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Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. We’re not taught about money so most of us don’t know how to build long term wealth, but with a bit more knowledge and confidence you can change your financial future. Our focus is on the big stuff, teaching you the strategies and mindset shifts that can have a significant impact on your life. This is the financial education we wish we'd had. Hosted by Damien Jordan (YouTube @DamienTalksMoney) and Timeyin Akerele. Contact us: makingmoney@kindling.media

Kindling Media


    • Apr 28, 2025 LATEST EPISODE
    • weekly NEW EPISODES
    • 52m AVG DURATION
    • 111 EPISODES
    • 6 SEASONS


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    Latest episodes from Making Money

    What should you do if the market crashes again?

    Play Episode Listen Later Apr 28, 2025 49:58


    We answer some of your top investing questions. We've seen massive drops this year—are we in for another crash? What should you do when the market is volatile? What's the easiest way to invest in gold? How should you approach investing vs saving? Damo's free course on investing in index funds

    Who's really crashing the economy? Ha-Joon Chang

    Play Episode Listen Later Apr 21, 2025 86:00


    What is going on with the world's economy? It all started way before 2025 says Ha-Joon Chang, one of the world's leading economists. He joins us to unpack the deeper causes of today's instability and inequality. With over 2.5 million books sold worldwide — including 23 Things They Don't Tell You About Capitalism and Edible Economics— Chang argues that the dominant economic theory of the last 40 years, neoliberalism, has failed the many while enriching the few. Get Edible Economics here: https://shorturl.at/kZM7f

    ARCHIVE: Where do your taxes actually go?

    Play Episode Listen Later Apr 14, 2025 64:12


    *This episode was published in December 2023* It feels like we pay a lot of tax in the UK but is that really true? Where do our taxes actually go? Are they wasted? And are we going to have to pay more in the future? Paul Johnson is the Director of the insanely well respected Institute for Fiscal Studies and in this episode he explains how we've got into this pickle, how we can get out of it - and why our feelings about paying too much tax might not be rooted in reality.  Paul's book Follow The Money: https://amzn.to/41aOqXa

    How inheritance disputes are destroying families

    Play Episode Listen Later Apr 7, 2025 70:23


    What happens if you die tomorrow? Do you have a will? 60% of people don't — creating legal and emotional chaos. Meanwhile, 1 in 3 Brits are relying on inheritance to fund their future. It's no surprise inheritance disputes are rising fast. Martin Holdsworth, a lawyer with 20 years' experience, explains why — and how to avoid them. Martin's firm is IDR Law: https://idrlaw.co.uk/

    How to get a pay rise: career coach's proven steps (took one client from £35k to £150k in 2.5 years)

    Play Episode Listen Later Mar 31, 2025 84:21


    Do you think you're paid fairly? Yota Trom says you're probably not, but how do you get a pay rise? Yota's a career coach who's built a system that's already helped over 500 people climb the ladder - including taking one client from £35k to £150k in 2.5 years. Here's how you can do it too.

    Have baby boomers rigged the system? Tom Nicholas

    Play Episode Listen Later Mar 24, 2025 80:06


    From housing to wages to stability – younger generations are facing a very different situation to their parents. Were the baby boomers just in the right place at the right time, or have they shaped the system in their favour? Youtuber Tom Nicholas(@Tom_Nicholas) has over 600,000 subscribers and his videos on politics, history and culture have over 40 million views. Now he's made a feature-length film called Boomers: The Rise of the Gerontocracy. Watch the film: https://go.nebula.tv/boomers?ref=tomnicholas Get the free newsletter on sorting your pension we mention at the end https://makingmoney.email/pension-tom-nicholas

    Will AI really deliver growth? Economist, Diane Coyle

    Play Episode Listen Later Mar 17, 2025 48:51


    Is AI going to solve our productivity problem? Diane Coyle is an Economist and Professor at the University of Cambridge where she looks at the economic impact of the digital economy, including artificial intelligence. Her new book is called ‘The Measure of Progress: Counting What Really Matters' (https://shorturl.at/PuHgF).

    The investing advice I wish I knew earlier - Toby Newbatt

    Play Episode Listen Later Mar 10, 2025 86:19


    Can anyone learn to be good at investing? Toby Newbatt, a personal finance YouTuber (@TobyNewbatt), certainly thinks so. When he first started investing, he knew next to nothing and definitely made some mistakes. But over time, he taught himself what he needed to know—even reading over 40 books on the subject!

