Podcasts about Kessler

Send us a textWhat if luck isn't random — but designed?In this episode of FUTUREPROOF., we sit down with Judd Kessler, Wharton economist and author of Lucky by Design, to explore how hidden markets quietly decide who gets what — from job interviews and college spots to concert tickets, dating matches, and even organ transplants.Kessler argues that what looks like “good fortune” is often the result of understanding — and leveraging — the invisible systems that govern access to opportunity. Whether it's the algorithms behind dating apps, the psychology of lotteries and waitlists, or the structure of modern hiring, he reveals how we can all become more intentional “designers of luck.”We discuss: How hidden markets shape everything from careers to healthcare Why “fairness” isn't as equal as it looks — and how to spot the trade-offs The economics of lotteries, rankings, and “first come, first served” systems Why second choices sometimes lead to the best outcomes How behavioral design can make opportunity more equitable — or more rigged What it means to be “lucky by design” in an algorithmic worldWhether you're a leader trying to create fairer systems, or an individual looking to navigate them more wisely, this episode reveals the unseen structures that quietly shape your chances — and how to work with them instead of against them.

Special Patreon Release: Teaching our Children about Finances with Markie Castle   1 Timothy 6:6-10 (NIV) "But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs."   *Transcription Below*   Markie Castle is a wife of 41 years, mother of 3 and is blessed with 7 grandchildren. After teaching at ICC for 20 years, she retired to help take care of all those blessings! Her husband Bob and she have been living in Peoria and attending Bethany Baptist Church for 24 years.  She has been coaching on finances and families for over 30 years.   Questions and Topics We Discuss: What is one key to managing our personal relationship with finances? What have been the most unexpected benefits of coaching your sons on wise financial stewardship? How did you teach your children to allocate percentages their money?   Thank You to Our Sponsors: WinShape Marriage   Connect with The Savvy Sauce on Facebook, Instagram or Our Website   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”   Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”   Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”   John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”   Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:09)   Laura Dugger: (0:10 - 1:20) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   I'm thrilled to introduce you to our sponsor, WinShape Marriage. Their weekend marriage retreats will strengthen your marriage while you enjoy the gorgeous setting, delicious food, and quality time with your spouse. To find out more, visit them online at winshapemarriage.org/savvy.   I first met Markie Castle through a local mom's group that was gathering at a church, and she was the speaker.   I was drawn to her sense of humor, her storytelling, and her wise practices. Her practical applications that she's going to explain near the end of this episode are practices that my husband Mark and I plan to implement beginning today. I'm so excited to share all of that with each of us listening now.   Here's our chat. Welcome to The Savvy Sauce, Markie.   Markie Castle: (1:21 - 1:22) It's a pleasure to be here.   Laura Dugger: (1:22 - 1:34) Well, will you just start us off by sharing more about your family and, specifically, the parenting piece that you say you got right by intentionally focusing on it?   Markie Castle: (1:35 - 4:13) I'd love to. I am incredibly blessed to be married to my husband, Bob, and we had three children that blessed us with wonderful wives and grandchildren. My husband and I started our marriage with him in school and me on a beginning teaching salary.   Today's dollars, it would be worth about $38,000. The two of us were living on $38,000 a year with him in school at the U of I and paying significant tuition. We were paying the tuition as well as supporting ourselves on that salary.   We were blessed to have a son three years later and then another son two years after that. My husband was holding a two-year-old and a two-week-old in his cap and gown. I remember showing our three sons' pictures of us saying, don't do this.   We supported ourselves entirely. We also did not see that we were in dire straits. We made my salary work by living in small apartments.   With one landlord, we made an agreement with him that we would do extra work around the property for a deduction in rent. We just made it work. We never saw any of this as a negative.   We also did not see that putting purchases on a credit card that we could not pay off at the end of the month as an option. We were happy where we were at and we loved it. My husband got a job and we moved out of the area.   We were at the time in Champaign-Urbana area. We moved to the Peoria area. We had a third son, which gave us three children in four years.   We still saw the need to keep our budget under control. Our meals were determined by what was on sale, what we had coupons for. Clothes were only bought on sale or from consignment shops.   Again, we never saw credit card debt as an option. If we didn't have the money, we didn't buy it. We wanted to raise our children to have a respect for money and to have an awareness of contentment.   We also wanted to have them experience the joy of having money to give away. This is what helped us. This is how we felt and we wanted to share that with our sons.   Laura Dugger: (4:14 - 4:37) I love that and I can just imagine all of the character building that comes out of really seeking to be wise stewards of what the Lord's entrusted to you. I'm wondering if you had some guiding scriptures on this topic of finances that really gave you insight into godly wisdom rather than the worldly kind.   Markie Castle: (4:38 - 9:05) As we know, besides love, money is written more in the Bible than anything else. It is so wise to go to the Bible for this. Luke 14:28 is such a good verse for a base.   It says, “Suppose one of you wants to build a tower. Won't you first sit down and estimate the cost to see if you have enough money to complete it?” This is stating that we should budget our money and plan before we build a tower or buy a car or even buy a new blouse that you may want.   Another verse, 1Timothy 6:6-10 speaks to another extremely important part of leading a God-centered life, being content. It states, “But godliness with contentment is great gain for we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is the root of all kinds of evil. Some people eager for money have wandered from the faith and pierced themselves with many griefs.”   It reminds us of where our minds should be. We have heard many talks on finances, budgeting, etc. Very little time, if any, is spent on being content.   Even in the Christian financial counseling speakers, they do not spend time on this. Not only is it scriptural, it is something that makes budgeting and spending so much easier. If you are content, you don't feel that need to spend and let alone overspend.   It just makes budgeting so much easier. Matthew 6:24 is very blunt to the point. It says, “No one can serve two masters. Either you will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money.”   It's not just what you have in your bank account. It's are we serving the Lord or are we serving money by needing a bigger house or whatever. Serving money over God can mean so many things. It can mean making secret purchases that you are hiding from your spouse.   I had a friend who used to have her sister buy her shoes that she wanted. And then she would bring them into the house without her husband knowing. But she had her sister buy it so her husband didn't see it on the credit card.   Or it can mean buying a brand-new car you can't afford and you go into debt for it. There is scripture that addresses this also in Romans 13:8 states, “Owe no one anything except to love each other.” And Proverbs 22:7 states, “The borrower is the slave of the lender.”   This is not to say a person should never have a loan. We needed a loan for our house. It was a smart move because we would have just paid rent forever.   But we needed a house and at the time we didn't have money for a house. Especially since my husband just got out of school. But when we were going looking at houses, the realtor said, “But you can afford this.”   And it was a much bigger house than we needed. And we said, “No, we don't need this.” “Yes, but you can get this.”   “Yes, I know, but this one's just fine.” We bought a house that we were able to pay off quickly. And we were very happy with it.   Laura Dugger: (9:07 - 9:30) I love hearing how you've applied scripture to your own lives, because really the ones that you shared, those are so practical and actionable. And we didn't even scratch the surface of all, like you said, that the Bible has to speak about money. But if you kind of had to boil it down, what would you say is one key to managing our personal relationship with finances?   Markie Castle: (9:30 - 13:58) I truly, truly believe that being content is truly key. It's so easy to become frustrated and discouraged with what you have. And many, many people watch HGTV.   And I personally love it. There are times that I cannot watch HGTV because I start wanting this or wanting that. When I watch it, it makes me start thinking if I only had a bigger kitchen or buying new furniture would transform this room.   All of these things can distract us into thinking about all the things I don't have, rather than seeing the things I do have. It can be a very dark road. But there's ways of overcoming that too.   I love for people to write down things that you do have, especially the important things like your family, your friends, your church community. Those are the things that are far more important than a bigger kitchen. I know for me, our house, when I moved into our house, I didn't even see our house when we purchased it because we thought we'd only be here three to four years max.   So, I figured three to four years, I don't need to see a house. I wanted it in a certain area and I needed four bedrooms for all of us. And that was about it.   Well, I knew I'd be here three to four years. And I think we're coming up to 25 years in August of being here. God had other plans for us.   And that was it. The kitchen is not what I would have chosen. It's rather small.   And do you know when I get most frustrated is when our family is over and we have 20 people and they're all in the kitchen. And I've got all these grandkids running around getting in the way. And I get frustrated over the smaller kitchen.   Think about it. I have my family here making memories. It's wonderful.   I'll take a small kitchen with all my family before I take a big kitchen without them. It was interesting. I taught at ICC.   And I walked into class one time and all the students were talking about how little they had, how poor they were. And I just listened to them for a while. And they were saying they didn't have any money.   And I said, “I don't mean to brag, but I am really, really wealthy.” And they looked and they said, “Really?” And I said, “Yeah, really wealthy.”   And he said, “Must be nice.” I said, “Yeah, it really is.” I said, “Do you realize that my husband and I, we have two cars?”   And they kind of looked at me and they said, “Yeah.” I said, “No, no, no, no. Do you understand that when I walk into my house, I have heat in the winter?   And, and air conditioning in the summer.” And they kind of looked at me and go, “Yeah.” And I said, “And I can go to this faucet and I can turn this handle and fresh water comes out.”   They all looked and said, “Yeah.” And I said, “That is how wealthy I am.” And they all kind of looked and they said, “We get it.”   And we are very wealthy in this country. We are very wealthy. See, having what you have could be seen as extremely wealthy in many countries.   Even when it's their norm. But with war-torn countries, it's even worse. It's just all about perspective.   Laura Dugger: (13:58 - 14:10) Well, I think you're highlighting the keys to contentment. It's all about perspective and also gratitude. How would you define stewardship?   Markie Castle: (14:11 - 14:19) I would just say it's taking great care of what God has given us and using it for his glory.   Laura Dugger: (14:19 - 14:27) Well, and what has been the most unexpected benefit of coaching your sons on wise financial stewardship?   Markie Castle: (14:28 - 17:52) That is such a great question. I would say the independence that they had as teenagers and adults. It was incredible to see how they were independent with money and other ways because of it.   Each son also married women who were financially aware. We never really talked about that. When our children got married, we had one stipulation that they married a believer for us to bless the marriage.   But it was amazing that they all married women who were financially conservative. We have never had any trouble or issues with any of our children with money. I know that some people will say, you never lend relatives money, you give it to them because you know you'll never get it back.   