Podcasts about ocala

I love diving into projects that excite me—and sometimes they take me to unexpected places. From raising 4,000 happy chickens on our Ocala family farm and producing 20,000 eggs a week, to building a 2,500 sq. ft. content studio in Miami Beach, I'm sharing the passion projects that make life interesting. Farming wasn't something I planned—it started as curiosity and quickly grew into a way to support healthy eating education through Neighborhood Farms USA (NFUSA). Our vision with NFUSA is to establish a national network that connects neighborhood gardens to shared resources: advice, planning, opportunities, and best practices, to educate children and young families about the relationship between nutrient-rich food and living healthier lives. There is a growing need to build a national network of nutritional awareness through community engagement at the neighborhood level. That's our goal with Neighborhood Farms USA.Learn more about Neighborhood Farms USA and become a member today: https://membership.neighborhoodfarmsusa.org/Like this episode? Leave a review here: https://ratethispodcast.com/commondenominator:

It's a totally new kind of documentary film, fam, AND WE ARE HERE FOR IT! In 2021, Susan Lorincz moved in to an established family neighborhood in Ocala, Florida. She was a problem from day one. She hated the neighborhood kids who ran around, played football in the filed, and made noise AS KIDS ARE WONT TO DO. She called the police repeatedly, she made up stories, she called the kids horrific names, she threw things at them. And then on June 2, 2023, she committed murder. All the while thinking Florida's "stand your ground law" would protect her. She had another think coming. Find and watch "The Perfect Neighbor" on Netflix WE'RE ON YOUTUBE - Want to view the episodes and not just listen?  Check our new video feed to see full video episodes starting today. CLICK HERE TO WATCH AND SUBSCRIBE! LOOKING FOR MORE TCO? On our Patreon feed, you'll find over 400 FULL AD-FREE BONUS episodes to BINGE RIGHT NOW, including our episode-by-episode coverage of popular documentary series like Love Has Won: The Cult of Mother God, LulaRich, and The Curious Case of Natalia Grace; classics like The Jinx, Making A Murderer, and The Staircase; and well-known cases like The Menendez Murders, Casey Anthony: American Murder Mystery, and The Disappearance of Madeleine McCann, and so many more! Episode Sponsors: Miracle Melts from Playground -  Intimate care that's trusted down there. Visit www.helloplayground.com and use code TCO for 15% off your order.  Dose - Wellness shots formulated by scientists, made for your liver. Save 30% on your first month of subscription by going to www.dosedaily.co/TCO or entering TCO at checkout. Rocket Money - Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to www.RocketMoney.com/obsessed today. Helix - Upgrade your sleep! Go to www.helixsleep.com/tco for 27% Off Sitewide!! Function - Visit www.functionhealth.com/TCO or use gift code TCO100 at sign-up to own your health. Join the TCO Community! Follow True Crime Obsessed on Instagram and TikTok, and join us on Facebook at the True Crime Obsessed Podcast Discussion Group!  AND INTRODUCING THE NEW TCO DISCORD CHANNEL AS WELL!!!

Today, a special edition of Overdrive Radio marks the federal Veterans Day holiday, commemorating the military service of so many around the United States. In the podcast, in particular, we'll honor the stories of two vets -- Army and Navy, respectively -- who are equally clear-eyed emphasizing what their service meant for their long careers in trucking business ownership. After medically retiring from the Army as an E6 Staff Sergeant following deployment to Iraq during Desert Storm trucking as convoy security, Florida-headquartered (Ocala area) owner-operator Scott Reese operates Reese Services with his own authority, utilizing a 2021 Freightliner Cascadia. Reese also runs a box truck with a driver employed for it that operates more locally. Roger Burdgette, meanwhile, is headquartered near the Savannah ports in Georgia as CEO of Podium Logistics. He's built the fleet to now 50 trucks, serving the container port but also flatbed needs of customers in the area. Both business owners happen to be beneficiaries as veterans of the SelecTrucks Freightliner-affiliated dealer network's "Proud to Serve" benefit program for veterans, offering essentially a cash credit on purchases of power units, factory-backed warranties and more at one of the now 44 SelecTrucks locations nationwide: https://www.selectrucks.com/special-offers/veterans-discount/ That program celebrates a significant milestone in its eight-year run since Proud to Serve was launched in 2017 as a way to give back to military servicemembers among SelecTrucks customers. As Daimler Trucks Remarketing President Chris Backeberg noted, the program's now delivered more than $1 million worth in savings to military vets. Each veteran's used-truck purchase comes with $6,500 back with up to two options selected from: **A down payment match **A warranty upgrade **And/or new tire purchase assistance. In addition to the discount, SelecTrucks donates $500 for each qualifying truck purchase to a charitable organization supporting veterans. Total donations have reached more than $80,000 since 2022, including a $25,000 donation this year. Said Backeberg, “We're proud to stand behind veteran entrepreneurs as they build their business. Saving these men and women over $1 million is our way of showing appreciation for their service and sacrifice.” Via the podcast, dive into conversation with Scott Reese, whose partner dealer in Jacksonville, Florida, helped him out of more than one jam in recent years. That's in addition to delivering that $6,500 discount. The dealer was particularly helpful when Reese was diagnosed with cancer some years back and had to come off the road for a time. Following Reese, Roger Burdette stresses how military service truly set him up with the self-discipline needed for a drive to entrepreneurship in trucking. The 50-truck Podium fleet isn't his first trucking-company rodeo, either, started up in 2018 after a previous fleet he grew to 30 trucks over more than a decade was sold to an interested buyer. Like Reese, he's also benefited from the SelecTrucks "Proud to Serve" discount, with around 70% of his fleet procured from the dealer. Both men offer recognition for the importance of Veterans Day for the country, and for them specifically, too. Roger Burdette personally remember those who gave much more than himself, as he put it, when the day rolls around each Fall. "When it rolls around I really think about those who had even more sacrifice than we did," he said. "There's a different day for that," he knows. Yet "there's different degrees of sacrifice, and that's huge."

Send us a textIn this week's episode of Crime and Cocktails with the PodCats, Jess, Erica, and Traci welcome TomCat Julian (aka the honorary feline of the night aka Party after Five) for a wild ride through Netflix's The Perfect Neighbor — a disturbing true crime tale of Florida feuds, front porch fury, and a heaping dose of old-fashioned racism. Espresso martinis in hand, the crew dives headfirst into the story of Ajike “AJ” Owens and her neighbor Susan Lorincz — where one ordinary Ocala neighborhood spirals into a battleground of petty complaints and escalating tension.The kitties were in collective disbelief as they unpacked the case's twists and turns. Or maybe just super hammered. Midway through the show, the PodCats called in fan-favorite PodKittie Bryn to offer her signature mix of humor and heart, while Erica's PodKitty Victoria makes a surprise appearance to finally settle a long-running question about “back massagers.” It's equal parts chaos, comedy, and catharsis — just the way we like it.We also loved having Julian on the mic (and a brief cameo from the OG TomCat, Justin). Let's just say it was a lot more testosterone than the PodCats are used to — in the best way. Final verdict: 8 out of 12 paws.

She killed their mother—and now she wants to sue them. Convicted shooter Susan Lorincz, the woman who fired through a locked door and killed Ajike “AJ” Owens in Ocala, Florida, is back in the headlines. From her prison cell, Lorincz penned a four-page handwritten letter threatening to sue Owens's children and mother for defamation—accusing them of lying, trespassing, and “ruining her reputation.” In this episode of Hidden Killers, host Tony Brueski, Stacy Cole, and Todd Michaels sit down with defense attorney and former prosecutor Eric Faddis to unpack the legal and moral insanity behind this letter. Could Lorincz actually file a lawsuit from prison? What's her endgame—justice or control? And how does a system even allow a convicted killer to weaponize paperwork against the very family she destroyed? Eric Faddis breaks down the reality: why this “defamation threat” has no legal ground, how narcissism and denial often drive post-conviction behavior, and what reforms could stop offenders from re-victimizing families through civil filings. Tony and Eric go beyond the law—into the psychology of entitlement, the trauma inflicted on AJ Owens's children, and the failure of a justice system that still lets a killer's words reach the people she hurt most.

She killed their mother—and now she wants to sue them. Convicted shooter Susan Lorincz, the woman who fired through a locked door and killed Ajike “AJ” Owens in Ocala, Florida, is back in the headlines. From her prison cell, Lorincz penned a four-page handwritten letter threatening to sue Owens's children and mother for defamation—accusing them of lying, trespassing, and “ruining her reputation.” In this episode of Hidden Killers, host Tony Brueski, Stacy Cole, and Todd Michaels sit down with defense attorney and former prosecutor Eric Faddis to unpack the legal and moral insanity behind this letter. Could Lorincz actually file a lawsuit from prison? What's her endgame—justice or control? And how does a system even allow a convicted killer to weaponize paperwork against the very family she destroyed? Eric Faddis breaks down the reality: why this “defamation threat” has no legal ground, how narcissism and denial often drive post-conviction behavior, and what reforms could stop offenders from re-victimizing families through civil filings. Tony and Eric go beyond the law—into the psychology of entitlement, the trauma inflicted on AJ Owens's children, and the failure of a justice system that still lets a killer's words reach the people she hurt most.

She killed their mother—and now she wants to sue them. Convicted shooter Susan Lorincz, the woman who fired through a locked door and killed Ajike “AJ” Owens in Ocala, Florida, is back in the headlines. From her prison cell, Lorincz penned a four-page handwritten letter threatening to sue Owens's children and mother for defamation—accusing them of lying, trespassing, and “ruining her reputation.” In this episode of Hidden Killers, host Tony Brueski, Stacy Cole, and Todd Michaels sit down with defense attorney and former prosecutor Eric Faddis to unpack the legal and moral insanity behind this letter. Could Lorincz actually file a lawsuit from prison? What's her endgame—justice or control? And how does a system even allow a convicted killer to weaponize paperwork against the very family she destroyed? Eric Faddis breaks down the reality: why this “defamation threat” has no legal ground, how narcissism and denial often drive post-conviction behavior, and what reforms could stop offenders from re-victimizing families through civil filings. Tony and Eric go beyond the law—into the psychology of entitlement, the trauma inflicted on AJ Owens's children, and the failure of a justice system that still lets a killer's words reach the people she hurt most.

Discover why professional trailer hitch installation matters for your safety on the road. We explore hitch classes from 2,000 to over 10,000 pound capacities, mobile installation convenience, and the hidden dangers of improper setup that lead to trailer detachment. R&B HITCH OF OCALA City: Fort McCoy Address: 10670 Northeast 227th Place Road Website: https://rbhitchofocala.com/small-welding-jobs-welding-repairs

Learn how trailer hitch technology has evolved from generic solutions to precision-engineered custom installations, and discover why proper maintenance of your towing setup can prevent dangerous roadside failures and costly repairs down the line. R&B HITCH OF OCALA City: Fort McCoy Address: 10670 Northeast 227th Place Road Website: https://rbhitchofocala.com/small-welding-jobs-welding-repairs

She killed their mother — and now she wants to sue them. Convicted shooter Susan Lorincz, the woman who fired through a locked door and killed Ajike “AJ” Owens in Ocala, Florida, is back in the headlines after sending a four-page handwritten letter from prison threatening to sue Owens' children and mother for defamation. In this episode, Tony Brueski breaks down the letter in full — every word, every excuse, every attempt to rewrite history. It's a chilling glimpse into a mind that refuses to accept guilt and still sees itself as the victim. Lorincz, serving a 25-year sentence for manslaughter with a firearm, now claims she's been “slandered” by the very family whose life she destroyed. From her accusations against AJ's kids to her bizarre claims of “trespassing” and “harassment,” the letter reveals something far darker than a legal threat — it shows the psychology of denial and control that fueled the tragedy in the first place. How does someone who pulled the trigger on an unarmed mother now try to weaponize the law against grieving children? What does this say about accountability, justice, and the warped need for power even from a prison cell? Join Tony as he reads the letter aloud, analyzes the legal absurdity behind Lorincz's threats, and exposes the emotional toll this letter could have on the Owens family. This isn't about justice — it's about cruelty dressed up as paperwork.

