Podcasts about Our Community

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Latest podcast episodes about Our Community

Daily Devotional By Archbishop Foley Beach
Difference in Our Communities; Jesus Followers Are Here for Times Like This

Daily Devotional By Archbishop Foley Beach

Play Episode Listen Later Jun 12, 2026 1:02


Pray for One Another in Our Race Issues and Go Make a Difference in Our Communities; Jesus Followers Are Here for Times Like This MESSAGE SUMMARY: With regards to our race issues, it will NOT be through political parties, rallies, elections, slogans, or marches that our attitudes and practices are changed or the souls of our nations are converted. Rather, the deep change, which we all need, will only be through a spiritual awakening. This spiritual awakening will come only from repentance – the turning away from our sin and toward God and his righteous ways in Jesus Christ. As Jesus commanded us in John 5:12: “This is my commandment, that you love one another as I have loved you.”. Also, in John 13:34-35, Jesus commanded us: “A new commandment I give to you, that you love one another: just as I have loved you, you also are to love one another. By this all people will know that you are my disciples, if you have love for one another.”. Jesus' “one another” is all inclusive and not just those that look like you and/or of your culture. The Bible makes it unequivocally clear that we are all made in the image of God (Genesis 1:27): “So God created mankind in his own image, in the image of God he created them; male and female he created them.”.  You can start real “racial change” right where you are -- in your own heart first and then in your own relationship with God. At that point, you can then lead the change your own community -- one person at a time; one relationship at a time; and one act a time. You can reach out and build a relationship with someone different than you. However, doing nothing is no longer an option for us. Let us pray for one another about these things and let us get out and make a difference in our local communities. God has placed us here for such a time as this.   TODAY'S PRAYER: Lord, fill me with the simple trust that even out of the most awful evil around me, you are able to bring great good — for me, for others, and for your great glory. In Jesus' name, amen.                                                                        Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 91). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, because I am filled with the Holy Spirit, I will not be controlled by my Evil Ways. Rather, I will walk in the Spirit's fruit of Goodness. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV): Genesis 1:27; Revelation 7:1-17; Ephesians 2:19; John.13:35; Galatians 6:2; Romans 12:15; Psalms 103:12; Isiah 1:18. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Our Awesome God -- Part 3: Trinity; Jesus, the Christ” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Creative Finance Playbook
EP 192: She Found Her First Rent-to-Own Deal From a Free Facebook Post (While on Her Honeymoon!)

Creative Finance Playbook

Play Episode Listen Later Jun 5, 2026 28:34


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠I Got My First Rental Property From A FREE Lead

Cruz Mornings with Stacie & Clayton
Here's What Happened:

Cruz Mornings with Stacie & Clayton

Play Episode Listen Later Jun 4, 2026 23:26


"Exacerbate" for a call! /Our Community coming together is great to see / Pools open tomorrow! / May was hotter than usual? We had snow!? / Bad timing to hit the jackpot / What people earn across Canada / Heman Movie comes out tomorrow / Pothole claims take a while / Solar Power farm is up and running / Where Girl Guide Cookies came from

Gun Freedom Radio
From Parent Advocate to Public Servant with Heather Rooks - GunFreedomRadio EP513

Gun Freedom Radio

Play Episode Listen Later Jun 1, 2026 45:08


Our guest today is Heather Rooks. Heather is a mom, former school board president, and 2026 candidate for Arizona's LD28 House of Representatives, advocating for parental rights, academic excellence, fiscal responsibility, and strong community leadership. You are well known for standing up to power, and doing what is right, even when it comes at great personal and professional cost. You have been serving as the President of the Peoria Unified School District Governing Board up until very recently, when just such crossroads had to be traversed. Tell us, very briefly what happened in your District? You've said your journey into public service began simply as a mom standing up for your child during the masking debates and helping other families find their voice. How did that experience shape who you are today as both a person and a candidate? Critics sometimes claim that parents who became active during COVID were motivated by politics. How do you respond to those who misunderstand your advocacy journey and the heart behind your involvement? You earned the nickname “The Peoria Mom” because of your willingness to show up, ask questions, and advocate for families. What did those early school board meetings teach you about leadership and community engagement? As you campaign for the Arizona House in LD28, what are the top priorities you want to focus on to help strengthen your community and the state as a whole? (Parental Rights and Education, Safety in Our Community, Protect the Border, Defend the 2nd Amendment, Responsible Government, Election Integrity, Special Needs Community, & Affordability) What makes you uniquely qualified to be the AZ State Representative in LD28? How do people follow you and support your campaign? Originally Aired 6.1.26

Creative Finance Playbook
EP 191: How They Scaled Rental Properties Using Lease Options

Creative Finance Playbook

Play Episode Listen Later May 29, 2026 33:17


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠Most people think building a real estate portfolio while working a full-time job is impossible… but Abby & Ryan prove otherwise

Creative Finance Playbook
EP. 190: How Grace Built Wealth With Creative Finance (No Banks or Huge Down Payments)

Creative Finance Playbook

Play Episode Listen Later May 22, 2026 37:39


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠What happens when an engineer stops overthinking and finally takes action?

Creative Finance Playbook
EP. 189: Before You Invest Another Dollar in Real Estate… Watch This

Creative Finance Playbook

Play Episode Listen Later May 15, 2026 23:25


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠BEFORE you invest another dollar into real estate… WATCH THIS.In this episode of Creative Finance Playbook, Jenn & Joe Delle Fave break down the real risks behind today's real estate investing world — from syndications and influencer deals to bad creative finance structures and overleveraged investments.Too many everyday people are throwing tens of thousands of dollars into deals they don't fully understand… and losing BIG

Creative Finance Playbook
EP. 188: How We Built Financial Freedom Without Banks or Huge Down Payments

Creative Finance Playbook

Play Episode Listen Later May 8, 2026 18:46


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠If you told me years ago that one property would completely change our lives…I honestly wouldn't have believed you

Creative Finance Playbook
EP. 187: How We Built a Real Estate Portfolio WITHOUT Banks or Credit

