Podcasts about cashflow management

In episode 40 of Wake Up to Wealth, Brandon Brittingham interviews Sara Lavdas, a Certified Public Accountant and a Chief Financial Officer, as she shares her insights on how entrepreneurs can better manage their finances, avoid common pitfalls, and leverage strategies like cost segregation to maximize tax benefits.Tune in for valuable discussions on wealth management and financial strategies that can enhance your journey to financial independence. SOCIAL MEDIA LINKSBrandon BrittinghamInstagram: https://www.instagram.com/mailboxmoneyb/Facebook: https://www.facebook.com/brandon.brittingham.1/ Sara LavdasLinkedIn: https://www.linkedin.com/in/sara-lavdas-73a31aa5/==========================SUPPORT OUR SPONSORS:Email Carson at The Money Multiplier: carson@themoneymultiplier.comHorizon Trust: https://www.horizontrust.com/BrandonBResponsive Mortgage: https://www.responsivemortgage.com/Rocketly: https://rocketly.ai/   

As the President and Founder of The Responsible Brand, Stanley is dedicated to bringing financial education back to families and the industry. He believes that responsible solutions begin with a knowledge base that can be applied to each phase of life, helping individuals have more control over their current and future financial decisions. With over 20 years of experience in helping families understand how to afford the next step after high school without affecting their life goals, he also solves the extreme college debt issue organically, using a knowledge-based solution that everyone can implement. His mission is to put the family at the center of the solution, ensuring everyone wins.Learn more: https://theresponsiblebrand.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-stanley-targosz-founding-member-of-the-responsible-brand-discussing-cashflow-management-to-fund-college-without-affecting-your-retirement

As the President and Founder of The Responsible Brand, Stanley is dedicated to bringing financial education back to families and the industry. He believes that responsible solutions begin with a knowledge base that can be applied to each phase of life, helping individuals have more control over their current and future financial decisions. With over 20 years of experience in helping families understand how to afford the next step after high school without affecting their life goals, he also solves the extreme college debt issue organically, using a knowledge-based solution that everyone can implement. His mission is to put the family at the center of the solution, ensuring everyone wins.Learn more: https://theresponsiblebrand.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-stanley-targosz-founding-member-of-the-responsible-brand-discussing-cashflow-management-to-fund-college-without-affecting-your-retirement

The Reality of Design Business Finances• Why even the most talented designers can struggle financially • Common ways money slips through the cracks in design businesses • The mindset shift from "hobby" to "profitable business"Cashflow Tracking Essentials• How to set up proper accounting systems (Xero, QuickBooks, MYOB) • The importance of weekly cashflow reviews • Identifying patterns in your business finances • Common cashflow mistakes to avoid:Spending money before it's in the bankForgetting about tax and business expensesNot paying yourself firstInvoicing Best Practices• Invoice on time, every time - as soon as milestones are reached • Set clear payment terms (7 days vs. "due upon receipt") • Utilize automated invoicing and payment reminders • The "accounts department" email trick for following up on late payments • Recommended reminder cadence:3 days before due dateOn the due date7 days overduePricing for Profitability• Why undercharging puts a lid on studio growth • Factors to consider when setting your rates:Experience and expertise (including transferable skills)The value you bring to clients' livesTime spent on all aspects of projects • Questions to ask yourself about your pricing:Are you making a profit on every project?Are you including markup on sourced products?Would you be happy doing the project at this price again?Free ResourceDownload this month's free Project Tracker template to help monitor the financial health of your projects. This episode is perfect for interior designers who want to strengthen the financial foundations of their business, ensure they're getting paid what they're worth, and build a truly profitable design studio. Want to work together? Here are the ways I can help you in your business. 1.Sign up to our MAILING LIST where each month you will receive helpful business tips straight to your inbox 2. Start a HEALTH CHECK today. We will work together for 8 weeks and improve your systems and processes.I only have 8 spots available every month. 3. Start my course THE PROCESS so you know exactly what to do when in your interior design studio. 4. Have a look at THE RESOURCE STOCKROOM - this is where you will find our short courses and free resources to help you run a better interior design studio 5. Want to use our tool MTTD in your studio? Start your FREE 30 DAY TRIAL today.

In this episode, I dive into a real-life cautionary tale about an eight-figure business that unexpectedly faced payroll issues despite being highly profitable. I share insights on the critical difference between profit and cash flow, and highlight how blind spots in cash flow management can create significant challenges for even the most successful businesses. Through this client's experience, we explore the importance of weekly cash flow forecasting, the necessity of strict collections processes, and how to ensure you maintain your financial commitments.   Learn how to optimize your cash flow and prevent severe financial pitfalls in your own business by adopting effective strategies for managing invoicing, collections, and payroll schedules. Tune in to uncover practical tips and transformative insights that will help you create a business that not only scales but sustains its financial health.   What You'll hear in this episode: [00:50] Profit vs Cashflow: A Real Client Story [02:20] The Importance of Cashflow Forecasting [05:15] Improving Collections and Cashflow Management [07:25] The Importance of Having Protocols in Place to Manage Cash Flow Even When Clients Do Not Pay on Time   If you like this episode, check out: Are You Sabotaging Your Own Cash Flow? Start with This Financial Metric (Financial Priority Formula Part 1) Cash Management Strategies   Want to learn more so you can earn more?  Visit keepwhatyouearn.com to dive deeper on our episodes  Visit keepwhatyouearncfo.com to work with Shannon and her team  Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Cashflow management is undeniably critical for the survival of any business. Although profits may sustain you temporarily, businesses cannot thrive without steady cash flow. Consequently, managing cashflow ensures that your business can handle unforeseen expenses, adapt to changing circumstances, and maintain financial stability.Build a Safety Net with Cash ReservesFirstly, creating a cash reserve is a vital strategy. A reserve covering three to six months of operating costs provides a financial cushion during emergencies. This approach is especially useful if unexpected challenges arise, such as a sudden drop in revenue. Therefore, aiming for this buffer can protect your business during turbulent times.Prioritise Cost ControlSecondly, practising cost consciousness helps maintain financial discipline. Even during periods of high revenue, sticking to a minimum viable budget is essential. Furthermore, keeping costs in check during good times prepares your business for potential downturns.Manage Inventory WiselyFor product-based businesses, poor inventory management can severely impact cashflow. Besides tying up funds in stock, overstocking can lead to wasted resources. Consequently, maintaining a balance between supply and demand ensures your cash remains accessible for other needs.Consider Leasing and LoansInstead of making outright purchases, leasing equipment offers flexibility and preserves cash reserves. Additionally, equipment loans can provide financial support with manageable repayment terms. Moreover, borrowing during good times often secures better rates, offering financial breathing room when you need it most.The Role of Expert GuidanceLastly, hiring a skilled accountant helps identify cashflow issues early. Professionals provide forecasting and budgeting support, ensuring your business avoids financial pitfalls. Additionally, tools like Xero can simplify cashflow tracking, offering greater clarity for your financial planning.Keep Your Business HealthyIn summary, cashflow management involves maintaining reserves, practising cost control, and utilising resources effectively. We encourage you to maintain these habits and seek expert advice to keep your cashflow strong. Listen to the I Hate Numbers podcast to gain more insights on managing your business finances effectively.

Can You Build A $10 Million Dollar Business Without A Team? Zach Tanner says YES! Could you build a multi-million-dollar franchise starting at just 19 years old?

Can You Build A $10 Million Dollar Business Without A Team? Zach Tanner says YES! Could you build a multi-million-dollar franchise starting at just 19 years old?

Apply to the ScaleUp Blueprint: 2025 Edition here: https://2xecommerce.notion.site/14ade6fc810c80a6b00fceedab3a9289?v=14ade6fc810c80d0944d000cffc3c811&pvs=4

Nosipho Radebe is in conversation with Ncumisa Mkunqwana, CEO at Chapu Chartered AccountantsSee omnystudio.com/listener for privacy information.

Send us a textJoin us on Average Joe Finances as our guest Curtis May, the host of The Practical Wealth Show Podcast and the creator and owner of Practical Wealth Advisors. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. The primary focus of his financial planning firm is to help businesses and families become financially free by following the principles of wealth creation that have endured for centuries around the world.In this episode:The importance of understanding cash flow, the differences between saving and investing, and principles for wealth creation. Challenges common financial advice, such as solely relying on 401(k)s and mutual funds, and emphasizes the value of holistic planning and financial literacy.Discussing topics like debt management and proactive financial planning.Practical tips for those starting their investment journeys and the importance of continual learning in personal finance.And so much more!Key Moments:00:44 Curtis May's Background and Journey03:11 Financial Philosophy and Influences05:47 Practical Financial Strategies10:47 Cashflow Management and Budgeting21:07 Debt Management and Financial Literacy24:13 Debt Restructuring Insights25:11 Understanding Constructive vs. Destructive Debt25:45 Financial Literacy and Income Types26:07 The Four Rules of Financial Institutions27:44 The Importance of Skillset and Mindset30:25 Entrepreneurial Challenges and Realities32:20 Final Round: Financial Mistakes and Lessons34:55 Investing Tips and Rules36:58 Favorite Books and Resources39:05 The Power of Financial Games40:48 Where to Find More Information45:21 Closing Remarks and GratitudeFind Curtis May on:Website: https://www.practicalwealth.net/ LinkedIn: https://www.linkedin.com/in/curtismay/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

In this episode of Beer and Money, Ryan Burklo discusses the importance of a cashflow management system, emphasizing the need for individuals to understand the purpose of their money and how to manage it effectively. He introduces the concept of a Wealth Building Account (WBA) to help listeners capture savings automatically and make informed decisions about their spending. The conversation highlights the impact of income growth on savings and encourages listeners to rethink their financial strategies for better wealth accumulation.  Check out our website:  beerandmoney.net   For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   Takeaways Implementing a cashflow management system is crucial for building wealth. Understanding the purpose of money can lead to better financial decisions. Most people spend by default and save by decision; this should be reversed. A Wealth Building Account can help automate savings and improve financial health. Income growth should not lead to proportional increases in lifestyle expenses. Capturing even a small percentage of income can lead to significant wealth over time. It's important to have a clear process for managing incoming money. Financial awareness decreases as income increases; tracking expenses is vital. Decisions about spending should align with personal financial goals. Sharing financial knowledge can help others improve their money management.    Chapters 00:00 Introduction to Cashflow Management Systems 02:47 Understanding the Traditional Cashflow System 06:06 The Wealth Building Account Concept 11:59 The Impact of Income Growth on Savings 13:59 Conclusion and Call to Action    

In this episode of the Resilient Retail Game Plan podcast, I tackle the challenges retailers face from September to November, focusing on cash flow management and strategic stock handling.    I delve into the reasons behind the cash flow pinch during this period, such as holiday season stocking and payment timing issues. I share practical advice on delaying expenses, collecting owed payments, and using detailed cash flow forecasts. I also introduce my 'Stock Doctor' service to help manage underperforming stock and emphasize the importance of balanced inventory year-round.    Tune in for actionable insights to navigate cash flow challenges and boost your retail success during the holiday season.    [00:00] The Seasonal Cash Flow Crunch [00:33] Understanding the Retail Cash Flow Pinch [02:15] The Impact of Holiday Preparations [05:39] Strategies for Managing Payments [09:20] Creating a Sales and Stock Plan [10:46] Importance of Cashflow Forecasting [12:09] Optimizing Stock for Better Cashflow [13:03] Strategies for Managing Excess Stock [13:41] Planning for Seasonal Inventory [15:36] Final Tips for Cashflow Management [17:03] Resources and Support   Links: Get all of the details on our website. Learn more about Stock Doctor Learn more about the Resilient Retail Club Learn more about my mastermind for product business owners

Kunal Aggarwal, Founder, CEO, CredflowEffective cash flow management is essential for the success of India's MSMEs, providing crucial real-time financial insights and growth opportunities. Puja Sharma of IBS Intelligence speaks with Kunal on how CredFlow is transforming financial management for MSMEs, helping them transition from cash-strapped to cash-rich.

