Podcasts about insurance services

Send us Fan MailTonya Johnston, Mental Skills Coach speaks with researcher Janet Jones, Ph.D. about her new book, A Horse's World: A Neuroscientist's Journey Into the Equine Mind.  Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest:  Welcome to the creative home of Janet Jones' books including her latest effort, A Horse's World: A Neuroscientist's Journey Into the Equine Mind, and the international bestseller Horse Brain, Human Brain: The Neuroscience of Horsemanship. With her background as neuroscientist, horse trainer, and writer, Janet is uniquely positioned to apply brain function to the training of horses and riders. Through experience with about a thousand horses, she has developed training techniques that work with--instead of against--equine brains. In 2014, she took this knowledge public and now teaches brain-based horsemanship all over the world, in person, online, and in writing.Janet's newest book, A Horse's World, introduces the general public to these magnificent prey animals through the real-life narrative of her horse True North, as he progressed from a naïve colt to an adult horse who understands human expectations. Along the way, it offers new knowledge to scientists, equine professionals, and curious general readers about how horses think, feel, learn, interact, and connect with humans. In proposal form, A Horse's World became the object of a bidding war among eight top publishing houses in New York. All horsemanship rests on mutual interaction between horse and human brains. By understanding how our horses' brains work, and how their brains differ from ours, we can ride and handle horses more safelytrain more effectivelyimprove performance in all equine disciplinesprotect our animals' comfort and welfareencourage mutual trust between prey and predator speciesdevelop brain-to-brain communication between species, andcreate stronger horse-and-human teams.All horses and humans have brains and must use them regardless of discipline. For that reason, brain-based horsemanship is as relevant to Western riders as English, as important to headers and heelers or working draft breeds as to dressage champions, racehorses, Grand Prix jumpers, and backyard pasture ornaments. Anyone who works with horses should learn how equine and human brains work in tandem.Janet Jones earned her Ph.D. in cognitive science from UCLA and taught the neuroscience of perception, language, memory, and thought for 23 years. She  trained horses at a large stable early in her career, and later ran a successful horse training business of her own. She has schooled hundreds of green or difficult horses, rides many breeds and disciplines, and has competed in hunter, jumper, halter, western riding, and reining. She uses the basic principles of dressage in all horse sports. Janet developed brain-based horsemanship and offers it to horse enthusiasts in Horse Brain, Human Brain. In her latest book, A Horse's World: A Neuroscientist's Journey Into the Equine Mind, she broadens her perspective to invite the general public to learn why some of us love horses so much.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Zoetis, Sentinel, Chewy and Mojo Joint Join us at an upcoming Plaidcast in Person live event!theplaidhorse.comThank you so much for joining us today on the Plaidcast. This podcast is a labor of love, and every single episode exists because of this incredible community of riders, trainers, barn managers, parents, and horse lovers who show up in the barn, in the ring, and right here with us.At The Plaid Horse, our commitment goes far beyond the show ring. We believe deeply in the power of literacy and education and that every rider, at every level, deserves access to knowledge, stories, and ideas that make them a better horseperson and a better human being. Reading matters. Learning matters. And the stories we tell each other in this sport matter more than we sometimes realize.Whether you are a junior rider picking up your first copy of The Plaid Horse  Magazine, a professional trainer looking for inspiration, or someone who simply loves horses and everything this world stands for then this community is for you. You belong here.We build this together. Every article, every episode, every conversation is an opportunity to learn something new, to feel less alone in the challenges of this sport, and to be reminded of why we fell in love with horses in the first place.Until next time, keep reading, keep learning, keep riding, and remember that the horse world is better when we build it together. I will see you at the ring!

This is Derek Miller, Speaking on Business. Since 1976, SentryWest Insurance Services has worked closely with clients to create personalized coverage, backed up by a knowledgeable team that values building strong, one-on-one relationships. President Paul Borup, joins us with more. Paul Borup: At Sentry West Insurance Services, we believe great insurance starts with strong relationships, built on trust, personal service and partnerships our clients can truly rely on. Our insurance solutions are designed to protect you from the unexpected, with quality coverage tailored to your needs and budget. In today's changing world, risks evolve quickly, and your business insurance should too. That's why we take the time to understand your community association, business or nonprofit, and deliver creative, cost-effective solutions built for your specific needs. Our goal is simple: the right balance of price, protection and service, so you can move forward with confidence no matter what life brings. With six locations in Utah and Idaho and a team committed to personal service, SentryWest Insurance Services goes beyond policies to build lasting relationships. Whether you're protecting your home, business or family, SentryWest delivers coverage tailored to your unique needs. Learn more at SentryWest.com. Derek Miller: Companies like SentryWest Insurance Services help keep Utah moving forward by giving people peace of mind, supporting local businesses and being a dependable presence communities can turn to through every stage of life. I'm Derek Miller, with the Salt Lake Chamber, Speaking on Business. Originally aired: 6/5/26

Send us Fan MailPiper speaks with the Interscholastic Equestrian Association (IEA) Co-Founder and Executive Director, Roxane Durant. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Roxane Durant is one of the original founders of the Interscholastic Equestrian Association (IEA). She has been the full-time Executive Director of IEA since 2009. Prior to that, she was the Equestrian Director at The Andrews School where the IEA concept first began. In addition to her riding, teaching and training experience in the hunter/jumper industry, her early experience was on show management teams for events including the 1996 Atlanta Olympics, The National Horse Show at Madison Square Garden, Capital Challenge, New York State Fair and HITS. She is an advocate for equestrian sports, particularly with regard to youth participation. She is currently on the Youth Engagement Task Force and DEI Task Force of the American Horse Council and is on the Affiliate and Recognized Riding Academy Committees of the USHJA. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel, Chewy, Mojo Joint and Zoetis Join us at an upcoming Plaidcast in Person live event!

Send us Fan MailPiper hosts Plaidcast in Person in front of a live audience at the Wadsworth Atheneum in Hartford, Connecticut with Patricia E. Kelly of Ebony Horsewomen, Inc. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Patricia E. Kelly is the Founder, President, and CEO of Ebony Horsewomen, Inc. (EHI), a Hartford, Connecticut-based non-profit equestrian and therapeutic center developed and directed by African American female equestrians whose mission is to encourage and empower inner city youth toward positive and successful lives through horses. Under Patricia's leadership, the Ebony Horsewomen Inc. has grown from a local organization to the national level with members across the United States. Patricia is also a United States Marine Corps veteran, a certified Urban Riding Specialist Instructor, a Master Urban Riding Instructor, a Certified Equine Husbandry Instructor, and a certified Equine Assisted Psychotherapy Horse Specialist.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel, Mojo Joint and Chewy Join us at an upcoming Plaidcast in Person event!

