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Fast-track your way to wealth with the Financial Freedom Starter Kit:https://bizforfreedom.com/kitSpecial Gift - I got saved:https://shanitene.com/saved0:00 - Intro1:28 - Step 12:53 - Step 23:49 - Step 35:18 - Step 46:13 - Step 57:08 - Step 68:47 - Step 710:14 - PrayerDisclaimers & Disclosures:For educational and entertainment purposes only. Not financial advice. Investing involves risk. Past performance is not indicative of future results. This podcast contains affiliate links.
Tired of struggling to save money despite your best efforts? In this episode, Shani Tené reveals 3 powerful money-saving habits for Christians that can transform your finances.
Letting go of these 3 lies changed everything. In this episode, I'll debunk the top 3 myths that keep Christians trapped in financial struggle and reveal how to align your faith with actions to unlock God's financial blessings.
Frugal living isn't the only way to save a lot of money. In this video, I'll share how I saved $116,864 using 10 specific savings apps. Start growing your savings today!
Debt can feel like a prison, but there's a way out. In this episode of Eternal Wealth, Shani Tené unveils powerful strategies to help you eliminate debt and achieve true financial freedom. Transform your finances and reclaim your life!
Struggling to save money? Join money coach Shani Tené as she reveals practical tips to boost your savings and achieve financial freedom.
Struggling to tithe when money is tight? In this episode of Eternal Wealth, Shani Tené addresses this common challenge and shares practical tips to help you give generously, even on a limited income.
Struggling to improve your credit score? Discover how to build credit quickly with these 3 simple yet effective strategies for improving your credit score. Learn how to overcome common credit challenges, boost your financial confidence, and achieve your financial goals.
Are you tired of living paycheck to paycheck? Discover the secrets to creating a budget that actually works! In this episode of Eternal Wealth, Shani Tené breaks down the common budgeting struggles and shares practical tips to help you take control of your finances.
Feeling the pinch financially? You're not alone! In this episode of Eternal Wealth, Shani Tené shares 3 SIMPLE ways to make extra income WITHOUT the stress of starting a business.
Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflation Welcome to our latest episode. Today, we're thrilled to have three esteemed guests who are all highly accomplished in both medical and real estate. Vikram Raya is an award-winning cardiologist and functional medicine specialist, known for his work in proactive cardiology and the Vitology Institute. Through his real estate company, Viking Capital, Vikram has acquired over $370 million in assets, with a vision to reach $1 billion in acquisitions within the next three years. He also mentors and coaches others in real estate and high performance through Viking University and the Limitless MD program. Buck Joffrey, MD, is a surgeon turned entrepreneur and professional investor, and the host of the Wealth Formula Podcast. Known for his book "7 Secrets of Eternal Wealth," Buck has over $1 billion in assets under management and focuses on investing outside of Wall Street for high-income individuals. Tom Burns is a principal at a private equity real estate firm in Austin, TX, and the author of the best-selling book "Why Doctors Don't Get Rich." With over 25 years of experience in developing and acquiring real estate, Tom has been financially independent for over a decade and is the founder of the Rich Life Mastermind. In this engaging discussion, our guests delve into the unique challenges and opportunities that physicians face when investing in real estate. They discuss strategies for building wealth through multifamily investments, tax advantages for high-income professionals, and the importance of diversifying investment portfolios. The conversation also touches on the potential future trends in the real estate market and how to navigate the current economic climate. Tune in now to gain exclusive insights from our esteemed guests on how to navigate the world of real estate investing, whether you're a seasoned investor or just starting out. Don't miss this valuable episode! TIMESTAMPS 02:12 - Guest introductions and backgrounds 04:00 - Why physicians are drawn to real estate investing 10:00 - The importance of passive income for high-income professionals 15:05 - Current market trends and opportunities in multifamily real estate 20:10 - Strategies for reducing taxes through real estate investments 25:35 - The benefits of the real estate professional status 30:00 - Exploring alternative investments beyond multifamily 35:00 - Investing in medical office buildings and workforce housing 40:00 - Discussion on private equity and venture capital opportunities 45:00 - Tips for new investors and overcoming analysis paralysis 50:00 - The impact of inflation and economic trends on real estate 55:00 - Final thoughts and how to connect with the guests Connecting with the Guest: Vikram Raya Website: https://www.vikingcapllc.com/ LinkedIn: https://www.linkedin.com/in/vikramraya/ Buck Joffrey Website: https://www.wealthformula.com/ Instagram: https://www.linkedin.com/in/buck-joffrey-md/ X: https://x.com/buckjoffrey/ Youtube: https://www.youtube.com/user/BuckJoffrey Facebook: https://www.facebook.com/wealthformulapodcast/ Tom Burns LinkedIn: https://www.linkedin.com/in/tom-burns-9744304/ #RealEstateInvesting #PhysicianInvestors #PassiveIncome
Are you drowning in credit card debt? Feeling hopeless? You're not alone! In this episode of Eternal Wealth, Shani shares a powerful story of redemption and reveals her 3-step plan to conquer your debt and build wealth. Discover how to:
Do you want to break free from the cycle of living paycheck to paycheck and build lasting financial security? In this episode of Eternal Wealth, Shani Tené dives deep into the story of Michelle, a single mom tired of the struggle. Learn how to apply biblical principles to your finances, just like the Parable of the Talents. Shani shares 3 actionable steps to get started investing today.
A message in the Series "Face to Face with Jesus" Teaching Pastor John Moore Mark 4:1-20
Do you struggle to save money? This episode of Eternal Wealth is your roadmap to financial peace of mind! Shani Tené, your favorite money coach, shares 3 powerful tips to help you build an emergency fund fast, even on a teacher's salary! Learn from the story of Joseph and Pharaoh in the Bible and discover how sinking funds and high-yield savings accounts can revolutionize your savings strategy.
Seeking financial freedom with faith as your guide? Shani Tené, shares her inspiring journey and the show's unique approach. Learn how to manage money with God's values, practical strategies, and biblical principles. Join Shani for free resources and the path to Eternal Wealth!
Do you crave financial freedom and a deeper understanding of faith? This podcast is your one-stop shop! Eternal Wealth is an inspiring and educational podcast that bridges the gap between finance and faith. Join Shani Tené, your favorite money coach, as she guides you towards richer living—spiritually and financially. Whether you're starting your financial journey or deepening your faith, Eternal Wealth offers actionable wealth building strategies through a Kingdom lens. Tune in and turn up your potential with your go-to resource for financial well-being and spiritual growth.
May the God of Wonders Bless You!