Today is the hybrid cashflow management system we use for Action AcademyWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

Ciara Stockeland, a serial entrepreneur and author, shares her journey and expertise in cashflow management and financial success. She emphasizes the importance of setting goals, finishing what you start, and being intentional in decision-making. Ciara also discusses her experience as an Ironman athlete and how the same principles of commitment and finding the right support system apply to both business and personal endeavors. She offers guidance on managing finances, understanding key numbers in business, and planning for profitability. Ciara's mission is to help entrepreneurs achieve financial freedom and be good stewards of their resources. You can connect with Ciara through her website at www.ciarastockeland.comTakeawaysSet goals and finish what you start to cultivate a competitive mindset.Be intentional in decision-making and plan with the end in mind.Find the right support system and coach who believes in your goals.Manage your finances by understanding key numbers in your business and planning for profitability.Be a good steward of your resources and strive for financial freedom.Tune in to the Career Competitor Podcast for valuable insights and inspiration!Sign up for the monthly newsletter with Steve and Career Competitor by providing your details here - Request to become part of our communityAlso be sure to give him and the show a follow on Instagram @careercompetitorpodcast

Welcome to Episode 171 of The Numbers Game. In this episode, we dissect the $50 billion tax debt crisis facing Victorian businesses, the ATO's aggressive collection strategies and explain the ins and outs of a small business restructure.On this episode, we discuss:The debt owed to the ATO by Victorian businessesThe ATO ramping up collecting from businessesIdentifying your profit in businessHow the ATO could reduce their debtSmall business restructures explainedWhy it's important to lodge your bass on timeCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Pushpendra Mehta meets with Craig Jeffery, Managing Partner at Strategic Treasurer, to review the latest treasury news and developments. Topics of discussion include the following: FBAR filing: 15 questions for US corporate treasuries before April 15th deadline Six key priorities for navigating currency management in 2024 AI-driven cashflow tool helps corporate clients cut manual work by 90% Corporates are grappling with counterparty concentration risk

The biggest mistake we see people make in wealth creation is thinking that bigger is better - more revenue means more profit.    The reality however, is not how much you make, it's how much you keep.    If you are not already managing your own personal finances down to the penny, the reality of you being able to manage six or seven figures in your business is going to be very challenging indeed.    In this podcast, I'm going to take you through the Personal Cashflow Management (PCM) Blueprint that I use to manage my personal finances down to a penny, how in 10 seconds, you can know exactly where you are against your monthly budget at any time and how through using only three debit and credit cards, you can have complete control over every pound that you earn.    It's not how much you make, it's how much you keep and the PCM Blueprint is what you need to achieve this.   Success and failure are both very predictable.    I hope you enjoy.   **If you want a copy of my PCM s/s send me a DM on Instagram: @propertyentrepreneur_ or FB:  @PropertyEntrepreneurOfficial saying ‘PCM' and I'll send it to you!!**   Want to learn more?   Want to know the ONLY 5 PROBLEMS you need to overcome to become a High Net Worth Property Entrepreneur making 6 and 7 figure annual profits? Click here now to download our FREE PDF report   Daniel Hill's brand new, first-ever published book Karma Credits: The Universal Law of Wealth, Health and Happiness can be purchased on Amazon. Click here now to purchase a copy.   If you've not already joined the 10.5k Property Entrepreneurs for FREE in the Property Entrepreneur Facebook Group, click here to join now:  The Property Entrepreneurs Community   If you're listening to this podcast but have not yet subscribed, click the subscribe button to listen to what Daniel and other industry leading guests have to say on a weekly basis on all things business, investment property and lifestyle: The Official Property Entrepreneur Podcas‪t    Keep up to date with Daniel's unique and proven Blueprints by subscribing to The Blueprint YouTube Channel now   Follow Daniel on Social:   Instagram: @propertyentrepreneur_  Facebook:  @PropertyEntrepreneurOfficial LinkedIn: @propertyentrepreneur  

Der Black Friday ist ein Gefangenendilemma für Händler. Sollten nicht-mehr-Unicorns jetzt Geld einsammeln? Was halten wir vom Humane AI Pin und welchen Prozentsatz bekommt Apple von Google? Earnings heute von Plug Power, ZipRecruiter, The Trade Desk, Klaviyo, Tonies, OpenDoor und Delivery Hero. Werbung: Unterstütze unseren Podcast und teste jetzt die Notion KI kostenlos, indem du den Notion.com/dg Link verwendest. Aktuelle Werbepartner des Doppelgänger Tech Talk Podcasts und unser Sheet findest du dort auch Philipp Glöckler und Philipp Klöckner sprechen heute über: (00:00:00) U-No-Corn / Neinhorn Cashflow Management (00:10:30) Humane AI Pin (00:30:00) Black Friday  (00:40:15) McKinsey Interessenskonflikt Klima (00:50:25) Share Based Compensation (00:56:30) The Trade Desk Earnings (01:02:30) ZipRecruiter Earnings (01:09:45) Plug Power Earnings (01:18:15) Klaviyo Earnings (01:25:25) Tonies Earnings (01:32:30) OpenDoor Earnings (01:35:00) Deliver Hero Earnings (01:37:00) Google Apple Deal Shownotes: Ai Pin: Humane McKinsey undermining climate change fight: RFI Energy Transition Paper: inet Last Week Tonight zu McKinsey: Youtube Google Apple Deal: The Verge

If there's just one framework you should focus your attention on if you want to be a successful property investor… please make it this one!Folks, in today's episode we're revealing THE Property Investment Formula you need, not just in your toolkit, but also what you must implement if you want to build a multimillion-dollar property portfolio that creates a passive income for yourself and your loved ones!Our Property Investment Formula is made up of FOUR critical elements – what we call our our “A.B.C.D.” Pillars of Mastery – and it works in ANY market and at ANY time… (yep!)… ‘cos this is an evergreen formula to invest in property. It really will work today, tomorrow and forever. So make sure you get this framework RIGHT.BUT while this “A.B.C.D” Acronym makes it super easy for you to remember… these Pillars are NOT in their correct order as you would apply them in real life… so, please NEVER start with the property (Asset Selection)!We're about to unpack what order to apply our “ABCD” Property Investment Formula and how to implement and what to consider in each individual Pillar. This is one of our all-time favour frameworks and, yep, it is absolutely critical for every property investor, no matter what stage they are in! Listen now to get the proven formula to invest in property that works in any market and at any time! Don't forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/ Here's a bit of what we cover in today's episode…What is Asset Selection?What and Where should you buy?The 4 Developer Tricks To Avoid At All CostsNew vs Old PropertiesHow to recognise an Investment Grade PropertyWhat is Borrowing Power?How do you maximise your Borrowing Power?How to Structure your home loansPrinciple Interest vs Interest OnlyWhat's a Cash-on-Cash return?What is “cross-collateralisation” ?Should you pay Lenders Mortgage Insurance (LMI)?What is Cashflow Management?Four Steps to Elite Money ManagementWhy is “Liquidity” so crucial for a property investor?Or Money SMARTS system to Financial PeaceLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP:

In today's episode, Abe talks about cashflow freedom and what it means for your Agency's future.    Today's episode is sponsored by epay policy: https://theinsurancedream.com/payment-processing   

In this episode Abe reviews more steps to successful Cashflow management including how to know if your cashflow is on track, bill payment strategies & avoiding debt. Today's episode is sponsored by Viva Virtual Assistants: VA's just for the Insurance Industry. https://theinsurancedream.com/virtual-assistants 

In the first part of "Steps to Successful Cashflow Management" series, Abe talks about the first two key components of Successful Cashflow management.    Today's episode sponsored by Hawksoft: https://theinsurancedream.com/agency-management-system 

Mastering cashflow management is crucial for business success, and financial expert David Safeer offers valuable insights to help entrepreneurs navigate this complex task. Safeer emphasizes the distinction between profits and cash, highlighting that profitability on paper doesn't guarantee cash availability.  To access the full video, show notes and resources from this episode, please visit https://scaleyoursmallbusiness.org/blog/.  If you have any comments or questions about the podcast, please connect with us using one of the options below: Website Link - https://www.jillianflodstrom.com Facebook Link -https://www.facebook.com/jillianflodstrom/ Instagram Link -https://www.instagram.com/jillianflodstrom/

Cashflow and skilled resources are critical as a business grows. Your business can't grow if the CEO is wearing all the hats.  Kristy Yoder, Founder and CEO of SMART VA, as a successful female business owner, share with Karen lessons learned from her journey of building a virtual assistant and interim execs outsourcing business that helps small businesses manage their resources, hiring, cash flow, and scaling their businesses. In this lively conversation, Karen and Kristy talk about how the importance of identifying your niche and focus, assessing your goals and skills so you can build a strong team, and the challenges she helps her clients overcome.  Key Take Aways are:  1. Building a Strong Team is crucial for any business's success. You will learn key factors around hiring people who share their vision, values, and work ethics, with the right skills for the work you need done as your scale your business.  2.  Cash Flow Management is critically important especially during the initial stages of business growth. This is even more important when you have investors involved that expect you to meet key growth milestones, while managing your monthly cashflow burn. You'll learn what is needed to have a plan in place to manage it effectively. 3. Develop Self-Awareness as this is achieving your goals and living a fulfilling life. This means understanding your values, strengths, and weaknesses, and being honest with yourself about what you want and what you need to work on. 4. Set Clear and Measurable Goals for yourself and the organization. This means identifying what you want to achieve and breaking it down into manageable steps. Kristy also shares visualization techniques to help you stay focused and motivated. 5. Take Consistent Action over time to achieve the goals you have set. This means being willing to put in the work to equip your team, particularly virtual assistants, to successfully meet the goals you have set for them. Staying committed, even when things get challenging and celebrate your successes along the way to stay motivated. Kristy Yoder is a Filipina based in Ohio. She is the Founder and CEO of SMART VAs (SMART stands for Savvy Motivated Adept Responsible Trustworthy) and the host of The Master Delegator Podcast where she teaches entrepreneurs and leaders to grow their business by delegating.   Since 2020 she has created a team of over 70 assistants with a broad range of skills and offerings and has helped more than 200 small business owners with their resource needs.  Learn More at :  https://smartvirtualassistants.com/ Karen Rands is the leader of the Compassionate Capitalist Movement™ and author of the best selling investment primer: Inside Secrets to Angel Investing: Step-by-Step Strategies to Leverage Private Equity Investment for Passive Wealth Creation.  She is an authority on creating wealth through investing and building successful businesses that can scale and exit rich.  Karen is an enthusiastic speaker on these topics for corporations, economic development groups, angel investor networks, and professional  business networks.   About Karen https://www.karenrands.co/about-karen-rands/ Visit http://Kugarand.com and click on the Services tab, to learn more about the Compassionate Capitalist Wealth Maximizer System™.  Read about the Due Diligence Services, Investor Relations, Capital Strategies, Capital Access, and Capital Readiness Coaching serviced offered by her firm, Kugarand Capital Holdings.  The Compassionate Capitalist Show™ is a Podcast on YouTube.  Please visit and subscribe and share.  It is great to watch Karen and her guests live, in action.  The whole library of podcasts and interviews since 2020 can be found there by category or chronological. https://bit.ly/CCSyoutubepod  Imagine the feeling of investing in a way that had massive impact and a potential pay you back 10x your money. The time is now to find out if Angel Investing / CrowdFunding Investing is the wealth creation strategy for you.  Hear why the most wealthy people invest in entrepreneurs, and you have been told it is riskier than real estate and stocks.  Sign up for the FREE Compassionate Capitalist Wealth Mastery Challenge Power Week.  http://dothedeal.org      

