Getting Your Edge: How to Rightsize your Home and Life.

We explore seven hidden benefits of downsizing beyond the obvious advantages of saving money, having less yard work, and eliminating clutter. These secret benefits can significantly improve your quality of life and provide additional motivation for making the transition to a smaller home.• Reduced decision fatigue: Fewer home maintenance decisions means more mental energy for things that matter• Improved mental clarity: Less chaotic environments reduce low-grade stress and create calmer living spaces• Better financial discipline: Limited space prevents impulse purchases and promotes mindful spending habits• Reduced theft risk: Smaller homes in secure communities make you less of a target for theft• Increased safety: Fewer fall hazards like stairs, transitions, and high cabinets reduce injury risks for older adults• More opportunities for generosity: Downsizing provides a chance to donate possessions to meaningful causes• Freedom to choose your ideal community: Select a neighborhood that fits your current lifestyle, not your past needsVisit our website at www.edgegroupteam.com for our free five-day downsizing class delivered to your email. If you've gone through the downsizing process and would like to share your firsthand experience as a podcast guest, please contact us at info@edgegroupteam.com.We Would Love to Hear Your Feedback!

What You Don't Know About Your Insurance Policy Can Hurt You-Part 2In this enlightening episode of 'Getting Your Edge: How to Downsize Your Home,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact InformationWe Would Love to Hear Your Feedback!

Learn the truth about your insurance policy in this eye-opening video. Don't wait for a crisis to find out what your coverage really includes.In this enlightening episode of 'Getting Your Edge,' hosts Dennis Day and Judy Gratton dive into the complex world of insurance with expert Douglas Olson from USI Insurance Services. Olson breaks down the intricacies of insurance policies, the impact of recent natural disasters on the industry, and why your insurance policy might not cover as much as you think. The episode covers the challenges faced by insurance companies, including the reasons behind rising premiums and policy non-renewals, as well as the legalities and contractual obligations that come with insurance. Whether you're a homeowner, real estate professional, or simply an insurance consumer, this episode offers invaluable insights into what you need to know about your insurance coverage.00:00 Introduction and Greetings00:34 Meet Douglas Olson: Insurance Expert01:10 Understanding Independent Insurance Agencies02:49 The State of the Insurance Industry04:00 Consumer Expectations and Insurance Realities05:22 Challenges in the Insurance Market10:48 Impact of Environmental Factors on Insurance22:03 Insurance Companies' Financial Struggles34:18 Concluding Thoughts and Contact Information We Would Love to Hear Your Feedback! (https://www.buzzsprout.com/twilio/text_messages/2067330/open_sms) We Would Love to Hear Your Feedback!

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Living and Thriving in Mexico: Expat Life and Running a BusinessIn this episode of 'Getting Your Edge,' co-hosts Dennis Day and Judy Gratton sit down with Ashley Werter, a professional photographer who left Seattle for Puerto Vallarta, Mexico. Ashley shares her experience of living in Mexico as an American expat, detailing the cultural differences, cost of living, and lifestyle adjustments. She discusses how she transitioned her photography business and adapted to the new environment, including the importance of speaking Spanish and the friendly, hospitable nature of Mexican people. Ashley also touches on practical aspects like housing, healthcare, education for her son, transportation, and social activities. This comprehensive guide offers invaluable insights for anyone considering a move to Mexico.To View Ashley Werter's Professional Photography Website Click Here00:00 Introduction and Welcome00:17 Meet Ashley Werter: From Seattle to Puerto Vallarta01:10 Life in Mexico: First Impressions and Daily Life03:04 Language Barriers and Clientele04:44 Cost of Living and Housing10:03 Cultural Differences and Celebrations13:42 Healthcare and Transportation15:26 Residency and Legal Requirements17:50 Social Life and Activities30:46 Financial Tips and Banking34:08 Final Thoughts and AdviceWe Would Love to Hear Your Feedback!

The Spring Real Estate Market is the Best Time to Downsize. We have seven expert tips to get your home ready, and start your downsizing adventure.We Would Love to Hear Your Feedback!

What if navigating the real estate market could be your next strategic move, even amidst rising interest rates? Join hosts Dennis Day and Judy Grant as they unravel the complexities of the real estate landscape from 2020 through 2024, focusing on the remarkable recovery from the downturn in 2023. They explore the intriguing dynamics of home sales, which rose from 4.1 million to 4.6 million despite interest rates climbing into the 7% range. You'll gain insights into national home price appreciation, with particular attention to regions like Washington State. Discover how the market is dealing with challenges like high prices, elevated interest rates, and limited inventory, and learn the savvy strategy behind "marry the house, date the rate" for making smart buying and refinancing decisions.Looking forward, the episode anticipates shifts on the horizon in 2025, including more available home inventory and a solid 13% boost in new home construction, which promises opportunities for buyers and potential challenges for sellers. Dennis and Judy also delve into the nuances of the median percentage of original list prices and seasonal trends that impact home sales, offering valuable advice on timing your moves in the market. As a beacon of hope for renters, they highlight the stabilization of rental prices in areas like King County and Seattle. This engaging discussion promises to equip listeners with the knowledge needed to navigate the changing real estate market confidently.00:00 Introduction and Podcast Rebranding00:32 2024 Real Estate Market Overview01:20 Interest Rates and Affordability05:07 Regional Market Insights12:41 Buying and Selling Strategies18:43 2025 Market Projections24:46 Conclusion and Contact InformationWe Would Love to Hear Your Feedback!

Discover the transformative power of gifting experiences instead of material possessions during the holiday season. By focusing on shared moments with loved ones, this episode encourages listeners to celebrate the season with meaningful gifts that reduce clutter while creating lasting memories. Emphasis on gifting experiences, over material items. Unique experience gift ideas shared by hosts.   Importance of creating lasting memories with loved ones.  Practical advice for gifting that reduces clutter. Reflection on cherished holiday traditions and celebrations. Encouragement to think creatively about meaningful gifts.We Would Love to Hear Your Feedback!

