Podcasts about cautionary tales

"It's like the Titanic, except you've never heard of it. And in a way, it's even weirder."So says today's guest, Cautionary Tales' host, Tim Harford, about the disastrous story he's taking Anthony and Maddy through.Airships were the ocean liners of the skies, and in the 1920s, Britain had ambitions to connect the Empire in this way. Until it all went tragically wrong.Listen to more of Tim's Cautionary Tales here: https://timharford.com/etc/more-or-less/Voting is now open for the Listener's Choice Award at this year's Podcast Awards. Click here to place your vote for After Dark! Thank you! https://www.britishpodcastawards.com/votingEdited by Tim Arstall. Produced by Stuart Beckwith. Senior Producer was Freddy Chick.Sign up to History Hit for hundreds of hours of original documentaries, with a new release every week and ad-free podcasts. Sign up at https://www.historyhit.com/subscribe.  You can take part in our listener survey here.All music from Epidemic Sounds.Voting is now open for the Listener's Choice Award at this year's Podcast Awards. Click here to place your vote! Thank you! https://www.britishpodcastawards.com/voting Hosted on Acast. See acast.com/privacy for more information.

This month, we revisit our conversation with Ringler Consultant, Jeffrey Klugerman, who shares stories of past settlement outcomes good and bad to illustrate the benefits of engaging a settlement consultant to learn about all of the options available.

The boys are diving headfirst into the algorithmic trenches as LinkedIn battles a massive influx of AI-generated content that is actively derailing user feeds. This automation wave is sparking a larger debate on the future of recruitment, especially as Indeed looks to double down on automated agents to reshape how hiring works. However, this aggressive tech pivot is already causing serious friction in the real world. A major multi-unit franchisee, Hamra Enterprises, found itself locked in a high-stakes standoff with Indeed over systemic backend glitches that disrupted major brand campaigns and nearly triggered a massive spending boycott. Beyond the corporate drama, the boys lock in their predictions for a massive international soccer finale and share a wild, graphic true-crime story from overseas that you truly have to hear to believe. Plus, the HR tech landscape is shifting fast with a wave of new product drops and strategic alliances. The crew breaks down the massive legal and compliance risks hidden inside the latest Recruitics and Maki People integration, dissects the market strategy behind the newest Appcast launch, and debates whether a three-way partnership between HireEZ, Next, and Talroo is a brilliant counter-strategy to industry giants or just a culturally messy survival play. Chapters 00:00 - Introduction and Episode Overview 01:00 - Chad's Wreckfest and World Cup Adventures 04:24 - AI in Movies and the Slotbuster Phenomenon 06:20 - AI-generated Content on Social Media 08:35 - World Cup Predictions and Rivalries 11:45 - Shoutouts and Political Satire 16:30 - Moscow Penis Biting Incident and Legal Penalties 22:08 - Indeed's Disposition Data and Industry Pushback 30:27 - The Future of Job Search and AI Agents 36:40 - Sponsorships and Recruitment Tech Announcements 37:26 - Recruitics Partnership with Mackey and AI Screening 45:32 - Industry Consolidation and Strategic Moves 53:46 - Closing Remarks and Dad Jokes

This episode we look at Blade Runner (1982) (dir. Ridley Scott) and its sequel Blade Runner 2049 (2017) (dir. Denis Villeneuve), two films that imagine a world where the line between human and machine, creation and creator, has all but vanished. Ridley Scott's 1982 classic depicted a rain-soaked dystopia where “replicants”—bio-engineered beings—fight for recognition, identity, and life itself. Denis Villeneuve's 2017 sequel deepens that vision. Law operates in the shadows across both films: as surveillance, classification, and control. The “blade runners” themselves enforce a form of administrative violence that exposes the limits of legal personhood. What does it mean to have rights without recognition, or to be alive without legal existence? And conversely, what are the implications of recognizing rights and legal personhood in robots? In this episode, we'll examine these and other themes around artificial intelligence, migration, colonization, and bioethics as well as the way films themselves can contribute to and shape public perceptions about these issues. Timestamps:0:00     Introduction2:45      Emotion and memory in robots8:08      Slave labor and robot rebellion9:54      Generative AI and other changes since the first Blade Runner 15:16      Robots giving birth20:19     Robot rights24:17      A new category of companion32:56    Filmic depictions of AI38:01     “Time to Die”43:21     The political economy of AI development47:22     A dystopian vision of data and surveillance52:18     A positive post-human future?57:58     Concepts of immortalityFurther reading:Almog, Shulamit, “When a Robot Can Love – Blade Runner as a Cautionary Tale on Law and Technology,” in Ius Gentium: Comparative Perspectives on Law and Justice (Jan. 1, 2013)Birhane, Abeba, van Dijk Jelle, and Pasquale, Frank, “Debunking Robot Rights Metaphysically, Ethically, and Legally,” 29(4) First Monday (2024)Darling, Kate, The New Breed: What Our History with Animals Reveals about Our Future with Robots (2021)Dick, Philip K., Do Androids Dream of Sheep (1968)Lewis, C.S., Abolition of Man (1943)Oliver, Kendra H., Higgs, Oliver S., and Clayton, J., “The End of Genetic Privacy in the Blade Runner Canon,” 14 (1/2) Journal of Literature and Science 108 (Dec. 2022)Pasquale, Frank, “Cultural Foundations for Conserving Human Capacities Amidst Generative Artificial Intelligence: Toward a Philosophico-Literary Critique of Simulation,” in Being Human (B. Roessler & V. Steeves, eds, 2024) Law on Film is created and produced by Jonathan Hafetz. Jonathan is a professor at Seton Hall Law School. He has written many books and articles about the law. He has litigated important cases to protect civil liberties and human rights while working at the ACLU and other organizations. Jonathan is a huge film buff and has been watching, studying, and talking about movies for as long as he can remember. For more information about Jonathan, here's a link to his bio: https://law.shu.edu/profiles/hafetzjo.htmlYou can contact him at jonathanhafetz@gmail.comYou can follow him on X (Twitter) @jonathanhafetz You can follow the podcast on X (Twitter) @LawOnFilmYou can follow the podcast on Instagram @lawonfilmpodcast

In this episode of Fed by the Fruit, host KB continues her July Bible deep-dive with the cautionary story of two bad kings—Rehoboam and Jeroboam—whose pride and disobedience split Israel into a northern and southern kingdom. Learn how Rehoboam's harsh, foolish leadership drove ten tribes to rebel, how Jeroboam traded God's promise of an enduring dynasty for golden calves and idolatry, and how the prophet Ahijah's warning ultimately came true. Through their downfall, KB unpacks timeless lessons on consistent devotion, the danger of seeking God only in seasons of trouble, and the sobering truth of Galatians 6:7—“God cannot be mocked; a man reaps what he sows.” Anchored in July's memory verse, Romans 12:12, this episode challenges you to seek the Lord wholeheartedly and build your life on a firm foundation of faith.Reach out to KB on Instagram and share your thoughts.

It's a heavy question, but a vital one: Is your life a blueprint to follow or a warning to avoid? Coach Delicia gets raw about a family member's health battle and explains why prioritizing your wellness today is the ultimate gift to your kids and grandkids.

