Podcasts about banking finance

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Crystal Trout is a director with Baker Tilly's Risk Advisory practice. Justin and Crystal discuss her career in anti-money laundering compliance, and what brought her to consulting. They discuss the elements of AML compliance and how the need for it stretches beyond financial institutions to any sector that involves large transactions, including virtual digital assets and investing. They talk about the $3 billion settlement TD Bank entered into with regulators in October of 2024 and the messages that sends both to financial institutions and money criminals. Listen to Crystal's advice to risk professionals who may oversee large transactions. Key Takeaways: [:01] About RIMS and RIMScast. [:15] Public registration is open for RISKWORLD 2025! Engage Today and Embrace Tomorrow with RIMS at RISKWORLD from May 4th through May 7th in Chicago, Illinois. Register at RIMS.org/RISKWORLD. [:31] About this episode of RIMScast. Crystal Trout of Baker Tilly and I will discuss how Anti-Money Laundering regulations are impacting the risk profession. [:56] RIMS-CRMP Workshops! As part of RIMS's continuing strategic partnership with Purima, we have a two-day course coming up on April 22nd and 23rd. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:15] Virtual Workshops! On April 16th and 17th, Chris Hansen will lead “Managing Worker Compensation, Employer's Liability, and Employment Practices in the U.S.” [1:29] On June 12th, Pat Saporito will host “Managing Data for ERM” and will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:44] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:55] RISKWORLD registration is open. Engage Today and Embrace Tomorrow, May 4th through 7th in Chicago. Register at RIMS.org/RISKWORLD. Also, remember that there will be lots of pre-conference workshops being held in Chicago just ahead of RISKWORLD. [2:14] These courses include “Applying and Integrating ERM,” “Captives as an Alternate Risk Financing Technique,” “Contractual Risk Transfer,” “Fundamentals of Insurance,” “Fundamentals of Risk Management,” RIMS-CRMP Exam Prep, and more! The links are in the show notes. [2:38] Money laundering should be one of the top risks on your risk radar, especially in 2025 as new regulations are added or rolled back. Some high-profile resolutions have made recent headlines. [2:51] To help me make sense of it all for the RIMScast audience, here is the Director of Baker Tilly's Risk Advisory Practice, Crystal Trout. Crystal has more than 23 years of experience working with financial institutions with a focus on financial crimes compliance. [3:08] We're going to talk about anti-money laundering (AML) programs and get some best practices for implementation and reporting. [3:18] Interview! Crystal Trout, welcome to RIMScast! [3:33] Crystal Trout is a director with Baker Tilly's Risk Advisory Group. She joined Baker Tilly after having worked in financial crimes risk for over 23 years. Previously, she was in the financial institution space. [3:51] Crystal switched to consulting to help other financial institutions build out their AML compliance programs and ensure that they're in a good spot for regulatory exams. [4:19] Crystal tells how she was drawn to anti-money laundering. In high school, she had an internship with a financial institution, and it was robbed. [4:37] When the FBI was doing their investigation, Crystal was trying to understand what they were doing and how they were going to catch the robber. She was so fascinated by the process that she changed what she went to school for and altered her career path.  [5:09] Crystal's interest in understanding how fraudsters and money launderers act led her to use her banking career to work in the back office and investigation space. [5:38] Crystal says the institution used dispensers that limited cash, and the robbers only got $500. Because of the weapon they used, the robbers got a massive sentence at trial. [6:38] Crystal explains the current AML environment. Baker Tilly is staying close to any regulatory changes. The complexity of regulations is extensive. It's critical that professionals in this space stay close to the challenges that extend even beyond the regulatory requirements. [6:59] We're seeing more changes in regulations than we have historically had, Crystal observes. It's a matter of understanding the landscape, staying close to the changes, and trying to predict which direction they may go and plan for either direction. The key is planning and not waiting. [7:32] Crystal suggests you should hope for the best and plan for the worst. Make sure that you're prepared to go in either direction, whether regulations are rolled back or strengthened. [7:57] Justin recalls that TD Bank reached a $3 billion settlement with U.S. regulators in October 2024, pleading guilty to failing to maintain an adequate AML program, which unfortunately led to the facilitation of money laundering activities. That's a huge penalty, Crystal points out. [8:37] This event provides valuable insight for risk professionals regarding regulatory expectations and also the consequences of inadequacies in their programs. [8:49] People need to understand that they can't be lackadaisical in their compliance program. They need to be ahead of it. It's all about preparation and planning.  [9:03] In the TD Bank case, regulators had identified substantial weaknesses in the overall transaction monitoring system and due diligence procedures. [9:17] TD Bank had allegedly failed to allocate the resources needed to operate their AML program, but they continued to have significant growth within their higher-risk customer segment and geographical region. [9:35] TD Bank wasn't staying ahead and keeping current with its customer base and the risks that were taking place. Beyond the penalty, TD Bank has expenses for remediation efforts, enhanced compliance infrastructure, and independent monitoring. All of these are added costs. [9:57] Financial institutions may fail to realize the costs that happen beyond the penalty. They may say it costs too much to add the staffing or build the correct tools, not realizing it will cost them more when the regulators find these faults and weaknesses within their program. [10:18] A key lesson to learn is that compliance programs must be able to scale appropriately with the institution's business growth and evolving risk profiles. [10:30] Regulators focus on the overall program effectiveness rather than mere technical compliance, particularly regarding the quality of suspicious activity identification and reporting. [10:41] It's important for institutions that have to comply with these programs to be proactive and make sure they have the correct resource allocation. Those things are key when it comes to ensuring that AML compliance programs operate effectively. [11:11] There are five key pillars involved in an AML compliance program, including a designated compliance officer and following customer due diligence. You build an AML Bible, with paperwork that documents the steps you're going to take to be in compliance. [11:39] It allows your people to understand the risk that the institution is willing to take, and what it's not willing to accept. You document everything as evidence base for regulators, as having the correct tools and technology to support the program's overall risk tolerance. [12:33] Justin and Crystal address the reputational risk to an institution that may come from a regulatory settlement. Crystal states that these settlements signal to the bad guys that they are going to be caught and they're not going to be able to continue to act at that institution. [13:14] Crystal tells about the bank robber. For prevention, when someone comes into the bank, make eye contact, talk to them, and acknowledge them. If they're scouting it out, there's a lot less chance they'll come back to that bank because they are being noticed. [13:37] A criminal may not physically be in the bank, but if you do due diligence up front when they open an account, asking the right questions, and looking for red flags, they may realize that you have a very strong AML program in place and they'll go elsewhere. [14:07] Plug Time! RIMS Webinars! On April 3rd, join Zurich for “Understanding Third-Party Litigation Funding”. On April 10th, Audit Board will present “What CISOs Want Risk Executives to Know About Cyber Risk in 2025”. [14:24] Following the success of their recent webinar, HUB International returns for the next installment of their Ready for Tomorrow Series, “From Defense to Prevention: Strengthening Your Liability Risk Management Approach”. That session will be on April 17th. [14:40] On April 24th, RiskConnect returns to deliver “Better Together: The Marriage of Insurable Risk and Business Continuity”. [14:48] More webinars will be announced soon and added to the RIMS.org/webinars page. Go there to register. Registration is complimentary for RIMS members. [14:59] Important Announcement! RIMS and the Institute of Internal Auditors have entered into an agreement to deliver a selection of the other group's educational programming to their members. Twenty-nine shared courses will be available to both association's members. [15:17] RIMS members can explore the IIA courses that are now available to them at See Courses Here. To access RIMS's complete selection of workshops, webinars, and courses, visit RIMS.org/Education. [15:35] Let's Return to my Interview with Crystal Trout! [15:50] Are risk professionals who are not at financial institutions at risk of inadvertently being caught up in a money laundering crime? Crystal says this question is in the back of the mind of any risk professional. She remembers that running an AML compliance program is stressful. [16:22] There's always the risk that a chief compliance manager could be cited for a failure and have to pay a significant, hefty fine. A risk manager should be aware of this when they're performing any form of transaction. Listen to your gut if something seems off. Don't ignore it. [17:26] Is paying in cryptocurrency a red flag? Navigating AML compliance specifically regarding cryptocurrency is new for a lot of professionals. There are risks and benefits to digital assets concerning AML compliance. [17:54] With any evolving form of payment, if risk professionals aren't staying ahead, truly understanding and navigating how it works, it's going to make it difficult for them to understand red flags and risks that might come, as well. [18:13] There is sometimes a natural fear in risk professionals that because they're not comfortable with cryptocurrency, they're not able to address any legitimate concerns or concerns that may be their internal fear due to the lack of knowledge. [18:45] Is it too risky for a company to announce the voluntary departure of a Chief Compliance Officer? Crystal says the company should already have a plan for somebody to temporarily step in and continue to operate so it doesn't leave a gap or exposure in the organization. [19:22] It's an opportunity for a risk professional to go into a financial institution and make a mark for themselves by helping the institution strengthen its overall compliance program. [19:49] It's a good practice for a company to announce the replacement chief compliance officer at the same time as the announcement of the leaving chief compliance officer. It's part of succession planning. [20:47] The money laundering risk landscape is expanding significantly. Industries outside of finance and banking face substantial financial crime risk and corresponding regulatory scrutiny. They have less mature compliance infrastructure than their banking counterparts. [21:07] Crystal mentions the real estate sector as a potential vehicle for money laundering due to the high-value transactions, price stability, and the lack of historical regulatory oversight. [21:19] Digital asset providers, cryptocurrency exchanges, wallet providers, and any type of virtual asset service providers face intensifying regulatory scrutiny because the platforms can facilitate anonymous transactions. [21:35] The Financial Action Task Force has established clear expectations for virtual asset service providers to implement robust AML controls. Gaming and gambling services present money laundering risk. [21:53] There are other high-risk sectors that money laundering risk could expand to. FinCEN recently required registered investment advisors and exempt reporting advisors who have not been required to have an AML compliance program to have one in place by January 2026. [22:22] We're seeing AML compliance extend beyond traditional banking. [22:34] There are very few industries that, in some form or fashion, could not be a victim of a bad actor performing money laundering. It's just a matter of the bad guy finding a way to do it. [23:09] What steps should a company take when money laundering by an employee is discovered? The appropriate officer needs to start an internal investigation. That's a lengthy process. Make sure the “i”s are dotted and the “t”s are crossed within the investigation. [23:47] Make sure all the evidence and documentation are aligned. Involve HR and the appropriate supervisor authority. If it's shown to be true, interview the individual. It could lead to termination. The investigative process could take months. The authorities may be alerted. [24:39] The company may not want it out in public knowledge and may not file a police report. It can damage a company's reputation. [25:00] Crystal explains her passion for AML compliance and why she became a compliance consultant to help more institutions. The downstream impact is so significant. She wants to make sure the bad apples don't have the opportunity to launder funds. [25:54] Special thanks again to Crystal Trout for joining us here on RIMScast. I've got links to more RIMS coverage of fraud, compliance, financial risk management, and anti-money laundering in this episode's show notes. [26:09] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [26:38] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [26:55] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [27:13] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [27:30] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [27:44] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [27:51] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RISKWORLD 2025 — May 4‒7 | Register today! Nominations for the Donald M. Stuart Award [Canada] Spencer Educational Foundation — General Grants 2026 — Application Dates Spencer's RISKWORLD Events — Register or Sponsor! RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now Announcement: RIMS and The Institute for Internal Auditors' Strategic Alliance on Education RIMS Webinars: RIMS.org/Webinars “Understanding Third-Party Litigation Funding” | Sponsored by Zurich | April 3, 2025 “What CISOs Want Risk Executives to Know About Cyber Risk in 2025” | Sponsored by Auditboard | April 10, 2025 “Ready for Tomorrow? From Defense to Prevention: Strengthening Your Liability Risk Management Approach” | Sponsored by Hub International | April 17, 2025 “Better Together: The Marriage of Insurable Risk and Business Continuity” | Sponsored by Riskonnect | April 24, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | April 22‒23 Full RIMS-CRMP Prep Course Schedule   Upcoming Virtual Workshops: “Managing Worker Compensation, Employer's Liability and Employment Practices in the U.S.” | April 16‒17 | Instructor: Chris Hansen “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “RIMS Legislative Priorities in 2025 with Mark Prysock” “AI and Regulatory Risk Trends with Caroline Shleifer” “Financial Risk Management with Chris Willey of American Eagle FCU” “Maintaining an Award-Winning ERM Program with Michael Zuraw” “ERM in Banking & Finance with Eleni Willis”   Sponsored RIMScast Episodes: “Understanding Third-Party Litigation Funding” | Sponsored by Zurich (New!) “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog (New!) “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring Walmart ERM Director Michelle Black!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Crystal Trout, Director, Risk Services Advisory Group at Baker Tilly   Production and engineering provided by Podfly.  

A pocos días del comienzo de la 44 edición de La feria de arte contemporáneo (ARCO 2025), hablamos sobre inversión en arte con Elisa Hernando, fundadora de la Consultora Arte Global pionera en España. Además en el foro de la inversión Miguel Planas, CEO de Iris Venture Builder nos da ideas de inversión en Venture Capital. Y en CriptoCapital hablamos de regulación cripto con Enrique Palacios Rojo, Head of Compliance & Legal at Bit2Me y con Jacobo Baltar. Abogado, Socio en Banking & Finance de Giménez-Salinas.

In episode #7, we're talking about some of the important activities you need to live well abroad - where you put your money, how you manage that money and of course - finding a place to live. These may seem like basic activities but be prepared to think differently about how you approach these things. From the limitations of opening multiple accounts (e.g, savings, brokerage or retirement etc.) to building your dossier to secure an apartment you still could be denied for. These are important things that can positively or negatively impact your experience living abroad, if you don't do your due diligence. So take a listen to learn what you can expect and hear about Carley's first experience with expat privilege. Hosted on Acast. See acast.com/privacy for more information.

Success as a platform PM requires both technical depth and exceptional emotional intelligence to navigate complex organizational dynamics...That goes double if you work in banking or finance!In this episode of Arguing Agile, Enterprise Business Agility Coach Om Patel and Product Manager Brian Orlando read and respond to a question from a listener who is a platform product managers at a Bank.Getting into the nitty-gritty of platform how-to's, this episode is perfect for product managers, agile coaches, and technology leaders working in traditional industries looking to modernize their approach to platform management!As industries embrace digital transformation (err... product operating model), platform product managers face unique challenges, including: How to effectively manage cross-functional relationships in siloed environmentsStrategies for prioritizing platform features that deliver organization-wide valueTips for reducing cognitive load across teamsWays to build trust and showcase value as a platform teamCreate value through standardization without weaponizing itBuild effective cross-functional relationships#ProductManagement #TeamTopologies #PlatformTeam #AgileLeadership #Banking #TechLeadership #ProductDevelopment #AgileCoaching= = = = = = = = = = = =Watch it on YouTube= = = = = = = = = = = =Subscribe to our YouTube Channel:https://www.youtube.com/channel/UC8XUSoJPxGPI8EtuUAHOb6g?sub_confirmation=1Apple Podcasts:https://podcasts.apple.com/us/podcast/agile-podcast/id1568557596Spotify:https://open.spotify.com/show/362QvYORmtZRKAeTAE57v3Amazon Music:https://music.amazon.com/podcasts/ee3506fc-38f2-46d1-a301-79681c55ed82/Agile-Podcast= = = = = = = = = = = =Toronto Is My Beat (Music Sample)By Whitewolf (Source: https://ccmixter.org/files/whitewolf225/60181)CC BY 4.0 DEED (https://creativecommons.org/licenses/by/4.0/deed.en)

This special edition podcast features Stephen Barry, Partner, and head of Planning and Environmental, in conversation with Darragh Blake, Partner, Banking & Finance, to discuss what's new in the Planning & Development Act 2024. This discussion will interest all participants involved in the planning process, offering a summary of the new Act and exploring its potential future impacts on planning decisions and associated litigation in Ireland.

TRANSLATION MENU: LOOK UPPER RIGHT BELOW THE SOCIAL MEDIA ICONS. IT OFFERS EVERY LANGUAGE AVAILABLE AROUND THE WORLD! ALSO, SOCIAL MEDIA AND PRINT ICONS ARE AT THE BOTTOM OF THIS POST! Pictured above: Alex Krainer on the left and yours truly on the right. Sixteen years on the streets, living and working with the people...

As crazy as it sounds, this is the final episode of The Firm Analyst this year. I was joined by Waheed Kalungi, a contracts paralegal at UserTesting Inc. and aspiring Trainee Solicitor. Together, we discussed a range of business stories and how they featured throughout the year. As a lot has happened in 2023, we decided to split this massive two-hour long episode into a few parts, releasing one every few days. In this part, we discussed some of the biggest banking & finance stories of the year, which included: the collapse of Silicon Valley Bank and other major regional US banks; UBS' merger with Credit Suisse; and the rise of the mysterious 'private credit' sector. I hope you enjoy the podcast and have a good winter break!

Previously Paul was Adjunct Industry Fellow In Mobile Software at Swinburne Uinversity of Technology, Founder of Long Weekend, IT Director enworld group, CTO and Founder Thomson Reuters cvMail.  He has a BA in Business, Banking & Finance from Monash University.