Unlock the secrets to navigating the latest Medicare changes with the expert guidance of Dennis Day, Judy Gratton, and our special guest, Kevin Anderson. Prepare to be informed about the significant transformations coming in 2024 and 2025, such as the dissolution of current Advantage and drug plans and the exciting introduction of new companies into the Washington market. The Inflation Reduction Act has paved the way for the elimination of the Medicare "donut hole," a move set to ease medication costs for seniors. We'll provide clarity on premiums, deductibles, and co-pays, ensuring that you are well-equipped to manage your healthcare budget effectively. This episode is your ticket to understanding the financial landscape of your healthcare options.As we tackle the complexities of Medicare Advantage plans, Kevin Anderson shares why partnering with a Medicare broker can be a game-changer in finding the right plan without additional charges. We'll discuss the open enrollment period, potential pitfalls like scams, and the critical importance of reviewing your plan annually. Learn how companies like UnitedHealthcare are navigating financial constraints by adjusting benefits and explore why connecting with reputable professionals is essential for safeguarding your healthcare choices. Empower yourself with the knowledge to avoid unexpected challenges and make confident decisions about your healthcare needs.We Would Love to Hear Your Feedback!

What happens when you swap a traditional home for a 19.5-foot van and hit the open road? Join us as we chat with our lifelong friends, Don and Gae Taylor, who took the leap from their West Seattle life into the world of van living. After years in the software development industry, Don decided it was time for a change, supported wholeheartedly by his wife, Gae. Together, they embarked on an adventure across the U.S. and Canada, sharing with us the emotional rollercoaster of downsizing and the unexpected pause their journey faced during the COVID-19 pandemic.We Would Love to Hear Your Feedback!

Is the Seattle-Metro area real estate Hot? Or Not?In this episode of 'Getting Your Edge: How to Right-Size, Your Home Life Podcast', hosts Dennis Day and Judy Gratton explore the Seattle metro area's real estate market. They discuss whether it's currently 'hot or not', key statistics from the Northwest MLS, and detailed trends in Snohomish, King, and Pierce Counties. Topics include median price changes, seasonal cycles, and inventory shortages. They highlight challenges like hedge funds, international investors, and short-term rentals impacting housing availability. Despite these issues, the area's robust economy and appeal persist. The episode also emphasizes their boutique real estate group's expertise in downsizing and client-centric services, inviting listeners to reach out for personalized assistance and explore their podcast and YouTube content.We Would Love to Hear Your Feedback!

What happens when the walls that have held your family stories begin to close in? Elizabeth Clark-Stern, a seasoned counselor and therapist, joins us to unpack the life-altering emotions tied to downsizing. Together, we navigate the complexity of leaving a long-term home, equating it to the grief of losing a loved one. Amidst the conversation, Judy Gratton shines a light with her heartwarming children's book, inspired by her granddaughters and crows, weaving a narrative that echoes the bittersweetness of letting go and cherishing memories.As the heart wrestles with the head, we explore the balance of emotional attachments and pragmatic decisions. Elizabeth underscores the need for empathetic listeners who validate pain rather than fix it, while we explore how couples therapy can bridge communication gaps. Practical concerns like home maintenance and financial security become central themes, reminding us of the importance of facing realities. A simple pros and cons list emerges as a tool to discern emotional truths from practical necessities, guiding us through the maze of life transitions.Shifting identities and evolving family dynamics are laid bare as we draw insights from Richard Rohr's "Falling Upward," contemplating how our attachments to material achievements may be challenged during downsizing. The dialogue extends to family tensions, where children and parents may find themselves at odds. Yet, amidst the upheaval, we discover unexpected joy—renewed connections and community bonds that alleviate loneliness. Through stories of senior communities and outreach programs, we celebrate the invigorating power of connection in life's later stages.We Would Love to Hear Your Feedback!

Navigating the emotional and logistical maze of downsizing is a daunting process. Discover the secrets to a seamless transition as we chat with Jeff Marks from Seattle Magpies. Jeff walks us through the entire process, from figuring out what to keep and what to sell, to managing the emotional toll of parting with cherished possessions. You'll hear touching stories, like Neil's journey to a retirement home, offering a heartfelt look into the challenges and rewards of downsizing.Facing a hoarder house situation? Jeff shares invaluable insights on setting realistic expectations and the immense effort required to tackle such homes. With a compelling case study of Bruce, we delve into the tough decisions and strict guidelines necessary to bring order to chaos. Learn practical advice for those who must live through the liquidation process and why it's often best for homeowners to step back during their own estate sales.Curious about the ins and outs of estate sales? Jeff breaks down how to identify valuable items that can turn a profit and the various alternative options when a full estate sale isn't feasible. From pop-up and private sales to wholesale buyouts, you'll get a comprehensive look at how to manage unsellable items and why donations are often the preferred route. We also touch on the compensation structure for such services and underscore the importance of choosing the right estate sale company to ensure a smooth, efficient process.We Would Love to Hear Your Feedback!

Can strategic renovations really boost your home's value by 20%? Join us as we chat with Jessica Morrow, the Chief of Staff at Revive, to uncover the game-changing strategies that homeowners can use to transform their financial futures.She's here to reveal how Revive not only connects homeowners with pre-vetted contractors but also fronts renovation costs, all designed to increase your home's market value dramatically. You'll learn how skipping pre-sale renovations could mean leaving thousands of dollars on the table, and why downsizing is becoming a major trend, especially in California.In the second part of our episode, we share a Revive life-changing success story—how investing $100,000 in client's home during the pandemic skyrocketed its value and enabled her to retire comfortably. Jessica also offers a glimpse into the future with Revive's groundbreaking Vision AI tool, set to revolutionize the way you analyze your selling options. Plus, hear about unique cases where homeowners decide to stay post-renovation, showcasing the unparalleled flexibility Revive offers. If you're curious about maximizing your home's potential and want to hear success stories that could inspire your next move, this episode is for you!We Would Love to Hear Your Feedback!

In this episode, Dennis and his co-host Judy Gratton discuss the top five reasons why starting the downsizing process sooner rather than later is important.This episode discusses the financial and practical benefits of downsizing your home during retirement. It covers the costs associated with maintaining a large home on a fixed income and the financial flexibility gained from moving to a smaller or rental property. The current real estate market conditions are also explored, including the difficulties in selling a poorly maintained home. Additionally, the video emphasizes the importance of starting the downsizing process early to maintain control over decisions and avoid burdening family members.They highlight the importance of reducing the burden on loved ones and finding a balance between preserving memories and practical downsizing.We Would Love to Hear Your Feedback!