Pastor Samson challenged us through the life of King Asa to examine whether our faith is deepening or quietly diminishing. Although Asa began his reign fully trusting God, he gradually shifted his trust to people, compromised his allegiance, and rejected God's Word—reminding us that faith doesn't usually collapse overnight but erodes one compromise at a time. The invitation is to repent, return to wholehearted dependence on God, and remember that He is searching for hearts fully committed to Him so He can strengthen them. Listen and be challenged. Support the show

On Today's Show Dr. Sky Talks With Guest Host Dennis Kneale, an Award-Winning Journalist. On the Topic of Patriotism and the Active Exercise of First Amendment Rights in a Political Climate of Now. The Lacking of the Youth With in the Nation of the USA. The Decline of Oregon as a Cautionary Tale of Progressive Governance. Plus Emphasizing the American Exceptionalism and the Necessity of Critical Thinking to Protect the Republic During the Nation's 250th Anniversary.

Nana Amoako-Anin has lived a genuinely international life — including a stint as a prosecuting attorney in Manhattan — before finding her way into yoga and opening her own studio in Ghana. In Part 1 of this conversation, she and Rebecca get into something the yoga industry rarely names directly: access to capital, and what it means for the future of this work. They also unpack the term "trauma-informed," questioning whether academic language is actually serving the people it's meant to help, and look honestly at how the US wellness industry burned hot and fast in the 2010s, organized itself around deep individualism, and ultimately failed to build infrastructure for its own workers. It's a candid look at what other parts of the world might do differently — and why.RESOURCESWorking In Yoga WebsiteWorking In Yoga NewsletterThe Back RoomInside Yoga MagazineTick Tock, The Trend Report and State of the ProfessionNana's Website

Parenting Across the Animal Kingdom (start time: 5:02) As humans, we tend to think that we raise our children with more care than any other animal on the planet. After all, human kids depend on their parents on average for much longer than do those of any other species. But are we really so unique … Continue reading "Childrearing Tips (and Cautionary Tales) From the Animal Kingdom"

THE Ed Kemper; my 'Top Shelf' subject of study that helped me work through my own mother wounds. If we want men to hold each other accountable in these TRYING TIMES, we as women need to do the same with each other. Elissa Kerrill Serial Killing : A Podcast   serialkillinginstagram@gmail.com2ND PODCAST!Serial Killing: Murder in the News:https://open.spotify.com/show/4vDIa6CgT4hYMAuxQetRA4*Want to Support?*Like, Subscribe, Share: FREE! :)Spotify Subscription: https://creators.spotify.com/pod/show/serial-killing/subscribeBuy me a Coffee: https://ko-fi.com/serialkillingPatreon: https://www.patreon.com/serial_killingInstagram: https://instagram.com/serial_killing/Facebook Group:https://m.facebook.com/groups/562690815762105/?ref=share&mibextid=S66gvF

This week on Get Canceled, Sheryl and her guest call out nonsensical behavior when it comes to workplace professionalism, taking accountability, and whether or not to say "sorry" if you don't really mean it.  Then they eventually get back to last week's topic on celebrity culture and how influencer and celebrity have morphed into one.  DISCLAIMER: This show is for entertainment purposes only.  The views expressed by the guests do not necessarily reflect the views of Get Canceled.  All guests remain anonymous.If you enjoy, please rate review subscribe and share!Have you or someone you love been canceled?  Sheryl wants to hear from you! Email: getcanceledinfo@gmail.comX: @GetCanceledPodwww.getcanceled.com      

Tim Harford of the podcast Cautionary Tales sits down with David McRaney to hear a story from David's book, How Minds Change, about how (and why) a prominent conspiracy theorist realized he was wrong. Charlie Veitch was certain that 9/11 was an inside job. The attack on the World Trade Center wasn't the work of Al-Qaeda, but an elaborate conspiracy. He became a darling of so-called “9/11 truthers” until he actually visited Ground Zero to meet architects, engineers and the relatives of the dead. The trip changed his mind. His fellow “truthers” did not take Charlie's conversion well. Kitted Previous Episodes How Minds Change Cautionary Tales Tim Harford David McRaney's Twitter David McRaney's BlueSky YANSS Twitter YANSS Facebook Newsletter Patreon Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A predator rarely “shows up” as a stranger in the dark. Sometimes he shows up as a trusted helper with a badge, a friendly smile, and the perfect reason to be near your child. In the final episode of Season 7, we talk with Conference on Crimes Against Women presenter Chris McGhee, the father of a survivor and a relentless advocate for criminal justice reform, to unpack how sexual assault grooming actually works and why it can fool entire families.Chris breaks down grooming as a deliberate playbook: selecting vulnerability, building trust, crossing boundaries in small steps, then using shame and fear to keep a victim quiet. He shares how his daughter Grace was targeted by a school resource officer who first positioned himself as a mentor, then weaponized his authority, his community reputation, and Grace's relationships to trap her. We connect these real-world details to the grooming model described by Dr. Georgia Winters and Dr. Elizabeth Jeglic so listeners can recognize the patterns, not just the headlines.We also talk about the aftermath: PTSD, triggers, and the unique pain of watching a case end in a plea deal that doesn't feel like justice. Chris explains how disappearing-message platforms like Snapchat can complicate investigations, and how survivors can experience secondary victimization while navigating reports, interviews, and court decisions. Finally, we focus on prevention and change: open parent-teen communication, removing blame from children who were manipulated, and pushing for anti-grooming laws and accountability when mandated reporters abuse power.If you care about child safety, sexual assault prevention, and real criminal justice reform, listen through and share this with someone who needs the language to spot grooming sooner.

Build AI systems at Parsity.I joined a fast-paced AI startup in early 2025 where the non-technical CEOs pushed an “AI-first” mandate—“twice as much in half the time with less people” and it turned into vibe-coding chaos. I'm still using AI to write 90% of my code with a very different approach on my new team.If you're feeling the pressure to "move faster" with AI, then this one's for you.

Visit hopecitychurch.uk.com to find out more.

