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Barry goes on a blind date, Isaac and Ethan are mad at Zac again, and Kim goes to therapy. Love the girls? Get more of their cringey, awesome content at Patreon.com/realitytvcringe!Follow us on IG https://instagram.com/realitytvcringeSubscribe to see our raccoon faces on YouTube! https://www.youtube.com/channel/UC_2CgqXLWjIEKV9PCtH3Kjw?sub_confirmation=1Leave a message for us on SpeakPipe: https://speakpipe.com/realitytvcringeSupport the pod by leaving a 5-star review on your favorite podcast platform! Thank you so much.
"Barry goes on his first date in over 20 years; Kim and Lydia's tense car ride takes a big U-turn when Kim brings up Lydia and Zac's judgmental behavior; reeling from the car ride, Kim seeks counseling about Joshua's death for the first time."Jonah, #1 Real Estate Agent in Tallahassee, is ready to get pounded by Barry, but unfortunately he is saving his special gift for marriage. Lydia and Zac continue to throw the good word at everyone and telling them they suck. Kim gets Isaac and Ethan ready to attack. Follow us on YouTube, Instagram and Facebook– and while you're at it, feel free to peruse our Shit Talk Shop!And if you're the ultimate trash, join us on Patreon!CHECK OUT OUR BRAND NEW WEBSITE WITH WEEKLY RECPAS OF OUR TRASHY RECAPS!www.shittalkpod.com
"Where the Rubber Meets the Road” Barry goes on his first date in over 20 years! Kim and Lydia's tense car ride takes a big U-turn when Kim brings up Lydia and Zac's judgmental behavior directed at the family. Reeling from the car ride, Kim seeks counseling about Joshua's death for the first time. This episode is sponsored by:Quince offers luxury essentials at an affordable price. Quince only works with factories that use safe, ethical, and responsible manufacturing practices and premium fabrics and finishes. Get FREE shipping and 365-day returns using our link: quince.com/survivingreality Find All Our Links in One Place:beacons.ai/survivingpodLove the Show?Be sure to subscribe, leave a review, and share the laughs with your fellow reality TV junkies! It helps more listeners find our show.Support Us on Patreon:Looking for bonus content, ad-free and early episodes, exclusive merch discounts, and a place to spill the tea with us on our private Discord server? Join us on Patreon!Shop Our Merch:Snag official Surviving Sister Wives and Surviving Reality merch to twin with us!Follow Us on TikTok:Join the fun for memes, updates, and more reality TV drama.Get in Touch:Got a hot take or a question for us? Email us at survivingpod@gmail.com Hosted on Acast. See acast.com/privacy for more information.
Sunday School: April 19, 2026 Teacher: Teacher Nathan Ruble
00:25 — Podcast Mission 02:45 — Flipping the Digital Script: Using Microphones for Good 04:30 — Ad Break 06:30 — Defining Resilience: The Characteristic of an Alumni Community 08:15 — Simple Definitions: Resilience as the Ability to "Bounce Back" 10:45 — Breaking False Childhood Beliefs & Adult Capacity 14:20 — Shallow Faith: When the Rubber Meets the Road 18:50 — Generational Hardship: Lessons from the Great Depression 22:15 — The "Untested Man" & Spiritual Bypass in the Church 27:40 — Radical Acceptance: A Relentless Commitment to Reality 34:55 — Making Pain Your Medicine: The Green Beret Mindset 43:30 — Regulatory Flexibility: Moving from Rigidity to Growth 49:15 — Confronting Rigid Religiosity vs. The Model of Jesus 52:40 — Closing Thoughts: Choosing Flexibility and Radical Grace To learn more about the Sex, God, & Chaos team, click the link below:www.sexgodchaos.comLooking for help? Book an appointment with LifeWorks Counseling today:www.lifeworks.msYou can purchase your copy of Sex, God, & Chaos here:www.amazon.comLink for our sponsor, Hope Quest:https://hopequestgroup.orgLink for our sponsor, The Samson Society:https://www.samsonsociety.com/
Rubber Meets the Road Survival Join Jim as he addresses ways for you to survive on a limited income.
In this week's Fish Fry we're casting our line into one of the most transformative shifts happening in the automotive industry today: the rise of software-defined systems! Nitish Rao from MathWorks and I take a closer look at which vehicle functions are best handled by AI-driven systems, and which still depend on the reliability of traditional control software and how virtual ECUs and digital twins enable simulation and validation before real hardware. We also discuss a question many engineers are asking: can software and AI actually reduce hardware costs?
Jesus has the the words of eternal life. Not for some future moment, but for today. In the Sermon on the mount (Matthew 5-7), Jesus announces the arrival of God's Kingdom and what it means to live in the reality of God's present kingdom. In Matthew 5:21 -32 Jesus gets stuck into how we live it out in our relationships with others - he turns his light on to big issues: murder and contempt for others, adultery and lust, and divorce. Underlying all this is his invitation to live a different way!
