Podcasts about rubber meets

Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dustin explores the major areas where tech leaders can leverage procurement to advance their core goals and maximize mission delivery.

After a brief hiatus, the friendliest cricket podcast is back. Join Tony, PGK, PDP and VaMu as they dissect India's performance in the first two tests in England.Follow us on Twitter:Bits and Pieces: https://x.com/bnp_cricketTony: https://x.com/notytonyPGK: https://x.com/peegeekayPDP: https://x.com/prashantdptweetVaMu: https://x.com/varunmurali43

12 - Dom is back in studio! How did the Mulligan's show on Friday go? Dom kicks off this week with a SCOTUS ruling on… cyclists and their rights on the road. 1205 - Is this the best Thomas Massie has against Trump? 1215 - Legendary journalist Bill O'Reilly joins us today to give his reaction to the United States bombing Iran's nuclear facilities. What was Bill's reaction to this? How does Trump's world view fuel his decision to drop bombs? What does Bill think about Trump's naysayers, even if they are Republican? What's been the response to Bill's response to Trump's actions? What's so surprising about the cover of Bill's new book? 1230 - Side - All time risk or gamble. 1240 - What is Tom Homan worried about now? 1245 - Founder & Executive Director of PowerTheFuture, Danie; Turner, joins Dom today. Where is the oil industry heading if Iran cuts off a key waterway in which oil is exported? Why is there so much domestic hostility regarding oil and our energy? What is Daniel's outlook on the scenario playing out? 1250 - Your calls to wrap up.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews John Baldwin of Discount Tire. Justin and John explore risk management topics, including Tire Safety Month, tire safety education of customers, and the tire selection tool he developed, Treadwell. John shares information about ongoing projects at Discount Tire and also his work on the board of the Tire Recycling Foundation. Listen to gain awareness of how tire selection can be a safety factor in your ERM program.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is John Baldwin of Discount Tire. He's joining us for National Safety Month and National Tire Safety Month here in June 2025. We're going to learn about the risk tool that he developed at Discount Tire. [:49] RIMS-CRMP Workshops! The next RIMS-CRMP Exam Prep Workshop will be presented in conjunction with NAIT on June 10th and 11th. Register by June 9th. That course will be led by former RIMS President, Nowell Seaman. [1:11] Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:18] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:35] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:47] We have a special new 12-week virtual workshop course, The Advanced Enterprise Risk Management (ERM) Certificate Program, instructed by James Lam, one of the most famous Chief Risk Officers in the world! [2:04] He will lead an intensive 12-week program, beginning July 16th, bi-weekly until September 2025. Registration closes on July 7th. [2:17] James will join us next week to discuss this program and his ERM philosophy. Check out the link in this episode's show notes and the Education page of RIMS.org. Register today before we reach virtual capacity! [2:33] On with the show! It's our first episode of June 2025. That means that it is National Safety Month here in the U.S. and also Tire Safety Month. I was delighted to book today's guest, John Baldwin, PhD. He is the Chief Product and Technical Officer of Discount Tire. [2:56] He developed a risk tool for Discount Tire called Treadwell. This is the company's personalized tire recommendation tool. [3:05] Treadwell utilizes extensive real-world testing data, including nearly a million tread depth measurements annually and evaluations of dozens of new tire models each year. [3:17] John is also a member of the Enterprise Risk Committee at Discount Tire, so we will also learn about his risk philosophies and his efforts to bolster sustainability when it comes to tires, tire manufacturing, and tire recycling. [3:33] Interview! John Baldwin, welcome to RIMScast! [3:52] John says risk management is like safety. You incorporate it in every decision you make. It's good to make it part of the daily oxygen. [4:10] John started consulting with Discount Tire in 2007 and became full-time in 2012. [4:25] John is a Senior Vice President and Chief Product and Technical Strategist. He's responsible for the fitment guide on the website. Discount Tire measures each vehicle it can and puts that in the fitment guide. [4:56] They consider product quality and performance. They test tires, wheels, and lug nuts, before offering them for sale. John's background is technical. [5:10] John is also in charge of sustainability and government affairs. [5:24] John has a bachelor's degree in chemistry and a PhD in polymer science, the study of plastics and rubber. He was at 3M for a lot of years working on filter media for filter masks, which had a resurgence 25 years after he left. [5:49] John went to automotive working in adhesives. He was hired by Ford. He was at Ford when the Ford Firestone recall happened. He got drafted onto the Root Cause Team, to find out what was going on with the tires because of his background. [6:08] John worked in advanced manufacturing on a cross-functional team. [6:22] John's advice to folks coming up in a company is “Saying No is career-limiting.” He had said No a lot, at the beginning of his career. When he started saying Yes, things changed. [6:38] Coming from the larger companies where he had worked, John says the vibe at family-owned Discount Tire is an entrepreneurial spirit. There's a lot less bureaucracy. You go talk to people to get things done. It's very comfortable for John. [6:58] John says Discount Tire is for everyone but the people who thrive here are more self-starting, think it out, and occasionally color outside the lines. It's nice. You learn a lot. [7:13] John has a small group of about 25 people. They are cohorts of the risk group. The risk group collects and manages thought processes and information. The people who own the risks have to take care of them. The risk group shares a framework for them to manage risks. [8:23] John is on the Enterprise Risk Committee. It's a group of the different functional areas, Technical Fitment, Real Estate, IT, Cybersecurity, Store Management, Product Quality, Legal, HR, and other areas from around the corporation represented. [8:52] The Enterprise Risk Committee is one level below the Steering Committee. They use a tool called