Podcasts about Accredited Investment Fiduciary

Business owners planning their next chapter often face a tough decision: how to exit without compromising their legacy or selling to private equity.As baby boomers age out of ownership, many are turning to Employee Stock Ownership Plans (ESOPs) for their unique blend of liquidity, tax benefits, and cultural continuity. Yet, understanding the mechanics and long-term impact of an ESOP can feel overwhelming.Join Matt Di Francesco and Kelly Finnell, Premier ESOP Consultant and President at EFS ESOP Consultants, as they explore how ESOPs offer business owners a powerful way to exit on their terms—while turning employees into owners and preserving what matters most.Matt and Kelly also talk about:(02:30) Why are more business owners turning to ESOPs(05:45) What is an ESOP?(06:29) Three key ways ESOPs provide more than just a retirement plan(07:58) How ESOPs provide a powerful performance incentive(08:19) Can a 401(k) and an ESOP work together?(09:33) How are ESOP shares distributed among employees?(10:56) How ESOP shares are valued(12:28) Who should be the trustee of your ESOP trust(19:03) Why 95% of 100% ESOP-owned companies are S-Corps(22:03) What type of business would be a good candidate for an ESOP?(26:26) The four key questions addressed during the ESOP feasibility study() How long does an ESOP feasibility study and implementation take?Connect With Kelly FinnellLinkedIn: https://www.linkedin.com/in/esopcoach/Website: https://execfin.comOrder Kelly's book - The ESOP Coach here: https://www.amazon.com/ESOP-Coach-Ownership-Succession-Planning/dp/0578046997Check out these other resources as referenced in this episode:National Center for Employee Ownership - https://www.nceo.org/The ESOP Association of America - https://www.esopassociation.org/Connect With Matt DiFrancesco:matt@highliftfin.com(814)201-5855LinkedIn: Matt DiFrancescoLinkedIn: High Lift FinancialFacebook: High Lift Financial Instagram: @high_lift_financialYoutube: @highliftfinancialAbout the guest:Kelly Finnell is widely regarded as the nation's premier ESOP consultant, with over 40 years of experience helping business owners design and implement Employee Stock Ownership Plans. He has presented at more than 300 conferences across the U.S. and internationally, sharing his deep expertise in ESOP strategy and succession planning.Kelly is the author of The ESOP Coach: Using ESOPs in Ownership Succession Planning, published in 2010—a definitive guide that continues to be a go-to resource in the field today. He is also an Accredited Investment Fiduciary®, a designation awarded through the Center for Fiduciary Studies at the University of Pittsburgh, demonstrating his commitment to always acting in the best interest of his clients.A magna cum laude graduate of the University of Memphis, Kelly brings both academic rigor and decades of hands-on experience to every engagement. If you're considering an ESOP for your business, Kelly is truly the guy you want in your corner.Disclaimer:All information is obtained from sources deemed reliable, but not guaranteed. No tax or legal advice is given nor intended. Content provided herein or on our website should not be construed as an offer for investment advice or for securities, insurance, or other investment products. Investments involve the risk of loss and are not guaranteed. Consult a qualified legal, tax, accounting, or financial professional before implementing any investments or strategy discussed here.

Chas Woodhull Shares Wealth Management Insights Gallagher-pool.com About the Guest(s): Chas Woodhull is an accomplished financial advisor with a deep-rooted passion for entrepreneurship and investing. He began his journey at the tender age of eight and has since built a substantial career in wealth management. Currently serving as a Private Wealth Advisor at Gallagher Pool Wealth Management, Chas holds titles such as Accredited Investment Fiduciary and Certified Exit Planning Advisor. At only 29, he manages over $70 million in assets and is considered one of the most successful young money managers in the U.S. His career trajectory includes experiences at Northwestern Mutual and Gallagher Pool, where his strategic expertise in helping clients grow, preserve, and transfer wealth has been instrumental. Episode Summary: In this engaging episode of the Chris Voss Show, we explore the journey of Chas Woodhull, a dynamic young entrepreneur and financial expert, who started his investment career at the age of eight by purchasing Microsoft stock with his Kentucky Derby winnings. Host Chris Voss invites Chas to share his experiences growing up in an entrepreneurial family, his passion for investing, and his current role as a Private Wealth Advisor at Gallagher Pool Wealth Management. This episode is filled with insights into Chas's approach to financial planning and wealth management. Listeners will delve into Chas's unique perspective on investment strategies, highlighting how Gallagher Pool Wealth Management distinguishes itself by adopting principles of the world's greatest investors. Chas emphasizes the importance of maintaining a concentrated portfolio of quality companies with strong balance sheets, rather than adhering to conventional diversified investments. Throughout the conversation, Chas offers valuable advice on financial literacy, the significance of starting early with investments, and cultivating a mindset geared toward constant personal and professional growth. Key Takeaways: Chas Woodhull began investing at age eight, inspired by his entrepreneurial family and a passion for financial literacy. Gallagher Pool Wealth Management emphasizes a focused investment strategy aligned with top investors rather than broad diversification commonly pushed by large financial institutions. Starting early and being consistent is crucial in building wealth, with a significant impact from time invested in the market. Chas's firm prioritizes working with clients who are coachable and willing to learn, regardless of their initial investment size. Personal health and fitness are key components of Chas's success, reflecting his dedication to being the best version of himself. Notable Quotes: "If you don't have a plan, you plan to fail." - Chris Voss "The best time to get ahold of your finances and to start investing was five, ten years ago, or yesterday. The second best time is today." - Chas Woodhull "I believe that the way most big companies tell people to invest is for two reasons: it's easily saleable, and they know they're not gonna get sued." - Chas Woodhull "Life's too short not to work with good people." - Chas Woodhull "I've always been competitive. I've always wanted to be really great at whatever I do." - Chas Woodhull

Tom Bodrovics hosts both Bob Thompson from Raymond James and Larry McDonald, creator of the Bear Traps Report, for a discussion on inflation trends in the G7 economies. They emphasize the unprecedented $16 trillion debt increase since 2008 due to fiscal and monetary responses to crises, which has led to significant inflationary pressures, particularly in energy costs. They argue that the market's response is putting pressure on long-term bonds and the US currency, potentially requiring a hard asset tie for stability. They also discuss the implications of a strong US dollar for Trump's economic goals, with some factions favoring a weaker dollar. A strong dollar negatively affects U.S. manufacturing exports, hurts companies with sales outside the United States, and forces the Fed to buy bonds, potentially leading to inflation and an economy weakening. Central banks are increasing their gold purchases and shifting away from US treasuries due to sanctions and mistrust in the US government, which could negatively impact the dollar's strength. Gold stocks have underperformed the S&P 500, but may offer asymmetrical returns as interest rates remain low and inflation normalizes at a higher level. They discuss historical gold investing regimes and the transition back towards the one where real rates are favorable for gold. They emphasize the importance of recognizing trends, being ahead of the power curve, and investing accordingly. The possibility of the Federal Reserve's inflation target shifting towards 3% is discussed, which could benefit certain investment portfolios in sectors like industrial, metals, materials, oil, and gas. Time Stamp References:0:00 - Introduction0:48 - Fed & Inflation10:18 - Financial Conditions?13:13 - Misplaced Optimism?18:13 - Strong Dollar & Trump?24:56 - C.B. Gold Buying31:30 - Sectors & Momentum34:30 - Entry Points & Markets36:37 - Bull Markets42:03 - Strong/Weak Bull42:54 - Energy Demand & Silver49:03 - Rates & Fed Targets52:30 - Stocks Vs Commodities55:17 - Mining Clock Cycle57:18 - Concluding Thoughts1:01:13 - Wrap Up Talking Points From This Episode Unprecedented debt increase contributes to inflationary pressures, particularly in energy costs. Strong US dollar negatively impacts U.S. manufacturing exports and forces Fed bond buying. Gold stocks offer asymmetrical returns as interest rates remain low and inflation normalizes. Bob Thompson Links:Twitter: https://x.com/bobthompsonrjWebsite: https://www.raymondjames.ca/Website: https://bobthompson.ca When Bob Thompson started university, he thought he was headed towards a career in medicine. He graduated from Simon Fraser University with a Bachelor of Science (BSc), but with his family facing financial adversity, achieving financial security became first an interest and then a passion. Bob is now a Certified Investment Manager and Accredited Investment Fiduciary professional with more than 20 years of experience in the financial services industry. Over the course of his career, Bob has established himself as a respected portfolio manager and one of Canada's leading authorities on customized investments. With an in-depth knowledge and scientific approach to financial markets, Bob and his team help institutions and select clients to meet their specialized financial goals. He has won numerous awards for portfolio management, and has established himself as a sought after media resource and industry speaker. He is the author of Stock Market Superstars: Secrets of Canada's Top Stock Pickers, a "must-read" for both investors and portfolio managers. His perspective and insights into markets have been featured in Maclean's, the Globe and Mail and the Financial Post, and he is a popular guest on Bloomberg Canada, Business News Network and CBC News, among others. Bob is also a frequent guest speaker at international investment conferences on portfolio strategy and in specialized investments.

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from https://UHNWC.com/   Ann Austin (https://www.raymondjames.com/annaustin/) is a Financial Advisor at Raymond James. She professionally serves her community in Retirement, College, and Estate Planning. She holds designation as Accredited Investment Fiduciary, AIF® and Accredited Asset Management Specialist, AAMS® Ann Austin began her career with Regions Investments in 1998, which later merged with Morgan Keegan and then Raymond James. In this episode, Chris and Ann discuss: 1. Unlocking Niche Markets 2. The Power of Referrals 3. Women in Finance 4. The Emotional Side of Financial Advising LinkedIn: https://www.linkedin.com/in/ann-austin-ab9566187/  Website: https://www.raymondjames.com/annaustin/  Maximize your marketing, close more clients, and amplify your AUM by following us on:  Instagram:  https://instagram.com/ultrahighnetworthclients  TikTok: https://tiktok.com/ultrahighnetworthclients  YouTube: https://www.youtube.com/@uhnwc Facebook: https://www.facebook.com/UHNWCPodcast  Twitter: https://twitter.com/uhnwcpodcast  iTunes:  https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400 Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDr Website: https://uhnwc.com  Work with us: https://famousfounder.com/fa  DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. 

Kelby Meyers is the CEO and founder of Nestimate, Inc., focused on driving financial security for retirees. With over a decade in financial services, specializing in insurance and annuity products, he founded Nestimate in 2022 to empower advisors with retirement income solutions. Previously, he was an independent financial representative at Ohio National Financial Services, earning recognition on the Wall of Fame and the Executive Council.Kelby holds a degree in Economics from the University of Nebraska and is an Accredited Investment Fiduciary and Certified Plan Fiduciary Advisor. Living in Lincoln, Nebraska, with his family and their goldendoodle, he enjoys staying active, golfing, and mentoring other entrepreneurs.Josh Anderson is the COO of Nestimate Inc, focusing on strategic initiatives, innovation, product development, and fiduciary services. Before joining Nestimate in 2024, he was the VP, Strategic Account & Innovation Director at Franklin Templeton, leading strategic projects for workplace retirement plans. He previously worked in Raymond James's Institutional Fiduciary Solutions group and at Fidelity Investments.Josh holds a BS in Applied Economics from Florida State University and is a CFA Charter holder. He lives in St. Petersburg, FL, with his wife and two daughters.In this episode, Eric, Kelby Meyers, and Josh Anderson discuss:Differentiating services and delivering value Managing longevity risk through income solutions Educating plan sponsors on guaranteed income options Implementing a repeatable process Key Takeaways:Introduce retirement income analytics to clients to differentiate services and deliver additional value beyond plan enrollment. Utilize external resources for guidance on Secure 2.0 and retirement income planning.Offering a retirement income solution helps participants manage longevity risk, increase potential spending, reduce volatility, retain assets, and lower recordkeeping fees while providing a pension-like experience without the downsides of a defined benefit plan.Present retirement income solutions during plan proposals to win business and educate plan sponsors on guaranteed income options.Implement a repeatable, documented process to evaluate retirement income solutions efficiently, provide a framework for plan fiduciaries to prudently select appropriate options tailored to plan demographics, and document the analysis for fiduciary files.“Number one, you can hedge longevity risk. Number two, it can increase potential spending for a retiree so it gives them an extra layer of confidence as they approach and enter those retirement years. And then lastly, it reduces volatility, giving participants peace of mind as they near and enter retirement, to know what they have is going to be there.” - Kelby Meyers Connect with Kelby Meyers and Josh Anderson:Website: https://www.mynestimate.com/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast is general in nature and is provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date but may be subject to changeIt is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.

The Four Gardens Podcast returns after a long hiatus with an interview of Johann Klaassen, the CEO and CIO of Horizons Sustainable Financial Services. I am thrilled to be working at Horizons as an investment advisor representative. One reason I enjoy my work so much is that I get to collaborate with Johann and learn from him every day. In our conversation, Johann explains what we mean by Socially Responsible Impact (SRI) investing, how we practice it at Horizons, and common misconceptions about this approach to investing. We discuss the ongoing intergenerational wealth transfer occurring. Johann shares about his background and how his study of philosophy shapes his approach to investing and working with clients. Links: https://horizonssfs.com/expanding-horizons-jake-ifshin/ KLD 400: https://www.msci.com/documents/10199/255599/msci-kld-400-social-index.pdf The Deep Impact Investing Podcast: https://horizonssfs.com/our-podcast/ Johann's Bio Johann A. Klaassen, PhD, is CEO and Chief Investment Officer for Horizons Sustainable Financial Services, where he develops asset allocation strategies and oversees investment policy for Horizons' individual and institutional clients. As a passionate advocate for SRI, a skilled navigator of its intricacies, and an enthusiastic early adopter of just about every new communication tool and technology, Johann is informed, informative, and far more accessible than his many commitments might imply. He directly serves clients across the nation, tending to specialize in serving unusual and special circumstances or needs. Johann is a CERTIFIED FINANCIAL PLANNER® professional. He was among the first in the nation to embrace the now-standard certification of Accredited Investment Fiduciary™ and holds the 70th such accreditation ever issued. He holds a B.A. from St. John's College, Annapolis/Santa Fe, and Masters and PhD degrees from the Philosophy Department of Washington University, St. Louis, where he specialized in Ethics and Social Philosophy. He served on the faculties of Washington University, Webster University, Millikin University, the University of Colorado at Colorado Springs, the University of Central Arkansas, and the University of Idaho. He has published and lectured on many topics, including areas of environmental ethics, business ethics, and social bias in finance. The content of this podcast is for informational and educational purposes only, and is not intended to be a substitute for personalized professional investing advice. Only you and your financial advisor can determine what the right investments are for you. Jake Ifshin is an Investment Advisor Representative of Horizons Sustainable Financial Services, Inc., an SEC-registered investment advisor. The information covered and posted represents the views and opinions of the host and or guest and does not necessarily represent the views and opinions of Horizons. Horizons Sustainable Financial Service's financial professionals do not render tax, accounting, or legal advice. Full disclosures are available at the Disclosures and Disclaimers link located at the bottom of the Horizons website at https://horizonssfs.com. Full disclosures are available at: https://horizonssfs.com/about-horizons/disclosures-and-disclaimers/ Correction:  I mistakenly referred to Aaron Garza as the current Chief Compliance Officer.  Although there are plans to make that official in 2025, on the date of the posting he did not hold that title.  Because that's what he does, it was in fact Mr. Garza who made sure I corrected this to make sure everything was in compliance with applicable rules and regulations.