She killed their mother — and now she wants to sue them. Convicted shooter Susan Lorincz, the woman who fired through a locked door and killed Ajike “AJ” Owens in Ocala, Florida, is back in the headlines after sending a four-page handwritten letter from prison threatening to sue Owens' children and mother for defamation. In this episode, Tony Brueski breaks down the letter in full — every word, every excuse, every attempt to rewrite history. It's a chilling glimpse into a mind that refuses to accept guilt and still sees itself as the victim. Lorincz, serving a 25-year sentence for manslaughter with a firearm, now claims she's been “slandered” by the very family whose life she destroyed. From her accusations against AJ's kids to her bizarre claims of “trespassing” and “harassment,” the letter reveals something far darker than a legal threat — it shows the psychology of denial and control that fueled the tragedy in the first place. How does someone who pulled the trigger on an unarmed mother now try to weaponize the law against grieving children? What does this say about accountability, justice, and the warped need for power even from a prison cell? Join Tony as he reads the letter aloud, analyzes the legal absurdity behind Lorincz's threats, and exposes the emotional toll this letter could have on the Owens family. This isn't about justice — it's about cruelty dressed up as paperwork.

Discover why pre-trip trailer inspections and regular maintenance are essential for road safety, cost savings, and peace of mind. Learn which trailer components fail most often, how to catch problems early, and why a few minutes of inspection can prevent dangerous breakdowns on the highway. R&B HITCH OF OCALA City: Fort McCoy Address: 10670 Northeast 227th Place Road Website: http://rbhitchofocala.com/

This episode of In Stride is sponsored by The Equestrian College Advisor. Navigate the college search with confidence and find the right fit for both academics and riding. Visit equestriancollegeadvisor.com to learn more and book a consultation.  In this episode of “In Stride,” Sinead is joined by top event rider Alyssa Phillips.  Alyssa Phillips is an American event rider based in Ocala, Florida, where she owns and operates her training and competition program. A product of the U.S. eventing development pathway and longtime student of Olympic-level rider Jennie Brannigan, Alyssa has produced multiple horses to the top of the sport. She earned a marquee career victory aboard her Holsteiner gelding Oskar at the 2021 Land Rover Kentucky CCI4*-S and was selected to represent the United States in multiple FEI Nations Cup competitions. In 2024, Alyssa was a member of the U.S. Nations Cup teams that earned second-place finishes at both CHIO Aachen and the Millstreet International CCIO4*-S, further establishing herself as one of the country's most exciting rising stars in international eventing.   Alyssa reflects on her journey in high-performance eventing and the mindset that keeps her grounded, including:  • What she learned from stepping into the ride on a horse developed by another rider, and how she built trust, communication, and confidence in that partnership • The training philosophies and principles passed down from her mentors that shaped her approach to producing top event horses  • How she balances ambition with joy to keep the sport fun, sustainable, and in harmony with real life  • The thoughtful conditioning strategies she uses to build fitness and confidence for the toughest cross-country tracks  Join Alyssa and Sinead for an inspiring conversation with one of the sport's most exciting young professionals about staying steady under pressure and thriving in the pursuit of excellence. 

In a quiet neighborhood in Ocala, Florida, a mother of four simply knocked on her neighbor's door to ask for answers. What happened next was anything but simple. AJ Owens' life ended when her neighbor, convinced her peace had been stolen, reached for a gun and fired through a locked door. This isn't just a story of a shooting — it's a psychological breakdown in full display. I'm Tony Brueski, and in this episode of Hidden Killers, we go deep into the mindset of one woman who couldn't tolerate other people living. She didn't see children playing. She saw disrespect. She didn't hear laughter. She heard a threat. With the veneer of the “perfect neighbor” and the weapon of her choice, her answer to disruption was final. We'll trace the two-year buildup: the constant complaints, the phone recordings, the police visits. Then we'll walk you through the shot itself, the locked door, the children, the devastation. But most of all, we'll shine a light on the malignant psychology behind it all — entitlement that morphs into threat, control that masquerades as safety, and a system that responded but never interrupted. This longform narrative isn't about sensationalizing death. It's about accountability. It's about understanding how narcissistic control can completely retract someone from reality, until the world either bends to them — or lives break. If you've ever lived next to someone who demands their world be silent except for their voice, this one's for you. Because quiet isn't always peace. Sometimes quiet is the calm that follows a gunshot. Listen in. Watch the patterns. Recognize the danger. And subscribe to keep uncovering the hidden killers lurking behind everyday facades. #TrueCrimeStory #HiddenKillers #NeighborhoodMurder #PsychologicalProfile #NarcissismInCrime #MotherOfFour #StandYourGround #CrimeAnalysis #FatalEgo #ControlAndViolence Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

In a quiet neighborhood in Ocala, Florida, a mother of four simply knocked on her neighbor's door to ask for answers. What happened next was anything but simple. AJ Owens' life ended when her neighbor, convinced her peace had been stolen, reached for a gun and fired through a locked door. This isn't just a story of a shooting — it's a psychological breakdown in full display. I'm Tony Brueski, and in this episode of Hidden Killers, we go deep into the mindset of one woman who couldn't tolerate other people living. She didn't see children playing. She saw disrespect. She didn't hear laughter. She heard a threat. With the veneer of the “perfect neighbor” and the weapon of her choice, her answer to disruption was final. We'll trace the two-year buildup: the constant complaints, the phone recordings, the police visits. Then we'll walk you through the shot itself, the locked door, the children, the devastation. But most of all, we'll shine a light on the malignant psychology behind it all — entitlement that morphs into threat, control that masquerades as safety, and a system that responded but never interrupted. This longform narrative isn't about sensationalizing death. It's about accountability. It's about understanding how narcissistic control can completely retract someone from reality, until the world either bends to them — or lives break. If you've ever lived next to someone who demands their world be silent except for their voice, this one's for you. Because quiet isn't always peace. Sometimes quiet is the calm that follows a gunshot. Listen in. Watch the patterns. Recognize the danger. And subscribe to keep uncovering the hidden killers lurking behind everyday facades. #TrueCrimeStory #HiddenKillers #NeighborhoodMurder #PsychologicalProfile #NarcissismInCrime #MotherOfFour #StandYourGround #CrimeAnalysis #FatalEgo #ControlAndViolence Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Held at the World Equestrian Center in Ocala Florida over the weekend of September 20th to the 21st, I joined Aaron Harris & David Modders from the Star Wars Reactions podcast as well as Mary & Chazz Perdue, members of the CWK Alliance & Facebook Group for some of the great panels, and hit the show floor, which was full of vendors, artists, makers, displays and awesome cosplay from the 501st, Rebel Legion, Droid Makers and Mandalorian Mercs.This convention had a number of Star Wars guests, including Emily Swallow, Katee Sackhoff, Manny Jacinto as well as a Rebels Voice actor reunion panel with Vanessa Marshall, Steve Blum, Tiya Sircar, & Taylor Gray and Nika Futterman, the voice of Asajj Ventress.Aaron and David from Star Wars Reactions PodcastFollow the SWREACTIONS crew on Instagram, Twitter, Bluesky & Facebook and Pinterest. Look for @swreactions or @swreactionspod You can also email the show at swreactions@gmail.comAaron Harris is on twitter and Instagram @taharris121079David Modders on Twitter @ david_modders and Instgram @davidmoddersIf you have a question or comment, find me on the  socials: Twitter/X, Instagram, Facebook, Threads, Bluesky & Substack,  @rebelbasecard Check out the TeePublic store and you can be helping out the show while finding some cool swag. https://www.teepublic.com/user/rebel-base-cardFind me on the Topps Digital Apps like Star Wars Card Trader, Marvel, Disney Collect and BUNT @CORNFEDTECHYou can also help out the show by rating The Rebel Base Card Podcast wherever you get your podcasts. All comments and feedback is appreciated!

Honoring fallen first responders and helping their families through the Brotherhood Ride, as current and former first responder bicyclists travel through Ocala to the Gainesville Elks Lodge. Florida lodges are supporting riders with lodging through the state. Alachua Commissioner Dana Williams and Bill Senterfit with local Elks Lodges on the ride, and the charity serving survivors of first responders.

pWotD Episode 3092: Killing of Ajike Owens Welcome to popular Wiki of the Day, spotlighting Wikipedia's most visited pages, giving you a peek into what the world is curious about today.With 231,035 views on Sunday, 19 October 2025 our article of the day is Killing of Ajike Owens.On June 2, 2023, in Ocala, Florida, 35-year-old Ajike "A. J." Shantrell Owens was shot and killed by her neighbor, 58-year-old Susan Louise Lorincz. Owens had gone to Lorincz’s door after an altercation between her children and Lorincz in a grassy field nearby. While Owens stood outside the front door, Lorincz fired a single shot through it, striking Owens in the chest.Deputies from the Marion County Sheriff's Office were already en route to the residence in response to a report of “trespassing” when a second 911 call reported gunfire. Upon arrival, officers found Owens on the ground suffering from a gunshot wound. She was transported to a local hospital, where she was pronounced dead shortly after 10:00 p.m.The shooting drew national attention, igniting renewed debate over Florida’s stand-your-ground law and the intersection of race, self-defense, and neighborhood disputes. Civil rights advocates, including attorney Benjamin Crump, argued that Owens’s killing underscored systemic bias in how such laws are applied. Crump publicly called for Lorincz’s arrest, describing the incident as “an unconscionable killing of a mother who simply knocked on a door.”Lorincz was arrested on June 6, 2023, and charged with manslaughter with a firearm, culpable negligence, battery, and two counts of assault. During interrogation, she claimed she acted in fear for her safety, though investigators later stated that forensic evidence contradicted elements of her account.In August 2024, following a week-long trial in Marion County Circuit Court, Lorincz was found guilty of manslaughter with a firearm. She was sentenced to 25 years in prison that November.In 2025, the case became the subject of the documentary film The Perfect Neighbor, which explored the broader cultural and racial dynamics surrounding the shooting and the public response that followed.This recording reflects the Wikipedia text as of 02:44 UTC on Monday, 20 October 2025.For the full current version of the article, see Killing of Ajike Owens on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Bluesky at @wikioftheday.com.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Joanna.

The droids are rolling by, the armor is gleaming in 85-degree heat, and the smiles are real—welcome to a con-floor anthology of craft, fandom, and the small moments that make a creative life feel big. We bounce from table to table at Ocala Comic Con with a stacked roster: Katiee Sackhoff (0:15) on carrying Bo-Katan from animation to live action, Griffin Burns (5:30) on Demon Slayer's blockbuster wave, Nika Futterman (9:42) on why “silly” art saves hard days, Emily Swallow (15:35) on communities that lift each other up, Disney veteran Peter Raymundo (18:41) on the memory that sealed his career, Star Jackson (25:13) on conquering her first fan panel, and Alyss of Niceu Arts (28:27) on building a loyal artist-alley family.A huge thank you to the event organizers of Ocala Comic Con and the extraordinarily talented Jack Drain, who allowed us the opportunity to take part in these live interviews. We hope you enjoy this episode and we will see you at next year's event!