Riskonnect. They analyze and bring the risks to the Steering Committee. Justin and John first connected through the last Riskonnect webinar! [9:46] There are technical issues in managing the stores, including customer safety. Customer safety is a founding philosophy at Discount Tire. Customer safety is the first consideration. [10:21] When John first came on board at Discount Tire, it was after the Firestone Tire recall and Discount Tire focused on tire quality. Everyone at Purchasing hated him for being “Dr. No.” He told them: Let's put a process together where we validate whom we're buying from. [10:51] He said, we validate the quality of the tires and wheels that we're buying and that frees you up. We could entertain buying from people we would never have entertained buying from because they meet our criteria. Suddenly, it goes from closing the box to expanding the box. [11:07] That's how we have to get people thinking. Once you have the process down, it unburdens you. It allows you to take more risks because you have a way of assessing what the risk is and doing something about it. [11:34] June is Tire Safety Month, promoted by the NHTSA. John is planning on a visit there next week. Tire Safety Month is an opportunity to engage and ask customers: Have you looked at your tires? Do you know what your air pressure is? Discount Tire does free air checks and fills. [12:20] One of the number one things for safety is making sure you have plenty of air in your tires. Most people don't think about it or check it. Talk with customers about tire tread depth and why there are treads. [12:54] Tire Safety Month is June because school is over and people will be taking road trips. Be aware of your tires. Check your air pressure and tread depth. The tread is essential for driving in rain or snow so you don't hydroplane and you can brake properly. Get your tires checked. [13:47] These things matter. There's a reason tires are designed the way they are. The public generally doesn't know. When John started working in tires he had no idea they came in different sizes. Everybody has a first day at work. [14:26] People generally don't change tires on their own, because you need a machine. [14:34] Plug Time! RIMS Webinars! On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?”. [14:49] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. [15:00] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [15:11] Are you a summer intern and interested in learning more about career opportunities in the insurance industry? Are you based in the Greater Chicago area? If so, join Chicago RIMS in a free event sponsored by Origami Risk. [15:29] Students and insurance professionals will come together to explore the wide variety of career paths in insurance and the captive industry. This event will provide you with valuable insights into the industry and allow you to start building your network with peers in the area. [15:44] This is an opportunity to learn from industry experts and kickstart your career in insurance. Register at ChicagoRIMS.org and mark your calendar for this free event on July 10th at 3:30 p.m. at 222 N LaSalle, STE 2100 in Chicago, IL. [16:04] Let's Return to Our Conversation with John Baldwin of Discount Tire!  [16:23] John points out mistakes in tire safety and maintenance. Are you overloading your vehicle? If you pull a trailer, are you loading the trailer correctly? Are you overdriving your abilities in bad weather? It's not about going fast, it's about stopping fast and being able to steer. [16:57] Be mindful of the conditions around you and how other people are driving. Most people tend to overestimate their abilities, especially if they're not in those conditions often. [17:19] Fleet safety is another topic. You have to pay attention to the details. [18:10] Discount Tire is a large purchaser of tires. Tire salesmen came in and boasted about their tires and downplayed their competition's tires. Discount Tire didn't have a basis for pushing back so they hired a driver and started testing the tires. They got warranty information. [18:39] A year after Discount Tire started testing tires for internal information, Chief Strategy Officer Dave Ginsberg, a data scientist, joined Discount Tire. He was thinking of an algorithm to help people pick tires. John told him of the data they gathered to help Discount Tire pick tires. [19:10] Both Discount Tire and the consumers have the same problem, what to buy. There's a lot out there. David put together the math behind Treadwell, and John's team generated the data. It's based on what you drive, where you drive, and how you drive, on city roads or a highway. [19:48] Not every car is a commuter. Some people just drive on the weekend. On different cars, different trim levels come with different tire sizes and wheel sizes. A key issue is what mileage you can expect. Discount Tire does free rotations. That gives them data on how long a tire lasts. [20:41] Discount Tire tests in winter and rain. They also test worn tires that they've buffed down to 4/32nds and test them in the wet. Tires are only new for the first couple thousand miles. Then various changes occur in how your tires perform over time. [21:11] So that's what we're trying to get at with people. We've changed a lot about how the tire industry's looking and talking about that, all for the customer, to relay to you how this is going to work over the life of your tire. [21:26] There are annual evaluations of over 75 new tire models each year. When Cooper was bought by Goodyear, the track Discount Tire was using for testing became redundant for Goodyear, so Discount Tire purchased it. They have a third-party test for them. [22:16] John tells tire manufacturers that Discount Tire uses Treadwell internally when talking about what tires to buy. It's the same version and data that consumers see. It's a unique tool. [22:58] There were some other sellers doing testing. Tire Rack was one of them. Discount Tire bought Tire Rack at the beginning of '22. They continue to do testing. Tire Rack is for the in-depth enthusiast. [24:08] Discount Tire is for the consumer who needs a tire but doesn't know a lot about tires, doesn't have a lot of time, and doesn't want to get ripped off. There's a lot of technical data. Discount Tire Treadwell quickly boils it down to suggest which tire the customer should buy. [24:18] Another point about Treadwell is that it has nothing to do with the cost of the tire or how much money Discount Tire makes from the sale. It's about the performance of the tire. It encourages the customer to look down the list for the diamond in the