Helpmebuy Property Podcast

In this episode, I sit down with Nilar Alom Ispahany, Founder and Principal Advisor at Zeteo Wealth Partners, to explore how Australian investors can think beyond property and build a more balanced approach to wealth.We discuss why property investing in Australia remains such a strong foundation but also why it's no longer the only story. Together, we unpack alternative asset classes like private credit and private equity, and how they're helping Australian business owners, high-net-worth families, and next-generation investors create lasting value, manage risk, and protect their legacies.As Australia's economy evolves and credit markets tighten, understanding how to diversify across different asset classes has never been more important.We start with what every Australian investor knows best property. It's trusted, tangible, and has built enormous wealth across generations. But how does it fit within a total asset management strategy?Nilar and I talk about how real assets like property and infrastructure play a role in long-term portfolios, what the outlook for the Australian property market looks like, and why it's time to stack new “bricks” alongside property to diversify wealth and build financial resilience.If you understand mortgages and property loans, private credit might feel familiar but it's changing the way investors generate income in Australia.Nilar breaks down private credit in simple terms and explains why it's becoming such a powerful income engine in 2025. We compare private credit returns to property yields, explore its role in delivering consistent income streams, and look at how Zeteo clients use it to manage risk-adjusted returns while keeping portfolios stable in volatile credit conditions. Australian investors are increasingly looking for access to private equity opportunities, and the landscape is changing fast.Nilar and I discuss how private equity is evolving from being an exclusive institutional play to something more accessible to everyday investors. We explore how Australian business owners can use private equity to scale their companies, fund growth, or plan an exit strategy that aligns with long-term wealth goals.About the Guest: Nilar Alom Ispahany is the founder and family wealth advisor at Zeteo Wealth Partners, a boutique investment advisory firm dedicated to helping high-net-worth individuals and families achieve clarity and confidence in their financial future. Nilar is dedicated to helping high-net-worth families grow and preserve wealth across generations. Passionate about delivering exceptional client experiences, Nilar combines technical expertise with a deep understanding of the human side of wealth, empowering clients to make informed decisions that stand the test of time.She has a strong focus on having an investment objective, intergenerational planning, family governance, and philanthropy, making sure the generation that built the wealth can continue to build and pass on the wealth to the next generation with clarity and peace. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode 2026 Reset: The New Rules of Property Growth, host Moxin Reza sits down with renowned Australian property market analyst John Lindeman to unpack what's really shaping the next property cycle. From the Federal Government's First Home Guarantee Scheme to falling interest rates, they reveal how these policy shifts are setting the stage for what could be Australia's biggest first-home-buyer-driven boom,not a bubble.

In the finale episode of the series, Renovation Secrets: Finance, Risks and Rewards, Moxin Reza and Belinda Smith from, Renovate and Real Estate, unpack what happens after the renovation: From managing projects remotely, to staging, marketing and selling for top dollar. If you've ever wondered how professional renovators pull off interstate projects, find trustworthy trades, and turn tired properties into emotional buyer magnets,this episode gives you the playbook. Learn how to: Manage remote renovations using technology and local support Build a trusted “eyes-on-the-ground” network to oversee your projects Stage your property to create emotional appeal (even on a tight budget) Choose the right real estate agent and craft high-converting campaigns Avoid the most common mistakes renovators make when buying properties Buy the right property — and skip the “problem properties” that never pay off Adopt the mindset that separates casual flippers from long-term wealth builders Golden Takeaway: “Do more. Be fearless. Don't fall in love with a dud, whether it's a property or a partnership.” – Belinda Smith Whether you're flipping up your first property or scaling up your renovation business, this episode gives you the final puzzle pieces to create a complete, profitable renovation strategy. Highlight 00:43 – Intro to Part 4 01:36– Can renovations be done remotely? 06:11– Staging your property for emotional connection 07:28 – Picking the right agent & marketing smart 12:51 – Biggest mistakes renovators make 15:39– Belinda's #1 lesson: “Do more” 17:22– Final thoughts: Feasibility, prenups & profit mindset About the Guest Belinda Smith – Renovate and Real Estate With decades of hands-on renovation experience, Belinda helps renovators and investors across Australia turn property projects into profitable ventures. Through her Renovate and Real Estate community, she teaches proven frameworks to plan, budget, and execute renovations that create lasting wealth.

In Part 3 of this powerful renovation series, Moxin Reza and Belinda Smith from Renovate and Real Estate dive deep into the real-world process of flipping properties from running high-level feasibilities to managing trades and structuring deals for maximum profit. If you've ever wondered how professional renovators calculate renovation costs, negotiate purchase prices, or manage multiple trades without blowing the budget — this episode is packed with practical frameworks you can use right away. Learn how to: Run a quick renovation feasibility using the 1.4 Rule Structure your joint venture (JV) deals the right way Avoid hidden renovation costs that kill your profits Manage trades efficiently and create a smooth renovation workflow Decide what to DIY vs outsource to tradies Stay legally protected with strong due diligence clauses Keep your renovation stress-free with structured cash flow Whether you're a beginner renovator or a seasoned investor, this conversation offers end-to-end insight into running profitable, compliant, and scalable renovation projects. Highlight: 00:50 – Intro to Part 3 01:33 – Quick Feasibility Tips & Using the 1.4 Rule 03:23 - Structuring the Purchase & Negotiating Smartly 05:42 – Legal Protection & JV Agreement Essentials 10:26 - Do You Need to Know a Trade to Be a Renovator? 12:29 - Renovation Planning & Trade Scheduling 17:13 - DIY vs Hiring Trades: Finding the Right Balance 21:56 – Final Insights with Moxin Reza About the Guest Belinda Smith – Renovate and Real Estate With decades of hands-on renovation experience across Australia, Belinda helps renovators turn property projects into profitable ventures. Through Renovate and Real Estate, she empowers investors with the knowledge to plan, budget, and execute renovations that create real equity and wealth.

What taxes really apply when flipping properties and how should renovators structure their deals to stay compliant while maximizing profit? In Part 2, Moxin Reza and Belinda Smith from Renovate and Real Estate unpack the million-dollar questions around GST, PPOR flips, and efficient tax planning. From understanding when a renovation crosses into “business territory” to choosing the right accountant and identifying high-return renovation areas using the 1.4 rule — this episode dives deep into the strategic side of renovating. Belinda also shares how to spot profitable fixer-uppers, the difference between cosmetic and structural renovations, and how to avoid overcapitalizing while still achieving standout results. Highlights 00:58 – Episode Introduction 01:44 – Understanding GST in Property Flips 04:07 – Choosing the Right Accountant for Your Property Journey 10:14 – Selecting the Right Property and Suburb 16:35 – Setting a Realistic Renovation Budget 17:47 – Cosmetic vs Structural Renovations 19:57 – Post-Reno Valuations and Design Decisions 24:50 – Renovating for Your Market & Final Takeaways About the Guest Belinda Smith – Renovate and Real Estate With decades of hands-on experience in renovations across Australia and abroad, Belinda has turned her passion into a business that educates and supports renovators at every stage. Through Renovate and Real Estate, she empowers investors to use smart financing, avoid costly mistakes, and create long-term wealth through property.