Are you not making enough money and would you like to make more money?Are you in a situation where you're sick of feeling like you're going backwards with money? Do you feel stuck? Every time you check there's no money in your wallets or bank accounts?We're in a time where the economy has gone totally downwards. We cannot change what the government is doing, or what all of the banks are messing up in their own time. What we can change is what's happening in our own heads and the words we speak.When we have negativity in our minds, more negativity follows us. When we have positivity, more positivity follows us.You can literally achieve anything you want with the quote ‘where energy goes, money flows'.The single most important step in your relationship with money is when you start being nice to your money.In this week's episode, I teach you how to totally change your relationship with money.Why would more money choose to flow by taking these steps? You can choose to believe this or not. I chose to believe it, and I've made more than 4 million in the past three years, so, the choice is yours.You can find a written recap of this video and the key takeaways on my website: https://fastforwardamy.com/183Get more daily tips on mindset and business on my other channels:Instagram: https://instagram.com/fastforwardamy/Website: https://fastforwardamy.com/

In this episode, we speak with Christoffer Vikersveen Herheim, CEO & Co-Founder, Optio the software that helps businesses incentivize employees, manage equity, stay compliant, and report costs with withing one solution. We talk with Christoffer about the importance of mastering your cashflow management to fuel growth. Topics that are being addressed in this episode are: - Cashflow management in the early days as bootstrapped - How should contracts be structured for maximum effect - When can you vs should you invoice - How does your cashflow management today define future investments - What role does consulting play These are some of the many topics we address with Christoffer, tune in to learn from his experience on how to build a strong global team to meet global demand.

It's not about how much money you make, it's about how much money you keep. Learn about the 6 most common cash flow killers and what you can do to keep them from killing your cash flow with advice from Paul Hood (CPA).

As a small business owner, do you struggle with the financial side of the business? Managing your financials can be a challenge for a number of reasons. For example, are you using an accounting system, do customers pay you slowly, or does your record keeping need improvement. Cash flow and financial management is the lifeblood of any business. If some of these issues sound familiar, stay tuned, your business transformation begins now.Managing your cash flow and finances is crucial for the success of your business. Without proper financial management, even a profitable business can run into difficulties. Cash flow is the lifeblood of any business and It's essential that you're able to meet your financial obligations, pay your bills, and invest in the growth of your business.One of the first things to understand about cash flow is the difference between profit and cash flow. Profit is the money left over after all your expenses have been paid, while cash flow is the actual cash coming in and going out of your business. Even if your business is profitable, it doesn't mean you have positive cashflow.When it comes to financial management, one of the most important things to do is to keep accurate financial records. This means keeping track of your income and expenses by using an accounting system. This will help you to identify any financial problems early on and to take corrective action before they get out of control. Here are few tools you can use to manage your finances and cash flow:1 . Accounting Software. Accounting software can help you to track income and expenses, create invoices, estimates, and generate financial reports.2. Budgeting software. Budgeting software can help you to create and manage a budget. Budgets not only can be used to track your income and expenses, they can also provide insights into where your money is going and uncover opportunities to reduce costs.3. Financial Dashboards. Financial dashboards can help small business owners to visualize their financial data rather than reading reports full of numbers.the key takeaways in this episode are: Use an Accounting system to improve your recordkeeping. Create a budget to gain insights into where your money is going and look for opportunities to reduce costs. Use metrics such as financial ratios to manage your business. And finally, maintain a good relationship with your bank to get access to credit when needed. Cashflow and financial management are essential to your long-term success.Contact Us, Join Our Community, and Follow Us On Social MediaFacebook | https://facebook.com/schconycTwitter | https://twitter.com/SCH360Show notes, contact us | shownotes@theknowledgecatalyst.com | Include episode number

Are you looking for the best way to manage your business cashflow? Is cashflow management even really that important? Give me less than an hour of your time, and I'll show you just how crucial business cashflow management is, and share some tips on how to handle it more efficiently. For your next business loan, go to:  https://www.creditsuite.com/business-loans During the show we discuss: A New Way to Do Things Jump In To The Cash Pool Money Management Tools   Resources: Website: https://CreditSuite.com 27 Ways to Fund Your Business: https://utm.io/ud4Om Business Credit Building Guide: https://crdt.st/udFBj

Cash is king, and today we are going to chat about that. Growth takes cash, and no one talks about how much cash you need to grow and how growth can bankrupt your business. We will cover that and more with an experienced entrepreneur who has been through it and has also been on Shark tank!   Hi, I'm the Profit Answer Man Rocky Lalvani! I help small business owners simplify their financial reports to make more informed business decisions with fewer hassles. We utilize the Profit First system created by Mike Michalowicz Sign up to be notified when the next cohort of the Profit First Experience Course is available! Schedule your free, no-obligation intro call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes More about making profitability simple: http://profitcomesfirst.com/ Questions: questions@profitanswerman.com Email: rocky@profitcomesfirst.com Bio: Seneca Hampton is an entrepreneur with multiple 7-8 figure businesses, from eCommerce to Logistics, Consulting and Speaking. He is responsible for over One Quarter of a Billion Dollars in Sales and has touched over 5,000 products in over 20 different categories.   With over 10 years of Digital Marketing, Sales, and Business Operations Experience, he knows a thing or two about how to build from ‘idea' to multi-million-dollar success.   Most known for his appearance on ABCs Shark Tank where he pitched his Sports Medicine company, Hampton Adams. Where Seneca demonstrated how he built an online eCommerce-based business that serves a rapidly growing 600,000 customers, has produced over $15,000,000 Dollars in Revenue, has zero employees and only demands 30 minutes of his time per month. All from scratch with $700 dollars to his name. Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ First 2 chapters of Profit First: https://sendfox.com/rocky This episode is part of the SMB Podcast Network. Find other great interviews from around the internet just like this one at https://www.SMBPodcastNetwork.com Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Wenn das Produkt kompliziert und (nach eigener Aussage) langweilig, aber total wichtig im Business ist, braucht es besonders gute Prozesse, um Kund:innen zu überzeugen. Stephan Krehl, General Manager DACH, weiß, wie das im Fall der Cash Management Software Agicap geht – der europäische Marktführer hilft anderen Unternehmen bei ihrer Liquiditätsplanung. In Folge #162 eures Digitalisierungspodcasts von Vodafone Business spricht Stephan mit Host Christoph Burseg über die B2B-Vertriebswege, die ein erklärungsintensives Produkt bei (potenziellen) Kund:innen relevant machen, über Instagram Ads, Influencer:innen, die Relevanz von persönlichen Gesprächen und tagesaktuellen Kennzahlen. Stephan auf LinkedIn: https://www.linkedin.com/in/stephankrehl/ Christoph auf LinkedIn: www.linkedin.com/in/christophburseg/ Kontaktiere uns über Instagram: www.instagram.com/vodafonebusinessde/ Und wenn Du mehr zu unsere Business Cases erfahren möchtest, besuche diesen Link: www.vodafone.de/business/featured-digitale-vorreiter/business-cases/ Email für Feedback: digitalevorreiter@podstars.de

Im Mai 2022 fand der erste Online-Kongress "Business trifft Bibel" mit über 1.000 Teilnehmern statt, organisiert durch Merle und Olli Ranft von Divine Business. Mit dabei waren auch Basti und Alex als Speaker. Im heutigen Podcast haben wir das Interview von Basti mit Merle und Olli für Dich aufbereitet. Basti spricht über seine Tätigkeit als Vermögensverwalter und gibt erstuanlich intime Einblicke in seine Ansichten und seine Gefühlswelt. Primär richtet sich der Kongress an Coaches und Unternehmer, die ihren Glauben mit einem erfolgreichen Business verbinden wollen. Trotzdem sind die im Interview angesprochenen biblischen Wahrheiten auch für Angestellte und andere Berufsgruppen wichtig. =========================== Der neue Kurs zum biblischen Cashflow-Management: https://www.e-shepherd.de/system/kursanmeldung.php?2205 Business trifft Bibel Kongress: https://business-trifft-bibel.de Erfahre alle News von BibelFinanz in unserer Facebook-Gruppe: https://www.facebook.com/groups/bibelfinanz =========================== Wenn Dir die Folge gefallen hat, abonniere gerne unseren Podcast und (sofern Dein Podcast-Anbieter das zulässt) gib uns "5 Sterne" oder einen "Daumen hoch" als Bewertung! Wie jede Woche freuen wir uns über Deine Kommentare, Rückfragen und Anregungen. Auch über Vorschläge für neue Finanzthemen, die Dich aus Sicht der Bibel interessieren, danken wir Dir schon jetzt! Sei mächtig gesegnet! Dein Team von BibelFinanz

En este episodio especial (especial porque se nos cayó el speaker de la semana), nuestro CEO Àlex Rodríguez Bacardit se dedica a responder preguntas que nos llegan de la comunidad de amigos y amigas de MarsBased.Respondemos preguntas sobre bootstrapping, comunidad, futuro de Ruby y JavaScript, producto y cultura de empresa, ahondando en ciertos temas específicos como cuándo es el mejor momento para empezar a organizar company retreats, gestión de inversiones de cash de la empresa o qué pasó con nuestro producto - Rosetta - que nunca llegó a ver la luz del día.Si tenéis más dudas, consultas o curiosidad sobre cualquier aspecto de la empresa, enviadlas a hola@marsbased.com o a alex@marsbased.com para que podamos tenerlas en cuenta de cara a los próximos episodios.Esperamos que no se os haga muy pesado, porque tenemos pensado hacer más episodios como este. Estáis avisados/as.