Well, we have lent our kids money for certain predicaments when they first started off and they started paying us back immediately. There's a lot of talk about whether you should let your children move back into your house. Now, I know people have said, “Nope, once my kids are gone, they're gone.”   And I don't think that's very loving. I think that anybody is allowed back, you know, if they need to come back and live with us, even if it's somebody in our church family, they would be welcomed. All three of our boys at some point came back to live with us for a while for different reasons.   And we actually charged them rent. And they were very good with that. In fact, they liked it because then they weren't freeloading.   Now, they didn't know it at the time, but we took their rent and put it away and kept it separately. And then when they moved out, they had a nice little sum there that they could use for a down payment for their house or for moving costs or whatever. I think it's important to watch your children grow, to give them.   And these are the things that we have seen that we didn't expect. All of our boys are very financially secure. And they only have mortgage debt, which they are all paying off quicker than what was scheduled.   And this is just a mindset. They are not suffering because they don't have the new car. In fact, our one son and his wife, they bought our old van 10 years ago, and they still have it.   They're at 195,000 miles on the car. Now, I think she wears this like a badge of honor. She's going to make it to 200,000.   They have been putting money away for a new car. They have enough money to buy a new car, but they're going to wait until they need it. And when they need it, they're going to be able to go in and say, here is the money for the car.   I don't need a loan. Those are the things that kind of surprised me.   Laura Dugger: (17:53 - 17:58) I think oftentimes there's a lot of joy when we have limits.   Markie Castle: (17:59 - 18:04) Exactly. I agree with you. It does give you joy to know that you have that freedom.   Laura Dugger: (18:06 - 18:22) Well, and we've spoken kind of about big picture, and I'd love to move in the funnel now down to actionable and practical. So, when you look back, how old were your children when you and Bob began training them on finances?   Markie Castle: (18:24 - 19:08) Truly, as soon as our children understood the meaning of money, we started. We started our oldest son when he was five years old by giving him allowance. The others started when they were four because they saw what was happening with the older child.   And I know a lot of people relate to this and they wanted to be a part of it. You know, your younger ones sometimes learn faster because of the older ones. It was important to start when they were wanting things at the stores, whether it was toys or candy at the checkout aisle, etc.   They needed an awareness that everything costs money and they couldn't have everything.   Laura Dugger: (19:09 - 19:32) Well, and I remember you coming to speak to our mom's group one time. And even if somebody is wondering, well, how do I keep this fair between children? You even had a solution for that because with your kids at the different ages, I remember you saying you started them with one dollar per year old they were per week.   So, the four-year-old only made four dollars for the five-year-old made five.   Markie Castle: (19:33 - 21:21) That's right. Well, and it's funny you say about the fairness. Even when our children, so we had three boys, they were all two years apart, so they were really involved with one another.   They were great friends. But I remember going to my husband's mom was watching our children when we ran to get something to do a few errands. And we came back with a pair of shoes that our oldest child needed.   And she looked at us and said she didn't get anything for the other boys. And I said, but they didn't need new shoes and they don't need anything. And she goes, but you can't bring something in for one child without bringing in something for the others.   And I reiterated, but they didn't need anything. And do you know what? Our boys, we never thought anything of that.   Our boys have never said, well, why didn't I get anything? And if they did, we'd say, “Well, you didn't need this or you didn't need that.” Our children never counted what the other ones have.   Now saying that when it came to the birthdays, we gave the same monetary value to all of them when it came to Christmas, when it came to things. But when it really came to that, one son needed a pair of shoes, but the others didn't. We didn't go out and get shoes for all of them.   And they just were raised with that. And to this day, they all know that it all comes out fairly in the end. You know, we don't bring home things just for one, the same child every time.   Does that make sense?   Laura Dugger: (21:21 - 21:32) Yeah, absolutely. And I appreciate that perspective. I'm also curious, were there any other memorable phrases you and your husband taught your children?   Markie Castle: (21:33 - 26:37) You know, there were many. One of the things we had said to them was we can afford anything. But we can't afford everything.   So, we would impress upon them how fortunate we were to afford things. But we certainly can't afford everything. We had friends who would never purchase soda and we did the same thing.   But they really like to travel and the kids like to travel. And so, they wouldn't buy a soda in a restaurant or buy a snack at the mall because they wanted to travel. And they would ask their kids, you know, would you rather purchase a soda or snack now or enjoy the soda or snack in Europe?   And it made the kids think. OK, so again, this is all in what you choose. I was listening to someone at a talk and actually at a moment at our church that said, “You know, what could you save if you didn't get your daily latte from Starbucks?”   And I'm thinking, OK, and his point was at six dollars per drink. You could say. And I figured this out, two thousand one hundred and eighty-four dollars per year.   After two years, you could have enough money to go to Hawaii. Now, that's great. This particular person loves to travel and he doesn't like coffee.   So, to him, it was a no brainer. But if someone doesn't like to travel. But enjoys that daily vacation of going to Starbucks.   This may be the one they would choose. So, we're all different in what we like and what we want. But.   The important thing is, is that you're not adding this to a debt that you're paying 24 percent interest because that six dollar cup of coffee is actually going to cost you much more than the six dollars. Also, I was teaching a group of nearly married couples about finances and. Someone brought up that they can't afford a date night.   I mean, after babysitting, after dinner at the restaurant, etc. they can't afford that. And babysitting nowadays is ridiculously expensive. And another couple said that they have date nights every other week.   What they do is they trade off with another couple for babysitting and they pack a dinner and go on a picnic. So, basically, their date night costs them nothing. Not being able to afford an expensive dinner for a date night.   That puts you in a mindset that you're doing without. Instead, look at what you have. You know, taking a hike.   Visiting a museum on a free day. Getting a membership to places that you could then feel like you're going for free. Walking along the river.   All of these are wonderful ways to have a date night. My husband and I would have a date night in our home. We would feed the boys their favorite chicken nuggets and macaroni and cheese.   And we put them to bed. We would then, I would get out and have tablecloth and have candlelight. And we would have a quiet adult meal by candlelight.   It was a wonderful date night. And it cost us nothing. Now, where we were, we could not afford babysitting.   And we did not have people who could babysit. We didn't have a community that we could share babysitting. We did find that as the kids got older.   And we utilized that, which was wonderful. We used to share a Friday night with a family. This is when the kids were a little older.   And we would switch with them. Every other Friday night, we would switch kids. We would take their kids for one of the Fridays.   And then two weeks later, they would take our kids. And they took them overnight. So, we had, you know, Friday evening and Saturday morning.   And it cost us nothing. And the joy of that was when we took their kids, it was a blast. Because we always planned on doing extra special things.   Because it was like one big party. It worked very well. And we were able to have free babysitting just because we exchanged.   As opposed to paying for a babysitter.   Laura Dugger: (26:38 - 29:02) And I love the creativity. How you problem solved that to still go for your date night. Because that was a value.   And I think you're empowering all of us that these options are possible. And we do have a choice in this situation. And then also the reality that we're going to operate within the reality of trade-offs.   And now a brief message from our sponsor.   Friends, I'm excited to share with you today's sponsor, WinShape Marriage. Do you feel like you need a weekend away with your spouse?   And a chance to grow in your relationship together at the same time? WinShape Marriage is a fantastic ministry that provides weekend marriage retreats to help couples grow closer together in every season and stage of life. 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To find an experience that's right for you and your spouse, head to their website, winshapemarriage.org/savvy. That's W-I-N-S-H-A-P-E marriage dot org slash savvy, S-A-V-V-Y. Thanks for your sponsorship.   And as you and Bob continued to train your children with finances, how did you see this play out with each of their different personalities?   Markie Castle: (29:04 - 32:55) Although we raised our boys within the same manner, we were blessed with three totally different children. Totally. When it came to money, one was a saver, one was a spender, and one was a minimalist.   And although they all were different, they all needed the structure of financial awareness. So, our eldest wanted to save every dime that he was given. And you know what?   He's still that way. He wants to save, save, save, save, save. Our middle child would spend every dime that he would receive.   It would not be in his pocket for more than a couple of minutes. Then our youngest child didn't care about buying anything, which was very different from the saver. He was just a minimalist.   I don't need anything. It just doesn't matter. And he is still that way.   So, our spender needed to learn the importance of budgeting and saving. They all needed to learn it, but it was extremely important for him. And he did learn.   When he was about 10 or 11, he lost some money for not doing certain chores. And he looked at us and said, the only reason you had children was to make money. My husband and I were literally speechless.   We kind of just looked at him and we didn't know what to say. And then he just looked at us after a couple of moments and he said, that's the stupidest thing I've ever said. And yep, we all had a good laugh.   He did learn to budget and it was interesting. So, when he was in high school and starting to date, he took this girl that he wound up dating for several years. And he was going to go to the movies and he was a gentleman.   He was absolutely a gentleman. And they walked into the movies and he paid for the movies because that's what you do. And then as they were walking past the concession stand, he said, “Well, do you want popcorn?”   And she said, “Oh, that'd be nice.” And he said, “Okay, well, you're going to need to get it yourself. I'm not paying those prices.”   And she was kind of, ”Okay.” Now we needed to teach him a little bit more about dating with that. But it was like he paid for the movies.   He wasn't going to pay $10 for a box of popcorn. So, he had learned the value of money. When you can get into the movie for less money than a box of popcorn, there's something to be thought about that.   I am happy to say that while he did not marry her, but I'm happy to say that he did marry someone and he learned to budget. And she is all about budget, budget, budget. But that also means that they are able to enjoy, enjoy, enjoy.   I think budget gets a really bad name because you think that means that you can't buy things if you budget. And I see it as the exact opposite. If I budget $50 for entertainment, for the month, for the week, for whatever, you can enjoy having that entertainment because that's money that is free and clear for you to use.   Laura Dugger: (32:56 - 33:14) Yeah, I'm with you on that too, because I do think that self-control that really is a fruit of the spirit, but that discipline and self-control leads to freedom eventually. And so, again, those limits provide joy and freedom, which is counterintuitive, but the Lord's economy.   Markie Castle: (33:14 - 33:34) That's right. But once you do it, you realize, and we have seen this happen, that they go, “Oh, I feel better about going to the movies because it's already been planned, which goes back to when you build a tower, you should plan that.”   