Podcasts about chumbley

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Best podcasts about chumbley

Latest podcast episodes about chumbley

The Know Like Trust Podcast
Authenticity in Video Marketing for Real Estate with Katie Lance & Stephanie Chumbley

The Know Like Trust Podcast

Play Episode Listen Later Nov 30, 2023 27:59


In a refreshing twist, this week's episode of our podcast takes an exciting turn - and I'm confident you're going to love it! We're thrilled to present a podcast swap with the incredibly talented Katie Lance.   I'm sharing one of my top picks from Katie's podcast collection. In this episode, she has a conversation with Stephanie Chumbley, the Director of Social Media and Education at Chicago Title in Portland, OR.   Stephanie offers invaluable insights, particularly about content creation and mastering the art of time blocking. Here are my favorite pearls: Harness the Power of Listening: Transform your listening skills into a content generation tool. Keep track of daily occurrences, note the questions you're asked, and weave these elements into your social media content. Use Movement for Focus: Integrate movement into your routine. It's not just about physical health; it's a strategy to enhance grounding and focus, ultimately leading to more efficient time management. Embrace Imperfection in Videos: Don't shy away from mistakes in your video content. Perfection isn't the goal; relatability is. Remember, being genuine and approachable resonates more than flawless execution. Take a listen and let me know what you think.   Tune into Katie's Podcast here.   Follow Stephanie on Instagram here.

CU Bands and Fans  Let's talk music
CU Bands and Fans Podcast Guest Kenny Chumbley

CU Bands and Fans Let's talk music

Play Episode Play 60 sec Highlight Listen Later Oct 17, 2023 37:44


Kenny Chumbley  (Author, Playwright, Producer, Minister) This was an exciting Podcast with Kenny Chumbley,  we discuss why he began to write, the books he wrote and the plays he has written including an exciting new one coming to The Orpheum Theatre in Champaign, IL.  November 10th, 11th and 12th 2023   TICKET LINK HERE:  https://agoblinschristmascarol.square.site/From Modern Literature   2017Kenny Chumbley, a native of the Illinois prairie, is a minister, author, and publisher. He has authored one children's story (Ol' Pigtoes) and two fairy tales (The Green Children, the Literary Classics 2017 Enchanted Page Award recipient for best children's storybook, and The Goblins Who Stole a Gravedigger, an adaptation of Charles Dickens' first Christmas ghost story). He has also written and produced two musical plays based on his two fairy tales. For information about his books or plays, contact him at klchumbley@aol.com LINKS: More Articles and News on Kenny Chumbley https://www.modernliterature.org/personality-phantasy-kenny-chumbley/https://www.modernliterature.org/ive-come-end-kenny-chumbley/https://newplayexchange.org/users/16188/kenny-chumbleyhttps://www.linkedin.com/in/kenny-chumbley-62675476/https://www.joshuaiyer.com/a-goblins-christmas-carolhttps://www.modernliterature.org/george-macdonald-fantasy-kenny-chumbley/https://thekingdomofdreams.wixsite.com/ataleofozhttps://www.youtube.com/watch?v=eCAkC0oetwQHOME GROWN KIO Sunday Nights at 7pm HOME GROW KIO (Classic Rock WKIO 107.9 FM) A stellar show featuring the great songs that have comDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showFind us on Social Media Facebook: https://www.facebook.com/CuBandsandFansInstagram: https://www.instagram.com/cubaf2018/Website: https://cubandsfan4.wixsite.com/cubandsandfansPodcast are on our web site CU Bands and Fans "Where Musicians Tell Their Story" Podcast Group https://www.facebook.com/groups/695230782250029Home Grown KIO Group on Facebook: https://www.facebook.com/groups/876171327104082Classic Hits WKIO ( Home Grown KIO Show Sunday's at 7pm)https://www.news-gazette.com/wkio/Look Before You Book https://www.lookbeforeyoubook.live/

The Worm Hole Podcast
76: Kate Thompson (The Little Wartime Library)

The Worm Hole Podcast

Play Episode Listen Later Jun 12, 2023 52:16


Charlie and Kate Thompson (The Little Wartime Library) discuss the wartime history and community of East London's Bethnal Green - the Tube station that housed locals during the Blitz, the library that moved down into the tunnels and is now back overground, and the people that made the community what it was. We also discuss wartime reading and the measures put in place to stop women reading escapist fiction. Please note that there is a moderate swear word in this episode. Bethnal Green Library The Stepney Doorstep Society Bethnal Green Tube Station and history Pellicci's restaurant You can find photos of the underground library, tunnels, Kate in the library archives, and the quotes read, in Kate's article for Historia Magazine Shoes on the Danube Bank memorial in Budapest The event that Kate references that also led to a crush disaster was The Hillsborough Disaster Forever Amber Secrets Of The Singer Girls The Paris Library The Last Bookshop in London The Librarian Of Burned Books Where to find Kate online Website || Twitter || Instagram || TikTok Where to find Charlie online Website || Twitter || Instagram Discussions 02:02 How Kate found her story 04:36 Mrs Chumbley 06:09 The framing, using the Covid lockdown each end of the story 12:57 Why Kate created fictional narrators 15:55 How the tunnels at Bethnal Green Tube Station came to be used as bomb shelters and what it was all like 21:58 The Bethnal Green Tube Disaster 29:24 The Hughes Mansions bombing 31:09 Discussing Bethnal Green Library 32:28 The attempts to stop women reading whatever they wanted 37:26 Wartime reading: Mein Kampf and Forever Amber 40:54 Kate's writing and language 43:06 What's next? 47:05 Bethnal Green Library today 48:44 Kate's forthcoming podcast Photo credit: Debbie Clark.