Ep. 47Imagine seamlessly transitioning into a vibrant retirement community where your physical, mental, and social wellness are all top priorities. Tune in as we chat with Cayce Miller, Sales Manager at Fairwinds Brighton Court in Lynnwood WA, who shares his compelling journey and the innovative Prime Fit Wellness Program that sets this community apart. Cayce  reveals how Brighton Court fosters a welcoming culture for new residents and offers flexible care options to accommodate their evolving needs. From engaging events like the Forgotten Spirits gathering to exceptional dining options, he paints a vivid picture of life that's both fulfilling and fun.Join us for an inside look at the support systems and amenities designed to make the move to Brighton Court as smooth as possible. Cayce  discusses the pivotal role as the moving coordinator and the convenience of month-to-month rent without a buy-in requirement. Explore the array of activities that keep residents connected, from summer festivals to casino nights, and discover how the resident council contributes to the vibrant community spirit. We also delve into trends in senior living, the growing demand for flexible care, and the exciting future offerings at Brighton Court. Whether you're contemplating a move or just curious about retirement community life, this episode is packed with actionable insights and heartwarming stories.We Would Love to Hear Your Feedback!

We are on vacation this week to chill and relax. But, we'll be back with a new episode filled with valuable and useful information to help you right-size your life soon. Thanks for being a listener. We really appreciate your support.Dennis and JudyWe Would Love to Hear Your Feedback!We Would Love to Hear Your Feedback!

Is clutter driving you crazy and stopping you from making the change you long for? You are not alone! A cluttered household is a natural part of living an American consumer lifestyle and remaining in your home for a long time. Want to do something about it, but feel overwhelmed by the thought of sorting through all that stuff?Meet Lisa Hawkinson, our guest for this episode, who turned her love for organizing into a thriving business: "How2getorganized.com". Lisa's journey is nothing short of inspiring—from being teased as a child for her neatness to overcoming health challenges and helping others bring order to their lives. Learn practical downsizing strategies from Lisa's own experiences, like setting attainable goals, dedicating time, and starting with less emotional items. We'll explore the importance of a supportive friend and the benefits of letting go with a generous heart.Helping elderly family members downsize can be emotionally challenging. This episode is packed with heartwarming stories and creative solutions for making this process smoother. We discuss the significance of understanding and validating seniors' feelings, especially when cognitive impairments are in play. From taking photos of sentimental items to creating new ways to honor their memories, Lisa shares invaluable tips on how to make these necessary transitions with compassion and respect. You'll also hear about the delicate balance required to assist aging parents while honoring their emotional attachments.Unlock the secrets to an efficiently organized kitchen with Lisa's expert advice. Discover game-changing tips like using Lazy Susans, expandable shelves, and rectangular containers to optimize your space. Lisa introduces her unique touch, reach, walk, and hike strategy to keep your kitchen functional and clutter-free. Plus, learn about the supportive Smooth Organizer community, an affordable resource that offers guidance and accountability for decluttering your home. Finally, we share success stories like Charlie's journey of preparing his home for sale, emphasizing the power of willingness and supportive companions in achieving a more manageable lifestyle. Tune in to take the first step toward right-sizing your home and life.We Would Love to Hear Your Feedback!

We are on vacation this week to chill and relax. But, we'll be back with a new episode filled with valuable and useful information to help you right-size your life soon. Thanks for being a listener. We really appreciate your support.Dennis and JudyWe Would Love to Hear Your Feedback!

In Episode 45, Dennis Day and Judy Gratton will help you unlock the secrets to navigating the complex world of home loan interest rates with our special guest, Steve O'Donnell from CMG Financial. This episode promises to transform your understanding of mortgage rates by focusing on what truly matters—the monthly payments. Hear Steve's expert take on how global events and the bond market impact these rates, and learn practical strategies like qualifying with a rate cushion and innovative options such as "lock and shop" for buyers and special rate lock opportunities for sellers.Tired of the confusion surrounding jumbo and conventional loans? We've got you covered. Steve breaks down the distinctions between these options, shedding light on loan limits across various counties and the waning appeal of adjustable-rate mortgages (ARMs). Discover creative financing strategies like bundling first mortgages with second equity loans and understand the critical steps of pre-qualification and pre-approval. Whether you're looking to buy, refinance, or downsize, this episode offers invaluable insights to help you make informed decisions.Planning to downsize or manage your home equity for long-term stability? Steve provides a comprehensive guide on calculating home equity and cash flow, considering retirement plans and liquid assets. We discuss the benefits of bridge loans, home equity lines of credit, and programs like rate rebound refinancing. From handling fluctuating interest rates to seeking personalized financial advice, this episode equips you with the knowledge needed to navigate today's volatile housing market. Join us for a wealth of expert advice and actionable strategies to optimize your home financing journey.We Would Love to Hear Your Feedback!

What if you could ensure a smooth transition for a loved one from their longtime home to supportive housing, all while maintaining their dignity and quality of life? Join us as we sit down with Daphne Davis from Pinnacle Senior Placements, who brings 25 years of expertise to this heartfelt conversation. Daphne sheds light on the emotional and logistical hurdles families face during downsizing, emphasizing the necessity of understanding each individual's core values, health needs, and personal preferences. Learn the difference between independent placement agencies and franchises, and discover why a hands-on, personalized approach makes all the difference.Planning for aging and long-term care can be overwhelming, especially when medical emergencies arise. We stress the importance of open, proactive family discussions to avoid emotional and logistical challenges later. Personal stories illustrate how early conversations can ease difficult decisions, particularly when multiple siblings are involved. Daphne also explores the varying experiences family members might have with an aging parent, especially when cognitive issues are present, and how acknowledging these differences can lead to improved care.Navigating the intricacies of Medicaid, senior housing, and financial planning is crucial for a secure future. Daphne shares valuable insights on ethical practices in elder care, the differences between private pay and Medicaid clients, and the importance of financial preparedness. From securing Medicaid beds to having a power of attorney, we cover all the essential steps to ensure seniors can age with dignity. We also touch on the emotional aspects of downsizing and the various services available to assist seniors and their families during these transitions, ensuring they can embrace aging with grace and support.We Would Love to Hear Your Feedback!