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A key strategy is tax-loss harvesting: selling positions with unrealized losses to offset realized gains. You can repurchase the same security after 30 days under the wash sale rule. For highly appreciated, low-basis positions, gifting shares directly to charity avoids tax entirely for both donor and recipient." } }, { "@type": "Question", "name": "What is FOMO in investing and how does it cause mistakes?", "acceptedAnswer": { "@type": "Answer", "text": "FOMO — fear of missing out — causes investors to hold positions long after a rational sell signal has appeared, because they fear the stock will keep rising after they exit. It also leads investors to hold falling stocks in denial, hoping for a recovery. Both behaviors stem from emotional decision-making rather than objective analysis. Having pre-established valuation criteria and working with an investment committee helps counteract FOMO and its mirror image, paralysis." } } ] } Buying a Stock Is Easy. Knowing When to Sell Is Everything. The Tom Dupree Show  |  Dupree Financial Group  |  dupreefinancial.com  |  859-233-0400 A sound sell discipline is one of the most overlooked parts of retirement investing — every investor knows how to buy a stock, but the moment that determines real wealth, or real loss, is the moment you decide to sell. In this episode of The Tom Dupree Show, Tom Dupree, Lead Advisor Mike Johnson, and in-house analyst James Dupree lay out the sell discipline that has guided Dupree Financial Group’s portfolios for decades. The conversation covers what triggers a trim, what triggers a full exit, and why waiting for someone else to tell you to sell is one of the costliest mistakes in investing. The team works through real examples — from Freddie Mac and WorldCom in the early 2000s to a local company that went up twenty times before going back to zero — and explains the framework behind each decision. Along the way, they address growth stocks, dividend payers, pipeline companies, oil stocks, and AI infrastructure plays, showing how the sell criteria differ by asset type even as the underlying discipline stays consistent. “Buying a stock is easy. Selling a stock — regardless of whether it’s up or down — is a lot harder to do.” — Tom Dupree Why Sell Discipline Matters in Retirement Investing Most investment conversations focus on what to buy. Sell discipline gets far less attention — yet it is the mechanism that actually converts paper gains into real money. As Tom put it on the show, you don’t realize anything until it’s sold. Dividends deliver income along the way, but capital appreciation only benefits you when you act on it. This is exactly the kind of sell discipline retirement investing question that Dupree Financial Group works through with every client. The team described the buy discipline as relatively straightforward: you find a company with a compelling valuation, a durable dividend, or a strong revenue growth story, and you build a position. The sell decision is far more nuanced because it involves not just the company’s fundamentals but also your portfolio’s overall risk profile, tax situation, current market conditions, and where you are in your financial life. Different Assets Require Different Sell Metrics One of the clearest takeaways from this episode is that sell criteria are not universal — they must be tailored to the type of asset you own. Growth stocks and AI companies often lack traditional earnings metrics, so James Dupree explained that the team evaluates them on revenue guidance and gross margin targets. When management demonstrates they can execute — beating their own guidance consistently — the market rewards them with premium valuations. When that execution story breaks down, or when the stock has priced in years of future growth, it is time to take some off the table. Dividend-paying stocks use a different lens: current yield. Tom described a stock the firm bought yielding 6.5% that now yields roughly 3.4% — not because the dividend was cut, but because the price nearly doubled. That yield compression is the market’s way of signaling that the optimism has been priced in. Capturing three years’ worth of dividends in two months of price appreciation is a compelling reason to trim. REITs are evaluated on price-to-adjusted cash flow rather than price-to-earnings. Pipeline companies may be held long past a traditional sell target because their dividend stream is so strong and growing that the income justifies continued ownership. Every sector, and every individual company within a sector, has its own intricacies. Trimming vs. Exiting: The Power of Partial Sales Mike Johnson emphasized that most sell decisions at Dupree Financial are not binary. Rather than exiting a position entirely, the team frequently trims — reducing a holding that has become overweight and redeploying the proceeds into money market as dry powder. That cash position carries real optionality: when a market pullback creates entry points in other names, the firm is already positioned to act. The team recently used this approach with oil stocks. Several integrated oil companies had appreciated 25–30% over the past year even as oil prices remained flat. The underlying businesses are excellent operators, but there is a ceiling on how much an oil company can grow — demand is finite, production costs are finite, and the economics do not allow for the kind of multiple expansion you can see in software or AI. Taking profits there freed up capital for infrastructure and reshoring plays that offer better forward returns at reasonable valuations. Risk Profile Is a Sell Signal Too Tom described a stock the firm added to significantly in April of the prior year — a diesel engine manufacturer that turned out to have strong AI-adjacent tailwinds. The position appreciated considerably. Even though the team still believed in the company, they trimmed because the position had grown so large it changed the portfolio’s overall risk profile. The question was not “do we still like this company?” but “does this concentration match what our clients are paying us to manage?” Similarly, a high-conviction AI holding trimmed in October had briefly become the largest position in the portfolio after rapid price appreciation. The mandate from clients calls for a diversified, income-oriented portfolio — not a concentrated bet on any single name, regardless of how strong the thesis is. The Emotional Traps: FOMO, Greed, and Legacy Holdings Tom shared two memorable examples of how emotions derail sell decisions. The first was a locally well-known company whose stock rose twenty times before collapsing back to zero. Investors who rode it all the way up — and all the way back down — had been told to take some off the table. They refused, emotionally unable to accept that paper gains only become real when you sell. The second example was a widow whose late husband had told her never to sell two particular stocks. She was holding roughly $300,000 in those two positions at a blended yield of about 2.1% — generating around $6,000 per year. A redeployment into holdings yielding 7% would have generated closer to $21,000 annually. The husband’s advice may have been reasonable at the time, but circumstances changed. Her income needs changed. The advice never got updated. Mike also drew the parallel to how individual investors today feel about broad index funds or the S&P 500 — looking at five-year performance charts and feeling unable to reduce exposure because “it might keep going up.” That mindset, he noted, is identical to the emotional pattern that preceded every major market drawdown. The antidote is asking a simple question: do the numbers still work for me if this drops 30% or 40%? The Tax Dimension of Selling In taxable accounts, selling is never just an investment decision — it is also a tax event. Tom and Mike outlined several strategies the firm uses to manage that dimension: Tax-loss harvesting: Selling positions with unrealized losses to offset realized gains elsewhere in the portfolio. The firm deliberately maintains a few losers for this purpose. Wash sale management: After harvesting a loss, you can repurchase the same security after 30 days and still recognize the tax benefit. Charitable gifting of appreciated shares: For long-held, low-basis positions, gifting shares directly to a charity allows the donor to take a deduction at full fair market value while the charity pays no capital gains tax. This also serves as a rebalancing tool — reducing concentration without triggering a taxable event. Stepped-up cost basis: For clients with health concerns, holding a highly appreciated position until death transfers it to heirs at the current market value, eliminating the embedded gain entirely. As the team noted: the right answer always depends on the individual’s situation — the tax shelter of the account, charitable inclinations, estate planning goals, and overall income needs. A Cautionary Tale from Wall Street Tom closed the first segment with a story from early in his career at a large brokerage firm. A prominent New York analyst had a buy list — the “focus list” — that brokers across the country used to build client portfolios. Through the late 1990s bull market, the list performed well, and the analyst became a star. When the market began its steep decline in 2000 through 2002, the analyst issued no sell ratings. He went quiet. Brokers and their clients waited for guidance that never came. Many lost significant sums as a result. The reason, Tom observed, was simple: issuing a sell rating would have been an admission that the original buy call was wrong. Professional reputation got in the way of professional responsibility. It is exactly why Dupree Financial conducts all research in-house, maintains an investment committee where theses are challenged regularly, and retains the authority to move quickly — without waiting for a third-party analyst to give permission. You can hear more episodes like this one on the Tom Dupree Show Radio archive. Frequently Asked Questions About Sell Discipline in Retirement Investing How do you know when to sell a stock? The best sell decisions are driven by valuation, not price alone. Before buying, establish the price or valuation level at which you would be satisfied selling. If the stock exceeds that target, revisit the thesis. For dividend stocks, watch current yield — when it compresses significantly due to price appreciation, the market may be pricing in too much optimism. For growth stocks, monitor revenue guidance and gross margin targets. The key is having objective criteria rather than letting emotion drive the decision. What is a sell discipline in investing? A sell discipline is a systematic, pre-defined set of criteria that guides when to reduce or exit a position — independent of emotion or market noise. It includes valuation targets, yield thresholds, risk profile limits, dividend sustainability checks, and tax considerations. Without a sell discipline, investors tend to hold winners too long out of greed and losers too long out of denial. Should I sell a stock that has doubled in price? Not necessarily — but a doubling in price is a strong signal to re-examine the thesis. If the stock is a dividend payer, check the current yield: a stock that once yielded 6.5% and now yields 3.4% purely because of price appreciation may have priced in years of future growth. In that case, trimming a portion and capturing gains as dry powder for redeployment is a disciplined approach even if the company itself remains strong. How do taxes affect the decision to sell a stock? In taxable accounts, selling at a gain triggers capital gains tax — either short-term (ordinary income rates) or long-term (lower rates, for assets held over one year). A key strategy is tax-loss harvesting: selling positions with unrealized losses to offset realized gains. You can repurchase the same security after 30 days under the wash sale rule. For highly appreciated, low-basis positions, gifting shares directly to charity avoids tax entirely for both donor and recipient. What is FOMO in investing and how does it cause mistakes? FOMO — fear of missing out — causes investors to hold positions long after a rational sell signal has appeared, because they fear the stock will keep rising after they exit. It also leads investors to hold falling stocks in denial, hoping for a recovery. Both behaviors stem from emotional decision-making rather than objective analysis. Having pre-established valuation criteria and working with an investment committee helps counteract FOMO and the paralysis it creates. Schedule a Complimentary Portfolio Review If you’re not sure whether your current portfolio reflects a real sell discipline — or whether you’re holding things longer than you should be — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400  |  Visit: dupreefinancial.com Dupree Financial Group is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The information presented on this program is for educational purposes only and does not constitute investment advice, a solicitation, or a recommendation to buy or sell any security. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. Please consult with a qualified financial advisor before making any investment decisions. The post When to Sell a Stock: Sell Discipline for Retirement Investors | Dupree Financial appeared first on Dupree Financial.

