Podcasts about ehic

Martin's off air for the next few weeks so it's a chance to revisit some of the best bits of the year so far. He explains to Nick Eardley the smart way to spend abroad plus tips on making sure you're on top of passports, car hire, EHIC's and GHIC's.

1. Watch out for clones Copycat airlines and bogus holiday firms may try to trip you up. Cloned websites can spoof logos or branding to make themselves appear like the real deal. Check the URL matches the official website and verify the contact details. While the IAA sign should mean your holiday is protected, scammers can use fake licence numbers, so double-check with IAA.ie if you are in doubt. 2. Don't fall for fake tours and activities Avoid paying for activities from scam operators that advertise or tout non-existent activities or trips. Check out verified reviews and be alert to red flags such as poorly spelt adverts or limited-time offers. If buying on holiday from a street vendor, don't feel pressured to make decisions on the spot. 3. Beware social media promotions Facebook, X, TikTok, and Instagram ads may pop up in your feed to entice you with quick and easy getaways. Slick ads can impersonate airlines or hotels and advertise holidays that don't exist. You may even get fake confirmation emails or booking references. Always check the authenticity of the profile, book flights and hotels directly and only part with your money once you're 100% sure it's legit. 4. Don't pay faux fees Counterfeit websites set up to mimic Government bodies continue to trick consumers into paying hefty service fees for renewing passports or free EHIC cards. Check the URL matches the official website before parting with any personal details, and look for hidden costs before paying for your passport. 5. Check airport parking reviews Airport parking can really add to holiday costs, so it's tempting to book the cheapest option. Airport parking rouges may claim to keep your car in a safe and secure place, but the reality may differ. Avoid returning home to find your car damaged, dirty, or with added mileage by booking a reputable parking firm. 6. Guard against car hire scams If you hire a car or scooter online or abroad, read the paperwork, take photos and check the vehicle carefully before signing the documents and driving away. If not, you could end up paying for damage you did not cause or extras you didn't need. Consider buying cheaper car hire excess cover from a separate insurer before you go. Eoin Clarke, Commercial Director at Switcher.ie comments "Everybody looks forward to a holiday in the sun. It's a time when people have fun, relax, and let their guard down. Sadly, fraudsters are all too ready to take advantage of sun-seeking, carefree holidaymakers, who become easy targets for scams and ripoffs. "A holiday abroad can really lift the spirits, but being careful doesn't mean having less fun. Plan ahead and pay securely for activities and day trips so you're not rushed into parting with your cash. Make sure to research the website, read company reviews, and scrutinise the small print to avoid being duped by a scam deal that'll leave you disappointed and out of pocket. "Sorting things like travel insurance and prepaid travel or credit cards in advance can protect you if things go wrong and may ultimately help your holiday money go further." More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.

A trip to the hospital after a bike accident and moving to the Netherlands from the US. In this episode we explore the Dutch healthcare system from an EU and non-EU perspective, hear from the experiences of Fin and Sophie, and find out what you should know and do before you need to engage with the system.  If you want to know more, here you can find resources that might help you: General information about healthcare in Maastricht: https://mymaastricht.nl/health/  Information about compulsory insurance in the netherlands from Maastricht University: https://www.maastrichtuniversity.nl/support/during-your-studies/money-matters/compulsory-health-insurance  Get assistance from the international student helpdesk: https://www.maastrichtuniversity.nl/support/during-your-studies/international-students-while-maastricht/international-student-helpdesk  Wandering if you need to see a doctor? Check out https://moetiknaardedokter.nl/en/ Emergency on university grounds? Call 0031 433875566 Need acute help but your GP is closed? Call the GPs' emergency post at Maastricht University Medical Center (MUMC+) https://www.mumc.nl/huisartsenspoedpost-maastricht-en-heuvelland Don't know how severe your symptoms are? Check at: https://moetiknaardedokter.nl/en/ More information on the EHIC: https://ec.europa.eu/social/main.jsp?catId=1021&langId=en&intPageId=1747 Apply for a EHIC with Dutch health insurance: https://www.hetcak.nl/en/healthcare-abroad/ehic/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/maastricht-diplomat/message

Travel insurance: it's the part of travel that no-one likes to think about, but it's also – for many trips – an essential. All you need to know on pre-existing conditions, EHIC and GHIC.This podcast is free, as is my weekly newsletter. Subscribe here to get it delivered to your inbox every Friday. Hosted on Acast. See acast.com/privacy for more information.

Great news for Crew travelling to the EU for the season, with many countries easing restrictions and some with no restrictions at all. Some not so good news out of South Africa in regards to Comair and it's grounding of all flights,  British Nationals can breath easy with their EHIC health card throughout the EU, Ongoing flight issues across Europe, Important news for crew regarding transit thru South Korea, and Crew Questions. All links available on the Blue Marine Travel Website at www.bluemarinetravel.com. BMT operates 24 hours a day, 7 days a week, 365 days a year. Contact us on blue@bluemarinetravel.com or +44 (0) 1279 661 000 For Lee Harris and daily travel updates: https://lnkd.in/dMJ28rT @bluemarinetravel #travel #yachting #yachtcrew #repatriation #travelblogger #adventure #trip #traveling #explore #vacation #landscape #travelling #crew #maritime #superyachts #yachtcharter #yachbroker #yachts #yachtinglifestyle #luxury #luxurylifestyle #yachting #yachtcrew #crewtravel #yachtinginternationalradio

Az Egyesült Királyságnak az Európai Unióból való kilépését követően az európai egészségbiztosítási szolgáltatás nem szűnt meg, továbbra is elérhető, de változások történtek. Ezekről hallhat bővebben ebben az epizódban.