Dr Michael Lange and Dr Susan Summerton host the longest running live medical talk show in America called "ask the dr" today. Dr Lange promotes the Ocala Health and Wellness Expo Fortifeye Vitamins is sponsoring at the World Equestrian Center in Ocala. The doctors announce the all new Fortifeye Creatine, myHMB, Vitamin D is now available at all Fortifeye locations and at www.fortifeye.com. In this episode Dr Lange and Dr Summerton uncover the hidden truth about heavy metal contamination in many popular protein powders especially those made with rice proteins from overseas. They explain why Fortifeye Vegan Super Protein, sourced exclusively from North American ingredients, is one of the purest and cleanest plant proteins available. Dr Summerton shares her own lab -tested proof showing zero heavy metal buildup, confirming Fortifeye's exceptional purity. The doctors also discuss the new Fortifeye Creatine, myHMB, Vitamin D formula and the Fortifeye Strength and Vitality Bundle, a triple powerhouse of nutrients designed to support muscle strength, endurance and healthy aging at any age. Both doctors love the new Salted Caramel Mocha Vegan Super Protein made by Fortifeye Vitamins. Dr Lange says to always check country of origin for your protein powder! Dr Lange does a segment on rice and arsenic and recommends eating white rice instead of brown rice since less arsenic. They go over how important a routine dilated eye exam is for detecting systemic health problems and eye problems. Dr Lange discusses the all new Fortifeye Fit Meal 5th prototype was a winner and everyone loved it. He states they are now going to manufacture this meal replacement supplement. Fortifeye Fit Meal was developed to help people get down to their ideal body weight and become healthier through proper nutrition. Dr Lange and Dr Summerton go over what supplements are important for the eye with a caller and they go into some detail what foods to eat and supplements to take. Dr Summerton states omega 3 fish oil like Fortifeye Super Omega is one of the top supplements to take for ocular and overall health, she goes into detail discussing what kind of omega 3 is best. They talk about nootropics with a caller and the potential benefits. Both doctors endorse the Lumenis opti light IPL on the show for dry eye treatment. Dr Lange at end of show mentions eyedaptic low vision technology is available at the Lange Eye Institute. #fortifeyefitmeal #mealreplacementsmoothies #weightloss #askthedr #drmichaellange #askthedoctor #weightlossjourney #drsusansummerton #fitmeals #fitmeal #askthedoctors #veganprotein #veganproteinpowderSupport the show: https://www.drmichaellange.com/category/ask-the-doctor/See omnystudio.com/listener for privacy information.

Jake and Anthony are joined by Craig Baerwaldt and Sarah Freese to talk about Space Happy Hour and the upcoming Sally's Night event, honoring Sally Ride and celebrating women in aerospace.TopicsOff-Nominal - YouTubeEpisode 215 - Gainesville-on-Ocala (with Craig Baerwaldt and Sarah Freese) - YouTubeSally's Night | Space Happy Hour Global Women's Night November 13, 2025Space Happy Hour | Space Industry Networking EventsSpace Happy Hour: Overview | LinkedInFollow Off-NominalSubscribe to the show! - Off-NominalSupport the show, join the DiscordOff-Nominal (@offnom) / TwitterOff-Nominal (@offnom@spacey.space) - Spacey SpaceFollow JakeWeMartians Podcast - Follow Humanity's Journey to MarsWeMartians Podcast (@We_Martians) | TwitterJake Robins (@JakeOnOrbit) | TwitterJake Robins (@JakeOnOrbit@spacey.space) - Spacey SpaceFollow AnthonyMain Engine Cut OffMain Engine Cut Off (@WeHaveMECO) | TwitterMain Engine Cut Off (@meco@spacey.space) - Spacey SpaceAnthony Colangelo (@acolangelo) | TwitterAnthony Colangelo (@acolangelo@jawns.club) - jawns.club

Polska kolej bije rekordy, francuski rząd przetrwał wotum nieufności, a na warszawskiej giełdzie głośno o ataku na CCC. Friedrich Merz apeluje o wspólną europejską giełdę.0:00 - Skrót najważniejszych informacji0:49 - Kolej idzie na rekord2:23 - Francuski rząd ocalał3:29 - Najważniejsze informacje z polskiej gospodarki4:54 - Najważniejsze informacje ze światowej gospodarki08:48 - Atak na CCC10:05 - Dane z rynków i kalendariumKup subskrypcję „Rzeczpospolitej” pod adresem: czytaj.rp.pl

Italian man fakes "complete blindness" for over 50 years to collect disability benefits, Headline of the Week contender #4: Paris Hilton spends nine hours ebery week getting facials" I take care of my skin like an Olympic athlete...Ocala man allegedley attacks wife for refusing to go to Chilli's with him

The Tuesday edition of the Bob Rose Show on Charlie Kirk Remembrance Day, locally and across America. Ocala ceremonies, and the legacy of the slain conservative influencer on what would have been Kirk's 32nd birthday. Plus, breaking Middle East peace, the government shutdown, and the morning's biggest stories for 10-14-25

Caring for a horse with a long-term illness or injury requires both financial commitment and practical planning. Veterinary bills, medications, specialized feed, and management adjustments can add up quickly, so creating a clear financial plan helps owners prepare for ongoing expenses. Practical management—such as adjusting your horse's workload, providing appropriate turnout, and maintaining a consistent routine—can support your horse's well-being. Work closely with your veterinarian to be sure your horse receives individualized treatment.During this Ask TheHorse Live event, two veterinarians answer listener questions about managing horses with chronic illness and injury. This event is sponsored by CareCredit. About the Experts: Nathan Canada, DVM, MS, Dipl. ACVS, attended Oklahoma State University's Center for Veterinary Health Sciences, in Stillwater, and received his DVM in 2011. After graduating, he completed a one year internship at Peterson and Smith Equine Hospital in Ocala, Florida. He then traveled to Kansas State University's Veterinary Health Center, in Manhattan for an additional year of training. During this time, he was selected to enter the equine surgery residency program. He completed his residency in July of 2016 and received his master's degree in Veterinary Biomedical Sciences. He obtained diplomate status in February 2017. Canada enjoys spending time with his family, connecting with others through his local church, and anything that involves being outdoors, especially fishing.Dr. Kristi Gran is a 2007 graduate of Tufts University School of Veterinary Medicine, and a board certified internal medicine specialist, having completed her residency at Purdue University in 2011. She is a partner and veterinarian at Conley & Koontz Equine Hospital in Columbia City, Indiana.

Evelyn Kelly is a 90-year-old writer, speaker and teacher who lives in Ocala, Florida. She holds a Ph.D. from the University of Florida, a master's degree in religion and a Bachelor of Arts from the University of Tennessee. Her education and interests are diverse. Her undergraduate studies included microbiology, English and history. Evelyn has written 22 books on such topics as Stem Cells and a two-volume encyclopedia of Genetics. Evelyn has taught at four universities. She speaks and writes on history and travel topics, including a popular series called Armchair Adventures. She says her most lucrative writing was in her 60s and 70s. Natalie Kelly, a resident of Tallassee, Florida, is a writer and Chief Executive Officer of a state organization.  She holds an M.S. in Communications from Florida State University and a B.S. in Visual Arts and Communications from FSU, which includes a concentration on art and art history. She has worked in government affairs for 35 years, including being the youngest female director in the Florida Senate, Director in Washington, DC, state CEO and public relations and lobbying firm owner. She writes op-eds for newspapers and speaks on a variety of topics.Evelyn and Natalie are a mother-daughter travel and writing team. They have traveled to seven continents, 89 countries (and counting) and 50 states. Evelyn's goal is to travel to 100 countries before age 100. At 90 she shows no sign of slowing down! Their book, Have a Love Affair with Travel: Your Ticket to an Exhilarating Life, will ignite your wanderlust and inspire you to live a life enriched by world travel. Their vibrant narratives will spark your sense of adventure and equip you with a step-by-step guide for seamless travels. Evelyn's favorite place she has traveled is the U.S. Have a Love Affair with the U.S.A. will be the duo's next book.Learn more:travelersatheart.com evelynkellyphd.com https://www.facebook.com/natalie.kelly.5439https://www.facebook.com/evelyn.b.kelly.5https://www.instagram.com/nataliekellytravelersatheart/

On this episode: Breaking free of the market dictating your retirement lifestyle. Saying “Uncle” won’t release the headlock on your 401(k). Dividend-paying stocks are seeing record numbers. What we can learn about retirement planning from a rabbit. Like this episode? Hit that Follow button and never miss an episode!

Attracting business, jobs, and what economic development means to one of America's fastest growing cities. Ocala City Manager Pete Lee outlines priorities for serving citizens, ahead of his annual “State of the City” presentation October 15th at the Ocala CEP breakfast event.

The Grilled Cheese Foundation is a 501C3 created by Charisse Rivers and the team at Zinnia Wealth. It’s designed to help young people with school supplies, equipment for sports and other after-school activities, and even scholarships for college. We invite you to our fundraiser "Casino Night" on October 10th from 7 to 10pm at the Country Club of Ocala. https://www.instagram.com/p/DPD7AvijtWl/ Like this episode? Hit that Follow button and never miss an episode!

We go through the Kiplinger "Five Golden Rules of Retirement Planning", including knowing your “L”s. Like this episode? Hit that Follow button and never miss an episode!

On this episode: Should you care about interest rates? Should you follow the billionaire’s retirement advice? The Medicare window opens soon. What do you need to know? What should you be discussing at your year-end retirement review meeting? Like this episode? Hit that Follow button and never miss an episode!

//The Wire//2300Z September 26, 2025////ROUTINE////BLUF: MISSING PERSON CASE IN FLORIDA HIGHLIGHTS MEDIA MANIPULATION CONCERNS DURING ACTIVE AMBER ALERTS. COUNTER ICE RIOTS INTENSIFY IN CHICAGO. CRACKDOWN ON SPEECH CONTINUES IN UNITED KINGDOM.// -----BEGIN TEARLINE------International Events-United Kingdom: The censorship and speech targeting concerns continue to deteriorate as another wave of arrests has emerged among right-wing political commentators. Steve Laws and Pete North have been arrested over the past few days, as PM Starmer continues to state that the U.K. has freedom of speech. Nonetheless, the arrests continue, not just among more visible influencers, but among laypeople as well. Analyst Comment: Hundreds of arrests have been reported all around the U.K. for social media posts, with most of these arrests only coming to light from family members who notice the arrests. This is due to gag orders being placed on the detainees, so that they can't even talk about why they were arrested, or else they will get slapped with higher charges. This is to ensure that the speech crime arrests go largely unnoticed, since public outcry would result if high profile arrests are made. Since the courts are now routinely placing gag orders on people who are being arrested on speech-crime charges, the sheer scale of how many arrests are being made is impossible to know.-HomeFront-Illinois: The situation in Chicago continues to deteriorate as more counter-ICE riots escalate. Various blockade-type actions remain the main vector for rioters to hinder ICE actions, such as at the detention facility in Broadview.Iowa: This afternoon a high-profile ICE raid was carried out, targeting Dr. Ian Andre Roberts. Roberts was the superintendent of the Des Moines Public School System, but he was also a fugitive and illegal immigrant from Guyana who had an active deportation order since May of 2024. After his case was reopened, ICE agents made contact with him today, after which he fled on foot before a K9 unit apprehended him. He was arrested in possession of a firearm, a large knife, and several thousand dollars.Florida: Yesterday evening a high-profile Amber Alert was issued for a hostile abduction of a 17-year-old in Marion County. Caden Speight has been found, but was initially reported missing after what was initially described as a very kinetic kidnapping. The victim's family received a text message that indicated he had been shot and kidnapped by 4x Hispanic males in a light colored van. Local authorities located his abandoned vehicle on Hwy 484 (which had at least one bullet hole in it, according to the initial story), and Speight's phone was also recovered at the scene broken in half.-----END TEARLINE-----Analyst Comments: Something is not quite right with this case, and despite the obvious media hooks to sensationalize this story, nobody really knew what was going on as the details of the search continued to change throughout the day.This morning, investigators stated that the initial details of the incident were determined to be false, and that the current evidence available does not support the abduction story. Investigators stated that he appears to have departed from the initial incident site on a bicycle, possibly with a red and grey tent that was purchased using his credit/debit card at a Walmart in Ocala shortly before the incident. At the time it appeared as though this may have been a runaway situation portrayed as a violent kidnapping.However, as the situation continued to develop, notices from officials changed from an Amber Alert to caution, urging citizens to not make contact with Speight if he was discovered. Shortly after this change in tone, Speight was reported to be found, with a gunshot wound to his leg. However some reports suggest the opposite, and that he was found without any wounds (as in

This episode of In Stride is sponsored by The Equestrian College Advisor. Navigate the college search with confidence and find the right fit for both academics and riding. Visit equestriancollegeadvisor.com to learn more and book a consultation. In this episode of “In Stride,” Sinead is joined by para dressage coach and Grand Prix dressage rider Lisa Hellmer. Lisa is a USDF Bronze, Silver, and Gold medal dressage trainer who runs LCH Equestrian in Ocala, Florida. She is also a Silver USEF Para Dressage Coach and served as the Para Dressage Development Coach for Team USA in 2022 and 2023. In 2010, Lisa graduated summa cum laude from Johnson & Wales University with a bachelor's degree in Equine Business Management and Riding. After graduation, she worked at The Hanoverian Verband in Germany, where she learned about the breed organization, started and trained young horses, and prepared them for inspections. It was during this time that she discovered her passion for training. Although she now specializes in dressage, Lisa's foundation includes valuable experience in eventing and show jumping.  Lisa shares her journey in the horse world and how it led her to becoming a leader in para dressage, including: • What her role as the Para Dressage Development Coach entailed and how she continues to support the sport today • How her passion for dressage, and specifically para dressage, first began • The variety of jobs she's held throughout her career and the lessons each one taught her • Why patience is essential and how giving horses time allows them to show what they're truly capable of Join Lisa and Sinead for an inspiring conversation about her path in the equestrian world and her dedication to the sport of para dressage. 

