Podcasts about boost your wealth

Katie explores the world of Feng Shui with special guest, Kimberly Gallagher. Kimberly, a leading Feng Shui expert, shares her journey from being a redundant teacher to a sought-after consultant, helping people enhance their home energy and improve their lives. Discover quick, actionable tips to boost the energy flow in your home, addressing issues like wealth and relationships. Learn about the importance of mirror placement, the power of decluttering, and how to integrate the five elements for a harmonious living space. You can check out Kimberley's website: https://www.thefengshuiflow.com/ Check out Kimberley's podcast: https://podcasts.apple.com/gb/podcast/the-feng-shui-flow-podcast/id1660092074 Sign up to Katie's newsletter: https://www.katiebrindle.com Watch all of Katie's episodes on YouTube Follow Katie on Instagram 'Own Your Health' is a Viral Tribe Production Disclaimer: Yang sheng techniques are designed to support your overall wellbeing and should not be used as a substitute for any medical treatment you may be undergoing. You should not use the information in this podcast for diagnosing or treating a health problem or disease. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Autumn Statement was the definition of a mixed bag. There was a National Insurance cut, but the stealth income tax raid continued. The Isa system got an improvement, but the allowance remained frozen. Meanwhile, the triple lock was delivered along with a pension pot-for-life plan but inheritance tax remains firmly uncut at 40 per cent, with all its weird quirks intact. So, was that an Autumn Statement to fire Britain on to growth, as the Chancellor claimed, or a damp squib? On this week's podcast, Georgie Frost, Tanya Jefferies, Helen Crane and Simon Lambert dive into the details to reveal what the Autumn Statement means for you and the economy. From the Office of Budget Responsibility forecasts, to being allowed multiple Isas and the seemingly mad plan of allowing family homes to be easily converted to flats, the team take the measure of Jeremy Hunt's plans. And they look ahead to whether there will be more tax cuts to come in the Budget – and whether Britain's stealth tax and marginal tax trap mess will ever get sorted.

Have you ever heard of Occams Razor?In the quest to increase your net worth and build financial stability, Occam's Razor is a powerful tool that can transform your decision-making and cost management. Occam's Razor is a philosophical principle that advises simplicity as the best approach to solving problems. In this video, we'll explore how applying Occam's Razor to your financial life can lead to faster decision-making and cost-cutting strategies.Discover how simplifying your investments and reducing unnecessary financial complexities can streamline your wealth-building journey. By embracing Occam's Razor, you'll learn to identify and eliminate costly distractions and make more efficient financial choices. I share practical tips on how to simplify your budget, reduce expenses, and invest wisely to help your net worth grow faster.Cut through the clutter and embrace a simpler, more efficient path to financial success. Subscribe now and start simplifying your way to a wealthier future!Connect With MeHeroes! Please leave a review on Apple or Spotify if you love the podcast to help it grow and enable me to get bigger guests on the pod!If you want to join my wealth-building and productivity focused newsletter that takes 5 minutes to read every week, then go to my website. LinkedIN YouTube About the Podcast If working a 9-5 for 60 years so you can retire with a little money and die a few years later is what you want to do, then this is not the podcast for you. This podcast is about unique investment strategies and interviews with hi-earning individuals on how they make money so you can copy us and grow wealth too! There's a big focus on reaching that first $100,000 net worth is one of the biggest financial milestones because you have to get their through labor, not necessarily investing. Then, create a plan and develop habits to become a millionaire before you want to retire and enjoy the life you want instead of the one society wants you to have as a complacent consumer.

