Podcast appearances and mentions of rob dix

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Mastery takes time - every time.Snippet of wisdom 72.In this series, I select my favourite, most insightful moments from previous episodes of the podcast.Today, my guest Rob Dix, a property investment expert and co-host of the "Property Podcast", talks about embracing the journey.Success comes from persistent effort and enjoying the process of improvement.Press play to learn how persistence, patience, and process can turn your current struggles into inevitable success.˚VALUABLE RESOURCES:Listen to the full conversation with Rob Dix in episode #380:https://personaldevelopmentmasterypodcast.com/380Join our free community, the Mastery Seekers Tribe: https://masteryseekerstribe.com˚Want to be a guest on Personal Development Mastery?Send Agi Keramidas a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/personaldevelopmentmastery˚Personal development inspiration, insights, and actions to implement for living with purpose.˚Support the showPersonal development insights and actionable inspiration to implement for self mastery, living authentically, finding your purpose, cultivating emotional intelligence, building confidence, and becoming authentic through healthy habits, meditation, mindset shifts, spirituality, clarity, passion discovery, wellness, and personal growth - empowering entrepreneurs, leaders, and seekers to embrace happiness and fulfilment.Join our free community "Mastery Seekers Tribe". To support the show, click here.

This week, I chat to long-term friend of the show, Rob Dix, co-host of the Property Podcast, author of The Price of Money and now a new book Seven Myths About Money, which I highly recommend. Shownotes: https://meaningfulmoney.tv/session564    02:10 - Remind us about who you are and what you do. 03:47 - What was the trigger for writing this book hard on the heels of The Price of Money? 08:53 - Can you summarise the Ashvin Chhabra money motivations and why we need a new paradigm for risk management? 16:44 - I imagine some people will be surprised to read your challenge about home ownership. Can you tell us your views on home-ownership as a kind of default goal for so many people? 21:30 - I found myself nodding along as I was reading all of the book, and especially the sections around compounding and diversification - both of which are part of the accepted doctrine of investing. Is it fair to say that you think we're in for a lower and slower investing world going forward? 26:15 - If you had to give a single piece of advice to anyone looking to take their finances seriously, perhaps for the first time? 29:45 - Where's the best place to get the book and find out more about what you're up to?  https://robdix.com/myths/ 

#202A few months ago, after Your Property Network Magazine, more commonly known as YPN, had asked me to write an article about the story of a podcast, they  asked me for an audio version to release on an App they were developing for the magazine.So I thought you might like to hear it too!The article was featured in the September issue of YPN, and this episode features the audio version as released on the App.To flesh out the episode, we asked AI for the ten most important lessons from the first 200 episodes of Expat Property Story.Listen to the episode to find out what they were.I'd Like Help With Setting My GoalsLeave an honest review of Expat Property StoryJoin our Mailing List to join our WhatsApp  group AND access our 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our  NewsletterFollow Us on InstagramWhat's the one thing you're struggling with in UK propertyWhere to meet Expat Property Investors (For FREE):Hong Kong: Pacific Coffee, 2/F, Central Building, Central (1st Sat of month from 11:30 am)Dubai: Holiday Inn, Science Park (1st Weds of month from 7pm)Singapore: The Providore VivoCity (1st Sat of month  from 10:30 am)KeywordsExpat Property Story, podcast, expat property investor, UK property, property portfolio, Chinese New Year, Philippines, operations manager, private investor, Hong Kong, property podcast, Rob Dix, Property Podcast, UK properties, overseas investors, mortgages, self employed, currency concerns, non resident factors, tax differences, limited company, property deals, student HMOs, investment patch, pension plan, real estate, narrative podcast, serviced accommodation, auctions, Derbyshire, East Midlands.

In this weeks episode we welcome personal finance expert and best selling author Rob Dicks to discuss why playing it safe and being "average" could actually be bad for your money. --------

Questions? Comments? Episode suggestions? Send us a text message!#197: Rob Dix went from investing as a hobby to becoming one of Britain's best-respected finance experts.  He explains the problems with traditional financial advice, the three different types of investment motivations, and how to make financial decisions that align with your goals.What you'll learn[00:51] Common personal finance tips.[02:18] Why Rob wrote his personal finance advice book and who it's for.[04:10] How the pandemic highlighted the money printing aspect of our economy.[05:51] The problems with classic financial tips.[08:15] Where people who aren't financially literate should get help.[09:49] Why cash savings are less important than people think.[10:44] The myth of early retirement.[11:27] What you should focus on instead of saving.[12:18] Why you shouldn't look forward to retiring.[14:55] The myth of risk minimisation.[17:17] The psychology behind investment strategies.[19:43] The way financial advisors view risks.[20:46] The benefits of using the traditional index fund approach.[21:19] How long it takes compound interest to create exponential growth.[22:50] The myth of index fund diversification.[25:38] The different ways to measure inflation and why CPI doesn't help you.[27:45] The inherent risk involved in financial decisions.[29:42] The three different motivations behind investing.[30:40] The problem with buying a home as an investment.[34:55] How house prices change over time.[36:24] The danger of following traditional financial advice.[38:54] How to approach your finances without getting overwhelmed.[42:23] How to make a financial plan to meet your goals.Resources mentioned in this episodePlease note that some of these are affiliate links and we may get a commission in the event that you make a purchase.  This helps us to cover our expenses and is at no additional cost to you.7 Myths About Money, Rob DixThe Price of Money, Rob DixEpisode 26: How property investment can change your life – with Rob Dix of The Property HubEpisode 153: Inflation, interest rates and recession: what it means for you and what you can do about it - with Rob Dix of The Property HubChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/7-myths-about-money-the-outdated-financial-beliefs-which-are-making-you-poorer/ Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!

Today's conversation is with Rob Dix. Rob Dix is an investment fund adviser, co-presenter of one of the UK's most popular business podcasts (The Property Podcast), and the author of four best-selling books about property investment. We hosted Rob last January to discuss ‘The Price of Money' and I'm delighted to welcome him back to chat about his new release ‘Seven Myths About Money & the Truth about Finding Financial Freedom' There is no doubt the financial system has changed and you can expect to learn why 2020 spelled the end of the old order and what the rules of the new game are. As the title to Rob's book suggests we are going to be covering 7 myths about money including if you work hard enough today, retirement will be your reward, the correct way to invest involves reducing risk as much as possible, compounding returns are the eight wonder of the world, and many more.  Rob maps out a compelling plan for a better financial future as the changing global landscape has meant a lot of previous personal finance wisdom is now outdated and potentially leaving you unlikely to hit your financial goals. Today's episode is sponsored and supported by Hussle. Hussle is the way to get access to 1000s of UK gyms, pools and spas with one simple membership. It is, of course, available to individuals, but what is really exciting is that companies can now partner with Hussle to give their staff members fitness access as an employee benefit. Anyone who listens to a podcast like this one knows that making it easier to exercise and access facilities is a great way to boost employee physical, mental and financial wellbeing. If you're an HR professional, wellbeing specialist or small business leader, visit Hussle for companies: https://bit.ly/4d5SIn7 Or if you're an employee, wishing your company would offer this benefit, visit Hussle for employees: https://bit.ly/3X8b6po Connect with Rob: Website - https://robdix.com/myths/ New Book - https://amzn.to/4gNoS9A Connect with Col: Instagram: ⁠https://www.instagram.com/col.cambro/⁠ Email List - ⁠https://mailchi.mp/548e38ba5942/colincambro⁠ Join patreon - www.patreon.com/ColCampbell 

-- Résumé de l'épisode

Rob Dix says we can't rely on the rules of the past to get the financial future we expect, and shares some new ideas for what we can do instead. Rob is a finance expert, host of The Property Podcast and has just released a new book called 'Seven Myths About Money: And The Truth About Finding Financial Freedom'.   Rob's book: https://shorturl.at/btaw

In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running.  From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business...  Links mentioned:  Rob Dix's Instagram  Rob Dix's LinkedIn  Rob Bence's Instagram  Rob Bence's LinkedIn  Subscribe to Property Pulse  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Give us your feedback on Instagram – Rob Bence & Rob Dix  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