In this episode of ROK Talk on Drives, we dive into thepowerful role Variable Frequency Drives (VFDs) are playing intoday's tire manufacturing landscape. Hosts Jim and Sam speak with experts Dan Paul and Eduardo Rodriguez to unpack why VFDs are so critical and how their place in automation systems continues to evolve. From improving plant efficiency to elevating process control and advancing sustainability, learn why VFDs are central to modern tire and rubber operations.Leave a comment on Spotify or email us if you have suggestions for upcoming podcasts, to give us feedback or get information on new episodes RAROKTalkDrives@rockwellautomation.com.
The gospel doesn't just change what we believe; it changes how we live together. Your marriage is telling a story. What story is it telling? Join Keith Waggoner in Ephesians 5 as he breaks down the key components of a faithful marriage.
The Book of Acts is the second of a two-part work by Luke, the traveling companion and co-laborer of the apostle Paul. The first part of Luke's writings, Gospel of Luke, tells us all that Jesus began to do and teach. The second part, the Book of Acts, tells us what the risen and ascended Jesus continues to do through His church by the power of the Holy Spirit. The testimony of what Christ did in the early church is not only for our encouragement but also our instruction as we seek to be faithful to the mission of proclaiming the gospel and multiplying disciples.
WEEKLY WISDOM & INSIGHTS 02/04/26SPIRITUALLY GUIDED TRANSFORMATION & EMPOWERMENT♥️ CURRENT ENERGIES♥️ INTUITIVE INSIGHTS♥️ MAIN THEMES OF:♥️ WHERE THE RUBBER MEETS THE ROAD♥️ IT'S GO TIME!♥️ FULL MOON IN LEO♥️ URANUS STATIONS DIRECT♥️ ECLIPSE SEASON♥️ LASER-LIKE PRECISION♥️ LIKE A DART - DAGGER TO THE HEART♥️ PERMANENCE IN TRUTH♥️ REBEGINNINGS♥️ SHIFTS IN CONSCIOUSNESS♥️ ACCELERATED ADVANCE♥️ RADICAL ACCEPTANCE♥️ FOUR ACES | YOU'VE GOT THE LOOK - HOOK♥️ JUDGEMENT!♥️ PICTURE PERFECT U (YOU)♥️ NOTHING MORE, NOTHING LESS♥️ NO HOLDING BACK♥️ YOUR COMMENTS & QUESTIONS LIVE!INCORPORATING INTUITIVE INSIGHTS, ANCIENT WISDOM, ASTROLOGY, TAROT, I CHING, SABIAN SYMBOLS, AND MORE, DearJames®, AND THE UNSEEN (SPIRIT, SOURCE, & SYMPHONY), HIGHLIGHT THE CURRENT WEEKLY ENERGIES, MESSAGES FROM THE UNSEEN, AND THIS EPISODES MAIN THEMES OF WHERE THE RUBBER MEETS THE ROAD, IT'S GO TIME, FULL MOON IN LEO, URANUS STATIONS DIRECT, ECLIPSE SEASON, LASER-LIKE PRECISION (LIKE A DART - DAGGER - LASER TO THE HEART), PERMANENCE IN TRUTH, SHIFTS IN CONSCIOUSNESS - AN UPGRADE LIKE NO OTHER!, SEVEN, PLASMA (CONSCIOUSNESS): PURE - POWERFUL - CLEAN, ACCELERATED ADVANCE, FOUR ACES - YOU'VE GOT THE LOOK - YOU'VE GOT THE HOOK!, JUDGEMENT!, NEW REBEGINNINGS FOR HUMANITY THROUGH COVENANTS!, NOTHING MORE - NOTHING LESS, RADICAL ACCEPTANCE!, THE TIME IS NOW!, PICTURE PERFECT U (YOU)!, DIVINITY EXPLORED...REALIZED!!!, NO HOLDING BACK - DON'T HOLD BACK - IT'S NOW OR NEVER TIME!, A TRUE LEADER CAPTURES THE HEARTS OF THE PEOPLE, AND THE EXPANSION THAT FOLLOWS.JOIN US LIVE EVERY WEDNESDAY ON:Facebook | YouTube | LinkedIn8:00am Pacific - 11:00am Eastern - 5:00pm European (GMT+2)DONATE: https://www.paypal.com/donate/?hosted_button_id=L7T9WW9JRATFEJOIN THE PRIVATE FACEBOOK GROUPWeekly Wisdom & Insightshttps://www.facebook.com/groups/398986111992445/BOOK A PRIVATE CONSULTATION DearJames® offers Intuitive Insight, Answers, & Advice…To Your Life Questions with 60 and/or 90-Minute Intuitive Consultations. He also offers a combined 60-Minute Private Consultation with Human Design Expert @TheLadyJaclyn: 30-Minutes Intuitive Insights / 30-Minutes Human Design.For more information and to BOOK YOUR CONSULTATION: https://shop.dearjames.com/collections/intuitive-consultationsFOLLOW - LIKE - SHARE - SUBSCRIBEhttps://linktr.ee/dearjamesINSPIRED TO SHARE THIS EPISODE...PLEASE DO
January 16, 2026 ~ Chris Renwick, Lloyd Jackson, and Jamie Edmonds discuss the Detroit Auto Show with John Fontes, VP of AISIN World Corp of America Sales, North America. They cover new technology and the show's future. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Where do our evidence-based guidelines actually come from? In this episode, Christina Rollins sits down with researcher and educator Dr. Amy Ellis to unpack the real process behind developing EAL and ASPEN guidelines.You'll hear:
Most customers don't even know dealerships sell tires—and that's a major opportunity. In this episode of FWRD, Corey Smith sits down with Eddie Campbell, GM of Forest Lane CDJR, to break down how they became a top tire-selling store in the CDJR network.Eddie shares how their success came down to three key areas: consistent quoting, advisor certification, and embracing technology like video inspections and advanced tire scanning. You'll also hear why 78% of tire buyers go with the first person who asks, how advisor compensation and showroom displays build tire culture, and how social media can fuel awareness.If you're in fixed ops, sales leadership, or looking to increase service lane profitability—this episode is packed with tactical takeaways.