rough. It's a good tool. [24:49] The tire manufacturers have looked at the tool and said they want to win at Treadwell. It's impossible to do. The local weather affects the algorithm. Chances are, a good tire in Arizona is not a good tire in Minnesota because of the weather. Treadwell is objective. [25:31] Treadwell took two years to launch from conception. They had to get enough data from the stores in the field and enough testing to launch a small subset of tires. Now, they have almost every tire tested or it's on the list to get tested. When a new tire comes, they test it. [26:16] One of the things Discount Tire found is that it took some time after launch for the store managers to buy into using it with customers. They didn't understand it was a real tool. [26:40] In the last year or so, Discount Tire has started taking store managers through Treadwell to be tire evaluators for a day, testing at the track. They get a T-shirt, The Treadwell Experience. It has been game-changing. The tool has been embraced internally. [27:32] One of the store managers said Treadwell is like having a test track behind every store. [27:41] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Early Bird Registration is now open through June 7th. Save up to 20% on a Full-Conference Pass. [28:03] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [28:19] Also register by June 7th for your Early Bird Registration and save $200. Any chapter member can attend and anyone who is not a RIMS member has to email RIMStexas@RIMS.org to request a unique registration code. Links are in this episode's show notes. [28:39] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [28:47] About the Spencer Educational Foundation's Grants program. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [29:04] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [29:25] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [29:35] Let's Return to the Conclusion of My Interview with Discount Tire's John Baldwin! [30:01] Discount Tire tests rolling resistance; how much fuel or energy per mile one tire absorbs, vs. another tire. Tires that roll easier don't take as much fuel. With battery vehicles, range is a big deal. Tire rolling resistance ranking for electric vehicles is incorporated into the algorithm. [30:47] If you have the same tire, size, construction, and everything, one on a gas vehicle and one on an electric vehicle, there is typically 10 to 15% faster wear on the battery vehicle because of the weight and a little bit of the torque. They factor the car in for the mileage estimation. [31:15] Noise becomes more of a consideration with electric vehicles because there's no engine noise. The whirring noise electric cars make is added so they're not completely silent. [31:49] Amazon made a big commitment to electric vehicles with Rivian. A lot of Uber drivers are starting to use Model 3 vehicles. There is a trend toward hybrid gas/electric vehicles. [32:41] Treadwell is testing off-road tires. If you take a truck out in the mud, you want a tire that works in the mud and rocks. Treadwell just expanded into testing winter tires. [33:27] Discount Tire is thinking about working with Tire Rack to rank summer tires and more. [33:52] John is on the Board of Directors of the Tire Recycling Foundation. The foundation is jointly put together through the United States Tire Manufacturing Association and also the Tire Industry Association, the retailers. [34:17] We need to find more recycling uses for tires. Twenty percent of scrap tires that come off today are landfilled. Thirty percent are burned in kilns. Fifteen percent are sold used. Used tires are not optimized for safety. [34:51] Is there a way to recycle these tires back into tires rubber-modified asphalt, or mats? There are so many other things you can do with tires besides burning them and burying them. [35:12] To go into asphalt, tires are ground up and then added to the mix. It's a different process, which when done right, provides a quieter surface with a better grip and it lasts longer. It's a good use of tires and would take care of the scrap tire problem. [35:37] Being in the Tire Recycling Foundation complements John's job at Discount Tire. How to recycle tires has been a problem in the U.S. tire industry for 100 years. [36:34] Municipalities sometimes have a Waste Date to drop off your hazardous waste. Instead of taking it there, you can bring it to a Discount Tire or a competitor. Then it will be recycled. [38:04] People can go to TireRecyclingFoundation.org for more information. It's a broad-based coalition. [38:59] John, it has been a real pleasure to speak with you. It's been illuminating. I'm glad that we're shining a lot on how important tires are to our daily lives and the supply chain. I don't know that we've ever done an episode devoted to tires! This is super cool for us at RIMS! [39:22] Special thanks again to John Baldwin of Discount Tire for joining us. [39:26] I've got links in this episode's show notes for information about Treadwell, the Tire Recycling Foundation, and Discount Tire's appearance on the RIMS Riskonnect on April 24th, 2025 webinar, “Better Together: The Marriage of Insurable Risk and Business Continuity”. [39:46] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:13] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [40:32] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:49] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:05] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:19] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [41:27] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 4‒6 | Advance registration rates are now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. Tire Safety Month — NHTSA The Tire Recycling Foundation “All About Treadwell” — John Baldwin Interview “Better Together: The Marriage of Insurable Risk and Business Continuity” — A RIMS Webinar, Sponsored by Riskonnect and featuring Discount Tire (April 24, 2025) RIMS Webinars: RIMS.org/Webinars “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — June 10‒11, 2025 | Presented by RIMS and NAIT Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Company Safety and RIMS Chapter Leadership with Tamieka Weeks” “Safety and Preparedness in 2024 with National Safety Council CEO Lorraine Martin” “Traffic Awareness with Carol Fritzsche of Subaru of America” “Fleet Safety with NETS Executive Director Susan Gillies-Hipp” (2022)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: John M Baldwin, PhD, Chief Product & Technical Officer, Discount Tire   Production and engineering provided by Podfly.  