Laura Dugger: (33:35 - 33:43) You've mentioned that you did offer an allowance. So, what were your allowance or commission guidelines?   Markie Castle: (33:44 - 35:58) So, there's many trains of thought with this. We felt that there were certain chores that needed to be done as part of the household. So, making your bed, setting the table, helping with dinner, cleaning up the dishes, sweeping the floor.   Obviously, our children were expected to do more as they got older. I would give them opportunities, though, to do over and beyond, and then they could make extra money. So, there were certain expectations on a daily basis, and that was part of being part of the household, being part of the family.   But to go over and beyond would give us the time. Now, I do know some people pay for everything that they do, and I understand where they're coming from with that, but then they may choose not to make their bed or choose not to set the table because they don't want the money, but then other people need the table to be set. So, that can cause issues, too.   We never, when it came to grades, I know that's something that's talked about, we never paid for certain grades in school. We did allow them, you know, at the time it was, well, if you get this many A's, you can get a pizza or something, you know, from Pizza Hut or something. We would do that, but we never paid for specific grades for our kids.   There was an expectation that they would do well, not for the money. But we would all go out and celebrate when they all had good report cards. So, I know that there's different trains of thought with that.   You know, there are some others who will put a price on certain chores and have the allowance reflect that money they made. Our boys received their allowance, but there were times that we charged them when we needed to do their chore, like pick up their clothes in the bathroom after they've been asked to do so. So, if we did something, we kind of charged them for it.   And that's when our son said, well, you just had children to make money.   Laura Dugger: (35:59 - 37:14) Guess what? We are no longer an audio only podcast. We now have video included as well.   If you want to view the conversation each week, make sure you watch our videos. We're on YouTube and you can access videos or find answers to any of your other questions about the podcast when you visit thesavvysauce.com.   With our family, our daughters currently are nine, eight, six, and four. And so, they have the understanding of give, save, spend. But just this summer, our sweet and very generous neighbor, Jillian, James and Jillian, have hired our oldest two, Sayla and Shiloh, to water their plants while they're traveling. And so, this is their first paid job opportunity.   And so, my plan with my husband is to train our girls with this podcast. And there's a question I want to ask you next that I believe will even guide us with our conversation and how to train them. So, when your children were earning money or making this allowance, even from a young age, how did you teach them to split their money?   Markie Castle: (37:16 - 42:21) So, we set up our allowance that they were given one-dollar times their age, which you had alluded to early on. So, each week, a five-year-old would get five dollars a week, which sounds like a lot, right? Or a ten-year-old would get ten dollars.   And that sounds awesome, right? But it was broken down. So, we first would take ten percent which goes to charity.   We wanted to teach the children about tithing. And that was the first. The next, we had ten percent that was taken for taxes.   And we used that for family fun night, which made those nights special to them. Now, what they learned from having their taxes taken, when they went to get their first job, like when they were 16 or 17, and our oldest son got a job at the Zoli's when it was there. And he was not in shock when he was given his paycheck and taxes were taken out.   He understood that. All his other friends were complaining about them taking it. But our children knew there were taxes, and taxes went for the good of the community.   We also took ten percent for retirement. And that was just good habits to form. We kept it.   We kept account of how much it was. And when they got out of college, we gave them their retirement. Wow.   Now in their 30s, they have a financial guy and he is shocked at how set our children are for the future. Then 20 percent went to college. Once again, this was kind of a mindset.   Now, if you don't think your children are going to go to college, I would still recommend at least going to community college or a trade or whatever. We saved this and gave it to them to put towards their expenses when they went to college. So, we literally gave them their money and said, this is what you have saved over all these years.   Now you have 50 percent left. So, 25 percent went to savings. And they had to put this in a separate category, and they needed to buy something with it that was $25 or more.   We wanted them to learn how to save up for that special whatever they wanted. They could spend that on whatever. So, that would make for a five-year-old, fifty cents went to church, fifty cents for taxes, fifty cents for retirement, a dollar for college, a dollar twenty-five for savings.   And what they got at the end, they got a dollar twenty-five for the week, which is a good amount for a five-year-old. But let me just say, when I say so they can spend it, if you're the parent, it is okay to say no to what they are purchasing. Our middle son at a point, now he was older, but he wanted to get 10 piercings in one ear.   We didn't think this was a wise decision, not all at the same time. He respectfully stated that he was old enough that he didn't need our permission and that he could pay for it. Now, mind you, he was living with us at the time, but he said he didn't need our permission.   And he said it respectfully. We did tell him no, and that as long as he was living with us, reaping the benefits of our house, utilities, food, vacations, he still needs to abide by our parental decisions. And you know what?   It wasn't an issue. He said, okay. And when he was on his own, you know what?   He had become wiser over those couple of years and he didn't do it. So, it's okay to say no to some things. And saying that, doing this allowance, it makes going places so much nicer.   I never said no to my kids. And it was funny because when we talk about moms' groups or whatever, I said, “Oh, I never tell my children no. They can have, you know, what they asked me for things, I never tell them no.”   And they go, “Really?” And I said, “Yeah.” I'd say, “Do you have the money for it?”   Oh, okay. And then it wasn't me saying no. They needed to make that decision.   This sounds so negative and it truly is not. Our boys took great pride in paying for their own things. I mean, they used discernment in their choices.   And they took great care of those toys that they bought. There was a sense of ownership and responsibility to it. This was not negative.   It was truly positive and taught them much more than just about money.   Laura Dugger: (42:22 - 42:41) Well, and it's such a great real-world experience. I've never heard someone teach like this before, where you broke it down so specifically. But really, it reflected how they would handle money as adults.   And so, I think it's brilliant. And I'm wondering if you have any other practical recommendations that we haven't covered yet.   Markie Castle: (42:43 - 45:07) I would give a few. So, in their allowance, I put the cash in clear containers labeled so that they could see what they had. When they were older, we moved it to paper because I wanted them to be taught about how banks work.   Another couple of things. We never had issues going through candy aisles or going to events. We would pay for the tickets.   If they wanted to buy a snack like at Six Flags or something, they could. But they'd have to use their own money. Now, we're not cruel.   We would buy lunch for them. But if they wanted that $10 soft pretzel, they needed to buy it. Another thing, if they received money for a birthday gift, we felt that that was all theirs to spend.   Because to me, that gift, you know, if they were given a toy, we wouldn't split that toy up and give 10% to charity. So, they could keep all the money and go and buy what they wanted. One other thing, and some people may find this controversial, but I would suggest getting a credit card for your children as soon as you can while they are living with you.   And then you can give them the guidance that they need. Our son learned from an early age that you only charge items that you know you will be able to pay off at the end of the month. A debit card is good too, that they need to have that money in there.   But we liked setting the habit of paying off the credit card every month. A debit card would say, you can't slide this card unless you have that money in the bank. Either way, I would highly recommend you get your children something so you can give them the guidance of how to use it.   We knew people who wouldn't allow their children to date until they were 18. And my thought was, I don't want to give my children the go ahead to date when they go off to college. I wanted to be able to guide them.   So, we said, when you're 16, you can date. And then we were able to guide them and teach them along the way.   Laura Dugger: (45:08 - 45:14) That's so good. And can you think of anything else that you want to make sure we don't overlook today?   Markie Castle: (45:15 - 45:51) After counseling and mentoring many couples who have asked us for help, I realized that financial difficulties and marriage issues go hand in hand. That puts a stress in a marriage that comes out in other ways. If someone is having financial issues, you need to get help.   I would also say to teach your children so they are raised with a God-honoring respect for money. 1 Timothy 6:10 doesn't state that money is the root of all evil. It states that “the love of money is the root of all evil.”   Laura Dugger: (45:52 - 45:59) Well, I love all of the practical tips you've shared. And do you have any other favorite stories that come to mind?   Markie Castle: (46:00 - 48:23) One that is particularly close to me is we had very, very close friends who actually my husband worked under him for many years. But we were very close. And in fact, we moved together and with my husband's job and very close.   He was an exec, a cat, very high up. And making more money was the most important thing. Climbing that corporate ladder.   And suddenly he just realized how unhappy he was. He also put his children at bay because he worked so much. He needed to have the better cars, the better house, the better everything.   And one evening, there's a knock at the door. We weren't expecting him. And they were just standing there.   And he just said, “Can we talk?” And he came in and he looked at us and said, “When is enough??” And he had tears in his eyes.   And he knew that money was driving him at the cost of his marriage, although they were still together, but at the cost of the relationship with his children. And he said, “When is enough? And we talked to him.   We again shared the gospel, which we had shared before. And when you have Christ in your life, for me, that's enough. That's all I need is Christ.   He turned his life over to the Lord. He became a believer. He quit his job, which he had planned on.   And financially, he was great. And what he does now, he does a lot of mission work. He goes to different places that have been hit by a tornado.   And he's with the group that goes all over taking care of other people. And he is far, far wealthier than he ever was.   Laura Dugger: (48:24 - 48:48) Wow, Markie, that is so powerful. And what an incredible story to start to close our time together with. But I still have one final question for you, because our podcast is called The Savvy Sauce, because savvy is synonymous with practical knowledge or discernment.   And so, this is my final question for you today. What is your savvy sauce?   Markie Castle: (48:49 - 49:28) I would say beware of giving your children everything they want. And everything you think they need. Wanting is a great lesson to learn.   And as we've been told in the Bible, patience is a virtue. Having children earning their own money and spending it teaches them independence and develops them to be adults who are secure with the choices they have learned to make. This is far more than just teaching them about money.   Much more is developed within them.   Laura Dugger: (49:28 - 50:00) That is so good. And truly, Markie, this conversation, I can't wait to share it with all of our girls, with Isla and Kessler, too, being even just six and four. I think you have so many helpful practical takeaways.   And you're such a gifted teacher. So, it's been a joy to learn from you during this time. So, thank you, not only for applying scriptures to the way you interact with finances, but thank you for also sharing those applications with us today.   And thank you for being my guest.   Markie Castle: (50:01 - 50:10) Laura, it's truly been my pleasure. I appreciate you and I appreciate how God-centered you are and with this podcast.   Laura Dugger: (50:11 - 53:29) Wow, thank you so much. That encouragement means a lot. One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