Send us Fan MailPiper hosts Plaidcast in Person in front of a live audience at Oldfields School in Sparks Glencoe, Maryland with Julie Winkel and Linda Allen. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Julie Winkel is a leading equestrian trainer, judge, and clinician with extensive achievements in hunter and jumper disciplines. She has held USEF R-rated judging licenses since 1984 and has judged prestigious events such as the Devon Horse Show, Pennsylvania National, and USHJA International Hunter Derby Championship. As one of the first USHJA Certified Trainers, she has trained horses to the highest levels, including Grand Prix wins and hunter championships, and continues to compete today. Julie is a sought-after clinician and educator who owns Maplewood Stables in Reno, Nevada, where she trains, shows and breeds horses. She recently received the 2024 CPHA Lifetime Achievement Award. Guest: Linda Allen has had a distinguished 60+ year career in equestrian sports as a rider, judge, and course designer. As a former Grand Prix competitor and USET member, she transitioned into officiating and coaching and became a highly respected Jumper Course Designer and Judge. Linda has earned global recognition for designing courses at prestigious events, including the 1996 Olympic Games, FEI World Cup Finals, and as Technical Delegate for the World Equestrian Games. A member of the Show Jumping Hall of Fame, Linda authored "101 Jumping Exercises for Horse and Rider" and several books and received numerous accolades, including the USEF Pegasus Medal of Honor, Course Designer of the Year, and multiple lifetime achievement awards for her contributions to the sport.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel, Mojo Joint and Chewy Join us at an upcoming Plaidcast in Person event!

Missie talks open enrollment, tax credits, Medicaid, Medicare, prescription costs, and more on the WRAM Morning Show.

Anthony Saccaro, President of Providence Financial & Insurance Services, explains why it's strange the market is at record highs. “We are heading into a period…[where] investors think the market is a safe haven,” and he fears we may be “sleepwalking” into recession. He especially worries about investors close to retirement, offering some strategies to consider.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Send us Fan MailTonya Johnston, Mental Skills Coach speaks with equitation commentator Ava Stearns who herself was a past winner of the ASPCA Maclay National Championship, Grand Champion at Junior Hunter Finals and an All-American Athlete for Auburn University. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: As a junior, Ava Stearns started out riding for her family's Pond View Farm on Martha's Vineyard, MA. She then became a working student for Missy Clark and John Brennan at North Run. Ava won the 2019 ASPCA Maclay National Championship, was second in the WIHS Equitation Championship and Platinum Performance USEF Show Jumping Talent Search Finals—East, and grand champion in at Junior Hunter Finals. As an athlete for Auburn University, she was an 8-time All American. These days, Ava is a sought-after commentator for top equitation events such as the Maclay Finals, Medal Finals, international Grand Prixs and other top equestrian events. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Zoetis, Sentinel, Chewy and Mojo Joint Join us at an upcoming Plaidcast in Person live event!

Send us Fan MailPiper hosts Plaidcast in Person in front of a live audience at Maryland Horse Library & Education Center in Reisterstown, MD with Rob Burk, CEO of the US Eventing Association. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Rob Burk is the Chief Executive Officer of the United States Eventing Association, where he leads one of the largest equestrian organizations in the country and works to support and grow the sport at every level. Eventing has been part of his life from the very beginning. He got his start in Pony Club in California, competed as a young rider, and spent time in Ireland working for an Olympian, experiences that shaped his lifelong connection to the sport. Before stepping into his role at the USEA, Rob built an extensive career in public service, serving as an Executive Director, Senior Adviser, and Chief Operating Officer across federal, state, and nonprofit organizations, where he worked closely with senior leadership at the highest levels and developed a collaborative, thoughtful approach to leadership.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel and Chewy Join us at an upcoming Plaidcast in Person event!

Send us Fan MailPiper speaks with rider, trainer and judge Michael Tokaruk of Tokaruk Show Stables about the winter season and his next big moves. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Michael Tokaruk is a top rider, trainer and judge who also runs a training and sales business, Tokaruk Show Stables, out of Tennessee and Wellington, Florida. Michael worked with top professionals such as Scott Stewart, Missy Clark, Bob Braswell and Anne Kursinski as a junior rider. Michael has multiple grand prix wins, international and national hunter derby wins to his credit along with continuing his professional education by working with professionals such as Chris Kappler, Andre Dignelli, Katie Monahan-Prudent, and Melanie Smith Taylor. Michael has judged at some of the prestigious horse shows including the 2021 USET Talent Search Finals East, 2022 ASPCA Maclay Finals, the Capital Challenge Horse Show, the 2024 Adequan/USEF Junior Hunter Finals- West Coast, and most recently the 2025 Dover Saddlery/USEF Hunter Seat Medal Finals.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel and Chewy Join us at an upcoming Plaidcast in Person live event!

Send us Fan MailPiper speaks with FEI Level 4 Course Designer, Technical Delegate and Course Director Guilherme Jorge who recently designed the $1,000,000 Rolex US Equestrian Open Grand Prix at Wellington International and served as the Jumping Technical Delegate at the 2024 Paris Olympic Games. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Guilherme Jorge is an FEI Level 4 Course Designer, an FEI Level 4 Technical Delegate and an FEI Course Director who has worked at six Olympic Games, including the 2024 Paris Olympics as the Jumping Technical Delegate and the 2016 Rio de Janeiro Olympic Games as the Course Designer. Originally from Brazil but now living in Wellington, FL, Guilherme started as a sport horse veterinarian in 1990 and practiced for eight years before becoming a course designer. For the last nine years, Guilherme has been the course designer for the final grand prix at Wellington International. He was also the Head Course Designer at the 2005 and 2007 FEI World Cup Finals in Las Vegas, the Head Course Designer at the 2007 Pan American Games in Rio de Janeiro, and the Head Course Designer at the 2019 Pan American Games in Lima, Peru, among many other top shows in the world.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Sentinel  Join us at an upcoming Plaidcast in Person live event!