Pastor Bill Crabtree

In this week's episode, David and Ian discuss the how strong the end of April and beginning of May has been for the market, breadth thrusts, and specific areas of the market holding up well, like Bitcoin, Global Infrastructure, and Growth areas. 

Finishing up our series on Romans 6, where we talked about how to embrace the whole be way of life that we have in Jesus. Today, Paul challenges us to compare our lives before and after Christ.

See omnystudio.com/listener for privacy information.

In this episode, we continue our series in Romans 6, discovering key life lessons to help us walk the walk that God desires of us. Today we are looking at the topic of being dead to sin. As believers, through Jesus, we can be dead to sin. Meaning we are dead to our old, sinful life. Since we are dead, we should no longer strive to live in sin any longer.

Today, we begin a journey through Romans 6, where we will discover how God expects us to live. Paul challenges us to not live driven by our old sin nature, but rather, live as someone free from the bondage of sin.

Pastor Paul Olson of Burr Oak and Miller Christian Churches.

In this episode of the Teacher's Alternative Income Podcast, Angel Williams sits down with Alexandria Breshears, founder of Private Lending Lessons, to explore the often-misunderstood world of private lending. Alexandria reveals how this collaborative approach to real estate financing benefits both lenders and borrowers, while sharing practical insights on risk management, deal structures, and building successful lending relationships. She also explains how her military community background has shaped her mission to help others achieve financial independence through smart private lending practices.   [00:00 - 06:00] Underwriting: Where the Rubber Meets the Road Why clear lending criteria are essential for private lenders Alexandria's specific requirements for the properties she finances The critical importance of title insurance and property coverage   [06:01 - 12:00] Documentation and Closing: Protecting Your Investment Why using a real estate attorney familiar with lending is non-negotiable The importance of proper closing procedures and documentation How to structure draw schedules for renovation projects   [12:01 - 18:00] Exit Strategies and Getting Repaid Why Alexandria prefers fix-and-flip loans over buy-and-hold financing How property sales, refinances, and secondary loans create exit options The advantages of private lending in a competitive real estate market   [18:01 - 24:00] Finding Qualified Borrowers: The Hide and Seek Game Why private lenders avoid public advertising of their services How to network strategically with active investors The value of referrals from other private lenders   [24:01 - 31:00] Creating Opportunities and Building Relationships How private lending can help military families and others achieve financial goals The importance of face-to-face communication in lending relationships Alexandria's education mission through her Facebook community     Connect with Alexandra:   Website: http://infiniteroadcapital.com/     Key Quotes:   "Private lending is very collaborative, very flexible, and very profitable." – Alexandria Breshears   "Get extremely clear on what you are willing to lend on... and don't be afraid to stick to your guns." – Alexandria Breshears     Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!   LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode.   Are you confused about where to start? Join our community and learn more about real estate investing. 

In this episode of Good Job, New Mexico, host Stacy Johnston and guest host Cabinet Secretary Sarita Nair speak with Joseph M. Maestas, PE CFE, the State Auditor of New Mexico. Maestas shares his journey from growing up on a rural farm to studying civil engineering and later transitioning into public service. He opens up about the dedication to his studies through college, the federal government, and becoming Mayor of Española. Maestas offers valuable insights on the importance of education, problem-solving, and adapting to new career opportunities. Tune in to hear how persistence, resilience, and a willingness to fight for what is right can lead to unexpected and fulfilling careers.