Linda P. Jones is empowering women and men worldwide to financial freedom. Known as “America's Wealth Mentor™”, she shares the savvy wealth building knowledge that 25 years on Wall Street didn't teach her, that made her a multi-millionaire at age 39. Linda is the host of the Be Wealthy & Smart podcast on iTunes, named “6 Best Personal Finance Podcasters on the Internet” and “6 Best Investing Podcasts.” She co-hosts the Money Tree Investing podcast and was featured on the Bravo TV show, “Below Deck Mediterranean.” She is a contributing author to three #1 best-selling books on Amazon and winner of a Bronze Stevie® Award for Maverick of the Year for her revolutionary approach to financial education. Receive her free gift, “11 Quick Financial Tips to Boost Your Wealth” at www.BeWealthyandSmart.com. Key Takeaways: 2:45 The 3 categories you can put any real estate market into 6:15 Why some people who invest in cyclical markets believe they're true investors, when they're really just lucky 9:50 Comparing Orange County and Flint, Michigan appreciation average comparison 12:30 If there's a house "type" Jason recommends for buying as an investment 15:50 How the "graying of America" is impacting real estate investing, and how millennials are going to make an even bigger impact Website: www.bewealthyandsmart.com     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Launch a podcast in 10 minutes - JOIN US LIVE MAY 1STGet a FREE copy of my #1 best-seller:   "Prompt Publish Profit" Check out the all new Hiro.fm - Visit the website****Free Gift - 37 Mind Blowing Ways To Profit From AudioGratitude Journal App - thegratitudeapp.comFacebook Group - Super HirosInstagram - @heycarlawhiteFacebook - @heycarlawhiteWebsite - carlawhite.orgCarla White is the CEO of Hiro.fm. She is the first woman to launch an iPhone app (top of the charts for 10+ years), high level success coach and a self-proclaimed happiness cattle prod who's helped countless people transform their personal and professional lives via her apps, public speaking, newsletters, seminars and books. Her #1 bestseller app, Gratitude, has been downloaded by thousands, featured on Oprah, NBC, NYTimes and countless other publications, and continues to grow in popularity around the globe. She shares everything she knows about producing successful apps in her best seller “Idea to iPhone” (2013). Due to popular demand, she now offers direct coaching to powerful thought leaders who want to make an impact and a legacy.

In today's episode, Grant Dougherty will change your perspective on the tax code and uncover all of the secret loopholes that the wealthy utilize to cover up their wealth. Discover your tax   WHAT YOU'LL LEARN FROM THIS EPISODE  Tax advantages and depreciation misconceptions in real estate investing How to use cost segregation analysis Actions to transform passive income into active income Ways for avoiding the depreciation recapture tax Repairs vs. Improvements     RESOURCE/LINK MENTIONED Inflation Reduction Act S Corps     ABOUT GRANT DOUGHERTY Founder & CEO, Grant Dougherty has always understood the value of teamwork. He grew up playing team sports and noticed the power of what a team could accomplish together. This sense of teamwork stayed with him went to play baseball collegiately at “the” Prairie View A&M University, where he also studied business and eventually obtained his MBA. Grant noticed in his studies that he had a gift for understanding numbers, a talent that many Americans lack today, and decided this was his way to help by being a good teammate to his community. Grant has spent the last 5 years dedicating himself to understanding the tax code and all of the hidden loopholes that the wealthy use to shelter their money. Using this new profound knowledge, he plans to spread Financial Literacy to as many fellow teammates as possible and grow a community.     CONNECT WITH GRANT Website: www.doughertytaxsolutions.com Twitter: @doutaxsolutions Facebook: Dougherty Tax Solutions Instagram: @doughertytaxsolutions Contact Number: (281) 217 6767     CONNECT WITH US  Email: shawn@greenbriarcg.com  Instagram: Shawn Winslow YouTube: Shawn Winslow LinkedIn: Shawn Winslow Facebook: Shawn Winslow

If you have good health your opportunities for wealth are unlimited  Everyone wants to be healthy, unfortunately, it is very easy to develop unhealthy habits.  Justin Benton and Janet Benton-Gallard understand why it seems overwhelming to regain our health so they are leading the five-day Boost Your Health Wealth Summit.   From June 20th through June 24th they will share simple, actionable guidance for free to help people to get their health back on track.    Go to https://boosthealthwealth.com/ to register today.Produced by PodConx  Boost Your Health Wealth - https://boosthealthwealth.com/www.themiracleplant.orginfo@101CBD.orgJustin Benton - https://podconx.com/guests/justin-bentonJanet Benton-Gaillard - https://podconx.com/guests/janet-benton-gaillardEffortless Traffic - https://effortlesstraffic.com Join Our #HealTheWorlders Messenger Tribe at https://bit.ly/TheMiraclePlant_Messenger