Send us Fan MailTonya Johnston, Mental Skills Coach speaks with Paul Haefner, licensed clinical psychologist and founder of Riding Far, LLC, as well as top junior competitor Parker Peacock. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Paul Haefner, Ph.D., is a licensed clinical psychologist and founder of Riding Far, LLC, with over 35 years of experience. He works with equestrians to sharpen mental focus, build confidence, and improve emotional regulation, transforming both performance and the rider–horse relationships. Through his work with Riding Far, Paul is committed to collaborative integration of modern psychology, equine science, biomechanics, and horsemanship. He helps riders better understand themselves, their horses, and how to create meaningful change. Together, the Riding Far team provides education, mentorship, and guidance that support both riders and instructors, fostering lasting success and well-being for horse and human alike. Guest: Parker Peacock is a top junior competitor in all three rings who started her riding career at her home farm “Peacock Acres” that her mom Ashley owns. She then rode with Victoria Colvin for eight years before joining the team at Ashland Farms. Some of Parker's top accomplishments include 2026 winner of the WEC Premier Equitation Cup Championship, reserve champion at the 2025 Maclay and USEF Medal Finals, as well as winner of the Wilson Dennehy Award and Kip Rosenthal Award. All of those accolades were aboard Montverdi, owned by Ken and Emily Smith, with whom she started partnering with last year - which was also his first year in the equitation. Parker was also grand champion in the 2025 3'6" USEF Junior Hunter Finals aboard Verified in their first show together. In the fall she will go on to ride for the team at Auburn University.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Equine Affaire, Zoetis and Sentinel Join us at an upcoming Plaidcast in Person live event!

Send us Fan MailPiper speaks with rider, trainer, judge and now politician Elizabeth Pandich of Limelight Farm. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Elizabeth Pandich is the owner and operator of Limelight Farm, a USEF “r” judge in hunters and equitation, and a recent political candidate. She entered the sport as a professional after graduating from Cornell University with a degree in Communications, and is now expanding into other fields, drawing on what she has learned, and continues to learn, from the industry, the sport and the horses.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: TerraNova Equestrian Center, Equine Affaire and Sentinel  Join us at an upcoming Plaidcast in Person live event!

Most people doing the right things financially still have no idea if they're actually on track.They're saving, investing, contributing to the 401k — and still lying awake wondering if retirement will actually work out. That gap between doing well and knowing you're okay is exactly what Bernd Steinebrunner has spent nearly two decades helping families close.Episode SummaryIn this episode, Gabe McManus sits down with Bernd Steinebrunner, CFP® and founding partner at Parliament Wealth Management in Costa Mesa, California. Bernd walks us through the core ideas behind his new book, Beyond the Numbers, and shares the framework he uses to take successful professionals from financial anxiety to real clarity. From understanding your personal values before touching a single spreadsheet, to building a financial dashboard that functions like a crystal ball for your future — this conversation is practical, personal, and full of real client stories that will resonate with anyone who's ever wondered, "Am I actually on track?"About Bernd SteinebrunnerBernd Steinebrunner is a CERTIFIED FINANCIAL PLANNER™ professional and founding partner at Parliament Wealth Management and Insurance Services in Costa Mesa, California. With a background in software engineering and telecommunications — including 18 years in executive roles — Bernd brings a uniquely systematic approach to financial planning. He has been helping clients with comprehensive financial planning for nearly 20 years and is the author of Beyond the Numbers: Building Your Financial Dashboard for a Life Without Regrets, an Amazon #1 bestseller in multiple categories.What We CoverWhy even high earners who "do the right things" end up flying blind — and the specific mindset that keeps them stuckWhy Bernd starts every financial planning engagement by exploring personal values before looking at any numbersThe six-area financial checklist — from cash flow and protection all the way to estate planning — and why missing even one area can cost you dearlyWhat a financial dashboard actually is and how it gives you the ability to test financial decisions before you make them (including what that Porsche will really cost you long-term)How Bernd helped a client named Thomas see he could retire at 65 instead of 70 — and why that discovery changed everythingWhy having a solid plan means nothing without accountability — and how Bernd acts as a CFO for clients who are the CEOs of their own livesResources MentionedBeyond the Numbers: Building Your Financial Dashboard for a Life Without Regrets by Bernd Steinebrunnerstopflyingblind.com — get a complimentary electronic copy of the bookConnect with Bernd Steinebrunner

Send us Fan MailPiper hosts Plaidcast in Person in front of a live audience at Live Oak International in Ocala, Florida with Jacob Arnold, Dr. Andrew Smith and Olaf Petersen. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Jacob Arnold is one of the United States' top combined driving athletes. Originally from Snow Camp, NC, he began driving at age 8 with the family pony and went on to earn the title of USEF Junior Equestrian of the Year in 2011. He has represented the U.S. at five FEI World Championships and won the Single Horse Marathon at the 2014 World Championships. He is also a multiple-time USEF National Champion in both pair horses and pair ponies. Today, Jacob runs JA Combined Driving, where he continues competing at the highest levels of the sport while helping grow combined driving in the US.Guest: Dr. Andrew Smith is an equine surgeon at Peterson Smith Equine Hospital + Complete Care in Florida. A lifelong horseman who started out riding cutting horses as a teenager, he obtained his Doctor of Veterinary Medicine degree from the North Carolina State University College of Veterinary Medicine before completing a surgical residency and Ph.D at the University of Florida College of Veterinary Medicine. His research has focused on advanced imaging and new treatments for osteoarthritis in horses. Dr. Smith became board-certified by the American College of Veterinary Surgeons in 2017 and previously practiced at Woodside Equine Clinic in Virginia before returning to Florida. Guest: Olaf Petersen is an FEI Level 4 Course Designer, and has designed tracks for Longines FEI World Cup Qualifiers at over 13 locations in 10 different countries. His course designing career began in 1990, and he earned his International Course Designer status from the FEI in 2002. He served as Co-Course Designer at the Olympic Games in Athens in 2004. He then designed the Southeast Asian Games in Manila in 2005 and the Asian Games in Doha in 2006. Olaf returns to Live Oak International for the fifth time.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: TerraNova Equestrian Center, Equine Affaire, Sentinel and World Equestrian Center Join us at an upcoming Plaidcast in Person event!

