Podcasts about tfg

In this episode, the crew discusses the rising costs of living in today's "Labubu world," exploring how inflation, lifestyle choices, and shifting economic trends are making everyday expenses feel more overwhelming. We discuss the challenges of balancing personal finances, maintaining a sense of normalcy, and navigating the pressures of a pricey reality. Tune in for expert tips on staying financially savvy and navigating the high costs of modern life.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger@theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Elisa María Fraga Galdo, alumna del Grado en Relaciones Laborales y Recursos Humanos de la UDC, presentó su TFG titulado "Recursos Humanos e Marca Ferrol: Un Estudo desde a Perspectiva do Deporte", donde analiza cómo el deporte de base influye en la imagen de marca de Ferrol, el sentimiento de pertenencia y la empleabilidad juvenil. Mediante entrevistas a figuras clave del ámbito deportivo y social, y una encuesta a más de 200 residentes, concluyó que el deporte amateur es visto como un motor de desarrollo socioeconómico. El 99% de los encuestados cree que los éxitos deportivos locales generan orgullo; el 96% opina que el deporte de base mejora la imagen externa de la ciudad, y el 97% cree que puede generar empleo y ser útil para el desarrollo profesional. La autora continúa ampliando el estudio para mejorar su representatividad y precisión estadística.

In this episode, we often overlook the financial challenges of being a caregiver, from the cost of medical care to the impact on personal income. Lovely shares the budget strains of being a caregiver for her mother  and what steps one can take to manage the financial side of it. We also cover other resources and strategies that can help caregivers.  From reduced work hours and lost income to unexpected out-of-pocket expenses, we discuss the hidden costs associated with caring for a loved one. This conversation sheds light on what it truly costs—both financially and emotionally—to care for someone else.Wait! What is Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger@theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence and Alainta explore the historical roots, cultural significance, and future possibilities of wealth within the Black community, specifically through the annual Essence Festival in New Orleans. The episode examines the barriers that exist at the festival and the innovative strategies being employed to redefine prosperity. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In a first for the show, Lester Kiewit broadcasts from an actual bed inside @home’s Claremont store, joined by EWN’s Natalie Malgas, Charlene Le Roux, and warmly welcomed by @home Marketing Manager Lerato Mohapi. With over 20 years of marketing experience, Lerato shared the story behind the brand – founded in Cape Town in 2001 and now with over 120 stores across South Africa. What began as a homeware offering has grown into a premium destination for furniture, kitchenware, appliances, décor, dining, and bed & bath essentials. As we explore their flagship space, Lerato speaks about what makes the Claremont store unique and what guests can expect: a beautifully curated, immersive experience that blends luxury, comfort, and everyday functionality. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Still nestled in bed inside @home’s Claremont flagship store, Lester Kiewit chats to Rebecca Arnhard, @home’s Buying Manager for the Softs department – which includes everything from bed and bath to luxurious home furnishings. With over 12 years of experience in buying, Rebecca shares the story behind the iconic Granny Goose brand – a local, heritage linen name known for delivering “the best quality sleep” for over 30 years. Now part of the Foschini Group, Granny Goose’s premium down products are all about comfort, quality, and craft. Rebecca takes us through the brand’s signature offering, from down composition to fill processes, and how it pairs with other @home bedding collections like Grace, Guesthouse, and Everynight. She also shares expert tips on how to layer and style your bed for the ultimate sleep sanctuary. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

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In this episode, Lawrence and Alainta delve into the conservative movement of encouraging women to have more children. People often feel stretched too thin, emotionally drained,  and going through the motions with their lives. We discuss practical ways to transition from a state of survival to being fully present with the choice of parenting or not. From setting boundaries and redefining self-care to letting go of unrealistic expectations, this episode is all about reclaiming your joy and reconnecting with the moments that matter most.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this powerful case study, discover how The First Group Hospitality (TFG) revolutionized its revenue strategy by combining cutting-edge AI with human expertise - driving real results in one of the world's most competitive hotel markets: Dubai.

