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In this episode, Bill and Pete Bush take a deep dive into the various risks associated with retirement. Drawing from their ongoing studies for the RICP (Retirement Income Certified Professional) designation, they unpack key categories of risk that can derail even the most well-thought-out retirement plans. From longevity and health concerns to market volatility and public policy shifts, they emphasize the need for proactive planning, emergency buffers, and a realistic outlook. This is not about fear—it's about readiness. ⏱️ Episode Timestamps & Topics: 00:00 – Intro: Fasten Your Seatbelts The episode takes off with a familiar aviation metaphor as the Bush brothers cue up a conversation rooted in both experience and education. 00:21 – Retirement Risks Overview & RICP Insight Bill mentions their RICP studies and how this inspired today's topic. Risks discussed include longevity, inflation, and withdrawal rate risk. 01:45 – Longevity Risk & The Illusion of "My People Don't Live That Long" People often underestimate how long they'll live. Life expectancy continues to rise, and the stat of a 65-year-old couple having a 50% chance that one spouse lives to 90+ is spotlighted. 02:53 – Longevity = More Time for Inflation to Hurt Longer life means more years for inflation to compound. Staying active longer also often means higher expenses. 04:14 – Aging & Health Expense Risks Health risks include long-term care, frailty, and even financial elder abuse. Health expenses are cited as the #1 cause of bankruptcy in retirement. 05:56 – Beyond Healthcare: Adapting Your Environment From needing a stair lift to remodeling a home for accessibility, aging has unexpected costs. Elder financial abuse often comes from trusted individuals—not just scammers. 07:34 – Investment Risks & The Sequence of Return Trap Sequence of return risk is explained in depth: how bad early market years can cause a retiree to “sell more shares” to generate income. Strategies like bucket planning and income “flooring” are discussed. 09:34 – Income Layers & The 7-Layer Dip Analogy Each retiree's income is like a layered dip: Social Security, pensions, investments, etc. Building the right layers is essential for long-term sustainability. 10:50 – Work-Related Risks: Forced Retirement & Reemployment Many people plan to work longer than they actually do. COVID showed us that employer insolvency and sudden job loss can strike at any time. 11:50 – The Illusion of Control The idea that we control all outcomes is often false. Surprise is the “mother of all panic,” especially in investments. A strong buffer (emergency fund) is essential. 13:34 – Family-Related Risks: Loss of Spouse & Surprise Expenses Losing a spouse can lead to emotional devastation and a significant drop in income. Taxes change, Social Security benefits can decrease, and stress may impact health. 14:32 – The Goal is Awareness, Not Fear Planning for these risks is just like buying insurance. You hope you won't need it—but you're covered if something happens. 15:02 – Timing & Policy Risks Interest rate shifts can hurt lump sums from pensions. Laws change—like the SECURE Act—and future changes to taxes, Social Security, or Medicare could impact retirees. 17:29 – Planning for the Unknown You can't control everything, but you can create buffers. “Risk is what's left over after you think you've thought of everything.” – Morgan Housel 18:30 – Don't Worry Alone: Seek Guidance The brothers encourage listeners to reach out if they feel uncertain. Asking the right questions—and having a trusted guide—can make all the difference.