Tax insurance helps clean energy projects manage the risk of the IRS challenging their tax credits - like the Investment Tax Credit (ITC), Production Tax Credit (PTC), or bonus depreciation. Instead of carrying that uncertainty, developers and investors can transfer it to insurers, adding confidence to project financing.In this episode, Alejandro speaks with James Chenoweth Managing Director at Alliant Insurance Services, about how the market works and who's using it. They also touch on the key areas of risk today, such as whether projects properly qualify for credits, potential recapture issues, and structuring above the project level, along with ongoing uncertainty around foreign ownership rules (FEOC), which are still awaiting clearer IRS guidance.You can watch or listen to new episodes every Tuesday and Thursday.Transmission is a Modo Energy production. Your host is Alejandro De Diego - US Market AnalystModo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets. Want all the latest power market news? Sign up for our free Weekly Dispatch newsletter: https://bit.ly/TheWeeklyDispatch00:00:00 Introduction00:03:48 What is tax insurance?00:05:19 Who needs it and why?00:06:18 Is a project insurable?00:07:05 Insurable risk examples00:07:51 Which technologies lead demand?00:08:43 FEOC rules explained00:09:56 How tax insurance is priced00:10:57 Where it sits in the finance stack00:13:49 Who benefits from risk transfer?00:14:01 Impact on project returns00:14:32 The next big insurable wedge00:15:13 Why Texas leads the sector00:15:57 Houston: oil & gas to renewables00:17:14 War stories from the boom years00:18:32 Advice for developers00:19:07 Alliant's large-scale capabilities00:21:00 Contrarian take: tax policy is stabilising

Tax insurance helps clean energy projects manage the risk of the IRS challenging their tax credits - like the Investment Tax Credit (ITC), Production Tax Credit (PTC), or bonus depreciation. Instead of carrying that uncertainty, developers and investors can transfer it to insurers, adding confidence to project financing.In this episode, Alejandro speaks with James Chenoweth Managing Director at Alliant Insurance Services, about how the market works and who's using it. They also touch on the key areas of risk today, such as whether projects properly qualify for credits, potential recapture issues, and structuring above the project level, along with ongoing uncertainty around foreign ownership rules (FEOC), which are still awaiting clearer IRS guidance.You can watch or listen to new episodes every Tuesday and Thursday.Transmission is a Modo Energy production. Your host is Alejandro De Diego - US Market AnalystModo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets. Want all the latest power market news? Sign up for our free Weekly Dispatch newsletter: https://bit.ly/TheWeeklyDispatch00:00:00 Introduction00:03:48 What is tax insurance?00:05:19 Who needs it and why?00:06:18 Is a project insurable?00:07:05 Insurable risk examples00:07:51 Which technologies lead demand?00:08:43 FEOC rules explained00:09:56 How tax insurance is priced00:10:57 Where it sits in the finance stack00:13:49 Who benefits from risk transfer?00:14:01 Impact on project returns00:14:32 The next big insurable wedge00:15:13 Why Texas leads the sector00:15:57 Houston: oil & gas to renewables00:17:14 War stories from the boom years00:18:32 Advice for developers00:19:07 Alliant's large-scale capabilities00:21:00 Contrarian take: tax policy is stabilisinghttps://modoenergy.com/sign-up?utm_source=podcast_apps&utm_medium=podcast&utm_id=james_chenoweth

Send a textPiper speaks with trainer Jane Ehrhart of River Hill Farm in Wellington, Florida about adults showing ponies. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Jane Ehrhart runs River Hill Farm, a private training facility based in Wellington, Florida. Jane's customers have had major wins at USEF Pony Finals, Wellington International, all of the indoor national finals as well as the Devon Horse Show.  Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: TerraNova Equestrian Center and World Equestrian Center  Join us at an upcoming Plaidcast in Person live event!

Send a textTonya Johnston, Mental Skills Coach speaks with professional rider and trainer Dustin Goodwin. Tonya also discusses the mindset skills used by two outstanding gold medal athletes from the winter Olympics. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Dustin Goodwin began riding in British Columbia at age ten, earning early success with reserve championships in the C.E.T. Medal Finals and the Equine Canada Hunt Seat Medal Finals at the Royal Winter Fair in 2002. He turned professional at 18, later taking an eight-year break to pursue a degree and career in design before returning to the sport in 2013. His accomplishments include multiple national championships, the 2017 WCHR Developing Professional National title, over 10 USHJA International Hunter Derby wins, and more than 30 USHJA National Derby wins. As a trainer, Dustin has guided students to top national results, including longtime student Olivia Aul's top-12 finish at the 2024 USEF Hunter Seat Medal Finals. Dustin currently runs a full service hunter, jumper and equitation program in the Seattle area. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Equine Affaire, Zoetis and World Equestrian Center Join us at an upcoming Plaidcast in Person live event!

Send a textPiper hosts Plaidcast in Person in front of a live audience at Wellington International in Wellington, FL with Dinette Neuteboom, Kelli Cruciotti Vanderveen and Michael Cruciotti. Brought to you by Taylor, Harris Insurance Services. Listen in and share with friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Dinette Neuteboom is a Dutch-born equestrian professional, writer, educator, and the founder of HorseGrooms—a platform dedicated to supporting and educating grooms around the world. She has worked across Europe, Argentina, the United States, China, and New Zealand with her skills in teaching, riding, grooming, and managing top hunters and show jumpers, as well as doing press work for major equestrian events. Through her work and writing, she advocates for horsemanship and amplifies the voices of those working behind the scenes in the horse industry. Guest: Kelli Cruciotti Vanderveen is one of the most formidable talents in international show jumping, known for a blend of technical precision and an innate connection with her horses. Kelli works side-by-side with her mother, Cindy Cruciotti, at Serenity Farm, building a legacy centered on horsemanship and the pursuit of the sport's highest levels. After a junior career that included winning the USEF Pessoa Medal Finals and the Maclay Finals Reserve Championship, Kelli became the youngest rider to win the Sapphire Grand Prix of Devon in 2015. Since turning professional, Kelli won the Artisan Farms U25 Series and has had podium finishes at Spruce Meadows and across Europe. Most recently, she won the CSI4* Coca-Cola Grand Prix at Tryon and had a stellar debut at the 2019 FEI World Cup Finals. Driven by a mission to represent her country, she continues to be a leading force for the next generation of American show jumping. Guest: Michael Cruciotti is a founder, innovator, and storyteller who is bridging sports, technology, and purpose-driven impact. He is the Founder and CEO of MAC Sports International- a marketing, media, and event production agency, which has helped redefine how niche sports engage audiences, attract major brands, and tell stories that resonate outside traditional boundaries. Beyond entrepreneurship, Michael's work is deeply anchored in service and community. He is a key leader and advocate for the Kevin Babington Foundation, where he plays a central role in fundraising, marketing, and strategic storytelling in support of athletes facing spinal cord injuries and life-altering recoveries. His efforts have transformed equestrian events into powerful platforms for awareness, compassion, and action. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Windstar Cruises and World Equestrian Center Join us at an upcoming Plaidcast in Person event!