Today's National Days. Another lawsuit concerning ride at Epic Universe. Author of Terminal List: Dark Wolf, Jack Carr joins GMO. Eben Brown has the latest on TikTok. Substitute teacher removed from Ocala school after assaulting students.

Welcome to Star Wars Reactions!This week hosts Aaron Harris and David Modders are live from Ocala Comic Con! Joining them for the fun are Greg McLaughlin from the Rebel Base Card podcast and Mary Perdue as they breakdown their reactions to each day of the two day con, which included guests from Star Wars Rebels, The Acolyte, and The Mandalorian! And as with any episode of SWR, Aaron can let things go without an all new Star Wars Dad Joke of the Week!Show Outline:A message from AaronEpisode 222 IntroReacting to Day 1 with Greg McLaughlinReacting to Day 2 with Mary PerdueClosingStar Wars Dad Joke of the WeekStar Wars Reactions: Elegant discussions for a more civilized age!Follow The Rebel Base Card Podcast on Facebook!Follow The Rebel Base Card Podcast on X!Follow The Rebel Base Card Podcast on Instagram!Listen to The Rebel Base Card Podcast here!Check out Mary Perdue on Instagram and XClick here to leave us a voicemail via SpeakPipe!Email us here!Follow us on X!Follow us on Facebook!Follow us on Instagram!Follow us on  TikTok!Follow us on Threads!Follow us on Bluesky!Follow us on Pinterest!Subscribe on YouTube!Follow Aaron and David on X!Follow Aaron and David on Instagram!

If you start to Google "retirement", you will see a lot of "rules of thumb". We list seven of them that may not apply anymore. Like this episode? Hit that Follow button and never miss an episode!

In this episode I talk with Tik Maynard, professional event rider, author, and two-time winner of The Road To The Horse colt starting championships. About the Guest: Tik Maynard is a renowned equestrian from Canada. He is a trainer, and author of 2 books: In The Middle Are The Horsemen, and Starting in The Middle…. He is known for his expertise in horsemanship, eventing, and colt starting, notably winning The Road To The Horse colt-starting competition twice. He represented Canada in Modern Pentathlon at the 2007 Pan American Games and has competed at the advanced level in Three-Day Eventing, holding long-listed status for the Canadian team.  Tik won the Freestyle twice at the Thoroughbred Makeover and judged it once.  He currently runs Copperline Equestrian in Ocala, Florida with his wife, professional event rider Sinead Halpin.  About the Host: Karen Rohlf, author and creator of Dressage Naturally, is an internationally recognized clinician who is changing the equestrian educational paradigm. She teaches students of all disciplines and levels from around the world in her clinics and the Dressage Naturally virtual programs. Karen is well known for training horses with a priority on partnership, a student-empowering approach to teaching, and a positive and balanced point of view. She believes in getting to the heart of our mental, emotional, and physical partnership with our horses by bringing together the best of the worlds of dressage and partnership-based training.  Karen's passion for teaching extends beyond horse training. Her For The Love Of The Horse: Transform Your Business program is a result of her commitment to helping heart-centered equine professionals thrive so that horses may have a happier life in this industry. Resource Links: Tik Maynard website: https://www.copperlineequestrian.com/ Tik Maynard books: In The Middle Are The Horsemen, Starting In The Middle Tik Maynard Online learning: https://noellefloyd.com/ Karen Rohlf's Course: Sweet Spot of Healthy Biomechanics: https://go.dressagenaturally.net/sweet-spot-course How To Create A Happy Athlete course: https://go.dressagenaturally.net/hats Discount code: HATS100 to save $100 Private Consult: https://karenrohlf.as.me/schedule/d1232333/appointment/1513707/calendar/any?appointmentTypeIds[]=1513707 The Dressage Naturally Book+Video: https://shop.dressagenaturally.net/collections/home-page-featured/products/book-dvdKaren Rohlf's Dressage Naturally VIDEO CLASSROOM: https://dnc.dressagenaturally.net/ Ask a question for the pod:

Karen and Robby get to know 3* Eventer Liz Lund. Liz runs her business out of Copeland Farms where she grew up riding and then travels to Ocala, FL for the winter to base out of Copeland Farm South. Liz talks about the very large lesson program where she and several other instructors teach over 300 lessons a month. On top of all that, Liz has a small breeding program and has a few up-and-coming horses to be on the lookout for. If that wasn't enough, Liz also has her own podcast with her friend Rachel called “Unstabled and Unbridled”. We hope you enjoy getting to know Liz as much as we did! To follow Liz and to learn more:Website    •    https://www.lizlund.com InstagramLiz Lund Equestrian    •    https://www.instagram.com/lizlundequestrian Copeland Farms    •    https://www.instagram.com/copelandfarms.cf FacebookLiz Lund    •    https://m.facebook.com/lizlundeventing Liz Lund Equestrian    •    https://m.facebook.com/lizlundequestrian Copeland Farms    •    https://m.facebook.com/copelandfarmsmn TikTokLiz Lund Equestrian    •    https://www.tiktok.com/@lizlundequestrian PodcastUnstable & Unbridled    •    https://open.spotify.com/show/2ddQ8U72td6A7sArZGoQ6L?si=ryHy3IBERRC5G6BgSlsblA Team Gear    •    https://lizlund.itemorder.com/shop/home/Please support our sponsors:https://cowboymagic.com/https://manentailequine.com/https://exhibitorlabs.com/https://www.triplecrownfeed.com/Sign up for our mailing list!https://mailchi.mp/b232b86de7e5/majorleagueeventingllc?fbclid=IwAR2Wp0jijRKGwGU3TtPRN7wMo-UAWBwrUy2nYz3gQXXJRmSJVLIzswvtClECheckout the Major League Eventing store!https://www.majorleagueeventing.com/shop 

Send us a textKeyy G is back from her Dominican Republic vacation, and she's spilling all the wild stories from her trip before diving headfirst into the madness with the crew. They break down Cardi B's hilarious court appearance, the headlines surrounding Young Thug allegedly being a snitch, and the unbelievable tale of an Ocala man who choked his girlfriend after she lost his winning scratch-off ticket. Things only get crazier as they react to Bow Wow's SeaWorld performance and his new music video remix of Leon Thomas's song “Mutt,” while Snoop Dogg's complaints about Disney's latest movie spark a heated debate among the co-hosts. The crew also can't stop laughing at a Florida restaurant called Café Bich Nga, and they close things out with a nostalgic trip down memory lane revisiting the original Coming to America—plus plenty more random chaos along the way.Support the showhttps://instagram.com/weaintdonepodcast?igshid=YmMyMTA2M2Y=

In this episode of Intermittent Fasting Stories, Gin Stephens talks to Alexis Nikitopoulos from Ocala, Florida.Gin has a new YouTube Channel! Visit https://www.youtube.com/channel/UC_frGNiTEoJ88rZOwvuG2CA and subscribe today so you never miss an intermittent fasting tip, a support session, or an interview with a past IF Stories guest or expert.Are you ready to take your intermittent fasting lifestyle to the next level? There's nothing better than community to help with that. In the Delay, Don't Deny community we all embrace the clean fast, and there's just the right support for you as you live your intermittent fasting lifestyle. You can connect directly with Gin in the Ask Gin group, and she will answer all of your questions personally. If you're new to intermittent fasting or recommitting to the IF lifestyle, join the 28-Day FAST Start group. After your fast start, join us for support in The 1st Year group. Need tips for long term maintenance? We have a place for that! There are many more useful spaces beyond these, and you can interact in as many as you like. Visit ginstephens.com/community to join us. An annual membership costs just over a dollar a week when you do the math. If you aren't ready to fully commit for a year, join for a month and you can cancel at any time. If you know you'll want to stay forever, we also have a lifetime membership option available. IF is free. You don't need to join our community to fast. But if you're looking for support from a community of like-minded IFers, we are here for you at ginstephens.com/community. Alexis is a registered nurse who works in the Neuro ICU. Alexis discusses her initial misconceptions about fasting, her transition to clean fasting, and the significant weight loss she experienced through her 28-Day Fast Start. Alexis also shares her experiences of adjusting her fasting schedule around her demanding work as a nurse, including her exploration of alternate-day fasting (ADF) to accommodate her unique schedule. Gin and Alexis discuss the concept of Alternate Day Fasting (ADF), its effectiveness, and the importance of understanding individual needs when choosing a fasting protocol. Alexis shares her journey of weight loss, the challenges she faced with her eating window, and how she navigated her work schedule while maintaining her health. The discussion also touches on the physical transformations that come with weight loss and the joy of experimenting with food, as Alexis is currently mastering the art of baking homemade sourdough bread. The conversation also touches on non-scale victories, the importance of inspiring others through personal change, and practical advice for those starting their intermittent fasting journey. Alexis tells new IFers that IF is so much easier than you think, so the best time to begin is today.Get Gin's books at: https://www.ginstephens.com/get-the-books.html. Good news! The second edition of Delay, Don't Deny is now available in ebook, paperback, hardback, and audiobook. This is the book that you'll want to start with or share with others, as it is a simple introduction to IF. It's been updated to include the clean fast, an easier to understand and more thorough description of ADF and all of your ADF options, and an all new success stories section. When shopping, make sure to get the second edition, which has a 2024 publication date. The audiobook for the second edition is available now! Join Gin's community! Go to: ginstephens.com/communityDo you enjoy Intermittent Fasting Stories? You'll probably also like Gin's other podcast with cohost Sheri Bullock: Fast. Feast. Repeat. Intermittent Fasting for Life. Find it wherever you listen to podcasts. Share your intermittent fasting stories with Gin: gin@intermittentfastingstories.comVisit Gin's website at: ginstephens.com Check out Gin's Favorite Things at http://www.ginstephens.com/gins-favorite-things.htmlSubscribe to Gin's YouTube Channel! https://www.youtube.com/channel/UC_frGNiTEoJ88rZOwvuG2CASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. When David was sworn in as a Deputy for the Marion County Sheriff's Office in Florida, it felt like the fulfillment of a lifelong dream. Coming from a long family line of police officers, law enforcement wasn't just a career option, it was a calling. “He wanted this more than anything,” recalls his wife, Dr. Svetlana ‘Lana' Kirchevshy-Ur, a doctor who was completing her medical residency in Gainesville at the time. “It was a dream he worked hard to achieve, even later in life.” The Law Enforcement Talk Radio Show and Podcast promoted across their Facebook , Instagram , LinkedIn , Medium and other social media platforms. Is he an ex Law Enforcement Officer, or a former Law Enforcement Officer, you get to decide. An "ex" Law Enforcement Officer is someone who was fired, or resigned under duress and left in less than honorable conditions. He is the guest on the Law Enforcement Talk Radio Show and Podcast, available for free on their website, on Apple Podcasts, Spotify, and most podcast platforms. But that dream quickly unraveled. Less than a year after his first patrol assignment, David was accused of making “false reports.” On May 10, 2021, he resigned “under duress” after being threatened with criminal charges. Two days later, those threats materialized. David was arrested on four counts of making false official statements, charges that his wife insists were groundless. “There were no allegations of any crime committed by my husband,” they said. Look for supporting stories about this and much more from Law Enforcement Talk Radio Show and Podcast in platforms like Medium , Blogspot and Linkedin . The Fight in Court The legal ordeal stretched on for years. “The State Attorney's Office kept refiling and changing charges,” they explained. “But in the end, 18 of the 20 charges were dismissed by a judge, and the last two were dropped.” Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. Despite being cleared, the damage was lasting. David was placed on the Fifth Circuit State Attorney's Brady list, a designation meant to flag law enforcement officers with potential credibility issues. For David, this was devastating. Inclusion on the Brady list effectively barred him from ever working in law enforcement again. Available for free on their website and streaming on Apple Podcasts, Spotify, and other podcast platforms. Local news outlets, including the Ocala Gazette, questioned whether the Brady list was being applied fairly. A 2024 article noted inconsistencies, pointing out that some officers with internal dishonesty findings weren't listed, while others landed on the list for what appeared to be minor procedural issues. “For my husband, the Brady list isn't just a bureaucratic footnote, it's a career-ending label,” Lana said. A Story Shared on Podcasts and Social Media David and Lana's story is now being told through The Law Enforcement Talk Radio Show and Podcast, where David shares his ordeal in his own words. The episode is streaming free on their website, as well as on Apple Podcasts, Spotify, and other major podcast platforms. It is also promoted across their Facebook, Instagram, LinkedIn, and other social media channels, ensuring their story reaches a wide audience. Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. The Law Enforcement Talk Radio Show and Podcast episode is available for free on their website , Apple Podcasts , Spotify and most major podcast platforms. The podcast episode is more than a retelling of events, it's part of a larger conversation about fairness, accountability, and the human cost of flawed systems. It has become a headline not just in podcasts, but in TV, paper, and digital news reports as well. Life After Law Enforcement For David and Lana, rebuilding hasn't been easy. Forced to leave their life in Ocala behind, they relocated to Palm Coast, Florida. While still pursuing the fight in court against the Marion County Sheriff's Office, the couple also found a way to start anew. Together, they launched Rustic Dough Works, a pizza trailer that quickly became a local favorite. Still, the legal battle continues. David has filed lawsuits against the sheriff's office and remains determined to restore his name. “We believe in accountability,” Lana said. “People need to know our story, because what happened to David could happen to others.” Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. The full podcast episode is streaming now on Apple Podcasts, Spotify, and across Facebook, Instagram, and LinkedIn. The Larger Conversation The story of a Florida Deputy Arrested, Was It Fair?, is no longer just a private tragedy. It's a public conversation about law, justice, and the balance of power within the criminal justice system. Through podcasts, news, TV, paper coverage, and conversations on platforms like Facebook, Instagram, and LinkedIn, David and Lana have turned their pain into a fight for change. The Law Enforcement Talk Radio Show and Podcast promoted across their Facebook , Instagram , LinkedIn , Medium and other social media platforms. “Her husband was arrested for false charges,” as Lana put it plainly. “But our journey is about more than that, it's about never giving up when the truth is on your side.” Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. Get the latest news articles, without all the bias and spin, from the Law Enforcement Talk Radio Show and Podcast on Medium , which is free. Find a wide variety of great podcasts online at The Podcast Zone Facebook Page , look for the one with the bright green logo. Be sure to check out our website . Be sure to follow us on MeWe , X , Instagram , Facebook, Pinterest, Linkedin and other social media platforms for the latest episodes and news. You can help contribute money to make the Gunrunner Movie . The film that Hollywood won't touch. It is about a now Retired Police Officer that was shot 6 times while investigating Gunrunning. He died 3 times during Medical treatment and was resuscitated. You can join the fight by giving a monetary “gift” to help ensure the making of his film at agunrunnerfilm.com . Background song Hurricane is used with permission from the band Dark Horse Flyer. You can contact John J. “Jay” Wiley by email at Jay@letradio.com , or learn more about him on their website . The full interview is streaming now on Apple Podcasts, Spotify, and the Law Enforcement Talk Radio Show website. Florida Deputy Arrested, Was It Fair? A Family's Fight in Court and Beyond. Attributions Facebook Rustic Dough Works The Wounded Blue Ocala Gazette WCJB  