Are you a highly paid employee or professional? Does your current career allow you to earn substantial income? If so, would there be any reason for you to seek a different path? Would you like to become an entrepreneur or an investor? In today's episode, Russ and Joey speak with Buck Joffrey, a surgeon turned entrepreneur and investor. Buck talks about his decisions and actions after reading Robert Kiyosakis's CASHFLOW Quadrant.The book provides a guide for people who are ready to change their lives and change from one quadrant to another. Are you prepared to leave the life you've always known and pursue something better? The choice is yours.Top three things you will learn: The difference between an entrepreneur and an investorHow to pivot from your current career to entrepreneurshipHow to take risks and make scary decisions to get what you wantAbout Our Guest:Buck Joffrey is a surgeon turned serial entrepreneur. He is also the author of the international bestselling book “Seven Secrets of Eternal Wealth” and the host of the Wealth Formula Podcast. Like Russ and Joey, Buck believes we must keep our money out of Wall Street. His mission is to teach professionals how to take advantage of their finances and invest outside traditional stocks, bonds, and mutual funds.Connect with Buck Joffrey:Website - https://www.wealthformula.com/Free Financial Strategy Call: https://www.wealthwithoutwallstreet.com/freecallApply to Join the Passive Income Mastermind:https://www.wealthwithoutwallstreet.com/wwws-passive-income-mastermindJoin the Community:https://www.wealthwithoutwallstreet.com/communityTurn Active Income Into Passive Income:https://go.wealthwithoutwallstreet.com/pios Take the Financial Freedom Analyzer:https://wealthwithoutwallstreet.com/quizDiscover Your Path to Financial Freedom: https://www.wealthwithoutwallstreet.com/passportKnow Your Investor DNA:https://go.wealthwithoutwallstreet.com/investordnaInvest with The Land Geek:https://www.thelandgeek.com/Invest with Your Friends and Family:
My guest in this episode is Buck Joffrey, MD. Buck is an accomplished Surgeon, Entrepreneur, Asset Manager, and Podcaster. He is also the #1 best-selling author of The 7 Secrets of Eternal Wealth. With a negative net worth upon finishing his surgical training in 2008, Buck quickly became a serial entrepreneur and real asset investor amassing an 8 figure net worth. In order to help his high paid professional colleagues, he started a financial education website called WealthFormula.com and hosts the popular Wealth Formula Podcast. Buck knows the old mantra of “investing in a diversified portfolio of stocks, bonds, and mutual funds,” is outdated and dangerous for high-paid professionals given the volatility and instability of the current global economy. Therefore, he advocates entrepreneurship and/or investing in hard assets that provide cash flow as a more reliable way of approaching personal finance. Through a strong foundation of financial education and emphasis on cash flow investing, Buck teaches professionals how to take charge of their money and prosper. Interview Links: The Wealth Formula Sapio Grab My Book: The 21 Best Cashflow Niches™: www.cashflowninja.com/21niches Programs: The Cashflow Ninja Cashflow Investors Club™: www.cashflowninja.com/club Your Own Banking System™ : www.yourownbankingsystem.com Your Own Family Office™: www.cashflowninja.com/familyoffice The Crypto Investing Method™: www.cashflowninja.com/crypto The Cashflow Creator Formula™: www.cashflowninja.com/creator The Cashflow Core Builder™: www.casflowninja.com/core The Cashflow Multiplier™: www.cashflowninja.com/multiplier The Cashflow Quantum™: www.cashflowninja.com/quantum Connect With Us: Website: http://cashflowninja.com Podcast: http://cashflowinvestingsecrets.com Facebook: https://www.facebook.com/cashflowninja/ Twitter: https://twitter.com/mclaubscher Instagram: https://www.instagram.com/thecashflowninja/ Pinterest: https://www.pinterest.com/mclaubscher/cashflow-ninja/ Linkedin: https://www.linkedin.com/in/mclaubscher/ Youtube: http://www.youtube.com/c/Cashflowninja Bitchute: https://www.bitchute.com/channel/cashflowninja/ Rumble: https://rumble.com/c/c-329875 LBRY.tv: https://lbry.tv/@Cashflowninja:9?r=DoJHKKGqTbf8sdChMP1oLtCrJWEYK3ZM Brighteon: https://www.brighteon.com/channels/cashflowninja Brandnewtube: https://brandnewtube.com/@cashflowninja Parler: https://parler.com/profile/cashflowninja/ Gab: https://gab.ai/cashflowninja Minds: https://www.minds.com/cashflowninja Biggerpockets: https://www.biggerpockets.com/users/mclaubscher Medium: https://medium.com/@mclaubscher Substack: https://mclaubscher.substack.com/
Money without money management skills is worthless. Today we discuss the biblical mindset you can experience INSTANTLY that will take your happiness to the next level.We discuss:The power of using AnchorsThe meaningless of life but the fulfillment given by God andHow to build a portfolio you will be happy with.All of this and more on this episode.
Money without money management skills is worthless. Today we discuss the biblical mindset you can experience INSTANTLY that will take your happiness to the next level.We discuss:The power of using AnchorsThe meaningless of life but the fulfillment given by God andHow to build a portfolio you will be happy with.All of this and more on this episode.
Help me to continue to make and share great FREE Biblical content everyday by supporting my ministry at | Patreonhttps://thebibleproject.buzzsprout.comTitle: "What's in it for me? (Mark 10:28-45)"IntroductionSalvation is a free gift through faith in Jesus Christ.Becoming a disciple of Jesus involves learning and following His teachings.The Cost of DiscipleshipBeing a Christian disciple can sometimes come at a great cost.In history and some parts of the world, being a disciple has been seen as very costly.Previous sermon focused on the cost of discipleship."What am I going to get out of this?"Most people ask this question before committing to something.Peter asks Jesus about what they will receive for leaving everything to follow Him.Jesus' ResponseJesus assures Peter that those who leave homes, families, and careers for Him and the Gospel will receive a hundredfold in this present age.The blessings include homes, brothers, sisters, mothers, children, and fields, along with persecutions.In the age to come, they will receive eternal life.The Value of Giving to GodThe commentator interprets the idea of receiving a hundredfold as being "compensated for anything you might forego."Investing in the mission of God brings spiritual blessings that surpass any physical sacrifices.Forsaking friends and family for a season of service to God can result in gaining new spiritual family and close relationships.Eternal Wealth and Spiritual PovertyThose who invest everything in serving Jesus Christ will be internally wealthy in the life of the Spirit and the future coming kingdom.Choosing to live for oneself leads to spiritual poverty.Discipleship costs time, money, energy, status, and possibly persecution, but the rewards are spiritual and eternal.Jesus' Predictions of His DeathJesus tells the disciples that they are going up to Jerusalem, where He will be delivered over to the chief priests, teachers of the law, and eventually killed.He also predicts His resurrection after three days.James and John's RequestJames and John, with their mother's involvement, ask Jesus to grant them positions of honor in His kingdom.They desire to sit at His right and left hand.Jesus' Response to James and JohnJesus tells them that they don't understand what they are asking.He asks if they can drink the cup He drinks and be baptized with the baptism He undergoes.ConclusionJames and John's request shows our innate desire to prioritize ourselves and our families.Jesus emphasizes that true discipleship involves humility and service, not seeking positions of honor.Support the showFurther Discipleship Training Courses Free at;linkedin.com/in/jeremy-mccandless-68353b16Podcast Archive also athttps://www.youtube.com/c/JeremyRMcCandlessThe LIFE Podcast - The Bible Project | FacebookMy Amazon Author Pageamazon.com/author/jeremymccandlessJeremy McCandless is creating podcasts and devotional resources | PatreonHelp us continue making great content for listeners everywhere.https://thebibleproject.buzzsprout.com
TOPIC: The pursuit of material possessions and earthly wealth compared to the significance of focusing on eternal treasures. Let's delve into some biblical wisdom together. It's clear that earthly riches can't truly bring lasting contentment or joy. What really matters is building a strong relationship with God and placing importance on heavenly values. So, here are 4 practical tips that might help shift your perspective: Create Meaningful Traditions Practice Generosity Together Use Your Smartphone Strategically Foster Supportive Relationships Join me as I unpack each tip and connect the theme of ETERNAL WEALTH with Psalm 49 as well as teachings from Jesus. These remind us of the importance of seeking God first rather than getting caught up in material wealth. I encourage you to focus on virtues, character traits, and actions that contribute to God's kingdom. Doing so can lead to a life of lasting impact and a spiritual legacy In the process, you'll find JOY, CONTENTMENT, FULFILLMENT and CONNECTEDNESS to God and others! CONNECT WITH VICTORIA: EMAIL choose2think@gmail.com WEBSITE www.choose2think.co MENTORING www.choose2think.co/coaching.html YOUTUBE www.youtube.com/channel/UCz8Z2B9TtXvWn0RKelVY5DQ FACEBOOK www.facebook.com/groups/choose2think INSTAGRAM www.instagram.com/victoriadwalkerlydon/ *CHOOSE 2 THINK DEVOTIONAL https://amzn.to/3Hcl7v1 *CHOOSE 2 THINK JOURNAL https://amzn.to/3WvinND *When you click on these Amazon affiliate links, I may earn a teeny commission from qualifying purchases at no extra cost to you. Thank you for your support! DISCLAIMER: The Choose 2 Think Inspirational Podcast is for educational and entertainment purposes only. Please consult your physician or doctor for all medical advice and counsel. --- Send in a voice message: https://podcasters.spotify.com/pod/show/victoria-d-lydon/message Support this podcast: https://podcasters.spotify.com/pod/show/victoria-d-lydon/support
Weekly Sunday sermons from Pastor Mike Powers and other members of our Pastoral Body. Richland Creek exists to make disciples who love God and love others. For more, visit richlandcreek.com.Main Idea: Believers boast in gospel treasure1. Be thankful for what you don't have2. Be careful with what you do have3. Be hopeful for what you will have
Full TorahAnytime LectureVideo or AudioMore classes from R' Yehoshua Nissan⭐ 1,672
May the God of Wonders Bless You!