The Frightful Howls You May Hear
Toadmen, Horse Jading, and Leapers Between

The Frightful Howls You May Hear

Play Episode Listen Later Apr 30, 2023 96:41


Sfinga leads us through an exploration of toad witches and the toad bone rite, horse jading, East Anglian self-initiations into witchcraft, and the Society of the Horseman's Grip and Word. Key wrestles with his past Chumbley phase, Salt delights us with his accents, and Sfinga manages to bring it all back to dragons once again. Support us on patreon.com/TheFrightfulHowls and follow us at twitter.com/FrightfulHowls.

Hilltopper Nation
Beyond The Hill: Episode 112 - Brent Chumbley

Hilltopper Nation

Play Episode Listen Later Mar 10, 2023 15:31


WKU Track and Field head coach Brent Chumbley discusses the C-USA indoor championships, Katie Isenberger and her accomplishments, preparing for the outdoor season and his expectation for the season. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ladies Who London Podcast
Ep 127 - The little wartime library - books and bombings in Bethnal Green - with author Kate Thompson

Ladies Who London Podcast

Play Episode Listen Later Mar 1, 2023 66:30


What do the east Londoners do when bombs are falling? Well, they read, of course. We welcome author Kate Thompson to the podcast to talk all about the secret library made by enterprising Londoners. We find out who they were (bring on Minxie, Pat and Mrs Chumbley!) and how the library came to be. Kate interviewed some of the people who were involved in the library and Bethnal Green tube station, and has created their stories into her new book, The Little Wartime Library. You can find Kate; Website Instagram Twitter In the UK - you can buy her book from an independent bookshop here. In the US - you can buy her book from Barnes & Noble here You can see photos of the tube station and some of the people mentioned at our website by clicking here. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Katie Lance Podcast
Authenticity in Action | Interview with Stephanie Chumbley

The Katie Lance Podcast

Play Episode Listen Later Feb 22, 2023 27:16


In this episode social media strategist and keynote speaker Katie Lance interviews Stephanie Chumbley, the Director of Social Media and Education for Chicago Title of Oregon. The discussion centers around mastering the art of video and social media marketing to skyrocket your real estate business.Stephanie shares her insights and experience in using social media to generate leads, build relationships, and grow her business. She talks about the latest social media trends for real estate agents, including insights on video creation, reels, editing, apps, and time management.Katie and Stephanie also discuss the importance of staying true to who you are and maintaining authenticity on social media. They share practical tips for creating engaging and effective video content, as well as strategies for maximizing your social media presence to stand out from the competition.Whether you're new to social media or looking to take your real estate business to the next level, this episode is full of valuable insights and actionable tips to help you master the art of video and social media marketing. Tune in to learn from two experts in the field and take your real estate business to new heights.About Stephanie:I'm a retired REALTOR®️ with a passion for helping others navigate social media to grow their real estate business in a fun and effective way. As an extroverted introvert, I will really come to life when asked about Apple products, Instagram, creating art, cats, digital planners, coffee or new wave synth music.Connect with Stephanie: On Instagram here or here Connect with Katie: On Instagram #GetSocialSmart Academy Resources that Stephanie shared: InShot Sparked book and quiz BeReal

Sermons at Eastside church of Christ
Winter Series 2022: Carpenters Son by Buc Chumbley

Sermons at Eastside church of Christ

Play Episode Listen Later Nov 20, 2022 45:00


Make it cooler
Chumbley – одежда из переработанного пластика. Перспективы экологичной моды в России

Make it cooler

Play Episode Listen Later Jul 12, 2022 49:32


Гость выпуска Екатерина Чернова - Сооснователь бренда одежды из переработанных материалов – CHUMBLEY.Катя любит Россию и экологичную моду, по настоящему горит идеей развития индустрии переработки пластика в ткани. Катя рассказала как пришла идея создать по настоящему экологичное производство одежды, какие перспективы ждут "зеленую" моду в России. Мы рассмотрели весь цикл производства одежды из переработанных материалов, от пластиковой бутылки до стильных фирменных вещей.Катя рассказала какие экологические ценности транслирует бренд и почему одежду CHUMBLEY можно носить много лет, даже если твоё тело меняется.Обсудили перспективы малого и микро бизнеса в России и почему русские молодые бизнесмены такие амбициозные.В финале выпуска три экосовета от Кати, как одеваться модно и не вредить природе.Заказать экологичную одежду, подходящую на любой случай на сайте Chumbley В социальных сетях бренд можно найти по никам @chumbley.brand и @chumbleybrand Связаться с Катей можно по электронной почте ekaterina.chumbley@gmail.comВ социальных сетях Катя @ekaterina_chernovaЕщё один экологичный бренд одеждыURBANTIGER wearМой личный блог об экологичный жизни в Австралии можно найти в социальных сетях @alfiya_niko Помочь подкасту финансово и внести свой вклад в его развитие:  кошелек донатов Пишите комментарии, ставьте звезды и сердечки! Это поможет подкасту продвигаться в поиске, чтобы большее количество людей смогли его послушать и мир стал немного лучше.