Cal & Liam are back with another new review this week returning with more Static Shock in time for the announcement of the new DC Comics Miniseries with a Terry McGinnis Batman! This week's review is of "Where The Rubber Meets The Road" from Season 4 which deals with the discovery that Rubberband Man has been hiding his struggle with dyslexia. The hosts discuss how this "very special" episode of the show compares with some of the other info-tainment style episodes, the visuals of a "stretchy guy" going up against walking pavement and a sneaky nod to a certain Mutant show that was airing at the same time! Plus the return of the hosts' favorite anthropomorphic armadillo, a preview of next week's episode and much more are discussed on this week's episode of the DCAU Review!Please Consider Supporting the Podcast:Become a monthly or one time supporter of the pod at https://buymeacoffee.com/DCAUReviewSubscribe to the pod on Spotify or Apple Podcasts and please consider leaving us a 5-star reviewSubscribe to our new YouTube Channel Support the pod by picking up some merch at our shop https://dcaureview.myspreadshop.com
Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Evan, Canty, & Michelle discuss how much Packers fans should be buying into these first two weeks and why Dan Quinn might have blown last night's game. Can He or Canty previewing Week 2 in the NFL and Rubber Meets the Road previewing Week 3 in CFB wrap up the hour. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dustin explores the major areas where tech leaders can leverage procurement to advance their core goals and maximize mission delivery.
After a brief hiatus, the friendliest cricket podcast is back. Join Tony, PGK, PDP and VaMu as they dissect India's performance in the first two tests in England.Follow us on Twitter:Bits and Pieces: https://x.com/bnp_cricketTony: https://x.com/notytonyPGK: https://x.com/peegeekayPDP: https://x.com/prashantdptweetVaMu: https://x.com/varunmurali43
12 - Dom is back in studio! How did the Mulligan's show on Friday go? Dom kicks off this week with a SCOTUS ruling on… cyclists and their rights on the road. 1205 - Is this the best Thomas Massie has against Trump? 1215 - Legendary journalist Bill O'Reilly joins us today to give his reaction to the United States bombing Iran's nuclear facilities. What was Bill's reaction to this? How does Trump's world view fuel his decision to drop bombs? What does Bill think about Trump's naysayers, even if they are Republican? What's been the response to Bill's response to Trump's actions? What's so surprising about the cover of Bill's new book? 1230 - Side - All time risk or gamble. 1240 - What is Tom Homan worried about now? 1245 - Founder & Executive Director of PowerTheFuture, Danie; Turner, joins Dom today. Where is the oil industry heading if Iran cuts off a key waterway in which oil is exported? Why is there so much domestic hostility regarding oil and our energy? What is Daniel's outlook on the scenario playing out? 1250 - Your calls to wrap up.
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin interviews John Baldwin of Discount Tire. Justin and John explore risk management topics, including Tire Safety Month, tire safety education of customers, and the tire selection tool he developed, Treadwell. John shares information about ongoing projects at Discount Tire and also his work on the board of the Tire Recycling Foundation. Listen to gain awareness of how tire selection can be a safety factor in your ERM program. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is John Baldwin of Discount Tire. He's joining us for National Safety Month and National Tire Safety Month here in June 2025. We're going to learn about the risk tool that he developed at Discount Tire. [:49] RIMS-CRMP Workshops! The next RIMS-CRMP Exam Prep Workshop will be presented in conjunction with NAIT on June 10th and 11th. Register by June 9th. That course will be led by former RIMS President, Nowell Seaman. [1:11] Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:18] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:35] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:47] We have a special new 12-week virtual workshop course, The Advanced Enterprise Risk Management (ERM) Certificate Program, instructed by James Lam, one of the most famous Chief Risk Officers in the world! [2:04] He will lead an intensive 12-week program, beginning July 16th, bi-weekly until September 2025. Registration closes on July 7th. [2:17] James will join us next week to discuss this program and his ERM philosophy. Check out the link in this episode's show notes and the Education page of RIMS.org. Register today before we reach virtual capacity! [2:33] On with the show! It's our first episode of June 2025. That means that it is National Safety Month here in the U.S. and also Tire Safety Month. I was delighted to book today's guest, John Baldwin, PhD. He is the Chief Product and Technical Officer of Discount Tire. [2:56] He developed a risk tool for Discount Tire called Treadwell. This is the company's personalized tire recommendation tool. [3:05] Treadwell utilizes extensive real-world testing data, including nearly a million tread depth measurements annually and evaluations of dozens of new tire models each year. [3:17] John is also a member of the Enterprise Risk Committee at Discount Tire, so we will also learn about his risk philosophies and his efforts to bolster sustainability when it comes to tires, tire manufacturing, and tire recycling. [3:33] Interview! John Baldwin, welcome to RIMScast! [3:52] John says risk management is like safety. You incorporate it in every decision you make. It's good to make it part of the daily oxygen. [4:10] John started consulting with Discount Tire in 2007 and became full-time in 2012. [4:25] John is a Senior Vice President and Chief Product and Technical Strategist. He's responsible for the fitment guide on the website. Discount Tire measures each vehicle it can and puts that in the fitment guide. [4:56] They consider product quality and performance. They test tires, wheels, and lug nuts, before offering them for sale. John's background is technical. [5:10] John is also in charge of sustainability and government affairs. [5:24] John has a bachelor's degree in