Podcasts about tfg

Ray White speaks to tech expert, Siphumelele Zondi, about the rapid rise of AI-powered shopping in South Africa, where nearly eight in ten consumers are now using these tools, and how this digital shift is reshaping retail strategies—from TFG’s strong growth in Bash to Sixty60’s plans to expand its network of dark stores across Gauteng to meet rising on-demand demand. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Viv Govender of Rand Swiss discusses US jobs data, Friday's market fall and the possibility of renewed interest rate hikes. He also covers a weaker rand and the JSE's resilience despite mixed retail results from Mr Price and TFG. He examines ongoing geopolitical risks, including tensions without a US-Iran ceasefire, and the potential impact of disruptions in the Strait of Hormuz on oil prices and smaller economies. SAfm Market Update - Podcasts and live stream

Chat_UP is Unofficial Partner's AI series created in collaboration with TFG Labs.The brief: cut through the AI firehose, work out what matters, and bring it back to the business of sport. Three stories this week.Story One — Google I/O 2026Google used its developer conference to reposition from "a search company that does AI" to an AI infrastructure company. Headlines: Gemini 3.5, Gemini Omni (real-time processing) and Gemini Spark, a proactive always-on agent that brings agents to search. Plus "Ask YouTube" — pulling answers out of videos rather than watching them.Why it matters for sport: if fans send agents to fetch scores and highlights rather than searching themselves, the SEO-built internet shifts under everyone's feet. It raises hard questions for the sponsorship measurement economy (it's an agent engaging, not a fan) and for anyone building on someone else's land — Google can devote a team to your idea and eat your company. Andy's takeaway: get your house in order, own and structure your own data so you can switch foundation models at will.Story Two — The End of the AI Subsidy Era?A cluster of cost stories: Microsoft cancelled internal Claude Code licenses over token-based billing, Uber reportedly burned through its 2026 AI budget in four months, and US AI software prices jumped 20–37% in six months. Is the bill finally landing?Why it matters: SaaS-era seat pricing is breaking down as agentic systems do the work of many. The in-housing dream — replacing agencies with "two smart people and a model" — looks shakier once you absorb the price volatility the vendor used to carry. For low-margin, high-volume businesses (betting being the obvious one), a few percentage points on cost-per-inference is existential, not a line-item. Andy's counter: much of this can run locally on open-source models, and Chinese models are catching up fast at a tenth of the price.Story Three — Bryson DeChambeau & the Athlete CreatorThe golfer-turned-YouTuber, in contract talks with LIV, is a proxy for the athlete-creator question. He's been on the AI train for years — using and then leading an eight-figure acquisition of AI coaching start-up Sportsbox AI.Why it matters: the collapse of production cost liberates the wannabe Brysons, but the real change is top-line — launching clothing lines, apps and realistic content without occupying an athlete's training time. The deeper thread is disintermediation: leagues being routed around by their own star athletes, and the old rights-holder puzzle of making space for personalities while selling exclusive TV deals.About the co-hostAndy Shora leads TFG Labs. His background is QuantumBlack, McKinsey and BCG Gamma — a wealth of experience from outside sport, brought to bear on the sector.About TFG LabsTFG Labs is the innovation engine of TFG (formerly 21st Group), a business evolving from data-and-insights into an "augmented intelligence" company serving sports organisations. Labs was set up to get ahead of AI and build practical agentic systems that solve real problems in sport — deliberately not chasing the hype cycle.Got questions or voice notes? Send them to Richard via the Unofficial Partner Substack newsletter.Unofficial Partner is the leading podcast for the business of sport. A mix of entertaining and thought provoking conversations with a who's who of the global industry. To join our community of listeners, sign up to the weekly UP Newsletter and follow us on Twitter and TikTok at @UnofficialPartnerWe publish two podcasts each week, on Tuesday and Friday. These are deep conversations with smart people from inside and outside sport. Our entire back catalogue of 500 sports business conversations are available free of charge here. Each pod is available by searching for ‘Unofficial Partner' on Apple, Spotify and every podcast app. If you're interested in collaborating with Unofficial Partner to create one-off podcasts or series and live events, you can reach us via the website.