    Can you change how you behave with money? Neuroscientist, Anne-Laure Le Cunff

    Play Episode Listen Later Mar 6, 2025 39:19


    How often do you question your money habits or what your saving or investing for? Anne-Laure Le Cunff is a neuroscientist and author of Tiny Experiments and she thinks we need to question whether our financial goals are really what we want. (https://profilebooks.com/work/tiny-experiments/).

    How worried should we be about China? Ex-Correspondent, Ian Williams

    Play Episode Listen Later Mar 3, 2025 73:33


    What is happening to China? With a massive property market collapse, unsustainable levels of debt, and widespread data manipulation, is this the end of growth for the world's second-largest economy? And what steps should we take to protect ourselves from a country that doesn't play by the rules? Ian Williams spent over 20 years as a foreign correspondent covering China. He has written a book titled Vampire State: The Rise and Fall of the Chinese Economy. Get Ian's book: https://birlinn.co.uk/product/vampire-state/

    The wealth gap no one talks about - Generations historian, Dr Eliza Filby

    Play Episode Listen Later Feb 24, 2025 67:01


    The wealth transfer from baby boomers to their children is set to be the largest in history. This has created an unfair system—where parental wealth is the main determinant of success in life—says generational historian Dr Eliza Filby. She has written a book called Inheritocracy: It's Time to Talk About the Bank of Mum and Dad. She travelled around the UK to explore who wins, who loses, and what we should be doing about it.

    The 6 materials that really power the economy - Economics Editor for Sky News. Ed Conway

    Play Episode Listen Later Feb 17, 2025 61:51


    We often focus on companies like Tesla or ARM, but we rarely think about the materials that make their technology possible. Ed Conway is the Economics Editor for Sky News and author of Material World: A Substantial Story of Our Past and Future. Where does the battery in your phone or an electric vehicle come from? Why are materials like lithium and copper so critical to achieving net-zero? These aren't just commodities; they are the fundamental building blocks of the technologies that shape our world and our future. 

    Will Trump crash the market in 2025? Katie Martin, markets columnist for the FT

    Play Episode Listen Later Feb 10, 2025 80:50


    What will the next year bring for global markets? What impact will Donald Trump's tariffs have? Will inflation rise? Katie Martin is a markets columnist for the FT and host of the Unhedged podcast. We often discuss how long-term investors must be prepared to weather economic cycles. If you haven't experienced a market crash yet, Katie believes this year might put your resilience to the test. What to do with a lump sum - sign up to our free webinar https://makingmoney.email/webinar-registration-katie

    “I got rich when I stopped focusing on my finances” - Olly Richards

    Play Episode Listen Later Feb 3, 2025 74:49


    A personal-finance obsessed former jazz musician, who speaks eight languages, and now runs one of the most successful education businesses in the country, Olly Richards (@storylearning) is the perfect example of why you should never stop learning.

    How is your pension invested? An interview with Nest, one of the UK's biggest schemes

    Play Episode Listen Later Jan 27, 2025 97:02


    Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK's largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund? Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the contact us section of their website

    How do you know if you're on track financially? Your top 2025 Qs answered

    Play Episode Listen Later Jan 23, 2025 59:42


    We answer all your biggest questions for 2025: How do you know if you're on track with your finances? How much do you need for retirement? What to look for in a pension fund? How to diversify to reduce risk? Email us your questions: makingmoney@getmost.co.uk.

    What will the world look like in 2050? Economist, Hamish McRae

    Play Episode Listen Later Jan 20, 2025 70:54


    What will the world look like in 2050? Will the US remain the largest economy, or will China or India take the lead? Can AI solve the challenges posed by an ageing population? And will asset prices deliver the returns we expect? Hamish McRae, an economics columnist for The i and the Mail on Sunday, is the author of The World in 2050: How to Think About the Future.

    The most important thing to do this year - Pensions expert, Tom McPhail

    Play Episode Listen Later Jan 16, 2025 94:27


    Your pension should be your top priority this year. Tom McPhail, pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, explains how to calculate what you'll need to retire, whether you can count on a state pension, and maximise returns without extra contributions. This is what we think you need to get your pension sorted out.  Our previous episode with Tom is called ' Will you be hit by the pensions crisis?' listen here: https://open.spotify.com/episode/6gJm3v9d9K6cEiAzcfI8Z9?si=5fae24feba054ca3

    How to future proof your career and earn more money - Helen Tupper

    Play Episode Listen Later Jan 13, 2025 65:57


    Your career and earnings massively impact your financial future, but with skills fast becoming obsolete, how can we make sure we succeed? Helen Tupper, author of The Squiggly Career, suggests ditching the career ladder mindset - progress and more pay can come from moving sideways, not just up.