Amen Herbert Dow, who is pictured here Uh is founded a company in 1895 called the Dow Chemical Company. And what he had done was he had invented a way that you could cheaply produce a chemical called bromine. And so he would sell it for 36 cents a pound around the US. He couldn't sell it in Germany because there was a company there that also produced bromine and they had a monopoly on the market. And they uh
Download my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflation Buck Joffrey, MD, is a surgeon, turned real estate professional with nearly one billion dollars in real estate transactions. Dr. Joffrey finished his surgical training in 2008. Since then, he has started multiple seven and eight figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. Dr. Joffrey is also a financial educator, the host of the highly regarded Wealth Formula Podcast and international #1 best-selling author of 7 Secrets of Eternal Wealth. His mission is to provide financial education for high paid professionals. He is also dedicated to providing institutional grade private investment opportunities to individuals as an alternative to the traditional Wall Street investing paradigm. In this episode, we learn how and why we should be investing income from a high paying job. He shares his journey from physician to real estate investor and shows us what motivated him to live life on his own terms. If you're wondering where to invest your hard earned money, this one's for you. Tune in now! 00:44 - Guest Introduction: Buck Joffrey, MD 01:24 - Everything's frozen 02:53 - From physician to real estate investor 06:11 - The Transition 08:28 - Exposed to real estate syndication 11:00 - Response from colleagues 13:31 - The right time to leave a job 16:34 - Markets hate uncertainty 18:41 - Type of property at most risk 21:31 - The ideal portfolio for now 26:58 - The first wealth being health Connect with the Guest: Website: https://www.wealthformula.com/ Linkedin: https://www.linkedin.com/in/buck-joffrey-md Youtube: https://www.youtube.com/channel/UC9w0QxH3BnRbufdezIy2cjA Twitter: https://twitter.com/BuckJoffrey Facebook: https://www.facebook.com/wealthformulapodcast/ Podcast: “The Wealth Formula” - Song: Luke Bergs & Agus Alvarez - Tropic Love Music provided by Vlog No Copyright Music. Video Link: https://youtu.be/huwNZp0kBPs #fromPhysiciantoInvestor #SecretsofEternalWealth #wheretoinvestyourhardearnedmoney
Sadhana - Our Eternal Wealth | April 2022 Birmingham by S.B. Keshava Swami
Listen to learn more...
My guest in this episode is Buck Joffrey, MD. Buck is an accomplished Surgeon, Entrepreneur, Asset Manager, and Podcaster. He is also the #1 best-selling author of The 7 Secrets of Eternal Wealth. With a negative net worth upon finishing his surgical training in 2008, Buck quickly became a serial entrepreneur and real asset investor amassing an 8 figure net worth. In order to help his high paid professional colleagues, he started a financial education website called WealthFormula.com and hosts the popular Wealth Formula Podcast. Buck knows the old mantra of “investing in a diversified portfolio of stocks, bonds, and mutual funds,” is outdated and dangerous for high-paid professionals given the volatility and instability of the current global economy. Therefore, he advocates entrepreneurship and/or investing in hard assets that provide cash flow as a more reliable way of approaching personal finance. Through a strong foundation of financial education and emphasis on cash flow investing, Buck teaches professionals how to take charge of their money and prosper. Interview Links: The Wealth Formula Grab My Book: The 21 Best Cashflow Niches™: www.cashflowninja.com/21niches Programs: The Cashflow Ninja Cashflow Investors Club™: www.cashflowninja.com/club Your Own Banking System™ : www.yourownbankingsystem.com Your Own Family Office™: www.cashflowninja.com/familyoffice The Crypto Investing Method™: www.cashflowninja.com/crypto The Cashflow Creator Formula™: www.cashflowninja.com/creator The Cashflow Core Builder™: www.casflowninja.com/core The Cashflow Multiplier™: www.cashflowninja.com/multiplier The Cashflow Quantum™: www.cashflowninja.com/quantum Connect With Us: Website: http://cashflowninja.com Podcast: http://cashflowinvestingsecrets.com Facebook: https://www.facebook.com/cashflowninja/ Twitter: https://twitter.com/mclaubscher Instagram: https://www.instagram.com/thecashflowninja/ Pinterest: https://www.pinterest.com/mclaubscher/cashflow-ninja/ Linkedin: https://www.linkedin.com/in/mclaubscher/ Youtube: http://www.youtube.com/c/Cashflowninja Bitchute: https://www.bitchute.com/channel/cashflowninja/ Rumble: https://rumble.com/c/c-329875 LBRY.tv: https://lbry.tv/@Cashflowninja:9?r=DoJHKKGqTbf8sdChMP1oLtCrJWEYK3ZM Brighteon: https://www.brighteon.com/channels/cashflowninja Brandnewtube: https://brandnewtube.com/@cashflowninja Parler: https://parler.com/profile/cashflowninja/ Gab: https://gab.ai/cashflowninja Minds: https://www.minds.com/cashflowninja Biggerpockets: https://www.biggerpockets.com/users/mclaubscher Medium: https://medium.com/@mclaubscher Substack: https://mclaubscher.substack.com/
This episode is also available as a blog post: http://titusededjo.home.blog/2019/02/10/the-covenant-of-eternal-wealth/
This episode is also available as a blog post: http://titusededjo.home.blog/2020/05/29/the-blessings-of-eternal-wealth/
Want to avoid mistakes in Long Distance Investing? Download your FREE document at billykeels.com/7mistakestoavoid Episode 53: Optimise Your Returns With The Health Formula For Busy Professionals In the conversation with today’s guest, Buck Joffrey, you’ll learn the following: [00:30 - 02:49] Buck’s profile, in Billy’s guest introduction. [02:49 - 06:23] The backstory and life journey of Buck up to today, in his own words. [06:23 - 10:57] Buck talks in depth about his focus on Real Estate as a business. [10:57 - 16:54] Why Buck was attracted to the idea of getting into the ATM space. [16:54 - 23:26] Buck explains his Wealth Formula. [23:26 - 25:23] The different stages you will go through on the Wealth Formula. [25:23 - 28:04] How Buck gets into the Abundance Mindset. [28:04 - 34:30] What drew Buck to want to help others by educating them about investing and implementing his Wealth Formula through platforms such as his podcast. [34:30 - 36:56] Maximising and balancing time between family life and business. [36:56 - 39:11] The future plans for Buck Joffrey. Here’s what Buck shared with us during today’s conversation: Where in the world Buck is currently: Montecito, California. Favourite European city: Rome, Italy. The best thing to happen in the past 24hours: Hanging out with the kids at a birthday party and spending some quality time! A mistake Buck would like you to learn from so you don’t have to pay full price for it: Don’t become a Single Point Failure Machine - don’t rely on one thing that will leave you with nothing if it fails. Book Recommendation: Cashflow Quadrant, by Robert Kiyosaki. Be sure to reach out and connect with Buck Joffrey by using the info below: Website: https://www.wealthformula.com Podcast: Wealth Formula CHECK OUT BUCK’S BOOK: The 7 Secrets of Eternal Wealth. Start taking action TODAY so that you can gain more Education and Control over your financial life. To see the Video Version of today’s conversation just CLICK HERE. Do you want to have more control and avoid the mistakes that I made getting started in long distance investing? Then you can DOWNLOAD the 7 Mistakes to Avoid in Long Distance Investing Guide by clicking HERE. Be sure to connect with Billy! He’s made it easy for you to do…Just go to any of these sites: Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels
Dr. John Clayton's sermon from our service on April 26, 2020 | Matthew 19:16-30
Dr. John Clayton's sermon from our service on April 26, 2020 | Matthew 19:16-30