Timestamp 00:00 – Welcome to The Holistic Kids Show 00:47 – Introducing Dr. Yusef Aliman 01:30 – From Conventional to Functional Medicine 03:22 – What Does “Root Cause” Really Mean? 04:07 – Allergies, Gut Health & Vitamin D 05:46 – Kids' Health: Listening to Children, Not Just Parents 08:21 – How to Spot Root Causes in Daily Life 12:54 – Stress, Sleep & Lifestyle Factors 14:35 – Taking Ownership of Your Health 16:01 – Teens, Career Choices & Fear of Failure 16:45 – Advice for Today's Teens (Commitment, Purpose & Resilience) 18:32 – The Role of AI & Using Your Own Brain 20:51 – Healthy Habits: Food, Movement & Mindset 23:08 – Closing Recap & Teen Health Revolution   Dr. Yousef Elyaman is a board-certified internist with cross-training in pediatrics and holds certifications in functional medicine from The Institute for Functional Medicine and in integrative medicine from the American Board of Physician Specialties. As the founder and medical director of Absolute Health in Ocala, Florida, Dr. Elyaman has integrated functional medicine into primary care. Under his leadership, the practice has grown significantly to include physicians, advanced practice providers, and health coaches. He also consults for Quest Diagnostics in their wellness division and serves as medical director at HumanN, a nutraceutical company.  Dr. Elyaman is the founder of FMP Essentials, an organization dedicated to helping functional medicine practitioners attain success through comprehensive training and mentorship. He serves as the integrative and functional medicine director of The Guest House, a trauma and substance abuse center in Ocala, Florida. His training in psychological trauma through Spirit2Spirit complements his holistic approach to patient care.  A respected faculty member at The Institute for Functional Medicine, Dr. Elyaman is a sought-after speaker and serves as the 100th president of the Marion County Medical Society. He also moderates two influential Facebook groups, the Functional Medicine Practitioners Forum and Functional Medicine Practitioner Essentials with Dr. Yousef Elyaman.  Beyond his professional achievements, Dr. Elyaman enjoys family life on a ranch in Ocala, Florida, with his wife and seven children. He finds relaxation in playing chess and developing innovative integrative and functional medicine protocols.   ---- Learn more about Dr. Madiha Saeed at https://holisticmommd.com, or follow her on social media @HolisticMomMD

Tamara Fleischhaker shares the two programs from the Chamber of the Year application for the Ocala Metro Chamber and Economic Partnership. Full show notes are at: chamberchatpodcast.com/episode343 Please support this podcast by supporting our sponsors. Bringing Local Back bringinglocalback.com Community Matters, Inc. chamberchatpodcast.com/podcast App My Community appmycommunity.com/chamberchat Resource Development Group rdgfundraising.com Swypit chamberchatpodcast.com/cc Izzy West, LLC theizzywest.com  

Crime-downplaying black mayors against Trump: Like Brandon Scott (is he not a clown?)! Calls on Men's History, black Americans, and the Kl—n!The Hake Report, Wednesday, August 13, 2025 ADTIMESTAMPS* (0:00:00) Start* (0:03:42) Disclaimers* (0:07:48) Hey, guys!* (0:09:24) Trump vs DC and Baltimore, etc. Brandon Scott* (0:21:01) Brandon Scott lying* (0:24:28) DAVID, Ocala, FL: Bill Hickman stuntman* (0:26:00) DAVID: Diddy, Cassie, "freak"* (0:28:26) DAVID: black pastor on black people* (0:31:02) DAVID re: video: it's peaceful because no ____* (0:34:50) DAVID reminiscing about 50s brainwashing "Sinbad… Allah"* (0:36:40) DAVID going off in anger; Colin Kaepernick; kindness, weakness… Zenny knows* (0:39:59) RONNIE, OH: Godfather: Mansa Musa, Temüjin (Genghis Khan)* (0:46:56) TONY, CA: Epstein drama* (0:58:31) ROBERT, KS: Kamala, Canadace? "Black Sun." Khan, Musa: white* (1:07:38) Supers: LYC* (1:10:18) Coffee: Popcorn, Judge Joe Brown* (1:13:26) Coffee: Based on TX redistricting* (1:14:53) Coffee: Cesar on J's* (1:20:31) CHRISTIAN, UT: Click* (1:21:13) CHRISTIAN, UT: JLP's BQ, Zion, Utah* (1:23:53) BRANDI, HI: Lake Elsinore, George Washington facts* (1:31:08) MARK, L.A.: Purple Kl—n, JB Stoner, Elijah Muhammad, Malcolm X turned communist? Spike Lee* (1:43:35) TERRI, OR: Spike Lee, Italians, MHM: Fred G Meyer, Kl—n?* (1:51:58) Coffee: popcorn* (1:53:34) JERMAINE, Canada: shoutout to Nick, Chad O. JacksonBLOG https://www.thehakereport.com/blog/2025/8/13/thenbsphakenbspreport-wed-8-13-25PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2025/8/13/jlp-wed-8-13-25–Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/showVIDEO: YT - Rumble* - Pilled - FB - X - BitChute (Live) - Odysee*PODCAST: Substack - Apple - Spotify - Castbox - Podcast Addict*SUPER CHAT https://buymeacoffee.com/thehakereportSHOP - Printify (new!) - Cameo | All My LinksJLP Network: JLP - Church - TFS - Nick - PunchieThe views expressed on this show do not represent BOND, Jesse Lee Peterson, the Network, this Host, or this platform. No endorsement or opposition implied!The show is for general information and entertainment, and everything should be taken with a grain of salt! Get full access to HAKE at thehakereport.substack.com/subscribe

Eddie's Biography: Eddie is from New Orleans and received his Undergraduate and Graduate Degrees ( BS and MBA) from Louisiana State University ( LSU in Baton Rouge, LA.) Eddie has been an Independent Insurance Agent for 51 years, continuing his education with the CLU Designation for 47 years ( Chartered Life Underwriter ), the ChFC  Designation for 46 years ( Chartered Financial Counselor ), and through Membership in the Million Dollar Round Table ( 48 Year Lifetime Member and Member of MDRT's  Quarter of a Century Club ).  Eddie is also a long-standing member for 48 years of the Society of Financial Service Professionals ( FSP). In addition to the above, many Professional Organizations, Eddie is a member of the Citrus County Chamber of Commerce,  the Ocala Chamber CEP, Select Business Associates of Ocala, Marion Networking Professionals, the Rotary Club of Inverness,   the Inverness Elks Club, and the Inverness VFW. Buster's Biography:  Buster Levin is an Insurance Professional & Successful Realtor and Founder of The Homes and Living Group at eXp Realty. Buster made his name as a master marketer in the Insurance and Real estate industries. Buster's career has been dedicated to helping people save money and protect families. His team's proven systems help clients achieve optimal outcomes in all phases of their journey.    -Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

"Epstein" hyperventilating, accusation culture. Don't engage with evil. What is "Blasphemy of the Spirit"? Speculation. News: Heroes return to DC?The Hake Report, Thursday, August 7, 2025 ADTIMESTAMPS* (0:00:00) Start / Disclaimer / "Epstein" hyperventilating* (0:07:24) Punchie TV* (0:08:19) Hey, guys! Daddy didn't leave you JLP tee* (0:12:16) TONY, CA: Want my country back? Trump M—lester. Y'all robbing people!* (0:23:18) KEVIN, NY: Christians, lay weapons down re: Epstein* (0:26:45) KEVIN: Abraham most hospitable, angels* (0:28:51) KEVIN: Jesus Christ Superstar, WNBA floor toys* (0:30:35) KEVIN: What's blasphemy of the Spirit?* (0:34:23) Coffees: WN?* (0:40:03) Super: LYC "accusation" — no s, even in plural* (0:41:48) JERMAINE, Canada: Dissatisfied female cop* (0:46:54) JERMAINE: NJF on blacks being redeemable* (0:51:04) Coffee: Cesar, WN* (0:55:07) News… Confederate monuments, Albert Pike!* (1:02:39) Other news…* (1:05:31) Big B—lls, Eric, Valery grandpa* (1:16:30) DAVID, TX: Blasphemy of the Spirit* (1:18:32) DAVID, TX: Uniqua? LYC. Pithiness.* (1:22:32) DAVID, Ocala, FL: Pearl. Altimas. Buster Douglas, Tyson* (1:27:17) DAVID, Ocala: Blasphemy of Spirit; Quit drinking, drugs* (1:29:29) DAVID, Ocala: Mark of the Beast… Study the Bible, not just read* (1:33:44) DAVID: Close calls in life* (1:35:25) RICHARD, Germany: Blasphemy of Spirit: "Continual rejection"* (1:40:11) RICHARD: Iran funded ISIS / ISIL* (1:42:51) ANTHONY, SoCal: Muslims respect Jesus?* (1:45:45) ANTHONY: Pearl, if Hake denied "parents"? Muslims, Allah* (1:49:51) ANTHONY: Starvation in Gaza, lying propaganda?* (1:51:25) ANTHONY: France taking Gaza refugees, girl full scholarship* (1:53:02) WILLIAM 7, CA: Will of God … END!BLOG https://www.thehakereport.com/blog/2025/8/7/thenbsphakenbspreport-thu-8-7-25PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2025/8/7/jlp-thu-8-7-25–Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/showVIDEO: YT - Rumble* - Pilled - FB - X - BitChute (LIVE) - Odysee*PODCAST: Substack - Apple - Spotify - Castbox - Podcast Addict*SUPER CHAT https://buymeacoffee.com/thehakereportSHOP - Printify (new!) - Cameo | All My LinksJLP Network: JLP - Church - TFS - Nick - PunchieThe views expressed on this show do not represent BOND, Jesse Lee Peterson, the Network, this Host, or this platform. No endorsement or opposition implied!The show is for general information and entertainment, and everything should be taken with a grain of salt! Get full access to HAKE at thehakereport.substack.com/subscribe