In this episode, we tackle one of the biggest questions surrounding higher education today: are some college degrees actually worth less than others? We dive into the reality of student debt, job market demand, salary expectations, and the growing debate over whether college is still the best path to success. From passion-driven majors to high-paying careers, we explore what truly makes a degree valuable in today's economy. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus  

TFG crew is back together again. In this episode, we unpack the uncomfortable truth behind beauty, confidence, and social status: how much of being considered “attractive” is actually tied to money. From skincare and fashion to fitness, cosmetic procedures, and lifestyle, we explore how wealth shapes perception in today's world — and why the “glow-up” economy is bigger than ever. Is it really about looks… or just access? Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus  

Everton had a top-eight finish and Europe dangling right in front of them, but they chose the final home game of the season to completely fall apart. EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/efc Try it risk-free now with a 30-day money-back guarantee Ian Croll is joined by Joe Thomas and Gavin Buckland on the latest Royal Blue podcast to dissect a miserable 3-1 defeat to Sunderland. From Merlin Röhl's opener to a second-half defensive horror show, the lads look at why things went so horribly wrong. The fans are furious, and the blame is being pointed everywhere. Was it a failure of application from the players, or did David Moyes get it tactically wrong yet again? Plus, we look at the huge contract dilemma facing the board.  With Moyes entering the final year of his deal, has this capitulation forced TFG's hand? Do they stick, twist, or let him enter next season on an expiring contract? Let us know your thoughts in the live chat or comments section! Like, subscribe, and hit the notification bell for more EFC content.

Today's episode, we explore how economic shifts, technology, and changing industries are reshaping the workforce. While job losses can bring uncertainty and hardship, they can also create pathways for innovation, entrepreneurship, and new career opportunities. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Stephen Grootes speaks to Finance Ghost, retail analyst about the dramatic reversal in fortunes between TFG and Truworths after Truworths overtook TFG in market capitalisation for the first time in more than a decade, why investors have aggressively sold down TFG which has wiped nearly R20 billion off the retailer’s value since August last year. In other interviews, Managing Director of Spotify in Sub-Saharan Africa, Jocelyne Muhutu Remy talks about Spotify generating over R500 million for South African artists, unpacking how rising global demand, increased international streams, and the growing dominance of independent local talent are reshaping the country’s music industry earnings. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Finance Ghost, retail analyst about the dramatic reversal in fortunes between TFG and Truworths after Truworths overtook TFG in market capitalisation for the first time in more than a decade, why investors have aggressively sold down TFG which has wiped nearly R20 billion off the retailer’s value since August last year. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

David Shapiro of Otto1890 unpacks the US inflation which raises fears of interest rate hikes. However, equity markets are moving ahead strongly. Oil prices did end the day lower and US-Iran peace talks are not moving market sentiments. S&P and Nasdaq stocks are up particularly with the arrival of Trump in China. He explains the impact of seeing the NVIDIA CEO at the Trump arrival may indicate collaboration in technology. At home, he explains the recovery of property stocks on the JSE but cautions that interest rates may provide challenges ahead. He shares retail stock standouts: Boxer and TFG. Copper prices are at an all-time high. He explains the expansion of the AI sector through BHP opening data centres. David Shapiro – Chief global equity strategist, Otto1890 SAfm Market Update - Podcasts and live stream

TFG is back together, and in this episode, we explore Lovely's current travel experiences to Europe. And her take on the beauty of growth, meaningful connections, and new journeys. We discuss how stepping outside your comfort zone, embracing change, and traveling through life with the right people can shape who you become. Learning with Lovely's about self-discovery, connection, and evolving into your best self along the way. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Nick Kunze of Sanlam Private Wealth discusses US jobs data, TFG's trading update, and AngloGold Ashanti's Q1 results. Sharon Mmitsi of National Debt Advisors weighs in on the high price of fuel – it's not all about the war in Iran. Plus, Parity Wealth's Sean Kelly on societal shifts and healthcare/biotech innovation.