 Bio    Rob is the co-founder of propertyhub.net and the bestselling author of The Price Of Money (Penguin). He co-presents the UK's most popular property podcast, and has a weekly column in The Sunday Times.   Interview Highlights 02:30 Jack of all trades 06:00 Recruiting interested people 07:45 Life as a digital nomad 10:50 Getting into property 12:00 Podcasting – the magic ingredients 17:40 Property investment 20:20 Long term vision 23:10 The Price of Money 26:00 Inflation & interest rates 31:00 Diversified portfolios 34:00 The end game 36:40 Seeking advice 39:40 Systemising property investments 42:30 Sharing strategic decisions 46:20 Goal setting 48:40 Parenting perspectives 59:20 Increasing your own earning power 1:02:40 Consume less, do more   Social Media ·         LinkedIn:  Rob Dix on LinkedIn ·         Instagram: Rob Dix on Instagram ·         Twitter: Rob Dix (@robdix) ·         Website:  Robdix.com ·         Website: propertyhub.net Books & Resources ·         The Price of Money: How to Prosper in a Financial World That's Rigged Against You, Rob Dix ·         How To Be A Landlord: The Definitive Guide to Letting and Managing Your Rental Property, Rob Dix ·         The Complete Guide to Property Investment: How to survive & thrive in the new world of buy-to-let, Rob Dix ·         Property Investment for Beginners, Rob Dix ·         100 Property Investment Tips: Learn from the experts and accelerate your success, Rob Dix, Rob Bence ·         Beyond the Bricks: The inside story of how 9 everyday investors found financial freedom through property, Rob Dix ·         The Property Podcast - YouTube ·         Die With Zero: Getting All You Can from Your Money and Your Life, Bill Perkins ·         How I Found Freedom in an Unfree World: A Handbook for Personal Liberty, Harry Browne ·         Outlive: The Science and Art of Longevity, Peter Attia, Bill Gifford ·         The Coming Wave, Mustafa Suleyman, Michael Bhaskar ·         The Exponential Age: How Accelerating Technology is Transforming Business, Politics and Society, Azeem Azhar   Episode Transcript Intro: Hello and welcome to the Agile Innovation Leaders podcast. I'm Ula Ojiaku. On this podcast I speak with world-class leaders and doers about themselves and a variety of topics spanning Agile, Lean Innovation, Business, Leadership and much more – with actionable takeaways for you the listener.  Ula Ojiaku    I'm pleased to have with me here as my guest, Rob Dix, who is the co-founder of Property Hub and he's also an author, investor, entrepreneur extraordinaire, and we'll be learning more about it. So Rob, thank you so much for making the time to be my guest on the Agile Innovation Leaders Podcast.   Rob Dix    It's a pleasure, thank you.   Ula Ojiaku  Yes. I usually start with this question for my guests because personally, I am curious. I love learning about people. So what would you say have shaped you, looking at your background, into the Rob Dix we know and admire today?    Rob Dix    Well, it's a well trodden career path. I studied cognitive neuroscience, went to work in the music industry, obviously, as you do. And then sort of ended up leaving that and going into property. None of that makes any sense, and I think that sort of sums up how I've got here, which is just by following my curiosity and doing whatever seemed like a good idea at the time, and so if something seemed interesting to me, I would do it. And property, which I got into by accident in my early thirties, was probably the first thing that I've really stuck with and it's held my interest for the long term. I'd always just sort of like, wanted to figure out how something works, once I knew how it works I got bored, moved on, but with property it's like you kind of never get to the end, there's so much to it, and then it's also served as a gateway into investing more generally and into economics, ended up writing this book about how the economy works and all this kind of thing, but it's the same old theme of just kind of going with whatever seems interesting.    Ula Ojiaku    A very fascinating background. It sounds to me, and I'm not trying to box you in or label you, but you sound like someone who's multi-passionate and multi-talented, would you call yourself a jack of all trades?    Rob Dix    Absolutely. Yeah. I've written an article actually, in defence of being a jack of all trades, because I think people fixate on the master of none bit, but I think that there's a lot to be said for knowing a little about a lot, and I think it's a natural tendency. I was saying to my wife the other day that I don't think I would be able to, if I had to like knuckle down and it's like if you just do this one thing for three years, then there'll be this incredible payoff at the end of it. I don't think I could do it, even knowing that that payoff was there. I'm just naturally a little bit of like, sort of taking bits from everywhere. So I don't think there's any point in fighting it. I think you kind of skew one way or the other, and so I'm trying to embrace that tendency and use that to pull in ideas from various places into what I'm doing now, and yeah, make the best of it rather than just being completely scattered.    Ula Ojiaku    I feel like I am the same. I tend to get bored with things, I learn things quickly and once I've learned it and it's kind of routine, I get bored, and the only way to keep consistent is just about broadening my horizons, so learning from different fields. I have an engineering background, but I love learning about philosophy, psychology, how can I bring ideas out there into the field? From all outward appearances, you are successful. So what would you say has been the benefit of being a jack of all trades and kind of understanding who you are, embracing it instead of fighting it? How has it benefited you?    Rob Dix    A good question. Not something I've thought about, but I'd say on a purely social level, knowing a little bit about a lot is helpful, because you can end up talking to pretty much anyone about anything, whatever they're interested in, you know something about it and have some kind of a way in, rather than just having your one topic that you can bore on about forever. And I think in general, it just means that I'm always excited to be doing whatever it is that I'm doing, there's never like a, urgh, I'm still in the grind, because even if, you know, everyone has grindy periods of their career, their business or whatever, and I don't think that's necessarily avoidable, which is how it goes. You can't be absolutely delighted with everything all the time, but even when that's happening, there's always something I'm excited about, even if it's just being able to watch a YouTube video about something that evening that I'm looking forward to, like learning about something completely random, there's always something that means that it just never feels mundane.    Ula Ojiaku    And actually what you've said here with the whole buzz about GenAI. Where are we going? How is it impacting us? And it kind of reminds me of the World Economic Forum, their Future of Work publications, they do this annually, and one of the key attributes that would be needed in whatever future roles or responsibilities that you're going to have, is the ability to learn and unlearn. So that curiosity, being able to look out, I think it's something that, well, I am trying to teach my children as well, which is yes, you can learn a subject, you can learn things in school, but what's going to sustain you and keep you relevant is going to be your ability to learn, unlearn, and relearn, so it's really key.    Rob Dix    Totally. When we're hiring people, we always look for people who are interested in something, whatever it is, it doesn't have to be work related, even if it's super weird, better if it's super weird, because people who are interested in something, and people who push themselves in some way and challenge themselves, whether that's in a physical way, like doing an ultra-marathon or just taking something and seeing how far they can push it, I think if you put those two things together, we've found, that those are the traits of the high performers who you want to have around.    Ula Ojiaku    Yes, because there's something in the bias of past performance, but it doesn't necessarily predict the future performance, but the attributes of being excited about something, being able to dig into something of one's own initiative, not relying on external motivators, that is a better predictor of future performance than what one did in the past. I don't know what you think about it?    Rob Dix    Yeah, totally, and that's why we put very little weight on a CV because you can bend your life story in all kinds of different ways, but yeah, I think those internal attributes, like you said, are a better predictor.    Ula Ojiaku    Hmm. Okay, well, I'm glad to hear I have someone who thinks similar in this path. So you did say, just back to your background again, which is fascinating. You studied cognitive neuroscience, then went into music, found that boring, you then lived as a digital nomad for seven years before falling into property. Can you tell us a bit more about that?    Rob Dix   Yeah, so that was another classic example of just doing whatever seems fun at the time, and so that was when I left the music industry, because I'd got to roundabout 30, and when you're into music, as a way to spend your twenties, fantastic, you get to claim it's work, but it's just, if you're out every night, then you're doing a really good job of work, but then I was looking at the people who were 10, 20 years ahead of me and had families and the rest of it and they just didn't seem to be having fun anymore. They didn't really want to be out every night doing all this stuff, and so I thought, well, I'll get out now, while I feel like I'm in a strong position to make a move, not knowing what I was going to do next.  My wife and I went to spend six months in New York, because she loved it, had lived there before, wanted to go back, so we were there and then we discovered, I can't remember how, but we discovered the whole digital nomad thing while we were there, and it was this real moment of, oh yeah, we planned to do six months here and then go back to London and get a job or start something or whatever, but we don't have to. You can just go and work from anywhere, anywhere you've got an internet connection, and now that's obviously mainstream, people work from home, companies have policies where you can go and work from another country, and it's normal, but as recently as sort of like pre-covid 2019 kind of time, I'd almost try to avoid telling people that I was abroad, because they'd think it was strange and whatever, but now it's just become normalised, but back then it was, yeah, it was weird, but it was just super cool, because it gave us an opportunity to just go and live in all kinds of different places, and when you go and live somewhere, even if it's only for a month to three months or something, it's still very different from going up there for a week's holiday. You get to feel like you know a place on a deeper level, and so that was really interesting.    Ula Ojiaku   Right. No, I completely agree. I mean, I wouldn't say I'm at the level you are at as being a digital nomad, but professionally, I've had the privilege of visiting 18 countries and counting and there is that real difference when you stay there for a month or so, being able to soak in the culture, understand the nuances, get to know people, and actually potentially form relationships. During the time you were with your wife in New York for about six months, did you by any chance come across Tim Ferriss' 4 Hour Workweek?    Rob Dix    Oh, of course.    Ula Ojiaku    Could that have influenced you as well, by any chance?    Rob Dix    Yeah, I think that was before we left, and so that was kind of like the conceptual read about it in a book, but then we encountered real people who we met, who we talked to, who were doing it. And so it's like, oh, this isn't just a thing in a book, this is a thing that people are actually doing, and that made it a bit more real, I suppose.    Ula Ojiaku    And then you fell into a property. Could you tell us how you fell?    Rob Dix   Yeah. So by the time I left music, I sort of got to the point where I had some savings.  What's the default UK thing you do when you've got some savings? It's by property. So, I got interested in it and in the process of researching that investment, I just got super into it, and I suppose in the same way as I, and by the sounds of it, you, get into things, it's something new, it's exciting, you want to learn everything there is to learn about it, and there were, back in those days, there weren't all the same resources there are now, but there were message boards that I'd read through and things like that, and so I did all that in the process of buying my first couple of investments, but then, where that would normally I'd hit that point, right onto the next thing now, that never happened, I've retained that interest, and while we were abroad, I thought I want to learn more about this, I want to go deeper, but don't really know how, it's not like I want to go and get a job working property or anything, but I also got interested in podcasts, and so I thought well, I wonder how you create a podcast, and so I started a podcast and a blog talking about property, mainly as an excuse to get other people to talk to me. So if I just call someone and say, I don't really know anything, but would you have a chat with me on property for an hour, of course they're not going to say yes, but if you say it's an interview, and they don't think to ask if anyone listens to this thing, then they're going to say yes, and they did, and so, then it was episode number two or three of that that I recorded, where I met Rob Bence, who went on to become my business partner, and we've been doing a podcast together for about ten years now, but it was purely that. It was just, again, starting something without really knowing what the outcome of it was supposed to be, that then led to this whole career that was never the plan at all.    Ula Ojiaku    You know, the reason why I was laughing is it's similar story, but just different settings. I started my podcast, I was looking to get into a different field or career, and I quite didn't know how, and there was someone I wanted to work with, like you said, just rocking up to the person and saying, give me a job because I'm good, the person probably wouldn't have given me the time of the day, but when I now thought about it, framed it, kind of said, okay, how do I plot my cunning plan, I'll invite him for an interview and I'll say it's about this, I didn't know anything about podcasts, I didn't know how to set it up or anything, I just said well when we get to that bridge we'd cross it. So we had the interview, had conversations, and once I pressed stop on the recording, he said, I want you to work with us.    Rob Dix    Works every time.    Ula Ojiaku    But it's impressive though. 10 years, you and your partner have consistently been recording and releasing your podcast, how do you do this, because it's impressive.    Rob Dix    So I think there are two magic ingredients to this. One is to record at seven o'clock on a Monday morning, because there's not much that's going to stop you. If you try to do it at midday on a Wednesday, who knows what kind of business thing would come up or whatever, so doing that means it just happens. And the other is having a partner, because we both had podcasts previously on our own where the upload schedule was all over the place, because being consistent on your own is so hard, but when there's the accountability of someone else to turn up we just, I guess in those early days when you could easily waver, we were both turning up for each other, and now we've been doing it so long that it's just something you do. It's just inconceivable that you wouldn't turn up and do a podcast, and it's a lot of fun, and so I wouldn't want to miss a week. So yeah, we put out a podcast literally every week for 10 years, including through the births of various children and other family events, and we had episodes go out on Christmas day and New Year's day, not recorded on those days, but we put them out because it's like, it's a Thursday, the podcast comes out, that's how it is, and I think a large amount of the success that we've had has been early mover advantage. We were lucky to be early, definitely far harder today, but also consistency.    Ula Ojiaku    And would you say that you have some sort of administrative help in the background? Because I found that, two years ago I hired an assistant and I have outsourced like the production, it's not my strength, just having people to do that. Do you have that sort of help and has that made any difference?    Rob Dix    It's definitely helped. So we had an editor from the very beginning who would literally just take the files, take out the mistakes and that was it, nothing super high end, but it's just removed another barrier to doing it, and then for probably the last four years or something, we've had a proper producer who sits on the calls with us and does some research and all the rest of it, so there's a bit more to it, but we were doing it for six years before that, but being able to focus on the bit that you're good at and that you enjoy and remove all the stuff around it. I mean, I think I know people who are very successful, who've been doing it for a very long time who still edit their own audio. I don't quite understand it, but they clearly they get something from it. Maybe going back and reviewing the material is helpful to them, but for me that would take it out of the fun zone, I suppose.    Ula Ojiaku    So what have you learned in these 10 years of hosting the Property Podcast with Rob Bence and being in partnership in business with him?    Rob Dix    Well I've learnt an incredible amount, and I think a lot of that learning comes from being forced to talk about it, I think really helps, because I think everyone's learning stuff all the time, but it's very easy to learn stuff, but not be able to, and maybe you internalise it, but you can't verbalise it because you never have, and I like writing because that's how I kind of help develop ideas, but I also develop ideas in conversation, and because I'm forced to take those ideas and put them into a form that other people can understand on the podcast, it means that I've learned a whole lot more than I otherwise would have done because it's just made me it think about things more deeply, I suppose. So that process has been incredibly useful.    Ula Ojiaku    What have you learned about property?    Rob Dix   I think that my view on property has completely shifted over the years. I think I started from the position that most other people start in, which is not wrong, but it's that you sort of see  property as something that, you're looking at it at the level of the property itself, it's all about that particular asset. You're very fixated on the precise layout of that property, location of that property, you're thinking very deeply about that itself, and you're thinking about the rent that it brings in and it makes you a profit and that's great, and none of that is wrong at all, but through being exposed to property at, I suppose, a larger scale and also thinking about the economy a lot more, and how everything fits together, I now think about property not so much at the individual property level, but at the sort of the macro level of well, what is this, what is this as an asset class, where does it fit into everything, where does the ability to buy with debt fit into it, which is a huge, huge thing, and what about the growth of that asset over time, as opposed to just the rental income? So I've kind of gone from one extreme, which is where the majority of people will start, where you're doing everything yourself, you're thinking very hard about what colour paint to use or whatever, to now I'm like the last, however many properties I've bought, I've never seen, I just haven't visited them, I want to make sure it's good, but I'm not fixated on every last detail of it, because I'm more thinking about, well, you know, taking into account the overall economic context, where will this asset be in 10 years, and if I think that's a good place, then the colour you painted the living room doesn't make a big difference in that investment case. So I think I've now ended up at an extreme version of the other end, but being somewhere towards the middle of that spectrum, rather than just looking at the individual property level, I think is helpful. So we try to take people somewhere along that journey through what we do on the podcast.    Ula Ojiaku   And on your podcast, the thing about you and Rob Bence, or Rob B as he is fondly referred to, is that you have this unusual quality or ability to break down typically complex topics into simple step by step, easy to follow concepts. I aspire to communicate like you both do. So  what's your take on the taking a bigger picture approach towards property, kind of looking at your purchase of properties as from a perspective of how they can serve a longer term goal or a bigger vision?    Rob Dix    Yeah, I've come to see property as very much a long term thing and property, it kind of forces you to be long term, because it's such a pain to buy and sell it, and that's one of the drawbacks of property, but I think it's actually one of the hidden advantages, because you could pick any asset class and if you just bought it, held on to it, and didn't mess around with it, then you'd probably do okay, but obviously if you're investing in the stock market, then it's incredibly easy to mess around, like sell when you panic and sell when you shouldn't be, and buy when you shouldn't be, and get carried away, and so you can almost be your own worst enemy. With property, it forces you to think long term, and when you take that perspective, but especially when you consider the fact that if you're buying with debt, then the value of your debt stays static and yet inflation will lift the value of the property itself, so even if property only ever goes up in line with inflation, but your debt is static, then you end up winning just through the natural process of inflation existing. So that makes no difference over a year or two, but over a decade, it makes a big difference. So when you start looking at it through that lens, then you say, oh, well, it's almost rigged in my favour and it's almost, and it's going to play out in this way, and so the details don't matter so much. If you're trying to make money from property, if it's your job, you're flipping properties or you're refurbishing and you want to pull your money back out again, then you need to get everything right, and you need everything to go in your favour and need that to happen quickly, and you can do that. It's hard work, but you can do it, but if, rather than using property to make money, you're using property to store and compound wealth over time, then it just works in such a way that you don't have to worry about so many of the things that you normally would, and you'd have to, after you've been doing it for a decade, you see it and you go, oh yeah, I bought the property for this much, and now it's worth this much, I had 25 percent equity in the property, now I've got 50 percent equity in the property, and you see it. It's hard to see for the first couple of years because it happened so slowly, but then when you believe it happened and you see it happening, then it gets really exciting.    Ula Ojiaku    Gosh, I could take this to several directions, but I will hold myself. So your book, the latest one, I know you're in the process of putting together another one, and I know it's going to be excellent, and of course, if you'd like to tell us about it later on, you can, but in your book, you did mention the thing about inflation, and it's not intuitive, but that's property holding, the value, but I was kind of thinking of the gold standards, because gold, if you were to buy property back then, maybe 50 years ago, 100 years ago, paying in gold, you would probably more or less, you need the same amount of gold to pay today, but it's not the same with fiat currency, like the paper money. Could you explain a bit more about that?    Rob Dix    Yeah, inflation, it's another one of those things that happens slowly. So, obviously, over recent years, everyone's been talking about inflation, and it's been particularly high, but most of the time it's not, and it's not supposed to be, there's this 2 percent target, which is pretty arbitrary, but it's meant to be at a level where you don't notice it happening, no one complains about it that much, but over time, that 2 percent compounding really adds up. So even if inflation were under control, the effect of this is that the same number of pounds or dollars or whatever else will buy you progressively less and less over time, and everyone knows this, but doesn't think about it, in that you're used to the fact that everything costs more now than when you were a child, but why, that doesn't make any sense. If anything, it should have got cheaper, because we found more efficient ways of producing whatever it is, but you're just used to that being the case, and it's not because it has got more expensive to produce everything, it's because the value of the money that you're measuring it in has fallen, and that's what inflation effectively is. So where it comes back to gold is that everyone thinks that property is this asset class that's had runaway growth, but it's incredible, if you go back to the 70s, and you measure it in gold instead of in pounds, then it's pretty much the same. It would take you the same amount of gold to buy a house today as it would have done 50 years ago, and that shows you that it's because, it's not like gold has stayed completely still, so the analogy is not perfect, but what it kind of drives at is that it's not the property that's moved, it's the pound that's moved, that hasn't gone up in value, the pound's fallen in value, and so that's just, so if you own a hard asset, something that there's a limited supply of, of which gold is one, property is another, Bitcoin's a third if you're that way inclined, then over time, that will go up in value compared to the pounds that is shrinking. The next level of that is that if you buy that asset with leverage, with debt, then it means that the debt is measured in pounds, and so over time it has this effect that you might have borrowed £100,000, and 50 years ago, £100,000 would have been a vast amount of money. Now it's just like, yeah, I'll take out a mortgage for that, no big deal, and then another 50 years, well, what's it going to be then? It's going to be not quite pocket change, but getting on for it, and so you get to benefit from the fact that like I say, even if the asset that you own, the property in this case, only goes up at the same pace as everything else, then you win, because the debt that you took out is static. So you could have a property that you bought for £200,000, it goes up to be worth £300,000 purely because of inflation, well that extra £100,000, that's all yours, you still own the same as you did in the first place.    Ula Ojiaku    So is it despite the interest rates, would you say the inflation still, would there be a point in time where it wouldn't make sense?    Rob Dix   It's a great question and it's actually got better now interest rates have normalised because if you could take out a fixed rate mortgage for the entire time that you're going to own the property, which in America you pretty much can, then it's all good, because you know exactly what your outgoing is going to be, and if you're making a monthly profit from that property, then your interest cost is kind of irrelevant, it's been covered by the rent, so the interest that you're paying is never coming out of your own pocket. So that's like, great, sorted. The problem is if interest rates go up dramatically, which of course recently they have, which means that if you bought something that made sense when you're borrowing at 2 percent and now you're borrowing at 5 percent, that can be a painful adjustment, and eventually rents will increase to such an extent that it'll all make sense again, but there could be a number of years in the middle where it just doesn't really work for you, but for the whole time, the whole 14 years, the interest rates were pretty much nothing. We knew that that was unusual, we knew that wasn't supposed to be the case, and one day they would go up again. We didn't expect them to go back up to where they were so quickly, but we knew it was going to happen at some point, and so that made it tricky to go, okay, well, how much of a margin do I need to build into my calculations? What do I need to assume that interest rates could go up to, that'll still be okay, but now it's happened, let's say that you're borrowing at 5 percent today, I'm not saying it's not going to go up further at some point, it could do, it could go up to 6 percent, but interest rates have gone up by about 250 percent over the last couple of years, that's not going to happen again. If you're borrowing at 5 percent today, it's not going to go up to 10 percent. Come back and clip this if it happens and make me look silly, but it's not going to happen, because the world is so indebted that everything will fall apart. So you still need to have a margin, but it's not the same as it was before.  So that's the silver lining view on the fact that interest rates have gone up so fast. It's a painful adjustment, but it means that you can make future decisions with more certainty.    Ula Ojiaku    Is that why you made the statement that investing can be seen as a leveraged bet on inflation?    Rob Dix    Yeah. So the simple way of describing this is if inflation lifts the value of your asset, whatever that asset is, property in this case, by 2 percent a year, which is what inflation is supposed to be, if you've only put in a quarter of the money, then that means that it lifts the value of the money that you've put in by 8 percent, so you're getting an 8 percent growth on your own money based on just inflation being at the rate it was supposed to be, and the way it tends to play out, as we've seen, is that if inflation overshoots, then you say you get more inflation than you're supposed to, yeah, that's not great as a central bank, you'll try and bring it back down, but it's not the end of the world, whereas if inflation goes below 2 percent, they'll pull out all the stops, print money, slash interest rates, do everything they can to get it back up. So the effective rate is, the average over the last 20 years has been 3.8, and it's met, and so even though the target is two, so if that's the case, and your asset keeps up with that, then again, multiply by four, if you put in a quarter of the money, and that's where you get to, and the only assumption you need to make is that inflation continues to exist, and of course it is because it has to, because it's explicit policy, and if you ended up with deflation, then the government is in the same position that you are as an individual, the government has debt and an inflation makes it that more manageable, deflation would make it less manageable. It's still barely manageable as it is, so it just can't be allowed to happen. So that's why if you're pinning your investment on one particular concept, that's the one I'd feel pretty confident about.    Ula Ojiaku    You are an advocate for a having a diversified portfolio. Could you explain or share how you go about doing that and why it's important?    