The Money Bare

This week-- we brought on one of our lazy investors Cassie to talk about how she increased her net worth by $140k+ in a little over a year. We talked about her money journey, her budgeting system, and a story of how she was fired by her financial advisor.Related Episodes:E53. Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubE10. From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsE13. $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market SlayerClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

A mentor can be an invaluable asset to your career and income growth-- but how do you find one? How do you know you're finding the right person for your mentorship? In this week's quick tip, Clo Bare talks all about how to find a mentor to elevate your career.Indeed Article: How to Find a Mentor in 8 Steps:https://www.indeed.com/career-advice/career-development/how-to-find-a-mentorRelated EpisodesEp. 67 Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerEp. 47 Career Pivots and Increasing Your Income with Career Coach DarciEp. 42 Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 YearsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We're back with another Reddit roundup! This week, we've got a woman who finds out her fiance is only with her for money, a kid who spent all his college fund on travel and is now asking for more money, a mother-in-law who wants to be paid for a gift, and more!Get Clo Bare's reaction to these "am I the asshole" (AITA) threads-- with a money twist.Related Episodes:Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipMy Husband is Making me Pay for my "Luxury" EpiduralRefusing to Sell My Home I Bought with "Stripper Money": Reddit Reactions with Mama Bare"I am Refusing to Pay for My Brother in Law's Surgery, AITA?" Reddit Money Roundup #2Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Not sure how much to squirrel away for retirement? Clo Bare demystifies the 4% rule so you can ballpark approximately how much money you'd need saved to retire... and never run out of money.Money with Katie Blog Post: https://moneywithkatie.com/blog/how-to-determine-if-youre-on-track-for-your-ageBankrate Retirement Calculator: https://www.bankrate.com/retirement/retirement-calculator/Related Episodes:Quick Money Tip #36: Key Elements of InvestingQuick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write InClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Have you ever heard someone's story and felt completely in awe? That's how Clo Bare feels about Yanely Espinal, founder of Miss Be Helpful, author of Mind Your Money, and overall bad**. In this week's episode, Yanely shares her story from growing up in New York City with her 9 siblings to finding financial freedom and her dream life.We discuss money management, debt freedom, balance, and finding your purpose without losing yourself.Connect with Yanely: https://www.mindyourmoneybook.com/Related Episodes:Episode 13: $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market SlayerEpisode 95: Finding Joy in the Everyday: Mr Money Jar's StoryEpisode 21: From Poverty to Abundance: How "Shay Budgets" Built the Life of Her Dreams While Saving 50% of Her IncomeEpisode 18: Paying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaEpisode 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Clo Bare just hit a pretty cool milestone-- the Lazy Investor's course is now a half-a-million-dollar course! And that has her thinking... what would she do if she started a business today? Well-- find out in this week's quick tip episode.Related Episodes:Ep. 3: $35k a month?! How I Grew My Business Income with Nathalia CopelandEp. 15: From Fired to Thriving Business Owner: How Saya Hillman Designed Her Life of YesEp. 53: Retired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got overcoming beliefs around your money or making it? Clo Bare brings on Nathalie Botezatu, a first-generation Romanian-American International Mindset Coach, to talk about how she helps leaders and entrepreneurs worldwide heal their minds and shift limiting beliefs about what is possible within their lives and businesses.Instagram: https://www.instagram.com/nathaliebotezatu/Website: www.nathaliebotezatu.comRelated EpisodesHollywood Actor Leven Rambin Shares Her Wealth-Building Journey and Exploration of IdentityHow Leandra from Female in Finance Paid off $250k of Medical BillsQuick Money Tip #25: Fear and Inaction Around MoneyClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

