's Lance Lambert will be with us. Also, Legacy finance expert Laurel Langemeier will be here with us on another upcoming episode. Thanks for being here, but you weren't here for me. You were here for you. I'm Keith Weinhold. Don't quit your Daydream. Dolf Deroos 37:53 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 38:16 You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 6866 while it's on your mind, take a moment to do it right now. Text, GRE to 6866 The preceding program was brought to you by your home for wealth, building, get rich, education.com.
Spotlight on Good People | The Salon Podcast by Robert of Philadelphia Salons
Send us a textAs the General Manager of Ferrari of Naples, Helder brings over 20 years of experience in the luxury automotive industry to Southwest Florida. Dedicated to delivering unparalleled customer service and driving business growth, Helder's passion for offering a bespoke customer experience enables him to lead his team with a focus on excellence. Helder is a big believer in the Law of Attraction and enjoys reading self-development books and listening to inspirational podcasts, just like this one!
Send us a textA fishing village in Southwest Florida seems to have an excessive number of hauntings. Could it be that Punta Gorda Florda in Charlotte County has ties to its Native American ancestors? Or, is it the hard-fighting pioneers of this paradise location who are so proud of what they created, that they refuse to let go? Psychic and paranormal investigator Gina Leslie shares here insights and her experiences in this often overlooked vacation town along Florida's gulf coast.
3/12/25 - The guys breakdown what they think is the problem with the CrossFit Open in its current state over the last two years and some ways to potentially improve it going forward. They also talk about self-reflection in your performance post workout regarding expectations going into it, and the potential of not meeting those expectations or goals you have set for yourself when the workout was completed. Song - Run It UpArtist - Hanumankind
Habitation MinistriesThank you for listening to The Habitation Podcast! Click above to stay up to date on news, events, and how you can partner with the ministry. School of Habitation Sign up today to be a student member at School of Habitation! Click the link above to find out more! • $50.00/monthly membership• Join live teachings from Pastor William via zoom and participate in Q&As, prayer, & discussions• Sign up at anytime• Pause at any time• Option to participate in bi-weekly discipleship groups• Private links to prayer & worship rooms Follow us on YouTubeFollow us on Instagram
EVEN MORE about this episode!Discover the hidden power of food as a gateway to spiritual and physical transformation. Join me for an eye-opening conversation with Sevanté Wulkan, founder of the Center for Intuitive Food Therapy, as we dive into the energetic properties of food, the impact of intention on nourishment, and how prayer may enhance nutritional value. Learn why what you eat—and how you eat it—can shape your well-being on a profound level.Uncover the symbolism behind everyday foods, from strawberries as a symbol of love to the root chakra connections within your diet. Explore insights from Dr. Bruce Lipton on epigenetics and how ancestral influences shape our cravings. Sevanté introduces her innovative Oracle deck, a powerful tool for decoding the deeper messages behind our food choices and generational eating patterns.Embrace the benefits of seasonal, local eating and the sacred nature of nourishment. This episode challenges conventional thinking, offering a fresh perspective on the link between spirituality and nutrition. Whether you're seeking healing, balance, or deeper self-awareness, Sevanté's wisdom will inspire you to trust your intuition and transform your relationship with food.Guest Biography:Sevanté Wulkan, founder of The Center for Intuitive Food Therapy, Nourish Your Soul Ayurveda, and Nourish Your Soul Retreats, is a multi-modality healer with advanced certifications in Food Healing, Theta Healing, and EFT/Tapping. She holds a BS in Food Science, Dietetics, and Nutrition and graduated top of her class in Jeff Primack's Advanced Food Healing program.An international bestselling author, she has contributed to numerous books, including High Vibrational Wellness, Top Exotic Foods for Natural Healing, and The Food Healing Oracle Deck series. She is currently writing Feeding Your Chakras, a seven-volume series, and co-authoring Angelic Resonance.Sevanté's passion for holistic wellness shines through her retreats, online classes, private healings, and Nourish Your Soul Show. She also curates Ayurvedic tea and incense imports from Nepal. Based in Southwest Florida, she enjoys island life with her husband, music producer Howard Merlin, and their beloved animals.Episode Chapters:(0:00:01) - Food Consciousness(0:08:51) - Food Healing and Intuitive Guidance(0:24:03) - Uncovering Generational Food Cravings(0:41:13) - Cultural Perspectives on Local Foods(0:53:19) - Eating Locally and Seasonally for Health(1:01:55) - Trusting Your GutSubscribe to Ask Julie Ryan YouTubeSubscribe to Ask Julie Ryan Español YouTubeSubscribe to Ask Julie Ryan Português YouTubeSubscribe to Ask Julie Ryan Deutsch YouTube✏️Ask Julie a Question!