In this solo episode,  Lawrence dives into America's growing obsession with credit card debt. From everyday spending habits to the systemic forces driving high-interest borrowing, he book explores how credit cards have become both a financial lifeline and a burden for millions.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Beauty is booming – and not just globally. From skincare to makeup and fragrance, SA retailers are waking up to the higher margins and loyal, repeat customers the beauty segment offers.In this insightful interview with Simon Brown, Tasneem Samodien, Research Analyst at Private Clients by Old Mutual Wealth, explains how brands like TFG, Mr Price and Woolworths are tapping into local insights to build private-label beauty offerings that resonate.

#RightNow TFG ออร์เดอร์ทะลัก ลุ้นผลประกอบการนิวไฮ | Right Now Ep.1,502⁣⁣⁣ถามอีก กับ คุณเพชร นันทวิสัย ประธานเจ้าหน้าที่ปฏิบัติการ บริษัท ไทยฟู้ดส์ กรุ๊ป จำกัด (มหาชน) (TFG)⁣⁣โดย อิก บรรพต ธนาเพิ่มสุข, AFPT ที่ปรึกษาการเงิน⁣⁣⁣⁣⁣ติดตามความรู้และอัพเดต TAM-EIG_ลงทุนไทย ไปได้ไกลกว่าที่เห็น⁣https://links.tam-eig.com/LineOpenchat_Thai1 ⁣⁣*สัมภาษณ์วันที่ 18 มิ.ย. 68⁣⁣============⁣หนังสือ CRISIS TELLER ปรัชญาของชายเดินดิน ที่ขมวดโลกทั้งใบให้คนไทยได้รู้เท่าทัน⁣⁣⁣⁣อ.ทวีสุข ธรรมศักดิ์ สัมภาษณ์โดย อิก บรรพต ธนาเพิ่มสุข, AFPTtm⁣⁣⁣⁣ครั้งแรกของการเปิดเผยเรื่องราวของตำนานที่ยังมีชีวิต ที่ผ่านวิกฤตมานับครั้งไม่ถ้วน ด้วยความมุ่งมั่น ความหวัง และการไม่ยอมแพ้⁣⁣⁣⁣CRISIS TELLER หนังสือที่จะจุดไฟ และเติมแรงบันดาลใจ ด้วยปรัชญาของชายเดินดิน ที่จะทำให้เราทุกคนเชื่อ ว่าชีวิตที่ล้มได้ ก็ลุกขึ้นมาได้เช่นกัน⁣⁣⁣⁣สั่งจองล่วงหน้าได้แล้วตั้งแต่วันนี้ - 29 มิ.ย. ในราคาพิเศษ พร้อมลายเซ็น อ.ทวีสุข ธรรมศักดิ์ ⁣⁣⁣⁣พิเศษ! TAM-EIG Membership ส่งฟรี !! ⁣⁣⁣⁣⁣⁣คลิกเพื่อสั่งจอง

N361 - Insulina semanal conforme TFG, etnia, raça e idade – Marcio Krakauer e André Vianna by SBD

In this episode, Lawrence and Alainta dive into the dynamic world of travel—how it's changing, the variety of ways people are exploring the globe, and the latest trends shaping the journey. From solo backpacking and digital nomadism to luxury eco-tourism and space travel on the horizon. We also explore how technology, sustainability, and shifting global priorities are transforming how and why we travel. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

El jugador valencianista se ha graduado en Ingeniería Biomédica obteniendo matrícula de honor en el TFG.