Should You Offer a Buyer's Agent Commission When You Sell Your Home?Dennis Day and Judy Gratton of the  Edge Group Team and EXP Realty, offer Five strong reasons why you should. Are you prepared to navigate the new landscape of real estate in Washington State? This episode promises to equip you with everything you need to know about the recent changes in real estate laws, especially the new mandate requiring written contracts between buyers and their agents. Judy and Dennis uncover the implications of this shift, from how buyers must now directly pay their agents to what sellers should consider when offering commissions to buyers' agents. We break down five critical reasons why sellers might still want to offer these commissions, highlighting benefits like market perception and smoother transactions.As we wrap up, we extend our gratitude to our loyal listeners on platforms like Apple and Spotify. Your engagement and support are the driving force behind our podcast. Reflecting on the central themes of gaining an edge and right-sizing your life and home, we encourage you to stay tuned for more practical advice and insightful discussions in our upcoming episodes. Thank you for being an integral part of our community. Until next time, take care!We Would Love to Hear Your Feedback!

In this episode, our special guest Kevin Anderson, a licensed Medicare Advisor, will walk host Dennis Day through the process of choosing the right Medicare health care plan, just like he would any other client age 64 and 9 months.Learn the timing for enrolling three months before or after your 65th birthday to avoid coverage gaps, and understand the roles of Medicare Part A and Part B. We'll also discuss the critical steps to setting up your SSA.gov account and the value of supplemental coverage. Whether you're a first-time enrollee or looking to optimize your existing plan, this episode is packed with insights to help you navigate Medicare registration efficiently and effectively.Explore the critical differences between HMO and PPO plans, and discover why UnitedHealthcare's extensive network might be your best bet, especially if you're in Washington state. We highlight the often-overlooked benefits of acupuncture, chiropractic, dental, and vision care, and provide strategies for coordinating benefits with your employer's plan to minimize out-of-pocket expenses. Kevin shares his expert advice on avoiding common Medicare pitfalls and the benefits of consulting a seasoned Medicare agent. Tune in for a thorough understanding of Medicare and actionable tips to tailor the best plan for your needs.Kevin AndersonLicensed Medicare Advisor360-355-6555medicarekev@gmail.comWe Would Love to Hear Your Feedback!

Unlock the secrets to financial stability in times of economic uncertainty with Gary Kawano of Success Lending, who sheds light on the intricacies of blended interest rates. If downsizing your home in a fluctuating interest rate market seems daunting, Gary's insights will guide you through the haze of mortgages, credit cards, and car loans, revealing how each contributes to your financial well-being. Delve into a world where understanding your debt cost is not an option but a necessity for making empowered property sales decisions. This episode is a treasure trove of wisdom for anyone looking to refine their debt strategy or simply comprehend the actual price of their liabilities. We discuss real-world scenarios that bring the concept of blended interest rates to life, demonstrating how selling property and settling debts can dramatically alter the affordability of a new home—even when higher interest rates loom. Gary also introduces a specially crafted tool that promises to become an indispensable part of your financial toolkit. Don't miss out on this opportunity to gain a holistic perspective on debt and discover how a strategic approach to downsizing could be the smartest move you make this year.We Would Love to Hear Your Feedback!

Episode 41. Unlock the secrets of financial well-being with Gary Kawano of Success Lending as he shares his expert insights on Blended Interest Rates. This is a crucial exercise for anyone contemplating down-sizing.With thirty years in the mortgage industry, Gary shares a wealth of knowledge to our latest podcast episode. He skillfully breaks down why keeping an eye on your overall financial health extends well beyond your mortgage rate. Through relatable client stories, we showcase how a comprehensive financial snapshot can be the deciding factor for down-sizers in today's economic climate.Our discussion with Gary doesn't just illuminate the technicalities of blended rates; it's also a treasure trove of strategies for managing personal debt. Whether you're wrestling with the decision to refinance or seeking ways to balance savvy financial choices and immediate cash flow needs, our conversation addresses the broader housing market trends that affect your wallet. With resources tailored to complement our discussion linked with the episode, you'll have the tools at your fingertips to navigate the often perplexing world of personal finance. Tune in for an episode packed with actionable advice to take a comprehensive look at your overall finances, that  could be the catalyst for your next smart move.Check out our Youtube version: https://youtu.be/p7G8qHb-zucGary KawanoProducing Area Manager | NMLS #455499Direct: |  (760) 809-1597Mobile: |  (760) 809-1597Gary.Kawano@successlending.comLicensed In:  AZ, CA, CO, FL, TN, TX, WAWe Would Love to Hear Your Feedback!

Unlock the mysteries of title insurance with the guidance of Jayne Boyle from Stewart Title, our expert for this week's "Getting Your Edge" podcast. As we navigate the twists and turns of home ownership and downsizing, we promise you'll come away with a sturdy shield of knowledge to protect your real estate investments. Jane not only demystifies the difference between title and escrow but also sheds light on the often overlooked coverage nuances of title insurance. Her insights into the one-time payment for lifelong security is like discovering a hidden insurance superpower, crucial for anyone facing the complexities of downsizing with tranquility.Ever stumbled upon unexpected costs when closing on a property? Our discussion with Jayne Boyle is akin to having a navigational beacon through the foggy waters of real estate transactions. We explore the intricate process behind closing costs, from the settlement statements for buyers and sellers to the proactive steps taken by title officers to untangle potential property encumbrances. Moreover, Jane provides a peek into the underwriting and negotiation processes, enabling you to better comprehend what's at stake and how to manage any property disputes that may arise.As we wrap up, the conversation turns to the pivotal role of title insurance in combating fraud and clerical calamities. Jane relays an eye-opening account of a clerical error that could have spelled disaster for a homeowner and illustrates how title insurance comes to the rescue. We also dispel the mysteries of title theft and the continuous protection title insurance offers long after your mortgage is cleared. For those caught in a tangle of family property transfers or quitclaim deeds, fear not. We are ready to help you secure or reinstate your title insurance. So, reach out for a consultation, as we're eager to ensure your passage to safe and secure homeownership is as smooth as possible.Jayne Boyle Stewart Title and Escrow - Everett WABusiness Development Manager Jayne.boyle@stewart.com 1-425-344-5426We Would Love to Hear Your Feedback!