Busy calls day: Men's History and nasty accusations. Illegal Irish deported! An appreciative country caller. Caller got into it with a black gal online! Haters and "The Snake" poem/song.The Hake Report, Wednesday, August 6, 2025 ADTIMESTAMPS* (0:00:00) Start* (0:02:28) AI Golardo (not to be confused with AJ Gallardo)* (0:03:52) Hey, guys! Vacation shirt?* (0:07:04) NICK, Chicagoland, 1st: Drunk drag crashed at church* (0:15:23) DAVID, Ocala, FL: Winger. Robert Wagner. Kirk Douglas. 007, Lana Wood* (0:24:44) DAVID: black drama, why? Sarah Jakes.* (0:30:05) DAVID: Blue Oyster Cult* (0:32:10) Coffee: Cesar on shmorn* (0:34:53) Coffee: Popcorn on BLS* (0:39:29) Coffee: Greggatron Maze' husband?* (0:40:10) Coffee: Carver on the Irish deportations* (0:51:37) DAVID, VA, 1st: Anger, not my business, understanding w/o understanding, enjoy w/o enjoyment, body hurt but don't hurt, 50s, reconstructed Confederate soldier, seeing hell* (1:00:32) BRANDI, HI, 1st: JLP call on my fight w/ black gal* (1:15:33) MARK, L.A.: Catholic hero, Jesus Christ Superstar* (1:18:02) MARK: Maze offers nothing* (1:19:06) MARK: NJF vs Matt Walsh vs WNs; Tucker too little too late* (1:23:46) MARK: Trump should ignore judges? Feedback on callers* (1:26:54) ALEX, CA: Thomas Crapper? 60M illegals: No M. Fatigue?* (1:29:21) ALEX: Anger in a traffic jam, driving over the hill* (1:33:43) ALEX: Trump 2nd time, time to respond?* (1:35:24) WILLIAM III: Shirt, Wilt Chamberlain, Rush, Steve Garvey* (1:42:54) WILLIAM III: Hawaii gal, Snake poem* (1:45:59) WILLIAM III: Maze a shame! American Indian. KY John!* (1:46:58) Coffee: Cesar on my shirt, and Muslims vs J's on Jesus* (1:49:45) Coffee: Ronnie on WN* (1:51:33) MAZE, OH* (1:54:04) Closing: Punchie TV today! Or call tmrw!BLOG https://www.thehakereport.com/blog/2025/8/6/the-hake-report-wed-8-6-25PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2025/8/6/jlp-wed-8-6-25–Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/showVIDEO: YT - Rumble* - Pilled - FB - X - BitChute (Live) - Odysee*PODCAST: Substack - Apple - Spotify - Castbox - Podcast Addict*SUPER CHAT https://buymeacoffee.com/thehakereportSHOP - Printify (new!) - Cameo | All My LinksJLP Network: JLP - Church - TFS - Nick - PunchieThe views expressed on this show do not represent BOND, Jesse Lee Peterson, the Network, this Host, or this platform. No endorsement or opposition implied!The show is for general information and entertainment, and everything should be taken with a grain of salt! Get full access to HAKE at thehakereport.substack.com/subscribe

Last day of WHM. Don't interpret people as nice/nasty! Watch out for certain crowds and painkillers! Hulk Hogan drama: Mike Tyson or Joey Swoll?The Hake Report, Thursday, July 31, 2025 ADTIMESTAMPS* (0:00:00) Start, disclaimer* (0:03:53) Super: Alaska, William H. Seward* (0:06:22) Hey, guys! Mt Baldy, Rescue, Righteous bans.* (0:13:30) HADEN, TX, not Nate, Ronnie being fake* (0:18:52) HADEN: "Return to the Land," Maine?* (0:24:03) HADEN: Cincy beating, FCA beating* (0:31:53) DAVID, Ocala, FL: Iffy phone?* (0:32:41) WILLIAM III, CA: WHM* (0:44:43) WILLIAM III: Crime reality* (0:49:06) DAVID: Peter Fonda, Vic Morrow, Chinatown* (0:53:10) DAVID: Timothy St John…* (0:53:45) DAVID: Cincy beating, crime and fake news, "possibly white"* (1:02:36) DAVID: Off suboxone, painkillers* (1:08:32) DAVID: Georgia and Florida* (1:09:20) WHM reviews… Super: Kirk Douglas? Ugh.* (1:11:41) Coffees: Joey Swoll, Hulk Hogan, haters* (1:18:16) Super(s)... Mark for WHM* (1:21:04) News…* (1:25:29) Hulk Hogan for Our Greatest President* (1:29:26) Mike Tyson cussing, didn't think Hulk's racist* (1:32:24) Joey Swoll sorry: People want to be mad!* (1:34:58) JERMAINE, Canada: Joey Swoll guilt, Hulk Hogan hate* (1:39:05) JERMAINE: Loving things about girls* (1:40:09) MARK, L.A.: Walter Brennon, JR McCarthy, Rockwell Hall, Arthur J Jones* (1:41:33) MARK: Ban? Evil in the Snake Pit! Tariffs vs court* (1:44:41) ELIJAH, CA: Cus D'Amato, Joey Swoll, Hollywood* (1:49:31) Coffees: Wrongly convicted restitution? A.H. WHM* (1:51:26) RICK, VA: They're trying to start a R— war, Cincy* (1:52:36) ALLEN, MI: Joe McCarthy, Rosenbergs. Obsession is anger* (1:54:11) ClosingBLOG https://www.thehakereport.com/blog/2025/7/31/the-hake-report-thu-7-31-25PODCAST / Substack HAKE NEWS from JLP https://www.thehakereport.com/jlp-news/2025/7/31/jlp-thu-7-31-25–Hake is live M-F 9-11a PT (11-1CT/12-2ET) Call-in 1-888-775-3773 https://www.thehakereport.com/showVIDEO: YT - Rumble* - Pilled - FB - X - BitChute (Live) - Odysee*PODCAST: Substack - Apple - Spotify - Castbox - Podcast Addict*SUPER CHAT https://buymeacoffee.com/thehakereportSHOP - Printify (new!) - Cameo | All My LinksJLP Network: JLP - Church - TFS - Nick - PunchieThe views expressed on this show do not represent BOND, Jesse Lee Peterson, the Network, this Host, or this platform. No endorsement or opposition implied!The show is for general information and entertainment, and everything should be taken with a grain of salt! Get full access to HAKE at thehakereport.substack.com/subscribe