This week, Simon Brown unpacks the numbers behind a recovering South African consumer, an attractive new renewable energy listing, and the latest moves in platinum group metals (PGMs). Plus, CrowdStrike's results, Omnia's cash pile (and SARS headache), and what falling bond yields mean for SA. In this episode:

In this episode, Lawrence shares his out-of-the-office thoughts in preparation for his vacation.  From unexpected insights to rediscovering lost passions, personal thoughts on how time off can bring clarity, creativity, and a fresh perspective.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Stephen Grootes speaks to Petri Redelinghuys, Founder at Herenya Capital Advisors and Etienne Vlok - National Industrial Policy Officer for about the local clothing retail sector and the effect of chinese online railers. In other interviews, FYN, founder Peter Tempelhoff talks about the res, which has earned global recognition with three restaurants on the World's 100 Best Restaurants list. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Petri Redelinghuys,Founder at Herenya Capital Advisors and Etienne Vlok - National Industrial Policy Officer for about the local clothing retail sector and the effect of chinese online railers. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Join Ian Croll and financial football expert Dave Powell for a Royal Blue Q&A show as they discuss the latest on Everton's finances going into the 2025 summer transfer window.  Submit your questions on anything from stadium naming rights, PSR, commercial revenue, transfer fees, wages, amortisation & TFG. *Emotional farewell to Goodison Park | 16-page Everton souvenir picture special:*  https://shop.regionalnewspapers.co.uk/liverpool-echo-monday-19th-may-2025-4583-p.asp *Goodbye to Goodison special souvenir edition:*  https://tinyurl.com/GoodbyeGoodisonSouvenir *25 Best Reach Podcasts*https://podcast.feedspot.com/reach_podcasts/#h5644883 *Gavin Buckland's Book 'The End' | Order your copy here:* https://tinyurl.com/GavinBucklandTheEnd Everton FC podcasts from the Liverpool ECHO's Royal Blue YouTube channel. Get exclusive Everton FC content - including podcasts, live shows and videos - everyday.  Subscribe to the Royal Blue Everton FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3aNfYav Listen and subscribe to the Royal Blue Podcast for all your latest Everton FC content via Apple and Spotify: APPLE: https://bit.ly/3HbiY1E SPOTIFY: https://bit.ly/47xwdnY Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/everton-fc Follow us on Twitter: https://twitter.com/LivEchoEFC Follow us on TikTok: https://www.tiktok.com/@royal.blue.everto Follow us on Facebook: https://www.facebook.com/LiverpoolEchoEFC Learn more about your ad choices. Visit megaphone.fm/adchoices

Lawrence is solo on today's podcast, discussing the layers of what it means to be wealthy. Beyond luxury cars and flashy lifestyles, we explore the unseen foundations of lasting wealth: mindset, discipline, relationships, and purpose. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Back in the Podcafe studios to look back on 24/25. From Dyche to Moyes, Moshiri to TFG & for the first time in a long time, optimism going into next season.

What if everything you thought you knew about crime and punishment was shaped by those who profit from it? Join us for a discussion with civil rights attorney and author Alec Karakatsanis as he examines “copaganda”—the deliberate manipulation of public perception by police, prosecutors, and the media. Despite historically low crime rates, the United States imprisons far more people than it did just decades ago, driven by a sprawling and profitable punishment industry. Karakatsanis will explore how media narratives fuel fear, distort public policy, and divert attention from systemic harms, challenging us to reconsider who truly benefits from these widespread misrepresentations. Recognized by Teen Vogue as “one of the most prominent voices” on the criminal legal system and a featured guest on shows like The Daily Show with Trevor Noah and The Breakfast Club, Karakatsanis brings his legal expertise, trenchant political analysis, and humorous personal storytelling to delve into one of the most critical topics in our society today. After beginning his career representing people accused of crimes who could not afford an attorney, Alec Karakatsanis founded the Civil Rights Corps, an organization that challenges systemic injustices in the U.S. legal system. In the last decade, the organization's work has freed hundreds of thousands of people from illegal confinement in jail cells, reunited hundreds of thousands of families, returned tens of millions of dollars to marginalized communities, and advanced inspiring alternatives to punishment as a means of preventing and addressing social harm. He was named the 2016 Trial Lawyer of the Year by Public Justice for designing and litigating landmark constitutional challenges to cash bail and modern debtors' prison practices across the United States. The author of Usual Cruelty: The Complicity of Lawyers in the Criminal Injustice System and Copaganda (both from The New Press), he lives in Washington, DC, with a community of wonderful friends, family, weird paintings, a garden, and his rock collection. Erin Papworth, MPH, is a serial entrepreneur, executive, and ex-fintech founder, with a robust background in healthcare, finance, and technology. After leading multi-million dollar health programs in West and Central Africa, Erin co-founded Nav.it, a U.S.-based AI-driven financial wellness app. Nav.it was acquired by The Fintex Group (TFG) in Q1 2025. She is now the CEO of luupo, Inc, a subsidiary of TFG, bringing the mission of more inclusive consumer banking to TFG's global banking and payments network. Erin is an avid traveler, startup advisor, and maintains connections to research institutes, primarily documenting the outcomes of investing in diverse entrepreneurs and social enterprise. Buy the Book Copaganda: How Police and the Media Manipulate Our News Elliott Bay Book Company