What are the simple systems you should follow to boost your long-term wealth? In this episode, I'm sharing four systems that i believe can have the biggest impact on your long-term financial success. We also hear about the onset of Making Tax Digital, and the importance of efficient business systems to help cope with that change. And the collapse of Wow Air has left thousands of passengers stranded. What does this mean for airline passengers? There's also a roundup of the latest personal finance news, and an update from the world of Informed Choice this week.

Patrick talks about how to get a 10% raise for life by investing in yourself. People are spending their time away from their families, loved ones or even the things they love to do in exchange for money. The hard money they earned is invested in other things such as retirement plans. Instead of investing the money to other things, Patrick points out to allocate it to the most important one – yourself. As people grow and expand, investing in human life value assets will ultimately lead to more money. Love the show? Subscribe, rate, review, and share! Join The Wealth Standard community today:

Imagine having an opportunity to invest in gold and silver. Now imagine not really knowing the purpose or motivation behind the investment. Peter Hug talks to us about the psychology and perceived reasoning for building a successful portfolio. Interested in making the investment? Learn more about it here. Make sure to subscribe to get our free templates!

The end of the financial year offers an ideal opportunity to review your financial position, and to take advantage of tax concessions and strategies that are offered to help you grow and protect your wealth. This year offers significant new benefits for many investors, as well as pitfalls to avoid, so the time to prepare is now. ----more---- In this timely podcast, Gemma Dale interviews personal finance expert Katie Whiffen about the range of strategies you could consider prior to 30 June 2018, including: What to look for when reviewing your portfolio, Tax deductions of up to $20,000 for business assets, Deductions of up to $25,000 for super contributions, even if you’re an employee, How to get a 50% guaranteed return on your super contribution, and Strategies to ensure every member of your family benefits this financial year. You can access this and previous episodes of the Your Wealth podcast now on iTunes, Podbean or at nabtrade.com.au/yourwealth.   The information provided in this podcast is intended to be of a general nature only. Any advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice, National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB) recommends you consider whether it is appropriate for your objectives, financial situation and needs. NAB recommends that you seek independent advice before acting on any of this information. NAB is not a registered tax agent and any taxation information contained on this website is of a general nature. The tax consequences of investing will depend on your particular circumstances and we recommend that you seek professional tax advice before applying for a financial product. The information in this podcast is not a substitute for reading the relevant terms and conditions and Product Disclosure Statement (PDS) before making any decisions available via our website at www.nab.com.au

Learn the 10 things you should know about the tax act. This comes to us from CNBC.com. This podcast clears up misnomers about the tax act. A copy of the article is posted on my website at http://lindapjones.com. See podcast #378. Get "11 Quick Financial Tips to Boost Your Wealth" and subscribe to my weekly newsletter with wealth building tips at LindaPJones.com.

Learn how and where to begin investing and why it shouldn't be with individual stocks. This is a listener question from Instagram. She said, "I'm listening to all the podcasts, reading all recommended books (and then some) but I get stuck with hoarding knowledge/questions and not actually taking action. Still trying to figure out how to read charts, prospectuses, where do I go for p/e ratios, and what are all those other #'s and %'s, etc.? There's the investor part of this question and the mindset part, so I'll cover both. If you'd like to get a short wealth building idea from me each week, sign up for "11 Quick Financial Tips to Boost Your Wealth" at www.lindapjones.com.

Learn how to shorten the path to wealth. It's listener question Friday! Yesterday a listener asked me what was the quickest way to become a millionaire? Although getting rich quick is not recommended because it’s usually accompanied by high risk of loss, I want to talk about something related to it that is important for you to know. First, let’s talk about what creates wealth? When creating wealth, the one thing that matters the most is the rate at which you compound money. It’s not all about how much money you have to start with. Compounding grows your money and creates additional money. Learn more by listening to the podcast. If you'd like short wealth building ideas emailed to you once a week, join my email list at http://lindapjones.com by opting into the "11 Quick Financial Tips to Boost Your Wealth."  