While China's economy has boomed, many people wrongly associate that success with the Chinese government's industrial policies. Intervention has created many problems there—just as it has done elsewhere.Original article: https://mises.org/mises-wire/chinas-industrial-policy-ambition-inefficiency-and-cautionary-tale-america

While China's economy has boomed, many people wrongly associate that success with the Chinese government's industrial policies. Intervention has created many problems there—just as it has done elsewhere.Original article: https://mises.org/mises-wire/chinas-industrial-policy-ambition-inefficiency-and-cautionary-tale-america

Send us Fan Mail£12,500 in your pocket today sounds like relief, but what if the price is your state pension arriving a year later? We get into the Citizens Advance proposal making waves in the UK and ask the real question underneath the headlines: do younger generations still believe retirement is guaranteed, or does it feel like the goalposts keep moving until there is nothing left to reach?From there, I go deeper into something more personal and more uncomfortable: how faith can support you, and how it can also become a cage when it turns into rigid thinking and public performance. Using the way relationship breakdowns play out online, I talk about boundaries, discernment, and why “God told me” cannot replace self-trust, evidence, and honest reflection. We also touch on the pressure many women carry around marriage timelines, modesty culture, and the difference between wanting partnership and being consumed by it.We zoom out to the systems shaping all of this: the cost of living crisis, frozen tax thresholds, the daily stress of bills, and the frustration of paying into services that feel hard to access. Along the way, I break down pension basics people often miss, why marketing claims like “100% leak-free” matter in women's health, and why collective action and unions often achieve what individual complaining cannot. If you care about financial literacy, workplace reality, women's confidence, and critical thinking, this one will land.Subscribe, share with your group chat, and leave a review if the conversation hits home. Would you take the £12,500 or protect the pension year?Sponsorships - Email me:  hello@toyatalks.comTikTok:  toya_washington Twitter: @toya_w (#ToyaTalksPodcast) Snapchat: @toyawashington Instagram: @toya_washington & @toya_talkshttps://toyatalks.com/Music (Intro and Outro) Written and created by Nomadic StarStationary Company: Sistah ScribbleInstagram: @sistahscribbleWebsite: www.sistahscribble.com Email: hello@sistahscribble.com

What happens when a COVID-19 antiviral drug trial gets misclassified as electromagnetic field research? This episode explores a fascinating case of database categorization gone wrong. I'm diving into what appears to be a significant database error where the RECOVERY trial -- a study testing COVID antivirals molnupiravir and nirmatrelvir-ritonavir -- ended up categorized as EMF research on small-spotted catsharks. This mix-up highlights crucial issues about research integrity and the importance of proper study classification in scientific databases. In This Episode How a COVID drug trial got labeled as shark EMF research Why database accuracy matters for scientific credibility What this teaches us about verifying research claims Featured Study Read the full study: From subsea power cable to small-spotted catshark Scyliorhinus canicula: Behavioural effects of electromagnetic fields in tank experiments See all studies at shieldyourbody.com/research

Headlines for June 12, 2026; “New Form of Imperialism”: Renowned U.N. Scientist on AI Boom’s Huge Water, Carbon & Land Footprint; U.S. Attacks Iranian Water Reservoirs Amid “Normalization” of Targeting Civilian Infrastructure; “Cautionary Tale”: NYC’s The New School Guts Faculty & Staff as Colleges Intensify Austerity; Palestinian Activist Mohsen Mahdawi: Trump Admin “Weaponizing Immigration Laws” to Deport Me; “Hell’s Army”: New Film Tracks Russia’s Wagner Group & Rise of Mercenary Armies

Hey Dan here. Here's a podcast from none other than TIH alumna, producer Georgia Mills!  If you can't get enough of historical failure after History's Greatest Fails, give Cautionary Tales a listen. My royal favourites get one month free of a free subscription — look out for the gift link on our Patreon Court Gossip thread.  In the meantime, here's a sample episode. It's the tale of a poet who thought his poem about the Battle of Crecy was going to rival Shakespeare… evidently, it did not.  William McGonagall's poems are something else. The jarring meter, the banal imagery, the awkward rhymes: they made him a laughing stock in 19th Century Scotland and are still derided to this day. How does someone get that bad at poetry? Or have we been misunderstanding McGonagall all along? Learn more about your ad choices. Visit podcastchoices.com/adchoices

June 10, 2026 ~ Chris Renwick and Lloyd Jackson speak with State Representative Jay DeBoyer. He discusses his concerns about the RxKids program, a cash aid program for mothers and babies in Michigan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

A COVID-19 antiviral drug trial somehow ended up categorized as electromagnetic field research in a major scientific database. This episode explores what happens when research gets misclassified and why accurate categorization matters for meaningful health research. We examine the RECOVERY trial's actual findings on COVID antivirals and discuss the broader implications for how we organize and interpret scientific evidence. In This Episode How a COVID drug trial was mistakenly labeled as EMF research What the RECOVERY trial actually found about antiviral treatments Why proper research categorization matters for public health Featured Study Read the full study: From subsea power cable to small-spotted catshark Scyliorhinus canicula: Behavioural effects of electromagnetic fields in tank experiments See all studies at shieldyourbody.com/research