Creative Finance Playbook

Play Episode Listen Later May 1, 2026 25:38


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠⁠What if one moment could completely change your real estate journey? In this episode of Creative Finance Playbook, Jenn & Joe take you back to a pivotal time in their lives—when they were juggling young kids, working 60+ hours a week, and trying to build a real estate portfolio from scratch.They share how hitting the “10 mortgage limit” with banks forced them to think differently… and how that moment led them to discover creative finance strategies that changed everything.From chaos, long nights, and learning on the go… to building a portfolio, creating cash flow, and eventually walking away from a full-time job—this is the real story behind their success.How to buy real estate WITHOUT banks or creditWhy banks limit your growth (and how to get around it)The power of rent-to-own and creative financeHow to find time to build a business (even with a full-time job)Why community, coaching, and action matter mostSuccess didn't happen overnight…It happened through: Messy actionLate nightsSmall consistent stepsDrop “START” in the comments or connect with us to learn how to begin your real estate journey today Creative Finance Playbook — where we teach you how to build wealth without banksWhat You'll Learn:How to buy real estate WITHOUT banks or creditWhy banks limit your growth (and how to get around it)The power of rent-to-own and creative financeHow to find time to build a business (even with a full-time job)Why community, coaching, and action matter mostSuccess didn't happen overnight…It happened through: Messy actionLate nightsSmall consistent stepsDrop “START” in the comments or connect with us to learn how to begin your real estate journey today Creative Finance Playbook — where we teach you how to build wealth without banks► Come to our next Free Live Workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/liveworkshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Learn How To Generate Free Off Market Leads & Talk To Sellers (Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/score-free-leads?utm_source=zoom&utm_campaign=freeleads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Join Our Free Facebook Group & Connect with Us and Our Community:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Follow Us on Instagram for Real-Time Tips & Updates:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/creativefinanceplaybook/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Like Our Facebook Page to Stay Updated:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/CFPlaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠► Subscribe to Our YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@creativefinanceplaybook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Jake & Ben
Nick Olczyk, Mike Folta & Sarah Merrifield Set the Scene for Utah Mammoth vs Las Vegas Golden Knights + What it means to Our Community

Jake & Ben

Play Episode Listen Later Apr 25, 2026 23:24


Nick Olczyk, Mike Folta & Sarah Merrifield Set the Scene for Utah Mammoth vs Las Vegas Golden Knights + What it means to Our Community

Creative Finance Playbook
EP. 186: Why Real Estate Deals Aren't Working in 2026 (Do THIS Instead)

Creative Finance Playbook

Play Episode Listen Later Apr 24, 2026 20:44


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠Deals aren't working in 2026… and here's the real reason why

Creative Finance Playbook
EP. 185: She Started 30 Days Ago… Now She's Closing Creative Deals | Real Estate Freedom Story

Creative Finance Playbook

Play Episode Listen Later Apr 17, 2026 12:15


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠She joined Creative Finance Playbook 30 days ago… and now she's analyzing deals, getting leads, and showing up with confidence—without banks, without credit, and without fear.If you've ever felt stuck at the starting line of real estate investing… this episode will inspire you to take action today.In this Creative Finance Playbook episode, Jenn & Joe Della Fave sit down with Barbara, one of our newest students who went from zero experience to generating leads, posting consistently, analyzing deals, and building real momentum—all within her first 30 days of learning creative finance.Barbara is a full-time W-2 employee and mom who wanted financial freedom but felt overwhelmed by traditional real estate. High down payments, slow timelines, and bank approvals made investing feel impossible… until she discovered creative finance.She learned strategies like seller financing, subject-to, lease options, and rent-to-own—methods that allow everyday investors to buy real estate without banks, without perfect credit, and without huge capital.Inside this episode, you'll learn how Barbara:

On the Mend
When Needs Go Unmet: A Deeper Look at Child Neglect

On the Mend

Play Episode Listen Later Apr 14, 2026 23:14


Send us Fan MailApril is National Child Abuse Prevention Month, and child abuse isn't always easy to spot. For this episode, our guest expert talks to us about child neglect and its effect on children. Lynn Jennings, Ph.D., assistant professor and assistant program director at the clinical mental health counseling program with the School of Health Professions answers our questions about neglect –- how it affects a child physically and mentally, the difference between the occasional lapse in parenting and neglect, and how being neglected as a child affects someone as an adult and their relationships with other adults. Dr. Jennings also gives us tips on what we can do to help others who might be at risk for neglect. Previously with Dr. JenningsHope and Healing: Preventing Child Abuse in Our Community

Numbers4success
A Call for Adventure.

Numbers4success

Play Episode Listen Later Apr 11, 2026 19:56


As the Aries line up keeps growing, we talk about the Heroes/Heroines Journey and how we must listen to the call for adventure. Use ' Aries' for 10% discount on all my readings at www.numbers4success.com. Our Community is www.patreon.com if you want to buy me a cuppa! Thank you all. Gráinne xx

Creative Finance Playbook
EP. 184: How to Find Motivated Sellers FAST (2026 Real Estate Guide)

Creative Finance Playbook

Play Episode Listen Later Apr 10, 2026 25:09


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠Want motivated seller leads without cold calling?

Creative Finance Playbook
EP. 183: From Wall Street to 2,500+ Deals (No Tenants, No Headaches)

Creative Finance Playbook

Play Episode Listen Later Apr 3, 2026 21:13


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/⁠What if you could build real estate wealth… without tenants, maintenance, or headaches?In this episode of Creative Finance Playbook, Michael Poggi shares how he went from Wall Street stockbroker to completing over 2,500 real estate deals—and why he chose land investing as his primary strategy.After working with high-net-worth clients, he discovered:Most millionaires invest 90–95% of their wealth in real estate—not stocks.That realization changed everything.Instead of chasing volatile markets, he focused on:✔ Affordable vacant land✔ Resort communities with high growth potential✔ Passive income through seller financingIn this episode, you'll learn:

Creative Finance Playbook
EP. 181: The Truth About Success Nobody Tells You (Cody Hofhine)

Creative Finance Playbook

Play Episode Listen Later Mar 27, 2026 39:44


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/How do you go from making $19,000 a year… to building multiple multi-million dollar businesses?In this episode of the Creative Finance Playbook, Cody Hofhine shares the real story behind his success—and it's not what most people think.Before the success, there was struggle.Cody was working hard, but still broke. With two kids at home, he faced one of the hardest moments of his life—coming home to his wife trying to decide whether to pay the mortgage or buy food.That moment changed everything.Instead of chasing more strategies, Cody focused on something deeper—personal growth.In this episode, you'll learn:

Creative Finance Playbook
EP. 182: Live Seller Call in Front of a Room Full of Investors?!