    S5E12: 6 small changes to improve your finances in 2025- Financial advisor Lisa Conway-Hughes

    Play Episode Listen Later Jan 9, 2025 64:39


    Looking to sort your financial life out in 2025? Financial advisor and podcast favourite Lisa Conway-Hughes shares a bunch of small changes that could make a big difference to your financial future.

    S5E11: The new rules for building wealth in 2025 - Money expert, Rob Dix

    Play Episode Listen Later Jan 6, 2025 75:35


    Rob Dix says we can't rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom'.   Rob's book: https://shorturl.at/btaw

    S5E10: Why you need to change the way you think about money - Meaningful Money's Pete Matthew

    Play Episode Listen Later Dec 30, 2024 79:56


    Pete Matthew believes our mindset about money shapes every decision we make with it. Without the right attitude and perspective, even the best financial plans can fall apart. So Pete, a Chartered Financial Planner and Founder and host of Meaningful Money, asks - how can we avoid making the wrong decisions? ✉️ 80% of personal finance on 2 pages Get guide: https://makingmoney.email/80-guide-pete-matthew

    ARCHIVE: The one thing you need to invest in (to beat 95% of professional investors) - PensionCraft's Ramin Nakisa

    Play Episode Listen Later Dec 23, 2024 61:47


    For Christmas we've gone into the archive to dig out one of our favourite episodes. Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever. This episode was recorded in July 2023 so some information may have changed since then. 

    S5E9: An economist's guide to getting rich the right way

    Play Episode Listen Later Dec 16, 2024 76:30


    Erik Angner is a PhD economist, philosopher, and author of ‘How Economics Can Save the World'. He says economics holds the answers to how we solve the world's biggest problems, including how you can get rich.

    S5E8: How do we really teach money skills? Fintech entrepreneur Vivi Friedgut

    Play Episode Listen Later Dec 9, 2024 59:59


    Vivi Friedgut is CEO and founder of Blackbullion, a fintech business that helps students sort out their finances. We say it a lot and it's true, the earlier you can get started with personal finance the better, and Vivi's advice isn't just for students, it's for anyone who wants to know give themselves the best chance in life. 

    S5E7: Is this 'the World's Craziest Investor'? Ex-FT Editor on SoftBank's CEO

    Play Episode Listen Later Dec 2, 2024 80:17


    Lionel Barber, former editor of the Financial Times, explores the story of SoftBank CEO Masayoshi Son, known as Masa, in his book ‘Gambling Man'. Masa, a venture capitalist who has made and lost hundreds of billions through bold bets on technology, calls himself the world's "craziest investor." His story is not just about investing and risk but also about technology. Masa famously invested in Alibaba before it became a household name and acquired a majority stake in UK-based chip designer ARM after Brexit, showcasing his knack for spotting potential. He thrived in the era of hyper-globalisation that fuelled the tech industry's rapid growth—an era many believe has now come to an end. Lionel's book: https://www.penguin.co.uk/books/451627/gambling-man-by-barber-lionel/9780241582725

    S5E6: The interest rate crisis has just begun - Financial historian Edward Chancellor

    Play Episode Listen Later Nov 25, 2024 80:10


    Edward Chancellor is a financial historian, journalist and investment strategist. He's written a book called The Price Of Time: The Real Story Of Interest. In 2008 central bankers brought interest rates to their lowest level in five thousand years. Unaffordable housing, the collapse of productivity, rising inequality are just some of the things Chancellor points to as results of that decision and he argues, the worst could be yet to come. Edward's book: (https://www.penguin.co.uk/books/448594/the-price-of-time-by-chancellor-edward/978180206015)

    S5E5: UK mortgage expert: the key things you need to know

    Play Episode Listen Later Nov 18, 2024 57:26


    We get loads of questions about mortgages so we thought we'd ask an expert, and cover some other key things you should know about. We're speaking to Anthony Emmerson, Director at mortgage broker Trinity Financial. Whether you're getting a mortgage for the first time or looking to remortgage, what should you look out for? If you want to ask Anthony any questions about your mortgage you can email: hello@trinityfinancial.co.uk

    S5E4: "I was doing everything right…then I made mistakes that cost me nearly £20k"

    Play Episode Listen Later Nov 11, 2024 68:39


    Making Money listener Amy followed all the right steps for 15 years, but one decision ended up costing her tens of thousands of pounds. Get in touch with us: makingmoney@getmost.co.uk

    S5E3: The hidden equities crisis killing the UK economy - and how we could fix it

    Play Episode Listen Later Nov 4, 2024 69:15


    Andrew Craig is the author of How To Own The World and founder of Plain English Finance. His new book is ‘Our Future Is Biotech'. ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide

    UK Budget 2024: Deep dive with two of the UK's top finance experts

    Play Episode Listen Later Nov 1, 2024 91:54


    In this session we streamed live. I break down the Budget with Paul Johnson, Director of the Institute for Fiscal Studies (IFS), and Claer Barrett, Consumer Editor at the Financial Times.

    S5E2 Can you afford a good retirement? 9 levers to secure your financial future

    Play Episode Listen Later Oct 28, 2024 69:04


    George Agan is a Chartered Financial Planner who's helped thousands of people plan for their financial future. Can you afford the retirement you want? If not, how are you going to get there?  ☕ Want help from George with your finances? You can get guidance 1:1 for a flat hourly rate. If you want more info on this service, email Damo's Co-Founder on will@getmost.co.uk.

    S5E1: Why this Budget must tax the rich - Labour MP, Liam Byrne

    Play Episode Listen Later Oct 21, 2024 57:35


    Liam Byrne is the Labour MP for Birmingham Hodge Hill & Solihull North. He's written a book called ‘The Inequality of Wealth'. ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide ☕Want guidance 1:1 from a financial advisor? Email will@getmost.co.uk for more info.

    How do you make the most of your workplace pension? Ask us anything

    Play Episode Listen Later Oct 14, 2024 12:46


    You asked us: How do you stay motivated to save and invest when are years away from your goals? What do we think about the future growth for the UK? How do you make the most of your workplace pension? ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide Disclaimer: This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

    What is the best way to save for your children's future? Ask Us Anything

    Play Episode Listen Later Oct 7, 2024 13:45


    You asked us: How should those of us who have learned about investing and understand the meaning of these terms go about explaining these things to close friends and family who haven't? How can I be more patient? I want to be a long-term, passive investor but find it difficult not to want to tinker. How we can effectively save for our children's future? ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide Disclaimer: This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

    S4E12: How you build wealth, The Plain Bagel's Richard Coffin

    Play Episode Listen Later Sep 30, 2024 67:09


    Richard Coffin is the host of the Plain Bagel YouTube channel and one of the biggest financial content creators in the world. He's a trained financial planner and by day works as an investment analyst so he really knows his stuff. ✉️ 80% of what you need to know about personal finance on 2 pages Download: https://makingmoney.email/basics-guide ☕Want guidance 1:1 from a financial advisor? Email will@getmost.co.uk for more info.

    S4E11: When's the best time to sell? Your top investing questions answered

    Play Episode Listen Later Sep 23, 2024 41:23


    We answer your biggest money questions.  And yes, Trading 212 offer a flexible ISA. You can learn more about this in Trading 212's FAQs at the bottom of their ISA page: https://www.trading212.com/isa Btw if you want to sign up for a Trading 212 account then if you use our code MM you'll get a free share worth up to £100 if you deposit at least £1. If you do then we'll receive a small commission from Trading 212. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. *Gluten free bagel recipe: https://www.theglutenfreeblogger.com/gluten-free-bagels/

    S4E10: Is passive investing enough?

    Play Episode Listen Later Sep 16, 2024 65:48


    Steve Clapham is an ex-hedge fund analyst and the founder of Behind the Balance Sheet, an investment research and investor training consultancy firm.