Laura Maffucci has played a key role in helping her organisation embrace AI. The surprising part? She doesn't actually like AI.In this episode of HR Coffee Time, Laura, Head of HR at G-P, shares her honest perspective on AI, how her organisation has approached adoption, and the practical lessons she's learned along the way.We discuss everything from creating AI champions and governance processes to helping employees feel comfortable experimenting with AI. Laura also shares her thoughts on job loss fears, the importance of human oversight, and why the reality of AI at work can be very different from what many leaders expect.Whether your organisation is already embracing AI or you're just starting to think about what it might mean for your workforce, this conversation is packed with practical insights and thought-provoking ideas.In This Episode, You'll Learn:Why Laura has mixed feelings about AI despite using it extensively at workHow GP approached AI adoption across the organisationThe role of AI champions and internal advocatesCreating psychological safety around AIHow to encourage experimentation without creating fearThe importance of governance, security and guardrailsWhy prompting skills matterThe risks of relying too heavily on AI outputsThe growing importance of discernment and critical thinkingThe disconnect between executive expectations and employees' experiences of AIPractical examples of how AI is being used within HR and across the businessChapters[00:00] Why I Finally Decided to Cover AI[01:57] Meet Laura Maffucci[02:51] Laura's Surprising View of AI[04:45] How AI Is Being Used at G-P[05:37] The AI Council and Governance[06:40] AI Champions, Training and Adoption[09:09] What's Had the Biggest Impact?[10:05] Finding Your AI Champions[11:33] Addressing Fear of Job Loss[11:47] Creating Psychological Safety Around AI[13:41] The Disconnect Between Leaders and Employees[16:06] The Number One Skill – Discernment[16:27] Cautionary Tale[17:19] The Right Way to Introduce AI[17:54] The Benefits of AI Adoption[18:57] Using Gemini Gems and AI Workflows[23:13] Creating AI Personas for Senior Leaders[24:17] AI Security and Confidential Information[26:15] Book Recommendation: Dare to Lead[28:13] Key Takeaways from the ConversationUseful LinksConnect with Fay on LinkedInLearn about Fay's Essential HR PlannerLearn about Fay's Inspiring HR Leadership ProgrammeConnect with Laura on LinkedInG-P article: Why your best 2026 AI strategy is still humanHelpful HR Coffee Time episodes to listen to nextEp 171: How to Build Trust & Get Buy-In Through Brilliant Employee CommunicationEnjoyed This Episode? Don't Miss the Next One!Sign up to the free weekly HR Coffee Time email to be notified each time a new episode is released – and get free career tips, tools, and resources.Mentioned in this episode:Kara Connect - Help When It's Needed MostMenopause, grief, ADHD, relationship breakdown... Every day, employees dealing with these situations are turned away by their EAP because they didn't qualify for counselling. When someone finally asks for help, they deserve better. Visit Kara Connect, where no employee is ever turned away. Kara Connect

Holmgren was a no-show in Game 7 against the Spurs, and may be dealt to free up some cap space

We continue or discussion about Chet Holmgren's future in Oklahoma City

7:00 HOUR: Is Chet Holmgren a cautionary tale? What killed the Tigers' season?

6/1/26 - Whoa Canada, Is Chet Holmgren a cautionary tale? What killed the Tigers' season? Are these comments about Bryce Underwood something or nothing?

When even a seasoned healthcare professional can't navigate the system safely, what would the average patient or family do? We connected with Kathryn Biasotti, a nurse leader and patient safety advocate with more than 30 years of experience in healthcare operations, risk management, and quality. Kathryn shares a deeply personal story of loss that exposes how communication breakdowns and documentation gaps can lead to devastating outcomes, even in well intentioned systems. Watch the video version here. Chapter Timestamps 00:00 Preview clip 00:57 Welcome to The Digital Healthcare Experience 01:23 Introduction to Kathryn Biasotti 02:11 A personal story of loss and missed opportunities 02:57 Breakdown in communication and care coordination 04:17 Lack of transparency and delayed interventions 06:41 What would the average family do without medical knowledge 08:07 Structural failures and systemic gaps in care 09:07 What the Patient Safety Structural Measure aims to fix 12:25 Communication failures and the risk of litigation 14:02 Why communication remains the leading cause of safety events 15:27 The role of patient advocacy and leadership accountability 17:06 Building a culture of safety from the top down 18:48 The role of AI in improving patient safety 21:08 Alert fatigue and the human factor in technology 23:56 Implementing AI responsibly in healthcare systems 25:37 The most important takeaway for healthcare leaders   Connect with Kathryn on LinkedIn at https://www.linkedin.com/in/kathryn-biasotti-49680611b/ Find Kathryn's work at https://www.pfps.us #digitalhealth #patientsafety #healthcareinnovation #riskmanagement #healthcareai #patientexperience Subscribe and stay at the forefront of the digital healthcare revolution. Find out why we're the fastest growing digital health channel on YouTube!  The Digital Healthcare Experience is a hub to connect healthcare leaders and tech enthusiasts. Powered by Taylor Healthcare, this podcast is your gateway to the latest trends and breakthroughs in digital health. Learn more about The Digital Healthcare Experience here. Taylor Healthcare empowers healthcare organizations to thrive in the digital world. Our technology streamlines critical workflows such as procedural & surgical informed consent with patented mobile signature capture, ransomware downtime mitigation, patient engagement and more. For more information about Taylor Healthcare, please visit imedhealth.com   The Digital Healthcare Experience Podcast: Powered by Taylor Healthcare Produced by Naomi Schwimmer  Hosted by Chris Civitarese Edited by Eli Banks Music by Nicholas Bach  

One little ExecuteSQL query can't hurt… right? In this episode, the team unpacks the FileMaker performance issues hiding inside real-world solutions. Runaway SQL calls, invisible object calculations, and AI-generated code that looked smart until it brought everything to a crawl. They discuss debugging wins, optimization tips, and the kinds of “how did this even happen?” moments that every developer eventually runs into.

Website: https://www.thebigbiemethod.com Facebook: https://www.facebook.com/thebigbiemethod Twitter: @TheBigbieMethod Instagram: @thebigbiemethod LinkedIn: https://www.linkedin.com/in/cindybigbienvc YouTube:  https://www.youtube.com/channel Be sure to leave a rating and review on Apple Podcasts and share it with a friend that would get some value! The Bigbie Method website: https://www.thebigbiemethod.com

The dentists who look the most successful from the outside are often the ones running on fumes underneath — and almost nobody warns you how it happens. In this episode, Dr. Dave breaks down the over-identification trap that hollows out brilliant clinicians and the people who built impressive practices while forgetting to build themselves. You'll learn the two-layer foundation every practice owner needs before professional success is safe to build on top, why running a practice in 2026 takes deeper roots than it used to, and how success itself becomes the drug that shortens every high. If you've ever walked through your office carrying anxiety you couldn't quite explain, this is the episode you needed three years ago. Listen now because the foundation you skip today gets a little harder to lay every day that you wait.