Creative Finance Playbook

Play Episode Listen Later Mar 27, 2026 26:19


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/How to Find Motivated Sellers Without Cold Calling (Creative Finance Strategy)Most new real estate investors don't fail because they're lazy.They fail because they're doing the wrong activities with the wrong support.In this Creative Finance Playbook episode, Jenn & Joe Delle Fave sit down with Heather & Devin — two action-takers who were grinding through 200–300 cold calls a day, chasing unmotivated leads, and getting almost no traction.Then everything changed.After joining the Creative Finance Playbook community, they stopped wasting time on low-quality leads and started building a real system for attracting motivated sellers, qualifying leads, and getting live support when it mattered most.In this episode, you'll learn:

Creative Finance Playbook
EP. 180: How to Make Money in Real Estate Without Buying Houses

Creative Finance Playbook

Play Episode Listen Later Mar 13, 2026 32:34


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most entrepreneurs think success means grinding harder.Rafael Cortez says that's the fastest path to burnout.In this episode of the Creative Finance Playbook, Jenn & Joe Delle Fave sit down with Phoenix real estate investor, broker, and organizational psychologist Rafael Cortez to break down what actually builds long-term wealth in real estate.With experience in over 1,200 real estate deals since 2009, Rafael shares how he transitioned from firefighter to full-time entrepreneur — and why hustle is only a season, not a business strategy.Inside this episode, you'll learn:• What real estate wholesaling actually is• How to make money in real estate without owning property• Why systems create freedom (not grind)• The entrepreneur mindset required to scale• How to automate, delegate, and elevate the right wayIf you want to build wealth through creative finance, wholesaling, fix & flip, or real estate investing — without burning out — this conversation is packed with strategy and mindset shifts.

Creative Finance Playbook
EP. 179: How Busy Couples Break Into Real Estate Investing

Creative Finance Playbook

Play Episode Listen Later Mar 6, 2026 12:10


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Can you really buy real estate with no marketing budget and a full-time job? This episode proves you can.In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Luke — a full-time W2 employee, husband, and brand-new investor — who just got his first wholesale deal under contract.No massive marketing budget.No quitting his job.No perfect timing.Luke shares how he overcame analysis paralysis, started generating Facebook leads, and connected with a highly motivated retiring landlord ready to sell fast.This deal?$35,000 purchase price.Over $100,000 ARV potential.Inside this episode, you'll learn:

Creative Finance Playbook
EP. 177: How Busy Professionals Build Wealth Without Quitting Their Job

Creative Finance Playbook

Play Episode Listen Later Feb 20, 2026 20:21


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most W2 employees say they're “too busy” to invest in real estate.Carlos works full time, has a family, and still scaled to 10 properties — without banks, without massive capital, and without burning out.In this LIVE Creative Finance Playbook workshop, Jenn & Joe Delle Fave sit down with Carlos — a full-time W2 executive, husband, father, and real estate investor — who built a 10-property portfolio while working 60–80 hours per week.No quitting his job.No excuses.No waiting for the “perfect time.”Carlos breaks down exactly how he uses creative finance, lead generation, and simple daily systems to buy real estate without relying on traditional banks or massive capital. From seller financing to low-interest subject-to deals, he shares how consistency and process beat overwhelm every time.You'll learn:

Creative Finance Playbook
EP. 176: The #1 Mistake New Real Estate Investors Make (And How to Avoid It)

Creative Finance Playbook

Play Episode Listen Later Feb 13, 2026 24:47


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Most real estate investors don't fail because they lack money — they fail because they lack clarity, consistency, and the right strategy.

Creative Finance Playbook
EP. 175: 0 Money? Here's How Our Clients Still Buy Houses (No Banks Needed)

Creative Finance Playbook

Play Episode Listen Later Feb 6, 2026 43:16


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/They quit their jobs, became snowbirds, and now lock up real estate deals from the beach.

Creative Finance Playbook
EP. 174: No Cash? No Problem. How Investors Fund Deals the Smart Way

Creative Finance Playbook

Play Episode Listen Later Jan 30, 2026 23:13


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/The biggest lie in real estate? That you need money to get started.Want to invest in real estate in 2026 without banks, without hard money, and without draining your cash? This episode will completely change how you think about funding deals, Jenn & Joe Delle Fave sit down with Brett Watts, a real estate investor and funding expert, to break down how investors are using creative finance, credit stacking, and zero-interest capital to close deals faster and scale smarter.If you've ever found a great deal but felt stuck because of down payments, closing costs, or lack of capital, this conversation is for you. Brett explains how investors are legally accessing 0% interest business credit, protecting their personal credit, and pairing funding strategies with seller financing, subject-to deals, and rent-to-own exits.You'll learn how real estate investors are:

Lotus Flower
AUNTIE ANNA & ALHAJI PA SERIES. "Beyond the Betrayal: Understanding Infidelity in Our Communities." Infidelity in Marriages.

Lotus Flower

Play Episode Listen Later Jan 23, 2026 76:00


AUNTIE ANNA & ALHAJI PA SERIES. "Beyond the Betrayal: Understanding Infidelity in Our Communities." Infidelity in Marriages.

Creative Finance Playbook
EP. 173: The best way to invest in real estate in 2026: Seller finance

Creative Finance Playbook

Play Episode Listen Later Jan 23, 2026 21:08


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/The real estate market is changing — and the strategies that worked before won't work the same in 2026.In this episode of Creative Finance Playbook, Jenn & Joe Della Fave break down the best real estate investing strategies for 2026, especially for investors who want to build wealth without banks, without credit, and without large amounts of capital.With interest rates hovering in the 6% range and prices still high in many markets, traditional strategies like BRRRR and heavy rehabs are slowing down. So what is working? Seller financing and free-and-clear properties.You'll learn why nearly 40% of homes nationwide are owned free and clear, how investors are paying full price while still cash flowing, and the 4 key pillars of every creative finance deal: low entry cost, strong cash flow, long terms, and flexible pricing.This episode walks through real examples of buying turnkey properties, avoiding contractors, eliminating banks, and creating long-term passive income — even in today's market.