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: Roccoacarriero.com Twitter: https://twitter.com/roccoacarriero?lang=en Instagram: https://www.instagram.com/threecordsapproach/?hl=en LinkedIn: https://www.linkedin.com/in/rocco-a-carriero-mba-crpc-56555317/ Facebook: https://www.facebook.com/ThreeCordsApproach/   *E – explicit language may be used in this podcast.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews several notable attendees of the RIMS ERM Conference 2023 in Denver, Colorado. First is Fernanda Gutierrez Franco, a student at the University of Colorado. Fernanda speaks of the risk management program at the university. Next are two high-ranking AFERM members, Marianne Roth, and Bobbi-Jo Pankaj, who describe the similarities between AFERM and RIMS. They also speak of the Summit, AFERM's Conference. Finally, Justin catches up with Dr. Innocent Uzombah, MBA, the Registrar General/CEO of the Chartered Institute of Loan & Risk Management of Nigeria. Dr. Uzombah hopes to bring the risk management body of knowledge in Nigeria to current standards. Justin wraps the episode with some of the benefits of attending the RIMS ERM Conference.   Key Takeaways: [:01] About RIMScast. [:28] The segments of today's episode were recorded live at the RIMS ERM Conference 2023 in Denver, Colorado. Live event episodes are Justin's favorites. They capture the energy of RIMS events! [:43] Justin sends a quick shout-out to the RIMS New Zealand Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to Embrace The Unknown: Unleashing the Power of Risk, a one-day event on February 12, 2024 at the Pullman Hotel in Auckland, NZ. [1:07] It will be a gathering of experts, thought leaders, and professionals from various industries to explore and discuss the critical role of risk management in today's dynamic and uncertain world. There will be sessions on AI, Resilience, and Adaptability, highlighted by case studies and insights. See the link in this episode's show notes.  [1:28] Next week on RIMScast, one of the speakers will be joining us! Be sure to tune in. [1:34] It's never too early to talk about RISKWORLD 2024! Save the date, May 5th–8th, 2024 in sunny San Diego, California. Booth and sponsorship sales are open. Member registration opens this month, November 2023 and public registration opens in December 2023. Visit RIMS.org/RISKWORLD to learn all about it. [2:09] We have a range of perspectives on today's episode of RIMScast. Our first perspective comes from a soon-to-be rising star in the risk profession, Fernanda Gutierrez Franco, a student at the University of Colorado. She is very involved in the risk management program and risk management groups at the school. [2:32] Fernanda was one of the contestants for ERM Squares. Justin caught up with Fernanda in the ballroom to hear from her how students are seeing the risk profession and what her career goals are. [2:48] Fernanda Gutierrez Franco, welcome to RIMScast! Fernanda started college with a biology major for pre-med or nursing. It wasn't a fit, so she switched to business, hoping to go into management or accounting in the health sector. In one of her classes, guest speakers talked about the RMI program. She booked a meeting and switched her major. [4:06] Fernanda loves risk management for the opportunities for students and how welcoming everyone is in the industry. Fernanda describes opportunities at CU Denver and RMI events such as spotlights on companies and shadow days to visit companies and shadow the employees. Fernanda describes Gamma Iota Sigma internship events. [4:59] Many speakers come to talk to classes in panelist events or to talk about risk control and company practices. [5:19] Fernanda loves ERM for everyone coming together to realize that there has to be something done;  there has to be a risk assessment or something laid out. It's educating people that aren't in the risk industry that risk is always here and it's better to be prepared than to be sorry later. [5:44] Fernanda will take a course under David Young in her grad program. [6:05] Fernanda is the Women in Business VP,  the Gamma Iota Sigma VP. She is more involved with the Gamma Iota Sigma group that meets Tuesday morning, weekly and hosts two to three events monthly. They have nine elected officials and are working on getting more members involved in the organization. [6:49] Fernanda was a moderator at the RIMS Western Regional. It was her first time moderating at a risk event and her first time in front of a huge crowd. It scared her a bit to be standing in front of 400 people, but it was a great opportunity, she got a lot of exposure and the session was fun and informative. [7:49] Fernanda has had other speaking opportunities, including high school commencement, for around 150 people. [8:12] Fernanda was one of the first two contestants for the RIMS ERM Squares. She had to agree or disagree with answers from nine seasoned risk professionals on stage. [9:18] Justin congratulates Fernanda and thanks her for being on RIMScast. [9:23]  RIMS plug time! Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [9:44] Fundamentals of Insurance returns on December 12th and 13th. It will be led by our good friend Gail Kyomura. Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [10:01] On November 16th, Nationwide returns to present U.S. Customs Surety Bonds: A Primer for Risk Professionals. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [10:25] On December 1st at 7:00 a.m. Eastern, Prudent Insurance Brokers Private Ltd. returns to discuss Business Interruption. At 2:00 p.m. Eastern, on December 1st, the RIMS PUBLIC POLICY COMMITTEE PRESENTS: Understanding Nevada's “Defense Within the Limits” Ban. [10:47]  On December 7, 2023, our friends at TÜV SÜD GRC return to discuss Engineering Resilience: Strategies for Preventing Machinery Breakdown. On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [11:08] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [11:28] The next guests are Bobbi-Jo Pankaj, 2023 Summit Committee Chair, with AFERM, the Association for Federal Enterprise Risk Management, and Marianne Roth, AFERM President. AFERM was at the ERM Conference. [11:53] RIMS looks forward to collaborating with them for the 2023 AFERM Summit Training on November 28th and 29th at the Walter E. Washington Convention Center in Washington, D.C. The link is in this episode's show notes. Bobbi-Jo Pankaj and Marianne Roth, welcome to RIMScast! [12:18] Justin interviews high-ranking AFERM members, Marianne Roth, and Bobbi-Jo Pankaj, at the RIMS ERM Conference 2023. Marianne says AFERM is the only organization dedicated to government employees who are leaders in ERM. AFERM has about 500 members from state, local, and federal government and the private sector. [13:07] The members of AFERM facilitate ERM at all levels of government and in the nonprofit sector. Bobbi-Jo says she has a deep love for ERM. AFERM is the Association of Federal Risk Management. AFERM has a lot of activities for state, federal, and local governments and vendors. Bobbi-Jo is a vendor. She works for Guidehouse. [13:32] Bobbi-Jo is the Summit Chair for 2023. The Summit is very similar to the RIMS ERM Conference. The Summit focuses on weaving ERM into the fabric of government. There are usually 300 or 400 attendees in person and virtually. The Summit is November 28th and 29th. [13:53] AFERM is heavily tied to the federal government, so if the government shuts down, the event will be moved to a later date. It will still be in Washington, D.C. at the Washington D.C. Convention Center. RIMS is slated to have a presence at the Summit. [14:22] At the Summit, there's an exciting vibe; everybody loves ERM. There are speakers from the public and private sectors. There are 21 unique break-out sessions. There are five plenary speakers, including the Commissioner of the Internal Revenue Service. There's a lot of networking. Which is one of the best takeaways from the event. [14:46] There are tools and techniques that members have found successful in the government and the private sector. RIMS will have a booth at AFERM. Bobbi-Jo is excited to get potential new AFERM members from RIMS. A lot of AFERM members have the RIMS CRMP certification and the RIMS CRMP-FED microcertification. [15:20] Marianne and Justin met online a few years ago after Marianne won the Theodore Roosevelt Excellence in Government Award for Innovation in ERM at the Consumer Financial Protection Bureau. Justin saw it on LinkedIn and reached out to Marianne. They did a Q&A. It is linked in this episode's show notes. [15:54] Marianne has been an ERM risk practitioner for almost 10 years. Bobbi-Jo was in risk management first and has also been an ERM risk practitioner for about 10 years, since ERM took off in the federal government. [16:07] Marianne has seen a lot of maturation of ERM capabilities across federal agencies with organizations focusing on risk appetite and maturing their processes, mitigating risks more effectively. Bobbi-Jo agrees and notes that a lot of AFERM members use the RIMS Risk Maturity Model® to track the maturation of programs. [16:44] AFERM is an all-volunteer organization. They seek volunteers year-round. Marianne enjoyed the Summit so much, she got involved with AFERM. Bobbi-Jo has been doing the Summit for seven years and took on the Chair position because it is an amazing event. Justin looks forward to seeing them at future RIMS events. [17:22] Justin's final guest for this episode is Dr. Innocent Uzombah, MBA, the Registrar General/CEO of the Chartered Institute of Loan & Risk Management of Nigeria. He came from Nigeria to attend the RIMS ERM Conference in Denver and has also been to several more RIMS events. Justin invited him to RIMScast to share his unique perspective. [18:09] Dr. Innocent Uzombah, welcome to RIMScast! Dr. Uzombah is happy to be here. Dr. Innocent Uzombah has been a risk management practitioner for 13 years. Dr. Uzombah explains what drew him to risk management. He came to the RIMS ERM Conference to improve the body of knowledge in risk management practice in Nigeria. [19:56] The Chartered Institute of Loan & Risk Management of Nigeria shares ideas and information with offices in Ghana, Cameroon, Kenya, and some other African countries. [20:22] Dr. Innocent Uzombah says the session on Resilience was very good. He enjoyed other sessions, too. He will bring this information to Nigeria to teach others. He says risk management is a void in Africa. His advice to people in Nigeria interested in risk management is to get the right knowledge and education to fill the void. [21:57] Dr. Innocent Uzombah has attended the RIMS ERM conference starting with the 2019 conference in Louisiana. He will continue to attend so the body of risk knowledge will improve in Africa. Justin is glad Dr. Innocent Uzombah is getting so much from the RIMS conferences and looks forward to seeing him again. Dr. Uzombah thanks Justin. [23:23] Special thanks to all of my guests for joining us and to all the attendees of the RIMS ERM Conference 2023. We had a blast, from the sponsors to the attendees and presenters, everyone left with some great new insight, a wider network, and fun memories! Announcements about next year's ERM Conference will be made in 2024. [23:41] There is a special ERM edition of RIMS Risk Management Magazine that is also publicly accessible via the show notes. Check it out. You'll see articles and RIMScast interviews featuring familiar names and faces from the conference. [23:55] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [24:19] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [25:02] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [25:26] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:42] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [26:04] Thank you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS Risk Management Magazine: ERM Special Edition 2023 2023 AFERM Summit Training | Nov 28–29, 2023 Riskworld 2024 — San Diego, CA | May 5–8, 2024 Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb. 12, 2024 Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App ERM Q&A with Marianne Roth: ERM at the Consumer Financial Protection Bureau (2020) RIMS Webinars: An Introduction to U. S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Business Interruption | Sponsored by Prudent Insurance Brokers Ltd. | Dec. 1, 2023 RIMS PUBLIC POLICY COMMITTEE PRESENTS: Understanding Nevada's “Defense Within the Limits” Ban | Dec. 1, 2023 Engineering Resilience: Strategies for Preventing Machinery Breakdown | Sponsored by TÜV SÜD | Dec. 7, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Leveraging Data and Analytics for Continuous Risk Management | Dec 7 Fundamentals of Insurance | Dec 12 See the full calendar of RIMS Virtual Workshops All RIMS-CRMP Prep Workshops — Including Chris Mandel's Dec 13–14 Course Related RIMScast Episodes: “All Roads Lead to ERM with Merline Barrington of the Port Authority of NY & NJ” “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM's Value Proposition with Chris Mandel” “ERM in Banking & Finance with Eleni Willis” “Emerging Risks and Board Reporting with Suzanne Christensen” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Chris Mandel! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests Fernanda Gutierrez Franco Vice President | Gamma Iota Sigma-Beta Mu Vice President | Women in Business Student Assistant | Environmental Health and Safety Attends: University of Colorado Denver   Marianne Roth, AFERM President Bobbi-Jo Pankaj, 2023 Summit Committee Chair  Aferm.org   Dr. Innocent Uzombah, MBA — Registrar General/CEO, Chartered Institute of Loan & Risk Management of Nigeria   Tweetables (Edited For Social Media Use): ERM is everyone coming together to realize that there has to be a risk assessment or something laid out. It's educating the people who aren't a part of the risk industry that risk is always here and it's better to be prepared than to be sorry later. — Fernanda Gutierrez Franco   I have a deep love for ERM. AFERM is the Association of Federal Risk Management. We have a lot of activities for federal, state, and local government, as well as vendors. I'm a vendor. — Bobbi-Jo Pankaj   At the Summit, everybody loves ERM. We have public and private sector speakers. We have 21 unique break-out sessions. We have five plenary speakers, including the Commissioner of the Internal Revenue Service. There's a lot of networking. — Marianne Roth   We share ideas between countries and try to improve the body of knowledge in the risk management practice in Africa. — Dr. Innocent Uzombah, MBA  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Merline Barrington, ERM Manager for the Port Authority of NY and NJ, who will be a speaker at the RIMS ERM Conference 2023 on the morning of Friday, November 3rd. Justin and Merline discuss Merline's career path, what her passion is, and how it led her to the Port Authority. She speaks of the benefits she gains from her CRMP certification and gives us a glimpse of what to expect from her session on Nov. 3, at the RIMS ERM Conference 2023.   Key Takeaways: [:01] About RIMScast. [:14] These are the final days to register for the RIMS ERM Conference 2023, in Denver, Colorado on November 2nd–3rd. Visit RIMS.org/ERM2023 and listen to this episode to hear the online-only code you can use to save 10% off your registration at checkout! [:46] About today's episode, where we will discuss ERM and transportation with Merline Barrington of the Port Authority of NY and NJ. Merline will be a presenter at the ERM Conference 2023. [1:06] The RIMS ERM Conference 2023 will be held in Denver, Colorado on November 2nd and 3rd. Visit RIMS.org/ERM2023 to view the agenda. At checkout, if you type code 2023RIMSCAST, all one word with no spaces, you will receive 10% off your registration. [1:27] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [1:58] My guest today, Merline Barrington, is the Manager of Enterprise Risk Management for the Port Authority of New York and New Jersey. On November 3rd, she will be leading one of the breakout sessions at 9:00 a.m., titled “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time.” [2:20] Merline is also a CRMP holder and a lot of fun to speak with. Let's get started! Justin welcomes Merline Barrington to RIMScast! [2:32] Justin and Merline met last year at the RIMS ERM Conference 2022 in Indianapolis. Merline was a very excited attendee. Justin picked up on that enthusiasm and suggested Merline should submit a session. Today, they will talk about the session Merline will do for RIMS ERM Conference 2023. [3:13] Merline Barrington's session for RIMS ERM Conference 2023 is called “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time,” on November 3rd, kicking off the Friday morning sessions. Merlin is more excited than nervous about it! [3:34] Justin was fascinated with Merline's position at the Port Authority of New York and New Jersey. She is the lead for ERM. The ERM unit is a small, nimble, central group with dotted line connections up, down, and across the enterprise to areas that are indirectly or directly responsible for ERM risks to their business and objectives. [4:35] As a Certified Risk Management Professional (CRMP), Merline is responsible for leading and innovatively developing an ERM program designed to proactively manage business, operational, emerging, and strategic risks to this very complex, quasi-government, bi-state organization. [4:55] The Port Authority of New York and New Jersey spans several global business segments altogether valued at several billion dollars. Merline's work includes determining the agency's ERM framework and architecture, and integrating risk intelligence with key functions such as strategic planning and resource allocation.  [5:21] Merline also works with partners in different lines of defense, such as audit and insurance. All of this is ultimately to inform decision-making and to provide that holistic view and understanding of significant risks to executive and board-level audiences. [5:39] Merline works with various levels of the enterprise, from the most senior executive levels to the front-line staff to proactively identify and manage risk via workshops, risk control self-assessments (RCSA), and other techniques. [5:57] Importantly, Merline's job also includes developing and mentoring practitioners on her team and indirect team members throughout the organization to deliver on its program's value proposition. [6:32] Merline discusses the value proposition of ERM. If you take the time to craft an honest and accurate value proposition for the brand of ERM of your organization and consider what your key audience expects from ERM, you can develop a cascading message where the core remains the same but there are different levels of zooming in. [8:06] The Port Authority is responsible for transportation by land, water, air, and roadways. This includes the major airports in the New York-New Jersey region, and one in upper New York: LaGuardia, JFK, Newark, and National Airports. It includes the seaport, marine terminals, bus terminals, bridges, tunnels, and commuter rail pass. [9:31] The Port Authority also has some real estate in Lower Manhattan. If you're in or around New York or New Jersey, you touch a Port Authority asset, one way or another, [10:02] Merline explains what brought her to the Port Authority. She has a passion for public service. She earned a spot in the agency's competitive management program for grad students. She touched many areas of the agency, which piqued her interest in a career in an area where she could leverage her skills to improve public service. [10:41] Merline's career at a transportation provider led her to risk by providing an avenue to build her career in an area that is purposed to protect routine, mature organizational value. That is ERM. Following her passions in what she is good at is what led Merline to ERM. She wants to make public institutions better with her skills. [11:21] This is Merline's 10th year at the Port Authority. [11:50] RIMS plug time! Justin sends a quick shoutout to the RIMS New Zealand and Pacific Island Chapter and Marsh Australia and New Zealand, who welcome you to “Embrace the Unknown, Unleashing the Power of Risk.” This is a one-day session on February 12th, 2024 at the Pullman Hotel in Auckland, New Zealand. [12:13] It will be a gathering of experts, thought leaders, and professionals from various industries to explore and discuss the critical role of risk management in today's dynamic and uncertain world. There are sessions about AI, resilience, and adaptability, highlighted by case studies and insights. A link is on this episode's notes. [12:35] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! [13:03] December 7th starts the three-part course, Leveraging Data and Analytics for Continuous Risk Management, which will be led by our friend Pat Saporito. [13:15] Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [13:24] On October 31st, Resolver returns to present Building Your Business Case for GRC Software in 2024. Metrics That Matter has Enhanced Decision-Making Across Your Cybersecurity Program on November 7. CLARA Analytics makes its RIMS debut on November 9th with Risk Management in the Era of Artificial Intelligence. [13:56] On November 16th, Nationwide returns to present U.S. Customs Surety Bonds: A Primer for Risk Professionals. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [14:15] On December 12th, Prepare Yourself for the New Generation of Risk with Riskonnect. On December 14th, Aon will be Addressing Today's Risks While Preparing for the Risks of Tomorrow. [14:28] Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [14:49] Generally speaking, organizations of similar size or depth to the Port Authority may be experiencing a confluence of strategic risks, such as cybersecurity meets climate change, and the need to adopt digital and climate-friendly technology at a balanced rate, so as not to exceed the adoption curve, while attracting the right talent. [15:41] Merline believes organizations are having to grapple with the introspection of these risk areas, compounded by a volatile global and economic context. The ability to interpret uncertainty before it fully emerges is relevant to organizational strategy. Being able to measure the potential impact is critical to the success of any organization. [16:25] Merline advises organizations and travelers to book flights early and plan ahead. Have a Plan B. See if your destination is also served by rail or other modes of transport since things are unpredictable. If your flight doesn't work out, you have another plan. [17:44] Merline's RIMS CRMP certification has added much value to how she approaches ERM in the organization, especially in how she develops new staff. It helps when mentoring staff to be able to point to specific principles and research to delve into to become a better RMP and communicate how said principles enrich the work they do. [18:26] Merline earned her RIMS CRMP about two years ago. She was attending the conference where she met Justin as a way to gather credits toward recertification. Merline has a lot of interest in ERM and AI and data analytics and ERM.  [19:28] All roads lead to the further integration of ERM and strategy, using all the developing emerging technologies of AI, data, etc. ERM is to get better insights and get ahead of the curve to bring meaningful dialog to the attention of decision-makers and facilitate decision-making based on a thorough understanding of data and analytics. [20:14] Merline Harrington shares her CRMP story in a link in this episode's show notes. [20:21] Merline's ERM session will be one of the first Conference breakouts of November 3rd, “Connecting ERM to Strategy: Tackling Strategic Risks a Deep Dive at a Time.” Merline is excited to share a bit of the journey of her ERM practice at the Port Authority, sharing her wins and lessons learned that turned into tactics and techniques. [21:31] Merline will be highlighting some of the turning points, all of which happened at a complex organization while engaging several different types of businesses, which added complexity to her work. [21:54] Merline is eager to have this conversation on ERM starting with COSO's updated version of the ERM Framework in 2016‒2017, explicitly tying what we do to strategy setting, strategy execution, and strategy monitoring. And then the hard work came in of planning how to do it. Everyone has their own flavor or path of ERM. [22:32] If a person can walk away from the session with a helpful technique or two Merline will think she has been successful. Justin will try to jump into Merline's session first thing in the morning. [22:58] Justin tells Merline Barrington it's a real pleasure to see her again, and looks forward to seeing her later this week in Denver. [22:19] Special thanks again to Merline Barrington of the Port Authority of New York and New Jersey for joining me on RIMScast. I have a link to her CRMP story on this episode's show notes. She'll be kicking things off for us on November 3rd at the RIMS ERM Conference 2023 in Denver, Colorado. [23:40] Last call for registration, folks. Visit RIMS.org/ERM2023. Register today, We want to see you there! [23:48] Go to the App Store and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS App! [24:10] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [24:54] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [25:20] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:36] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [25:58] Justin thanks you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2023 | Nov 2–3 in Denver, CO! Enter 2023RIMSCAST at checkout for 10% off registration! Embrace The Unknown: Unleashing the Power of Risk | Hosted Live & In-Person by RIMS NZ & PI | Feb 12, 2024 | Register early to save 18%​: Dan Kugler Risk Manager on Campus Grant RIMS-Certified Risk Management Professional (RIMS-CRMP) NEW FOR MEMBERS! RIMS Mobile App Merline Barrington's RIMS-CRMP Story RIMS Webinars: Building Your Business Case for GRC Software in 2024 | Sponsored by Resolver | Oct. 31, 2023 Enhance Decision-Making Across Your Cybersecurity Program | Sponsored by Metrics That Matter | Nov. 7, 2023 Risk Management in the Era of Artificial Intelligence | Sponsored by CLARA Analytics | Nov. 9, 2023 An Introduction to U.S. Custom Surety Bonds | Sponsored by Nationwide | Nov. 16, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 Prepare Yourself for the New Generation of Risk | Sponsored by Riskonnect | Dec. 12, 2023 Addressing Today's Risks While Preparing for Tomorrow | Sponsored by Aon | Dec. 14, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Captives as an Alternate Risk Financing Technique | Nov 1 Managing Worker Compensation, Employer's Liability and Employment Practices in the US | Nov 7 Leveraging Data and Analytics for Continuous Risk Management | Dec 7 See the full calendar of RIMS Virtual WorkshopsAll RIMS-CRMP Prep Workshops – Including Chris Mandel's Dec 13-14 Course Related RIMScast Episodes: “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM's Value Proposition with Chris Mandel” “ERM in Banking & Finance with Eleni Willis” “Emerging Risks and Board Reporting with Suzanne Christensen” Sponsored RIMScast Episodes: Cyclone Season: Proactive Preparation for Loss Minimization | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Darius Delon! Spencer Educational Foundation RIMS DEI Council   RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest Merline Barrington ERM Manager for the Port Authority of NY and NJ   Tweetables (Edited For Social Media Use): As a Certified RMP, I am responsible for leading and innovatively developing an ERM program designed to proactively manage business, operational, emerging, and strategic risks to this very complex, quasi-government, bi-state organization. — Merline Barrington   I work with various levels of the enterprise, from the senior executive levels to the front-line staff to proactively identify and manage risk via workshops, risk control self-assessments (RCSA), and other techniques. — Merline Barrington   If a person can walk away from the session with a helpful technique or two, then I think I would have been successful. — Merline Barrington    