Interview with Freddie Rappina, who is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia.  His web sites are https://www.optafinancial.com/ and https://calendly.com/freddierappina  

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. He is also the Author of the book "Playing the Wealth Game" available on amazon and Audible

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-building-wealth-that-lasts

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-building-wealth-that-lasts

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-selecting-the-right-financial-planner

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-selecting-the-right-financial-planner

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-demystifying-financial-planning

Melissa George is a seasoned financial expert, renowned for her mastery in financial planning, insurance, and investment strategies, specifically tailored for small business proprietors. With nearly thirty years of proven excellence in the field, Melissa has refined her ability to craft comprehensive plans that perfectly align with her client's aspirations and objectives.As a trusted advisor, Melissa prioritizes protecting her client's financial well-being. Notably, she is the first woman of color to achieve the prestigious CERTIFIED FINANCIAL FIDUCIARY® designation, operating under the utmost standards of integrity, confidentiality, and diligence. At the helm of InvestHER Fiduciary Solutions for the past 18 years, Melissa has guided her clients to financial prosperity, enabling them to RETIRE WITH CONFIDENCE.Melissa's academic background includes a BBA from Georgia State University, complemented by a series of professional accreditations including ACCREDITED INVESTMENT FIDUCIARY®, CERTIFIED FUND SPECIALIST®, and FINRA® Arbitrator. Additionally, she is a Goldman Sachs One Million Black Women Business Scholar.Beyond her professional achievements, Melissa is deeply engaged in various professional and community organizations, including AAAFA (Association of African American Financial Advisors), NAWOSB (National Association of Women-Owned Small Businesses), WEOP (Women's Entrepreneurial Opportunity Project), United Way VIP Alumni Association, Girls Inc of Greater Atlanta Board, and Delta Sigma Theta Sorority, IncLearn More: https://www.investherfiduciarysolutions.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-melissa-george-founder-ceo-of-investher-fiduciary-solutions-demystifying-financial-planning

Freddie Rappina is a seasoned Financial Advisor, Chartered Financial Consultant, and Accredited Investment Fiduciary™ who founded Opta Financial.   With a comprehensive approach, Freddie helps clients assess their financial situation, set goals, conduct thorough analyses, and implement actionable plans tailored to their needs.   Beyond his expertise in financial services, Freddie also brings experience from his time in law enforcement, having retired from the Fairfax County Police Department in Virginia.   Originally from Long Island, New York, Freddie enjoys baseball and brings his well-rounded background to every aspect of his work.   Tune in to hear how Freddie blends his unique experiences to help clients achieve financial success!   Learn More Here: https://calendly.com/freddierappina   Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/elishaarowojobe  

Welcome to the  Financial Freedom & Wealth Trailblazers Podcast! In this episode, we'll discuss the importance of investing and developing a comprehensive financial strategy that goes beyond just putting money aside.  Freddie Rappina is a Wealth Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™and Retirement Income Plannice Specialist who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia.  Freddie is originally from Long Island, New York and enjoys watching his son play baseball and his daughter in cheer competitions. Connect with Freddie here: https://www.linkedin.com/in/freddie-rappina/ www.optafinancial.com Feel free to review my book Playing the Wealth Game on Amazon: https://www.amazon.com/Playing-Wealth-Game-Strategies-Financial/dp/B0D758WQB2/ref=cm_cr_arp_d_product_top?ie=UTF8#detailBullets_feature_div Grab the freebie here: Complimentary Consultation:  https://calendly.com/freddierappina =================================== If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends. Thanks for watching the Financial Freedom & Wealth Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com. Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers.  Request to join here:  https://www.facebook.com/groups/profitablecoursecreators QUICK LINKS:  APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-application GET MORE CLIENTS: https://app.digitaltrailblazer.com/client-acquisition-accelerator-pdf DIGITAL TRAILBLAZER: https://digitaltrailblazer.com/ JOIN OUR FREE FACEBOOK GROUP: https://www.facebook.com/groups/profitablecoursecreators

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals,completes a financial analysis,provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry,Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia. Freddie is originally from Long Island,New York and enjoys coaching baseball. Middle-class finance, akin to checkers,involves straight forward moves focused on saving and long-term stock market appreciation with minimal debt, aiming for stability. Wealthy finance, akin to chess, entails strategic leveraging of investments for cash flow, utilizing debt and the stock market as reserves for loans. While the middle class plays a simpler game of accumulating assets for security, the wealthy play a strategic game, leveraging assets to generate active income streams and allowing for greater financial growth and risk management. Webpages: https://playingthewealthgame.com/https://www.optafinancial.com/Book: https://www.amazon.com/Playing-Wealth-Game-Freddie-Rappina/dp/B0D758WQB2/ref=tmm_pap_swatch_0?_encoding=UTF8&dib_tag=se&dib=eyJ2IjoiMSJ9.QLHHQ2oQu1gZMgL6jMz4BXPxK9j-BjIAk2LhHIxDFnYUl6CO8DWKZYnWXiVKZU5m5vhRG5UNLNFdnyMKhKUh8dz784GUxjMeJJPPvALHlFbklKKLDJg42sYDpboGizLnbSPo4h3sNDPVkpURELOKcj6Fr4rsLFFBsFF-QznmqzdQWizfAeQB8gL43O9PqSBB8u6MZet8GrlcSD7-XJUBWxAJAEg9is1xDjV7rqEvilI.WtlUwTpdZZaaBX3953clyhSpR8RWNneRWKd0u1lMj6s&qid=1718631451&sr=8-1Connect and tag me at:https://www.instagram.com/realangelabradford/You can subscribe to my YouTube Channel herehttps://www.youtube.com/channel/UCDU9L55higX03TQgq1IT_qQFeel free to leave a review on all major platforms to help get the word out and change more lives!

Miguel Gonzalez, CRC breaks down the differences between pre-tax, Roth, and non-Roth after-tax contributions for employer-sponsored retirement plans. Learn how to choose the best option based on your financial goals and tax situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Freddie Rappina is a Financial Advisor and a Chartered Financial Consultant as well as an Accredited Investment Fiduciary™ who founded Opta Financial. Freddie helps clients examine their current financial situation, financial goals, completes a financial analysis, provides recommendations, implements and reviews plans for clients. In addition to experience in the financial services industry, Freddie also has experience in law enforcement and is retired from The Fairfax County Police Department in Virginia. Freddie is originally from Long Island, New York and enjoys coaching baseball. Listen to this insightful RIA episode with Freddie Rappina about his transition from police officer to wealth advisor. Here is what to expect on this week's show: - How Opta Financial aims to bring advanced wealth-building strategies to the middle class. - Why it's important to transition from middle-class financial strategies to wealth-building ones. - How the biggest differentiator between middle-class financial strategies and wealth-building strategies is the attitude towards debt. - How Opta Financial also caters to clients who want to further advance their wealth through strategic investments. - How compound interest is oversold to the middle class as a primary wealth-building tool. Connect with Freddie: Links Mentioned: playingthewealthgame.com optafinancial.com Facebook facebook.com/OptaFinancial LinkedIn linkedin.com/company/opta-financial Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Miguel Gonzalez, CRC, this week as he guides you through an easy annual checkup for your retirement plan. From optimizing contributions to reviewing investments, learn practical steps to keep your retirement strategy on track.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

In this week's podcast, Certified Retirement Counselor Miguel Gonzalez challenges your retirement savings knowledge with a True or False test. Tune in to see how much you know!Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

In today's rapidly evolving financial landscape, negotiating retirement has become more crucial than ever. Whether you're planning for your own future or helping employees secure theirs, understanding the intricacies of retirement planning is essential.    Join your host, Cindy Watson, as she explores strategies and insights on "Negotiating Retirement For Yourself and For Employees," with Courtenay Shipley, shedding light on how to navigate this critical aspect of financial well-being with expert guidance.   Courtenay Shipley, the founder and Chief Planologist of Retirement Planology. With a wealth of experience in corporate-sponsored retirement plans, Courtenay has conducted over 10,000 educational meetings and holds prestigious designations such as Accredited Investment Fiduciary™, Chartered Retirement Plan Specialist, Certified Plan Fiduciary Advisor, and Certified Exit Planning Advisor. As the president of the Retirement Advisor Council and a recipient of numerous accolades including Top Women Advisor, NAPA Young Gun, and FT Top 401 Advisor, Courtenay brings unparalleled expertise to our discussion today.   In this episode, you'll discover:   Why does retirement planning matter? What are some of the key components that should be considered when creating retirement plans? What is being offered out on the market today? The significance of retirement plans being culturally competent. What are the benefits and why do we need them? What are some of the biggest pain points that we're seeing out today? And many more!   Learn more about Courtenay Shipley:   Website: www.retirementplanology.com Social links: https://www.linkedin.com/in/cshipley https://www.linkedin.com/company/retirement-planology-inc   If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life.   Check out our website at www.artofFeminineNegotiation.com if that sounds interesting to you. Get Cindy's book here: Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776 CONNECT WITH CINDY: Website: www.womenonpurpose.ca Facebook:  https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ (X) Twitter:  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email:  cindy@womenonpurpose.ca  

This episode with Miguel Gonzalez, Certified Retirement Counselor, dives into setting achievable retirement savings goals. Learn how to break down daunting numbers, navigate changing assumptions, and make your future self a priority to stay on track for a secure retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, as he guides you through essential strategies to ensure a smooth and confident transition into retirement.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.#cortburgspeaksretirement  #retirement #retirementplanning #retirementtips #retirementincome #retirementincomeplanning #retirementgoals #retirementinvesting #retirementadvice #retirementgoals #stockmarket #moneymanagement #wealthmanagement #financetips #financialadvice #financialfreedom #financialeducation #insurance #CortburgSpeaksRetirement #MiguelXGonzalez #retirementmyths, #retirementplanning, #financialtips, #MiguelGonzalez, #CortburgRetirementAdvisors, #retirementadvice, #retirementsuccess, #retirementreality, #financialwellness, #retirementsavings, #retirementhealth, #postretirementplanning, #retirementsimplifiedWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

This week Miguel Gonzalez, CRC, shares practical tips for those 10 years away from retirement to help plan for a smooth and stress-free transition.About Cortburg Retirement Advisors, Inc. Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Join Miguel Gonzalez, a Certified Retirement Counselor with over 20 years of experience, as he discusses revisiting your financial goals this summer and provides 5 essential tips for achieving financial independence.About Cortburg Retirement Advisors, Inc. Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Related Links:

Discover how annuities, mutual funds, and life insurance can shape your retirement strategy for a secure financial future. Join Miguel Gonzalez, CRC, as he breaks down these key components and empower you to make informed decisions.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Related Links:

Join Miguel Gonzalez, CRC, this week as he tackles the crucial question of when to start receiving Social Security benefits. Tune in to learn how your decision impacts your financial future and get expert insights to help you make the best choice for your unique situation.About Cortburg Retirement Advisors, Inc.Cortburg Retirement Advisors is a full-service, boutique financial planning firm dedicated to guiding clients through both turbulent and calm economies. Our mission is to help you grow, protect, and preserve your assets from your first job through retirement. With comprehensive in-house capabilities, our experienced team assists with all financial needs, including wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning.About Miguel Gonzalez, MBA, AIF®, CPFA®, PPC®, CRC®Miguel Gonzalez is a Retirement Specialist with over 20 years of experience in retirement income planning, investment management, and retirement plan design.Former Financial Advisor at JP Morgan Chase Bank, Merrill Lynch, and ING Financial Advisors.Consultant for Barbara Corcoran Inc. and the World Bank.MBA from Columbia Business School.Life and Health insurance licenses, Series 7 and 66 registrations held through LPL Financial.Fluent in English, Spanish, and Russian.Certifications: Certified Retirement Counselor®, Certified Plan Fiduciary Advisor®, Accredited Investment Fiduciary®, Professional Plan Consultant®.Related Links:

In today's rapidly evolving financial landscape, negotiating retirement has become more crucial than ever. Whether you're planning for your own future or helping employees secure theirs, understanding the intricacies of retirement planning is essential.    Join your host, Cindy Watson, as she explores strategies and insights on "Negotiating Retirement For Yourself and For Employees," with Courtenay Shipley, shedding light on how to navigate this critical aspect of financial well-being with expert guidance.   Courtenay Shipley, the founder and Chief Planologist of Retirement Planology. With a wealth of experience in corporate-sponsored retirement plans, Courtenay has conducted over 10,000 educational meetings and holds prestigious designations such as Accredited Investment Fiduciary™, Chartered Retirement Plan Specialist, Certified Plan Fiduciary Advisor, and Certified Exit Planning Advisor. As the president of the Retirement Advisor Council and a recipient of numerous accolades including Top Women Advisor, NAPA Young Gun, and FT Top 401 Advisor, Courtenay brings unparalleled expertise to our discussion today.   In this episode, you'll discover:   Why does retirement planning matter? What are some of the key components that should be considered when creating retirement plans? What is being offered out on the market today? The significance of retirement plans being culturally competent. What are the benefits and why do we need them? What are some of the biggest pain points that we're seeing out today? And many more!   Learn more about Courtenay Shipley:   Website: www.retirementplanology.com Social links: https://www.linkedin.com/in/cshipley https://www.linkedin.com/company/retirement-planology-inc   If you're looking to up-level your negotiation skills, I have everything from online to group to my signature one-on-one mastermind & VIP experiences available to help you better leverage your innate power to get more of what you want and deserve in life. Check out our website at www.practicingwithpurpose.org if that sounds interesting to you. Get Cindy's book here: Amazon   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 EBook   https://www.amazon.com/Art-Feminine-Negotiation-Boardroom-Bedroom-ebook/dp/B0B8KPCYZP?inf_contact_key=94d07c699eea186d2adfbddfef6fb9e2&inf_contact_key=013613337189d4d12be8d2bca3c26821680f8914173f9191b1c0223e68310bb1 Barnes and Noble   https://www.barnesandnoble.com/w/the-art-of-feminine-negotiation-cindy-watson/1141499614?ean=9781631959776   CONNECT WITH CINDY: Website: www.womenonpurpose.ca Website: www.practicingwithpurpose.org Facebook:  https://www.facebook.com/womenonpurposecommunity/ Instagram: https://www.instagram.com/womenonpurposecoaching/ LinkedIn: linkedin.com/in/thecindywatson Show: https://www.womenonpurpose.ca/media/podcast-2/ X(Twitter):  https://twitter.com/womenonpurpose1 YouTube:https://www.youtube.com/@hersuasion Email:  cindy@womenonpurpose.ca  

Darryl Lyons is the co-founder and CEO of PAX Financial Group, an Inc 5000 Company for 4+ years. He has over 20 years of experience in retirement planning, wealth management, and entrepreneurship, and holds multiple credentials, including Certified Financial Planner (TM), Behavioral Financial Advisor, Chartered Financial Consultant, and Accredited Investment Fiduciary.Download a FREE E-book on Biblical Responsible Investing at https://info.paxfinancialgroup.com/ebook-offer-biblically-responsible-investingBooks mentioned in the episode: Small Business Big Pressure: A Faith-Based Approach To Guide The Ambitious Entrepreneur by Darryl W. Lyons https://amzn.to/3xPhWaoBiblical Responsible Investing: Insights for Kingdom-Minded Investors by Darryl W. Lyons https://amzn.to/3QaE19zThe Psychology Of Money: Timeless Lessons On Wealth, Greed, and Happiness by Morgan Housel https://amzn.to/3U0tMWgI'm Priscilla Shumba, your host. I'm a SmallBusiness Media Consultant, and Author. I'm also a wife and mom of 2. ❤️ Faith-driven entrepreneurship is my passion.