Radio Islam
The Social Programme - The Value of Education & Its Models in Our Community

Radio Islam

Play Episode Listen Later Jan 22, 2026 40:37


The Social Programme - The Value of Education & Its Models in Our Community by Radio Islam

Creative Finance Playbook
EP. 172: Is a Real Estate Crash Coming? What Smart Investors Are Doing Instead

Creative Finance Playbook

Play Episode Listen Later Jan 16, 2026 36:52


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Is the real estate market going to crash… or is this one of the biggest buying opportunities we've seen in years?In this episode of Creative Finance Playbook, Jenn & Joe Della Fave sit down with Adam Whitney — Marine Corps veteran, seasoned real estate investor, and creative finance expert — to break down what's really happening in the real estate market and how smart investors are positioning themselves without banks, without credit, and without massive down payments.Adam shares his honest outlook on interest rates, affordability, supply and demand, and why creative finance strategies like seller financing, subject-to, and rent-to-own are becoming more powerful than ever. You'll hear real examples of investors taking over low-interest mortgages, buying properties with little money down, and creating long-term wealth even in uncertain markets.Whether you're a beginner real estate investor, stuck at 1–2 properties, or looking to build passive income without relying on banks, this episode will help you think clearly, act strategically, and move forward with confidence.Like and Subscribe for weekly real estate investing trainings

Curry Coast Community Radio
Our Community: Oppositional Behavior in Children and Adults

Curry Coast Community Radio

Play Episode Listen Later Jan 11, 2026 57:00 Transcription Available


In this episode of Our Community, host Candice Michel talks with Dr. Bethany Michel, Director of the Child, Adolescent, & Family Division of the DBT Centre of Vancouver, BC, and a sessional lecturer in the Department of Psychology at the University of British Columbia, and Diana Carter, Executive Director of Brookings CORE Response, about oppositional behavior in both children and adults. The discussion explores how early trauma, labeling, and systemic shortcomings contribute to challenging behaviors, emphasizing the need for empathy and understanding. They highlight therapeutic approaches like Dialectical Behavior Therapy (DBT) and Parent-Child Interaction Therapy (PCIT), the importance of parental perspective, and strategies for building trust and emotional regulation. They stress that difficult behaviors often reflect normal responses to abnormal circumstances and underscore the value of validating experiences, fostering connection, and empowering children and families to develop healthier coping skills. Host: Candice Michel; Guests: Diana Carter, Dr. Bethany Michel The opinions expressed here are those of the individual participants. Curry Coast Community Radio takes no position on issues discussed in this program. If you enjoy this program and want to hear more like it, consider supporting Curry Coast Community Radio. Here’s How. Intro and end music: The Best Is Yet to Come, licensed from audioblocks.com.

Creative Finance Playbook
EP. 171: Why Most Real Estate Investors Never Get Past 2 Properties (And How to Break Through)

Creative Finance Playbook

Play Episode Listen Later Jan 9, 2026 24:35


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Why do most real estate investors get stuck at 1–2 properties — while others keep scaling without banks, without credit, and without massive down payments?In this episode of Creative Finance Playbook, we reveal the exact mindset, strategy, and creative finance systems investors are using right now to buy cash-flowing rental properties — even when traditional loans, high interest rates, and strict bank requirements say “NO.”If BRRRR feels broken, 20% down isn't realistic, or you're tired of waiting on banks to approve your future, this episode will open your eyes to what's actually possible. You'll learn how to structure seller financing, subject-to, and rent-to-own deals that allow you to control properties, create passive income, and build real wealth — without relying on perfect credit or huge amounts of capital.This training breaks down how everyday investors are finding off-market deals, asking better questions, negotiating win-win terms, and scaling their portfolios with confidence — all while working full-time jobs and raising families.If you want to build long-term financial freedom through real estate investing without banks, this episode is your playbook.

Daily Devotional By Archbishop Foley Beach
Pray for One Another in Our Race Issues and Go Make a Difference in Our Communities; Jesus Followers Are Here for Times Like This

Daily Devotional By Archbishop Foley Beach

Play Episode Listen Later Jan 2, 2026 1:02


Pray for One Another in Our Race Issues and Go Make a Difference in Our Communities; Jesus Followers Are Here for Times Like This MESSAGE SUMMARY: With regards to our race issues, it will NOT be through political parties, rallies, elections, slogans, or marches that our attitudes and practices are changed or the souls of our nations are converted. Rather, the deep change, which we all need, will only be through a spiritual awakening. This spiritual awakening will come only from repentance – the turning away from our sin and toward God and his righteous ways in Jesus Christ. As Jesus commanded us in John 5:12: “This is my commandment, that you love one another as I have loved you.”. Also, in John 13:34-35, Jesus commanded us: “A new commandment I give to you, that you love one another: just as I have loved you, you also are to love one another. By this all people will know that you are my disciples, if you have love for one another.”. Jesus' “one another” is all inclusive and not just those that look like you and/or of your culture.   The Bible makes it unequivocally clear that we are all made in the image of God (Genesis 1:27): “So God created mankind in his own image, in the image of God he created them; male and female he created them.”.  You can start real “racial change” right where you are -- in your own heart first and then in your own relationship with God. At that point, you can then lead the change your own community -- one person at a time; one relationship at a time; and one act a time. You can reach out and build a relationship with someone different than you. However, doing nothing is no longer an option for us.   Let us pray for one another about these things and let us get out and make a difference in our local communities. God has placed us here for such a time as this.     TODAY'S PRAYER: Lord, fill me with the simple trust that even out of the most awful evil around me, you are able to bring great good — for me, for others, and for your great glory. In Jesus' name, amen.              Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 91). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, because I am filled with the Holy Spirit, I will not be controlled by my Procrastination. Rather, I will walk in the Spirit's fruit of Self-Control. “The fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and self-control.” (Galatians 5:22f). SCRIPTURE REFERENCE (ESV): Genesis 1:27; Revelation 7:1-17; Ephesians 2:19; John.13:35; Galatians 6:2; Romans 12:15; Psalms 103:12; Isiah 1:18. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “A Christmas Message” at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Creative Finance Playbook
EP. 170: Build Wealth Without Losing Your Life: Real Estate Success That Actually Feels Good | Trevor Mauch