Neste vídeo, apresentamos as atualizações mais recentes da ADA 2026 para o manejo da Diabetes Mellitus tipo 2 em pacientes com DRC, com foco no papel central dos iSGLT2 e das finerenonas. Você aprenderá a ajustar a terapia para otimizar a nefroproteção e reduzir o risco cardiovascular conforme os novos alvos de albuminúria e TFG.Endocrinologia descomplicada para médicos e residentes. Aqui você encontra conteúdos sobre atualização médica, casos clínicos e preparação para provas de título.

Fresh off a 56 point drubbing in Barossa, Sparrow and Needles are back!! Some say they're fickle fancasters — others just busy professionals...Regardless, they love to spend time with Nordic Viking Warriors and Playful Killer Whales discussing all things Orange Army, so it's a PREMIUM full house episode this week: Sparrow, Needles, Ragnar Lothbrok and Orca. Generally talking over each other, sometimes making coherent points. Always unfiltered.So...., we got some troops back and all of a sudden we're brilliant at football and a delight to watch. Funny that. Turns out Stormy is quite good, as is Cadman. In fact, if there was a drug that administered the same dopamine hit as watching Callaghan break out of the centre square and land a perfectly weighted kick into the outstretched mittens of Cadman, we'd all be addicts. Better than Meth.Speaking of which, GREATER WESTERN SYDNEY IS A FARCE.... according to avid fan Brett, who writes in to share his thoughts on changing our name. We all generally disagree, but love the input nonetheless — keep it coming Brett and Scotty.On to the Massive Game this week — the Battle Of The Bridge (always was, always will be), LFG!!! Tough one. Crowd will have specks of orange in the sea of red, just how we like it at the SCG. Hopefully we see the return to form of TFG (who showed glimpes last week) for another Brett Kirk medal. (Thank F*K Luke Parker is lone gone...)Enjoy the Friday Night Lights at the SCG, good luck if you're there looking for love, and remember: Never Surrender.----To get in contact, drop an email, comment on Spotify or message on X.We love reviews or ratings.Email: ⁠⁠⁠⁠⁠⁠⁠thesquinterspodcast@gmail.com⁠⁠⁠⁠⁠⁠⁠YouTube: NeverSurrenderByTheSquintersX: The SquintersInstagram: gws_squintersFB: thesquintersTikTok: the.squinters

TFG is all back again, and more spicier (mainly Lawrence). In this episode, we unpack how our family's financial history quietly shapes who we become. From inherited money mindsets to unspoken beliefs about scarcity, success, and security, we explore how the economic stories we grow up in influence our decisions, relationships, and sense of self.  Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Hablamos con Bruno Arregui y Santiago Taboada, del TFG 'Personicas' en el que participa Iván, y también con Juan Balenciaga, del TFG Landari Media

TFG is back, and Lawrence shares that his “ministry” is anything but traditional. In this episode, we unpack what it really means to keep it real. From unfiltered opinions to hard truths people avoid, Lawrence challenges the line between honesty and online mental chaos. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunities are abundant and it's a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The TFG crew is back from a short break. Inflation isn't just “up”—it's stuck, and we're all feeling it. In this episode, we break down what rising prices really mean for your everyday life—from groceries and rent to lifestyle choices and long-term financial goals. Is this the new normal, or is relief on the way? We discuss strategies to stay afloat, protect your money, and move smart in an economy that's not letting up.  Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

As supply chain difficulties and volatile commodity flows once again make headlines around the world, commodity trade finance (CTF) remains the backbone of global commodity transactions. The commodities sector has undergone an impressive evolution in the past decades, driven by macro trends and short-term shocks, and is now facing some of its biggest challenges yet. However, CTF providers are supporting the industry to improve its resilience and innovation. In the third episode of Trade Finance Global (TFG) and Standard Chartered's five-episode podcast series, Future of Trade, TFG's Mark Abrams spoke to Clemence Avril, Global Head of Commodity Trade Finance at Standard Chartered, to delve into the sector's shifting landscape and unpack how this change is sparking opportunities.

Nick Kunze of Sanlam Private Wealth weighs in on the potential long-term impacts and opportunities as the Iran war moves into its fourth week, and analyses TFG's trading update. Momentum Group CEO Jeanette Marais on the latest results. John Biccard of Ninety One on managing being a value investor and undertanding value and risk.