Learn 2 things wealthy investors believe about working with financial advisors. This comes from a Spectrem Group survey.  The survey graphics are posted on my website at http://lindapjones.com. While you're there, get "11 Quick Financial Tips to Boost Your Wealth." Subscribe to the podcast to get updated when new shows are uploaded!

Learn how the tweak made in a prior podcast moved my credit score from 817 to a perfect 850. This is part two of a podcast I did about investigating a 30 point drop in my credit score, even though I pay it off every month. I made a tweak in podcast number 251 and I share the results with you on this podcast.  Even if you pay your bills off every month and don't carry a balance on your credit cards, there's one thing that might be impacting your credit negatively. I fixed it in podcast 251 (listen for all the details on how to raise your credit score) and on this podcast I give you the awesome results of the tweak.  My FICO score report is posted on my website at http://www.lindapjones.com, podcast 367. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com. Please subscribe to the podcast to get notified as soon as new podcasts are uploaded. 

Learn the 6 things about millionaires you may think are true but aren’t. We learned in Be Wealthy & Smart podcast #286, that $2.4 million is what most American’s consider “wealthy”. See that podcast for other interesting facts about millionaires. Link to the Business Insider article is here: http://www.businessinsider.com/fascinating-facts-about-american-millionaires-2017-11/#theyre-not-all-filthy-rich-in-fact-95-have-a-net-worth-between-1-million-and-5-million-1 The link to the Millionaire Next Door book is here: http://amzn.to/2D31rWE Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn what regions/countries are the best performers on a 1, 3, 5, 10 and 15 year average annual return basis. Chart from Investor's Business Daily is posted on my website at http://lindapjones.com, podcast 364. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn which asset classes have performed the best on a 1, 3, 5, 10 and 15 year basis. Review of U.S. Diversified Stocks like the S & P 500, Large-cap growth, Large-cap core, Multi-cap growth, Midcap growth, Multicap core, Large-cap value, Multicap value, etc. Chart from Investor's Business Daily is posted on my website at http://lindapjones.com, podcast 363. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the top performing global equity sector funds of 2017. The chart from Investor's Business Daily is posted on my website with the bonus chart of top performing Fixed Income funds. You can find them on my website at:  http://www.lindapjones.com/wp-admin/post.php?post=13352&action=edit     Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com. 

Learn the best performing ETF’s for 2017 that are the 10 Largest ETF’s by assets. The article is posted on my website at http://lindapjones.com. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the best performing ETF’s for 2017 that are U.S. Diversified Stock and Sectors. The article is posted on my website at http://lindapjones.com. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn 10 Financial Moves to Make in 2018. Here are some suggestions to improve your finances in 2018: 1. Review & rebalance portfolio - Make sure you are diversified   2. Consider strategic investments in high growth areas What can you buy low? Commodities? Uranium? Miners?   3. Reduce debt Refi or pay off 4. Save and invest more - Savings accounts have low interest rates, investment accounts offer potential of higher compounding, but have more risk.   5. Think over large purchases Do you really need a new car? Do you need to move? Could you invest instead? 6. Time, Money, Compounding Rate are the 3 things that effect your wealth. Time = years to retirement Money = amount to invest Compounding rate = % you compound money 7. Consider how big picture changed and how it will affect you New tax law, lower taxes? Interest rates rising Cycles are changing 8. Things that didn’t change Your work? Income? Mortgage? Your goals? Your retirement age? 9. Start a side hustle for extra income? - Never easier to start a business   10. Make time to learn about investing. To get “11 Quick Financial Tips to Boost Your Wealth”, go to www.lindapjones.com.          

Learn last minute steps you can take to save money on your taxes in 2017. This is adapted from an article in Investor's Business Daily. It takes into account the new Tax Reform act. This may help you stay in a lower tax bracket and save you some tax dollars. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth " to get to financial freedom faster at http://lindapjones.com.  