Your intrepid hosts, Ben Creighton and Kenny Windorski, have meticulously ranked Batman: The Animated Series, The New Batman Adventures, Superman: The Animated Series, Matlock, Batman Beyond, Murder She Wrote, and Justice League with unimpeachable SCIENCE!  Now they're on to their next challenge: Static Shock!  Join us on Discord at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠bit.ly/LandOfTheBlind⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben's Mount Shockmore:A Shock to the SystemSons of the FathersJackie Chan Adventures - The Dark HandFrozen OutJimmyBen's Mount Skipmore:Romeo in the MixThe Parent TrapShe BackArmy of DarknessHoop Squad

Author Florencia Rojo discusses the article, "Where the Rubber Meets the Road: Balancing Pedagogy and Partnerships in an Undergraduate Community-Based Research Class," published in the January 2025 issue of Teaching Sociology.

Charles Schwab's Joe Mazzola says high beta stocks have been getting "clobbered," noting today's selling action seen in quantum names. He points to tech earnings as critical crossroads if the Fed curbs its rate cut cycle. Michelle Gibley turns to the international market, where sentiment is falling overall, and some investors seek more yields to hedge debt. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode Jason and Chris are in the same studio.  Chris is on the road and dropped by the home studio to visit and get caught up on important podcast business.  As usual, the boys take the opportunity to record and episode and taste some delicious whiskey.  Chris had …

We need each other in order to build the Kingdom of God.

Scripture: Mark 10:17-27

It was a quick sales call that would go on to change everything and shape the world to come, until it all came to a fiery halt.

On October 13, the message is called, "Where the Rubber Meets the Road" from Mark 8:27-10:31 – Pastor Patrick Edwards, PhD It's one thing to say we are a Christian, but following Jesus is a life of faith, constantly dying to oneself and one's way of thinking. In the glory of Jesus' transfiguration, we see the cost of discipleship and begin to see what it looks like in the Christian life for the rubber to meet the road.

Junk fees have made, and continue to make, state attorney general headlines with recent actions by Maryland and Rhode Island relating to consumer transportation. The rubber met the road when Maryland Attorney General Anthony Brown brought charges against a car dealership and its owners, and Rhode Island Attorney General Peter Neronha filed a lawsuit against a parking management company. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/state-ags-and-junk-fees-where-the-rubber-meets-the-road Paul Singer psinger@kelleydrye.com (202) 342-8672 www.kelleydrye.com/Our-People/Paul-L-Singer Abigail Stempson astempson@kelleydrye.com (202) 342-8678 www.kelleydrye.com/Our-People/Abigail-Stempson Beth Chun bchun@kelleydrye.com (202) 342-8671 www.kelleydrye.com/Our-People/Beth-Bolen-Chun Subscribe to the Ad Law Access blog - www.kelleydrye.com/subscribe Subscribe to the Ad Law News Newsletter - www.kelleydrye.com/subscribe View the Advertising and Privacy Law Resource Center - www.kelleydrye.com/advertising-and-privacy-law Find all of our links here linktr.ee/KelleyDryeAdLaw Hosted by Simone Roach

Today we will be talking about the point at which our Christian faith becomes serious.  The place where the rubber meets the road in our Christian walk. #fsbcsermon #fsbccoalinga Contact us at TheWordInfusion@gmail.com with your comments, questions or praises.  Let us know how our podcast has blessed, encouraged or helped you.  Join us on our Facebook pages at http://www.facebook.com/fsbccoalinga & http://www.facebook.com/..  Help us to grow a community that infuses the Word of God into their lives each day.  Follow us on Twitter @TheWordInfusion or @fsbccoalinga .  To support this ministry click on: https://app.easytithe.com/app/giving/fsbccoalinga  or copy and paste it into your web browser.

The Qur'an commands us to be patient, to have Sabr and promises help to those who have patience. Allahﷻ taught us how to face difficulty and said: فَٱذْكُرُونِىٓ أَذْكُرْكُمْ وَٱشْكُرُوا۟ لِى وَلَا تَكْفُرُونِ يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ ٱسْتَعِينُوا۟ بِٱلصَّبْرِ وَٱلصَّلَوٰةِ إِنَّ ٱللَّهَ مَعَ ٱلصَّـٰبِرِينَ Baqara 2: 152-3   Remember Me; I will remember you. And thank Me,… Continue reading When the rubber meets the road The post When the rubber meets the road appeared first on Mahmood Habib Masjid and Islamic Centre - We came to give, not to take..