Send a textPiper speaks with Rebecca Brown of the United States Eventing Association (USEA) about volunteer requirements in their young athlete program. Dr. Kallie Hobbs of Texas A&M College of Veterinary Medicine & Biomedical Sciences also joins to talk about a new technology called hemoperfusion, which is offering hope for septic horses. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Based in Dallas, Texas, Rebecca Brown owns and operates Estrella Farms with her husband, Adam. As an accomplished 4* level Event rider, Rebecca spends much of her time traveling the US for top competition. She is also a passionate instructor with a great group of clientele in Texas- as well as being a current United States Eventing Association (USEA) Emerging Athletes 21 (EA21) Instructor. Rebecca is also an avid volunteer, currently serving on several committees for the USEA including being a Young Rider Committee Co-Chair and a founding member of the Emerging Athletes 21 Program. Guest: Dr. Kallie Hobbs is an Assistant Professor at Texas A&M University where she works on the Large Animal Internal Medicine service. Outside of being a clinical veterinarian she also runs a research lab that focuses on vascular injury and sepsis in the horse. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Equine Affaire and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

For this holiday week, we'd like to prepare you for the upcoming PLRB Claims Conference, so we're sharing a classic episode featuring some highlights on what to expect. You might notice some details specific to the original date of taping, but we've lightly edited it to keep it relevant. We're looking forward to seeing you at the conference!    Let's say you're a service provider in the insurance industry. You've been attending PLRB Conferences for a few years, and you're thinking about taking the next step to increase exposure and build relationships with the right people in the industry.    Notable Timestamps [ 01:20 ] - Exhibiting and sponsoring at the PLRB Claims Conference can be an impactful option, and PLRB has a variety of offerings to help each service provider reach their goals. [ 01:50 ] - For our trivia question today, last year at the Claims Conference we had over 3000 attendees, and over 950 of those were insurance company staff. Of those, how many do you think were senior staff? [ 04:05 ] - The Insurance Services Expo includes a wide variety of exhibitors and sponsors, from traditional segments like independent adjusting and forensics to technology services like claims management software and AI solutions to other ancilliary services. [ 05:22 ] - Among other benefits, exhibiting and sponsorship can provide visibility, stature, and credibility as service providers build strong relationships in the industry. [ 06:30 ] - A variety of sponsorship opportunities are available to fit the needs of different service providers, from physical branding to digital signage to booth services. [ 07:50 ] - Service providers take full advantage of the benefits of the conference by attending educational sessions, doing their own entertaining, and making connections in the Expo. [ 08:37 ] - Unique opportunities like Wifi sponsorship and keycard sponsorship provide novel avenues to make connections with attendees. [ 09:15 ] - Return On Investment is a top concern for many service providers, and building relationships over time at the PLRB Claims Conference is often a fruitful experience for those who make the investment. [ 10:28 ] - The 2025 Claims Conference in Indianapolis provided plenty of space for conferencegoers to make connections. [ 11:50 ] - Many new offerings are anticipated, including-- as a show notes sneak peek-- creative services like social media templates and press releases. [ 13:30 ] - Tom provides a recap of the scenario and the points above. Your PLRB Resources Email sponsorship@plrb.org Contact Tom O'Dowd at todowd@plrb.org Prospective Sponsors: https://web.cvent.com/event/aa96efc9-539f-4558-bb0b-c31895d0abbf/websitePage:f7750b7c-c5d4-47e9-b3ba-24b0f244d6c8 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at "Property and Liability Resource Bureau" Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your "adjuster story" sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Sponsorship PLRB thanks Alacrity Solutions for its Diamond Sponsorship of the 2025 Claims Conference. "Insurance Claims Made Easy — Streamlined claims, repairs & recovery services built for speed. Trusted nationwide partner for insurance carriers & policyholders." Visit alacritysolutions.com! Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: "Piece of Future" by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm. Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Learn More: https://haleandassociates.net/Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents. California insurance number OK13849. Wayne Anthony Miller, II CA LIC# 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-fixed-index-annuities-for-union-retirees

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm. Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: https://haleandassociates.net/Wayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-income-retirement-planning

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm. Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: https://haleandassociates.net/Wayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-income-retirement-planning

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm. Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Learn More: https://haleandassociates.net/Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents. California insurance number OK13849. Wayne Anthony Miller, II CA LIC# 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-fixed-index-annuities-for-union-retirees

Send a textPiper hosts Plaidcast in Person in front of a live audience at Wellington International in Wellington, FL with Dr. Monica Halem and Lenore Brown. Brought to you by Taylor, Harris Insurance Services. Listen in and share with friends!Host: Piper Klemm, publisher of The Plaid HorseGuest: Dr. Monica Halem is an avid equestrian and accomplished New York City Fifth Avenue dermatologist with over 20 years of experience in dermatology and skin care development and recognized as one of Castle Connolly's Exceptional Women in Medicine. She is the CEO and founder developer of EQUESTRIAN MD, the first groundbreaking advanced medical grade skincare line specifically designed for the unique needs of the equestrian community developed by a doctor and rider.Guest: Lenore Brown is an experienced sales, marketing, and public relations professional with a passion for horses and equestrian sport. Lenore was born in Harrisburg, PA on her parent's horse farm and rode competitively in the children's and junior jumper divisions. After graduating from Hood College, Lenore returned to her roots, working as a professional groom, barn manager, and veterinarian technician for Steele and Associates. After moving to Wellington full time, she has held marketing positions at JRPR Public Relations and then as an executive at Phelps Media Group. For the past four years, she has served as Director of Sponsorship and Retail Sales at Wellington International.Subscribe To: The Plaid Horse MagazineRead the Latest Issue of The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Windstar Cruises Join us at an upcoming Plaidcast in Person event!

