Helpmebuy Property Podcast

Back with another fabulous episode of Help me Buy Property Podcast with John Lindeman. This time, we dive straight into the importance of looking past current market noise to truly understand where real estate is headed. We discussed why a 24-month outlook may seem optimistic, while the 3- to 5-year horizon could tell a different, more complex story. It's not just about short-term trends—it's about interpreting deeper market movements and cycles to stay one step ahead.We also explore how elections—while rarely about property—always have significant implications for the real estate sector. From discussions on negative gearing to renewable initiatives and first-home buyer support, political shifts play a powerful role in shaping investor sentiment and long-term policy outcomes.We concluded our discussion by highlighting the key difference between owner-occupier-driven growth versus investor-led market spikes. While investors contribute to nominal, often volatile changes, it's the owner-occupiers who bring long-term stability. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:39 Australian Housing Market Analysis10:24 Research in Decision Making19:26 Heat Map System27:38 Election Impact on Real Estate Market29:28 Final Thoughts About the Guest: Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years. Lindeman Reports: https://lindemanreports.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

The Australian real estate market is ever evolving with respect to the changing dynamics of the industry and the economical and political catalysts that impact the market. This episode we got James Gerard from Financial Advisor for an in-depth conversation to discuss the intricacies of financial advising, particularly in the context of property investment. Together, we explored the current market trends, the role of financial advisors, and the impact of economic indicators such as interest rates and the USA policies etc. The discussion also delves into the differences between independent and dependent financial advisors, the importance of ethics in property advising, and practical advice for potential investors while experiencing the volatility due to political situations across the globe. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:28 Market Trends and Volatility 12:04 The Role of Financial Advisors in Property Investment 16:12 Navigating the Property Advisory Landscape 22:48 Market Trends and Economic Indicators 25:36 Renting vs. Buying: A Financial Perspective 28:22 Final Thoughts About the Guest: James Gerrard is a Certified Financial Planner and Director of Financial Advisor, having practiced within the financial services industry in Sydney since 2001. He has been recognised as one of Australia's top 50 financial planners by the Australian Financial Review Smart Investor magazine. Contact details: james@financialadvisor.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast; Varsha Banker founder of Real Estate for Women, graced to tell her journey of financial independence. Moxin Reza and Varsha Banker, took the hot seat to discuss the real estate world of Australia. She shares her powerful journey of wealth creation through real estate. Varsha discussed her personal challenges, including a difficult divorce, and how they motivated her to pursue financial independence. She emphasized the importance of knowledge, mentorship, and community support, particularly for women in real estate. The conversation highlighted the transformative power of real estate as a tool for wealth building and the significance of side hustles in achieving financial goals. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:21 The Journey to Wealth Creation 12:04 Transforming Property Investment Strategies 18:24 The Power of Real Estate and Side Hustles 26:28 Empowering Women in Real Estate 31:12 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this episode of Help Me Buy Property podcast, Aaron Christie-David from Atelier Wealth graced us with his presence as a guest, where he discussed various aspects of real estate industry focusing on especially the lifestyle differences between Sydney and Melbourne, the challenges of team collaboration across locations, and the dynamics of loans focusing on borrowing capacity rather than just interest rates. While the discussion was very interesting it also briefly touched on the entrepreneurial journey of Aaron and emphasized the need to enjoy the process while building a legacy. The conversation revolved around insights on shifting mindsets from a focus on loan rates to a broader investment strategy. The discussion was concluded with the importance of prioritizing property investments over credit card points, and the need for a mindset shift among potential investors. The implications of loan-to-value ratios and lenders mortgage insurance, and the discipline required in managing debt and credit was also stressed upon while closing this deep conversation. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:21 Understanding Loan Dynamics: Rate vs Borrowing Capacity 11:04 The Importance of Prioritizing Investments Over Credit Cards 19:24 Shifting Mindsets: The True Cost of Ownership 29:48 Strategies for Saving vs. Paying Off Loans 33:22 Final Thoughts About the Guest: Aaron Christie-David is the Managing Director of Atelier Wealth and a renowned mortgage broker. He is a highly qualified individual and has a wealth of knowledge and experience in the Finance Industry. Aaron Christie-David can be reached at https://atelierwealth.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, John Lindeman honored us back with another insightful episode revolving around Australian housing market. John Lindeman, a seasoned property market expert, breaks down the latest trends shaping the Australian real estate landscape curating the national and capital city forecasts for 2025, backed by data-driven predictions.Moxin Reza and John dive into key topics, such as median property values and annual market changes across capital cities and regions. Forecasted and discussed Sydney and Melbourne markets and what the investors should expect as well as, decoded the market growth of Brisbane, Adelaide and Perth and how the government incentives are shaping the future property hotspots.Together, they shed light on the evolving opportunities in the Australian real estate market and what investors need to consider for long-term success.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:19 Market Trends and Insights09:04 Housing Market Predictions17:26 Capitals – Regional and Metro suburbs25:38 Price Growth in Regional Australia34:20 Final Thoughts About the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years.Lindeman Reports: https://lindemanreports.com.au/Click on the link below to download Australian Bestseller“A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can alsoconnect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, Julian Fadini from PRPTY 360 was invited to delve into the details revolving around the unique financial landscape faced by professional athletes and coaches, particularly in the realm of property investment with Moxin Reza. During the conversation, we discussed the differences in financial management between athletes and the general public, the importance of strategic investment, and the need for financial education to ensure long-term wealth. Our conversation highlights the challenges athletes face regarding income stability and tax implications, while also emphasizing the potential for building a substantial property portfolio during their careers. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:36 Introduction to Property Investment for Athletes 12:30 Navigating Finances: The Athlete's Perspective 17:41 Investment Strategies: Athletes vs. Commoners 24:02 Risk Appetite and Decision-Making in Investments 32:17 Final Thoughts and Advice for Athletes About the Guest: Julian Fadini is a leading acquisition adviser and founder of PRPTY 360 - a company that specializes in providing astute investors privileged insight, guidance and results. Julian's renowned for identifying areas/opportunities with high yield potential. As such, his advice and recommendation are actively sought by investors directly, as well as from financial planners, accountants, brokers and other professionals on behalf of their clients who are seeking to achieve maximum return from their portfolio. Julian can be reached out at: https://prpty360.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Title: Unlock the Secrets to Paying Off Your LOANS Faster with These 6 Proven Strategies!    Loans can be a pain especially if they linger on for long! Chris Raymond makes a comeback on Help me Buy Property Podcast to discuss 6 proven and effective strategies for paying off loans faster. Apart from the strategies, the discussion revolved around the importance of payment frequency, debt consolidation, prioritizing high-interest loans, utilizing lazy equity, and investing through superannuation. Together, we also explored the benefits of SMSF loans and the strategic use of interest-only loans for investment properties, while emphasizing the need for a tailored approach to personal finance and the importance of regular negotiation with lenders. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:02 Introduction to Loan Repayment Strategies 11:04 Understanding Debt Consolidation 19:12 Investing Through Superannuation 26:48 Interest-Only Loans vs. Principal and Interest 33:22 Final Thoughts About the Guest: Chris Raymond is the principal finance broker at Unconditional Finance, an Australian-based award-winning mortgage broking company. With an enthusiastic commitment to his client's success, he effectively tailors loans to suit their needs, specializing in property investment, residential, commercial, and asset finance. Driven by the purpose of educating his clients to make informed decisions, he has successfully catered to helping people achieve their financial goals. Chris Raymond can be reached out at: https://www.unconditionalfinance.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Australian property market – How it will unfold in 2025? This latest episode is all about that! Moxin Reza and Cheryl Leong sit together to discuss the current state of the Australian property market as they look ahead to 2025. They recap the tumultuous year of 2024, highlighting consumer spending trends, and shifts in real estate markets. The conversation delves into the dynamics of the rental market, housing supply constraints, and the differences between new builds and established properties. They emphasize the importance of understanding market trends and consumer behavior as investors prepare for the upcoming year. Different angles of interest were discussed, keeping in mind the current state of the Australian property market, focusing on labor market dynamics, construction delays, population growth, migration trends, rental market pressures, and innovations in the banking sector. These are key factors that influence property investment opportunities as potential investors tend to enter the market and the seasoned investors try to expand their property portfolio. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:52 Recap of 2024: Market Insights 12:34 Smart Money vs. Herd Mentality 20:14 2025: Year of Resilience 29:32 New Builds vs. Established Properties 34:12 Population Growth and Migration Trends 43:22 Rental Market Pressures and Trends 52:02 Banking Sector Innovations and Future Outlook 56:05 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