A Place in the Sun presenter, Laura Hamilton, and Lisa are having a coffee in the ‘new normal’ in Spain, masks at the ready, with a lively conversation about property abroad, bargain cave houses, lack of tourists in Spain, Greek idylls, making tea for Dermot O’Leary, getting stuck in Sri Lanka, nerve-wracking Egyptian taxi rides, galloping around the Pyramids in Cairo, skiing after C sections, becoming a postmistress, running the local coffee shop and the surprise revelation about who her father is! There’s a clue, in the title.   On this episode we cover:   The new series of A Place in the Sun What it’s like in Spain with fewer tourists around Fuengirola being a Spanish working town Laura being on a flight to Spain when the quarantine was announced Lockdown having been mentally very tough People wanting to take holidays Lisa and Laura on Channel 5 News together Takes a brave person to go to a country AGAINST Foreign Office says don’t go Still having access to healthcare with EHIC card People on social media judging each other 400,000 Brits having homes in Spain Property currently being very cheap in Spain A Place in the Sun viewers booming in lockdown People wanting escapism Camelot say the number one wish is for a holiday home Guests on A Place in the Sun being ordinary working people £29,000 cave houses available Laura having stolen Lisa’s dream job Laura’s Dad being Uncle Bulgaria in the Wombles!!! Starting off at Channel 4 making tea for Dermot O’Leary Buying her first property age 19 Being made redundant Always turning a negative into a positive  Getting her break as a children’s TV presenter age 21 Taking part in Dancing on Ice being a game changer Having bought and renovated 8 houses helping to get her the big gig The coffee shop, restaurant and deli she owns in Purley Moving a good half an hour to be with her husband Turning the café into the village shop during lockdown Working really hard on set rather than being on holiday Travel being so important for kids Laura’s entrepreneurial spirit meaning she’s a workaholic Lisa always thinking of opening shops or cafes (despite burning a pan of water) Becoming a postmistress, but struggling to keep the Post Office going Her insurance salesperson husband sometimes thinking she’s mad Skiing for The Jump just 3 weeks after an emergency caesarean Timeshare holidays in Tenerife The ‘shame’ of caravan holidays age 13 Slate mines in Wales! A round the world ticket in her early 20s Leaving a French campsite every day in full make-up to film Laura gets star-spotted whilst we’re sitting there A nerve-racking experience at the Egyptian border Having dinner with the taxi drivers family in Cairo (weirdly, Lisa had a very similar experience) Galloping on horseback around the pyramids Getting stuck in Sri Lanka because of the Icelandic ash cloud Flying to Maldives instead The coffin-like ‘spa treatment’ full of cockroaches Wanting to instil a sense of adventure in her children How music on travel can always take you back in tome Leo Sayer’s Thunder In My Heart taking her back to a road trip in a Mini through the Australian outback

It’s Brexit Day – and whether you voted leave or remain, are celebrating, or commiserating, we wish you a happy one. After 11pm on Friday 31 January 2019, Britain is officially no longer a member of the European Union. The big question is, what happens next? On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost discuss both what Brexit means immediately for consumers and travellers, and how things may pan out for the economy and our finances over the year ahead. Where do we stand on Ehic medical cover in Europe, driving on the continent, mobile phone roaming, flight compensation and expat pensions? And what will the trade discussions on our future relationship with Europe and the rest of the world mean for the nation’s finances, businesses, inflation, the pound and interest rates? Also on this week’s podcast, the team dive much deeper into house prices than the usual survey, with a look at 174 years of property affordability and whether we can learn anything from a 70 year period when they got cheaper. They discuss Neil Woodford’s investors getting some money back and finding out how much they have lost so far and the curious case of the Lloyds customer of years who won a surprise bumper PPI payout that proved to be the ultimate loyalty penalty for being ripped off.

On this episode of sen-says podcast we talk about how Ehic's new hit Figa got Kenyans waking up early for the premiere. We also get abit freaky and talk about Sex in weird places.

Administrators have been appointed to the Dream Lodge Group leaving people, some of whom invested hundreds of thousands of pounds in the luxury holiday park lodge business, at risk of losing most if not all of their money. In return for their cash they were promised an 8% return on their investment plus a guaranteed buy back of their capital. In a statement to Money Box administrators Deloitte said "The best outcome for everyone would still be a sale of the business and we will formally report our progress on that and any other matters in our creditors report in mid-March. We appreciate this will be a difficult time for many people affected by the administration of the business.” What are the signs that an investment opportunity is too good to be true? Guest: Farhaz Khan, Secretary of the Financial Services Lawyers Association. The European Health Insurance Card, or EHIC, gives people from the UK the right to access state provided emergency care while temporarily staying in another European Economic Area country or Switzerland for free or for a reduced cost. Tamara Hervey, Professor of EU Law at the University of Sheffield explains what happens to the EHIC post-Brexit. The cash machine network Link will pay a 'super premium' to ATM operators in certain remote areas from April. It hopes the subsidy of up to £2.75 per withdrawal will keep machines free to use. Guest John Howells, CEO of Link. If you’ve signed up with a credit rating agency to get alerts whenever your file is accessed, what can you do if you discover a company you've never heard of has searched your details? Guest Lisa Hardstaff, Head of Customer Experience at Equifax. Presenter: Paul Lewis Reporter: Dan Whitworth Producer: Charmaine Cozier Editor: Richard Vadon

Gerard Deane and Paul Gosling return with more news, views and analysis on the pending UK Exit from the European Union and how it may impact the North West of Ireland. Michel Barnier was a recent visitor to the City and met with civic leaders and local businesses as they attempted to re-enforce the case against a hard border. Jennifer McKeever, President of the Londonderry Chamber of Commerce, attended the session in the Guildhall and she will discuss on the Podcast what she learnt from the meeting with the Chief Negotiator on Brexit for the EU, the challenges local businesses are facing & why Northern Ireland needs leadership in the Brexit Process. (8:20) Darach MacDonald recently launched his book "Hard Border" at the Holywell Trust Building earlier this month. Darach explains in his conversation with Paul (and in his book) how the border has impacted on families over the decades, how it splits communities but why he believes the border in the last 10 years has been the best it has ever been. (29:50) At present the hospitality sector is finding it increasingly difficult to recruit staff whether it is kitchen or cleaning staff. Brendan Duddy speaks of the uphill struggle his group has had in trying to fill roles. (18:21) Also on the Podcast we hear from David McMullan from County Armagh Community Development Group on border Unionist Community Attitudes to Brexit (24:20) and Pauline from Derry Well Women poses the Brexit Question on EHIC's future (37:00).