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm.Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: www.haleandassociates.netWayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-retirement-risks

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm.Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: www.haleandassociates.netWayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-fixed-index-annuities

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm.Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: www.haleandassociates.netWayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-retirement-risks

Wayne Anthony Miller, II, is the Senior Managing Director and Executive Vice President of Hale & Associates, an independent nationwide financial services firm.Hale & Associates has over 40 years of industry leadership. Wayne specializes in helping retirees and pre-retirees protect their life savings, maximize income, and build durable multigenerational legacy plans. Wayne's mission is to safeguard assets families have worked a lifetime to build and empower every client to retire with clarity, confidence, and long-term peace of mind.Darren Grunberg is a fiduciary advisor who helps retirees protect their savings and create dependable income for life. After years as a professional trader, he saw how quickly markets could rise or fall — and how fast a lifetime of savings could be affected. That experience led him to focus on helping people avoid unnecessary risk and build retirement plans that feel safe, steady, and easy to understand.Darren works with retirees across the country to protect their savings from market volatility, create guaranteed income, and reduce the uncertainty so many people face in retirement. He believes every retiree deserves clarity and confidence, not guesswork. His goal is simple: to help people enjoy a retirement they can trust.Learn More: www.haleandassociates.netWayne Anthony Miller, II – 0G30788 Vice President of Sales Hale & Associates, LLC CA DBA Hale and Associates Financial and Insurance Services, LLC – LIC #6013528 CA DBA Wayne Miller Insurance and Financial Services – LIC #6014459 PH. 317-677-7178 PH. 949-943-5266 FAX. 317-614-7508wayne@haleandassociates.net Investment advisory services are offered through RLB Financial a registered investment adviser. Insurance products and services are offered through individually licensed and appointed insurance agents.Darren Grunberg-CA LIC#4333498 Managing Director Hale & Associates, Inc. PH: (516)313-6413 PH: (317)677-7178 darren@haleandassociates.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-wayne-miller-and-darren-grunberg-with-hale-associates-discussing-fixed-index-annuities

Send us a textTonya Johnston, Mental Skills Coach speaks with author, researcher and coach Brad Stulberg about his newly released book, The Way of Excellence. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Brad Stulberg researches, writes, and coaches on performance, well-being, and sustainable excellence. He is the bestselling author of The Practice of Groundedness and Master of Change, and co-author of Peak Performance. Stulberg regularly contributes to The New York Times and his work has been featured in The Wall Street Journal and The Atlantic, among many other outlets. He serves as the co-host of the podcast “excellence, actually” and is on the faculty at the University of Michigan. He lives in Asheville, NC. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Equine Affaire and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

James has been a business owner, a mentor, and an entrepreneur for over 28 years.As an ex-Marine and black belt in Judo, James does nothing in life he isn't passionate about. His continual interest in provoking thought and conversation led him to the financial industry. “Being able to help hundreds of individuals, families, and business owners achieve their goals in life not only financially, but spiritually,” James states, “is a very powerful thing.”James has aligned himself with hundreds of his clients who are willing to learn and take control of their future. His core belief is that only when they are learning and growing.James is consistently top in his field, staying educated and staying on the cutting edge of laws, regulations, and industry news. He is a proud member of Million Dollar Round Table (MDRT), and was a Master Elite Advisor for Ed Slott (America's IRA Expert) for 9 years.With this vast knowledge of the financial industry, he was chosen as an expert on the “Ask the Expert” program series on AM radio in the Inland Empire.Learn More: https://www.yoursafemoneypeople.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-james-johnson-president-owner-of-all-mark-insurance-services-discussing-retirement-malpractice

James has been a business owner, a mentor, and an entrepreneur for over 28 years.As an ex-Marine and black belt in Judo, James does nothing in life he isn't passionate about. His continual interest in provoking thought and conversation led him to the financial industry. “Being able to help hundreds of individuals, families, and business owners achieve their goals in life not only financially, but spiritually,” James states, “is a very powerful thing.”James has aligned himself with hundreds of his clients who are willing to learn and take control of their future. His core belief is that only when they are learning and growing.James is consistently top in his field, staying educated and staying on the cutting edge of laws, regulations, and industry news. He is a proud member of Million Dollar Round Table (MDRT), and was a Master Elite Advisor for Ed Slott (America's IRA Expert) for 9 years.With this vast knowledge of the financial industry, he was chosen as an expert on the “Ask the Expert” program series on AM radio in the Inland Empire.Learn More: https://www.yoursafemoneypeople.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-james-johnson-president-owner-of-all-mark-insurance-services-discussing-retirement-malpractice

Send us a textPiper speaks with US event rider Will Coleman, who is currently ranked 20th in the FEI Eventing World Athlete Rankings. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Will Coleman has spent his life working with horses, and has been competing at the highest levels of eventing since he was 18 years old.  A professional with 25 years experience, Will has innumerable top results to his name. Beginning at the London Olympics in 2012, Will has been selected to represent the US at two Olympic Games and two World Championships. He was the highest placing US member of the 2022 World Equestrian Games squad that won a silver medal in Pratoni, Italy, finishing 7th individually at that event.  Will is also the only American eventer ever to win the Aachen CHIO Nations Cup, one of the world's most prestigious competitions, and has been ranked as high as #5 in FEI Eventing.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Equi-Analytical and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

Send us a textPiper speaks with trainer Jennifer Edwards of Belleame Farm in Spring Valley, Ohio about developing horses and riders for long term success in this sport. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Jennifer Edwards has been equine professional for over 40 years. Jennifer, along with her husband Rob, have developed many highly ranked horses and students, bringing home local and national championships. Jennifer and Rob personally instruct every student to ensure an excellent experience with superior results, and being hands on allows them the ability to shape the experience and success that is Belleame Farm.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Equi-Analytical and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

Send us a textPiper speaks with the United States Hunter Jumper Association (USHJA) President Britt McCormick about the state of our sport. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Britt McCormick has been an owner, rider and trainer for over 30 years at Elmstead Farm LLC in Parker, TX, and is the current USHJA President. Britt has been the show manager of many Premier, National, and local horse shows, and has served as a licensed official at top horse shows across the country as both a judge and a course designer. Britt has chaired several committees for the USHJA and USEF and was also on the Board of Directors at USHJA before becoming the president. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsor: Windstar Cruises and Tendonall Equine Join us at an upcoming Plaidcast in Person live event!