Full Show: Seth Lugo Calls Out Leadership, Chiefs Schedule Nuggets, Chiefs Defense Cautionary Tale, Is Downtown Baseball More Convenient, Dayton Moore Joins full 10769 Thu, 14 May 2026 15:03:58 +0000 zyt6p4v9HGJkyudeo6MdYZSxK5ITiIyQ nfl,mlb,kansas city chiefs,kansas city royals,sports Fescoe & Dusty nfl,mlb,kansas city chiefs,kansas city royals,sports Full Show: Seth Lugo Calls Out Leadership, Chiefs Schedule Nuggets, Chiefs Defense Cautionary Tale, Is Downtown Baseball More Convenient, Dayton Moore Joins Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports

What happens when a COVID-19 antiviral drug trial gets misclassified as electromagnetic field research? Today we explore a fascinating case study in how scientific databases can go wrong. I'm examining what appears to be a significant categorization error in EMF research databases -- where a clinical trial testing COVID treatments somehow ended up labeled as shark behavior research related to subsea power cables. This mix-up reveals important lessons about research integrity and the challenges of maintaining accurate scientific databases. In This Episode How the RECOVERY trial tested COVID antivirals in over one thousand patients Why proper study categorization matters for meaningful research synthesis What this teaches us about verifying research relevance before drawing conclusions Featured Study Read the full study: From subsea power cable to small-spotted catshark Scyliorhinus canicula: Behavioural effects of electromagnetic fields in tank experiments See all studies at shieldyourbody.com/research

Poles apart - and not the dancing kind! Anora won the 2024 Palme d'Or at Cannes and five out of six categories at the 2025 Academy awards including Best Original Screen Play and Best Film. Plus, it was nominated for a multitude of other awards and won its fair share. On Rotten Tomatoes it has an aggregated rating of 93%. That's impressive.  However, we disagree about What Went Right. I saw how the writer director crafted a pessimistic story arc combined with a negative character arc. Valerie believes that nothing went right in this movie because of the characters, dialogue, and lack of originality. If you've seen the movie, let us know what you think. -M Submit your query letter and first 10 pages writing sample at storynerd.ca.For access to writing templates and worksheets, and more than 70 hours of training (all for free), subscribe to Valerie's Inner Circle.To learn to read like a writer, visit Melanie's website.To subscribe to Kat's Keynotes (Substack), click here.Watch us on YouTube!

New Leaf Energy is bypassing Santa Cruz County in its effort to seek approval for a new battery energy storage facility in Watsonville. For Monterey County Supervisor Glenn Church, who represents Moss Landing, that's the worst-case scenario.

In this episode, Barbara discusses:    How the podcast grew from frustration and concern about confusion, mistrust, and misinformation in healthcare  Why does authenticity, clear language, and hearing a doctor's tone and compassion help rebuild trust  How patient education lowers fear and helps people ask better questions and participate in their care  How podcasting lets doctors reconnect with their purpose beyond rushed, transactional visits  How to approach conflicting health advice online without panic or blind trust  A success story where awareness from a podcast led to timely, life-saving heart disease treatment  A cautionary story showing how stopping medication based on online voices can cause serious harm  Why medical podcasts should promote critical thinking, not fear, and support partnership with doctors    Key Takeaways:  “Responsible medical podcasts don't ask for blind belief; they give people the clarity and context to think critically and make wiser health decisions.”  Connect with Barbara Hales:    Twitter: @DrBarbaraHales Facebook: facebook.com/theMedicalStrategist Business Website: TheMedicalStrategist.com Email: info@TheMedicalStrategist.com  YouTube:@barbarahales LinkedIn: https://www.LinkedIn.com/in/barbarahales Books: Content Copy Made Easy 14 Tactics to Triple Sales Power to the Patient: The Medical Strategist TRANSCRIPTION (239)  Introduction & Why This Podcast Exists  [0:00:02] Dr. Barbara Hales  Welcome to another episode of marketing tips for doctors. I’m your host, Dr. Barbara Hales. We are going to discuss why medical podcasts matter more than ever. You know, one of the questions I get asked a lot is, ” Why did you even start a podcast? And honestly, the answer has very little to do with marketing. This podcast was born out of frustration, concern, and ultimately hope, because over the years, I noticed something happening in healthcare that became impossible to ignore. Patients had more access to information than ever before, but somehow, they were becoming more confused. Doctors were exhausted. Patients felt rushed. Trust was slipping, and meaningful communication in medicine was quietly disappearing. People were turning to the internet for answers about their health, and instead of clarity, they found fear, misinformation, extreme opinions, miracle cures, and influencers posing as medical experts. At the same time, many physicians had tremendous knowledge and experience, but no real platform to explain things calmly, clearly, and humanely, and I realized something very important: education has become part of healthcare itself. That’s where this podcast came from, not from ego, not from wanting attention, but from wanting to help people think more clearly about their health, because here’s the truth: most healthcare decisions are no longer made only in the exam room. They’re being influenced on YouTube, TikTok, Instagram, Facebook groups, Google searches, and yes, podcasts, which means the quality of medical communication matters enormously now, and that’s why these conversations are important.     Authenticity, Trust & How Podcasts Connect  [0:03:00] Dr. Barbara Hales  People often ask why podcasts connect so deeply with audiences. And I think the answer is simple. People are starving for authenticity. They don’t want to be talked down to. They don’t want complicated medical jargon designed to impress other doctors, and they don’t want constant fear-based headlines screaming everything you’re doing is killing you. People want honesty. They want clarity. They want someone who can explain complicated things in a calm, intelligent, understandable way. And podcasts do something unique. They allow people to hear your tone, your compassion, your thoughtful process, and your humanity, which builds trust. Sometimes, patients feel like they already know a doctor after listening to several episodes; that connection matters because medicine works best when trust exists. How do podcasts help both doctors and patients? For patients, education reduces fear when they understand their conditions, medications, risk factors, options, and the reasoning behind medical decisions; they feel empowered instead of helpless. Educated patients ask better questions. They participate more actively in their care, and in many cases, outcomes improve. But podcasts also help doctors. And I think this is something people don’t talk about enough. Many physicians went into medicine because they genuinely wanted to help people. But modern medicine can become incredibly transactional, with 15-minute appointments, endless documentation, insurance battles, burnout, and teaching. Reconnects doctors to purpose. It reminds physicians that communication itself can be healing, and honestly, sometimes one thoughtful conversation can help more people than an entire week of rushed office visits when podcasts disagree, then what?     When Podcasts Disagree & How Patients Should Respond  [0:07:00] Dr. Barbara Hales  Well, here’s where things get interesting. Patients will often hear two podcasts with opposite opinions. One says, Never eat carbohydrates. Another says plant-based nutrition is the answer. One says, Take this supplement. Another says that the supplement is useless. So how is the average person supposed to know who’s right first? Don’t panic. Different opinions in medicine do not automatically mean someone is evil or incompetent. Medicine is not mathematics. It involves science, clinical judgment, individual differences, risk-versus-benefit decisions, and evolving research. Reasonable experts can disagree, but patients need a framework for evaluating what they hear. So what should patients do? First? Never make major health decisions based on one podcast episode. A podcast should educate you. It should not replace personalized medical care. Second, be cautious of people who sound certain about everything. Real medicine usually contains nuance. If someone says this works for everyone, doctors are hiding the truth, or this cures everything, that should raise concern. Good Medicine acknowledges limitations, exceptions, uncertainty, and individuality. The third look at motivation is the person educating you or selling fear, because fear has become a business model online, and frightened people click very quickly. Now, let me tell you a story that beautifully shows how Podcasts can actually help patients when handled thoughtfully.     Success Story: Awareness, Not Self‑Diagnosis  [0:11:00] Dr. Barbara Hales  A woman in her late 50s had been listening to several health podcasts to improve her overall wellness. One episode discussed early warning signs of heart disease in women, not dramatic movie style, symptoms, subtle ones, fatigue, shortness of breath, jaw discomfort, exercise intolerance, and she realized she had quietly been experiencing several of those symptoms for months now. Here’s the important part: she didn’t panic. She didn’t diagnose herself online. She didn’t start taking random supplements. Instead, she used the information intelligently. She scheduled an appointment with her physician and said I heard a discussion that made me wonder if I should get evaluated. Her doctor took it seriously. Testing eventually revealed significant coronary artery disease. She needed intervention, and afterward, she said something incredibly powerful. The podcast didn’t save my life because it gave me treatment. It saved my life because it gave me awareness. That’s exactly what responsible medical education should do, not replace doctors, not create fear, but encourage thoughtful action.     Cautionary Tale, Confidence vs. Credibility & The True Purpose  [0:15:00] Dr. Barbara Hales  But now let me tell you the other side: a younger woman became convinced by several online personalities that all prescription medications were toxic. One podcast after another reinforced the same message: natural healing, only doctors overprescribe. You don’t need medication. So, without consulting her physician, she abruptly stopped her blood pressure medication. She felt proud, at first, empowered, like she had taken control, but several weeks later, her blood pressure skyrocketed, she developed severe headaches, dizziness, and eventually ended up in the emergency room with dangerously elevated blood pressure. Thankfully, she recovered. Others who do that wind up stroking out. But afterward, she admitted. Something important, I confused confidence with credibility, and that sentence stuck with me because sounding confident online does not automatically mean someone is correct. What is the real purpose of medical podcasts? The best medical podcasts do not demand blind trust. They encourage critical thinking. A good podcast should help patients ask better questions, recognize misinformation, feel calmer, and become partners in their health care. The goal should never be, believe me, blindly. The goal should be to become informed enough to make wiser decisions. That’s a very different mission. So, if today’s conversation helped you see healthcare a little more clearly, share this episode with someone who may need it too, because informed patients and connected doctors create better medicine for everyone, and honestly, that’s exactly why this podcast exists. I’ll see you next time. This has been another episode of marketing tips for doctors with your host, Dr Barbara Hales. Till next time. The post Restoring Trust in Medicine first appeared on The Medical Strategist.