chemistry and a PhD in polymer science, the study of plastics and rubber. He was at 3M for a lot of years working on filter media for filter masks, which had a resurgence 25 years after he left. [5:49] John went to automotive working in adhesives. He was hired by Ford. He was at Ford when the Ford Firestone recall happened. He got drafted onto the Root Cause Team, to find out what was going on with the tires because of his background. [6:08] John worked in advanced manufacturing on a cross-functional team. [6:22] John's advice to folks coming up in a company is “Saying No is career-limiting.” He had said No a lot, at the beginning of his career. When he started saying Yes, things changed. [6:38] Coming from the larger companies where he had worked, John says the vibe at family-owned Discount Tire is an entrepreneurial spirit. There's a lot less bureaucracy. You go talk to people to get things done. It's very comfortable for John. [6:58] John says Discount Tire is for everyone but the people who thrive here are more self-starting, think it out, and occasionally color outside the lines. It's nice. You learn a lot. [7:13] John has a small group of about 25 people. They are cohorts of the risk group. The risk group collects and manages thought processes and information. The people who own the risks have to take care of them. The risk group shares a framework for them to manage risks. [8:23] John is on the Enterprise Risk Committee. It's a group of the different functional areas, Technical Fitment, Real Estate, IT, Cybersecurity, Store Management, Product Quality, Legal, HR, and other areas from around the corporation represented. [8:52] The Enterprise Risk Committee is one level below the Steering Committee. They use a tool called Riskonnect. They analyze and bring the risks to the Steering Committee. Justin and John first connected through the last Riskonnect webinar! [9:46] There are technical issues in managing the stores, including customer safety. Customer safety is a founding philosophy at Discount Tire. Customer safety is the first consideration. [10:21] When John first came on board at Discount Tire, it was after the Firestone Tire recall and Discount Tire focused on tire quality. Everyone at Purchasing hated him for being “Dr. No.” He told them: Let's put a process together where we validate whom we're buying from. [10:51] He said, we validate the quality of the tires and wheels that we're buying and that frees you up. We could entertain buying from people we would never have entertained buying from because they meet our criteria. Suddenly, it goes from closing the box to expanding the box. [11:07] That's how we have to get people thinking. Once you have the process down, it unburdens you. It allows you to take more risks because you have a way of assessing what the risk is and doing something about it. [11:34] June is Tire Safety Month, promoted by the NHTSA. John is planning on a visit there next week. Tire Safety Month is an opportunity to engage and ask customers: Have you looked at your tires? Do you know what your air pressure is? Discount Tire does free air checks and fills. [12:20] One of the number one things for safety is making sure you have plenty of air in your tires. Most people don't think about it or check it. Talk with customers about tire tread depth and why there are treads. [12:54] Tire Safety Month is June because school is over and people will be taking road trips. Be aware of your tires. Check your air pressure and tread depth. The tread is essential for driving in rain or snow so you don't hydroplane and you can brake properly. Get your tires checked. [13:47] These things matter. There's a reason tires are designed the way they are. The public generally doesn't know. When John started working in tires he had no idea they came in different sizes. Everybody has a first day at work. [14:26] People generally don't change tires on their own, because you need a machine. [14:34] Plug Time! RIMS Webinars! On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?”. [14:49] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. [15:00] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [15:11] Are you a summer intern and interested in learning more about career opportunities in the insurance industry? Are you based in the Greater Chicago area? If so, join Chicago RIMS in a free event sponsored by Origami Risk. [15:29] Students and insurance professionals will come together to explore the wide variety of career paths in insurance and the captive industry. This event will provide you with valuable insights into the industry and allow you to start building your network with peers in the area. [15:44] This is an opportunity to learn from industry experts and kickstart your career in insurance. Register at ChicagoRIMS.org and mark your calendar for this free event on July 10th at 3:30 p.m. at 222 N LaSalle, STE 2100 in Chicago, IL. [16:04] Let's Return to Our Conversation with John Baldwin of Discount Tire! [16:23] John points out mistakes in tire safety and maintenance. Are you overloading your vehicle? If you pull a trailer, are you loading the trailer correctly? Are you overdriving your abilities in bad weather? It's not about going fast, it's about stopping fast and being able to steer. [16:57] Be mindful of the conditions around you and how other people are driving. Most people tend to overestimate their abilities, especially if they're not in those conditions often. [17:19] Fleet safety is another topic. You have to pay attention to the details. [18:10] Discount Tire is a large purchaser of tires. Tire salesmen came in and boasted about their tires and downplayed their competition's tires. Discount Tire didn't have a basis for pushing back so they hired a driver and started testing the tires. They got warranty information. [18:39] A year after Discount Tire started testing tires for internal information, Chief Strategy Officer Dave Ginsberg, a data scientist, joined Discount Tire. He was thinking of an algorithm to help people pick tires. John told him of the data they gathered to help Discount Tire pick tires. [19:10] Both Discount Tire and the consumers have the same problem, what to buy. There's a lot out there. David put together the math behind Treadwell, and John's team