Learn more about NetSuite 2024 Release 2: https://bit.ly/3W7y8vS   Cohosts Ian McCue and Megan O'Brien delve into NetSuite 2024 Release 2, with several guests joining to cover the latest and greatest features included. To start off, Lisa Schwarz, senior director of product marketing at NetSuite, gives an overview of the second release of 2024 [1:29]. She covers some of the most exciting updates in 2024.2 and what customers can expect. Tanios Boudames, product marketing manager for NetSuite SuitePeople, joins next to give a breakdown of new capabilities in NetSuite's human resource management system [11:46]. Peter Bouyonan, an industry solution advisor at NetSuite, delves into the new supply chain and manufacturing features [24:48]. Lastly, Jessica Turnpenny, group manager of product management at NetSuite, goes over new SuiteBilling capabilities and how they will help subscription businesses [37:41].   Follow Us Here:   NetSuite 2024 Release 2 Homepage: https://www.netsuite.com/portal/products/newrelease.shtml   Oracle NetSuite LinkedIn: http://bit.ly/NetSuiteLI Facebook: http://bit.ly/NetSuiteFB Instagram: http://bit.ly/NetSuiteIG Twitter: http://bit.ly/NetSuiteTW   #NetSuite #NetSuiteERP #NetSuiteSuitePeople   --------------------------------------------------------   Episode Transcript:   00;00;00;00 - 00;00;23;08 Hey NetSuite Podcast listeners. Thanks for tuning into this episode breaking down our newest NetSuite release. I'm Ian McCue, senior content marketing manager at NetSuite and I'm joined by NetSuite's business and finance editor Megan O'Brien. The summer means it's our second product release of the year and that NetSuite 2024 Release 2 is packed with a bunch of awesome new features.   00;00;23;10 - 00;00;50;19 Absolutely. NetSuite 2024.2 brings new functionality across SuiteBilling, SCM mobile and Manufacturing mobile, and SuitePeople, as well as new suite apps to help businesses run their supply chains more efficiently. We have four different guests breaking down the latest capabilities in detail and explaining how they benefit you. And if you're looking for more, our sneak peek release blogs are now live on NetSuite.com.   00;00;50;22 - 00;01;16;19 See the links in the description of this episode to check this out. Stay tuned because we have a lot of exciting updates that you won't want to miss. You're listening to the NetSuite Podcast where we discuss what's happening within NetSuite, why we're doing it, and where we're heading in the future. We'll dive into the details about the software and the people at NetSuite who are behind all the moving parts.   00;01;16;21 - 00;01;41;22 Unknown We'll also feature customer growth stories discussing the ups and downs of running a company and how one integrated system can help your business continue to scale. Kicking us off is Lisa Schwarz, senior director of product marketing at NetSuite. Lisa will provide a quick preview of what's new in 2024 Release 2, including an updated user interface that customers can now try out for the first time.   00;01;41;25 - 00;02;13;00 She also gives a refresher on how all our customers receive the update and what they can do to prepare for it. So, Lisa, we have a few guests joining us to dive deeper into the latest functionality in NetSuite 2024 Release, 2. But could you give us a quick overview of what's new? Absolutely. So we have a slew of new supply chain and manufacturing features ranging from NetSuite WMS to some of the mobile applications, as well as some hot new suite apps related to supply chain.   00;02;13;03 - 00;02;36;11 Unknown We'll be diving into the new SuiteBilling capabilities, which is our subscription management and billing solution. And finally, you'll hear about some of the new things going on with our HR solution, SuitePeople. So what's one feature in this release that you're kind of especially excited about or maybe see as a big win for our customers? Wow. That's a tough one.   00;02;36;11 - 00;03;02;06 It's like, you know, picking your favorite child or, you know, they're all special in their very own ways. From a practical point of view, it's great to see the evolution of Bill Capture, which we continue to fine tune the ML models that help increase the accuracy for matching the invoices to your NetSuite record.   00;03;02;08 - 00;03;39;13 So that's increasing productivity for our users. There's also Ship Central, our packing and shipping solution. With this release, there's some great new functionality to automatically find the best shipping rates, which is pretty cool so that's saving users time but also money. So those are great. But I actually wanted to talk about a feature that's included in the release, but it's an early release status, so going into that a little bit.   00;03;39;15 - 00;04;05;05 What we're going to be doing with this release is to start to roll out some of the new Redwood UI elements to NetSuite. Users may have heard about this already from Oracle, which they have all their applications using this or you actually may have seen it in some of the Oracle applications that we make available to NetSuite users like Planning and Budgeting or Analytics Warehouse.   00;04;05;08 - 00;04;37;06 Those two solutions have already the Redwood UI design system applied. So what you're going to see in NetSuite are changes like fonts, icons, and colors applied to various pages. There's no functionality changes, no changes to workflows. It's strictly an aesthetic, you know, user interface change. One thing to note and to understand is that this new UI won't be turned on by default.   00;04;37;09 - 00;05;01;11 You'll need to go in and change the preference settings to do that, but your admin can usually do that. It's a great way just to start to become familiar with this. We're going to see more pages updated over the next few releases with more of the design elements applied and at some point it will become the default UI of NetSuite.   00;05;01;14 - 00;05;27;04 But it's just starting and that's what I think is really exciting. Yeah, very cool stuff. And if someone wants to learn more about Redwood UI and maybe, you know, what might be might be changing a little bit, just an appearance in NetSuite. Where could they go to learn more about that? As usual, with all the stuff in every new release we'll have details in the release notes.   00;05;27;06 - 00;06;07;16 But we're also planning to start rolling out over the next few months some added communications and tools that users can use to become familiar. So you should be seeing some blogs on this. We're actually trying to line up a speaker for the podcast at some point soon down the road. So lots more to come on this. Awesome. And I wanted to quickly touch on kind of the logistics of the NetSuite release for any new listeners, any customers who have maybe not been through this before or those that maybe just need a refresher.   00;06;07;16 - 00;06;35;18 So how does NetSuite deliver all these new features that you covered to users? Yeah, it's actually still to this day, as many times we've been doing it, it's still super cool to watch it from the other side of getting it applied. The process and everything. But to remind everybody, we do two releases a year, all of our customers, which right now we're at 38,000+ customers receive the updates.   00;06;35;21 - 00;07;13;04 Everyone is on the same release using the latest and greatest version of NetSuite. So this is our second update of the year. With the release, accounts will be updated between mid August through July. That's the span of the rolling upgrade window. Each customer is assigned a date and a time that their NetSuite account will be updated. The date and the time of your update will be published in the new release portlet on your NetSuite dashboard and your NetSuite admin will also get an email with this information.   00;07;13;07 - 00;07;48;11 If for some reason this time doesn't work for your company, you can change the date and time of the update via the CSM tool within NetSuite. Again, something pretty fast and easy that your admin can do. So on the day of the update, you do not need to install or do anything. Everything is automated. Accounts will go offline during the update time, which is scheduled for about a four-hour period, but most of the updates happen in 60 minutes or less.   00;07;48;14 - 00;08;09;02 And it sounds like there's not a whole lot for customers to do, which is obviously a good thing. But what can customers do to prepare for this update? Yeah, like I mentioned, this is all automatic, but we definitely encourage users to become familiar with what's in the release and to try it out in a release preview account.   00;08;09;04 - 00;08;43;28 So while accounts are updated automatically and all customizations that you may have done to your account come over with the update, it's great to test things out using your own data, workflows, integrations, and customizations just so there are no surprises. I know I don't like any surprises, so for those of you who are not familiar with the release preview account, this is a special test account test environment that clones your production account with the new release functionality in it. It's free.   00;08;44;05 - 00;09;12;24 Unknown You just need to have your NetSuite admin requested, but definitely encourage to, as we used to say, test drive before you go live. And other than this podcast, how else can customers learn more about 2024.2? Yeah, lots of ways to engage and learn more. So the first thing you can do is read about this sneak peek blogs.   00;09;12;28 - 00;09;37;04 You can read about the enhancements in the sneak peek blogs on NetSuite.com, as well as the release notes. The release notes go into a ton of details on each of the new features and capabilities. There's also training videos that are made available in SuiteAnswers that you can watch on selected new features and enhancements.   00;09;37;06 - 00;10;06;04 Another way, we encourage you to talk with your account manager about what's new, kind of what they're recommending you. You may want to pay a little special attention since they know your environments a little bit more. So engage in some conversations with your account manager. We've got some upcoming webinars that you could also, if you know, kind of seeing is more of your thing rather than reading.   00;10;06;07 - 00;10;37;03 So we have a new release features webinar coming up actually just a few days after this webinar—this podcast goes live so you can sign up to watch that to participate in that webinar July 24th. Or if you can't make that it's available, it will be available to watch on demand. And there's also another follow-up webinar coming up in early August about release readiness.   00;10;37;05 - 00;11;03;10 So this is a little different webinar. It's not going to go into details on the actual features, but more about giving you tips on how to get ready for the release, like using the release preview account, which I just mentioned, creating test plans. And then there's also an opportunity to learn about some of the services that we have available that you may want to look at to help with release readiness.   00;11;03;12 - 00;11;38;08 And then last but not least, you know, we've got SuiteWorld coming up. So that's happening in Las Vegas, September 9th through the 12th. We've got over 200+ sessions, seminars, hands-on learning and training that cover a lot of the new capabilities, not only from this release, 24.2, but also from the previous release, 24.1. So lots of different ways to learn about the release depending upon your, you know, how you like to learn and get up to speed on things.   00;11;38;11 - 00;12;05;13 Well, lots of cool and exciting stuff to look forward to there. So thanks for walking us through it, Lisa. Thanks again. Happy to. SuitePeople, NetSuite's human resource management solution, saw several new features in NetSuite 2024 Release 2. Joining us to discuss how these updates will help companies better manage their workforce and associated costs is Tanios Boudames.    00;12;05;13 - 00;12;33;22 Product marketing manager for NetSuite SuitePeople. For those who are not aware of NetSuite's HR solution SuitePeople, could you give them an overview? Yeah, of course. So SuitePeople is part of NetSuite's DNA, right? It works seamlessly with the rest of the platform. It's NetSuite's comprehensive human resources management system. So it's designed to streamline, automate a lot of the complexities that HR   00;12;33;23 - 00;13;20;16 Teams and processes kind of face. And it offers a robust set of tools for managing core HR business processes. That's like keeping employee records, running payroll, providing benefits, understanding performance of different teams, scheduling and optimizing workforce scheduling and planning, and really by integrating with the NetSuite ecosystem and being a part of it, you can really enable your business to better manage your workforce by having real-time insights, by having real-time analytics that drive better decision making because SuitePeople is with NetSuite on the same platform and it really allows customers to better understand how they can manage their workforce and optimize it.   00;13;20;19 - 00;13;47;24 And all of this is leveraged because again it's connected to NetSuite. So we can connect to SuiteAnalytics, SuiteProjects, into all the different products that NetAuite offers. And in terms of SuitePeople itself, diving deeper in, in terms of what the modules and products are that we sell, we have US payroll, we have HR administration, we have workforce management, then we have performance management.   00;13;47;26 - 00;14;21;06 So these are really covering the key areas that HR folks are going to be looking for in terms of providing HR functionality to their business. And this helps really provide a unified solution for finance and HR. And one solution with NetSuite. Well, why is it important to have a finance and HR system that is unified? Yeah, so there's really three areas that I always think of when it's when it's having a unified solution, especially when it comes to two really key lines of business like finance and HR.   00;14;21;09 - 00;14;43;19 The first is collaboration, right? It's being able to understand when you want to make changes to your workforce, you want to either hire people or you want to maybe readjust learning or reskill employees or understand where you need make shifts in the workforce in terms of scheduling and teams is understanding how you can collaborate as a HR person with finance or vice versa.   00;14;43;25 - 00;15;29;00 Understanding the budget, understanding the costs from the finance side, and then understanding things like the goals of performance. The really HR information location, how you can readjust workforces to be optimized to improve revenue performance of the business. The second is having actionable insights. And this kind of goes on the collaboration is not just being able to talk to each other, but also as a finance person or as a HR person being able to pull up dashboards, things like headcount analysis, things like performance across teams or across individuals or across products, being able to forecast different aspects with workforce management, being able to understand, okay, I need like three people here at this at this   00;15;29;00 - 00;15;54;22 job site for this season, right? Because it's going to be very busy. We need more staff. So being able to have those actionable insights from across the business, whether it's coming from projects or whether it's coming from the HR side as a finance person is really important. And that's what SuitePeople provides with the unification of it being together, And the last having the data integrity—data integrity and data privacy.   00;15;54;22 - 00;16;17;27 So everything is in one solution. You're not having to import data sensitive data like employee data across different solutions. It's all within NetSuite, all protected. So this helps with the privacy, the security aspect, and integrity. You're not having a duplication of data, right? There's one source of truth. You go to NetSuite, you check an employee record, you check the financials, etc. All of it is within one system.   00;16;17;27 - 00;16;49;15 So that's really the power of having a unified in those three, those three elements, really. How has the product grown to support NetSuite Financial customers over the years? Yeah, so SuitePeople really started out with payroll and HR. And we've grown and added performance management and workforce management and really grown alongside with our customers. I mean, now we process 6 billion annually in payroll transactions across thousands of employees.   00;16;49;17 - 00;17;18;23 We're really very much ramping up as we'll see in this update around workforce management and around providing a more complete HR solution for our customers with things like benefits offering and benefits solution. So, it's very much improved with financials as well and NetSuite Financials to offer deeper analytics reporting features that help understand workforce costs, productivity, products for locations.   00;17;18;23 - 00;17;47;01 Right. Being able to understand where the demand is from the business and that comes from things like compensation, planning, performance management, and understanding the whole aspect of your business. And at the same time from an employee side is we've really grown to offer employees more of the self-service capabilities. So this is allowing them to get the information that they need at the time that they need it without having to go to HR.   00;17;47;03 - 00;18;11;00 Unknown Without having to bother or really distract business folks from focusing on more impactful tasks to ask for things like a payslip or to ask for things like time off or schedule around that. Right. So workforce management allows for that. We have the self-service portals in in HR to allow you to access payroll slips, etc. Right. Let's get to the good stuff.   00;18;11;02 - 00;18;43;08 What enhancements are coming to SuitePeople in 2024 Release 2? Yeah. So for workforce management, we have two really key enhancements coming and one of those is around being able to track to multiple time fields, right? So this is going to allow businesses to understand not just by, for example, a location or a team or a product, but to be able to dive even deeper into how employees are spending their time, where are the labor costs coming from?   00;18;43;10 - 00;19;26;03 For example, you are running, let's say, a coffee shop, right? Where are your employees spending the most time? Cleaning, making the coffee, talking with customers, whatever it may be. Being able to log those times across multiple time fields now allows you to understand where maybe you need more support. For example, another is like a contracting business, right? Where you have multiple people working on building a house, people who are doing the platform, the foundation, the concrete, who are building, the paint, the electrical, all the different stuff that you have within a project, being able to map across how many hours are being spent on which item, on which project, on which task is really   00;19;26;09 - 00;19;52;18 impactful for our customers now being able to use that and to map to different fields. And the second is around really enabling compliance for our customers. So being able to ensure that employees take their full break. So this is like a early break prevention enhancement where employees now will take their full break and cannot clock back in until their break is completed.   00;19;52;18 - 00;20;24;24 And this is important for a lot of states that will penalize businesses if employees don't take their full half an hour, hour, whatever the regulation is. So this is a this is really powerful enhancements for the workforce management product we offer customers. And then from an HR administrator viewpoint, we now have a benefits partner so we now can offer customers benefits, enrollment, and brokerage services through our benefits partner, Simply Insured.   00;20;24;24 - 00;20;49;06 Unknown And all of this is within NetSuite. So it's all within the NetSuite interface. Employees don't have to go outside of NetSuite to sign up and to enroll in and benefits. And, at the backend, the payroll is deducted. So any costs that come from an employee signing up for a benefits plan, they can see that reflected automatically in their in their payroll as a deduction.   00;20;49;06 - 00;21;09;06 Unknown And then from a financial standpoint, you can see as a finance person, the GL showing the costs of how much benefits costs, how much each plan even is costing the business, and being able to optimize. Are a lot of employees using this plan? No, but it's also costing a lot. Okay. Maybe we should look at offering other plans for employees.   