We are back with a Bang!Help me Buy Property Podcast is back with an entirely new season and we are just as excited as you are. As you know this podcast is all about Property, but this time around we will be sharing success stories, the antidotes of real estate world and will talk about the untouched avenues of Property market of Australia.We are starting our Season 3 with discussing what to expect in the housing market in 2025 with an amazing guest: John Lindeman. He has been a property investor for over 40 years and has been professionally involved in the market for about 20 years. Moxin and John Lindeman discuss the dynamics of the housing market in detail utilizing John's extensive experience in property research. Together they shared insights on what to expect in 2025 in Australian housing market with respect to the potential investment opportunities.The discussion covered the importance of timing in property investment, the predictable market trends and the potential growth expected in different Australian regions and major cities.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:56 Housing Market Dynamics and Insights11:32 Property Market Predictions and Trends17:24 Timing Market for Property Investment25:28 Australian City Growth and Markets31:12 Final ThoughtsAbout the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years. Connect with John: https://www.linkedin.com/in/john-lindeman/Lindeman Reports: https://lindemanreports.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

As we draw the curtains this Season of Help Me Buy Property podcast, it was mandatory to have a look back down memory lane reminiscing some of the most amazing moment we experienced together during this past year.In this special anniversary episode of the Help Me Buy Property podcast, Moxin Reza reflects on the past year, celebrating key insights, lessons learned, and the evolution of the real estate market. Together, we revisit standout episodes, discuss the importance of adaptability in investment strategies, and look forward to the upcoming season focusing mainly on implementation and your success stories.Take a seat and re-live some of the best moments of Season 2 and hang on for an even better and outstanding Season 3 of Help me Buy Property Podcast!Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:16 Reflections on Key Episodes07:30 Looking Ahead: Season Three09:41 Lessons Learned and Personal Growth28:17 Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Another insightful episode, where me and Cheryl Leong discuss one of the biggest challenges in property investment: Navigating Low Deposits. It is important to know why waiting to save for a 20% deposit might lead to missed opportunities and explore creative strategies to overcome the serviceability trap. From leveraging trusts for better serviceability to utilizing self-managed super funds (SMSFs) as a complement to property portfolios, the whole episode is packed with actionable insights.You cannot deny the importance of strategic planning—whether it's understanding how banks assess trust versus personal properties, nurturing a trust to maximize wealth creation, or crafting effective exit strategies to manage investments successfully. We got it all covered with practical advice on avoiding common pitfalls and prioritizing wealth creation over serviceability lock-ins, this episode is a must-listen for property investors at any stage.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:36 Navigating Low Deposits in Property Investment09:32 The Trust Vs. Personal Name Dilemma15:41 Strategies for Wealth Creation and ServiceabilityClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Podcast, Moxin Reza sits down with Luke Metcalfe, the visionary founder of Microburbs, to explore how real estate data is reshaping the way we invest. From understanding livability scores to the market cycles that drive capital growth, this episode dives deep into evidence-based strategies for smarter real estate decisions.Luke explains the dynamics of iconic heat maps and using them for predicting property trends, and why factors like crime rates, government intervention, and employment accessibility are critical in determining property values.We also uncover the hidden risks of confirmation bias and discuss the science of identifying suburbs with untapped potential.Long-term growth in real estate markets remains steady, but knowing the market cycles is key. Whether you're a seasoned investor or just starting out, this conversation offers actionable insights into how data and smart analysis can transform your real estate journey.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 09:36 How Market Cycles Shape Real Estate Strategies17:47 Why Livability Scores Matter in Predicting Growth28:55 Government Policies and Their Role in Property Values42:09 Behavioral Biases That Lead to Poor Investment DecisionsAbout the Guest:Mr. Luke Metcalfe is the Founder Microburbs is a highly qualified data scientist. Luke has 25 years of experience in Data Science and building data businesses. He's a polymath data guy who brings together rapid code, public data sources, stats, marketing and entrepreneurship. He helps in areas where he has deep domain knowledge: Retail, property, finance, location tracking, franchising, geospatial and web analytics.Connect with Luke: https://www.linkedin.com/in/luke-metcalfe-data-scientist/Microburbs: https://www.microburbs.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Moxin Reza and Hong Chuy from Strategic Brokers unpack the complexities of property investment, connecting it to crucial principles of financial education, portfolio management, and building sustainable passive income. During the conversation, they both emphasize on the importance of understanding the difference between mortgage strategies and accountant advice to avoid common pitfalls. Moxin explains why selling underperforming investments is essential for unlocking better opportunities and how this approach can transform your investment journey. The critical role of asset allocation was further highlighted, urging the investors to think strategically about diversifying their portfolios and making decisions that align with long-term goals like retirement planning.The conversation delved into advanced strategies like debt recycling and trust structures, illustrating their potential for optimizing investments while managing risk. Mr. Chuy shared his hand-on experiences regarding debt recycling and how trust structures can be tricky.Moxin Reza also warned against blind loyalty to banks, advocating for a diversified borrowing strategy with the help of a strategic broker to maximize financial flexibility. The episode was concluded with the stress on the need for a calculated, millionaire mindset—one that prioritizes long-term gains over short-term comfort. Whether you're navigating property investments or exploring opportunities in the stock market, this episode provides the insights needed to build a resilient portfolio and achieve true financial freedom. Tune in now! Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 02:49 Understanding Understanding Property Investment Strategies09:47 The Importance of Selling Bad Investments18:55 Navigating Bank Loyalty and Borrowing Power 25:09 Final Thoughts About the Guest:Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario.He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, Mr. Chuy from Strategic Brokers made a comeback to discuss more intriguing topics revolving around mortgage. During our discussion, we touched topics like loan porting and cross - collateralization and how these strategies can make all the difference for property investors. Mr. Chuy explained how loan porting is an incredibly useful tool that can allow you to transfer your existing loan to a new property when you sell your current one, something that's especially valuable if you locked in a lower interest rate before recent hikes. For investors looking to maintain stability while expanding their portfolios, loan porting can be a game changer. Then there's cross -collateralization - a strategy that may seem convenient but often causes more problems than it solves. During discussion, it was agreed that by using multiple properties as security for a single loan is a risk which means you are tying your hands when it comes to accessing equity or selling individual properties. If the market shifts and the value of one of your properties drops, you could find yourself in negative equity, where the amount you owe is greater than the property's worth. The conversation was wrapped up on this note that how important it is to have a knowledgeable broker by your side. A good broker can not only steer you clear of financial pitfalls but also ensure that the strategies you use - whether it's loan porting or something else - align with your long-term goals, helping you grow your portfolio with confidence. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 02:49 Understanding Loan Porting 08:07 What is Cross-Collateralization 11:03 The Pitfalls of Cross-Collateralization 18:24 The Importance of working with Knowledgeable Brokers 19:02 Final Thoughts About the Guest: Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario. He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/ Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, I had the pleasure of speaking with Mr. Chuy from Strategic Brokers about mortgage strategies for property investors. We discussed several important topics, including the concept of student investors-individuals who are always learning and seeking knowledge to improve their investment skills. One of the most crucial points we covered was the vital role that mortgage brokers play in helping investors achieve their financial goals. It became clear that investment should be approached as a business, where cash flow management is essential for sustainability and having a buffer is critical for financial security. We also emphasized the need for a solid financial strategy and a mindset shift to ensure long-term success in property investment. Additionally, we explored the balance between cash flow and growth, and the importance of understanding risk management in property investing. The conversation highlighted that understanding the difference between rates and rewards is vital for making informed investment decisions. Selecting the right asset was another key theme of our discussion - it's crucial to ensure your investments align with your financial position and goals. A good mortgage broker, who understands your unique financial situation, can make all the difference in achieving success. Ultimately, we concluded that with the right mindset and strategy in place, anyone can build long-term wealth through smart property investment. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 02:52 Understanding Student Investors 06:07 The Role of Mortgage Brokers 09:03 Investment Mindset and Strategy 11:51 Cash Flow vs. Growth 14:47 Risk Management in Property Investment 18:09 Final Thoughts on Mortgage Strategy About the Guest: Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario. He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/ Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this podcast episode, I dive into strategic renovation tips with Graham Whitfield, an experienced real estate investor and renovator. Graham shares insights on maximizing ROI in property upgrades, covering key areas like understanding insurance for vacant properties, managing renovation budgets, and planning with market research. We discuss common renovation pitfalls, the importance of knowing your target market, and selecting materials wisely to avoid overspending. Graham emphasizes staying focused on the original plan and learning from both successful and challenging projects. Tune in for actionable tips to make your renovations profitable and effective.Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 3:00 Tips on avoiding overspending during renovations and selecting materials wisely.4:21 Importance of knowing your market and buyer expectations to guide renovation choices.6:09 Understanding the difference between investor and owner-occupier expectations.11:36 Key areas for maximizing home value: painting, kitchens, and bathrooms.17:41 Discussion on insurance coverage for vacant properties, emphasizing the 60-day rule for claims.18:09 Common mistake of assuming standard insurance covers renovations19:02 The role of security measures, like cameras and smoke alarms, on renovation sites to prevent theft.19:30 Graham's strategy of keeping properties open and visible to deter potential break-ins.21:04 Strategy for keeping the renovation timeline and costs under control. About the Guest: Graham Whitfield is the innovative founder of Whitfield Investments in Perth, Western Australia, a firm specializing in property renovation and development since April 2021. With a knack for uncovering off-market opportunities, Graham thrives on creating win-win scenarios for his clients and partners. His business is built on strong relationships with joint venture partners, investors, and tradespeople, believing that success in real estate comes from collaboration and continual learning. Graham welcomes new partners who are ready to join him in transforming potential into prosperity.Connect with Graham: https://www.linkedin.com/in/graham-whitfield-729a4235/Whitfield Investments: https://whitfieldinvestments.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of the "Help Me Buy Property" podcast, I had the pleasure of speaking with Graham Whitfield from Red Main Property Coaching, a true expert in renovations and property flipping here in Australia. We tackled nine crucial questions that renovators should consider before diving into a project. One of the key points we discussed was how to accurately price renovations through a thorough feasibility study. This means considering not just the purchase price but also holding and selling costs, while avoiding the trap of emotional overspending on upgrades that may not deliver returns. We also delved into the importance of effective project management to keep renovations on track, as delays can significantly escalate holding costs. Graham shared insights on the typical timeframes for renovations, noting that cosmetic upgrades usually take around six to eight weeks, while structural changes can stretch into several months. He advised against living in the property during renovations to maintain focus and streamline the process, which allows renovators to manage multiple projects more efficiently. Ultimately, our conversation highlighted the need for strategic planning, strong team relationships, and a solid understanding of market conditions to succeed in property flipping. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 02:13 Feasibility and Budgeting 05:34 Project Management and Team Building 12:31 Living in the Property During Renovations 15:11 Choosing the Right Builder About the Guest:Graham Whitfield is the innovative founder of Whitfield Investments in Perth, Western Australia, a firm specializing in property renovation and development since April 2021. With a knack for uncovering off-market opportunities, Graham thrives on creating win-win scenarios for his clients and partners. His business is built on strong relationships with joint venture partners, investors, and tradespeople, believing that success in real estate comes from collaboration and continual learning. Graham welcomes new partners who are ready to join him in transforming potential into prosperity.Connect with Graham:• LinkedIn: https://www.linkedin.com/in/graham-whitfield-729a4235/• Whitfield Investments: https://whitfieldinvestments.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, Alina and I discuss her inspiring journey from having no properties to building a successful real estate portfolio. We explore the importance of financial education, the right mindset, and the value of a supportive network in achieving property investment success. Alina shares her experiences, key takeaways, and advice for young investors, emphasizing the significance of starting early and making informed decisions. We discussed the vital role of financial education and understanding the ins and outs of finance to make informed decisions. Another crucial aspect we explored was the importance of mindset. Alina highlighted how cultivating a positive and growth-oriented mindset helped her overcome obstacles. I resonated with her perspective on viewing challenges as stepping stones rather than roadblocks, and it made me reflect on my own experiences in the industry.Throughout our conversation, we also touched on the significance of having a supportive network. Alina shared how connecting with like-minded individuals provided her with invaluable insights, encouragement, and collaboration opportunities. She emphasized that surrounding oneself with a community of investors and mentors can accelerate growth and inspire new ideas. I found this particularly relevant, as I've seen first-hand how powerful it can be to share experiences and strategies with others on similar paths.Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast02:02 The Journey Begins: Starting from Zero05:13 Key Takeaways from Early Investments08:07 Building a Diverse Property Portfolio10:02 The Importance of Mindset and Lifestyle Choices13:12 The Role of a Supportive Network15:55 Advice for Young Investors20:08 Conclusion and Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I focus on negative gearing, capital gains tax changes, and the current landscape of interest rates. We emphasized the historical trend where interest rates rise quickly but fall much more slowly, a crucial insight for investors to understand. Recent data indicates a significant 35% increase in investor lending, signalling that many are preparing for potential market shifts following any rate cuts. We discussed the importance of acting proactively rather than waiting too long and risking being priced out of the market. Another key point was the risk versus reward dynamic in property investing, particularly under higher interest rates. Many investors face substantial out-of-pocket costs, raising questions about their ability to sustain these expenses while awaiting rate declines. We discussed the strongest market responses to future rate cuts are likely to emerge first in higher-priced segments, eventually affecting lower-priced markets. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 03:20 Understanding Interest Rates and Their Impact 10:06 Market Reactions to Interest Rate Changes 16:05 Risk vs Reward in Property Investment Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I discussed the future of the Australian real estate market, focusing on proposed changes to negative gearing and capital gains tax. The government is considering restricting negative gearing benefits to new properties only, which could lead to a rush among investors to purchase established properties before the changes take effect. This shift aims to reduce tax revenue loss, particularly given the current budget deficit. We also covered the potential reduction of the capital gains tax discount from 50% to 25%, significantly impacting investors' returns. Additionally, we explored how existing building shortages are driving demand for established properties, leading to rising rents and escalating prices. With potential interest rate cuts on the horizon, many investors may feel encouraged to act. We emphasized the importance of decision-making and consulting with property accountants to navigate these changes effectively. If you have questions or need support, don't hesitate to reach out. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:02 Understanding Negative Gearing 06:02 Proposed Changes to Negative Gearing 10:15 Capital Gains Tax Changes 12:17 Impacts of Proposed Changes 21:23 Preparing for Market Changes Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I discuss how first home buyers can leverage government schemes to reduce their rent while entering the property market. We explore a unique strategy that allows buyers to purchase an apartment at a lower price point - around $500,000 to $550,000 - while simultaneously investing in another property. With the help of government assistance, buyers can minimize their upfront deposit, which frees up capital for additional investments. We explore real-life scenarios, including how one client successfully turned their apartment into an Airbnb, generating income that helped them buy more property. We also tackle common misconceptions about apartments and discuss the financial benefits of owning versus renting, emphasizing the importance of smart leveraging. If you're a first-time buyer with a solid deposit looking to navigate the market, this episode is packed with valuable insights and actionable strategies. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 03:01 Understanding the Strategy: Renting vs. Buying 05:51 Leveraging Government Grants for Property Investment 09:02 The Airbnb Opportunity: Generating Income from Property 12:02 Building a Property Portfolio: The Long-Term Vision 15:03 Final Thoughts: Smart Debt Management and Strategy Implementation Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Cheryl and I we dive into the nuances of property ownership and the implications of choosing between trusts and personal ownership. We discussed how high-income earners often approach their property portfolios from a tax perspective, highlighting that losses in trusts can't offset personal income. It's crucial to maintain a neutrally geared property portfolio, especially during growth phases, and we explored the benefits of combining personal and trust ownership for effective long-term tax planning. As we wrapped up, we emphasized that our ultimate goal should be net wealth creation rather than merely minimizing taxes. Whether you're a high earner or just starting out, these strategies can enhance your portfolio. I encourage you to work closely with your accountant to ensure you're maximizing your tax efficiency while focusing on building wealth for the future.Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 04:00 Negatively Geared Properties 08:30 Understanding Tax Benefits 10:16 Negatively Geared Properties and Land Banking 13:53 Self-Managed Super Funds (SMSFs) 18:46 Risks and Limitations of SMSFs 19:53 Trust vs. Personal Ownership Click on the link below to buy Australian Bestseller “The Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this podcast episode, Rajan and I dive into the financial management of a large rental property with multiple bedrooms and bathrooms. If you're renting out each room, you could expect a substantial annual income. After accounting for various expenses, such as utilities, cleaning, and property management, you'd see a considerable net income, although this doesn't yet include mortgage payments. We also explore how property management fees affect your overall profitability. These fees can vary significantly, often ranging between 10% and 25% of your total income. For instance, if the management fee is on the higher end, it could substantially lower your net income. This highlights the importance of negotiating property management fees carefully; even a modest reduction can make a big difference to your returns. Effectively managing these costs is essential to maintaining the profitability of your rental property. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 3:00 Nine Bedroom, Nine Bathroom Visibility 05:15 Typical Range For Property Management Fees 09:10 Age and SMSF Investment Returns 18:09 Challenges with property management of rooming houses Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR   Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.