Neste episódio, os hosts discutem a sustentabilidade do ambiente espacial, com foco no crescente problema dos detritos espaciais e suas implicações para a futura exploração espacial. Eles exploram várias estratégias de mitigação, a síndrome de Kessler e as considerações econômicas e ambientais em torno da tecnologia espacial. A conversa enfatiza a urgência de abordar essas questões para evitar eventos catastróficos no futuro.Vale a pena conferir o episódio! Um grande abraço!

In July of 1969, Neil Armstrong and Buzz Aldrin left the first human footprints on the moon. They also left two pairs of boots, a handful of tools, and four vomit bags. This lunar litter was far from the last space junk humanity has produced. In 2006, Suni Williams lost her camera while tussling with a stuck solar array on the ISS. And the following year, a similar job resulted in the loss of a bag filled with $100,000 worth of tools. These accidental satellites typically have short lifespans, before falling back to Earth and burning up in our atmosphere. However, other pieces of space junk, like SpaceX's Tesla Roadster, will be stuck in their orbits for the foreseeable future.1969年7月，尼尔·阿姆斯特朗和巴兹·奥尔德林在人类历史上第一次在月球上留下了脚印。他们还留下了两双靴子、一些工具以及四个呕吐袋。这些月球垃圾远不是人类制造的最后一批太空废弃物。2006年，宇航员苏尼·威廉姆斯在国际空间站上处理卡住的太阳能电池板时丢失了她的相机。第二年，一次类似的任务又导致一个装有价值10万美元工具的袋子遗失。这些意外的“人造卫星”通常寿命很短，最终会坠回地球并在大气层中烧毁。然而，像SpaceX的特斯拉跑车这样的太空垃圾，将在可预见的未来长久地被困在轨道上。In the early days of space travel, this kind of littering was largely considered inconsequential. But in today's crowded skies, orbital debris poses a serious threat to the thousands of satellites that underpin Earth's vital technologies. Currently, there are over 131 million pieces of debris whipping around the planet at an average speed of 10 kilometers a second. This debris ranges in size from pieces as large as an entire bus, to those as small as a grain of sand. But roughly 1 million pieces are at least one centimeter across, which is large enough to severely damage most satellites. While losing any spacecraft is bad enough, the knock-on effects are even worse. When satellites crash into debris or each other, such as in 2009, when an American communications satellite collided with a defunct Russian satellite, they can explode into thousands of pieces. And if events like these happen often enough, the increase in debris could trigger a catastrophic cascade that researchers have named the Kessler syndrome: a runaway effect which could destroy untold numbers of orbiting spacecraft.在太空探索的早期，这种“乱扔垃圾”的行为被认为无关紧要。但在当今拥挤的太空环境中，轨道碎片对支撑地球重要科技系统的数千颗卫星构成了严重威胁。目前，有超过1.31亿块碎片以平均每秒10公里的速度围绕地球飞行。这些碎片大小不一，从一辆公共汽车那么大到一粒沙子那么小不等。其中大约有100万块直径至少一厘米的碎片，这已经足以严重损坏大多数卫星。失去任何一颗航天器本身已经够糟糕了，但连锁反应更为可怕。当卫星与碎片或彼此相撞时——比如2009年，美国一颗通信卫星与一颗报废的俄罗斯卫星相撞——会产生数千块新的碎片。如果此类事件频繁发生，碎片数量的增加可能引发一种灾难性的连锁反应，即研究人员所谓的“凯斯勒综合症”：一种失控的效应，可能毁灭无数在轨航天器。But what does all this mean for people on Earth? Well, even if space shrapnel does take down a satellite, most debris burns up during re-entry. So theprobabilityof waking up to a spacecraft in your yard is very small. That said, some large specimens can survive the trip, such as the SpaceXCapsulethat landed in an Australian field in August of 2022. And the odds of something similar happening again grows alongside the amount of space junk. So how can we save our satellites and ourselves from all this trash?那么，这一切对地球上的人意味着什么呢？即使太空碎片击落了一颗卫星，大多数残骸在重返大气层时都会烧毁。所以，你早晨醒来发现院子里掉了一艘飞船的概率非常低。不过，也有一些体积较大的物体能在重返地球时幸存下来，比如2022年8月坠落在澳大利亚农田中的SpaceX飞船舱。而随着太空垃圾数量的增加，这种事情再次发生的几率也在上升。那么，我们该如何拯救卫星和自己免于这片“太空垃圾场”呢？Part of the solution is to stop creating waste in space, but debris is generated in a lot of ways. In addition to collisions, solar radiation erodes spacecraft surfaces, motors spew slag, and satellite launches routinely abandon rocket bodies, covers, cowlings, and explosive bolts. Since 1957, we've ferried almost 16,000 satellites to space using thousands of disposable rockets. Researchers are finally experimenting with new systems that can send up over 100 satellites in a single rocket launch. Meanwhile, both NASA and private companies are working to prevent existing satellites from becoming junk by using servicer satellites to refuel, inspect, and repair them. But we also need to clean up the junk that's already up in orbit.解决问题的一部分是停止在太空中制造垃圾，但碎片的来源非常多。除了碰撞外，太阳辐射会侵蚀航天器表面，发动机会喷出熔渣，而每次发射卫星时，火箭的主体、保护盖、整流罩以及爆炸螺栓等部件都会被遗弃。自1957年以来，人类已通过数千枚一次性火箭将近1.6万颗卫星送入太空。研究人员终于开始尝试使用新系统——能在一次火箭发射中部署超过100颗卫星。同时，美国国家航空航天局（NASA）及多家私人公司正努力防止现有卫星成为太空垃圾，他们利用“服务卫星”为其加油、检查和维修。但我们也必须清理那些已经在轨道上的垃圾。When a satellite is ready to retire, engineers can use controlled re-entry to intentionally burn it up in Earth's atmosphere. Ideally, this would happen as soon as a satellite is out of use, but outside the US, current guidelines allow defunct satellites to remain in orbit for up to 25 years, but this rule has barely been enforced. Beyond retired spacecraft, researchers have identified some particularly dangerous debris, so efforts could be made to tackle them first. Some debris experts have proposed using lasers, based both on Earth and in space, to nudge small debris to a higher, safer orbit or into the atmosphere. And private companies are attempting to use space tug boats to ferry large debris to less dangerous orbits.当一颗卫星准备退役时，工程师可以通过“受控再入”的方式，让它在地球大气层中有意烧毁。理想情况下，这应在卫星停止使用后立即进行。但除美国外，目前的国际准则允许报废卫星在轨道上停留长达25年，而这一规定几乎从未被严格执行。除了退役卫星外，研究人员还确定了一些特别危险的碎片，因此可以优先处理这些目标。一些碎片专家提议利用地面或太空中的激光，将小型碎片推向更高、更安全的轨道，或让其坠入大气层中燃烧。而私人公司则尝试使用“太空拖船”，将大型碎片拖往较不危险的轨道。Whatever the solution, all these satellites and orbital debris reflect human consumption back on Earth. So if we want to keep using and exploring this final frontier, we'll need to get better at cleaning up our trash both up there and down here.无论采用哪种解决方案，这些卫星和轨道碎片都折射出人类在地球上的消费行为。如果我们想继续利用并探索这片“最后的疆域”，就必须学会更好地清理我们的垃圾——无论是在太空中，还是在地球上。