Send us a textTonya Johnston, Mental Skills Coach speaks with professional show jumping rider and trainer Keri Potter and amateur rider Weatherly Stroh. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Keri Potter has been riding horses competitively her entire life and as a junior she won the AHSA medal finals. She is based in Del Mar, California where she rides and trains out of Tres Palomas. Keri has ridden and competed successfully all over North America and Europe, and currently trains many Juniors and Amateurs, investment horses, as well as grand prix and young horses for outside clients. She has represented both the USA and Brazil in Nation Cups throughout Europe and in Florida, and currently rides for the USA. Keri has won numerous grand prix classes and was the 2025 PCHA rider of the year. One of the things Keri most enjoys is producing young horses. Over the last 15 years, she has taken horses from a very young age and produced them into top grand prix horses which were then sold to top riders. Keri finds it very rewarding to teach, train and mold a talented horse to reach their full potential.Guest: Weatherly Stroh is an oil painter known for expressive animal portraits and atmospheric landscapes inspired by travel, nature, and the deep connections we share with animals. A lifelong horsewoman and competitive amateur owner hunter rider, she grew up on a farm in Michigan where horses shaped both her life and her art. Now based in Wellington, Florida, she draws daily inspiration from the equestrian world while also co-leading creativity retreats around the globe. Through her work, Weatherly aims to create an emotional connection—inviting viewers to slow down and appreciate the beauty in small, meaningful moments.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Send us a textPiper speaks with the owner and organizer of Loch Moy Farm in Maryland, Carolyn Mackintosh. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Carolyn Mackintosh is the owner and organizer of Loch Moy Farm in Maryland. Carolyn has spent two decades dedicating her work to creating top-class competition opportunities for horses and riders. The programs she has built offer horses a pathway to visibility and long-term success. Carolyn is also a Maryland Horse Council Board Member and started the Maryland International Equestrian Foundation to promote grassroots through upper level competition. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Piper speaks with lifelong horse professional Cricket Stone about her career, what being a 'R' C1 steward has meant to her and why it's important to give back to our sport. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Cricket Stone has been a professional in the horse industry for 40 years. She began by riding for private farms and then transitioned into a teaching career at boarding schools and universities.She has trained horses and riders to many victories up and down the east coast. Cricket has also been a 'R' C1 steward for over 10 years and is on boards for the Intercollegiate Horse Show Association and the United States Hunter Jumper Association and has served on numerous committees including the USHJA Horsemanship Quiz Challenge Committee.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Piper speaks with the CEO of Wellington International, Murray Kessler, about the upcoming winter season in Wellington, Florida. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Murray S. Kessler is a lifelong equestrian and accomplished American business executive with decades of leadership across global sport and industry. He has served as President of the United States Equestrian Federation & North American Riders Group and CEO of multiple Fortune 500 companies, including Perrigo, Lorillard, and UST. He continues to influence equestrian sport and corporate governance worldwide.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Piper speaks with trainer and FEI show jumper, Hunter Holloway about her recent business merger with top trainer Don Stewart and what she's excited about for the upcoming year. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Based in Topeka, Kansas, and Ocala, Florida, Hunter Holloway comes from a family deeply rooted in horses and has become a role model to many aspiring young athletes trying to make it within the industry. Hunter's storied junior career started when she became the youngest to ever win a national standard Grand Prix at just 12 years old. In 2016, she won the coveted ASPCA Maclay Championship as well as the 2016 Washington International Equitation Championships, after winning all three phases of the competition. Hunter also won the U25 Jumper Championship at the Pennsylvania National Horse Show that year. That success has continued into her professional career with highlights such as the 3rd-place podium finish at the 2023 Longines FEI World Cup Finals in Omaha, Nebraska and winning the AON Cup CSI5* at Spruce Meadows and $405,300 HITS Grand Prix CSI5* at Hits Saugerties, and numerous other Grand Prix wins. She's also had US Team Nations Cup appearances in Canada and Germany.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Tonya Johnston, Mental Skills Coach speaks with Sydney Mohrhardt, who was the winner of both the Taylor Harris Insurance Services Medal Finals and the Hamel Foundation Equitation Championship this fall. Tonya also responds to a listener request for a suggestion about an important skill to work on this winter in order to prepare for next year. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Sydney Mohrhardt is an 18 year old equestrian from Traverse City, Michigan who has been riding horses for the past 10 years. She is currently a senior in high school and has been riding and training with Nicholas Pongracz and Jacob Pope for the last four years. Sydney competes in the hunter, jumper, and equitation rings. This fall, Sydney was the winner of both the Taylor Harris Insurance Services Medal Finals and the Hamel Foundation Equitation Championship. Sydney is also a Junior Leader at The Kindness Movement, which is an organization that is dedicated to helping spread kindness and positivity within the equestrian community. Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Piper hosts Plaidcast in Person in front of a live audience at the Wadsworth Atheneum in Hartford, Connecticut with Michael Britt-León, Berry Porter and Steven Bluman. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Michael Britt-León is the owner of Windsor Stables in Alpharetta, GA. Michael has earned countless International, National and Zone championships. Michael spent his junior career under the guidance of the top professionals on the west coast who had him showing extensively in hunters, jumpers and equitation. He eventually worked at “The Oaks Farm” for Joan Irvine Smith developing quality young horses into nationally ranked Hunters and Jumpers. Michael was eventually recruited to ride privately for a family and it was there that he ran their facility and campaigned their horses nationally, solidifying his place on the professional circuit.Guest: Berry Porter is the head trainer at Brookside Pine Farms in Conroe, TX. Berry has developed many riders from the beginner level to the collegiate ranks to succeeding at the top levels of equestrian competition. Recognizing this is a sport that constantly evolves, Berry trains with some of the most respected and successful professionals in the industry, applying his skills as he personally competes at prominent venues across the country. Berry's students have successfully competed at the FEI North American Young Riders competition, National Junior Hunter Finals, in International Hunter Derbies, at Medal Finals, and in Grand Prix.Guest: Steven Bluman is an Israeli show jumping rider, trainer, and entrepreneur based between Wellington, FL and North Salem, NY. A cornerstone of Bluman Equestrian, he oversees the development of junior and amateur riders while managing a competitive string of horses at the FEI level. Known for his meticulous approach to flatwork, horsemanship, and team structure, Steven's coaching style blends high-performance goals with patient education. He also founded the Equo app, a platform designed to simplify horse transportation across North America.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

Piper hosts Plaidcast in Person in front of a live audience at the Pennsylvania National Horse Show in Harrisburg, Pennsylvania with Danielle and Jimmy Torano. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Jimmy Torano operates JET Show Stable based in Wellington, Florida and Mohrsville, Pennsylvania with his wife Danielle. Jimmy frequently visits Europe, and is one of the nation's top importers of up and coming young show jumpers, equitation and hunter prospects. Jimmy is a Big “R” judge who has judged many major classes including the 2006 Pessoa USEF Medal Finals, 2007 USET Talent Search Finals, 2008 Pony Medal Finals and the 2008 ASPCA Maclay Finals.  Guest: Danielle Torano is the most winning rider in the Show Jumping Hall of Fame Amateur-Owner Jumper Series, winning the Eastern Conference title in 2001, finishing second in 2002, and then gaining the championship again in back to back years in 2004 and 2005. In 2008, Danielle was a member of the winning $75,000 FEI Nation's Cup team in Wellington, Florida aboard Marlo. Danielle went on to represent the United States in the 2008 World Cup Finals in Goteborg, Sweden and the 2009 World Cup Finals in Las Vegas on Vancouver D'Auvray. Danielle is now a trainer at JET Show Stable.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