Learn the top 10 Real Estate Investment Trust (REIT) dividend paying stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements.  This is part 3 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the top 10 utility dividend paying utility stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements.  This is part 2 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn the top 10 dividend paying stocks with steady and growing dividends. Investor's Business Daily has a list of dividend leaders with steady and growing dividends as well as steady profit growth. Stocks must also meet price, volume and other technical and fundamental requirements.  This is part 1 of 3 parts. The chart is posted on my website at www.lindapjones.com. Please subscribe to the podcast! Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn how to dip your toe into investing in spite of fear. Listener Q: Linda, Thanks for the financial information that you are providing to your listeners. I would like to invest on my own (currently managed by a bank) but am too worried that I may fail and never bounce back. What can you recommend I should do? Tum Sounds like you are in fear. Fear of failure, fear of loss, fear of making a mistake. “Never bounce back.” What do you mean by that? Maybe you lack of knowledge. Talk to your FA. Learn about what you already have. Decide what you want to learn about. Listen to podcast #293 regarding where to invest $300 to $500 dollars. Open an account. Dollar cost average into an ETF. Research and learn how to buy stocks. Books, magazines, newspapers. Start slowly. Take advantage of dips. Realize we are overdue for a 20% correction that happens every rolling 10-year period. Invest for the long-term. More success with buy and hold over long-term. Realize you will make mistakes. I did. You can recover and learn to be successful. You look young, so good for you for learning at a young age. Podcast 293 is here: http://www.lindapjones.com/wp-admin/post.php?post=13000&action=edit Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.  

Learn why a Bitcoin millionaire does not think now is a good time to buy Bitcoin. With Bitcoin going crazy and everyone buying it, is now a good time? Is it the best cryptocurrency to buy? Could it be a bubble? Here is the link to the article: https://www.cnbc.com/2017/12/11/bitcoin-millionaire-grant-sabatier-dont-buy-bitcoin.html There is also a chart of all bubbles of assets in history that I will post on my website at http://www.lindapjones.com/wp-admin/post.php?post=13296&action=edit Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.    

Learn 6 reasons why millionaires chose their financial advisors and 6 reasons they would change them. Millionaires may do things that you don't expect. You might think fees or investment performance is most important. Millionaires don't.  In this article from Investor's Business Daily, we explore reasons why millionaires chose and would change their financial advisors. It helps to start thinking like a millionaire if you want to become one. In our ongoing discussions about wealthy mindset, this falls into the category of how to think like a millionaire.  Bar charts of the research by Spectrem Group is posted on my website at www.lindapjones.com. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn how 3 millionaires saved money and created a million dollars. Also learn why saving isn't the only thing you need to do to grow your savings into $1 million. Article is here: https://www.cnbc.com/2017/03/21/3-self-made-millionaires-share-their-no-1-money-saving-trick.html Follow the 6 Steps to Wealth. Get "11 Quick Tips to Boost Your Wealth" at http://lindapjones.com.