00;21;09;06 - 00;21;43;12 So that's the two big enhancements or three I guess two for workforce management and one for as a new partnership with benefits that we have in 24.2. How does this help businesses monitor and track rising labor costs? Because that's a that's a huge issue for our customers. Yeah. So for SuitePeople, especially with the workforce management, I'll talk on that because this is really where, as I was saying earlier, it's going to provide visibility into so many different components of the workforce—when they clock in, where they're clocking in to, where they tracking their time to.   00;21;43;12 - 00;22;06;03 So being able to understand the different components of expenses, wages, overtime, anything that they're spending extra time on. So being able to identify cost trends and being able to budget and forecast ahead. So saying, okay, these projects are taking our employees way longer. Or these tasks or this assembly line or this product is taking double the time that it should.   00;22;06;03 - 00;22;42;16 And now we're accruing overtime, let's put more employees on that or maybe let's adjust how we're moving forward as a business and a business strategy for that product or project or offerings and services. Right? So it's going to help businesses really dig down deeper into what labor costs are affecting their growth. And this can happen from so many different fields that are that are within NetSuite of time fields and being able to map to those as an employee when you clock in and being able to say what you're doing at certain hour and time is going to really help businesses monitor and track where their labor costs are.   00;22;42;18 - 00;23;04;20 Now, how do these enhancements help employees and perhaps also help businesses? Anything that you might have not have mentioned so far? Yeah, so I've talked a lot about businesses and the organizational side of it with finance and HR. For employees, there's a lot of great enhancements with this. I mean, it's going to provide a lot greater transparency and access to their HR.   00;23;04;21 - 00;23;45;09 Information. So, for benefits, for example, being able to have that that solution as a business to offer to your employees so that they can access health benefits through their employer is really empowering to them. They're going to be able to enroll and access and view different plans all within NetSuite. Right. So that's really impactful. And again, all the self-service that comes with SuitePeople, right, being able to have the self-service to understand what your pay is, understand where maybe you need to update some personal information to reflect accurately, and being able to request time off, understand your scheduling and schedule within workforce management.   00;23;45;09 - 00;24;10;02 All great, really empowering aspects and enhancements for employees. From the business standpoint, a lot of this, again is streamlining the processes across HR and finance. So what you're doing from the workforce management standpoint with the time fields is understanding, okay, people are clocking in, they're aligning their time to certain tasks and projects. From a finance standpoint, where do we want to adjust the budget?   00;24;10;02 - 00;24;35;17 Where do we want to move forward in terms of adjusting how our workforce is operating from teams to products to focus? Right. And all of this is just really helping HR become more strategic in terms of how they operate and allowing finance to get to gain greater visibility in terms of the costs and how the workforce is operating so they can better optimize budgets and really grow revenue.   00;24;35;19 - 00;25;06;20 NetSuite by Oracle, the number one cloud financial system, is everything you need to grow all in one place. Financials, inventory, HR, and more. Make better decisions faster so you can do more and spend less. See how at NetSuite.com/pod. Next, we have Peter Bouyounan, an industry solution advisor at NetSuite. Peter will walk through the biggest new supply chain and manufacturing features in NetSuite 2024.2, explaining how they can help businesses reduce costs and increase productivity.   00;25;06;22 - 00;25;32;19 So, Peter, to start, could you just share what are some of the key goals for manufacturers when it comes to production? Sure. One of the key goals in the manufacturing process is really to optimize the inventory levels. What I mean by that is to produce enough to meet your demand without having a lot of excess. So, at the end of the day, you're maximizing output with minimal waste.  00;25;32;21 - 00;26;00;29 And for a lot of manufacturers, what they're trying to do is ensure steady flow of raw material and components. You know, they're trying to streamline their process and just make sure their production time is reduced. They just need the flexibility to be able to adapt to any changes from the demand, like what their customers are demanding or even from production requirements.   00;26;01;01 - 00;26;38;24 And I know in this Release 2024.2, there's some new functionality around aligning supply and demand in NetSuite. Could you could you tell us a little bit more about what we what we've added to support that? Yeah, a couple things actually. Supply planning updates, we've done and there's three new SuiteApps to support that as well. With the supply planning, that's going to give customers the ability to increase their accuracy and control of the supply planning quantities, their minimum order quantities, and their lot sizing.   00;26;38;25 - 00;27;09;12 It's combined now to ensure proper quantities are ordered. So it's really merging the two together. So there's options there that they have at the end of the day that supports the right number of products and raw materials that are available. So that update is done to the supply planning. And then we have a few new SuiteApps that's going to support them as well.   00;27;09;14 - 00;27;47;22 There's NetSuite Supply 360. That's essentially just viewing the manufacturing component requirements when you get the work order, you get you get a visibility of the ability to review the levels of component inventory for upcoming work orders. So that's going to give you a better way to plan as well. It's, you know, Supply 360, so you're getting to see the whole 360-degree view of your manufacturing and the components that are required.   00;27;47;24 - 00;28;09;13 In addition to that, that really complements it as well, is Available to Build. So that's going to give you a view and it gives customers answers to see how many more of an assembly can be produced. It's based on the current inventory, so they're able to see that inventory and then they can see how many we produce.   00;28;09;13 - 00;28;35;00 A lot of times you see those requirements from customers as they have a work order and have certain raw material quantity and they can produce more than what's required since visually, if you can see the machinery is working right. Once you have a set up and you start working, you don't want to stop just because you supported the work order, right?   00;28;35;01 - 00;28;57;01 You have enough to do a work order, but you can go ahead and continue having available to build. You can see that perhaps you can run a little bit more and have that in stock if necessary, as opposed to just shutting down. And then now you have this raw material sitting. So that helps most customers in that regard.   00;28;57;01 - 00;29;24;27 And then very important aspect of everything is the cost, right? So we have a cost variance analysis that's going to take actual cost versus what you planned. So if you have a work order and you know what your planned cost is, now you can run a report to see what that variance and see the actual cost. And that's going to help customers identify, you know, where the actual cost landed.   00;29;25;00 - 00;29;52;20 Are they up or are they down? Great. Yeah, lots of exciting stuff there. And how can our customers access these new SuiteApps? So in general, the SuiteApps are either on the tab or, what I do typically, is search on the global bar for SuiteApps and you can see, view, browse, search for these apps and install them or they can go to SuiteApp.com in the marketplace.   00;29;52;20 - 00;30;19;03 You know, they can visit that in a lot of times if they're already, you know, NetSuite customers, those users can have access directly from the NetSuite instance. And these are at no cost to customers. Right. And are there any modules they need to have in place to access these SuiteApps? So the SuiteApps that we just discussed, those three: Supply 360, Available to Build, and the Cost Variance Analysis are actually free to download.   00;30;19;05 - 00;30;36;21 There is a prerequisite for them. It's Work Orders & Assemblies. And just keep in mind that you can you can check with your account manager and they can they'll help you navigate through it as well. So let's shift gears a little bit and talk about the production process itself and how NetSuite plays into that.   00;30;36;22 - 00;31;04;19 So NetSuite has done a lot of work to make production and warehouse processes executable directly from a mobile device. Could you tell us about new enhancements in this release when it comes to mobile functionality? Just want to go back a little bit about mobile. Mobile apps, they support multiple efforts our customers have been asking for. For one, it's paperless and it's physically flexible, hence the mobile aspect of it.   00;31;04;21 - 00;31;47;02 But you're not tied down to having a desk station for every workstation. And that's why we're putting so much effort into our mobile applications. The SCM mobile, what we've done is put printers that can be grouped into print groups that's going to allow the user to select a printer based on a print group preference so that the user will see a list of printers based on the group they selected. That's going to help them, you know, quite a bit to not be tied down to a specific printer, but then they can select which printer they want to print to.   00;31;47;04 - 00;32;18;10 Hence since it's mobile. In addition to that with the SCM Mobile, you have condition based coloring so you can color data tables and rows. That's going to give the user a quick way to distinguish rows of data. Right. So if you got order released, that may look, you know, could be in green. If the work order is in process, it could be yellow. If it's planned, it's in red.   00;32;18;17 - 00;32;47;19 Just to kind of give you a little bit of visual of what it would look like. And then the Manufacturing Mobile. So the enhancement there is that employees now can clock in and clock out with their badge. So that will provide actual machine and labor time on a specific operation on a step. And then Manufacturing Mobile as well has a GS-1 barcode.   00;32;47;21 - 00;33;19;23 So that's an enhancement to allow you to scan a lot or a serial number. And a big one that our customers have always been asking for is to have like an auto-generate lot or serial number and that's a SuiteApp and it's integrated with the Manufacturing Mobile as well. The third one I mentioned was the quality management and so the capabilities for that.   00;33;19;25 - 00;33;50;20 Unknown Inspection has been enhanced. It's going to give the user more control with like a parent transaction on inventory inspection so they can perform on-demand inspections. This includes like inventory quantities and decimals. And then that's very helpful for a lot of our customers in the food and beverage industry as well. And then there's compliance control, visibility of inspection results.   00;33;50;22 - 00;34;22;21 So that's all going to be it's more of visual information on hand. And then lastly with that is the ability to navigate between inventory transaction and inspection queues. So you're you have now both as well. Great. And could you remind everyone where they can where they can access these mobile apps and if they if they cost anything and what NetSuite modules customers may need to have to use them.   00;34;22;24 - 00;34;47;07 Yeah. So mobile apps in general are available on any iOS or Apple products or Android devices. You know, you can search for NetSuite and download the app. So it's, in general, high level to get the mobile app. But the manufacturing mobile is actually a free bundle. It does require Work Orders & Assemblies. So there is a prerequisite for that.   00;34;47;09 - 00;35;19;18 Unknown The SCM mobile, it's really is a framework which Manufacturing Mobile is built on. But to use the functionality within, you need a manufacturing module license. And then the quality management is also a licensed bundle. And that will require inventory management. So the mobile application is available through the SCM Mobile as well. And then one other area I want to touch on is Ship Central.   00;35;19;18 - 00;35;49;14 So Ship Central helps businesses fulfill orders with packing and shipping functionality. What's new with Ship Central in this release to make those packing and shipping processes even easier? Yeah. So again, I want to go back just a little bit from the last fiscal year. Ship Central in general adds real-time integration to partial shipping carriers. These features, like they give you real time rate shopping.   00;35;49;17 - 00;36;18;27 It's integrated shipping labels. You could do address validation to make sure that you were capturing the right address with, of course, the ability to void labels as well. So that was an enhancement that we've done in the past. And now what we've done, we've got usability improvements. So we added more to this functionality we had with Ship Central, and now you can automatically select the cheapest shipping method.   00;36;19;00 - 00;36;47;20 Instead of having a list and trying to figure out yourself, it will provide you that information. Print return labels. So if you have anything that came through, as we talked about just a minute ago in regards to the quality management and if you see something that needs to be returned, that can be done with the same carrier that came in, or you can choose a different carrier as well.   00;36;47;23 - 00;37;13;22 It depends on the cost factor for you. You can create, print, you can create and print hazmat labels. So those are great, especially for the United States Postal Service or DHL. You know, they have their own standards. So being able to do that, you can comply with their standards and operators can pack items by searching and grouping orders with the wave number.   00;37;13;25 - 00;37;41;01 So that makes it really convenient. Awesome. And how can our customers access Ship Central? What do they need? Or how can they take advantage of some of these new capabilities? Ship Central is great because actually if you have WMS, it would be included with it. Okay. But it's not reliant on NetSuite WMS. So it can be used with or without WMIS and it can be a standalone.   00;37;41;04 - 00;38;10;13 Well, lots of exciting stuff here, Peter, and I appreciate you walking me through it. Thanks to you. Thanks for your time. Now let's take a deeper dive into the enhancements around NetSuite SuitteBilling in 2024 Release 2. We have Jessica Turnpenny, group manager of product management at NetSuite, joining us next to cover how several new pieces of functionality and in NetSuite SuiteBilling will help ease subscription management.   00;38;10;16 - 00;38;52;18 We hear that subscription based business models are becoming increasingly popular. Many businesses benefit from the recurring revenue and increased growth and profitability. But what are some of the challenges that businesses face when they're trying to manage subscription revenue and billing models? Subscriptions have tons of advantages, but when you start having high volumes of recurring billing, it becomes unmanageable unless you're able to automate it, and especially if you have complexities around contract modifications and it becomes really hard and cumbersome for teams to manage all of those changes and make sure that it's accurate and as well.   00;38;52;18 - 00;39;23;12 Revenue recognition for subscription billing is very specific and so it can also be really hard for revenue teams to make sure that the way that they're recognizing their subscription revenue is accurate. And all of those things become more complicated with subscription billing because you're billing in a recurring way, not just a single one-off invoice. So yeah, it can be hard, especially at high volumes. For those who are new to NetSuite or could use maybe a little bit of a refresher.   00;39;23;14 - 00;40;02;16 Can you share some information about SuiteBilling? What is it and what does it do? So SuiteBilling is NetSuite's subscription billing module. And what SuiteBilling does is it really simplifies and automates the management of subscription billing for our customers. The module supports one-time, recurring, and consumption or usage based billing. So we support flat, tiered volume based pricing, you know, time based discounts, free trials, you know, all of the complex sort of ways that you can price in a subscription model.   00;40;02;16 - 00;40;27;13 And we try and simplify that for you to be able to configure it using subscription plans. You can make that really easy to get up and running in a repeatable and accurate way. We automate all of those recurring type subscription invoice bulk runs for you so that can all be automated. It doesn't have to be triggered in any way.   00;40;27;16 - 00;40;55;12 We also have a really powerful rating engine that supports the proration associated with contract modifications as it has a really deep integration into our Advanced Revenue Management module. So it also seamlessly integrates with that module and automates all of your revenue recognition for your subscriptions. So it's a really powerful subscription billing product. We hear a new feature is coming.   00;40;55;12 - 00;41;41;09 To Suite Billing in release 2024.2. What can you tell us about it? So in 2042.2, we are releasing our prepay with drawdown feature, and that feature will allow our customers to receive a pre-payment for whatever specified amount and then be able to draw down or consume that prepayment across multiple subscription lines within that subscription. So you could take a prepayment for a set amount and then as your customer consumes whatever subscription products you've sold them, as they consume those, it burns down the prepayment.   00;41;41;11 - 00;42;10;19 Now, how would customers be invoiced in cases like this? So they're invoiced for the prepayment upfront. And then subsequent invoices, they see how that prepayment is consumed or burned down, and they also see what's left of that prepayment. So that initial invoices is that upfront payment and then subsequent invoices are more communications on how that's being consumed.   00;42;10;22 - 00;42;39;02 Unknown What's exactly the added benefit of being able to record prepayment within SuiteBilling? So being able to record those prepayments allows our customers to speed up cash flow. You have an upfront prepayment and but you get the advantage of consumption billing. So traditional usage based or consumption billing is billed in arrears as it's used. And customers really love that model.   00;42;39;02 - 00;43;07;18 So you get the advantage of that consumption based model, but you reduce the risk by having the upfront cash flow. So you have that prepayment in hand and then it can be reupped or you can recharge that prepayment at any time. So it does give customers that reduced risk with the great, you know, consumption-based model. And perhaps the most important question, how soon will customers be able to use this feature?   00;43;07;20 - 00;43;35;03 It is being released in our 2024.2 NetSuite release. It's all very exciting. Plenty of new capabilities for our customers to look forward to in 2024 4.2. And the best part is they can access this new functionality and start reaping the benefits right now. For sure. I really appreciate how the new features cut across so many areas.   00;43;35;06 - 00;43;55;09 Financials and accounting, supply chain manufacturing, HR, There's something here for so many different roles across a variety of companies. And a quick reminder, if you want to dive deeper into any of the new functionalities we cover today, we have links to our release blogs in the description of this episode. Thank you so much to all our guests for joining us today.   00;43;55;11 - 00;44;16;27 Thank you to all you listeners tuning in. I want to shout out our editing team over at Oracle, who does such a great job, and we are incredibly grateful for them. Don't forget to rate for view and subscribe for more episodes just like this one.    00;44;16;27 - 00;44;30;24 Tune in for developments, stories, and insights into the benefits of one integrated system to help you run your business.