Rajan and I delved into the fascinating world of property valuations, especially for those quirky rooming houses that break the mold. We tackled the tricky topic of cash requirements and loan-to-value ratios (LVRs), uncovering why some financiers demand hefty deposits while others offer up to 90% LVRs. Rajan's insights help demystify this balancing act between risk and reward, potentially giving you that extra edge in your property dealings. We also explored how commercial valuations work for co-living spaces, which focus on rental income and capitalization rates rather than traditional methods. Rajan shared how this approach often results in favourable valuations, particularly once the property starts generating income. He even revealed how some clients have seen property values soar by 20-30%! Additionally, we discussed the exit strategy for these unique properties, with Rajan providing eye-opening stories about properties selling for significant premiums over their build costs. For anyone curious about navigating the valuation maze or seeking savvy investment tips, this episode is a treasure trove of insights on how property valuation works! Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 02:57 High LVR Achievements Explained 04:48 Co-living Valuation Methods Discussed 10:35 Premium Exit Strategies for Properties 18:36 SMSF Investment Benefits Highlighted 19:57 Negotiating Property Management Costs 21:43 Horror Stories in Co-living Market Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Rajan Sharma and I dive into the financials and management of co-living properties, focusing on six-bedroom and nine-bedroom homes. Rajan explains that a six-bedroom, six-bathroom property can generate around $93,000 annually in gross income, with net earnings between $25,000 and $30,000 after expenses.For a larger nine-bedroom, nine-bathroom property, the gross income can reach $140,000, with net returns ranging from $45,000 to $50,000, assuming we maintain high occupancy rates of 95% to 98%. He emphasizes that achieving these returns depends heavily on factors like the property's location, management quality, and architectural design. Good design can significantly impact the property's rental potential, with well-planned layouts and appealing aesthetics attracting more tenants.We also discuss potential pitfalls, such as the risk of not achieving full occupancy and the complexities of securing council approvals. Rajan underscores the importance of thorough planning and having an experienced team to navigate these challenges effectively. He contrasts his team's approach with others in the market, who might face higher risks of delays and complications. This episode offers a detailed look at the opportunities and challenges in co-living property investments, highlighting the necessity of strategic planning, expert support, and thoughtful architectural design to maximize returns and ensure a successful venture.Episode Highlights:0:00 Welcome to Help Me Buy Property Podcast2:58 Pros of Six Bedroom & Six Bathroom Investment8:38 Typical return on nine-bedroom, nine bathrooms14:15 Legal Aspects of Co-living Investment16:56 Architects - Costs and Durations18:50: In-house Architects and Masterplans20:10 Approval from Councils on Masterplans25:50 Working Relationships With BuildersClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.

Listen to our latest podcast as we dive deep into the world of rooming houses and co-living properties. I'm joined by Rajan Sharma, who breaks down what exactly a co-living property is, comparing it to traditional rental homes. We explore the financial benefits of co-living setups, like a six-bedroom, six-bathroom house generating up to $93,000 in gross rent annually versus a traditional four-bedroom, two-bathroom house. The discussion reveals that while co-living properties can offer higher cash flow, they also come with increased risks and responsibilities, especially when it comes to managing multiple tenants. We then tackle the realities of converting traditional homes into rooming houses. Rajan shares insights on the costs and challenges associated with these conversions. For instance, a typical conversion can cost between $100,000 to $200,000, and often results in higher maintenance and operational costs. Converting a four-bedroom, two-bathroom house into a rooming house might seem financially appealing at first glance, but the hidden costs and potential legal issues, including council approvals, can erode the anticipated profits. We discuss the high-end options: six-bedroom, six-bathroom homes and larger co-living setups. Rajan highlights the pros of these larger properties, including substantial cash flow potential and higher gross rental incomes. However, we also consider the practical implications, such as increased management complexity and maintenance. With all the details laid out, it's clear that while rooming houses and high-cash-flow properties can be lucrative, they require careful consideration and strategic planning to truly succeed. Episode Highlights: 01:33 - 03:55 What is a Co-Living Property04:21 - 07:17 Cash Flow Comparison: Standard vs. Co-Living07:17 - 15:54 Risks and Costs of Co-Living Conversions15:54 - 22:08 Legal and Practical Considerations22:08 - 24:18 Comparison with DuplexesClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGRResources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.