Introduction Jesus’ Parable of the Hidden Treasure My sermon title is, “Joyful Perseverance in Trials Produces Spiritual Maturity.” Jesus told a parable saying, that, “the kingdom of Heaven is likened to treasure hidden in a field. And when a man found it, he hid it again, and then in his joy, sold everything he had and bought that field.” There is no more precious commodity in this world than salvation through faith in Jesus Christ. It is the most precious thing that there is, and it is real. We, who are Christians, we know that that salvation is real because God is real. Though we cannot see Him, we know that He created the universe and by faith we understand that, and by faith we know that Heaven is real, and that salvation is real. But what if our claim to that treasure, what if our claim is counterfeit? That man went out and sold everything he had and bought that field, but imagine he bought it from a fraudulent salesman and that the title deed he had to that field was fraudulent. What if it was a fake? Speaking more directly, how can we know that our faith in Christ is genuine? How can we know that we have the kind of faith that will save our souls? There are frauds. Fraudulent Faith There are counterfeits in everything. You can think of fake rolexes. You can think of even fake hiking and mountaineering equipment. I saw in Nepal, there were name brands, and the name was spelled slightly differently than I'd seen before. They have WcDonalds in China where the M is upside down. And so there are fraudulent things. Probably the most lucrative fraudulent businesses is in art. I was reading recently of a painting that was sold supposedly from the 16th century, a painting of Saint Jerome, and it was so realistic looking at had actual cracks of age that followed a certain pattern that was characteristic of the 16th century, it was that accurate. But the painting sold for almost a million dollars contained some pigments, some chemicals that were impossible to be from the 16th century. In the end it was exposed as a fraud. Now, the art collector that bought that was out $860,000. We're talking about something infinitely more valuable than that. We're talking about your eternal soul. We're talking about, whether you'll spend eternity in Heaven or in Hell. And therefore it is vital for us to know whether our claim to Christ is fake or genuine. Some have told me before, and we're going through the Sermon on the Mount, in men's Bible study on Thursday. And one of the scariest passages in the Bible, is in Matthew 7 where Jesus says, "Not everyone who says to me, Lord, Lord will enter the Kingdom of Heaven. But only those who do the will of my Father, who is in Heaven. Many will say to me on that day, 'Lord, Lord, did we not prophesy in your name, and in your name drive out demons and perform many miracles.' And then I will tell them plainly, 'I never knew you. Away from me you evil doers.'" People tell me that's a scary verse for them because they are aware of the possibility of being self-deceived, they're aware of the possibility of a fraudulent faith, and I think that's a good thing. Be Willing to Evaluate Yourself The New Testament encourages us to evaluate ourselves to test ourselves. 2 Corinthians 13:5 says, "Examine yourselves to see whether you are in the faith test yourselves. Do you not realize that Christ Jesus is in you unless, of course, you fail the test." So we are told by 2 Corinthians 13, and many other passages to evaluate our faith, to test ourselves, to not make assumptions. Now, the consistent answer the New Testament gives to the question, “How can I know if my faith is genuine?”, is the issue of fruit, or works. There's different ways of saying it, but it's the same answer. If there is fruit, genuine fruit, then there is genuine life. If there is not genuine fruit, there is not genuine life. Then you may wonder "Well, what fruit, should I be looking for? What is the fruit that God wants to see in my life?" Again, the Lord has not left us as orphans on that question, He has told us what He wants us to be and do. The New Testament defines the healthy Christian life. But one book in particular, zeroes in on good works as proof positive of the kind of faith that saves and that is the book we're about to study the Book of James. The Practicality of James Now James is a book that's hard to synthesize into one overarching theme. It actually reads somewhat like a Christian book of Proverbs, taking on various topics and sometimes even it seems changing the subject, and now we're on to another topic and it's hard always to connect the dots. It's a very practical book. However, one could argue that the theological center of the book is in James 2. A James 2:14 says this, "What good is it my brothers, if a man claims to have faith but has no deeds, can such a faith save him?" It's an interesting phraseology in that translation, "Can such faith save him?" That kind of faith. “Can that faith save him?” So, what that raises is the question of, “What kind of faith is genuine, what kind of faith saves souls?” And James says there in that chapter, the faith that produces good works will save your soul, but the faith that does not produce good works is not a genuine faith. It is a dead faith, it's a demon faith, it's worthless. And he'll go through all that in Chapter 2. So it is a diabolical thing to be deceived by Satan, for Satan to lie to us about our true spiritual condition. But to some degree, it's even more diabolical when he enlists us in that process where we deceive ourselves, where we lie to ourselves about what's really going on. And so, the whole Book of James is written, I think to help us not do that, to expose fraudulent faith while there's still time to do something about it, to show us what the kind of faith that saves our souls really looks like, and this first sermon will fit right into that as we look at joyful perseverance, in trials, and how that will prove faith to be genuine. I. An Introduction to James: The Man and His Letter (vs. 1) Who is this James? So let's begin with an introduction to James both the man and his letter. That would be the first heading in my outline and look at verse 1, "James a servant of God, and of the Lord Jesus Christ to the 12 tribes scattered among the nations. Greetings". So who is this James? Well, there are four James’ mentioned in the New Testament. Two of them we can remove right away, that leaves James, one of the 12 Apostles, the brother of John one of the three inner circle with Jesus. The problem is that he was the first martyred among the apostles. And so, would have died too, soon, I think, to write this letter. Most scholars zero in on James, the half-brother of Jesus. Now Mary was a virgin when Jesus was born, but she did not remain so. She and Joseph had a normal healthy married life, and so she gave birth to other children. And at one point, Jesus's enemies in Nazareth say of Jesus, "Isn't this the carpenter's son? Isn't His mother's name Mary? And aren't his brothers James and Joseph and Simon and Judas? Aren't all his sisters with us?” So, there's clear textual proof that Mary had other children. Now they would have been half-brothers and sisters of Jesus because only Jesus had God as His true father while they all had Joseph as their father but the same mother. James’ Journey of Faith Now this man, James, had a journey of faith. It's very plain in John Chapter 7, and 5 that Jesus brothers did not believe in Him while He was ministering, they did not believe in Him, John 7:5. However, after the resurrection of Jesus, James is there with his brothers, and Mary in the upper room, waiting for the coming of the Holy Spirit. So what happened? What changed? Well, I believe 1 Corinthians 15 and verse 7 makes it plain, that Jesus, as Paul's going through the evidence of the resurrection on how Jesus appeared to Peter and then to the 12, and then to 500 people. It says after that, He appeared to James. So think about that, a private appearance by the Lord of the universe, to you. And at that point there's no doubt in James’ mind who Jesus was. And his role as biological brother Jesus just disappears is not important. It was a historical note of some interest, but what really mattered is that Jesus was James' savior, and James believed in Him, became a genuine follower of Christ, and became a leader in the church in Jerusalem, became what Paul calls in Galatians chapter 2, a pillar of that church, in Acts 15, he led the Jerusalem Council as they discussed the role of circumcision for the Gentile converts. James was a leader, a pillar of the church in Jerusalem. So that I believe is the author of this book, the half-brother of Jesus. Who is He Writing To? Now, who is he writing to? Well, he's the leader of the Jewish church in Jerusalem. These were Jews who had come to a genuine faith in