Gerard Deane and Paul Gosling return with more news, views and analysis on the pending UK Exit from the European Union and how it may impact the North West of Ireland. Michel Barnier was a recent visitor to the City and met with civic leaders and local businesses as they attempted to re-enforce the case against a hard border. Jennifer McKeever, President of the Londonderry Chamber of Commerce, attended the session in the Guildhall and she will discuss on the Podcast what she learnt from the meeting with the Chief Negotiator on Brexit for the EU, the challenges local businesses are facing & why Northern Ireland needs leadership in the Brexit Process. (8:20) Darach MacDonald recently launched his book "Hard Border" at the Holywell Trust Building earlier this month. Darach explains in his conversation with Paul (and in his book) how the border has impacted on families over the decades, how it splits communities but why he believes the border in the last 10 years has been the best it has ever been. (29:50) At present the hospitality sector is finding it increasingly difficult to recruit staff whether it is kitchen or cleaning staff. Brendan Duddy speaks of the uphill struggle his group has had in trying to fill roles. (18:21) Also on the Podcast we hear from David McMullan from County Armagh Community Development Group on border Unionist Community Attitudes to Brexit (24:20) and Pauline from Derry Well Women poses the Brexit Question on EHIC's future (37:00).

THIS EPISODE So maybe you are sitting in the Rain in England .. or approaching retirement and wanting to come over from the US to Europe and you keep thinking let’s do it let’s make the move to a Life in France well then this  episode 35 is for you. 10 tips and more to planning that Expat move to France.   KEY POINTS Research Learn the language Customs and Traditions Check the area town vv country Isolation Paperwork Administration Permits and benefits Animals Removal companies Car Mindset Emotions Diet   Important links mentioned in this episode Connexion France  http://www.connexionfrance.com/ The Local France https://www.thelocal.fr/  Lou Messugo http://www.loumessugo.com/en/blog Blevins Franks  www.blevinsfranks.com/France Tracy Leonetti rivierafirefly.com/podcasts/11  Join us in France https://joinusinfrance.com/     Welcome to episode 35 Moving to France. Recording this in February 2018.Macron is pulling France out of the doldrums of the previous government .. business is booming, people are feeling confident and right now down in the South of France the sun is shining , the sea is glistening, the mountains are snow capped what is not to love. Famously here in the Cote d’Azur you can be on the mountains skiing for breakfast and lunch then down with your toes in the sand enjoying a glass of Rose in the afternoon.  We too are in the throws of Brexit and so now is a great time to use that European passport and make the move while you still can!      Around 16  years ago Mr BB and I were living happily in the South of England .. a great entrepreneurial, cultural country living in booming Brighton before selling our cute little terrace house for something bigger further out. It was the time when there were regular TV shows and documentaries  about people who were moving to France generally to set up a gite or B&B the disasters the flowing wine ..we were reading  Books A year in Provence Peter Mayell .. A year in the Merde … and dreaming .. my French was OK having studied it at Uni .. Mr BBs was restricted to a bonjour but there must have been an adventurous gene a bohemian nomadic trait somewhere as we just kept talking about a Life in France.  I actually already had family living down in Nice .. but financially we were looking at what our money could buy elsewhere in France .. gorgeous Farmhouses .. old stone , period features the dream. But my sister insisted the Cote d’Azur was a better 300 days of sunshine bet. More expensive though ..so we summed and agghed.   Meanwhile after baby number 1 arrived and it was approaching time to go back to work  my amazing boss at Amex agreed to let me work part time (which in England meant 3 days per week) and 2 days of that from home but for it to work they set me up with an ISDN line at home and all I needed to organise was  childcare at home .. a French Au Pair appealed (I’d been one myself once as had my sister) so after some conversations my sister and I decided to set up our first company together …Pebbles Au Pairs so named because of the Pebbles in Brighton and the Pebbles in Nice!  She found Au Pairs from France and I found host families in England. Despite there already being a plethora of agencies this was niche and old school as we focussed on the French to English market. And I was one of the first customers .. nothing like testing your own products… The wonderful Sophie came and joined us and she actually ended up staying 18 months in the end.. now why am I telling you this - It’s because my top tip number 1 for moving to France is to start learning the language before leaving. www.aupairsbypebbles.com  www.pebbles.fr/     1)  Research .. read books, join groups, subscribe to magazines … my 2 favourite and most useful publications are Connexion France newspaper - For me this is essential reading wherever you are in France . A monthly highlight on law changes, useful information, tips on cultural things you didn’t know. http://www.connexionfrance.com/   I also love The Local France as this has a great roundup in English of all the news items.  https://www.thelocal.fr/    I would say everyone prior to and once here should be regularly checking in with these.   2) Learn French before leaving. Sophie talked to our baby for the first 18 months of his life in French in fact one of his first words was voiture. She also gave Mr BB French lessons ..later when Sophie left and baby number 2 came along we were joined by Cindy who did the same with Little Miss D .. so by the time it came to us leaving Blighty everyone had a good smattering of the lingo. This really helps when you get here .. despite what they say not every French person speaks English indeed that is why so many of my classes at KidooLand my little English school have wait lists because the French want their children to have better exposure to the language of Shakespeare. I don’t know about you but I also think there is an etiquette .. politeness factor here in doing your best in the local language so get onto it before coming over there is so much free stuff available on youtube .. or find a French podcast  Once you are here don’t just join the English activities and groups. Live like a local .. get involved in local community . Nearly all of my interviews on this podcast ask my guest the question for tips on how to meet the locals and make friends so do go and check that out.   3) Understanding Customs and traditions  … saying Bonjour is one of the French 10 commandments as you walk in a shop or even around it ..out for a walk in the country  The bis - French Kiss, greetings in the workplace , the lunch hour. I read years ago  Culture Shock! France by Sally Adamson Taylor but there are many more available now to help you before you live your home country understand how best to fit in. It’s key to making sure you don’t make any faux pas .. of course many of these can be laughed off but good research will pay off. Did you know that children don’t go to school on Wednesdays .. it’s activity day and that’s why I am so busy on a Wednesday as my team at KidooLand are busy teaching English through fun activities to French children .. it’s their day to do football, dance, art, music and more all over France. I think it is a great break in the week for children and I love that they go to the specialist for each discipline instead of hoping the teacher can do it all..but as a working parent you will have to bear this in mind. Another culture shock which I love is that shops are shut on a Sunday. If you come from Britain or the US where you are used to 24/7 this can be quite a challenge initially. It is in fact very liberating and one of the many reasons I love France .. a day for family, for exploring, for chilling and enjoying this wonderful country. Monday’s are also pretty quiet .. hairdressers , beauticians etc all stay closed so that they can have their own “2 day weekend” and why not. A more frustrating one for me is the 12-14h close that even in your big stores like Conforama that sell more entry level furniture will close. I cannot understand how such a huge shop can’t fathom out a rota so it can stay open but on the plus side is people don’t expect me and my own company to be open and I have to say I love Wednesdays where me and the team chow down , door closed and have a laugh it’s an important moment of connection in the day. The local Fetes are also just brilliant you can have the small very local ones like in Chateauneuf de Grasse we have an annual Fete des Courges .. basically a pumpkin festival we also have a Fete de bois there .. it’s huge a traffic stopping day .. Fête de la Mimosa, Citrons or Lemons in Menton, Oranges in Bar Sur Loup, Miel or honey in Mouans Sartoux  Musique all around France, then you have the more well known ones  Carnival in Nice, Cannes Lions and the Film Festival, Grand Prix  basically there is something going on every weekend. The French know how to fête! and they do it very well.   4) Check out the different areas .. come on holiday again do your research .. like I said we originally