All Beings Considered
Kathy's Reflections on 4th of July Fireworks

All Beings Considered

Play Episode Listen Later Jul 6, 2022


Kathy takes a few minutes this week to talk about the devastating impact fireworks have on all animals. She shares her personal struggles to keep her rescue Pitbull, Chumbley, calm during Fourth of July fireworks.Connect with Kathy Stevens:Facebook: Kathy Stevens, Catskill Animal SanctuaryTwitter: @CASanctuaryBook: Where the Blind Horse SingsWebsite: CASanctuary.orgInstagram: @catskill_animal_sanctuaryYouTube: Catskill Animal SanctuaryTikTok: @CASanctuary

The Future of Development
Kevin Chumbley | Estimator | Project Manager | Anderson Commercial Concrete

The Future of Development

Play Episode Listen Later Feb 18, 2022 24:20


Experienced Project Estimator with a demonstrated history of working in the construction industry. Skilled in Value Engineering, Contractors, Suretrack, Project Estimation, and Constructability. Strong program and project management professional with a BS focused in Construction Management from Western Illinois University. Kevin is a pioneer in the United States utilizing Roller Compacted Concrete for commercial construction projects. Instagram https://www.instagram.com/anderson_commercial_concrete/ LinkedIn https://www.linkedin.com/in/kevin-chumbley-2009102a/ Facebook https://www.facebook.com/AndersonCommercialConcrete Website URL https://www.accinc.biz/?fbclid=IwAR2GKhE14SY6k0OFK1aFOLCY6PdJKdxekhp8DuGMuEhgRfR8Fw2nwcVRfWY

Watchers in the Fourth Dimension: A Doctor Who Podcast
Bonus Episode 18: Full-On Chumbley (Galaxy 4 Animation)

Watchers in the Fourth Dimension: A Doctor Who Podcast

Play Episode Listen Later Dec 26, 2021 71:02


For a very special bonus episode, we are joined by our friends Diana and Jenn from the Doctor Who: On the Rocks podcast as we jump back to the Hartnell-era to discuss the recent animation of Galaxy 4! Taking a best of both worlds approach from our two shows, we kick off the episode by discussing the Penderyn “Celt” whisky, Anthony talks about the story's journey from being lost to animation, we launch into a robust discussion about the animation, re-rate the story, and make the all-important determination of whether the story is “neat or not?”   Along the way, Anthony feels pride in the Welsh half of his heritage, Diana expresses her love of Steven's sass, Reilly tries to annoy Don through his viewing preferences for the animation, Julie fixates on Steven's floofy hair, Don gets nostalgic for non-synth music, and Jenn compares the Doctor to the Quaker Oats man. We all find ourselves disappointed in the design of all the humanoid characters.   Since not everyone may be interested in hearing us talk whisky, here are the segment timestamps for this episode: Intro: 00:21 Whisky of the Week (Penderyn “Celt”): 2:57 Galaxy 4 Background Information: 16:14 Galaxy 4 Animation Discussion: 19:40 Ratings: 53:17 Is it Neat?: 59:24   If you would like to watch along with us, you can find the animation on DVD and Blu Ray from Amazon UK (https://amzn.to/3ekEFOl) and Amazon US (https://amzn.to/3mu1AeO). At the time of the release of this podcast episode, the animation is not yet available to stream.   You can find our friends from Doctor Who: On the Rocks on Podbean (https://mediaontherockspod.podbean.com/), or wherever you like to get your podcasts.   Other media mentioned in this episode: The Office – The Complete Series [US Version] (Amazon US: https://amzn.to/30ETjwn | Amazon UK: https://amzn.to/3pdhmg4) Spider-Man 2 (Amazon US: https://amzn.to/3FphjD3 | Amazon UK: https://amzn.to/33Va8EY) Attack on Titan: Season One (Amazon US: https://amzn.to/3FuBn79 | Amazon UK: https://amzn.to/3H6jxb0) Archer: The Complete Season One (Amazon US: https://amzn.to/3stMDNr | Amazon UK: https://amzn.to/32puwNH) Star Wars: The Skywalker Saga (Amazon US: https://amzn.to/3ptuM83 | Amazon UK: https://amzn.to/3BSULsQ) Star Trek: The Original Series: The Complete Series (Amazon US: https://amzn.to/3aifha7 | Amazon UK: https://amzn.to/2YtSYvx) Knightmare – Series 1, Episode 1 (YouTube: https://youtu.be/eU5pdZOA9vc) Doctor Who: The Myth Makers Fan Animation (“Stick Figure Animation”) (YouTube: https://youtu.be/EUej_hzRKw4) Star Wars and Marvel Animations (Disney+: disneyplus.com) Brave New World, by Aldous Huxley (Amazon US: https://amzn.to/2Z9Jiqz | Amazon UK: https://amzn.to/3vrt9sg) The Complete Robot, by Isaac Asimov (Amazon US: https://amzn.to/3yT9rrd | Amazon UK: https://amzn.to/3H6KtqZ) Resident Evil Village (Amazon US: https://amzn.to/3sw8a8m | Amazon UK: https://amzn.to/3GZvS0G) Assassin's Creed Valhalla (Amazon US: https://amzn.to/3yWEhzi | Amazon UK: https://amzn.to/3HoBlyr)   Finally, you can follow us and interact with us on our social media accounts - Facebook, Instagram, and Twitter. You can also e-mail us at watchers4d@gmail.com. If you're enjoying this podcast, please subscribe to the show, and leave us a rating or review.