The new space race is beginning; It's not just between nations, but between commercial giants, shadow governments, and emerging players staking claims to orbits that are becoming dangerously crowded. The world is entering an era where control of the orbits will define global power.   What's fueling this revolution isn't just rocket science. It's economic scale, exotic propellants, and a surge in miniaturized, high-functioning satellites. But with this explosion comes risk: orbital debris fields, collisions that could cripple constellations, and the looming specter of space warfare.   In this replay episode, Tory Bruno, CEO of United Launch Alliance—the man behind one of the most ambitious launch companies—joins me on The Aerospace Executive Podcast. He brings unparalleled insight into what's next in space—from transforming ULA away from the use of Russian engines to pioneering modular rockets designed for both commercial and defense missions, he has done it all!   We cover the radical shifts reshaping orbital real estate, why small launch companies are failing despite demand, and why directed energy weapons in space might be the future of global defense.   You'll also learn:   Why the true space cost revolution isn't in launch, but in satellite architecture The hard truth about the “300% drop in launch prices” myth How mini satellites are creating billion-dollar constellations and traffic jams in orbit The quiet arms race: Anti-satellite weapons, Kessler syndrome, and debris fields that could end entire constellations Why lasers may be the only real answer to hypersonic threats Why methane propulsion is suddenly viable and what finally cracked the code Why the biggest competitive edge isn't rockets, it's people Guest Bio Tory Bruno is the President and CEO of United Launch Alliance (ULA), the largest rocket launch company in the world. Since taking the helm in August 2014, he has led ULA through a transformative era, retiring legacy systems, developing the next-generation Vulcan rocket, and expanding the company's commercial and national security portfolio. Before ULA, Tory spent over three decades at Lockheed Martin, where he began his career as a propulsion engineer and steadily rose through the ranks to become a senior executive. He has deep expertise in advanced propulsion, hypersonics, missile defense, and launch systems, and is widely recognized as one of the aerospace industry's most accomplished and forward-thinking leaders. Connect with Tory on LinkedIn. About Your Host Craig Picken is an Executive Recruiter, writer, speaker and ICF Trained Executive Coach. He is focused on recruiting senior-level leadership, sales, and operations executives in the aviation and aerospace industry. His clients include premier OEMs, aircraft operators, leasing/financial organizations, and Maintenance/Repair/Overhaul (MRO) providers and since 2008, he has personally concluded more than 400 executive-level searches in a variety of disciplines. Craig is the ONLY industry executive recruiter who has professionally flown airplanes, sold airplanes, and successfully run a P&L in the aviation industry. His professional career started with a passion for airplanes. After eight years experience as a decorated Naval Flight Officer – with more than 100 combat missions, 2,000 hours of flight time, and 325 aircraft carrier landings – Craig sought challenges in business aviation, where he spent more than 7 years in sales with both Gulfstream Aircraft and Bombardier Business Aircraft. Craig is also a sought-after industry speaker who has presented at Corporate Jet Investor, International Aviation Women's Association, and SOCAL Aviation Association.    Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Bright on Buddhism - Guest Episode - Marta Gyoergy-Kessler Join us as we speak with a very special guest, Marta Gyoergy-Kessler, director and producer of the documentary Meeting The Buddha. Please also consider going to a screening of the film at the Awareness Film Festival on October 26, 2025, in Santa Monica, CA, USA. https://wck.org/relief/chefs-for-gazaDo you have a question about Buddhism that you'd like us to discuss? Let us know by emailing us at Bright.On.Buddhism@gmail.com.Credits:Nick Bright: Script, Cover Art, Music, Voice of Hearer, Co-HostProven Paradox: Editing, mixing and mastering, social media, Voice of Hermit, Co-Host

Judd Kessler discusses how to navigate the hidden markets that decide how scarce resources—like time and attention—get distributed.— YOU'LL LEARN — 1) Why some people seem to score more coveted resources2) The counterintuitive advantages of settling3) An easy way to become the more appealing candidateSubscribe or visit AwesomeAtYourJob.com/ep1102 for clickable versions of the links below. — ABOUT JUDD — Judd B. Kessler is the author of LUCKY BY DESIGN: The Hidden Economics You Need to Get More of What You Want and the inaugural Howard Marks Endowed Professor of Business Economics and Public Policy at the University of Pennsylvania's Wharton School. For his work on the hidden market of organ allocation, Kessler was named one of the “30 under 30” in Law and Policy by Forbes. He is an award-winning teacher as well as a sought-after speaker.• Book: Lucky by Design: The Hidden Economics You Need to Get More of What You Want• Book site: GetLuckyByDesign.com• LinkedIn: Judd Kessler• Website: JuddBKessler.com— RESOURCES MENTIONED IN THE SHOW — • Study: “Propose with a rose? Signaling in internet dating markets” by Soohyung Lee and Muriel Niederle• Book: Basic Economics by Thomas Sowell• Book: Who Gets What — and Why: The New Economics of Matchmaking and Market Design by Alvin Roth• Past episode: 015: David Allen, The World's Leading Authority on Productivity• Past episode: 482: David Allen Returns with the 10 Moves to Stress-Free Productivity• Past episode: 1090: How to Get Recruiters to Compete for You with Madeline Mann— THANK YOU SPONSORS! — • Strawberry.me. Claim your $50 credit and build momentum in your career with Strawberry.me/Awesome• Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/AwesomeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dan and Mark are back with another set of players to preview for the upcoming 2025 season for the Utah Jazz! They break down the NBA season ahead for Lauri Markkanen, Walker Kessler, Walt Clayton Jr., Cody Williams, and Georges Niang.

Hometown Radio 10/13/25 5p: Shannon Kessler reacts to the new state law on anti-Semitism in the schools

Judd Kessler is a Professor of Business Economics and Public Policy at the Wharton School of the University of Pennsylvania. A leading scholar of market design, he was named one of Forbes' 30 Under 30 for his groundbreaking work on organ allocation and received the Vernon L. Smith Ascending Scholar Prize for his pioneering research. His insights have been featured in The New York Times, The Wall Street Journal, Harvard Business Review, and on Hidden Brain and Freakonomics. With degrees from Harvard and Cambridge, Judd studies the hidden markets that shape our lives and how we can navigate them more effectively. He is also the author of the book, Lucky be Design. In this episode we discuss the following: The most common way to allocate scarce resources is through pricing. But other mechanisms exist: hidden markets. And by staying alert for these hidden markets, we can increase our luck. One of the most common hidden markets is the race: first come, first serve. In Judd's case, when he realized that demand was going to outstrip supply for his child's after school program, he recognized he was in a race, so he made sure to sign up right when registration opened. And he increased his luck. The lottery is another hidden market. If four friends wanted to attend Taylor Swift's Eras Tour, they increase their luck by each entering the lottery for four tickets each. Hunters increase their luck by entering the lottery in years when they're not able to hunt. And people needing organ transplants increase their luck when they sign up through multiple transplant centers.  To get lucky in the dating app world, people can signal that they are worth investing in.  And then I loved Judd's insight on settling for silver. Whether we're trying to get lucky in college admissions, with restaurant reservations, or even in the dating market, we can increase our luck by pursuing a more attainable, less competitive option. And in many cases the silver turns out to be more desirable than the gold.

High-achieving on the outside, exhausted on the inside? In this episode, Audrey sits down with Dr. Kelly Kessler (PT) to unpack the quiet patterns that keep driven women stuck in overwork, people-pleasing, and burnout—and how to build a self-loyal life instead.We cover:The breaking point: full-time PT + adjunct teaching + building a house + new baby + pandemic furloughs—and the moment she realized she'd missed her son's first 9 months on autopilot.Breadcrumbs out of survival mode: yoga → breathwork → nervous system tools → mindset shifts → starting a business that mirrored what needed healing.Tools that actually help: inner child work, vagus-nerve stimulation, EFT/tapping, breathwork, and belief work (what's the behavior really protecting?).Fear vs. love decisions: same actions, totally different energy—and different outcomes.Keeping your edge (without burning out): why healing doesn't “turn off” your high achiever— it makes you clearer, faster, and more present.How to know you're ready: the 5–10 year question and choosing the courageous path of change.Kelly's happiness hack: sensory visualization—returning to a peaceful memory to regulate in minutes.Resources mentioned:Dr. Kelly's podcast: Rewiring HealthFind her on socials: @DrKellyKessler✨✨ RISE Tribe - Next Steps✨✨FREE 7 day Nervous System Reset Group - get daily nervous system reset practices in just 10 min a day, with Audrey as your guide https://www.helloaudreyrose.com/7days Nervous System Reset Training (Free): www.helloaudreyrose.com/reset RISE Sisterhood (private membership for nervous system regulation + spiritual alignment) www.helloaudreyrose.com/sisterhood 

The Utah Jazz have a contract situation brewing between them and Walker Kessler. There's new trade intel on Kessler and the Jazz and the contract situation going on.Subscribe to the Hoops Nerd channel for Utah Jazz News, Utah Jazz Post Game Shows, Utah Jazz Rumors, Utah Jazz Film Break Downs, and more! My T-Shirt shop: https://www.teepublic.com/user/hansenjames#utahjazz #basketball #nba