There are over 10 million single-parent families in the United States, and nearly 80% of those families are headed by single mothers. Most people with student loan debt feel that they will likely die with the debt still unpaid. To add to this, more often than not, single parents tend to leave school with higher debt and accumulate debt at a faster pace.The good news? If you are a single mom (or a single parent), there might be some ways to lower your debt or have it forgiven completely. Let's go over some helpful resources for you as you navigate student loan debt.Full blog post: https://clobare.com/student-loan-forgiveness-for-single-moms/Related Episodes:Ep. 17: How to Get Your Student Loans Forgiven Through PSLF with Nika BoothEp. 35: She Married into $154k of Debt?! Alli Williams from FinanciALLI FocusedEp. 76: Quick Money Tip #26: How to NOT Pay off Credit Card DebtClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Hear how Niqua, the owner of Financially Winning, completed her debt-free journey in May 2021, tackling $21K of student loan debt in 11 months.Originally from the Virgin Islands, she uses Financially Winning to focus on providing resources and tips to help individuals win with their finances. Niqua is also a travel blogger and content creator. She has traveled to over 30 countries and over 30 states. Her travel platform shares tips, hacks, and strategies to help individuals travel more!Follow Niqua:@FinanciallyWinning@TravelingWithNiquaYoutube - TRAVELINGWITHNIQUARelated Episodes:How to Get $90k Worth of FREE Travel Through Travel Hacking with Aunt Kara + Roth vs Traditional?From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsPaying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Want to start diving into investing? Here are the top three things you need to know to get started including your goals, risk tolerance, and more.The article referenced: https://www.fidelity.com/viewpoints/investing-ideas/3-keys-the-foundation-of-investing?ccsource=email_weekly_0810_1037578_56_0_CV1Related Episodes:Quick Money Tip #35: ETFs vs Mutual FundsQuick Money Tip #28: Which brokerage should I use?Quick Money Tip #18: The Financial and Investing Order of OperationsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Timi Merriman-Johnson, also known as Mr. Money Jar, has been data-driven since he was a kid-- keeping a budgeting journal to track all his income and output from as early as nine years old. In this week's episode, he tells his story from working a 9 to 5 to quitting to pursue his passion for educating The United Kingdom on how to money.Related Episodes:How do you invest in the UK? Timi from Mr. Money Jar Breaks Down UK Investment AccountsCanadian Money Tips with Ellyce Fulmore from Queerd.coA Six-Figure Blogger in 2023?? Launching a Blog with Latasha from Arts and BudgetsRetired by 36?! Serial Entrepreneur, Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Confused by the difference between mutual funds and exchange-traded funds? So was Clo Bare when she first started investing, so let's break it down so you can understand the pros and cons of mutual funds and ETFs.Related episodes:Quick Money Tip #28: Which brokerage should I use?Quick Money Tip #18: The Financial and Investing Order of OperationsQuick Money Tip #15: The Three-Fund PortfolioClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Doesn't it feel like we ARE what we do in this country? Especially if what we "do" is something as cool as being a Hollywood Actor-- like that's the stuff of dreams right? So what happens when we realize we may want something else than what we've identified for decades? In this week's episode, we explore exactly that with actor Leven Rambin as she tells us about her acting journey from 14 to dealing with a loss of income during the pandemic to now exploring what's next for her.Related Episodes:How Leandra from Female in Finance Paid off $250k of Medical BillsMillionaire by 27? Tyler Wright from Defining Wealth's StoryWork Optional in Her 30s?! Shang from Save My Cents discusses Frugality & Investing in the Stock MarketClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Have you ever heard of this idea that your happiness plateaus after $75k a year? The actual study was conducted by Daniel Kahneman and Angus Deaton at Princeton University in 2010. They found that happiness generally plateaus once someone earns around $75,000 annually.I don't know about you, but I have never really resonated with the idea that money can't buy you happiness, so let's debunk it in this week's episode.Related Episodes:Ep 75: Feeling Unfulfilled? Stop Hating Your Job with the Anti-Career Coach Danielle RobertsEp 74: Quick Money Tip #25: Fear and Inaction Around MoneyEp 67: Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Clo Bare and Rachael Camp are on the same page-- they're entering their broke bish era... by choice. Despite making more money than they ever had before. Despite having higher net worths than they ever had before. Listen to why that is, what a broke bish era even is, and get a few tips on your broke bish era in this week's episode.Connect with Rachael:https://rachaelcampwealth.comhttps://twitter.com/camp_wealthRelated Episodes:Work Optional in Her 30s?! Shang from Save My Cents discusses Frugality & Investing in the Stock MarketWhat is enough? Behavioral Finance with Dawn DahlbyRetired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Want to know the blueprint of how to start your money journey? Chloé breaks it down in today's episode explaining 10 things she'd do TODAY if she had to start over.Related Episodes:Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 YearsQuick Tip #17: Habit Stacking Your FinancesQuick Money Tip #18: The Financial and Investing Order of OperationsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Oooof, prepare for an emotional one. In this week's episode, part 4 of a series of Clo Bare telling her story-- she breaks down what happened after China, how she started therapy, and how she eventually turned into Clo Bare Money Coach.Got a question for Chloé about her journey? Email her at chloe@clobare.comRelated Episodes:From Depressed and Stressed to Financially Free: Clo Bare's Money StoryTelling My Story: How Adolescence Impacted My View of Money Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2Love & China: Spilling the Tea about my Ex-FiancéClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Prepare for a permanent life insurance education cause Clo Bare is breaking down the pros and cons of permanent life insurance and explaining the different types out there.Related Episodes:The (EXPENSIVE) Hidden Truth about Financial Advisors-- even Fiduciaries with Tess WaresmithQuick Money Tip #18: The Financial and Investing Order of OperationsRetired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Part 3 of Clo Bare's story is here, with a special guest: Sophie Banks, aka Chloé's platonic life partner. Hear about how Chloé navigated her life in China in her early 20s, and how she survived an abusive ex who believed he was god.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 83: Telling My Story: How Adolescence Impacted My View of MoneyEp 85: Depression, Anxiety and Giving Away my Power: Clo Bare's Story, Part 2Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