Unlock the wisdom of Nathan Phillips, the innovative CEO steering the North Shore Senior Center, as we unravel the tapestry of services revolutionizing senior care. From vibrant fitness classes to critically-needed social services, this center isn't just a beacon for those in their golden years but a lifeline for individuals from 12 to 109, including young people with disabilities. Nathan walks us through the center's rich history and the incredible volunteer spirit that breathes life into every program, ensuring that whether it's through a food pantry or medical equipment lending, support is always within reach.The world is changing, and so are the faces of our seniors. With lifespans extending and the 'senior' label now spanning generations, Nathan sheds light on how centers like North Shore pivot to cater to this diversity. We tackle ageism head-on, discussing its impact on seniors' roles in the workforce and the broader economy. As we emerge from the isolation shadowed by the pandemic, Nathan shares the integral ways in which the center fosters connection and engagement, fortifying the community against the solitude that too often accompanies aging.Technology isn't just for the youth, and Nathan proves that with anecdotes of seniors mastering the digital world. The North Shore Senior Center stands out as a model of inclusivity, offering caregiver support and wellness programs that address the holistic needs of this evolving demographic. From the Pants Wellness program's success stories to the personalized assistance from social workers, Nathan paints a picture of a senior center that's as diverse as the community it serves. Culturally specific programs ensure that no one is left behind, honoring the center's commitment to every individual's dignity—making this episode a heartwarming narrative of resilience and community.We Would Love to Hear Your Feedback!

Elder Scam Prevention Resources are listed at the bottom of the descriptions and the end of the Transcript.Unlock the secrets to shielding our seniors from financial predators with Kaitlin Cooke, a former federal prosecutor turned guardian of elder justice. Through her seasoned lens, we investigate the disturbing increase in scams swindling the elderly and dissect the psychological and demographic factors making our senior loved ones prime targets. Our dialogue illuminates the dark corners of government imposter tricks, mystery shopper setups, and the frightening ease with which these swindlers weave their deceitful webs. Learn how to spot the danger signs and employ robust strategies to fortify our treasured elders against these fraudulent onslaughts.Kaitlin and I dissect the multifaceted nature of scam awareness and prevention, offering a guide to validating unexpected offers and preserving trust without falling victim to manipulation. The conversation traverses the emotional devastation left in the wake of these crimes and the paramount importance of reporting to authorities to aid in prosecution. As we unveil why many victims remain silent, we emphasize the collective responsibility to raise alarm bells and equip society with the tools to counteract these threats. Join us as we empower listeners with knowledge and resources that not only protect the vulnerable but strengthen the fabric of trust within our communities.Finally, we chart the course for safeguarding against the most sinister of online frauds, navigating the labyrinth of international call center scams that exploit the trusting nature of their victims. Hear firsthand the strategies that can prevent financial disaster and support the healing process for those ensnared by scammers. With an empathetic yet vigilant approach, we offer a lifeline through avenues for reporting fraud and highlight the long-term financial ramifications for the unsuspecting. This episode is a must-listen, equip yourself and your loved ones with the shield of awareness to confront the faceless adversaries lurking in the digital shadows.Where to Get EducatedDOJ's Elder Justice Initiative Financial Exploitation – https://www.justice.gov/elderjustice/financial-exploitation DOJ's Elder Justice Initiative Senior Scam Alert –  https://www.justice.gov/elderjustice/senior-scam-alertFederal Trade Commission's Consumer Alerts –  https://consumer.ftc.gov/consumer-alertsAARP Fraud Watch Network  – We Would Love to Hear Your Feedback!

Four million people will turn age 65 in 2024. Eventually, most of us have to downsize. In this episode we will discuss the beginning of Judy's Downsizing Adventure, with real stories. We explore the fears and concerns that often hold homeowners back from making the leap to a smaller home. Through personal anecdotes and expert advice, listeners gain a deeper understanding of the sentimental attachments and practical challenges that come into play. From tackling the fear of letting go to envisioning a more manageable lifestyle, we uncover strategies to overcome procrastination and embrace the freedom that downsizing can bring. Tune in as we discuss the emotional side of downsizing and how to navigate this significant life transition with confidence.We Would Love to Hear Your Feedback!

This episode is an extension of part 1: 5 clues you real estate agent is working for a commission, and not you. In episode one who described how you can tell if your agent is really working for you or a commission. In part 2, Judy and Dennis describe the qualities and actions you will see if your agent is truly working for you. We Would Love to Hear Your Feedback!

Real estate agents work almost exclusively by commission after a  property sale. This can be good, if they are working hard for you. They will be rewarded. But,  it can be a negative. Some agents work for a commission, and not you. How can you tell?In episode 35 of the Getting Your Edge: How to rights-size your home and life podcast, hosts, Dennis Day and Judy Gratton, will present Five Clues that tell you if your real estate agent is working for you, or just a commission. Don't miss this valuable information, that's great for Sellers and Buyers. This is episode one in a series of two episodes.We Would Love to Hear Your Feedback!

In this installment, we've partnered with a seasoned Medicare advisor, Kevin Anderson to unpack the critical changes for Medicare in 2024. Kevin was a guest on one of the first podcasts we hosted, and now we have him again.Join us as we explore the complexities of Medicare, including the infamous "donut hole," shifts in enrollment times, and evolving drug costs. Our expert advisor provides invaluable insights into navigating these changes, ensuring that you maintain comprehensive healthcare coverage tailored to your evolving needs.Discover the importance of finding a quality advisor who can guide you through the intricacies of Medicare, helping you make informed decisions that align with your requirements. Whether you're a soon-to-be retiree or already on a Medicare plan, this episode equips you with the knowledge and resources necessary to safeguard your health and financial well-being in 2024 and beyond.We Would Love to Hear Your Feedback!

In this compelling episode of Getting Your Edge: How to Right-size Your Home and Life Podcast, we delve into the urgent issue of protecting the American Dream of homeownership. Join us as we sit down with U.S. Congressman Adam Smith from Washington state to explore his bold legislative proposal aimed at preventing hedge funds from purchasing and investing in single-family homes.Discover the backstory behind Congressman Smith's fight against the rising influence of hedge funds in the housing market and the potential threats they pose to the essence of homeownership. Gain insights into the intricacies of his proposed bill and its potential impact on safeguarding the dream of owning a home for countless Americans.This episode offers a unique behind-the-scenes look at the legislative process, shedding light on the challenges and motivations driving Congressman Smith's commitment to preserving the integrity of single-family homes. Whether you're a homeowner, a renter, or simply interested in the intersection of finance and housing, this episode provides a thought-provoking exploration of a critical issue facing communities across the nation. Join us as we navigate the Downsizing Dilemma and learn how one congressman is taking a stand to protect the sanctity of the American Dream.We Would Love to Hear Your Feedback!