The TFG crew takes an honest look at what happens when constantly showing up for others starts to take a toll on your own well-being. The episode explores the emotional, physical, and even financial impact of burnout—and why rest isn't a luxury, but a necessity. Lovely shares thoughtful insights that will help her be for others without losing yourself in the process. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus Show Less

 TFG crew is back again. In this episode, we explore how small, intentional changes can transform both your physical health and your financial well-being. The crew shares practical insights and motivating strategies that have helped one to feel stronger, spend smarter, and build momentum in every area of your life. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Allianz Trade's 2026 Risk Barometer identifies the 10 most pressing concerns faced by corporates for the year ahead, encompassing the views of 3,338 risk management experts, spanning 97 countries and territories. Doğa Usanmaz, Reporter at TFG, sat down with Sarah Murrow, President and CEO of Allianz Trade Americas, to discuss these changes. AI's jump from eighth to second place in the Barometer rankings in just one year draws attention to the possibility of dark horses when it comes to risk. For Murrow, concentration is one of these dark horses.

In this episode,  Lawrence and Alainta unpack the age-old belief that more money automatically means a better life. Is the “greener grass” we're chasing actually fulfillment—or just a bigger paycheck? We explore the difference between financial growth and personal satisfaction, the hidden costs of constantly chasing more, and how comparison can distort what success really looks like. Wait, what's a Financial Griot? The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't.  Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth. Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money. So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win. Find the TFG Crew Hosts on Instagram:  Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Welcome to the big leagues, boys. For those new to TFG, each episode begins with a "cold open"... meaning we hit record as soon as we jump on the call! So please stick with us through the first few minutes of awkwardness and planning until we get warmed up and the show officially starts. Think of it like the first k on your recovery jog. Jack Rayner give the boys plenty to talk about after his NR in the Half Marathon on Sunday, The Australian domestic season is underway with the Perth Track Classic and it's race week for Brett.

The exclusion of micro, small, and medium-sized enterprises (MSMEs) from finance isn't driven by mere moral neglect, but by systemic infrastructural constraints - amplified by incomplete data. In a recent episode of Trade Finance Global's (TFG) podcast series, Trade Finance Talks, Silvia Andreoletti, Senior Reporter at TFG, sat down with Adel Meer, Manager of SME Finance, Solutions & Impact, at the World Bank Group (WBG).