had been looking more at where we could buy our dream chateau well there were some great deals 15 years ago..probably in the middle of nowhere ..in the end we went for the South of France..why? We had been here on holiday visiting my sister ..my sister was here ..having a friendly face especially in the early days was a lifesaver ..the sunshine factor and the quality of life and outdoor living that brings was a huge factor..having Italy on the doorstep how cool is it to just pop there for lunch .. or Spain just 4 hours drive away .. the beach the countryside and the snowy Alpes all available really makes it the dream location. We also wanted it to be significantly French but with an International edge ..we live in a sleepy provencal village 15 minutes from the bustling and typically provencal village of Valbonne and the International Perfume city of Grasse. Nice is under 40 minutes away with an international airport with lo cost and standard airlines and so this area has a good International slant for example lots of International schools from the high end to the public schools with advanced English classes (See episode xx) It’s a region that is well set up to cater for tourists and therefore anglophones moving here. and you don’t have to live in the tourist hub like I say there are authentically cute villages dotted around just a short drive from the metropolis. So I am biased to this region but I have lived in Paris for a year and Angers for another year so I’ve been around!  A resource I’d highly recommend you check out whether you are thinking or moving here or just visiting is Lou Message Gite appartement’s Blog http://www.loumessugo.com/en/blog    One thing I have noticed in several of the Facebook groups is that remoteness can be a huge problem emotionally so if you did find that gorgeous chateau but it’s in the ,middle of nowhere you do run the risk of feeling quite isolated. Weigh up the pros and cons carefully. I am really happy we chose the PACA region. I have been able to make great French friends but also some Anglo friends which sometimes I think you just need .. that wingman or girl there for those frustrating down days and moments .. people who really understand your expat issues. Many of the French here in PACA have an International outlook .. they might work for global corporations , they have to travel ..lots of them seem to have lived abroad and have come back and of course they are all used to dealing with tourists which is a positive mainly when it comes to settling in.   On the home front … Try before you buy ..Rent first .. we made that mistake I would say by buying before we moved here .. though we had a happy time we hadn’t fully researched all the different villages we really plunged in at the deep end. Buying has a myriad of issues attached too in the UK you have surveyors that check properties out for structure etc but that isn’t really the case here and is something we will be discussing fully in another episode soon.  Out in the country you can find such a hotpotch of bolt on problems for example our house ‘shared a water meter with the neighbour’s .. not something we realised until we had moved in!  Years ago the whole plot belonged to one person, who then divided the plot and the daughter lived in one house and them in the other .. roll on to our purchase and we had some kind of meter madness .. had to fork out for our own meter to have our own control. So do try and do some research on the Estate Agents too ..the Fresh unsuspecting buyer could find themselves with a right clanger on their hands..I think Real Estate agents are getting a whole lot better from what I”ve seen here ..back in the day you would see one bizarre photo on a website and very limited details do what you can to research .. turn up for the RDV only to find the agent takes you to 3 or 4 properties you had no intention of visiting … We have an episode coming up on buying property so do tune back in for that.   With regards to renting, do also check out contractual law for renting which is very different for furnished properties and unfurnished.  Get some professional solid advice because there are some sharks out there and some unscrupulous landlords will  try to hoodwink you so do find out the facts forewarned is forearmed . Note too it can be difficult as a foreigner  to find a landlord willing to rent to you .. there are quite strict rules around how much you earn versus the rental amount and some landlords will demand you blocking 12 months worth of rent as a deposit .. then you have to pay rent on top!    ConnexionFrance would be a great place to start for this info.     5) Paperwork and Admin. France is founded on this and the sooner you accept this the better. Make sure you have all your original documents in a folder ready. With photocopies of each one available too. Birth certificates , marriage, divorce, rental agreements, EDF bills everything. The administration here need to tick boxes otherwise the computer it says no. And then you have to go away and re queue and come back . Carte Vital medical system , registering at the Drs , signing up for phone and internet contracts. I think it is difficult wherever you go not just France .. and recently there is more and more moving to online so registering a car, changing driving licences etc. There are many people set up to help you too .. they can be found in the Facebook Groups for the regions e.g. Cote d’Azur Living. I always felt a sense of accomplishment when I got the boxes ticked and you got approval !   Think too about your exit paperwork .. Tax authorities, bank accounts etc.. you will have to declare all assets and bank accounts once in France .  Research also what will happen to your pension and how you plan to maintain healthcare benefits. Make sure you have all your medical records and before leaving  do an eye test, get your vaccins up to date come over with everything ready to go that way you won’t be floundering in the early days looking for opticiens and Drs and trying to figure out what whooping cough is in French. Get your EHIC which lasts for a short period and  S1 if you are British so you can access the CPAM Caisse Primaire d’Assurance Maladie)  which won’t give you full cover, you may need to organise private top up. For financials speak to the experts Blevin’s Franks is one I would recommend getting in touch with www.blevinsfranks.com/France   Make sure you get your insurance into place for you , your car, your health , your home , your pets. I always think that being a foreigner  If you are thinking of setting up your own company this is a whole different set of admin hoops .. get yourself a good accountant. As Rachael Dickens the English Osteopath who I interviewed in episode 18 says “spend money on getting an accountant to sort out all your admin. Even if you are a competent French speaker. Itll save you money time and energy in the short run as well as the long run.” There are some big Facebook Groups for entrepreneurs such as Riviera Entrepreneurs Ladies and I have a smaller more intimate support group Riviera Business Cocoon where we share tips and help each other in a positive environment.   6)  Permits and residency  Make sure you have all the correct paperwork in place. EU Nationals have freedom of movement .. we don’t know quite what will happen toe the British after Brexit so if you are coming over from there before March 2019 make sure you register with the local authorities .. apply for voting rights , Carte de Séjour .. you can contact the British Embassy (see episode 25) if you have a problem so that you can start clocking up your time officially here. NON EU must request permits and visas before working so do make sure you have checked that out. There is a useful group called Americans in France on Facebook that is worth joining. For  paperwork and administration listen to my podcast with Tracy Leonetti rivierafirefly.com/podcasts/11 she is the go to for all things paperwork and serves people all over France. Tracy may also be a great person to start with to find out about benefits and help available her plus an accountant will help you understand what tax breaks there are etc.   7) Animals you will need to ensure they have the correct vaccins and health checks, are chipped (don’t forget to have that updated when you are in France)  Think about the journey and how you are getting them here and if travelling by plane make sure you have checked on the crate requirements etc. There are some very helpful groups on Facebook like French Riviera Animals https://www.facebook.com/groups/329024693975161/ where you could ask your initial questions.   8) Removal companies .. do use a recommended company. We made a mistake here and used a broker who got us a cheap deal ..unbeknown to us this meant our load went on the lorry ..another person’s load was then added ..it then went to another part of France was unloaded while they moved them in .. then came to us a good 10 days after the agreed delivery date ( I was at the time on my own with a baby and a toddler awaiting furniture) and of course with all the reloads things got broken and essential parts went missing like part of the bed frame. Facebook didn’t exist when we moved here but now it is a real resource.    8) Bringing over a car … well actually we didn’t do that we decided to sell our Right hand drive and buy again over here .. which for practical reasons was the right one .. like overtaking.  