In Episode 31, we delve into the world of RV downsizing with Jason Thiel, of Pac NW RVs,  as our expert guide. The episode kicks off with an insightful introduction to the concept of RV downsizing, highlighting its potential to simplify life and the necessary adjustments for embracing a temporary living arrangement. Jason sheds light on the practical flexibility RV living offers, emphasizing, however, that it requires meticulous maintenance compared to a traditional home.Jason then discussion shifts to crucial considerations for potential RV buyers. Jason emphasizes the importance of suitable parking arrangements, urging listeners to inspect RVs thoroughly before purchase to avoid unforeseen, costly repairs. The episode continues to unravel valuable insights into RV financing and tax benefits, touching on Washington state's tax credit for trading in an RV and the varying interest rates between dealer and bank financing. Jason clarifies legal limitations on full-time RV living, providing a comprehensive view of the financial landscape for aspiring RV owners.Moving forward, the episode delves into the often overlooked aspects of RV ownership costs and maintenance. Jason breaks down the budgeting essentials for repairs, services, and ongoing expenses beyond the initial purchase price. With components having shorter lifespans than traditional houses, Jason highlights the average service fees of $200/hour, underlining the cost-effectiveness of buying from a dealer for potential discounts. Then, we explore the logistics of full-time RV living, including the need for meticulous planning regarding locations, campground bookings, and emerging options like RV storage lots that offer flexibility for spontaneous trips.The episode wraps up  with a focus on finding the right RV dealer and salesperson. Jason stresses the importance of trust and issue resolution over chasing low prices. Listeners gain valuable insights into the meticulous inspection process provided by Jason himself, designed to catch potential problems, and the ongoing support offered post-purchase. The sales approach discussed underscores the significance of matching individual needs rather than pressuring buyers into unnecessary features. Tune in for a comprehensive guide to RV downsizing, purchasing considerations, and the intricacies of full-time RV living.Jason TheilPac NW RVPacNWRV.comWe Would Love to Hear Your Feedback!

Co-hosts, Dennis Day and Judy Gratton, share their final thoughts of 2023 and look ahead to 2024. We Would Love to Hear Your Feedback!

The second most asked question realtors get is: Is it a good time to sell my home? Judy Gratton  and Dennis Day, of the Edge Group Team, take on this age old question.In this episode, they explore the factors influencing the decision to downsize your home and delve into the current real estate market conditions. These expert realtors discuss whether the present climate is favorable for selling, providing listeners with valuable insights to make informed decisions about their downsizing journey.We Would Love to Hear Your Feedback!

In this heartwarming episode, join Dennis, Judy's, and Wesley as they dive into the world of pet care and discuss valuable insights from Wesley's company, Puget Sound Puppers. Offering a range of dog care services, including behavior consulting, daily walks, and in-home pet sitting, Puget Sound Puppers aims to make the lives of dogs and their owners smoother.

In this insightful podcast episode, hosts Judy and Dennis engage in a meaningful conversation with their guest, Scot Cruz from On the Go, Moving, focusing on the intricacies of moving from one home to another. The episode is dedicated to helping individuals who are planning to sell their homes and downsize into smaller, more manageable living spaces.The hosts and their guest delve into a wide array of topics related to the moving process, offering valuable insights and practical advice. Here's a brief summary of the key points discussed:1. **Effective Planning for a Smooth Move:** Judy highlights the importance of giving advance notice when planning a move, emphasizing that it allows for proper preparation and accurate cost estimation. The conversation touches on the various services provided by On the Go, Moving, such as full and partial packing, furniture disassembly and reassembly, and meticulous unpacking.2. **The Art of Packing and Protecting Valuables:** Judy, Dennis, and Scot share their expertise on packing, including common mistakes people make when handling their own materials and the significance of properly packing fragile items. They also discuss the use of protective materials like newsprint paper and bubble wrap.3. **Mitigating Damages During the Move:** The episode provides valuable information on the different valuation options available for mitigating damages during the moving process, including the basic option that covers items at 60 cents per pound. Additionally, downsizing tips are shared, such as creating a "maybe" pile and utilizing donation or dump removal services.4. **Navigating Different Types of Moves:** The hosts and their guest explore a variety of moving scenarios, including downsizing to assisted living or nursing homes and handling out-of-state moves. They emphasize the importance of thoroughly vetting moving companies to avoid potential risks and scams and offer recommendations for reputable movers and storage options.5. **Vetting Service Providers for Peace of Mind:** Scot and Judy discuss the significance of vetting service providers by checking multiple platforms for reviews and looking for approval from the Utilities and Transportation Commission (UTC). Scot also offers to connect clients with other services, such as estate sales and interior designers, to aid in the downsizing process.6. **Rules and Restrictions for Long-Distance Moves:** The episode delves into the rules and restrictions associated with long-distance moves, including items that are prohibited from being shipped, storage options, the inventory system used, and an engaging story about moving a 26-foot-long couch.7. **Handling Specialty Items and Disposing of Unwanted Belongings:** The conversation touches on the additional costs associated with moving heavy and specialty items like pool tables and pianos. The hosts and guest explore various options for disposing of unwanted items, including consignment stores, donation centers, schools, and gyms.8. **Comprehensive Services by On the Go, Moving:** Scot introduces the array of services his company, On the Go, Moving, provides, including junk removal, hauling, and storage solutions.9. **Recommendation for a Trusted Mover:** The episode concludes with Dennis and Judy expressing their satisfaction with Scot's sincerity and knowledge, making plans to recommend On the Go, Moving, as their preferred mover.10. **Future Endeavors and Business Insights:** Judy and Dennis also discuss their future plans, including reaching out to the mover for lunch and considering the benefits of selling homes during the winter. They contemplate a Thanksgiving-themed podcast episode for their next project. Additionally, they touch on various business-rWe Would Love to Hear Your Feedback!