Creative Finance Playbook

Play Episode Listen Later Jan 2, 2026 37:54


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/Ever felt like your friends, family, or even your spouse doesn't “get” your real estate journey?In Part 2 of Creative Finance Playbook, Jenn & Joe Della Fave continue their conversation with Trevor Mauch (Carrot.com)—and this one hits deep. If you're building a real estate investing business while people around you question your vision, this episode will reset your mindset and your strategy.Trevor breaks down how to handle unsupportive voices, stay consistent through trials, and shift your thinking from “if it will work” to “when it will work.” He shares powerful lessons on burnout, identity, and why success without peace feels empty. Then we go tactical: how Trevor “pumpkin plans” his focus, eliminates distractions, and uses a pre-stacked calendar to protect family time and build a business that fuels freedom—not stress.You'll LEARN:

Creative Finance Playbook
EP. 169: How Trevor Mauch Bought His First Rental at 21 (No Banks, No Credit)

Creative Finance Playbook

Play Episode Listen Later Dec 26, 2025 24:13


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/What if your first real estate deal didn't require banks, perfect credit, or a big down payment?In this episode of Creative Finance Playbook, we break down how Trevor Mauch bought his first rental property at just 21 years old using creative finance—and why this strategy still works today.Before building one of the most powerful real estate marketing platforms in the industry, Trevor started exactly where many investors are today: motivated, unsure, and searching for a better path. Using seller financing (owner financing) and relationship-based negotiation, he acquired a four-unit rental property at 21 years old that cash-flowed from day one—and he still owns it today.In this episode, you'll learn:

Creative Finance Playbook
EP. 168: This ONE Facebook Post Brought Her a Life-Changing Real Estate Deal | Creative Finance Playbook

Creative Finance Playbook

Play Episode Listen Later Dec 19, 2025 19:07


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/She wasn't even actively investing — but one honest Facebook post opened the door to a meaningful real estate opportunity.In this episode of Creative Finance Playbook, Jenn & Joe Delle Fave sit down with Samantha, a Creative Finance Playbook student, to share a real-life story of how relationships, creativity, and ethical problem-solving can come together in real estate.Samantha is a full-time photographer, newlywed, and newer real estate investor who was learning creative finance strategies while planning her wedding. After sharing a simple Facebook post that she was interested in buying houses, she was connected to a family facing a difficult situation involving back taxes on a property.Using principles taught inside the Creative Finance Playbook — including seller-focused conversations, creative structuring concepts, and off-market negotiation — Samantha was able to help navigate a solution that worked for everyone involved, while gaining valuable hands-on experience in the process.This episode is a powerful reminder that real estate investing isn't about hype or guarantees — it's about conversations, relationships, and learning how to solve real problems the right way.If you're new to real estate, still learning, or curious about alternative strategies outside of traditional bank financing, this conversation offers insight into what's possible when education meets action.

Creative Finance Playbook
EP. 167: The Secret Tool That Finds Cash Buyers in Seconds | Real Estate Investing 2025

Creative Finance Playbook

Play Episode Listen Later Dec 12, 2025 23:35


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/How to Find REAL Buyers & Close Deals FAST (No Banks, No Waiting!) | Creative Finance Playbook ft. Daniel McClamStruggling to find real buyers for your deals? This ONE platform connects you to verified cash buyers in SECONDS — no banks, no gatekeepers, no excuses.What if finding real cash buyers was as easy as one click? In this episode of Creative Finance Playbook, Jenn & Joe Della Fave sit down with Daniel McClam, founder of InvestorBase, to reveal how investors are finding qualified buyers, closing deals faster, and scaling without relying on banks, agents, or luck.Whether you wholesale, flip, or buy creatively through Seller Financing, Subject-To, or Lease Options, you'll learn how to turn cold leads into real closings and automate your buyer pipeline.Inside this episode:

Faith Bible Chapel
Advent // Peace // Tim Lovell // December 07, 2025

Faith Bible Chapel

Play Episode Listen Later Dec 8, 2025 33:17


Advent // Peace Our Whole Existence is Ravaged by ConflictIt's in Our World...It's in Our Nations...It's in Our Cities...It's in Our Communities...It's in Our Homes...It's in Our Hearts and Our Minds... Peace Means So Many Different Things to Different PeoplePeace May Be Ease from Conflict...Peace May Be Ease from Noise...Peace May Be Ease from Torment...Peace May Be Ease from Busyness...Peace May Be Ease from Pain... For Some People It May Be Found in A Treaty…For Some It May Be Found in a Place…For Some It May Be Found in An Embrace…For Some It Is Found in a Symbol…For Some It Is Found in Solace…For Some It Is Found in A Smile… Some Think It Is Accomplished by Negotiation...Some Think It Is Accomplished by Meditation...Some Think It Is Accomplished by Separation...Some Think It Is Accomplished by Location...Some Think It Is Accomplished by Reconciliation...Some Think It Is Accomplished by Medication... But for Most of Our World it Remains an Elusive State of Being... God Has Come, and He Has Provided a Lasting Peace for Us! Not Just a Fleeting Moment or an Elusive Dream... Romans 5:1 (NIV)“Therefore, being justified by faith, we have peace with God through our Lord Jesus Christ.” God Loved Us So Much that He Sent His Son to Redeem Mankind and Restore Our Peace with Him.  Judges 6:23-24 (NIV)“But the Lord said to him, ‘Peace! Do not be afraid. You are not going to die.' So, Gideon built an altar to the Lord there and called it The Lord is Peace.” 2 Thessalonians 3:16 (NIV)“Now may the Lord of peace himself give you peace at all times and in every way. The Lord be with all of you.”

Creative Finance Playbook
EP. 166: Why Most Investors Stay Stuck at 1–2 Doors (And How to Finally Scale)

Creative Finance Playbook

Play Episode Listen Later Dec 5, 2025 19:49


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠https://creativefinanceplaybook.com/Stuck at 1–2 rental properties and feel like the banks are holding you back? In this episode of Creative Finance Playbook, Jenn & Joe Della Fave break down why most investors never grow past a couple doors—and how to scale your portfolio without banks, without perfect credit, and without massive down payments.You'll learn how we went from BRRRR and fixer-uppers to building wealth with creative finance strategies like seller financing, subject-to, lease options, and rent-to-own—so you can buy turnkey properties, pay little to no money down, and still create passive income real estate cash flow.Inside this training, we cover:

Creative Finance Playbook
EP. 165: Why She Left $300M Behind to Find Purpose (Real Estate Freedom Story)