Christ, but he writes, he says to the 12 tribes scattered among the nations. Now the Jews were very aware of the scattering that went on after the exiles. They were the exiles by the Assyrians and the Babylonians, and they were scattered throughout the Gentile world. So that would have been the Roman, the Greco-Roman world, and they could have just been in the diaspora, the scattering at that point, or there might have been a specific scattering that happened with Jewish Christians. As we learn in John Chapter 9, that the Jewish authorities had already decided while Jesus was still ministering that if you believe that Jesus was the Messiah promised by God, you would be kicked out of the synagogue as the blind man that was healed was. Kicked out of the synagogue, by believing in Jesus. And so what that would mean for you economically as you couldn't carry on a business if you're a tradesman or craftsman or a merchant. No one would buy your wares. They wouldn't sell to you, you'd be ostracized financially, and so you would become poor, poverty-stricken, and you might have had to flee from Palestine, from Jerusalem just for economic reasons. So we don't know for certain why they were scattered, but it might have been those reasons as well. II. Joyful Perseverance in All Trials (vs. 2-4) The Suffering of Trials Now, in verses 2-4, we get to the first urging the James gives. Joyful perseverance, in all trials, that's my heading of the second part. Joyful perseverance in all trials, verses 2-4. Look at the verses, "Consider it pure joy, my brothers, whenever you face trials of many kinds because you know that the testing of your faith develops perseverance, Perseverance must finish its work, so that you may be mature and complete, not lacking anything." So we come to the issue of the suffering of trials of afflictions. And so, the first test of the Christian faith is how you respond to trials. Remember the parable of the seed in soils and only the genuinely rooted, grounded in the true soil of a noble and right heart endures and perseveres and bears fruit. But there is that rocky soil that as soon as any trouble comes because of the Word they quickly fall away. So, falling away is a clear evidence that the faith is not genuine. So how do you behave in trials? Now James does not specify what sorts of trials he's talking about, he just says trials of any kind. Anything you find difficult anything that afflicts you, that crosses you, that you find challenging, we could, as Christians, put those into two categories. Those afflictions and trials that are common to the human race that we share with all human beings, and then those things that are specifically focused on our Christian testimony. So the first would be sickness, injury, pain, accidents, the death of loved ones, poverty, financial challenges, economic issues, natural disasters, troubles in the family, difficulties in the family, or conflicts at the workplace, or in the neighborhood where you live, these are common to all people. They just have to do with us living in a sin-cursed world. Everybody has to face those. And the world needs us Christians to be evidently, clearly filled with hope at times like that. When we get that diagnosis of cancer that we would have a radiant hope that we're going to live forever. And it's a hope that the other people with the exact same malady, the same diagnosis but not the same faith, not the same Lord have to go through alone stripped of any hope that they would see in you, a hope that they have no earthly answer for, they have no understanding of why, what's the root system of that hope. And they might ask you to give a reason for the hope that you have as 1 Peter 3:15, says. They need you to be evidently filled with joy and hope. But then there are also trials that come because of our Christian testimony as well. Afflictions and persecutions that come some more in other parts of the world than in this one, where there's religious freedom. Persecution, economic isolation as I mentioned already with the Jews there in Palestine, a boycotting confiscation of property, loss of personal freedom, incarceration, and perhaps even martyrdom in very rare cases. Jesus said these trials, must come really of both categories. They must come. John 16:33, Jesus said, "I have told you these things so that in me you may have peace. In this world, you will have trouble, but take heart, I have overcome the world." Trials Will Come So it's a new year, 2020. Doesn't feel like a year name to me, I'm still not used to that, but it's a new year. And who knows what will come, but I can tell you this, congregation of 500 plus people, there's going to be a lot of suffering in this community over the next 12 months, but we don't know what it's going to be, but isn't it a beautiful thing to not have to go through that alone, to not have to go through that alone. The more faithful we are in our Christian witness, the bolder we are in our Christian testimony, the more trouble we're going to have in this world. It says in 2 Timothy 3:12, "Everyone who wants to live a godly life in Christ Jesus will be persecuted." And so the bolder we are in testimony, the more persecution. That's in our context. In other contexts, like in North Korea, just to be a Christian, just to assemble together, you have to be watching at all times, for the governmental police, the authorities to come in, or in the controlling government of China, same kind of thing, where brothers and sisters are arrested frequently, or in the fundamentalist Islamic states like Iran and Saudi Arabia where our brothers and sisters live under the constant fear of persecution from Muslim family and friends and neighbors and the authorities, or the fiercely nationalistic situation among Hindus in India, persecution comes much more vigorously in those places. Well, James is not specific about the trials. He speaks of trials of various kinds. Whatever they are, expect them, they will come. And he actually uses this language, "Whenever you fall into trials of various kinds." Sometimes it feels that way, doesn't it? You're just moving along in your life and then suddenly you're in a dark pit, metaphorically, you're in a dark pit. And how did I get here? And the light seems so distant, and you're injured by the fall, and you're there wondering, what to do, how to get out of it, what to do next, when ever you fall into trials of various kinds that are going to come. Now, we should understand that our heavenly Father's quick carefully orchestrating all of these things, isn’t that encouraging? You don't fall into anything. It's not an accident, it's not like you're going to God in prayer, and He's saying, "Wow that happened to you. Wow, I wasn't watching at the time." God actually carefully orchestrates our trials and temptations “lest we be tempted beyond what we can bear” as we've already learned, in 1 Corinthians 10. But God is orchestrating these things. Our Response to the Trial is Everything The thing is you can't control it. You can't control your life's circumstances, the only thing you can control is your response, your attitude, your demeanor, and what James says is that you are to, “consider it pure joy whenever you face trials of many kinds.” Literally, “all joy.” Consider it all joy, or joy through and through, joy straight through. Now, we should not think that James is saying that we should minimize it like it's not happening. That would be weird, it would not be a good witness. It's like, "Do you not understand what's happening to your loved one, what the diagnosis is?" “Well, no. Now I am happy all the day!” No, it's a real rooted, grounded awareness like in Romans 4. Abraham faced the fact that his body was as good as dead since he was about a 100 years old and that Sarah's womb was also dead. They did not waver through unbelief. So you know what's going on, you're aware of it. And you take I think the eternal perspective. I think exactly like the attitude that Jesus had about the cross in Hebrews 12:2, "We are to fix our eyes on Jesus, the author and perfect or of our faith, who for the joy that was set before Him endured the cross, despising its shame, and sat down at the right hand of God." What was the joy that was set before Him? I'll tell you what it was. It was us, a multitude of the redeemed from every tribe and language and