generated the data. It's based on what you drive, where you drive, and how you drive, on city roads or a highway. [19:48] Not every car is a commuter. Some people just drive on the weekend. On different cars, different trim levels come with different tire sizes and wheel sizes. A key issue is what mileage you can expect. Discount Tire does free rotations. That gives them data on how long a tire lasts. [20:41] Discount Tire tests in winter and rain. They also test worn tires that they've buffed down to 4/32nds and test them in the wet. Tires are only new for the first couple thousand miles. Then various changes occur in how your tires perform over time. [21:11] So that's what we're trying to get at with people. We've changed a lot about how the tire industry's looking and talking about that, all for the customer, to relay to you how this is going to work over the life of your tire. [21:26] There are annual evaluations of over 75 new tire models each year. When Cooper was bought by Goodyear, the track Discount Tire was using for testing became redundant for Goodyear, so Discount Tire purchased it. They have a third-party test for them. [22:16] John tells tire manufacturers that Discount Tire uses Treadwell internally when talking about what tires to buy. It's the same version and data that consumers see. It's a unique tool. [22:58] There were some other sellers doing testing. Tire Rack was one of them. Discount Tire bought Tire Rack at the beginning of '22. They continue to do testing. Tire Rack is for the in-depth enthusiast. [24:08] Discount Tire is for the consumer who needs a tire but doesn't know a lot about tires, doesn't have a lot of time, and doesn't want to get ripped off. There's a lot of technical data. Discount Tire Treadwell quickly boils it down to suggest which tire the customer should buy. [24:18] Another point about Treadwell is that it has nothing to do with the cost of the tire or how much money Discount Tire makes from the sale. It's about the performance of the tire. It encourages the customer to look down the list for the diamond in the rough. It's a good tool. [24:49] The tire manufacturers have looked at the tool and said they want to win at Treadwell. It's impossible to do. The local weather affects the algorithm. Chances are, a good tire in Arizona is not a good tire in Minnesota because of the weather. Treadwell is objective. [25:31] Treadwell took two years to launch from conception. They had to get enough data from the stores in the field and enough testing to launch a small subset of tires. Now, they have almost every tire tested or it's on the list to get tested. When a new tire comes, they test it. [26:16] One of the things Discount Tire found is that it took some time after launch for the store managers to buy into using it with customers. They didn't understand it was a real tool. [26:40] In the last year or so, Discount Tire has started taking store managers through Treadwell to be tire evaluators for a day, testing at the track. They get a T-shirt, The Treadwell Experience. It has been game-changing. The tool has been embraced internally. [27:32] One of the store managers said Treadwell is like having a test track behind every store. [27:41] Plug Time! The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio at the Henry B. González Convention Center. Early Bird Registration is now open through June 7th. Save up to 20% on a Full-Conference Pass. [28:03] Hotel cut-off for the discounted rate is available through July 7th. The full Conference Agenda is now live so you can start planning your experience. Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available onsite. [28:19] Also register by June 7th for your Early Bird Registration and save $200. Any chapter member can attend and anyone who is not a RIMS member has to email RIMStexas@RIMS.org to request a unique registration code. Links are in this episode's show notes. [28:39] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [28:47] About the Spencer Educational Foundation's Grants program. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [29:04] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [29:25] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [29:35] Let's Return to the Conclusion of My Interview with Discount Tire's John Baldwin! [30:01] Discount Tire tests rolling resistance; how much fuel or energy per mile one tire absorbs, vs. another tire. Tires that roll easier don't take as much fuel. With battery vehicles, range is a big deal. Tire rolling resistance ranking for electric vehicles is incorporated into the algorithm. [30:47] If you have the same tire, size, construction, and everything, one on a gas vehicle and one on an electric vehicle, there is typically 10 to 15% faster wear on the battery vehicle because of the weight and a little bit of the torque. They factor the car in for the mileage estimation. [31:15] Noise becomes more of a consideration with electric vehicles because there's no engine noise. The whirring noise electric cars make is added so they're not completely silent. [31:49] Amazon made a big commitment to electric vehicles with Rivian. A lot of Uber drivers are starting to use Model 3 vehicles. There is a trend toward hybrid gas/electric vehicles. [32:41] Treadwell is testing off-road tires. If you take a truck out in the mud, you want a tire that works in the mud and rocks. Treadwell just expanded into testing winter tires. [33:27] Discount Tire is thinking about working with Tire Rack to rank summer tires and more. [33:52] John is on the Board of Directors of the Tire Recycling Foundation. The foundation is jointly put together through the United States Tire Manufacturing Association and also the Tire Industry Association, the retailers. [34:17] We need to find more recycling uses for tires. Twenty percent of scrap tires that come off today are landfilled. Thirty percent are burned in kilns. Fifteen percent are sold used. Used tires are not optimized for safety. [34:51] Is there a way to recycle these tires back into tires rubber-modified asphalt, or mats? There are so many other things you can do with tires besides burning them and burying them. [35:12] To go into asphalt, tires are ground up and then added to the mix. It's a different process, which when done