One of the most freeing things we learn in life is that we don't have to like everyone, everyone doesn't have to like us, and it's perfectly okay.” –Unknown “You are not for everyone, and that's okay. The world is full of people who, no matter what you do, will point blank not like you. But it is also filled with people who will love you fiercely. You are not for everyone, and that's okay.

Today we conclude our discussion on women investors from AdvisorFest 2023. Symmetry's Andrea Loin, Associate Director of Marketing, leads a discussion along with financial advisors Diana Bacon, CFP®, CDFA®, MBA, and Joyce Bloomquist, CDFA® of Apella Wealth, on some of the critical factors, and life experiences, that should be incorporated into a woman's financial plan. If you have any questions or would like more information, reach out to us at https://symmetrypartners.com/contact-us/ You can also find us on Facebook, YouTube, Twitter, and LinkedIn. As always, we remain invested in your goals. Symmetry Partners, LLC, is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered, excluded or exempted from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. No one should assume that future performance of any specific investment, investment strategy, product or non-investment related content made reference to directly or indirectly in this material will be profitable. As with any investment strategy, there is the possibility of profitability as well as loss. Due to various factors, including changing market conditions and/or applicable laws, the content may not be reflective of current opinions or positions.   Please note the material is provided for educational and background use only. Moreover, you should not assume that any discussion or information contained in this material serves as the receipt of, or as a substitute for, personalized investment advice. Symmetry Partners and Apella Wealth are affiliated entities.   Transcript:   00;00;00;00 - 00;00;37;05 Unknown Hello and welcome back to Unfiltered Finance. I'm Tom Romano. Your host today, Andrea Line, assistant director of marketing, concludes our discussion on women investors with Dianna Bacon and Joyce Blomquist Financial Advisors with a paella wealth. You'll find some sage advice here for women who are working to assert their financial independence and plan for the future. Enjoy. If I'm an advisor working with several women investors, what are some tips that you could give them to starting that initial and being that that advisor? 00;00;37;05 - 00;01;00;06 Unknown You set it right there. Don't be condescending. What kind of tips would you give to an advisor working with this demographic, say, you know, joint? I mean, it's hard, right? Because you could be a male advisor trying to reach out to the women's group. Absolutely. So but you're probably less likely to join the women's community groups. That might be awkward, but definitely if you're a female advisor, get involved in the community with some of the community groups. 00;01;00;06 - 00;01;16;28 Unknown Even if you're a male advisor and you want to reach out to the women's group and help out, you know, it doesn't have to necessarily be all women's group. There's going to be women who are participating in these community groups. I say branch out in your community and see what kind of groups are related to investments, and maybe that's a good start. 00;01;16;29 - 00;01;37;16 Unknown Webinars. I mean, we have our webinar that we've been doing periodically, and I think we've gotten a really great group of people and they're not all women. We have a lot of men that join our groups too. So I think if you're you're spreading the word out there, you might be casting a wide net too to both groups, but you know, everyone's listening. 00;01;37;16 - 00;01;58;19 Unknown And so maybe it's not just a niche of just women, but they're part of that group can see that there is some understanding and they don't feel intimidated to come in and talk to you. And I think that's what's most important is that making them feel comfortable, because I know that even when I see married couples come in to our offices, you can tell right away the women's fair, the woman is very quiet. 00;01;58;20 - 00;02;17;13 Unknown Maybe the man's taking over the whole meeting. You can tell immediately really who has been doing the finances there. So really try to communicate with that spouse in that meeting and say, hey, you're part of this. What do you have? What's your input on this? But and then, you know, sometimes they're surprised and they they look at me like, oh, gosh, I really don't participate in this. 00;02;17;13 - 00;02;42;21 Unknown I'm just here to listen. But making them feel part of the conversation is so key. And pulling on one of the threads that Joyce touched on. One of the best things to do, particularly if you want to go into this, you're worried about sounding condescending because we know most advisors are men. Depending on what portion of the industry you're looking at, it's either, you know, 23% are women, 18% are women. 00;02;42;23 - 00;03;09;14 Unknown CFP, CFA. So make sure you're talking with them and not to them. Don't talk at them, pull them into the conversation. The best way to find out what their knowledge level is is to be having the conversation going through the accounts. They're going through a tax return, walking them through some of it. They might know, some of it they might not. 00;03;09;16 - 00;03;31;05 Unknown But if you're in a real true conversation, you're using your listening skills, you're keeping your mouth shut a good bit and letting them speak, that that's the first way to get into this area. I couldn't agree more. And people love stories, right? They love to know that you've been through the same things that maybe they have. It makes you real. 00;03;31;05 - 00;03;47;20 Unknown They mentioned a divorce. Hey, you know, I went through a divorce. Sorry to hear that. You did, too. Immediately they connect with you. Maybe that's a story that can relate to them. They know you've had that real life experience. And so they can really relate to that situation and and maybe open up a little bit more towards you. 00;03;47;22 - 00;04;07;11 Unknown Yeah, women are emotional. We make decisions on emotions. And I personally, when I picked my financial advisor, it was a connection I had. It wasn't, you know, they, they listened to me, Diana, They, they heard me. And I was not educated before. I didn't always work in this industry and I wasn't educated, but they didn't make me feel uneducated. 00;04;07;12 - 00;04;25;24 Unknown I don't know everything, so I don't want you to make me feel bad for not knowing everything. So when I met with a financial advisor the first time, that was exactly what it was. It was emotional connection. You know, this is somebody you're telling things you may not tell anyone else in your life. You know, monetary stuff is still taboo, you know, And I wanted a connection. 00;04;25;24 - 00;04;53;24 Unknown So you're totally right there. One of the things there's a lot of inequalities, right, that are still out there. How do you address those? There's gender specific issues, the pay gap, the career breaks, the caregiving responsibilities in that financial plan. So how do you take that? Because there was a stat that I read, it kind of made me sick to my stomach, but it was on average women experience an $80,000 lifetime pay gap when compared to men. 00;04;53;25 - 00;05;18;03 Unknown That's various factors that are, you know, controlled by controlling that. But there is a huge gap. How do you account for that in your financial plan for them? Do you account for that or do we just go by their plan and specific to them? Anyone working with women, if you're working with any marginalized group and in some areas women are marginalized, you need to address those specific issues with that group. 00;05;18;03 - 00;05;45;23 Unknown I am a strong believer that an advisor you have to not deal with gender generalities, but that client. So and I'm going to stay on that marginalize. If you are working with a woman of queer woman. Now that pay group gap has just expanded to women of color. Again, that gap has expanded less opportunities. We can we can put on our rose colored glasses and pretend like that doesn't happen, but it absolutely does. 00;05;45;23 - 00;06;10;13 Unknown And we know because we hear it from our friends, we see it with our clients, it's happening in real time. So not only do you want to look at that decreased salary, likely decrease raises, you want to adjust for that in any long term cash flow. Also increase spending. Mothers are more likely to help their adult children financially. 00;06;10;15 - 00;06;40;19 Unknown They're more likely to be burdened with. Not that it's a burden, but it is on time and resources with caring for parents, which means less time to work, less flexibility. And sometimes you cost on them, especially with the mother, because we know that aging women retire with less assets. I mean, all these statistics are so disheartening. I mean, I get to an area when you're like, I want to read anymore, I want to stick my head in the sand. 00;06;40;22 - 00;07;04;18 Unknown Yeah, you're right, Diane. At 95% of women at some point will be their families. Primary financial decision maker. We have we live longer. Our longevity is there. Many times we will outlive our husbands and be alone. These aren't just divorces. These are. This is widowhood. Later in life, many reasons why at some point in our lives we will be the primary financial decision maker. 00;07;04;20 - 00;07;26;17 Unknown These are important things to talk about. And in the long term plan, I have children health care costs that go along with having children. Your body changes and your health care costs increase. Do you do you incorporate that into the plan? Woman is going to have a family. I know it's not necessarily as big of an issue as you know before, but health care costs are going to be huge for for females. 00;07;26;18 - 00;07;52;21 Unknown Yeah, there's going to be an extra health care cost. Do you include that? Do you think of that in the plan? One thing I do in it is that a personal hard subject, but when I am working with a younger professional single woman, I ask what her fertility plans are. Oh, cause I am seeing a great deal of women. 00;07;52;21 - 00;08;26;06 Unknown Now you say I make great money. I don't. I don't need a partner. You're absolutely right. There have been single mothers since the beginning of time, and a will always happen. But that means you have to have a plan, adoption, you know, whatever they're going to do. Financial. Now you are the only caregiver for that child. So now we have more stress on life insurance. 00;08;26;09 - 00;08;59;21 Unknown You know, estate planning, guardianship. So it's not just the, you know, the increased costs. I have teenagers. Yes, I know that. Braces and broken ankles and broken wrist and yeah, all of that. So we do have those increased cost, but it's also I see more single women than men deciding on their parenthood as single people in the financial side of that is huge. 00;08;59;21 - 00;09;25;16 Unknown And that is an area where we're not only affecting the lives and providing value for that woman, but also for her future children and ensuring their security. Yeah, that makes perfect sense. Any other? I appreciate you both jumping on. And couple of times we've referenced the series that Diana and Joyce are both a part of at Capella. It's the Financial Independence for Women series. 00;09;25;16 - 00;09;45;12 Unknown You can find it on our Web site at Palo Health.com if you're interested. You know, take a listen. They have some great topics on there that are not just for women, but that will definitely help drive home some some great points. So take a look and take a listen. And I do appreciate you both jumping on as we conclude. 00;09;45;12 - 00;10;08;05 Unknown We hope that you as advisors have gain valuable insights into working with women investors by recognizing their unique perspectives, addressing their specific needs, and fostering that inclusive environment that we talked about. You can create a future where women investors thrive and they contribute to the growth and stability of the global economy and hopefully shrink some of those statistics that we started out with in the beginning of this, this webinar. 00;10;08;05 - 00;10;31;10 Unknown So if you have any questions, we can take a few questions for Joyce and Diana right now. I wanted to make one quick comment. Andrea. You had said that women make decisions emotionally. That's actually not been my experience. Oh, women do cling on to their fear much more than men, so that might stop them from taking first steps. 00;10;31;17 - 00;10;57;18 Unknown But I find women to be very pragmatic. And for advisors who are going to be working with women, expect the why? Why am I doing this? Why is that? V There I find that as women become educated and on their finances, they're happy to dig in, but they want to know why and they want every pass to be explained to them so that they know they're getting value for that dollar. 00;10;57;19 - 00;11;28;06 Unknown I've always found women extremely pragmatic. Yeah, that makes sense. I'm detail oriented. I want to know the down in the weeds information. Yeah, that makes perfect sense. So yeah. So make sure make sure you're ready to answer those questions, especially the single moms. Yep. And they know how to balance time and and figure out every little loophole they can to do their time and manage it well. 00;11;28;06 - 00;11;51;11 Unknown So while I do appreciate both Diana and Joyce joining us today and look forward to working with you all more in the future, thank you very much for joining us today. If you're a financial professional and you'd like to learn more, check the link in this episode's description to view all of the presentation from Advisor Fest 2023. As always, you can listen to all of our past episodes anywhere you get your podcasts. 00;11;51;18 - 00;12;18;15 Unknown Thank you very much and we'll see you soon. Cemetery Partners LLC is an investment advisor firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered or excluded or exempted from registration requirements. Registration of an investment advisor does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. 00;12;18;17 - 00;12;48;14 Unknown No one should assume that future performance of any specific investment investment strategy, product or non investment related content made reference to directly or indirectly in this material will be profitable. As with any investment strategy, there is the possibility of profitability as well as loss due to various factors, including changing market conditions and or applicable laws. The content may not be reflective of current opinions or positions. 00;12;48;16 - 00;13;10;06 Unknown Please note the material is provided for educational and background use only. Moreover, you should not assume that any discussion or information contained in this material serves as the receipt of or is a substitute for personalized investment advice. Symmetry Partners and APL Wealth are affiliated entities.  