Jan Speelman is de Country Manager Nederland en België van Agicap. Agicap is een fintech scale-up gericht op het helpen van MKB-bedrijven bij het managen en inschatten van toekomstige cashflow behoeften. Gestart in Frankrijk in 2016 is Agicap nu actief in meer dan 10 Europese landen. In de aflevering hoor je veel meer over Agicap, maar alvast een paar kengetallen van de website van Agicap: er werken meer dan 500 mensen, men heeft meer dan 5.000 klanten en er is voor meer dan 120 miljoen Euro funding opgehaald. Jan is afkomstig uit België en studeerde cum laude af in Business Engineering aan de universiteit van Antwerpen. Vervolgens deed hij nog een additionele master in Financial Management aan de Vlerick Business School, alwaar hij ook cum laude afstudeerde.  Na zijn studie werkte Jan bijna 6 jaar voor de Boston Consulting Group, vanuit zowel Brussel als Amsterdam. Daarna was hij onder andere CEO van ClubCollect, een PSP. Vervolgens startte hij begin 2021 aan zijn huidige rol. Jan is 34 jaar oud, is getrouwd, heeft twee kinderen en woont in Amsterdam.   *** Volg Leaders in Finance via de website. Volg Leaders in Finance via Linkedin. *** Op de hoogte blijven van Leaders in Finance? Abonneer je dan op de nieuwsbrief. ***  Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl  ***   Als je de Leaders in Finance podcast leuk vindt, zou je dan een review willen achterlaten bijvoorbeeld bij Apple Podcasts? Of ons willen volgen en 5 sterren geven bij Spotify. Veel dank, want sommige mensen gaan alleen luisteren naar deze podcast als ze weten dat er genoeg anderen zijn die het leuk vinden!  ***  Leaders in Finance wordt mede mogelijk gemaakt door Interim Valley, EY, Odgers Berndtson en Roland Berger.  *** Zelf gaan podcasten? Podcast inzetten voor jouw organisatie? Vragen over Hosting? We willen best even meedenken, dus neem gerust contact op: info@leadersinfinance.nl  *** Interesse in een podcast serie over een specifiek inhoudelijk onderwerp voor jezelf of je medewerkers? Met Leaders in Finance Academy maken we series over specifieke onderwerpen in de financiële sector. Zo maakten we een serie over Anti Money Laundering, Bijzonder Beheer en volgen Open Finance, Cybersecurity en Sustainable Finance. We horen graag van je: info@leadersinfinance.nl    *** Liever niet via een podcast luisteren maar in persoon? Leaders in Finance Events organiseert events voor finance professionals. We horen graag van je: info@leadersinfinance.nl    *** Eerdere gasten bij de Leaders in Finance podcast waren onder andere: Klaas Knot (President DNB),  Robert Swaak (CEO ABN AMRO), Janine Vos (RvB Rabobank), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Annerie Vreugdenhil (CIO ING), Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (ex DNB), Onno Ruding (ex minister van financiën), Maurice Oostendorp en Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Yoram Schwarz (CEO Movir), Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Laura van Geest (bestuursvoorzitter AFM) Peter Paul de Vries (CEO Value8), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (o.a. Voorzitter NVP), Lidwin van Velden (CEO Waterschapsbank), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) en Annette Mosman (CEO APG).  --> tussen haakjes de functie ten tijde van het interview    

Curtis May is the creator and owner of Practical Wealth Advisors (PWA) and host of The Practical Wealth Show Podcast. The primary focus of his financial planning firm is to help individuals and families become financially free by following the principles of wealth creation that have endured for centuries around the world. As the host of his popular podcast, The Practical Wealth Show, and in his individual meetings with clients, Curtis teaches people that their number one financial asset is their knowledge. The more they know, the lower their risk, and the greater their chance of success over time. He feels strongly that financial products are simply tools. What makes the biggest difference in people's lives isn't the product, it's how they use it. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now.   During the show we discuss: ● The most important financial lessons business owners should know ● The most important lessons to know about cashflow management ● Top things business owners should know about finances but don't ● How to invest where you quickly accumulate recurring income ● Creative ways to manage home equity most don't think about ● The biggest mistakes entrepreneurs make managing cashflow ● Why ignore financial products and focus on rate-of-return  ● How to create your own private family banking system ● How to best manage debt and make it work for you ● How to use cashflow mapping as an entrepreneur ● How to properly invest the money you're saving ● The best lessons to deal with business expenses ● How to start saving 15% of your gross revenue ● Best ways to reduce personal debt ● 5 principles of persona finance  ● What cashflow mapping is    Show Resources: www.practicalwealthadvisors.com 

Alan is a Certified Public Accountant and one of the founding partners of FreeCashFlow.io a leading accounting and consulting agency based out of Los Angeles, California focused on one niche and niche only: Online business owners especially those in the ecom space. The agency offers an all-inclusive package where they take care of all your business tax planning, sales tax filing and threshold strategies, cloud-based bookkeeping, and smart cash flow allocations so that you can keep more of your profit in your back pocket. Topics Covered: -Crucial ECOM Tax Deductions The IRS Doesn't Want You To Know   -What pitfalls to avoid on the accounting side when scaling your ecom business? -Cashback rewards you should utilize -How to manage your cashflow and why it's important -Cleaning your books and preparing your business for an exit and much more.. For more info: https://www.freecashflow.io/course/ https://www.instagram.com/freecashflow.io/ **Check out the EcomXFactor Youtube Channel:https://tinyurl.com/EcomXFactor-YT Check out the EcomXFactor Facebook group:https://www.facebook.com/groups/EcomXFactor * If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes?

In this episode of Bulletproof Business Paul talks about managing your cash flow. How often do you look at a cash flow forecast? Do you do one at all? Many businesses do not do that. The number one rule of cash flow is to monitor cash flow regularly - weekly. Do weekly reconciliation inside your online accounting software. All of your efforts and priority need to be generating that revenue, and invoicing is a big one when it comes to revenue-generating tasks. So in this episode, you will also learn how to make automated payments. In the podcast you will learn:  How to manage your cash flow How to deactivate unused software subscription  10 key points that you can implement inside your business Automated payments and invoice  Monitoring your cash regularly Bulletproof Business is the show brought to you by serial entrepreneur and business scaling expert Paul Abercrombie to help you understand and overcome your biggest challenges in business. From his experience in growing multiple businesses, Paul shares his 8 Figure insights, lessons, and methodology to help those building businesses and brands to put the right systems and processes in place in order to scale successfully, without the growing pains.  This show is a mixture of expert lessons from Paul himself revolving around the principles and practices that he puts around his own businesses plus guest interviews with other small business owners who come to him for business growth consultancy and revenue-generating brand building advice.  For more information and resources discussed in this episode, head to https://www.bulletproof-business.com/ right now for further details. 

On this week's episode, we're tackling some common myths and misconceptions we've heard about Profit First - the cashflow management system itself as well as how to implement it in your business. These are the myths we're discussing this week: I can implement Profit First using just a spreadsheet or my current accounting system - I don't really need to open a bunch of separate bank accounts.Profit First doesn't work...it's just a fad or a gimmick. I don't have to wait to take my profits out quarterly; I can take them out early if I want or need to. The Profit First system is something I can set and forget, without making any continuous adjustments. I can have someone else run the Profit First system for me in my business without getting involved as the business owner.Stay tuned for Part 2, where we'll be discussing more common myths about Profit First. Have one you want us to cover? Get in touch at the links below! LINKSVisit the episode page at contractorsuccessforum.com/myths for more details and a transcript of the show.Subscribe for free resources and to be notified of future episodes at contractorsuccessforum.com/subscribeFind all episodes and related links at ContractorSuccessForum.com.FIND US ONLINERob Williams, Profit Strategist | IronGateESS.comWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | McWins.com

On this week's episode, we're tackling some common myths and misconceptions we've heard about Profit First - the cashflow management system itself as well as how to implement it in your business. These are the myths we're discussing this week: I can implement Profit First using just a spreadsheet or my current accounting system - I don't really need to open a bunch of separate bank accounts.Profit First doesn't work...it's just a fad or a gimmick. I don't have to wait to take my profits out quarterly; I can take them out early if I want or need to. The Profit First system is something I can set and forget, without making any continuous adjustments. I can have someone else run the Profit First system for me in my business without getting involved as the business owner.Stay tuned for Part 2, where we'll be discussing more common myths about Profit First. Have one you want us to cover? Get in touch at the links below! LINKSVisit the episode page at contractorsuccessforum.com/myths for more details and a transcript of the show.Subscribe for free resources and to be notified of future episodes at contractorsuccessforum.com/subscribeFind all episodes and related links at ContractorSuccessForum.com.FIND US ONLINERob Williams, Profit Strategist | IronGateESS.comWade Carpenter, CPA, CGMA | CarpenterCPAs.comStephen Brown, Bonding Expert | McWins.com

Hier geht's zu AGICAP: https://bit.ly/3lpZ6OE Mit dem Gutscheincode FLORIAN10 bekommst du 10 % Rabatt (nicht gesponsered). Diesmal ist Timo Hoffmann von AGICAP bei mir im Interview und spricht mit mir über Cashflow-Management. AGICAP ist eine Cashflow-Software für KMU und betreut unter anderem Pizza Hut, veganz und SNOCKS. Wir schauen uns an, was die Herausforderungen sind und was man vielleicht auch speziell als E-Commerce-Unternehmen beim Cashflow-Management beachten muss. Außerdem spreche ich mit Timo über Gewinn und Verlust, Marketingbudget und Liquiditätsplanung im Allgemeinen. Eine BWA ist lästig, doch du solltest deine Zahlen kennen und wissen, wie du am effizientesten mit ihnen arbeitest - auch, um einer Insolvenz oder Engpässen vorzubeugen. Über Geld spricht man nicht? Bei uns gilt genau das Gegenteil! Und das Beste: Timo hat hilfreiche Tipps mitgebracht, die auch dir und deinem Business weiterhelfen. Du möchtest gerne mehr über meinen Interviewgast erfahren? Hier findest du mehr Infos: https://www.linkedin.com/in/timo-hoffmann-160aa3a8 90 % aller E-Commerce Unternehmen lassen ihre wichtigste Ressource ungenutzt und verlieren jeden Monat Umsatz. Gehört dein Unternehmen dazu? Finde es heraus: https://www.inbox-marketing.de Hat dir diese Folge gefallen? Hast du Vorschläge für weitere Themen und Gäste oder möchtest du mir einfach nur dein Feedback geben? Schreibe jetzt deine Rezension bei iTunes: https://podcasts.apple.com/de/podcast/die-e-commerce-revolution/id1560896871

YES! The one and only Magali Renders is vandaag te gast in de Ondernemen Op Slippers podcast!Magali Renders studeerde finance aan de Universiteit van Maastricht, werkte 11 jaar voor Ahold en was 4 jaar verantwoordelijk voor AH to go, spendeerde 5 keer een half jaar in het buitenland, werd ook nog eens gevraagd om de rechterhand te worden van de CFO van Ahold, maar besloot om te gaan ondernemen op slippers en momenteel is ze ook nog eens twee villa's aan het bouwen op Bali.In Slippertje 61 vertelt Magali Renders onder andere over: Wat zij zou doen als zij nog maar 3 maanden te leven zou hebben, waarom zij koos voor een studie finance, haar traineeship bij Ahold, winstgevendheid, cashflow en BTW, financieel management, het verschil tussen een CFO en een boekhouder én de twee villa's die zij aan het bouwen is op BaliLaten we snel gaan luisteren naar de financiële inzichten en tips voor een gezonde business van Magali Renders, Let's Go! GratisAmazonBoek.nl Gratis Groeigesprek met mijn team? Plazatalk.nl/bellen

An interview with Gert Sylvest, on lessons from the pandemic about cash flow management and how integrations are leveraged. About Gert: Gert Sylvest is Co-founder of Tradeshift and GM of Tradeshift Frontiers, an R&D and investment arm covering blockchain, AI/ML and IoT and other emerging technologies. He has extensive experience with digital, cloud-based procure-to-pay and financing, large-scale public-to-private procure-to-pay infrastructures, cross-regional cloud deployments, blockchain and interoperability. Before leading Tradeshift Frontiers, Gert led the global cross-regional network strategy focusing on platform deployment and growth in China, and as CTO of Tradeshift.     Want to get the show on your podcast app, or get the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/   Support the show on Patreon:  https://patreon.com/mspradio/   Want our stuff?  Cool Merch?  Wear “Why Do We Care?” - Visit https://shop.spreadshirt.com/mspradio   Follow us on: Facebook: https://www.facebook.com/mspradionews/ Twitter: https://twitter.com/mspradionews/ Instagram: https://www.instagram.com/mspradio/ LinkedIn: https://www.linkedin.com/company/28908079/   Subscribe and click the notification bell to get all the latest videos.