Brian Spinelli, CFP, Co-CIO of Halbert Hargrove Global Advisors. Halbert Hargrove is a financial advisory firm with ~$3B in assets under management. Bio Brian joined Halbert Hargrove in 2006 and works with clients across the US; his responsibilities encompass running the firm's investment committee as well as advising individuals and institutions on their investment and wealth advisory needs. He connects with clients from all walks of life: “I build relationships of trust by being knowledgeable and straightforward, and making a positive difference. Sometimes that means not sugar-coating issues—which I believe most clients come to appreciate.” Brian was named to HH's management team in 2012. His colleagues call him organized, highly disciplined, and fearless in critical conversations with clients. He values “leading the firm's clients and helping them feel understood, supported and confident in their plans and in the work we do for them. I am fascinated by capital markets as well, and enjoy the process of researching nontraditional approaches to investments.” Before joining Halbert Hargrove in 2006, Brian worked as a Financial Analyst with Northrop Grumman Corporation, reporting to the CFO and Director of Financial Planning; in this role, he carried out financial projections, market and portfolio analysis, and financial modeling. Brian earned his Bachelor of Arts in Business Administration – Finance from Loyola Marymount University in 2002 and his MBA from LMU in 2005. He was awarded the ACCREDITED INVESTMENT FIDUCIARY™ designation by the University of Pittsburgh-affiliated Center for Fiduciary Studies and is a CERTIFIED FINANCIAL PLANNER™ professional. Website: https://www.halberthargrove.com/ --- Support this podcast: https://podcasters.spotify.com/pod/show/smartmoneycircle/support

God and Nature Are Long. To Make Profits, Take Profits.   Name: Dryden Pence  Title: Pence Capital Management CIO Pence Wealth Management, & Pence financial group. Website: https://pencecapital.com/team-members/dryden-pence/ AUM: $2.2B & $1B AUA Bio: Dryden Pence serves as Chief Investment Officer for Pence Capital Management (“PCM”), overseeing the consulting activities for PCM related strategies. With 30 years of experience in the financial industry, and as a retired Army Colonel trained in the field of Intelligence, Special Operations and Psychological Warfare, he specializes in capitalizing on the supply chain of human demand by identifying investment opportunities through its trademarked process: Choke Point Investing™. Dryden Pence combines his formal training and knowledge as an Economist with his years of experience in psychological warfare to bring a unique understanding of human behavior and how it affects the economy and the markets (ahead of change). He is an Accredited Investment Fiduciary® and in his capacity, as Chief Investment Officer at Pence Capital Management, he oversees the investment strategy and consultative services provided to product platform distributors. --- Support this podcast: https://podcasters.spotify.com/pod/show/smartmoneycircle/support

My guest for this episode is Courtenay Shipley. Courtenay is the founder and Chief Planologist of Retirement Planology, a consulting and registered investment advisory firm for corporate-sponsored retirement plans. With a wealth of experience in the retirement plan industry, Courtenay not only offers her clients expertise in investment analysis, plan design, and employee education but also helps them leverage their employee benefits in a way that supports their own business goals.   Courtenay has worked with qualified retirement plans, developed strategies for third-party administrators, and conducted over 10,000 educational meetings. She holds various designations, including Accredited Investment Fiduciary™, Chartered Retirement Plan Specialist, Certified Plan Fiduciary Advisor, and Certified Exit Planning Advisor. She is also the esteemed president of the Retirement Advisor Council, and her outstanding contributions have earned her accolades, such as Top Women Advisor, NAPA Young Gun, and FT Top 401 Advisor. Here's what to expect during the episode: What types of retirement plans are commonly offered by nonprofit organizations? How do nonprofit organizations typically fund their retirement plans? Why do individuals choose to neglect or delay participating in retirement plans? How can nonprofit organizations ensure their retirement plans' sustainability and long-term success?  How does offering retirement plans impact employee engagement within an organization? Connect with Courtenay Shipley! Phone number: 703-595-2829 Email: cshipley@retirementplanology.com LinkedIn: https://www.linkedin.com/in/cshipley/ | https://www.linkedin.com/company/retirement-planology-inc/   Link for 6 Steps You Must Know to Unleash the Potential of Your Nonprofit Board  https://www.hilandconsulting.org/6stepsreport Mary's book is available on Amazon or wherever books are sold: Love Your Board! The Executive Directors' Guide to Discovering the Sources of Nonprofit Board Troubles and What to Do About Them.  Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated!   Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on  Facebook. Connect with Mary! LinkedIn: https://www.linkedin.com/in/maryhiland Inspired Nonprofit Leadership Facebook Group: https://tinyurl.com/inspirednonprofitleadership Company Facebook: https://www.facebook.com/hilandconsulting Website: https://www.hilandconsulting.org

Alec P. Tuckman (https://WMPLAinc.com/), AIF®, ChFC®, CRC®, Accredited Investment Fiduciary®, Chartered Financial Consultant®, Certified Retirement Counselor®, is the founder and CEO of Wealth Management Partners of Los Angeles, Inc. He is a Wealth Advisor, Author, Speaker, Educator, and Podcast Personality. 00:30 Intro 1:30 Why did you become an FA? 3:00 Finding your ideal clients 4:30 ​​Best way to find clients 6:00 How did you find and close your largest client? 8:30 What marketing works best for FAs? 11:00 Strategy for gaining more referrals 13:00 Secret to success as an FA 14:30 Ensuring clients avoid 201Ks (losing half of their 401Ks) 19:30 What are you working towards? 21:00 Strategies to 10X your business Website: https://WMPLAinc.com/ (check out our blog) Facebook: https://www.facebook.com/WMPLAinc LinkedIn: https://www.linkedin.com/in/alectuckman/ Twitter: https://twitter.com/WMPLAinc YouTube: https://www.youtube.com/watch?v=7e9uXNhpofE Yelp Reviews (5-star rating): https://www.yelp.com/biz/wealth-management-partners-of-los-angeles-torrance Google Reviews (5-star rating): Google the following search string: "alec tuckman financial advisor" Book on https://www.amazon.com/Retire-Like-Shark-Insights-Authorities-ebook/dp/B0BLWGDLVD/ref=sr_1_1?crid=1ALXX7H4H6HD1&keywords=retire+like+a+shark&qid=1680287224&sprefix=retire+like+a+sha%2Caps%2C589&sr=8-1 Podcast: https://podcasts.apple.com/us/podcast/the-financial-fundamentals-show/id1612201898 Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram: https://instagram.com/ultrahighnetworthclients TikTok: https://tiktok.com/ultrahighnetworthclients YouTube: https://www.youtube.com/@uhnwc Facebook: https://facebook.com/ultrahighnetworthclients Twitter: https://twitter.com/uhnwcpodcast iTunes: Spotify: Website: https://uhnwc.com Work with us: https://famousfounder.com/fa DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance.

When Brandon Converse left his engineering career to join his brother at the Converse Team, he was motivated by the desire to help others secure their financial future.  Don and Ebony dive in with him on how they help make that possible for companies and individuals.  On this episode we discuss: The ways The Converse Team can serve others How Brandon found his way from being an engineer to the financial services industry Focusing on the benefit of their clients and teaching others What makes the Converse Team stand out Playing the long game Balancing family and community with business The advocacy from the Chamber Who inspires Brandon the most Learn more about The Converse Team:https://www.theconverseteam.com/Facebook ProfileLinkdedIn ProfileYouTube ChannelBrandon graduated from Kansas State University as an Industrial & Manufacturing Systems Engineer in 2005. After spending eight years in the engineering field, he transitioned to the financial sector to pursue ambitions of helping others in their pursuit of financial security. Brandon holds designations as a Chartered Retirement Plans Specialist , Accredited Investment Fiduciary, and Certified Plan Fiduciary Advisor. Brandon also holds his Series 63, 65, Series 7, Life & Accident and Health Producer as a registered investment adviser representative with Raymond James Financial Services Advisors, Inc. Serving clients since 2013, Brandon was key in the formation of The Converse Team.Brandon and his wife, Tara, reside in Andover and have three children. They are most frequently found at their kids sporting activities and school activities.The Converse Team specializes in providing independent fiduciary guidance and wealth management services to businesses and individuals. We offer expertise in tax planning strategies through investment related vehicles, taking pride in turning complex topics into easily understandable and actionable items to achieve the desired goals.Join the Wichita Regional Chamber of Commerce! This podcast is brought to you by the Wichita Regional Chamber of Commerce and is powered by Evergy.  To send feedback on this show and/or send suggestions for future guests or topics please e-mail communications@wichitachamber.org. This show is part of the ICT Podcast Network.  For more information visit ictpod.net

As financial advisors, it's important to think about the impact you have not just financially and on your stakeholders, but on the community as a whole.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, speaks with Brent Petty, President of Advisory Services at Northwest Capital Management, about how to build the framework of retirement planning into a wealth management firm. The conversation takes a deep dive into the future of the retirement plan space, emphasizing the need for improved participant experience and engagement. Brent sheds light on the evolving dynamics between plan sponsors, advisors, and participants, and stresses the importance of considering people, planet, and profit when building a lasting legacy.Brent discusses: Brent's first money memory and his transition to retirement planningWhat people are looking for in the RFP spaceThe future of retirement planning and the importance of human interaction and guidanceUnderstanding the needs of clients at different career stagesBuilding trust with clients through full-service experiences and comprehensive financial planningWhat the B-Corp status means and what it takes to achieve itWhy focusing on your external impact, your clients, and your stakeholders leads to long-term success and a lasting legacyAnd moreResources:The DroverThe Wealthy Barber by David ChiltonFind Your Freedom by Jamie HopkinsConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Brent Petty:NWCMLinkedIn: Brent PettyAbout our Guest: Brent Petty is the Managing Director, Partner, and Senior Investment Advisor at North West Capital Management. With his expertise as a CERTIFIED FINANCIAL PLANNER™ and Accredited Investment Fiduciary™, he specializes in creating personalized and tax-efficient strategies that empower clients to define and achieve their financial goals. After graduating from Northern Arizona University, Brent transitioned from a career in law enforcement as a police officer to the financial services industry. With over two decades of experience, he has established himself as a trusted financial advisor, working with foundations, endowments, institutional retirement plans, and families. Beyond his professional endeavors, Brent maintains an active lifestyle through hiking and running. When he finds the opportunity, he enjoys escaping to the serene Oregon coast.

Latinas wanna talk money! Time to level up with Olga Camargo and the Shenix.app! Latinas influence money, but we want to build our own money, save our money and learn how to invest our money! How can we see our dream of wealth when bills are on the table today?  However, it's important to realize, a little saved today, grows into financial accessibility later, especially building that financial future with that special someone! We are closing out financial literacy month and heading into graduations and wedding season! The two biggest life events that put you on the path to building your wealth legacy or can create anxiety around debt.  We need to have those big financial discussions for these types of events or when we need to level in our career building skills to ask for the money we require to build our generational wealth.  Olga Camargo,She is the CEO and Founder of SHENIX®app, an innovative financial company built by Latinas/x, for Latinas/x, providing culturally relevant financial services to the Latina/x community to help them accelerate their economic and social transformation while prioritizing their cultural mindset. SHENIX® offers financial education, digital financial services, career planning, and salary negotiation resources, and access to investment advisory services that support Latinas/x life goals, in English and Spanish.  Olga holds the Accredited Investment Fiduciary or AIF® designation, an ethical certification issued by Fi360, formerly known as Center for Fiduciary Studies, and the Uniform Investment Adviser Law Examination, Series 65 License. She has been named one of “Chicago's Most Powerful Latinos” and serves on the Illinois State Treasurer's Hispanic Advisory Council and is the Chair for Northeastern Illinois University's Foundation Board; the Emeritus Board Chair for the Hispanic Alliance for Career Enhancement, and served as Forbes Business Council's Financial Services Chair (2020-21) Production for this podcast is by 5-E Leadership & Marketing, produced by Theresa E. Gonzales and audio engineered by Robert Lopez. Please leave us a review on Apple and Spotify to help our Latinas voice be heard and recognized on these platforms. To learn more about Latinas From The Block To The Boardroom, follow us on:  Apple Podcasts Spotify IG: @Latinasb2b FB @LatinasB2B TW@LatinasB2B LinkedIn@ theresalatinasb2b To get in touch with us at Latinasb2b.com and subscribe to our newsletter. 