It also makes it easier for the MOT / control technique and for insurance reasons. It was a surprise to see how expensive 2nd hand cars were here though ..more recently we went to Italy and bought 2nd hand there .. it was relatively simple to import and register here and saved several thousands and of course is correctly set up for left had drive. Make sure you do contact your driving authority before leaving get the right paperwork for France and Users beware .. not all US driving licences allow you to drive over here depends on your state so research that fully particularly if you are going to be living in the countryside .. why do I say that well country living is of course great for the should .. beautiful vistas we have a gorgeous one across the valley to a mini mountain ..but buses are at best sporadic and don’t even think about taking a taxi .. Uber has a limited success here but not so much in the country so a car might be essential.   9) Mindset and emotions  Setting up in a new country is a challenge there is no way around it. Doing research will help you through the minefield or practical things but there is also that feeling of being alone, facing emergencies and doing it all in a foreign language. Once the initial excitement wears off it does become everyday living with its ups and downs. Certainly being on the beach in January can lift spirits for those that are used to near blizzard conditions but it can be cold and wet here too! The coast of living can be a surprise .. even though many things are cheaper many things are more expensive. Missing friends is really hard - it definitely changes your relationship being so many miles away and you have to build in regular visits back home ..or keep opening your doors to regular visitors which has its pros and cons. If a family member gets sick then that can put quite a strain on your life in France and you may need to be ready to jump on a plane at a drop of a hat. Planning on how you stay connected with the life you left is important - and easier with Facebook and WhatsApp but it does require maintenance and thought.   10)  Diet. Depending on where you live you may have local access to some of your favourite products from back home . We are lucky here near us to have several British supermarkets .. Brittain’s in Valbonne, Geoffrey's in Antibes and online options too. As a vegetarian Britains has been a lifesaver for me when it comes to summer BBQs as up until recently supermarkets only sold chippolatas no Linda McCartney options there. Mince Pies at Christmas etc. More and more of the supermarkets are stocking international products which just helps you have that link back home and also sharing your own culture with your children.  While I have been a bit of a wimp in the culinary department Mr BB has fully embraced it it helps having a French brother in law who loves frog legs and snails eugggh… Without realising you start to become “very French” about your eating habits.. looking for organic and French .. appetisers the famous Apero.. picking your own fruit to make a tart, harvesting your olives and having it pressed to make your own oil, fresh baguettes with meals , rosé with the Sunday lunch .. exquisite cheeses we have an amazing cheese shop in Pre-De-Lac and there is another in Valbonne .. The best chocolate none of that Dairy Milk .. in fact I have a great guest who makes chocolate coming soon to share some choctastic information. Coffee .. well we are close to Italy ..need I go on??  Shopping is also a different experience it feels more personalised, a slower experience .. when I was back in Bath the other day everyone kept apologising for keeping me waiting in the queue .. it was a lot faster than I was used to!  Mostly you can get purchases gift wrapped really quite beautifully too. After  sales still has a way to go however .. particularly in the larger stores they don’t yet seem to have bought into the client satisfaction route. The beauty of online is that for the moment anyway many of your favourite shops will deliver to Europe ..   Now if you need more information first hand from me or people already living here in France then my Cote d’Azur Living Facebook community has now reached over 8,000 members which is just amazing how it snowballed.  As the administrator we get to see all sorts of stats so I can see that there has been over 7,000 posts likes and reactions in the last 28 days. That’s huge! It’s such an easy place to find out .. what is that red beetle you’ve found in your garden, Is there snow in Greolieres, how to cancel an SFR contract (note to those moving here don’t even open one with them check the group for why!) and there’s fun stuff too like Alanea’s post on the 10 French words none of us can pronounce and even with my OK french I would say that’s pretty accurate!    As the Admin I can also see who have been our star contributors and they are Desira, Frances and David this month!! Their interaction helps keep the group laughing, useful and reduces the posts that we don’t want in the group ..with a simple flag to admin click our job is made easier in filtering out the stuff we don’t want in this group e.g. for sale and property searched .. there are other groups for that. There is a great search facility in this group .. and more recently there is also a recommendations tab. So you can click this and see recommendations for restaurants , places to visit attractions etc. Recommendations I took up recently was a  Comedy event in Cannes which was a bit meh .. or maybe I am getting a bit old .. great to see some friendly faces there though…co-Admin June posted about the ISN’s latest Theatrical show Singing in the Rain now that was fantastic. Once again hugely thankful that we have access to culture in English as well as in French . A huge plus of living here on the Cote d’Azur. I see some great    So 8k members .. and about 100 requests a week to join . If I’m honest I decline ⅔ of applications these days because I also have a full time job and am a full time mum! It used to take a lot of time checking out profiles as we get an enormous amount of requests from fake profiles things I would be looking for are how many groups the person belongs to like if it’s over 200 that’s usually a warning flag .. if their account is less than 6 months old that’s another one and if they live in certain countries that’s another one!  FB has advanced a lot in the last 12 months helping administrators so if June , Dawn or I need to remove someone from the group we even get the option to delete all their previous posts .. huge change it used to take me forever if we had a serial spammer going in to each message.   So why are these people not being approved well its down to the entry questions .. 2 easy ones why you want to join and whether you want to occasionally receive a link to this podcast (its fine to say no to that one by the way but the other question must be answered and make sense not just be some random letters) . I feel that the potential member who take 30 seconds to reply to those questions will be less likely yo spam our group. What I have found is that there is a whole lot les spam in the group if we just decline this applications.    I’ll leave you with a recent find …I recently discovered Annie Sargent's Join us in France great podcast discovering all the different regions and places to visit from Paris to Marseille, Brittany to Luberon. It’s also packed full of visitor tips like protecting yourself from pickpockets and even the attitude to tipping . https://joinusinfrance.com/ Key tags  #france #rivierafirefly #creativity #positivity #education #university #animallover #nightclubowner #careerguidance      OUR COMMUNITY FACEBOOK GROUPS Type Cotedazurliving  in facebook all one word our Free community for everything about living and visiting the cote d’azur  https://www.facebook.com/groups/cotedazurliving/   Home and Garden ideas https://www.facebook.com/groups/HomeGardenAlpesMaritimes/   Business and networking  Riviera firefly cocoon. https://www.facebook.com/groups/fireflycocoon/   Teen Riviera https://www.facebook.com/groups/teenriviera/     Our sponsor -   This podcast was sponsored by KidooLand the Little English School who have just opened inscriptions for the next holidays for 4-16 year olds KidooLand nicknamed “the little English school” by our clients has a  year round premises is  set up for the little and big people. We run English activities all year round as well as holiday camps in Vallauris Sophia and Valbonne. With the Ados that we get to explore the Cote d’Azur in great depth.  Mougins, Cannes, Biot and more for cultural and really fun outings and this year we add in community awareness projects. www.kidooland.com   Riviera Firefly is your online guide to living on and visiting the French Riviera and the Côte d'Azur. We cover topics such as Education for children and adults, Places to visit, Health and lifestyle, hobbies and leisure and have lots of fun here in the Alpes Maritimes. We also talk to inspiring local entrepreneurs and small businesses about how they started their careers in France, dealing with administration and what brought them here in the first place. Topical issues such as Brexit and what this means to expats will also be covered in 2017. Our online directory and magazine can be found on www.rivierafirefly.com   #kidooland #adoland  #holidays #cotedazur #cotedazurliving #summercamp #english #france #stagevacances #ecole #mougins #valbonne #antibes #biot #vallauris #cannes #expat #movingtofrance