    S4E9: What if the worst happens? The insurance you need (and what you don't)

    Play Episode Listen Later Sep 9, 2024 57:50


    Naomi Greatorex is the Managing Director of insurance broker Heath Protection. It's not pleasant thinking about dying or getting seriously ill. But what happens if we don't cover ourselves from the worst things that can happen? If you have questions, you can ask Naomi here: contactus@heathprotection.co.uk

    S4E8: Therapist explains how to fix your money issues

    Play Episode Listen Later Sep 2, 2024 79:49


    Vicky Reynal is a financial psychotherapist who deals with a wide range of issues, from overspending to money secrets and self-sabotage. Her book, Money on Your Mind looks at how we can develop a better relationship with money, because it pervades everything we do. *Warning: We discuss some issues in the episode such as anorexia that some listeners might find it difficult listening to*

    Premium bonds vs. high-interest savings account? Ask Us Anything

    Play Episode Listen Later Aug 26, 2024 9:18


    You asked us: How can we efficiently purchase property for children? Or why is it not widely encouraged, likewise with pensions for children? What's better: premium bonds or high interest savings accounts? Want 1:1 guidance from a financial advisor? - email will@getmost.co.uk for more info. … This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

    What % do we save a month? Ask Us Anything

    Play Episode Listen Later Aug 19, 2024 11:48


    You asked us: If your employer will not match anymore than the required 3% - should you put surplus cash in the workplace pension, a stocks and shares isa or a sipp? What % do we save every month? Want 1:1 guidance from a financial advisor? - email will@getmost.co.uk for more info. … This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

    S4E7: 3 signs to spot next global crash - Economist, Linda Yueh

    Play Episode Listen Later Aug 12, 2024 78:48


    Linda Yueh is Professor of Economics at London Business School and a Fellow at Oxford. She's written a book called The Great Crashes: Lessons from Global Meltdowns and How to Prevent Them. (https://www.penguin.co.uk/books/315580/the-great-crashes-by-yueh-linda/9780241988084)

    S4E6: How finance shapes the world - Professor Philip Roscoe

    Play Episode Listen Later Aug 5, 2024 74:15


    Philip Roscoe is Professor of Management at the University of St Andrew's Business School. He's written a book called ‘How To Build A Stock Exchange: The Past Present and Future of Finance.'

    S4E5: The UK is the most unequal high-income country - Sir Paul Collier

    Play Episode Listen Later Jul 29, 2024 77:49


    Sir Paul Collier is a world-renowned development economist, a former UK government advisor and a professor at Oxford University. His latest book is Left Behind: A New Economics for Neglected Places: https://amzn.to/4cRWIIm.

    S4E4: How to close the £100k wealth gap - Emilie Bellet, CEO Vestpod

    Play Episode Listen Later Jul 22, 2024 59:15


    Emilie Bellet is the founder and CEO of Vestpod, a digital platform and community that empowers women financially through education

    S4E3: How even facts can mislead you with money - Finance Professor Alex Edmans

    Play Episode Listen Later Jul 15, 2024 66:24


    Alex Edmans is an economist and Professor of Finance at the London Business School. His book ‘May Contain Lies' is about how our biases are exploited and what we can do about it. 

    S4E2: Will you be hit by the UK pensions crisis? Tom McPhail, Pensions industry expert

    Play Episode Listen Later Jul 8, 2024 70:43


    Tom McPhail is a pensions industry expert. Former Head of Policy at Hargreaves Lansdown he now works for finance consultancy firm Lang Cat. We can't talk enough about the pension's crisis. Most people aren't saving enough for the life they are going to want and something has to be done about it. We cover the big questions: why is there a problem, how much we really need to be saving and will the state pension even exist when you retire? We even cover what's more important: a house or your pension.

    Let's talk - podcast update!

    Play Episode Listen Later Jul 7, 2024 9:55


    We've got news - we've started a new company called Most and have bought the Making Money podcast from Kindling Media. You can check out Most here: https://getmost.co.uk/. If you want us to come into your workplace to give a financial education, email Will on will@getmost.co.uk.

    S4E1: The truth about investing - Patrick Boyle, ex-hedge fund manager

    Play Episode Listen Later Jul 1, 2024 83:24


    Patrick Boyle is an ex-hedge fund trader and one of the biggest finance Youtubers in the world. Famous for his dry wit, he has near three quarters of a million subscribers and his videos get millions of views. As a trader, he spent decades looking at data and using it to try to predict what's going to happen. We talked about everything from what he thinks will happen over the next 10 years in investing, what he thinks about his success on Youtube and whether Brexit is really to blame for the UK's economic woes. 

    How do we get politicians to listen? Ask Us Anything

    Play Episode Listen Later Jun 24, 2024 8:25


    You asked us: As parents, how do you cope with cost of parenting? How do we get politicians to listen to our financial concerns? … Want us to come into your workplace to give your people financial help? Email will@getmost.co.uk … This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

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