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews Chris Mandel on his career highlights and service award, being RIMS President, how the tone of the profession has changed, and how ERM has evolved. They explore why having an organizational ERM group is still a tough sell. They discuss Chris's sessions in the upcoming RIMS ERM Conference 2023 on November 2, with one session in the morning and one in the afternoon, and what members can expect when they attend. They wrap up the discussion with thoughts on the RIMS-CRMP Virtual Workshop on December 13 and 14 and some insights into Chris's popular ERM LinkedIn Group.   Key Takeaways: [:01] About RIMScast. [:14] Register for the RIMS ERM Conference 2023, which will be held in Denver, Colorado on November 2nd–3rd. RIMS will also host an ERM-based tour of Ball Arena in Denver on November 1st. Limited seating is available. Visit RIMS.org/ERM to register and listen to this episode to hear the code for 10% off your registration! [:41] About today's episode on all things ERM with former RIMS President, Chris Mandel. [1:01] All about exciting, upcoming RIMS events! If you will be attending RISKWORLD 2024 in San Diego, California, take a moment to sign up as a volunteer judge on the panel of risk professionals in the Spencer-RIMS Risk Management Challenge 2024. [1:27] The top three teams will be awarded cash prizes and recognized at the Spencer reception and during the RISKWORLD Conference Finale. This is our annual international six-month-long university student competition. Full details can be found on the Spencer website at Spencered.org. [1:44] The application period closes on October 31st, 2023. Get involved; participate. We hope to see you at RISKWORLD! [1:53] The RIMS Legislative Summit is returning to Washington, D.C. on October 25th and 26th. Head to the RIMS.org/Advocacy page to register. [2:04] The RIMS ERM Conference 2023 will be held November 2nd and 3rd in Denver, Colorado. On November 1st, RIMS is hosting an ERM-based tour of Ball Arena, where the Denver Nuggets and Denver Avalanche play. There is limited seating. Register at RIMS.org/ERM2023. At checkout, type code 2023RIMSCAST for 10% off registration! [2:52] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [3:23] Chris Mandel is well-known in the risk management community and among RIMS members. He served as RIMS President in 2002 and received the Harry and Dorothy Goodell Award for outstanding service and achievement in the risk management discipline in 2016. He's had a wonderful career that seems to go on and on! [3:48] Check out the link and listen to the RIMS Risk Leaders series episode I did with Chris a few years back. Chris is also the President and Managing Consultant for Excellence in Risk Management, an LLC based in Tennessee. He's here today to discuss all things ERM. [4:11] Chris will lead two sessions at the RIMS ERM Conference 2023 in Denver, CO on November 2nd. In the morning, he will lead “The Value Proposition and Process for Operationalizing Risk Appetite Strategies and Frameworks.” [4:28] In the afternoon, Chris, with leaders from HUB International, will co-lead a 45-minute session titled, “Nerd-Out on Numbers: Why Analytics Are Key to Extraordinary ERM.” Chris will also be leading a RIMS CRMP Virtual Workshop on December 13th and 14th. He just can't quit risk management and we're all better for it! [4:55] Justin welcomes Chris Mandel to RIMScast. Chris was RIMS President in 2002–2003. Chris spent the first half of his career in traditional risk management in large corporations. In the first part of this century, Chris was asked to create an ERM strategy and ultimately became Chief Risk Officer for USAA in San Antonio, for 10 years. [6:02] That was where Chris's career became more progressive. Chris was on the RIMS board for seven years, was Risk Manager of the Year in 2004, and received the Goodell Award in 2016 for lifetime achievement. He has retired twice but he can't seem to stop. He has a consulting firm specializing in ERM. [6:27] Chris spent eight years doing strategic work for Sedgwick. He is on the faculty at Embry-Riddle Aeronautical University, where he teaches ERM. ERM is a key aspect of his skillset. The risk discipline is advancing and maturing, so there's never a dull moment. [7:41] The risk management profession has changed since 2002. In 2002, risk managers were focused on insurable risk. The Enron debacle raised the question of whether risk was being managed effectively in a lot of companies. Risk management became an explorative discipline of embracing risk and exploring the ERM version of the discipline. [8:53] Chris calls the years since 2002 a time of expanding, exploring, and innovation until now when we are executing on things that were more conceptual in the past, employing progressive tactics and strategies to manage an ever-expanding landscape of risk for organizations that are increasingly being challenged by risks. [9:29] ERM is constantly maturing. RIMS has published its second ERM maturity model. It's recognition of getting to a level of maturity where we might accomplish some other objectives that might push this more from a discipline into a profession. Risk professionals need recognition in their organizations so they can influence decisions. [10:17] Organizations are discovering the need for robust ERM and how it adds value in risktech and insuretech. If you ignore rare risks, and they blow up in your face, you get asked, “How did you miss that?” ERM is coalescing into an issue for serious practitioners who want to rise in the ranks to be more influential in their organizations. [12:30] There are still detractors who believe all you need to worry about is how you insure the organization. They believe that as long as nothing uninsured blows up in their faces. Then they believe in ERM. [12:45] Chris will present “The Value Proposition and Process for Operationalizing Risk Appetite Strategies and Frameworks” at RIMS ERM Conference 2023. Chris just co-authored a paper on risk appetite in financial institutions that is being considered for publication in a journal of risk management for banking. [14:16] The presentation is to convince the audience that even if you're not in financial services, there's good reason why you want to manage risk to risk appetite. That's a simple way to state what can be a very complicated approach and process. How can you manage risk if you don't know how much risk you're able to take or need to take? [15:14] Chris will be presenting with Barry Franklin, former CRO for Zurich North America who is an actuary. [15:31] In the afternoon, Chris, with leaders from HUB International, will co-lead a 45-minute session titled, “Nerd-Out on Numbers: Why Analytics Are Key to Extraordinary ERM.” Jeff Guttman and Chrystina Howard from HUB International, Client Analytics and ERM, had asked Chris to join them on this presentation. [15:53] The session focuses on the evolution from total cost of risk (TCOR) to applying concepts and tools that get risk quantification done in a more robust way and move beyond just those things that are insurable. A lot of people are still skeptical about that. That's one reason risk appetite frameworks and strategies are not always adopted. [16:28] There will be some compelling arguments presented about some ways in which risk can be quantified that people may never have been exposed to. If you thought strategic risk was unquantifiable, you're wrong. Strategic risk has been shown to be the most destructive kind of risk, over financial, operational, legal, and compliance risks. [17:16] These two sessions dovetail nicely for Chris. They are hot topics for him, what he teaches at Embry-Riddle Aeronautical University, and what he practices in his consulting. [17:32] RIMS plug time! Sponsor an episode of RIMScast! Contact us at pd@rims.org. Justin is pleased, humbled, and excited to announce that RIMS and RIMScast have won the 2023 Excellence in MarCom Award on October 24, 2023, from the New York Society of Association Executives (NYSAE)! [18:18] On Friday, November 10th, from 10 to 11, NYSAE is presenting a virtual program called ”Podcasting — A Revenue Stream for Your Association.” Justin is honored to be one of the panelists. A link is in this episode's notes. [18:35] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. Our friend Elise Farnham returns on October 24th and 25th to lead the two-day course Fundamentals of Risk Management. [18:56] Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [19:27] On October 26th, our friends from Zurich North America return to present PFAS Forever Chemicals – Regulations, Litigation, New Technologies. On October 31st, Resolver returns to present Building Your Business Case for GRC Software in 2024. [19:51] Metrics That Matter has Enhanced Decision-Making Across Your Cybersecurity Program on November 7. On November 21st, Beazley returns to present Business Risk: Helping Your Executives to Navigate Today's Volatile Risk Environment. [20:11] There is a lot of great educational content for you in the next month! Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [20:38] Even in college, Chris was deathly afraid of public speaking. For the last 15 or 20 years, it seems all he has done is talk to audiences. As RIMS President, he talked to conference audiences in the thousands. He traveled the world talking to chapters and regional conferences. It's almost 2nd nature to him now. It's what he loves doing. [22:05] Chris brings that same feeling to a RIMS ERM 45-minute session on numbers as well as to an address. He makes it concise and engaging. He plans it as a conversation with the audience, including questions. [23:46] Chris will be leading a RIMS-CRMP Virtual Workshop on December 13th and 14th. Chris was in the first 200 to take the RIMS-CRMP as soon as he qualified for it. He felt he needed it if he was going to keep speaking on risk. There were no preparatory materials at the time but he passed. Now there are the Virtual Workshops to help you. [24:55] Chris tells us how to be better prepared for the RIMS-CRMP examination. It's a reflection of experience and knowledge that goes way beyond the surface. It's designed to cause people to think. People need to properly prepare for it to get through it. CRMP reflects, more than anything, the advancement of the discipline closer to a profession. [26:24] You can't memorize the CRMP test. The test changes every time around. You're learning core concepts in the workshop. The RIMS-CRMP is about what you've put into practice over the years; it's an attempt to measure the depth of your experience, knowledge, and skills. [26:44] Chris uses interaction in his presentation of the RIMS-CRMP Virtual Workshop. It's a combination of lecture and group exercises that keep people engaged throughout. Chris teaches it at the university or master's level. [27:40] Chris created an ERM LinkedIn group in 2004 or 2005. See the link in the show notes. It has around 51,000 members from around the world. Chris blocks people who try to sell things or present topics that do not relate to risk management. Justin is going to post a link to this episode on the group. Any ERM enthusiast can learn from Chris. [31:03] Chris Mandel will be at the RIMS ERM Conference 2023 in Denver, Colorado on November 2nd. The first session he's going to do is 60 minutes, called “The Value Proposition and Process for Operationalizing Risk Appetite Strategies and Frameworks.” [31:19] In the afternoon, Chris, with leaders from HUB International, will co-lead a  45-minute session titled, “Nerd-Out on Numbers: Why Analytics Are Key to Extraordinary ERM.” [31:26] Chris has always been supportive of Justin's work at RIMS. Justin thanks Chris for joining RIMScast. [31:41] Special thanks to former RIMS President, Chris Mandel for joining us on RIMScast. He'll be leading sessions at the RIMS ERM Conference on November 2nd and 3rd and he will be leading the RIMS-CRMP Prep Virtual Workshop on December 13th and 14th. See links in this episode's show notes. [32:02] Go to the App Store and download the RIMS App. This is a special members-only benefit. Justin spoke with Chris Mandel a few years ago about some challenges he overcame during his career as part of the RIMS Risk Leaders audio series. That episode is now on the RIMS App so go check it out! Everybody loves the RIMS app! [32:38] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [33:19] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [33:43] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:59] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [34:21] Justin thanks you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2023 | Nov 2–3 in Denver, CO! Enter 2023RIMSCAST at checkout for 10% off registration! RIMS Legislative Summit — Oct 25 & 26, Washington, D.C. Dan Kugler Risk Manager on Campus Grant Spencer-RIMS Risk Management Challenge 2024 — Be a Case Study or Join Judging Panel! RIMScast to receive the 2023 Excellence in MarCom Award from the New York Society of Association Executives (NYSAE)! “NYSAE Webinar: Podcasting — A Revenue Stream for Your Association” ERM Group on LinkedIn RIMS-Certified Risk Management Professional (RIMS-CRMP) Chris Mandel: RIMS Risk Leaders Series (Audio Interview About Major Risks & Career Highlights) Chris Mandel Receives RIMS' Top Honors (Risk Management Monitor, 2016) NEW FOR MEMBERS! RIMS Mobile App RIMS Webinars: PFAS Forever Chemicals — Regulations, Litigation, New Technologies | Sponsored by Zurich | Oct. 26, 2023 Building Your Business Case for GRC Software in 2024 | Sponsored by Resolver | Oct. 31, 2023 Enhance Decision-Making Across Your Cybersecurity Program | Sponsored by Metrics That Matter | Nov. 7, 2023 Business Risk: Helping your Executives Navigate Today's Volatile Risk Environment | Sponsored by Beazley | Nov. 21, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Fundamentals of Risk Management | Oct 24–25 Managing Worker Compensation, Employer's Liability and Employment Practices in the US | Nov 7 See the full calendar of RIMS Virtual Workshops All RIMS-CRMP Prep Workshops— Including Chris Mandel's Dec 13–14 Course Related RIMScast Episodes: “Harnessing Innovation's Promise with ERM Conference Keynote Bob Roitblat” “ERM in Banking & Finance with Eleni Willis” “The Future of AI and Work with Sinead Bovell” “Genuine Generative AI Talk with Tom Wilde of Indico Data” “Live from the RIMS ERM Conference 2022” Sponsored RIMScast Episodes: “Cyclone Season: Proactive Preparation for Loss Minimization” | Sponsored by Prudent Insurance Brokers Ltd. (New!) “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response “Cyberrisk Outlook 2023” | Sponsored by Alliant “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Roland Teo! Spencer Educational Foundation RIMS DEI Council RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide Spencer Educational Foundation RIMS DEI Council   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest, Chris Mandel President and Managing Consultant ExcelinRisk.com Excellence in Risk Management, LLC, Nashville, Tennessee   Tweetables (Edited For Social Media Use): I spent the first half of my career in traditional risk management with companies like Verizon, The Red Cross, Marsh, and Pepsico. In the early part of the new century,  I was asked to create an ERM strategy and became CRO for USAA. That's where I turned my career. — Chris Mandel   You can't ignore the “black swans,” infrequent as they are, because as soon as you do, they're going to blow up in your face, and then you're going to get that question nobody likes, which is, “How did you miss that!?” — Chris Mandel   The test changes every time around. They're learning core concepts in the workshop. The RIMS-CRMP is about what you've put into practice over the years because it is an attempt to measure the depth of your experience, knowledge, and skills. — Chris Mandel  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin is delighted to welcome innovation thought leader Bob Roitblat to RIMScast. Bob is the keynote speaker at RIMS ERM Conference 2023. He speaks about his keynote, “Elevate, Revolutionize, Maximize: Harnessing Innovation's Promise.” Bob shares how innovation ties into strategy and risk, and how you can harness the great potential of innovation through careful strategy and risk management. Bob is an engaging speaker who asks his audience to be prepared to participate and learn. Get set for a dynamic keynote presentation on harnessing innovation's promise for your organization!   Key Takeaways: [:01] About RIMScast. [:14] Register for the RIMS ERM Conference 2023, which will be held in Denver, Colorado on November 2nd–3rd. RIMS will also host an ERM-based tour of Ball Arena in Denver on November 1st. Limited seating is available. Visit RIMS.org/ERM to register and listen to this episode to hear the code for 10% off your registration! [:41] About today's episode with RIMS ERM Conference 2023 keynote Bob Roitblat. [1:01] All about exciting, upcoming RIMS events! Would you like funding to hire a risk management intern in 2024? If so, take a moment to apply for a Spencer Internship Grant. The application form will close on October 15th. The link is in this episode's notes. [1:27] If you will be attending RISKWORLD 2024 in San Diego, California, take a moment to sign up as a volunteer judge in the Spencer-RIMS Risk Management Challenge 2024. This is our annual international student competition. Full details can be found on the Spencer website at Spencered.org. Get involved; participate. We want to see you there! [1:51] Head to the RIMS.org/Advocacy page to register for The RIMS Legislative Summit, which is returning to Washington, D.C. on October 25th and 26th. [2:03] The RIMS ERM Conference 2023 will be held November 2nd and 3rd in Denver, Colorado. On November 1st, RIMS is hosting an ERM-based tour of Ball Arena, where the Denver Nuggets and Denver Avalanche play. There is limited seating. Register at RIMS.org/ERM2023. At checkout, type code 2023RIMSCAST for 10% off registration! [2:51] The ERM Conference 2023 will be different than years past. We've got some great changes. Book your travel plans now! RIMS will host a Post-conference Workshop for the RIMS CRMP from 9:00 to 4:00 MT on November 4th and 5th. Save $100 when you register for the conference and workshop in one transaction. Links are in the notes. [3:21] Bob Roitblat is a multiple business owner and well-known TEDx speaker. Bob will kick off the RIMS ERM Conference 2023 on November 2nd with his keynote, “Elevate, Revolutionize, Maximize: Harnessing Innovation's Promise.” Bob is very engaging and I am looking forward to the energy he will bring to the keynote address on November 2nd! [4:30] Bob Roitblat has started a dozen companies. Each company focused on three areas: innovation, strategy, and risk. The three areas are closely tied together. You can't be successful in one without the other two. It's a three-legged stool. [5:03] Bob describes innovation as doing something new and different that makes a difference. It could be new products or services, a new business model, or a new organizational structure. It's something that you haven't done before that will make a difference to your organization. (A positive difference, preferably!) [6:00] Most of the time when people innovate within an organization, they don't call attention to it, they just run more efficiently. Amazon is a huge logistics company that runs smoothly. They spend billions on innovation. They bought a robotics company to have robots to deliver products on schedule. [6:28] There is also the innovation of developing products and services for external consumption by customers. Bob cites Zia Chisti, who invented Invisalign braces. Orthodontia hadn't changed for 100 years until a Stanford student wanted to change the experience of braces. Within 10 years, he completely altered orthodontia. [7:20] Richard Montañez, a janitor who worked for Frito-Lay, invented Flaming Hot Cheetos. He altered the landscape for focus marketing. He went after a segment of the market people didn't think to go after. Now we're not just marketing to people but to segments of those people. Richard retired as the VP of Multicultural Affairs at Pepsico. [10:05] Bob describes the upcoming influence of AI digital workers on innovation. In terms of efficiency, we are underselling the capabilities of digital workers. Let's elevate our perspective. How do we use digital workers to drive the top line, open new markets, and address new submarkets like Montañez did? [11:44] Software bots may or may not use AI but they are digital workers. [11:57] RIMS plug time! Sponsor an episode of RIMScast! Contact us at pd@rims.org. Justin is pleased, humbled, and excited to announce that RIMS and RIMScast have won the 2023 Excellence in MarCom Award on October 24, 2023, from the New York Society of Association Executives (NYSAE)! [12:41] On Friday, November 10th, from 10 to 11, NYSAE is presenting a virtual program called ”Podcasting — A Revenue Stream for Your Association.” Justin is honored to be one of the panelists. A link is in this episode's notes. [12:57] Upcoming Virtual Workshops: Visit RIMS.org/virtualworkshops to see the full calendar. October 2nd is the last day to register for Applying and Integrating ERM, a two-day course on October 3rd and 4th, led by Elise Farnham. On October 10th and 11th, our friend Gail Kiyomura will host a two-day workshop on Claims Management. [13:28] Our friend Chris Hansen was recently on RIMScast. He will be leading Managing Worker Compensation, Employer's Liability, and Employment Practices in the US on November 7th and 8th. Be sure to register for that course! Information about these sessions and others is on the RIMS Virtual Workshops page. Check it out and register! [13:56] On October 12th, AXA XL returns to present Stand Tall: How to Boost your Cyber Posture Against Creative Cyber Criminals. [14:10] On October 26th, our friends from Zurich return to present a session on PFAS,  Forever Chemicals and PFAS Litigation. Visit RIMS.org/Webinars to learn more about these webinars and to register! Links are in the show notes. Webinar registration is complimentary for RIMS members. [15:11] Bob's November 2nd keynote preview: Imagine that innovation is a lake. It's full of potential. Unless you harness that flow in some way, you can't take advantage of it. Your strategy is a dam. You set it so the flow doesn't wipe out the town below. That's good risk avoidance. [15:57] Maybe your strategy is to use irrigation pipes to make the surrounding land tillable and farmable. That generates revenue. Maybe your strategy is a hydroelectric plant inside the dam and generate electricity to sell. Unless you have a strategy to extract value from your lake of innovation, it only has potential value. [16:46] The theme of the keynote is how to build your dam strategy to extract value from the innovation that you can identify. [17:11] Bob says to attend the keynote and be prepared to participate! It will not be a one-way data dump! You won't be bored! There will be a QIOS session. Bob won't have all the answers, but he'll answer your Questions with Ideas, Opinions, and Suggestions! Let's start the conversation! [18:00] With Bob's keynote and the following sessions by other speakers, the people who show up will be overloaded with value, and knowledge, and be prepared to go back to their organizations and “take over the world.” [18:29] Bob uses lots of images in his keynote, produced by Gen AI and edited in Photoshop and enhanced with Adobe Illustrator. But digital isn't always the answer. Sometimes analog images are the best way. [19:47] October is National Cybersecurity Awareness Month. It's a subject of the Conference and Bob will address it. Listen in the keynote for the top ten innovations Bob thinks will have the biggest impact on Enterprise Risk Management. Two of the ten deal with cybersecurity. [20:12] Bob shares a point. If you sign up for ChatGPT and you want to have access to the latest LLM, it's a subscription of $20.00 a month. If you subscribe to FraudGPT, a chatbot that helps you hack into things and be fraudulent, you pay a subscription of $200 a month. Don't tell Bob that crime doesn't pay! [21:04] Bob's parting words: “If you see me in the hall, grab me, tell me what you want to talk about. If you disagree with me, please speak up, let's have the conversation. And I've already changed my airfare to stay a little longer 'cause I just saw a new session popped up that I want to go to! So this will be the event of the season! Let's do it!” [21:26] Special thanks again to Bob Roitblat, our RIMS ERM Conference 2023 keynote speaker for joining us. Register today at RIMS.org/ERM2023. You get to hear Bob first thing in the morning on November 2nd and you'll have the chance to connect with him after the keynote, possibly in some other sessions. Links are in the show notes. [21:49] Go to the App Store on your phone and download the RIMS App. This is a special members-only benefit. Everybody loves the RIMS app! [22:08] You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in our show notes. RIMScast has a global audience of risk professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate! Contact pd@rims.org for more information. [22:50] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. The RIMS app is available only for RIMS members! You can find it in the App Store. [23:13] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [23:29] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com and in print, and check out the blog at RiskManagementMonitor.com. Justin Smulison is Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [23:49] Justin thanks you for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Mentioned in this Episode: RIMS ERM Conference 2023 | Nov 2–3 in Denver, CO! Enter 2023RIMSCAST at checkout for 10% off registration! NEW FOR MEMBERS! RIMS Mobile App RIMS Legislative Summit — Oct 25–26, Washington, D.C. RIMS Western Regional — Oct 4–6, Vail Colorado RIMS-Certified Risk Management Professional (RIMS-CRMP) Dan Kugler Risk Manager on Campus Grant RIMScast to receive the 2023 Excellence in MarCom Award from the New York Society of Association Executives (NYSAE)! “NYSAE Webinar: Podcasting — A Revenue Stream for Your Association” Spencer Educational Foundation — Hire A Risk Intern 2024 | Deadline Oct. 15, 2023 Spencer-RIMS Risk Management Challenge 2024 — Be a Case Study or Join Judging Panel! RIMS Webinars: Stand Tall: How to Boost your Cyber Posture Against Creative Cyber Criminals | Sponsored by AXA XL | Oct. 12, 2023 PFAS Forever Chemicals — Regulations, Litigation, New Technologies | Sponsored by Zurich | Oct. 26, 2023 RIMS.org/Webinars Upcoming Virtual Workshops: Claims Management | Oct 10–11 Managing Worker Compensation, Employer's Liability and Employment Practices in the US | Nov 7 See the full calendar of RIMS Virtual WorkshopsAll RIMS-CRMP Prep Workshops Related RIMScast Episodes: The Future of AI and Work with Sinead Bovell Live from the RIMS ERM Conference 2022 Risk and Leadership with Lt. Gen. (ret) Roméo Dallaire Genuine Generative AI Talk with Tom Wilde of Indico Data ERM in Banking & Finance with Eleni Willis Security Risks and Implementing ERM with Kelly Johnstone Emerging Risks and Board Reporting with Suzanne Christensen ERM at the Veterans Benefits Administration Sponsored RIMScast Episodes: “Subrogation and the Competitive Advantage” | Sponsored by Fleet Response (New!) “Cyberrisk Outlook 2023” | Sponsored by Alliant (New!) “Chemical Industry: How To Succeed Amid Emerging Risks and a Challenging Market” | Sponsored by TÜV SÜD “Insuring the Future of the Environment” | Sponsored by AXA XL “Insights into the Gig Economy and its Contractors” | Sponsored by Zurich “The Importance of Disaster Planning Relationships” | Sponsored by ServiceMaster “Technology, Media and Telecom Solutions in 2023” | Sponsored by Allianz “Analytics in Action” | Sponsored by Alliant “Captive Market Outlook and Industry Insights” | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd. “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL “How to Reduce Lithium-Ion Battery Fire Risks” | Sponsored by TÜV SÜD “Managing Global Geopolitical Risk in 2022 and Beyond” | Sponsored by AXA XL RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars Risk Management Magazine Risk Management Monitor RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Roland Teo! Spencer Educational Foundation RIMS DEI Council RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play RIMS Buyers Guide   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on Apple Podcasts. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest, Bob Roitblat Roitblat.com   Tweetables (Edited For Social Media Use): Imagine that innovation is a lake. It's full of potential. But unless you harness that water flow in some way, you're not going to be able to take advantage of it. So you're going to come up with a dam. Your strategy is a dam. — Bob Roitblat   The theme of the keynote is how to build your “dam strategy” to extract value from the innovation that you can identify. — Bob Roitblat   We're going to do a QIOS. … I don't have all the answers, but please, ask your Questions and I will share some ideas, give you my Opinions, and make some Suggestions! Let's start the conversation! — Bob Roitblat   If you subscribe to FraudGPT, a chatbot that helps you hack into things and be fraudulent, that subscription costs you $200 a month. So please don't tell me that crime doesn't pay! — Bob Roitblat