Pensions, Health, Education, Referendum all hot topics discussed with Ambassador in the Embassy organised meeting today. The 5th round of negotiations just finished a couple of weeks ago. The most important news was we are in “Touching Distance” from an agreement for citizens. Touching distance being a couple of months with this recording taking place on 7th November 2017. There are 3 million Europeans currently in the UK and 1 million Brits in the EU and so there top 3 priorities are citizen rights, Ireland and financial arrangements In the last negotiations the PM suggested an implementation period post Brexit on the 29th March 2019 that would last for 2 years. Ambassador Llewellyn communicated that progress is being made on the issue of  citizens rights “they are uppermost on the minds of British Ministers and the PM” . Citizen rights is “priority number 1” . Britain made a proposition for the EU citizens in return they are hoping for reciprocity – this was a key word. Nothing as we know has yet been formally agreed or signed but it would seem that at the moment things are looking hopeful.   Britains proposition, is a new status and term called Settled Status would cover the EU people living in the UK lawfully for over 5 years in the UK and for those that are already there at the point of Brexit, they would be allowed to continue staying until the 5 years has been accrued at which point they would then apply for “Settled Status” This proposition means same benefits, same access to healthcare  pension rights as British citizens. So the HOPE is that the remaining countries will do the same back! It needs to be a reciprocal agreement. There are still some issues to be resolved but again he reiterated they are in touching distance.   Gov.uk the Government website and the chart describes where they have reached the agreement in Red Amber and Green – lots of it is now green.   Not a fan of public speaking I did the 5,4,3,2,1 ask it and I asked the first question For Teenagers who will be applying to University at the moment he will apply the UK Brexit’s so in March 2019 for September 2019.. he wasn’t in a position to answer that negotiation is underway but we were put in contact with Michelle from the Embassy who will be ensuring that there is a follow up and they will write to me. I would say that if this is going to be possibly your case you also need to contact the     Tracy Leonetti was there and asked a question for early retirees and asked a question around the 5 year criteria for those that have moved to France and how the healthcare and pensions would work for them. Pensions from the UK here in France it will remain the case and is governed buy domestic UK regulation. Will it continue to be uprated – yes it will . Under this proposed settled status the S1 would continue for those that are already permanent residents. If you were on holidays at the time of Brexit then the EHIC would still be valid If you come after departure then this detail hasn’t yet been negotiated. Check the FCO website for more details – I’ll put that it the show notes.   Re the 2 year implementation period after will people still be considered as Europeans or not ..the proposal of course hasn’t yet been agreed – during which the current arrangements would continue to apply a “status quo”   If you are having a carte de sejour refused you can flag this to the Embassy as it is our right to have these ( I don’t mean whether it’s one of 5 or 10 years here)   There was obviously a lot of comments and questions from Brits who feel unheard and disenfranchised. Lots of anger around the lack of having a vote and denied the vote from our home country – we do not have the civil rights. Which reminds me that if you are a European living in France you have until the end of December this year if you want to vote in European and local municipal elections next year 2018. Get yourself down to your townhall with your Passport and proof of residence do it today or at least this week. Your right to vote as we know from being British and not having been able to vote is a privilege – use it.   There is a call to action here – you should get in contact with MPs in the UK and try and get this raised in the houses of parliament – it has been on the manifesto for the last 2 PMs so there is no reason it doesn’t get actioned. While I know they are focusing on Brexit I think that we need to  join our voices and get some action. Please share , like, review this episode – the more people we can get informed the better. Join our community on Facebook its 100% free and I will be sharing the latest information on this and many other issues facing us here in France https://www.facebook.com/groups/cotedazurliving/   Someone raised the question of Monaco . negotiations with regard to Italy has been progressing greatly but he wanted to go and check the details about Monaco.   I also asked the Ambassador on behalf of my sister who runs www.pebbles.fr an Au Pair, and Language placement company to flag up the issue of small businesses here in the Alpes Maritimes trading back in UK who’s whole livelihood depends on free trade . Some of these small businesses are already being affected. He replied that trade between our two countries is  of great value “we do a huge amount of trade every year and we obviously want that to continue and put into place arrangements that allow exactly that. He said he would take that point back to London for us.   The question of working visas was raised. It will depend on what France and the other 26 countries agree – it will depend on reciprocity.   There was also discussion of course about the referendum and its validity…   To the points of Associated membership and wills , the Ambassador was not able to comment or confirm on those at this time.   So there is the update from today’s meeting – while I know that many of you already will be up to date on this I thought it was worthwhile sharing the latest from our Consulate and Embassy as it stands. The clock is ticking let’s check back in on this in 2 months time if not before.   Tracy Leonetti’s Update You can find out more from her www.lbsinfrance.com/       IMPORTANT LINKS Cote d’Azur Living https://www.facebook.com/groups/cotedazurliving/ The Government website and the chart describes where they have reached the agreement in Red Amber and Green – lots of it is now green. Official website www.gov.uk/world/organisations/british-embassy-paris The current Settled Status offer: https://www.gov.uk/government/news/more-detail-provided-on-new-settled-status-for-eu-citizens www.gov.uk/government/publications/voisins-voices-a-newsletter-fr-the-british-community-in-france Voisins Voices Newsletter – sign up on the Gov.UK www.gov.uk/world/living-in-france  for info on how to get access to healthcare, get documents legalised, lawyers and how to vote abroad etc. Twitter @UKinFrance and @BritishinFrance Facebook: https://en-gb.facebook.com/ukinfrance www.service-public.fr/particuliers/vosdroits/F2213 for naturalisation www.service-public.fr/particuliers/vosdroits/F16003 (for carte de sejour)   This Riviera Podcast was sponsored by www.kidooland.com The Little English School in the South of France.   #brexit #ambassador #cotedazurliving #rivierafirefly #health #rights #kidooland #pensions #fco #gov.uk #monaco #italy #pebbles #aupairsbypebbles #visas #lbsinfrance