Learn what is important to understand about how the financial industry works. Recently I was talking to a friend about the book I’m writing. She mentioned a few things to me that she didn’t understand. This woman is well-educated, middle aged and very successful. She lives in an expensive urban city. She’s savvy, but I was surprised by what she had to say. 1. She couldn’t be good with finances because she’s not good at math. Financial matters have little to do with math. 2. Why are banks intimidating? She said she feels intimidated to go into a bank lobby and like she has to beg to get her own money. That is by design. You own your money of course, but banking is a fractional reserve business. That means they have only a small amount of cash on hand, the rest is created by computer digits, like when they make a mortgage loan. The worst thing that could happen is if everyone demanded their money at once. They do everything to discourage it. They even make you wait and have to send for cash from other branches if you want a few thousand in cash. They can also make you feel like you’re suspicious. 3. Why people call her from the bank and try to get her to move her money. Banks are in business to make a profit. Some employees are on commission. If they are providing a “service” call to you, it sounds like they will earn a commission if they move your money into a higher fee financial product. 4. Along the same lines, I want to share my health insurance story. I received a letter in the mail that my health insurance was being cut off. They gave a phone number to an agency and a website that didn’t have health plans on it. It basically forced me to call an agent. The agent showed me one company and told me the premium would be 70% higher than what I had been paying. She wanted to sign me up. I asked if there was a website and she reluctantly gave it, then abruptly wanted to get off the phone with me. On the website there were 5 companies with multiple plans and the premium stays about the same as what I had been paying. Let’s look at what happened and what you need to know about how the industry works. The premiums were so much higher partly because the person on the phone was probably going to be paid a commission every time I pay my premium. She would get a cut of what I’m paying. I suspected this and that is why I wanted to go to the website directly. It’s similar to booking a hotel directly at the hotel or finding a cheaper rate online. Bottom line: when you are dealing with people, they often work on a commission sales basis. The cheaper route - and by the way the identical coverage - is provided online when you buy it yourself. You may already know all this, but I was surprised my friend didn’t. I don’t hear a lot of people talk about these basics, so I’m glad we covered them today. Please subscribe to the podcast!  Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn 5 ways to benefit from your tax refund. The article is from Investor's Business Daily and is posted on my website at http://lindapjones.com Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn when your 401(k) will be worth $1 million, according to a Fidelity Investments study. There are 3 parts to creating wealth: money, time and compounding. Here's the article: http://www.businessinsider.com/how-to-become-millionaire-401k-savings-2017-11 Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.

Learn about the housing market and how much homes have appreciated in U.S. markets. Could we be near a real estate peak? Here is the article: https://www.cnbc.com/2017/11/28/if-you-own-a-cheaper-house-youre-in-the-money.html Get my free report "11 Quick Tips to Boost Your Wealth" at http://lindapjones.com.

Learn 7 ways to develop a millionaire mindset. This is from Secrets of the Millionaire Mind by T. Harv Eker. The article is here: http://psychologyformarketers.com/how-to-develop-a-millionaire-mindset/ Get "11 Quick Financial Tips to Boost Your Wealth" at http://www.lindapjones.com.

Learn why “money is like a newborn baby. You have to prepare for it and learn about it BEFORE it arrives. If you wait until after it arrives to start making preparations, you’re screwed.” - Linda P. Jones   Get my "11 Quick Tips to Boost Your Wealth" at http://lindapjones.com

Learn why spending to save money can be a trap. Shopping - have you ever still had tags on clothes you’ve never worn in the closet? How does that happen? Something happened that I wasn’t conscious of until now. I bought 2 velour sweatsuits. Looked at other pieces but didn’t like them. Next they were on sale. I picked out 5 to try on, even though I didn’t like them the week before. Suddenly I was convincing myself that they were such a good deal I should just get all 5! Then I caught myself. Wait a minute. I don’t even like them! The “savings” idea had taken over my logical brain! This is how we get clutter, clothes we don’t wear, etc. It has to be based on price because if we liked it, we would wear them! Our closets get full of shoes and clothes that we “collect”, but we can only wear one at a time. If you wore one pair of shoes or one top without repeating, how many days until it took you to wear them all? Are you not going to wear something, in order to wear this? Closets are becoming poverty traps! Money is pouring into things we don’t even wear while retirement accounts go without funding. Next time you are buying multiples, ask yourself, do I really like these? Do I want to wear them tomorrow? Because if you’re not excited to wear it, you don’t really want it. “Saving” by spending is a fallacy. The only real saving is putting money into an account where your net worth increases. Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.

Learn why it’s not a good idea to loan money from your 401(k). Here is the link to the article: https://money.usnews.com/investing/investing-101/articles/2017-11-07/401k-loans-retirement Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.  

Learn what 3 things not to do when investing. The link to the article is here:  https://www.cnbc.com/2017/11/07/financial-advisor-john-spooner-dont-make-these-3-investing-mistakes.html Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.