Rob Dix    Yeah, I think that everyone will have their own view when it comes to how much diversification they want or need, and there is an argument that if you deeply understand something, then there's almost more safety in investing 100 percent in something you deeply understand that most people either don't, then sort of diversify across a whole load of things that you don't understand. I've got some sympathy for that view. If someone said to me that they were 100 percent in property on the basis that they had all the right safety measures in place, they weren't over leveraged, they had emergency funds, all this kind of stuff, then I wouldn't be like, you're crazy, and I think it's also, to a large extent, the best investment is the one that you actually make. People are scared of investing in things that they don't understand in many cases, rightfully so. So if there's a particular investment that you're happy with, and it means that the alternative would be doing nothing, then that's fine, but personally, I'm heavily in property, but I also invest in other assets, stocks, bonds, gold, Bitcoin, you name it, but I sort of split my portfolio in two in terms of the way I think about it. I've got property, which is the bit that I'm supposed to know about, and so I'm kind of, I'm not actively making decisions. Everything else I'm going, well, I can't possibly know about all this other stuff as well, it's not possible, there's not enough time. So I split my non property part of my portfolio across everything, on the basis that whatever happens, there'll be times when bits of it are doing well, bits of it are not doing well, and it will all average itself out in the end, and so the important bit there is being truly diversified, because investing in just the UK stock market, if you're just tracking the FTSE 100, you might think, well, great, I'm diversified across a hundred companies, but it's all one geography, right, and if something happens to the country, that affects everything, and it's just one asset class, it's just the stock market. If something affects all stocks, then that affects, so even just being globally diversified across stocks isn't enough, so you need to bring other assets into the mix as well, you want some things that are doing well when other things are doing poorly. So if you're going to go for diversification, then I think most people need to be more diversified than they might assume, because there are times when stock markets across the world all do very, very badly and do for a long time, at which point you want to be owning something else as well.    Ula Ojiaku   I believe I've heard you and Rob Bence (that is, Rob B.) say this, you know, in several of your episodes of your podcast, it's all about your end game, because  it's senseless to go copying people or imitating people indefinitely without knowing the rationale behind why they're doing what they're doing. So if one has that clarity of, this is where I want to be in 10 years, 20 years time, then you work backwards. It might make sense, given the example you gave us, oh, maybe someone having 100 percent of their investments in property, but they have all the stop gaps and the safety measures in place and yourself going into, okay, I have part of my assets in property, but I've also diversified, I think it's all about the end game.    Rob Dix    I think that that's completely true, and it's also the hardest thing to figure out. You can go and research investments for all day long, but then knowing what you actually want is, that's hard, the self-knowledge piece of being able to predict the future and knowing how you'd react to different situations. I think it's very easy to, for example, go oh yeah, well, you know, I'm investing for the long term, so if my aggressive stock market portfolio goes down by 50 percent in a year, that's fine because I know it'll come back again. All right, but how would you really feel if that happened, and actually knowing that in advance is not an easy thing to do.    Ula Ojiaku   So for someone like me, it's not just about me, having children changes your perspective about things, because if it's just me personally, I think I can survive on beans and toast indefinitely, but when you have people you're responsible for, so some of the things I aspire to is for them to still be able to work and do meaningful work and add value, but not to be distracted by unnecessary things. So if it's music or art they want to major in, they can do that, but they have to be productive and bring value to the world through it, and not have to think about the money, but not too much that they wouldn't also know the value of work.  So that's the sort of end goal I am working towards, and of course, to be able to give to causes and create opportunities for people or demographics that are underserved or that typically wouldn't have the sort of opportunities compared to their contemporaries would, so that kind of drives me in terms of the way I choose things. So I'm wondering, though, where does going for expert advice come in? So you are an expert in property by all ramifications. If you talk about the number of hours you've put into it, the practical experience, but for the other parts that you don't have as much hours invested into it or experience, do you think it's a useful thing to seek out the advice and perspective of experts or people who know more about it, but of course keeping your end goal in mind?    Rob Dix    Yeah, I think that I'm unhelpfully independent in that I always want to do things myself, and that's not necessarily the best way. I think it's a good idea to bring in other people with more knowledge than you do, but with two things in mind, and you've mentioned both of these already, but first is knowing what you ultimately want, because any decent advisor is going to start by saying, so what do you want? I can't make a plan for you unless you tell me what the outcome is, and so you need to know that anyway. And then also I think having enough knowledge on your own to understand what you're being told and why you're being told it, and if it makes any sense, and I would personally never be comfortable making an investment, just because somebody with lots of diplomas on the wall or something said to me, I said, yeah, this is what you should be doing, trust me, it works for all my clients. Maybe they're right, but I just wouldn't be able to do it that way, so I think doing enough research and understanding enough about it is something that everyone should do, because no one's going to care about your money more than you do, but that doesn't mean you have to just plough ahead and do everything yourself.    Ula Ojiaku    No, definitely that critical thinking and not switching off your own thinking and analysis and doing one's homework, I completely agree. How much of it do you do when you consider investing in these other set classes?    Rob Dix    I've spoken one-on-one with professionals, but never got to a point where I feel like I want anyone to do anything for me. I feel like I'm investing in such a way that I can do it myself, because there's not much to do, I've deliberately set it up in a way where you just, again, diversify and leave it, but outside the context of speaking to people one on one, I've read vast amounts of other people's thinking on this topic because it's something that I find interesting, and so what I'm trying to do with my books is to come up with something for people who aren't that interested, so they can just read that one book and get sort of like the 80-20 of what they need, because I'm going to go deeper on it because it's fun for me, but I'm not judging, not everyone finds it fun, that is fine, and so yeah, I kind of researched it, all this stuff, but far beyond the point that I need to almost as a hobby, because it's enjoyable, but for everyone else, I don't think you need to take it to that kind of extreme at all.    Ula Ojiaku    Thanks for that, Rob, and it kind of brings me back to the point you made about, you've kind of systemised your, will I say your business, your work, your life, such that you spend less than an hour a week on your portfolio. Can you share the thinking behind it and how did you get to this?    Rob Dix    Yeah, so this is specifically to my property investments and so there's, I'd say three elements to this, and the real secret is in the third one. So the first is in the strategy. So it's a hands off approach. You buy something, you rent it out, you leave it, that's it, so there shouldn't be much to do. The second is, it's about the type of asset you buy. So if my goal is to be in it for a long time, all I want is for time to pass, then I don't want property that's going to be a hassle, because then it's going to take up my time, I'm probably going to give up on the whole thing and sell just out of annoyance, and so I'm buying assets deliberately that are relatively new so they don't need loads of stuff doing to them, and that's quality stuff so I can be very selective about the tenants that we put in there, so they're going to look after it and stay for the long term, and I've got properties where I've had tenants in there for five years, possibly more. It's like, well, that's the dream, that's fantastic. Then the third thing, which is the real secret is having a PA, because that then is like, okay, well, obviously of a portfolio of any size, even if you're using letting agents, things will happen, things will come up, things will need your decision, mortgages will need to be applied for things, just stuff will happen, and so having a PA to handle all that is just incredible because this whole, it's actually an hour a month, I think I put an hour a week, but it's an hour a month, and I tracked this to make sure that I was actually telling the truth, and I am, I tracked my time for a few months, and the only things that I did were transfer funds, sign things and occasionally answer a WhatsApp message from my PA saying, are you okay with me doing this, and that was it, and it's like, that's a position that you can't be at from day one, because it's not worth having the overhead of having that in place if you've just got one or two properties, but when you get to a bit more scale, that's the benefit of getting to scale, because you can put in place things like that that just make life so much easier.    Ula Ojiaku    Well, I definitely aspire to that. You say you run an open book management and profits share. Could you tell us what do you mean by that?    Rob Dix    Yeah, so this is something that we only started doing very recently, within the last six months at the time of recording and what we'd always had previously, so we've got a team of across the business, can I say somewhere between 30 and 40 people, I'm not quite sure, I should probably know that, but we've always had, like before, an executive team at the top, made up of maybe five, six people, and they would have access to the financials, the numbers, so they'd make all the strategic decisions off the back of that, and then go back to everyone else and say, right, this is it, this is how we're going to execute on it. The change that we made was that we gave access to all the financial numbers and everything to the entire business, and the benefit of that is that everyone can then be a part of those strategic decisions, because everyone, of course, knows their own area better than anyone higher up in the business does, because they're in it day to day, and so if they can see the numbers and how what they do can affect those, they can propose better ideas, they could act more effectively. We've had multiple, multiple instances, even just within those six months, of individuals coming up with ideas for people, things we could do better, things we could do cheaper, like cost cutting, and this is the other part of it, because the profit share element means that everyone's extra motivated to run the business better, because they directly benefit. And I thought that the benefit would be there in the longer term, I thought in the short term, it could actually be disruptive because you're almost distracting people from the day to day with all this other stuff, and it's a lot to take in if you don't come from a business background, you're not necessarily going to understand what EBITDA is or something, but now, actually, there was very little of that and we started seeing the benefit immediately. So, I'm not going to say I wish we did it sooner, because I think you need to have a certain type of maturity of team to be able to deal with that, we haven't always, and you need to have the business in a certain state to do that, but I'm very glad that we've done it now.    Ula Ojiaku    Hmm. And when you say you need to get to a certain level of maturity and state, is it more about having operational systems in place or something else?    Rob Dix    I think it's a couple of different things. I think the business needs to be in some form of stability or steady state in that if you're still trying to find your model, you're doing like a startup where you need to get the product market fit or whatever, you can't be led by financial numbers in the same way, you'll be led by data, but it's a different way, running lots of experiments, it's a different thing so you need to get the business to a certain point, and I think there's also a maturity of the people involved, and that's not an age thing with maturity, we've got very, very young people in our business who are sort of super mature. It's just an attitude. We've developed the team over time. We've got better at hiring. We've got better at finding brilliant people and holding onto them, and so we've now ended up with a team that is in age range all over the place, but in attitude wise, very mature and able to, I suppose, deal with this information and treat it the right way. I suppose the stereotypical negative view on this is you're talking about numbers in the millions, and someone's sitting there going, well, I'm only getting paid 40 grand, this isn't fair, but you've got to understand revenue and profit, not the same thing, and all this kind of stuff, and so there needs to be, yeah, you have to have the right mindset to really get it, I suppose.    Ula Ojiaku    Understood, it makes sense. And the thing about you saying, okay, opening up the financial information across the board to your employees, it aligns with this lean agile concept of decentralising the decision making and kind of bringing that decision making closer to people who are actually doing the work. Of course, there would be guardrails, and I'm sure you have that, so that that's a great concept. So how do you go about setting goals business wise, or you can start with personally and then business wise, because it's kind of ties into opening up the numbers to your team and then coming up with ideas, but how do you set goals generally, and how do you measure if you're achieving those outcomes you set out to?    Rob Dix    So I'll start with business wise, because I think it's easier, in that we, in the past, I think we've been guilty, and this comes from the top, it's me and Rob, we've been guilty of biting off too much, trying to do everything that seems like we could do it, and because the podcast has done so well and lots of other things have worked well for us, we've had situations where we could do a lot of things, I think we've had to learn that could do and should do are not the same thing, and there's only so much you can do a really great job at. So we've now got to a point where I think as we've matured as individuals as well, we just set goals that are based around growth, but not crazy growth, not hyper growth, and whenever you've got a financial number, you're balancing it with a service number, so you're not always just going for profit at the cost of anything else, and setting goals that are a stretch, but achievable. So we've again, made the mistake in the past, having super bold goals, which sound motivational, but then when you get half the way through the year, you go, there's no way we're going to do this, then it's actually demotivating for people. That's the business side, on the personal side it's not that different, we can come back to the jack of all trades thing, probably think about goals in the context of different areas of life. So I'm looking at all the different roles that I have and trying to have a, not just having business goals, but having fitness goals and family goals and friend goals and all that sort of thing, and trying to find some kind of balance, and again, I don't know if that's for everyone, I don't know if it's for every stage in life, I'm sure there'll be times when it makes sense to have a complete focus on your business so you can get to a certain point, or have a complete focus on your family and then go back to the business stuff later. There'll be times when that's the right thing to do, but for me, I'm in a position where I can and I want to sort of have a balance across everything.    Ula Ojiaku    And how would you say parenting has changed your perspective, comparing life without children and now?    Rob Dix    That's a really interesting question. I think it's shifted my focus in a way that before, because I enjoy work and things that seem like they could be work, you could argue whether they are at all, so doing more research on something or whatever, it's like, yeah, this is work but is it really work, so there was a tendency for that to just dominate everything, especially because I wanted to achieve, and so I just wanted to work all the way up till bedtime or whatever, because it was kind of fun and I'd tell myself it was necessary. But then when you have to finish at a certain time and you want to finish at a certain time because you want to see your kids, then it means I'm making a far more efficient use of the time that I put in, so in terms of a productivity hack, I think it's a good one, but also I think it's all the stereotypical stuff about being less selfish and more outwardly focused, I think I've become a lot more empathetic. I think I was possibly not massively deficient, but a little bit deficient in that regard before, and it's given me more empathy in general. And again, with the stereotypes, just kind of realising what really matters, and so whenever there's a business setback or challenge or whatever, it's just like, yeah, okay, but it's not the end of the world, is it, still with your family, it's all good, we'll deal with it.    Ula Ojiaku    Puts things in perspective, doesn't it?    Rob Dix    It does, and yeah, that's not an original insight, but it's completely true. So whenever you hear people saying this stuff before you're a parent, it's like, yeah, well, I don't know, maybe, maybe not, I don't know if that would be that way for me, but I didn't feel ready in the same way that, I don't know, some people I think know that they want to be parents or whatever. I probably waited a bit too long because I never felt ready, but then there comes a point where you just, you have to be ready, biology isn't going to wait, and so it's like, ah, yeah, I kind of thought everyone talks about all this stuff, is this going to be true for me? Surely not. But then it was. So there you go.   Ula Ojiaku  Well, thanks for sharing that. It's always a life changing decision, and I don't think it's an original thought, but parenting is like the job you get, and then you can get the experience afterwards. That goes against the natural law of things, at least you, you should have some sort of experience and proof that you're qualified, but parenting, being a parent is something that you typically get it and you learn on the job.    Rob Dix    Yeah. Well we had babysitters and stuff from when our kids were quite young and some of my friends would say like, oh, are you comfortable leaving them with babysitters? Are you kidding me? They actually know about this, I don't have a clue what I'm doing, they're far safer with them than with me.    Ula Ojiaku   I remember having my first child in the hospital, was one day and they were like, okay, yeah, now you can pack the baby and you're ready to go, and I'm like, what, and my husband then, and we're like, what, I mean, you're letting us go with this baby home? Okay. Yeah. Well, 13 years on, he still lives, so I think there's something to say about that. Well, it's been great. So what if we shift gears a bit more and then going to books, it's obvious you're an avid reader, learner, and what books have you found yourself recommending to others? I mean, apart from your very thoughtfully written book, The Price of Money, I can't recommend it enough. You break down economic concepts and kind of bring the whole big picture in, so it's something I've enjoyed going through and I will be referring to again and again, and you've also written books on property, like How to be a Landlord, which I have on my Kindle and others. Are there books that you found yourself recommending or gifting to others, and if so, can you share some of these?   Rob Dix Yeah, well, the thing about parenting, as you'll know, is it reduces your time for reading, so I've read far fewer books over the last six years than I had done previously. I find myself listening to a lot more podcasts than watching YouTube videos and stuff, but in terms of books, the one that I can mention that's made a real impact on me in recent years is called Die With Zero by Bill Perkins, and it really ties back into this whole goal setting slash knowing yourself slash what's the point of it all, and it's very relevant to investing as well, because the basic thesis is that you're always swapping something for money. So you're giving up your time, you're giving up your life energy, your focus, you're swapping something to get money, so if you live the ideal life, then you should be swapping enough of that to get all the money you want, to do to have all the experiences you want to have, and then die with zero. So you have nothing left to do, which means you've got it exactly perfectly right, but what most people do is they get fixated on the money part and always chasing a bigger number, so you end up passing on far more than you need to, dying with all this money in the bank, but you've missed out on having experiences, and there are some experiences you could only have in your 20s. So people talk a lot about how important it is to save from a young age and the compound interest and all the rest of it, and it's true, but it's got to be balanced against the fact that there are some experiences that you'll look back on fondly, later in life, that you can only have in your 20s. You wouldn't want to go clubbing in your 60s, or maybe you would, but I doubt I will, I wouldn't want to do it now, so that book, it's another one of those where it's super obvious when it's put to you in the right way, but he does such a great job of making that idea really connect, and I've made changes as a result of reading this book, and for me, that's the mark of a good self help book, right, does it actually help you?    Ula Ojiaku    The action, what action do you take afterwards? It's not just about, yeah, it's a good idea, I feel good, no action. Wow. Okay. It's definitely on my to read or listen to lists. What other book would you recommend?    Rob Dix   I've got another weird one, which is called How I Found Freedom in an Unfree World (Harry Browne), it's another of these books that kind of make you question your assumptions, I suppose, and the theme of it is about kind of doing what you want to and not doing things purely for other people, and this book does take it to extremes at points, it takes it further than I'd want to, but the point is often, I think people find themselves holding them back or limiting themselves based on either what other people think or what they assume other people want, and often it's just that other people don't really care that much, so you just do what you want to do, and so it's another one of those that gets you thinking in a different way.    Ula Ojiaku    Thanks for sharing, anything else?    Rob Dix   There's a book called Outlive by Dr. Peter Attia. It's about health and fitness, but it's coming at it from the perspective of what do you want to be able to do in the last decade of your life, well do it. So a lot of people, because of modern medicine, can live for a long time, but the quality of life in the last 10 or even more years is pretty shocking. So what do you want to be able to do, and if you get clear about what you want to be able to do, like you want to be able to pick up your grandkids and go for a long walk and all this kind of stuff, then work back from that to what you need to be able to do now, because there's going to be a drop off in terms of what you need to be able to do. So if you want to be able to walk a mile when you're 80, you need to be able to walk a lot more than a mile now I think from looking at it from that way, I found it very motivational compared to, well, yeah, it'd be nice to be able to have a bit more muscle or run a bit faster or whatever, but does it really matter that much, and I've found that quite eye opening.    Ula Ojiaku   Okay, well, and the thing about what you said about the book, Outlive, I haven't read any of the three books you've recommended yet, but I'm going to put them in my to-read list. There is this one I'm currently listening to, which is The Coming Wave by Mustafa Suleyman. It's really talking about technology and he was one of the people that founded what's now the AI arm of Google, but talking about the intersection of AI with biotechnology and the sorts of advancements that this is going to push us into new frontiers, but kind of going back to what you said about thinking about in old age, what would you like to be able to do? The advancement is such that they are looking into how to defer aging, keep us fitter, longer, have a better quality of life, even in old age, and probably pushing our life expectancy even more, but there is that danger as well economically, because it's only those who have that certain level of affluence, or are comfortably financially that probably will be able to afford that, and those who don't the gap would widen. So it's just, you're mentioning it reminded me of the book and just halfway through, but if you've not read it, that is probably something that you might want to look into as well. That's my recommendation.    Rob Dix   Similar to that, that's reminded me of a book by Azeem Azhar called The Exponential Age, which I must admit I haven't actually read, but I interviewed him, so I watched loads of interviews with him in preparation for that, so I feel I've got the general idea, but that's about the accelerating pace of technology and even things like with 3D printing being a great example, like when that first came out, it was rubbish for years, and it was, ah, this will never turn into anything, and then they cracked it, and now it's incredible, and so many more technologies like that and the exciting side of that and the opportunities it brings, but as you highlighted, some of the dangers of that as well, and the challenges that it creates, so that's really interesting.    Ula Ojiaku    Yeah. Well, thanks for that. Any words of advice for the audience? Now, my audience are typically leaders in organisations, you know, entrepreneurs or leaders in large organisations who are usually looking for ideas of how to do better, implement better or live better, so generally, what would you leave the audience with?    Rob Dix    I think I'd hit on a point that I didn't mention earlier, but should have done when it comes to talking about investing and all the rest of it, which is a point that I'm going to be making in my next book, which is that all this investing stuff is great, but the most powerful thing that you have is your own earning power, because there's only so much you can save, based on how much you're earning - you can cut your costs, that's fantastic, but there's a limit, you can't live on zero. There's also a limit to what investments are going to do for you. You're not going to be able to make 100 percent returns every year forever, not possible, but the only thing that is uncapped is your earning power, so you can, if there's nothing stopping you from earning 10 times more than you are now, a hundred times more than you are now, I'm not saying everyone can, but it's theoretically possible, and so I think everyone gets very excited about investing, because it sounds like, oh yeah, I can invest in this thing and make a big return, but the only thing that you can really make a difference with, and the thing that you actually have control over, is your own earning power. So I think that's something that, although I talk about investing a lot, I think investing in learning new skills, taking a conscious approach to your career, I'm sure your audience will be doing this already, but really taking control of your career progression rather than just kind of like bumping along and hoping someone gives you a pay rise or something, that's far more valuable than any investment you can make, and finding something that you want to do, and will enjoy doing for a long time, because people are retiring later than ever, it's getting harder and harder, you're not going to be by default, get to age 65 and have your house paid off and have this pension that's been paid into for you. So obviously you want to do what you can investment wise to get to a point where you are able to retire when you want to, if you want to, but far better to never want to retire, and so if you just find something that you just love doing, so you can just happily, as long as your health permits, do it forever.    Ula Ojiaku    Wow. Increase your earning power, there's no cap to that. I am looking forward to your new book, definitely. Do you have any idea of when that is likely to hit the shelves?    Rob Dix    My publisher's been asking the same thing.    Ula Ojiaku    Okay. Well, no pressure, he or she didn't pay me, but I'm just wondering.    Rob Dix    At some point in 2025, these things I've got the write the thing first, but then even after that, it takes a while until it comes out, but yeah, at some point in 2025 is my hope.    Ula Ojiaku    All the best with the process, I know it's going to be something excellent, and I look forward to it coming out. So how can the audience find you?    Rob Dix    So they could go to robdix.com, that's where you'll find stuff I've written and links to everything else that I do, and there are links there to my social channels that I go through periods of being more active on than others, but that's probably the best place to start.    Ula Ojiaku    Any ask of the audience? For me, my ask is they should go check your website, buy your books if they're interested in property and economics and all that and read your blog, but any other ask of the audience?    Rob Dix    I guess my ask is if you've heard something that has sparked a thought, which I hope is the case if we've done our job, then do something with it because, again this is advice to myself here, but I listen to podcasts as entertainment almost sometimes, and it's really interesting and then you're onto the next one and you never do anything with it so I think consume less and do more with the stuff that you do consume is advice that I'm trying to give myself, and that's what I'll pass on to the audience as well.    Ula Ojiaku    Consume less, do more. Thank you so much, Rob. It's been a pleasure having you on this podcast and I thank you for sharing your wisdom, your insight, and you're as generous in this live virtual session, as you are in your newsletters and your podcast, so thank you again.    Rob Dix    Yeah. Thank you for having me. It's been a fun conversation.    Ula Ojiaku   Yes, I agree. Thank you again. That's all we have for now. Thanks for listening. If you liked this show, do subscribe at www.agileinnovationleaders.com or your favourite podcast provider. Also share with friends and do leave a review on iTunes. This would help others find this show. I'd also love to hear from you, so please drop me an email at ula@agileinnovationleaders.com Take care and God bless!   