Get your earbuds ready for an exhilarating episode of Beyond The Story as the hosts introduce the one-and-only Wayne Partello. The two discuss their mutual interest in social media, which they connected over 12 years ago at the Miami Dolphins. In this engaging episode, Wayne shares his journey from producing TV to becoming an entrepreneur. The duo also touches upon Wayne's previous experience working in professional sports, creating unforgettable experiences for fans, and eventually starting his own successful business. The discussion shifts to the importance of storytelling in marketing and how it can help businesses tell their own story in a world without gatekeepers. Be inspired as the host shares how a strategic approach to podcasting can help in reaching the right audience, giving examples of how clients leveraged podcasting for their businesses. The electrifying episode concludes with a catch-up session with a friend who launched an empire, reinforcing the importance of continual growth as an entrepreneur. Tune in and don't forget to subscribe and leave a review!Timestamps[00:00:05] Guest's Story of Skipping College for Video Production[00:03:28] From promotions to CMO: One radio host's journey[00:06:40] From Sports Executive to Entrepreneur[00:09:49] Empowering Creatives in Business[00:13:07] The Power of Storytelling in Podcasting[00:16:14] Guest's entrepreneurial success with CuentoBest Quotes[Unknown] You're all fucked if your bosses don't figure out how to adapt to the internet because it's calm it's here[00:12:23] Every business should be telling their own story. They don't realize it yet, but, you know, that became the impetus of what we wanted to create with Cuento was a world where creatives create, and we help businesses tell their story[00:13:01] Never miss an opportunity to tell your story. I love that. Never missing an opportunity to tell your story. Because listen to this right now, you're not telling your stories, your brain. You're missing out on a humongous part of the market share you could be capitalizing on because people resonate with stories[00:16:03] My life's mission is making sure that that message lands for everyone to understand the power behind all because, I mean, again, a phenomenal example We're working with teams on the team side, but we're working withAll Quotes[00:12:23] Every business should be telling their own story. They don't realize it yet, but, you know, that became the impetus of what we wanted to create with Cuento was a world where creatives create, and we help businesses Tell their story[00:01:21] Social media was sort of, like, in its early stages in the business world and, you know, especially in the sports world, like, people are still trying to figure out[00:10:29] I learned throughout the journey of becoming an executive that I had to really control my creative and allow my creatives to shine[00:07:04] I want everybody to be able to experience when I got to experience every day[00:08:24] I've always been an entrepreneur. I've always kinda done my own thing. I've always side hustled[00:08:58] I'm not as weird as I thought I was. There are other people like me that that's where that is fun and entertaining for them to do this[00:01:45] We, you know, we obviously we're following the same trends, paying attention to same, you know, sort of metrics and and and how business was it was in the infancy, but, you know, to see where it's all gone from that point to today and all the different businesses that have sprouted from it[00:05:32] For me, that was an incredible opportunity to obviously take all the skills that I had acquired[00:13:01] Never miss an opportunity to tell your story. I love that. Never missing an opportunity to tell your story. Because listen to this right now, you're not telling your stories, your brain. You're missing out on a humongous part of the market share you could be capitalizing on because people resonate with stories[Unknown] You're all fucked if your bosses don't figure out how to adapt to the internet because it's calm it's here[00:03:03] Graduating high school, I didn't wanna do this as a career. I wanted to be[00:13:56] When you remove the gatekeepers, right, everybody has the opportunity to tell their story[00:03:37] I really wanted to be on air[00:01:11] You gotta meet this guy. Men at this event. He's wild, and he speaks the same language you do[00:10:21] What was really important to me was to have a world that I could take creative people and allow them to create[00:06:17] But for my career, that wasn't the best thing for me was to sit around and wait for that to happen[00:11:56] The power of telling a story[00:14:13] If you do things with purpose and you have a strategy, and then each tactic ladders up to that strategy with purpose, What's the purpose?[00:03:10] I thought that was pretty cool[00:07:28] It also forced me to live in my career without a safety net. There was no safety net. I got 1 shotBlog PostArticle One: Wayne Partello's Journey to SuccessIn the latest episode of Beyond The Story, host Sebastian Rusk sits down with Wayne Partello to discuss how he became successful in the sports industry. Wayne's career began in high school, where he learned how to produce TV in a public access TV studio. He then went on to work for the Miami Dolphins, where he first met Sebastian.Here are three tips we can learn from Wayne's journey to success:1. Take advantage of every opportunity: Wayne took a chance on the free classes offered by the public access TV studio and ultimately discovered his passion. He then capitalized on his opportunity to work for the Miami Dolphins and eventually became the Senior Vice President and Chief Marketing Officer for the San Diego Padres.2. Network and make connections: Wayne met Sebastian through a mutual contact, Dave Murphy. Networking and building relationships with others can open doors that one may not have known existed.3. Keep up with trends and new technology: Wayne and Sebastian bonded over their mutual interest in social media and keeping up with current trends in business. In the fast-paced sports industry, it is crucial to stay up-to-date with the latest technological advancements.As Wayne states in the podcast, "I believe life is about timing, and opportunities arise when you're ready and when they're ready for you." Tune in to this episode to gain further insight into Wayne's inspiring journey and learn how you can apply his tips to your own path to success.Article Two: The Power of Staying ConnectedIn the latest episode of Beyond The Story, host Sebastian Rusk speaks with Wayne Partello about the importance of staying connected. Wayne and Sebastian first met through a mutual contact while Wayne was working for the Miami Dolphins. They reconnected years later and have been able to stay up-to-date with each other's lives and careers.Here are three reasons why it's important to stay connected:1. Opportunities can arise: As Wayne's career evolved from working for the Miami Dolphins to becoming the Senior Vice President and Chief Marketing Officer for the San Diego Padres, he was able to reconnect with Sebastian and share his journey. Staying connected can lead to future collaborations and opportunities.2. Inspiring and motivating: Hearing about the success and growth of others can be inspiring and motivating. It can push individuals to continue striving for their own goals.3. Building and maintaining relationships: At its core, staying connected is about building and maintaining relationships. As Sebastian mentions in the podcast, "building relationships is the most important thing you can do in business and in life."Tune in to this episode of Beyond The Story to hear more about the power of staying connected and how it has impacted both Wayne and Sebastian's lives and careers. As Sebastian says, "you never know where staying connected with somebody and keeping that door open might lead."Social Posta professional athlete. But I quickly realized I wasn't good enough to do that, and I kinda did. The 1st thing that was in front of me was like, all right, I'll go work at a local cable station that's right near where I grew up, and it was 4 a.m. to noon, and I was editing video highlights for ESPN, for the National Hockey League. And at that time, there was only, like, you know, there weren't intermission reports. There wasn't, um when I started, there wasn't even a highlight show. It was just, like, let's say Wayne Gretzky scored two goals, and there were highlights to each of his goals. They would come in For me on a tape, and I would have to edit out the opposing player who was, you know, who passed him the puck, who made the assist or whatever. And then, you know, maybe a graphic would pop up and, you know, Wayne Gretzky's 44th and 45th of the season or whatever. So I did that for a year, and then while I was there, the person who was the director of the Miami Heat's TV department, a man named David Priddy, um, he was leaving the Heat to go to work for the Miami Dolphins. And a friend of mine who I was working with at the time said, Hey, you should apply for that job. You're gonna have my recommendation. And I was like, all right, I'll apply for it. And, you know, just as luck would have it, I got the job. So I started in January of 99 and little did I know that that would turn into a 20, a 20-year career.
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When did you stop dreaming? Not the small dreams. Not the to-do list kind of dreams. But the no condition dreams. The childlike dreams. When did those dreams stop for you? The transition from little girl dreams to growing up is often where dreams turn into to-do lists. In this episode, Coach D encourages us that we need to go ALL-IN on dreaming little kid big dreams again. She reminds us that broken dreams can still come true. Quotes from this episode: "Find the spot where dreaming is like breathing" Coach D "Picture yourself in your mind's eye as having already achieved this goal. See yourself doing the things you'll be doing when you've reached your goal." Earl Nightingale "You can't do big things if you're distracted by small things" - Unknown “You never know if you can actually do something against all odds until you actually do it.” – Abby Wambach “I'd rather regret the risks that didn't work out than the chances I didn't take at all.” – Simone Biles For more on She Plays follow the links below: sheplaysnow.com Facebook Twitter Instagram

Five Lessons I Wish I Would Have Listened to About Life and Business1. You don't have to have it all figured out. Life is a journey, and we're all just along for the ride. This was something that I struggled with for a long time. I felt like I needed to have everything mapped out in order to be successful. But the truth is, that life is unpredictable and ever-changing. The best we can do is enjoy the ride and roll with the punches. We tend to put a lot of pressure on ourselves to have everything "figured out" by a certain age or milestone. But the truth is, nobody has it all figured out. And that's OK! Life is a journey, and we're all just along for the ride. Take small stepsCelebrate tiny winsTake time to recharge (take a break)  2. It's not about the destination but the journey.  This ties in with the first point. So often, we get so focused on reaching the goals that we forget to enjoy the process of getting there. But if you take the time to savor the journey, you'll find that it's just as rewarding as reaching the destination. Get more out of what you are doing - What are other ways to think strategically?Being grateful in the momentJournaling what's working and not working 3. You can't please everyone, so don't even try.  In business and life, you'll always have people who disagree with you and think you're doing it wrong. And that's OK! As long as you're true to yourself and your values, that's all that matters. Trying to please everyone is a recipe for disaster. You'll only end up pleasing no one, including yourself. So instead of trying to be everything to everyone, focus on being true to yourself and those who matter most to you. Focus on the relationships that matter most. Think of who really brings value Accept that some people are your people and some aren'tSet boundaries for everyone  4. Comparison is the thief of joy. It's so easy to fall into the trap of comparing ourselves to others. But I realized that everyone is on their own journey, and comparing myself to others was only holding me back from enjoying my own life. Apply what you have learned and what you see; don't copyUse others as fuel to push furtherThere will always be a first and a last. 5. Perfectionism is dangerous.  This is something that I'm still working on, and it's definitely a work in progress. But perfectionism can be crippling, both in life and in business. It can prevent you from taking risks and trying new things out of fear of failure. And it's important to remember that failure is a part of life; it's how we learn and grow.  If I could go back in time and give myself some advice, I would tell my younger self to stop being such a perfectionist. At the time, I thought that everything had to be perfect in order to be successful. I would spend hours agonizing over small details, and as a result, I often missed deadlines. Not only was this frustrating for me, but it also made me less productive. I have since learned that it is far better to focus on the big picture and let go of the need for perfectionism. This doesn't mean that we should tolerate sloppy work. But rather that we should strive for excellence rather than perfection. By learning to let go of my perfectionism, I have been able to achieve far more in both my personal and professional life. Done is better than perfectHow can you be perfect if you don't release it to the world Strive for excellence, not perfectionI'd like to leave you with these popular quotes:"Life is a journey, not a destination." - Ralph Waldo Emerson. "The best way to find out what we truly need in life is by experimenting." - Steve Jobs "Don't compare your chapter one to someone else's chapter twenty." - Unknown"You can't be everything to everyone." - Oprah Winfrey"Remember: life is an adventure, not a competition." - Unknown"These are just a few things I wish I had known sooner in life. But the reality is, that we all have to go through our own journey to learn these lessons. And that's OK! Just remember to enjoy the ride, and don't take yourself too seriously. Life is supposed to be fun, after all. I'm so excited to spend these 100 episodes with you. I have grown as a person because of you, and I will be forever grateful. However, now is time for a much-needed break from podcasting so I can begin to put focus on other areas of my life and business. I can't wait to return to share all I have gained through my journey, and I can't wait to hear from you!  Please follow me on IG @totalfitbosschick if you aren't already so you can see what I will be up to.