Remarkable Results Radio Podcast
Vision KC 2022 – 30th Anniversary – Prepare to Go [CC 099]

Remarkable Results Radio Podcast

Play Episode Listen Later Nov 22, 2021 42:58


https://youtu.be/wyXvupEBXnQ Vision KC 2022 - 30th Anniversary - Prepare to Go 30 year anniversary New classes available Auto Care Alliance reception this year on Thursday night Members who join MWACA receive $25 off every weekend and power-pass registration now through December 31. Cost is only $275 a year. Shutting down the shop and bringing the entire team. Something for everyone on the schedule. Any input on technology and the use of tablets. Planning ahead makes it feasible. Allow the team to pick their classes and review together with the owner, and collaborate with the foreman. Sending the whole shop allows you to divide and conquer more classes and grow together. Test out diagnostic tools ahead of purchasing. Look through the entire vendor list so you have a plan.  Bring Tablet or laptop- tablets are also available $140 for purchase, also notebooks will be handed out The schedule is still changing with some new additions. They will come online once finalized and attendees who have already registered will receive an email with the new classes. Attendees can log back in and make any adjustments to their classes. They can do this until late February when changes will be cut off so that we can make final preparations for the event. We are also going digital this year with handouts  Exhibitors have dedicated time with attendees. Shutting down the shop and bringing the entire team. Something for everyone on the schedule. Any input on technology and the use of tablets. Awards dinner and Comedy Night   The Panel: Sheri Hamilton, Executive Directer of MWACA - Midwest Auto Care Alliance Jerry Holcom, S & S Service, Kansas City, MO and Co-Founder of Vision and this year Co-chairman and Past President of MWACA Tim Davison,  AMAM, Chumbley's Auto Care in Indianola, IA current MWACA President Travis Troy, Honest Wrenches Automotive Repair, Des Monies, IA, MWACA Secretary Scott Shotton, Mobile Diagnostician, Trainer for the Drivability Guys, Magazine Articles, Scott currently maintains 32 ASE certifications including Master Automotive Technician, Master Truck Technician, A9, L1, L2, L3, Alternate Fuels and more Mike DelaCruz, Vice President of Sales at Elite Worldwide Connect with the show: http://youtube.com/carmcapriotto (Subscribe on YouTube) https://remarkableresults.biz/episodes (Visit us on the Web) https://www.facebook.com/RemarkableResultsPodcast (Follow on Facebook) https://remarkableresults.biz/insider/ (Become an Insider) https://www.buymeacoffee.com/carm (Buy me a coffee) https://remarkableresults.biz/books/ (Important Books) http://aftermarketradionetwork.com (Aftermarket Radio Network)

Upward Calling
Faith, facts and a meeting with Tack Chumbley

Upward Calling

Play Episode Listen Later Nov 8, 2021 23:08


This week we have a gospel meeting with Tack Chumbley and Josh and I talk about some of his themes including faith, facts, emotions and values.You can reference the sermon he preached on Sunday here.

Passport Mommy with Michelle Jerson
Pelvic Floor Disorders; Annessa Chumbley Talks Healthy Family Recipes

Passport Mommy with Michelle Jerson

Play Episode Listen Later Jul 28, 2021 32:19


Dr. Kimberly Kenton talks pelvic floor disorders and what women can do to treat them. Registered dietitian Annessa Chumbley, with RDTV, has some easy and delicious snack ideas and shortcuts the whole family will love! https://annessard.comDr. Amanda Olsen is a pelvic health physical therapist & President of Intimate Rose. At Intimate Rose, she creates tools to empower people to solve sensitive health issues. https://www.intimaterose.com/

First Chair: PSIA-AASI Podcast
06.16.21: Why to Pursue Education & Certification with Jill Chumbley

First Chair: PSIA-AASI Podcast

Play Episode Listen Later Jun 16, 2021 14:24


First Chair catches up with Jill Chumbley, a member of PSIA-AASI's Education Leadership Council (ELC). The ELC serves PSIA-AASI educational directives and acts as the conduit between all discipline task forces and association leadership to drive consistency in all educational initiatives. Jill talks about why it's good to challenge yourself to pursue additional education so you can remain relevant and gain information to help your students.

Refine For Wedding Planners with Amber Anderson
Episode 22. Partial Planning That Works with Guest Lauren Chumbley | Refine For Wedding Planners with Amber Anderson

Refine For Wedding Planners with Amber Anderson

Play Episode Listen Later Mar 22, 2021 25:58


In this episode, I have guest Lauren Chumbley sharing her experience with Partial Planning. We cover the following in our chat: The nuances and grey areas of Partial Planning Best practices Maintaining boundaries How it's a great upsell option and can be a major cash driver for your business Staffing it among your team Thanks for listening! Be sure to share, like and follow! You can find Lauren at @eclipseeventco on Instagram and at https://www.eclipseeventco.com/home.

Mike's Real Estate Podcast for Agents
Stephanie Chumbley - Creating Conversations

Mike's Real Estate Podcast for Agents

Play Episode Listen Later Mar 10, 2021 40:28


Stephanie Chumbley is a dear friend and Director of Social Media and Education for Chicago Title for the Portland Metro Area.  Stephanie shares what has changed in social media over the years and what works today for real estate agents.