Tom welcomes back Senior Portfolio Manager Bob Thompson to the program. Bob discusses the risks associated with the mining industry in light of a potential downturn. He explains that the lack of capital investment in mining, energy, and manufacturing means that the work done today won't result in supply for a decade, so any tapering of the Fed's policies will result in commodity price spikes due to the lack of available supply. Bob cautions that recession talk often hides underlying structural problems and affects commodities like oil that are heavily reliant on the economy, as well as gold which tends to do the best when the Fed reduces interest rates. Generalist funds have around zero percent of their money in gold, and there is potential for tens of billions of dollars to enter the sector as gold outperforms the S&P. Small sectors like metals and uranium are likely to benefit from increased capital, as exploration and development have been neglected. Bob believes that gold, silver, and uranium all have great opportunities ahead of them and that investors should look for companies with the lowest all-in sustaining cost, as their profits will increase with any rise in price. Time Stamp References:0:00 - Introduction0:55 - Background & Focus6:23 - Risk & Regional Banks9:43 - Fed Policy Ahead16:50 - Economy & Markets19:04 - Oil Vs. Gold & Demand21:15 - Persistent Inflation?24:53 - Bonds & Real Rates30:23 - Stocks & Large Caps33:18 - The Ultimate Asset35:29 - Gold Fundamentals37:09 - Miner Input Costs43:09 - Institution Interest46:35 - The Mining Clock57:03 - Companies & Royalties1:00:42 - Other Commodities1:04:23 - Protecting Capital1:07:42 - Wrap Up Talking Points From This Episode Regional banking in the United States is at risk due to the Fed's continuous rate adjustments.Investors should look for companies with the lowest all-in sustaining cost for gold and silver investments.Recession concers can lead to hidden risks, such as the historic problems like those of WorldCom and Enron. Guest Links:Twitter: https:/twitter.com/bobthompsonrjWebsite: https://www.raymondjames.ca/Website: https://bobthompson.ca When Bob Thompson started university, he thought he was headed towards a career in medicine. He graduated from Simon Fraser University with a Bachelor of Science (BSc), but with his family facing financial adversity, achieving financial security became first an interest and then a passion. Bob is now a Certified Investment Manager and Accredited Investment Fiduciary professional with more than 20 years of experience in the financial services industry. Over the course of his career, Bob has established himself as a respected portfolio manager and one of Canada's leading authorities on customized investments. With an in-depth knowledge and scientific approach to financial markets, Bob and his team help institutions and select clients to meet their specialized financial goals. He has won numerous awards for portfolio management, and has established himself as a sought after media resource and industry speaker. He is the author of Stock Market Superstars: Secrets of Canada's Top Stock Pickers, a "must-read" for both investors and portfolio managers. His perspective and insights into markets have been featured in Maclean's, the Globe and Mail and the Financial Post, and he is a popular guest on Bloomberg Canada, Business News Network and CBC News, among others. Bob is also a frequent guest speaker at international investment conferences on portfolio strategy and in specialized investments. Bob is actively involved with the community as a member of Canada Company: an organization committed to developing and supporting initiatives that help our men and women of the Canadian Armed Forces. He has also been a licensed pilot since the age of 16, and notes flying as one of his passions in life.

When Brandon Converse left his engineering career to join his brother at the Converse Team, he was motivated by the desire to help others secure their financial future.  Don and Ebony dive in with him on how they help make that possible for companies and individuals.  On this episode we discuss: The ways The Converse Team can serve others How Brandon found his way from being an engineer to the financial services industry Focusing on the benefit of their clients and teaching others What makes the Converse Team stand out Playing the long game Balancing family and community with business The advocacy from the Chamber Who inspires Brandon the most Learn more about The Converse Team:https://www.theconverseteam.com/Facebook ProfileLinkdedIn ProfileYouTube ChannelBrandon graduated from Kansas State University as an Industrial & Manufacturing Systems Engineer in 2005. After spending eight years in the engineering field, he transitioned to the financial sector to pursue ambitions of helping others in their pursuit of financial security. Brandon holds designations as a Chartered Retirement Plans Specialist , Accredited Investment Fiduciary, and Certified Plan Fiduciary Advisor. Brandon also holds his Series 63, 65, Series 7, Life & Accident and Health Producer as a registered investment adviser representative with Raymond James Financial Services Advisors, Inc. Serving clients since 2013, Brandon was key in the formation of The Converse Team.Brandon and his wife, Tara, reside in Andover and have three children. They are most frequently found at their kids sporting activities and school activities.The Converse Team specializes in providing independent fiduciary guidance and wealth management services to businesses and individuals. We offer expertise in tax planning strategies through investment related vehicles, taking pride in turning complex topics into easily understandable and actionable items to achieve the desired goals.Join the Wichita Regional Chamber of Commerce! This podcast is brought to you by the Wichita Regional Chamber of Commerce and is powered by Evergy.  To send feedback on this show and/or send suggestions for future guests or topics please e-mail communications@wichitachamber.org. This show is part of the ICT Podcast Network.  For more information visit ictpod.net

✨ In today's episode we have Luke Leins, Director of Business Development for InvestRes Real Estate.   Luke oversees Business Development for ResProp Management, a full-service property management firm that operates in Florida, Texas, and the Carolinas. ResProp's focus is leveraging technology and strong in-market relationships to help clients scale.   Luke is an Accredited Investment Fiduciary as well as a Certified Supply Chain Analyst and the winner of the 2010 GM National Supply Chain Case Competition held in Detroit, MI. Luke utilizes his knowledge of financial analysis and supply chain and logistics processes to develop top-to-bottom strategies seeking to maximize business performance.   Connect with Luke on his social media account:   https://www.linkedin.com/in/lukeleins/     Connect with me: https://brickeninvestmentgroup.com/   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.    #commercialrealestate #realestate #brickeninvestmentgroup #realestateinvestment #realestatetips #syndication #buildwealth #propertyinvestments

Today Jonny is joined by the Senior Director of Business Development for ResProp Management, Luke Leins. Luke's background includes development, acquisitions, private equity raising, and third-party management.  They discuss:1. The technologies they made to address the challenges their clients have2. Their vision for their company's future and what they do day-to-day3. The technology of bulk internetLuke oversees Third Party Management growth and expansion in the Florida market. Luke's strategic approach is to partner with ownership groups looking to develop multifamily portfolios by assisting with deal sourcing, underwriting, capital planning, and market research.  He also works on strategic management changes to maximize property values for owners.Luke was born in Orange County, California, and grew up in Highlands Ranch, CO. Luke attended Colorado State University, where he was awarded the ‘Outstanding Graduate of 2011' designation by the Colorado State University School of Business.Luke is an Accredited Investment Fiduciary, a Certified Supply Chain Analyst, and the winner of the 2010 GM National Supply Chain Case Competition held in Detroit, MI. Luke utilizes his knowledge of financial analysis and supply chain and logistics processes to develop top-to-bottom strategies seeking to maximize business performance. Luke is an avid explorer and has traveled to over 35 countries on 6 continents. Luke is involved in a number of local philanthropies and nonprofit organizations and is a devout believer that positive, large-scale change starts at the individual level.Learn more about Luke:Website: https://www.respropmanagement.com/LinkedIn: https://www.linkedin.com/in/lukeleins/Email: leins@resprop.comConnect with Jonny!Cattani Capital Group: https://cattanicapitalgroup.com/Invest with us: invest@cattanicapitalgroup.comLinkedIn: https://www.linkedin.com/in/jonathan-cattani-53159b179Jonny's Instagram: https://www.instagram.com/jonnycattani/IRR Podcast Instagram: https://www.instagram.com/theirrpodcast/TikTok: https://www.tiktok.com/@jonnycattaniYouTube: https://www.youtube.com/channel/UCljEz4pq_paQ9keABhJzt0AFacebook: https://www.facebook.com/jonathan.cattani.1

Nate Archuleta from our Colorado Springs office explains what a fiduciary is and why you should be sure your advisor is one in today's mini-episode. Host: Nathan M. Archuleta, CFP®, AIF® | Senior Advisor Nathan is passionate about serving individuals, families, and business owners and feels called to lead clients towards achieving long-term financial fitness and contentment.Nathan is a graduate of the University of Colorado at Boulder, where he earned a Bachelor's degree in Economics, and he has also obtained a Master's Certificate from the College for Financial Planning. Nathan's background and understanding of Economics, along with a comprehensive approach to financial planning, helps connect the developments in the world around us with concerns clients may have about their investments and life goals. This insight helps to maintain perspective around long-term goals and the importance of creating a plan and sticking to the strategy.Nathan is a CERTIFIED FINANCIAL PLANNER™ professional, an Accredited Investment Fiduciary®, and is an Investment Advisor Representative of Commonwealth Financial Network. Nathan is also licensed in life, health, and long-term care insurance. Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter (719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921  Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Tom welcomes a new guest, Bob Thompson, to the program. Bob is Senior Portfolio Manager at Thompson Investment Partners of Raymond James Ltd. Bob discusses the importance of having a good macro view on the mining sector. Resources are very cyclical, and the times when people are most positive is the time of maximum risk. He sees a tremendous similarity between now and markets of the late 90s. The S&P either needs to go down a lot or gold needs to rise significantly. It seems likely they will meet somewhere in the middle. Input costs squeeze most companies, and this is why resource companies do better for a period. Bull markets tend to end a speculative blow-off. Afterwards, there is usually a different sector that takes the lead. We seem to be at the beginning of a new run in commodities, and perhaps we will have a decade long-run. He doesn't believe that tightening by the Fed will curb inflation because the Fed can't raise rates to a meaningful level. Bob quotes Alexander Tytler, a Scottish Historian, "A democracy can't exist as a permanent form of government. It can only exist until the majority discovers it can vote itself largess out of the public treasury. After that, the majority always votes for the candidate promising the most benefits with the result that democracy collapses because of the loose fiscal policy ensuing, always to be followed by a dictatorship, then a monarchy." The west has been living beyond its means, and creating more money, this eventually stops working. The system can't support our wants indefinitely, even if everyone wants their promised piece of the unfunded liability pie. Bob outlines each hour of his 'The Mining Clock' which can determine where we are in the cycle. The access to credit is what makes the great discoveries possible. He likes to consider investing in any market that has moved down eighty percent. ESG is providing an opportunity for investors that understand how negatively it is affecting energy markets. It's denying of capital investment into the sector. Energy demand is fairly stable, but supply is shrinking. Time Stamp References:0:00 - Introduction0:36 - Resource & Equity Cycles6:35 - Printing & Growth Stocks7:58 - S&P Vs. Gold Ratios11:00 - Commodity Structures14:45 - Margin Compression16:17 - Pandemic & Inflation20:34 - Tightening Policies23:08 - Fed Recession/Inflation25:09 - Alexander Tytler Quote28:25 - Canadian Bubbles32:18 - Strategic Allocation35:27 - Market Strategies40:18 - The Mining Clock53:45 - Uranium Cycle1:01:09 - ESG & Opportunity1:06:13 - Copper & Silver1:12:15 - Wrap Up Talking Points From This Episode The macro perspective on the mining sector.Bull markets and cautionary tips for investorsHis Mining Clock, and it's importance in determining where you're at in the mining cycle.Uranium and energy and why ESG is creating opportunity for keen investors. Guest Links:Twitter: https://twitter.com/bobthompsonrjWebsite: https://www.raymondjames.ca/Website: https://bobthompson.ca When Bob Thompson started university, he thought he was headed towards a career in medicine. He graduated from Simon Fraser University with a Bachelor of Science (B.Sc.), but with his family facing financial adversity, achieving financial security became first an interest and then a passion. Bob is now a Certified Investment Manager and Accredited Investment Fiduciary professional with more than 20 years of experience in the financial services industry. Over the course of his career, Bob has established himself as a respected portfolio manager and one of Canada's leading authorities on customized investments. With an in-depth knowledge and scientific approach to financial markets, Bob and his team help institutions and select clients to meet their specialized financial goals. He has won numerous awards for portfolio management, and has established himself as a sought after media resource and industry speaker.

Nate Archuleta from our Colorado Springs office dives into this topic in this week's mini-episode. Enjoy!Host: Nathan M. Archuleta, CFP®, AIF® | Senior Advisor Nathan is passionate about serving individuals, families, and business owners and feels called to lead clients towards achieving long-term financial fitness and contentment.Nathan is a graduate of the University of Colorado at Boulder where he earned a Bachelor's degree in Economics and he has also obtained a Master's Certificate from the College for Financial Planning. Nathan's background and understanding of Economics, along with a comprehensive approach to financial planning helps connect the developments in the world around us with concerns clients may have about their investments and life goals. This insight helps to maintain perspective around long-term goals and the importance of creating a plan and sticking to the strategy.Nathan is a CERTIFIED FINANCIAL PLANNER™ professional, an Accredited Investment Fiduciary®, and is an Investment Advisor Representative of Commonwealth Financial Network. Nathan is also licensed in life, health, and long-term care insurance. Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter (719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921  Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Receiving a higher education is an exciting time for individuals. You have the opportunity to pursue a passion and start on a path that hopefully will eventually lead to a fulfilling and successful career for you. There's no denying the price tag for a college education is high and continues to grow. Which emphasizes the importance of creating a plan. Listen to ways you can start preparing for the soaring prices. Hosts:Gary W. James, CFP®, AIF®, CPA  | Vice President Gary James is a Financial Advisor for Summit Wealth Group. He manages Summit's Meridian, MS office, serving clients all over the southeastern part of the United States. He also serves as Vice President at Summit. Gary James' entire career has been devoted to financial planning and management. Upon graduating from Mississippi State University in 1983 with a Bachelor of Professional Accountancy degree, Gary began his professional career working for a CPA firm in Meridian, Mississippi. Based on this experience he later served as a bank auditor and then controller for a regional shopping mall real estate development firm.During the 1990's Gary worked for James River, now Koch Industries, and Avery Dennison, both Fortune 500 companies. He served in various capacities performing cost analysis for capital projects, plant construction/expansion, and product costing. During this period of time, he also earned his M.B.A.Gary began a successful career working with clients in the financial services industry from 2000 to the present day. He attained his CERTIFIED FINANCIAL PLANNER™ certification in 2006 to complement his skills. He is an Investment Advisor Representative of Commonwealth Financial Network. Gary also holds the Accredited Investment Fiduciary®, (AIF®), designation, which represents a thorough knowledge of and ability to apply fiduciary practices. Stephanie Brinkman | Marketing Administrator Stephanie Brinkman joined Summit Wealth Group as the Marketing Administrator in February of 2021. She has a Bachelor of Science in Marketing with a minor in Graphic Design from Southwest Minnesota State University in Marshall, MN.  Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter (719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921 Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

We have 3 tips on how to handle the stress when it comes to being a part of the sandwich generation.  Hosts: Nathan M. Archuleta, CFP®, AIF® is passionate about serving individuals, families, and business owners and feels called to lead clients towards achieving long-term financial fitness and contentment.Nathan is a graduate of the University of Colorado at Boulder where he earned a Bachelor's degree in Economics and he has also obtained a Master's Certificate from the College for Financial Planning. Nathan's background and understanding of Economics, along with a comprehensive approach to financial planning helps connect the developments in the world around us with concerns clients may have about their investments and life goals. This insight helps to maintain perspective around long-term goals and the importance of creating a plan and sticking to the strategy.Nathan is a CERTIFIED FINANCIAL PLANNER™ professional, an Accredited Investment Fiduciary®, and is an Investment Advisor Representative of Commonwealth Financial Network. Nathan is also licensed in life, health, and long-term care insurance. Nathan serves on the board of directors for the Never Alone Foundation, a local non-profit organization supporting families seeking international adoption. Nicole Davis | Director of Financial Planning Services Nicole joined Summit Wealth Group in September of 2010 as a Para-Planner, assisting Daniel Cook with caring for his clients' financial needs. She is now the Director of Financial Planning Services, with over 17 years of experience in the financial industry. Nicole holds the FINRA Series 7 registration through Commonwealth Financial Network and is licensed to assist with life and health insurance, as well as with annuity products. Her passion is to help others reach their goals through comprehensive financial planning.  Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter (719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921 Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

If this is a priority for you then you'll want to hear how you can do this in today's mini-episode.  Host: Nathan M. Archuleta, CFP®, AIF® | Senior Advisor Nathan is passionate about serving individuals, families, and business owners and feels called to lead clients towards achieving long-term financial fitness and contentment.Nathan is a graduate of the University of Colorado at Boulder where he earned a Bachelor's degree in Economics and he has also obtained a Master's Certificate from the College for Financial Planning. Nathan's background and understanding of Economics, along with a comprehensive approach to financial planning helps connect the developments in the world around us with concerns clients may have about their investments and life goals. This insight helps to maintain perspective around long-term goals and the importance of creating a plan and sticking to the strategy.Nathan is a CERTIFIED FINANCIAL PLANNER™ professional, an Accredited Investment Fiduciary®, and is an Investment Advisor Representative of Commonwealth Financial Network. Nathan is also licensed in life, health, and long-term care insurance. Summit Wealth Group | Facebook | LinkedIn | YouTube | Twitter (719) 633-4033 | 13710 Struthers Road, Suite 115, Colorado Springs, CO 80921 Securities and Advisory Services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network.