people and nation, won by His suffering, won by His blood to eternal joy and bliss in His presence. That was the joy that was set before Him. The cross was still physical and spiritual agony. But there was a joy beyond it. I think we're supposed to see it the same way. These trials that are coming are working in us and for us, “an eternal glory that far outweighs them all,” Paul tells us in Corinthians, that's the joy. So we have joyful faithful submission then to the trial. What Joyful, Faith-filled Submission to Trials Produces What does that produce? Well everything starts with knowledge. Look at verse 3, "Knowing that the testing of your faith develops perseverance", or endurance. The testing of your faith, that's the testing, the trying, the assaying of it to separate out the true gold from the fool's gold. So there's assaying, but there's also a purifying of our faith. Now, the trial reveals our faith to be the true thing if we stand firm through it and are not cast away. So, if we stand firm. More than that, however, the actual process of the suffering of the trial produces a stronger faith. “Faith is the assurance of things hoped for and the conviction of things not seen,” so what happens is we become more reliant on the invisible God, more aware of the presence of the invisible Christ, more mindful of the invisible death of Jesus centuries ago on the cross for us, more mindful of the invisible New Heaven and New Earth that are coming, more mindful of the glory that we will have in our resurrection bodies. All of these invisible realities become much more intense, stronger, if we walk well through the trial and the affliction. That's its purpose. Just like some of you have begun a time in the health center and the weight rooms, because it's January, after all. And so you're on the treadmill and you're working the weights, and you're working off whatever it is you may have eaten in the last part of last year. And you're working the muscles, and the weights oppose the motion, and cause the muscles to get stronger, and so these circumstances cross you and oppose you, and cause your faith to get stronger. Now, what is the end of a Christian endurance? It says in verse 4, "Let endurance have its full effect so that you may be perfect and complete, lacking in nothing." So as we stay steady, under God's working, steady under His hand. He will work on your souls. There's a clear grammatical insight here that some translations omit. “Let endurance have its full effect.” You're being told to allow endurance to work in you or even better, “Let God do His work in you.” Stay calm and steady under His surgical touch. Imagine a situation where someone has a serious gash somewhere in their body and they're away from medical treatment, but there happens to be a doctor, a skilled doctor there with the necessary tools to disinfect the cut and to sew it up. But imagine the person is skittish and flinches and twitches and yells at the doctor and pushes the doctor away. The doctor is like, looking around saying, "Someone strap him down. You got to hold your hand steady, so I can help you." And so, if we're like that spiritually, and you're going through the trial, it will not have the right effect in your soul. “Let God do His work in you.” That's what it's saying in Verse 4. And what does perseverance produce? Well, one translation says that you'll be “perfect.” I think a better translation is “mature.” We're not going to be perfect in this life, but the word is more Christ-like. That these trials will produce Christian virtues in you, the fruit of the Spirit, love. You'll be more loving if the trial does its work in you. More patient, more joyful, more hopeful, bolder, more compassionate to others that suffer like you are. It just makes you more like Christ. It conforms you, and these things do not happen automatically. They happen because God is working, and what happens is there's a feedback loop here, where you start to realize "I'm not going to fall away. I love Jesus more now than I did six months ago, I'm real, I'm a real Christian. And that proven character, Romans 5 says is the ground of my hope. I know I'm going to Heaven when I die, because of how I reacted how I responded. I'm actually more in love with Jesus, more strong in Him that I was before the trial. Praise God, I'm real, I'm genuine, I'm going to Heaven." And so, that's what happens with endurance, and you'll see it says “mature and complete, not lacking anything.” So my geeky engineering mind at one point turned that whole thing around. Well, I guess what that means is, without the trials we'll be immature, incomplete, and lack things. Exactly! And that's how we start in the Christian life. We're immature, we're incomplete, we lack some things that we need. Justified, yes, forgiven adopted. But you need to grow up. And the only way that's going to happen is with trials. III. Seeking Wisdom from a Generously Wise God (vs. 5-8) Now in Verses 5 through 8, he turns to the topic of wisdom. Look at those verses, it says, "If any of you lacks wisdom, you should ask God who gives generously to all without finding fault, and it will be given to him. But when he asks, he must believe and not doubt, because he who doubts is like a wave of the sea blown and tossed by the wind. That man shall not think he will receive anything from the Lord. He's a double-minded man unstable in all he does." So my third heading is, “Seeking Wisdom from a Generously Wise God.” A Timeless and Universal Promise Now I think these verses, verses 5-8 give a timeless universal principle, that you can use at all times, whether you're suffering or not. But I also think it's helpful to see them in context too. So I think we'll do both. First, you just need to ask God for wisdom more than you do. You should not say, "Well, some days I like wisdom, but other days I'm perfectly fine when it comes to wisdom." You can imagine your Heavenly Father saying, "Are you sure there's nothing you might, no insights you might need from Me?" But that would just pose Him as a counselor, He's more than that. He's your king, and you're not your own you're bought at a price, and so you should, in your daily morning quiet time, be asking your king what He wants you to do today? You should go to Him for wisdom. God, what should I do today? What should I do next? You should have this incredible humility about you saying, "I lack wisdom, I lack wisdom, I lack wisdom and you're just going in God, the Ancient of Days, who knows you from your mother's womb, who knows everything that's going on, He will give you wisdom about anything. And so, we always need wisdom. But then there are those big moments in life. Should I marry this person? Should I take this job? Should we move to this city? Should I go on this mission trip? Should I contribute to this or that or the other Christian ministry, and how much? There's so many things. What are my spiritual gifts? What ministry should I do with my spiritual gift? There's a lot of those big moments. The Purpose of Wisdom in a Trial But we also, I think, should see these verses in context. James said that, "If you stand firm and are steady you will be mature and complete, not lacking anything.” Next verse, "If anyone lacks wisdom." So there seems to be a link between verse 4 and 5. So verses 2-4 is all about afflictions. I think that fits very, very well in terms of the afflictions. One of the number one questions that comes up when we're in afflictions, is, "Why is this happening to me?" Whenever you're facing pain and suffering, "I don't understand God why you're doing this to me?" "Why is God not hearing our prayer for the healing of our little girl? Why not?" Or even "Why did you take her from me,” if in the end she dies? "Why is this chronic ailment in my life not responding with the treatment when usually it responds well in other cases?" Or in persecuted countries, “Why do the wicked prosper? Why are the wicked in charge? And then our Godly pastor got arrested last month, and he's being tortured and we have to hide from the authorities. Why is this happening?" Or, "Why in a natural disaster did you allow our home to be destroyed and then those homes were spared?" It doesn't seem to make any sense. And so, if you are in affliction and trials of various kinds, you should bring your questions to God, you should