With rising interest rates, more and more folks are wondering if bonds are right for their portfolio, so let's break it down and make sure you understand the basics of what you need to know about bonds!Related Episodes:Quick Money Tip #18: The Financial and Investing Order of OperationsQuick Money Tip #12: Addressing Objections & Fears Behind InvestingInvesting in your Roth IRA and How to Go Viral on Tik Tok and Instagram with Jarrod BensonQuick Money Tip #30: Should I save, invest, or pay off debt??? Listener Write InClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

In this week's episode we're diving into part 2 of Clo Bare's story... starting with the relationship with a dude who still owes her $60k to this day... and taking us on the journey through college, depression, and more.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 6: My Mom's Story, How It Impacted My Views of Money with Kim DanielsEp 12: $1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

This week our quick tip breaks down the income and expenses of listener Maggie! We cover her current finances with her husband and a few things to consider:1. Should they focus on paying off their credit card debt or building an emergency fund?2. Should they get a lower interest rate loan to pay off their credit cards?3. Should they even start investing since they have debt?And we also cover expenses as self-employed, managing multiple financial priorities, and more!Related Episodes:Quick Money Tip: #29: Listener Questions!Episode 49: Answering Your Money Questions: Listener Write InsEpisode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipQuick Money Tip #23: Should I pay off my credit card debt with my investments?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