Have you ever wondered how a deep passion for what you do can transform the mundane grind into a thrilling journey to success?    Join us for a fascinating conversation with Rob Dix, property investment expert, Sunday Times bestselling author, and co-host of the "Property Podcast", as we explore the intersection of passion, curiosity and the unexpected twists and turns of a career built on genuine interest. Rob's story is a testament to the idea that loving what you do is the cornerstone of success, as he shares from his journey to becoming an influential figure in the property world.   Reflecting on the importance of experimentation and the impact of serendipity, we discuss how curiosity can lead to an amazing career progression. The journey isn't just about the destination, it's about the discoveries made along the way.   We examine the nature of success and debunk the myth that there are shortcuts to real achievement. I reflect on my own journey, emphasising the need to get started, the dedication required to persevere and the patience needed to reap the rewards.    We explore the subtleties of visibility before mastery and the importance of setting personal milestones rather than comparing ourselves to others. This conversation reminds us to enjoy the journey, because it's not just the destination that counts, but the experiences we have along the way.   We also discuss the dichotomy between traditional and self-publishing, the creative process, the challenges of getting your projects over the proverbial finishing line, and we reflect on consciously navigating life's myriad choices, mindful of the impact our decisions have on ourselves and those around us.   ˚⠀

Welcome to Boostly Podcast Episode 702. This episode of the Boostly Podcast features James Varley, the founder of Holiday Cottage Handbook, a comprehensive resource that provides free educational content for short-term rental hosts. The conversation delves into Varley's background in media, how his transition from buy-to-let investment to short-term rentals led him to create his platform, and his mission to become the go-to place for the short-term rentals industry. Varley discusses the importance of preparation, research, and effective communication in both content creation and short-term rentals management. He also shares his outlook on AI's influence on the media and tech space, and recommends the Property Hub podcast and Rob Dix's book, 'The Price of Money.' https://www.holidaycottagehandbook.com/ https://www.facebook.com/holidaycottagehandbook/ • https://Boostly.co.uk • https://Boostly.co.uk/5steps • https://instagram.com/boostlyuk • https://Boostly.co.uk/guidebook • https://Boostly.co.uk/website • https://Boostly.co.uk/podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Property Hub Co-Founder and best-selling author Rob Dix is the special guest on this week's show. Rob discusses his latest book, The Price of Money, outlines the 18-year property cycle, talks about the power of inflation, and makes his market predictions for 2024. His favourite brand shout-out went to Savills, while his individual shout-out went to Expat Property Story. 4:00 Why Rob wrote The Price of Money6:09 What everyone needs to know about money 8:44 Starting out in property11:09 The growth of Property Hub13:25 The 18-year property cycle 16:40 Can you time property investment?18:23 The importance of taking a long-term approach to property20:53 The great thing about inflation for property investors24:04 The influx of investors getting involved in short-term rentals26:34 Will there be any government support for the private rented sector?28:57 Should the UK build more houses?31:18 Rob's property predictions for 202433:16 Rob's favourite brand shout-out: Savills33:39 Rob's individual shout-out: Expat Property Story34:32: Rob's advice to a new company in the property industry Links mentioned: Holiday Cottage Handbook LIVE (download your free e-ticket)HCH Financial Services Call: 0333 1234 536 Email: advice@hchfs.co.ukHoliday Cottage Handbook website Sign up for our free weekly newsletter Download our free e-book for investors, hosts, and property managersThe Price of Money on AmazonProperty HubAkhil PatelSavillsExpat Property Story Enjoy the show? Please subscribe, rate, and review!  Email the show: james@holidaycottagehandbook.com        