In this episode, Lawrence is joined by guest Don Johnson, who explores the powerful journey from financial hardship to empowerment within the Black community. We unpack the challenges and victories of building generational wealth through personal stories, practical tips, and historical context. Mindset shifts, financial literacy, and community support drive a new era of Black financial freedom. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

https://www.instagram.com/clau_qsi/  https://www.tiktok.com/@clau_qsi/ ¡Hola, hola!  En este episodio charlamos con Patricia, estudiante de Física e Instrumentación Espacial. ¿No conoces la carrera? Normal, es que es súper súper nueva y muy interesante: mezcla física, ingeniería y espacio.  Nos cuenta cómo descubrió su pasión, qué está investigando en su TFG, (veréis en directo el material que está desarrollando

Death might be the end of life, but it's not the end of the bills. In this mini-solo episode, Lawrence dives into the surprisingly high cost of dying. From funerals and burials to cremation, paperwork, and hidden fees. Lawrence breaks down where all that money goes when someone dies. He also discusses how families can prepare, avoid financial strain, and make smarter choices regarding final expenses—a much-needed conversation about life's final price tag.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusShow Less

In this solo mini-episode, Lawrence discusses the complex relationship between money, people, and power (especially today's political climate). Trump's administration has been anything but subtle. The rise of wealth inequality, tax cuts for the rich, polarizing policies around immigration, and social justice shape how we view our cash and our connections.  The reserved nature of money and people became even more pronounced in a time of division, and how it's all connected. In the end, we know the issues. We now need to take action(s) to even attempt to resolve them. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence and Alainta discuss the concern of a young influencer facing financial difficulties after pursuing multiple business ventures. Alainta and Larence analyze her story, noting that she started several risky businesses during the pandemic, including Turo (car rentals) and Airbnb rentals. They discuss her bankruptcy filing, legal issues, and a recent attempt to rent a luxury apartment despite her financial troubles.  The story is a cautionary tale about the dangers of over-optimism and lack of financial literacy in business.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, Lawrence and Alainta explore the economic challenges posed by the President's recent tariff decisions and how they ripple through the global economy. The conversation focuses on the intricate "plumbing" of the stock market, exploring how tariffs disrupt international trade and the mechanisms that allow financial markets to function smoothly. We also explore the psychological and economic effects on investors and market volatility, examining how markets react to real-time policy changes and geopolitical tension.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this TFG Roundtable Special, Mike Hoeflich, Mike Sperrazza, Mike Lomas, Glenn Wiggle, and Anne Horan tackle the latest wave of government corruption, economic insanity, and political hypocrisy. From billions wasted on empty facilities and bogus programs to DEI scams and taxpayer-funded fraud, the crew lays it all out. They debate Trump's current strategy, what he needs to fix fast, and why term limits and real tax reform can't wait. With their signature wit and no-BS attitude, the TFG team breaks down the issues that matter most to conservatives.(00:06:47) Inefficiencies in Government Spending and Project Management(00:14:05) Taxpayer Money Misuse in Government Contracts(00:16:36) "Geopolitical Consequences of Money Laundering Scandals"(00:28:54) Stability in Tax Policy and Tariffs(00:33:07) Stability Through Even Reciprocated Tariffs Strategy(00:36:58) National Security and Border Control Support(00:38:03) Evolving Language in Trump Administration Policy Shifts(00:45:22) Effectiveness of Federal Education Funding(00:48:39) Lack of Competition in Education Funding(00:55:07) Education Cabinet Accountability and Effectiveness Evaluation(01:02:50) Effective Border Control Measures and Strategies(01:05:24) Safeguarding Election Integrity through Voter ID Laws(01:21:39) Debate Over Credit for 200,000 Job Cuts(01:24:09) Political Influence: Wealth Accumulation and Hypocrisy