Conversas da Lua
S2 - EPISÓDIO 04 - CONVERSAS DA LUA - sobre Andrew Chumbley e o Cultus Sabbati

Conversas da Lua

Play Episode Listen Later Mar 6, 2021 51:39


Andrew Chumbley foi uma das figuras de maior importância na bruxaria tradicional Inglesa. Este fundou o Cultus Sabbati nos anos 90. Um misterioso segmento da bruxaria tradicional e nós tentamos falar sobre a sua história, a sua fundação e filosofia.

Christ Episcopal Church Podcast, Springfield, MO
(Podcast)The Last Sunday After The Epiphany, February 14, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Feb 13, 2021 35:57


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Kenneth L. Chumbley Soloist: Kenny Kabak, Tommy Jordan Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147​​​-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The Fifth Sunday After The Epiphany, February 7, 2021

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Feb 7, 2021 29:24


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Mark W. Ohlemeier Soloist: Kenny Kabak Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147​​-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/​​ Please let us know how you would like us to pray for you. God be with you.

Women Take The Wheel
Dressing Drivers since 1925 with Nancy Chumbley

Women Take The Wheel

Play Episode Listen Later Feb 4, 2021 20:49


On this episode of Women Take The Wheel, I sit down with the owner of JB Hinchman Incorporated - Nancy Chumbley. Hear how she became a racing fan and ended up owning the historic Indianapolis Company. She also shares some fun Indy Car stories!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

NAR’s Center for REALTOR® Development
051: Winning Multiple Offer Deals with Dale Chumbley

NAR’s Center for REALTOR® Development

Play Episode Listen Later Feb 1, 2021 76:12


In an active seller’s market, there’s a huge advantage for real estate agents who utilize multiple offer strategies. There are inventory issues in many of the markets in our country right now, which can be difficult for buyers, sellers, and agents alike. In today’s episode, Dale Chumbley shares several best practices for real estate agents to help your buyers or sellers win in a multiple-offer market.   If a property is priced properly, it’s going to be competitive. As an agent, the best thing you can do is educate your client and let them know what to expect in the given market and how you’re going to help them through the process. It can also be helpful to have data to show the buyer, but don’t go back more than three months, especially in a changing market! Monica and Dale talk about some of the ramifications of overpricing; if you really want to drive competition, you may even want to price slightly down.   Dale talks about what elements make an enticing offer. One of the biggest things he does is call the listing agent to figure out exactly what the seller’s pain point is and what would help. Establishing this good relationship with the listing agent creates a better stress level for everybody. If you can give a seller a month rent-back free, you can improve the net to the seller without having to see the appraisal come higher. Having strong offers where you can improve the net to the seller is important, especially in these multiple-offer deals. Dale talks about the low appraisal addendum in his market, and how it can give the seller peace of mind.   A clean offer is a strong offer. Completely fill out the purchase and sale agreement, and establish respect in the transaction. Having all forms filled out sets a good standard for moving forward. There are also some other best practices, such as not asking for repairs upfront, and an easy way to make comparables with closely related properties. In all of these situations, a call to the listing agent made all the difference. As a real estate agent, make sure you are creating these positive relationships! Bringing the lender into the fold can also be beneficial.   Love letters and escalation clauses are more risky and controversial pieces of the closing process. As a listing agent, it’s important to explain to the seller the consequences and liability of accepting love letters. These are falling out of best practice — it’s more important to know if they are qualified or not. An escalation clause is a document that states how much the buyer is willing to pay over the list price or highest other offer, up to a certain point. For both love letters and escalation clauses, many sellers are putting it in the listing whether they want to accept either. It is more encouraged to put your best offer forward, and as a real estate agent, you want to be able to present your buyer a signable offer.   Monica and Dale talk about finding some “off-market” or hidden properties that aren’t in the multiple offer market. As an agent, it’s important to keep an eye out on these listings or even neighborhood apps to get a feel for what might be out there. Vendor partners can also be incredibly helpful in getting clients.   For a listing agent, communication with the seller for their timeline and needs is the most important thing to establish. Pricing will be different depending on when they need to be out, their expectations, etc. It is important to set expectations and explain the value of pricing their home properly.   Dale’s final word for buyers is: be patient — trust your real estate agent, be patient in the process even though it can be challenging. When it comes to pricing, it’s important to provide perspective for your clients. In the long run, sometimes the win isn’t getting the best deal, it’s getting the home that you want.   Tweetables:   “Really the main thing is educating them [the buyer], knowing your market, knowing your numbers, knowing your statistics, and knowing the value of pricing your homes.” — Dale   “Just because it’s a crazy market, buyers do not buy just any house.” — Monica   “It’s not just the price, but it’s also the strength of the offer.” — Dale   “People think that high money and fast closing is the win. Sometimes fast closing isn’t the win. Sometimes slowing it down and being accommodating to what the seller needs is far more powerful.” — Dale   Guest Links:   Clarkcountyrealestateguide.com Real Living — The Real Estate Group   Additional Links:   Crdpodcast.com   Online learning.REALTOR for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   CRD@REALTORS.org   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com   Monica’s Facebook Page Facebook.com/FranklinMonica   Additional Bio:   Dale Chumbley   Dale Chumbley is a second-generation REALTOR® in Vancouver, Washington who has been selling real estate since 1994. He also spent eight years working in the Clark County Department of Assessment & GIS in the Land Records Department. This experience gives Dale a knowledge and expertise that no other REALTOR® in Clark County, WA has.   He was named by Inman News one of the 100 Most Influential Real Estate Leaders in the country for 2010. He is the founder of 365 Things To Do In Vancouver, WA on Facebook. In 2014 Dale served as his local Association’s President and was named REALTOR® of the Year. Dale was named one of The Top 20 Social Influencers of Residential Real Estate 2016 by Swanepoel Power 200 nationally. In 2016 he served as VP of Membership for Washington REALTORS®. In 2018 Dale was Chair of the National Consumer Communications Committee. Dale served as President of Washington REALTORS® in 2019.   He is currently a National Director for the National Association of REALTORS® (NAR) and Chair of Member Communications Committee for NAR.   Dale is recognized nationally for his mix of traditional real estate and technologically cutting-edge marketing. In his spare time, Dale dabbles as a DJ, enjoys photography, musical theatre, and sharing his city with anyone who will pay attention.   Dale has been seen on the stage at industry events such as Inman Connect New York and San Francisco, Inman Agent Reboots, REBarCamps across the country, a variety of events in Vancouver, BC and Toronto, Hawaii Association of REALTORS® Annual Conference, WA Association of REALTORS® Leadership Conference, NAR MidYear and Annual Conference, REALTOR® Party Training, CRS Sellabration, Florida YPN, RETSO, BuzzRE, BuzzRE Orange County, and Non-industry events such as #140Conf and Back Fence PDX.