Hey everyone, it's Moxin and Cheryl here, and in today's episode of "Help Me Buy Property," we're tackling one of the most common questions from our listeners: Should you invest in townhouses or apartments? We dive deep into the pros and cons of both options, weighing factors like land value, maintenance costs, and potential rental yields. Cheryl sheds light on why boutique apartments might be a solid choice for some investors, while I discuss the potential risks of oversupply in the unit market.We also touch on how different property types fit into various investment strategies, from flipping and renovating to holding for long-term gains. Whether you're leaning towards a modern apartment or a classic house, we've got the insights to help you make an informed decision. Join us as we break down what you need to know to make the right choice for your property portfolio!Episode Highlights 02:15 - 06:45 Current Market Trends06:45 - 12:30 The Appeal of Boutique Apartments12:30 - 18:50 Risks and Rewards of Units18:50 - 24:00 The Value of Land24:00 - 30:15 Tips for Evaluating PropertiesResources:Visit the Investor Partner Group website: https://helpmebuy.com.au/Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Hey guys! Listen to our latest podcast as we share extensive experience in the real estate and construction sectors, offering valuable insights into what property development lenders are always looking before financing your real estate investment.Simplify your funding application and ensure your project runs smoothly.Learn about the property development funding process in Australia as we talk about equity sources, pre-sales requirements, and the importance of having a clear exit strategy. We have discussed how having your project at the right stage, like obtaining Development Approval (DA), and working with a reliable builder can significantly impact your funding options.Whether you're a seasoned developer or just starting out, we have rolled out the blueprint to help you navigate the often-complex funding process with greater ease and confidence. Take notes on the practical tips on avoiding common pitfalls, like the potential drawbacks of land-only deals and the importance of keeping existing structures to maintain property value.We are here to assist you every step of the way, and wish you the best of luck with your property investments!Host: Moxin RezaCo-Host: Cheryl LeongTune in to find out more about Investment Property Financing. Episode Highlights:00:00 - 01:39 Welcome to HelpMeBuy Property Podcast01:12 - 02:22 Equity Requirements02:50 - 10:21 Source of Equity & Pre-sales requirements11:51 - 14:21 Planning and Approval Requirements & Project Stage14:22 - 18:18 Builder's Role and Qualifications18:24 - 22:21 Exit Strategy22:22 - 26:06 Project Duration and Buffer26:07 - 29:25 Naming of Trusts and Companies29:26 - 30:17 Land-Only Deals and Low LVR30:17 - 33:00 Planning vs. Building Approvals l Importance of Keeping Structures l Golden Nuggets for Aspiring DevelopersClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: · Visit the Investor Partner Group website: https://helpmebuy.com.au/ · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.

The 12 things that a property development lender looks for before providing lending for a project! The topic centers around what lenders are looking for when considering funding a property development project and the key things that they must know in advance. Understanding what lenders want is crucial before seeking lending, and Moxin and Cheryl emphasized on it by explaining the importance of being prepared to answer their questions. Lenders want to know the nature of the deal, the feasibility of the numbers, and the legal ownership of the project. They also need to understand who is running the project and the key decision-makers involved. Moxin Reza along with Cheryl Leong highlighted the importance of establishing a good relationship with valuers and providing them with accurate and realistic information to ensure accurate valuations. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast 05:02 Understanding Feasibility and Legal Ownership 14:13 Assets, Liabilities, and Personal Guarantees 24:10 Building a Relationship with Valuers Resources:  Visit the Investor Partner Group website: https://investorpartner.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

When it comes to property investment, the accountants and property advisors go hand in hand. For instance, when it is about taxes; the accountant is the first person that comes to our minds and same goes for property investment advisor when it comes to important financial decision. In this latest episode, Sohail Merchant made a come up to discuss property investment and taxes. He and Moxin Reza emphasized on the importance of working with a property investment advisor and an accountant to make informed decisions about buying, managing, and selling properties. During the discussion, the difference between a normal accountant, who focuses on tax minimization strategies, and a property accountant, who helps optimize tax and ensure compliance with tax laws was also explained in details. The conversation covered vast topics like negative gearing, the six-year rule for principal place of residence and renting, and the potential pitfalls of buying house and land packages along with the role of mortgage brokers in relation to accountants and the importance of managing taxes efficiently. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 04:57 The Role of a Property Investment Advisor and an Accountant 13:13 Collaboration Between Mortgage Brokers and Accountants 23:10 The Potential Pitfalls of Buying House and Land Packages 27:23 Conclusion and Final Advice Resources: Visit the Investor Partner Group website: https://investorpartner.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Another exclusive episode where I and Alex Fedoseev discuss three hot property picks for the month. This time around the suburbs were covered according to cash flow, growth, and balanced strategies for properties in the price range of $450,000 to $650,000. The three hot picks of this month are carefully picked up from a data of hundreds of suburbs. The first hot pick is in Iron Pole, Victoria, which shows potential for long-term growth based on supply and demand indicators. The second pick is in Annandale, Townsville, offering high rental yields for cash flow-focused investors. While the third pick is in Mount Louisa, Townsville, which provides a balanced approach with potential for both short-term and mid-term growth. Alex Fedoseev actually emphasized on the importance of considering the story behind the data when making investment decisions. While it is important to go for due diligence when considering suburbs with high rental yields, it is equally important to make a wise decision by checking out the market trends as well as the demand and supply indicators. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast  06:02 Hot Pick 1: Iron Pole, Victoria 15:08 Hot Pick 2: Annandale, Townsville 23:15 Importance of Considering the Story Behind the Data 25:01 Final Thoughts Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. Alex's expertise is grounded in developing information solutions tailored to meet the demanding needs of businesses. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data. Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'. Referral Link: https://www.htag.com.au/partner/helpmebuy/ Alex Fedoseev can be reached out at Tel: +61 (0) 2 8055 3772 Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

A buyer's agent can make or destroy your property portfolio – so choose wisely! In yet another exciting episode of Help Me Buy Property Podcast, Moxin Reza along with co-host Cheryl Leong jumps on the exploration journey about buyer's agent. How important it is to choose the right buyer's agent and provide key questions to ask when selecting one – everything is discussed in this episode. Our talented hosts discussed and emphasize the need for buyer's agents with extensive experience in the industry and a proven track record. The importance of understanding the buyer's agent's own property portfolio and its performance was also highlighted. Moxin Reza shed light on some of the best-known buyer's agent's investment strategies, the types of properties they specialize in, while stating how important it is to know about past client's success stories before finalizing a buyer's agent. This step must be taken after doing their due diligence and selecting a buyer's agent who aligns with the investment goals and has a transparent and educational approach. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!   https://www.amazon.com.au/dp/B0CRF48GGR   Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast 03:35 Understanding the Buyer's Agent Industry 09:04 Choosing the Right Areas for Investment 18:04 Key Questions to Ask a Buyer's Agent: Experience and Portfolio 23:02 The Importance of Reviews and Testimonials Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Choices, choices, choices!!! If life was only simpler and easy throughout, wouldn't it be a bliss? Unfortunately, that's not the case and we need to make choices at every phase of our lives. When it comes to selecting the perfect property investment for you; you need to buckle up and decide which way to go. In this insightful episode, an amazing guest Peter Savage from Savage Money Finance joined Moxin Reza for an exclusive discussion on the choices related to property investment. Our experts discussed the importance of learning how to lay the foundation for success with a solid property plan, expert accounting advice, and a tailored mortgage strategy. There was also a coarse discussion revolving around sole traders and company traders and what can be the pros and cons surrounding them. Whether you're a seasoned investor or just starting out, this episode is packed with actionable tips and inspiration to help you navigate the real estate landscape with confidence and achieve your financial goals. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast  05:21 Property plan, accountant, and mortgage strategy 16:05 Sole traders vs company operators 22:12 Tips for beginners 26:43 Conclusion and call-to-action Peter Savage is the founder and CEO of Savage Money Finance. A long time property investor with a passion for wealth creation and financial literacy. From manufacturing to mortgage brokering, he started savage money to help clients understand the fundamentals of understanding why we invest and why property is the vehicle to get us to our destination. Peter Savage can be reached out at  Email: Petersavage@savagemoney.finance Tel: 0421766555 Website: https://savagemoney.finance/ Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

There is a first time for everything! Anything that you do first time holds a special place in your heart forever. But don't let your emotions drive you. So when we talk about your first investment property, it is important to realize that it is a huge task to manage it efficiently. This property is like a stepping stone in your journey of financial prosperity. In this episode, We i.e. Moxin Reza and Cheryl discuss the key things to know when managing your first investment property. Actually, it is immensely important to have a property plan in place, along with finding the right professionals (such as accountant, mortgage broker, property manager), and considering out-of-pocket expenses such as stamp duty, loan setup costs, and lender's mortgage insurance. While staying on the same topic, we discussed the importance of pre-purchase planning and understanding the out-of-pocket expenses associated with buying an investment property. And not to forget the need for thorough inspections and the potential for negotiation based on inspection findings. When you are on your first investment property, you need to understand the importance of cash flow management, including budgeting, tax planning, and having financial buffers in place. These can make or break your property portfolio future ass you need to monitor the operations of your first property so that you can make strategic decisions to leverage equity for future purchases. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast  05:43 Navigating the Challenges of First-Time Property Investment 15:08 Strategic Property Planning and Financial Strategies 25:13 Cost Considerations and Financial Strategies 45:23 The Importance of Expert Advice and Proactive Monitoring Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