Jos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of the Profit for Coaches system and host of the Profit for Coaches podcast, Jos stands up against the “coaching industry” that preys on service professionals and coaches, providing an escape from the “bro” marketing and coaching “gurus,” of the world. His clients get rewarded for making a positive impact in the world, living from their values, and helping exactly the people they're meant to serve.   Listen as Jayson, Richard and Jos discuss how the Infinite Banking Concept and Mike Michalowicz's book Profit First helped get Jos where he is today IN THIS EPISODE, YOU WILL LEARN: [00:02:33] Profit First Journey [00:09:31] Before & After Profit First [00:14:57] Optimum Mindsets [00:22:22] Who Can Jos Help? [00:41:30] Who Does Jos Want To Be A Hero Too?

Jos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of the Profit for Coaches system and host of the Profit for Coaches podcast, Jos stands up against the “coaching industry” that preys on service professionals and coaches, providing an escape from the “bro” marketing and coaching “gurus,” of the world. His clients get rewarded for making a positive impact in the world, living from their values, and helping exactly the people they’re meant to serve. Listen as Jayson, Richard and Jos discuss how the Infinite Banking Concept and Mike Michalowicz’s book Profit First helped get Jos where he is todayIN THIS EPISODE, YOU WILL LEARN:[00:02:33] Profit First Journey[00:09:31] Before & After Profit First[00:14:57] Optimum Mindsets[00:22:22] Who Can Jos Help?[00:41:30] Who Does Jos Want To Be A Hero Too?

ASIC nominate inadequate cash flow as the number one reason why businesses fail and According to the ABS – approximately 60% of small businesses cease within their first three years of operation. Sobering statistics that have no doubt been amplified with countless businesses having been negatively affected by Covid 19. Good Cashflow management is one of the most fundamental elements of running a financially sound business and often the most under-rated and overlooked. In this episode, I am joined by Dean Gilkison, Director at The Gilkison Group and Iggy Moro, Director at Walker Wayland.  Join us as we unpick how to tackle this critical success factor for small business. 

Let's talk about cashflow management. What is it? How can you implement basic systems? And which businesses need to manage their cash? What happens when you need to "fire" a client because they're totally unprofitable? What are some simple tweaks you can make to better balance your cashflow? David Safeer, President and Founder, David Safeer International, joins us to give us some much-needed answers. Given the current COVID-19 circumstances and its effects worldwide, Safeer also sheds some light on this topic, as many businesses are feeling pressure at this time. Download his 10 Easy, No-Risk Habits to Control Your Cash & Grow Your Business: https://www.davidsafeer.com/10Habits-OptIn Or follow him on LinkedIn for advice during these trying times: https://www.linkedin.com/in/dsafeer/

In this episode of Financial Planning for Canadian Business Owners, Jason Pereira, award-winning financial planner, university lecturer, and writer, interviews Tracey Bissett,Chief Financial FItness Trainer at Bissett Financial Fitness. Tracey Bissett is a cash-flow and financial management coach who helps people better understand, analyze, and manage their cash flows, and in particular business owners. Episode Highlights: ● 01:07 – Tracey Bissett describes the kind of work he does. ● 02:00 – What are some of the more conventional challenges for business owners starting out in terms of cash-flow? ● 04:07 – What tools and learning lessons can business owners use to educate themselves on how to do better with cash-flow? ● 10:38 – Are there any books or resources that Tracey recommends? ● 13:30 – What does she think about the model in the book Profit First? ● 15:31 – She discusses payment cycles and collection cycles. ● 22:40 – Business bank accounts aren't personal bank accounts. ● 24:10 – How does Tracey Bissett work in collaboration with financial advisors? ● 26:51 – What are the key things to do to stay on top of the cash-flow of your business? ● 36:08 – We ● 37:42 – What are the odds of experiencing a critical illness event? 3 Key Points 1. Common situations with entrepreneurs with cash-flow challenges include: not paying attention to where their money is going, not thinking about the way money comes in and out. 2. Talk to other business owners about their pain points and challenges and be careful when borrowing money from family and friends because it could fail and it could be hard to predict when you can pay it back. 3. Check your mindset and overcome scarcity feelings and figure out what you can concretely do. Tweetable Quotes: ● “I used to be a banker for many years in commercial lending and risk management and helping entrepreneurs get access to financing and making those lending decisions. When I started my own business, I took all the pieces that I like to do.” – Tracey Bissett ● “Money comes in. Money goes out, and the timing that it happens is that cash-flow cycle.” – Tracey Bissett ● “Unfortunately, as I have seen many times in my career, you can actually book a lot of sales. But if you only get paid after you make the sale, you can go out of business in as quick as 90 days.” – Tracey Bissett Resources Mentioned: ● Facebook – Jason Pereira's Facebook ● LinkedIn – Jason Pereira's LinkedIn ● FintechImpact.co – Website for Fintech Impact ● jasonpereira.ca – Website ● Linkedin – Tracey Bissett's Linkedin ● bissettfinancialfitness.com – Website for Bissett Financial Fitness ● Profit First – Book; Profit First by Mike Michalowicz Transcript See acast.com/privacy for privacy and opt-out information.

This week we are focussing on getting your financial house in order before you buy a property. Budgeting and debt reduction are key to mitigating the ongoing cashflow risks connected to property development and Damon Sugden from Capital Partners is in the studio to chat about them. We then have one of our favourite agents, Devon Kelly, back in the studio. This time he is chatting about his sixth suburb! Ascot. Did you know there are special horse stable zonings along the river?

Hello and welcome to another episode of the Digital Nomad Cafe Podcast Todays guest is Nev Harris from NevHarris.com. Get Nev's Cash Flow Management Course Free with the code fcovid over at https://www.nevharris.com/cash-flow-made-simple/#buynowNev is Agency Owner, and his superpower is teaching people how to understand their money Nev helps agency owners and freelancers understand their financesWe discuss:-How Nev got started working online-Offline business leading to online business-The Four Profit Killers every Agency and Freelancer need to avoid to succeed (Overspending, Underpricing, Cashflow & Taxes)-The power of good friendships- How he grew his business online- How does he get clients- Typical ways he sees business owners mismanage their finances- Why do people often ignore numbers when they really shouldn't-Why recurring revenue is key to business stability-Advice for service providers & agency owners at this time See acast.com/privacy for privacy and opt-out information.

Facebook Group: Click here to join  LinkedIn Group: Click here to join  Guest:  Eric Flammang, Manager at William Buck Disclaimer: All information is general in nature. It has been provided in good faith, without considering any personal circumstances, financial situation or needs. While all reasonable care has been taken to ensure that it is accurate and opinions fair and reasonable, no warranties are provided. Before acting consider if it is appropriate to your situation and consult an expert. Information is current as per day of publication. Subject to change without notice.

CashFlow Management Tips & Governement Aids by FL Fuller Landau MTL

Connect with Anna-Lisa Natchev on LinkedIn here: https://www.linkedin.com/in/natchev/ Message Anna-Lisa via email here: Anna-Lisa.Natchev@analyste.com Anna-Lisa has over ten years of experience in the area of solution selling and international business, including key roles in organizations like IBM and Basware. Her long-time experience from delivering value and customers success for international organizations brings along excellent understanding and a deep appreciation for current and future Analyste customers and partners.

Many businesses are already feeling the impact of COVID-19 on cash flow. Given the significant slowdown of commerce in nearly every industry, what are the risks posed by the resulting cash crunch? And how can organizations access the funds they need to withstand the crisis and emerge stronger? In this episode of Resilient, three Deloitte leaders who specialize in financial risk management, transformation, and corporate restructuring share insights on the instability created by the demand for cash. They discuss how the situation may shape a new business-as-usual normal in the aftermath of the initial crisis. They also explore the levers finance leaders can pull now including cash forecasting, cash conservation, and scenario planning to access capital, preserve value, and eventually thrive in the new paradigm.

  M.C. Laubscher is the creator and the host of the popular and top-rated business and investing podcast, Cashflow Ninja and a brand new podcast, Cashflow Investing Secrets.    M.C. is also the President of Producers Wealth, a wealth creation firm helping clients in 50 states implement holistic wealth creation strategies.   M.C. believes that everyone should be their own bank and invest for cashflow today to achieve freedom of time, money, relationships and purpose. Cashflow Management, Infinite Banking and Cashflow Investing Free Video Course at yourownbankingsystem.com

If cashflow is the name of the game, cashflow management is the filter of the flow… welcome Income Hackers! In today’s episode, we are talking CASH FLOW and how to properly manage it for wealth and success. Colton Lindsay will share with us the not so secret hacks about money like profiting first, making it work for you, and why you shouldn’t wait to buy real estate, but rather buy real estate and wait! Colton Linsday, our special guest today, is an internationally recognized real estate trainer, online marketing specialist, and passive income creator with 13 years of experience. He’s created the WGR academy, where he strives to inspire others to empower themselves, light up their souls, and master their inner game. Colton shows his students how to achieve not only financial success, but also how to win from within by shifting your mindset. We’ll dive deep into important topics such as getting financially literate and not delegating your success to others, investing in stocks and cryptos, speculation vs. investment, and even managing a “fun” account with your partner to spend away that extra income. Tune in and find out how knowing your WHY? and having a clear purpose will shift things forwards to start making the deals happen.  “Singlehandedly, the one income hack that has shifted my entire financial destiny is cashflow management. If you can’t manage a dollar, you’ll never manage a million dollars or ten million dollars - Colton Lindsay   Podcast summary: 07:36 - Why money does not get you fulfillment, and how your physical and your spiritual well-being are key to happiness. 12:08 - ‘Get out of the deal, when it’s in the headlines, it’s too late, do not get in the deal’ - Colton on his first deal on a spec house, and how he got lucky on an outcome he couldn’t control. 14:02 - What is speculation investing and how it differs from cashflow investing. 16:32 - Colton’s biggest Income Hacker mind shift: Paying yourself first and cashflow management. 20:08 - Biggest Income Hacker mistake: ‘Do not make financial investments under stress’. 21:55 - You always make your money when you buy and the difference between gambling and investing: knowing your numbers. 24:05 - Being open-minded and making the deal happen. 26:02 - Advice on buying your first cash flow property: make sure you can pay for it if things don’t go your way or the market turns. 29:38 - Biggest Income Hacking success: getting into digital marketing and creating passive income streams with coaching programs. 31:49 - Getting into the stock market and investing in the companies that you use every single day and rely on. 33:10 - Taking ownership of your own financial destiny and not delegating success to financial advisors. 36:07 - Are you just starting out? Find that cash flow management system and get educated.   Connect with Colton Twitter - @TheWGR Insta - @TheWGR Facebook - @ColtonLindsayTheWGR YouTube - Colton Lindsay   Episode Resources Secrets of the Millionaire Mind by T. Harv Eker Profit First by Mike Michalowicz The Untethered Soul by Michael A. Singer