We’re going to talk about what it’s like to grow up in a gaming family! 0:00:00 Fact for 416 The largest chocolate bar by area measured 416.34 square meters, achieved on 2 December 2024. Sponsor Message What do you do with your tax refund? Do you get a refund at all? If you want to talk to First Move about habits you can build to take the next step toward your goals, go to firstmovefinancial.com/familygamers to schedule a call. 0:04:05 What We’ve Been Playing Floristry (our review) – looking forward to trying the update!Flip 7 (our review)Trio (our review)IliadFight 5Animal Rescue TeamDice Throne: Marvel X-men – review coming soon 0:25:00 The Family Gamers Community Welcome to our newest members! You can join the community on Facebook. 0:25:30 #Backtalk We asked about more topics… and your silliest #boardgamevalentine (see our TFG valentines). You responded on the #backtalk channel of the Discord. 0:29:00 Growing as a Family with Board Games We started The Family Gamers Podcast when we had three kids, age 7 and under. Back then, we were really just playing with the oldest and trying to find ways to include the preschooler. We started playing very simple games with our oldest when she was probably 3 years old. We did play some CandyLand, but we mostly played simple “family” games rather than kids’ games. We were often trying to rule-shift or play games that were very simple (like Zombie Dice, which we mention back in episode 1!), in part because our oldest started reading at a very young age. So we didn’t need games that avoided reading. She also really enjoyed the adult attention she got from doing “adult” things. And then our middle child got old enough to want to join in the games. Unfortunately, we discovered many “family games” don’t work well with multiple children when at least one can’t read yet. That is when we first realized that when gaming with very young children, games need to be short, with very simple decisions, no reading, and limited symbols & counting. We were barely aware of HABA games and other games geared towards very young children, but we learned! (Episode 36) Teaming Up: Playing with Multiple Children We also would “team up” a parent with a kid. The job of the parent was to present and explain the available decisions, without forcing the kid into any specific option. We recommend using house rules or variants, as long as everyone agrees how to play! It’s OK if small children just want to use the game pieces to play “let’s pretend”. If that bothers other children playing (or you as the parent), you need to clarify this with the kid – it’s not right or wrong, just have a plan for how to handle it. Maybe it means finishing this game and coming back later to play with the kid-generated rules. “You want to say ‘yes’ as much as possible.” – Andrew As the kids got a little older, we noticed that our younger children were trying to emulate their older sibling(s). (This is still an issue with teenagers, by the way.) This made it even more important to emphasize being a gracious winner and avoid being a sore loser. But it also means that you have to find ways to include the younger sibling(s) even as the older children want to graduate away from “kids games”. We looked for ways to handicap games, but also looked for games that would play to our younger children’s strengths, so they would not ALWAYS lose. It’s Different Now In 2026, we would recommend BoardGamesForAllAges.com. Tom has created “B-mods” which are handicapping rules to allow players of different levels to really be able to play TOGETHER. The structure encourages kids to keep leveling up, with fewer and fewer handicaps. We are also now in a phase of life where board gaming as a family looks very different: our kids are all in middle & high school now. And their interactions with games are different. It’s no longer about leveling the playing field, it’s about honoring the ways that each of them want to interact with board gaming. Our oldest loves conventions, but it’s not about playing games; it’s about being with people. Our middle child loves playing and teaching games and will try almost anything, anytime. Our youngest needs a theme that really grabs him. Now that they are older, their gaming is no longer driven by their ability. Now it’s all about their interests and their free time. It’s OK if board gaming is not the best choice for your family activities right now! 1:00:10 New Backtalk Question People train their whole lives and put it all on display in their specific sport once every four years at the Olympics and we all marvel at it. So, what’s your superpower? What is the weird talent that you have? Just know that we’ll talk about it on the show if you share it. Andrew’s is maple syrup making. Anitra’s is singing. Tell us on the #backtalk channel on our Discord, or in our Facebook community. Find Us Online: Facebook: @familygamersaa and thefamilygamers.com/communityTwitter (X): @familygamersaaInstagram: @familygamersaaTikTok: @familygamersaaBluesky: @familygamersaaThreads: @familygamersaaYoutube: TheFamilyGamers or join the Family Tabletop Community on Discord! thefamilygamers.com/discord Or, for the most direct method, email us! andrew@thefamilygamers.com and anitra@thefamilygamers.com. PLEASE don’t forget to subscribe to the show, tell your friends about the show, and leave us a review at Apple Podcast or whatever your podcast subscription source is. We’re also on Amazon Music, TuneIn, and Spotify. You can also now find us on YouTube Music! So pull it up and give us a listen while you’re toiling away at work :) Music for The Family Gamers Podcast is provided with permission from You Bred Raptors? The Family Gamers is sponsored by First Move Financial. Go to FirstMoveFinancial.com/familygamers to learn how the team at First Move Financial can help you pile up the victory points. The post Episode 416 – Growing As a Family with Board Games appeared first on The Family Gamers.

In this episode, Lawrence and Alainta unpack the clash between real-life vibes and nonstop online noise. From social media posts and digital drama to choosing peace over posting. Hot takes and a few laughs about navigating life both on and off the feed--- an honest conversation about finding balance when the online world feels louder than ever.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The crew is back again, and we hunker down to discuss all things winter in the Northeast—from relentless snowstorms and neighborhood parking wars to the personal life updates that come with a new season. Between icy sidewalks and heated street debates, we catch up on what's changing in our lives and reflect on how these moments shape our community. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

TFG is back! As 2026 gets underway, we reunite to catch up on life, travel, and the money lessons that came with both. From navigating new places to resetting financial priorities, the crew shares honest reflections on how recent experiences are shaping their goals, habits, and perspectives. In the attempt to balance memories with money and to start the year with intention.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that together signify closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In the second episode of Future of Trade, Trade Finance Global and Standard Chartered explore why digital trade adoption continues to lag behind innovation. TFG's Mark Abrams speaks with Samuel Mathew, Managing Director and Global Head of Documentary Trade at Standard Chartered, on the difference between digitisation and true digitalisation, the interoperability challenges holding paperless trade back, and the role of legacy infrastructure. The episode also examines the foundations needed for AI in trade finance, the growing relevance of digital assets and tokenisation, and why regulatory progress remains necessary but insufficient for digital trade to scale.