The dynamic duo of Moxin Reza & Alex Fedoseev are back to discuss the hot picks for this month. In this episode, the main focus is on three types of properties: growth, cash flow, and balanced properties in the suburbs across Australia. As the market dynamics undergo a constant change, the criteria of picks also changes. This month the three hot suburb picks are: For growth, they highlight the suburb of Hillside in Victoria, which has a high potential for long-term capital growth. For cash flow, they recommend the suburb of Brinsmead in Queensland, which offers a good rental yield. And for a balanced strategy, they suggest the suburb of Greenwood in Perth, which offers a combination of growth and cash flow. It is very important to understand that these are mere recommendations, you need to do your own research when considering a potential suburb to invest. As we discuss these suburbs, we also advise the investors to consider factors such as socioeconomics, vacancy rates, rental projections, and market cycles when selecting investment properties. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast  05:02 Introduction and Caveats 17:08 Growth Suburb: Hillside in Victoria 24:12 Balanced Suburb: Greenwood in Perth 32:03 Conclusion and Final Thoughts About the Guest:  Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data.Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'. Referral Link: https://www.htag.com.au/partner/helpmebuy/ Alex Fedoseev can be reached out at Tel: +61 (0) 2 8055 3772   Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Another brilliant episode where we shed light on the topic of business owners and their woeful journey into the world of property investment. This episode is a continuation of the previous episode. Our experts discuss the mistakes that business owners make when investing in property. They emphasize the importance of not focusing too much on interest rates and instead taking a long-term perspective. The need for tax planning and paying yourself enough as a business owner is also highlighted in this episode. To be a successful property investor, various borrowing options for business owners, such as low-doc and no-doc loans, and the importance of finding the right broker and accountant are discussed in grave detail. You can always opt for trusts and companies for property investing as they come with their own set of benefits, but the key to success is starting investing in property early and diversifying income options for long-term wealth. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGREpisode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 07:25 Avoiding the Interest Rate Trap 16:04 Tax Planning and Paying Yourself 21:02 Exploring Borrowing Options Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Property investment is always considered a safe haven for investors and people who want to secure their wealth. This is not something out of the box, but should business owners invest in the property market? Is it a good decision in the long run and most importantly is this step beneficial for their business also? All these above-mentioned questions and a lot more are answered in this exclusive episode of our podcast where I and co-host Cheryl dive deep into this topic. Property investment offers business owners a strategic avenue to diversify their income streams and build long-term wealth. Unlike other investments, property can provide a steady cash flow through rental income, appreciate in value over time, and offer significant tax advantages. By investing in property, business owners can create a reliable financial buffer, leverage equity for future business expansions, and secure their financial future against market volatility. Not to forget, property investment can serve as a tangible asset that not only enhances the overall investment portfolio but also provides stability and security. We discuss in grave detail why business owners should invest in property and the strategies they can use to maximize their ability to invest outside of their business. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://info.helpmebuy.com.au/millennials-guide-property-investing Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 06:25 Borrowing for Business Owners and Reasons to Invest in Property 14:04 Maximizing Ability to Invest Outside of Business 25:01 Considerations for Business Owners in Property Investment Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Granny Flats & Rooming Houses – heard these names before? I'm sure you would've if you are a keen observer and part of the property market. The question is, in the given scenario of the market – are granny flats and converted rooming houses a bad idea? In this episode, me and Cheryl discuss the pros and cons of granny flats and converted rooming houses as investment properties. There is nothing wrong in having granny flats as they can provide high rental yields, but simultaneously; the upfront costs and limited financing options can make them less profitable than they seem. Similarly, converted rooming houses can offer increased rental income, but the high operational costs and potential for low occupancy rates can eat into profits. It is advised to consider alternative strategies, such as building a second house on a splitter block or converting existing properties with existing equity. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!    https://info.helpmebuy.com.au/millennials-guide-property-investing   Episode Highlights:  00:00 Welcome to Helpmebuy Property Podcast  12:25 When Does Building a Granny Flat Make Sense? 17:04 Introduction to Rooming Houses  26:01 Final Verdict on Granny Flats & Rooming Houses   Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