Creative Finance Playbook

Play Episode Listen Later Nov 28, 2025 26:25


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠https://creativefinanceplaybook.com/From Burnout to Breakthrough: Building Freedom Through Real Estate | Creative Finance PlaybookWhat if the key to your dream life isn't more hustle—but smarter strategy? She sold $300M in real estate… then walked away to find freedom.In this episode of Creative Finance Playbook, Jenn & Joe Della Fave sit down with Kate Denese, a powerhouse real-estate investor and coach who sold $300 million in property, built multiple Airbnb and long-term rentals, and learned how to design a business—and life—on her own terms.What You'll Learn:

Creative Finance Playbook
EP. 164: Why BRRRR Is Dead in 2025 (And What's Replacing It) | Creative Finance Playbook

Creative Finance Playbook

Play Episode Listen Later Nov 21, 2025 22:00


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠https://creativefinanceplaybook.com/Why the BRRRR Strategy Is Dead (And What Works in 2025 Instead) | Creative Finance Playbook Think you still need banks, perfect credit, or massive down payments to invest in real estate? Think again. In this episode of Creative Finance Playbook, Jenn & Joe Della Fave break down why the BRRRR strategy no longer works in 2025—and the creative finance methods that are replacing it. You'll discover how today's investors are building wealth faster using Seller Financing, Subject-To, and Lease Options—all without relying on banks or high-interest loans. Inside this episode:

Creative Finance Playbook
EP. 163: How Sam Primm Built $50M in Real Estate WITHOUT Banks or Credit! (Creative Finance 2025)

Creative Finance Playbook

Play Episode Listen Later Nov 14, 2025 32:17


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠https://creativefinanceplaybook.com/How to Build Wealth Without Banks (w/ Sam Primm) | Creative Finance PlaybookWhat if you could build a multi-million dollar real estate portfolio—without banks, without perfect credit, and without huge down payments?In this Creative Finance Playbook episode, Jenn & Joe Della Fave sit down with Sam Primm (Faster Freedom) to unpack how he built $50M+ in real estate using creative finance, partnerships, and mindset mastery.You'll learn:

North Star Journey
From Budweiser to kimchi, a new book tells the stories behind immigrant and community recipes

North Star Journey

Play Episode Listen Later Nov 8, 2025 3:58


While holding a can of Budweiser and tending to chicken thighs on a backyard grill, Natalia Mendez talks about their grandfather.“This is like a smell of my childhood,” Mendez says.Mendez occasionally pours some beer on the chicken, making it sizzle and smoke, tempering the flames caused by fat dripping on coals. “My grandpa, when he taught my dad this recipe, said it has to be Budweiser,” Mendez says.  Mendez muses that perhaps their grandfather preferred it because it was a rice beer, instead of wheat, and maybe that gave the chicken a unique flavor.“For a while, they were calling it ‘Budweiser America,'” Mendez continues. “It's interesting to think about my family's legacy to America and what that looks and felt like for them, because my grandpa was an immigrant and a civil rights activist.”‘Chefs that don't get their flowers'Artists Diana Albrecht and Ryan Stopera join Mendez at their south Minneapolis home as they cook their grandfather's “Drunk Chicken.” It's one of 12 recipes featured in Albrecht and Stopera's new cookbook, “Back of House: Recipes from the Caretakers of Our Communities.”“Back of House” is different from the typical cookbook. There are recipes, yes, but Albrecht and Stopera also filled the book with the stories, portraits and documentary photos of the Minnesota people and communities behind the food, from steamed fish and apple stew to tongbaechu kimchi and mulawah flat bread.The chefs featured, who range from at-home to working chefs, are from the diasporas of Mexico, South Korea, Armenia, Ghana, China and beyond.The book “celebrates a lot of chefs that don't get their flowers, that aren't as visible as celebrity chefs, and that feels really special right now,” Stopera says. Many of them "are grandmas and aunties that literally supported the backbone of their family for generations based off the food that they made,” Albrecht says.Albrecht and Stopera began working on the book with the help of a Waterers grant a few years ago, before Albecht relocated from Minneapolis to Los Angeles. The inspiration came partly from Albrecht's explorations into her own heritage.“I am a Korean adoptee,” she says. “I grew up not knowing anything about Korean culture, and so for me, food was a really easy way in to learn about Korean culture.”Albrecht wanted to expand on her experience — to learn more about food and identity — and took the idea for a book to Stopera, who was running the former cafe at the Northeast Minneapolis arts organization Public Functionary.“Running a cafe for three years just deepened my appreciation for chefs and folks who feed their community,” Stopera says. “It was just an easy response to Diana like, ‘Let's do it.'”Together they photographed and interviewed the chefs at home with their families and friends, and Albrecht designed the book cover to cover. Turning memory into recordAlbrecht says she discovered that so many of the recipes have been passed down orally.“It's all up in their head, and it's never been archived, it's never been written down,” she says. “Oral tradition is very important, but I think in this time, everything gets lost on the internet or lost in our beautiful, beautiful brains, and to have something that is tangible, written down, to preserve, to cherish — I'm learning the value and importance of that.”Stopera says the process of creating the book became a lesson in understanding community. “I've been thinking a lot about third spaces and the need for them, and just the need to gather in person,” he says. ”To spend nearly two years having really beautiful conversations with people about ancestry and culture and history, it made me more present and reminded me that the village can take care of each other.”Mendez knew they wanted to participate to help highlight how immigrant communities have shaped American food.“Especially right now in America, this project specifically feels really, really important, because people who look like me, people who look like us, are being pulled over and legally allowed to be racially profiled, being taken away,” Mendez says. “A lot of these people, especially the people that my grandpa was working with, himself included, were people who just wanted a job and they wanted more opportunities and a place to have kids and let them not have to labor in the fields.”'Drunk Chicken' for communityMendez's grandfather, Salvador Sanchez Sr. was born in Northern Mexico and, as a young adult, moved to Milwaukee for work. There, Sanchez co-founded the Latin American Union for Civil Rights, one of the first migrant farm worker labor unions in Wisconsin, and organized marches and protests for the Obreros Unidos (United Workers) movement. He died in 2024, while the book was in process. “Drunk Chicken” calls for marinating bone-in skin-on chicken thighs in a mixture of chopped white onion, Adobo seasoning, soy sauce, and, as the book states, “Budweiser [no substitutes].” The book also advises, “Like a lot of cultures based in oral traditions, this is a passed-down recipe with no specific amount of each ingredient. Measure with your heart.”Mendez says it became the family's Sunday after-church staple, but their grandfather originally created “Drunk Chicken” to feed his community. “This is a legacy recipe, because it's something that was developed because you can feed a lot of people with not a lot of ingredients, quite honestly, for not a lot of money at these camps for laborers,” Mendez says. Stopera pulls some of the new cookbooks out of a box, fresh off the printer. It's the first time Mendez and Albrecht have seen them. They tear up. “The idea that people could be making his recipe feels so good because it's continuing that legacy of him, like feeding people, working hard and providing for their community,” Mendez says. “That's what this was all about.”Albrecht and Stopera host a release celebration for “Back of House” Nov. 8 at Bar Brava in Minneapolis. There will be a book signing at Public Functionary on Nov. 14.Correction (Nov. 8, 2025): A previous version of this story misattributed a quote. It has been corrected.