Piper speaks with two of the 2025 ASPCA Maclay Finals judges- Robin Swinderman Mitchell and Jimmy Toon. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Robin Swinderman Mitchell is a trainer, rider and licensed USEF 'R" judge. At RSM Equestrian, LLC in Morriston, Florida, Robin specializes in the development of young horses and riders motivated to improve their skills and understanding their horse. Robin and her horses have been named champions at prestigious shows such as the National Horse Show, Capital Challenge, and Winter Equestrian Festival. Guest: James “Jimmy” Toon is a trainer, rider and USEF R-rated judge. As the owner of JT Farm, Jimmy oversees the education of all the students and horses at the farm. Jimmy and his students have been champion or reserve at most major horse shows on the East Coast including The Pennsylvania National Horse Show, The Washington International Horse Show, The National Horse Show, The Devon Horse Show, and The Capital Challenge Horse Show. Always in demand as a judge, Jimmy has presided at horse shows from Florida to Oregon, California to Maine, and in Canada including The USEF Medal Finals, The ASPCA Maclay Finals, The New England Equitation Championships and many more.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises  Join us at an upcoming Plaidcast in Person live event!

Tonya Johnston, Mental Skills Coach speaks with professional rider and trainer for Heritage Farm, Laena Romond. Brought to you by Taylor, Harris Insurance Services.Host: Tonya Johnston, Visit her Website, Facebook and buy her book Inside Your Ride Guest: Originally from Colchester, VT, Laena Romond grew up showing in equitation, junior hunters and junior jumpers under Fran, Joe and Annie Dotoli at Ox Ridge Hunt Club. A graduate of Mount Holyoke College—where she graduated cum laude in biochemistry— Laena also competed on the IHSA circuit. As a freshman, she won the prestigious USEF/Cacchione Cup. She joined the Heritage Farm team in 2007 and has played an integral role with her natural riding talent and training knowledge. Among her recent competitive highlights are being champion in the Green 3'6" and co-grand champion at the Washington International Horse Show as well as Green 3'6" champion at the National Horse Show.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

Piper speaks with professional show jumping rider and member of the Road to the Top program, Trent McGee. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Trent McGee is a 23-year-old rider from California. Trent received his first major riding opportunity at 16 when he was a working student for Archie Cox at Brookway Stables. Under Archie's mentorship, Trent transitioned into his first professional role where he went on to win and place in numerous Grand Prixs, placed 4th in the 2021 Platinum Performance/USEF Show Jumping Talent Search Finals – West, and helped to earn a Team Medal at Prix des States for Zone 10. Trent's path toward representing Team USA became more clear through the newly established Road to the Top program. Through this program, Trent now trains and works with Katie and Henri Prudent at Plain Bay Farm, and continues to develop as a rider and professional in the sport.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, and Windstar Cruises Join us at an upcoming Plaidcast in Person live event!

In this first episode of a special 12-part Power Producer Shop Talk series titled "Becoming the Protégé," host David Carothers introduces the contestants and coaches for The Protégé Season 3. Kicking off the series is Sam Louwrens (Can't shut up Sam on X), whose application video generated significant buzz. David sets the stage, explaining his motivation for reviving The Protégé—to give back, train new talent, and challenge the industry's often inadequate approach to developing producers. Sam shares his creative background, why he decided to jump into the competition, the story behind his unique application video, and the early media attention he's already receiving. Key Highlights: Introducing Sam Louwrens: Confidence and Creativity Sam Louwrens, a young producer specializing in construction from Jefferson Financial and Insurance Services, joins the show. Known for his confidence and creative flair (musician, graphic designer, and keytar player in a punk band), Sam discusses how he uses his artistic skills in his insurance career and the story behind his memorable Protégé application video, filmed with a Goodwill suit and a metal detector prop. David's "Why" Behind The Protégé David Carothers shares his deep-seated reasons for bringing back The Protégé. Stemming from his own frustrating entry into the industry 20 years ago, his goal is to provide real-world training, give back, highlight the need for new talent, and prove that his successful sales process is replicable—debunking skepticism about industry coaching programs. Why Sam Joined: Pushing Comfort Zones & Agency Support Sam reveals that the discomfort of "building in public" was exactly why he felt compelled to join the competition. He shares how he got immediate buy-in from his agency owner, who even committed to investing in new agency tech (AMS/CRM) to support his participation and growth. Early Buzz and Building a Base The conversation touches on the immediate attention Sam received, including interest from Reuters. David emphasizes the importance of building a following ("getting your base") early on, drawing lessons from Season 1 winner Derek Hayden, who dominated the final vote through relentless local promotion. Making Insurance Sexy: An Impossible Task? Sam brings up David's stated goal for The Protégé: to "make insurance sexy." They discuss the challenge of changing the public perception of a typically mundane industry and how highlighting the entrepreneurial opportunity and financial success available might be the key, similar to shows like Million Dollar Listing. Connect with: Sam Louwrens LinkedIn David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Lauer Creations Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

Piper speaks with legendary show jumping rider Margie Engle. Brought to you by Taylor, Harris Insurance Services.Host: Piper Klemm, publisher of The Plaid HorseGuest: Margie Engle is one of the most accomplished riders in U.S. history. She competed in the 2000 Sydney Olympic Games, won the team Silver Medal at the 2006 FEI World Equestrian Games (WEG) in Aachen, and is a three-time Pan American Games medalist, with team Gold and individual Bronze Medals in 2003 and team Silver in 1999. She has ridden in almost 20 World Cup Finals and on numerous Nations Cup squads and has won over 200 Grand Prix including many of the nation's and the world's most prestigious events. Margie was inducted into the Show Jumping Hall of Fame in 2020.Subscribe To: The Plaid Horse MagazineTitle Sponsor: Taylor, Harris Insurance ServicesSponsors: Purina, Great American Insurance Group, Windstar Cruises and Virginia Horse Industry Board Join us at an upcoming Plaidcast in Person live event!