Overcome Fear and Lean into the Unknown "You cannot have a thriving economy without a functioning consumer credit ecosystem," In this episode, we host Yvonne Johnson, MD and Co-Founder of Indicina, a fintech infrastructure start-up focused on AfricaListen in to learn how Yvonne got into the financial services industry and how she chose to address the nagging problem of huge consumer credit gaps in her ecosystem. A relatable story for anyone who has or is experiencing the urge to venture out into the unknown and take a deep dive in addressing a problem.Insightful conversation worth a listen. Enjoy!

"You've got a new story to write. And it looks nothing like the past!", Unknown "You can't go back and change the beginning, but you can start where you are and change the ending", C.S. Lewis Imagine always struggling in life from childhood to adulthood! All of your life. But it doesn't have to be that way! As an infant, I was diagnosed with cerebral palsy. It is a medical condition that causes paralyzation of one side of the body. The doctors detected this diagnoses when I was just an infant. The doctor told my mom I would never be able to walk and she should get me comfortable in a wheelchair. My mom disagreed with the doctor and went on an extreme search to find a specialist that could help me. https://acalltoaction.coach/ coachpaul@acalltoaction.coach 562-743-0866 Facebook Group Rewrite Your Story https://www.facebook.com/groups/45814... Facebook A Call to Action https://www.facebook.com/A-Call-To-Ac... Tina Ginn with YOUR BACKUP PLAN puts your life in 1-place in preparation of any unpredictable circumstance while taking the painful aftermath out of any tragedy! Whether you are a senior, retired, single, or have a family you will want to get this APP for yourself to be more organized! www.yourbackupplan.ca http://l.ead.me/bbpzPy #emergencypreparedness #yourbackupplan #yourbackupplanapp #planb #motorcycleaccident #caraccident #planning #exitplan #tragedy #tragedies #disaster #disasterpreparedness

Welcome! During this Thought Under Three, I speak on consequences; and the following quotes: "There's always consequences to your actions. Before you act, make sure you're prepared for them." ― Unknown "When you make a choice you also choose the consequence." ― Unknown "You are free to make whatever choice you want, but you are not free from the consequences of the choice." ― Zig Ziglar Blessings, D.

Laura Blumenschein” How To Design Soft Robotics That Could Adapt to The Unknown?” You can listen to the full episode here: https://soundcloud.com/ieeeras-softrobotics/soft-robotics-with-laura-blumenschein

On this episode of The Alliance Activity podcast, Andy Albright shares why the dream matter to the team.  8 Things That Happen When You Finally Decide to Live Your Dreams ... You'll see "IT" everywhere Once you commit to living your dreams, the lids blinding your eyes will be lifted. A completely new world will be opened to your view. You will notice opportunities that have been in your reach all along, ones your conscious mind simply didn't pay attention to. "Selective attention" is the process of focusing on a particular object in the environment for a certain period of time. Attention is a limited resource, so selective attention allows us to tune out unimportant details and focus on what matters. You'll Have Boundless Energy, Fueled By Purpose "I'm reflective only in the sense that I learn to move forward. I reflect with a purpose." --Kobe Bryant After you've crossed the threshold of decision, you will find a new wellspring of energy. You'll no longer need to rely on willpower. Willpower is garbage. It is for amateurs. It's for people still conflicted about what they want to do. Once you've moved beyond WILL and onto WHY, you no longer have to coax yourself into action. The decision has been made. Rather than focusing on defense against further damage, failure or risks, you're now on the offense. You'll Stop Worrying About -- and Instead Anticipate -- the Future: "Your future is as bright as your faith." -- Thomas S. Monson Once you've made your decision to move forward, you have nothing to worry about. You are a magnet for attracting nothing buy brilliance. You're no longer chasing happiness, but rather creating happiness in others. You know success is inevitable, because you're in alignment with who you are and you like that person. You can have happiness in your life as long as you are willing to give up what you hate. People will Enter your Life to Help You: "When the student is ready, the teacher will appear." -- Unknown You will begin attracting the right people in your life when you start doing the work. Also, when you are on a dedicated mission, people will come to your aid to help you make it real. It begins with initiative and openness. Initiative requires you to be bold and openness requires you to remain humble. You will become a beacon of light for others when they witness the boldness in your work ethic, and the humbleness in your leaning in. Nothing will Seem Impossible to You: "You need to aim beyond what you are capable of. You need to develop a complete disregard for where your abilities end." -- Paul Arden Believing something is impossible is arrogant. It was arrogant of people to believe we'd never fly. It was arrogant of people to believe we'd never put man on the moon. It was arrogant of people to believe we wouldn't have satellites in the sky guiding global communication. We don't know what we don't know. Why put a cap on what's possible? Why live in the past??? Anything and everything could happen. And being open to that fact allows you infinitely more options than those who put an invisible barrier on possibility. Luck/Miracles will Become Commonplace: "Shallow men believe in luck. Strong men believe in cause and effect." -- Ralph Waldo Emerson Similarly, Bruce Springsteen said, "when it comes to luck, you make your own." Dan Sullivan said, "Luck and God favor those with good habits." When you decide to live your dreams, you start to expect radical and amazing stuff to happen. Some will call you lucky. Others will call you blessed. Whatever the case, it's your new normal defined by your work effort. Beyond this point of luck, is the point of no return called freedom. Freedom from triviality and mediocrity. No longer will you be able to engage in gossip or other destructive activities. These things simply will not make sense to you anymore, and complete focus will become your new luck and blessing. You'll No Longer Fear Success or Wealth: "Our deepest fear is that we are powerful beyond measure." -- Marianne Williamson The most crippling and pervasive fear is the fear of success. Fear of success is far more dangerous than fear of failure. People fear success because of low self-esteem and feeling of not deserving it; and because it will increase what others expect of them. Fear of success shows up as: anxiety, indecision, avoidance, procrastination, and acceptance of mediocrity. But once you have a compelling vision, you will stop entertaining these thoughts. You then can start focusing on yourself and realize your success is your right, it is inevitable, and it's essential for accomplishing what you feel inspired to accomplish. You'll Consistently Do What's Right, Even When It's Not Popular: "100-percent commitment is easier than 98-percent commitment." -- Clayton Christensen Most people can eat healthy for one day. Most people can be positive for a few minutes. But when things stop being fun, most people's resolve crumble. Consistency in your activity must become the evidence behind the belief in your dream. Once you justify inconsistent behaviors, you open the door to a lifetime of justifications. Making the exception the rule creates a reason to introduce new and constructive habits which will fuel your dream. www.AndyAlbright.com @AndySAlbright www.NAALeads.com @NationalAgentsAlliance @NAALeadsTheWay #TheAlliance #DoTheDo #N247RU

On Episode 123 of Guide to the Unknown: You’ve received a very special invitation to a world beyond your wildest dreams. It’s the world around you…but you’re not looking close enough. The Jejune Institute is not an ARG, it’s not a game. Jeff Hull, the creator, makes that much perfectly clear. But what IS it? A cult? A new way of thinking? Will sinks into the HUH. And Kristen gives you the WHOA. And then you can get the “Dispatches from Elsewhere” from Jason Segel. Because this thing is a tv show now! For full sources and links, visit www.TalkBomb.com/news/gttu123 Find links to every podcast app/twitter account, and every episode at TalkBomb.com/GTTUPod And consider helping us fund the show on Patreon!

REELSOUL is on DEEPINSIDE 30/12/2019 01 Panevino feat Mr.V - The gift [Sole Channel Mix] (Sole Channel Music) 02 Unknown - You can't hide [Rough Cut] (CD-R) 03 Sol Power All-Stars - Don't you let go [DJ Spinna Galactic Soul Remix] (Sol Power Sound) 04 The Scientists Of Sound - Mama core [Mijangos Remix] (United Music Records) 05 Sterling Ensemble feat Tomas Diaz - Yoruma [Steve Barkan Alternate Mix] (CD-R) 06 Unknown - You used to hold me [DJ Spen & Reelsoul Hold Me Under Mix] (CD-R) 07 Kerri Chandler, Jerome Sydenham & Dennis Quin - You're in my system [Dennis Quin Atmospheric Dubmix] (Ibadan) 08 Sunkids feat Chance - Rescue me [Joey Negro's In Full Swing Mix] (Z Records) 09 Prince - Sticky like glue [Boot] (CD-R) 10 Louie Vega & The Martinez Brothers feat Mark E Bassy - Let it go [Dub] (Cutting Edge) 11 David Harness - Harness flowers tool (CD-R) 12 The Pride feat Byron Stingily - Paradise [Deepah Vocal Mix] (Nervous) 13 Reelsoul feat Martin Wilson - I can't go for that (Reelsoul Musik) ► Infos & bio on www.deepinside.co.uk Join us also on: ► YouTube: http://youtubesub.deepinside.co.uk ► Spotify: http://spotify.deepinside.co.uk ■ Discover our new shop and find our new 2020 collections on: https://shop.deepinside.co.uk © Dec. 2019 DEEPINSIDE Media

Jeff sits down with Snake River’s principal songwriter Christopher Sleightholm at the 2019 Sled Island Music Festival. His Regina based band makes psychedelic garage rock a cut above their peers. They’ve been at it for over seven years and have released five full length albums and one EP. The narrative for most the records revolves around Reginald McKruski and his wife Jeanie McFeven-McKruski in the town of Snake River Mountain. Last years excellent album “Tread On to the Unknown You” saw that story arc continue in what was Snake River’s best album to date. An album that landed them in the Cups N Cakes Network’s “Best Albums of 2018”.Recorded June 21st, 2019.Track used with full permission from Snake River.Background Music:Atlantis Jazz Ensemble - UndercurrentsUsed with permission from Atlantis Jazz Ensemble and Marlow Recordshttp://www.marlowrecords.com