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEOs, and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor, and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, and NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca.   In this episode, Rocco talks about understanding your dream for the future. You will also learn how Rocco achieved the life he always wanted. Rocco believes that creating personalized wealth management solutions will help his clients bring their vision to life, considering personal, family, and business goals in every decision.   Connect with Rocco A. Carriero Instagram Linkedin Twitter Balance Your Business, Balance Your Life (book) Rocco A. Carriero   Connect with Mike Szczesniak Instagram LinkedIn YouTube

In conversation with Rorisang Mzozoyana, Senior Legal Counsel. A strong personal brand can attract exciting and new opportunities your way. Although LinkedIn is the top social media platform for professionals, Instagram and TikTok are critical to engage younger generations. Explore how to use these tools to share your expertise and connect with your peers. Thank you to Bridgett Majola, Director, Banking & Finance, Head of Project Finance: Energy & Infrastructure at CMS for hosting this episode.  Connect with Rorisang on LinkedIn.  Find more tools to help you shape your future, visit www.ipfa.org/future-leaders/

California to Memphis for a real estate tour. Investor Mac flew in from California to check out Memphis and join us on the podcast. Mac has an impressive background in banking and finance, and he's also passionate about real estate. Aaron and Mac discuss their careers and experiences, including the financial collapse and unethical behavior in the corporate world. Mac emphasizes the importance of visiting properties and experiencing them firsthand before making investment decisions. They explore different real estate markets and the advantages of owning properties directly rather than investing in REITs. They also talk about their recent tour of neighborhoods in Memphis and the potential opportunities they discovered. Stay tuned for more episodes where they delve deeper into these opportunities and non-traditional financing.

Investor Mac flew in from California to check out Memphis and join us on the podcast. Mac has an impressive background in banking and finance, and he's also passionate about real estate. Aaron and Mac discuss their careers and experiences, including the financial collapse and unethical behavior in the corporate world. Mac emphasizes the importance of visiting properties and experiencing them firsthand before making investment decisions. They explore different real estate markets and the advantages of owning properties directly rather than investing in REITs. They also talk about their recent tour of neighborhoods in Memphis and the potential opportunities they discovered. Stay tuned for more episodes where they delve deeper into these opportunities and non-traditional financing. Learn more about Enterprise Property Management and EPM Real Estate by visiting the Behind The Curtain Real Estate Podcast website at: https://behindthecurtainpodcast.com Transcript for this episode at: https://propertymanagementmemphis.com/podcast/knowledgeable-mortgage-officer-financing-for-profitability/

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

Wed, 05 Jul 2023 03:45:00 +0000 https://jungeanleger.podigee.io/889-borsepeople-im-podcast-s7-19-bernd-maurer 69de6593dae5bffac8067dce03124487 Bernd Maurer ist Head of Capital Markets beim Flughafen Wien und war davor zwei Jahrzehnte lang Analyst. Wir sprechen über Early Years im Institute für Banking & Finance an der KFU in Graz, über Research-Anfänge in der Bank Austria bei Monika Rosen samt Ausbildung zum "Certified International Investment Analyst" und den Wechsel zur Raiffeisen-Gruppe (erst Centro, dann RBI), Bernd ist sukzessive aufgestiegen und war zuletzt "Head of Institutional Equity Research bei der RBI". Im Februar 2023 folgte der Wechsel zum Flughafen Wien, für den Bernd bereits den Wiener Börsepreis entgegennehmen durfte, bei "seiner" (RBI)Kapitalmarktkonferenz in Zürs erstmals als Kunde dabei sein konnte und diskutieren die Schnittmenge Analyst & IR. Der Flughafen Wien hat nach Abfindungsangeboten nur wenig Streubesitz und ist deswegen aktuell nicht im ATX. Das Unternehmen hat trotzdem ein klares Bekenntnis pro Börselistung gegeben und veranstaltet zb am 13.9. einen Privataktionärstag am Standort, das Boarding dafür ist bereits gestartet. Ach ja: Einmal im Talk habe ich ihn als "Stefan" angesprochen, Stefan Maxian war im Centro-Research jahrelang sein Sparringpartner. Wir haben nicht geschnitten, weil sowas öfter passierte, meinte Bernd. Ach ja: Mit Bernd machte ich seinerzeit auch die allererste Folge in diesem Podcast: https://www.viennaairport.com/privataktionaerstag (13.9.) https://www.viennaairport.com Allererste Folge im Audio-CD-Podcast war mit Bernd Maurer: "Was tun Analysten?" https://open.spotify.com/episode/2dIpygR2GCRHPIfVBo3Phs About: Die Serie Börsepeople findet im Rahmen von http://www.audio-cd.at und dem Podcast "Audio-CD.at Indie Podcasts" statt. Es handelt sich dabei um typische Personality- und Werdegang-Gespräche. Die Season 7 umfasst unter dem Motto „23 Börsepeople“ wieder 23 Talks Presenter der Season 7 ist Froots mit dem Claim "Private Banking für alle", http://www.froots.io. Welcher der meistgehörte Börsepeople Podcast ist, sieht man unter http://www.audio-cd.at/people. Nach den ersten drei Seasons führte Thomas Tschol und gewann dafür einen Number One Award für 2022. Der Zwischenstand des laufenden Rankings ist tagesaktuell um 12 Uhr aktualisiert. Bewertungen bei Apple (oder auch Spotify) machen mir Freude: https://podcasts.apple.com/at/podcast/audio-cd-at-indie-podcasts-wiener-boerse-sport-musik-und-mehr/id1484919130 . 889 full no Christian Drastil Comm.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   RISKWORLD draws engagement from various areas of the risk profession around the globe. This year, in live interviews recorded onsite from the floor of the Georgia World Congress Center, host Justin Smulison met with various guests to discuss the recent banking failures and their impact on risk and insurance, disaster preparedness, and how Japanese risk professionals present information and philosophies to their leaders in government and to interested corporations.   Join Justin and his guests to relive the excitement of Days 1 and 2 of the world's largest risk management event.   Key Takeaways: [:01] About RIMScast. [:27] About today's episode with interviews recorded live from the floor of the Georgia World Congress Center during RISKWORLD 2023. [:41] All about upcoming RIMS webinars, and more! [1:21] The RIMS Canada Conference 2023 has been announced for September 11th‒14th in Ottowa! The call for educational session submissions is open. Visit RIMSCanadaConference.ca for more information. [1:43] This episode's interviews were recorded live at RISKWORLD 2023. Justin loves doing the live interviews and delving into the various perspectives of his guests. [1:55] Justin's first guest is Paul Larson, the President of Financial Lines at Liberty Mutual. They met on May 1st before Paul's session, “A Banking Crisis's Impact on the Insurance Industry.” It was perfectly timed. That day, less than two months after the collapse of SVB, it was announced that JPMorgan had bought troubled First Republic. [2:36] Justin welcomes Paul Larson to RIMScast. [2:51] Paul's session is about what's happening with respect to the banking crisis, if there is one. Paul talks to risk managers on the corporate and financial services sides about how this could impact businesses. How did the session go, Justin asks. “Oh, we killed it! Knocked it out of the park,” Paul forecasts! [3:30] Paul's take on the banking crisis is that it's not at that stage yet. So far, we don't have a significant credit issue. But will the interest rate risk become a credit risk? [4:10] The JPMorgan purchase of First Republic doesn't much change the dynamic of Paul's session. The SVB and First Republic failures resulted from liquidity issues and uninsured deposits. Both firms had significant levels of uninsured deposits, as did Signature Bank. [4:59] Banks should act as though the 2018 roll-back of Dodd-Frank had not happened.  Paul brings up the need for banks to manage liquidity risk, regulators to ask for change, and banks to manage their interest rate risk and asset-liability matching. [5:35] The Fed acknowledged that they saw the risk at SVB and should have been heavy-handed early on. [6:01] Paul thinks the directors and officers of SVB are going to be held accountable for the failure and we will see litigation as a result of it. The failure emphasizes the importance of having a strong Chief Risk Officer in place to manage the process all along. For over eight months, SVB did not have a CRO. [6:30] Justin had done an episode with the risk manager from Sterling Bank and Trust, Eleni Willis, about the failure of SVB and their lack of a CRO. She likened it to pulling your quarterback in the middle of a fourth-quarter blitz. Paul agrees it's critical for a bank the size of SVB or First Republic to have a CRO and a succession plan if one departs! [7:04] Paul suggests the Chief Financial Officer of a bank become the interim CRO.  [7:21] RISKWORLD 2023 is the 21st RISKWORLD Paul has attended. Justin thanks Paul for being on RIMScast. [7:43] It was National Hurricane Preparedness Week, April 30th through May 6th, 2023. So Justin speaks to a preparedness expert, Alexander Walton, the National Director of Client Development at Blueteam. Blueteam does restoration construction and roofing. [8:11] Justin and Alexander discuss the trends in hurricane preparedness and things Alexander has seen as a worker on the ground. Hurricane season is coming up soon! [8:31] Justin welcomes Alexander Walton to RIMScast. This is Alexander's first year attending RISKWORLD; he plans to attend going forward. He has been with Blueteam for just over seven months and in the risk management space for about six years. Before Blueteam, Alexander was the GM for a couple of ServiceMaster offices out west. [9:46] Blueteam is based in Boca Raton and gets the first hit of hurricane season. The Blueteam crews stay prepared and ready to go. [10:10] Blueteam's mantra is preparedness. Blueteam's proprietary software allows it to alert customers by location that may be in the line of a hurricane so the customers can have a better understanding of what to prepare for by boarding up and getting any equipment they might need to prevent the most damage. [10:52] Boca Raton is an hour north of Miami. Justin asks about the damages from Hurricane Ian. Blueteam's takeaway from Ian was that you can never be too prepared. The more you can do on the front end, the easier it is for Blueteam to come and mitigate and prevent further damage from sitting water and potential structure failures. [11:44] How does Blueteam prepare for enhanced risks from climate change? Blueteam has been busy year-round, mitigating torrential rains and flooding and an earlier, increased tornado season. [12:33] Alexander notes that the technological advancements at Blueteam are in customer interaction. The proprietary software includes warnings for earthquakes, fires, freeze warnings, wind warnings, as well as hurricanes, so customers can take evasive measures to prevent damage. [13:28] Florida has had freeze warnings, flooding, hurricanes, and extreme winds this year. The freezes and windstorms are applicable around the country. Blueteam has seen a huge peak in business for repairs from those two climate disasters. [14:17] Alexander's experience on the ground shaped his risk management career. He has insight into the customers' perception, allowing conversations on how Blueteam can help on the front end and what to expect in terms of timelines and repair. These conversations build solid relationships. The customers know they are valued. [14:58] Alexander's worst experience on the ground was from an internal fire with lots of smoke damage. He had to see that residents of a senior living facility were secure and repair smoke damage and mitigate water damage from the fire department. He had to get people back on track and into their normal routines as soon as possible. [15:43] Justin's final guests today are from The Institute of Energy Economics, an arm of the Japanese government. Justin met them sitting in the DE&I Lounge, preparing for their Global Studio session, “Collaboration with an Energy Resiliency Working Group.” They were enthusiastic to be on the show and speak of energy! [16:09] Justin welcomes Akihiro Kimura, Hirotaka Mitsui, and Kentaro Hayashi of The Institute of Energy Economics in Japan to RIMScast. Akihiro Kimura, a risk manager, explains they are presenting the “new normals” of cyber risk, pandemic risk, and climate change risk. [17:43] Akihiro says we need not only risk management but also resilience management. Their presentation will focus first on the energy supply side and demand side. They will show energy resilience scoring to help insurers, bankers, and funders. [19:05] Hirotaka Mitsui explains the Five Ds of Japanese energy resilience management are Depopulation, Deregulation, Decentralization, Digital transformation, and Decarbonization. This is the thesis of their presentation. Japanese government and corporations are looking for new markets to invest in energy resilience. [20:29] Kentaro Hayashi is very excited to be at RISKWORLD! He has been a risk professional for one year. [21:23] Justin wishes Akihiro Kimura, Hirotaka Mitsui, and Kentaro Hayashi lots of luck at their studio session and to have a great experience at RISKWORLD; he hopes to see them again next year in San Diego.  [21:39] Justin says a “special thanks to all of my guests” and all of the RIMS staff for hosting yet another fantastic RISKWORLD! Mark your calendars now for RISKWORLD 2024, May 5th‒9th in San Diego, California. We can't wait to see you there! [22:00] Sponsor a RIMScast episode to reach a global audience! Justin shares other RIMS offers, including a transitional membership!   Mentioned in this Episode: Mark Your Calendars! RISKWORLD 2024 will be in San Diego, May 5‒9. RIMS Canada 2023 — Sept. 11‒14 in Ottawa! Submit an educational session. RIMS Diversity Equity & Inclusion page Spencer Educational Foundation — Risk Manager on Campus Contribute to Risk Management Magazine RIMS Risk Management Magazine: Awards Edition 2023 Upcoming Webinars: “The Green Transition” | Sponsored by Beazley | May 9, 2023 “Unraveling the White-Collar Criminal: A Comprehensive Look at the Forces Driving Organized Insurance Fraud” | Sponsored by Travelers | May 11, 2023 “Harness The Power of Data for Better Insurance Outcomes” | Sponsored by TÜV SÜD | May 18, 2023 See the full calendar of RIMS Virtual Workshops Related RIMScast Episodes: “RIMS 2023 Risk Manager of the Year Theresa Severson” “RIMS 2023 Rising Star Emily Bloedel” “Riskworld Keynote Johnny C. Taylor, Jr., SHRM President and CEO” (2023) “Innovation and Improvisation with RISKWORLD Keynote Josh Linkner” (2023) “Celebrating #SpencerDay and Funding the Future of Risk Management” “Strategic Moves with RIMS CEO Gary LaBranche” “RIMS President Jennifer Santiago: R.E.A.D.Y. for 2023” “ERM in Banking & Finance with Eleni Willis” Sponsored RIMScast Episodes: The Importance of Disaster Planning Relationships | Sponsored by ServiceMaster (NEW!) Technology, Media and Telecom Solutions in 2023 | Sponsored by Allianz (NEW!) Analytics in Action | Sponsored by Alliant Captive Market Outlook and Industry Insights | Sponsored by AXA XL “Using M&A Insurance: The How and Why” | Sponsored by Prudent Insurance Brokers Ltd.  “Zurich's Construction Sustainability Outlook for 2023” “Aon's 2022 Atlantic Hurricane Season Overview” “ESG Through the Risk Lens” | Sponsored by Riskonnect “A Look at the Cyber Insurance Market” | Sponsored by AXA XL “How to Reduce Lithium-Ion Battery Fire Risks” | Sponsored by TÜV SÜD “Managing Global Geopolitical Risk in 2022 and Beyond” | Sponsored by AXA XL “Keeping Subcontractors Safe Through Partner Elevation” | Sponsored by Highwire “ESG: A Responsibility and a Growing Megatrend” | Sponsored by Prudent Insurance Brokers Ltd. “Prioritizing People: Focusing on Your Team to Deliver Exceptional Quality and Service to Your Clients” | Sponsored by Gallagher Bassett “Bermuda Opportunities in 2022 with BDA Chair Stephen Weinstein” | Sponsored by Bermuda Business Development Agency “SyncR: A Tool to Enhance Your Risk Quality & Insurance Strategy” | Sponsored by Prudent Insurance Brokers Ltd. “RIMScast: Navigating the Risk Landscape in 2022” | Sponsored by AXA XL “RIMScast: Prioritizing People: Expertise and Innovation” | Sponsored by Gallagher Bassett “RIMScast: Risk Findings for the Industrial & Manufacturing Industry” | Sponsored by Aon RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS Advisory Services — Ask a Peer Risk Management Magazine Risk Management Monitor RIMS Risk Leaders Series RIMS-Certified Risk Management Professional (RIMS-CRMP) RIMS-CRMP Stories — New interview featuring Broward County RIMS President Stacey Nielsen! Spencer Educational Foundation RIMS DEI Council RIMS Path to the Boardroom RIMS Events, Education, and Services: RIMS Risk Maturity Model® RIMS Events App Apple | Google Play NEW FOR MEMBERS! RIMS Mobile App RIMS Buyers Guide Dan Kugler Risk Manager on Campus Grant Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org and listen on iTunes. Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   Follow up with Our Guests:   Paul Larson President, Financial Lines, Liberty Mutual   Alexander Walton National Director of Client Development, Blueteam   Akihiro Kimura General Manager, The Institute of Energy Economics, JapanHirotaka Mitsui Research Fellow, Central Research Institute of Electric Power Industry, Japan Kentaro Hayashi Senior Researcher, The Institute of Energy Economics, Japan   Tweetables (For Social Media Use):   “I'm hesitant to call it a banking crisis just yet. There are certain areas of concern. … We don't have a significant credit issue. … Will the interest rate risk become a credit risk?.” — Paul Larson   “Our [Blueteam] proprietary software allows us to alert customers, ... for hurricanes, earthquakes, fires, freeze warnings, and wind warnings. So our technology allows us to get them on track faster, prepared faster, and able to take evasive measures faster.” — Alexander Walton   “We call it the five Ds; That's Depopulation, Deregulation, Decentralization, Digital transformation, and Decarbonization.” — Hirotaka Mitsui    