Christ Episcopal Church Podcast, Springfield, MO
(Podcast) The Fourth Sunday After The Epiphany, January 31, 2021

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Feb 1, 2021 29:47


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Mark W. Ohlemeier Soloist: Kristie Ohlemeier Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147​-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/​ Please let us know how you would like us to pray for you. God be with you.

The Katie Lance Podcast
Social Media Strategy in 2021 - Interview with Stephanie Chumbley

The Katie Lance Podcast

Play Episode Listen Later Jan 29, 2021 42:25


Today, I am excited to share my interview with Stephanie Chumbley, the Director of Social Media & Education for Chicago Title of Oregon. Stephanie is a real estate speaker, social media specialist, Apple enthusiast and educator from the Pacific Northwest.She's an early adopter of technology and enjoys exploring new apps, tech tools and loves to help Realtors and lenders learn how to effectively use social media and technology to generate business.Stephanie and I had a great conversation about the biggest trends for social media for Realtors and social media for real estate agents in 2021, new emerging platforms like Clubhouse and Instagram Reels, some of the biggest mistakes we see Realtors making and some of our favorite apps right now.I know you will learn so much from Stephanie in this conversation and big thanks to her for sharing her knowledge and enthusiasm!Lessons learned: Be where your clients are Learn one new skill per month Buddy up with a friend for accountability Time-block your schedule Look at holidays and then pick some to highlight on social media that are relevant to your brand Running FB ads to your email database with a Happy New Year message (not every post or ad needs to be branded or have a call to action) If you are an Apple user - iCloud storage is key! Additional resources: Canva InShot Diptic WordSwag CreativeLive.com iMovie Social Media Advice for Realtors (2021 Edition) @katielance on Clubhouse @s.chumbley on Clubhouse @stephanie.chumbley on Instagram Stephanie's Facebook business page YouTube page she manages (and does most of the videos for) at work Do you have ideas for topics for our podcast for 2020? Email me at katie@katielance.com Visit me at KatieLance.com for more info about my speaking, consulting and our #​GetSocialSmart Academy​ (use the promo code PODCAST to save $30/month) Follow me on Instagram for more behind-the-scenes into my life and business @katielance (Enjoying this podcast? Tag me on IG and let me know!)

Christ Episcopal Church Podcast, Springfield, MO
(Podcast) The Third Sunday After The Epiphany, January 24, 2021

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Jan 24, 2021 30:57


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Kenneth L. Chumbley Soloist: Kristie Ohlemeier Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The Second Sunday After The Epiphany, January 17, 2021

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Jan 17, 2021 36:08


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Mark W. Ohlemeier Soloist: Tim Stoke Organist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Sparkcast
Episode 070 - Tiffany Chumbley, Social Champ & Coach

Sparkcast

Play Episode Listen Later Dec 24, 2020 20:00


On this episode of Sparkcast Surge sits down with Front End Coach and Social Champ Tiffany Chumbley from store 1371. Listen as they talk about the amazing things her store is doing on social, how it's impacted sales and customer engagement. As well as, tips and tricks to help you plus up your game on social at work and home!

coach chumbley
Christ Episcopal Church Podcast, Springfield, MO
The Third Sunday Of Advent, December 13, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Dec 14, 2020 41:05


Clergy: The Rev. Kenneth L. Chumbley, The Right Rev. Martin S. Field Preacher: The Rev. Kenneth L. Chumbley Soloist: Dr. Stephen Bomgardner Organist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins. Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The Second Sunday Of Advent, December 6, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Dec 7, 2020 40:55


Clergy: The Rev. Kenneth L. Chumbley, The Right Rev. Martin S. Field Preacher: The Right Rev. Martin S. Field Soloist: Tim Stoke Organist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The First Sunday Of Advent, November 29, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Nov 29, 2020 43:37


Clergy: The Rev. Kenneth L. Chumbley, The Rev'd Dr. Robert W. Seney Preacher: The Rev'd Dr. Robert W. Seney Soloist: Erich Eastman Organist/Pianist: Catherine Wong Violinists: Mary Christiano, Dr. Patricia Cox The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
Last Sunday After Pentecost: Christ The King, November 22, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Nov 22, 2020 38:44