right, provides a quieter surface with a better grip and it lasts longer. It's a good use of tires and would take care of the scrap tire problem. [35:37] Being in the Tire Recycling Foundation complements John's job at Discount Tire. How to recycle tires has been a problem in the U.S. tire industry for 100 years. [36:34] Municipalities sometimes have a Waste Date to drop off your hazardous waste. Instead of taking it there, you can bring it to a Discount Tire or a competitor. Then it will be recycled. [38:04] People can go to TireRecyclingFoundation.org for more information. It's a broad-based coalition. [38:59] John, it has been a real pleasure to speak with you. It's been illuminating. I'm glad that we're shining a lot on how important tires are to our daily lives and the supply chain. I don't know that we've ever done an episode devoted to tires! This is super cool for us at RIMS! [39:22] Special thanks again to John Baldwin of Discount Tire for joining us. [39:26] I've got links in this episode's show notes for information about Treadwell, the Tire Recycling Foundation, and Discount Tire's appearance on the RIMS Riskonnect on April 24th, 2025 webinar, “Better Together: The Marriage of Insurable Risk and Business Continuity”. [39:46] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [40:13] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [40:32] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [40:49] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [41:05] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [41:19] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [41:27] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: RIMS Texas Regional 2025 — August 4‒6 | Advance registration rates are now open. RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS-CRMP Advanced Enterprise Risk Management (ERM) Certificate Program — Featuring Instructor James Lam! Register by July 7. | Bi-weekly course begins July 16. Tire Safety Month — NHTSA The Tire Recycling Foundation “All About Treadwell” — John Baldwin Interview “Better Together: The Marriage of Insurable Risk and Business Continuity” — A RIMS Webinar, Sponsored by Riskonnect and featuring Discount Tire (April 24, 2025) RIMS Webinars: RIMS.org/Webinars “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025 Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — June 10‒11, 2025 | Presented by RIMS and NAIT Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “Company Safety and RIMS Chapter Leadership with Tamieka Weeks” “Safety and Preparedness in 2024 with National Safety Council CEO Lorraine Martin” “Traffic Awareness with Carol Fritzsche of Subaru of America” “Fleet Safety with NETS Executive Director Susan Gillies-Hipp” (2022) Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guest: John M Baldwin, PhD, Chief Product & Technical Officer, Discount Tire Production and engineering provided by Podfly.
Pastor Bill Crabtree
In this week's episode, David and Ian discuss the how strong the end of April and beginning of May has been for the market, breadth thrusts, and specific areas of the market holding up well, like Bitcoin, Global Infrastructure, and Growth areas.
Finishing up our series on Romans 6, where we talked about how to embrace the whole be way of life that we have in Jesus. Today, Paul challenges us to compare our lives before and after Christ.
In this episode, we continue our series in Romans 6, discovering key life lessons to help us walk the walk that God desires of us. Today we are looking at the topic of being dead to sin. As believers, through Jesus, we can be dead to sin. Meaning we are dead to our old, sinful life. Since we are dead, we should no longer strive to live in sin any longer.
Today, we begin a journey through Romans 6, where we will discover how God expects us to live. Paul challenges us to not live driven by our old sin nature, but rather, live as someone free from the bondage of sin.
In this episode of the Teacher's Alternative Income Podcast, Angel Williams sits down with Alexandria Breshears, founder of Private Lending Lessons, to explore the often-misunderstood world of private lending. Alexandria reveals how this collaborative approach to real estate financing benefits both lenders and borrowers, while sharing practical insights on risk management, deal structures, and building successful lending relationships. She also explains how her military community background has shaped her mission to help others achieve financial independence through smart private lending practices. [00:00 - 06:00] Underwriting: Where the Rubber Meets the Road Why clear lending criteria are essential for private lenders Alexandria's specific requirements for the properties she finances The critical importance of title insurance and property coverage [06:01 - 12:00] Documentation and Closing: Protecting Your Investment Why using a real estate attorney familiar with lending is non-negotiable The importance of proper closing procedures and documentation How to structure draw schedules for renovation projects [12:01 - 18:00] Exit Strategies and Getting Repaid Why Alexandria prefers fix-and-flip loans over buy-and-hold financing How property sales, refinances, and secondary loans create exit options The advantages of private lending in a competitive real estate market [18:01 - 24:00] Finding Qualified Borrowers: The Hide and Seek Game Why private lenders avoid public advertising of their services How to network strategically with active investors The value of referrals from other private lenders [24:01 - 31:00] Creating Opportunities and Building Relationships How private lending can help military families and others achieve financial goals The importance of face-to-face communication in lending relationships Alexandria's education mission through her Facebook community Connect with Alexandra: Website: http://infiniteroadcapital.com/ Key Quotes: "Private lending is very collaborative, very flexible, and very profitable." – Alexandria Breshears "Get extremely clear on what you are willing to lend on... and don't be afraid to stick to your guns." – Alexandria Breshears Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode. Are you confused about where to start? Join our community and learn more about real estate investing.