What does it take to succeed in the renovation game? From financing your first project to structuring joint ventures and navigating tax implications, this episode dives deep into the real-world strategies renovators need to thrive. Joining Moxin Reza is Belinda Smith from Renovate and Real Estate, who has decades of renovation experience both in Australia and overseas. Belinda shares her journey from her very first renovation at 19 to helping thousands of renovators build wealth through property. From using other people's money (OPM) and bringing in joint venture partners, to avoiding costly mistakes with structures and tax, Belinda breaks down how everyday investors can start small and scale smart. Whether you're just starting out or looking to take your renovation game to the next level, this episode is packed with practical lessons, hard-won insights, and a refreshing dose of realism. Highlights 0:00 – Welcome to Help Me Buy Property Podcast 6:07 – How does financing work in the renovation world? 8:42 – Debt, equity, savings, and bringing in joint venture partners 9:54 – The minimum benchmark: how much money do you really need to start? 1:00 – Balancing pessimism vs. optimism in property investing 3:41 – Structuring projects with money partners & tax considerations 7:23 – Why structuring the deal correctly is crucial for long-term success 9:12 – Guest final thoughts: renovation as a business, not just a job About the Guest Belinda Smith – Renovate and Real Estate With decades of hands-on experience in renovations across Australia and abroad, Belinda has turned her passion into a business that educates and supports renovators at every stage. Through Renovate and Real Estate, she empowers investors to use smart financing, avoid costly mistakes, and create long-term wealth through property. Grab your copy of A Millennial's Guide to Property Investing:

The reforms don't stop at ceiling insulation. In this second part of our conversation, we go deeper into minimum rental standards—from shower heads and draft proofing to why landlords, not property managers, carry the responsibility for compliance. Joining Moxin Reza again is Nicky Talbot from Powerband Electrical, who breaks down the timelines, rebates, and practical solutions that can help both landlords and property managers stay ahead of the curve. From free audits and rebates to a full roadmap for compliance, this episode is packed with strategies to protect your investment and keep tenants happy—all without breaking the bank. Whether you're a landlord, investor, or property manager, this episode is your guide to turning new regulations into opportunities. Highlights 00:00 – Welcome to Help Me Buy Property Podcast 01:57 – Introduction to shower head and draft proofing requirements 05:25 – How rebates cover upgrades for both landlords & owner-occupiers 06:50 – What “law, not recommendation” really means for compliance 11:08 – Powerband Electrical's free audits & roadmaps for landlords 19:37 – Property managers: simplifying compliance for your clients 25:50 – The Agent Knowledge Portal & training programs 32:22 – National outlook: how other states are following Victoria's lead 36:04 – Final Thoughts “Don't be scared, don't need to worry — do it for free.” About the Guest Nicky Talbot – Powerband Electrical Pty Ltd. With 20+ years in residential property management, Nicky is passionate about supporting landlords and property managers through the complex world of compliance. At Powerband Electrical, she leads initiatives around the Victorian Energy Upgrades program, free audits, and industry training, helping investors future-proof their properties while easing financial stress. Grab your copy of “A Millennial's Guide to Property Investing”: https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join our FREE Facebook Group → https://www.facebook.com/groups/helpmebuyau Connect with us on LinkedIn → https://www.linkedin.com/company/77080688 https://www.amazon.com.au/dp/B0CRF48GGR Hosted on Acast. See acast.com/privacy for more information.

Victoria's tenancy laws are changing — and landlords can't afford to ignore them. From minimum rental standards to ceiling insulation requirements, these reforms are designed to improve the livability of rental properties while reshaping the way landlords and property managers operate. In this episode of our Podcast, Moxin Reza was joined by Nicky Talbot from Powerband Electrical to unpack what these updates mean for you, why it's critical to act early, and how landlords can take advantage of free audits and rebates to ease the financial load. We talked in great length about what Victoria's new residential tenancy laws mean for landlords & investors and why ceiling insulation (by 2027) is one of the biggest changes to prepare for while draft proofing is absolutely necessary to fit into the new standards. Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:54 Introduction to New Residential Tenancy Changes 06:12 Understanding Minimum Rental Standards 13:18 Ceiling Insulation Regulations and Rebates 17:28 Trigger Points for Compliance Changes 19:25 Final Thoughts About the Guest:  Nicky Talbot from Powerband Electrical Pty Ltd., has a 20+ years in residential property management, Nicky has led teams, run her own business, and gained deep insights into helping owners, landlords, and renters thrive.  As part of a dynamic company built by property managers for property managers, Nicky works closely with the Victorian Energy Upgrade program and innovative safety platforms to transform the industry.  Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

What if you could find a property that delivers capital growth, positive cash flow, and instant equity? Sounds like the dream, right? In this episode, Moxin Reza and property strategist Lloyd Edge dive into what they call the Property Trifecta — and whether it's actually possible to tick all three boxes in today's market.We chat about the traps investors often fall into (like overcapitalising on renos or letting emotions get in the way), why local knowledge can make or break your deal, and the market trends you need to watch right now.Most importantly, we shared some strategies to help you navigate the current property landscape with confidence and build a team around you that supports your long-term goals. Highlights 00:00 Welcome to Help Me Buy Property Podcast 02:54 Exploring the Property Trifecta08:12 Understanding Instant Equity and Renovations15:18 Market Trends and Future Outlook21:28 The Importance of Local Knowledge27:19 Strategy vs. Luck in Property Investment33:25 Final ThoughtsAbout the Guest:Lloyd Edge is the Founder and Director of Aus Property Professionals, where he has helped countless Australians build wealth and financial freedom through smart, strategic property investing.With years of hands-on experience, Lloyd is known for turning complex market insights into practical strategies that everyday investors can use. From identifying high-growth opportunities to creating sustainable cash flow, his approach is all about building long-term wealth without the guesswork.Lloyd can be reached out at: lloyd@auspropertyprofessionals.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

What happens when interest rates drop while government incentives for first-home buyers roll out? In this episode, Moxin Reza sits down with property market strategist John Lindeman to unpack the Reserve Bank of Australia's latest rate cuts and the early implementation of the First Home Guarantee Scheme—and what both mean for today's buyers and investors.Together, they dive into the supply-and-demand dynamics across Australia's capital cities, revealing where growth opportunities are emerging and where markets could slow down. From policy shifts to buyer behaviour, Moxin and John share powerful insights on how these changes are reshaping the property landscape.Most importantly, they highlight why timing is critical in this market cycle. If you've been waiting on the sidelines, this episode might just convince you that now is the moment to act.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:38 RBA Rate Cut & First Home Schemes10:26 Australian Capital Cities Property Trends15:36 Government Policies & Housing Demand23:22Real Estate Market Growth Trends27:28 Final Thoughts About the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years.Lindeman Reports: https://lindemanreports.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property Podcast, Moxin Reza and guest Sohail Merchant (Director at Taxvisors and CFO at Investor Partner Group) sit together for an insightful episode 2 and explore the risk side of SMSF property investing.While part one of this series explored strategies and setups, part two uncovers the pitfalls, breaches, and penalties that investors must watch out for.From the sole purpose test to related party transactions, lending complexities, and exit strategies, this conversation reveals what most accountants and advisors don't tell you.Whether you're already running a Self-Managed Super Fund (SMSF) or considering one for property investment, this episode is your essential guide to understanding how to avoid mistakes that can cost you hundreds of thousands of dollars—or even your freedom.This isn't just about compliance—it's about protecting your wealth, your retirement, and your future. Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:54 SMSF rules and mistakes09:22 SMSF Penalties16:18 LRBAs, Trust structures & Postcode restrictions18:28 Sell or Exit SMSF20:14 Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out Hosted on Acast. See acast.com/privacy for more information.