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Mark W. Ohlemeier Soloist: Erich Eastman Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

98.5 ONE FM Podcasts
Terri Cowley interviews new President of GV Pride Deb Chumbley - Shepplife - November 13, 2020

98.5 ONE FM Podcasts

Play Episode Listen Later Nov 13, 2020 12:03


This interview first aired on Friday the 13th of November 2020 on ONE FM 98.5 Shepparton. One FM Shepplife announcer Terri Cowley talks to the new President of GV Pride Deb Chumley. She talks about what she brings to the role and what GV Pride does in the community. To find out more about GV Pride head to - http://www.gvpride.org Thanks to J.Furphy and Sons for supporting this podcast and to Adam Watkins & Josh Revens for their technical assistance. Listen to Terri Cowley live on Friday mornings from 9am-12pm. Contact the station on admin@fm985.com.au or (+613) 58313131 The ONE FM 98.5 Community Radio podcast page operates under the license of Goulburn Valley Community Radio Inc. (ONE FM) Number 1385226/1. PRA AMCOS (Australasian Performing Right Association Limited and Australasian Mechanical Copyright Owners Society) that covers Simulcasting and Online content including podcasts with musical content, that we pay every year. This licence number is 1385226/1.

Christ Episcopal Church Podcast, Springfield, MO
The Twenty - Third Sunday After Pentecost, Ante - Communion, November 8. 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Nov 7, 2020 35:33


Clergy: The Rev. Kenneth L. Chumbley, The Rev. Mark W. Ohlemeier Preacher: The Rev. Mark W. Ohlemeier Soloists: Dane Scholz, Kenny Kabak Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bullletins. Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO

Clergy: The Rev Kenneth L. Chumbley, The Rev Mark W. Ohlemier Preacher: The Rev. Kenneth L. Chumbley Soloist: Tim Stoke Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bul.... Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The Twenty - First Sunday After Pentecost, Ante - Communion, October 25, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Oct 24, 2020 37:48


Clergy: The Rev Kenneth L. Chumbley, The Rev Mark W. Ohlemier Sermon: Dr. Keith LaFerriere Soloist: Kenny Kabak Violinists: Mary Christiano, Dr. Patricia Cox Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bul... Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

Christ Episcopal Church Podcast, Springfield, MO
The Twentieth Sunday After Pentecost, Ante Communion, October 18, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Oct 17, 2020 44:41


Clergy: The Rev Kenneth L. Chumbley, The Rev Mark W. Ohlemier Preacher: The Rev. Kenneth L. Chumbley Soloist: Emmy Smith Violinists: Mary Christiano, Dr. Patricia Cox Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

The Carson McCullers Center's Weekly We of Me
Episode 18: Interview with Carey Scott Wilkerson, Robert Chumbley, and Ian Greenlaw -- A Little Bit of Carson in Every Character

The Carson McCullers Center's Weekly We of Me

Play Episode Listen Later Oct 16, 2020 23:22


This is the last of three episodes based on our interview with librettist Carey Scott Wilkerson, composer Robert Chumbley, and baritone Ian Greenlaw, collaborators on an operatic treatment of The Heart Is a Lonely Hunter.

Christ Episcopal Church Podcast, Springfield, MO
(Podcast) The Nineteenth Sunday After Pentecost, October 11, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Oct 10, 2020 38:00


Clergy: The Rev Kenneth L. Chumbley, The Rev Mark W. Ohlemier Preacher: The Rev. Mark W. Ohlemeier Soloist: Kenny Kabak Organist/Pianist: Catherine Wong Violin: Mary Christiano, Dr. Patricia Cox The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

The Carson McCullers Center's Weekly We of Me
Episode 17: Interview with Carey Scott Wilkerson, Robert Chumbley, and Ian Greenlaw -- Words First, Then Music

The Carson McCullers Center's Weekly We of Me

Play Episode Listen Later Oct 9, 2020 18:15


This is the second of three episodes based on our interview with librettist Carey Scott Wilkerson, composer Robert Chumbley, and baritone Ian Greenlaw, collaborators on an operatic treatment of The Heart Is a Lonely Hunter.

Christ Episcopal Church Podcast, Springfield, MO
The Eighteenth Sunday After Pentecost, October 4, 2020

Christ Episcopal Church Podcast, Springfield, MO

Play Episode Listen Later Oct 3, 2020 48:18


Clergy: The Rev Kenneth L. Chumbley, The Rev Mark W. Ohlemier Preacher: The Rev. Kenneth L. Chumbley Soloist: Ben Killingsworth Organist/Pianist: Catherine Wong The bulletin for this service can be found at https://christepiscopalchurch.com/bulletins Music published under ONE LICENSE #732147-A. All rights reserved. Christ Episcopal Church welcomes your support of this and other ministries. Please consider making a one-time gift or a recurring one. You can do so at https://christepiscopalchurch.com/give/ Please let us know how you would like us to pray for you. God be with you.

The Carson McCullers Center's Weekly We of Me
Episode 16: Interview with Carey Scott Wilkerson, Robert Chumbley, and Ian Greenlaw -- McCullers as Opera

The Carson McCullers Center's Weekly We of Me

Play Episode Listen Later Oct 2, 2020 21:35


This is the first of three episodes based on our interview with librettist Carey Scott Wilkerson, composer Robert Chumbley, and baritone Ian Greenlaw, collaborators on an operatic treatment of The Heart Is a Lonely Hunter.