In this episode of Good Job, New Mexico, host Stacy Johnston and guest host Cabinet Secretary Sarita Nair speak with Joseph M. Maestas, PE CFE, the State Auditor of New Mexico. Maestas shares his journey from growing up on a rural farm to studying civil engineering and later transitioning into public service. He opens up about the dedication to his studies through college, the federal government, and becoming Mayor of Española. Maestas offers valuable insights on the importance of education, problem-solving, and adapting to new career opportunities. Tune in to hear how persistence, resilience, and a willingness to fight for what is right can lead to unexpected and fulfilling careers.
Your intrepid hosts, Ben Creighton and Kenny Windorski, have meticulously ranked Batman: The Animated Series, The New Batman Adventures, Superman: The Animated Series, Matlock, Batman Beyond, Murder She Wrote, and Justice League with unimpeachable SCIENCE! Now they're on to their next challenge: Static Shock! Join us on Discord at bit.ly/LandOfTheBlindBen's Mount Shockmore:A Shock to the SystemSons of the FathersJackie Chan Adventures - The Dark HandFrozen OutJimmyBen's Mount Skipmore:Romeo in the MixThe Parent TrapShe BackArmy of DarknessHoop Squad
Author Florencia Rojo discusses the article, "Where the Rubber Meets the Road: Balancing Pedagogy and Partnerships in an Undergraduate Community-Based Research Class," published in the January 2025 issue of Teaching Sociology.
Charles Schwab's Joe Mazzola says high beta stocks have been getting "clobbered," noting today's selling action seen in quantum names. He points to tech earnings as critical crossroads if the Fed curbs its rate cut cycle. Michelle Gibley turns to the international market, where sentiment is falling overall, and some investors seek more yields to hedge debt. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
In this episode Jason and Chris are in the same studio. Chris is on the road and dropped by the home studio to visit and get caught up on important podcast business. As usual, the boys take the opportunity to record and episode and taste some delicious whiskey. Chris had …
We need each other in order to build the Kingdom of God.
Scripture: Mark 10:17-27
It was a quick sales call that would go on to change everything and shape the world to come, until it all came to a fiery halt.
On October 13, the message is called, "Where the Rubber Meets the Road" from Mark 8:27-10:31 – Pastor Patrick Edwards, PhD It's one thing to say we are a Christian, but following Jesus is a life of faith, constantly dying to oneself and one's way of thinking. In the glory of Jesus' transfiguration, we see the cost of discipleship and begin to see what it looks like in the Christian life for the rubber to meet the road.
Junk fees have made, and continue to make, state attorney general headlines with recent actions by Maryland and Rhode Island relating to consumer transportation. The rubber met the road when Maryland Attorney General Anthony Brown brought charges against a car dealership and its owners, and Rhode Island Attorney General Peter Neronha filed a lawsuit against a parking management company. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/state-ags-and-junk-fees-where-the-rubber-meets-the-road Paul Singer psinger@kelleydrye.com (202) 342-8672 www.kelleydrye.com/Our-People/Paul-L-Singer Abigail Stempson astempson@kelleydrye.com (202) 342-8678 www.kelleydrye.com/Our-People/Abigail-Stempson Beth Chun bchun@kelleydrye.com (202) 342-8671 www.kelleydrye.com/Our-People/Beth-Bolen-Chun Subscribe to the Ad Law Access blog - www.kelleydrye.com/subscribe Subscribe to the Ad Law News Newsletter - www.kelleydrye.com/subscribe View the Advertising and Privacy Law Resource Center - www.kelleydrye.com/advertising-and-privacy-law Find all of our links here linktr.ee/KelleyDryeAdLaw Hosted by Simone Roach
The Qur'an commands us to be patient, to have Sabr and promises help to those who have patience. Allahﷻ taught us how to face difficulty and said: فَٱذْكُرُونِىٓ أَذْكُرْكُمْ وَٱشْكُرُوا۟ لِى وَلَا تَكْفُرُونِ يَـٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوا۟ ٱسْتَعِينُوا۟ بِٱلصَّبْرِ وَٱلصَّلَوٰةِ إِنَّ ٱللَّهَ مَعَ ٱلصَّـٰبِرِينَ Baqara 2: 152-3 Remember Me; I will remember you. And thank Me,… Continue reading When the rubber meets the road The post When the rubber meets the road appeared first on Mahmood Habib Masjid and Islamic Centre - We came to give, not to take..