Creative Finance Playbook
EP. 162: DTI Too High? Here's How to Buy Real Estate Anyway (No Banks Needed!)

Creative Finance Playbook

Play Episode Listen Later Nov 7, 2025 28:43


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:https://creativefinanceplaybook.com/The banks said no. The underwriters said your DTI is too high. But investors like us? We're still buying homes—with $0 down and no credit checks.In this episode of Creative Finance Playbook, Jenn & Joe Della Fave break down how everyday investors are buying homes, building portfolios, and creating financial freedom — without banks, without credit, and without massive capital.You'll learn how to structure creative finance deals using Seller Financing, Subject-To, Lease Options, and Wrap Mortgages — done ethically, legally, and profitably in today's market.Hear real-life stories of investors replacing traditional loans with strategies that create monthly cash flow, long-term wealth, and total financial freedom — even in high-interest-rate environments.If you're ready to buy your next property with $0 down and finally escape the bank-dependent system, this episode is for you.

At Liberty
Deployments At Our Doorstep

At Liberty

Play Episode Listen Later Oct 31, 2025 72:18


Frog costumes. The Star Wars theme. Whistlemania. These could be the sights and sounds of Halloween—but this year, they've taken on new meaning. As federal agents and military troops arrive in their cities across the country, communities have used pop culture references, humor, and irreverence as an act of resilience. They've also banded together to form school escorts and other protective measures for their neighbors. This week, we're exploring how residents of three cities have met this moment. We have three ACLU experts joining us. First up, we have Chandra S. Bhatnagar and Ed Yohnka of the ACLU of Southern California and Illinois. And around the 46-minute mark, Monica Hopkins of the ACLU of DC joins Kamau to discuss deployments in the nation's capital. Want to get involved? Here are two actions you can take right now: action.aclu.org/send-message/tell-congress-no-troops-our-streets action.aclu.org/send-message/tell-congress-stop-masked-agents And if you're still curious about the deployments, there's a great explainer on YouTube: “Ask an ACLU Expert: President Trump's Deployment of Federal Forces to Our Communities” with Hina Shamsi. https://youtu.be/1wQLAqD-KFM?si=LGsW6vlAM_A-1WKo At Liberty is a production of the ACLU. For the ACLU, our senior executive producer is Sam Riddell, our executive producer is Jessica Herman Weitz, and our intern is Madhvi Khianra. W. Kamau Bell and Melissa Hudson Bell, PhD are executive producers for Who Knows Best Productions. At Liberty is produced and edited by Erica Getto and Myrriah Gossett for Good Get. This episode was recorded at Skyline Studios in Oakland, CA.

Creative Finance Playbook
EP. 161: How to Triple Your Rental Income with Co-Living | Real Estate Investing 2025

Creative Finance Playbook

Play Episode Listen Later Oct 31, 2025 26:31


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/wait-list?utm_source=zoom&utm_campaign=wlist⁠⁠How Co-Living is Transforming Real Estate in 2025 | Creative Finance PlaybookWhat if you could triple your rental income—without banks, without massive down payments, and while helping solve the affordable housing crisis?In this episode of the Creative Finance Playbook, Jenn & Joe Della Fave sit down with Sam Wiegert to reveal how co-living investing is changing real estate in 2025. Whether you're a new or seasoned investor, you'll learn how to turn a single property into multiple streams of passive income through creative finance strategies like seller financing, subject-to, and rent-to-own—all done ethically, legally, and profitably. What You'll Learn:

The Menopause and Cancer Podcast
Episode 189: Breathe In, Chill Out: Our New Wellbeing Series Is Here

The Menopause and Cancer Podcast

Play Episode Listen Later Oct 29, 2025 26:59


“I don't have time.”“I can't switch my brain off.”“I've tried it before - it didn't work.”Sound familiar? In todays episode, Dani explores how easy it is to not try breathwork or meditation when you're tired, overwhelmed, or just fed up. But here's the truth: these simple tools can make a real difference, especially for people navigating menopause after cancer.In this solo episode, Dani reads a little from her book, shares a short poem, and introduces our new Wellbeing Series on YouTube — guided meditations and mindfulness practices designed to help you actually start. No pressure. No perfection. Just a moment to breathe.Watch the Wellbeing Series on YouTube: https://www.youtube.com/@MenopauseandCancer?sub_confirmation=1Navigating Menopause After Cancer: https://amzn.eu/d/2y957Oy Episode Highlights:00:00 "Intro04:44 "Wellbeing Series for Our Community"07:33 Practical Meditation for Everyday Life11:21 Prioritising Self-Care Through Planning13:51 "Mindfulness Benefits for Women"18:24 "Embracing Imperfection in Meditation"22:44 "Self-Care Series on YouTube"24:03 She Let Go by Safire Rose Connect with us:For more information and resources visit our website: www.menopauseandcancer.org Or follow us on Instagram @menopause_and_cancerJoin our Facebook group: www.facebook.com/groups/menopauseandcancerchathub

Creative Finance Playbook
EP. 162: Stop Waiting — Start Buying Homes Without Money or Credit! | Creative Finance LIVE

Creative Finance Playbook

Play Episode Listen Later Oct 24, 2025 21:29


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠https://creativefinanceplaybook.com/⁠Think you need perfect credit and a huge down payment to start investing in real estate? Think again.