Brief DescriptionWhy do some people always seem “lucky” while others miss out? In this episode, AJ and Johnny sit down with Wharton economics professor Judd Kessler, author of Lucky by Design, to reveal the hidden rules that govern life's most important markets—from dating to job hunting to Taylor Swift tickets. These “choose me” markets don't run on money alone; they run on signals, timing, and strategy. You'll learn why signaling interest often beats being perfect, how “settling for silver” can land you gold, and why gaming the system sometimes backfires. Judd breaks down strategies for college admissions, career opportunities, dating apps, and even Costco parking lots. Whether you're chasing a dream job, trying to stand out in dating, or just fighting bots for concert tickets, this conversation shows you how to design your own luck. What to Listen For [00:01:04] What it means to be “lucky by design” and why hidden markets matter [00:02:11] Taylor Swift tickets, hot restaurants, and how hidden rules decide who wins [00:05:15] “Choose me” markets—jobs, schools, and dating—where the other side decides [00:07:29] The two signals that matter most: competence and real interest [00:10:22] Johnny's story of breaking into bands through excitement and persistence [00:13:24] Why idiosyncratic (weird) signals often work better than safe ones [00:19:39] Costly signals—when to use them, and when they're wasted [00:21:41] The strategy of “settling for silver” to actually win [00:27:05] When gaming the system works—and when it backfires [00:29:53] Designing your inbox and attention like a market [00:35:20] How a strong plan B lets you go for gold [00:37:38] Costco parking lots as the perfect example of hidden strategy [00:47:17] Hidden markets at home: sharing chores and mental load with equity [00:55:05] Why ticket resale markets frustrate Judd—and how he wants to fix them A Word From Our Sponsors Stop being over looked and unlock your X-Factor today at ⁠⁠⁠unlockyourxfactor.com⁠⁠⁠  The very qualities that make you exceptional in your field are working against you socially.  Visit the ⁠⁠⁠artofcharm.com/intel ⁠⁠⁠for a social intelligence assessment and discover exactly what's holding you back. Indulge in affordable luxury with Quince. Upgrade your wardrobe today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠quince.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for free shipping and hassle-free returns. Grow your way - with Headway! Get started at ⁠⁠⁠makeheadway.com/CHARM ⁠⁠⁠and use my code CHARM for 25% off. Ready to turn your business idea into reality? Sign up for your $1/month trial at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shopify.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Need to hire top talent—fast? Claim your $75 Sponsored Job Credit now at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. This year, skip breaking a sweat AND breaking the bank. Get your summer savings and shop premium wireless plans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠mintmobile.com/charm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Save more than fifty percent on term life insurance at ⁠⁠⁠SELECTQUOTE.COM/CHARM⁠⁠⁠ TODAY to get started  Curious about your influence level?  Get your Influence Index Score today! Take this 60-second quiz to find out how your influence stacks up against top performers at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠theartofcharm.com/influence⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Episode resources: Judd B. Kessler Lucky By Design Check in with AJ and Johnny! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AJ on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Johnny on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AJ on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Johnny on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Art of Charm on TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

The story begins with a shadowy figure using the alias “Patrick Kessler,” who contacted high-profile lawyers claiming he had access to an encrypted archive of Epstein's surveillance footage — including videos allegedly implicating powerful individuals. Kessler persuaded respected attorneys like David Boies and John Pottinger to engage with him, proposing schemes in which those incriminated would pay large private settlements (some proceeds earmarked for victims) to keep the footage hidden. The lawyers—even while representing Epstein's accusers—were accused of attempting to profit by holding this “evidence” hostage. Over months of negotiations, The New York Times was brought in as a possible media outlet to pressure the men on the so-called “hot list.” But none of the promised videos ever materialized, and Kessler later claimed his servers were destroyed in a fire, forcing him to flee.Critics argue that Boies's deep involvement in the Kessler scheme blurred ethical lines: a lawyer advocating for victims who also appeared poised to monetize secret evidence placed him in a conflicted position. The Times, meanwhile, has been faulted for its handling of the story—reporting Kessler's claims without sufficiently flagging how unverified they were, or how they played into an opportunistic playbook of legal maneuvering over actual justice. Some see the Kessler-Boies-Times saga as illustrative of how even institutions considered pillars of integrity can become complicit in obfuscation, leveraging sensational claims for influence rather than holding the powerful accountable.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In this message, Pastor Justin invites us to slow down, step away from hustle culture, and rediscover the gift of Sabbath rest. Drawing from history, Scripture, and our modern struggles with hurry and distraction, he reminds us that Sabbath is more than just a day off—it is a sacred rhythm of trust, worship, and renewal.

Obesity is often seen as a matter of willpower, but science tells a different story. My guest today, Dr. David Kessler—former FDA commissioner, lawyer, physician, and the man who took on Big Tobacco—explains why biology, not blame, drives our struggles with weight. On this episode of The Dr. Hyman Show, we talk about why weight struggles are so common today, what new drugs can and can't do, and how his new FDA petition targets one of the biggest culprits: processed refined carbs. Catch the full conversation on YouTube, or listen wherever you get your podcasts. [YOUTUBE THUMBNAIL] You'll learn: • How food companies use ingredients like processed refined carbs to make products irresistible • Why GLP-1 drugs help many lose weight—but can't fix the food environment driving the crisis • How belly fat fuels heart disease, diabetes, and cancer—and why ultraprocessed foods are a big part of the problem • Simple ways to break free from foods engineered to make you overeat • What Dr. Kessler's FDA petition could mean for limiting processed carbs in our food supply and improving our collective health Plus, here's a bonus: We've adapted Dr. Kelsser's petition into a free PDF guide—The Hard Truth About Processed Carbs—so you can see exactly how these ingredients affect your health…and why his FDA petition REALLY matters. Tune in, download the guide, and find out how you can be part of the solution. View Show Notes From This Episode Get Free Weekly Health Tips from Dr. Hyman https://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journal https://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Health https://drhyman.com/pages/10-day-detox Join the Hyman Hive for Expert Support and Real Results https://drhyman.com/pages/hyman-hive This episode is brought to you by Seed, Paleovalley, Function Health, Timeline and AirDoctor. Visit seed.com/hyman and use code 25HYMAN for 25% off your first month of Seed's DS-01® Daily Synbiotic. Get nutrient-dense, whole foods. Head to paleovalley.com/hyman for 15% off your first purchase. Join today at FunctionHealth.com/Mark and use code HYMAN100 to get $100 toward your membership. Support essential mitochondrial health and save 20% on Mitopure. Visit timeline.com/drhyman to get 20% off today. Get cleaner air. Right now, you can get up to $300 off at airdoctorpro.com/drhyman.

Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

On this Live Greatly podcast episode, Kristel Bauer sits down with Wharton economist and market designer Judd Kessler to discuss his book, LUCKY BY DESIGN: The Hidden Economics You Need to Get More of What You Want.  Tune in now!  Key Takeaways From This Episode: A look into Judd's book, LUCKY BY DESIGN: The Hidden Economics You Need to Get More of What You Want What are some examples of invisible rules Tips to try and get a reservation at a highly sought out restaurant  Going for gold versus going for silver Tips for being successful while auditioning and interviewing Suggestions when looking to apply to colleges ABOUT JUDD KESSLER: Judd B. Kessler is the inaugural Howard Marks Endowed Professor of Business Economics and Public Policy at the University of Pennsylvania's Wharton School. In 2021, Kessler was awarded the prestigious Vernon L. Smith Ascending Scholar Prize for his path breaking scholarship. For his work on the hidden market of organ allocation, Kessler was named one of the “30 under 30” in Law and Policy by Forbes. He is an award-winning teacher whose courses are popular among undergraduates, MBAs, PhD students, and executives, as well as a sought-after speaker. His research and writing have been featured in leading media, such as The New York Times, The Wall Street Journal, The Washington Post, Los Angeles Times, Scientific American, Harvard Business Review, Politico, NPR, Hidden Brain, and Freakonomics, among others. He received a bachelor's degree, MA, and PhD from Harvard University and an MPhil from the University of Cambridge. At Harvard, Kessler trained with Nobel laureate Alvin E. Roth, one of the founders of market design, the area in which he has been conducting research for the past fifteen years.  Connect with Judd Kessler Order Judd's book: https://juddbkessler.com/book  Website: https://juddbkessler.com/  Linkedin: https://www.linkedin.com/in/juddkessler/  Instagram: https://www.instagram.com/juddkessler/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

The Chicago Bulls may have a pathway to finally securing their big man of the future in Walker Kessler. Known for his rim protection, rebounding, and defensive presence, Kessler could be the exact piece the Bulls need to anchor their young core of Josh Giddey, Coby White, and Matas Buzelis. In this video, we explore how Chicago could acquire Kessler, what he would bring to the team, and whether this move would finally solve the Bulls' long-standing issues in the paint.Join this channel to get access to perks:https://www.youtube.com/channel/UCNS5lF_I3qBpGLGWllvyF8g/joinWhat do you guys think?Follow us on Social Mediahttps://linktr.ee/KognacBoyzLeave us a voicemail773-242-9219#chicagobulls #chicagobullsnews

Eric Frandsen and Jason Walker Aggie Madness and the USU men's basketball exhibition, a way to raise money for retention and recruiting. Jon Rothstein highlights Utah State men's basketball with a predicted starting line up and who has made the biggest off-season improvement. USU and other teams from Utah will play in Delta Center on the same night. Utah Jazz and Walker Kessler reportedly can't agree on rookie contract extension. Pick 6

Dan and Gaardsy review the Top 5 before Pat Kessler joins from the Delta Sky Club before his flight to Italy. Dan and Kessy review the Jimmy Kimmel return, a Pete Hegseth initiative and more political and current events. See omnystudio.com/listener for privacy information.