Keith discusses the impact of inflation and interest rates on real estate investing, emphasizing passive income strategies.  He highlights the Florida housing market, noting a 26% increase in listings post-pandemic.  Investor and Florida homebuilder, Jim, joins this episode to explain the overbuilding in the emotional market versus the underbuilt workforce housing.  His company focuses on new construction in areas like Ocala, offering 40-year loans with 5.25% fixed rates, and boasting an average tenancy duration of over three years. They also provide two years of free property management and a 10-year builder warranty. Resources: Schedule a free strategy session with a GRE Investment Coach to evaluate the opportunity at GREinvestmentcoach.com Show Notes: GetRichEducation.com/564 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, what control do you have over inflation and interest rates? Then, with the Florida housing oversupply and resultant attrition and price levels, wouldn't it be interesting to talk to a prominent Florida homebuilder? That's just what we do today on get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 2  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from coral, Illinois to Cape Coral, Florida and across 180 nations worldwide. I'm Keith weinholden. You are inside for another wealth building week. This is get rich education, the voice of real estate investing since 2014 with inflation on the upswing and is currently approaching 3% again, the formula is small. Down payment. Bank buys you the house. Tenants pay down the loan. Property Manager handles nearly everything. You collect cash every month. Inflation builds you massive wealth, and that's real estate, all right. And no one really knows what's going to happen with inflation and interest rates, those two positively correlated indicators, but at times we have an illustrious guest that will make a prediction. And GRE episode 224, from January of 2019 has been getting some attention lately. That's back when interest rates of all types were really low, and when I interviewed legendary investor Jim Rogers in Singapore, listen in to what he told you, and I on that episode, then   Speaker 3  2:49   you ask me, we're now headed up again, and interest rates are going to go go much, much, much higher over the next few decades, and it's going to ruin a lot of people. I hope none of your listeners get ruined. I hope I don't get ruined, but rising interest rates are here for a long time. Keith, be worried. Be careful.   Keith Weinhold  3:08   Yeah, some real Jim Rogers prescience there in Episode 224 he has seen some cycles. Now as investors, we've got regional phenomena and national phenomenon mortgage rates. They're a national one, because more or less, whenever you finance property anywhere in the nation, your rate is going to be the same nationwide. Perhaps you feel then like you don't have any control over your mortgage rate. Well, I've got two points to that. First, understand that today, mortgage spreads are almost back to normal. Now, what does that mean? Mortgage spreads from listening to the show, you probably know that the mortgage rate you pay is dictated more on the level of bond yields than it is the Fed funds rate that your own Powell controls. Well, 30 year mortgage rates are historically almost 2% above the bond yield, meaning they're 2% above the yield on the 10 year T note, okay, that's the bond yield. The spread was recently above 3% now it is down to about two and a half. To be clear, mortgage rates are now just about two and a half percent above bond yields in this narrowing, that means there's more investor confidence in the mortgage market, and that suggests that lenders are willing to offer loans at competitive rates without succumbing to volatility. So lenders are less concerned about the risk of you quickly refinancing out of the loan that they just worked to make for you, the translation is that this opens the door to make it easier for mortgage rates to fall to 6% and they've been nearly seven for a while. Though I don't predict rates. I'm speaking about probabilities here. Now some people want to lock up property before rates fall, because when rates fall, many think home prices will surge because more people can afford property than higher demand. And I think we all know that the conventional wisdom is to lock in your price now and then if rates fall, you refinance. Conversely, if rates go higher, well then you'll be glad you bought today when rates were lower. But today we're talking about how you can really control the mortgage rate you pay when you work with a builder that won't only see that your mortgage rate gets bought down, they'll ensure that they are the ones paying for the pie down, not you. That's key, as we talked to a home builder in Florida today, a state that makes headlines for being overbuilt, it's a case study in how a market gets to an overbuilt condition, or does it really get overbuilt? It depends on this segment of the real estate market that you're focused on as an investor, as you'll see today, let's meet this week's guest.    Keith Weinhold  6:05   I'd like to welcome Jim onto the show today. He's one of the founding partners of a prominent Florida home builder. They built over 9000 residences, and they have 120 plus full time employees, and it's been such an interesting time in Florida home building and the real estate market, so that's why we're chatting today. Hey Jim, welcome onto the show. Keith, great to be back. Thanks for having me. Let's talk about the problem statewide. Florida has about 26% more listings, more available housing inventory, as compared to pre pandemic levels. That's created some problems, some price attrition. Talk about, why did Florida get over built? Or are they not truly overbuilt when we segment that by product type.   Jim Sheils  7:02   Well, like you said, Keith, product type is really important to decipher here, because it does help dissect the problem a little more clearly. There's a lot of different markets happening, but two of the main things that I've seen that have caused the softening of certain segments of the market is one insurance if you are buying a 1957 home in southwest Florida, a few blocks from the beach, it is possible that your insurance has gone up four to five times. Yeah, the annual thing. So that is going to really start to shake people who own those properties. They're going to feel a little triggered to sell, and it's going to be more difficult to sell, because if you have an agent go and show that property and they ask for a good faith estimate from a lender, and they say, Well, what's your current insurance? That can really scare people. So that type of property normally properties older before 2004 when the rules changed, with higher insurance, that can change it. The second thing is, the emotional market always seems to take a hit, Keith, and I've heard you talk about this before. Now, the emotional market that I talk about is we have our median value in any of the real estate markets, right? And you go about 25% above the median, maybe 30% above the median values. That's what I call the emotional market. These are the really nice houses that are fun to visit. You know, nice to stay in, nice to live in, but they are emotional. This is an emotional market. The cash flow numbers have never worked. They're not on the ultra high end that those people normally own cash and they don't really care the fluctuation. It's that level above the median where I see the emotional market really take the hit, because when the emotion comes out, while the people it's harder to sell to find the buyers, especially with the rates jumping the way that they have over the last two years, there's not the ability to sit back and say, Well, you know what, Keith, I'm just going to hold this and rent it, because their negative position, their negative cash flow every month, begins to sink them quickly, and so that's where you see that pressure downward on that emotional market. If that makes any sense.   Keith Weinhold  9:06   did Florida really get ahead of itself with the increase in pandemic migration? Was there more building because they projected that high migration rate to continue, and it just didn't. Is that why areas of Florida are overbuilt.   Jim Sheils  9:22   What I believe happened was the migration was there, Keith, but again, you have to look at the sectors of the market. Now, when you're looking at a large national home builder, their goal is to sell the property with the greatest profit spread. It's just that simple, and those are the properties when times are good and times are hot, this emotional market, you know, 20, 30% above the median value for an area that's a very easy time to promote and to sell those types of properties and make the best spread for them. And so, yes, in that area, they got ahead of themselves, because it was easy to market to, easy to promote to. And again. In. Some people untrained investors, or people just emotional and saying, Well, I'm gonna have a second home in Florida, and I'll get there more often than I think I will. That causes that issue now, but going to the lower segment, like the workforce housing, like you and I have talked about, well, that has been underprepared for the migration and affordability. That is my word of the year, affordability, the affordable housing, the workforce housing. When you look at the stats, I think it was last year we found the stat that for every 25 workforce housing, new construction workforce housing, there's 100 renters. And so the workforce housing has been underdeveloped, and why? You know, we're a niche builder. It's very rare for a builder like us to focus on workforce housing. That's not the focus of many of the larger builders. They're on that more emotional market. So that's where we focus. But with builders like us focusing on that, no one else that part of the market, Keith has been under supplied, actually in the last few years, because the net migration didn't need those emotional houses. They needed the workforce housing.   Keith Weinhold  11:05   This is a great distinction. We can look at a stat like there's 26% more available housing inventory in Florida statewide than there was pre pandemic, but you've got to parse that by product type, workforce housing, which you specialize in, including build to rent, housing has not been oversupplied, not nearly to that same extent. It could even be undersupplied, depending on where you're at. These are the properties that make the best long term income properties. I hope you the listener caught it there. Jim gave an important date. 2004 is a key year when there were changes to building codes, which results in what your insurance premiums are going to be. Tell us more about that.    Jim Sheils  11:50   Yeah, 2004 right through Punta Gorda, Florida, where we build now. There was Hurricane Charlie came through. My dad's cousin, I have actually lived there at the time. I mean, that place got decimated. Keith, it got absolutely decimated, and the government called timeout. They said, timeout. Okay, we got to stop this. New rules. Moving forward, we're going to change the structural design requirements. We're going to change the elevation requirements. This is the big one. So you know, back in the day, you and I, if we were back in 1962 in Fort Myers, Florida, we could build a house at two feet or three feet above sea level. Those days are gone. If you're going to build a property like going back to Punta Gordon, now today, you have to build it 13 to 14 feet above sea level. So that means builders like us got to bring in a lot of dirt, and we grumble and complain about it until a storm goes through and we have no flooding on any of our properties. But that was a requirement, then stronger fasteners and structural design, because they just didn't want that risk or this type of damage. And it's been interesting, because they've been two hurricanes, you know, since 2004 that have really gone right over the eye. The main power of the storm has gone through. Punta Gorda. I've actually showed this on some videos that we've done on YouTube, like the flyover the next day, and you would think, Oh, well, maybe there was like a strong wind that went through, because there's palm fronds down and some fencing, but the houses are intact, and it's because things had to be rebuilt to today's standards. So I always tell people, hey, you know, we'd love to help you get a house, but if you're just going down there to find a house, I would highly recommend you look at the elevation and look if your house was built before the year 2004 or after, because that is really when things started to change. Not that a house earlier might not have what you're looking for, but elevation is such a key component when you're near coastal areas in Florida, the elevation of your home.   Keith Weinhold  13:41   Is it that simple? Pre 2004 you're likely to pay substantially higher insurance premiums on your Florida property than you are if the build year was 2004 or later.   Jim Sheils  13:52   It's a main component, Keith, another component will be to that is, you know, how close are you to the beach? If you're within, you know, a half a mile of the beach that can have an on lower ground of an older property, those combinations for risk analysis for an insurance company will come up not in your favor, and so you have to put that into account too. Again, the further you move inland, especially the further you move north, and the further you move inland in Florida, the insurance premiums go down because the risk assessment of the last 100 Years of hurricanes has been so much dramatically lower of actually causing issue.   Keith Weinhold  14:29   We'll talk about the Florida areas that you build in later. But first, let's just pull back. Talk about statewide. How bad is it? How bad is it with the overbuilt condition in some segments of the residential market, and how that's led to price attrition, a lack of rent growth or rental occupancy rates that are hurt potentially. Can you speak to that? How bad is it now,   Jim Sheils  14:54   again, going to the segment of the emotional market, so we're talking 20 to 30% above the median. In price in an area that's going to be bad, that's where you're going to have to have downward pressure. You're going to have to your property may have appreciated Well, if you did in 2020, but you're not selling a peak pricing. You're going to have to come off your numbers a good amount, because there's not as many buyers. And also, you got to remember, coupled with that pricing coming down, it's also the interest rates we got pretty spoiled. You know, three and a half percent interest rates, two and a half percent interest rates for some homeowners, that's just not the norm now. So when you're going off those numbers, the affordability, the ability to make that payment, has really been affected. So that emotional market, I think we're going to see a continued softening in that and again, in that emotional market too. To what I saw was, and I own some short term rentals, and I like short term rentals, but what we saw there was a rush, like, almost like a California gold rush, here in Florida, to people coming in and buying what they consider a short term rental, which was not really desirable for short term rent. It could get a few people here and there, but they would buy it, this emotional market, and then the numbers wouldn't work out. Now that, as well, is starting to put pressure on people saying, Oh, I'm losing so much money every month. Let's just sell and again, that emotional market, that area, 20, 25% 30% above median value. That's where we're seeing that. So you're going to see some pressure downward of that, I'd say at least another 10% because there's already been a dip in some areas 15 to 20% so there has been a correction in those and I think we'll continue to see that until some of this stabilizes.    Keith Weinhold  16:32   Talk to us about how the rental segment's doing, statewide   Jim Sheils  16:36   rental, we saw a stagnation for about a year and a half to two years, and just in the last six months, we've seen an increase in some of our main markets here. Again, when I say they main markets here, I'm always speaking, because that's what we stick to, the workforce housing. So we've seen workforce housing some of our main central Florida markets and some of our Northeast markets go up another 50 to $100 which was great, because it was stagnant for about two years. About two years. And then you'll see a continued dip of probably, you know, 10 to 15% on some of that emotional market rentals, because now there's a rush to try to rent them, and again, there's not as much of a demand for that segment of the market.    Keith Weinhold  17:17   We're talking with a prominent Florida home builder about Florida's temporarily overbuilt residential housing type. We've already learned that 2004 is a key year for what your insurance rates are likely going to be. We've also learned about how you need to segment these residential housing markets between workforce housing and the emotional side of the market. You're listening to get rich education more when we come back on Florida real estate, I'm your host, Keith Weinhold.   Keith Weinhold  17:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com.    Keith Weinhold  18:18   You know what's crazy, your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little is 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family tp 66866, to learn about freedom. Family investments, liquidity fund, again. Text family to 66866,   Kristen Tate  19:29   this is author Kristen Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  19:46   welcome back to get rich education. Jim is with us, a prominent Florida home builder, and it's so interesting to talk to a home builder today because you think a Florida is overbuilding Ground Zero, even though, paradoxically. Nationally, we're still in a somewhat under built condition, where there's somewhat of a lack of available housing supply. Now, back on our April 28 show, exactly three months ago today, which I know that you listened to Jim, that show was titled, is Florida real estate doomed? And the short answer is no and I gave a number of reasons for that. You don't want to catch a falling knife as an investor. One prominent reason that Florida real estate is not doomed, and you're not catching a falling knife, and this is so close to being 100% predictable, is the fact that the growth is going to be there. It always has been in Florida, the in migration has been remarkable. If you go back and look at every census over about the last 200 years, since 1830 Florida has grown substantially every single census, oftentimes and usually at a rate greater than the national average. So in migration is almost certainly going to continue, which, over the long term, will put upward pressure on prices, upward pressure on rents, and help with rental occupancy as well. When you have a vacancy, that next incoming tenant is going to be there, I think that's about as close to predictable as it can possibly get. So talk to us more about the dynamics in Florida and the in migration.   