International Trade After Brexit Brexit – after Article 50 is triggered, what lies ahead for the UK’s international trade position? Stuart Miller talks to Steve Hyland about International Trade After Brexit, how businesses can prepare for the months ahead post March 2017, what you should be aware of and why you should start planning now to minimise any potential disruption to your businesses trading position. International Trade After Brexit What are the starting positions of the UK & EU? What are the major constraints? What will be the sequencing of the negotiation? Will we get a “Free Trade Agreement” with the EU in 2 years (by March 2019)?  What is the likelihood instead of moving to WTO rules – and does it matter? How will the EU: Protect its 4 Freedoms (movement of goods, workers, services & capital)? Stop contagion Ensure that the UK is getting a deal that is materially inferior than EU membership? Protect rights of EU citizens now in the UK? How will the UK: Get a single deal on both withdrawal and the future relationship with the EU? Avoid transitional arrangements as indicated in the Government’s latest White Paper? Address the EU demand for (up to €60 bn) funds to cover exit? Reconcile any transitional arrangements with the stated aim of getting out of the jurisdiction of the EU Court of Justice (ECJ)? Address some kind of associate membership (say like Turkey?) Cover UK citizens’ rights in the EU? Ensure we have enough manpower in the food industry, universities and financial services (lots of EU citizens now in the UK)? Prevent a hard border in Ireland which might affect Northern Ireland’s (trading and other) progress? Use ongoing co-operation from UK’s crime, policing and counter-terror capacities to win trading compromises above? Or will we go towards low tax, low regulation (eg Singapore) model? This edition of Business Connections Live will be a valuable insight into International Trade After Brexit and what lies ahead for the UK’s international trade position after Art 50 is triggered. Stuart Miller, Managing Director of Warwick Legal Network (WLN) After 27 years as an international commercial & technology lawyer and latterly managing partner of a commercial law firm in London (ebl miller rosenfalck, one of the WLN members), He now focusses on growing the capacity of WLN to act for businesses trading around the world.  Most of his focus has been on SMEs. On this edition of Business Connections Live, Stuart will explain: The possible UK financial contribution. The manpower challenge facing the UK’s civil service What are the particular areas of challenge ahead? Examples: Single Skies agreement (governs landing and overflight rights across the EU) major projects like Galileo (a global navigation satellite system) cross-border energy agreements reciprocal healthcare arrangements, including the EHIC card arrangements for animal & plant health certification many others…. How likely is it that the UK will have to compromise on timing or ECJ jurisdiction during some transition? Learn the business fundamentals on how your business can achieve:  monitoring of existing arrangements ensuring you can survive Brexit in acceptable / profitable shape For more great information visit our Guests website or follow them on Social Media. Website:  http://www.millerrosenfalck.com/ Website: http://warwicklegal.com/ Twitter: @stuartmiller28 Twitter: @WLNadvocate Twitter: @MillerRosenfalc Contact Business Connections Live The UK’s Leading Online Business Channel: Visit our Website Follow us on Twitter for the latest news Live Shows on Youtube Mondays Mid-day GMT Follow us on our Google+ page Follow us on our Facebook page You can Email the studio here We are always looking for Industry experts…