Dan and Gaardsy review the Top 5 before Pat Kessler joins from the Delta Sky Club before his flight to Italy. Dan and Kessy review the Jimmy Kimmel return, a Pete Hegseth initiative and more political and current events.

Dan and Gaardsy review the Top 5 before Pat Kessler joins from the Delta Sky Club before his flight to Italy. Dan and Kessy review the Jimmy Kimmel return, a Pete Hegseth initiative and more political and current events. See omnystudio.com/listener for privacy information.

Straight out of Teal Town! Mira Emma and Julie Kessler rolled out the red carpet for Meg during her pit stop in Kansas City. The three sat down to recap their turf origin stories, discuss the culture and hype around The KC Current and the opportunities this crew are privileged to experience. Here's what you'll hear in this week's #GroundskeeperChat:  Pressure is a Privilege The KC Current culture and family   The people who have played a role along the way  Digging deep and pushing through  Lastly, update on book club  A little bit more about our guests...  Mira Emma is a cyclone turf and cyclone soccer alumni before taking her talents to Kansas City as the Sports Field Manager of CPKC Stadium. Julie Kessler is a member of the inaugural Brentsville Tiger Turf program and VT turf alumni.  

The Chicago Bulls are being urged to make a move for Walker Kessler, a young big man who could bring rim protection and rebounding the team desperately needs. But would trading for Kessler also help the Bulls improve on offense, or would it simply be a defensive upgrade? In this video, we break down what Kessler could bring to Chicago, potential trade packages, and whether his fit alongside Josh Giddey, Coby White, and Matas Buzelis would truly move the needle for the Bulls this season.Join this channel to get access to perks:https://www.youtube.com/channel/UCNS5lF_I3qBpGLGWllvyF8g/joinWhat do you guys think?Follow us on Social Mediahttps://linktr.ee/KognacBoyzLeave us a voicemail773-242-9219#chicagobulls #chicagobullsnews

The Chicago Bulls' upcoming season holds promise, with potential for surprising doubters. This episode explores two key components that could determine the team's improvement: defensive performance and bench unit consistency. Can the Bulls elevate their defensive rating from 19th to 17th, building on their strong finish last season? The bench, featuring players like Ayo Dosunmu and Isaac Okoro, aims to maintain the team's fast-paced style while providing defensive stability. With versatile players like Patrick Williams and Julian Phillips competing for minutes, the Bulls' depth could be a game-changer. Tune in to discover how these factors might shape Chicago's playoff aspirations and overall growth in the coming season.Podcast Links: https://linktr.ee/BullsCentralPodGet at us:Email: BullsCentralPod@gmail.comTwitter:@BullsCentralPodPhone: ‪(773) 270-2799‬Support this podcast at — https://redcircle.com/chicago-bulls-central/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Inside the Lines, Curt Conrad and Effie James are joined by Shelby senior Carter Kessler, who transferred last school year from Mansfield Senior. Carter talks about the thrill of attending Ohio State’s night game against Ohio University, what it’s like to stand in front of 105,000 fans and weighing options like walking on at OSU versus committing to a school like West Virginia. He shares the reasons behind his transfer, how he was welcomed into the Shelby brotherhood and the challenges of learning a new offense and defense while fitting into a top-ranked program. Carter also reflects on playing alongside one of the state’s best athletes, Brayden DeVito, and how he’s growing as a leader while helping Shelby maintain its 17-game regular-season win streak. He discusses his favorite positions, modeling his game after standout edge rushers and what he brings to the team on and off the field. The episode wraps up with rapid-fire questions covering everything from Shelby vs. Mansfield Senior "this or that" to college goals and how he spends time off the field. This episode is brought to you by Graham Auto Mall. Intro and outro music is "Story of the Sunflower Samurai" by local artist Vaundoom. Be a Source Member for unlimited access to local journalism. Read more: Pressure is a privilege: Shelby shines bright in star-studded Week 2 matchup Support the show: https://richlandsource.com/membersSee omnystudio.com/listener for privacy information.

The latest episode of the Georgia Tech Research Podcast turns its focus to the people at the heart of cutting-edge defense and technology research. In this episode, Dr. Theresa Kessler, principal research scientist in the Human Centered Engineering Division (HCED) at the Georgia Tech Research Institute (GTRI), shares how her team's work bridges the gap between technology and the humans who depend on it. Dr. Kessler's research centers on improving the way humans interact with increasingly complex systems, particularly in defense contexts where clarity and reliability can have life-or-death implications. HCED integrates principles of psychology, engineering, and systems design to ensure that technology enhances, rather than hinders, human performance. “Our goal is to understand the human in the loop,” Kessler explains in the podcast. “When systems are designed with human factors in mind, they become more intuitive, more resilient, and ultimately more effective.”

Actress-turned-documentarian Marta György-Kessler joins Best in Fest to share her fascinating transformation from the stages of Budapest to uncovering untold spiritual journeys through film. In this episode, Marta dives into the backstory of her award-winning documentary Hannah: Buddhism's Untold Journey, her deep connection to Buddhist icon Hannah Nydahl, and her current film chronicling the life of the 16th Karmapa—one of Tibetan Buddhism's most revered figures.Host Leslie Lippa explores Marta's unique path from the post-communist struggles of Hungary to discovering lost archival footage in basements, building a multi-continent documentary team, and navigating festival circuits and Netflix distribution. Marta also unpacks the challenges women face in the film industry, the emotional depth of true storytelling, and how Buddhist philosophy continues to shape her creative process.If you're a filmmaker, spiritual seeker, or documentary lover—this episode is a must-listen.

I sat down again with Miles Kessler, an old friend and long-time aikido and meditation teacher, to explore the urgent issue of polarization. We talk about why societies feel more divided than ever, how conflict shows up in the body and mind, and what we can learn from years of aikido, meditation, and peace-building projects in places like Cyprus and the Middle East. Miles brings deep wisdom from his work in conflict zones and spiritual practice, and we reflect on the tools that actually help people stay open in the face of division. We also touch on burnout, the limits of dialogue, and why embodied presence is so vital when the stakes are high. Read more about Miles' work here: https://theintegraldojo.com/about/ ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

Let's Think About "The Cultural Processes of Inequality" With Special Guest Amanda Udis-Kessler Amanda shares her thoughts on the cultural processes of inequality, reminding people that inequality can end, but it starts with us. While learning about Amanda, we discussed her goal of helping others let go of beliefs that don't serve them, and how everyone feels some discrimination, but that doesn't mean it's right to keep projecting our hate onto others. This episode aims to prompt thought.  To stay in touch, please visit Amanda's website at https://amandaudiskessler.com/ to learn more about her.

Kontrovers, unterhaltsam, meinungsbildend – mit Sky90 präsentiert Sky den umfassendsten Fußball-Live-Talk Deutschlands. Immer sonntags ab 18:00 Uhr begrüßt Moderator Patrick Wasserziehr kompetente Gäste im Sky Studio. Die Gäste im Überblick: Thomas Kessler: Sportdirektor 1. FC Köln Lothar Matthäus: Sky-Experte und Weltmeister Julien Wolff: Sportjournalist & Buchautor Jim Decker: Kicker-Reporter

Harry Jumonji for Living Proof Radio. Full episode on the Living Proof Patreon. http://patreon.com/livingproofnewyorkHarry Jumonji is a Brazilian-born skateboarder regarded as one of the defining icons of New York City's skateboarding history. After moving from Brazil to New York as a child, Jumonji was introduced to the New York skate scene through Andy Kessler, one of New York's most influential skaters and the first person he met when arriving in the city. Deeply shaped by Kessler's mentorship, Jumonji grew into a legend in the downtown street skateboarding scene of the 1980s. His skating was known for power & aggression, and his larger-than-life personality made him a standout character amongst all who came in contact with him. Throughout his time in New York, Jumonji became entangled with hard drugs and spent multiple stretches incarcerated, most notably after selling drugs to an undercover officer. These struggles interrupted his career, changed his life, his outlook and symbolize both the allure and dangers of New York street life. Over the years, he has been candid about these experiences in documentaries and interviews, offering a stark account of survival in and around skateboarding's fringes.In later life, Jumonji turned away from these destructive patterns, achieving sobriety from the hard drugs and choosing a more stable path. He eventually relocated back to Brazil, where he continues to live today. He is remembered not only for his skating but for embodying the unfiltered character of New York skateboarding during its formative years. Jumonji's story ensures his place as one of the most legendary figures in New York skateboarding history.

In episode 131 of Nonprofit Mission: Impact, Carol Hamilton and Melissa Kessler explore the intersection of communications and organization development, particularly in moments of crisis, transition and change. They talk about how internal communications can either reinforce or undermine values, strategy, and humanity within an organization.  how to navigate layoffs, restructuring, or organizational shifts with humanity why how we communicate is just as important as what we decide.    Episode highlights:

In this message, Pastor Justin unpacks what it means to practice community as a vital part of following Jesus. Drawing from Acts, Genesis, and the life of Jesus, he shows how true spiritual growth doesn't happen in isolation but in circles of family, friendship, and shared life. From confessing our sins to celebrating joys and carrying each other's sorrows, community is where we experience healing, transformation, and the love of God in tangible ways. Learn how circling up, being vulnerable, and staying together through challenges can move us from loneliness to life-giving relationships.