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

#89 - Open Banking/Finance - Mit APIs genau in dem Kontext stattfinden, wo sich gerade unsere Kund:innen aufhaltenDiesmal live aus dem Podcast-Studio der Symbioticon in Frankfurt, dem Inspirationsfestival des Sparkassen Innovation Hubs. Zu Gast haben wir Leon Merx und Julian Prüfer von der wallis. Leon ist seit 01.10.2022 Geschäftsführer der wallis und Julian seit Anfang 2022 Projektleiter im Business Development. Mit den beiden schauen wir auf die Entwicklung der wallis seit dem Start Mitte 2021 (Folge 59!), was ist seither passiert, was sind die Ziele für 2023 und vor allem, wie sieht das Banking von morgen für die beiden aus? Genau darüber sprechen wir - viel Spaß beim Hören! Fragen, Anregungen und Feedback sehr gerne an mail@plaudertaschen-podcast.de Euer Plaudertaschen-Team Über unsere GästeLeon Merx - Neuer GF seit 01.10.2022, davor seit 2017 als Bereichsleiter für die Firmenkundenprodukte, Middleware und Portallösungen sowie die mobilen Apps im Firmenkundenumfeld bei der Star Finanz Julian Prüfer - Projektleiter im Business Development seit 01.01.2022, Sparkassen-Kind mit Ausbildung, Studium, EBuSti (Förder-Kolleg), als letztes FK2 Berater, danach im genossenschaftlichen Bankensektor unterwegs und seit 01.01. wieder in der SFG Über die walliswallis bietet ein API-Portal, das die kollaborative Entwicklung innovativer Services und neuer Geschäftsmodelle für Sparkassen, Verbundpartner und Fintechs ermöglicht. Dieser Podcast wird präsentiert von:=> S Broker AG & Co. KG - Innovative und bedarfsorientierte Lösungen „as a Service“ für das Wertpapiergeschäft der Sparkassen. => TABULARAZA by zeb - Wir gestalten Zukunft. Folge direkt herunterladen

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Rocco A. Carriero: Website: roccoacarriero.com

Today, Kevin Bees talks with Rocco Carriero, CEO and Founder of Rocco Carriero Wealth Partners.   Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications.    Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca. Rocco Carriero shares: What are the 3 areas of true wealth? Family, Business & Self. The importance of taking a regular inventory of where you are now, in each of those areas. How to get clear on the empowering question - 'what is it that you want from life?' How to manage company culture effectivel How he has managed to retain his clients for decades and have a low turnover rate with his team How to set up KPIs for your business His system for reflection every 90 days Why he has a bucket list goal to own a hotel in Italy Resources 3 Chords Approach To Life & Business By Rocco A Carriero https://books.forbes.com/authors/rocco-a-carriero/   Rocco's website: https://roccoacarriero.com    Who Not How By Dan Sullivan https://whonothow.com/   If you would like more insights on profit maximization for your business visit www.ProfitHive.com.au

In this episode Haashiraamaa Senju, Tobirama Senju, Kakashi Hatake and Kisame Hoshikage along with Mankatha Mani (aka Bank officer money kumar), discuss in detail about the process, issues and politics involved behind the money/banking industry, the loans, etc. Mankatha Mani:- https://www.instagram.com/mankatha_mani_thala_da/?igshid=YmMyMTA2M2Y= ---------------------------------Support Us---------------------------------------- Support Schumy Vanna Kaviyangal if you feel like it

Keith is the EFMD Global Online Course Certification Scheme (EOCCS) Director, having worked with EFMD from 2014 to design and implement EOCCS. Managing a small but experienced team he leads various digital initiatives, including the EOCCS Online Community of Practice. Keith maintains an intensely practical approach to his role and champions e-learning and employability development at School, University, National and International levels. He has a wide experience in teaching internationally and of involvement in international Higher Education projects, including Banking simulation-based interventions both face-to-face and online. A former banking professional, he is an active member of the London Institute of Banking & Finance, with interests in credit appraisal, insolvency and operational management. Keith also operates his own Educational Consultancy, focusing on the design and delivery of research, webinars and workshops tailored to the needs of individual institutions.

Stephen Frampton is a Certified Personal Fitness Trainer based in Waterford, Ireland where he focuses on helping people improve their mobility and fitness while maximizing their physical and mental health as well as their overall wellbeing. He is passionate about helping people discover the best and healthiest versions of themselves and realize their true potential through exercise and movement. Stephen has had a dual career in Banking & Finance for almost twenty years alongside an extensive career in the world of sports and personal fitness. Stephen played for the Waterford hurling inter-county team from 1988-2002 and serving as their Captain in 1988 where he led the team to the National League Finals. He has won 7 county finals for his club, Ballygunner, and one club title. Stephen joins me today to discuss why it's important to have the courage to embrace change and adopt a growth mindset. We discuss Stephen's definition of success and why he believes it's more about enjoying the journey than reaching the destination. We discuss how the focus for youth sports has evolved over the years and why many young athletes focus more on winning and ‘being the best' than simply enjoying the sport they're playing. We discuss the concept of ‘Grateful Reframing' and how Stephen uses it to overcome challenges. We also discuss the value of honesty, Stephen's definition of leadership, and the importance of strength training for older adults. “The growth mindset and the learning – it's vital to keep your brain moving and keep your body moving.” - Stephen Frampton This week on In the Doctor's Chair Pivoting his career from banking to mobility and fitness training The importance of staying curious, asking questions, and embracing a growth mindset Embracing change and getting comfortable with the unknown How the world of youth sports has changed over the years Why rest and sleep are crucial for physical recovery Understanding the concept of ‘Grateful Reframing' and the health benefits of giving and being grateful How Stephen defines success and leadership The importance of strength training for older adults Stephen's daily routine for staying fit and healthy Stephen's tips for maintaining a resilient mindset Resources Mentioned: Book: Prescription for Happiness: The Ten Commitments to a Happier, Healthier Life Book: The Vitality Mark: Your prescription for feeling energised, invigorated, enthusiastic and optimistic each day Book: Age Proof: The New Science of Living a Longer and Healthier Life by Professor Rose Anne Kenny Connect with Stephen Frampton: Stephen Frampton on LinkedIn In the Doctor's Chair Thanks for listening to In the Doctor's Chair, the show where you'll hear conversations that share life lessons, health habits, and leadership practices that focus on positive psychology, lifestyle medicine, and ways for you to live with more vitality. If you enjoyed this episode, please subscribe to the show and leave a comment wherever you listen to your podcasts. For more resources to help you to live with more vitality, please visit my website. Apple Podcasts I TuneIn I Google Play I Stitcher I Spotify

We are back! Kicking off series 2 of our Learn Better Podcast, host Stuart Pedley Smith, Head of Learning at Kaplan, explores career planning and how to find a job that you enjoy. Guest Sarah Pritchard, Head of Banking, Finance & Management Design at Kaplan, tells her own personal journey from studying Set Design at university to finding passion in education. Sharing what she discovered to be important in loving what you do, Sarah provides useful tips  for assessing your personal skill set and in turn identifying if a job is right for you.

Welcome to The Tech Chef!  This is your host, Skip Kimpel and we are all here again today to explore the world of restaurant, hotel and hospitality technology.   I hope you have had a great week.  I am actually on the road at the New England Food Show today and will hopefully have some fun things to share with you from my time up here in Boston We had a last minute change in our guest for this weeks show but I promise you, you are going to LOVE this one!  Our regularly scheduled guest will be on the show for a few weeks, don't worry.  Sherri Landry from CEC Entertainment will be worth the wait. Today, however is a special treat as https://www.linkedin.com/in/tangtim/ (Tim Tang) joins The Tech Chef for a fireside chat.  With a background in both engineering and human/organizational studies, Tim Tang has degrees on both sides of his brain. With over 20 years of professional experience in developing enterprise solutions, Tang is keenly interested in the intersection of technology and humanity. As a director at Hughes, Tang studies various enterprise markets (e.g. Restaurant, Retail, and Banking/Finance) to anticipate trends that will enable enterprise customers to fully unlock the business value of technology. He has such insight on our industry.  I always enjoy the time I get to spend with Tim and his intriguing questions.  I don't think his mind ever stops! How To Contact MeWebsite: https://skipkimpel.com/ (https://SkipKimpel.com) (all archived shows and show notes will be posted here) Website: http://ConStrata.io (http://ConStrata.io) Instagram: https://instagram.com/skipkimpel (https://instagram.com/skipkimpel) Twitter: https://twitter.com/skipkimpel (https://twitter.com/skipkimpel) Facebook:  https://www.facebook.com/skipkimpel1/ (https://www.facebook.com/skipkimpel1/) LinkedIn: https://www.linkedin.com/in/skipkimpel/ (https://www.linkedin.com/in/skipkimpel) LinkedIn: https://www.linkedin.com/company/constrata-consulting (https://www.linkedin.com/company/constrata-consulting) You can also hear all these new episodes on the ConStrata website at ConStrata.io Email me at skip.kimpel@constrata.io That's it for this week.  I will be seeing many of you at the https://www.google.com/search?client=safari&rls=en&q=restaurant+leadership+conference&ie=UTF-8&oe=UTF-8 (Restaurant Leadership Conference) in Arizona next week.  I have several interviews lined up but if you are an operator and would like to come on this show, reach out to me ASAP so I can reserve a spot for you while we are out in the desert. Next Weeks ShowNext week will be a recap of RLC and we should be able to squeeze in a few surprise guests to say “hello.” I am off to have some clam chowder and lobster and enjoy my last day here in Boston so until next Tuesday, stay safe, stay healthy and stay hungry my friends.

In episode 11, Chris Williams, Partner in our Banking & Finance team, speaks with Alex Smith about the guidance on reporting requirements for green, social and sustainability-linked loans issued by the joint working group of the Loan Market Association (LMA), Loan Syndications & Trading Association (LSTA) and Asia Pacific Loan Market Association (APLMA). The episode covers: an overview of the sustainable finance products and reporting requirements covered in the guidance the impact on such sustainable finance transactions points parties should consider

In this season's final episode, Kevin sits down with his partner Dennis Baranowski, aka The Beard, aka The Wise One. Although he's a partner in the Banking & Finance division of Geraci, Dennis' skills extend to litigation, foreclosure, TCPA, and even bankruptcy. Dennis ultimately led Kevin through his career journey that resulted in his partnership at the firm. They discussed his working at big law, in-house, and then with Geraci. As a bonus, Kevin asked Dennis questions sent in from some of Dennis' favorite clients. Please join us for another great episode to close out Season 2!

Do you have perfect balance in your life when it comes to running your business, taking care of your family, and taking care of yourself? Perfect balance is hard to achieve. If we are aware of what we are doing and where we are going, it's possible to combine these three areas of our lives to make each stronger. Rocco Carriero is the author of Three Cords Approach: To Life And Wealth Management For Business Owners. A book about striking the perfect balance of these aspects of life and finances.    Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEOs, and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor, and holds an MBA in Banking & Finance with over 20 years of experience. He's been featured in major financial publications like Wall Street Journal, Forbes, and Fortune. He's appeared on Fox and NBC.    We talk about how a cord will snap if it's not given attention. All three aspects of our lives need to be maintained, just not all at the same time. Rocco shares the importance of being aware of the important things you need to work on and scheduling them. Big picture thinking is one of the most important things an entrepreneur can do. We talk about the difference between vision and mission and how our decisions align with our values. Rocco shares insights on how we can use the three cord concept to keep our finances, businesses, and lives moving in the right direction.    And be sure to subscribe to The Self-Employed Life in Apple podcasts or follow us on Spotify or wherever you listen to podcasts so you don't miss an episode.   Everything you need can all be found at jeffreyshaw.com    Rocco Carriero thank you so much for being here!   Remember, you might be in business FOR yourself but you are not in business BY yourself.  Be your best self. Be proud and keep changing the world. Guest Contact –   Rocco Carriero Three Cords Approach: To Life And Wealth Management For Business Owners Rocco Carriero Facebook Rocco Carriero LinkedIn Profit First Contact Jeffrey – Website Coaching support My book, LINGO: Discover Your Ideal Customer's Secret Language and Make Your Business Irresistible is now available! Watch my TEDx LincolnSquare video and please share!   Valuable complimentary resources to help you-   The Self-Employed Business Institute- You know you're really good at what you do. You're talented, you have a skill set. The problem is you're probably in a field where there is no business education. This is common amongst self-employed people! And, there's no business education out there for us! You also know that being self-employed is unique and you need better strategies, coaching, support, and accountability. The Self-Employed Business Institute, a five-month online education is exactly what you need. Check it out!   Take The Self-Employed Assessment! Ever feel like you're all over the place? Or frustrated it seems like you have everything you need for your business success but it's somehow not coming together? Take this short quiz to discover the biggest hidden gap that's keeping you from having a thriving Self-Employed Ecosystem. You'll find out what part of your business needs attention and you'll also get a few laser-focused insights to help you start closing that gap.   Have Your Website Brand Message Reviewed! Is your website speaking the right LINGO of your ideal customers? Having reviewed hundreds of websites, I can tell you 98% of websites are not. Fill out the simple LINGO Review application and I'll take a look at your website. I'll email you a few suggestions to improve your brand message to attract more of your ideal customers. Fill out the application today and let's get your business speaking the right LINGO!   Host Jeffrey Shaw is a Small Business Consultant, Brand Management Consultant, Business Coach for Entrepreneurs, Keynote Speaker, TEDx Speaker and author of LINGO and The Self Employed Life (May 2021). Supporting self-employed business owners with business and personal development strategies they need to create sustainable success.  