John T. Hull, RRO has 25+ years in the roofing, waterproofing, and coatings industries. He is a recognized authority on building envelope inspections and assessments, roof restoration, quality assurance, roof asset management; reroof assessments, and roof restoration scope of work and specification development. Specialties include moisture detection within the roof and building envelope as well as roof condition assessments. Mr. Hull has provided technical support, training, and consulting in over 30 Countries. He is an internationally recognized speaker having delivered technical presentations throughout all the America's, Europe, and Australia. His expertise in roof and building envelope restoration has contributed to projects at NFL stadiums, airports, universities, hospitals, military bases and even the White House. Andrew C. Ask, B.S. (English). J.D., P.E. is a mechanical consulting engineer who specializes in the retrofit and remediation of HVAC systems in buildings. Early in his career he worked in the Great Lakes region and spent time in construction and installing air conditioning in many types of buildings. The past 20 years have been devoted to solving humidity problems and replacing HVAC components in Southwest Florida buildings. Andy has five decades of experience solving building science problems and helping people live in healthier environments. John P. Lapotaire is a Building Envelope & Indoor Environment Consultant providing IAQ consultation for commercial and residential properties. He is a Florida Licensed Mold Assessor, a Council-certified Environmental Thermography Consultant, CETC. Council-certified Indoor Environmental Consultant CIEC. John's professional experience has led to appointments and elected positions to several international industry association committees and boards. As a CIEC, he has earned the most respected certification in the field of indoor environmental consulting based on his training and field experience in building sciences, industrial hygiene, and indoor environmental risk assessment. The certification documents John's skills and knowledge regarding design, construction, and operation of buildings with respect to the quality and efficiency of the indoor environment in a manner that could be relied upon by individuals and organizations seeking John's services as a consultant or advisor for the assessment and management of new or established indoor environments. John's specialties are, Expert Witness, Cause & Origin Forensic Water Intrusion Investigation, Building Envelope Failure, Indoor Environmental and Indoor Air Quality Assessment, Nuisance Odor Investigation. Sarah Fanger is the first full-time Executive Director of IAQA to come out of the indoor air quality and restoration industry. She owned and ran an independent restoration company focusing on water mitigation and mold remediation. In addition to running the business, she often worked in the field with her crews and achieved the IICRC WRT and Odor Control Technician certifications. She later shifted course and became a full-time indoor environmental consultant specializing in investigations for mold, moisture, and other indoor environmental hazards in residential and small commercial buildings. Sarah also brings over a decade of experience in association management. She has been Executive Director of IAQA since fall of 2023.
Every church should be a safe space for everyone who comes in. Every church should also be equipping people to confront the powers of darkness and help those in trouble. Unfortunately, far too many churches are unsafe internally, which leaves them unprepared to confront external dangers. An unsafe church creates a toxic environment that works against the gospel. A safe church is battle-ready to combat the worst of the world's problems. Make My Church Safe by respected pastor, Sam Rainer, is designed to be a brief and general overview of the best practices regarding church safety for a broad audience. Sam Rainer serves as president of Church Answers. He is the co-founder of Rainer Publishing, and he also serves as lead pastor at West Bradenton Baptist Church in Southwest Florida. Sam has written hundreds of articles for several publications. He is a frequent conference speaker on church health issues. Sam holds a BS in Finance and Marketing from the University of South Carolina, an MA in Missiology from Southern Seminary, and a PhD in Leadership Studies at Dallas Baptist University. Thanks for joining us today. If you like what you are hearing on the MinistryWatch podcast, please like and rate us on your podcast app. Or, you can go old school, and simply tell a friend. The producer for today's program is Jeff McIntosh. I'm Warren Smith, and I hope you'll join me again tomorrow for another episode of the MinistryWatch podcast.
Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at hssatnchjobs.org
Are you a Physical Therapist with both your OCS and SCS certifications? This is your moment!Hospital for Special Surgery—the #1 in orthopedics—has partnered with NCH to bring elite musculoskeletal care to Southwest Florida, and they're looking for top-tier PTs like YOU!Work with industry-leading physicians, access cutting-edge rehab tech, and thrive in a brand-new, state-of-the-art facility opening in 2025—all in Naples, Florida, ranked #1 Best Place to Live!Competitive salary, outstanding benefits, and endless professional growth await.Apply now at hssatnchjobs.org
No Agenda Episode 1716 - "Silver Buckshot" "Silver Buckshot" Executive Producers Thanksgiving Day Special: Sir Dan the Man, Earl of Southwest Florida Lord, loubrew Dame Lady Getoverit Captain Chemtrail Sir Tyler Aaron Bojorquez Jeff Otten Sean Simmons Matthew Ross james batzold Associate Executive Producers Thanksgiving Day Special: eloise of the woods Callipygous Colin Eli The Coffee Guy Linda Lu Duchess of jobs and writer of resumes Fuse969 LLC BRIAN SCHMIDT Steven Mann Doctor of Education Sir Dan the Man Louis Kellogg Dame Lady Getoverit Become a member of the 1717 Club, support the show here Boost us with with Podcasting 2.0 Certified apps: Podverse - Podfriend - Breez - Sphinx - Podstation - Curiocaster - Fountain Title Changes Sir Dan the Man > Sir Dan the Man, Earl of Southwest Florida. Knights & Dames Louis Kellogg > Sir Lord loubrew Art By: The Farmer's Wife End of Show Mixes: Sir Michaelanthony - Jeffrey Crocker - David Keckta Engineering, Stream Management & Wizardry Mark van Dijk - Systems Master Ryan Bemrose - Program Director Back Office Jae Dvorak Chapters: Dreb Scott Clip Custodian: Neal Jones Clip Collectors: Steve Jones & Dave Ackerman NEW: and soon on Netflix: Animated No Agenda Sign Up for the newsletter No Agenda Peerage ShowNotes Archive of links and Assets (clips etc) 1716.noagendanotes.com Directory Archive of Shownotes (includes all audio and video assets used) archive.noagendanotes.com RSS Podcast Feed Full Summaries in PDF No Agenda Lite in opus format Last Modified 11/28/2024 16:43:47This page created with the FreedomController Last Modified 11/28/2024 16:43:47 by Freedom Controller