As 2025 comes to a close, the TFG crew sits down for an honest, introspective conversation about growth, lessons learned, and the moments that shaped them over the past year. Through shared reflections and personal insights, they look inward at how they've evolved—individually and together—while setting intentions for the road ahead. It's a thoughtful year-end check-in about progress, perspective, and moving forward with purpose.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

It’s the most wonderful time of the year – PAX Unplugged is when we get to catch up with friends in the boardgame industry, see new games, and meet some of YOU! 00:00 Fact for 411 If you’re a Millenial, you know that 411 was (is) a phone number to call for general information. Did you know there are other X11 codes? https://www.networkworld.com/article/956606/beyond-911-other-n-1-1-codes-you-should-know.html Sponsor Message How do you know if you’re ready to retire? There’s the financial aspect, but don’t forget about the emotional and physical as well. If you want help reviewing the financial part of preparing for retirement, set up a time to talk to First Move for free by going to firstmovefinancial.com/familygamers today. 0:05:10 What We’ve Been Playing INK – review out today of this race to place all your ink bottles.Odin – review coming next week. Best at 3-4 players.Chit Chat – had our best game ever at 9 points! Check out the review.Stroop – still breaks our brain, but fun.Bouba/Kiki – a cooperative party game about matching shapes with nonsense words.(We talk at length about Stroop and Bouba/Kiki in episode 370.)Tropichaos – a fruit-selling push-your-luck game from Oink Games.Person Do Thing – a simple word party game. Try it yourself at PersonDoThing.comLeaders – we will talk a lot about this later. 0:18:00 The Family Gamers Community Welcome to our newest community members on Facebook! Stop in and say hello. #Backtalk We asked what your favorite thing to do at a convention – if you’ve ever been to one. A few of you answered on the #backtalk channel on the Discord and in our Facebook community. PAX Unplugged 2025 Interviews 0:25:35 SnapShips Tactics with Micah “X-wing crossed with Galaxy Trucker, and you’re trying to kill each other.” Make your ship look like you want, and make it play like you want. Starter set for two players is about $65. www.snapshipstactics.com 0:29:00 Kess with Court A game based on OnePiece! www.kessentertainment.co 0:32:30 Outset Media with David Guildlands – “if Carcassonne met Root“ Karak – a favorite for kids, with lots of upgrades over the version we reviewed years ago. And Karak II for a more challenging game! Shadow Ninjas – cats sneaking into the dojo to eat the koi, and one dog trying to eliminate them all. outsetmedia.com 0:36:10 Fight in a Box with Seppy Yoon Puppies or Poop – build a doggie land-mine field under the leaves. Try to survive without poop on your shoes! A cute and more memorable re-implementation of Squirrel or Die. Kaiser Cucumber – evil geniuses trying to out-steal each other. A sort of sequel to Mouse Cheese Cat Cucumber. www.fightinabox.com 0:40:15 SRG Universe with Steve Supershow – a wrestling card game – and Super Lucha which is a crossover with luchadors. Rummy Gummies – a set-playing card game. “Rummy with Uno-like effects” supershowthegame.com 0:45:00 Envy Born Games with Matthew Sirens – 1-2 player tiny game. Draft cards to make a song and lure sailors. Hercules and the 12 Labors – solo game. Battle your way through Hercules’s famous 12 labors and choose rewards to help you with future labors. envyborngames.com 0:48:20 Kids Table Board Gaming / Burnt Island Games with Sean River Market – now available!Sea Shells – set collection by Bruno Faiduitti, coming summer 2026Pack & Paddle – Kickstarter in 2026Treeline – recover the landscape. Also coming summer 2026. Fans of Diced Veggies and Endeavor: Deep Sea. www.kidstablebg.com and www.burntislandgames.com 0:52:50 Jason Anarchy Games Trombone Champ – yes, like the video game. Full of hotdogs, baboons, and silly fake trombone facts. 