This episode, Lovely and Lawrence, explores the powerful connection between relationships and financial success. The people you surround yourself with—friends, mentors, and professional connections—play a crucial role in shaping opportunities, personal growth, and financial well-being.  Cultivate meaningful relationships, explain why reciprocity is key, and explain how a strong network can open doors that money alone cannot. Whether it's career advancement, business opportunities, or simply having a support system that challenges and uplifts you, investing in people is just as valuable as investing in assets.  Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus 

In this episode, Lawrence and Lovely review the article "Black Woman Who Retired at 30: Financial Independence is Not Just for White Guys," which explores the inspiring story of a Black woman who achieved financial independence and retired early. We discuss how her journey challenges common narratives around wealth-building and the FIRE (Financial Independence, Retire Early) movement, which often lacks representation of people of color. The article's key takeaways are overcoming financial barriers and the importance of diverse voices in the economic independence space. The crew discusses the inherent risks of retiring off of vibes without prior planning. Additionally, Lovely and Lawrence share their fears in proximity to poverty. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win. Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The lads are back to discuss the 1-1 draw at Wolves, as Everton extended their unbeaten run to 8 matches; They discuss the current contract situation of Abdoulaye Doucoure and Everton's decision not to invoke the one year contract extension on his current terms; They have a chat about TFG's arranging financing of Everton Stadium on new terms and the savings for the club; The show rounds off with a look ahead to next weekend's visit of West Ham. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this short episode, Lawrence shares life updates,  discussing how everyone navigates their busy seasons. The challenges and triumphs of balancing hectic schedules while maintaining financial security. It's a candid look at how life can be overwhelming but rewarding, as each host has found ways to stay on top of their personal and professional commitments. It's a real talk on handling growth, change, and finding stability.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, Lawrence dives into the lasting effects of the Trump administration's policies on federal government workers, focusing on the massive layoffs during his office. Lawrence explores how these job cuts impacted the workers and the broader government landscape, with insights into the political and economic motivations behind the decisions—the long-term consequences for federal employees and the nation's public sector.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, the crew explores how travel and quality time can rebuild family connections. We discuss how breaking away from daily routines and discovering new places strengthens bonds, creates lasting memories, and reignites meaningful conversations. From family vacations to road trips, we share personal stories and practical tips for maximizing our time together. Whether it's about reconnecting with loved ones or enhancing our togetherness, this episode highlights the role of travel in nurturing family relationships.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