When it comes to market insights, it is important to check out the trends and the insights. Market always reacts in troughs and peaks, just like waves! The property market cycles have been impacted by COVID-19, with shorter cycles and faster growth in some areas. We came up with a special episode in which our experts will discuss the 3 hot suburbs picks for the month of May. Mind you this is curated after a rigorous data analysis. Our acclaimed guest Alex Fedoseev makes a comeback on our podcast to discuss the three top picks for property investment with our expert Moxin Reza. The first pick is Miners Rest in Ballarat, Victoria, which offers potential for long-term capital growth despite some risks associated with bushfires and floods. The second pick is Gordonvale in Queensland, which provides good cash flow opportunities with an indicative gross yield of 5.3%. The third pick is Mount Sheridan, also in Queensland, which offers a balanced approach with a focus on both capital growth and cash flow. Overall, these picks provide insights into different investment strategies and market conditions. As we discuss these suburbs, we also advise the investors to consider factors such as socioeconomics, vacancy rates, rental projections, and market cycles when selecting investment properties. Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 04:22 Miners Rest: Potential for Capital Growth 14:08 Gordonvale: Cash Flow Opportunities 22:12 Understanding Market Cycles 26:03 Conclusion and Final Thoughts About the Guest: Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. Alex's expertise is grounded in developing information solutions tailored to meet the demanding needs of businesses. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data. Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'.Referral Link: https://www.htag.com.au/partner/helpmebuy/ Alex Fedoseev can be reached out at Tel: +61 (0) 2 8055 3772 Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Are you familiar with the concept of PPOR (Principal Place Of Residence)? This topic is not new but it always requires considerations and strategies to be implemented. In this episode, our hosts discuss PPOR in details while explaining what are the considerations and strategies that are mandatory. They emphasized on the importance of tax planning and consulting with an accountant to understand the tax implications of developing a PPOR. So, there are strategies like the develop and hold strategy, where homeowners add value to their property and rent out additional units. Then, another one is the develop and sell strategy, which involves selling the property after development. These strategies require margin scheme and capital gains while tax implications are imposed. We cannot deny the benefits of joint venture partnerships when PPOR is in the picture but one of the tough part is the taxation, so it is advised that without wasting time or experimenting, one should opt for professional advice from tax expert along with a thorough and deep feasibility analysis. Check out this latest episode of our podcast to learn all about PPOR and decide whether it the right choice for you or not! Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 06:09 Develop and Hold Strategy 12:19 Margin Scheme Basics 19:14 Favorite Development Strategies 25:22 Profit Sharing in Joint Ventures Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Learning the lending world from a perspective of a mortgage broker. Expert mortgage broker was invited ponce again to our podcast to discuss and explore trust lending but this time the details came from a mortgage broker. Our experts discussed the pros and cons of trust lending as well as the paperwork and cost attached to it. Banks are major institutions that can influence the lending environment through their limitations and restrictions, therefore, it is immensely important to understand the structures of trust in terms of asset protection, lending advantages and management of land tax. Banks are narrowing the gap between rates for owner-occupied and investment lending, making it a good time for investors to review their rates. There are signs that banks are easing their credit policies, such as offering higher loan-to-value ratios and shorter financial history requirements for self-employed borrowers. The second part of this episode comprises of the differences between standalone loans and cross-collateralized loans. Standalone loans are generally preferred over cross-collateralized loans due to the risks and limitations of the latter. Yet, both are equally important in the world of lending trusts. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 05:23 Benefits of Using Trusts in Lending 09:49 Standalone Loans vs Cross-Collateralized Loans 14:14 The Bank's Perspective on Cross-Collateralization 21:46 Final Thoughts Chris Raymond is the principal finance broker at Unconditional Finance, an Australian-based award-winning mortgage broking company. With an enthusiastic commitment to his client's success, he effectively tailors loans to suit their needs, specializing in property investment, residential, commercial, and asset finance. Driven by the purpose of educating his clients to make informed decisions, he has successfully catered to helping people achieve their financial goals. Chris Raymond can be reached out at: https://www.unconditionalfinance.com.au/ Resources:Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this second serving of our topic of discussion – Why Buying a Property to Live in Right Now is not a Good Idea? We broaden our canvas to the established properties and how first time investors should opt for these instead of chasing their Australian dream of owning a place to call home. Me and my co-host Cheryl continued our discussion by exploring the price disparity and how the market is growing and molding itself according to the newer rules set by the Government and trends. This is a hot topic of debate in the current scenario and to keep you up-to-date is our priority. Australia is witnessing a huge market change since the times of Coronavirus and this can make or break the market. The times are indeed very hard but if invested wisely, this market shape up can help you in terms of long-term investment goals. Listen to the podcast episode to find out all the missing pieces to the puzzle and how you can take control of your property investment journey even when the time is critical and not exactly in your favour. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 06:02 Market's New Dynamics 13:19 Investing in Established Properties 19:14 Rent-vesting 24:22 Market's Changing Dynamics 29:02 Conclusive Solution Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Have you checked out the current scene of Australian real estate market? If you are a keen observer and an ardent real estate market follower, you would've noticed how fast the dynamics of the market are changing. From rising inflation, to increases in prices, to projected price tags of property in the coming years, everything is drastically changing creating a gap between the supply and demand in the market. Trust me, if the gap is invisible now, it will be seen from ten feet apart in years to come. In a series of 2 parts, me and my co-host Cheryl have highlighted how the market dynamics are changing and what are the factors that are influencing the market. And most importantly, why it is not a good idea to buy a property to live in – right now! We discussed the surge in house prices and the challenges faced by first-time buyers as well as explored the disparity between established properties and brand new properties, with established properties offering more value. You need to understand the importance of considering long-term financial goals and the impact of equity and serviceability on accessing funds. One cannot deny the role of the Reserve Bank of Australia (RBA) and the factors that influence interest rate cuts. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 05:03 Considerations for First-Time Buyers in the Current Market 11:29 Buying a Property to Live in vs. Investing 16:14 The Role of the Reserve Bank of Australia in Interest Rate Cuts Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza.   Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Mortgage can be a headache! Sometimes mortgage can be such a huge liability if it lingers on and your cash flow is affected by any means. Our experts discuss different strategies in this episode to help you pay off mortgagee faster. Different unconventional methods were discussed that go beyond decreasing interest rates or changing payment schedules. Strategies such as making extra repayments, renovating and selling, flipping properties, and accessing equity to invest are preferred for fast mortgage repayment. The benefits of creating a guest suite for rental income and leveraging investment properties to pay down debt cannot be ignored. Similarly, the use of SMSF (Self-Managed Super Fund) is a way to accelerate debt repayment and build a strong property portfolio. You should consider making extra repayments to reduce the principal and save on interest. Accessing equity and investing in cash flow-generating assets can help pay down debt as well as leveraging Episode Highlights: 00:00 Welcome to Help Me Buy Podcast 03:43 Renovating, Selling, and Repeating 07:31 Long-Term Renovation Strategy 14:02 Renting Out Rooms as Airbnb 19:27 Using SMSF to Accelerate Debt Repayment 23:17 Consolidating Debt into PPOR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

The lending environment in Australia's real estate market can feel like a complex maze. With ever-changing regulations, interest rates, and lending criteria, staying informed is essential for both buyers and investors. It is crucial to have a clear understanding of the essentials of the market in order to make right decisions. Our expert Moxin Reza was joined by Chris Raymond from Unconditional Finance once again to discuss the lending environment specifically for year 2024. The market is dissected on a variety of factors, including income, credit history, employment stability, and the property's value. With the introduction of responsible lending laws, lenders are now required to ensure that borrowers can afford their loans without suffering financial hardship, leading to more rigorous assessments. With the data available, both maestros discussed the expected impact of fluctuating interest rates, global economic conditions, inflation rates, and not to forget the Reserve Bank decisions. Furthermore, the rise of digital platforms and fintech solutions also made it to the discussion. The lending environment in 2024 is challenging, with borrowers facing stricter credit policies and reduced borrowing power due to multiple rate rises. Banks are narrowing the gap between rates for owner-occupied and investment lending, making it a good time for investors to review their rates. There are signs that banks are easing their credit policies, such as offering higher loan-to-value ratios and shorter financial history requirements for self-employed borrowers. The final verdict was that in this dynamic lending landscape, staying proactive, doing thorough research, and seeking expert advice are essential to counter the complexities and make informed decisions which are in alignment with your financial objectives. Episode Highlights: · 00:00 Welcome To Help Me Buy Property Podcast · 02:08 The Current Lending Environment · 06:51 Signs of Easing Credit Policies · 08:12 Conclusion and Encouragement to Invest · 11:35 Expectations for Interest Rates Chris Raymond is the principal finance broker at Unconditional Finance, an Australian-based award-winning mortgage broking company. With an enthusiastic commitment to his client's success, he effectively tailors loans to suit their needs, specializing in property investment, residential, commercial, and asset finance. Driven by the purpose of educating his clients to make informed decisions, he has successfully catered to helping people achieve their financial goals. Chris Raymond can be reached out at: https://www.unconditionalfinance.com.au/ Resources:• Visit the Investor Partner Group website: https://helpmebuy.com.au/• Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us at https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our YouTube channel at https://www.youtube.com/@moxinreza. Empower positiveness, Nurture Your Investments, and Acquire Financial Peace! Hosted on Acast. See acast.com/privacy for more information.

Why is keeping money in the banks still the best option for people, and why do they still avoid investing? A deeper question that may tickle your brains with a lot of queries about finances and taxes could be how to avoid going bankrupt? This may be more intriguing for the businessman who needs to think of the financial system, like how banks earn from customer deposits and the importance of investing in ways that outperform inflation. This is why we include practical solutions on debt recycling strategy, including possibilities where people can use refinancing, as well as the significance of making sensible investment decisions to prevent lifestyle inclinations. Through this episode, we manage to emphasize the importance of having a good financial strategy, as well as the vital role of expert opinions in making these strategies, mortgage organizing, and managing taxes, and urge listeners to invest prudently. Explore the deep learning of debt and taxes, where the comprehensive teachings of financial strategies from our experts encourage you to avoid common pitfalls. Don't miss out on the interesting and real-life examples shared tonight. Watch what you should not do next time you invest. Episode Highlights: · 00:00 Welcome To Help Me Buy Property Podcast · 02:15 How Inflation Has Been Making The Difference · 03:51 The Difference Between A Non-Tax Deductible Debt And Tax Deductible Debt · 06:58 Understanding Banking System · 08:12 The Importance Of Debt Recycling Strategy Hosted on Acast. See acast.com/privacy for more information.