0:55:00 Wonderful World Board Games with Ariel Dragonarium – go check out the Kickstarter before December 11! Last Lantern – coop polyomino game. Silently build a path across the board. www.wonderfulworldbg.com 1:00:25 Bezier Games with Jay Zombie Princess – a sequel to Rebel Princess. “Save” the zombies by chopping off their heads. Trick-taking game that’s best with partners. Haunted Mouse – a ladder-climbing/shedding card game that lets you use your opponents’ cards. Game Makers – heavier game with a rondel. You step into the role of a game publisher – very meta. Recommendations for this holiday: Seers Catalog and Xylotar (we reviewed the expansion) beziergames.com Bonus: Jay is also @CardboardEast – he reviews games from Taiwan, Singapore, Japan, etc. Check out his Youtube channel! 1:04:50 Play to Z Games with Zev Animal Rescue Team – with Matt Leacock Twisted Trumpets – route-building, sort of. You’re building out very weird, twisty trumpet pipes. Soothsayers – engine-building card game using traditional tarot. www.playtozgames.com 1:09:55 Doomlings with Eric Mokoko Village expansion Nightflower Island Gold pack, and a 15-pack Gold Box (by popular demand!) “We wanted to trick our moms into playing Magic: The Gathering with us” TFG has really enjoyed Doomlings – easy to learn, with a lot of luck, but also some depth. Our review. www.doomlings.com 1:14:45 Capstone Games with Chris Sanctuary – an Ark Nova game, a bit lighter than Ark Nova.Up or Down?Rowdy Partners – trick taking for 1-4 players. Wrestling theme with characters, each who has their own powersWandering Towers – a TFG favorite.Forestry – harvest a forest while replanting to manage it. Heavier game.Galileo Galilei – heavier gameAquariaStick ‘Em refreshWandering Towers expansion coming soon! capstone-games.com 1:19:00 Moon Crab Games with Justin Leviathan Wilds – cooperative boss-battling game that uses a spiral-bound book for the gameboard. “Climb together. Save Leviathans.” leviathanwilds.com 1:24:30 PAX Unplugged takeaways Andrew: PAX Enforcers (volunteers) and employees do an awesome job. And it’s really cool to see the same folks year after year. Love the culture of PAX Unplugged and its family friendliness. Anitra: We waited in line as a family to get in and see Jacques Ze Whipper. Waiting in line, even for over an hour, was incredibly pleasant: mostly because the people around us were patient and friendly. We hope to see you at PAX Unplugged 2026, December 4-6! 1:30:30 New Backtalk Question We’ve been listening to records. What is your favorite thing to do with your family that is NOT playing board games? Tell us on the #backtalk channel on our Discord, or in our Facebook community. Find Us Online: Facebook: @familygamersaa and thefamilygamers.com/communityTwitter (X): @familygamersaaInstagram: @familygamersaaTikTok: @familygamersaaBluesky: @familygamersaaThreads: @familygamersaaYoutube: TheFamilyGamers or join the Family Tabletop Community on Discord! thefamilygamers.com/discord Or, for the most direct method, email us! andrew@thefamilygamers.com and anitra@thefamilygamers.com. PLEASE don’t forget to subscribe to the show, tell your friends about the show, and leave us a review at Apple Podcast or whatever your podcast subscription source is. We’re also on Amazon Music, TuneIn, and Spotify. You can also now find us on YouTube Music! So pull it up and give us a listen while you’re toiling away at work :) The Family Gamers is sponsored by First Move Financial. Go to FirstMoveFinancial.com/familygamers to learn how the team at First Move Financial can help you pile up the victory points. The post Episode 411 – PAX Unplugged 2025 appeared first on The Family Gamers.