  Trump Trade Tariffs & Global Market Impact: Initial tariffs of 10% (China) and 25% (Canada, Mexico) announced but later revised. U.S.-Canada relations strained, with Warren Buffett warning of reputational damage. Global negotiation shifts—China, Russia, and Europe eye opportunities. Continued U.S.-China trade tensions, including semiconductor restrictions and rare earth tariffs. Market volatility expected; long-term investment strategies recommended. Investment Strategies Amid Uncertainty: Volatility is high—avoid panic selling. Keep cash reserves for opportunities (buy the dip cautiously). Long-term focus: presidential terms are temporary, investments span decades. Interest Rate Decisions & Market Reactions: Bank of England expected to cut rates. U.S. Fed Chair Jerome Powell pauses rate hikes due to inflation concerns. South Africa's MPC cuts rates, prime now at 11%. Analysts predict one to two more rate cuts in 2024. Gold Market Strength & Outlook: Gold price hovering near $2,900, with potential to break $3,000. Supply constraints—minimal new gold mining projects. Strong central bank purchases—1,000+ tons bought in 2023. Retail ETF inflows return after three years of outflows. Gold miners like Harmony, AngloGold*, and Pan African positioned well. Gold weekly | 06 February 2025 Retail Sector & Consumer Spending: Mixed trading updates: Pick n Pay and Boxer show early turnaround signs. Modest growth in TFG, Mr. Price*, and Clicks; Shoprite* remains strong. Cautious consumer spending patterns persist. Two-Pot Retirement System: Initial withdrawals lower than expected—around R50 billion. Future ongoing withdrawals expected as a structural component in SA's economy. Vehicle Sales Trends: January sales at 46,400—stronger than expected. Used car market expanding, Chinese brands gaining traction. Auto sector investment options: CMH*, Motus, and Zeda. Such African monthly vehicle sales Sasol's Ongoing Struggles: Six-month trading update—earnings per share around R14. Continual asset write-downs and operational challenges. PE ratio suggests market pricing for bankruptcy, but survival likely. No clear turnaround signals yet—investors should wait for stronger confirmation. Simon Brown * I hold ungeared positions. All charts by KoyFin | Get 10% off your order 00:00 Market Overview and Podcast Introduction 01:10 Trump Tariffs and Global Trade Dynamics 06:25 Interest Rates and Economic Implications 10:02 Gold Market Trends and Predictions 12:51 Retail Sector Performance and Consumer Behavior 14:17 Vehicle Sales Insights and Market Trends 16:40 Sasol's Financial Challenges and Future Outlook    

It's 2025, and TFG is back! In this episode, Lawrence and Lovely explore how President Trump's early executive orders impact the political landscape. We discuss his tax cuts, healthcare policy changes, and deregulation efforts, examining how they affect the average American's wallet. From tax bracket changes to healthcare reform's potential costs, we break down what these policies mean for your finances. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Hello Rank Squad!We talk a lot about the teams who are outdoing themselves, playing above their means, and taking their rightful flowers for their performances, but there's two sides to every coin. For every Bournemouth, there's a West Ham; for every Mainz, a Borussia Dortmund; and every Athletic Club, a Real Betis. We break down the teams who have struggled to meet their expectations across the course of this season - those who have flattered to deceive, those who have fallen well short of their pre-season expectations, and those who have been forced to reconsider their course midway through the campaign. Before that, there's time to look at a few more things going on in Europe - the resurgence of Kylian Mbappé's Real Madrid form and the fact that all three of the 'Tres Grandes' of Portugal - Sporting, Benfica and Porto - have now changed coaches in the same season for the first time in history. It's Ranks!  And remember, if you'd like more from the Rank Squad, including extra podcasts every Monday and Friday (including our weekly Postbox taking a look at the whole weekend of football) and access to our brilliant Discord community, then why not join us here on Patreon?

Judgy and Colin caught up to review Dyche's position and the potential of changes in the coming days/ weeks under TFG

Les is joined by Dave, Rodger and Rory. They talk about the clean sheet draws the Blues are obsessed with lately and how they could solve the lack of goals at the other end of the pitch. There's a look ahead to January and what TFG might be putting in place to improve the squad. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave, Warren and Pete debate the future of Everton on the pitch under TFG, and what they'll be looking to prioritise with changes they're likely to make. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Lawrence and Alainta share their current music listens and artists. We dive into the hustle, the grind, and the raw authenticity that defines the music genre, highlighting how the artists' journeys reflect resilience and determination. But, we also take a step back to remind ourselves that amid the hustle and constant social media buzz, it's important to take a moment, disconnect, and "touch grass." It is a refreshing reminder to find balance in a world that never stops scrolling.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The crew dives into post-election results and explores political shifts and the paradigm with different groups of voters.  Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. Features in the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are the first generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