ask Him for wisdom and He will give it to you. He'll tell you why you're going through this trial. Very clear example of this is Paul's thorn in the flesh. Remember in 2 Corinthians 12? Paul talks about some incredible vision he had, where he was caught up to the third heaven and he saw indescribable things. He saw heaven, he saw God on His throne. But then the next thing he says, "To keep me from being conceded because of these surpassingly great revelations, there was given me a thorn in the flesh, a messenger of Satan to torment me. Three times I sought the Lord that it be removed from me, and He said to me, 'My grace is sufficient for you, for my strength is made perfect in weakness', therefore I will boast in my weaknesses." You see what's happened there? He didn't know why this thorn in the flesh, this messenger of Satan had come to him. He was told, "It's to keep you from being arrogant Paul, it's to keep you humble, to keep your feet nailed to the ground after you ascended to heaven and saw heavenly the things you're not allowed to talk about.” And you're like, "Wow would Paul ever become prideful arrogant?" All of us are prideful. We all, we all could be conceded and Paul needed that help, he needed the pain, the suffering, that God did not heal. So, he's healing other people but he's not healing himself, but he had understanding. "Alright, I get it. My strength is made perfect in weakness. I'll keep praying I'll keep trusting, I'll walk in agony and in pain until God chooses to heal it, or until I die." But he got the insight, he got the wisdom of what the reason for it was. And God doesn't tell everything in this world, but He gives you enough wisdom. Seeking Guidance for Your Lives Now you need to seek guidance in your life more than you do. I do too. We are so independent aren't we? We're like, "I know what to do, I got this one, God. I know exactly what to do." If any of you lacks wisdom, it's like, "Well that's not me, I'm on it, I know what I'm doing." But when big decisions come along many decisions we need some guidance don't we? Now, I could give you the guidance of the famous philosopher, Yogi Berra, the catcher for the Yankees. He said, "Whenever you come to a fork in the road, take it." I don't find that incredibly helpful. I guess, at least I know I'm not turning back, so at least that. But I don't know, right or left, but God wants us to express our dependence on Him. He has searched us to know us. He knows all the days ordained for us, He knows exactly what way we should take and He wants us to ask Him. And then we hear in Isaiah 30, in verse 21, "Whether you turn to the right or to the left, your ears will hear a voice behind you saying, ‘This is the way, walk in it.’” Don't you see the gift that is from God? You won't have no idea what to do in life. “If any of you lacks wisdom, you should ask God. But when you ask, you should believe and not doubt. You should believe that God will give you the wisdom. He'll tell you what to do, He will guide you.” So you're asking has to be in faith, because if not, then James says, you're a double-minded person, you're going back and forth. You believe, you don't believe. You believe, you don't believe. You're acting like a believer, then you're acting like God doesn't exist. James also, later in chapter 4, uses double-minded people to speak of those that are worldly. They're after the world's golds, the world's applause, the world's power and position. And so you're not getting wisdom because in James 4, "You're asking, but you're not receiving because you're asking wrongly. You're asking like a double-minded person." And so you have to go as a faith-filled disciple of Christ and He will give you the wisdom that you need. Seeking Wisdom by Faith Now how does He do that? Well, He gives it through the indwelling Holy Spirit. The Spirit is God's direct minister to you, to guide you in your life. Now the Spirit speaks primarily through the scripture. The more you study the word of God, the more you memorize Scripture, the more tools the Holy Spirit will have to get specific in your life and guide you and you'll know what to do. You'll know the big picture of what God is doing in the world and you'll know details about spiritual gifts, or various ministries. You'll just know what to do more and more. Even then there's some things that are pertinent to you, and the Holy Spirit will guide you by counsel from friends, disciplers, men and women that speak wisdom into your lives, and you also have internal impressions. Be careful about those internal impressions. I've studied them for my entire Christian life. When I got down on my knees and asked the Lord in my PhD office at Southern Seminary, "Should I come to Durham as pastor, senior pastor of this church?" I felt that I needed an answer. I felt that the search committee needed an answer. It was only polite to give them an answer. “God I met the fork in the road, what do you want me to do?" And I had a strong impression to come here. Now, here's the thing about impressions. They're from one of three sources. They're from God through the Holy Spirit, they are from the devil as he deceives us and they're from you as you talk to yourself. And some of the wisdom you give yourself is pretty good. And some of it isn't. I remember once seeing a man wearing this t-shirt saying, "I do whatever the voices in my head tell me to do." That's not the way to go. But we need to believe that God is able to guide us in those key moments well, without becoming erratic and strange following voices in our heads. IV. Temporary Wealth vs. Eternal Wealth (vs. 9-11) Verses 9-11 in Connection with the Rest of the Chapter Now in verses 9-11, James addresses temporary versus eternal wealth. To some degree, you could almost see a seam here, is there's a whole, new topic. James is like that. Sometimes we don't know, are we getting to a whole new issue now that he brings up? But I think it's possible even here to see some points of connection. Look at Verses 9-11, "The brother in humble circumstances ought to take pride in his high position." By the way, that's not talking about Andy Winn preaching on the third floor. I told him that this morning. He said, "It's right in the text." I said, "Bad exegesis." So he's in the high position. We're in the low position. Tell him what I said about that whenever you see him. "The brother in humble circumstances ought to take pride in his high position, but the one who is rich should take pride in his low position because he will pass away like a wild flower, for the sun rises with scorching heat, and whithers the plant its blossom falls, its beauty is destroyed in the same way the rich man will fade away, even while he goes about his business." So what is the connection? It could be that the connection is just economic suffering that the Jewish Christians are doing, that they're poor. They're poor. They can't make a living they've had to flee their homes in Palestine, and they're in new cities and people even then aren't really buying their wares and they're suffering, they're struggling, they're poor. And as with the advice he's going to give, I think this section is best to read it as rich and poor Christians except toward the end. Whereas in James Chapter 5, the rich are clearly oppressors who are murdering people, that's a different matter. So I think it's best to read this as rich Christians, and poor Christians except at the end, he changes just a little bit. Eternal vs. Temporal Wealth In any case, we should all have an eternal perspective on physical, material wealth. Its advantages yes, but it's limitations. And so both poor and rich, Christians need to be very clear on the limitations of earthly wealth. Poor Christians need to realize that the money and the possessions that they lack in this life are actually a very limited value. The poor can be led by their circumstances, into bitter coveting, bitterness against God, tempted even toward crime, they can become materialistic, and this will only make their trial in poverty much worse. James says that poor Christians should focus on their exalted position as adopted sons and daughters of the living God and heirs of Heaven. That's their true wealth. They're storing up there in Heaven, every day by their faithful service. Set their minds on things above and things to come, not