Where the Rubber Meets the Road! Men of Faith Breakfast, LifePoint Church --- Support this podcast: https://podcasters.spotify.com/pod/show/buster-holzer/support

In this episode, Evan Zinaman, founder and principal at Trailbreak, delves into the first-of-its-kind case of the Bueno brothers, who face Department of Justice charges for exploiting Maximal Extractable Value (MEV) in a cryptocurrency scheme. Accused of manipulating transaction ordering to create an arbitrage opportunity, the brothers are charged with conspiracy to commit wire fraud as well as wire fraud itself.  Zinaman explores the broader implications of MEV exploitation, addresses critics who say that the MEV exploiters just got a taste of their own medicine, and the need for block building participants to consider their legal and compliance responsibilities. Show highlights: What the charges against the Bueno brothers are about How block building works on Ethereum and how the relay was manipulated by the Bueno brothers The different types of MEV and which ones are acceptable  Why these charges could be seen as a "vanilla fraud," according to Evan Whether the benefits of MEV outweigh the cons of it The lack of terms of service in the MEV space How the regulators' attention to the space has changed over time Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com First Bits + Bips episode: Bits + Bips: Does Macroeconomics Point to a Potential Crypto Supercycle? Thank you to our sponsors! iTrustCapital Polkadot VaultCraft Guest Evan Zinaman, Founder & Principal at Trailbreak Where the Rubber Meets the Road: A MEV-Aware, Functionalist Review of OFAC Risk "on the Base Layer" Links Previous coverage on Unchained of MEV: Why MEV Will Always Be Controversial The Chopping Block: Why the Once-Taboo MEV Is Now a Core Part of Ethereum The Mango Markets Attacker on Whether His 'Trade' Was Ethical or Not The Chopping Block: ‘Code Is Law' Is ‘Obviously Not How Anything Works Ever' The Case: Unchained: DOJ Alleges Two Brothers Stole $25 Million From MEV Bots Last Year Research: Blockchain Transaction Ordering as Market Manipulation by Mikolaj et al Learn more:  What Are Sandwich Attacks in Crypto? A Beginner's Guide What Is MEV in Crypto? Learn more about your ad choices. Visit megaphone.fm/adchoices

Evan Zinaman breaks down why the government's indictment of the Bueno brothers for their $25 million MEV exploitation is a “vanilla fraud,” but still may shed light on potential compliance considerations for block-building participants.Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Overcast, Podcast Addict, Pocket Casts, Castbox, Amazon Music, or on your favorite podcast platform.In this episode, Evan Zinaman, founder and principal at Trailbreak, delves into the first-of-its-kind case of the Bueno brothers, who face Department of Justice charges for exploiting Maximal Extractable Value (MEV) in a cryptocurrency scheme. Accused of manipulating transaction ordering to create an arbitrage opportunity, the brothers are charged with conspiracy to commit wire fraud as well as wire fraud itself. Zinaman explores the broader implications of MEV exploitation and addresses critics who say that the MEV exploiters just got a taste of their own medicine, and the need for block-building participants to consider their legal and compliance responsibilities.Show highlights:What the charges against the Bueno brothers are aboutHow block building works on Ethereum and how the relay was manipulated by the Bueno brothersThe different types of MEV and which ones are acceptable Why these charges could be seen as a "vanilla fraud," according to EvanWhether the benefits of MEV outweigh the cons of itThe lack of terms of service in the MEV spaceHow the regulators' attention to the space has changed over timeVisit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.comFirst Bits + Bips episode: Bits + Bips: Does Macroeconomics Point to a Potential Crypto Supercycle?Thank you to our sponsors! iTrustCapital | Polkadot | VaultCraftGuest | Evan Zinaman, Founder & Principal at TrailbreakWhere the Rubber Meets the Road: A MEV-Aware, Functionalist Review of OFAC Risk "on the Base Layer"Links | Previous coverage on Unchained of MEV:Why MEV Will Always Be ControversialThe Chopping Block: Why the Once-Taboo MEV Is Now a Core Part of EthereumThe Mango Markets Attacker on Whether His 'Trade' Was Ethical or NotThe Chopping Block: ‘Code Is Law' Is ‘Obviously Not How Anything Works Ever'The Case:Unchained: DOJ Alleges Two Brothers Stole $25 Million From MEV Bots Last YearResearch:Blockchain Transaction Ordering as Market Manipulation by Mikolaj et alLearn more: What Are Sandwich Attacks in Crypto? A Beginner's GuideWhat Is MEV in Crypto?Unchained Podcast is Produced by Laura Shin Media, LLC. Distributed by CoinDesk. Senior Producer is Michele Musso and Executive Producer is Jared Schwartz. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

With: Host Anup Upreti and guests Samikshya Rai and Shabda Gyawali  The difficulties are endless for doing business in Nepal  but every entrepreneur present in the session  spoke of the untapped potential in Nepal. There are opportunities for growth and to take Nepali products to a global market. However, there are impediments for growth. In this session moderated by Anup Upreti,  corporate lawyer and managing partner at Pioneer Law Associates, the conversation highlights the joys and difficulties of doing business in Nepal. He is in discussion with Samiksha Rai, CEO of Pack My Lunch and Shabda Gyawali, the investment director of Dolma Impact Fund.  In the audience, were several entrepreneurs who added to the conversation on the challenges of navigating Nepali society and bureaucracy while doing business in Nepal.  You can find the full conversation with audience interaction on YouTube at Policy Entrepreneurs.  To sound out your thoughts and reflections join the conversation on LinkedIn, Instagram, and Twitter, all @projectsambaad.