Why should I retire? What am I going to do with all that time? Listen to this episode for advice on how.In this episode of the Getting Your Edge: How to Right-Size Your Home and Life podcast, co-hosts, Judy and Dennis, will interview Jim Siscel, a retired military veteran and public school educator, about his amazing adventures as a retiree. Jim Siscel, retired for 21 years, has attended games at 342 major and minor league ball parks all across the USA, including every major league city with his wife, Mary.  Jim was named Seattle Mariner Fan of the Year in 2022. He's thrown the first pitch twice in major league parks, and presented the colors with other veterans at T-Mobile Park. Jim and his wife also spent time traveling extensively in Europe, Alaska, and the US. They followed the Lewis and Clark Trail from Missouri to the Pacific, visiting historical sites and ball parks along the way.Jim shares his adventures and insights into how to use your retirement to the fullest. Don't miss this fascinating episode about a life well lived, and still going. We Would Love to Hear Your Feedback!

One of the most common questions in real estate is: "What is the best time to sell my home?" And we have answers.The real estate market has a yearly cyclical pattern that varies little from year to year. Even during the pandemic.  In this podcast episode, Judy and Dennis, discuss what this predictable cycle is, and how homeowners can take advantage of the pattern to make informed decisions about when it is the right time to sell their home, for their specific needs. We Would Love to Hear Your Feedback!

Welcome to a comprehensive exploration of life insurance in this enlightening podcast episode of the Getting Your Edge: How to Right-Size Your Home and Life Podcast. Join co-hosts Dennis Day and Judy Gratton, as they interview Libby Carr and delve deep into the world of financial planning for individuals aged 50 and above. In this extended discussion, we aim to provide you with invaluable insights into securing your family's future and achieving peace of mind through life insurance.**Part 1: The Foundations of Life Insurance**Libby opens the discussion by introducing the concept of holistic financial planning, emphasizing the significance of both tangible and intangible assets in one's financial portfolio. The trio discusses the broader perspective of financial planning, where life insurance plays a pivotal role. Libby highlights the importance of life insurance for those aged 50 and above, especially for those considering downsizing their homes.**Part 2: Unpacking the Types of Life Insurance Policies**In this segment, we dissect the nuances of various life insurance policies. Dennis, Judy, and Libby delve into the differences between cash value and term insurance policies, shedding light on the advantages and disadvantages of each. You'll discover the intricacies of policy selection, tailored to your unique financial goals and family needs. Additionally, the hosts touch upon the inclusion of additional benefits in some policies, such as long-term care or critical illness coverage, allowing policyholders to access funds for specific healthcare needs.**Part 3: Navigating the Complexities of Life Insurance**As the discussion continues, Dennis, Libby, and Judy explore various critical aspects of life insurance policies. They address common questions about age limits for obtaining coverage, the possibility of borrowing against policies, and how to determine the right coverage amount based on your specific circumstances. Moreover, they distinguish between life insurance and annuities, highlighting the suitability of each for different financial objectives.**Part 4: The Role of Annuities in Financial Security**Annuities take center stage in this segment as the hosts discuss their role as a flexible savings vehicle. Learn how annuities provide guaranteed income and financial protection for your loved ones. The importance of diversification in your investment portfolio is also emphasized, and you'll gain insights into how independent insurance agents can help you find the best insurance policies, especially when dealing with unique health conditions.**Part 5: The Value of Independent Insurance Agents**Discover the value of working with independent insurance agents. Dennis, Libby, and Judy elaborate on why you should inquire whether an agent is independent. They shed light on how agents are compensated through commissions from insurance carriers and share factors that influence insurance premiums, such as age, health status, and underwriting considerations. By the end of this segment, you'll have a clear understanding of how to navigate the complex world of insurance, armed with the knowledge needed to make informed decisions.**Part 6: Demystifying the Insurance Process**The hosts conclude their discussion by breaking down the process of obtaining a life insurance policy. They discuss customization options through riders and explain the roles of policy stakeholders, including the owner, insured, and beneficiary. Furthermore, the episode touches upon the inclusion of mortgage insurance within a life insurance policy and mentions Libby's Christmas book, which offers further financial wisdom.Libby CarrCarr Financial AdvocatesPhone: 425-223-8556Email: libbycWe Would Love to Hear Your Feedback!

In this enlightening episode of "Getting Your Edge," hosts Dennis Day and Judy Gratton sit down with senior housing expert, Erin Kershaw, who specializes in helping individuals and families make the right move when it comes to senior housing solutions. With a focus on downsizing and optimizing their living situations, their guest brings a wealth of experience in placing people in senior homes, assisted living facilities, memory care, and arranging in-home assistance.Throughout the episode, listeners gain valuable insights into the often complex and emotional process of downsizing for seniors. The discussion touches on various aspects of senior housing solutions, including the range of options available, the considerations involved in choosing the right fit, and how to navigate the financial and emotional aspects of the transition.Erin also shares personal stories and success stories from their work, shedding light on the positive outcomes that can result from making the right move at the right time. Whether you're a senior contemplating downsizing, a family member seeking guidance, or simply curious about senior housing solutions, this episode offers practical advice and compassionate wisdom to help you or your loved ones embark on this important journey with confidence and peace of mind. Tune in to Episode 23, "Making the Right Move - Senior Housing Solutions," and take your first step towards rightsizing your home and life.We Would Love to Hear Your Feedback!

Whether you're a first-time buyer or a seasoned real estate enthusiast, this episode is a must-listen for anyone considering purchasing a condo. Tune in to "Condo Clarity: Why the Resale Certificate Matters," and embark on your condo ownership journey armed with the insights you need to succeed. Judy and Dennis will discuss the purpose of the resale certificate, what documents are included, and why they are so important to examine before you make a condo purchase. Knowing how to use this required and power packed information, could save you thousands of dollars, and a massive bad experience. *The real estate contract details discussed in this episode only pertain to Washington State Real Estate Law. Your state, province, or country may have different rules and requirements.We Would Love to Hear Your Feedback!

In this episode of "Getting Your Edge," hosts Dennis Day and Judy Gratton, explore the world of limited-stay condos, examining their advantages and drawbacks in the context of right-sizing one's life. These unique vacation properties offer affordability,  and low maintenance, making them an appealing option for those seeking a getaway without the commitment of full-time living. However, their restricted usage and association fees can pose challenges. The episode underscores how limited-stay condos can align with the right-sizing concept, providing a balance between a primary residence and a traditional vacation property, making them ideal for seasonal escapes and diverse experiences. Listeners gain a comprehensive understanding of the considerations involved in owning these condos and how they can shape one's lifestyle choices.We Would Love to Hear Your Feedback!