Today's conversation is with Rob Dix. Rob Dix is an investment fund adviser, co-presenter of one of the UK's most popular business podcasts (The Property Podcast), and the author of four best-selling books about property investment. Rob's most recent book The Price Of Money: How to Prosper in a Financial World That's Rigged Against You, is the book Rob wished he had on the topic of money when growing up. Expect to learn why despite the fact humans spend their entire lives trying to earn more money very few of us understand how it works and the best way to use it, why money is a fiction, why you need to forget savings, how to take on debt responsibly, what assets are real, and the value of investing boringly. Today's podcast is sponsored and supported not by one of my usual sponsors but my Podcast Masterclass. Starting and sustaining a podcast is borderline impossible. 4 Millions podcasts started in 2023 and 80% failed by episode 8 with a further 10% dropping off by episode 21. A well presented podcast is the ultimate personal brand and networking tool for you and your business, and I've shared my 3 years of knowledge in a 9 module, 54 video course so you can start, sustain and scale your podcast. This includes the nuts and bolts of software, equipment and editing but more importantly includes the frameworks, processes and tools to approach and secure the biggest and best guests in your field, how to prepare, research and expertly host an episode, and even how to market and distribute it to the most ears and eyes possible. The link to enrol is in the show notes - ⁠⁠⁠https://mypodcastmasterclass.thinkific.com Connect with Rob: Website - https://propertyhub.net Website - https://robdix.com Connect with Col: Instagram: ⁠⁠⁠⁠https://www.instagram.com/col.cambro⁠⁠⁠⁠ Email List - ⁠⁠⁠⁠https://mailchi.mp/548e38ba5942/colincambro⁠⁠⁠⁠ Support me: ⁠⁠⁠⁠buymeacoffee.com/ColCamBro