By Robin Webber in Las Vegas, NV, Redlands, CA, San Diego, CA - May 11, 2024 - As we move forward from the recent Spring festivals in which we enter the wilderness experience towards the ultimate Promised Land, a question: Are we prepared to make contact with the challenges that will come our way? For indeed they will! Ritual without righteousness goes nowhere. Christianity is more than theory and theory, but has contact points in the lab session of life to offer "living sacrifices" (Rom.12:1) in the living temple of God (1 Cor. 3:16-17).

Paul gives practical instruction on what the Christ-Follower's life is to look like.

Step up to The Line. A podcast focused on highlighting the skilled trades. This week Josh and Alex in Brooklyn New York inside Jane Moto's storefront to discuss the importance of quality gear that serves a purpose instead of just for fashion. Alex dives into the importance of having your heart and soul in your work, and not just chasing money and material things. The duo go over what value truly means, and working towards your goals and the things that are truly valuable in this life. Tune in every Monday for a new episode. -------------------------- FOLLOW JOSH: https://www.instagram.com/joshuadmellott?igsh=a3RxZmo3ZXJiMDV1 https://www.linkedin.com/in/joshua-d-mellott-0b0525118/ FOLLOW JANE MOTO:  @janemotorcycles6739  https://www.instagram.com/janemotorcycles/ https://www.facebook.com/JaneMotorcycles https://www.linkedin.com/company/jane-motorcycles/about/ https://janemotorcycles.com/ FOLLOW BLACKLINE: https://www.instagram.com/blacklineltd?igsh=a2wwbzJ3Y3Jjd2o4 https://www.youtube.com/@blacklineLTD https://www.facebook.com/profile.php?id=100095504736514 https://www.linkedin.com/company/blackline-ltd/ https://www.blacklineltd.com/

Exodus | Matt JeffreysExodus 21:1-24:18Email: info@lmbc.usLearn more about Lost Mountain here: http://www.lmbc.us/Stay connected with us Online:Lost Mountain FacebookLost Mountain InstagramLost Mountain YouTubeWe'd love for you to be a part of helping all kinds of people find and follow Jesus! If you'd like to support this ministry, you can GIVE HERE.How can we pray for you? Send your prayer needs to: prayer@lmbc.us!

Ever wondered how a simple tire check could save your life and the lives of others on the road? That's just one of the golden nuggets you'll discover as Dan & I (Patti) deep-dive into the essentials of  your motorhome tires. Joining us is Jeff Bown, the man behind the innovative mobile tire installation service for RVers, called Motorhome Tires. Save $50 by using code Jeff, demystifies the 'five-year rule' for tire replacement, explaining how proper care can extend a tire's life, discussing how something as simple as checking DOT date codes and having a keen eye for visual inspections can avert potential disasters, and offers proven alternatives and advice, such as, tire pressure monitoring systems like Tire Minder, and how this will keep you safe on the road. Listen to this podcast for More on tire safety. We also spoke about a revolutionary product called Rettroband Wheel Enhancement  what the video to see the live saving technology if you should have a blowout. Jeff is a volunteer pilot, for Angel MedFlight,  whose heartwarming stories of transporting critical cancer patients will inspire you.We also spoke about Flying Angels a service providing non emergency transport around the world. We hope you never need these services but the people associated with these companies are truly angels in the sky. Thank you for listening to this weeks podcast, we would love to hear from you, please leave us a comment or question here on the podcast or on our social media channels atRV LIFE Podcast Instagram or RV LIFE Podcast Facebook Special Discounts Codes: Click Link & Use Code • RV Trip Wizard Code: RVLIFEPodcast for 25% off •Thousand Trail Membership How we afford to camp Call/Text Membership Specialist Jo Parizo 631-921-1674 Dan & Patti sent you for extra perks•CLEAR2O 15% off until 2/29/24 Code: RVLIFEPODCAST• Harvest Hosts • Boondockers Welcome Code: HUNT20 for 20% off • Kracken Adventure Bikes 15 % Discount on all E-Bikes & Accessories Use Code: Hunt15• Open Road Resorts 4 Amazing Campgrounds Mention RV LIFE Podcast to receive 10% off.• AirSkirts Receive $100 off any kit purchase. Use Discount Code: RVPOD• Open Road Fuel Card save on Diesel Fuel •Open Roads Innovative Tolling Solutions Toll pass, all 48 state & customer support Sponsors• National Indoor RV Centers

Listen on the Radio in Colorado!Sunday's at 6pm MT on AM1460 & FM101.1 The AnswerStream it here: am1460theanswer.comSaturdays at 9am on 1400 KRLNSaturdays at 10:30am on 91.7 KLZRNow On Video!Rumble.com/automotiveadhdhttps://www.youtube.com/channel/UCUkSzh2ny2Idb4S3lC0qeYAhttps://www.tiktok.com/@automotiveadhdpodcastSupport the Show!thespeedcouncil.orgSend in Your Car Sounds!facebook.com/automotiveadhd --#listenable #podcast #radioshow #carenthusiast #carslover #turbo #supercharger #racing #drifting #boostedcars #cars #carswithoutlimits #automotive #racing #automotiveadhd #motorsports #jdm #americancars #musclecar #hotrod #radio #radioshow #podcasts #carculture #car

Nick talks about what the Browns need to do better to make Deshaun Watson comfortable in the offense. 