Chris Staples, CFP®, AIF®is the Owner of Wealth 360, LLC in Buford, Georgia, United States WATCH THE WEBINAR VERSION OF THIS INTERVIEW, visit: https://youtu.be/hUqyGKCyfXk WEB SITE: https://wealth360advisors.com/ Chris Staples is the Principal owner of Wealth 360, LLC.; a fee-only Registered Investment Advisory firm located in the greater Atlanta Area. Wealth 360, LLC provides comprehensive and objective financial planning to help clients organize, grow, and protect their assets through life's transitions. As a fee-only fiduciary and independent financial advisor, Chris Staples is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Chris typically works with professionals, business owners, and those near and in retirement helping to develop long-term Financial Planning strategies. Chris holds the CERTIFIED FINANCIAL PLANNER™ designation under the Certified Financial Planning Board of Standards as well as an Accredited Investment Fiduciary® designation through Fi360. He holds a business degree from Indiana Wesleyan University and earned the Certificate of Financial Planning from Oglethorpe University. Chris served as President of the National Association of Insurance and Financial Advisors North-Metro Atlanta Chapter [2004-2005]. From 2010-2012 Chris served on the Board of Directors with the Financial Planning Association as the ProBono Chair. WEB SITE: https://wealth360advisors.com/ LEARN MORE, Connect With Chris directly at: https://www.linkedin.com/in/stapleschris/ DISCLAIMER: This site (eg Content) does not constitute medical or legal advice | An Interview/Story Is Not An Endorsement. If You Have Any Questions About These Physicians, Their Services, Etc., Please Contact The Doctor Or Doctor's Office Directly. The Editors, Publisher, Distributors, Concierge Medicine Today, LLC., Its Related, Affiliated Or Subsidiary Companies, Stress That Since The Details Of An Individual's Personal Health Situation Are Fact-Dependent, In No Event Shall Any Of Our Representatives Or Affiliated Companies Be Liable For Any Direct, Indirect, Special, Incidental Or Consequential Damages Or Financial Costs Arising Out Of The Use Of Any Of The Physicians On This List. Additionally, To The Extent Permitted Under Applicable Law, In No Event Shall Concierge Medicine Today, LLC., Or Its Employees, Contracted Suppliers, Representatives, Editors, Publishers, And/Or Licensors Be Liable For Any Damages (Including, Without Limitation, Consequential, Special, Incidental, Indirect, Or Similar Damages, Personal Injury (Including Death), Loss Of Profits, Corruption Or Loss Of Data, Business Interruption Or Any Other Commercial Damages Or Losses) Arising Out Of Or In Connection With The Use Or Performance Of The Services, The Physicians Or The Content Or Submissions, Even If Advised Of The Possibility Of Such Damages. Concierge Medicine Today, LLC., Does Not Claim Ownership, Endorse Or Take Responsibility For Any Physician(S), Third-Party Products, Information, Guidelines, Materials Or Services That May Be Offered, Advertised, Provided Or Displayed On The Service Or Incorporated In The Content Or Any Submission Contained On, Accessible From Or Distributed Through The Services And/Or On Our Web Site(s).

Owning rental properties sounds like a simple investment to a lot of people, but Ali Barghelame is here to tell us that there are common pitfalls that a lot of people fall into. Ali will unwrap for us the mistakes that you should not make and how to make sure you make the most of your investment. Listen in and learn so much about rental property investment. Episode notes: The importance of a relationship with your bank How to know if a property is profitable or not Tips on ensuring you get a good cash flow on properties What to do to use debt intelligently Why have 6 months of expenses worth of savings Resources/Links mentioned: The Book on Rental Property Investing The Book on Managing Rental Properties About Ali Barghelame Ali Barghelame is the owner of Barghelame Wealth Advisors, Inc. and is a Certified Financial Planner, a Chartered Financial Consultant, a Chartered Life (Insurance) Underwriter, a Retirement Income Certified Professional,  a Certified Family Business Specialist, and an Accredited Investment Fiduciary. With his knowledge and different experiences, he helps clients build financial freedom and reach their financial goals. Ali believes in building long-term relationships with clients and that getting to know them helps him give the best strategies that meet clients' current and future financial needs. Connect with Ali Website: Barghelame Wealth Advisors, Inc. Email: ali@bwa.financial Phone: +1 303 875 2159 LinkedIn: Ali Barghelame Connect with Us! To connect with Jason Lewis, please email or call him at: Phone: (303) 949-8662 Email: crep@ecospace.com Website: Ecospace    We look forward to hearing from you!

Derren Burrell is the Founder & President of VVC, and also serves as Managing Partner. Before this role he served as the Chief Operating Officer for TAG Resources, LLC, a fiduciary outsourcing company with over $2 billion in assets under management. He is an Accredited Investment Fiduciary, Certified Defense Financial Manager, and Level 3 Certified in the Secretary of Defense Financial Management Program. Prior to his retirement from the Air Force, Derren was the Resource Director of the White House Communication Agency. He worked directly with senior White House staff, Congressional, comptroller, United States Secret Service, Department of State, and Defense Information Systems Agency staff in all aspects of financial and contract management in support of the President, managing nearly $350 million. While in this position he was selected for the rank of Colonel but decided to retire and move to Knoxville and into the private sector. Highlights of his 21-year military career include being deployed to Iraq as the Deputy Comptroller, United States Forces and in Afghanistan as the Resource Director, NATO Air Training Command. In this joint capacity he managed over $20 billion in U.S. appropriated funding in support of U.S. operations within the Iraq and Afghanistan Joint Operations Areas. He also served at the Pentagon as the flying operations analyst for the Air Force, where he was responsible for the largest Operations & Maintenance budget account in the Air Force, over $15 billion. He has been a squadron commander for both finance and wing staff agencies, and was a deployed Comptroller on the front line in Operations SEA SIGNAL, SOUTHERN WATCH, ALLIED FORCE, NEW DAWN, and ENDURING FREEDOM. Derren graduated from The Citadel with a BS in Business Administration, holds a MS in Cost Analysis from the Air Force Institute of Technology, and a 2nd MS in Human Resources from Central Michigan University. Connect w/ Derren: Web: www.veteranventures.us/ LI: www.linkedin.com/in/derrenburrell Connect w/ Jovica Djurdjevic: Web: www.workwithjov.com Email: info@workwithjov.com LI: http://linkedin.com/in/jdjurdjevic

In assessments that show women to be less financially literate than men, is that gap due to a lack of knowledge or a lack of confidence? One recent study revealed that women tend to disproportionately respond “do not know” to questions measuring financial knowledge, but when this response is unavailable, the gap closes substantially.In this episode, Mark tells the story of Monique Currie—a highly successful basketball player in college and the WNBA. Despite all her talent and achievements, Currie has noted how women basketball players tend to be less confident than their male counterparts. Lacking confidence when it comes to complex tasks, such as investing in a diversified portfolio or mapping out a financial plan, can seem intimidating to anyone of any gender, but are there strategies that can help you overcome some forms of underconfidence? Mark speaks with Laura McDowell, a regional director at Schwab. Laura is a CERTIFIED FINANCIAL PLANNER™ professional, a Certified Investment Management Analyst® (CIMA), and an Accredited Investment Fiduciary® (AIF). They discuss changing demographics, why some people suffer from impostor syndrome, and how to empower the next generation of women investors. You can read more about the study that shows women are often more knowledgeable in financial matters than they think in this working paper from the National Bureau of Economic Research. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit Schwab.com/FinancialDecoder.If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Supporting documentation for any claims or statistical information is available upon request.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(1121-17JF)

In assessments that show women to be less financially literate than men, is that gap due to a lack of knowledge or a lack of confidence? One recent study revealed that women tend to disproportionately respond “do not know” to questions measuring financial knowledge, but when this response is unavailable, the gap closes substantially.In this episode, Mark tells the story of Monique Currie—a highly successful basketball player in college and the WNBA. Despite all her talent and achievements, Currie has noted how women basketball players tend to be less confident than their male counterparts. Lacking confidence when it comes to complex tasks, such as investing in a diversified portfolio or mapping out a financial plan, can seem intimidating to anyone of any gender, but are there strategies that can help you overcome some forms of underconfidence? Mark speaks with Laura McDowell, a regional director at Schwab. Laura is a CERTIFIED FINANCIAL PLANNER™ professional, a Certified Investment Management Analyst® (CIMA), and an Accredited Investment Fiduciary® (AIF). They discuss changing demographics, why some people suffer from impostor syndrome, and how to empower the next generation of women investors. You can read more about the study that shows women are often more knowledgeable in financial matters than they think in this working paper from the National Bureau of Economic Research. Subscribe to Financial Decoder for free on Apple Podcasts or wherever you listen.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit Schwab.com/FinancialDecoder.If you enjoy the show, please leave us a rating or review on Apple Podcasts. Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Supporting documentation for any claims or statistical information is available upon request.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk including loss of principal.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(1121-17JF)

In this episode, you are going to hear from five dynamic, high-achieving women who will share their tips, wins, and lessons learned along their professional growth journey in order to help you strengthen your leadership skills.   What you'll learn: What inspired our panelists to do the work they do today, the personal stories of the challenges our panelists have faced in their leadership journey and what they did to overcome them, success principles our panelists live by, in order to achieve their goals.  Here's a little about our podcast panelists: With more than 15 years of non-profit executive leadership, Debbie Esparza serves as the CEO of YWCA Metropolitan Phoenix. She is committed to the mission of eliminating racism and empowering women through her skills and experience in banking, consulting, entrepreneurship, and academia.  Kerri Goldsmith is a senior financial advisor at HBKS® Wealth Advisors and has been with the firm since 2009. She is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Chartered Retirement Plans Specialist℠ and Accredited Investment Fiduciary designations.  As VP, Strategic Impact for Junior Achievement, Anne Landers is committed to shaping the futures of tens of thousands of Arizona students each year. In tandem with JA's president, Anne ensures the organization's unique value proposition, thought-leadership, track record, and community impact is represented in key education, career readiness, and financial literacy conversations.  Tonia Lewis is an International Success Mentor who helps heart-centered entrepreneurs, coaches & visionaries unleash their God-given talents and tap into their inner celebrity in a holistic and spiritual way. She is a mom of six children, who she homeschooled while building her business empire.  Dr. Benah Parker is the Founder of Level 42 Consulting and is known for helping executives bust their bad habits and design life beyond their wildest dreams. Benah integrates applied psychology to guide leaders in focusing on what matters most during periods of uncertainty and getting out of their comfort zone to achieve both personal and professional goals.  This episode is sponsored by the KNOW Global, membership & community to help you get to the next level of achievement.   Learn more today at bit.ly/podcast-global LINKS: Get In The Room with KNOW Global: bit.ly/podcast-global Download Your Episode Bonus [How to Masterfully Connect Workbook] Here: www.theknowwomen.com/podcast Debbie's Book Recommendation: Decolonizing Wealth: Indigenous Wisdom to Heal Divides and Restore Balance Kerri's Book Recommendation: The Go Giver Anne's Book Recommendations: Dare to Lead and The Coaching Habit Tonia's Book Recommendation: The Success Principle Benah's Book Recommendation: Untamed FOLLOW ON INSTAGRAM: The KNOW Women – @theknowwomen Sarah Benken – @sarahbenken Erica Castner - @ericaqueeniecastner   Debbie Esparza - @debbie.esparza   Kerri Goldsmith - @kerrigoldsmith Anne Landers - @annelanders Tonia Lewis - @iamtoniamarie Dr. Benah Parker - @level42consulting

Welcome to The Main Thing Podcast! I'm your host Skip Lineberg. Our special guest today has the demeanor of a Clark Kent. But I suspect he will drop Superman-like wisdom on us. Jay Williams is a financial strategist and Advisor with McKinley Carter Wealth Services. He is a Certified Financial Planner, a Certified Investment Analyst and an Accredited Investment Fiduciary. Jay Works with clients across the U.S. to help them take next steps in understanding their money and achieving their financial goals. He comes to us from Charleston, West Virginia where he resides with his wife Breana and his two young children.  Hang onto your cape! Over the next 9 mins., you will discover why Jay Williams is one of the wisest people I know. Resources Jay Williams on LinkedIn 401 Jay website Twitter @_401Jay   Connect with Us Twitter @themainthingpod Instagram @themainthingpod Facebook - @TheMainThingPod LinkedIn - https://www.linkedin.com/company/the-main-thing-podcast   Credits Editor + Technical Advisor Bob Hotchkiss Graphic Designer Emma Malinoski Brand + Strategy Advisor Andy Malinoski Want to Help Support the Growth of this Podcast? Become a subscriber. Share the podcast with one or two friends. Follow us on social media @TheMainThingPod Buy some Main Thing Merch from our Merchandise Store. Become a patron of the show and support us on Patreon with funding. Buy a book authored or recommended by our wise guests on BookShop.   Content You'll Find in this Podcast: [2:20] - Welcoming Jay to the show [2:28] - Friday shirts. Or is that a cape I see peeking out there? [3:05] - His actual superhero persona is not Superman, but 401Jay [3:30] - How many other Jay Williamses does he know? Living with a common name. [4:20] - A Facebook group worth a 30-sec chuckle [4:55] - Jay and Skip explain how they know one another [5:30] - Jay shares the Main Thing he's learned in his lifetime so far [6:30] - Why people tend to shy away from (or overlook) this topic [7:11] - Robots can't do this as well as Jay can [7:40]  - Biases, math, feelings and emotions [8:00] - Skip offers a food comparison. Shocking! [8:40] - Understanding the process and laying out a plan [9:07] - Application: what someone can do tomorrow to start down this path. Jay shares a few action steps. [10:19] - Sobering statistics about Americans and money [11:10] - Freedom. It's there for all of us. [11:24] - Thank you and good-bye [11:30] - Outro [11:53] - How you can support this show to keep the wisdom flowing ###

In today's episode of In the Suite, we are thrilled, excited, and honored to welcome Lee DeLorenzo, CFP®, CPWA®, AIF®, the co-founder of United Asset Strategies, a prestigious broker-dealer.The name Lee DeLorenzo,CFP®, CPWA®, AIF® is synonymous with top female advisors in the wealth management industry. She's been ranked and included annually as one of America's Top 100 Women Financial Advisors by Barron's for ten consecutive years! In addition to being inducted into Barron's Advisor Hall of Fame, she's also been a Top 50 Advisor on Forbes Best-In-State Wealth Advisors in New York and named Forbes' Top Women Wealth Advisors 2021. This episode kicks off with Lee making a massive and exciting announcement. She talks about why and how she sold 80% of her family-run company to 2 employee-partners, one of them being her nephew, Matthew DeLorenzo, who'll bring in unique abilities to drive business value over the long term. Fine-tuning the family business for the new generation and succession strategy is one of the key themes of today's episode.  In this episode, Lee explains her exciting and unique origin story. Lee started her career as an assistant at her father's insurance and investment planning business at the young age of 19. Working with her father, who is now retired, Lee helped expand the firm's purview from insurance sales to stock brokerage to financial advisory and investment management. And in 1992, with her dad being semi-retired, they founded United Asset.It's truly impressive how the company has managed to keep the same team glued for many years. Lee proudly confesses that she loves and deeply cares for her close-knit team. Additionally, she mentioned how over the years, she's dropped her ego to develop her delegation skills and leadership style to give her team the freedom to be accountable for their work. She goes in depth on how the company has addressed quarterly and annual reviews, which has helped them immensely in retention.Lee emphasizes the importance of being a lifelong learner and that actions as leaders are vital. Highly motivated to fill the market's gap and meet the company's roadmap needs, Lee has independently taken various courses. She is a certified Financial Planner, a Certified Private Wealth Advisor, an Accredited Investment Fiduciary, and she has obtained a license for life and health insurance. It's just amazing. Lee is a modest, courageous, and vocal entrepreneur. In addition to the details of the above, our listeners will get inspired by Lee's take on the work culture of stewardship, receive industry advice and get an insight into her vision for the next five years. Find our conversation with Lee below: Lee's big news! (04:40) Succession Strategy (05:00) The ability to walk down the alter (09:45) Lee's Origin Story (13:00) The Third Generation of DeLorenzo's (15:00) Lee's tight-knit team (18:45) Manifesting lifelong learning at United Asset Strategies (20:00) Lee's incredible designations (23:30) Lee's take on work culture (33:15) Advice for anyone new in the industry (38:10) The next five years (43:05) How to get in touch with Lee (46:40) Lee's book recommendation (54:50) Resources: Lee DeLorenzo, CFP®, CPWA®, AIF®  - LinkedInLee DeLorenzo, CFP®, CPWA®, AIF® - TwitterUnited Asset StrategiesForbes' Top Women Wealth Advisors 20

It has certainly been a crazy start to the year when it comes to the market. In this episode of

In the real estate industry, we always need to be aware of leveling up our financial situation. In this episode, Rich Arzaga joins Monica to talk about all things financial wellness. Rich shares information about licensing, credentials, and how financial planners get paid, as well as some things to look out for when choosing a financial planner. They also discuss different investment platforms and insurance options. This episode is packed full of great information for any REALTOR®, whether you already have a financial plan or are just getting started.   The title “financial advisor” is a broad term — not everyone you hear about being a financial advisor has the same license or credentials. If you are seeking out a financial planner for your financial situation, make sure you look for someone who is licensed and credentialed. These people are licensed in giving advice or offering different investment options. Rich shares some of the different license numbers, and what goes into being able to earn each license. To find the right financial planner for you, ask the questions about what licenses they have and what that means, as well as what credentials they hold. The CFP® (CERTIFIED FINANCIAL PLANNERTM Practitioner) designation is going to easily set financial planners apart from one another.   Financial planners get paid in a few different ways. When you pay a fee for service, the financial planner is creating a plan for you, but not managing the money or offering insurance products. As you get to a higher level of need, many advisors fall off and you may need to find a different advisor who is certified to handle more advanced planning like taxes, stocks, investment real estate, etc. A more advanced advisor can help to mediate conversations between other professionals that handle specific aspects of financial planning. Beyond financial planning, there is asset management. These advisors get paid either on commission or a fee.   In addition to license and area of expertise, some other things Rich recommends when trying to find the right financial advisor is chemistry — you want to be able to build trust and make a connection with them. If you're paying someone, you want to trust that you can follow the advice they give you, much like a trusted REALTOR®! Another thing to consider is the company; some companies are very formulaic. Because everyone's situation is different, it's hard to put people in a formula that is true to their intentions. If you're able to work with an independent advisor, that will give you a better shot at more individualized planning.   A frustration for REALTORS® can be that some financial planners don't specialize in investment real estate, and aren't sure how to treat directly-held real estate. Rich became a financial advisor because he was passionate about real estate and now teaches financial planners how to help clients with their real estate questions. If you're looking for someone who can help with real estate, look for an advisor who specializes in cash-flow-based planning. Cash-flow-based planners can integrate directly-held real estate to be part of your financial plan.   There are several independent investment opportunities as well. About 17% of the population are self-investors. Rich talks about some of the different platforms available for anyone who wants to dip their toe in the water of investment. Platforms like Robinhood, Schwab, TDAmeritrade, and Fidelity all offer something a little different for whatever level of investment you are at. It's never too early or too late to start investing, and we are fortunate to have many options!   Rich shares some new information around health care that has come about from the American Rescue Act. Regarding life insurance, don't be afraid to explore this, especially if you have people depending on you. Term life insurance will do for most and there is more flexibility in companies, but if you are going to do cash value, do your research to make sure the company is strong.   Some other insurance options are long-term care and disability insurance. As people get older, one of the biggest risks they face in the balance of their financial life is the need for long-term care and the expense that comes with that. Rich shares some calculations based on the trends for long-term care, the overview of the risk for the family. Disability insurance is quite pricey, but the question for every REALTOR® to ask themselves is if you became disabled today, would you be short in your financial plan or would you be okay? As you are shopping for disability insurance, get as long as your plan requires, or you need; if you can't afford that due to cost, give yourself at least two years to be able to get your situation under control.   The NAR's Center for Financial Wellness is a great program and resource for financial literacy for REALTORS®. The nice thing about this resource is that it is industry-specific, not just general financial planning. It's also free!   Tweetables:   “You may grow out of your partner that you're with if you're growing your net worth and your situation is more complex. You're going to need someone with a little more depth.” — Rich   “Finding somebody that you can trust is really very important, otherwise people who don't have that chemistry maybe don't take that advice.” — Rich   “That's how you get the help. Find somebody that's a CFP®, who does financial planning, that uses cash-flow-based technology.” — Rich   Guest Links:   rich@cornerstonewmi.com view my website!   Additional Links:   Crdpodcast.com   Onlinelearning.realtor for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   crd@nar.realtor   nar.realtor/cffw/live financialwellness.realtor   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica's Facebook Page Facebook.com/Monica.Neubauer Instagram Instagram.com/MonicaNeubauerSpeaks   Additional Bio:   Rich Arzaga is a CERTIFIED FINANCIAL PLANNERTM, a CCIM, an Accredited Investment Fiduciary®, an inactive REALTOR®, and the Founder and CEO of Cornerstone Wealth Management. He is also a long-time Adjunct Professor in the UC Berkeley Personal Financial Planning program.   Cornerstone Wealth Management, Inc. LinkedIn “How Real Estate Financial Planning Became Our Niche”   Inspired to be Our Clients' Most Valued Asset®   Rich Arzaga, CFP®, AIF® CERTIFIED FINANCIAL PLANNER™ PRACTITIONER Accredited Investment Fiduciary® rich@cornerstonewmi.com view my website!

Divorce is a time that could change your financial status for the rest of your life. What do you need to know about alimony, child support, or who gets the retirement account? Our guest, Medora Justice, Certified Financial Planner, Certified Divorce Financial Analyst and Accredited Investment Fiduciary will speak about financial planning around a Divorce and answer your questions. Ms. Justice works for Hardy Reed. www.HardyReed.com mjustus@hardyreed.com info@hardyreed.com Medora Justuce,Financial Terms Glossery websiteMoney Talks the show broadcast live Tuesdays at 9am just before In Legal Terms has a podcast about divorce and taxes. Look for the Nov. 7th from 2017Calls:Changing a divorce decreeChanging your nameDiscussion:Whati is a CDFAWhy to use a CDFAFinanical issues in a divorceLawyer or no lawyerTaxesRetirement planningSocial Security See acast.com/privacy for privacy and opt-out information.

Derren Burrell, Lieutenant Colonel (Retired) has over 25 years as a professional financial manager in both public and private sectors. He is the Founder & President of Veteran Ventures Capital, LLC, an investment and consulting firm focused on scaling veteran-owned and led businesses. In this capacity, he oversees all aspects of the company operations and fund management of the $100M Veteran Fund I. Prior to this he served as the Chief Operating Officer for TAG Resources, LLC, a retirement service company with over $2 billion in assets under management (AUM), where he was responsible for tripling the AUM and doubling the company. He is an Accredited Investment Fiduciary, Certified Defense Financial Manager, and Level 3 Certified in the Secretary of Defense Financial Management Program.Prior to his transition to the private sector in 2015, Lieutenant Colonel (Ret) Burrell was the Resource Director of the White House Communication Agency. He worked directly with senior White House (WH) staff, Congressional, comptroller, United States Secret Service, Dept of State, and Defense Information Systems Agency staff in all aspects of financial and contract management in support of POTUS. While in this position he was selected for the rank of Colonel but decided to retire from his 21-year military history and transition to the private sector.Highlights of his military career include being deployed to Iraq as the Deputy Comptroller, United States Forces – Iraq, and in Afghanistan as the Resource Director, NATO Air Training Command – Afghanistan. In this joint capacity, he led the 34- person J8 directorate (Iraq) and the 4-person J8 office (Afghanistan) in planning, resourcing, and executing $20 billion + in the U.S. appropriated funding in support of U.S. operations within Iraq and Afghanistan Joint Operations Areas. He was also stationed at the Pentagon as the flying operations analyst for the Air Force, where he was responsible for the largest Operations & Maintenance budget account in the Air Force, over $15 billion. He has been a squadron commander for both finance and wing staff agencies and was a deployed Comptroller on the front line in Operations SEA SIGNAL, SOUTHERN WATCH, ALLIED FORCE, NEW DAWN, and ENDURING FREEDOM.He is a graduate of the Citadel and past recipient of several awards including the Defense Meritorious Service Medal, Air Force Commendation Medals, Joint Service Achievement Medal, Air Force Budget Officer of the Year twice, Air Force Financial Management Officer of the Year, Comptroller of the Year, and USAFE James E. Short Award for Outstanding Contribution to Mentorship and Career Development.Derren is married to the former Gloria Frey and they have 5 children: Lydia, Luke, David, Rebekah, and Nathanael.Target Industries - Defense / Aerospace / Governmental (National Security, etc) sectorsConnect On LinkedIn - https://www.linkedin.com/in/derrenburrell/Link To Website - https://www.veteranventures.us/

I have great respect and admiration for my guest today, Victoria Bogner, Chief Investment Officer, partner and the CEO of McDaniel Knutson. Victoria impressed me so much in this interview that I hired her as MY financial advisor!  Victoria works with high net worth clients that range from university presidents to Hollywood celebrities (and now...li'l ol' me). She is an Accredited Investment Fiduciary® and a Certified Financial Planner®, and a Chartered Financial Analyst Charterholder. Victoria is also a 2018 40 under 40 Honoree by Investment News, the leading news source for financial advisers. Victoria has an amazing system of working with clients and making the best out of referrals. In our conversation we discuss: Teaching clients about fast and slow brain thinking in relationship to money. Reviewing the definition of wealth. Working with clients in defining goals. Creating investment plans that match clients' goals. Victoria is also offering a free, one-hour consultation to share some of her tips and tricks in working with clients and their portfolio allocations. Be sure to take advantage (I did!). Enjoy the show! Connect with Victoria Bogner: Affinityfinancialadvisors.com For free, one-hour consultation email: victoria@affinityfinancialadvisors.com Website: https://www.mcdanielknutson.com/ LinkedIn: https://www.linkedin.com/in/victoria-bogner/ Twitter: @McDanielKnutson Connect with Robyn Crane Website:   https://robyncrane.com/ Facebook: https://www.facebook.com/bizgrowth4women/ Twitter: @RobynHCrane Learn more about your ad choices. Visit megaphone.fm/adchoices

Manny is the son of the founder of Costas Provisions, the largest privately-owned food distribution company in the northeast. Growing up in Westwood, MA, he spent summers and weekends learning every aspect of the business. As a member of the purchasing department, he specialized in following the oil markets and predicting market trends. This interest in global markets and commodities trading led Manny to pursue a B.A. in Finance at Bryant University. After graduating, he began his career in wealth management at Morgan Stanley as an Assistant Financial Advisor, where he applied his financial expertise to working with family-owned businesses and high net worth individuals. In 2014, he co-founded Twelve Points, a Registered Investment Advisor (RIA) firm that assumes fiduciary responsibility. In February 2015, Manny became an Accredited Investment Fiduciary® designee, considered the gold standard for fiduciary care in the financial services industry. This enables him to put his clients' needs first and create financial plans based on their own unique needs and values. Independent-minded yet conservative, Manny believes you find the best value where others aren't necessarily looking, and applies this to his work. He provides wealth advice to small business owners as the financial reporter for the Grecian Echoes radio program and has written for Restaurant Report, Restaurant Hospitality and Foodservice East. In his spare time, he enjoys golfing, cooking, and spending time with friends and his big, loud Greek family. Manny is on the planning committee for the Community Servings annual Lifesavor Gala and is an avid supporter of the Best Buddies program, his alma mater and the football program at Bryant University. He currently resides in Boston. Twelve Points Wealth Management

Blayne Andersen describes himself as an “aspiring entrepreneur”. During this weeks podcast we discuss business principles with Blayne that have helped him and his clients as entrepreneurs! Blayne’s career path has stretched across various sectors of business including investment management, RV and auto dealerships as well as lending and insurance companies. Blayne is a Certified Financial Planner and Accredited Investment Fiduciary with BANDER Wealth Management, a regional investment firm based out of Idaho and Colorado. Blayne and his wife, Rachel, have 3 kids and love their home and community in Idaho Falls, ID. Listen as we discuss the “hunt” of entrepreneurialism!

Wilde Wealth Wednesdays on Valley Business Radio are powered by the team at https://www.wildewealth.com/ (Wilde Wealth Management Group), an award-winning independent financial advisory firm that provides comprehensive retirement, investment, real estate, insurance, legal and tax planning services all under one roof. On today's show, Trevor Wilde, Janenne Lackey, and Jackie Yoder with Wilde Wealth Management Group talk about their financial services firm and its innovative approach to helping people, businesses, and families. https://www.linkedin.com/in/wildewealth/ (Trevor Wilde) is the co-founder and Managing Director of of Wilde Wealth Management Group. He's an Independent Advisor Representative who holds the Accredited Investment Fiduciary designation. He's been on the Barron's list of top 1,200 advisors nationwide for over a decade, and in 2020 he earned the No. 1 overall ranking in Arizona. https://www.linkedin.com/in/janenne-lackey-7469816/ (Janenne Lackey) is an Independent Advisor and Wilde's Chief Compliance Officer. She entered the financial services field twenty years ago and joined Wilde Wealth Management in 2008. Janenne is a Certified Financial Planner and Registered Representative, and holds her Series 7, 63, 66 and 24 registrations. https://www.linkedin.com/in/jackie-yoder-mba-6212411a6/ (Jackie Yoder) joined the Wilde Wealth Management team in March of 2020. As Chief Operating Officer, she leverages her excellent leadership and teamwork skills to ensure that objectives are met to the highest standard. Jackie holds both a bachelor's degree in accounting and an MBA. She also holds Series 7 and Series 66 registrations as well as her Life and Health License. Follow https://www.wildewealth.com/ (Wilde Wealth Management Group) on https://www.linkedin.com/company/wilde-wealth-management-group-inc-/ (LinkedIn) and https://www.facebook.com/WildeWealth (Facebook), https://www.instagram.com/wildewealth/ (Instagram), and https://www.youtube.com/channel/UCj_kZ0trawrQ6W1JY1TNX3w (YouTube). The Valley Business Radio show, hosted by https://www.linkedin.com/in/adrianmcintyre (Dr. Adrian McIntyre), is recorded and produced in the studio of https://phx.fm/ (PHX.fm), the leading independent B2B online radio station and podcast studio in Phoenix. Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC, a broker/dealer and a Registered Investment Advisor. Cetera is under separate ownership from any other named entity. This broadcast is general in nature and is provided for informational use only and should not be considered as specific investment or tax advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. Keep in mind that investing involves risk, including loss of principal. Investment decision should be based on individual's own goals, time horizon and tolerance for risk. Consult your investment and/or tax professional regarding your unique situation.

David Treece has nearly 30 years of experience as a fee-based investment advisor and is an accredited investment fiduciary. He understands financial markets and is an expert in financial planning. Recognized for his financial acumen and client-advocacy work, David has been featured on PBS's Nightly Business Report, The Washington Post, The Miami Herald, and on NBC6 in Miami in an Emmy-award winning series about his work. He has testified before the U.S. Senate Select Committee on Aging regarding senior citizens and financial planning. David has an MBA from the University of Michigan, Ann Arbor and lives in Miami, Florida. Website: http://www.treecefinancial.com   Twitter: @dtreece Facebook: https://web.facebook.com/TreeceFinancial/ LinkedIn: https://www.linkedin.com/company/treece-financial-group-inc./  

Eve Ellis Website: https://www.williamblair.com/teams/matterhorn-group LinkedIn: http://linkedin.com/in/eve-ellis-cfp-cima  Twitter: https://twitter.com/EEllis_Blair Eve Ellis is a wealth advisor and founder of The Matterhorn Group with William Blair’s Private Wealth Management. She joined the firm from Morgan Stanley. Eve holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™, Certified Investment Manager Analyst®, Accredited Investment Fiduciary®, and Chartered Advisor in Philanthropy®.  She has been in the industry since 2002. She co-manages two actively managed investment mandates for investors seeking both financial and social returns: Gender Parity Strategy (a gender lens equity model) and the Matterhorn/Refinitiv Diversity & Inclusion Strategy, which analyzes 24 metrics related to diversity issues. Eve is a member of the Forum for Sustainable and Responsible Investment (US SIF) and served on the board of the Ms. Foundation for Women for eight years. In 2018, she was the recipient of The Women’s Bond Club of New York’s Betty Cook Award, which recognizes exceptional dedication to the advancement of women. A former professional tennis player, Eve was inducted into the Philadelphia Jewish Sports Hall of Fame in 2011. She is a graduate of Yale University with a B.A. in American Studies.  *This interview was recorded on March 31, 2020. **This commentary is for informational and educational purposes only and not intended as investment advice. Investment recommendations and investment advice can be provided only after careful consideration of an investor’s objectives, guidelines and restrictions. Past performance is not necessarily an indication of future results. The factual statements herein have been taken from sources believed to be reliable, but such statements are made without any representation as to accuracy or completeness. Opinions expressed are current opinions as of the date appearing in this material only and subject to change without notice. In this episode, we discuss: Making a successful career transition later in life Matching your passions with your work Strategies to increase the number of women in leadership roles  How diversity results in great leadership Being a woman in the financial world Working in a helping profession The future of women in finance Areas in finance that women find gratifying The importance of cultural fit in your work and career The benefits of being open to a career in finance Living life to the fullest

David Rae is a Certified Financial Planner, Accredited Investment Fiduciary and President and Founder of DRM Wealth Management. We talked to him about how to make the most of the Coronavirus Quarantine and Stay At Home orders. He talked about how to analyze your expenses and the best ways to save for your down payment. Read up on David Rae's blog or find out more information about how he can help you improve your finances at his websites: https://www.financialplannerla.com/

A study from the credit bureau Experian found that 62% of LGBTQ individuals experienced financial challenges because of their sexual orientation or gender identity.Joining us on the show is David Rae, Certified Financial Planner™, Accredited Investment Fiduciary™, and President / Founder of DRM Wealth Management LLC. David joins us to provide some insight as to what kind of financial challenges members of the LGBTQ persons face compared to the general population, as well as tips on how to better your financial situation regardless of your sexual orientation or gender identity.According to the 13th LGBTQ Community Survey from San Francisco-based Community Marketing:73% of LGBTQ people eat dinner out at least once a week69% buy wine while out or for use at home77% pay for streaming TV subscriptions52% regularly attend live theater or musicals73% buy facial moisturizer41% have paid for a clothing item worth more than $100 in the past year. 86% took at least one vacation or leisure trip in 2019 one-third took four or more.Many LGBTQ community members have shared some excessive spending occurs because they are either hiding who they are or for the first time don't feel they have to hide who they are and want to belong to a community. On top of the emotional stress, life can also be financially stressful because of job insecurity and the inability to pursue higher incomes. LGBTQ persons can be fired for being gay or transgender in more than half of the 50 states.Transgender people are more likely to have household incomes of $12,000 or less. In fact, according to the most recent U.S. Transgender survey, 29 percent of respondents are living in poverty, compared with just 12 percent of the general population. Additionally, members of the LGBTQ Community face financial challenges such as:Pay GapGay Men earn about 69 cents on the dollar to their straight male peersLesbian Women earn about 89 cents on the dollar to their straight female peersHigher Living CostsAreas traditionally more welcoming to LGBTQ persons come with higher price tags. For example, Manhattan and San Francisco are well known for being both LGBT-friendly and budget-unfriendly. Living costs in the respective areas are 195 percent and 118 percent above the national average, according to research firm Sperling's Best Places. States with the lowest living costs – West Virginia and Arkansas at 17 percent below the national average and Oklahoma at 16 percent below average – are also among the 20 states that do not have hate crime laws specifically protecting LGBT people.Retirement7 in 10 LGBTQ Americans say they are behind on saving for retirement. AIDS Epidemic: Many gay men now in their 60s - 80s didn't save for their retirement or old age because they didn't expect to survive the AIDS epidemic. Support the show (https://www.sdflc.org/help-sdflc/donate/)

On this episode of the cavnessHR podcast we talk to Derren Burrell – President and Founder of Veteran Ventures Capital https://www.cavnessHR.com jasoncavness@cavnessHR.com @cavnessHR  across social media @jasoncavnessHR across social media Sign up to join the cavnessHR waitlist at https://cavnesshr.co/nrw Derren Burrell, Lieutenant Colonel (Retired) is the is the Founder & President of Veteran Ventures Capital, LLC, an investment and consulting firm focused on scaling veteran-owned and led businesses. In this capacity he oversees all aspects of the company operations and fund management. Prior to this he served as the Chief Operating Officer for TAG Resources, LLC, a retirement service company with over $1.5 billion in assets under management.  He is an Accredited Investment Fiduciary, Certified Defense Financial Manager, and Level 3 Certified in the Secretary of Defense Financial Management Program.  Prior to his transition to the private sector in 2015, Lieutenant Colonel (Ret) Burrell was the Resource Director of the White House Communication Agency. He worked directly with senior White House (WH) staff, Congressional, comptroller, United States Secret Service, Dept of State, and Defense Information Systems Agency staff in all aspects of financial and contract management in support of POTUS. While in this position he was selected for the rank of Colonel but decided to retire from his 21-year military history and transition to the private sector.  Highlights of his military career include being deployed to Iraq as the Deputy Comptroller, United States Forces – Iraq and in Afghanistan as the Resource Director, NATO Air Training Command – Afghanistan. In this joint capacity he led the 34- person J8 directorate (Iraq) and the 4-person J8 office (Afghanistan) in planning, resourcing, and executing $20 billion + in U.S. appropriated funding in support of U.S. operations within the Iraq and Afghanistan Joint Operations Areas.  He was also stationed at the Pentagon as the flying operations analyst for the Air Force, where he was responsible for the largest Operations & Maintenance budget account in the Air Force, over $15 billion. He has been a squadron commander for both finance and wing staff agencies, and was a deployed Comptroller on the front line in Operations SEA SIGNAL, SOUTHERN WATCH, ALLIED FORCE, NEW DAWN, and ENDURING FREEDOM.  He is a graduate of the Citadel and past recipient of several awards including the Defense Meritorious Service Medal, Air Force Commendation Medals, Joint Service Achievement Medal, Air Force Budget Officer of the Year twice, Air Force Financial Management Officer of the Year, Comptroller of the Year, and USAFE James E. Short Award for Outstanding Contribution to Mentorship and Career Development.  Derren is married to the former Gloria Frey and they have 5 children: Lydia, Luke, David, Rebekah, and Nathanael.  We talk about the following: His company, Veteran Ventures Capital Why it is important to invest in Military Veteran led companies How to do your pitch deck What makes him say yes or no to an opportunity to invest Derren's Social Media  Company website: https://www.veteranventures.us/ Company LinkedIn: https://www.linkedin.com/company/veteran-ventures-capital-llc/ Company Twitter: https://twitter.com/VenturesVeteran Company Instagram: https://www.instagram.com/veteran_ventures/ Company FB: https://www.facebook.com/veteranventurescapital/ See acast.com/privacy for privacy and opt-out information.

Meet Rick Dwyer. A financial professional since 1987, Rick provides comprehensive, holistic and unbiased advice to business owners, retirees and pre-retirees to pursue their retirement dreams.Rick believes “That people work for decades to provide for their families and they should have peace of mind for the second half of life.”As a fiduciary, Rick’s sole focus is on what’s best for his clients.The three pillars that drive Argallus include:1.Minimizing Risk2.Minimizing Taxes3.Maximizing IncomeRick’s in-depth knowledge of financial issues comes from a broad range of experience. He has held positions in the areas of financial planning, business planning and retirement planning.Rick’s education encompasses an Associate degree in Engineering and the Accredited Investment Fiduciary (AIF®) certification, which provided him with focused knowledge of fiduciary standards of care and their application to the investment management process.His years of experience and education have made him a versatile professional capable of assisting clients with a variety of services from retirement planning to business succession planning.With an Accredited Investment Fiduciary certification, Rick brings to clients the highest standards of integrity and professional conduct. His services have led to a loyal, growing clientele.Rick is married with two children and six grandchildren. Prior to financial services, he served for ten years aboard submarines in the U.S. Navy. When he’s not at work Rick enjoys working out, participating in obstacle course competitions and wood working.Website: www.argallus.comLinkedIn: https://www.linkedin.com/in/rickdwyerjr/Facebook: https://www.facebook.com/argallus/Twitter: https://twitter.com/argallusOffice: 904-800-7299Fax: 904-800-7293

In this episode, Stephen A. Hartel, AIF® Wealth Advisor and Accredited Investment Fiduciary® at Trilogyfs.com with over $2B AUM, shares some timeless lessons and the "Best" advice he has received over the years. Stephen Can Be Reached At: P: (303) 300-3323 x5221 | F: (303) 872-6598 | or www.trilogyfs.com/stevehartel --- Support this podcast: https://anchor.fm/smartmoneycircle/support

Matt Logan, CFP®, AIF® - is an advisor with the Cetera Financial Group. An independent financial advisor within the Cetera Financial Group network, serving business owners, retirees, doctors, young professionals, and other individuals and assisting with their financial planning needs. Matt graduated from UNC-Chapel Hill with a degree in Economics. He holds his Series 7, 24, and 66 registrations, life, health, and long-term care insurance licenses. In 2008, Matt earned the Certified Financial Planner and in 2017, he earned the Accredited Investment Fiduciary designations. He is based in Greensboro, NC.

Caring, listening, and problem solving, Anthony is an invaluable resource and advocate for his clients. Having had a wide variety of industry experiences, Anthony feels equally as comfortable advising professionals, business owners and families alike. Anthony was born and raised in Northeastern PA. He obtained his undergraduate degree in Business Administration and Finance from Pennsylvania State University. He also has a Masters in Business Administration from Misericordia University. After college, Anthony furthered his education and obtained the following professional designations to better serve his clients. He is a Certified Financial Planner, Enrolled Agent, Chartered Financial Consultant, Chartered Life Underwriter, Chartered Advisor for Senior Living, Retirement Income Certified Professional, Registered Employee Benefits Consultant, Chartered Healthcare Consultant, Chartered Advisor In Philanthropy, Chartered Special Needs Consultant, Accredited Estate Planner and Accredited Investment Fiduciary. Anthony has over a decade of industry experience. Prior to founding Forthright Wealth Planning, his most recent employer was a very large Registered Investment Advisory firm based out of Camas, Washington. Anthony believes in quality over quantity. He prides himself on having open and honest conversations in which clients feel that he understands their values and goals. Anthony works with clients all around the country both in person and virtually. https://www.forthrightwp.com/ Securities and Advisory Services offered through Centaurus Financial Inc., Member FINRA and SIPC and a Registered Investment Advisor. Forthright Wealth Planning and Centaurus Financial, Inc. are not affiliated companies.

Get the Budget Buster Bundle here: https://debtfreeguys.com/budget-buster-bundle/ You might be under the impression that the terms fabulous and frugal are mutually exclusive. But in truth, frugality is not about eliminating the fun from your life. It’s about spending money on the things that matter most to you—and finding ways to do MORE with LESS. David Rae is a Certified Financial Planner and Accredited Investment Fiduciary based in Los Angeles. He has been helping clients achieve financial security for the last 17 years, building a reputation as a specialist in serving the LGBT community. David writes a regular column for Forbes, and his work has appeared in The Huffington Post, Investopedia and The Advocate. He has also been interviewed on Nightline, the Today Show and NBC Nightly News, among many other media outlets. Today, David joins us to discuss how to live a champagne lifestyle—on a beer budget. He offers his take on what it means to live frugally, exploring why the queer community is sometimes tempted to overspend. David also offers advice on how often to treat yourself, how to balance money management with gift giving, and how to negotiate a raise as a member of the LGBT community. Listen in for insight on the distinction among the terms poor, cheap and frugal—and learn how to include your friends in your fabulous journey to financial security!

Glen Wright is the founder and CEO of Worth Financial Advisory Group, a professional team of financial advisers that helps Fortune 500 retirees, business owners, professional athletes, and individuals of all walks of life preserve their assets, increase their incomes, and pursue their financial goals. Glen is a Certified Financial Planner, Accredited Investment Fiduciary, an Investment Adviser Representative, and a Top of the Table member of the Million Dollar Round Table. As a fiduciary, Glen has been assisting high net worth individuals increase their income, protect their assets, and invest wisely.  Glen is also the creator of the CoachNetWorth, a financial planning platform that offers financial planning solutions to basketball coaches. In today’s episode, we discuss: What to do with your money His work with athletes and coaches Traveling tips Budget and everyday money hacks Website: WorthAdvisors.com Email: Info@WorthAdvisors.com Personal Twitter: @GlenWrightWorth Company Twitter: @WorthAdvisors Facebook: WorthFinancial LinkedIn: Glen Wright Worth Financial Articles of interest ... Work This Way: Glen Wright II brings money lessons to March Madness Glen Wright saves people money. Professional athletes. Business owners. Fortune 500 retirees. They've all benefited from Glen's expertise. Past "Success is a Choice" podcast episodes of interest . . . Ken Coleman (Host of The EntreLeadership Podcast) – Episode 072 Aaron Walker (Life Coach and Author of “View From The Top”) – Episode 058 Matt Morse (Business Strategist, Keynote Speaker, & Author) – Episode 055 Bob Burg (Best-Selling Author of the “Go-Giver”) – Episode 051 Steve Nudelberg (Best-Selling Author of “Confessions of a Serial Salesman”) – Episode 048 Kevin Harrington (Original Shark on “Shark Tank”) – Episode 021 Brian Stanchak (College Basketball Coaching Agent) - Episode 002 Dwane Casey (2018 NBA Coach of the Year) – Episode 001   Today’s podcast is brought to you by audible – get a FREE audiobook download and 30-day free trial (new subscribers only) at www.audibletrial.com/SuccessIsAChoice. Over 180,000 titles to choose from for your iPhone, Android, Kindle or mp3 player.  Our friends at audible are offering a free download of some of our past guests including Todd Gongwer, Kevin Harrington, Lolly Daskal, Bob Burg, Amy Morin, Michael Burt, Larry Winget, and Pat Williams. Take advantage of this great deal by visiting www.AudibleTrial.com/SuccessIsAChoice.  

Home Talk Radio with Host Tony Gambone and Special Guest Greg Falzone and Sabrina Osso: Greg Falzone is a financial advisor and co-owner of Encompass Advisory Services. Greg is a holder of the Chartered Retirement Planning Counselor®, Certified Investment Management Analyst® and Accredited Investment Fiduciary® professional designations. He is a member of the Investment Management Consultants Association, Financial Planning Association, and Fulshear Chamber of Commerce. Greg earned a Bachelor of Science degree in Management from Bridgewater State University. He resides in Katy, TX with his wife, daughter and two sons. www.easadvice.com Sabrina Osso is Founder and CEO of OSSO SAFE, empowering people to feel safe where they live, work, and play. She is a speaker and consultant on promoting safety and preventing violence in the workplace, schools, and in places of residence. Her personal and professional experience with the subject allows her to bring a unique and holistic approach for employees, landlords, tenants, students, and teachers.She was honored and grateful to be 1 of the featured TEDx Talk Speakers at New Jersey City University's TEDx Talk Event on April 5th, 2018. Her presentation was very well received and will be posted shortly. OssoSafe.Com

Larry Mathis is the founder of Mathis Wealth Management, a private financial planning firm based in Phoenix, AZ.  He is a CERTFIED FINANCIAL PLANNER™ professional and Accredited Investment Fiduciary with clients throughout the country.   Larry is a public speaker and the author of Bridging the Financial Gap for Dentists, and Mom Was Right.  An active member of his local community, Larry has been married to his wife, Rhonda, for 32 years and they have 3 sons.   www.MomWasRightBook.com www.MathisWealth.com

The Total Tutor Neil Haley will interview New York Times bestseller Author of Rich B#tch Nicole Lapin. She will discuss  Rich B#tch : A Simple 12 Step Plan for Getting Your Financial Life Together. ABOUT THE AUTHOR: Nicole Lapin is the star of the CW's new business competition reality show "Hatched." She was the youngest anchor ever at CNN before holding the same title at CNBC anchoring "Worldwide Exchange," the only global finance show on the network, while contributing financial reports to "Today" and MSNBC. Lapin has served as a business anchor and special correspondent for Bloomberg Television as well as the money-saving correspondent for "The Wendy Williams Show" and also reports on Hollywood business for "The Insider" on CBS. She is currently Redbook magazine's first-ever money columnist. Lapin's first book, "Rich B#tch," a personal finance guide for women, became an instant New York Times bestseller and sold out on Amazon. Lapin is an Accredited Investment Fiduciary and graduated as valedictorian from Northwestern University.

Dr Sue Ferreira creator of the program, Live Your Retirement Dream, which shows you how to reinvent yourself and generate added income to allow you to LiveYour Retirement Dream.   Robert Allen author of some of the most influential financial books of all time including the New York Times mega-bestsellers Creating Wealth, Nothing Down, Multiple Streams of Income and The One Minute Millionaire.  Eddie Overdyke independent financial advisor. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary  designation from Fiduciary 360.   Tom Hopkins master sales trainer and is recognized as the world's leading authority on selling techniques and salesmanship.He is the author of 17 books, including “How to Master the Art of Selling™.  Jeffrey T. Jones owner of the Law Offices of Jeffrey T. Jones in Charleston WV, specializes in the areas of solving IRS and State Tax Problems and Personal Injury Litigation. He is the a bestselling author of the book “Protect and Defend”

Eddie Overdyke is an independent financial advisor based out of Atlanta, GA.  He has been an advisor for 9 years. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360.  Steve Meyerowitz, Sproutman®  was christened "Sproutman" in the 1970s in a feature article in Vegetarian Times because his New York City apartment was always filled with gardens of mini-vegetables. They were part of his lifetime fight against chronic allergies and asthma. In 1980, he founded "The Sprout House", a "no-cooking" school in New York City teaching the benefits of a living foods diet.  Steve is a health crusader and author of 10 books including Power Juices Super Drinks, Wheatgrass Nature's Finest Medicine  Steve Anderson authority on insurance technology, productivity and profits. He helps the insurance industry learn how to use technology more effectively to increase revenue and/or reduce expenses. He was recently named one of the 150 LinkedIn Top Influencers. He has a knack for translating “geek speak” into easily understood concepts. He speaks professionally to thousands of agents each year and has authored articles that have appeared in virtually every insurance industry publication.    Bruce Kasanoff co-author with Michael Hinshaw of Smart Customers, Stupid Companies. He is one of a highly selective group of leading experts (like Richard Branson, Bill Gates and President Obama) who write for the LinkedIn Influencers program. Bruce helps companies design  win/win outcomes for companies, their customer and employees.  

Jeffrey T. Jones, owner of the Law Offices of Jeffrey T. Jones in Charleston WV, specializes in the areas of Personal Injury Litigation   and solving IRS and State Tax Problems. He represents persons injured or killed in accidents and has written the West Virginia Automobile Accident Injury Guide and a Special Report dealing with car accidents, personal injury and insurance companies. Jeff has appeared in USA Today as an Emerging Business Leader to Watch.   Todd Delmay  Founder and CEO of Mountaintop University, an online business tool that draws timely information from gurus in their fields of business success and presents it to a community of business people who want to expand their knowledge and grow their business.Todd is also a sought-after public speaker and business coach and best-selling author of “Building the Ultimate Network”   Jeff Golding WilliamPaid President and Chief Operating Officer. He co-founded FinanSure, having served as its President  he was responsible for determining its strategic direction for both FinanSure Home Loans and FinanSure Student Loans.  Tammi Booten a recognized certified professional coach, sought-after speaker, inspirational thought-leader, and best-selling author whois best known for her specialization in developing infused mindsets for success.  Eddie Overdyke an independent financial advisor based out of Atlanta, GA.  He has been an advisor for 9 years. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360 .    

Eddie Overdyke independent financial advisor based out of Atlanta, GA.  He has been an advisor for 9 years. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360.  He was a guest on the television program “Leading Experts”, and was recently featured in USA Today as one of “America's Game Changers” in his industry.   Michael Larsen worked in promotion for Bantam, William Morrow, and Pyramid. He and his wife Elizabeth Pomada started Larsen-Pomada Literary Agents in San Francisco in 1972. They are members of AAR and have sold hundreds of books to more than 100 publishers and imprints. He is the author of the How to Write a Book Proposal and How to Get a Literary Agent. Dr. Ritamarie Loscalzo  fiercely committed to transforming exhausted high achievers all over the globe into high energy people who love their lives and live to their full potential. A bestselling author, speaker and internationally recognized nutrition and women's health authority. She combines the ancient healing wisdom of whole fresh foods and herbs with modern scientific research to inspire people everywhere to recharge their energy and reclaim their lives  Wendy Williams author of The Globalisation of Love, a book about multicultural romance and marriage. She has lived in six different countries and worked internationally for 19 years.She wrote The Globalisation of Love.The book was published on November 13th, 2011, Wendy's 13th wedding anniversary . It is based on dozens of interviews with multicultural couples from around the world.             

Eddie Overdyke is an independent financial advisor based out of Atlanta, GA.  He has been an advisor for 9 years. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360  .Eddie was a guest on the television program “Leading Experts”, and was recently featured in USA Today as one of “America's Game Changers” in his industry.      

Alan and Bonnie Cashman one of our regular contributors on the show. The Cashman's enjoy a healthy and wealthy lifestyle and have opened two new businesses the past year LAB5 Fitness and Cashman Lifestyle out of Seattle, WA.  B.D. Erickson, American electronics manufacturer.   Jay Gutierrez founder of Night Hawk Minerals and expert on the use of "Natural Radiation Hormesis", has been successfully defeating degenerative diseases using naturally radioactive ores for years.  During this time of learning and research, Night Hawk Minerals had been using the theory of "Radiation Hormesis" for the backing of all the miracles they have witnessed over the years, but now have been able to give an explanation as to how our people are really winning this war against degenerative diseases such as cancer.  We call it "The Frequencies of Creation".  Eddie Overdyke is an independent financial advisor based out of Atlanta, GA. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360.   

Eddie Overdyke is an independent financial advisor based out of Atlanta, GA.  He has been an advisor for 9 years. He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary  designation from Fiduciary 360.  He was a guest on the television program “Leading Experts”, and was recently featured in USA Today as one of “America's Game Changers” in his industry.   Lindsay Dicks Best-Selling Author, Speaker and Coach  Lynn Wiese Sneyd is the author of Holistic Parenting: Raising Children to a New Physical and Emotional Well-Being. In addition to being a writer, she also is the owner of LWS Literary Services where she assists authors in editing, publishing, and promoting their work. Her articles, essays and poetry have appeared in various publications around the country.   Frank Zane is bodybuilding's most highly educated champion holding Bachelor's degrees and a Master's degree in psychology from three different universities.  He holds a California Lifetime Teaching Credential in all high school subjects earned while teaching mathematics in public schools. He operates Zane Experience, a bodybuilding teaching facility in San Diego and has written many books the most recent being Symmetry and High Def Body.      

Jennifer Myers owner of Dwell Residential Brokerage in Washington, DC, is an award-winning real estate agent with more than 10 years of experience in the D.C., metropolitan area. She's been a top producer since her first year as an agent, at the age of 23. In 2009, she was named “Accredited Buyer Agent of the Year” by Realtor Magazine. In 2010 she was named a “Best Of” DC Real Estate Agent in the Washington City Paper. She now teaches real estate agents across the country how to attract more clients and how to create a life and real estate business full of abundance.  Dr. Emily Letran is a general dentist graduated from UCLA School of Dentistry  and practices in Southern California. Dr. Letran is a contributing author of the book "Out Front, Business Building Strategies from Front Line Entrepreneurs,"  which features the country's foremost business experts and thought leaders revealing their top secret break-through action plans. She is also one of our regular contributor.   Kim Hodous is the author of three books and in 2012 was named the Author of the Year by the National Academy of Best-Selling Authors.  She is a yoga teacher, an aspiring Black Belt, a Sushi fanatic and the mother of five. Her success and happiness are testament to that when we stop focusing on the little things, and get focused on the greater good, success follows.  Eddie Overdyke is an independent financial advisor based out of Atlanta.He's been featured in America's Top Hometown Financial Advisors and the Atlanta Journal Constitution, and he has earned the Accredited Investment Fiduciary designation from Fiduciary 360.Eddie is also one our regular contributor.