The property market has changed for good but we have a lot of questions. Interest rates have soared but what does that mean for you long term? How do you navigate the mortgage crisis? What will happen to house prices? Will interest rates go down again? Is it worth getting into property investing now? To help us read the crystal ball we're speaking to Rob Dix, a property investor and host of The Property Podcast. -- Sponsors Sensate: Get help with your anxiety & 10% off with the code MM10: https://www.getsensate.com/makingmoney Unbiased: Get help with your money from a financial advisor: https://www.unbiased.co.uk/makingmoney -- Bootcamp Get on the waiting list here: https://forms.gle/mdQgMgZBu8TWZ5qMA -- Newsletter If you want a bullet point summary from this episode, please subscribe to our newsletter: https://makingmoney.email/ep15. You can find all our previous newsletters on our website: www.makingmoneypodcast.co.uk/episodes. -- What's your financial health? Take our quiz: https://makingmoneypod.scoreapp.com/ -- Investment platforms Here are some of the biggest investment platforms in the UK - and Damo uses all of them too.  Some of these are affiliate links. If you purchase a product or service using one of these links, we will receive a small commission from the seller. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. InvestEngine Get a £25 bonus when you invest at least £100. https://investengine.pxf.io/daOD2Q Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link. Trading 212 Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. https://www.trading212.com/promocodes/MM  If you do not get your free share after depositing at least £1, use the promo code ‘MM' (for Making Money). You can use this code for up to 10 days after opening the account. … This is not financial advice. The reason it's not financial advice is because it's not tailored to you. We explain the principles of building wealth but if you want personalised advice, it's worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

"The Price of Money" by Rob Dix is a super interesting book that dives deep into the world of money stuff. Dix's ideas about how money affects our lives are mind-blowing and make you see finance in different perspective. One thing this book talks a lot about is how everything keeps getting more expensive. Dix talks about why that's happening and how things like interest rates can mess with your savings. Dix doesn't just leave you hanging with problems; he gives you solid advice on how to handle the crazy world of money. His tips for making smart money moves are practical and doable, so you can actually use them to succeed in a world that often feels stacked against you. This book also explain the six characteristics of money, such as Durability, Portability, Divisibility, Uniformity, Limited Supply, Acceptability. "The Price of Money" isn't just a boring money book; it's a guide to figuring out and winning in today's money world. Dix knows his stuff and can explain it in a way that anyone can understand, so you need to read this if you want to secure your financial future.

When it comes to building wealth and getting rich, a lot of us want a quick fix answer / that miracle thing that will make us a millionaire. But really there's no secret formula to get rich quick and personal finance is actually pretty straightforward, but a lot of us tend to shy away from learning about how money really works and where it comes from because we find it boring or because it requires us to do that slightly scary thing of projecting 20 years ahead. So today we have a guest to help us simplify all things money and finance in a digestible way. Rob Dix is an investment fund adviser, co-presenter of one of the UK's most popular business podcasts (The Property Podcast) which I'm a big fan of, and the author of four best-selling books about property investment. Rob's most recent book The Price Of Money: How to Prosper in a Financial World That's Rigged Against You, is the book he wished he had on the topic money growing up, because despite the fact humans spend their entire lives trying to earn more money very few of us understand how it works and the best way to use it.Sponsored by Huel - go to https://www.huel.com/deepdive and with your first order you'll get a free t-shirt and shaker.Sponsored by Trading 212 - download the Trading 212 app https://trading212.com/promocodes/ALI and use the promo code "ALI" after signing up and depositing to receive a random free share worth up to £100. This is not financial advice. Investments can fall and rise. Past performance is no guarantee of future results. Other fees may apply. Capital is at risk.Sponsored by Shopify - visit https://www.shopify.com/deepdive to sign up for your free trial. 

#221: Hart Togman & Rob Dix - How To Succeed As A Landlord With Rent Panda   As a landlord, finding tenants can be a time consuming and stressful process.  I did it for many years, but the experts at Rent Panda take it to the next level. Everything from listing the property, to screening tenants, to fully managing properties in the future. With their White Glove service, landlords are completely hands-off, perfect for less experienced or new investors. If you want to be more involved they can handle that too! Hart & Rob share some incredible information about rent fraud and documentation fraud, why it's important to get your own screening documents, and MORE! If you are currently screening your own tenants or need some help, let Rent Panda remove the burden. Have a listen and find out how!   Contact:  http://RentPanda.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

From popular podcast to a real estate business:350,000 monthly listenersa high ticket service businessa community of over 70,000 peoplewith over 350,000 monthly listeners, the Property Podcast is the UK's most popular property podcast, and there's a good reason behind this.In this episode of Creators on Air, Rob Dix, Author, Marketer and Co-Founder of Property Hub, joins us to discuss how to start early in your niche, drive success to your business and why you should be building a personal brand.Follow Rob:

In this episode Callum sit's down with Rob Dix, Co-Host of The Property Podcast & Sunday Times Bestselling Author. We explore how he grew his podcast into a mid seven figures business, and his journey from lost PR Manager to fulfilled entrepreneur.  Follow Rob on social: https://twitter.com/robdix  Follow Callum on social:https://linktr.ee/heycallum

The story of how Property Hub, now a multi-7 figure online community and real estate acquisition and management business, was built from a podcast, a book, and a strategy of abundance. When Rob Dix started co-hosting The Property Podcast a decade ago he had no idea of the traction it was getting until they announced their first ‘in person meet-up' for listeners and hundreds of people showed up. Today the show is downloaded by 400,000 each week. Rob Dix talks to Dan about the reasons he continues to create most of Property Hub's content himself, and the schedule he uses to achieve it. They also discuss why Rob decided to sign a two book deal with a major publisher and why he believes their ultimate ‘competitive advantage' is ‘giving more away for free than anyone else'.

I this week's inbetweenisode, I have a chat with long-time friend of the show, and one-half of the genius Property Hub duo, Mr Rob Dix about his book The Price of Money, which will REALLY help you understand the current economic state of affairs and what you should do about it…

How does the global monetary system work and what should investors bear in mind about it? Professional investor Rob Dix had been investing for years before he set out to understand the mechanisms behind his money. Why do we have inflation? Why do central banks increase interest rates? Will this monetary system last? Dix shares his view on the financial world with presenter Claer Barrett, plus she asks what rules he follows with his own investments.Rob Dix is author of The Price of Money: How to Prosper in a Financial World that's Rigged Against YouWe'd love to hear from you. Please help us by filling in our listener survey at ft.com/moneyclinicsurvey. It will take you about 10 minutes to complete and you can have a chance to win a pair of Bose QuietComfort Earbuds. If you would like to talk to Claer about a future episode, please email the Money Clinic team at money@ft.com with a short description of your problem, and how you would like us to help. You can follow Claer on Twitter and Instagram @ClaerbPresented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Jake Fielding and Breen Turner, with original music from Metaphor Music. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

#153 - Rob Dix is the author of The Price Of Money, co-host of The Property Podcast, and one of Britain's leading finance experts.  He explains how the economy works, ways to protect yourself against rising inflation and how to make better investment decisions.What you'll learn[3:21] Why Rob wrote a book about economics.[5:25] The future of interest rates and investment returns.[6:35] The systemic causes of inflation.[9:12] The correlation between gold and house prices.[11:11] Why inflation is likely to remain higher than we're used to.[16:17] What causes interest rates to go up.[18:15] The benefits of having a recession.[19:23] Why the days of low-interest rates have ended.[21:21] The possibility of double-digit interest rates.[24:00] How inflation can help individuals.[26:39] Why investment returns will be lower than in recent history.[28:55] Where to hold your cash during a recession.Resources mentioned in this episode (some of these are affiliate links and we may get a commission in the event that you make a purchase - this helps us to cover our expenses and is at no additional cost to you):Episode 26: How property investment can change your life – with Rob Dix of The Property HubJeremy Hunt on Twitter, “Why is inflation high”What is Money, Anyway?, Lyn AldenFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/inflation-interest-rates-and-recession-what-it-means-for-you-and-what-you-can-do-about-it/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!Take me to the exercises!Also, make sure to join the Change Work Life Facebook group and check out the ways you can support the podcast on the Change Work Life Support page.Follow us on Facebook, Instagram, and Twitter.

Welcome to another episode of the Michael Yardney Podcast, as today we discuss how to prosper in a financial world that's rigged against you. Now that's a bold claim, but my special guest today is Rob Dix, author of the book The Price of Money, and we'll be discussing money, inflation, the world of finance, and how to position yourself to prosper in the current environment. Links and Resources: Rob Dix – author of The Price of Money The Property Podcast with Rob and Rob Have a chat with Ken Raiss to ensure you have the correct asset protection strategies in place – click here Join Michael Yardney at Wealth Retreat 2023 – find out more here In turbulent times like we're experiencing, why not get the team at Metropole on your side to give you holistic property and wealth advice– find out more here Why not get your bundle of E-books and resource as my gift for subscribing to this podcast   www.PodcastBonus.com.au Shownotes plus more here: How to prosper in a financial world that's rigged against you, with Rob Dix

https://robdix.com https://twitter.com/robdix Media Picks https://www.youtube.com/@PBoyle All the best Lines https://g.co/kgs/tT8P2e The Price of Money https://g.co/kgs/n1dkjK State of the Markets Podcast Tim Price of https://Pricevaluepartners.com https://timprice.substack.com https://sotmpodcast.com https://anchor.fm/stateofthemarkets https://apple.co/2OUGW6R Paul Rodriguez https://ThinkTrading.com https://twitter.com/prodr1guez --- Send in a voice message: https://anchor.fm/stateofthemarkets/message

#58In this, the second instalment of our Twelve Days of Christmas (2022) mini-season of bite-sized episodes, we review two books published this year, both by former guests of the pod…The books both tackle the subject of finance though from different angles and are in equal tenth place in our Top Ten Books for Expat Property Investors.The Price of Money: How to Prosper in a Financial World That's Rigged Against You by Rob Dix offers a jargon free insight into how we got to where we are right now with super inflation high interest rates making property investing even more tricky than ever.The Complete Guide to Property Finance: Toolbox of 50 Financing Solutions Beyond Buy-To-Let by Richard Brown provides details of all the different funding options available to property investors from traditional long-term lending to more sophisticated strategies such as purchase lease options, delayed completion and even vendor finance. Please rate, review and follow the show and if you're an expat property investor with a story to share, please get in touch via the podcast website. 

Where's best to invest in the UK?   Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better...  If you think Rob & Rob don't cover Scotland and Wales enough, today is your lucky day - as they'll be revealing the top three places to invest in England, Scotland and Wales.  So, if you're planning your next investment, you might want to start looking into these locations...  In the news  You might've guessed what news story Rob & Rob would be chatting about today, which is of course, we've got a new PM!  This is the third new Prime Minister the UK has seen in the last six years without a general election, so what have the guys got to say about it and how this will impact investors?  Hub Extra  We've been ramping up our YouTube channel here at Property Hub, so of course Rob & Rob have been spending more time on YouTube and searching for some of the platform's best content!  So, it's only right that they recommend another cracking channel to you.  Leon Hendrix's channel focuses on personal development, and whilst YouTube is swamped with a lot of similar videos, Rob Dix has found Leon's channel to be a breath of fresh air.  He takes well-known concepts and makes them super compelling, so this is definitely one to add to your watch list – who said learning couldn't be entertaining!  Let's get social  We'd love to hear what you think of this week's Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you'd like us to cover in the future - if so, pop us a message on social and we'll see what we can do.  Make sure you've liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn't enough, you can also join our friendly property community on the Property Hub forum.  And if you'd like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What's going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know...  What's going to happen next?  Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices?  Rob & Rob have done a deep dive into the data, so you don't have to and they'll be answering all of those questions today on The Property Podcast.  In the news If you're not fluent in Welsh but you're hoping to buy in Wales, now might be the time to scrub up your knowledge, as it's been revealed that landlords in Welsh-speaking communities may have to prove they speak the language.  This scheme is looking to restrict the number of second homes and free up affordable housing for locals.   If the scheme goes ahead sellers will also have to list their properties to locals for a set period of time before they can list their property to the wider market.  What are the chances of this passing, and what do The Robs think about it?  More from Rob & Rob Every month Rob & Rob host a free webinar that's jampacked with knowledge that will help you become a better investor.  And if you've not joined one before, then tonight's your chance!  Join Rob & Rob as they reveal the state of the market right now, and what investors should be doing about it.  Hub Extra Last week we announced that Rob Dix is launching his very own newsletter and we're excited to say that the first one will be landing in your inbox tomorrow!  If you've already signed up for a free hubber account – great, you don't need to do anything else.  But if not, what are you waiting for? Not only will you get to receive the most valuable five-minute newsletter each week, but you'll also gain access to the huge wealth of free resources on our website!  So, sign-up now – you won't regret it!  Let's get social  We'd love to hear what you think of this week's Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you'd like us to cover in the future - if so, pop us a message on social and we'll see what we can do.  Make sure you've liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn't enough, you can also join our friendly property community on the Property Hub forum.  And if you'd like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

#1Are you looking to invest in UK property from overseas?Then, tune in to this debut episode as the Expat Property Guy   argues against paying for property education at the start of your Expat Property Story. This  debut episode also features  Rob Dix, author, podcaster and co-founder of Property Hub. www.expatpropertystory.comRob talks about:Being in a band (9'21”)The intraparietal lobe! (12'32”)Risk (13'48”)Trust (21'10”)Portfolio App (24'55”)The ethos behind Property Hub (27'43”)The 18-Year Property Cycle (30'33”) What Rob would do if he was an expat (36'24”)What Rob would have done if he was me in 2017 (38'08”)Guilt (41'05”)Why he doesn't play Monopoly / ‘Monopoly Challenge' (43'25”) ‘This or That' (45'15”) He also tells a joke… (7'55”)Rate, Review and follow the show at www.expatpropertystory.com 

Get ready for a brutally honest insight into the daily reality of running a growing business. Rob Bence and Rob Dix started Property Hub in 2012 – and despite the seeming success of growing to a team of 50 across two cities, the reality has been anything but glamorous. Listen in as Rob & Rob share their daily disasters and admit to multi-million pound mistakes – then follow along in real-time as they attempt to make their most audacious move yet... We often see success stories on social media, but there’s nobody out there sharing the real and raw insight into reality. Until now. So get ready! Make sure you’ve liked and subscribed to our YouTube channel - and don’t forget to hit the notification bell to be the first to find out when new content drops. You can also find out more about us here and here. And if you’d like to follow the journey of our businesses, you can do that here: Instagram: http://instagram.com/propertyhubuk Twitter: https://twitter.com/propertyhubuk Facebook: https://www.facebook.com/propertyhubuk/ Linkedin: https://www.linkedin.com/company/propertyhubukSee omnystudio.com/listener for privacy information.

In this episode, Jean sits down with Rob Dix, who is well known for his several projects in the UK real estate space. Together with his wife Mish, he also ran the popular digital nomad blog Making It Anywhere. His journey shares quite a few similarities with Jean's, so it was interesting to discuss several of the topics that interest both of them, including parenting, property and other investments, as well as other life choices. *We apologize for the sound quality in Jean's part of the recording, unfortunately we had a technical problem and had to use the backup audio recording on this episode. Links Rob's Blog The Property Hub Property Geek The Property Podcast

#026 - Rob Dix of The Property Hub explains what property investment is, how it can change your life and what you need to do to start.For the show notes for this episode, visit:https://changeworklife.com/26Also, make sure to join the Change Work Life Facebook group and check out all the resources mentioned by our guests on the Change Work Life Resources page.

W tym odcinku podzielimy się z Wami naszymi "sekretnymi sposobami" na pozyskiwanie perełek. Powiemy jak rozpoznać okazję, gdzie jej szukać i jak znajdować a raczej generować okazje na rynku nieruchomości. Jeżeli chcesz przesłuchać tylko jeden odcinek KorpoLandlorda to niech będzie to ten! Linki do stron:  Szkolanajmu.pl/skarby – lista pytań do potencjalnego najemcy Trzyinwestycje.pl - webinar o trzech przykladach inwestycji w mieszkania  Jasnynajem.pl - strona Darka o jego inwestycjach  The Complete Guide to Property Investment: How to survive & thrive in the new world of buy-to-let, Rob Dix - książka o której mówi Paweł Negocjuj i zwyciężaj, Wojtek Woźniczka - Książka o której mówi Darek

Rob Dix and Rob Bence are my current man crush es?! Their property podcast if f**king great. After reading this book by Rob Dix, (given to me by my beautiful girlfriend for Christmas), I immediately read it again! Then I downloaded his follow on book (Complete Guide to Property Investment) on Audible and listened to it. Then immediately listened to it again!

My guest on the show today is Rob Dix, someone who you may well already know if you're at all interested in the world of property investing. Rob is co-host of the incredibly popular The Property Podcast, along with Rob Bence. He's also founder of the Property Geek blog and podcast, and author of several popular property investing books. Rob's new book is How To Be A Landlord; a straightforward guide to everything involved in letting and managing a property – whether you’re an accidental landlord or an enthusiastic investor. In his characteristic simple and entertaining language, How To Be A Landlord covers important steps like preparing the property to let, advertising for tenants, conducting viewings, doing all the paperwork, managing the tenancy, and dealing with any tricky situations that crop up. In this episode we talk about whether property investing is right for everyone, how Rob got started with his first buy-to-let, if the future for this asset remains bright, finding good value in the current market, some of the pitfalls associated with being a landlord, and steps to finding great tenants.  Please take a moment to connect with Rob on Twitter, where you can find him @robdix. Mention me too, @martinbamford. You can find the show notes for this episode at icradio.co.uk/249. There's useful links and you can also download the full episode transcript. That's all at icradio.co.uk/249. Here's my conversation with Rob Dix, author of How To Be A Landlord.

When Rob Dix, one half of the Property Podcast duo Rob & Rob, approached me and asked if I would have him on to talk about his new book, How To Be A Landlord, I wanted to do it because I owe those guys quite a lot. But more than that, I knew Rob would bring amazing value to the thousands of you listening who are, or who aspire to be property investors.   Podcast: Subscribe in iTunes | Play in new window | Download Sponsor Message This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I'm doing, trying to get decent, easy-to-understand financial information out to the world. I'm very grateful to them for their support. You can see what they're up to at 7im.co.uk How To Be A Landlord Rob raises an excellent point in my conversation with him that once you buy a rental property, you not only become a property investor, you also become a landlord. There's loads of information on the former, but precious little on the latter, and Rob's new book is aiming to fill that void. In this week's value-packed show, you'll learn: Why adding property investing into your overall mix is a great idea, and why it might not be Why understanding your responsibilities as a landlord might make or break the success of your property investment How to go about finding tenants, and how to reference them correctly The importance of a good tenancy agreement How to have a happy relationship with your tenants How to deal effectively with things that go wrong The pros and cons of managing your property yourself or hiring a managing agent How to find a good agent if you opt for that route  Rob then suggests going through his checklist for all the above to make sure you're doing the right things. You can get the checklist by clicking that massive yellow button just below. See it? Yep, that one... Resources Firstly, there's the book itself, How To Be A Landlord, which you can get from Amazon by clicking the image to the left Podcast: Property Geek Website: Property Geek         Share the love If this show is of any use to you, it would help me massively if you would take the time to leave me a review on iTunes. This has a huge impact on keeping me near the top of the rankings, which in turns helps more people to find the show and to subscribe. Just click the button below:

http://www.tropicalmba.com/howdoesyourbusinessfeel/ http://www.tropicalmba.com/howdoesyourbusinessfeel/ Podcast 32:36 | Download | Stitcher | iTunes | Comment A short while back, Dan and Ian invited Rob Dix and Rob Bence on to the show to share their knowledge about property investment. During that conversation, the Robs spoke to Ian about a lot more than just investing in property. They have managed to build...

Referenced Article: Band merch 101: What to make, how to make it, how to sell it by Rob Dix http://www.musicthinktank.com/blog/band-merch-101-what-to-make-how-to-make-it-how-to-sell-it.html    We encourage you to send in any questions / comments you may have for us and the podcast and you can email me at AskBlasko@Gmail.com.     Follow Blasko on Twitter and Instagram: @Blasko1313 Follow Mike Mowery on Twitter and Instagram: @mikeoloop   Get Mike's "Music Management Primer - The Business of Being an Artist” at OuterloopCoaching.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

http://www.tropicalmba.com/propertypodcast/ Recently, Dan and Ian have been exploring the subject of investing in properties, and the many reasons and motivations that different investors have. It has been a few months since Ian purchased his home in Austin, Texas, and he is still trying to wrap his head around what it means to be a homeowner. This week, he decided to reach out to Rob Dix and Rob Bence, who have both been investing in properties in the UK for almost a decade. They also run a business finding and managing properties for others, as well as hosting a podcast about property investments called The Property Podcast. On this episode, the "Robs" share with Ian why people might want to invest in property, some of the archetypes of people who do invest in property, and their general feelings on the future of housing market.

The government has handed down some tough new rules for landlords and property investors to swallow. So what does this mean for property investing going forward? Is property still a good asset class to include in your portfolio? This week I'm bringing back friends of the show and property investment legends, Rob Bence and Rob Dix from The Property Podcast who are going to tell us about what's next for property investors. Podcast: Subscribe in iTunes | Play in new window | Download Sponsor Message This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I'm doing, trying to get decent, easy-to-understand financial information out to the world. I'm very grateful to them for their support. You can see what they're up to at 7im.co.uk What's next for property? So, big changes for property investor which are making many people rethink the asset class, if my email in box is anything to go by. I first chatted to Rob and Rob back in session 12, over three years ago. They name checked me on their wildly popular show and I know that as a result, many of their listeners also listen to me, and vice versa. They really, really know their stuff and have loads to say on this topic. In this session, you'll discover: Changes being made to the taxation of mortgage interest for landlords, and what it means in practice The Robs' view on what the Stamp Duty surcharge will do to the gap between the haves and the have-nots. The impact of mortgage lending tightening for property investors Why the Bank of England is getting involved What one-day landlords can do to make the process easier The Robs' view on the future of property investing For all landlords and wannabe property investors, this is an important session which will help give you a steer as to the impact of these measures on your financial planning. Resources mentioned in this show: Website: The Property Hub - the Robs' main site from which you can find out all about what they're up to and get involved Free course: Should you buy property within or outside of a limited company? Explainer: How the changes to mortgage interest taxation will affect you   And of course, there's a full transcript of the show, which you can get by clicking the mahoosive blue button below: Join the conversation I love to read and respond to your comments, so please do join in and share. Question: Are you planning any changes to your property investing as a result of the changes? If so, what are you planning? Share the love If this show is of any use to you, it would help me massively if you would take the time to leave me a review on iTunes. This has a huge impact on keeping me near the top of the rankings, which in turns helps more people to find the show and to subscribe. Just click the button below:

In this episode of the Zero To Travel Podcast, we're bringing you part 6 of Travel Tactics. This is the third edition of how to travel indefinitely.You'll get the trifecta of long term travel- how to find inexpensive accommodations, how to find free or cheap flights, and how to earn a living while you travel.The trilogy concludes with our 3 travel experts: Nora Dunn from The Professional Hobo, Travis Sherry from Extra Pack of Peanuts, and Rob Dix from Making It Anywhere.Don’t be intimidated by the term ‘travel indefinitely’ – you can add as much travel in your life as you want!Special thanks to italki for making this show possible! Learn from a native teacher. Grab a free lesson as a Zero to Travel Podcast listener (buy one lesson, get one free here).Listen Today to Learn:How to get free accommodations on a boat (meet the 'yachties')What to expect on a nautical endeavorHow to earn your sea legsHow to use your airline miles in the smartest way possibleResources to figure out how many miles a trip will costWhen to purchase a ticket vs using your milesConcrete way to evaluate your miles (earn 'em and burn 'em!)How to make your lifestyle business sustainable and successfulWhen to increase your rates or charge moreAdvice on starting one or multiple businessesWhy it's liberating to go against the normResources:Location IndieLocation Indie PodcastHow to Get Free Accommodations Around the WorldWorking RoadFind A CrewDesperate SailorsAliExpressExtra Pack Of PeanutsExtra Pack Of Peanuts PodcastMiles.bizITA MatrixMaking It AnywhereFind A NomadThe 7 Day Start Up by Dan NorrisTravel Tactics Part 5- second edition of how to travel indefinitelyTravel Tactics Part 4- first edition of how to travel indefinitelyWant more travel tactics or want to check out a past episode? Dig into the archives here!

It's session 100 – woohoo! This week I have something a little bit different for you. It's just a bit of fun, so if you came to this session for serious financial information, then I'm really sorry, you'll have to wait till next week!   The bulk of this episode is a daft interview, of me, by my two daughters, Ellie & Kate, aged 15 and 11. I'll spare you the details of that, but let's get on to the important bit: Thanks for the last one hundred sessionsSo, after 100 sessions of this podcast, I think it is worth marking the occasion with some thank-yous for those who have helped me get this far. 100 sessions is a heck of an achievement, though I say it myself – many podcasts don't make it past episode 10! So thank you too: My ever-patient wife, Joanne, plus the two mingbag girls you heard earlier! My colleagues at Jacksons Wealth Management, Roger, Chas and all the staff. My sponsors, Seven Investment Management who have supported me for over three years and without whom this whole thing would not be possible. Rob Bence and Rob Dix from The Property Podcast for giving me an early shout-out on their phenomenally popular show. They are going great guns and they deserve all the success which is coming their way Some super-fans who are quick to comment on Twitter and iTunes: Andy N and Sarah B, Miss Moneypocket All the many people who have left ratings and reviews on iTunes – please continue to do so! Everyone who has listened to the show and sent emails, left comments and the few of you who have sent voicemail questions (please more people do this!) – This show would be nothing without the listeners – it would just be me talking to myself! I have now busted through 250,000 downloads, which is another cracking milestone. That's taken just under two years since I began a weekly show in May 2013. If the current trajectory continues, then I could break half a million downloads possibly by the end of the year. I am now getting 5,500 every week. Please tell everyone you know!