As the real estate landscape continues to be surrounded by complexities for successful property investment, the need for seasoned mortgage brokers becomes crucial! Our expert Moxin Reza along witth our amazing guest Chris Raymond from Unconditional; unravel the intricacies of property investment finance and discuss the importance of using a serial investor as a broker. With billions of mortgage brokers in Australia, the significance of partnering with a broker specializing in property investment and showcasing personal experience portfolios can't be overstated. These brokers bring in invaluable expertise leveraging firsthand experience and tested strategies for tailored solutions to your investment needs. Moxin and Chris discussed the importance of ensuring optimal borrowing capacity and achieving long-term property investment goals, demand-tailored strategies, and proactive structuring. Entrusting an inexperienced broker can expose you to numerous pitfalls while working with a serial investor broker can enhance your overall success. Exploring the benefits of using low-doc loans as a short-term solution, the conversation entailed an exchange of result-driven insights on turning the process into successful investment outcomes. Episode Highlights: • 00:00 Welcome to Helpmebuy Property Podcast • 01:04 Why are there different types of brokers? • 05:52 How does a serial investment broker help scale up a property portfolio? • 12:23 How do mortgage brokers aid in projecting cash flows accurately to banks? • 18:11 Putting clients first: how mortgage brokers prioritize successes About the Guest: Chris Raymond is the principal finance broker at Unconditional Finance, an Australian-based award-winning mortgage broking company. With an enthusiastic commitment to his client's success, he effectively tailors loans to suit their needs, specializing in property investment, residential, commercial, and asset finance. Driven by the purpose of educating his clients to make informed decisions, he has successfully catered to helping people achieve their financial goals. Chris Raymond can be reached out at: https://www.unconditionalfinance.com.au/ Resources:• Visit the Investor Partner Group website: https://helpmebuy.com.au/ • Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us at https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our YouTube channel at https://www.youtube.com/@moxinreza. Empower positiveness, Nurture Your Investments, and Acquire Financial Peace! Hosted on Acast. See acast.com/privacy for more information.

The heart and soul of Australia's real estate scene, the factors like affordability index, capital growth etc. that will be affecting the market in year 2024 all summarized in this episode. This is the last installment of this series. In this episode, our experts will take you across the diverse landscapes of Adelaide, Melbourne, and Sydney, peeling back the layers to reveal the stories behind the numbers for a better investment strategy. These are some of the biggest real estate markets of Australia, so the best was kept for the last! Moxin Reza along with Alex Fedoseev explore the highs, the lows, and everything in between in order to decode the rhythm of the property market Down Under. This is not a surprise but Adelaide emerges as a high performer, it has been in this list for the past 2 years, with suburbs like Playford and Salisbury capturing attention for their growth potential. On the other hand, Melbourne's allure lies in its affordability, yes one of the safest market for newbies to come and invest especially with areas like Knox and Manningham jolting with increased interest, thanks to the infrastructure projects like the North East Link. The discussion is concluded by summarizing the overall real estate market look in 2024 and how the trends and factors will impact investors' decisions. Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 03:18 Adelaide The Star Performer! 10:05 Melbourne LGAs Explained 17:23 NSW – The Underdog 21:22 Australian Real Estate Market Summarised Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. Alex's expertise is grounded in developing information solutions tailored to meet the demanding needs of businesses. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data. Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'.Referral Link: https://www.htag.com.au/partner/helpmebuy/Tel: +61 (0) 2 8055 3772Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Property aficionados, this is a continuation of our prediction series where Our expert Moxin Reza along with our guest Alex Ferdoseev from HtAG Analytics continue to decipher the real estate landscape and growth trends for the year 2024. Australia is not a small market, so dissecting it in accordance to states and suburbs is the only sane thing to do, in order to give centralized focus to the minutest details possible and nothing is missed out especially when it comes to investment potential. This episode especially focuses on Perth and Queensland! This episode covers all the nitty-gritty details that can affect the market while exploring different market trends, opportunities, dos and don'ts etc. Our experts take us to the journey of LGAs (Local Government Areas) which are literally considered as the building blocks of real estate market. They cover all from cosy neighbourhoods to sprawling new suburbs. From city of Swan to other suburbs of Queensland like Townsville, Rockhampton, Gladstone etc., this episode sheds light on how the market will be in year 2024 with reference to the flood risks, the infrastructure etc. Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 03:25 Perth LGAs Analysis 10:28 Price disparity for investors explained 15:33 Queensland LGAs Analysis 21:04 Brisbane LGAs Analysis Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. Alex's expertise is grounded in developing information solutions tailored to meet the demanding needs of businesses. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data. Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'.Referral Link: https://www.htag.com.au/partner/helpmebuy/Tel: +61 (0) 2 8055 3772 Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Australia has a diverse and dynamic property market influenced by various factors such as economic conditions, population growth, interest rates, and government policies. The robust real estate sector has long been characterized by both metropolitan and regional markets. It is not new to know that the interest rate is heavily influencing the real estate market and the related industries. The Reserve Bank of Australia (RBA) has always played a crucial role in influencing the property market through its decisions on interest rates. With migration and natural population growth on the rise, it is highly affecting the demand for housing. Cities with strong population growth often experience increased demand for residential properties. We will be discussing the impact of interest rates on other cities in later parts of this series, but this first episode is dedicated to Perth. Perth, the capital city of Western Australia, has its own unique property dynamics. To analyze this market effectively, Our CEO Moxin Reza and prominent guest Alex Fedoseev from htAG Analytics delved into Local Government Areas (LGAs) within Perth. LGAs are administrative divisions that encompass suburbs and provide valuable insights into localized property trends. As the discussion went deeper into specific LGAs, key metrics such as median property prices, rental yields, and growth trends were analyzed to provide a comprehensive view of the Perth property landscape. Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 05:12 Macro start to what to buy 10.08 Tax cuts & how people act 17.12 Shift in top & quarterly searched 21.03 SA1 & SA2 explained About the Guest: Alex Fedoseev is known as a strategic thinker with a detailed approach to every challenge. Throughout his career, he has demonstrated a remarkable capacity to guide digital products, designed to address tangible problems, from their initial concept through to their successful launch. Alex's expertise is grounded in developing information solutions tailored to meet the demanding needs of businesses. HtAG® Analytics is a quintessential SaaS companion in the property investment journey across Australia. With an innovative platform that stands at the crossroads of machine learning and up-to-the-minute real estate market data.Sign up now at HtAG using our exclusive referral link and enjoy an instant 10% discount with code 'HELPMEBUY_2024'.Referral Link: https://www.htag.com.au/partner/helpmebuy/Tel: +61 (0) 2 8055 3772 Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

This episode of the Help Me Buy Property Podcast focuses on property depreciation. Our host Moxin Reza and honorable guest Jack Meller; discussed how property depreciation works, the difference between capital work deductions and plant and equipment, and the benefits of depreciation statements for investors. Property depreciation is generally known to be an assessment of the future wear and tear of a property and allows investors to claim deductions for depreciation of assets. Depreciation is further split into two main types namely, capital work deductions (structure of the building) and plant and equipment (fast-depreciating items like appliances), this is majorly for the taxation calculation. The depreciation statements are curated in order to help investors claim deductions for general wear and tear on the property, renovations, and structural works when it comes to filing of taxation. Now it has been noticed that new properties generally have better depreciation claims, but all properties can benefit from depreciation schedules or statements. New properties obviously give out a better depreciation rate because of lesser usage/constructed time. It is important to know that due diligence is crucial in preparing depreciation reports, and attention to detail is important to avoid missing out on claimable items. Episode Highlights: 00:00 Welcome to Helpmebuy Property Podcast 02:19 Introduction to Property Depreciation 07:55 Changes in Property Depreciation in November 2017 16:00 On-Site vs. Desktop Property Depreciation Reports 21:01 The Good, the Bad, and the Ugly of Depreciation Schedules About the Guest: Jack Meller is the Director of Meller Quantity Surveying. He produces detailed tax depreciation schedules for Australia's top 5 wealthiest individuals and offers a consistently high standard of service to all customers. He knows the secret of Australia's wealthiest people is that they invest heavily in their advisors, and they don't pay a cent more than they need to pay on their commercial and investment property taxes. Jack can be reached out on M: 0470 365 356 http://www.mellercorp.com.au/ Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. For more podcast episodes, subscribe to our Youtube Channel at https://www.youtube.com/@moxinreza Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.