Thinking about using your Self-Managed Super Fund (SMSF) to invest in property? Then this episode is a MUST WATCH.In this episode, Sohail Merchant from Taxvisors and I, sat together to cut through the noise and dive deep into the realities of SMSF property investments. From common misconceptions to the strict regulations that govern these strategies, our discussion highlights what investors need to know before taking the plunge.We cover the potential benefits, the pitfalls, and the importance of having the right team by your side. The misconceptions revolving around SMSF and how you can elevate your SMSF strategy, we made sure nothing is missed from our end.Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:14 Understanding SMSF Property Investments12:24 The Myths and Realities of SMSF19:26 Common Misconceptions in SMSF Property Investments23:38 Navigating Compliance and Legalities in SMSF26:04 Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Co-living is such a vast topic that one episode is not enough to cover it completely. We are back with part 2!Whether you're a seasoned property investor or just stepping into the world of co-living, today's episode is packed with insights you can't afford to miss. Together with Rajan Sharma from Cash Flow Real Estate; we explore how to work effectively with private investors, the ins and outs of council approvals, and what really goes on with DA paperwork. We'll also unpack how enforceable these contracts truly are — and why that matters for your bottom line.But that's not all. We'll guide you through a must-have due diligence checklist to make sure your co-living development ticks every box: compliance with regulations, smooth council approval, and long-term tenant satisfaction.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:38 Co-living vs. private investors12:16 Council Approvals18:46 Due Diligence Checklist23:38 Are co-living properties live the hype?27:38 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Co-living is no longer a fringe concept — it's fast becoming a strategic property play across Australia. But is it the golden ticket to higher yields and sustainable cash flow? Or are investors being misled by inflated promises and risky guarantees? In this episode, Rajan Sharma is here in our studio to uncover the realities behind co-living properties — the good, the risky, and the regulatory. From breaking down the true investment potential to identifying red flags like misleading rental guarantees and unchecked private lending, we cover it all! Whether you're an experienced investor or just exploring co-living as a strategy, this episode is your essential roadmap to smarter, safer property investing. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:38 Co-living vs. traditional investments 14:16 Rental guarantees – promises or pitfalls? 23:36 Why location and demand drive success 32:38 Are co-living properties truly worth it? 37:28 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this insightful episode, our expert duo—Moxin Reza and John Lindeman—dive deep into the latest shifts and trends shaping Australia's real estate landscape.Moxin explored how advancements in artificial intelligence and automation could reshape employment—and how that, in turn, affects housing affordability and demand, while John broke down how potential interest rate cuts from the Reserve Bank could influence property prices, buyer sentiment, and investment strategies.From potential RBA rate cuts to AI's impact on employment and housing, this episode is packed with data-backed predictions, suburb-specific insights, and bold outlooks on what's next.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:58 Australian Market Predictions15:26 Why RBA kept the rate unchanged22:26 Australia's Rental Demand and Supply32:38 Immigration Impact36:128 Melbourne's Market Insight41:28 Final Thoughts About the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years.Lindeman Reports: https://lindemanreports.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

What happens when your property journey transforms your entire life? In this episode of the Help Me Buy Property Podcast, I sit down with Sarah and Luke - a couple who went from overwhelmed first-time investors to full-time property professionals. Their story is anything but typical. In just one year, they bought three properties, planned a wedding, changed careers, and joined the team at Investor Partner Group. Now, they help others do the same. If you've ever wondered what's possible when you combine the right mindset, the right help, and a clear plan, this is your episode. Tune in now and be inspired by a real couple building a real future - one property at a time. Episode Highlights 00:00 Welcome to Help Me Buy Podcast 08:40 How It All Started: Sarah & Luke's First Step into Property 17:00 The Turning Point: From Burnout to Strategy 25:28 Client to Team Member: Why They Joined IPG 30:24 The Biggest Lessons They Learned as Investors Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this continuation of our deep-dive into co-living and rooming house strategies with Sid Sharma, we're peeling back the legal layers that every property investor needs to understand before jumping in. From council approvals and compliance hurdles to the day-to-day responsibilities of managing a compliant rooming house, we covered it all.We dive into what local councils are really looking for when approving a rooming house, including specific compliance measures that investors often overlook.Sid talked about the key amenities and legal inclusions required by law, right down to the number of bathrooms needed per tenant. We explored the critical role of a rooming house manager, outlining their responsibilities to ensure smooth day-to-day operations and ongoing compliance. Tenant protections are another major focus, with guidance on how to stay on the right side of regulations while offering safe, affordable housing.Finally, we discuss how current market trends and rental shortages are influencing co-living success—and highlight common mistakes investors make, along with how to avoid costly legal trouble.Rooming houses aren't just a high-yield strategy — they're a heavily regulated one.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:21 Role of a Manager17:22 Tenant Protection22:19 Market Trends26:38 Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

You don't have to live where you invest — you just need to invest where it works. In this episode, I got into conversation with Sid Sharma, co-living strategist and the powerhouse behind the Help Me Rent brand, to unpack how modern investors are leveraging rentvesting and rooming houses to build wealth — without sacrificing lifestyle. Together, we explored how renting high-yield rooming houses can unlock passive income, long-term capital growth, and financial flexibility — even if you're not living in your investment. Sid breaks down the step-by-step process behind co-living investments, the compliance and management secrets most landlords overlook, and how his team simplifies it all for investors through a hands-off, high-cash-flow model. If you've ever wondered how to rent where you want while owning properties that pay you back, this episode is your blueprint. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:24 Help Me Rent and Co-living 16:24 The Help Me Rent Model 21:26 The Process and its Fair Share 26:38 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Investing is all about taking control of your OWN money! In this latest episode of Help me Buy Property Podcast, I had the pleasure of having Andrew Woodard, founder of Investors Way, in our studio. Andrew shared his journey from being a chartered accountant to becoming a business owner focused on financial independence. Together we discussed the importance of financial education, the pivotal moments that led him to start his business, and the role of financial advisors versus self-education. The main emphasized of the episode was drawing attention towards the need for individuals to take control of their finances, and the common fears that prevent people from investing. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 06:27 The Importance of Financial Education 15:24 Understanding Financial Freedom: Five Steps to Success 24:26 House Construction & Development 32:38 Overcoming Financial Fears and Taking Action 40:12 Conclusion and Key Takeaways About the Guest: Andrew Woodard is the founder of The Investor Way. He believes he empowers people with the confidence that they can grow their wealth without having to outsource it to someone who doesn't care about their money as much as they do. He is on a mission to change the financial outcomes of more than 1,000,000 people by creating generational financial freedom. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, Robert Moses joined me for a long due discussion over the Australian housing market development and the contingencies that are a part of it.From getting the construction started to taking the follow ups, working on the working model, and finally shaping a property in its final form, we covered it all.Rob shared his personal experience about how he ventured into this domain of real estate and what makes him work passionately, while I dissected the major portion of getting the contingencies covered without a hassle. Whether you're new to the game or a seasoned investor, don't miss out on this episode! Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:29 Rob's Personal Journey 14:24 Government Rules & Regulation22:26 House Construction & Development30:28 Construction Contingencies38:18 Solution for All40:12 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Are you looking to make smarter property investment decisions in Australia? Do you know what key factors separate a great deal from a bad one? In this episode of Help Me Buy Property Podcast, we uncover expert strategies to help you find, evaluate, and secure the best property deals. Joining me today is Maxine Hildebrand, Property Acquisition Specialist at Investor Partner Group, who shares her insights on property filtering, value-add opportunities, and how to spot red flags that can actually turn into green flags. We'll also break crucial things every investor must watch out for. Many investors rush into deals without understanding the finer details, but the right approach can make all the difference. Tune in to learn how to refine your investment strategy and build long-term property wealth! Episode Highlights 00:00 Welcome to HelpMeBuy Property Podcast 05:18 The property filtering process 14:48 Value-adds when choosing properties 21:50 Red flags that can be turned into green flags 28:10 Three things to look out for when investing in property Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Dissecting the world of private debt, particularly in the context of property development. For this interesting topic, I had the honour of sharing the room with Matt Crowe, CFO of Bowery Capital. A powerhouse himself he explained the nuances of private debt, its advantages over traditional bank lending, and the evolving landscape of non-bank lenders in great detail. Our conversation highlighted the importance of speed and expertise in financing property developments, the security offered to investors, and the growing interest in private debt as an investment option. Together, we also addressed common misconceptions about private lenders and the risks associated with different types of debt financing. I shared the intricacies of land subdivision, construction loans, and the various models of mortgage funds while, Matt emphasized on the importance of trust in the financing industry and the challenges faced in the development market, particularly during times of economic strain. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:26 Understanding Private Debt: Definition and Characteristics 14:04 The Investor's Perspective: Security and Returns 22:22 Navigating Risks: Mezzanine vs. Private Debt 32:48 Understanding Mortgage Fund Models 42:36 The Importance of Trust in Financing About the Guest: Matt Crowe is the CFO of Bowery Capital. He is a distinguished investment analyst with expertise spanning more than twenty years in equity and debt markets across the private and public sectors. Specialising in transport, infrastructure, microeconomics, and government policy, Matt has made significant contributions to the field, notably as the former head of CBA's Industrials super-sector research team. Recognised for his exceptional skills in stock picking, Matt has consistently ranked in the top three in major market surveys, earning a reputation for his analytical prowess. Matt Crowe can be reached at matt@bowery.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Are you a landlord or investor in Australia? Do you know how minimum rental standards impact your property and financial security? In this episode of Help Me Buy Property Podcast, we break down everything you need to know about rental compliance, tenant rights, and the latest legal updates that could affect your investments. Joining me today is Nicky Talbot from Powerband Electrical, a property compliance expert with 25 years of experience in property management. She's here to help us navigate rental regulations, avoid costly compliance mistakes, and understand how landlords can ensure their properties meet the latest safety standards. Many investors think that compliance rules are just red tape, but they actually protect your rental income and reduce risk. Episode Highlights 00:00 Welcome to HelpMeBuy Property Podcast 04:45 How rental standards protect both landlords & tenants 17:12 How investors can use government rebates to upgrade properties 26:21 The dangers of ignoring structural safety & real-life legal cases 38:04 Why compliant properties attract better tenants & higher rents About the Guest: Nicky Talbot from Powerband Electrical Pty Ltd., has a 20+ years in residential property management, Nicky has led teams, run her own business, and gained deep insights into helping owners, landlords, and renters thrive. As part of a dynamic company built by property managers for property managers, Nicky works closely with the Victorian Energy Upgrade program and innovative safety platforms to transform the industry. Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, Me and John Lindeman joined forces to dissect the evolving landscape of the Australian housing market post-election. From the ripple effects of interest rate shifts to the government's ambitious (but questionable) housing promises, we explored what's really shaping the market right now — and what investors need to watch closely. In the latter part of the episode, we delved into recent trends across major cities, with Sydney still leading in median house prices, while Brisbane, Adelaide, and Perth dominate in annual growth. However, despite government pledges to build 100,000 new homes, John explains why trade shortages and long lead times may leave those promises largely unfulfilled. Rental pressure continues to mount, and structural issues show no signs of easing. This episode is packed with real-time insights on why apartments in cities like Adelaide are gaining momentum, what's driving buyer behavior, and why acting now — especially in the outer suburbs of Sydney and Melbourne — might be your smartest move in 2025. Whether you're new to the game or a seasoned investor, this is the market pulse check you need. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:39 Australian Housing Market Analysis 12:24 Government Policies & Rates 18:26 Suburb reports and city insights 24:38 Rental pressures & structural issues 27:28 Final Thoughts About the Guest: Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years. Lindeman Reports: https://lindemanreports.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

What does a property strategist really do—and why does strategy matter more than ever in 2025? Joining me in this episode of the Help Me Buy Property Podcast is Investor Partner Group's Property Strategist – Sarah Boyle. We explore how everyday Australians can build powerful property portfolios—with purpose. From personal growth to helping hundreds of clients, Sarah shares her own property journey, the craziest client strategies she's encountered, and the most common mistakes investors make (and how to avoid them). So, whether you're just starting out or a seasoned investor who's feeling stuck, this episode will help you reflect on the “why” behind your investing, avoid costly mistakes, and design a portfolio that funds the life you want to live. Tune in now and learn how to turn your property goals into a clear, actionable strategy. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:06 Sarah's personal property journey 08:33 What a property strategist does 12:30 Crazy client stories we've heard 17:20 Top mistakes property investors make 23:35 Why strategy fails without a clear goal Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Do you think being a property acquisition specialist is just looking at listings all day? Think again. In this episode of the Help Me Buy Property Podcast, we're pulling back the curtain on what it really takes to source, negotiate, and secure the best investment deals in Australia's competitive property market. Joining me is Luke Boyle, one of our top acquisition specialists at Investor Partner Group. From making 300+ calls a week to assessing 60+ properties just to close ONE deal, Luke walks us through the highs, the headaches, and the hustle behind the scenes. Episode Highlights 00:00 Welcome to Help Me Buy Podcast03:18 Luke's property journey 06:50 How on-market vs. off-market deals stack up 09:00 The craziest negotiation stories and near misses 16:00 The support systems and strategy behind every successful buy 18:58 What it really takes to break into this career Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