Learn why it’s the big mistakes that keep you from financial success, not the small ones. Here’s another article about giving up coffee or cigarettes and how it will make you rich. Article from Business Tech: “Why your daily coffee is stopping you from becoming a millionaire.” There are sayings like, “Watch your pennies and the dollars will take care of themselves.” “A penny saved is a penny earned.” Just give up lattes and invest that money instead…and eventually you’ll become a millionaire. "The Latte Factor" was invented by author David Bach, whom I really respect. I believe it was a demonstration of compounding more than selling the idea of skipping coffee. Over a long enough time, compounding even a small amount will grow into millions. What the purchasing power will be is another question. I disagree with this frugal focus. It’s not the small stuff that gets ya, it’s the BIG mistakes. Moving costs/interest/commissions/remodeling costs from moving often will cost you a lot more than a few dollars. Buying cars every 3 to 4 years is a mistake that will cost you thousands. Invest that and over 25 years it can be $250k. Where people go wrong is not learning how to invest. A friend has had success with real estate, which is great, but in 2008 almost lost everything because a luxury spec home they build which they thought would sell for $3 million at the peak, they had to let go for a $1.5 million, below their breakeven. Instead of investing, I noticed their house it full to the brim - drawers in the guest room are full, guest closets are all full, the garage is too full for 2 cars, the basement is packed full of stuff! That tells me there are no investing goals that are being followed, there’s a lot of spending that’s extraneous and things aren’t being used. It’s not for me to judge, but I do notice that there’s no money for anything because there’s so much clutter! How many people are surrounded by clutter from small purchases that make you feel good or volume purchases at COSTCO that accumulates a lot of stuff you don’t use. These are the reasons you haven’t reached your financial goals. That - and an investment plan that will help you compound at a higher rate (Step 5 of the 6 Steps to Wealth). The reason why a home is the largest asset for a lot of people is not just because home prices has been one of the best performing asset classes for the last 20 years, but because of the “forced savings” that a mortgage causes you to have. Paying a payment for 30 years, is a forced discipline that is paying off your interest and principal monthly. As you pay down your debt, the equity in your home increases, thereby giving you more net worth every month. Disciplined investing (in this case by borrowing), is a secret that will help you build wealth. Regular deductions into a 401k or IRA or mutual fund or brokerage account will provide systematic payments into investments that can compound at 8 to 10% over the long run, if history repeats. So let’s not sweat the coffee. Watch the hundreds and thousands you spend, not the pennies. The article is posted here:  https://businesstech.co.za/news/finance/182407/why-your-daily-coffee-is-stopping-you-from-becoming-a-millionaire/ Please subscribe and leave me a review on iTunes or Stitcher Radio. Connect with me on social media at Twitter and IG @Lindapjones and Facebook @lindapjonesfanpage. Get "11 Quick Tips to Boost Your Wealth" at http://lindapjones.com.

Learn how one couple retired early and travels the world. It’s an episode of the Money Tree Investing podcast (the other podcast I’m on). I hope you enjoy it! Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.

Learn how to avoid common financial scams. Recently I got an email offer to buy a domaine name for $55,000. It was from a Japanese business who said they had a healthy budget to spend and what price did I want? A second email specified how the transaction would take place and mentioned a German escrow account. They mentioned a 5% commission paid for by both parties. They wanted me to pay to them (5% of $55k = $2,750). I don't think so! What a scam. I also heard a scam involving German escrow accounts was going around. There are more scams happening that I want to warn you about. There’s a common one with real estate. I have an article to share with you about it. The article is here: https://www.cnbc.com/2017/10/19/scammers-are-conning-home-buyers-out-of-their-down-payment.html Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.  

Learn what habits are supposed to make you a millionaire and which ones really will. Recently I came across an article on habits to become a millionaire. The only problem was, it was so ridiculous it made me laugh! Here are some of the points they said could make you a millionaire: If you make your bed, you're 206% more likely to become a millionaire. Seriously. Make your bed? Hmmm. What else did it say? Well, it didn't recommend any specific financial things to do, but a list of seemingly random things like: *Smile at your neighbors *Wake up early *Read books (but not necessarily financial ones) *Make a to-do list *Work hard *Don't gossip *Talk less *Listen more Seriously! This was the list! This is supposed to be great information to help you become a millionaire?  I don't think so. Financial information should help you get ahead, be specific and actionable.  Financial literacy is lacking, this is a good example why. Becoming a millionaire isn’t random acts, it’s specific steps. That’s why I coined the “6 Steps to Wealth”. It’s the step-by-step description. 1. Create a Wealthy Mindset 2. Save a Nestegg 3. Find a Mentor/Knowledge 4. Invest in a Money Engine 5. Compound at a High Rate 6. Protect Your Wealth Hit the subscribe button for instant notice of new podcasts! Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.    