We were delighted to speak to Jon Van Gorp, Chair of Mayer Brown. In this podcast, Jon discusses his own career path from before the law to becoming chair of an international law firm and provides insights into the role of a senior leader at an international organisation. Jon also shares his thoughts on effective leadership, the future of work and the power of networks like NextGen, and offers some fantastic tips on how we – the Next Generation – can already serve as effective leaders in our current roles.   About Jon Van Gorp Jon Van Gorp is the chair of Mayer Brown. Jon has served on the firm's Management Committee since 2017 and previously served as a co-leader of the Banking & Finance, Capital Markets and Structured Finance practices. He has practiced continuously for more than 20 years at Mayer Brown. Jon is a passionate advocate for the NextGen initiative.  

Es gibt Aussteiger. Es gibt Aufsteiger. Und es gibt Quereinsteiger

Hi, I'm the Profit Answer Man Rocky Lalvani! I help small business owners simplify their financial reports so that they can make more informed business decisions with fewer hassles. We utilize the Profit First system created by Mike Michalowicz Effortless Cashflow Course: http://bit.do/effortlesscashflowcourse Schedule your free, no-obligation intro call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes More about making profitability simple: http://profitcomesfirst.com/ Bio: Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications.   Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation. Rocco lives and works on Eastern Long Island, NY with his wife Heather and their two children Ella and Luca.   https://roccoacarriero.com/ Questions: questions@profitanswerman.com Email: rocky@profitcomesfirst.com Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ First 2 chapters of Profit First: https://sendfox.com/rocky Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

In this joint Morton Fraser and Lloyds Bank podcast, Ross Caldwell (partner, Banking & Finance at Morton Fraser) and Brian Fraser (Director of IBOR Transitioning at Lloyds Bank) discuss the transition from IBORs to RFRs in debt markets and what this means for both lenders and borrowers. The move to RFRs is without doubt the most seismic event to affect debt markets since the financial crisis and possibly beyond that. This podcast therefore is vital listening for anyone who is involved in corporate/commercial debt markets and requires an introduction to what is a very complex and important topic.

In this joint Morton Fraser and Lloyds Bank podcast, Ross Caldwell (partner, Banking & Finance at Morton Fraser) and Brian Fraser (Director of IBOR Transitioning at Lloyds Bank) discuss the transition from IBORs to RFRs in debt markets and what this means for both lenders and borrowers. The move to RFRs is without doubt the most seismic event to affect debt markets since the financial crisis and possibly beyond that. This podcast therefore is vital listening for anyone who is involved in corporate/commercial debt markets and requires an introduction to what is a very complex and important topic.

Rocco A. Carriero is a comprehensive Wealth Advisor specializing in working with Business Owners, CEO's and Entrepreneurs. He is a Chartered Retirement Planning Counselor, Accredited Portfolio Manager Advisor and holds an MBA in Banking & Finance with over 20 years of experience. Rocco has appeared on Fox, NBC and his financial insights have been featured in publications including the Wall Street Journal, Forbes, Fortune, Wealth Management Magazine as well as many other local and regional publications. Rocco is a member of the Columbus Citizens Foundation and has served on the board of directors of The American Heart Association, Southampton Business Alliance, East End Hospice, and Westhampton Beach Performing Arts Center and serves as the Vice President of Integrated Medical Foundation.    During the show we discuss: ● The importance of having a work-life balance ● The advantages of improved work-life balance ● A perfect work-life balance ● How to achieve balance in taking care of yourself, family, and financial  ● “Work to live” and “Live to Work” ● Why is it challenging to balance life and business ● The 3 cords approach to life and wealth management ● Why are these 3 interwoven with each other ● How to balance the 3 cords ● How to develop the strategies in planning your life and business ● The factors contributing to the success of a plan ● Which of the 3 cords should you start planning ● How to manage your personal life while running your business ● The techniques for establishing work-life balance ● The key to a successful wealth management ● Tips to live your best life   Show resources: https://roccoacarriero.com/

This episode was sponsored by Ashurst,  a global law firm with a reputation for high performance, a wealth of industry experience and a refreshingly open and diverse culture. With offices across Australia, Ashurst has achieved Band 1 Chambers recognition in Banking & Finance practice areas including Acquisition Finance, Corporate Finance and Property Finance. In this episode we interview Nicky Thiyavutikan, a Senior Associate in Ashurst's Financial Services Regulatory Group in Sydney. Nicky advises principally in the areas of financial services regulation, with an emphasis on regulated institutions and market participants on licensing, compliance with market operating rules and market integrity rules, and Corporations Act conduct and disclosure requirements. This episode was produced by the UNSW Law Society with help from Jeremy Kuan and Richard Zhou, and was hosted by Tracey Ren.Music by Jonathan Wong

In this second episode of our Best of Series, you'll hear from Mike Pratt AM, Secretary of Treasury in the NSW Government, on being well prepared, disciplined, transparent and keeping integrity in everything you do. chiefmaker.com/201   REGISTER FOR OUR MINI-MBA ASAP: chiefmaker.com/miniMBA   Mike is currently the Secretary of the Treasury in the NSW Government. He is also the former Deputy Chancellor of Western Sydney University (WSU), a former Chairman of Bennelong Funds Management, and a former President of the Australian Institute of Banking & Finance.   His previous senior management roles include CEO of Consumer and SME Banking North East Asia with Standard Chartered Bank, Group Executive of Westpac Business & Consumer Banking, CEO of Bank of Melbourne, CEO of NAB's Retail Financial Services arm, and CEO of Bank of New Zealand.   Mike was honoured as a Member of the Order of Australia (AM) in the Queen's Birthday 2016 Honours List, recognised as a role model for Australian society for providing significant service to public administration through reforms in customer service and communication, and also to the finance and banking industry.   Mike was our second ever Chief to be interviewed on the podcast, back in June 2017 and in this episode we talk all about:  Why lifelong learning, including learning about yourself, is a critical discipline; The moments of truth when applying your core values; Celebrating success; and Having a network of people throughout the organisation. Connecting with Mike Pratt AM You can connect with Mike via LinkedIn. Books and resources Leading Change - by John Kotter The Long Walk to Freedom - by Nelson Mandela The Service Profit Chain - by Heskett and Sasser Mike nominated Plan International for his charity and I have donated $250 in his name.

In this special episode of The Lawyers Weekly Show, brought to you in collaboration with principal partner Taylor Root, Lawyers Weekly speaks to finalists for the Banking & Finance category at the 2021 30 Under 30 Awards. Host Jerome Doraisamy and Taylor Root partner Hayden Gordine are joined by Clifford Chance senior associate Victor Greenstreet and Allen & Overy lawyer Julia Burvill to discuss the myriad issues and challenges that banking and finance lawyers have faced in the age of coronavirus and the actions the pair have taken in the wake of the pandemic to successfully serve clients and stand out from their peers. The quartet also discuss looming opportunities for lawyers in this space to both assist clients and progress their careers, goals for the finalists moving into a post-pandemic market, and advice they would offer to aspiring banking and finance lawyers coming through the ranks. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Lawyers Weekly Show) and by following Lawyers Weekly on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@lawyersweekly.com.au for more insights!

Our goal today: to give you practical yet powerful tips that will help you thrive in your finances. So if you want to "Secure the Bag" and keep the Bag,   take a listen.  This episode is the launching pad to achieving Financial Freedom as we talk about Budgeting, Saving, Retirement, & Credit as well as how to honor God even in our Finances.   Today's Guest:  Jasmine Noel holds a Master of Business Administration degree & spent the last 10 years of her professional career in Banking/Finance and most recently obtained her Real estate  license in Dallas, Texas. Connect with her on IG  https://www.instagram.com/the.jasmine.noel/Connect with the Host Paul  https://www.instagram.com/paulwcalcote/Episode mentioned "Breaking Family Curses" https://www.buzzsprout.com/1113380/7000351 If you love what you hear today, consider sharing this episode with a few friends today. Resources Mentioned:Budgeting App Every Dollar https://www.everydollar.com/Blog https://www.instagram.com/thefinancialdiet/If you are looking to buy or sell home in the Houston area, consider Tori Chase. Tori is a highly qualified & professional real estate agent ready to help you Chase Your Real Estate Dreams! 832-729-7632www.TheRealEstateChase.comwww.instagram.com/torichaserealtorTop Quotes:"A budget is telling your money where to go instead of wondering where it went"           Dave Ramsey "Do not save what is left after spending, but spend what is left after saving."                       Warren Buffet "The real route to riches is to set aside a portion of your money and invest it, so that it compounds over many years. That's how you will become wealthy while you sleep. That's how you will make money your slave instead of being a slave to money.”              Tony Robbins Support the show (https://cash.app/$RealPeopleRealTalk)

Hello and welcome to the new episode of the Risk Management Show brought to you by Global Risk Community. This is your host Boris Agranovich and our guest today is with Olivier Beroud - a visiting professor at the London Institute of Banking & Finance. In this interview we reviewed how 2020 changed what we do in Risk Management and Governance and what are themes emerging in 2021. The main topics discussed are - What are the key risk areas boards and managers are worried about and want more training on? - How delivery methods are changing and how to combine the remote delivery with high engagement. - What are the themes emerging in 2021   and more...  

About Jen Auerbach-Rodriguez - Managing Director, Head of Strategic Growth Markets, Merrill Lynch Wealth Management Jen Auerbach is responsible for the client acquisition, retention, and strategic growth initiatives for Merrill Lynch Wealth Management. Prior to this role, Jen founded a strategy team focused on developing engagement efforts with traditionally underserved clients and communities.  Jen’s career began as an options trader working with clients to create and execute customized hedging and monetization strategies. Since then, Jen has worked in product origination, platform development and impact investing.  Jen is the recipient of the 2016 Women’s Bond Club Rising Star Award, an alumna of Sponsors for Educational Opportunity (SEO), a member of Bank of America’s Hispanic-Latino (HOLA) employee network, and sits on the Merrill Lynch Diversity & Inclusion Council. Jen was selected as a winner of the 2016 Global Diversity & Inclusion Award by Bank of America. She was recently recognized by the Paradigm for Parity coalition, as one of 19 trailblazing women for breaking down barriers to help achieve true equality and full representation in corporate offices. And most recently, Jen was recognized by Crain’s New York Business as one of 2020’s Rising Stars in Banking & Finance. Jen attended Dartmouth College in Hanover, N.H. earning a B.A. in Philosophy and Columbia Business School in New York, N.Y. earning a Masters in Business Administration.   In this episode of Fairygodboss Radio, Jennifer Auerbach-Rodriguez shares how her insatiable desire to learn has led to a successful and fulfilling career at Merrill. Recording Date: November 13, 2020

In dieser Folge ist Dr. Marietta Babos bei mir zu Gast. Marietta hat ein Wirtschaftsstudium als Makroökonomin in Budapest und Wien absolviert und anschließend zwölf Jahre lang bei einem der führenden Strategieberatungsunternehmen für 70 unterschiedliche Unternehmen an Projekten mitgewirkt. 2015 hat sie dann in St. Gallen an der Fakultät Banking & Finance ihre Dissertation mit Bestnote verteidigt, die dann auch als Buch vom Springer-Verlag publiziert wurde. 2018 hat sie Damensache gegründet, um Frauen ein selbstbestimmtes Leben zu ermöglichen. Hier geht’s zur Website: https://damensache.at Hier geht’s zu den Artikeln/Webseiten die im Podcast erwähnt wurden: https://www.neuespensionskonto.at https://www.moment.at/story/warum-das-pensionssplitting-frauen-nicht-hilft https://www.moment.at/story/vaeterkarenz-was-bringt-das-denn Mich könnt ihr unter lebenswegepodcast@gmail.com kontaktieren. Alles Liebe Andrea Intro Musik: Walk Around by Roa https://soundcloud.com/roa_music1031 Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/walk-around-roa Music promoted by Audio Library https://youtu.be/BimtUhUirnw

In this episode Daniel Connors, Associate Director and Richard Johnson, Principal at Robert Walters bring you the latest financial services market update. The update covers trends across the market, including the impact of Covid-19 on contract hiring trends and how the crisis has reshaped the Banking Finance, Regulatory and Treasury market.

For Feedback, comments or submissions contact TalesOfTheTribunal@Gmail.comNews:Link to TPF Report, Here.BloombergLaw Article, Here.Mediate.com Article, Here.Future’s vs. Amazon, Here.Banking & Finance arbitration site: ArbitrationInFinance.comEnergy Charter Negotiation, Here.Australian Supreme Court Case, Here. Opportunities:Minster Ellison, Here.Lalive Postings, Here.Kennedy’s Postings, Here.HueuKing Kuhn Luer Wojtek, Here. Events/Webinars:Kenya Arbitration Event, Here.ICDR Event, Here.YAF Event, Here.New York Arbitration Week, Here.Les Café Des Arbitres: Here.

Tune in to 11/6/20's Spark Session episode! We discuss all things cannabis real estate, banking, and finance. This is critical information for all industry entrepreneurs, but particularly important for entrepreneurs entering a newly legalized state.

Mit Olexiy Oleshchuk, Counsel bei Orrick, Herrington & Sutcliffe LLP, unterhalte ich mich in dieser Folge über die Rechtsgebiete Banking, Finance und Restrukturierung. Wir sprechen über die vielfältigen Tätigkeits- und Einsatzbereiche anwaltlicher Beratern im Sektor Finance, Banking und Restrukturierung und Olexiy erklärt uns, warum vertiefte betriebswirtschaftlich Kenntnisse zwar hilfreich, jedoch keine Grundvoraussetzung sind, um in diesem immer bedeutsamer werdenden Querschnittsgebiet arbeiten zu können. Buchtipp: Brian Tracy - The Psychology of Achievement

Redefine your view of wealth and happiness with Seth Streeter, Founder and CEO of Mission Wealth, who gave up the “ideal” life to pursue his passions and leap towards his deferred dreams. From a major in Sociology to a career in Finance, Seth allowed the red thread of life to guide him to take his wealth management firm from 0 to $23 billion in assets with over 1500 happy families across the country! Seth achieved this by breaking away from the industry norms of unethically pushing financial products to optimizing the life of his clients by redefining wealth! Today, Seth has been recognized as one of the Top 100 Visionary Leaders, Worth Magazine's “Top 250 Wealth Advisors” in the nation, and Pacific Coast Business Times' “Who's Who in Banking & Finance” since 2010. In this episode of Rising High, Seth addresses: ✔️ Being a young entrepreneur and how the world is ripe for youngsters with a passion ✔️ Developing a trustworthy and loyal team by conveying your “Why?” ✔️ Singlehandedly growing a business through strategic partnerships ✔️ Using financial services as a gateway for optimizing his clients' lives I hope you enjoy this episode. Stay tuned for part two where Seth covers topics about turning anxiety to your greatest strength, mentorship, a growth mindset, and even divulges special advice for college students. Check me out and follow me on: Instagram: instagram.com/risinghighpodcast?igshid=19p5b7gdazxns LinkedIn: www.linkedin.com/in/ananya-dugar-456689150/

Redefine your view of wealth and happiness with Seth Streeter, Founder and CEO of Mission Wealth, who gave up the “ideal” life to pursue his passions and leap towards his deferred dreams. From a major in Sociology to a career in Finance, Seth allowed the red thread of life to guide him to take his wealth management firm from 0 to $3 billion in assets with over 1500 happy families across the country! Seth achieved this by breaking away from the industry norms of unethically pushing financial products to optimizing the life of his clients by redefining wealth! Today, Seth has been recognized as one of the Top 100 Visionary Leaders, Worth Magazine's “Top 250 Wealth Advisors” in the nation, and Pacific Coast Business Times' “Who's Who in Banking & Finance” since 2010. In this episode of Rising High, Seth addresses: ✔️ Being a young entrepreneur and how the world is ripe for youngsters with a passion ✔️ Developing a trustworthy and loyal team by conveying your “Why?” ✔️ Singlehandedly growing a business through strategic partnerships ✔️ Using financial services as a gateway for optimizing his clients' lives I hope you enjoy this episode. Stay tuned for part two where Seth covers topics about turning anxiety to your greatest strength, mentorship, a growth mindset, and even divulges special advice for college students. Check me out and follow me on: Instagram: instagram.com/risinghighpodcast?igshid=19p5b7gdazxns LinkedIn: www.linkedin.com/in/ananya-dugar-456689150/

Gilbert Chua, Deputy Director of Marketing, Recruitment & Admissions at Nanyang Business School, discusses what makes the Nanyang MBA unique, the school’s admissions process, career opportunities and more. Program Highlights (2:30) | Admissions (11:50) | Scholarships (31:45) | Careers (34:20) About Our Guest Gilbert Chua is the Deputy Director of Marketing, Recruitment & Admissions at Nanyang Business School. Gilbert previously served as Head of Recruitment & Admissions for Singapore Management University's Postgraduate Programmes, where he also got his EMBA. What is unique about the Nanyang MBA? What are its key advantages? 1-year program includes 9 core courses + 4 electives + 1 leadership module + 1 business study mission + 1 strategy project, with option to add a summer / fall exchange or get Double Masters with Waseda (Japan), St. Gallen (Switzerland) or Essec (France) Offers 5 concentrations in Banking & Finance, Strategy & Innovation, General Management, Marketing Management, Human Capital Management, and Strategy Projects Admissions looking for academic capacity, those with "T-shaped" leadership potential, ability to contribute in classroom, and cultural adaptability The Nanyang MBA was ranked the 35th worldwide by Financial Times (2020) and 73rd worldwide by the Economist (2019), and Nanyang Technological University was ranked 48th Worldwide in the Times Higher Education's World University Rankings (2020) Episode summary, show notes and more at: https://touchmba.com/nanyang-mba-program-admissions-interview-gilbert-chua

Gilbert Chua, Deputy Director of Marketing, Recruitment & Admissions at Nanyang Business School, discusses what makes the Nanyang MBA unique, the school's admissions process, career opportunities and more. Program Highlights (2:30) | Admissions (11:50) | Scholarships (31:45) | Careers (34:20) About Our Guest Gilbert Chua is the Deputy Director of Marketing, Recruitment & Admissions at Nanyang Business School. Gilbert previously served as Head of Recruitment & Admissions for Singapore Management University's Postgraduate Programmes, where he also got his EMBA. What is unique about the Nanyang MBA? What are its key advantages? 1-year program includes 9 core courses + 4 electives + 1 leadership module + 1 business study mission + 1 strategy project, with option to add a summer / fall exchange or get Double Masters with Waseda (Japan), St. Gallen (Switzerland) or Essec (France) Offers 5 concentrations in Banking & Finance, Strategy & Innovation, General Management, Marketing Management, Human Capital Management, and Strategy Projects Admissions looking for academic capacity, those with "T-shaped" leadership potential, ability to contribute in classroom, and cultural adaptability The Nanyang MBA was ranked the 35th worldwide by Financial Times (2020) and 73rd worldwide by the Economist (2019), and Nanyang Technological University was ranked 48th Worldwide in the Times Higher Education's World University Rankings (2020) Episode summary, show notes and more at: https://touchmba.com/nanyang-mba-program-admissions-interview-gilbert-chua

On this episode, Alex and Russ talk all things banking and finance. They get deep into discussion around the opportunity for conversational AI to create meaningful customer experiences and the role AI both voice and chat can play when building trust and authentic customer relationships. They also touch on the evolving role of AI in becoming your partner in your banking journey and the ways conversational AI can lead digital transformation initiatives. We would love your feedback, questions and comments! You can reach out to Alex, Russ and the rest of the team at VERSA at: Alex.murrey@versa.agency Russ.whitman@versa.agency usa@versa.agency