The implications of Minimum Rental Standards (MRS) – the current hot topic in Australia especially Victoria. To have a detailed discussion on this topic Nicky Talbot from Powerband Electrical Pty Ltd. graced our studio. Apart from the MRS, it was a fruitful discussion focused on compliance requirements for property managers and landlords. We explored the available rebate programs aimed at improving property standards and energy efficiency, while also addressing common misconceptions and scare tactics surrounding these regulations. In the end, the emphasis was mainly on the importance of proactive management and the benefits of utilizing available resources to ensure compliance and maximize investment returns as the Victorian government pushes investors, property agents, tenants etc. for energy-efficient upgrades. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:22 Understanding Minimum Rental Standards in Victoria 13:04 The Impact of Compliance on Property Management 20:14 Exploring the Rebate Programs 28:38 Navigating the Compliance Landscape 36:12 Final Thoughts About the Guest: Nicky Talbot from Powerband Electrical Pty Ltd., has a 20+ years in residential property management, Nicky has led teams, run her own business, and gained deep insights into helping owners, landlords, and renters thrive. As part of a dynamic company built by property managers for property managers, Nicky works closely with the Victorian Energy Upgrade program and innovative safety platforms to transform the industry. You can contact Nicky at: nicky@powerbandelectrical.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this eye-opening episode, Cheryl Leong and I dive into one of the biggest concerns in today's property market: Will Gen Z in Australia ever be able to buy property? With skyrocketing prices, rising interest rates, and stagnant wages, homeownership feels more out of reach than ever. But is it really impossible? We break down the key challenges young buyers face and uncover realistic, actionable strategies to get onto the property ladder. From rentvesting and co-ownership models to leveraging government incentives and alternative financing options, we explore and analyze how today's generation can rethink property ownership and take advantage of market shifts. If you're feeling locked out of the market or wondering if property investment is still achievable, this episode is packed with insights to help you navigate the new landscape and create a pathway to financial independence. Episode Highlights 00:00 Welcome to HelpMeBuy Property Podcast 04:25 Gen Z's money mindset 09:07 The $84T wealth transfer 14:50 5 biggest home-buying challenges 25:26 How to save for a deposit 45:30 Final tips for Gen Z buyers Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Back with another fabulous episode of Help me Buy Property Podcast with John Lindeman. This time, we dive straight into the importance of looking past current market noise to truly understand where real estate is headed. We discussed why a 24-month outlook may seem optimistic, while the 3- to 5-year horizon could tell a different, more complex story. It's not just about short-term trends—it's about interpreting deeper market movements and cycles to stay one step ahead.We also explore how elections—while rarely about property—always have significant implications for the real estate sector. From discussions on negative gearing to renewable initiatives and first-home buyer support, political shifts play a powerful role in shaping investor sentiment and long-term policy outcomes.We concluded our discussion by highlighting the key difference between owner-occupier-driven growth versus investor-led market spikes. While investors contribute to nominal, often volatile changes, it's the owner-occupiers who bring long-term stability. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:39 Australian Housing Market Analysis10:24 Research in Decision Making19:26 Heat Map System27:38 Election Impact on Real Estate Market29:28 Final Thoughts About the Guest: Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years. Lindeman Reports: https://lindemanreports.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

The Australian real estate market is ever evolving with respect to the changing dynamics of the industry and the economical and political catalysts that impact the market. This episode we got James Gerard from Financial Advisor for an in-depth conversation to discuss the intricacies of financial advising, particularly in the context of property investment. Together, we explored the current market trends, the role of financial advisors, and the impact of economic indicators such as interest rates and the USA policies etc. The discussion also delves into the differences between independent and dependent financial advisors, the importance of ethics in property advising, and practical advice for potential investors while experiencing the volatility due to political situations across the globe. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:28 Market Trends and Volatility 12:04 The Role of Financial Advisors in Property Investment 16:12 Navigating the Property Advisory Landscape 22:48 Market Trends and Economic Indicators 25:36 Renting vs. Buying: A Financial Perspective 28:22 Final Thoughts About the Guest: James Gerrard is a Certified Financial Planner and Director of Financial Advisor, having practiced within the financial services industry in Sydney since 2001. He has been recognised as one of Australia's top 50 financial planners by the Australian Financial Review Smart Investor magazine. Contact details: james@financialadvisor.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast; Varsha Banker founder of Real Estate for Women, graced to tell her journey of financial independence. Moxin Reza and Varsha Banker, took the hot seat to discuss the real estate world of Australia. She shares her powerful journey of wealth creation through real estate. Varsha discussed her personal challenges, including a difficult divorce, and how they motivated her to pursue financial independence. She emphasized the importance of knowledge, mentorship, and community support, particularly for women in real estate. The conversation highlighted the transformative power of real estate as a tool for wealth building and the significance of side hustles in achieving financial goals. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:21 The Journey to Wealth Creation 12:04 Transforming Property Investment Strategies 18:24 The Power of Real Estate and Side Hustles 26:28 Empowering Women in Real Estate 31:12 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this episode of Help Me Buy Property podcast, Aaron Christie-David from Atelier Wealth graced us with his presence as a guest, where he discussed various aspects of real estate industry focusing on especially the lifestyle differences between Sydney and Melbourne, the challenges of team collaboration across locations, and the dynamics of loans focusing on borrowing capacity rather than just interest rates. While the discussion was very interesting it also briefly touched on the entrepreneurial journey of Aaron and emphasized the need to enjoy the process while building a legacy. The conversation revolved around insights on shifting mindsets from a focus on loan rates to a broader investment strategy. The discussion was concluded with the importance of prioritizing property investments over credit card points, and the need for a mindset shift among potential investors. The implications of loan-to-value ratios and lenders mortgage insurance, and the discipline required in managing debt and credit was also stressed upon while closing this deep conversation. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:21 Understanding Loan Dynamics: Rate vs Borrowing Capacity 11:04 The Importance of Prioritizing Investments Over Credit Cards 19:24 Shifting Mindsets: The True Cost of Ownership 29:48 Strategies for Saving vs. Paying Off Loans 33:22 Final Thoughts About the Guest: Aaron Christie-David is the Managing Director of Atelier Wealth and a renowned mortgage broker. He is a highly qualified individual and has a wealth of knowledge and experience in the Finance Industry. Aaron Christie-David can be reached at https://atelierwealth.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, John Lindeman honored us back with another insightful episode revolving around Australian housing market. John Lindeman, a seasoned property market expert, breaks down the latest trends shaping the Australian real estate landscape curating the national and capital city forecasts for 2025, backed by data-driven predictions.Moxin Reza and John dive into key topics, such as median property values and annual market changes across capital cities and regions. Forecasted and discussed Sydney and Melbourne markets and what the investors should expect as well as, decoded the market growth of Brisbane, Adelaide and Perth and how the government incentives are shaping the future property hotspots.Together, they shed light on the evolving opportunities in the Australian real estate market and what investors need to consider for long-term success.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:19 Market Trends and Insights09:04 Housing Market Predictions17:26 Capitals – Regional and Metro suburbs25:38 Price Growth in Regional Australia34:20 Final Thoughts About the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years.Lindeman Reports: https://lindemanreports.com.au/Click on the link below to download Australian Bestseller“A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can alsoconnect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Property Podcast, Julian Fadini from PRPTY 360 was invited to delve into the details revolving around the unique financial landscape faced by professional athletes and coaches, particularly in the realm of property investment with Moxin Reza. During the conversation, we discussed the differences in financial management between athletes and the general public, the importance of strategic investment, and the need for financial education to ensure long-term wealth. Our conversation highlights the challenges athletes face regarding income stability and tax implications, while also emphasizing the potential for building a substantial property portfolio during their careers. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:36 Introduction to Property Investment for Athletes 12:30 Navigating Finances: The Athlete's Perspective 17:41 Investment Strategies: Athletes vs. Commoners 24:02 Risk Appetite and Decision-Making in Investments 32:17 Final Thoughts and Advice for Athletes About the Guest: Julian Fadini is a leading acquisition adviser and founder of PRPTY 360 - a company that specializes in providing astute investors privileged insight, guidance and results. Julian's renowned for identifying areas/opportunities with high yield potential. As such, his advice and recommendation are actively sought by investors directly, as well as from financial planners, accountants, brokers and other professionals on behalf of their clients who are seeking to achieve maximum return from their portfolio. Julian can be reached out at: https://prpty360.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Title: Unlock the Secrets to Paying Off Your LOANS Faster with These 6 Proven Strategies!    Loans can be a pain especially if they linger on for long! Chris Raymond makes a comeback on Help me Buy Property Podcast to discuss 6 proven and effective strategies for paying off loans faster. Apart from the strategies, the discussion revolved around the importance of payment frequency, debt consolidation, prioritizing high-interest loans, utilizing lazy equity, and investing through superannuation. Together, we also explored the benefits of SMSF loans and the strategic use of interest-only loans for investment properties, while emphasizing the need for a tailored approach to personal finance and the importance of regular negotiation with lenders. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:02 Introduction to Loan Repayment Strategies 11:04 Understanding Debt Consolidation 19:12 Investing Through Superannuation 26:48 Interest-Only Loans vs. Principal and Interest 33:22 Final Thoughts About the Guest: Chris Raymond is the principal finance broker at Unconditional Finance, an Australian-based award-winning mortgage broking company. With an enthusiastic commitment to his client's success, he effectively tailors loans to suit their needs, specializing in property investment, residential, commercial, and asset finance. Driven by the purpose of educating his clients to make informed decisions, he has successfully catered to helping people achieve their financial goals. Chris Raymond can be reached out at: https://www.unconditionalfinance.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