I was hoping that after the uncertainty cleared and we got past Nov 5 that things would return to a surreal sort of sanity, but I'm not sure sane will be part of the American lexicon again. It would be very easy for me to remain in bed with the blankets pulled up over my head to avoid dealing with the world, but that certainly wouldn't end well. Thankfully, one of my favorite journalists - one who's not afraid to speak truth to power- Brian Karem (Salon.com, JustAskTheQuestion.com, "Free the Press"...) agreed to join me today to help me somehow get through the first show after TFG somehow managed to con his way back in to the White House. I'll be honest with you. Well, I always am, though I try to hide the extremes of my feelings. But this time just feels worse. I'm not sure how we proceed. Brian doesn't hold back. We'll see what gems of wisdom he can impart today.

Another Monday arrived way too soon, but we'll deal with it.It was a strange weekend -- complete with TFG's obsessing over Arnold Palmer's dick size and Harvey Weinstein getting "schlonged" (I don't believe that's even a word, though "schlong" is Yiddish slang for dick). What more or less would you expect from a demented narcissist who wants to be a dick-tator? As it is Monday, we will visit with Jonathan Larsen from The Fucking News at thefuckingnews.substack.com and the less expletively-challenged jonathanlarsen.substack.com.... And you thought Don-Old was vulgar! He is, but also know that I'm not running for president. He is.

Another week is winding down and, as we do each Friday, Marcy Wheeler and I stick a fork in it with a freewheeling discussion of what happened. Today we begin with the release of Jack Smith's appendices to his filing that TFG fought but failed to prevent. Despite the corporate media's best efforts to prolong the horse race and their refusal to just report the facts and tell the truth, a few moments that could clarify actual truths were able to penetrate the barrage of right wing propaganda. The probing questions were asked by concerned citizens, not from members of the fourth estate who've been negligent in their duties... And yes, we will touch on the big news out of the horrific situation in the Middle East. Yesterday came confirmation that the Israeli Defense Forces had killed Hamas leader and 10/7 architect Yahya Sinwar. The question here is can this please be the thing that will garner the release of the remaining hostages and start the peace process? Please?

The end of this seemingly interminable election season is in sight... less than three weeks away. As important as it is to elect Kamala Harris & Time Walz as POTUS & VPOTUS, it's just as important to give them a Democratic controlled Congress so they can actually get meaningful work done.Today's Thursday, so we'll talk with Howie Klein of Down with Tyranny and the Blue America PAC about those congressional races and see how the Blue America-endorsed candidates are faring, and remind you who they are so you can vote for them too. Blue America now has a contest going on to support Congressman Jamie Raskin's Democracy Summer. Get all the details here, and support an amazing resource offered by my favorite Congressman! Also, yesterday, many of us who rarely if ever turn on the Fox (not) News Channel tuned in to two shows yesterday -- one billed as a "townhall" meeting with host Harris Faulkner and TFG; the other a sit down interview with VP Kamala Harris conducted by the guy who many who should know better call a real journalist, Brett Baier. After Baier's rude questioning and constant interrupting of our sitting Vice President, no one should make that mistake ever again.

We are now three weeks away from election day with, literally, the world at stake. Today, I welcome journalist, author, podcaster, White House Correspondent and musician with the perfect snarky sense of humor, Brian Karem, back to the show. We'll delve into opposite world and beyond, including that very weird Town Hall Meeting turned disco dance party at which TFG answered a few questions then decided he'd rather be a DJ than president. Weird is correct. Demented is probably more accurate...

If persuadable voters are going to back an octogenarian, they are going to need to see less caution—and more piss and vinegar from Biden to combat Trump's "me strong, you weak" schtick. Meanwhile, TFG and RFK, Jr face-planted at the Libertarian convention, James Carville's advice for the Dems, and a tribute to an American original, Bill Walton. show notes: Biden in 2020 calling a voter fat, and a "damn liar" Biden's address at West Point Heilemann's Puck newsletter