Femke Hogema van Profit First Professionals is auteur van meerdere managementboeken. Femke schreef Financiën voor ZZP-ers, De Winstadviseur (wordt ook internationaal gepubliceerd als The Profit Advisor) en ze werkte mee aan de Nederlandse versie van Profit First, een boek van Mike Michalowicz. Eind oktober komt Femke's nieuwste boek uit: Winstgevende Plannen. Femke en ik delen een passie voor ondernemen en geld. Geld is voor veel ondernemers een beladen onderwerp, soms zelfs een taboe. Want: geld verdienen is toch geen doel? Alles draait toch om impact maken? Dus waarom dan Profit First? Profit First zegt niet dat je geld op één moet zetten. Het is een praktische methode om jouw geld als ondernemer beter te beheren. Door je binnenkomende gelden vanuit je inkomstenrekening te herverdelen over een aantal subrekeningen (potjes), namelijk winst, salaris, belastingen, kosten (en naar wens nog meer potjes, die je zelf kiest) ga je betere keuzes maken met geld. In deze aflevering hoor je in meer detail hoe Profit First werkt en welke simpele stap je morgen al kunt zetten om je geld beter te beheren, zonder veel te veranderen aan je bedrijf. Oja: je kunt alle boeken van Femke winnen binnenkort dus houdt de socials van Groeivoer en Gerhard te Velde in de gaten. Veel luisterplezier gewenst met deze aflevering!Gerhard te Veldegerhard@groeivoer.nlVolg mij op LinkedIn - Instagram - FacebookWat doet Groeivoer?Groeivoer helpt ondernemers bij persoonlijke groei en bedrijfsgroei. Team Groeivoer bestaat uit ervaren ondernemers en coaches met verschillende expertises. Wij helpen jou met online trainingen, 1-op-1 business coaching, een jaarprogramma en de Groeiclub. Bij Groeivoer werken we vanuit openheid, kwetsbaarheid, liefde én met oog voor wie jij bent. Is Groeivoer iets voor mij?Bij Groeivoer werken we graag met ambitieuze ondernemers, die al een tijdje bezig zijn en een volgende stap willen maken. We gaan bijvoorbeeld aan de slag met je mindset, jouw rol in je bedrijf, je positionering of de winstgevendheid van je bedrijf. Jij bepaalt zelf welke doelen je wilt behalen.Keertje vrijblijvend sparren?Geloof jij dat je door te investeren in jezelf, meer resultaat gaat manifesteren in je bedrijf? Lijkt het je interessant om hierover van gedachten te wisselen? Plan dan hier een gratis, vrijblijvende sparsessie met Groeivoer in!Meer informatieVoor meer informatie over Groeivoer, ga naar www.groeivoer.nl of neem contact op via info@groeivoer.nl en 030-2072333

Femke Hogema van Profit First Professionals is auteur van meerdere managementboeken. Femke schreef Financiën voor ZZP-ers, De Winstadviseur (wordt ook internationaal gepubliceerd als The Profit Advisor) en ze werkte mee aan de Nederlandse versie van Profit First, een boek van Mike Michalowicz. Eind oktober komt Femke's nieuwste boek uit: Winstgevende Plannen. Femke en ik delen een passie voor ondernemen en geld. Geld is voor veel ondernemers een beladen onderwerp, soms zelfs een taboe. Want: geld verdienen is toch geen doel? Alles draait toch om impact maken? Dus waarom dan Profit First?   Profit First zegt niet dat je geld op één moet zetten. Het is een praktische methode om jouw geld als ondernemer beter te beheren. Door je binnenkomende gelden vanuit je inkomstenrekening te herverdelen over een aantal subrekeningen (potjes), namelijk winst, salaris, belastingen, kosten (en naar wens nog meer potjes, die je zelf kiest) ga je betere keuzes maken met geld. In deze aflevering hoor je in meer detail hoe Profit First werkt en welke simpele stap je morgen al kunt zetten om je geld beter te beheren, zonder veel te veranderen aan je bedrijf.  Oja: je kunt alle boeken van Femke winnen binnenkort dus houdt de socials van Groeivoer en Gerhard te Velde in de gaten. Veel luisterplezier gewenst met deze aflevering!Meer informatie over de Groeiclub voor Ondernemers. Voeg Gerhard toe op LinkedIn. Plan hier jouw kennismaking in met Groeivoer. Deze podcast wordt mede mogelijk gemaakt door Eager People - for a Better Workplace. -- De Groeiclub voor Ondernemers? --De Groeiclub is het ondernemersnetwerk van Groeivoer. Een Mastermind voor Ondernemers, maar dan voor een fractie van de prijs. In een wekelijkse videocall en elke maand een live meeting, vieren we onze successen, delen we onze knelpunten en maken we elkaar beter. Lijkt je dit interessant? Plan hier een gratis testride in om te zien of we bij elkaar passen! -- Verbinden met Gerhard? -- Voeg Gerhard gerust toe op LinkedIn of volg Groeivoer op Facebook en Instagram. Je kunt ook naar een webinar van Groeivoer komen, of een vrijblijvende kennismaking inplannen. -- Business coaching? -- Groeivoer helpt ondernemers bij persoonlijke groei en bedrijfsgroei. Dat doen we met 1-op-1 business coaching, Groeiprogramma's op maat en de Groeiclub voor Ondernemers. Bij Groeivoer werken we vanuit openheid, kwetsbaarheid, liefde én met oog voor wie jij bent.   -- Meer informatie? -- Voor meer informatie over Groeivoer, ga naar www.groeivoer.nl of neem contact op via info@groeivoer.nl en 030-2072333. 

Roshan speaks to Robert about financial literacy, the essence of financial planning and EPF’s e-Members Investment Scheme.

Roshan speaks to Robert about financial literacy, the essence of financial planning and EPF’s e-Members Investment Scheme.

“This is the first year that our firm has been included in the survey, and I am thrilled that we have ranked in the number one spot,” says Kirk Purai, President of Carte Wealth Management Inc. “I am incredibly proud of the hard work of our management team and staff to deliver an advisor experience that is literally second to none.” The results were based on surveys of 512 investment dealers, of whom 30 are affiliated with Carte Wealth. Participants were asked to rate their firms from zero to 10 on a series of criteria. Carte Wealth scored particularly well in areas including “support for mobile technology and the mobile advisor,” “receptiveness to advisor feedback” and “effectiveness in keeping advisors informed.” One advisor noted the “amazing communication” from Carte Wealth. Some of the techniques used by the firm include a weekly Sunday recap email, a monthly podcast and educational sessions with guest speakers. Furthermore, advisors at Carte Wealth consider their firm to be technology leaders, thanks to recently implemented cutting-edge software, including a robust CRM platform that provides content for advisors to send clients. Advisors also commended the firm’s ethics, the quality of product offering and the freedom to make objective product choices. One advisor quoted by IE said, “I really like the corporate culture. They’re focused on bringing more women advisors on board. You get all the freedom you need to run your own business with support from the firm.” “The balance of independence and top-notch support for our advisors is important to us,” says Kirk Purai. “We think it’s what makes Carte Wealth Management Inc. best in class and we will continue our commitment to this approach in the future.” About Carte Financial Group Carte Wealth Management Inc. is a mutual fund and exempt market products dealer in the provinces of Alberta, British Columbia and Ontario, a mutual fund dealer in the provinces of Manitoba, Quebec and Saskatchewan, providing clients with mutual funds, Exchange-Traded Funds (ETFs), principal protected notes (PPNs) , guaranteed investment certificates (GICs), and private placement. Carte Risk Management Inc. is an insurance managing general agency licensed in the province of Ontario, providing clients with life insurance products and services as well as segregated fund investment solutions. Carte is ranked as the #1 Full-Service Independent Dealer. Are you ready to grow your business? Carte cares, just ask our advisors! https://cartefinancial.com

How women can plan for a longer retirement Canadian senior women live an average of three years longer than men, while their annual retirement income is significantly lower. That means careful planning is even more important if you’re a woman. Make sure you’re on track for a long — and financially secure — retirement. 1. Know your CPP, OAS, GIS These important acronyms stand for Canada Pension Plan, Old Age Security and Guaranteed Income Supplement. You can learn more about these public pensions, find out which ones you qualify for and estimate how much you could receive at the Government of Canada site. 2. Choose your investments An investment strategy can help you achieve the growth you need to build a nest egg that will support you through 20 or 30-plus years of retirement. It should also consider how your investment mix will change over time, so that the proportion of safer investments increases closer to retirement. Your investment advisor will work with you and recommend investments based on your comfort with risk, your savings goals, and your time until retirement. 3. Use registered funds The Tax-Free Savings Account (TFSA) and Registered Retirement Savings Plan (RRSP) were designed to help people maximize long-term savings. It’s important to understand how these tools work and how to best use them for your situation. Depending on your income, your spouse’s income if you are married, and your anticipated income level during retirement, you might choose to hold your savings in RRSPs, spousal RRSPs, TFSAs, or some combination of these. Your financial advisor can help you figure out how to get the greatest benefit from these savings vehicles. 4. Protect yourself with insurance If you have a spouse or common law partner, life insurance is an important tool to help preserve your current lifestyle and protect your financial wellbeing if your loved one passes and you find yourself having to cope on your own. 5. Think like a team If you are married or have a common law partner, it’s important to consider all of your financial planning jointly. Estate planning (including wills and beneficiary designations) insurance, income from personal savings (including annuities, RRIFs, TFSAs and other sources), government pensions — all of these should be considered as part of a larger picture to ensure financial stability and to minimize taxes. 6. Create a financial plan A well-rounded financial plan will provide you with a roadmap to guide you through to retirement and beyond by outlining a strategy for all of the points noted above. It should take into consideration any specific health concerns that may have an impact on your finances or your living arrangements. Your financial advisor is an important part of your retirement planning team. Our advisors are trained to ask the right questions to help you develop a plan that addresses every aspect of preparing for retirement, tailored to your specific needs as a woman.

How a financial advisor helps you invest When it comes to investing, many people think they can go it alone, either by figuring it out themselves, or by using a so-called robo-advisor. In a great many cases, working with a credentialed, human financial advisor is the better course of action. Here are some of the benefits that you get when you invest with a financial advisor. A financial advisor knows you — sometimes better than yourself. Your financial advisor will get to know things about you that you may not be able to assess clearly, such as your risk tolerance, your investment horizon and even your spending patterns and your short- and long-term savings goals. The advisor will use all of this information to select investments that are a good choice for you. A financial planner helps you diversify Diversification means investing in different sectors and geographical regions, and holding different classes of investments, such as fixed income products and equities. Diversifying helps because if there’s a decline in one investment, it may be offset by others, which helps to level out dips. A financial advisor regularly re-balances As a trained professional, your advisor takes a more disciplined approach than most investors to rebalancing a portfolio on a regular basis. This ensures that as the value of different holdings within the portfolio change over time, the overall composition — the proportion of equities to fixed income, for example — remains consistent and true to your objectives. A financial advisor can watch out for you Many investors make mistakes, such as getting out of an uncertain market at the wrong time and locking in losses. A financial advisor provides objectivity and experience to help you know when to sell and when to hold investments, to prevent costly mistakes. A financial advisor thinks beyond the investments Whereas robo-advisors and many DIY investors focus on fees and returns when they assess a potential investment, a financial advisor has expertise and access to a network of specialists to weigh many more criteria, including tax implications and estate planning. A well-rounded investment strategy considers the type of accounts different classes of investments are held in to minimize your taxes, for example. An advisor also thinks ahead to what will happen to your investments when you reach retirement, and beyond that to the most favourable way to structure the legacy you plan to leave your family. A financial advisor is a partner Doing anything alone is always more difficult than having help. As your partner, a financial advisor will make recommendations but is also open to your ideas and suggestions. After all, it’s your money, and your financial advisor always respects that. The financial advisors at Carte Wealth Management Inc. will look at your investment plan as one part of your financial whole. They’re carefully trained to ask the right questions to help you develop an investment strategy that’s suitable for your financial situation, taking into account tax considerations and your overall financial plan, including your estate plan. And they will help you adapt your investment plan as your needs change over time.