Australian property market – How it will unfold in 2025? This latest episode is all about that! Moxin Reza and Cheryl Leong sit together to discuss the current state of the Australian property market as they look ahead to 2025. They recap the tumultuous year of 2024, highlighting consumer spending trends, and shifts in real estate markets. The conversation delves into the dynamics of the rental market, housing supply constraints, and the differences between new builds and established properties. They emphasize the importance of understanding market trends and consumer behavior as investors prepare for the upcoming year. Different angles of interest were discussed, keeping in mind the current state of the Australian property market, focusing on labor market dynamics, construction delays, population growth, migration trends, rental market pressures, and innovations in the banking sector. These are key factors that influence property investment opportunities as potential investors tend to enter the market and the seasoned investors try to expand their property portfolio. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:52 Recap of 2024: Market Insights 12:34 Smart Money vs. Herd Mentality 20:14 2025: Year of Resilience 29:32 New Builds vs. Established Properties 34:12 Population Growth and Migration Trends 43:22 Rental Market Pressures and Trends 52:02 Banking Sector Innovations and Future Outlook 56:05 Final Thoughts Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

We are back with a Bang!Help me Buy Property Podcast is back with an entirely new season and we are just as excited as you are. As you know this podcast is all about Property, but this time around we will be sharing success stories, the antidotes of real estate world and will talk about the untouched avenues of Property market of Australia.We are starting our Season 3 with discussing what to expect in the housing market in 2025 with an amazing guest: John Lindeman. He has been a property investor for over 40 years and has been professionally involved in the market for about 20 years. Moxin and John Lindeman discuss the dynamics of the housing market in detail utilizing John's extensive experience in property research. Together they shared insights on what to expect in 2025 in Australian housing market with respect to the potential investment opportunities.The discussion covered the importance of timing in property investment, the predictable market trends and the potential growth expected in different Australian regions and major cities.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:56 Housing Market Dynamics and Insights11:32 Property Market Predictions and Trends17:24 Timing Market for Property Investment25:28 Australian City Growth and Markets31:12 Final ThoughtsAbout the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years. Connect with John: https://www.linkedin.com/in/john-lindeman/Lindeman Reports: https://lindemanreports.com.au/ Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