Welcome to Part 9 of this special "Behind The Scenes" series on the making of my bestselling book, Thoughts Are Habits Too.In this episode, I preview the contents of the companion workbook, a free bonus when you buy the book. It contains exercises and worksheets you can use to applying and integrating the concepts from the book.The workbook includes high-resolution color graphics and exercises that aid in understanding and implementing the principles discussed in the book. If you're looking for more support and accountability, join the waitlist for my coaching program, Joyful Eating Circles.Stay tuned for the next episode to find out why I decided to narrate the book, instead of hiring a professional actor.Resources:Order Amy's book Thoughts Are Habits Too: Master Your Triggers, Free Yourself From Diet Culture, and Rediscover Joyful Eating.Register for the Free Workshop, Stop Stress Eating.Join our private Facebook group, Moxie Club MeetupTo order, go to thoughtsarehabitstoo.com

SBTV spoke with The Market Sniper Francis Hunt about where the rubber meets the road. These are the things you want to know and what affects you the most spilling over from 2023 to 2024.

The Buckeyes will head into the early signing period hoping to avoid a trio of major losses on the recruiting front. Ryan Day and his coaching staff have battled throughout the last year and now, good or bad, the philosophies and decisions made in that time will once again be under the spotlight.Want to talk even more Ohio State football with the guys? Text us! Send a text to 614-662-4509 to get started and receive your first two weeks free.

"Don't worry about Hell if you're planning on going to Heaven," but how do we even get to Heaven ? Do we have to be perfect ? Do we have to be baptized ? What does it mean to reflect His image, how do we glorify God ?... Friend, are you ready ? The moment of truth is soon approaching. Tune in now to study with us the answers to these questions and more ! 1.- Can science prove the Biblical record of the sun standing still and moving backward ? 2.- Revelation 21 verse 4 says we will not remember the former things. What are the former things ? 3.- Regarding Matthew 26 verse 28, what covenant are we currently under ? 4.- What does Revelation 14 verse 13 mean when it says, “Blessed are those who die in the Lord from henceforth” ? 5.- Who are the 24 elders in Revelation ? 6.- Biblically speaking, what does the word “glory” mean and what is it ? 7.- Is the true Sabbath calculated by the phases of the moon ? How can we be sure which day of the week it is ? 8.- Does the pope's sixth encyclical have any significance ? 9.- What does the Bible say about hell and the judgment of the wicked ? 10.- What does Matthew 5 verse 48 mean when it says, “Be perfect as your Father in Heaven is perfect” ? 11.- Can you sell your soul to the Devil and, if so, is it reversible ? 12.- Regarding 1 Corinthians 5 verse 8, what does Paul mean by saying “keep the feasts” ? 13.- At the Second Coming, if a woman is pregnant will the child be raised in Heaven ? 14.- According to Matthew 12 verse 45, are there different levels of wickedness with evil angels ? 15.- According to the annual feasts in Leviticus 23 verses 1-3, does the weekly Sabbath change ? 16.- Did Ellen G. White predict the Second Coming ? What do I tell people who claim she did ? 17.- Is 1 Samuel 16 verses 16 and 23 saying that evil spirits come from God ? 18.- Is Satan an angel ? 19.- Does a person need to be baptized to get into Heaven ? 20.- Can anyone perform a baptism? 21.- Do we know anything more about the mark that was placed on Cain when he killed Abel ? 22.- Why are there gates in the New Jerusalem if there's nothing evil on the outside ?

New York County District Attorney Alvin Bragg remains in the spotlight amid a widely expected indictment by his office of former President Donald Trump. Heather and Joanne place DA Bragg's unprecedented position in the history of New York County District Attorneys, from 1800s duellists to the patrician Robert Morgenthau. How have past DAs balanced the pursuit of justice against the pressure of partisan politics? Join CAFE Insider to listen to “Backstage,” where Heather and Joanne chat each week about the anecdotes and ideas that formed the episode. Head to: cafe.com/history Listen to “Up Against The Mob: The Springfield Crew”: apple.co/3x4sgYj For more historical analysis of current events, sign up for the free weekly CAFE Brief newsletter, featuring Time Machine, a weekly article that dives into an historical event inspired by each episode of Now & Then: cafe.com/brief For references & supplemental materials, head to: cafe.com/now-and-then/district-attorneys-where-the-rubber-meets-the-road/ Now & Then is presented by CAFE and the Vox Media Podcast Network. Learn more about your ad choices. Visit podcastchoices.com/adchoices