Find us our subreddit @ https://www.reddit.com/r/thecitywithinthewalls Come chat with us on discord @ https://discord.gg/Mmn2FPW Also, find us and a plethora of other Audio Drama creators, writers, and actors on the Podcast Junkie discord @ https://discord.gg/napQ3Cb Follow us on Twitter (@citywithinwalls):    https://twitter.com/citywithinwalls The website will be done soon, I promise. When its finished i will post the link here (___). Special guests include -  Emily Swan (Dr Pierce) and Zack Auld (rescue worker)   [Salistine] Sir?...sir…..commissioner Grady...hello?...sir can you hear me?   (Phones rings)   [Jarrett] Hello   [Salistine] Councilman Grady.   [Jarrett] Salistine?   [Salistine] Sir, there's been an explosion. Commissioner  Grady is...unresponsive. His vitals are there, but are slowly fading. What should I do?   [Jarrett] An explosion?! Where is he now?   [Salistine] He's buried beneath debris sir. I can still read his vitals, but they're beginning to fade...you are the profile, programmed into my emergency protocol. What do you want me to do?   [Jarrett] (Panicking) Keep...keep trying to wake him up. I have a team on there way as we speak.   [Salistine] Yes sir. (Phone call ends) Commissioner Grady! Commissioner Grady, can you hear me.   (Rubble begins to move around as the rescue team searches for Tharin)   [Guy 1] I'VE FOUND HIM! HE'S OVER HERE. COME HELP ME MOVE THIS! Grab that. One, two, three, puuull.   [Guy2] Oh wow…   [Guy1] Come on...grab his feet.   [Guy2] Are you sure we should move him?   [Guy1] Yes I'm sure. We have to get him to the hospital. Now grab his feet.   [Guy2] His legs are like rubber.   [Guy1] Just shut up and do your job!   (They begin to carry him off)   [Guy2] He's...not…going to...?   [Guy1] Of course not. Our job is to keep him alive and we're going to do that job...got it?   [Guy2] Yes...right! Keep him alive.   [Guy1] (Talking louder so the driver can hear) Get us to central med immediately! Tell them we're on the way with a code red and we need them outside and ready when we get there. Let them know the patient is fading fast and we may have to elevate statis to code blue. His breathing is rapid and BP is sky high.   [Ambulance driver] Central med, this is 501. We have a code red and request assistance upon arrival. Be advised, breathing is rapid and BP is well beyond normal ranges. (Scene fades)   (Machines are beeping. You can hear Tharin at first breathing in a mask along with his heartbeat. This transitions into a room atmosphere where we hear the machines monitor his vitals)   [Jarrett] Sooo...what is happening with Tharin, right now? Right this minute, I mean?   [Doctor] Well...he's breathing a gas that keeps him...in a near comatose state. We'll continue to give him the shots of the nano drug Vent. It will steadily repair the bone and tissue within the body. Once that's done, it's...just a waiting game. We can repair his body, but...whether he wakes up or not, is up to him.   [Jarrett] So this has worked before?   [Dr] We've never really had the opportunity to use it on someone with...this amount of damage. His injuries are---quite extensive. This really is the only option we have.   [Jarrett] Thank you doctor.   (Aleen comes in the room, she still has no idea what's going on, just that Tharin was involved in one of the explosions the whole city now knows about.)   [Aleen] Oh...councilman Grady, is he...gonna be ok?   [Jarrett] We don't know yet. The doctor was just telling me, it's...it's too soon to tell. I don't know what to do Aleen. I can't lose Tharin. I mean he's the only heir to the Grady house. If he's lost, so is the Grady name...and the only son I've ever known.   [Aleen] So what's the odds of him...   [Jarrett] The Vent is doing its job and his body is beginning to repair, but it's going to take time. Nearly every bone in his body was broken. A few organs were damaged and on the verge of shutting down. They've never used the vent like this before, but once that is complete, it will be his decision on whether he wakes or not.   [Aleen] So that's good news. If the Vent is working then we just have to wait a while right?   [Jarrett] That's... going to be a long while, I fear. (Scene fades)   (New scene, same ambience) (Phone rings) (Phone noise)   [Jarrett] Tell me something good.  …. That is not good at all.  …. Hmmm…so they found two then?... Mmmhmm... So tell me what the two chemicals prove again.  ... Ok...so they'll be taken to the lab for analysis? And the analysis tells them where the chemicals came from?... Ahhh, ok. Then what? The round room I'm guessing?... Right, so once all the Intel is gathered it goes to the round room, what happens then?... Right, but with him here and Saris missing that only leaves you and Dayton to handle the situation.  …. No you're...I mean I know your more than capable.  …. Ok James, thank you for calling. Keep me up to date.   (New scene, same ambience)   [Jarrett] Ah, doctor Peirce.   [Dr] Councilman. (Said as a greeting) The Vent seems to have its job. His bones and organs are fully healed. We will be talking him off the gas soon...and we'll see how everything holds up. We'll continue to monitor his vitals and once we determine he's good, then...we wait.   [Jarrett] To see if he wakes up, you mean.   [Dr] Yes   [Jarrett] And what's the likelihood of him not...waking up?   [Dr] This generally takes a few days to a few weeks. As I said before some handle this better than others, but really it's a waiting game. If he refuses to wake up on his own, then, don't worry we have some medications that will help.   [Jarrett] Does everyone wake up?   [Dr] That...hmmm...councilman, we'll do everything in our power to make sure commissioner Grady wakes up.   [Jarrett] (Concerned breath) Thank you doctor.   [Dr] He'll be fine, you have my word. (Scene fade)   (New scene, same room)   [Aleen] Tharin?...I don't know if you can hear me or not, but I want...he moved...he moved! Get the doctor! Tharin just moved his hand!   [Jarrett] What?   [Aleen] He moved! Get the doctor, hurry!   (We hear Jarrett run out of the room)   [Aleen] Tharin, Tharin can you hear me…   (Tharin squeezes Aleens hand. She begins to feel the emotions of happiness and relief consume her every movement. She begins to cry from the overwhelming emotions of happiness and relief and tries to speak.)   [Aleen] Oh...thank the council...you had us all so worried.   (The dr comes in the room as shes end her statement)   [Dr] You said he moved?   [Aleen] (Aleen struggles to compose herself) Yes, it was just a twitch of his hand, but then I asked if he could hear me and he squeezed my fingers.   [Dr] He responded then?   [Aleen] Yes.   [Dr] Well that's great! Let's...take a look. (The doctor begins to examine Tharin) If you can hear me Tharin, squeeze my hand. Perfect. Here, let me get this off of you...there, that's better. Can you open your eyes?...(a short laugh of relief). Welcome back commissioner. (Scene fades)   (New scene, still in the hospital room)   [Tharin] How long was I out? [Jarrett] A week.   [Tharin] Hmmm, what did I miss?   [Jarett] Well, there were 6 bombings all together. Two more on the night of your incident, one at James Corins and one at Daytons appartment. Luckily neither of them where home. James was out with his family and Dayton was off doing something, that has yet to be disclosed.   [Tharin] Sorrel still keeping secrets?   [Jarrett] Yes.   [Tharin] And the other three bombings, where were they?   (Jarrett throws a tan folder on the table next to Tharins bed)   [Jarrett] This is the report from James and Dayton. The other three appear to be in random spots, but James said they were not random at all. He wants you to call him immediately.   (Long pause, Tharin picks up the folder and begins to thumb through it.)   [Jarrett] Tharin...the city is not in a good order right now. Peoples trust in the two policing forces, Dayton and the council...have begun to wane a bit. The city is very much on edge, at this point. People are frightened.   [Tharin] (Breath) Have you heard from Ross?   [Jarrett] He just called this morning and said he had some very good news for you.   [Tharin] Did he say what the news was?   [Jarrett] No, and I didn't think to ask. I was on my way over here and...well..   [Tharin] I understand...do you think you could give Aleen and I a moment?   [Jarrett] Yes of course. (Jarrett starts to leave but stops just before exiting the door.) Tharin, I'm glad your back.   [Tharin] I'm glad to be back father (The door closes) Aleen   [Aleen] Tharin, you had us all very worried. The doctor...wasn't sure...if the treatment would work. He said they'd used it for minor repair before, but nothing this extensive.   [Tharin] Yes well it worked. I'm alive aren't I?   [Aleen] Yes, yes you are.   [Tharin] It's going to take more than the weight of a building to stop me.   (Both laugh)   I uhmmm. When I...when I was under, I could hear everything. I could hear the doctor, talking about the procedure going on with the Vent. I could hear my father, trying to keep everyone informed. All these voices...every time I heard someone's voice I'd cringe. Every voice, but yours.   [Aleen] Tharin I…   [Tharin] Please, let me finish. I've never allowed anyone to get close. This city is full of people looking out only for themselves, ready to stab you in the back if they have to. So I've always protected myself...but you...Aleen. When I took you on that date, all I was expecting was to go and then be done with it. Get it over and never look back...but you've done something to me...Aleen Harris. What I'm trying to say...is…   [Aleen] I know how you feel Tharin. Why do u think I'm here?   [Tharin] Thank you for being here...Aleen.   [Aleen] Thank you for waking up Tharin Grady.   (New scene in Ross's shop)   [Tharin] Ross   [Ross] There's a voice I never expected to hear again.   [Tharin] Nice to see you too Ross. My father told me you had something for me?   [Ross] Right, straight to business. (Breath) Ok...I have narrowed the seven signals down to three. Here are their patterns. I've also been able to determine who these three signals belong to. Here's all the information, including names, addresses, passcode numbers and employers.   [Tharin] Well I'll have to admit Ross...you've done a fine job here. Are you beginning to secretly like all this detective work? Because it seems to me your beginning to secretly like all this…   [Ross] I can not wait….commissioner Grady, til you find Saris and I'm able to get back to my work. Work which is beginning to pile up.   [Tharin] Is that a yes then?   [Ross] That is a firm no...commissioner Grady.   [Tharin] Right, I'll take it as a yes. Keep at it Ross, I'll let you know what these three turn up.   [Ross] I'll be anxiously waiting to hear back, that you've found Saris and I'm finally rid of you and your...investigation.   [Tharin] I missed you too, Ross. Have a nice day.   (Door closes)   [Ross] Still a piece of garbage.   (New scene)   [Salistine] Welcome back sir.   [Tharin] Salistine?   [Salistine] Yes sir?   [Tharin] I haven't been able to properly thank you.   [Salistine] Thank me for what sir?   [Tharin] Saving my life Salistine. If it weren't for your prompt actions I would have been dead.   [Salistine] I was merely following the emergency protocol, programmed into my...programming...sir.   [Tharin] Well at any rate, I've never thanked you so...thank you.   [Salistine] Your welcome sir.   [Tharin] Call me Tharin, Salistine. You've earned that right at least.   [Salistine] Yes...Tharin.   [Narrator] Life...what is life but a passing moment, the bat of an eye, an insignificant breeze...that blows only but a second before quickly fading away. These are the thoughts of Tharin as he begins to see his beloved city in a new light. Surpassing the old that seemed at one time...eternal. This new light is fragile, dim and flickering. Onward you March Tharin Grady. Onward you March, with your brethren through The City Within The Walls.   (False end) (New scene. Coms rings, Jones answers.)   [Jones] Hello.   [Unknown] Jones.   [Jones] (Very nervously replies) Uhh… yes sir.   [Unknown] The plan has failed I see.   [Jones] Well...sir, we...had a hiccup.   [Unknown] You call that a hiccup. Their. All. STILL ALIVE JONES!     [Jones] Our...people in the hospital weren't given clearance to get close enough to Tharin to finish the job. As far as James...he went out on a spontaneous dinner with his family and Dayt….   [Unknown] You know what this sounds like to me? It sounds like your giving me excuses...Jones. When have you ever known me to want anything...but results.   [Jones] I understand sir, but…   [Unknown] If you continue, failing to deliver...let's just say, there are others ready to take your place. Am I understood?   [Jones] Yes sir. [Unknown] Good. Now, I take it you have a backup plan?   [Jones] Yes sir, there is a contingency.   [Unknown] Good. For your sake and the sake of everyone around you, I hope this contingency works. Do not fail me again Jones.   [Jones] No, sir. I will not fail you again.   (Phone hangs up)   [Jones] (Breath) Get me Gypsy….NOW!   (End)