Break it to me gently: how to have tough talks with your clients There are times in every financial advisor’s career when he or she must have a challenging discussion with a client. Perhaps an investment strategy didn’t perform to expectations. Maybe the client isn’t saving the way you both anticipated when you drew up their financial plan. Or their ex-spouse left them with a financial disaster. Whatever the situation, don’t try to hide from it, hoping that the issue will resolve on its own or that the client won’t notice. Use this step-by-step guide to navigate through difficult discussions with your clients. Set the stage. Try to have the discussion in person, in a quiet, private place without distractions or interruptions such as ringing phones. If you can’t meet in person, be sure to make the call from a quiet location and ensure the client isn’t multi-tasking (including driving) during the conversation. Be truthful and transparent. Present the situation honestly and transparently. Explain the reason for the current situation, without making excuses or judgements, in simple, clear language. If you confuse clients when delivering unpleasant news, they may think you are hiding something. Capture their thoughts. Try to understand the client’s perspective by asking open-ended questions. This helps you understand how they see the situation and it helps turn the meeting into a dialogue. You can use this information to structure next steps. Acknowledge their feelings. Emotions may run high. Your client may feel angry, frustrated, or sad. Acknowledge their feelings, whatever they are, without judgement. Don’t dwell on their emotional state, but don’t try to talk them out of feeling the way they do. Show leadership. Be calm and speak in a controlled manner. Seeing that you aren’t panicking will give the client more confidence. Take charge of the conversation and steer it towards the most important part: your plan. Present a plan. Remember that the bad news is just one part of the story you’re telling. The second part is how you’ll deal with the situation. Explain your recommendations and be sure the client is comfortable with your plan. You may need to make some compromises, but it’s important to that they agree with the course of action. This will help you end the conversation on a positive note. Follow through. Whatever you do, the most important thing is to follow up in a timely fashion with the agreed-upon next steps. With practice and a little planning ahead of time, you’ll find that you are more confident when you need to have a tough talk with one of your clients.

Willkommen zu Unternehmerwissen in 15 Minuten. SMART Mein Name ist Rayk Hahne, Profisportler und Unternehmensberater. Jede Woche bekommst Du eine sofort anwendbare Trainingseinheit, damit Du als Unternehmer noch besser wirst. Danke, dass Du Die Zeit mit mir verbringst. Lass uns mit dem Training beginnen.  Wenn Dir die Folge gefällt teile Sie mit Deinen Freunden unter dem Link raykhahne.de/214. In der heutigen Folge geht es um 5 Dinge die Du von Unternehmer Patrick Pietruck lernen kannst. Welche 3 wichtigen Punkte kannst Du Dir aus dem heutigen Training mitnehmen? Warum es auf eine gute Personalabteilung ankommt. Wieso offenes Feedback leben solltest. Wie Du mit Hierarchien Entwicklung schaffst. Lass mich wissen wie Du die Folge fandest, teile sie gern mit Deinen Freunden, der Link ist raykhahne.de/214 oder verlinke mich @raykhahne. Verrate mir wie Du über das Thema denkst und wenn Du mehr darüber erfahren möchtest, sag mir Bescheid, denn ich bin hier, um Dich maximal zu unterstützen. Bevor wir gleich mit der Folge starten, habe ich noch eine Empfehlung für Dich. Der Partner dieser Folge sind die Beach Volleyball Majors, die Weltmeisterschaft im Beach Vollball. Vom 28.6-7.7.2019 findet dieses Megaevent in Hamburg statt. Als Unternehmer ist das nicht nur eine tolle Chance andere Unternehmer in der VIP Area kennen zu lernen, sondern auch um Dich mit Partnern und Kunden in einem ganz anderen Umfeld zu treffen. Die Tickets extrem begehrt und werden schnell vergriffen sein. Wenn Du auch dabei sein möchtest, dann gehe auf den Link in den Shownotes und sichere Dir Deine Plätze. Wir treffen uns dann dort. https://www.eventim.de/campaign/hamburg2019/vip/ https://www.eventim.de/campaign/hamburg2019/vip/ Hallo und schön das Du wieder dabei bist in dem Unternehmerwissen Format SMART bekommst die 5 wesentlichsten Punkte von einem Unternehmer auf dem Silbertablett serviert heute die 5 wesentlichsten Punkte die Du von Patrick Pietruck mitnehmen kannst du kennst ihn aus der Folge raykhahne.de/206, er hat Dir gezeigt, wie Du Mitarbeiter auch in einer sehr kleinen Stadt findest Was kannst Du von Patrick lernen? 1. Sei großzügig beim Aufbau einer Personalabteilung. das wichtigste Gut ist der Mitarbeiter Mitarbeiter müssen von A-Z betreut werden, wofür die Personalabteilung da ist deshalb muss die auch personell gut aufgestellt sein 2.  Lebe eine offene Feedback-Kultur. Mitarbeiter möchten und können sich des Unternehmens einbringen Feedback der Mitarbeiter kann das Unternehmen deutlich besser machen 3. Schaffe klare Hierarchie-Stufen. Team sollten maximal 5-8 Personen haben die von einem Teamleiter geführt werden 4.  Cashflow-Management habe deine Zahlen im Blick gegebenenfalls hole jemanden in die Geschäftsführung der dafür zuständig ist Zahlen sind das Wichtigste stelle sicher, dass die Gehälter gezahlt werden können 5.   Stärke den Vertrieb. von alleine findet kein Kunde den weg zum Unternehmen habe klare Ziele und eine klare Steuerung für den Vertrieb jetzt kommt der wichtigste Part!!! setze das konsequent um! die Shownotes zu dieser Folge findest Du unter raykhahne.de/214 alle Links habe ich Dir dort aufbereitet und Du kannst die Inhalte der Folge noch einmal nachlesen 3 Sachen zum Ende Abonniere den Podcast unter raykhahne.de/podcast Wenn Du noch mehr erfahren möchtest besuche mich auf Facebook und Instagram Bitte bewerte meinen Podcast bei iTunes Danke, dass Du die Zeit mit mir verbracht hast. Das Training ist vorbei, jetzt liegt es an Dir. Viel Spaß mit der Umsetzung.

When the 2019 federal budget was presented March 19, 2019, it revealed changes to the Registered Disability Savings Plan (RDSP). If you have clients who might be affected, here’s what you need to know about how the proposed legislation could help them once the changes take effect. Who is affected: A person with a disability (or parents of a child with a disability) who experiences an improvement that disqualifies them for the disability tax credit (DTC). The current legislation: Currently, if a beneficiary stops being eligible for the DTC, contributions can no longer be made to the RDSP, and no further Canada Disability Savings Grants or Canada Disability Savings Bonds can be paid into it. The plan must be closed and all money paid out by the end of the year following the first full year during which the beneficiary loses DTC eligibility. The proposed legislation: The existing time limit on the period an RDSP can remain open after the beneficiary becomes ineligible for the DTC would be removed beginning in the 2021 tax year. The budget also proposes that written certification from a licensed medical doctor or nurse practitioner stating the beneficiary is likely to become DTC-eligible again in future would no longer be required to keep the plan open. Why it matters: Currently, if a person stops being eligible for the DTC, up to 10 years’ worth of grants and bonds would have to be paid back. Then the RDSP issuer would pay any remaining assets to the beneficiary. The proposed legislation includes new rules governing repayment that would see ever- declining portions of the grants and bonds being repaid each year after the beneficiary turns 50. What happens in the interim: A transitional rule will ensure that an RDSP issuer will not be required to terminate a plan after March 18, 2019 and before 2021 for the sole reason that a beneficiary loses DTC eligibility. While the new rules have been described as being beneficial to disabled people and more generous than the previous rules, do remember that they are still in the proposal stage. Be sure to check on updates to their status before advising any of your clients who have, or are planning to open, an RDSP.

There are, of course, the lifestyle changes that require trading in freedom for the most significant, most permanent commitment of all. And there are the financial costs of raising one, two, or more children. Every now and then, a report comes out reminding us about the price tag that comes with raising a child. The cost of diapers and baby wipes are tallied up ($1,850 for the first year). Day care is probably the largest expense in the early years for working parents, especially in cities where fees come in at $1,000 or more a month. Add in clothes, food, housing and all the other associated costs, and the totals increase steeply. The estimates for raising a child in Canada have put the cost at around $13,000-plus a year, or about a quarter of a million dollars to see a child from birth to their nineteenth birthday. There are also many financial hits not accounted for in these estimates, like taking a reduced salary during parental leave, or upgrading to a larger home with more bedrooms. Then there’s higher education: the cost of putting a child through a Canadian university for four years is estimated at $37,000 if they live at home, $80,000 if they live away. Thankfully, most parents make the decision about whether to have children with their hearts rather than with calculators and spreadsheets. No amount of money can put a price tag on the emotional rewards of being a mom. We can worry about the cost of diapers, but for most mothers, that worry melts away when baby says their first word or takes their first tentative steps. We can itemize how much we’ll pay in child care costs until the school years begin, but we can’t quantify the smile on a child’s face when they reach a major milestone like getting the hang of balancing on a two-wheel bike. We can calculate the cost of higher education, but we can’t put a price on the pride we feel attending our child’s graduation or seeing our first-born land the first full-time job of their career. So, with Mother’s Day coming up, on behalf of all the financial advisors, I’d like to give a shout-out to mothers everywhere. Thank you for your sacrifices, financial and otherwise. And thank you for believing, through it all, that the joys of motherhood are worth it, whatever the price.

A good credit history and a high credit score are valuable assets that can help your clients access financing solutions and even get a better interest rate. Unfortunately, there are a lot of misconceptions around credit reporting, and these sometimes lead to harmful mistakes. Here are five common myths, with simple explanations you can provide to help your clients protect their credit rating.

If you’re like a great many Canadians, making an RRSP contribution by the March 1 deadline feels like a mad dash to the finish line. Take the stress off yourself and avoid the RRSP scramble next year — and the year after, and the year after…. With just a little planning and a few simple steps today, you’ll never have to worry about the RRSP deadline again.

Hier geht‘s zum persönlichen Gespräch mit Florian: www.florianedelmann.de/los    Der Monat ist zu Ende, der Umsatz wächst aber irgendwie bleibt nicht viel übrig? Ein klassischer Fehler im Cashflow Management. Ich zeige dir wie es richtig geht... Erfolgreicher Teamaufbau für KMUs - Praktische Tipps für die Bereiche Recruiting, Mitarbeiter finden, erfolgreiche Führung und Teammotivation.Verbessere Human Resources und dein Mindset mit unseren hochwertigen Tipps.  Mehr Umsatz und Wachstum durch erfolgreichen Teamaufbau für Selbstständige, Unternehmer & KMUs.   In diesem Podcast erwarten dich praktische Tipps rundum die Themen Recruiting, Mitarbeiter finden, halten, führen und motivieren, Human Resources im Allgemeinen sowie das richtige Mindset, um dich als Top Arbeitgeber zu verkaufen und zu positionieren.    Hier geht‘s zum persönlichen Gespräch mit Florian: www.florianedelmann.de/los

If you’re like an increasing number of Canadians, you enjoy the convenience and time savings of online shopping. But those same features can make it so easy and attractive that online shopping can become a cash siphon — and even an addiction. If you do it often, it’s also easy to lose track of how much you purchase until it’s too late. Here are some tips to help you keep online shopping in check.