Are Big Money BYU Sports Compatible with LDS Church Mission? Dr. Matthew Bowman, co-author of “Game Changers,” zeroes in on the ultimate tension in modern collegiate sports: can you balance God, Mammon, and big money athletics? As BYU integrates into the lucrative Big 12 conference, the historic values of amateurism are directly clashing with the pursuit of NBA stardom. https://youtu.be/SZssRvBGiCM Gospel Tangents NEWSLETTER: https://gospeltangents.com/newsletter  Don't miss our other discussions with Matthew. https://gospeltangents.com/people/matthew-bowman Copyright © 2026 Gospel Tangents All Rights Reserved The Kevin Young Factor While millions of dollars and family-friendly environments played a huge role in landing top recruit AJ Dybantsa, his third reason for choosing BYU was head coach Kevin Young. Young left a highly promising coaching career in the NBA to come to Provo, bringing invaluable professional connections with him. During a recruiting pitch, Young even pulled out his phone, called NBA superstar Kevin Durant—whom he coached in Phoenix—and handed the phone directly to Dybantsa. Young is explicitly selling recruits on his ability to get them to the NBA, cementing college sports as a professional stepping stone. Cautionary Tale of Jimmer Fredette Matt contrasts this new era of “one-and-done” recruits with the legacy of Jimmer Fredette. Bowman describes Fredette as a player built for the traditional amateur college game who was unfairly pushed into the modern “massive media industrial complex” that demands individual celebrity. Unlike Danny Ainge, who thrived by fitting into a cooperative team system and sharing the ball, Fredette was forced to carry the entire team on his back. This intense pressure to be a singular, massive celebrity ultimately did him a disservice when he reached the NBA, making him a cautionary tale of how modern sports media can chew players up. God vs. Mammon on the Hardwood: Is this massive influx of money compatible with BYU’s mission? Bowman argues there is no easy answer. On one hand, church leaders like Henry Eyring have previously expressed that a successful football team acts as a powerful missionary tool. On the other hand, the millions of dollars involved shift the focus away from the character-building, cooperative origins of the sport. Today, the game is increasingly about individual stardom and financial gain, causing significant tension with the university’s spiritual goals. Will BYU Ever Drop Athletics? Given this tension, a popular rumor suggests that future church leaders might eventually eliminate BYU’s sports programs entirely, mirroring the decision made years ago to drop athletics at Ricks College (now BYU-Idaho). However, Bowman believes this is highly unlikely. The financial momentum of BYU athletics is simply too powerful to stop. Between Big 12 television money and the sheer influence of massive donor groups—BYU’s NIL collective, the “Royal Blue,” is reportedly the second-largest in the country behind Kentucky—eliminating the sports programs would result in intense backlash from wealthy boosters. Don't miss our other discussions with Matthew. https://gospeltangents.com/people/matthew-bowman Copyright © 2026 Gospel Tangents All Rights Reserved  

Checking out a talentless rat. | Original Airdate: 18th April 2026 | Watch it here: https://youtu.be/dARk65AGM4w

In case you haven't heard... carl's a mess! This week we're unpacking the Amanda and West situation- why it was never a surprise, what it says about identity (or the lack of it), and why being hot and progressive doesn't make a man any less of a problem. Host Meg Reynolds then ties this back to her own experiences with men: why they come back, what they're actually after when they do, and why the open-book test of how women want to be loved keeps getting failed. Let this episode be your reminder, you don't need A man, you need YOUR man. The work is figuring out the difference.Subscribe to the Tough Love Club Follow on all platforms

Vice President JD Vance traveled to Hungary this week to campaign for Prime Minister Viktor Orbán, hailing him as a defender of Western civilization. Cato's Ryan Bourne sits down with Johan Norberg to discuss Orbán's actual record in government: weakened checks and balances, crony capitalism, and social policies that have fallen short of Orbán's ambitions. Hosted on Acast. See acast.com/privacy for more information.