As we draw the curtains this Season of Help Me Buy Property podcast, it was mandatory to have a look back down memory lane reminiscing some of the most amazing moment we experienced together during this past year.In this special anniversary episode of the Help Me Buy Property podcast, Moxin Reza reflects on the past year, celebrating key insights, lessons learned, and the evolution of the real estate market. Together, we revisit standout episodes, discuss the importance of adaptability in investment strategies, and look forward to the upcoming season focusing mainly on implementation and your success stories.Take a seat and re-live some of the best moments of Season 2 and hang on for an even better and outstanding Season 3 of Help me Buy Property Podcast!Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 05:16 Reflections on Key Episodes07:30 Looking Ahead: Season Three09:41 Lessons Learned and Personal Growth28:17 Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Another insightful episode, where me and Cheryl Leong discuss one of the biggest challenges in property investment: Navigating Low Deposits. It is important to know why waiting to save for a 20% deposit might lead to missed opportunities and explore creative strategies to overcome the serviceability trap. From leveraging trusts for better serviceability to utilizing self-managed super funds (SMSFs) as a complement to property portfolios, the whole episode is packed with actionable insights.You cannot deny the importance of strategic planning—whether it's understanding how banks assess trust versus personal properties, nurturing a trust to maximize wealth creation, or crafting effective exit strategies to manage investments successfully. We got it all covered with practical advice on avoiding common pitfalls and prioritizing wealth creation over serviceability lock-ins, this episode is a must-listen for property investors at any stage.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 04:36 Navigating Low Deposits in Property Investment09:32 The Trust Vs. Personal Name Dilemma15:41 Strategies for Wealth Creation and ServiceabilityClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this latest episode of Help Me Buy Podcast, Moxin Reza sits down with Luke Metcalfe, the visionary founder of Microburbs, to explore how real estate data is reshaping the way we invest. From understanding livability scores to the market cycles that drive capital growth, this episode dives deep into evidence-based strategies for smarter real estate decisions.Luke explains the dynamics of iconic heat maps and using them for predicting property trends, and why factors like crime rates, government intervention, and employment accessibility are critical in determining property values.We also uncover the hidden risks of confirmation bias and discuss the science of identifying suburbs with untapped potential.Long-term growth in real estate markets remains steady, but knowing the market cycles is key. Whether you're a seasoned investor or just starting out, this conversation offers actionable insights into how data and smart analysis can transform your real estate journey.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 09:36 How Market Cycles Shape Real Estate Strategies17:47 Why Livability Scores Matter in Predicting Growth28:55 Government Policies and Their Role in Property Values42:09 Behavioral Biases That Lead to Poor Investment DecisionsAbout the Guest:Mr. Luke Metcalfe is the Founder Microburbs is a highly qualified data scientist. Luke has 25 years of experience in Data Science and building data businesses. He's a polymath data guy who brings together rapid code, public data sources, stats, marketing and entrepreneurship. He helps in areas where he has deep domain knowledge: Retail, property, finance, location tracking, franchising, geospatial and web analytics.Connect with Luke: https://www.linkedin.com/in/luke-metcalfe-data-scientist/Microburbs: https://www.microburbs.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Moxin Reza and Hong Chuy from Strategic Brokers unpack the complexities of property investment, connecting it to crucial principles of financial education, portfolio management, and building sustainable passive income. During the conversation, they both emphasize on the importance of understanding the difference between mortgage strategies and accountant advice to avoid common pitfalls. Moxin explains why selling underperforming investments is essential for unlocking better opportunities and how this approach can transform your investment journey. The critical role of asset allocation was further highlighted, urging the investors to think strategically about diversifying their portfolios and making decisions that align with long-term goals like retirement planning.The conversation delved into advanced strategies like debt recycling and trust structures, illustrating their potential for optimizing investments while managing risk. Mr. Chuy shared his hand-on experiences regarding debt recycling and how trust structures can be tricky.Moxin Reza also warned against blind loyalty to banks, advocating for a diversified borrowing strategy with the help of a strategic broker to maximize financial flexibility. The episode was concluded with the stress on the need for a calculated, millionaire mindset—one that prioritizes long-term gains over short-term comfort. Whether you're navigating property investments or exploring opportunities in the stock market, this episode provides the insights needed to build a resilient portfolio and achieve true financial freedom. Tune in now! Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 02:49 Understanding Understanding Property Investment Strategies09:47 The Importance of Selling Bad Investments18:55 Navigating Bank Loyalty and Borrowing Power 25:09 Final Thoughts About the Guest:Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario.He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: · Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, Mr. Chuy from Strategic Brokers made a comeback to discuss more intriguing topics revolving around mortgage. During our discussion, we touched topics like loan porting and cross - collateralization and how these strategies can make all the difference for property investors. Mr. Chuy explained how loan porting is an incredibly useful tool that can allow you to transfer your existing loan to a new property when you sell your current one, something that's especially valuable if you locked in a lower interest rate before recent hikes. For investors looking to maintain stability while expanding their portfolios, loan porting can be a game changer. Then there's cross -collateralization - a strategy that may seem convenient but often causes more problems than it solves. During discussion, it was agreed that by using multiple properties as security for a single loan is a risk which means you are tying your hands when it comes to accessing equity or selling individual properties. If the market shifts and the value of one of your properties drops, you could find yourself in negative equity, where the amount you owe is greater than the property's worth. The conversation was wrapped up on this note that how important it is to have a knowledgeable broker by your side. A good broker can not only steer you clear of financial pitfalls but also ensure that the strategies you use - whether it's loan porting or something else - align with your long-term goals, helping you grow your portfolio with confidence. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 02:49 Understanding Loan Porting 08:07 What is Cross-Collateralization 11:03 The Pitfalls of Cross-Collateralization 18:24 The Importance of working with Knowledgeable Brokers 19:02 Final Thoughts About the Guest: Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario. He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/ Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, I had the pleasure of speaking with Mr. Chuy from Strategic Brokers about mortgage strategies for property investors. We discussed several important topics, including the concept of student investors-individuals who are always learning and seeking knowledge to improve their investment skills. One of the most crucial points we covered was the vital role that mortgage brokers play in helping investors achieve their financial goals. It became clear that investment should be approached as a business, where cash flow management is essential for sustainability and having a buffer is critical for financial security. We also emphasized the need for a solid financial strategy and a mindset shift to ensure long-term success in property investment. Additionally, we explored the balance between cash flow and growth, and the importance of understanding risk management in property investing. The conversation highlighted that understanding the difference between rates and rewards is vital for making informed investment decisions. Selecting the right asset was another key theme of our discussion - it's crucial to ensure your investments align with your financial position and goals. A good mortgage broker, who understands your unique financial situation, can make all the difference in achieving success. Ultimately, we concluded that with the right mindset and strategy in place, anyone can build long-term wealth through smart property investment. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 02:52 Understanding Student Investors 06:07 The Role of Mortgage Brokers 09:03 Investment Mindset and Strategy 11:51 Cash Flow vs. Growth 14:47 Risk Management in Property Investment 18:09 Final Thoughts on Mortgage Strategy About the Guest: Mr. Hung Chuy is the Founder and Director of Strategic Brokers and is a highly qualified mortgage advisor. Hung has submitted thousands of finance applications over the years and is able to assist with any possible lending scenario. He looks after CEO's of major corporations, complex self-employed business owners, as well as many Chartered Accountants, Lawyers and Barristers. Connect with Hung: https://www.linkedin.com/in/hung-chuy-54777998/ Strategic Brokers: https://www.strategicbroker.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out!  Hosted on Acast. See acast.com/privacy for more information.