Creative Finance Playbook
EP. 161: How to Find Motivated Sellers with Pre-Probate Leads (Creative Finance Secrets 2025)

Creative Finance Playbook

Play Episode Listen Later Oct 17, 2025 28:55


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:https://creativefinanceplaybook.com/How to Find Motivated Sellers with Pre-Probate & Inheritance Leads | Creative Finance Playbook

Creative Finance Playbook
EP. 160: How to Buy Real Estate with $0 Down | Subject-To & Seller Financing Explained (2025)

Creative Finance Playbook

Play Episode Listen Later Oct 10, 2025 32:24


Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/wait-list?utm_source=zoom&utm_campaign=wlist⁠⁠In this episode of the Creative Finance Playbook Podcast, Jenn & Joe Della Fave sit down with Caleb (Creative TC) to unpack the RIGHT way to do creative finance deals like subject-to, seller financing, wraps, and rent-to-own—ethically, legally, and profitably.If you've ever wondered:Can I really take over someone's mortgage (subject-to) without getting burned?How do I avoid the due-on-sale clause?What's the difference between seller financing, wraps, and rent-to-own?What paperwork do I actually need to stay compliant?…then this is your playbook.What You'll Learn in This Episode:

Wellness While Walking
295. Variety is the Spice of Walking, Health + Life! Plus Mindful Walking and Gratitude (Re-Release)

Wellness While Walking

Play Episode Listen Later Aug 27, 2025 45:38


Hunter-gatherers ate dozens of different plants each day! How can we use variety to maximize our health in the modern day, even while the American Heart Association asks us to limit the variety of what we eat?!? Also, how do you react when you take health-affirming steps? Do you diminish their power or do you celebrate and elevate them? Regardless, we'll talk about how to tweak our small steps mindset for maximum impact! This is a re-airing of a prior episode -- I find the topics of variety, mindfulness/stress reduction and gratitude infinitely impactful to making lifestyle changes!! LET'S TALK THE WALK! ***NEW*** Facebook Group for Our Community! Join here for support, motivation and fun! Wellness While Walking Facebook page Wellness While Walking on Instagram Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com     RESOURCES AND SOURCES (some links may be affiliate links) MY FAVORITE WELLNESS TOOL: The One-Minute Gratitude Journal, Brenda Nathan VARIETY: THE GOOD, THE BAD AND THE BROKEN A Diverse Diet May Not Be The Healthiest One, heart.org 7 Ways Variety Can Help Make Healthy Eating Easier, karencollinsnutrition.com A Big Fat Crisis: The Hidden Forces Behind the Obesity Epidemic --and How We Can End It, Deborah Cohen CELEBRATING, SAVORING AND SHARING WINS, BIG AND SMALL These 8 Simple Rules of Leadership From Jack Welch Are More Important Now Than Ever Before, inc.com What is the Negativity Bias, and How Can It Be Overcome? positivepsychology.com Creating Your Best Life, Caroline Adams Miller WALKING/GRATITUDE How to Walk, Thich Nhat Hanh MY FAVORITE WELLNESS TOOL: The One-Minute Gratitude Journal, Brenda Nathan VARIETY: THE GOOD, THE BAD AND THE BROKEN A Diverse Diet May Not Be The Healthiest One, heart.org 7 Ways Variety Can Help Make Healthy Eating Easier, karencollinsnutrition.com A Big Fat Crisis: The Hidden Forces Behind the Obesity Epidemic --and How We Can End It, Deborah Cohen CELEBRATING, SAVORING AND SHARING WINS, BIG AND SMALL These 8 Simple Rules of Leadership From Jack Welch Are More Important Now Than Ever Before, inc.com What is the Negativity Bias, and How Can It Be Overcome? positivepsychology.com Creating Your Best Life, Caroline Adams Miller WALKING/GRATITUDE How to Walk, Thich Nhat Hanh HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : )   DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!    

Wellness While Walking
292. Just One Can a Day Can Be a Problem: The Surprising Effects of Diet Soda + How to Quit or Cut Back (on Anything)

Wellness While Walking

Play Episode Listen Later Aug 6, 2025 34:07


Think your daily diet soda is keeping you trim and healthy? A shocking new study reveals that just one can increases diabetes risk by 38%, while artificial sweeteners disrupt gut health, trigger belly fat storage, and hijack brain chemistry – all for zero calories! Today, we expose diet soda myths and share proven strategies to break sweetened beverage addiction, including gradual reduction and a 30-day dopamine reset protocol. See how Carolyn quit her decades-long relationship, and get tools from the latest research on reducing our reliance on – or maybe even eliminating -- the addictive but harmful foods in our lives.   LET'S TALK THE WALK! ***NEW*** Facebook Group for Our Community! Join here for support, motivation and fun! Wellness While Walking Facebook page Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com RESOURCES AND SOURCES (some links may be affiliate links) DIET SODA ISN'T WHAT WE THOUGHT IT WAS I Was Powerless over Diet Coke, nyt.com Ep. 162 We're All Addicted: Finding Balance in the Age of Indulgence with Dr. Anna Lembke Ep. 89 Health and the Power of Quitting? Quitzilla app Just One Diet Soda a Day May Raise Your Type 2 Diabetes Risk by 38%, sciencealert.com The Association of Sweetened Beverage Intake with Risk of Type 2 Diabetes in an Australian Population: A Longitudinal Study, sciencedirect.com My Old Pantry :(   HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1.   Open Apple Podcast App (purple app icon that says Podcasts). 2.   Go to the icons at the bottom of the screen and choose “search” 3.   Search for “Wellness While Walking” 4.   Click on the SHOW, not the episode. 5.   Scroll all the way down to “Ratings and Reviews” section 6.   Click on “Write a Review” (if you don't see that option, click on “See All” first) 7.   Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8.   Thank you! I so appreciate this!   How to Leave a Review on Apple Podcasts on a Computer  1.   Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here)  https://www.apple.com/apple-podcasts/ 2.   Click on “Listen on Apple Podcasts” or “Open the App” 3.   This will open Apple Podcasts and put in search bar at top left “Wellness While Walking” 4.   This should bring you to the show, not a particular episode – click on the show's artwork 5.   Scroll down until you see “Rating and Reviews” 6.   Click on “See All” all the way to the right, near the Ratings and Review Section and its bar chart 7.   To leave a written review, please click on “Write a Review” 8.   You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9.   Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show)  Castbox Podcast Addict Podchaser Podbean   HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : )   DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking.     Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!