Given the current economic crisis as a consequence of the Covid 19 pandemic, as well as the state of the South African economy over the last few years, we have seen a significant increase in debt and corporate restructurings by South African corporate entities. It's no surprise that this trend has continued throughout the last few months, and will most likely continue for the foreseeable future. Unfortunately, given the complexity of the tax rules relating to debt and corporate restructurings, if these restructurings are not implemented correctly, this could result in additional taxes being payable as well. Obviously, this is not first prize for any entity that finds itself in this situation. In this podcast, Brian Dennehy and Kyle Beilings process the complicated minefield of debt and corporate restructurings for businesses in distress. They cover the types of debt restructuring mechanisms that are available to companies, tax liabilities and more. Our experts in this podcast are: Brian Dennehy, Head of Tax and Banking & Finance, Webber Wentzel; and Kyle Beilings Partner, Webber Wentzel Executive Producer: Paula Youens​ Podcast Production Company: www.volume.africa www.webberwentzel.com

Given the current economic crisis as a consequence of the Covid 19 pandemic, as well as the state of the South African economy over the last few years, we have seen a significant increase in debt and corporate restructurings by South African corporate entities. It's no surprise that this trend has continued throughout the last few months, and will most likely continue for the foreseeable future. Unfortunately, given the complexity of the tax rules relating to debt and corporate restructurings, if these restructurings are not implemented correctly, this could result in additional taxes being payable as well. Obviously, this is not first prize for any entity that finds itself in this situation. In this podcast, Brian Dennehy and Kyle Beilings process the complicated minefield of debt and corporate restructurings for businesses in distress. They cover the types of debt restructuring mechanisms that are available to companies, tax liabilities and more. Our experts in this podcast are: Brian Dennehy, Head of Tax and Banking & Finance, Webber Wentzel; and Kyle Beilings Partner, Webber Wentzel Executive Producer: Paula Youens​ Podcast Production Company: www.volume.africa www.webberwentzel.com

Benjamin Braun speaks with Sara Murawski and Rodrigo Fernandez about central banking, finance and power, in the second webinar of Crash Course series on monetary policy, central banks and ideology. What does the post-2007 web of interdependencies between monetary authorities, systemic banks and other leading financial actors look like? Why is this important to understand the prospects for change? Responses by central banks, particularly the Fed, after the Covid-19 crash were decisive and strong – and prevented a meltdown. What are the likely distributional effects of this rescue operation in the longer term? Where are the politics in all of this? How does ideology play a role in the ability to imagine a different monetary system? Benjamin Braun (PhD) is a Senior Researcher at the Max Planck Institute for the Study of Societies in Cologne and a member of the School of Social Science at the Institute for Advanced Study, Princeton (2019–2020). His research focuses on the comparative and international political economy of financial and monetary systems and has been published, among others, in Economy and Society, Review of International Political Economy, and Socio-Economic Review. He tweets at @BJMbraun. --- About Crash Course Economics Crash Course is a platform designed to open up debate on how we can move out of the current crisis and make the necessary steps towards achieving social, economic, ecological and regenerative justice. Crash Course is inviting global experts to break down complex issues in lay terms and make them accessible to all so that we can understand how to shape our economic system for a just recovery and future. Website: https://crashcourseeconomics.org/ Newsletter: https://crashcourseeconomics.us10.list-manage.com/subscribe?u=8367ecf9343da28ffa5d80d46&id=e197615bf5 YouTube: https://www.youtube.com/channel/UCu3cbKwed48Bu7dkQDVjRQA Twitter: https://twitter.com/CrashEconomics

Principles of Economics - Business Banking Finance & Your Everyday Life

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This week's Health & Happiness story is from Dee McDougal, SVP of Inclusion and Diversity at Pacific Western Bank. Dee shares her experience growing up as an “Only” and of how she learned to lean into her true identity as she paved her career in the financial industry. Dee shares her story to spread awareness and to increase diversity in stereotypically white, male dominated business.Follow Dee on on LinkedIn: Dee McDougalAnd learn more about her work at westernbankers.com See acast.com/privacy for privacy and opt-out information.

Pallavi Joshi takes you all across India to bring positive baat of Bharat. Aapki baat. Hum sab ki baat. #BharatKiBaatIn this episode she takes you to the floating market of Kashmir and tells the story of Indian Economy, GST, Demonetisation, and how small loans are changing lives of poor Indians. --- Send in a voice message: https://anchor.fm/iambuddhafoundation/message

IMDB BIO: Jason is an actor, filmmaker, singer, voiceover artist, and print model who has worked in film, television, new media, radio, and theater. Jason appeared on the hit CBS show Hawaii Five-0 opposite Alex O' Loughlin and Daniel Dae Kim. In the film 1440 and Counting, Jason played the role of Police Officer Gabe sharing scenes with Loretta Divine. Jason has also played various comedy roles in numerous episodes of the hit web series, Smosh, with Ian Hecox and Anthony Padilla. Jason has been seen in several commercials, print ads, and new media for clients in the following industries: Athletics/Sports, Banking/Finance, Information Technology, and Travel/Leisure to name a few. Other work includes voice-overs for major ad campaigns and products, as well as past appearances on stage including musicals produced by California Musical Theatre's Music Circus. Jason began telling his own stories in 2008 when he wrote and starred in his first short film, Bite Me, a romantic comedy about a speed-dating vampire. Bite Me screened at The 9th Annual San Diego Asian Film Festival 2008, The 1st Annual Philadelphia Asian American Film Festival 2008, and The 25th Annual Los Angeles Asian Pacific Film Festival 2009. He followed this by creating, writing, and starring in three webisodes of sci-fi action comedy, AREA 49 inspired by The X-files and buddy-cop movies. His second short film, Office Romance, premiered at the Wizard World Film Festival Sacramento Comic Con 2014, won the award for Best Comedy Winter Quarter 2014 from Asians On Film, screened at the Sacramento Film & Music Festival 2014, competed online at Short of the Month and Film Festival Flix, and screened at the 2015 Dragon Con Independent Short Film Festival. His third short film, The Rescue, premiered at Wizard World Sacramento Comic Con CON Film Festival 2015. Jason is a 1st Degree Black Belt in Mapag Tapat Shi, a blended system of martial arts that includes American Kenpo, Jeet Kune Do (JKD), Kali/Escrima, and F.I.G.H.T (Israeli Combatives). He enjoys staying fit with resistance training, jumping rope, and rounds of bag work. Jason continues to create his own projects while looking forward to appearing on the next hit series or in a feature film.

Ever get the urge to run all your wild theories by a Nobel Prize-winning economist? Well, I got to do just that with the former Chief Economist of the World Bank, Columbia University Professor, and author of:  People, Power, and Profits: Progressive Capitalism for an Age of Discontent The Euro: How a Common Currency Threatens the Future of Europe The Price of Inequality: How Today's Divided Society Endangers Our Future We left no stone unturned in a tight 40-minute tour-de-force that covered EVERYTHING, including: Why investor "Peter Thiel should study a little economics" Technological unemployment: will we have enough jobs for 10B people? How to fix monopolies Why innovation isn't working What's the right amount/pace of immigration? From pre-school to college, is education the great equalizer?  Free markets vs. regulation  Banking/Finance vs. values Why inequality = anxiety How to save a failing Europe, EU and Euro Legitimacy of Brexit Aging populations Minimum Wage Viability of free trade zones Bernie Sanders/Donald Trump Be sure to share, subscribe & review the podcast on iTunes. Support the show on Patreon & get the latest Member-Only episode: Idiocracy  

"Getting Your House In Order" A live financial seminar hosted by Truth Center Ministries with industry experts speaking on the following topics: Banking & Finance, Tax & Budgeting, Estate & Trust Planning, and Retirement & Investing. As a bonus this recording also includes the live question and answer session held at the end of the seminar.

"Getting Your House In Order" A live financial seminar hosted by Truth Center Ministries with industry experts speaking on the following topics: Banking & Finance, Tax & Budgeting, Estate & Trust Planning, and Retirement & Investing. As a bonus this recording also includes the live question and answer session held at the end of the seminar.

For our latest podcast, we revisit our lively fireside from last November with Simon Jack, Business editor of the BBC. Introduced by Peter Hahn, Dean and Henry Grunfeld Professor of The London Institute of Banking & Finance, they discuss various topics including open Banking, RBS, and economic climate. Follow us on Twitter @StudyLIBF.

Kieran Flanagan and Dan Gregory are the joint founders of the Impossible Institute and the authors of Forever Skills – The 12 Skills to Futureproof Yourself, Your Team and Your Kids. The Impossible Institute is a strategic think-tank that is designed to help leaders, teams and organisations be people smart and make change positive. Together, Kieran and Dan are the strategic and creative team behind the most successful new product launch in Australian history and have applied their considerable experience to social change programs for the United Nations in Singapore, to category re-inventions and innovation initiatives for the likes of Coca-Cola, Unilever, Bayer and News Corp. They also run leadership development programs across Australia, Asia, Europe and the USA for organisations in categories as diverse as Banking & Finance, Education, Technology, Pharmaceuticals, Real Estate & Retail. On top of that They also write for Success Magazine & CEO Magazine in the USA and are regulars on ABC TV’s Gruen Series, Sunrise on Channel 7 and Sky Business News. During the conversation Julian explores their newest book in detail. Episode highlights include: Why Kieran and Dan decided to write this book The three spheres of change and how to embrace opportunities Thinking in questions rather than statements, and how to imagine an alternate framework or universe Why it’s important to hold yourself accountable and be values focused     Links: The Impossible Institute website Kieran's LinkedIn Profile Dan's LinkedIn Profile Purchase Forever Skills  

Shelley Doorey-Williams and Samantha Zhou discuss gender equality in the banking and financial services sectors, women in finance and the Women in Finance Society newly created by students of The London Institute of Banking & Finance. Shelley Doorey-Williams will be speaking at WCBI 2019, taking part in the ‘Gender equality in banking and finance' panel on 16 September. The conference's theme is ‘Growth and sustainability in an age of disruption'. It will be a landmark event for the international banking and finance community, bringing together perspectives from across the world on the forces shaping the future of our sector. You can find out more information about WCBI 2019 and book your place at www.wcbi2019.com Speakers: Shelley Doorey-Williams, Head of Wealth Planning, Europe, Middle East and Africa, UBS and Samantha Zhou, Student, The London Institute of Banking & Finance

Dr Paul Fisher and Chris McHugh discuss sustainable finance, the United Nations Sustainable Development Goals and social investing. Dr Paul Fisher will be speaking at WCBI 2019 about the intersection of banking regulation and sustainable finance. The conference's theme is ‘Growth and sustainability in an age of disruption'. It will be a landmark event for the international banking and finance community, bringing together perspectives from across the world on the forces shaping the future of our sector. You can find out more information about WCBI 2019 and book your place at www.wcbi2019.com Speakers: Dr Paul Fisher, Fellow, Cambridge Institute for Sustainability Leadership and Chris McHugh, Lecturer, The London Institute of Banking & Finance

The Financial Innovation Awards, which are presented by The London Institute of Banking & Finance, are now in our 22nd year. We recognise best practice, product innovation and projects that have a positive impact on the finance sector, consumers and communities across the globe. Join Nadim Choudhury and Dr Pete Hahn, one of our judges for the awards as they discuss why you should enter the awards, offer advice to those thinking of entering, and why it's important to keep innovating. The awards take place on Thursday 21 November in London, and you can enter via www.financialinnovationawards.co.uk

Rt Hon John Redwood MP was the speaker at our first ever trustees lecture, introduced by Alex Fraser, Chief Executive of The London Institute of Banking & Finance, and Steven Haberman, Chair of the Board of Governors. John discusses economic history, how post war policy errors are damaging the UK economy, and the financial crisis.

On 11th March 2019, we celebrated our 140th anniversary and we've been taking a look back at a vast and interesting history of banking and finance. In this podcast, we hear an address by F. E. Steele who became Director of Studies at the Institute of Bankers in 1923. Thanks to his efforts, the Institute's network of local centres expanded rapidly in the 1920s. An abridged version of his 1924 BBC radio broadcast is read here by Osmond Plummer, Senior Lecturer at The London Institute of Banking & Finance. For more information about how we're celebrating our 140th anniversary go to libf.ac.uk/140

In this episode, I catch up with Alex Moloney who has worked as a leader and manager in the delivery of business and technology change for over twenty years, with an interest in program/project management, requirements and quality/testing. She has worked across a variety of industries from Banking Finance, health, higher education, government and not for profit. Alex is a wonderful Mum to three gorgeous boys under 11. She enjoys CrossFit, a little bit of very slow running and now that Netflix is a thing occasionally binge watches something fictional.There is no doubt Alex is awesome in her ability to connect with people and get the job done.We talk about:Her journey from study to project delivery;Why it is important to build project relationships; andAdvice for progressing your project careers.Alex Moloney LinkedIn Profile

Listen on: iTunes Anchor Spotify Google Guest: Chris Tramel Social Media: Facebook: Chris Tramel LinkedIn: Christopher Tramel I grew up in upstate NY. Attended college in Alabama. I've been in the Banking industry for 30 years. Majority of my career was at BNY Mellon for 24 years in operations. In 2015, I experienced being laid off. Presently. I made a career change and am pursuing a Master's in School Counseling. Throughout all of these years my christian walk has carried me through. Website: Thesuccessjourneyshow.com Email: successjourneypodcast@gmail.com Instagram: @successjourneyshow Facebook: @thesuccessjourneyshow Twitter: @success_show

Speakers: Tom Blomfield (Monzo), John Hitchins (Aldermore), Jason Maude (Starling Bank), Bridget Rosewell CBE (Atom Bank) and Mike Trippitt (Michael Joseph Consulting). Hosted by Andrew Hilton (CSFI) Other topics discussed: Open Banking, Current Accounts, Challenger Banks

Pete Hahn, our Dean and Henry Grunfeld Professor of Banking, introduces Sir David Scholey. David Scholey recalls Henry Grunfeld and his impact on the City of London and the Banking & Finance industry.

Dr Asma Ounnas

In this episode you'll hear from Mike Pratt. Mike is the Commissioner for Service, NSW Government, leading major service reform across the NSW Government. He is also Deputy Chancellor of Western Sydney University, Chairman of Bennelong Funds Management and a Non-Executive Director of Credit Union Australia. Mike was CEO of Consumer and SME Banking, North East Asia, with Standard Chartered Bank. He is a former President of the Australian Institute of Banking & Finance.He was also Group Executive of Westpac Business & Consumer Banking, CEO of National Australia Bank in Australia and CEO of Bank of New Zealand. He was also CEO of Bank of Melbourne. Previous directorships include Non-Executive Director of MasterCard International Inc, New York, Non-Executive Director of MasterCard, Asia Pacific, Non-Executive Director of BT Financial Services, Chairman of Shenzen Credit. Mike outlines how important it is to be well prepared, build out your network, incorporate lifelong learning, be disciplined, maintain transparency and integrity in all you do. And to never forget - its all about relationships, what matters more than anything is relationships Mike also has some great tips on getting great mentors and what you need to be on top of in the future of business. Nominated Charity: I have made a $250 donation in Mike's name to Plan International - www.plan.org.au Recommended Books: Leading Change, John Kotter The Long Walk to Freedom, Nelson Mandela The Service Profit Chain, Heskett and Sasser Copyright: (c) 2017 Greg Layton, Chief Maker URL: chiefmaker.com.au