In this podcast episode, I dive into strategic renovation tips with Graham Whitfield, an experienced real estate investor and renovator. Graham shares insights on maximizing ROI in property upgrades, covering key areas like understanding insurance for vacant properties, managing renovation budgets, and planning with market research. We discuss common renovation pitfalls, the importance of knowing your target market, and selecting materials wisely to avoid overspending. Graham emphasizes staying focused on the original plan and learning from both successful and challenging projects. Tune in for actionable tips to make your renovations profitable and effective.Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 3:00 Tips on avoiding overspending during renovations and selecting materials wisely.4:21 Importance of knowing your market and buyer expectations to guide renovation choices.6:09 Understanding the difference between investor and owner-occupier expectations.11:36 Key areas for maximizing home value: painting, kitchens, and bathrooms.17:41 Discussion on insurance coverage for vacant properties, emphasizing the 60-day rule for claims.18:09 Common mistake of assuming standard insurance covers renovations19:02 The role of security measures, like cameras and smoke alarms, on renovation sites to prevent theft.19:30 Graham's strategy of keeping properties open and visible to deter potential break-ins.21:04 Strategy for keeping the renovation timeline and costs under control. About the Guest: Graham Whitfield is the innovative founder of Whitfield Investments in Perth, Western Australia, a firm specializing in property renovation and development since April 2021. With a knack for uncovering off-market opportunities, Graham thrives on creating win-win scenarios for his clients and partners. His business is built on strong relationships with joint venture partners, investors, and tradespeople, believing that success in real estate comes from collaboration and continual learning. Graham welcomes new partners who are ready to join him in transforming potential into prosperity.Connect with Graham: https://www.linkedin.com/in/graham-whitfield-729a4235/Whitfield Investments: https://whitfieldinvestments.com.au/Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can also connect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In the latest episode of the "Help Me Buy Property" podcast, I had the pleasure of speaking with Graham Whitfield from Red Main Property Coaching, a true expert in renovations and property flipping here in Australia. We tackled nine crucial questions that renovators should consider before diving into a project. One of the key points we discussed was how to accurately price renovations through a thorough feasibility study. This means considering not just the purchase price but also holding and selling costs, while avoiding the trap of emotional overspending on upgrades that may not deliver returns. We also delved into the importance of effective project management to keep renovations on track, as delays can significantly escalate holding costs. Graham shared insights on the typical timeframes for renovations, noting that cosmetic upgrades usually take around six to eight weeks, while structural changes can stretch into several months. He advised against living in the property during renovations to maintain focus and streamline the process, which allows renovators to manage multiple projects more efficiently. Ultimately, our conversation highlighted the need for strategic planning, strong team relationships, and a solid understanding of market conditions to succeed in property flipping. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 02:13 Feasibility and Budgeting 05:34 Project Management and Team Building 12:31 Living in the Property During Renovations 15:11 Choosing the Right Builder About the Guest:Graham Whitfield is the innovative founder of Whitfield Investments in Perth, Western Australia, a firm specializing in property renovation and development since April 2021. With a knack for uncovering off-market opportunities, Graham thrives on creating win-win scenarios for his clients and partners. His business is built on strong relationships with joint venture partners, investors, and tradespeople, believing that success in real estate comes from collaboration and continual learning. Graham welcomes new partners who are ready to join him in transforming potential into prosperity.Connect with Graham:• LinkedIn: https://www.linkedin.com/in/graham-whitfield-729a4235/• Whitfield Investments: https://whitfieldinvestments.com.au Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Help Me Buy Property podcast, Alina and I discuss her inspiring journey from having no properties to building a successful real estate portfolio. We explore the importance of financial education, the right mindset, and the value of a supportive network in achieving property investment success. Alina shares her experiences, key takeaways, and advice for young investors, emphasizing the significance of starting early and making informed decisions. We discussed the vital role of financial education and understanding the ins and outs of finance to make informed decisions. Another crucial aspect we explored was the importance of mindset. Alina highlighted how cultivating a positive and growth-oriented mindset helped her overcome obstacles. I resonated with her perspective on viewing challenges as stepping stones rather than roadblocks, and it made me reflect on my own experiences in the industry.Throughout our conversation, we also touched on the significance of having a supportive network. Alina shared how connecting with like-minded individuals provided her with invaluable insights, encouragement, and collaboration opportunities. She emphasized that surrounding oneself with a community of investors and mentors can accelerate growth and inspire new ideas. I found this particularly relevant, as I've seen first-hand how powerful it can be to share experiences and strategies with others on similar paths.Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast02:02 The Journey Begins: Starting from Zero05:13 Key Takeaways from Early Investments08:07 Building a Diverse Property Portfolio10:02 The Importance of Mindset and Lifestyle Choices13:12 The Role of a Supportive Network15:55 Advice for Young Investors20:08 Conclusion and Final ThoughtsClick on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I focus on negative gearing, capital gains tax changes, and the current landscape of interest rates. We emphasized the historical trend where interest rates rise quickly but fall much more slowly, a crucial insight for investors to understand. Recent data indicates a significant 35% increase in investor lending, signalling that many are preparing for potential market shifts following any rate cuts. We discussed the importance of acting proactively rather than waiting too long and risking being priced out of the market. Another key point was the risk versus reward dynamic in property investing, particularly under higher interest rates. Many investors face substantial out-of-pocket costs, raising questions about their ability to sustain these expenses while awaiting rate declines. We discussed the strongest market responses to future rate cuts are likely to emerge first in higher-priced segments, eventually affecting lower-priced markets. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 03:20 Understanding Interest Rates and Their Impact 10:06 Market Reactions to Interest Rate Changes 16:05 Risk vs Reward in Property Investment Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I discussed the future of the Australian real estate market, focusing on proposed changes to negative gearing and capital gains tax. The government is considering restricting negative gearing benefits to new properties only, which could lead to a rush among investors to purchase established properties before the changes take effect. This shift aims to reduce tax revenue loss, particularly given the current budget deficit. We also covered the potential reduction of the capital gains tax discount from 50% to 25%, significantly impacting investors' returns. Additionally, we explored how existing building shortages are driving demand for established properties, leading to rising rents and escalating prices. With potential interest rate cuts on the horizon, many investors may feel encouraged to act. We emphasized the importance of decision-making and consulting with property accountants to navigate these changes effectively. If you have questions or need support, don't hesitate to reach out. Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:02 Understanding Negative Gearing 06:02 Proposed Changes to Negative Gearing 10:15 Capital Gains Tax Changes 12:17 Impacts of Proposed Changes 21:23 Preparing for Market Changes Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

Cheryl and I discuss how first home buyers can leverage government schemes to reduce their rent while entering the property market. We explore a unique strategy that allows buyers to purchase an apartment at a lower price point - around $500,000 to $550,000 - while simultaneously investing in another property. With the help of government assistance, buyers can minimize their upfront deposit, which frees up capital for additional investments. We explore real-life scenarios, including how one client successfully turned their apartment into an Airbnb, generating income that helped them buy more property. We also tackle common misconceptions about apartments and discuss the financial benefits of owning versus renting, emphasizing the importance of smart leveraging. If you're a first-time buyer with a solid deposit looking to navigate the market, this episode is packed with valuable insights and actionable strategies. Episode Highlights:00:00 Welcome to Help Me Buy Property Podcast 03:01 Understanding the Strategy: Renting vs. Buying 05:51 Leveraging Government Grants for Property Investment 09:02 The Airbnb Opportunity: Generating Income from Property 12:02 Building a Property Portfolio: The Long-Term Vision 15:03 Final Thoughts: Smart Debt Management and Strategy Implementation Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this episode, Cheryl and I we dive into the nuances of property ownership and the implications of choosing between trusts and personal ownership. We discussed how high-income earners often approach their property portfolios from a tax perspective, highlighting that losses in trusts can't offset personal income. It's crucial to maintain a neutrally geared property portfolio, especially during growth phases, and we explored the benefits of combining personal and trust ownership for effective long-term tax planning. As we wrapped up, we emphasized that our ultimate goal should be net wealth creation rather than merely minimizing taxes. Whether you're a high earner or just starting out, these strategies can enhance your portfolio. I encourage you to work closely with your accountant to ensure you're maximizing your tax efficiency while focusing on building wealth for the future.Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 04:00 Negatively Geared Properties 08:30 Understanding Tax Benefits 10:16 Negatively Geared Properties and Land Banking 13:53 Self-Managed Super Funds (SMSFs) 18:46 Risks and Limitations of SMSFs 19:53 Trust vs. Personal Ownership Click on the link below to buy Australian Bestseller “The Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGR Resources: Visit the Investor Partner Group website: https://helpmebuy.com.au/ Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau You can also connect with us on https://www.linkedin.com/company/77080688. Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

In this podcast episode, Rajan and I dive into the financial management of a large rental property with multiple bedrooms and bathrooms. If you're renting out each room, you could expect a substantial annual income. After accounting for various expenses, such as utilities, cleaning, and property management, you'd see a considerable net income, although this doesn't yet include mortgage payments. We also explore how property management fees affect your overall profitability. These fees can vary significantly, often ranging between 10% and 25% of your total income. For instance, if the management fee is on the higher end, it could substantially lower your net income. This highlights the importance of negotiating property management fees carefully; even a modest reduction can make a big difference to your returns. Effectively managing these costs is essential to maintaining the profitability of your rental property. Episode Highlights: 00:00 Welcome to Help Me Buy Property Podcast 3:00 Nine Bedroom, Nine Bathroom Visibility 05:15 Typical Range For Property Management Fees 09:10 Age and SMSF Investment Returns 18:09 Challenges with property management of rooming houses Click on the link below to download Australian Bestseller “A Millennial's Guide to Property Investing” now!  https://www.amazon.com.au/dp/B0CRF48GGR   Resources:  Visit the Investor Partner Group website: https://helpmebuy.com.au/  Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyau   You can also connect with us on https://www.linkedin.com/company/77080688. Hosted on Acast. See acast.com/privacy for more information.