The legalisation of gay marriage last year was seen by many as the final chapter in the struggle for equality for lesbians and gay men. But not when it comes to pensions. Next week sees the latest round in an ongoing legal battle for the equal right to inherit "survivor pensions" in the case of a partner's death. The Government estimates that around a quarter of occupational schemes treat gay couples differently to heterosexual marrieds. The Budget is fast-approaching, and at its heart will be the vexed question of how the Chancellor plans to reduce welfare spending. The £29 billion spent annually on tax credits is increasing looking a probable target for savings. Money Box will look at the thinking behind and the possible impact of such a change, with a former Government policy adviser and a welfare rights expert. Hang on Just a Minute? Radio 4 game-show panellist and actor, Sheila Hancock, believes she is the victim of unfair treatment at the hands of her car insurer. Money Box asks a motor insurance expert, whether the industry is guilty of ageism and whether an accident that is not your fault can really put up your car insurance premium. And the European Health Insurance Card - or EHIC. In our latest travel tip, Money Box looks at how you can get your hands on one (without paying for it), how you use it and what it does and does not cover you for. Producer: Adam Bowen.

Animée par Nathalie Martinière, professeure de littérature anglaise, département d’études anglophones, EHIC, Université de Limoges Avec : - Pierre Dairon, professeur assistant de français, Kenyon Collège, Ohio - François Dubuisson, professeur de droit, Centre de droit international et de sociologie appliquée au droit international, Université libre de Bruxelles - Sébastien Jounel, docteur en cinéma qualifié CNU, chargé de cours, Université Michel Montaigne Bordeaux III - Anne Lagerwall, professeure-assistante de droit, Centre de droit international et de sociologie appliquée au droit international, Université libre de Bruxelles - Marie Pascal, doctorante en littérature québécoise et cinéma, Université de Toronto

Propos introductifs par Christophe Bonnotte, maître de conférences en droit public, OMIJ-IAJ, Vice-président délégué en charge de l’attractivité des campus, Université de Limoges, Estelle Epinoux maître de conférences en études irlandaises, département d’études anglophones, EHIC, Université de Limoges et Magalie Flores-Lonjou, maître de conférences en droit public, CEREGE LR-MOS, Université de La Rochelle