Learn 10 things you can do that will give you a positive money relationship with your partner. Hit the subscribe button! The article is here: http://www.news.com.au/finance/david-and-libby-koch/kochie-outlines-the-cornerstones-of-a-happy-financial-relationship/news-story/b37e79b9f8c5c04f1edad73af48105b7 This episode is sponsored by Audible. It’s the way I “read” more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That’s audibletrial.com/bewealthyandsmart   Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.

Learn 10 things you can do now that will give you a head start financially in 2018. Hit the subscribe button! The article is here: https://www.cnbc.com/2017/10/16/10-financial-steps-to-take-now-for-a-fresh-start-in-2018.html Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.   This episode is sponsored by Audible. It’s the way I “read” more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That’s audibletrial.com/bewealthyandsmart    

Learn the one thing NOT to do after accomplishing a big goal. Hit the subscribe button! Whether on TV or on the internet, there are people knocking the ball out of the park. They are creating new businesses, generating additional revenue streams and having success. If what I said frustrates you, then sit down and have a goal session and re-set your goals. You always want to stay in a positive frame of mind where you are happy to see other peoples’ success because it doesn’t take anything away from you (there is no scarcity) and it shows you what is possible. So cheer them on! Anyway, after the success, I see the same mistake being made. Can you guess what it is? Can you guess the first financial move they make after making it big? They just sold a business or made a million or had their best year ever. What do they do? Buy a brand spanking new expensive car! Lamborghini, Ferrari, Bentley or top of the line Mercedes, etc. A YouTuber had great success and was under 30 years old…bought a Lambo. It costs over $400k!!! Or the professional skier that bought a Lambo. Or the guy that bought the Aston Martin, or the girl on a reality show who bought a brand new Range Rover. We are talking $100k plus for a car that is guaranteed to be worth quite a bit less in a few years. Maybe the Lambos hold their value better, I don’t know, but with insurance and maintenance, it’s not cheap. They are trying so hard to impress us that they are “rich”. Or maybe they are just trying to reward themselves with their fantasy car. In any case, it’s such a huge mistake! Can you imagine investing $400k at 8% for 30 years? Do you have any idea what it would be worth? Take a guess - and this is the true “Opportunity Cost.” $4,025,000! This one thing done differently had the potential to set them up for LIFE. And they blew it! The thought is, I’ll make more. There’s more where this came from. The reality is, a big payday is rare and they often don’t have the success again. Don’t make this mistake! Don’t sacrifice a good time and looking rich, for the opportunity to actually set yourself up for life and be rich! Next time you’re on Instagram and see the guys showing off their Lambos, just remember they could have been set for life. Instead, they have a depreciating car that’s worth less every year.   This episode is sponsored by Audible. It’s the way I “read” more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That’s audibletrial.com/bewealthyandsmart.   Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.  

Learn how to use your health savings account (HSA) like an IRA. Hit the subscribe button! Here is the article: https://www.cnbc.com/2017/10/02/hack-your-hsa-its-not-just-for-medical-costs-anymore.html This episode is sponsored by Audible. It’s the way I “read” more books and stay ahead of the curve. Audible is, of course, the easiest way to read books because all you have to do is just listen - like you are right now! There are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! Just visit http://www.audibletrial.com/BeWealthyandSmart That’s audibletrial.com/bewealthyandsmart. Move your net worth in the right direction by getting “11 Quick Financial Tips to Boost Your Wealth” at http://www.lindapjones.com.  

Learn how to change your money story with Money Confidence Coach Jen Hemphill. Hear how Jen was able to get a handle on her finances and change her money story. How you can too.   Ready for financial freedom? Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.