Erfolgsbesessenheit und von Frauen internalisierte Misogynie sind die zentralen Themen in Verena Kesslers satirischem Roman "Gym". Dessen Protagonistin entwickelt nicht nur Muskelobsession, sondern wahnhaftes Konkurrenzdenken. Herrmann, Katharina www.deutschlandfunkkultur.de, Lesart

Cameron McCloud is a singer, rapper, songwriter, and entertainer with the band/music collective Cure for Paranoia. Beyond his music, Cameron has become an outspoken advocate for mental health awareness, sharing his journey after being diagnosed with bipolar depression and paranoid schizophrenia. With a new single on the way and a charity show on the horizon, Cameron stopped by the podcast studio for a conversation. Check out the interview, and grab so tickets to the big show on Sept. 6th at The Kessler in Dallas. I'M A FAN OF: linktr.ee/Imafanof Cure for Paranoia: https://cureforparanoia.com/en-usd Louder Than Stigma Fest: https://www.prekindle.com/event/68475-louder-than-stigma-featuring-cure-for-paranoia-dallas  

In this message, Pastor Justin unpacks the core values of WoodsEdge Students—Worship, Community, Discipleship, and Mission—and shows how these values shape who we are and where we're headed as a church. Using Acts 2:42-47, we see how the early church lived out these values every day and how we can do the same in our lives today. Learn what it means to worship God with your whole life, build authentic community, grow as disciples of Jesus, and live on mission to bring hope to the world around us.

Trump has fired Fed governor Lisa Cook for lying on her mortgage, part of a broader pattern of using mortgage fraud as a political weapon while allies skate by. Former FDA head David Kessler joins again to explain how GLP-1 drugs reshape the fight against obesity and what they mean for health long term. In the Spiel, the spectacle of Laura Loomer's chaotic influence. Produced by Corey Wara Production Coordinator Ashley Khan Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack⁠⁠⁠⁠ Use Code gist at the link to get an exclusive 60% off an annual incogni plan: https://incogni.com/gist

Today on The Gist, the Trump administration's lowering of FBI recruitment standards, where irony gives way to petty tyranny. Former FDA Commissioner David Kessler joins to discuss his new book Diet, Drugs, and Dopamine and his petition urging the FDA to strip refined carbohydrates of their “generally recognized as safe” status. Kessler explains why ultra-processed foods act more like narcotics than nourishment, how GLP-1 drugs change the weight-loss landscape, and why toxic fat may be the new tobacco. Produced by Corey Wara Production Coordinator Ashley Khan Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack

As a world-class trumpet, Stanton Kessler has got the ‘chops.'  He has over 50 years to back that up. David Naster has over 48 years of being a professional comedian with the ‘chops' to back that up. The boys discuss the similarities of both jazz and comedy and the differences of how they affect us emotionally and physically. You will enjoy their expertise and insight as they are just a couple of life-long friends sitting at the kitchen table sharing stories and laughs.

What's up Gamers?!In this thrilling episode of Konsole Kombat, hosts John and Dean take you on a journey through the ever-evolving gaming landscape. They delve into the art of modding, share their favorite moments from the Fallout series, and bring you the latest updates from the gaming world. The centerpiece of this episode is an electrifying showdown between Colonel Volgin and Kessler. Witness Volgin's raw power and military might as he faces off against Kessler's strategic cunning and relentless determination. As these two formidable foes clash in a high-stakes battle, the hosts explore the depths of their abilities and the dramatic consequences of their encounter. Whether you're a seasoned gamer or new to the scene, this episode promises a captivating blend of insights, excitement, and expert analysis.Don't forget to subscribe and give us your thoughts in the comments below. Get out there and level up, Kombatants!

Dr. Brett Kessler returns for a conversation with KJ on the latest trends and the developments in the Dental World. We talk AI, Materials, Digital Workflows, Labs, if you're a dentist you do NOT want to miss this episode! Ladies & Gentlemen, you're listening to "Confessions From A Dental Lab" and we're happy you're here. Subscribe today and tell a friend so we can all get 1% better :)Connect with Dr. Kessler on instagram at @bikodds and email him at kesslerb@ada.orgFollow KJ & NuArt on Instagram at @lifeatnuartdental, you can also reach us via email: kj@nuartdental.comAsk us about our scanner program!Learn more about the lab and request information via our website: https://nuartdental.com/contact

The highlight of our travels was checking in with one of our former students from the Brentsville Turf Toro Grounds Academy, Julie Kessler, Field Manager for CPKC Stadium the home of the KC Current. It is something truly special to see where she started in our classroom to see her at the highest level! We are so proud. You do not want to miss it!

Episode 535 of the Sports Media Podcast features Carson Kessler, an investigative reporter for The Athletic and a former investigative fellow at the New York Times. In this podcast, Kessler discusses her reporting on the escalating stalking problem in sports and how it particularly has escalated for prominent female athletes; The Athletic identifying at least 52 stalking cases involving athletes, male and female, since 2020; how this story came to Kessler; her reporting on UCLA women's basketball player Kiki Rice being stalked; whether colleges are in position to help athletes; how often this happens to male athletes and who stalks male athletes versus female athletes; why less than a third of stalking victims report their situations to police, according to a study published by the U.S. Department of Justice; what organizations help victims of stalking and more. You can subscribe to this podcast on Apple Podcasts, Spotify, and more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Chris Capeau the coach of 800m star Cooper Lutkenhaus, joins us 67:31 to talk about Lutkenhaus' amazing year and amazing race at USAs where the 16-year-old ran 1:42.27 to make the team for USA at Worlds. Prior to that we discuss the Diamond League returning with a bang on Saturday in Silesia with Noah Lyles vs Kenny Bednarek, vs Kishane Thompason at 100, and possible world record attempts by Faith Kipyegon and Beatrice Chebet. Plus, Keely Hodgkinson returns in the 800 meters, Niels Laros, Yared Nuguse, Josh Hoey & Hobbs Kessler square off at 1500m and do we have bad news for Dan Michalski? Want our Cooper Lutkenhause interview? a 2nd podcast every week? And savings on running shoes? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime .https://www.letsrun.com/subscribe use code GOAT50 to save 50%. Show notes: 00:00 Silesia Preview with Chris Capeau 00:22 Start 08:13 What to Look Forward To Rest of Diamond League Season 08:16 Silesia Diamond League loaded: The Men's 100m Matchup of year 17:28 Women's 800m: Keely Hodgkinson Returns 20:17 Women's 3000m: Does Faith Kipyegon break the world record? 24:52 Beatrice Chebet, Tsegay in women's 1500: Could the world record go? 27:39 LetsRun drinking game *link 33:17 Men's 1500m Race Preview:Nuguse, Kessler, Hoey and Laros 38:57 Fisher vs. Brazier & Lutkenhaus 42:31 Big race for Yared Nuguse and Niels Laros 47:51 Predictions 48:29 Does Nikki Hiltz get the American 1500m record in Silesia 53:18 Fast times in Oordegem in 5k and steeple. Is Dan Michalski in trouble for Worlds? 59:56 Should we get rid of auto qualifiers for Worlds? 67:31 Chris Capeau (guest) 01:13:34 Pre-race expectations 01:18:54 Progression thoughout season 01:20:54 Predicting a Breakthrough Performance 01:22:17 Training Dynamics and Team Spirit 01:27:19 Injury this summer 01:34:14 Coaching Philosophy and Influences 01:39:04 Career Journey and Personal Challenges 01:42:21 Taking job at Cooper's school 01:45:44 Future Plans Contact us: Email podcast@letsrun.com or call/text 1-844-LETSRUN podcast voicemail/text line. Want our Cooper Lutkenhause interview? a 2nd podcast every week? And savings on running shoes? Join the LetsRun.com Supporters Club today for exclusive content, a bonus weekly podcast, shoe savings, and more. Cancel anytime. https://www.letsrun.com/subscribe?from=public use code GOAT50 to save 50%. Check out the LetsRun.com store. https://shop.letsrun.com/ We've got the softest running shirts in the business. Thanks for listening. Please rate us on your podcast app and spread the word to friend. Find out more at http://podcast.letsrun.com Send us your feedback online: https://pinecast.com/feedback/letsrun/ad99f30f-fca5-4bcd-b5e9-ceeb58b028b9

Dr. David Friedman interviews Dr. David Kessler, former FDA Commissioner and author of Diet, Drugs, and Dopamine, about why diets often fail and how ultra-processed foods hijack the brain's reward system. They discuss the rise of GLP-1 weight loss drugs like Ozempic, its benefits and limitations, and the importance of combining medication with nutrition, exercise, and behavior change for lasting results. Dr. Kessler also emphasizes better food labeling, the dangers of visceral fat, and how brain chemistry drives cravings and relapse.

"In an era where false claims are the norm, it's much easier to ignore the fact-checkers." Those are the final words of the final column of Glenn Kessler, who has been The Fact Checker at the Washington Post these last 14 years.Kessler is one of many journalists making high-profile exits from the Post, some of whom cite the new direction the paper's leadership is taking as the reason they're leaving.In an interview, Kessler reflects on the arc of the project, why he's leaving, and the value of fact checkers — even if politicians ignore them.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org.Email us at considerthis@npr.org.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

GLP-1 medications like Ozempic have dominated headlines over the past couple of years. When writing his new book, Diet, Drugs and Dopamine: The New Science of Achieving a Healthy Weight, former FDA commissioner David Kessler wanted to unpack the science beyond those headlines. He also has a personal relationship with the subject, having taken GLP-1 medications himself. Host Flora Lichtman joins Kessler to talk about the latest science on metabolism, weight loss, and how these blockbuster drugs actually work.Guest: Dr. David Kessler is the former commissioner of the FDA and the author of Diet, Drugs and Dopamine: The New Science of Achieving a Healthy Weight.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.