Lavois Cruickshank, a simple yet ambitious young man Lavois has the incredible dream of positively impacting and inspiring a nation. The Spanish Town native lives by a philosophy posited by Jared Kintz, “Whether you live to be 50 or 100 makes no difference, if you've made no difference in the world.” and with this as his motivation. Lavois aims to use his abilities, gifts and skills to make a difference. He is currently serving as a Jamaica House Fellow at the Office of the Prime Minister in Kingston, Jamaica. Lavois prides himself in excellence, committing wholeheartedly to any duty or task. With his deep interest in Finance, Economics and Strategic Planning, Lavois pursued a BSc in Economics and Banking & Finance at the University of the West Indies. He also holds an MSc in Financial Economics from the University of Birmingham. With an immense love for tennis and a passion for nation development, Lavois actively serves as a math tutor at his alma mater, Calabar High School in Kingston, Jamaica; as a volunteer with the Jamaica National Foundation as an ambassador of the Governor General’s I Believe Initiative (I.B.I).   Just to give a little background to our listeners. Yanique was privileged to have the opportunity to hear Lavois speak in front of an audience of 300 plus last week around this time as we celebrate National Customer Service week, he was invited as a special guest on a panel of people who are probably twice his age, but he really commanded great attention and was able to really wow the people who are listening including herself, hence, why extended this wonderful invitation for him to join us on the Podcast  Questions Tell us a little bit about yourself and your journey What is your view on customer service and customer experience? As a customer yourself could you give one to three things that you maybe experience whether it be locally or internationally of a business that really made a difference for you? What are some tips that you would recommend to businesses that would help to make experiences effortless for their customers? How do you stay motivated everyday? What if you have employees in your organization who don't have that natural drive that you have. And there are certain goals that you have set for a company, but they are not pulling their weight. They’re not creating that level of culture where your customers are feeling satisfied and so your internal customer culture is not where you want it to be. What advice would you give to a business owner who had that kind of dynamic? What’s the one online resource, tool, websites or app that you absolutely cannot live without in your own business or your own way of operating daily? Could you share with us maybe one or two books that have had the biggest impact on you? What is the one thing in your life right now that you are working on to develop yourself – something that you are really excited about? Where can our listeners find you online? What’s one quote or saying that during times of adversity or challenge you revert to this quote to kind of help you to keep centered and to focus on your path or goal?   Highlights Lavois stated that he grew up in a family that encouraged excellence, excellence in the sense that going through school you were required to just do well, it was not an option, it was just mandatory. So, he grew up with two teachers as parents and he grew up with church parents as well, so there’s the balance of the academics and the balance of the school and spiritual part of it as well and so, he had to just focus during school. So, he started off in primary school, Calabar for high school and then it was just a natural transition in tertiary education at UWI. He just always had an interest in finance, he grew up watching TV particularly Owen James’ On a Personal Note and he just thought finance is probably something he wants to get into and then it was about money. So, it was just very interesting. He knew from then that he would want to be working at a bank wearing a jacket suit something of the sort and that was what really motivated him at the time but then growing up in Calabar, he was inspired by his economics teacher who just had so much passion in sharing her knowledge with them. And so, he thinks it was because of her why he chose to do economics at UWI and then he did well at UWI surprisingly. He was not the amazing student in interpreting but because he loved economics so much it became just second nature and he just did well at it and now he’s serving as a Fellow at the Office of the Prime Minister. What they do is that they're pushed into different projects to assist wherever they can. And he’s actually assigned to the National Export Import Bank of Jamaica which is the EXIM Bank working in strategic planning just assisting where he can in the bank achieving its goal.   Lavois stated that when he got the invitation was when he actually knew that there was even a Customer Service Association existed, so much so a Customer Service Week. He thinks that we are transitioning as an economy from just a manufacturing point of view and we have now transition to services, where are in a service led industry, our economy where services are really taking up a large portion of what we do generally. He finds that as well that service has become almost as a sign, it is what differentiates you because everybody offers pretty much the same goods and services and if you're not able to differentiate yourself in this very competitive market it is difficult for you to survive. So, he thinks service excellence and just the service that you offer is key in the longevity of a business is.   Lavois stated that he’s a little different, he doesn’t like interaction that much which is a sad case in some senses, but he likes being able to just go in and get what he wants and leave. And so, the easier you make that process for him is the better. So, if there is no hassle in getting what he wants, there's no long lines, if there is no long amount of persons to speak to in getting whatever he wants from you as a company, then it makes it easier for him. He actually remembers studying in the UK and it's not particularly one provider of a service, it's just how easy it is to do anything that you want to in that. If there's something that you want, you can always know that the option is online and that is what he found was the difference between the UK and Jamaica. Everything is so much easier to do because it's online and he find as a young person and especially as a tourist somewhat because he was a student. It would be not have been easy for him to find certain places or to know where to look for certain things, he just had to google it and it made sense because he could just purchase it there online and have it shipped to him. So, he thinks that was what made the difference between Jamaican experience in terms of shopping and a UK experience, everything was just there for him to find online. So, that was one major that has caught him with shopping or purchasing anything. Yanique stated that one of our guests a couple of months ago wrote a book called The Effortless Experience and it's really been something that she has thought about for a very long time in terms of what customers are looking for and a lot of times not just yourself even other people that she has interviewed are just generally having conversation. People are actually looking for as you said an experience that requires them to put as little effort as possible which is why the online is such a remarkable experience for most people because if you can do the transaction literally at your office desk or while you're sitting in a doctor's office with your kid waiting to see a dentist or while you're sitting in an airport waiting to catch a flight. It makes your life that much easier.   Lavois stated that it's a little bit difficult particularly because in the locust fair we're not necessarily at that place where we could market online things. We are somewhat behind the world in that particular sense, but it wouldn't hurt for us to still push to get there. He thinks if we can market our things online and allow transactions to happen, he thinks the Prime Minister himself is trying to get us to that place where an economy meaning we're just doing everything digitally and for transactions to be easily done, quicker and that transaction cost being safe and that's us being more efficient. Apart from being online you want to be everywhere, your customers are everywhere, you want to be on all social media networks as well and this links back to the presentation that he did at the Customs Service Association. What it speaks to is us as millennials being your major target markets, we are reaching or spending peaking year and so we're going to be in your faces, we are going to be your customers. And so, what you have to do as a strategy to reach us as millennials is to just be everywhere. Twitter, Instagram, social media, anyone where you can possibly be that you know your market will be, you should be. You can provide a self-service service if there is something that you can implement in your organization that allows that customer to just go in and to come out as quickly as possible, to just get what they want from you and leave he thinks that would be very good to implement. Probably just be personal, understand that each customer’s need is probably different. And so, how you interact with each one of us will make a difference as well. And then answer quickly in case we have any queries are not, just be very quick about it because we are very impatient and as customers we want it and we want it now. So those are probably just one, two, three tips that he could probably offer with any organization that wants to just make it effortless for their customers. When asked about why he thinks people want things now versus 10 or 15 years ago. Lavois stated that’s just how we are. He thinks that's just the general nature. Instant gratification is what we desire or want something that is just very natural. We get that satisfaction from having it now and the impatient is not something that we can work with. He thinks that technology has definitely helped to propel that desire. Technology has allowed us to access things very quickly than, quicker than we thought possible, initially and because we are now used to technology granting what we desire quickly, it has now become second nature that we just want it because it can happen, it has propelled us to that kind of mindset where it needs to happen, and it needs to happen now. Which can also be a bad thing, but it is a good thing in a sense.   Yanique agreed that stated that the reality as she say to people generally customer experience is constantly evolving so we're here discussing what customers want now, about five years from now it's probably going to be completely different from what we're discussing. The customer is driving that whole change, back in the day when there was no social media you basically had to just probably complain via writing or state any challenge you have by writing, you really didn't have much power because nobody knows that you wrote the letter but a customer has so much power now with social media, they can blast a company whether they're doing well or they're not doing so well, on any of these platforms and it literally reaches millions of people in seconds.   When asked about staying motivated, Lavois stated that how grew up and he thinks this is how he ended up in strategy planning because he just always had a plan in his head and he doesn’t know what drove that plan but there was always something in the back of his head saying this is what I want to do next. So, he remembers going to high school or going into UWI, he would simple plan out the courses that he wants to do from that first year, he would know what he wants to do in second year, what he wants to do in third year, what’s he’s going to do after the degree and so there's always a one-year, two-year, five-year plan. But there was something in the back of his head where he sees himself. He sees himself being successful, as himself making some impact in Jamaica locally and probably even the world. He just sees himself doing things and because that in the back of his head, he knows he gets up every day knowing that this is just my next step towards getting where to go. He doesn't think he’s satisfied with where he is, so he believes that this satisfaction somewhat is what drives him. At the same time, he grew up with parents who gave everything they had for their kids. He has seen his father work with entities that he did not like, that he did not enjoy, he endured jobs that he probably wouldn't have wanted to do just because he had children to see through life and so this is a contribution for his parents, he could not take that for granted. So, he knows that there is something for him to do to allow his father and mother to enjoy the life they wanted. At the same time there is so much that we can change and there's so much that we can impact. He feels like work in itself is not necessarily what you bring to the table but how you make people feel and so there’s so much that we can do and that keeps him motivated everyday.   Lavois stated that he thinks he has probably experienced that before where there's some internally or people internally who don't necessarily have the same drive that you have. And he thinks from his own experience, what you need to do is to understand your own employees first of all because it's not that it might be eluding them it's just that you're probably not bringing the same message across very well. And so, what he encourages people to do is to look internally to see if there's something else that you can do to make that difference. So maybe it's that you just need to find out who that person operates and then do something else out of the ordinary that would probably get the reaction that you want and that kind of energy going forward with the business strategy and if that doesn't work. It's how you interact with them as well, it is that your own enthusiasm about it cannot bring out that same enthusiasm in them, he’s not sure what else can be done but he thinks there is an internal approach that needs to take place first to kind of look at who the person is, how they operate and then try your best to get that same enthusiasm out of them. And he thinks everybody has that side to them and it's just how you unveil it.   Lavois stated that Whatsapp is a very good tool and it's not only for personal social media vibes, it's also his way of finding out information, this is how you keep current and it's surprising, a lot of people would not even realize that a lot of the information that you hear or find comes from social media platforms. He thinks WhatsApp, Facebook, all of these social media platforms allows us as millennials in a sense or even everybody to kind of keep up to date because the news is always there. And so, us as millennials don't necessarily read newspapers. He has to do it and ensure that he does to keep up. But at the same time the same news that would be translated into print is on social media platforms, so it forces us to kind of be up to date with information. So, he thinks any social media platform is definitely necessary for him.   Lavois shared that he’s not a fan of reading, he’s not surprisingly. One particular book that has had some impact on him is a book that he actually read a long time ago, it’s called The Purpose Driven Life: What On Earth Am I Here For? by Rick Warren and it's a more spiritual side in terms of reading. It was just him trying to find out what is it that he was here to do, what was his purpose here and what impact he could make. Apart from general reading, he loves reading quotes and inspirational messages and the one that he has put before mentioned in the bio was Jared Kintz and what Jared Kintz said was, “Whether you live to be 50 or 100 makes no difference, if you've made no difference in the world.” And that has hit him so much because he realized if you are just here on earth and I'm not really making any difference then your life really makes no difference because you’re not impacting anybody's life and he feels like we are here and we're here to make so much of a changing in this world that we should just always attempt and aim at that and so if you're not making a difference then what purpose really does your life serve.   Lavois stated that for his recent birthday, he decided to create a theme for his birthday which was “No fear, no pride, no compromise” and what the theme tried to do was basically to encourage him to go after everything he wants to do. He grew up with a lot of pride in a sense which kind of hindered him from doing a lot of things because he was afraid of what people would say and how they would see him, at the same time that was the fear component, that was the pride component and there was no compromise meaning he would not give up who he was to achieve anything that he wants. He has so many goals but there are so many roads to get there but he doesn’t want to give up who he really is and he’s not going to compromise who he is to get there. So, he’s very excited about the journey, he has executed a few things that he really wanted to do, and he has gotten over the fear of doing them simply because he thought people would see him in a particular light and feels very good to just go after your dreams. So, for this birthday he created that theme, no fear, no pride, no compromise and he’s just trying to accomplish whoever he wants to be in this life.   Lavois shared listeners can find him at – Facebook – www.facebook.com/lavois.cruickshank    Lavois Lavois stated that it is not necessarily a quote, it’s just something I use to refer to when times get really hard because these things happen. It's probably in a quote somewhere, it says “What man has done before, man can do again.” which pretty much speaks to us being able to overcome any particular situation. What he does in his very difficult times is to think about other people who have overcome the same struggle or the same situation and then draw strength from that and it makes it easier almost because it gives us a certain level of courage to kind of still go through with this particular battle that we're having. So, if you're going through something very difficult, if you’re going through something that is very challenging, he would encourage you to think about people who have gone through the same struggle and how they’ve overcome and draw strength from them as well.    Links   Mastering Customer Experience and Increasing Your Revenue Online Course   The Purpose Driven Life: What On Earth Am I Here For? by Rick Warren    

In our latest podcast Heather Tilston talks to Henrietta Grimston from Seven Investment Management and our Director of Business Development, Mark Heaton, about the results of our research among over 50s about their attitudes to money. What does it mean for consumers and for the future of financial advice? Speakers: Henrietta Grimston, Relationship Manager at Seven Investment Management and Mark Heaton, Director, Business Development at The London Institute of Banking & Finance, Presenter: Heather Tilston For exclusive industry insight, like us on Facebook, follow us on Twitter, connect with us on LinkedIn and follow our blog.

Prior to Proceed Finance, Mr. Roehr was President and Chief Financial Officer of Cabela’s Inc. [CAB:NYSE], guiding the company through a time of unprecedented sales growth and retail expansion, and rocketing them past the $1B valuation mark. Included in Mr. Roehr’s leadership at Cabela’s was his role as Founder, Chairman of the Board, and CEO of World’s Foremost Bank, the wholly-owned regulated credit card bank utilized by Cabela’s to issue and manage their co-branded Cabela’s VISA credit cards and related consumer rewards program. 

A chat with Conrad Francis. Entrepreneurial in spirit, he is also driven by witnessing the success of his clients. With nearly 25 years experience in Banking & Finance, Conrad’s depth of experience and understanding of wealth creation, combined with his natural instinct to innovate, means he provides creative and highly effective wealth creation strategies.

In this episode, Toby Brown is joined by Professor Peter Hahn, Dean here at The London Institute of Banking & Finance, for a quick Q&A session on all things Masters. If you're considering taking on a Masters but are still unsure, this episode clears up everything you need to know to make a well informed decision.

In this episode, Karen Taylor, Head of Apprenticeships here at The London Institute of Banking & Finance, is interviewed by podcast director Toby Brown. We find out the answers to the important questions facing aspiring apprentices'.  For exclusive industry insight, like us on Facebook, follow us on Twitter, connect with us on LinkedIn and follow our blog.

CliffCentral.com — Winner of the Outstanding Achiever’s Award from the Women in Banking Finance and Investments Association, the Venture Capital Leadership Prize (UK), as well as the Woman of the Year Award from the National Association of Professional Women (NAPW – USA), means that Joké is someone worth listening to and learning from. We do just this during this insightful #FutureCEOs conversation.

Intelligent Africa™ — CliffCentral.com — Winner of the Outstanding Achiever’s Award from the Women in Banking Finance and Investments Association, the Venture Capital Leadership Prize (UK), as well as the Woman of the Year Award from the National Association of Professional Women (NAPW – USA), means that Joké is someone worth listening to and learning from. We do just this during this insightful #FutureCEOs conversation.

Tony Gandy, lecturer for the Masters Degree Programme at The London Institute of Banking & Finance, is joined by Daniel Piper, Detective Sergeant for the Economic Crime Academy; Claire Castelli, Group Treasury Manager from Halfords; Nadya Hijazi, Managing Director & Global Head of GLCM e-Commerce from HSBC and James Kelly, Group Treasurer from Pearson to discuss the effective prevention, detection and mitigation to strenghten and improve organisations' resilience to cyber threat - a prevelent issue in today's digital world. Like us on Facebook, Follow us on Twitter, Connect with us on LinkedIn. Learn more about our events here.

Joining Andrew Hilton, Director of CSFI, is Professor Peter Hahn, from The London Institute of Banking & Finance, and Andrew Hall, Head of Professional Standards at CISI. In this episode, the panel discuss the fallout of the recent G20 Summit in Hamburg and the impact on global economic growth, international trade and financial market regulations. Additional to this, they will be covering the prosecution of four former Barclays executives linked with their actions during the height of the Financial Crisis. Like us on Facebook, Follow us on Twitter, Connect with us on LinkedIn. Learn more about our events here.

In this episode you'll hear from Mike Pratt. Mike is the Commissioner for Service, NSW Government, leading major service reform across the NSW Government. He is also Deputy Chancellor of Western Sydney University, Chairman of Bennelong Funds Management and a Non-Executive Director of Credit Union Australia. Mike was CEO of Consumer and SME Banking, North East Asia, with Standard Chartered Bank. He is a former President of the Australian Institute of Banking & Finance.He was also Group Executive of Westpac Business & Consumer Banking, CEO of National Australia Bank in Australia and CEO of Bank of New Zealand. He was also CEO of Bank of Melbourne. Previous directorships include Non-Executive Director of MasterCard International Inc, New York, Non-Executive Director of MasterCard, Asia Pacific, Non-Executive Director of BT Financial Services, Chairman of Shenzen Credit. Mike outlines how important it is to be well prepared, build out your network, incorporate lifelong learning, be disciplined, maintain transparency and integrity in all you do. And to never forget - its all about relationships, what matters more than anything is relationships Mike also has some great tips on getting great mentors and what you need to be on top of in the future of business. Nominated Charity: I have made a $250 donation in Mike's name to Plan International - www.plan.org.au Recommended Books: Leading Change, John Kotter The Long Walk to Freedom, Nelson Mandela The Service Profit Chain, Heskett and Sasser Copyright: (c) 2017 Greg Layton, Chief Maker URL: chiefmaker.com.au  

Lawrence Chan and Professor David Ahlstrom of The Chinese University of Hong Kong (CUHK) MBA program join the show to discuss what makes the CUHK MBA unique, the school's admissions process and the career opportunities in the region. Program Highlights (2:48) Admissions (19:30) Careers (32:40) CUHK MBA Highlights  A pioneer in business education, CUHK offered Asia's first MBA in 1966 Students can complete the course in 12 or 16 months CUHK offers 4 specializations in Finance, Marketing, China Business, and Entrepreneurship Financial Times ranked CUHK MBA 36th worldwide in 2017 70-80 students/year Top Industries for Class of 2016: 22% Banking & Finance / 22% Investment and Asset Management / 15% Business and Management Consulting / 9% Private Equity & Venture Capital About Our Guests Lawrence Chan is Administrative Director (Marketing and Student Recruiting), MBA Programs at CUHK. Lawrence went to CUHK for his bachelor and MBA degrees and has over 2 decades of experience in sales, promotion and recruiting in Hong Kong and China David Ahlstrom is a Professor in the Department of Management at CUHK, where he has taught for over 20 years. He obtained his PhD in Management and International Business from New York University after working several years in government and industry. His research interests include managing in Asia, innovation and entrepreneurship, decision-making, and management and organizational history. Go to http://www.touchmba.com/cuhk-mba-admissions-interview for a full breakdown of the program's key advantages and fast facts about admissions and careers at the CUHK MBA program.

Lawrence Chan and Professor David Ahlstrom of The Chinese University of Hong Kong (CUHK) MBA program join the show to discuss what makes the CUHK MBA unique, the school's admissions process and the career opportunities in the region. Program Highlights (2:48) Admissions (19:30) Careers (32:40) CUHK MBA Highlights  A pioneer in business education, CUHK offered Asia's first MBA in 1966 Students can complete the course in 12 or 16 months CUHK offers 4 specializations in Finance, Marketing, China Business, and Entrepreneurship Financial Times ranked CUHK MBA 36th worldwide in 2017 70-80 students/year Top Industries for Class of 2016: 22% Banking & Finance / 22% Investment and Asset Management / 15% Business and Management Consulting / 9% Private Equity & Venture Capital About Our Guests Lawrence Chan is Administrative Director (Marketing and Student Recruiting), MBA Programs at CUHK. Lawrence went to CUHK for his bachelor and MBA degrees and has over 2 decades of experience in sales, promotion and recruiting in Hong Kong and China David Ahlstrom is a Professor in the Department of Management at CUHK, where he has taught for over 20 years. He obtained his PhD in Management and International Business from New York University after working several years in government and industry. His research interests include managing in Asia, innovation and entrepreneurship, decision-making, and management and organizational history. Go to http://www.touchmba.com/cuhk-mba-admissions-interview for a full breakdown of the program's key advantages and fast facts about admissions and careers at the CUHK MBA program.

Today’s guest on Fire and Adjust is Brock Heath founder of Gauntlet Development and Author of “How to Succeed in the Civilian World, For Military Veterans” Brock has a long list of accomplishments, Business Owner, Author, Personal Coach, Career in Banking/Finance, Troy City Councilman, Dayton Business Journal 40-Under-40 nominee and named Troy’s 2012 Outstanding Man of the Year just to name […] The post 061 – Brock Heath Author and founder of Gauntlet Development appeared first on Fire And Adjust with Ron Fugle.

GELDZAKEN - De Nederlandse banken zijn geslaagd voor de Europese stresstest, kunnen we opgelucht ademhalen of komen er nieuwe problemen? Harald Benink, hoogleraar Banking & Finance aan de Universiteit van Tilburg legt uit in een gesprek met Janneke Willemse.Er wordt getest of banken weerbaar genoeg zijn tegen een eventuele volgende crisis. “Onder meer wordt er gekeken naar de financiële reserves van de banken”, zegt Benink.Alle banken slaagden. Waarom was de test eigenlijk nodig? “De huidige financiële crisis heeft ertoe geleid dat overheden banken moesten financieren om overeind te blijven. Dat moeten we in de toekomst voorkomen.”Een van de lessen uit de crisis is dat we naar een unie van banken moeten toewerken in Europa, met één goede toezichthouder die onafhankelijk is van de nationale politiek. “Dan is de controle beter.”De ECB heeft in de test onder meer gekeken naar de woninghypotheken. “Nederlanders zijn gelukkig trouw in het aflossen.”De vraag is volgens Benink wel of de test streng genoeg was. “Het is beschamend voor banken om te zeggen dat ze fout zitten.”In Italië faalden acht banken. “Zij moeten op eigen houtje miljarden euro’s aan gaan trekken om hun tekorten weg te werken”, aldus Benink. “Er zijn bovendien verborgen verliezen die ook moeten worden opgeschoond.”Veel Europese economieën zijn daarbij nog instabiel, er is sprake van krimp. Daarom is niet goed te zeggen of alle “rotte appels” uit het systeem zijn.“We moeten naar een systeem van minstens 10 procent eigen vermogen in de kassen”, vindt Benink. “De huidige vier procent is te fragiel.”“Al zijn banken geslaagd voor de test, de kwetsbaarheid is niet altijd weg”, zegt Benink. “Toezicht op de kapitaalratio’s is daarom van belang. 

From the Management news series: Professor Charles Goodhart launched the new Research Centre for Banking and Finance; and discusses the trigger of the economic crisis, described as a once in 50 year event.

Terrance Odean, Professor of Banking & Finance at UC Berkeley’s Haas School of Business-How to understand behavioral trading and psychology