In this episode, Evan Zinaman, founder and principal at Trailbreak, delves into the first-of-its-kind case of the Bueno brothers, who face Department of Justice charges for exploiting Maximal Extractable Value (MEV) in a cryptocurrency scheme. Accused of manipulating transaction ordering to create an arbitrage opportunity, the brothers are charged with conspiracy to commit wire fraud as well as wire fraud itself. Zinaman explores the broader implications of MEV exploitation, addresses critics who say that the MEV exploiters just got a taste of their own medicine, and the need for block building participants to consider their legal and compliance responsibilities. Show highlights: What the charges against the Bueno brothers are about How block building works on Ethereum and how the relay was manipulated by the Bueno brothers The different types of MEV and which ones are acceptable Why these charges could be seen as a "vanilla fraud," according to Evan Whether the benefits of MEV outweigh the cons of it The lack of terms of service in the MEV space How the regulators' attention to the space has changed over time Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com First Bits + Bips episode: Bits + Bips: Does Macroeconomics Point to a Potential Crypto Supercycle? Thank you to our sponsors! iTrustCapital Polkadot VaultCraft Guest Evan Zinaman, Founder & Principal at Trailbreak Where the Rubber Meets the Road: A MEV-Aware, Functionalist Review of OFAC Risk "on the Base Layer" Links Previous coverage on Unchained of MEV: Why MEV Will Always Be Controversial The Chopping Block: Why the Once-Taboo MEV Is Now a Core Part of Ethereum The Mango Markets Attacker on Whether His 'Trade' Was Ethical or Not The Chopping Block: ‘Code Is Law' Is ‘Obviously Not How Anything Works Ever' The Case: Unchained: DOJ Alleges Two Brothers Stole $25 Million From MEV Bots Last Year Research: Blockchain Transaction Ordering as Market Manipulation by Mikolaj et al Learn more: What Are Sandwich Attacks in Crypto? A Beginner's Guide What Is MEV in Crypto? Learn more about your ad choices. Visit megaphone.fm/adchoices
Evan Zinaman breaks down why the government's indictment of the Bueno brothers for their $25 million MEV exploitation is a “vanilla fraud,” but still may shed light on potential compliance considerations for block-building participants.Listen to the episode on Apple Podcasts, Spotify, Pods, Fountain, Overcast, Podcast Addict, Pocket Casts, Castbox, Amazon Music, or on your favorite podcast platform.In this episode, Evan Zinaman, founder and principal at Trailbreak, delves into the first-of-its-kind case of the Bueno brothers, who face Department of Justice charges for exploiting Maximal Extractable Value (MEV) in a cryptocurrency scheme. Accused of manipulating transaction ordering to create an arbitrage opportunity, the brothers are charged with conspiracy to commit wire fraud as well as wire fraud itself. Zinaman explores the broader implications of MEV exploitation and addresses critics who say that the MEV exploiters just got a taste of their own medicine, and the need for block-building participants to consider their legal and compliance responsibilities.Show highlights:What the charges against the Bueno brothers are aboutHow block building works on Ethereum and how the relay was manipulated by the Bueno brothersThe different types of MEV and which ones are acceptable Why these charges could be seen as a "vanilla fraud," according to EvanWhether the benefits of MEV outweigh the cons of itThe lack of terms of service in the MEV spaceHow the regulators' attention to the space has changed over timeVisit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.comFirst Bits + Bips episode: Bits + Bips: Does Macroeconomics Point to a Potential Crypto Supercycle?Thank you to our sponsors! iTrustCapital | Polkadot | VaultCraftGuest | Evan Zinaman, Founder & Principal at TrailbreakWhere the Rubber Meets the Road: A MEV-Aware, Functionalist Review of OFAC Risk "on the Base Layer"Links | Previous coverage on Unchained of MEV:Why MEV Will Always Be ControversialThe Chopping Block: Why the Once-Taboo MEV Is Now a Core Part of EthereumThe Mango Markets Attacker on Whether His 'Trade' Was Ethical or NotThe Chopping Block: ‘Code Is Law' Is ‘Obviously Not How Anything Works Ever'The Case:Unchained: DOJ Alleges Two Brothers Stole $25 Million From MEV Bots Last YearResearch:Blockchain Transaction Ordering as Market Manipulation by Mikolaj et alLearn more: What Are Sandwich Attacks in Crypto? A Beginner's GuideWhat Is MEV in Crypto?Unchained Podcast is Produced by Laura Shin Media, LLC. Distributed by CoinDesk. Senior Producer is Michele Musso and Executive Producer is Jared Schwartz. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
By Robin Webber in Las Vegas, NV, Redlands, CA, San Diego, CA - May 11, 2024 - As we move forward from the recent Spring festivals in which we enter the wilderness experience towards the ultimate Promised Land, a question: Are we prepared to make contact with the challenges that will come our way? For indeed they will! Ritual without righteousness goes nowhere. Christianity is more than theory and theory, but has contact points in the lab session of life to offer "living sacrifices" (Rom.12:1) in the living temple of God (1 Cor. 3:16-17).
The Buckeyes will head into the early signing period hoping to avoid a trio of major losses on the recruiting front. Ryan Day and his coaching staff have battled throughout the last year and now, good or bad, the philosophies and decisions made in that time will once again be under the spotlight.Want to talk even more Ohio State football with the guys? Text us! Send a text to 614-662-4509 to get started and receive your first two weeks free.
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