As a financial advisor, you know how important it is for your clients to track their spending and stay on budget. Otherwise, it’s easy to overspend and get into debt. Here are five techniques you can suggest that make it easier for clients to track their spending.

Curious about Productized Services and how to make them successful? This week we talk to Brian Casel of Audience Ops, a successful productize content service.

Having a solid estate plan in place gives you peace of mind that the wealth you build over your lifetime will be passed on to those you care about in accordance with your wishes. A will is a fundamental component of an estate plan, and every adult should have one. But in some cases, a trust might be used to achieve your objectives. Here, we’ll look at wills and the two most common types of trusts: testamentary trusts and living trusts.

Estate planning is an important component of the services you provide for your clients. But an estate plan is not a “set it and forget it” matter. Instead, it requires continued periodic attention to ensure it continues to be an accurate reflection of the client’s wishes.

Many clients want to invest, but when it gets right down to it they may not be comfortable with the idea of risking their money. The truth is, risk and investing go hand-in-hand. But that doesn’t mean investing has to be excessively risky. Here’s how to explain risk, reward, and risk management strategies to your clients.

Developing a plan can take a lot of time and discipline, which is why too many people don’t do it. A professional advisor takes the stress out of the process. Financial advisors are carefully trained to ask the right questions to help you develop a tailored investment plan that will help you achieve your goals.

It’s quite easy to spot the con artists on a TV show: ominous music and devious facial expressions are definite giveaways. But without those Hollywood cues to help, would you know if someone were trying to gain access to your money under false pretenses? Listen to these four questions to learn more today!

When you’ve finished school and are trying to get your career off the ground, there’s a lot to worry about. Don’t let finances be one of them. Follow these basic rules of money management.

A recent poll by Angus Reid Institute revealed that 51% of Canadians do not have a will. Many people believe they are too young to need one, or they don’t have enough assets. A will is the starting point of a good estate plan. It’s never too soon (or too late) to meet with your financial advisor and create an estate plan that’s done right.

Making the conscious decision to stop working and move into retirement can be difficult. There are many worries that go along with it, chief among them being a concern for your financial health. If you are nearing retirement age, here are some tips on how to approach your financial wellbeing before you make the change.

Darren Standish is an experienced property investor and advisor, with involvement in over 1000 property transactions, despite learning everything about property investment from scratch. With so much first-hand experience in the field, he has crafted his own three-staged investment strategy called the “O Principal” and shares with us how his strategy guarantees success in property investment.In this episode, learn how to find previously unseen opportunities in property investment and the necessary mindset to ensure profitable results. Standish also explains how first-hand experience will always be superior to the knowledge gained from books and how to create value out of an advisory property investment business. See acast.com/privacy for privacy and opt-out information.

For many people, the decision to begin working with a financial advisor for the first time is a big step and, unlike a health care professional or even a lawyer, they may not have worked with this type of professional before. So, what can (and can’t) you expect?

Welcome to Accountants Minute. Having too much money owing by debtors, high levels of stock on hand and work in progress or high levels of capital expenditure, can all contribute to significant cashflow management problems. All types of businesses can encounter real survival problems, even when they are trading profitably, if they have too much money invested in debtors, stock, work in progress or large sums of capital expenditure.

Get ready Canada – the day is coming when you can start actually keeping your money. That’s because Tax Freedom Day is almost here! According to the Fraser Institute, a Canadian public policy think-tank based in Vancouver, Tax Freedom Day marks the day when Canadians officially start keeping the money they make, instead of turning it over to federal, provincial, and municipal tax collectors.

You rely on your financial advisor to help guide your portfolio towards your goals. But did you know that there are several things you can do to take control of your financial picture today and into the future? Here are 7 secrets revealed by our advisors that will help you stay on solid footing without having to be a financial expert!

    Welcome to Episode #198 of Cashflow Management Mistakes that a Business Owners Should Avoid   In this episode, Matthew McDaniel and I discuss the "Cashflow Management Mistakes that You as a Business Owner Needs to Avoid".   So if you want to understand what is cash flow management; what are the possible mistakes that business owners are doing without realizing; and how business owners can thrive in their business by a proper cash flow management, tune in now!   In this episode, you'll discover: What are the mistakes that business owners make at the beginning of their business when it comes to ´cash flow management`? For those who have already got into business but they don´t have the savings, and already made a mistake, what can they do to fix it? How can business owners avoid this mistake and succeed in their business? What makes Matthew continue doing what he is doing?   About Us Vision Financial Consulting is a financial planning firm serving individuals and families in their 20s, 30s, and 40s in Knoxville, Tennessee. We specialize in student loans, investments, life insurance, disability insurance, career development, career selection, student loans, stock options, employee benefits, retirement planning, debt management, tax preparation, tax planning, college savings, and investing.    More Information LinkedIn: https://www.linkedin.com/company/28133431/ Website: https://www.visionfinancialconsulting.com/ Phone: 865-234-3636   Links & Mentions From This Episode: Click Here!   Thanks for tuning in. Thank you so much for being with us this week. Have some feedback you'd like to share? Please leave a note in the comments section below! If you enjoyed this episode on "Cashflow Management Mistakes that You as a Business Owner Needs to Avoid", please share it with your friends by using the social media buttons you see at the bottom of the post.   Don't forget to subscribe to the show on iTunes to get automatic episode updates.   And, finally, please take a minute to leave us an honest review and rating on iTunes. They really help us out when it comes to the ranking of the show and I make it a point to read every single one of the reviews we get.   Thanks for listening!

If you or someone you care about has a disability, the Government of Canada offers Canadians the chance to accumulate funds and provide financial security for disabled persons through the Registered Disability Savings Plan (RDSP). RDSPs operate in a similar fashion to RRSPs, but carry their own set of distinct benefits.

If you have a mortgage, you need mortgage insurance. Should someone in your family have an accident, become ill, or suffer something worse, mortgage insurance will help you meet your financial obligations on one of the biggest purchases you’ll ever make: your home.

Now that RRSP season is here, Canadians across the country are making their contribution plans before the March 1st deadline. But how protected are their RRSP savings from unforeseen circumstances, such as critical illness? Find out more!

Squirrel's self-description is: a smart new way of budgeting and saving that helps you resist that temptation to spend. We work in partnership with employers, local authorities, housing associations and credit unions to bring better money management to the widest possible audience. Squirrel's 7,000 clients range from those on benefits to those earning more than […]

Virtually every accountancy business in Australia does income tax returns.  Some accountancy businesses claim to be “famous” for tax, however, how do you differentiate accountants in a crowded market place?   The beginning of a new financial year is an appropriate time for a small/medium enterprise business to stop, reflect and take stock of where your business is going.  Are you receiving the right advice to help you add-value to your business?   There are a lot of changes occurring in the business world, including “digital disruption” which is affecting many businesses such as banks, accountants, lawyers, retail, property management, etc.   One of the concerns about which you should be thinking is this: Is your accountant assisting you to add-value to your business?   Taxation return preparation doesn’t add any value to your business.   One way some accountants are trying to develop a range of services that will add-value to their small/medium enterprise clients is by adding products known as “business advisory services”.   What does “business advisory services” include? ·           Cashflow Management ·           Business Planning ·           Succession Planning   “Business advisory services” also include:   Debtors’ Management Helping businesses to better manage debtors so that the money that’s tied up in the debtors’ system can be released to use in the business.   According to Dun & Bradstreet, the average debtors’ days outstanding in Australia is currently 51.8 days.  That’s over 80% longer than the traditional 30-day trading period.   Your accountant should be able to assist you to introduce strategies to reduce debtors’ days outstanding.   Chief Financial Officer Services Some accountants are now becoming a virtual Chief Financial Officer (CFO) for their small/medium enterprise clients.   Large businesses have CFOs working on a full-time basis, so do some small businesses, who are finding that this type of service could considerably add to their business’ performance.   The reason for this is that the same problems that affect large businesses also apply to small businesses.  This is the reason large businesses have CFOs.  In your probability, you won’t need a CFO on a full-time basis, however, there’s some time each week which I’m certain you can utilise the services of a skilled accountant working as your CFO.  Perhaps you should have a discussion with your accountant relative to this, to see whether they’re able to supply that service.   Cost Management In the CCH survey[1] of small businesses conducted a couple of years ago, your peers within the small business community identified that assistance with cost control is one of the major issues confronting small/medium enterprise operators.   Is your accountant assisting you in analysis of your operation of costs?   Personal Property Securities Register Due Diligence System Do you realise that every business in Australia could be caught up with a major problem through the Personal Property Securities Register (PPSR)?   If you’re dealing with another business and that business goes into a liquidation event, then you could be caught up.  You will have to either repay money that’s deemed to be a preferential payment to you or lose assets you’ve stored at someone else’s premises or rented to someone.   For a very small charge, you can protect yourself from the PPSR.  Has your accountant discussed this with you?  Have you had a due diligence review within your business to see what changes you will need to implement within your systems, so you will not have to worry unduly about this problem?   Identification of Grants Do you know that the Australian Federal, State and Territory governments combined make available about $5B per annum worth of grants, incentives and special loans for businesses, primarily small/medium enterprise businesses?   Is your accountant assisting you to obtain some of this funding?   After all, you’re paying your share of it, because all taxpayers are contributing to this pool of money to be made available to some businesses.   Strategic Management Advice Are you concerned about corporate governance or how your business is going in the future?  Are you considering appointing an external director or person to your Board of Directors or Board of Advice?  Are you thinking about appointing an external, independent person as Chair of your company?   These are all areas an accountant, offering business advisory services, can discuss with you.   Assistance in Raising Capital Another important area for many businesses is that, as they grow, they get sick of having to borrow money from the bank and mortgage a house yet again.   There’s an opportunity to raise capital from Business Angels and, whilst this involves selling shares in your business to external people, it can be very beneficial in the overall scheme of things and help you to avoid going to more personal debt.  Your accountant should be able to assist you in getting prepared to raise capital from Business Angel investors.   These are some of the issues that confront businesses in 2015/16.   Accountants can assist These are issues that we believe your accountant should be discussing with you and offering you a service, to assist you to grow and add-value to your business.   Accountants who subscribe to ESS BIZTOOLS receive material, papers, templates and articles on all of these subjects and much more, so they can then assist their small/medium enterprise clients to add-value.   In the first instance, our suggestion is you discuss these issues with your accountant and see whether your current accountant is able to supply these types of services for you.   If your accountant is unable to supply those services and you would like to receive details of accountants, in your location, who are able to supply those services, please send an email to peter@essbiztools.com.au with your name and postcode and we will send you details of accountants in or near your postcode whom we know can supply business advisory services to you.   A complimentary copy of paper on the types of services that accountants can provide as CFOs is available.  If you wish to access this free material, please click here to sign up.   If you wish to receive future editions of Survival Hints for Small Business series, you can visit our iTunes – Podcasts - Survival Hints for Small Business page and subscribe to our podcasts.   If you have any questions or suggestions on future items to be covered in Survival Hints for Small Business, please don’t hesitate to contact us.   Best wishes for 2015/16.       Peter Towers Managing Director 1800 232 088 peter@essbiztools.com.au www.esssmallbusiness.com.au [1]SMEs - the fine line between failure and success, CCH, April 2013