Jim Sheils  21:26   It's funny, Keith, last year the net migration, and you can check through all the stats out there. The net migration number for Florida, that means more people, obviously coming in than leaving, and the surplus was just about 470,000 so we still have a growth of 470,000 and people have set up. Florida. Net migration is over. And I'm going, well, it was pretty superb during the pandemic, but to say it's over when it's about a half million up from last year, I think would be a misconception for at the very least. So we feel the people are still coming, and we're asking, what kind of housing do they need? Do they need that higher end, emotional market housing? Not what we're seeing, what they're needing is affordability. They're going to areas where there's still great job source, there's still great affordability, and that's what we look for. Where can we still build a new construction, single family home for under $300,000 and have great job source close by. That's one of the things that we look for. Also, where is there that under supply of that workforce housing? There are very key markets in Florida that you know about that we build in. We're saying, yeah, there's lots of stuff on the market up there, but there is no supply of this workforce housing. We're going to keep building. And as you know, we have not stopped building the last two years, when a lot of people have run for the sidelines because they weren't in our sector of the market.   Keith Weinhold  22:48   Of course, you're very strategic about where you build geographically. Talk to us about where those places are   Jim Sheils  22:54   right now. Keith, my pick of the year has been the greater Ocala region, and I know we've been working with a lot of GRE folks in that region. Couple of reasons why, still had the strongest migration of any area in the US. And you can look that up. U haul had it as number one destination place. This was when I say greater Ocala. I look at Ocala, citrus springs, Inverness, that central Florida area. You know, still in some of those markets, Keith, we're building homes for 200 60s, 270,000 that's new construction, and enabled to get great rent and great financing, which no we'll talk about. And the job source is remarkable right now. In fact, interesting statistic, Keith, I know you watch this closely. In Ocala, the median price of a home is just around 300,000 main Ocala, you can get cheaper when you go out to citrus springs and Inverness, down to the 260s 270s but the median family income is 72,000 and when you look at that, that is a very good affordability index. That's very high average family income compared to a low median price, and that's bringing in more jobs. That's bringing in more security. Couple that with Central Florida being one of the lowest hurricane risk zones in the state. It's the highest ground. It's the furthest inland, in fact, to ensure a single family home on average in that area, about $65 a month for full coverage, wow, for a duplex, $105 a month, full coverage. And that's the advantage of new construction buying in the right areas or low hurricane risk zone and great job source coming in. So my favorite market right now, Keith, is that Central Florida, Ocala, citrus springs, Inverness, that's where we're building. Oh, that's also when people say it's overbuilt. Well, no, because we know that we're actually building for a few of the big institutions that have way bigger analysis departments than we do, and they're seeing that it's so behind on housing that people are finally going in. It was kind of an overlooked market all through the pandemic for the most part, and now it's finally getting people's attention.   Keith Weinhold  24:58   A couple months ago. On the show, I shared how a close friend purchased a new build Ocala duplex through you, the rents he got were even a little higher than you projected, and his insurance premium is $694 again, this is for a duplex. I forget. I think the purchase price was 400 to 420k on this new build property.   Jim Sheils  25:23   Yeah. And it's funny when people, we have lots of investors coming from all over, but I was in California's, know, for years. And when people hear a quote like that, like that, you just said 650, $6 they think that's for the month. And I say, No, no, no, that's for the year. And again, that's the misconception now, but you could pick up and you could go to a coastal area again, like I said in a 1952 duplex built at two feet above sea level that's had hurricane issues before, and your insurance could be $8,000 a year. Yeah, that's where you have to really shop before you actually pull the trigger on property. What are the taxes? What are the insurance? I mean, this is going back to core play, core strategy, but it's something you really have to look at   Keith Weinhold  26:07   talk to us about the product types that you're offering, all new build, and what percent of single family, duplexes and larger   Jim Sheils  26:15   the main majority of what we're building right now is single family and duplex. The numbers work great. They're in high demand. You know, duplexes are a pretty interesting product, Keith, because you can put them in single family home neighborhoods, and, you know, families that couldn't normally rent, afford to rent a full house there, can avoid an apartment building, still feel like they have their own home and afford to be in that neighborhood. So I'd say 80% of what we're doing is a combination of single family home and duplexes, and then, as you know, we still are building some of our quads, our four unit buildings in some areas of northeast Florida, like Jacksonville,   Keith Weinhold  26:50   expenses have obviously been on the mind of real estate investors. More so since interest rates doubled to tripled in 2022 you're selling to investors. Investors need the numbers to work. Since they're not in the emotional market, we're in the market where we're looking at numbers, and that biggest expense, of course, is your mortgage principal and interest. So you found a way to deal with high insurance premiums, because on most or all of your properties that you sell to investors, those insurance premiums are excessively low. Talk to us about what you've done with the mortgage rates, for investors   Jim Sheils  27:27   it's such an important point here, Keith, I remember hearing a warren buffett thing years ago saying, Well, I'm not really in the real estate and that, but for me, when I look at it, a house is worth what it can rent for. And that always stuck with me being Warren Buffett, even though he's not heavily invested in real estate like we are. But for get his sage advice on that that's always stuck with me. So when you're getting a property, yes, you want to have fair price, but the terms around it that actually produce the cash flow, or what's the condition of the property, where is it? But then the other fundamental numbers, what is your insurance? What are your taxes? And then the final big thing is, if you're leveraging, which I encourage, what's your mortgage? And so as you know, we're probably as obsessed with financing as we are with building right, cuz that's our model. We gotta build right. We gotta finance right. So we're always looking for the most advantageous programs where we can team up with banks. They'll allow us to pay an abnormal amount of points, which means discount points that we will pay, not the buyer, we will pay for our buyers to get the rate the lowest and most advantageous. We don't like short term teaser loans, where your rate's going to adjust in 18 months or two years. We saw a lot of people get in trouble with that, at least I did back in the Oh 708, days. So we want long term financing and low interest that's going to produce a cash flow, even though it's new construction from day one. And so right now, our newest program, as you and I have been talking about very excited, is actually a 40 year loan. It's a 40 year loan. We're paying the rate down. Right now we're at five and a quarter. A few weeks ago is at 4.75 so it does fluctuate back and forth. But here's what's exciting, Keith, you're leveraging into a new construction property that has longevity and durability. The first 10 years. Interest only the next 30 years is a 30 year AM, 30 year fixed at five and a quarter. So when you start to do the numbers and go through it, we're almost doubling cash flow on our single family homes and duplexes for people in areas like Ocala, and that makes such a difference to getting them off on the right foot.    Keith Weinhold  29:32   This is a key distinction. Rather than focusing on slashing the price and your properties are already affordable, you buy down that rate by purchasing discount points to buy down that mortgage rate for the investor at the terms that you just described. Builders often like this more. They don't want to cut their prices, because that can become a comparable and lead to a downgrade in values. And investors actually like it more as well, because rather than discounting the price. A little more. It helps the investor more. When you buy down that rate and you do it for them, they are not the ones participating in the rate. Buy down you, the investor. You're paying the closing costs like origination fee and title insurance and things like that. Okay with those 40 year loan terms like you laid out fixed interest only for the first 10 years, and then after 10 years, it transfers to a 30 year fixed, amortizing loan, still with that same rate locked in. Is that right?   Jim Sheils  30:29   That's correct. So there's no sometimes people think, oh, then it's going to trigger upwards several percent. It stays the same the whole 40 year term. We just go from interest only to principal and interest and again, you know, because you talk about the leverage all the time, the most important time to really solidify the strength of an investment and get cash flow going. The most pivotal time is in those first few years. Yeah, we feel we're really giving people that strong foundation to get a cash flowing right off the bat and be able to look long term. The great thing about new construction is people say, Could you hold it that long? I said, I'm planning to with some of my new constructions. Hopefully I'll be a little old man or my children will own them. But you can look out that far and know that you're jumping your cash flow in those initial years when a lot of people may be falling backwards. In fact, when we talked about those emotional markets where people bought higher end properties because they looked good and they felt good to walk through, and then all of a sudden they're bleeding month in, month out for a year, two years, three years. That's when they're ready to wave the white flag. We find with our model, with getting that rate really low, we're accentuating the cash flow forward those first few years, Keith, so they're ready to keep going after a few years, instead of raise the white flag.   Keith Weinhold  31:41   Yeah, when we think about how you're helping investors here while moving product at the same time, the number of problems that are solved are remarkable because you're solving the higher mortgage rate problem by buying down the rates. You've got a low rate, you've got a low insurance premium, you as the investor are almost certainly going to have low maintenance and repair costs since it's new build. And what else do you do when it's new build? The tenant, when they move in, they're the first person that's ever lived in that property, which probably means they're going to have a longer tenancy duration, because it's hard to move up and move into something better than the product you're offering, especially with low affordability for first time homebuyers. In fact, tell us about your average tenancy duration   Jim Sheils  32:21   yeah. So as you know, Keith, I did a ton of fixer uppers. First 15 years of my career, I wore that rehab badge on my shoulder with pride. I loved rehab and old houses. And look, that's great. That's a great way to get going. But I transitioned into new construction a decade ago, and so we've been able to do a lot of comparisons. And you know, back in the day, when I was fixing up lots of properties and renting them out, the older properties, my average tenant would stay about 13 months. It was a little over a year, get them for a year, and then there was move. But that was the average 13 months. Looking back now, and we've been doing this almost a decade. When you look at our new construction model, that went from an average of about 13 months to just over three years with our new construction product. So as you know, if all of a sudden we're pushing back that first move out from a year or 13 months to over three years, that's a tremendous way again to get the right footing and directional on your investment. So that was a really pleasant surprise. I did not expect going to new construction, but jumping from a year to three years has been a nice surprise.   Keith Weinhold  33:24   This brings to mind for you as a passive investor, it's sort of analogous to buying an existing business or starting a new one from scratch yourself, whether it's a rental car company or a tomato farm. You know, a lot of people wouldn't think about getting into business, they think about buying their own business, starting it from scratch, and that's really difficult to do when you're an investor. This way, you're not doing a fix and flip yourself, which is analogous to starting your own business from scratch. You get to buy someone's existing business. You're buying an existing property, a new build one, in this case, and that way you can look at all the financials already and have it be done for you in that all done for you sort of way, just like it is here. Well, Jim, do you have any last thoughts about the Florida real estate market today, especially with the lucrative product type that you're offering to investors?    Jim Sheils  34:16   I would just remind people do your homework, because there's apples and there's oranges, and you gotta compare the two, and you have to do the homework on which segment of the market is healthy and which one is not. I wouldn't recommend you invest in the unhealthy segment of the market, but look where the fundamentals are working. And go back to that term, a house is worth what it can rent for. And if you can look at that, and also couple with stability of new construction, this is where we've seen ourselves make the most money most success with the least amount of time for our investors. So I highly encourage that recipe for anyone out there.   Keith Weinhold  34:53   In addition to being a builder, Jim's company also holds properties under management. For investors, just like you, they offer that for you. For the long term, they have over 1000 current investors, many of them are GRE listeners. You can learn more about the provider at GRE marketplace under Florida statewide, but to get a free strategy session about the latest in what they have for available inventory, and also to compare this provider to other providers, the highest flex, the highest ROI move that you can make yourself as the listener for your due diligence is to connect with a GRE investment coach. It's free at GRE investment coach.com, oh, it's been valuable. Jim, thanks for coming onto the show.   Jim Sheils  35:38   Thanks for having me. Keith.   Keith Weinhold  35:46   Oh, yeah, hearing it straight from a builder today. And you know, a lot of builders create these nice looking, emotional Type homes, the same ones that appeal to owner occupants. They build those higher end homes because they create more builder profit. Well, that's the segment that has become overbuilt today, this build to rent provider we're talking about here is dealing with a public that reads these articles about the Florida slowdown, though things are still good in this workforce housing market. Well, because the public reads headlines, this builder still has to step in with incentives. So really, this is a case study on what a home builder needs to do to adjust to public perception more so than the reality. That's why Jim and his company keep building when others are they keep building because they keep selling to savvy investors, including you, the GRE listener, conversely, the overbuilt emotional market segment, that's where Florida single family home prices are often about 500k or more, and many of them have stopped building. It's that here, with this workforce housing, brand new, single family rentals sell for the high 200k to 300k range in the three hundreds and duplexes in the four hundreds. We've been working with this provider for nearly a decade, and I've asked them, what can you do for GRE listeners? And these are the best incentives yet, is they basically are making discounts in your favor to deal with this public perception. And they are an interest rate buy down that they make for you, like we mentioned, currently to five and one quarter percent. They're also giving GRE listeners two years of free property management, a rental Protection Program, a six month eviction guarantee and a 210 builder warranty. When you see a builder warranty expressed that way, that means they cover two years on the small stuff, 10 years on the big stuff. The latest pro forma that I saw for their single family rentals had a purchase price of 325k and a cash on cash return of nearly 7% when you include all those generous incentives. So if you're looking for a new market to expand into the time and place could very well be here and now, some people wait for blue sky and everything to be perfect before they act well, that never happens. This is about as close as you'll get today. You'll either keep what you've got or change what you're doing here, Jerry, we constantly shop the nation for you. Our coaches help show you where those deals are that they found. And this is a potential opportunity. Here you can get on the calendar of one of our investment coaches for free. And if you like, start by asking about Florida new build property with all the incentives that you heard about here on GRE podcast, 564 at GRE investment coach.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  39:09   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:32   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is. The Golden Age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  40:48   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

In this episode, Jeffrey Berk, VMD, MRCVS, joined us to talk about his involvement in Thoroughbred sales, particularly for yearlings, 2-year-olds, and young track horses.Dr. Berk began his veterinary career as a racetrack practitioner and subsequently started a practice in Ocala, Florida. He is currently residing and practicing in Lexington, Kentucky, with Equine Medical Associates. His primary practice focus is international Thoroughbred sales work. His horse ownership has included the purchasing, breeding, selling, and racing of Thoroughbreds.This episode of Disease Du Jour is brought to you by Equithrive.GUESTS AND LINKS - EPISODE 162:Host: Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)Guest: Dr. Jeffrey Berk, VMD, MRCVSPodcast Website: Disease Du JourThis episode of Disease Du Jour podcast is brought to you by Equithrive.Connect with the Host:Carly Sisson (Digital Content Manager) of EquiManagement | Email Carly (CSisson@equinenetwork.com)