WTMJ Conversations & WTMJ Features
09-30-20: Wisconsin Medical Society CEO Dr. Bud Chumbley

WTMJ Conversations & WTMJ Features

Play Episode Listen Later Oct 1, 2020 3:44


09-30-20: Wisconsin Medical Society CEO Dr. Bud Chumbley

Madrid Church of Christ Bible Lessons
The Apostolic Preaching of the Resurrection (Kenny Chumbley Lesson 6)

Madrid Church of Christ Bible Lessons

Play Episode Listen Later Sep 25, 2020 43:45


September 16, 2020 | 7:00 PM Lesson 6 Special Bible Lessons with Kenny Chumbley

Madrid Church of Christ Bible Lessons
The Cross (Kenny Chumbley Lesson 5)

Madrid Church of Christ Bible Lessons

Play Episode Listen Later Sep 25, 2020 47:39


September 15, 2020 | 7:00 PM Special Bible Lessons with Kenny Chumbley

Madrid Church of Christ Bible Lessons
The End of All Things is at Hand (Kenny Chumbley Lesson 3)

Madrid Church of Christ Bible Lessons

Play Episode Listen Later Sep 25, 2020 34:15


September 13, 2020 | 11:00 AM Lesson 3 Special Bible Lessons with Kenny Chumbley

Madrid Church of Christ Bible Lessons
The Cross in the Birth of Christ (Kenny Chumbley Lesson 2)

Madrid Church of Christ Bible Lessons

Play Episode Listen Later Sep 25, 2020 37:55


September 13, 2020 | 10:00 AM Lesson 2 Special Bible Lessons with Kenny Chumbley

The Aisle Files Podcast
005: Creating Zero-Waste Events with Lauren Chumbley

The Aisle Files Podcast

Play Episode Listen Later Jan 29, 2019 30:04


Today's show explores a topic that all venue owners and venue managers should consider, but I'm willing to bet that this might be an area where a lot of people haven't put a lot of focus. Or at least not as much as they could. How much thought are you putting into trash? Or waste of any kind? That might include extra food, unwanted décor at the end of the night, using a lot of plastic serving pieces, having a recycling program, and so much more. Lauren Chumbley is my guest today and having weddings work towards zero-waste and creating sustainable events has become a passion of hers. She's here today to educate us all on what we can be doing if we want our venues to become more sustainable and earth-friendly. Be sure to check out the free download checklist from the show today too! In this episode, you'll hear about: Meet Lauren Chumbley [1:50] How Lauren started her work for sustainable events [4:40] What is a zero-waste event [6:16] Are couples or vendors driving the more toward sustainable event [7:25] What kind of costs are involved if venues want to invest sustainability [9:38] What kind of training or set up needs to happen for staff [12:34] What is done at the venue vs. a third-party service [14:05] Who should a couple talk to first and at what point if they want to have sustainable practices [15:46] How should venues position sustainable events to couples [16:55] What is the biggest source of waste at a wedding [19:14] What are the first steps someone can take to reduce waste [21:07] Do DIY or high-end or other styles of weddings produce more waste than others [25:22] The easiest first step to take [27:17] RESOURCES WE MENTION:  Top Ten Tips for Hosting More Sustainable Events – Free Download The Venue Owner Shop – use code FIRSTORDER to save 15% on your first order Julia Spangler Events – Sustainable Event Consultant One Percent for the Planet – Donate 1% of your revenue to a sustainable cause ABOUT OUR GUEST:  Lauren Chumbley was born and raised in San Antonio, Texas and graduated from the University of Texas in Austin with a degree in Public Relations. She went on to earn her Certification in Meeting and Event Planning, studying everything from Weddings to Trade Shows and Conferences. Over the years, Lauren interned at Elite Weddings and worked at In Style Weddings and Destinations before starting Eclipse Event Co. with Kristi DePew in 2015. Lauren has been a member of Meeting Professionals International and Wedding Network USA. She is currently serving on the Board of the International Live Events Association and is an active member of the Junior League and Associated Wedding Planners of Austin. BE A FRIEND:  Leave an iTunes review here. BE A GUEST:  Are you passionate about sharing your knowledge about running a wedding venue? Know someone who is? Email us at kelly@aislefilespodcast.com to let us know why you'd be a great person interview! Find full show notes from this episode here. — Connect with Aisle Files Podcast Online Website: www.aislefilespodcast.com  Email: kelly@aislefilespodcast.com Instagram: @aislefilespodcast Facebook: @aislefilespodcast The Aisle Files Podcast is created and produced by Kelly Ewell, owner of 48 Fields Farm.

The Marketing Genius Podcast: Real Estate Marketing | Digital Strategy | Technology | Leadership

By now, most real estate agents interested in marketing online know that content is king. They also know that success is about producing tons of great content. And that's enough to make anyone hesitate. Blogging several times per week, forever—that sounds like a lot of work. That got me thinking, maybe there are some alternatives. In 2010, Dale Chumbley saw an opportunity to create digital content about his community of Vancouver, Washington. But instead of just setting up a blog, Dale issued himself a challenge: 365 days, 365 entries. The result was a year's worth of amazing content that established Dale as a local expert. Nearly five years later, Dale continues to get leads and referrals from people who have discovered him through his online content. In this interview, Dale explains how his “365 things to do in Vancouver” project has paid off for his real estate business, and how breaking into video marketing for real estate is as simple as wishing someone a happy birthday.