Everyone's talking about the “affordability crisis”—but what does that actually mean? In this episode, we dig into the numbers, the headlines, and the lived reality of trying to make ends meet in 2025. From rent hikes to grocery bills to the myth of the “latte problem,” we explore whether the crisis is as bad as it sounds—or if something deeper is driving the feeling that everything's out of reach.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The crew is back together again. And yes, Lawrence, I'm still furloughed, still figuring it out. In this episode, he shares updates from his extended time off and what it's taught him about work, purpose, and the strange calm of uncertainty. Meanwhile, New York City makes history by electing its first millennial mayor, Mamdani. We dive into what this generational shift in leadership could mean for the city's future—and for the rest of us trying to navigate change in our own lives.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

TFG's results, the JSE's reporting shake-up.

The boys are back and this episode they are challenging the monopoly that Zodiac Horoscope's have had on the market for far too long, and today we introduce a newer, fresher, more accurate alternative. What we at TFG call your Turtle-Scope (TMNT-Scope?)

In this solo episode, Lawrence discusses how slowing down and simplifying can actually move you forward. The courage it takes to pause, reassess priorities, and let go of what no longer serves your goals. From career shifts to personal habits, he dives into how scaling back can create space for clarity, balance, and meaningful growth.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, Lawrence opens up about his unexpected journey after being furloughed from his federal job. Amid the disruptions of the past year and the ongoing uncertainty, he's found this experience to be a powerful catalyst for reflection, reinvention, and growth. The crew joins in to discuss the emotions, challenges, and ways they've each redefined their sense of stability and purpose during such a turbulent time.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

The crew explores how ChatGPT is reshaping modern spaces—both at work and in daily life, as well as in the realm of creativity. We highlight real examples of AI streamlining workflows, sparking innovation, and balancing technology with human creativity. Tune in to see how ChatGPT is helping people and businesses thrive in today's evolving digital world.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode,  Lawrence and Alainta dive into the often difficult yet essential conversations around aging parents and planning for a healthy, fulfilling retirement. We discuss Alainta's TikTok video on supporting aging loved ones, addressing financial and emotional concerns, and preparing both parents and their children for the changes that lie ahead. We discuss how to create a roadmap for a smoother transition, ensuring peace of mind and well-being for everyone involved. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this solo episode, Lawrence unpacks how media narratives shape public perception of Black unemployment. He explores the importance of media literacy in distinguishing fact from stereotype, examining how coverage influences policy, opportunities, and community empowerment.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, we unpack the controversial proposal surrounding President Trump's $100,000 fee for H1-B visa applicants. What does this mean for skilled foreign workers, U.S. tech companies, and the future of immigration policy? We explore the potential economic, legal, and political impacts of the proposal and how this could reshape the global talent pipeline. Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Lawrence and Alainta discuss modern dating. In this episode, we explore the mental gymnastics of dating dynamics. We dive into societal perceptions, personal experiences, and the challenges that men and women face when breaking stereotypes in the dating world. Join us as we discuss how strength—both physical and emotional—shapes attraction and relationships in today's world.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this episode, Lawrence discusses and breaks down how U.S. politics and market psychology are colliding midway through 2025—and what that means for your portfolio. Separating headlines from fundamentals, map plausible policy paths, and translate them into clear investing moves you can actually execute.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus 

The TFG crew is back together (including Lovely), and in this episode, we dive into the growing trend of artists hitting the road more frequently. Are musicians touring more because they need the income, or is it a shift in how the industry operates? We discuss the financial realities of modern music careers, the impact of streaming on album sales, and how live performances are becoming a key revenue stream. Tune in for insights into the evolving music landscape and the pressures artists face today.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

TFG is back! Well, technically only Lawrence lol. In this episode, Lawrence discusses unpacking the “silence deficiency”: the constant noise—notifications, meetings, mental clutter—that drains focus, creativity, and emotional bandwidth. He explores why strategic quiet isn't a luxury but a performance tool, and how to incorporate micro-moments of silence into a busy day without quitting your life.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus 

The crew is back and reunited, and in this episode, we delve into the bold and transformative piece of legislation, the Big Beautiful Bill, aimed at addressing and reducing significant federal programs such as Medicaid and Federal student loans. We unpack how the bill came to life, what it seeks to change, and why it's being hailed as both ambitious and necessary.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez share their perspectives on current events that impact your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, meaning they didn't inherit wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and a Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus