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Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews three RISKWORLD attendees at RISKWORLD 2025. They are first, Audrey Trim of Thomson Rivers University, second, Lucy Straker of Beazley, and third, François Beaume of Sonepar and AMRAE.   Audrey Trim shares information about her career and her experiences at RISKWORLD and on the Board at BC RIMS. She introduces the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada and tells how student teams can compete.   Lucy Straker describes the growing risk of political violence and active assailant events, and what insurance products are needed on top of general liability. She offers strategies for preventing and mitigating violent events.   François Beaume presents the 17th Annual AMRAE RMIS Panorama, a survey of vendors and risk managers, with insights into the software and technology available to corporate risk teams. The Panorama and data sets are freely available online in French and English at the link below. Listen in for a glimpse of the variety of education at RISKWORLD. Be sure to save the dates May 3rd through the 6th for RISKWORLD 2026 in Philadelphia.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast, coming to you live from RISKWORLD 2025 in Chicago. There are so many topics and perspectives to cover! [:40] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program, which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [:59] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:14] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:31] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:42] We're at RISKWORLD this week, but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:00] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:16] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:26] Of course, mark your calendars for November 17th and 18th, and I'll be sure to alert you when registration opens. [2:34] RISKWORLD 2025 was one of the highlights of the 75th Anniversary of RIMS. We had a fantastic time here at McCormick Place in Chicago. We've got a lot of perspectives that we're going to cover! [2:47] Our first guest is the Responsible Use of Space Coordinator in the Risk Management Department of Thomson Rivers University in British Columbia and a Board Member of BC RIMS. She is making her RISKWORLD and RIMScast debut. [3:04] Audrey Trim is here to tell us about her experience as a first-time attendee and the 2025 Coast-to-Coast Risk Management Legacy Challenge, which was a big draw among the students at RIMS Canada 2024, and we expect that to possibly outdo itself in 2025. [3:24] You could sense the energy on the exhibit room floor on Day 1 of RISKWORLD. Let's get to it! [3:32] Interviews! Audrey Trim, welcome to RIMScast! [3:38] On RISKWORLD Day 1, Audrey enjoyed the Matha Stewart opening keynote. It was a great, inspirational show. Audrey has taken in some great sessions. She's looking forward to some educational seminars. This is Audrey's first RISKWORLD; it will not be her last! [4:57] Audrey explains her job title, Responsible Use of Space Coordinator. She oversees the non-academic space, among other things, on the Thomson Rivers University campus. She focuses on the best use of the space in a responsible way. [6:07] In earlier roles, Audrey worked on the 2014 Tim Hortons Brier in Kamloops and was an Event Coordinator for the City of Kamloops. She also coordinated a Buskers Festival. Then she fell into risk management, and she's loving it. [6:28] Audrey joined the Risk Group at Thomson Rivers three years ago. She became a BC RIMS member and now serves on the chapter board. Audrey is on the organizing committee of the Coast to Coast Risk Management Legacy Challenge, working with the SA RIMS Chapter. [7:01] This is the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada. They will try to outdo the premier year. The Challenge involves students in teams of four from universities across Canada. [7:31] The teams get a case study and compete for the top two spots. The top two teams will get a chance to present their findings at the 2025 RIMS Canada Conference, which will be in Calgary, Alberta, from September 14th through 17th. [7:50] This year, Ken Letander, Case Study Champion, owner and Founder of Strat First Inc., a Canadian risk management firm, has chosen the case study topic: Reporting, Set Aside, Spend: Indigenous business joint venture, ethical dilemmas, and program integrity benefits. [8:15] It's going to be a big draw. Audrey hopes lots of teams apply. Ken Letander and others will judge the entries. [8:45] Audrey describes the passion and thought that went into the submissions to the 2024 Coast to Coast Challenge. The winning submission developed a tool to measure health equity across the province. The tool was given to the Fraser Health Authority to use day-to-day.  [9:35] The Coast to Coast Challenge is open to students across Canada. One of the members of the winning team last year changed her direction from business to risk management, because she had such a great experience at the conference and during the case study. [10:38] Apply to join the Coast to Coast Risk Management Legacy Challenge by May 24th. The case study will be assigned on May 30th. Each team submits a 10-page report. The judges will pick the top two teams to present at the RIMS Canada Conference 2025. [10:55] A link to the submissions page and contact information is in this episode's show notes. [11:16] Audrey's advice to anyone considering attending RISKWORLD 2026: “Know where you're going and how to get around the conference. Also, curate your sessions. There are a lot of options here. Pick out the ones that will have an impact on you and teach you something great.” [11:35] “There are so many networking opportunities. Take advantage of those. Get out there. Don't be afraid to try new things!” [11:39] RIMS Canada 2025 will be held from September 14th through 17th in Calgary. Registration will open soon. Audrey says, “Do it! The RIMS Canada Conference was a great opportunity to meet people and network!” [12:20] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [12:36] On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [12:47] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. This session was rescheduled from May. If you were already registered, you do not need to take any action. [13:03] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [13:15] Spencer Educational Foundation's Grants program is starting soon. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [13:34] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [13:55] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [14:05] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey, for their Annual Charity Golf/Pickleball Event. [14:18] Registration is open, and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel, Happy Gilmore 2. For more information and to register, please NewJersey.RIMS.org. [14:42] My next guest was a panelist on several RIMS webinars. I was delighted to see her, so we could record this special segment live at RISKWORLD 2025. She is Lucy Straker. She is the focus group leader for U.S. Political Violence & Deadly Weapons Protection at Beazley. [15:00] We will talk about the trends she's seeing in her area of practice. [15:06] Lucy Straker, welcome to RIMScast!  [15:29] In 2016, Beazley looked at the landscape as it relates to terrorism and active assailant events and realized that traditional insurance options weren't providing sufficient solutions for its clients. Beazley created a product and a marketplace around active armed assailant events. [16:02] Lucy says what you see in the media is a fraction of what's happening. The media report the biggest and worst events. The risk is far higher than what is reported in the media. [16:31] Violence and shootings have increased. People are now more aware of the risk and are trying to respond to it through insurance products and legislation such as California's SB-553, with much more focus on preventing these events from occurring. [16:54] We want to avoid workplace violence before it becomes something. A lot of clients think they already have coverage for workplace violence in their traditional general liability insurance. [17:19] Recently, general liability carriers have put exclusions on their products for AMB, firearms, weapons, or the expected or intended injury exclusion found in a traditional ISA form. [17:38] Lucy says clients need to be aware that there is a potential coverage gap. A misconception among clients is that none of them think they will have a shooting. They're in denial. When there's a shooting, you hear, “I never thought it would happen to me!” [18:03] We're at a stage where gun violence is so prevalent in the U.S. that you can't argue you didn't think something was going to happen. You have to plan and prepare for the worst-case scenario. [18:28] Lucy advises risk leaders to buy coverage to help them cover the gap. They do not have to be alone. With most shootings, there is a warning sign. There is a trail. There are things to do to prevent it. [18:52] As a company, protocols have to be embedded from top-down and bottom-up. The company has to communicate every plan and procedure to its employees. Employees have to be trained and retrained. This is not something they're going to be thinking about every day. [19:09] You have to engage with your security team. You have to screen people. You have to screen the company. You have to create a culture of reporting. People are not going to report something unless they feel comfortable reporting it. You need to have anonymous reporting. [19:24] You need to instill a culture in your company of “See something, say something, report it.” It could be someone coming in and acting funny, or someone posting on social media, “I'm going to go carry out a shooting.” [19:46] More often than not, if someone's going down a path to violence, there are signs. They don't just wake up one morning and say they're going to go carry out a shooting. There are warning signs, and we want to catch them before it becomes something more material. [20:13] There are different lines of coverage and ways that coverage can respond, such as active assailant forms. Think about your business and other areas of your business you might not have thought about. Lucy mentions the United Health Care CEO being shot off the premises. [20:38] It was a targeted event. Were there warning signs online by Luigi, the perpetrator? How can you identify those threats? Make sure you have risk management and preventive measures in place. Think of the litigious landscape. We're now seeing more nuclear verdicts. [21:02] People always want someone to blame. You've got to make sure that, if something happens, you're doing right by the people to try and eliminate and reduce that liability on the back end. [21:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [21:35] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [21:51] Let's Move to My Final Guest, François Beaume, The SVP for Risks and Insurance at Sonepar and the VP of AMRAE (The Association for Corporate Risk and Insurance Management)! [22:16] François Beaume is here to discuss the findings of the 17th Edition of the RMIS Panorama that AMRAE produces in association with and with the support of several groups, including RIMS. [22:36] François Beaume, welcome back to RIMScast! [23:02] AMRAE has the 17th Annual Edition of the RMIS Panorama available. In 17 years, the most significant evolution in risk management information system offerings has been the integration of advanced technologies like AI, automation, and data visualization. [23:57] These add-ons transform the software from a pure data management tool to a much more sophisticated platform that provides productive analyses and real-time risk monitoring to enhance decision-making capabilities and processes in a wider scope of topics. [24:40] Panorama is a collection of surveys. One survey focuses on vendors and one survey focuses on risk managers. François says there is still room for improvement in this solution. Progress has been made on flexibility and integration capability, with changes to come. [25:12] François sees a need to guarantee the success of such solutions, train users, and provide support to users to streamline how they use the system. Vendors receive feedback to provide customizable solutions, enhanced integration capability, training, user clubs, and more. [26:07] Interconnection is a key area of these tools. With APIs, modular architecture, and code-based solutions, more and more, these tools can connect with other risk management information systems. Some corporations have several risk management systems. [26:45] There are more and more interconnected features in these systems, to allow the risk manager and all the teams involved in the use of the risk management programatics to extract the most important benefits from the use of the tool. [27:04] ESG is a key area where this matters more and more. In Europe, there is a strong push for ESG compliance that requires corporations to gather and manage a huge volume of data that, when organized, is helpful to fuel the risk management processes. [27:33] The report evaluates 52 solutions in four functional categories, covering 17 functional modules and 14 technical modules to allow you to compare and assess the value of the solutions and if they are compatible with your company's technology for audit, risk, and more. [28:22] AMRAE is looking at the functional scope and the depth of the features that are offered. Is the scope well-covered? They are looking at technical capabilities; is it easy to integrate a solution? Is it scalable? How is the user interface? What can the admin customize? [28:45] AMRAE also gathers user feedback and testimonials from using a given tool in real life. That feedback provides robust data capabilities, seamless integration capabilities, and more user-friendly interfaces that will benefit the users of the tool. [29:36] RMIS vendors use AI in predictive analytics of historical data. Risk management is gathering and dealing with historical data linked to risk management topics to anticipate future risks. [29:59] Vendors use AI to automate workflows and streamline data from the field and validation from the stakeholders, reducing manual intervention and increasing confidence in the data quality. All data will be analyzed more easily with AI and integrated into interactive dashboards. [30:34] Dashboarding has improved over the past year to provide more interactive dashboards for better risk insights and risk decision-making processes. [31:10] François has advice for risk managers looking for RMIS software. His most valuable advice is to use the RMIS Panorama. It's freely available to anyone. You can get it in French or English. Besides the Panorama PDF, there is an online platform that allows customization. [31:48] The entire data set from the vendor and risk manager surveys is freely available online. You can customize your analytics of the data based on your use case. [32:32] François speaks of captives and the evolving reinsurance market. The market today is favorable toward captives, a powerful tool for improving corporate risk management and the way corporations are living with ESG. There is a strong push in Europe for captives. [33:22] François has seen the creation of about 20 captives in France. Corporations need captives in the risk management process and risk financing optimization. [34:00] Special thanks again to all of our guests and all of the RISKWORLD attendees who made this year's RISKWORLD Conference so very special. Links to RISKWORLD coverage are in this episode's show notes. [34:13] Mark your calendars for May 3rd through the 6th, and join us at RISKWORLD 2026 in Philadelphia. [34:20] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:06] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:24] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:40] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:54] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [36:01] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates RISKWORLD 2025 — Show Daily! [Bottom of page] 2025 Coast-To-Coast Risk Management Challenge — Applications Open Through May 23 AMRAE RMIS Panorama 2025 New Jersey RIMS Spencer Golf/Pickleball Outing — Oct. 7 Global Trio of Risk Leaders Inducted Into RIMS Risk Management Hall of Fame RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “Live From RISKWORLD 2024!” “The Rise of RMIS with AMRAE's VP, François Beaume” (2019)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Audrey Trim, BTM, Responsible Use of Space Coordinator, Risk Management, Risk and Safety Services, Thomson Rivers University BC RIMS Board Member   Lucy Straker, Focus Group Leader U.S. Political Violence & Deadly Weapons Protection, Beazley   François Beaume, SVP Risks and Insurance, Sonepar, VP AMRAE, [Association for Corporate Risk and Insurance Management]   Production and engineering provided by Podfly.  

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Set Aside Self for the Saints Pt. 2 Subtitle: Romans/Swann Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sunday Service Date: 5/10/2025 Bible: Romans 14:19-15:3 Length: 66 min.

Matt N. joins Jake and Jim to talk about what it means to stay in the middle of the boat, starting his day with the Set Aside prayer, and learning to live with the monkey mind without letting it run the show.  Matt shares powerful reflections on spiritual elasticity--the ability to stretch, grow, and return--and the peace that comes from being compassionately detached. 

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Set aside self for the Saints Subtitle: Romans/Swann Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sunday Service Date: 5/4/2025 Bible: Romans 14:19 Length: 62 min.

The Lakers are going to have to approach this offseason with a couple things in mind. If all the puzzle pieces are going to fit together, JJ Redick might have to set his ego aside and coach the team he has, rather than continue to hope for the team he wants. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

No matter what stage you're at in life, saving and investing can seem daunting. That's why this episode, we're bringing you the first of a two-part series we're calling Investing Through the Ages. In it, we'll work our way through different age groups and break down how they should be thinking about saving and investing at each stage along the way. In this installment, we're focusing on what experts call the accumulation stage – roughly age 25 to 50. These are most people's core working years where they accumulate the majority of their wealth. Devon Lacombe, Vice President of Retail Investments at Scotiabank, is our guest and has some practical tips on how to balance short-term and long-term savings goals during this pivotal phase.    For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures    Key moments this episode:  2:05 – Devon explains what the accumulation phase is  3:44 – The start of the accumulation stage: how should people be investing and saving in their 20s and 30s  4:36 – A key tool to ensure people are hitting their saving and investment goals during this period  5:48 – The first type of account people should be thinking of during this phase  8:11 – What about people who are carrying student debt? How should they approach saving?  9:43 – The benefits of starting to save and invest early  10:53 – At what point should someone talk to an advisor when it comes to saving and investing?  11:55 – A mistake Devon made early in her accumulation stage and the lesson she learned from it  13:04 – The next potential milestone during the accumulation stage: home ownership. How does that factor into investing and saving goals?  14:06 – A primer on the First Home Savings Account (FHSA)  15:55 – How much of your income should go towards home expenses?  17:11 – What about buying a house as an investment?  18:32 – Another milestone during this phase: having children. Devon explains how an RESP works  19:27 – How to prioritize saving and investing when financial responsibilities are piling up during this phase  22:31 – How to approach investing during the next major life milestone: middle age (and a good benchmark for what you should have saved for retirement at this point)  24:50 – How should wealth transfer from parents impact financial planning?  26:02 – Planning for the next phase (and our next installment of this series): the decumulation stage 

Guest: Barry Clarke | General Manager at JAG Sports & Education Foundation Trust (JAG Foundation) With R250 million set aside for school sport. Africa Melane speaks to Barry from the JAG Foundation about the power of sport in transforming young lives, especially in underserved schools. They unpack the gap between policy and practice—and how partnerships can help close it.See omnystudio.com/listener for privacy information.

The eighth chapter of Romans concludes with a glorious declaration that nothing can separate us from the love of God in Christ Jesus. But immediatley, a problem arises- what about God's ancient covenant people, the Jews? It would seem that God had cast them aside and supplanted them in favor of the Gentiles. What is God's purpose for the nation and people of Israel? Find out on Dr. Barnhouse and the Bible with Dr. Donald Gray Barnhouse. To support this ministry financially, visit: https://www.oneplace.com/donate/581/29

The eighth chapter of Romans concludes with a glorious declaration that nothing can separate us from the love of God in Christ Jesus. But immediatley, a problem arises- what about God's ancient covenant people, the Jews? It would seem that God had cast them aside and supplanted them in favor of the Gentiles. What is God's purpose for the nation and people of Israel? To support this ministry financially, visit: https://www.oneplace.com/donate/791/29

⚖️ What Happens If Your Spouse Tries to Void the Divorce Agreement? | Los Angeles Divorce ⚖️ What Happens If Your Spouse Tries to Void Your Divorce Settlement? You thought your divorce was done and over with—but now your ex wants to reopen the case. Can they really undo a finalized divorce agreement? In this video, I'll explain when a court can set aside a divorce judgment—and how to protect your agreement from being challenged.

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The RUNDOWN S5 E39: Biden's EPA Set Aside $375B to Fund Left Wing Causes & OrgsPlease Support Our Sponsors:HITMAN INDUSTRIES - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hitmanindustries.net/⁠⁠⁠⁠THE CALIFORNIA REPUBLICAN ASSEMBLY - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cragop.org/⁠USCOMBATGEAR.COM⁠⁠⁠ - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.uscombatgear.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HAWG HOLSTERS - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hawgholsters.com/

New documents reveal the coalition has set aside 300 million dollars to cover broken infrastructure contracts and a break-fee with Hyundai, after the government ended a contract with the Korean company to build two new Interislander ferries. The contract, known as iRex, was cancelled with Hyundai shortly after the Coalition came to power. Political editor Jo Moir spoke to Leiataualesa Susana Lei'ataua.

Welcome to Sridhar's newsletter & Podcast (Click Play button for Audio version of the Post). Appreciate you being here, so we can connect weekly on interesting topics. Add your email id here to get this directly to your inbox.Do subscribe to show Minimalist Techie over Apple Or Spotify Or YouTube podcast (Click on Hyperlinks for Apple Or on Spotify Or on YouTube) or hear it over email you received through my subscription or on my website.This weekly newsletter is mostly about the article, books, videos etc. I read or watch or my views on different topics which revolves around my head during the week.Lets dive into todays topic.Things to Do in the First 6 Months When Coming on H1B Visa from India to the USAIf you're someone who is planning to move to the USA on an H1B visa or have already arrived, this episode is for you. Moving to the US is an exciting yet overwhelming experience, especially if it's your first time. It's not just about adapting to a new country, but also about understanding how things work here and setting yourself up for success. Today, I'll walk you through what to do in the first 6 months of your move—covering everything from housing and finances to work culture and personal adjustments.Click the play button, here are key things discussed. #H1BVisa , #Immigration , #IndiaToUSA , #MovingToUSA , #NewLifeInAmerica , #ExpatLife, #FirstSixMonths, #TipsAndTricks, #Advice, #Podcast, #ListenNow#FindingAnApartment, #OpeningABankAccount, #GettingASocialSecurityNumber , #CulturalAdjustment, #Homesickness1. Pre-Arrival Preparation: Planning Before You Leave India1.1 Review Your Offer Letter1.2 Arrange Temporary Accommodation1.3 Learn to Drive (If You Haven't Already)1.4 Set Aside a Budget for a Car2. Housing: Finding Your First Apartment2.1 Start with Trusted Platforms2.2 Lease Considerations3. Transportation: Buying a Car and Getting Around3.1 Buying a Car in Your First 6 Months3.2 Budget for a Car:4. Work and Professional Culture4.1 Day 1 at Work4.2 Adapting to US Work Culture5. Personal Finance and Banking5.1 Open a US Bank Account5.2 Start Building Credit:6. Social and Personal Adjustments6.1 Building a Social Network:6.2 Managing Homesickness:7. Health Insurance and Healthcare8. Embrace the JourneyThat is all for this week. See you again.Do let me know in comments or reply me over email to share what is your view on this post. So, Share, Like, subscribe whatever these days' kids say :-)Stay Connected, Share Ideas, Spread Happiness. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit sridhargarikipati.substack.com

 You do not want to encounter “default Amy” Learn how to bring out your super human traits with a ritual each day. #ThePitch #INICIVOX #VirtualMentorship

Hosts: Erin Rider and Taylor Morgan  The upcoming Legislative General Session begins in about two weeks, and it could result in some large tax cuts for Utahns. The exact details are still unknown at this time, but the cuts come as Governor Cox has pushed to eliminate the state income tax on Social Security benefits. The Inside Sources hosts discuss the support the plan seems to have on Utah’s Capitol Hill.   

“What do you need to set aside?”   How often do we get stuck on ‘rightness' and ‘wrongness'?  These judgements separate us from actually experiencing our lives moment by moment. Keizan Jokin invites us to free ourselves from such considerations and rest comfortably in our true nature for the sake of all beings. In this […] The post Set Aside Entangling Affairs and Associations | Koshin Paley Ellison appeared first on New York Zen Center for Contemplative Care.

The Gospel Lesson: Matthew 1:18-25Sermon: “Joseph: Set Aside Your Fears”Preaching: Rev. Bill Britt, Senior Minister The post 12.15.24 | Joseph: Set Aside Your Fears appeared first on Peachtree Road United Methodist Church.

2024.12.01 | God_Set_Aside_A_Certain_Day | Frederick Roback by River In The Hills Church

Today InPerspective with Dr. Harry Reeder November 28, 2024

When the physical is strengthened, we must also strengthen the spiritual. https://www.torahrecordings.com/rebbe/igroskodesh/011/008/3514

One in four (25pc) Irish adults have less than €500 set aside for a rainy day, with almost half of these (9pc) reporting that they have no financial cushion at all. Most people (65pc) have a financial cushion of less than €5,000, while more than half (53pc) have less than €3,000. This is according to the findings of a new survey by Capital Credit Union of more than 3,700 adults, which also revealed that almost half (45pc) of Irish people are saving more regularly than they have in the past and that one in four (24pc) are saving less frequently. Headline findings from the Capital Credit Union survey reveal that: Two in ten (20pc) have an emergency fund of €10,000 or more. More than three in ten people in their 30s have less than €500 of an emergency fund set aside. More than one in ten people aged between 30 and 60 do not have any financial cushion at all. Those in their 70s are the least likely (5pc) to be in this position. Men are more inclined than women to have a large financial cushion in the wings: one in ten (10pc) men have an emergency fund of more than €30,000 but just 6pc of women would have this amount set aside. Furthermore, men are almost twice as likely as women to have a financial cushion of €50,000 or more (5.25pc versus 2.9pc). Table 1: How much money do you have set aside in case of a financial emergency How much money do you have set aside in case of a financial emergency - i.e., emergency savings, excluding savings for home or retirement? Nothing 9% 0 - €100 6% €100 - €500 10% €500 - €1000 11% €1000 - €3000 17% €3000 - €5000 11% €5000 - €10000 15% €10,000- €30000 13% €30000 - €50000 3% €50000+ 4% Figures are rounded off to the nearest zero Commenting on the survey findings, Pat Byrne, Chief Executive Officer at Capital Credit Union said: "It's always important to set aside some savings to tide you over at times of emergency, unforeseen problems - or when income is unexpectedly low. No matter how smooth life is or how financially comfortable you are, life is unpredictable, and things can take a turn for the worse when we least expect it. Having an emergency fund in the wings can be invaluable when the unexpected - such as the loss of a job, someone being unwell, or a car accident - happens. It is a concern that our research shows that one in four Irish adults have less than €500 set aside for a rainy day. This would be unlikely to even last a week if a person lost their job. The majority of Irish adults were found to have a financial cushion of €5,000 but even this might not be enough when a financial emergency hits, particularly if unable to work for a prolonged time - given the high bills which so many families have today. Building up an emergency fund where possible is a core tenet of effective money management. Adequacy is key. Some financial advisers recommend building up a fund equivalent to about three months' of your salary; others advise setting aside a year's salary." Other headline findings from the Capital Credit Union survey include: Two-thirds (66pc) of those in their 20s are saving more regularly now than was the case in the past - making this age group the most likely one to be saving more. By comparison, less than half (46pc) of those aged 30, 40 and 50 say they are saving more regularly now. Of those who have savings, almost three in four (74pc) are likely to be earning little or no interest on it as their money is kept in a readily accessible account. More than half (56pc) of people keep their savings in a readily accessible account so that they can take money out whenever they need to while about one in five (18pc) say they keep all savings in a readily accessible account because they wouldn't know what else to do with the money. Mr Byrne added: "One in four Irish people are saving less regularly than they have in recent years. This tallies with a recent report from the CSO, which found that the amount saved by Irish households has fallen, with households saving about an eighth (12.7pc)...

#542A Special Time Set Aside.    What is your favorite day of the week?  I heard someone say;  It's any day you can sleep in.  In all seriousness, God has gifted us with a special day, a day of rest and refreshment a day to connect with loved ones and with our Lord.  What a great commandment we are looking into today, join us, won't you?                       --- Support this podcast: https://podcasters.spotify.com/pod/show/dl-700/support

Our meetings are called Principles in Application, they are held virtually on Zoom.  There is a Principles in Application meeting every day.  All of the meetings are based on 12 steps and start with 20 minutes of meditation. These are meetings based on living by spiritual principles in our lives today right now. For a meeting schedule please visit https://www.randymermell.com/meetings Randy Mermell is an international coach, speaker, and podcaster. Randy helps people live happy and purposeful lives. Drawing from his own experience from 20 years of happy marriage, raising two daughters, and his success as an entrepreneur, he has helped others get through all types of professional and personal challenges, including love, marriage, children, jobs, and finding passion in everything we do. With over 28 years of sobriety, and success in his own life overcoming low self-esteem, addictions to alcohol, drugs, cigarettes, and coffee Randy draws on his real-life experience to lead meditation and recovery retreats internationally. Our meetings are called Principles in Application, they are held virtually on Zoom. There is a Principles in Application meeting every day. All of the meetings are based on 12 steps and start with 20 minutes of meditation. These are meetings based on living by spiritual principles in our lives today right now. For a meeting schedule please visit https://www.randymermell.com/meetings

Sometimes you just need to look outside, take a deep breathe and head to the beach

On today's MadTech Daily: Documents Reveal Google's Advertising Incentive Payout Plans; Daily Mail Owner Set Aside £20m in Advertising Rebates; Criteo CEO to Retire 

https://youtu.be/0SEjrMesazI

Ken Carman and Anthony Lima discuss whether fans should set aside their hate of players on other times (i.e. Kevin Durant, Stephen Curry) to root for Team USA in the Olympics.

On this episode of Conduct Detrimental: THE Sports Law Podcast, Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠ is joined by Mike Lawson (⁠@Mikesonoflaw⁠) after a short hiatus! We break down the Michigan investigation results by the NCAA, which the punishments came out today. (5:50) Connor Stalions, Sherrone Moore, and Jim Harbaugh at the center of these investigations. Harbaugh gives a statement denying any involvement in the allegations and that he had no knowledge they were happening. Harbaugh is now the head coach of the Chargers, and his punishment would only be effective if he ever goes back to coach in college. Huge win for the NFL in the Sunday Ticket lawsuit. (20:40) Following the massive $4.7 billion jury verdict against the NFL, the trial judge granted the NFL's motion to set aside the verdict AND did not order a new trial. It is on the Plaintiff class to file an appeal in the 9th Circuit. From $14 billion after the treble damages award to $0 after this ruling. DraftKings becomes the first sportsbook to impose surcharge taxes on winnings. (28:50) In recent news DraftKings has announced that in certain states that impose high taxes on DraftKings, such as Illinois, Pennsylvania, New York, and Vermont, they will be imposing surcharges on bettors' winnings. They are the first but most likely not the first. We discuss the implications for bettors and possible changes in legislation. The Rock v. The Army. (34:48) The Army made an $11 million marketing deal with the Rock and the UFL, but they are not happy with their return on investment so far. The Army claims to have lost 38 recruits since the beginning of this deal. We break down this contractual situation and the potential lawsuit. Make sure to listen through and share your thoughts with us! *** Have a topic you want to write about? ANYONE and EVERYONE can publish for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ConductDetrimental.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Let us know if you want to join the team. As always, this episode is sponsored by Themis Bar Review: ⁠⁠⁠⁠⁠⁠⁠https://www.themisbarsocial.com/conductdetrimental⁠⁠⁠⁠⁠⁠⁠  Hosts: Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) Co-Host/Producer: Mike Lawson (@Mikesonoflaw) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email --- Support this podcast: https://podcasters.spotify.com/pod/show/condetrimental/support

On this episode of Conduct Detrimental: THE Sports Law Podcast, Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠ is joined by Mike Lawson (⁠@Mikesonoflaw⁠) after a short hiatus! We break down the Michigan investigation results by the NCAA, which the punishments came out today. (5:50) Connor Stalions, Sherrone Moore, and Jim Harbaugh at the center of these investigations. Harbaugh gives a statement denying any involvement in the allegations and that he had no knowledge they were happening. Harbaugh is now the head coach of the Chargers, and his punishment would only be effective if he ever goes back to coach in college. Huge win for the NFL in the Sunday Ticket lawsuit. (20:40) Following the massive $4.7 billion jury verdict against the NFL, the trial judge granted the NFL's motion to set aside the verdict AND did not order a new trial. It is on the Plaintiff class to file an appeal in the 9th Circuit. From $14 billion after the treble damages award to $0 after this ruling. DraftKings becomes the first sportsbook to impose surcharge taxes on winnings. (28:50) In recent news DraftKings has announced that in certain states that impose high taxes on DraftKings, such as Illinois, Pennsylvania, New York, and Vermont, they will be imposing surcharges on bettors' winnings. They are the first but most likely not the first. We discuss the implications for bettors and possible changes in legislation. The Rock v. The Army. (34:48) The Army made an $11 million marketing deal with the Rock and the UFL, but they are not happy with their return on investment so far. The Army claims to have lost 38 recruits since the beginning of this deal. We break down this contractual situation and the potential lawsuit. Make sure to listen through and share your thoughts with us! *** Have a topic you want to write about? ANYONE and EVERYONE can publish for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ConductDetrimental.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Let us know if you want to join the team. As always, this episode is sponsored by Themis Bar Review: ⁠⁠⁠⁠⁠⁠⁠https://www.themisbarsocial.com/conductdetrimental⁠⁠⁠⁠⁠⁠⁠  Hosts: Dan Lust (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@SportsLawLust⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) Co-Host/Producer: Mike Lawson (@Mikesonoflaw) ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email --- Support this podcast: https://podcasters.spotify.com/pod/show/condetrimental/support

How can the law of the Aaronic priesthood be thrown away? Why does Melchizedek and Jesus matter when it comes to the law?Psalm 67Hebrews 7:11-18

Is there something about a boundaried time to reflect in silence that the Lord breathes on? (And can I, or should, make more space for him?)

On today's episode, we hear about: ·      A first-time voter struggling to balance their morals with their civic duty ·      A woman struggling with the loss of freedom after losing her license ·      A mom debating whether to start taking her family to church Offers From Today's Sponsors ·      10% off your first month of therapy at BetterHelp ·      Three free months of Hallow ·      25% off Thorne orders ·      20% off Organifi with code DELONY ·      Up to 30% off plus two free pillows at Helix Sleep Next Steps

1. Judge Declares Mistrial in Karen Read's Murder Trial After Jury Deadlocks Twice (1:05)2. Trumps Requests Verdict Be Set Aside in Hush Money Case Following Supreme Court's Immunity Decision; Judge Delays Trump's Sentencing to July 18th (7:12)3. Epstein Grand Jury Testimony Transcripts Released By Florida Judge After New Disclosure Law Takes Effect (11:45)4. Quick Hitters: Rudy Giuliani Disbarred in New York, US Government to Give Moderna $176M to Develop Bird Flu Vaccine, New $2.3B Ukraine Aid Package, FTC Votes Unanimously to Block Mattress Merger, and Biden to Sit for Interview with ABC News Following Debate (17:29)Support ‘UNBIASED' on Patreon.Watch this episode on YouTube.Follow Jordan on Instagram and TikTok.All sources for this episode can be found here. 

Trump seeks to set aside his New York hush money guilty verdict after Supreme Court immunity ruling. Gas prices rising again. Consumer prices also rising. US eliminated from Copa America with 1-0 loss to Uruguay. Dems trying to play off Biden's poor debate performance. Plane diverted to Brazil after turbulence injures 30. Covid was detrimental for kids development. Misheard song lyrics. TikTok Tuesday. 

AP correspondent Jennifer King reports that Donald Trump's attorneys want to leverage the recent Supreme Court ruling to negate his conviction in New York.

AP correspondent Lisa Dwyer reports that Donald Trump's lawyers are asking the Manhattan judge in his hush money criminal case for permission to file a motion to set aside the verdict.

Regret sucks, take the initiative and go for it now!

Summer is a transformational time for many, it's a time to have fun, relax, rest, connect and learn and grow  And this summer start is setting the tone for all of this.  If you have been feeling burnt out from this year or have just been craving time with yourself and loved ones then this full moon in Capricorn is just what you need. Journal Prompts: What boundaries do you need to set with loved ones How much energy and time do you give to work and to others? What does structure look like to you? What are you proud of yourself for? How can you structure in self care? Thank you for tuning in x Don't forget to subscribe, leave a review and rate this podcast. I appreciate YOU so much! ----------------------------------------- Get My Guide: https://www.ro-hik.com/books/p/28-days-to-home-a-guide-to-your-soul ----------------------------------------- Follow me on: @andbeyondpodcast For health coaching: @rohikbynoor  @noorkaawach --- Support this podcast: https://podcasters.spotify.com/pod/show/chaosintheattic/support

In the News with Mike Dakkakwww.itnshow.comMichele Swinick joins ITN to discuss blockbuster evidence she has uncovered that shows the 2022 Arizona Elections should have been set aside.Learn more about and support Michele's work at:https://savemyfreedom.substack.comhttps://launchlinks.com/ElectionSystemOperationEXPOSEDhttps://rumble.com/v4w9180-293.htmlPlease support Michele's work at:https://www.givesendgo.com/savemyfreedomFollow Michele on Twitter at:https://twitter.com/EverythingHomeTPurchase Dr. Stella Immanuel's products at https://marketplace.drstellamd.com. Use promo code ITN and save.Your support allows me to cover the news the MSM tries to suppress. https://www.buymeacoffee.com/itnshowLiberate yourself from Big Tech at Liberation Technology at https://secure.liberationtek.com/aff.php?aff=79. Use promo code ITN and get 1 month free.

Hey, Survivor! What do you do when someone asks you to set aside your differences with the narcissist?  In this episode, I'll offer 10 solutions, after we calm our bodies and brains.  You should consider the source of the request; and prioritize your well-being.  Someone who's fighting the discomfort of toxic relationship dynamics and struggles to set boundaries doesn't have the capacity to care about your mental health.  You've got to take care of yourself!     If you, or someone you know, need help navigating boundaries and self care, this episode is for you. Know who you're dealing with.  Know who you are.

How much should you set aside for taxes? In this episode of Feelings and Finances, team member Christelle asks Linzy about a common question that many Money Skills for Therapists participants ask. Linzy dives into how to make sense of your business numbers so that you can set aside enough for taxes without setting aside way too much. She breaks down how to determine that number and dispels common misconceptions about how income taxes work. If you're looking for more support around setting aside enough for taxes, check out the workshop linked below.Unsure If You're Setting Enough Aside for Taxes?If you're unclear about how much to set aside for taxes, or you avoid thinking about paying your taxes altogether, you're not alone! The good news is that I can help you create a plan so that you can face the next tax season with calm and confidence, knowing that you have the right amount of money set aside. All you have to do is  join my FREE workshop, Setting Enough Aside for Taxes (in 5 Easy Steps!).For a full transcript of the episode and much more, check out the blog post on our website! To watch a video version of this, check it out on YouTube: https://youtu.be/_WDCbMScdzYHave a question for Linzy? You can easily submit your question to Linzy on a voice recording. Go to the podcast page on our website and click the “Start recording” button. https://moneynutsandbolts.com/podcast/Follow the prompts to record your question. When you finish your recording, enter your name and email to submit the recording. You can also submit your question directly to Linzy's SpeakPipe inbox: https://www.speakpipe.com/MoneySkillsForTherapistsWant to feel calm and in control of your finances? Connect with us!

Exodus 29

In this episode I talk about how to radically increase your devotion to Jesus.Link to devo hereSubscribe to watch our Podcast on YouTube!Links to Talks with Tori!InstagramYoutubeApple PodcastsSpotifyFind us on YouTube and IG:YouTubeToriChad

In this episode of the Canadian Investor Podcast, hosts Simon and Dan delve into the latest financial headlines, starting with the meteoric rise of Bitcoin against various fiat currencies.  They then analyze the challenges facing New York Community Bank amidst its exposure to commercial real estate, questioning its survival prospects.  Finally, the duo provides a comprehensive review of the recent earnings reports from major Canadian banks including RBC, TD, CIBC, and National Bank, offering insights into their performance and implications for investors.  Tickers of stocks discussed: NYCB, TD.TO, RY.TO, CM.TO, NA.TO Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Dan's Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor  Spotify - The Canadian Real Estate Investor  Sign up for Finchat.io for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

In our final episode of 2023, Tom, Julie, and Eric discuss their highs and lows of the year, including our biggest surprises, rosiest roses, thorniest thorns, and hula-iest hula hoops. 02:57 - 2023 as a Whole 14:45 - Best Game to Play at a Convention - Chicken 16:09 - Fiction 17:01 - The Same Game 19:45 - Best Theme - First in Flight 20:53 - Jekyll vs. Hyde Card Game 21:51 - Freelancers 22:53 - Most Likely to Be Gifted By A Well-Intentioned Family Member - Twilight 25:50 - Monopoly Scrabble 26:28 - Dumb Ways to Die 27:25 - Biggest Surprise - Eila and Something Shiny 28:35 - NOOBS in Space 29:32 - Earth 31:22 - Best Travel Game - NOOBS in Space 32:31 - GAP 34:18 - Rankster 36:21 - Set Aside a Day - Sleeping Gods Distant Skies 37:43 - Ticket to Ride Legacy 39:39 - Vampire the Masquerade Chapters 40:23 - Twilight Imperium 4 43:08 - Easiest Teach/Learn - Sky Team 44:04 - BOOoop 45:38 - Line-It 46:28 - Game We Didn't Get to Play - The Witcher 47:20 - Rauha 48:25 - Last Light 49:13 - Hula Hoop - Surfasaurus Max 49:57 - Hegemony 52:12 - Without Fail 52:50 - Sharpest Thorn - Finish Line 53:09 - The Shining 53:26 - Star Trek Discovery: Black Alert 53:49 - Biggest Rose - World Wonders 57:10 - Earth 58:16 - Most Anticipated for 2024 - 7th Citadel 59:25 - Mistwind 1:00:34 - Guilty: Houston 2015 1:00:56 - Defenders of the Realm: Legends Retold

Take the right path to real estate and entrepreneurial success by learning the value of networking in this episode with Justin Colby. Keep listening because he reveals how to get more seller leads, operate a flipping business online, and create meaningful relationships today!   KEY TAKEAWAYS One thing you should never overlook as an entrepreneur What's the highest currency you have? The beauty of flipping real estate properties A cost-effective way to get more seller leads How successful people leverage their network to achieve goals    RESOURCES/LINKS MENTIONED Podio Rocketly Facebook  Google  Instagram ChatGPT Building a Story Brand by Donald Miller | Kindle, Paperback, and Hardcover  The Gift of Failure by Ari Rastegar | Kindle, Audiobook, and Hardcover How Human Connection Drives Entrepreneurial Success in Real Estate | Ari Rastegar   TWEETABLES "Life is easier when you are not worried about what people think or what people say." - Alex Pardo  "Do the right thing, provide the value, and do it every day, and it will come back around." - Justin Colby   ABOUT JUSTIN COLBY Justin is the founder of The Science of Flipping Podcast and The Science of Flipping Coaching Program and is an active real estate investor, having flipped over 1500 homes in multiple markets. As a coach and mentor, he has advised 1000s of clients on becoming a real estate investor and is a recognized national public speaker.   CONNECT WITH JUSTIN Website: The Science Of Flipping Podcast: The Science of Flipping | Apple Podcasts and Spotify YouTube: Justin Colby LinkedIn: Justin Colby   ASCEND Don't Wait To Enjoy Your Life, Tomorrow, Live It Today! How To Grow Your Business, Expand Your Impact, and Experience Your Perfect Life:  

When you're chanting, you're no longer where you appear to be. You're no longer in that city, or that state, or that country. You're in God's Country. You're covered by the Kingdom. Srila Prabhupada said it's like being in a foreign embassy in a foreign country. So long as you are within that embassy, you are not living in the foreign country. They can't touch you. So long as you are chanting,   feeling this Love,  Maya can't touch you, the illusion is seen as an illusion. It still appears, but the Truth is now seen.  And that Truth sets you free.  "You have been set apart as holy to the Lord your God, and He has chosen you from all the nations of the earth to be his own special treasure." - Deuteronomy 14:2 I  Love You I  Am You nik p.s. I have some special mantras left from my personal stash, HERE, if you need one to chant on! To claim your free gift, leave a review on Apple Podcasts, screenshot it and send it to me at nikki@curlynikki.com!  Join us on Patreon to support the show, and tune into and participate in live video Q&As with me!  Support the show राम राम राम राम राम राम राम राम राम राम राम Today's Quotes: "You're not set aside, you're set apart."- Lysa TerKeurst "Love is the cure, for you pain will keep giving birth to more pain until your eyes constantly exhale love as effortlessly as your body yields its scent." - Rumi  "Have the name of God on your tongue, in your breath, ever. That will invoke His form, as the inner core of every thing, thought,or turn of events. That will provide vou with His company and contact with His unfailling energy and bliss. That is the Satsanga (good association), which give you maximum benefit. Converse with God, who is you; derive courage and consolation from Him. He is the Guru most interested in your progress." (S.S.S.Vol.VIlI.p.48)"- Satya Sai Baba "Krishna means the most attractive. He is the Divinity that pulls everything to it...Krishna is the formless centre that is everywhere.  Be clever like Radha… Krishna couldn't escape from Radha, for her whole world was filled with Krishna. If u can see that whereever there is an attraction, there is Krishna, then you have become Radha. Then you are always in your center." - Sri Sri Ravi Shankar "Srila Prabhupada: Forgetfulness of relationship with Bhagavan, Krsna, is materialism. Actually, everything is Bhagavan, but when we forget the relationship of this world and Bhagavan, Krsna, that is materialism. Just like we are offering some foodstuff to Krsna. So Krsna is eating matter? No. Krsna cannot eat matter. He is spirit. Then how we are offering the same rice and dal to Krsna which is also being cooked in the hotel? The thing is that here is the sense that "This rice or dal is given by Krsna." There is remembrance of Krsna; therefore it is spiritual. And there, in the hotel, they do not know Krsna; therefore it is matter. That is the difference between matter and spirit. Actually, everything is emanation from Krsna, so there cannot be anything matter. But the forgetfulness...What is this material world? The material world everyone is forgetting Krsna. Their only business is to forget Krsna. Therefore it is material. But if Krsna consciousness is there, no more material world. Just like this temple. This temple is spiritual, Vaikuntha. It is not Los Angeles. Don't think like that. It is Vaikuntha, because here every second the remembrance of Krsna is there. Therefore it is not Los Angeles. Or anyone who remembers Krsna always, twenty-four hours, he is living in Vaikuntha. He is not in the kingdom of maya. That is required. [Bg. 9.14]: "Always thinking of Me." So if you keep this practice, always thinking of Krsna, then you are not in the material world; you are always in the spiritual world. For practical example: just like there are foreign embassies in foreign countries. So long they are within the embassy, they are not living in the foreign country. That is the law. Suppose I belong to some foreign embassy. So I have done something criminal. So the American government cannot arrest me from the embassy. When I come out, he can arrest. So ships also, when they are on the port of a foreign country, so on the ship also the foreign police force cannot arrest anyone. These are the etiquette, law. So if it is possible in ordinary dealings… So if it is possible in ordinary dealings, so why not possible spiritually? And that's a fact. If you keep always yourself in Krsna consciousness, you do not belong to this material world. Then actually you are part and parcel of Krsna, your spiritual identity." - Ref. VedaBase => Srimad-Bhagavatam 1.3.27 - - October 2, 1972, Los Angeles