Join us for episode #20 called "Wine Wisdom: How to Rightsize Your Collection When Moving to a Smaller Home" as we uncork practical wisdom with Jim Gratton, a seasoned wine industry veteran with three decades of expertise. Discover the art of downsizing your cherished wine collection while transitioning to a cozier abode. Tune in to explore strategic sipping tips, cellar organization hacks, and sentimental selection strategies that ensure your treasured vintages find the perfect new home. Whether you're a casual enthusiast or a connoisseur, Jim's insights will help you savor every moment of this downsizing journey.We Would Love to Hear Your Feedback!

When your current home is not working for you: Do you buy a different home first, then sell? Or do you sell your current home, then buy the next home? It's an age old question, that has no easy answer. In Episode 19 of the Getting Your Edge: How to right-size your home and life podcast, Judy and Dennis will help you decode this dilemma so you can find the right answer for your situation. Each scenario has it 's pros and cons. And market conditions can influence your decision.  After listening to this podcast, you will have a better understanding of how to approach this question, who you should talk to, and how the process works. We Would Love to Hear Your Feedback!

This episode of theGetting Your Edge podcast that explores the intricate balance between costs and value when choosing home remodel projects before selling your home. Join our expert hosts, seasoned real estate agents, Judy Gratton and Dennis Day of the Edge Group Team and EXP Realty, as they dive into the world of home renovations with a financial lens. Some remodel projects will not recoup your investment. However, some projects will add value over your costs, when you sell your home. Find out which projects will get you the best "bang for the buck." Judy and Dennis will help you make the best decisions, so you can bring in top dollar when you sell your home. We Would Love to Hear Your Feedback!

"Six Factors That Determine Your Home's Value" is an engaging and informative podcast that delves into the key elements that influence the worth of a residential property. Hosted by Dennis Day and Judy Gratton of the Edge Group Team, this podcast explores the various factors that contribute to the appraisal and market value of a home.The topics covered include location, property size, condition and age of the home, economic health of your area, real estate  market trends, and price of homes that sell in your neighborhood.The podcast takes a deep dive into each factor, exploring how it impacts a home's value. Listeners will gain valuable insights into how different elements interact and influence one another, such as how location and nearby amenities can impact property size and desirability, or how market trends and home condition affect appraisal values.By exploring these six factors comprehensively, listeners will gain a better understanding of the nuances involved in determining a home's value, empowering them to make informed decisions in the real estate market.We Would Love to Hear Your Feedback!

Most of use dream about owning a vacation home in a special location. A place you can go to year after year, and have fun or relax in your own home, not a hotel or short-term rental. But the cost can put this dream out of reach. Plus the home sits empty most of the  year. And you are stuck with all the maintenance and repairs.  So, instead of relaxing at your vacation, your fixing things. Ugh!That's where Pacaso is a fantastic alternative.  Pacaso sells partial ownership of luxury vacation properties in amazing locations. It's not a timeshare, where you are locked into certain weeks. It's real ownership, that you buy and sell. In this episode we interview Marnie Blanco, Vice President, Industry Relations for Pacaso, about what is partial ownership, how it works, and how you can view available properties and buy into a dream. Tune in to see if you can make your dream of a vacation home, a reality.We Would Love to Hear Your Feedback!

Is a reverse mortgage a scam or a possible financial savior, ?In this enlightening episode of "Reverse Mortage: Scam or Savior" we dive into the world of reverse mortgages and their potential benefits for seniors who are considering downsizing. Our guest expert, Frank Borg of Fairway Mortgages,  is a renowned authority on reverse mortgages with years of experience guiding seniors through this financial option.Hosted byJudy Gratton and Dennis Day or the Edge Group Team, this episode is designed to provide valuable insights and practical advice to seniors who are exploring downsizing as a means to enhance their retirement lifestyle. With rising living costs and evolving financial landscapes, seniors are seeking innovative ways to unlock the equity in their homes while maintaining financial stability.Throughout the episode, Frank Borg shares his deep knowledge and expertise on reverse mortgages, explaining how they can empower seniors to maximize their financial resources. Listeners will gain a comprehensive understanding of how reverse mortgages work, the eligibility criteria, and the potential pros and cons associated with this financial tool.The conversation delves into various topics, including the flexibility of reverse mortgages, the impact on inheritance, and the responsibilities of the borrower. Frank addresses common misconceptions surrounding reverse mortgages and sheds light on the crucial factors to consider before making a decision.Furthermore, the episode offers real-life stories and testimonials from seniors who have successfully utilized reverse mortgages to downsize their homes and improve their quality of life. These personal accounts provide listeners with a practical understanding of the benefits and implications of choosing this financial path.Whether you're a senior considering downsizing or a concerned family member seeking guidance for your loved ones, this episode offers invaluable information to help you make informed decisions. Tune in to "Reverse Mortgage: Scam or Savior" and join us as we demystify the world of reverse mortgages and discover how they can be a powerful tool for seniors embarking on their downsizing adventure.Frank Borgfrank.borg@fairwaymc.com3400 188th ST SW, STE 185, Lynnwood, WA, 98037425-949-2889We Would Love to Hear Your Feedback!

Aging in place refers to the ability of older adults to remain living in their own homes or communities independently and comfortably, as they age and their needs change. It involves making modifications to the physical environment and accessing support services to ensure that seniors can continue to live safely and securely in their familiar surroundings. Aging in place is often seen as an alternative to institutional care or moving to a new location, allowing older adults to maintain their autonomy, social connections, and quality of life.In episode 14, we speak with local Aging in Place expert Tom Minty to inform you about what is aging in place is, and how it might work for you. Tom is an established John L. Scott realtor based in Issaquah. But he is also heavily involved in educating real estate agents about Aging In Place (AIG), and establishing norms on the MLS, for listing homes that may serve those with disabilities. Tom Minty is also on several non profit boards dedicated to making housing more accessible to the elderly and the disabled. Judy Gratton and Dennis Day welcome Tom Minty.Tom MintyJohn L. Scott Issaquah1700 NW Gilman Blvd #300,Issaquah, WA 98027(206) 617-3935Email: tommi@johnlscott.comNorthwest Universal Design Councilhttps://www.environmentsforall.org/home-checklist/We Would Love to Hear Your Feedback!