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In this episode of Talk Property To Me, I, Brad East, am joined by Cameron Smith from Waterford Financial Planners to discuss a compelling case study on how to significantly boost your retirement savings through strategic financial planning. We dive into the details of how a couple, currently aged 48, can potentially retire with an additional $1.5 million by making informed decisions about their superannuation. We start by examining the couple's current financial situation, which includes a combined super balance of just over $650,000 and a principal residence valued at $1.5 million. The discussion centres around two primary options: leaving their super in a traditional industry fund versus establishing a self-managed super fund (SMSF). Cameron explains the setup process for an SMSF, highlighting the initial costs and the long-term benefits that can outweigh these expenses. Throughout the episode, we emphasize the importance of understanding the potential growth of investments. Using conservative projections, we illustrate how the couple could see their super balance grow to approximately $3.5 million if they remain in an industry fund. In contrast, by setting up an SMSF and investing in property and shares, they could see their total net assets soar to around $5.1 million by the time they reach 65. We also discuss the mechanics of self-managed super funds, including the limited recourse borrowing arrangement (LRBA) that protects the fund's other assets in case of default on the property loan. Cameron provides insights into the types of contributions that can be made to the SMSF, including employer contributions and concessional contributions, and how these can be leveraged to maximize retirement savings. Additionally, we touch on the importance of compliance and the regulations surrounding SMSFs, including what cannot be done with the fund, such as using it for personal expenses or renting to related parties. Cameron shares valuable tips for business owners on how they can utilize their SMSF to purchase commercial properties and lease them back to their businesses. As we wrap up the episode, we reinforce the message that taking action now can lead to substantial financial benefits in the future. The compounding growth of investments over time is a critical factor in building wealth for retirement, and we encourage listeners to consider their options carefully. For anyone interested in learning more about self-managed super funds or financial planning strategies, I invite you to reach out to Cameron Smith at Waterford Financial Planners. His contact details will be available in the show notes. Thank you for tuning in, and as always, if you have topics you'd like us to cover in future episodes, feel free to share your suggestions! 00:00:00 - Introduction to Retirement Planning 00:01:00 - Self-Managed Super Funds Explained 00:02:30 - Cost vs. Benefit of SMSFs 00:03:30 - Minimum Requirements for SMSFs 00:04:30 - Member Balances and Splitting Super 00:05:30 - Case Study Overview 00:06:00 - Industry Fund vs. SMSF Comparison 00:08:00 - Growth Projections for SMSF 00:09:00 - No Additional Contributions Needed 00:10:00 - Lending Perspective on SMSFs 00:11:00 - Types of Contributions to Super 00:12:00 - Using Unused Contribution Caps 00:13:00 - Accessing Funds and Compliance 00:14:00 - Restrictions on SMSF Usage 00:15:00 - Commercial Property Strategies 00:16:00 - Conclusion and Key Takeaways ABOUT THE HOSTS BRAD EAST Brad East is the Managing Director of Wisebuy Home Loans. Brad is an award-winning mortgage broker and has helped thousands of clients gain finance to purchase properties. Wisebuy Home Loans is the go-to mortgage brokerage for clients wanting out-of-the-box applications approved. Website → https://wisebuygroup.com.au LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/ Instagram → https://www.instagram.com/bradeast_mortgagebroker/ Facebook → https://www.facebook.com/bradeastofficial AARON DOWNIE Joining the podcast in 2024, Aaron Downie is a seasoned property investor and director of Mackenzie Buyers Agency. Aaron's deep understanding of the property market and investment strategies provides listeners with invaluable insights. Website: https://www.mackenziepropertygroup.com.au/ Linkedin: https://www.linkedin.com/in/aaron-downie-1b2749134/
Send us a textIn this minisode of College Admissions Insider, Brooke and Becca dive into minimum requirements. You'll learn what minimum requirements are, how they might differ between schools, and ways that you can ensure you're on the right preparation track for college.Read a transcript for this episodeIf you have a question, comment or idea for a future episode, email podcast@bucknell.edu.Links:Bucknell's undergraduate admissions requirementsInfo about applying to BucknellApplication dates and deadlinesPlan a visit to Bucknell@iamraybucknell, our student-run InstagramBuild a Bucknell Custom ViewbookLatest news for prospective studentsBucknell Virtual Welcome CenterApply to BucknellNov. 15, 2024: EDI application, scholarship application, CSS Profile and FAFSA dueJan. 15, 2025: EDII application, scholarship application and CSS Profile and FAFSA dueJan. 15, 2025: RD application, scholarship application and CSS Profile and FAFSA due
Show Notes for The Aspiring Psychologist Podcast Episode 149: Assistant Psychologist Roles: What the BPS Says You Should and Shouldn't Do In this episode of the Aspiring Psychologist Podcast, Dr. Marianne Trent and assistant psychologist Luke Meakin dive into the British Psychological Society's latest guidance on recruiting and supporting assistant psychologists. They explore what assistant psychologists should and shouldn't be doing, the accessibility of the guidance, and how it aims to standardise the role across the profession. This engaging conversation offers valuable insights for aspiring psychologists, supervisors, and services employing assistant psychologists.Whether you're an aspiring psychologist, a supervisor, or just curious about the evolving landscape of assistant psychologist roles, this episode provides a clear and detailed understanding of the latest BPS recommendations.________________________________________Key Takeaways:• Understanding the BPS guidance on assistant psychologist roles and responsibilities.• Challenges with the accessibility and inclusivity of the guidance.• Insights into voluntary roles, supervision, and ethical considerations for assistant psychologists.________________________________________Highlights:00:00 - Introduction and Overview of the Episode00:31 - Host Welcome and Introduction to BPS Guidance01:19 - Welcoming Back Guest: Luke Meakin, Assistant Psychologist02:58 - Discussion on BPS Guidance Accessibility Issues03:16 - Comparing BPS and ACP Guidance on Assistant Psychologists04:58 - Challenges of Accessing the BPS Website and Resources05:35 - Luke's Experience with BPS Membership and Access06:40 - The Restrictive Nature of BPS Resources07:48 - First Impressions of the BPS Guidance Document09:14 - Clearer Job Titles for Assistant Psychologists10:16 - Addressing the Ambiguity of Assistant Roles11:00 - The Controversial Honorary (Voluntary) Roles in Psychology12:45 - Minimum Requirements for Assistant Psychologist Roles15:49 - Exploitation Concerns for Voluntary Assistant Roles18:23 - Ethical Considerations and the Call for Paid Positions21:28 - The BPS's Recommendations on Assistant Psychologist Responsibilities25:17 - The Use of Supervision and Reflective Practice28:08 - Balancing Contracts, Fixed-Term Roles, and Job SecurityLinks:
In this episode, Paul from Knight Corporate Finance discusses the firm's approach to advising technology companies on mergers and acquisitions, funding, and exit planning. He highlights the importance of understanding business objectives and the dynamics of the current market. Paul provides advice for both buyers and sellers, focusing on factors like business size, customer profile, and funding readiness. Additionally, he talks about the state of the market, the impact of interest rates, and offers tips for companies preparing for transactions. The episode also introduces Knight's online scorecard tool for assessing transaction readiness. 00:00 Introduction and Welcome 00:11 Knight Corporate Finance Overview 01:33 Understanding the Buy-Sell Dynamics 03:28 Best Practices for Buyers 05:43 Funding Insights and Minimum Requirements 12:41 Market State and Trends 18:34 Valuation Factors and Key Drivers 24:25 Transaction Readiness Scorecard 27:18 Final Thoughts and Advice Connect with Paul Billingham on LinkedIn by clicking here – https://www.linkedin.com/in/paul-billingham-5a89591/ Connect with Daniel Welling on LinkedIn by clicking here – https://www.linkedin.com/in/daniel-welling-54659715/ Connect with Adam Morris on LinkedIn by clicking here – linkedin.com/in/adamcmorris Visit The MSP Finance Team website, simply click here – https://www.mspfinanceteam.com/ We created It's a Numbers Game Podcast to help MSP owners learn and understand how to build and maintain a financially healthy MSP business. In this podcast series, MSP business owners like you will learn the fundamental steps, the tips and tricks, the dos and don'ts to achieve MSP financial growth. We look forward to catching up with you on the next one. Stay tuned!
Vancouver votes to remove parking minimum requirements for new developments GUEST: Sarah Kirby-Yung, Vancouver City Councillor BC Fruit Growers have little to sell. GUEST: Deep Brar of BrarStar Orchards in Summerland, and Vice President, BC Fruit Growers Association Political Polls Update GUEST: Mario Canseco, president of Research Co. Cedar LNG facility receives greenlight from Haisla First Nation GUEST: Crystal Smith - Chief Councillor, Haisla Nation Rising temperatures force a change in vacation plans. GUEST: Geri Mayer-Judson, Show Contributor What's in the Water? GUEST: Anastasia Chovan, Water Sommelier Learn more about your ad choices. Visit megaphone.fm/adchoices
GUEST: Sarah Kirby-Yung, Vancouver City Councillor Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Podtastic Audio, I dive deep into the realm of video podcasting, offering invaluable tips for those of you who are currently audio-only podcasters and are considering adding a visual element to your shows. I introduce Riverside, a cutting-edge tool designed for seamless video and audio recording, editing, and production. To shed more light on the platform's capabilities, I'm joined by special guest Stephen Robles, the face of Riverside. Stephen elaborates on Riverside's impressive features, such as AI-enhanced audio, script-based editing, and the ability to handle all production elements, making it a game-changer for content creators. Riverside.FM Stephen's Website We also discuss the significance of YouTube for podcast discoverability, emphasizing the power of short-form content like YouTube Shorts, Instagram Reels, and TikToks for reaching new audiences. Stephen shares his expertise on creating engaging video content, including the use of multiple camera angles and screen recordings to maintain viewer interest. We also touch on the potential of Apple's Vision Pro, exploring its immersive experiences and future applications. This episode is packed with practical advice and insights, making it a must-listen for any podcaster looking to elevate their content with video. Whether you're a seasoned podcaster or just starting out, Stephen and I provide the tools and knowledge you need to make your podcast truly spectacular. Tune in to discover how you can leverage video to enhance your podcast and reach a wider audience. Video Version on YouTube 00:00:00: Introduction and Welcome 00:04:00: Introduction of Guest - Stephen Robles 00:05:27: Stephen's Journey with Riverside FM 00:07:36: Importance of Subscriber Count vs. View Count on YouTube 00:09:17: Retention Rate and Content Length on YouTube 00:12:53: Creating Effective Hooks for Podcasts and Videos 00:16:20: The Role of YouTube Shorts in Discovery 00:18:57: Growing Subscribers with Short Form Content 00:20:29: Using Riverside for Video Podcasts 00:25:55: Importance of Video for Podcasters 00:27:13: Using iPhone Camera for High-Quality Video 00:30:16: Managing Notifications While Recording 00:32:15: Editing and Multicam Clips 00:33:54: Planning for Minimal Editing 00:34:20: Editing Software and Tools 00:36:32: Riverside Pricing Plans Breakdown 00:38:19: Media Board and Live Clip Integration 00:39:25: Minimum Requirements for Running Riverside 00:42:21: Discovering Riverside's Media Section 00:43:55: Discussion on Apple Vision Pro 00:45:15: Potential for Cheaper Apple Vision Models 00:46:48: Use Cases for Apple Vision Pro 00:48:44: Comparison with Oculus and 360 Cameras 00:50:00: Future of Immersive Content 00:51:06: Closing Remarks and Where to Find Stephen Robles Thanks so much for listening, I really appreciate it so much. If you need any help with your podcast, feel free to reach out. My email is podtasticaudio@gmail.com The Kris and Kristine Show Podtastic Audio Twitter Instagram LInkedIn
In this episode, vegetable-turned-flower-farmer Benny Pino talks about the basic things you need to start a flower farm. Make farming easier with the Paperpot Transplanter and Other Farm Efficiency Tools and Equipment at Modern Grower. Follow PaperpotCo on IG https://instagram.com/paperpotco Podcasts by Diego Footer: Microgreens: https://apple.co/2m1QXmW Vegetable Farming: https://apple.co/2lCuv3m Livestock Farming: https://apple.co/2m75EVG Large Scale Farming: https://apple.co/2kxj39i Small Farm Tools at Modern Grower
Do you already have an affiliate marketing program set up for your B2B SaaS? If not, Are you considering setting up an affiliate marketing program for your B2B SaaS but unsure where to start? Fear not! In this episode of the Grow Your B2B SaaS Podcast, hosted by Joran Hofman, we delve deep into the world of affiliate marketing. Our guest expert, Dustin Howes, brings over 13 years of experience in affiliate marketing, having worked with renowned companies in the industry. With his extensive expertise, including hosting the Affiliate Nerd Out podcast and creating his own affiliate marketing masterclass, Dustin is the go-to resource for discussing effective affiliate marketing strategies. Key Timecodes (00:36)Show and guest intro (1:17)Why listen to Dustin (2:14) What is Affiliate Marketing (3:12) Minimum Requirements for Starting an Affiliate Program (4:52) Misconceptions About Affiliate Marketing (6:57) Benefits of Setting Up an Affiliate Program for B2B SaaS Companies (9:32) Common Mistakes in Setting Up and Managing an Affiliate Program (11:55) How the perfect Onboarding of Affiliates should look like (14:09) Why it's important to write content for your affiliates (18:02) Dustin's Ideal process for setting up an affiliate program (20:47) The Importance of Patience in Growing an Affiliate Program 25:09 Can your Existing Clients be your Affiliates? (25:43) Best Practices for Onboarding Affiliates (27:49) Influencers vs. Established Publishers: Which Content Strategy Reigns Supreme? (29:24) Challenges in Affiliate Marketing Outreach (31:57) Advice for Growing a SaaS to 10K MRR (33:13) Advice for Growing a SaaS to 10M ARR (35:13) Advice for SaaS Founders (37:02) The One thing Dustin wishes he knew 10 years ago (37:06) The Importance of AI in Marketing
What is the minimum requirement to experience any of these giant properties? Timestamps: (00:00) Intro (03:30) Final Fantasy (17:25) The Witcher (21:40) Kingdom Hearts (37:45) Pokémon (50:20) Harry Potter (01:00:38) Game of Thrones (01:13:30) Stranger Things (01:22:14) Yakuza (01:30:10) Outro Find us on Twitter: @rxp_podcast Music: Grandmaster Doug
In this post-COVID era, money isn't flowing freely anymore. But here's the burning question: How exactly do investors analyse SaaS businesses? Join us in this episode of the "Grow your B2B SaaS" podcast where we roll up our sleeves and dive into the detailed aspects and complexities involved in analyzing SaaS businesses, particularly in the post-COVID era. We'll shine a light on the crucial role of data-driven decisions in navigating the increasingly selective investment terrain of 2024 and beyond. Leading our discussion is none other than Cameron Hay, co-founder of Finomatic Consulting. With a treasure wealth of valuable experience and knowledge in corporate finance, accounting, and data analytics, which is highly beneficial in his role as an expert in assisting private equity-backed SaaS firms, Cameron is the go-to expert for private equity-backed SaaS firms seeking financial optimization and real-time KPI analysis. Buckle up for insights that will reshape your investment strategies! Key Timecodes (00:37) Show and Guest intro (1:30) Why you should listen to Cameron Hay (02:08)The Changing Landscape of Investing (03:24) Minimum Requirements for Talking to Investors (04:24) Common Mistakes in Presenting to Investors (05:55) Where most Deals go wrong (Aligning Operational and Financial Information) (07:04) Strategies for Getting Data Ready (09:27) Keeping Investors Updated(The role of the tools) (10:20) How Cameron structures his data (10:54) The best practices to keep your investors updated (13:00) Target Net Retention Rate(The monthly Report) (14:54) The target for SaaS businesses in 2024 (16:06) Challenges in Getting Data Ready (20:05) The Future of VC and SaaS Analysis (23:59) Why SaaS Companies should work with Cameron Hay (25:43) How to grow towards 10K MRR (26:26 ) How to grow towards 10 million ARR (28:15) Advice for SaaS founders (31:42) What Cameron wishes He knew 10 years ago
Welcome to the podcast! Discussing the challenges of dealing with DMs and requests, the red flag of 'nobody does it like me' mentality, the importance of being a good team member, the pitfalls of seeking sponsorship, the consequences of bashing previous employers, the importance of building a financial foundation, the need for quality detailers in the industry, the minimum requirements for starting a business, and supporting quality detailers and businesses while ensuring competency and reputability. In this conversation, Nick and Marshall discuss the importance of choosing a reputable business and feeling comfortable with the service provider. They emphasize the need for trust and transparency in the automotive industry. They also highlight the benefits of becoming a local specialist and educating customers. Additionally, they stress the significance of keeping it simple and doing right by customers to build a successful business. The conversation concludes with a call to action to continue learning and growing in the car care industry. Chapters 00:00 Introduction and Background 03:00 The Challenges of Dealing with DMs and Requests 06:00 The Red Flag of 'Nobody Does It Like Me' 11:00 The Importance of Being a Good Team Member 16:00 The Pitfalls of Seeking Sponsorship 19:00 The Consequences of Bashing Previous Employers 23:00 The Importance of Building a Financial Foundation 27:00 The Need for Quality Detailers in the Industry 32:00 The Minimum Requirements for Starting a Business 35:00 Supporting Quality Detailers and Businesses 41:00 Ensuring Competency and Reputability 43:42 Choosing a Reputable Business 45:21 The Importance of Feeling Comfortable 46:16 Becoming a Local Specialist 47:22 Keeping it Simple and Doing Right by Customers 48:33 Moving Forward and Taking Action 49:02 Continuing Education and Growth
Hey Beau, I'm trying to refinance a property that I just finished renovations on. My FICO just went down to 670. Would I still be able to use the DSCR product? Thanks, Shirley If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Ever wonder how an ordinary investor can explore the thrilling world of private companies before they go public? Join us as we sit down with Joe, the COO of Linqto, who is on a mission to democratize access to early-stage investments. His journey from founding a crypto startup to steering the operations of Linqto is filled with intriguing insights into digital assets, cryptocurrency, and blockchain technology. Gain an exclusive look into the workings of Linqto and learn how it serves as a powerful tool for regular investors.Can an investment banker in the Middle East contribute to diversifying the region's economy beyond oil and gas? Joe's rich experience in collaborating with governments and financial institutions provides a unique perspective on this possibility. Understand how this endeavor shapes his work at Linqto, and discover the key growth goals he envisions for the company. As we delve into the lucrative opportunities and operations in private markets, Joe's insights into the potential of Linqto, the liquidity of investments, and even his hobbies outside work, make for an engaging conversation.But there's more to this episode. We also explore various books on Bitcoin and cryptocurrency and discuss the Bitcoin market and the upcoming 2024 halving event. As we conclude, Joe explains how Linqto safeguards its customers and the revolutionary technology that fuels the platform. It's a conversation that transcends the realm of early-stage investments and delves into the future of finance, technology, and society. Don't miss out as Joe leaves us with his closing insights and tips on the intricate world of early-stage investments and cryptocurrency.00:00
Kevin Denis, chair of the ANSI/ASSP Z359.2 subcommittee, joins to discuss the latest update to the Z359.2 standard, which establishes minimum requirements for a comprehensive managed fall protection program. He also shares tools and techniques for protecting workers at height. ANSI/ASSP Z359.2-2023: Minimum Requirements for a Comprehensive Managed Fall Protection Program
This episode is all of the AV Bill of Rights edited into one episode. https://www.autosafety.org/av-bill-of-rights/Minimum Requirements for Autonomous Vehicle SafetyThe Autonomous Vehicle Consumer Bill of Rights uniquely provides high level design requirements necessary to assure that the AV design will provide adequate security, privacy, and operational safety consumers deserve and demand.
Today we have a Q&A episode so THANK YOU to everyone who asked a questions! Got through as many as I could in an hour
Jason and Kyle discuss what minimum payments need to be paid every year to keep the policy in force. 3 parts of a policy base, term, and PUA Base premium must be paid every year Some companies allow back filling if you couldn't fully fund your premium the previous year Designing your policy with flexibility in mind is important For more information: Visit our website: www.cashvaluesolutions.com Schedule an IBC Discovery Call: https://calendly.com/cvsol Like our Facebook Page: https://www.facebook.com/Cash-Value-Solutions-106402764460189 Follow Kyle on Twitter: @KyleMans Connect with Jason on LinkedIn: Jason Pohlmeier Watch us on YouTube: https://www.youtube.com/channel/UCoogEEuTFvE4aWk7vB8dDFA Submit questions to: kyle@cashvaluesolutions.com or jason@cashvaluesolutions.com Get Becoming Your Own Banker: https://infinitebanking.org/product/becoming-your-own-banker/ref/44/ Get Farming Without the Bank: https://bs352.isrefer.com/go/wtb/kmans/
As New Zealand's hospitality struggles to rebuild after the ravages of COVID, a new report shows the industry needs to up its game if it wants to build back better. The Voices from the Frontline report highlights how poor pay and conditions are, adding to acute labour shortages in the sector Around 400 hospo workers were interviewed, with a majority saying they received no training on the job, and nearly half suggesting they'd suffered harassment in the workplace. Here to discuss is one of the authors of the report David Williamson, a Senior Lecturer in Hospitality Management at AUT.See omnystudio.com/listener for privacy information.
In this episode, I teach you the concept of minimum requirements. This podcast walks you through how to establish your own minimum requirements, when to turn down or up the volume, and a helpful exercise to guide you to determining when your expectations really ARE too high. To get your name on the list for The Confident Eater group coaching program click here: https://bitesize.ck.page/confidenteater (spots will be offered to waitlist FIRST) To set up a call with me to learn more about coaching, click here: https://calendly.com/bitesizenutri/discoverycall If you're enjoying these episodes, make sure to leave a rating and/or review wherever you're listening, and give your favourite episode a share on social media (don't forget to tag me!) If you have a question or request for future episodes, please send me a DM on Instagram @bitesizenutri.. you have NO CLUE how much I love to hear from you!
Dedicated by Joseph Dana in honor of his wife, Esther, for being his biggest supporter and the foundation of their beautiful family.
FREE report 7 Simple Steps to Becoming Your Own Banker - http://7steps.ca/ Wealth Without Bay Street EPISODE 111: Today on Wealth Without Baystreet, Richard and Jayson discuss how your whole life insurance policy cash value can be protected in Canada with Assuris. As Richard says Assuris is the insurance company for insurance companies. Join us as we take a look into what they do and how it can help you too. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:28 Policyholder Protections in Canada 3:33 About Assuris 5:53 The Minimum Requirements 8:47 Non-Profit vs. Private Insurance Companies 9:59 LICAT Ratios 13:59 Regulations For Insurance Companies 19:42 Do They Meet Consumer Demand? 21:49 Business Model of an Insurance Company 26:04 Two Masters of Insurance Companies ASSURIS Protection:http://assuris.ca/ Assuris Funding: https://assuris.ca/about-us/assuris-funding/ Assuris Past uses:https://assuris.ca/about-us/experts-in-protecting-policyholders/ LICAT - Capital Adequecy: https://www.osfi-bsif.gc.ca/Eng/fi-if/rg-ro/gdn-ort/gl-ld/Pages/LICAT19_index.aspx
FREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/ Wealth Without Bay Street EPISODE 111: Today on Wealth Without Baystreet, Richard and Jayson discuss how your whole life insurance policy cash value can be protected in Canada with Assuris. As Richard says Assuris is the insurance company for insurance companies. Join us as we take a look into what they do and how it can help you too. IN THIS EPISODE, YOU WILL LEARN: 0:00 Introduction 1:28 Policyholder Protections in Canada 3:33 About Assuris 5:53 The Minimum Requirements 8:47 Non-Profit vs. Private Insurance Companies 9:59 LICAT Ratios 13:59 Regulations For Insurance Companies 19:42 Do They Meet Consumer Demand? 21:49 Business Model of an Insurance Company 26:04 Two Masters of Insurance Companies ASSURIS Protection:http://assuris.ca/ Assuris Funding: https://assuris.ca/about-us/assuris-funding/ Assuris Past uses:https://assuris.ca/about-us/experts-in-protecting-policyholders/ LICAT – Capital Adequecy: https://www.osfi-bsif.gc.ca/Eng/fi-if/rg-ro/gdn-ort/gl-ld/Pages/LICAT19_index.aspx
Justin Easthorpe – Provincial Sales Manager, ooba Group
Findings from Ooba group have shown that Owning your home has become more affordable and attainable since the onset of the COVID-19 pandemic. Now as the home-buying trend has increased, Potential homebuyers looking to get in on the ‘buying action' may still be wondering what the minimum requirements are to own a home, and if they are in fact eligible. Nonso Mordi speaks to Natasha Champions, Ooba Group Regional sales manager, about the minimum requirements for a home loan in South Africa
Findings from Ooba group have shown that Owning your home has become more affordable and attainable since the onset of the COVID-19 pandemic. Now as the home-buying trend has increased, Potential homebuyers looking to get in on the ‘buying action' may still be wondering what the minimum requirements are to own a home, and if they are in fact eligible. Nonso Mordi speaks to Natasha Champions, Ooba Group Regional sales manager, about the minimum requirements for a home loan in South Africa
Findings from Ooba group have shown that Owning your home has become more affordable and attainable since the onset of the COVID-19 pandemic. Now as the home-buying trend has increased, Potential homebuyers looking to get in on the ‘buying action' may still be wondering what the minimum requirements are to own a home, and if they are in fact eligible. Nonso Mordi speaks to Natasha Champions, Ooba Group Regional sales manager, about the minimum requirements for a home loan in South Africa
Join me today with guest writer, Angela Overton. The Titanic was designed by some of the most experienced engineers and used some of the most advanced technologies available at the time. It was a great shock to many that, despite the extensive safety features, the Titanic sank. The Titanic didn't break any laws, the owners complied with the regulations, yet because they only met the minimums a great price was paid. Have a blessed week! Gena Caruthers More Devotions All Our LInks!
In this episode we chat about my top 8 things to look for when deciding on the "perfect" PA program for you! 00:39 podcast starts + intro 01:36 Accreditation & Establishment 03:30 Location 06:17 $$$ 07:36 Length of Program 08:47 Rotations! 12:22 Pance Pass Rate 12:43 Retention Rate 13:36 Meet the Minimum Requirements but Apply Anyways 14:44 Great Resource! 15:23 Wrap Up! It would mean so much to me if you would drop a review, hit subscribe, share this with a friend, or DM me with any ideas you might have for future episodes! Until then, have a great safe day and enjoy the episode! Connect with me on Instagram: @stethoscope.kat https://www.instagram.com/stethoscope.kat/?hl=en Thanks for tuning in! Xoxo, Kat --- Send in a voice message: https://anchor.fm/kat-bernard/message
To have a balance between the way of living, you have to determine your minimum requirements. Listen to know why --- Send in a voice message: https://anchor.fm/bikram-lamba/message
What are the minimum hardware requirements of a web developer in 2021 My web development courses ➡️ Learn How to build a JavaScript Tip Calculator ➡️ Learn JavaScript arrays ➡️ Learn PHP arrays ➡️ Learn Python ✉️ Get my weekly newsletter ⏰ My current live coding schedule (Times are GMT) Tuesdays 07:00 - Live coding on Twitch Thursdays 21:00 = Live Podcast YouTube Sundays 14:30 - Live coding on Twitch
In this episode of the Moose Podcast #227 - "Minimum Requirements" once it was on the forefront of our mind with products we purchased. But was it or is it when we put the camera to our eye?
Serving from the standpoint of law seeks to fulfill only the minimum requirements.
Godfrey Senkaba - discusses the top factors that inform the nature and type of minimum requirements for Monitoring and Evaluation Officer Jobs. These factors range from the organization, job, and profile of the position holder. If you are interested or preparing to sit for a monitoring and evaluation job interview, understand these factors to help you prepare for likely interview questions regarding job context, organizational interests, and job performance expectations. If you are already performing a monitoring and evaluation job, know these factors to level job performance expectations, develop informed professional development or career growth plans. The common minimum qualifications for M&E Jobs are; academic qualification; experience in M&E methodology; industry experience; funder/donor experience; and (relevant) soft skills.
In this episode of the podcast, I have a special guest with me Dipanjan Das, a scientist and virtual reality development researcher working on the parameters of Virtual Reality and how it will affect our futures. We dive into the topic of VR and I break down his research. We talk about the problems with VR, parameters of optimization, future technologies, and much, much, more. @ 0:00 Introduction: Dipanjan Daas -- Ph.D. Virtual Reality Development @ 0:27 A Research on Human Vision: Visualizations and Augmented Reality @ 1:15 Current Problems with VR: Optimizing Headset Parameters @ 2:40 Parameters of Virtual Reality -- Resolutions, Field of View Design and Quality of Experience @ 3:54 Limits Of Human Biology: Maximum Visual Resolutions & Refresh Rates @ 4:40 Usage & Comfortability: Nausea, Flicker Rates, and Field of View @ 7:03 VR , AR , MR , and XR Technologies: The Future of Virtual Realities @ 8:11 The XR Umbrella, Extended Reality and The Umbrella of Augmentation @ 10:34 The Virtual Reality Project: Designing the Minimum Requirements @ 12:25 Modelling the Human Eye and Biological Limitations @ 15:10 Virtual Reality as A Business: Big Names in The Industry @ 16:02 Applications of Virtual Reality: Stand Alone Devices, Haptic Technology, and The Future of Smartphones @ 17:42 Remote Applications of VR: Remote Training and Learning @ 18:46 Technologies Involved with VR: Integrating the Web of Technology @ 20:10 Integration of VR -- Haptics and Feedback Pasteables: Interacting With a Virtual World @ 25:40 Understanding the Psychology: Neuroscience, Virtual Worlds and the Psychological Effects of Augmented Perceptions @ 29:03 Commercialization: Emerging Technologies, Bringing Tech to The Consumer @ 29:54 Background and Motivation: The Route to Becoming a VR Developer and Researcher @ 34:38 Integrating Intelligence: Creating a Network of Supertechnologies, Artificial Intelligence, Superintelligence @ 35:55 Biotechnology and Embedding of Technology into The Human Body: Will Virtual Reality Become the New Reality? @ 37:24 A Moral Dilemma -- Privacy Concerns, Issues with Monitoring and Data Collection @ 39:49 Project: End Goals and Motives -- What This Research Will Bring Forward @ 41:11 The Future of VR Technology -- A More In-depth Talk, and Final Conclusions
C's get degrees, so why should students aim for better grades? "I'm doing my jobs, clocking in on time, and taking care of my responsibilities, but why can't I get the promotion? On this episode, Romi and Sam discuss why it's important to understand when is it appropriate to meet the minimum requirements (getting C's) and when is better to exceed expectations (getting A's) Follow us on Instagram @romisunga @hey.haye @mindesetrebooted
Hammer & Gavel - A Podcast at the Intersection of Construction and Law
In this episode we talk about the bare minimum for construction contracts -- what do you have to have in them under Florida law, what is good to have in them, and why you should have more than one contract for your projects. Visit www.hammerngavel.com for more Florida construction law and licensing tips and updates! *Nothing on this podcast should be considered a solicitation for legal representation. Further, nothing on this podcast establishes an attorney-client relationship between us. Do not take action or fail to take action based on the information provided on this podcast. The statements and views expressed on this podcast are my own and do not reflect those of my law firm. Further, they are intended for general informational purposes only and do not constitute legal advice or a legal opinion.
Instructors and centers in the Equine Assisted Activities and Therapies (EAAT) industry often ask if there is a "list" of suggested requirements when they are looking for and screening a new equine. This Instructor Chat will cover this topic and talk about the various factors that may go into an instructor or center's "List" when searching for a new equine coworker. Instructor Chat Presented by Saebra Pipoly (PATH Intl. Advanced Therapeutic Riding Instructor, Equine Specialist in Mental Health and Learning, Instructor Mentor, and Associate Faculty/Evaluator for the Registered TRI Workshop & Certification) Learn more about Hoof Falls & Footfalls by visiting our website! www.hooffallsandfootfalls.com and IntuitiveInstructorClub.com --- Support this podcast: https://anchor.fm/hooffallsandfootfalls/support
Anthony Garreffa, Senior Editor at TweakTown, joins Tom to discuss upcoming GPU launches, the future of XBOX, and the battlefield franchise. Sponsor Information: https://www.thehendma.com/ Offer Code for 10% OFF first order of Coffee: mooreslaw https://www.cdkoffers.com/ 25% software discount code: brokensilicon 3% discount code for everything: dieshrink Win10 pro oem key 13$: https://bit.ly/2Wdfghh Win10 Home oem key 11$: https://bit.ly/3dsbSFi Win10 pro oem key FOR 2PC 20$: https://bit.ly/36DFHAB Office 2019 key 29$: https://bit.ly/2WdfBAz Win10 pro oem+Office 2019 41$: https://bit.ly/3ea83Vo 0:00 Too Many Leaks 5:45 Navi 2X & Ampere – Sell your 2080 Ti 8:16 Is a new mining boom coming? 14:54 What was Anthony’s most Frustrating Review? 20:05 Nvidia Super, and all of their recent Leaks 27:45 AMD’s Resurgence 31:41 Minimum Requirements, 4K Gaming 46:00 21:9 & VR’s Future, Keyboard & Mouse on Console 51:16 XBOX’s Future 1:06:10 How has Tech Journalism Changed over the past Decade? 1:16:40 Is Tech Journalism Improving? // Challenges in Journalism 1:25:00 What did Anthony expect from Zen 1? 1:28:58 Upcoming GPU Launches – Ampere, Xe, RDNA 2 1:50:00 Increasing Game Prices 1:57:00 We just talk about Battlefield for 15 Minutes https://www.tweaktown.com/author/Anthony-Garreffa/index.html https://www.tweaktown.com/news/54778/15-000th-article-written-tweaktown/index.html https://youtu.be/9zJL99lb7F4
The Jits Guy - Middle East's Premier Jiu Jitsu Podcast (BJJ)
In this episode we discuss minimum husbandry requirements, how you can do better, and how analyzing the reasons you keep these amazing animals can help direct you to the best way to keep, manage, and enjoy them! This is a touchy and high tension topic that we bring some insight to.
On this episode we are talking about the plaids! On a recent trip to WDW a group of us did a VIP Tour! Hear all about our perfect day at WDW and how you can make your own perfect day happen on your next visit! We would love to help plan your next adventure where it may be! AGENT PROMO! Receive a $50-$100 gift card to Disney, Amazon, or restaurant of your choice, when you book your next family vacation to Disney World, Disneyland, Disney Cruise Line, or Adventures by Disney! Call me for quote or to book your magical vacation! E-mail: anthony@dreambuilderstravelgroup.com Phone: 413-244-8174 Facebook or Instagram: Direct Messaging Minimum Requirements: Disney World and Disneyland: 4-night/5-Day stay required with 3 day tickets (Base or Hopper). Disney Cruise Lines: 4-night Cruise or longer! Adventures by Disney: Any Adventure! Additional bonus; if you are the very first client to book an Adventures by Disney with me I will make the gift card $150 (Minimum 2 guest requirement, on an adventure 7-nights or longer!) Gift card paid at time of travel! Promotion good now through March 31, 2020, 11:59PM Must Travel by the December 31, 2020
On this episode of Magical Wanderlust Podcast we are hearing from Angela's family trip report. Unfortunately the pre-trip audio file ended up being corrupted, however the post trip report is great. When I started my journey of being a travel agent, John and Angela's family were my first clients I booked to Disney World! Sit back, relax and pull up on the yellow strap and get ready to follow along on their amazing trip! ______________________________________________________________________ AGENT PROMO! Receive a $50-$100 gift card to Disney, Amazon, or restaurant of your choice, when you book your next family vacation to Disney World, Disneyland, Disney Cruise Line, or Adventures by Disney! Call me for quote or to book your magical vacation! E-mail: anthony@dreambuilderstravelgroup.com Phone: 413-244-8174 Facebook or Instagram: Direct Messaging Minimum Requirements: Disney World and Disneyland: 4-night/5-Day stay required with 3 day tickets (Base or Hopper). Disney Cruise Lines: 4-night Cruise or longer! Adventures by Disney: Any Adventure! Additional bonus; if you are the very first client to book an Adventures by Disney with me I will make the gift card $150 (Minimum 2 guest requirement, on an adventure 7-nights or longer!) Gift card paid at time of travel! Promotion good for January 31, 2020 - March 31, 2020, 11:59PM
With so much going on in the world of Big Blue, the Bluethers get right to the heart of it all with a riveting discussion of how uninspiring Corporate Insurance Stadium is. After several minutes on that, they cover the firing of Pat Shurmur, the candidates to replace him as head coach, the inexplicable retention of Dave Gettleman, and why anyone might be so delusional as to think that there's any hope for success any time soon. Happy New Year! We don't have to watch this team again for eight months.
Industry and legal regulations for security are out there to ensure applications are built securely. There is a micsonception that if regulations are followed they are protected. This is not necessarily the case. This episode talks about how regulations are bare minimum requirements, the low bar setting and why you should go above and beyond them. Be aware, be safe. Become A Patron! Patreon Page *** Support the podcast with a cup of coffee *** - Ko-Fi Security In Five Don't forget to subscribe to the Security In Five Newsletter. —————— Where you can find Security In Five —————— Security In Five Reddit Channel r/SecurityInFive Binary Blogger Website Security In Five Website Security In Five Podcast Page - Podcast RSS Twitter @securityinfive iTunes, YouTube, TuneIn, iHeartRadio,
In episode 20, Matt Reiner from K15t joins us to talk about minimum standards for documentation - what techniques or standards can you put in place to help engineers and other contributors meet the minimum requirement for good tech docs? What essential sections, headings, or topics should you include in templates? And how do you help non-native speakers with grammar issues? We also discuss how tech writers can work with marketing to create honest and interesting writing. There seems to be the feeling that tech writing is dull but accurate and marketing copy is flashy and fluffy - we brainstorm ways technical writers can better align with marketing writers.
Jessica Dick spends most of her time helping early-stage entrepreneurs navigating the fundraising process. As co-founder of consultancy Five Years Time, she ushers entrepreneurs from technical backgrounds into the world of business. As investment manager at Synergy Growth, she has worked with around thirty different start-ups. What better guest could there be for the Invested Investor? In this episode, Jessica breaks down the issues with the ways many novice entrepreneurs ask for help, and outlines her five minimum requirements for being ready to seek investment. Jess manages a portfolio of investments of around 25 startups in the field of cleantech, social impact, healthtech, edtech, B2B and B2C software. She has worked directly with the startups as an advisor, board observer, and on a project basis - in investment readiness and fundraising, operations, business planning and strategy. Jess also mentors entrepreneurs outside of her investment portfolio, with Google Launchpad, London & Partners, Entrepreneurial Spark, Angel Academe, Hatch Enterprise and other similar organisations. Jess recently co-founded Five Years Time, a partnership providing online training for entrepreneurs looking to raise their first professional funding round. Five Years Time offers online courses, webinars, templates and tools, as well as mentoring and 1–to-1 support for founders and teams, helping them understand what investors look for in an investment opportunity and how best to prepare themselves and their businesses for a raise. Jess is particularly passionate about advising women founders on breaking into the early stage investment ecosystem. Jess holds a BA in International Relations and Development, and an MA in Conflict, Security and Development. She is currently working on LearnAdapt, a project with the Department For International Development, advising them on what lessons can be learnt from investing in technology startups and applying them to improving the way DFID runs its programs and works with partners. She is part of a team introducing Lean Startup methods into adaptive programming, delivering Lean Impact.
Powered by iReportSource Throughout OSHA regulations, you will find references to industry consensus standards such as those in Subpart I - Personal Protective Equipment. These PPE regulations refer to ANSI standards as the safety criteria manufacturers must meet when producing eye, face, head, and foot protective equipment. OSHA requires employers to purchase personal protective equipment that bears the ANSI mark to ensure that the equipment provides the maximum protection for the wearers. OSHA does not include industry consensus standards in the regulations; rather, it refers employers to various consensus standards as the safety procedures and specifications that must be met in the workplace. This referral procedure is called "incorporation by reference." Incorporation by reference was established by statute and allows Federal agencies to meet the requirement to publish regulations in the Federal Register by referring to materials already published elsewhere. The legal effect is that the material is treated as if it were published in full in the Federal Register and, like any other properly issued regulation, has the force of law. In some cases, OSHA may not incorporate by reference a particular industry standard, but it may hold employers to that industry-standard under the General Duty Clause of the OSH Act, recognizing that the industry-standard contains best practices the employer should use. For instance, ANSI/ISEA Z308.1, Minimum Requirements for Workplace First Aid Kits an Supplies, has not been adopted by OSHA. However, ANSI/ISEA Z308.1 provides detailed information regarding the contents and types of various first aid kits; OSHA has often referred employers to ANSI/ISEA Z308.1 as a source of guidance for the minimum requirements for first aid kits. Where an OSHA standard incorporates an old consensus standard, what is the significance of an updated industry consensus standard? Under OSHA's de minimis policy, where OSHA has adopted an earlier consensus standard, employers who are in compliance with the updated version will not be cited for a violation of the old version as long as the new one is at least equally protective. Remember, though, that where an OSHA standard incorporates an earlier consensus standard, the only way the OSHA standard can be changed to adopt the new version is through rulemaking. For example, OSHA’s aerial lift standard references ANSI A92.2-1969. Even though ANSI A92.2 has been revised, the OSHA aerial lift standard continues to require only compliance with the 1969 standard. There is no automatic adoption of the more current industry consensus standard. Industry consensus standards are just that, a voluntary standardization system for private industry. They set conformity and uniformity criteria for the development and manufacture of a great volume of products. These criteria are developed by committees of qualified representatives from industry, labor, and government agencies. In many instances, U.S. consensus standards are adopted in whole or in part as international standards. Some organizations that publish consensus standards include: American Conference of Governmental Industrial Hygienists; American Society of Agricultural Engineers; American National Standards Institute; American Petroleum Institute; American Society of Mechanical Engineers; American Welding Society; Compressed Gas Association; National Fire Protection Association; and Society of Automotive Engineers. Copies of the consensus standards may be purchased from the organization that issues them. OSHA’s Docket Office and each regional office also maintain copies of the standards referenced in the regulations. These standards are available for public review at those offices. What is NIOSH? NIOSH, the National Institute for Occupational Safety and Health, is an agency separate from OSHA. NIOSH is part of the U. S. Department of Health and Human Services. NIOSH, also established by the OSH Act, is the research agency for occupational safety and health. What is ANSI? According to their website; As the voice of the U.S. standards and conformity assessment system, the American National Standards Institute (ANSI) empowers its members and constituents to strengthen the U.S. marketplace position in the global economy while helping to assure the safety and health of consumers and the protection of the environment. The Institute oversees the creation, promulgation and use of thousands of norms and guidelines that directly impact businesses in nearly every sector: from acoustical devices to construction equipment, from dairy and livestock production to energy distribution, and many more. ANSI is also actively engaged in accreditation - assessing the competence of organizations determining conformance to standards. And there you have it; a quick run-down on national consensus standards. Let me know what you think; send emails to info@thesafetypropodcast.com You can find me on LinkedIn! Post a LinkedIn update, letting me know what you think of the podcast. Be sure to @ mention Blaine J. Hoffmann or The SafetyPro Podcast LinkedIn page. You can also find the podcast on Facebook, Instagram, and Twitter.
In episode 40 of Financially Simple, Justin talks to Ben Wells about ESOPs. Ben Wells is an attorney at Law and a certified CEPA. Justin talks to Ben about Employee Stock Ownership Plans or ESOPs - what they are, how they work, and who they're right for. Don't forget to subscribe, and let us know how we are doing by leaving a review. Thanks for listening! BLOG/TRANSCRIPTION: BLOG: Pros and Cons of Selling Your Business to Employees Using an ESOP TIME INDEX: 00:30 - Ben Wells, Attorney at Law and CEPA 01:05 - ESOP Specialization 01:48 - What Is an ESOP? 04:01 - Why Is the Prevalence of ESOPs So Low? 05:11 - Who Is a Candidate for an ESOP? 07:05 - The Minimum Requirements of a Candidate 08:39 - Are There Criteria for Employees? 10:32 - Company Value vs. ESOP Payout 14:55 - Why Wouldn't Someone Use an ESOP? 16:33 - Do Owners That Continue to Work Lose Out? 17:59 - How Much Does it Cost? 19:30 - Can an ESOP Specialist Work Remotely? USEFUL LINKS: Financially Simple Financially Simple on Facebook Financially Simple on Twitter Dinsmore.com, Ben Wells __________ BIO: Justin A. Goodbread, CFP®, CEPA, CVGA, is a nationally recognized financial planner, business educator, wealth manager, author, speaker, and entrepreneur. He has 20+ years of experience teaching small business owners how to start, buy, grow, and sell businesses. He is a multi-year recipient of the Investopedia Top 100 Advisor and 2018 Exit Planning Institute's Exit Planner Leader of the Year.DISCLOSURES:This podcast is distributed for informational purposes only. Statements made in the podcast are not to be construed as personalized investment or financial planning advice, may not be suitable for everyone, and should not be considered a solicitation to engage in any particular investment or planning strategy. Listeners should conduct their own review and exercise judgment or consult with their own professional financial advisor to see how the information contained in this podcast may apply to their own individual circumstances. All investing involves the risk of loss, including the possible loss of principal. Past performance does not guarantee future results and nothing in this podcast should be construed as a guarantee of any specific outcome or profit. All market indices discussed are unmanaged, do not incur management fees, costs and expenses, and cannot be invested into directly. Investment advisory services offered by WealthSource Partners, LLC. Neither WealthSource Partners, LLC nor its representatives provide legal or accounting advice. The content of this podcast represents the views and opinions of Justin Goodbread and/or the podcast's guests and do not necessarily represent the views and/or opinions of WealthSource Partners, LLC. Statements made in this podcast are subject to change without notice. Neither WealthSource Partners, LLC nor its representatives, the podcast's hosts, or its guests have an obligation to provide revised statements in the event of changed circumstances. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes the use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements. Advisors who wished to be ranked in Investopedia's Top 100 Financial Advisors list either self-submitted answers to questions compiled by Investopedia or were nominated by peers. Rankings were determined based on the number of followers and engagement on social media, primary contribution to professional industry websites, and their focus on financial literacy. Neither performance nor client experience, however, were considered. No compensation was paid by WealthSource Partners, LLC or Justin Goodbread to secure placement on Investopedia's Top 100 Financial Advisors List. The Exit Planning Institute's Leader of the Year is awarded to a nominee who is a CEPA credential holder who has made a significant impact or contribution to the exit planning profession or overall community through innovation and influence and is viewed by the Exit Planning Institute as a thought leader, risk-taker and specialist while showing characteristics of collaboration. This podcast might recommend products or services that offer Financially Simple compensation when you use them. This compensation is used to help offset the cost of creating the content. We will, however, never suggest products/services solely for the compensation we receive.
Minimum requirements? No way. Stories of safety professionals who are hellbent on raising the bar by Quad City Safety
Alessandro Bogino holds a research grant at the University of Turin focused on the development of plugins needed for the automated management of thousands of users enrolled in and preparing for the TARM (Test for the Assessment of Minimum Requirements). In addition, he previously held a research grant at the Department of Mathematics at the University of Turin to collaborate on the realization of the project Orient@mente. The project involved the development of an open online platform focused on self-paced preparatory materials for use by secondary school students who intend to apply for scientific study at the University of Turin. In this podcast led by Dr. Steve Furino, Assistant Dean of Online Studies at the University of Waterloo, he discusses his experiences creating preparatory materials using online courseware technology.
Jesus told us to love our neighbors as ourselves. But that’s easier said than done. What are the limits of our responsibility to others? How can we love people that are difficult to even like? How do we embrace messy people? Jesus gives us a model for moving towards the mess.
To get pre-approved, you need—at a minimum—the four twos. Let me explain what I mean.Last week, our team had a free seminar for first-time homebuyers. We were there to educate buyers on the home buying process, and it was a huge success. One of the main questions of those in attendance was “What are the minimum requirements to get pre-approved?”Getting pre-approved starts with the four twos. The answer starts with the four twos. You need two check stubs, two monthly bank statements, two years of employment, and two years of income taxes. If you’re thinking about buying, selling, or investing in real estate, don’t hesitate to reach out to us. We’d be happy to help you.
Tune in to the show weekly at 8 pm mst on HGR 2. Pastor Bob Simons would love to have you participate in the live discussion. New Life Pentecostal Church in Dickenson ND invites you to tune in and participate by texting Pastor Simons at 701 290 7862.
Tune in to the show weekly at 8 pm mst on HGR 2. Pastor Bob Simons would love to have you participate in the live discussion. New Life Pentecostal Church in Dickenson ND invites you to tune in and participate by texting Pastor Simons at 701 290 7862.
The Bible gives minimum requirements for imperfect rulers. This is contrasted with the minimum requirements that most Christians have. This sermon serves as a shocking paradigm for the 21rst Century.
The Bible gives minimum requirements for imperfect rulers. This is contrasted with the minimum requirements that most Christians have. This sermon serves as a shocking paradigm for the 21rst Century.
The Bible gives minimum requirements for imperfect rulers. This is contrasted with the minimum requirements that most Christians have. This sermon serves as a shocking paradigm for the 21rst Century.
The Bible gives minimum requirements for imperfect rulers. This is contrasted with the minimum requirements that most Christians have. This sermon serves as a shocking paradigm for the 21rst Century.