Philip Diehl, president of the U.S. Money Reserve, is skeptical the two-week ceasefire between the U.S. and Iran will even hold due to the stark differences between goals. He explains how the situation surrounding the Strait of Hormuz serves as a "cautionary tale" for other countries as they rebuild strategic oil reserves. Philip later turns to equities and explains why Nvidia (NVDA) and Amazon (AMZN) are the only mag 7 companies he's still invested in. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Happy April Fools! No tricks in this episode as we answer all your listener submitted questions for the month. We cover self tapes, social media, our thoughts on the current state of the industry and our favorite thing about our jobs in casting. We also welcome Lindsay Elston to the podcast! She is an actress who has a cautionary tale for all actors regarding commercials and AI and how SAG is protecting or not protecting the actors against AI using your image for non-SAG productions. Grab your favorite cocktail and join us for a fun episode!Make sure to subscribe to our YOU TUBE channel for more fun video content!Resources:Lindsay Elston Instagram──────────────────────────⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Stay Tuned with Tipsy Casting on IG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Tipsy Casting YouTube Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Jessica ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Jenn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn More About ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jess ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠& ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jenn's⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Casting Journeys --  Thank you,Jess & Jenn⁠⁠⁠⁠⁠⁠www.TipsyCasting.com ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Check out our Podcast HERE!⁠⁠⁠⁠⁠

¡Hola mi gente! If buying a home has felt like a dream that wasn't built for people like you — this episode is going to change that.Today I'm sitting down with Josie White, Senior Branch Home Lending Advisor at Chase Home Lending, who has spent 15 years helping people navigate the mortgage process and 30 years in banking. She's bilingual, she's been in the trenches with buyers at every income level, and she is here to tell you the truth about what it actually takes to buy a home in 2026.We're busting the biggest myths: the 20% down payment (nope, not required), the "perfect credit score" (also not required), and the idea that being self-employed or having limited savings means it's not possible for you (also not true — with some asterisks).WE GET INTO: 00:00 - Intro: Homeownership for First-Gen Latinos (Sponsored by Chase Home Lending)01:44 - Josie's Role at Chase and 15 Years in Home Lending02:47 - How Today's Buyers Are Different From Your Parents' Generation04:12 - Jannese's Real Estate Journey: From One Property to Two (and Counting)05:19 - The Biggest Mistake Buyers Make: Don't Assume Before You Ask06:38 - What You Actually Need to Know About Qualifying for a Mortgage07:59 - What If I Don't Have 20% Down? Your Real Options09:04 - Pre-Qualification vs. Pre-Approval: What's the Difference?11:16 - Buy Based on Your Current Finances, Not What You Hope For12:16 - How Chase Helps Buyers Who Feel Intimidated By the Process14:29 - DreaMaker Mortgage and Low-to-Moderate Income Lending Programs15:51 - The Free Credit Journey Tool and the Perfect Credit Score Myth17:10 - A Cautionary Tale for Self-Employed Buyers19:13 - Fixed Rate vs. Adjustable Rate Mortgages Explained21:05 - FHA vs. VA vs. Conventional Loans: What's the Difference?23:13 - How Jannese's Dad Bought His Home With a VA Loan24:01 - Multi-Generational and Co-Buying Arrangements25:19 - How to Strengthen Your Financial Profile Before You Buy26:44 - Mindset for Navigating Today's Housing Market28:42 - How to Take the First Step With Chase Home Lending29:59 - Outro and Final ThoughtsKEY TAKEAWAYS:The real difference between pre-qualification and pre-approval (and why it matters)Chase's DreamMaker Mortgage and homebuyer grants of up to $5,000 that don't have to be repaidHow your credit score actually affects your interest rate — and Chase's free Credit Journey tool to help you improve itDocumentation you need to have ready (especially if you're self-employed)Fixed rate vs. adjustable rate mortgages — and which one is right for your situationFHA, VA, and conventional loans broken down simplyMulti-generational and co-buying arrangements that more families are using to get into the marketLanguage access — because you deserve to understand every part of this process in your own languageEPISODE RESOURCES:Connect with Josie and explore home buying options TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero is sponsored by Chase Home Lending and produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

The stock market has cooled on stocks caught up in the whirlwind of artificial intelligence. Fears over whether AI will disrupt a variety of sectors have triggered big sell-offs. Morningstar equity analysts have investigated 132 companies to determine whether that's the case. They have concluded that AI is not a universal destroyer. The team thinks investors should sort through the wreckage and find newly cheap companies with enduring competitive advantages. Eric Compton, director of equity research for the technology sector at Morningstar, tells you where to look. Moat Ratings Guidebook Amid AI Disruption  On this episode: 00:00:00 Welcome 00:01:28 What are Moats, and How Does Morningstar Use Them? 00:04:11 In-Depth Analyst Review of 132 Companies 00:06:27 Why Cybersecurity Holds Up 00:10:02 Why Design Software Looks Resilient 00:13:10 How Financial Data Benefits From AI 00:15:32 Finding Opportunity After AI Selloffs     Watch more from Morningstar: 2 Cautionary Tales from Private Equity and Private Credit Markets Are You Ready for Tax Day? Here's What You Need to Know Before You File Avoid This IRA Distribution Error to Protect Your Retirement Cash   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Phil Perry sits down with JP Finlay to break down what went wrong for the Commanders in 2025 and what lessons the Patriots can take from Washington's recent offseason strategy. Later, Phil breaks down some winners and losers from the NFL Combine.    00:00 How the Commanders serve as a cautionary tale for the Pats 04:30 Will upcoming contracts for Maye and Gonzalez impact spending? 06:00 JP Finlay on what the Patriots can learn from Washington's approach    12:00 Is signing Maxx Crosby a bad idea for the Patriots? 16:30 Winners and losers from the NFL Combine

PLP bois talk le shit.Become a PLP member!https://www.youtube.com/channel/UC8tJHrpFmMj7oowU34p0HsA/join#sponsored     SEATGEEK! Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/PLP10 Sponsored by SeatGeek.*Restrictions apply. Max $20 discountPLP MERCHhttps://pontelaspilas.bigcartel.com/?_gl=1*lb5t9n*_gcl_au*MTA2ODIyNTM5Ny4xNzU2Mjc3Mzk4*_ga*NjYwODE4ODM1LjE3MzgwNTE0MDY.*_ga_QZ4HDFTSEZ*czE3NTYyOTIzODEkbzI1JGcxJHQxNzU2MjkyNDI0JGoxNyRsMCRoOTYzOTQwOTI4 Want to promote your small business or would like a shoutout for a birthday or wedding or another celebratory occasion? Send us in your requests for a shoutout on the podcast here: https://holler.baby/pontelaspilasDon't forget to Subscribe/Follow! Podcast Visuals are out every Wednesday! To stay updated on newly released content click here: https://linktr.ee/PonteLasPilasPodcastFollow us on TikTok @pontelaspilaspodcast  Follow us on Instagram @pontelaspilaspodcasttLink to Beto's channel!   https://youtube.com/@briannabeto?si=JSUDLZF6Qsnd0vB5 Follow Loera (Our fav music producer who hooks us up with beats) here: https://www.instagram.com/basedloera/Check out his music store here: https://www.beatstars.com/loera

Steve and the crew react to Democrats' rip-roaring trifecta in Virginia and why it's a cautionary tale for allowing "moderate" Democrats to ascend. Then, Rep. Chip Roy (R-Texas) joins the program to discuss the crucial need for the Senate to pass the SAVE Act. In Hour Two, Fake News or Not reacts to new Gallup data on party affiliation. Finally, theologian Jeremiah Johnston joins the show to share an update from the WEF annual meeting in Davos, where he defended the gospel. TODAY'S SPONSORS: PREBORN: https://give.preborn.com/preborn/media-partner?sc=IABSD0123RA CHIRP: https://gochirp.com/pages/steve-deace use promo code STEVE MD HEARING: https://www.mdhearingaid.com/?utm_source=shopmdhearing.com&utm_medium=podcast use promo code STEVE KEKSI: https://www.keksi.com/ use promo code DEACE15 Learn more about your ad choices. Visit megaphone.fm/adchoices