How to Be A Full Potential Person: Achieve Your Maximum Dreams Would you to achieve your maximum potential and achieve your dreams? Now, you can by following these steps: *Be Aware of Your Choices: Realize when your actions are moving you toward your goals or away from them. Listen to your intuition and decide to follow those instincts that will help you have a better life. *Embrace the Unknown: You never know when a great opportunity will come to you.  Maybe you talk to someone standing in line, and they give you valuable advice or a contact—perhaps, they can even become your best friend or life partner. *Maintain Your One-Point Focus: Simplify your life and focus on the one thing that’s most important to you, whether it’s a career goal, learning something, spending more time with your family, or improving your health. *Use the Power of Momentum:  Once you’re on a roll—you start experiencing small successes and accomplishments—keep it going.  If you work out 15 minutes a day, then increase it to 20, then 30—as you feel better and stronger, you will be more motivated to do more.   *Meditate on Eternity: The truth is that you have a slice of eternity to do everything you want to do in your life. You will die one day, and other people will have their place in the sun. In the meantime, be grateful for every moment you have, and strive to be the best you can possibly be. You can be a Full Potential Person who maximizes your talents and gifts to enhance yourself and for the good of others. Keep working on yourself, and you will have the most wonderful gift of all to give: Love.     

On Episode 54 of Guide to the Unknown: You sent us questions, we’re here to answer them! Take some time to get to know us a little bit better, as we talk about which monsters we’d boink, doink, and zoink. Tattoo’s, horror movies, nihilist musings, this show has it all! Be sure to check out BLACKWOOD, Will’s new horror podcast! Subscribe to Blackwood today on Apple Podcasts, Spotify, Stitcher, or wherever you get your podcasts. SOCIAL MEDIA LINKS Find links to every podcast app/twitter account, and every episode at TalkBomb.com/GTTUPod And consider helping us fund the show on Patreon!  

  “What other people think about you is none of your business” - While this is so easy to say and repeat, it’s often difficult to put into practice – particularly when we are thinking about being vulnerable and sharing our story. One of the greatest fears people have when considering sharing part of themselves and their history, is what will people think?  What if I hurt someone? When you put yourself out there – with friends, family, your community, even into the larger world around you – and dare to follow your truth, it is a risk.  It makes you vulnerable and takes courage. The reason why “what others think about you is none of your business” is because you are sharing YOUR story, YOUR truth, YOUR journey – that is completely and totally unique to you. And what is most important is what you think about you.  Are you staying true to your own values and beliefs?  Are you speaking and sharing what is true for you? Exchange Quotes: “What other people think about you is none of your business” – Unknown “You are an experience that changes other people’s lives.” – Julie Newmar Exchange Links: Epic Exchanges on Facebook  

In this episode, I speak with the Teresa Danks aka "The Panhandling Teacher. Teresa has been featured on Good Morning America, Inside Edition, and even the Harry Connick Jr. Show. Like many teachers in this nation, Teresa was fed up with the lack of respect towards teachers in this state and instead of waiting for someone else to step up she started voicing here concerns — first with panhandling for classroom supplies and then creating a petition after another teacher pay increase in Oklahoma failed on the Senate floor. We discuss Teresa's journey up until this point, the fear that teachers need to relinquish, and some action steps and advice to those teachers listening. Show Notes Introduction of Teresa Panhandling for the Classroom Raising $40,000 for teachers After the failure of Step-Up Petition for Walkout  Non-Profit Begging for Education Action Steps Today Call up another teacher, parent, or Oklahoma citizen Make some signs Go on a busy corner and hold up the signs Quotes from the episode “A teacher like you is why I'm alive today." Unknown "You would not believe how hard it is to give away money in education." Teresa Danks Roark "We have nothing else to lose but have everything to gain and we are worth it." Teresa Danks Roark "Fears are educated into us, and can if we wish, be educated out."Karl Augustus Menninger   Patreon http://patreon.com/jonbeltnet   Find Teresa on Facebook  Begging for Education Facebook Group  http://www.beggingforeducation.org/ Donate Here   Find Jon Belt Facebook http://bit.ly/2fkdlBp Patreon http://patreon.com/jonbeltnet Twitter http://bit.ly/2ACxHhB Instagram http://bit.ly/2AC5ffx Website http://jonbelt.net/ Email teachertunnel@gmail.com Libsyn RSS Feed http://teachertunnel.libsyn.com  

Death is imminent. It is inevitable. We are all afraid of DEATH. Reason is because it is the UNKNOWN. What happens after I die? To a Christian the answer is clear. Yes, we all must die and after that the judgment. There is a physical death, where the soul is separated from the body…Then there is the Spiritual death which we all ought to take note of, and be concerned…Because that is separation from God and into eternal damnation. In this episode # 2, you will be listening to FEAR OF DEATH. It doesn’t leave you in limbo about the Unknown…You will hear what, and who holds the future…It is the Lord Jesus Chris. We hope you will join us again on this new series "FEAR"…Episode 3 is on THE FEAR OF DEATH, and trust it would enlighten, encourage and empower you in your daily walk of life!

“A good teacher is like a candle—it consumes itself to light the way for others.” — Unknown A couple of episodes ago, Brian Buffini delved into the concept of mastery, from George Leonard’s best-selling book of the same name. This episode, Brian continues the topic and outlines the five keys to mastery, offering lessons from successful people who exemplify each concept, including Carlos Santana and golfer Jason Day. You’ll dive deep into the five keys, learn why practice is vital to progress, understand the role of visualization and learn how to maintain your edge without being edgy. This is an episode you don’t want to miss, regardless of your place on your journey to mastery.   Inspirational quotes from today’s interview: “A good teacher is like a candle—It consumes itself to light the way for others.” — Unknown “Practice is not something you do, it’s something you are.” — Brian Buffini “The formula for success is simple: Practice and concentration, then more practice and more concentration.” — Babe Didrikson Zaharias “Practice a drill until you can’t get it wrong.” — Steph Curry “Practice is the magic formula. Talent is important, but not nearly as important as practice.” — George Leonard “Be willing to surrender who you are for what you could become.” — Unknown “You will always be too much of something for someone: too big, too loud, too soft, too edgy. If you round out your edges, you lose your edge.” — Danielle LaPorte “The secret of change is not to focus all your energy, not on fighting the old, but on building the new.” — Socrates “Take the attitude of a student, never be too big to ask questions, never know too much to learn something new.” — Og Mandino “Ancora Imparo—I am still learning.” — Michelangelo “He who has health has hope and he who has hope has everything.” — Arabian proverb “God created a circle of light and love so vast that no one can stand of it.” — Carlos Santana     Connect with Brian Buffini http://www.brianbuffini.com Facebook: https://www.facebook.com/brianbuffini Twitter: https://twitter.com/brianbuffini Buffini Show Insiders: http://www.thebrianbuffinishow.com/insiders Love what you heard? Share it with your friends! http://bit.ly/BrianBuffiniShow Click here to buy our Podcast theme music, “The Cliffs of Moher” by Brogue Wave. http://www.broguewave.com http://www.facebook.com/broguewave

"Abs are made in the kitchen." ~ Unknown "You can't out exercise a bad diet." ~ Unknown Yo-yo dieting is such a norm in today's world. Yet even though most have had bad experiences or outcomes, you still go right back to it. If this doesn't work, then you try that. If that doesn't work, you move to the other. REALLY?!? Enough already! Keep in mind that one size does not fit all. Be ware of chasing the shiny new objects and promises on those infomercials. Nutrition is YOUnique! Yes, unique to YOU!! Don't rush it. Learn your body. Appreciate it. Remember the "F Bombs"? Throw away your FRUSTRATION. Lead with FORGIVENESS. Get back to the FOUNDATION And the foundation is...... The K.I.S.S. ~ O.R.E.O.S.! From the examples, create your recipe for Peace of Mind. There are lots of ways to do it. The key...DO IT!!! O - ORGANIZE plan and prep set goals decide and commit to what you desire R - REARRANGE set up space in the kitchen for you have a shelf in the refrigerator clear out a cabinet area just for you E - EAT eat REAL food if God made it, you can eat it. O - OBSERVE journal what is happening to your mind, body and spirit how are your sleeping patterns observe your reflection how do you feel S - STICK TO IT simply that...STICK to it!! REFERENCES Episode 51 Clean Eating with NO Fuss! Episode 58 When the Scale won't Budge THE NO FUSS MEAL PLAN Would love to hear what you are working on. Please reach out to me with your specific questions at yourbestselfie@createyournow.com   Create Your Now (Archive 1) brings moms, mompreneurs, and entrepreneurs tools and strategies to become their best selfie in areas of lifestyle, business, spirituality, nutrition, fitness, parenting, relationships, motherhood, mindset and balanced daily living. We promise according to our hopes; And perform according to our fears! This 7 day a week podcast will empower and encourage you to rediscover, rejuvenate and renew who you are in mind, body, and spirit. Topics include healthy living, work life balance, weight loss, exercise videos, overcoming adversity, burnout, inspiration, motivation, cooking and recipes, mind mapping, goal setting, marriage difficulties and Christian values. Let's train for life and love your journey. Be Present. Be Incredible. Be YOU!!! For the most current podcast, be sure to subscribe to Create Your Now ~ Your Best Selfie  https://itunes.apple.com/us/podcast/create-your-now-your-best/id954737155?mt=2 PERISCOPE USERS! Click here for ANDROID Users / GOOGLE  https://play.google.com/store/apps/details?id=tv.periscope.android Click here for APPLE Users  https://itunes.apple.com/app/id972909677   Your Best Selfie Meal Plan https://createyournow.leadpages.co/the-no-fuss-meal-plan/   Twitter@KristianneWargo@CreateYourNow Facebookwww.facebook.com/CreateYourNow Contact me at YourBestSelfie@CreateYourNow.com Read more by Kristianne, a contributor of the Huffington Post http://www.huffingtonpost.com/kristianne-wargo/   Music by Mandisa - OVERCOMER Cover Art by Jenny Hamson

The Deep only knows what it is through YOU. Awareness only knows it is aware through YOU Consciousness only knows it is conscious through YOU The marriage of Consciousness - Awareness is only known and married through YOU. Everything that exists in your experience cannot marry that that has no experience. The marriage is of You marrying the Unknown You and form naturally forms it. YOU are Pure Awareness, learning to move as YOU in Pure Consciousness without any condition. You will not enter as YOU with out becoming conditioned .. The YOU-Awareness marries YOU-Pure Consciousness and as Pure Awareness has no beginning and end and nor does its expression which is Pure Consciousness form continues as light to spill out and expand the universe, so beings can know their own innate freedom, their own innate divinity and their own innate creativity to naturally give expression to what they ARE as pure aware beings . Just by a simple movement of Being aware. NZ Sessions JAN 16 from ' Sounds of Silence 240116 ' Full Session Recordings and Retreat Audio Packages available here : http://bprior.org/recordings/