It's our 1-year anniversary! WOOOO! In honor of that, we're diving deep into Clo Bare's story, starting with... childhood and all the way up to high school in this week's episode. You'll hear Clo Bare's story and get a few tips on money management along the way.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 6: My Mom's Story, How It Impacted My Views of Money with Kim DanielsEp 12: $1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got a money question for Clo Bare? Well, this week we are answering those questions! Clo Bare answers questions on emergency funds, HSAs, investing for beginners, whether or not you should pull money out of a Roth IRA to buy a home, and more!Related Episodes:Episode 49: Answering Your Money Questions: Listener Write-InsEpisode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipNathalia Business Coaching: https://clobare--ispeaksocial.thrivecart.com/fast-special/607a0ae897a51/Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We're on a medical bills and medical systems RUN, lately! And today's episode is a little different-- we're sitting down with my good friend Leandra Peters from Female in Finance to talk about her money journey-- from growing up struggling to getting hit with a quarter of a million in medical expenses in her 20s to being five years away from retirement at 33 years old. She's on a mission to teach the world how to master their finances and shares her story of how she did it herself on today's episode.Related Episodes:Ep 1: From Depressed and Stressed to Financially Free: Clo Bare's Money StoryEp 10: From Poverty to Financial Freedom: How Amanda Wolfe aka She Wolfe of Wall Street Overcame All OddsEp 52: Retired by 36?! Serial Entrepreneur Jeremy Schneider of Personal Finance ClubEp 19: The Slow Life with Anita from The Retired MillennialClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever wondered what brokerage you should be using to open that Roth IRA? We've got you covered.Discover the secrets to selecting the perfect brokerage firm for your investment goals in our latest podcast episode! Clo Bare breaks down her two favorite brokerages, how to choose a reliable and user-friendly platform, evaluate fees and commissions, and explore a wide range of investment options. Related Episodes: Ep 73: The (EXPENSIVE) Hidden Truth about Financial Advisors-- even Fiduciaries with Tess WaresmithEp 60: Quick Money Tip #18: The Financial and Investing Order of OperationsEp 54: Quick Money Tip #15: The Three-Fund PortfolioEp 13: $2 million in 2 years? How Delyanne the Money Coach Became the Stock Market SlayerClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got prescriptions that are eating up your budget? The healthcare system we already know is a mess in the US, and in this episode, I brought on a real-life Pharmacist to talk about prescription drug costs and effective strategies to save money.With soaring healthcare expenses, finding ways to reduce prescription drug costs has become increasingly crucial. Our expert Pharmacist Ari provides invaluable insights and practical advice on navigating this complex landscape, including ways to save with coupons, apps, patient assistance programs, and more.Related EpisodesEp. 71 Eliminate Your Medical Debt with Jared Walker from Dollar ForEp. 64 Quick Money Tip #20: Dealing with Unexpected Medical BillsEp. 39 Negotiating a Medical Bill from $5k to $26?! & More Reddit Money StoriesArticles mentioned in the episode:https://www.webmd.com/health-insurance/get-medication-freehttps://nhhealthcost.nh.gov/guide/question/what-should-i-do-if-i-cant-afford-my-prescriptionsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What's the difference between an HYSA and a money market account, and how do you choose which one to use?A high-yield savings account (HYSA) and a money market account are popular options for folks looking to earn interest on their savings. Both accounts offer competitive interest rates and are considered relatively safe places to store your cash with that FDIC insurance.HYSA and Money Market Accounts typically offer a higher interest rate than a traditional savings account, allowing you to maximize your earnings. But how do you pick between the two?Let's break it down in this week's episode!Related EpisodesEp. 28 Quick Money Episode #2: Why Don't You Have a High Yield Savings Account Yet?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Financial infidelity, joint vs. combined vs. separate, power dynamics, and emergency funds?! What do these topics have in common? They're some of the biggest financial issues relationship therapists Rachel Facio, LMFT and Stacey Sherrell, LMFT, founders of Decoding Couples, see with their students and clients-- and in this week's episode? They're giving us tips on how to navigate financial challenges in your relationship.Discover effective strategies for open communication about money, creating safe spaces, and working together around money. From managing debt to handling conflicting spending habits, this episode provides practical advice to help you overcome financial obstacles together. Start navigating your financial challenges today and pave the way for a stronger, more harmonious relationship.Instagram: https://www.instagram.com/decoding_couples/Decoding Couples Podcast: https://www.decodingcouples.com/podcastSelf-Based Decoding Couples Courses: https://www.decodingcouples.com/coursesRelated Episodes:Episode 57: Listener Questions: Love & Money, How to Overcome Money Obstacles in a RelationshipEpisode 51: My Husband is Making me Pay for my "Luxury" EpiduralEpisode 21: From Poverty to Abundance: How "Shay Budgets" Built the Life of Her Dreams While Saving 50% of Her IncomeEpisode 35: She Married into $154k of Debt?! Alli Williams from FinanciALLI FocusedClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got credit card debt? You've probably heard of ways that work when paying off credit card debt, like the debt avalanche or debt snowball method, but what credit card debt payoff strategies should you avoid?Learn how to avoid common pitfalls when paying off credit card debt-- including debt consolidation loans, 0% transfer cards, and home refinancing.Related Episodes:Quick Money Tip #23: Should I pay off my credit card debt with my investments?Quick Money Tip #7: All Things Debt PayoffPaying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaArticles mentioned in the show:How to Pay Off Credit Card Debt: The Ultimate GuideCredit Karma Survey about Weddings, Debt and RelationshipsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Do you ever feel stuck in your career path and realize you don't like it? Maybe you're a nurse tired of being in nursing, but you feel like you have no skills outside of the nursing industry, or maybe you're in restaurant management, and you can't see a path outside the industry. In this week's episode-- Clo Bare Money Coach and Danielle Roberts talk about fulfillment, how to start finding more fulfillment at work and in life, and how to ultimately transform your life.Danielle Roberts is a fulfillment coach on a mission to help millennials change their relationship with work by redefining success and happiness on their terms. Through independently designed one-on-one containers, group programs, and workshops, Danielle works with her clients to remove what's keeping them stuck in their soul-sucking jobs and confidently pursue more fulfilling career paths so they can enjoy more balance and beauty in their lives (and help dismantle the systems that keep them stuck). She currently lives in St. Pete, FL, with her wife and two pups and can be found on TikTok & Instagram @darnroberts.darngoodcoach.comWhat you'll hear in this episode:[0:55] Who is Danielle Roberts?[6:28] Reevaluating the priorities[9:35] Building your dream life[13:13] Networking is crucial[16:04] Widening your scope[23:50] Understanding your dreams and values[27:30] Collect data and analyze your life[30:45] Doing the internal work[38:40] Three steps to creating the life you loveRelated Episodes:Ending the Gender Pay Gap through Salary Negotiations with Meggie PalmerCareer Pivots and Increasing Your Income with Career Coach DarciNegotiations and Increasing Your Income with Beth Williams from Future WalletNegotiating a Six-Figure Sign-On Bonus With Mandi Woodruf-Santos from MandiMoney MakersClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

How long have you been putting off opening an HYSA? Or learning how to invest? Do you feel like it's been something on your list forever, but for some reason, you can't seem to make it happen??Well, let's talk about fear and overcoming the sometimes paralyzing impact of money fear.Fear can wield significant power over our lives, especially when it comes to money matters. The gripping fear surrounding personal finances often results in a state of inaction, preventing individuals from taking charge of their monetary well-being. By understanding how fear affects our financial behavior, we can proactively combat its paralyzing impact and gain control over our financial future.Fear around money can manifest in various forms, such as the fear of scarcity, fear of failure, or fear of making wrong financial decisions. These fears often stem from past experiences, societal pressure, or an overall lack of financial literacy. When left unaddressed, they can lead to a self-perpetuating cycle of inaction and financial stagnation.In today's episode, learn how fear surrounding money can hinder financial decision-making and lead to inaction. Clo Bare will also share some effective strategies to overcome money-related fears and take control of your finances today.Related Episodes:Quick Money Tip #2: Why Don't You Have a High Yield Savings Account Yet?Quick Money Tip #5: What do I do with my old 401(k)?Quick Money Tip #12: Addressing Objections & Fears Behind InvestingI-Bonds, My Mom's Story, How It Impacted My Views of Money with Kim DanielsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We've talked about the shady side of financial advising. Still, as you've heard on The Money Bare podcast-- if you're going to work with a financial advisor, we always recommend working with a fiduciary who is a Certified Financial Planner. But what happens when your fiduciary professional doesn't have your best interests in mind or, at the very least, doesn't know better?  Unfortunately, that happened to Tess Waresmith, and she explains how she recovered in this week's episode.Tess is the founder of Wealth with Tess, a financial education platform helping women professionals and entrepreneurs build their wealth and confidence using simple investing strategies that anyone can do (even if they are short on time or a total beginner.)After making many mistakes, Tess became committed to learning how to invest successfully on her own. She had one big realization - investing is not nearly as complicated as it's made out to be.Now Tess has over 10+ years of investing experience in the stock market, real estate, and businesses, and has grown her net worth by $500,000 over the last 4 years using simple investing strategies. She also currently serves as the VP of Operations at a global marketing agency and over the last 7 years has been promoted 7 times and 4x'd her salary.Tess believes that the most important things that money can buy are time, freedom, flexibility, and a greater ability to make an impact and she wants that for every single person.Follow Tess on Instagram - @wealthwithtessFollow Tess on Tik tok - @wealthwithtessFree Investing Workshop - How to Build Wealth The Simple Way Join my next free workshop to learn how to invest in the stock market using an effective, low-maintenance strategy, perfect for busy professionals and entrepreneurs short on time or beginners.Financial Independence Checklist - If you want to ensure you have enough money to retire but aren't sure where to start or don't know if you are behind financially, this is the checklist for you: https://www.moneyconfidentcoach.com/financialindependencechecklistTwenty-six need-to-know investing terms - Grab this guide to start demystifying financial jargon while you are on your financial journey.Related Episodes:Quick Money Tip #9: How I Increased my Net Worth by $300k in 5 Years$1 million mistake?! Talking to My Sister About Our Biggest Money MistakesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever get in a big spending frenzy where you just feel like spending all your cash? Clo Bare has-- in fact she's dealing with one now with her new move to San Diego. How do you mitigate these spending frenzies or shopping binges without completely breaking your budget? In this episode, Clo Bare talks about a few of the things she's doing to manage it all without feeling deprived.Related Episodes:Quick Money Tip #21: Managing Inconsistent IncomeQuick Money Tip #17: Habit Stacking Your FinancesQuick Money Tip #16: Establishing Money Boundaries with FriendsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What if I told you that there's a secret law out there that could eliminate your medical bills or, at the very least, reduce them if you're below a certain income level? And the income level is higher than you'd think-- way higher.Sounds too good to be true, right?Well, it's not. It's a real thing, and Dollar For is spreading awareness about this law so people can stop paying for medical bills that they don't have to pay.Dollar For is a non-profit organization dedicated to spreading the word about charity care. They help folks apply, either on their own or with assistance from their Patient Advocates... all for free. This week we sit down to discuss with Dollar For's founder, Jared Walker, and discuss the charity care program, how to find out if you qualify, and tips for dealing with an unexpected medical bill.See if you qualify: dollarfor.org/gethelpFollow on IG: https://www.instagram.com/dollarfor/Related Episodes:Quick Money Tip #20: Dealing with Unexpected Medical BillsMy Husband is Making me Pay for my "Luxury" EpiduralNegotiating a Medical Bill from $5k to $26?! & More Reddit Money StoriesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

This week we have a special episode-- it's a listener write-in! We had a follower reach out and ask-- should I use my investments in my brokerage account to pay off my credit card debt? Clo Bare got the details of her budget, income, and more-- and is giving her opinion on what this listener should do.Related Episodes:Answering Your Money Questions: Listener Write InsQuick Money Tip #7: All Things Debt PayoffPaying off $35k of Debt on a Low Income as a Single Mom with Dyana from Money Boss MamaClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

What are some of the big mindset blocks folks face when nearing retirement? Surprisingly-- it's about recognizing when enough is enough. In this week's episode, we talk with Dawn Dahlby, CFP, BFA, CRPC, a certified financial planner, wealth wellness expert, and author of the upcoming book Live WELLthy™: Own Your Worth, Grow Your Wealth (Greenleaf Book Group, April 2023). She is the country's first behavioral financial advisor, a certification that focuses on both the emotional and practical aspects of managing money.Related Episode:Quick Money Tip #12: Addressing Objections and Fears Behind InvestingQuick Tip #17: Habit Stacking Your FinancesClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

An adjustable-rate mortgage, or ARM for short, is a home loan where the interest rate can change over time. This means that your monthly payment can go up or down depending on what happens to interest rates. That may be tempting with interest rates going up... but the problem with ARMs is that it can be hard to predict what your payment will be in the future. If interest rates increase, your payment will increase too, which can be tough to afford. Plus, you might end up paying more in interest overall than a regular mortgage. Let's break down these mortgage rates so you can decide if it's right for you... or not.What you'll hear in this episode:[0:50] Road trips[2:44] Controlling your lifestyle payments[7:55] Money Tip: ARMRelated EpisodesEpisode 52: Quick Money Tip #14: Real Estate Rant & How Much House Should You Buy??Episode 50: Quick Money Tip #13: Burnout and Lifestyle InflationEpisode 31: Buying a House in Cash?!Episode 29: Is real estate investing worth it from a tax perspective?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We have all heard about the gender wage gap, but did you know it starts as early as 7 years old?! I certainly didn't, but Meggie Palmer, friend, and founder of PepTalkHer, breaks down the gender pay gap and gives us tips on how to negotiate our salaries and get paid more.Meggie founded PepTalkHer with the mission of closing the gender pay gap. The PepTalkHer App helps you track your career successes. It uses artificial intelligence to coach confidence & negotiation and to give you a pep talk when you need it most.The PepTalkHer team also runs corporate programming for brands, including JP Morgan & Revlon. They work in-house with companies to retain high-potential staff, running programs around confidence, negotiation & fostering an inclusive workplace.She's grown the passionate and devoted PepTalkHer community to more than 60,000 people and has thousands of women earn more money than they thought possible (including an $83k raise.)What you'll hear in this episode:[0:15] Episode and guest introduction.[1:12] Who is Meggie Palmer?[2:40] Gender pay gap experience[7:08] Moving to the US from Australia & PepTalk[13:40] Did you know PepTalk would explode like it has?[24:35] Biggest mindset obstacles she sees[28:50] What's stopping you from saying you want more money?[32:30] Finding a place that values your growth[36:50] Steps to take to get a promotion on your own[47:20] Getting a raise if you don't have much data to show[55:50] The importance of building relationships and gaining experiences[1:02:30] Meggie's first money memoryConnect with Meggie:Website: https://www.peptalkher.com/PepTalkHer App: https://www.peptalkher.com/appFree Negotiations Cheat Sheet: https://www.peptalkher.com/paymemoreFree Know Your Worth Live Training Challenge: https://www.peptalkher.com/challengeIG: peptalkherRelated Episodes:Episode 47: Career Pivots and Increasing Your Income with Career Coach DarciEpisode 24: Negotiations and Increasing Your Income with Beth Williams from Future WalletEpisode 23: Negotiating a Six-Figure Sign On Bonus with Mandi-Woodruff-Santos from MandiMoney MakersClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Managing inconsistent income can be a challenging experience for many individuals, particularly freelancers, entrepreneurs, or those in the gig economy. However, with careful planning and budgeting, it is possible to maintain financial stability and peace of mind. In this week's episode, Clo Bare talks about how to manage inconsistent income so if you're dealing with that stress, well, hopefully these tips will help you stress a little bit less.What you'll hear in this episode:[0:10] Life update & Cat Adventures[4:30] Lazy Investor Course Launch & Webinar[5:30] Life's next chapter[7:50] Money Tip[11:25] Dividing your expensesRelated Episodes:Quick Tip #17: Habit Stacking Your FinancesQuick Tip #13: Burnout and Lifestyle InflationQuick Tip #10: Side Hustles 101A Six-Figure Blogger in 2023??? Launching a Blog with Latasha from Arts and BudgetsClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

We've all seen it-- tax advice on Instagram telling folks they can write off their dog as office security, or folks telling people to buy a g-wagon to write it off... but how does that stuff hold up with the IRS??? And what tax-saving tips should small business owners pay attention to? In this week's episode, Shannon Weinstein, CPA, breaks it down.Shannon is a CPA and fractional CFO for growth-minded business owners. A teacher at heart, her real-life relatable examples simplify the financial side of the business so you can stop stressing and start scaling. She hosts the IRS's least favorite podcast, Keep What You Earn, which consistently ranks in the top 200 in Entrepreneurship. She is a frequent speaker in business coaching communities and masterminds.What you'll hear in this episode:[0:12] Episode and guest introduction.[1:22] Doing the CPA thing differently[2:55] Buying stocks at 12 years old[8:18] Shannon's father's vision for her[12:43] Shannon's view on money growing up[18:20] Ending up in Costa Rica[27:10] Tax advice on Instagram[33:32] The Augusta Rule[51:00] Inheritance money[52:30] Very first money memoryConnect with Shannon:Website: https://www.fitnancialsolutions.com/mediaKeep What You Earn Podcast: https://podcasts.apple.com/us/podcast/keep-what-you-earn/id1580071347IG: https://www.instagram.com/shannonkweinstein/Related Episodes:Episode 37: The Patriarchy, Wealth Inequities and Starting a Business with Meg K. WheelerEpisode 29: Is real estate investing worth it from a tax-perspectiveClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever got a bill from a dentist or doctor that should've been 100% covered by your insurance? Welp, Clo Bare had that happen last week, and she's on a mission to burn it all down. Listen to how she is dealing with an unexpected medical bill and get a few tips on how to make sure you're never in that situation.What you'll hear in this episode:[0:20] Life update[1:28] US Healthcare System is infuriating[2:50] Unexpected Medical Bills[4:50] Appeal Process[8:40] Chloe's frustrationsRelated EpisodeEpisode 39: Negotiating a Medical Bill from $5k to $26?Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Ever thought about starting an Airbnb? Here's a way to do it that doesn't add to the housing crisis: Unique experiences and stays. Whitney Hansen, the host of The Money Nerds podcast, just built a dome in the woods and is now working on a new Airbnb project: A flower pot in the middle of a flower farm. Learn how to start your own unique Airbnb stay in this week's episode of The Money Bare.Whitney Hansen is a financial coach, speaker, and host of the award-winning podcast, The Money Nerds. She has been featured on Forbes, CNBC, ESPN, Yahoo! Finance, Ally, and frequents local news channels. After paying off $30,000 in 10 months, hacking her way to a $472 MBA, and buying her first home at 19, she discovered her love for helping Millennials take control of their financial life.What you'll hear in this episode:[1:05] Guest introduction.[4:50] How did you decide to buy land and build a unique Airbnb?[11:05] Learning all about rentals, including the word topography.[17:35] From idea to reality, what Whitney learned.[20:45] The Airbnb process.[22:15] How has the Dome been doing for you and renting it out?[26:40] Whitney the money coach that journey.[31:53] What does Whitney plan to do next?[37:40] Whintey's top 3 tips if you're considering Airbnb rentals.https://www.themoneynerds.com/https://www.instagram.com/whitney_hansen_co/Cascade Dome (@cascadedome) and the flower pot (@idahoflowerpot)Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Trying to build wealth quickly? Or maybe you have an aggressive savings goal and a short-time to do it? Then the 60/30/10 budget rule might be right for you. Clo Bare breaks it down, explains the pros and cons to help you determine if the 60/30/10 budget rule is right for you.Learn more about the budgeting rule: https://clobare.com/60-30-10-rule-budget/Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Tyler graduated college at 22 in 2015 with a $0 net worth. Still, over the next seven years, he raised his net worth to over $1.5 million by working in sales, learning as much as possible about personal finance and investing, investing in the stock market, and investing in real estate. In the past two years, his online brand, Defining Wealth, has gone from a couple of hundred followers on Instagram to just under 200,000 followers combined between all channels, and he now brings in $60k a month from all his income streams. Learn his story on this week's episode of The Money Bare.https://www.instagram.com/defining.wealth/https://linktr.ee/defining.wealthClo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

When deciding to finally get your money in order-- what do you start with? How do you decide what the first best thing to do is?? Do you start with an emergency fund or invest in a Roth IRA? In this week's episode, Clo Bare discusses the financial order of operations so that you can make the most of your money and achieve your financial goals.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Shang became able to 'work optional' at 31 through frugal living and investing in the stock market. These days, she educates thousands of Americans via Save My Cents to learn how to save and invest so that they can retire with dignity while also ensuring that mental health is built into the conversation about money. In this week's episode, Clo Bare sits down to chat about her journey and hear how Shang and her husband reached 'work optional' status by 31.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Habit stacking, created by James Clear, adds a new habit to a habit you already have.It helps folks stick to a new habit because you're working it into habits already ingrained in your brain.How can habit stacking help with our financial habits? Listen to this week's episode with Clo Bare Money Coach to find out.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

How should you split expenses as a couple? Should it be 50/50? Joint account or separate? Money can often create power dynamics within a relationship, especially if one partner earns significantly more than the other. We discuss how to manage these imbalances and maintain equality within the relationships, and we answer listener write-ins about love and money.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Feeling like you can't catch up with your money goals because you're always spending to please friends or socialize? Let's talk a bit about money boundaries with friends, what to say, how to establish those boundaries-- and how to get a little more vulnerable.Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS

Got questions about your credit? Janiel Pierre of The Financial Pilot breaks down all things credit, how to build it, how to fix it, and common myths and misconceptions about credit scores in the US.Janeil Pierre is the Financial Consultant every professional needs in their life—and in their wallet. Backed by industry-certified expertise, her own struggle-to-success story, and her pure love for helping others achieve their financial goals, Janeil is on a mission to help more professionals build wealth through proper credit education and utilization.https://www.instagram.com/thefinancialpilot/https://sapphirecreditconsultants.com/sign-up/Clo Bare Blog: clobare.comFind me on social media at @clobaremoneycoachPlease rate and subscribe to support this channel!Free Money Guide: moneyrightguide.comFree Investing Class: lazyinvestingclass.comProduced by Elevate Media - Want to start your show? Reach out! This podcast is not intended as financial advice. Always do your own research and talk to your financial professional to discuss your situation. To read our full terms and conditions, head here:TERMS AND CONDITIONS