on earthly wealth, because it's not going to help their lives as much as they think it is. They should boast. "Let the wise man, not boast in his wisdom, or the rich man boast in his wealth or the strong man boast in his strength, but let him who boast, boast in this, that He knows me." Jeremiah 9. And so, boast in God, boast in Christ, boast not in your material situation because it's nothing. It's dust in the wind. That's what he's saying. Conversely then, rich Christians should focus on their humiliation as Christians in this life. They serve a Lord who was rejected by society, who was cast out from Jewish society, who was crucified outside the city gates. And the author to Hebrews there invites us to stand under the bloody cross and join with Him in suffering the reproach of the name of Christ. So you can see how rich Christians, might have business connections which would be jeopardized if they're very honest about their Christian confession. Rich Unbelievers Fade Away in the Midst of Business Don't do that. Don't do that. Be humble in this world as a Christian. Be willing to be named by the name Christian, and take whatever comes. Now rich unbelievers, I think he shifts a little bit there. He says, "The rich man will fade away even while he goes about his business." It's like Isaiah 40 says, "All flesh is like grass and all their glory is like the flower of the field, the grass withers, and the flowers fall, when the breath of the Lord blows on them. Surely the people are like grass. “The grass withers, and the flowers fall, but the word of our God stands forever.” And so, those rich people we know we hear stories, they're going about their business. They're just moving along and then suddenly they grab their chest and fall dead. Or suddenly there's a car accident, or suddenly some other malady, a sudden fever, something comes and then they're gone, even while they're going about their business, they're dead. Proverbs 11:4, says, "Wealth is worthless in the day of wrath, the righteousness delivers from judgment." So wealth isn't going to help you spiritually, in this world and it's certainly not going to help you on Judgment Day because the Judge of all the earth cannot be bribed. He judges justly. He judges to the glory of God. Well, verse 12 wraps up this whole first section, "Blessed is the one who perseveres under trial, because when he is to the test, he will see the crown of life that God has promised to those who love Him." So that goes back to the issue of perseverance under trial. Sums up this whole section. Speaks of blessing of eternity on you. If you persevere, look what you're going to get. You're going to get a crown of life, that God's going to hand you and that really is just eternal life, just being alive forever and ever, but also the rewards of your faithful labor. He will give it to you, if you love Him. And you love His appearing. Application Get Prepared for Your Last Day on Earth So, applications. First and foremost, just all I can say to you is come to Christ, come to Christ. This week some of you know my mother died. Don't have any clear assurance that she was a Christian. Had the opportunity, the responsibility of preaching the Gospel to my unsaved family. Many of you prayed for me in that regard. About two months ago, my mother asked me, "How can I prepare to die." Coming from a mother that had never made a testimony of faith in Christ, I looked on that as a golden opportunity. Probably the 100th time I could have shared the Gospel with her, but it was a gift to me, and I said, "Mom I want you to think about the thief on the cross, when Jesus died, he didn't die alone, but two other thieves were crucified with Him. And they began insulting and reviling Jesus, but at one point, one of them realized what was happening, and he stopped and he said, 'Don't you fear God?' He said that to his other thieves, 'Seeing we are into the same judgment. And we're only getting what we deserve, but this man here, Jesus has done nothing wrong.' And then he turned to Jesus and said, 'Remember me when you come in your kingdom.' To be able to see, in a crucified dying man, a coming King is a gift of faith. He already had faith. He hadn't done any good works. He couldn't. His hands and feet were nailed to the cross. But by simple faith in Jesus, he was able to be saved to have all of his sins forgiven, and to spend eternity with God in paradise.” I said, "Mom. That's how you get ready to die." I said those exact same words at the grave site on Monday. Do Not Assume Your Soul is Secure My desire is that any of you that came in here today, unsaved that you will hear the wise words that James is giving and understand what God is doing, and the ultimate gift of salvation, and trust in Christ. For those of you that are already Christians, just test your faith to see if it's genuine. Don't assume. Just say, "Lord, what is the fruit of my life? What's happening in my life. Is there fruit? Are there good works? Do I see that in my life?" Don't just assume. And especially zero on how you respond to trials and afflictions. Many of you have expressed a desire to be more evangelistic. It could be that God will make you more evangelistic by putting you into suffering on a platform of suffering, so that other people who have the exact same diagnosis as you can see how you behave and will ask you to give a reason for the hope that you have. Suffer Well Suffer well. Suffer well to the glory of God. And just generally, if I can urge you, in the year 2020, seek wisdom from God more than you've ever done it before. I would just say every day in your quiet time, just get up and say, "You're my King. I'm not my own, I'm bought at a price. What do you want me to do today?" And then listen, and let Him guide you by His Scripture, and by His word. And finally, to wealthy Christians, which is all of us who are Christians. We are amazingly wealthy. Let's realize the limits of our material wealth. Let's be generous, let's give to the needy. Let's give more than we've ever given before realizing our true wealth is Heaven. It is a benefit for us to have material blessings, but let's be generous and faith-filled with it and realize, either way, we're going to fade away, or pass away when the Lord says. Let's be ready for that by faith in Christ. Prayer Close with me in prayer. Father, we thank you for the time we've had to be here. I thank you for all of the gifts of the spiritual gifts of this church. I thank you for the love that me and my family received from this church. I thank you for the gifts of those that like Wes and his team are so excellent leading worship, I thank you for those who are so good at logistics to be able to plan this whole double worship service with such skill. Lord, I pray that in 2020, we would more than ever before walk in wisdom asking you what to do and seeking Your guidance. And we pray in Jesus' name. Amen.
Buck Joffrey is a physician turned entrepreneur and professional investor. He is also the host of The Wealth Formula® Podcast and author of an international best-selling book, 7 Secrets of Eternal Wealth, which focuses on financial education for high paid professionals. “At the end of the day, I just came into a realization that I really made a big mistake. I can sit here, chase it, spend money to save it, or I can give it up, cut my losses, sell it to somebody, learn to take the loss and move on. And so I did the latter.” Buck Joffrey My Worst Investment Ever Story Surgeon turned real asset investor Buck finished surgical training in 2008. Having his own practice and doing a few other things, he started to have a little money to invest. He got interested in real estate primarily because of his family’s influence but mostly because of Robert Kiyosaki, the author of the best-selling book, Rich Dad, Poor Dad. “It’s just math, and I’m good with math” Buck got addicted to the idea of cash flows and multifamily real estate, and he went on and read two of Ken McElroy’s books, The ABC of Real Estate Investing and The Advanced Guide to Real Estate Investing. Armed with advice from all the books he read, he concluded that it's all just math, and he knew he’s good at it. With no help from anyone, he started looking for properties. The deal that spiraled out of control For his first venture into the real estate world, Buck thought that it was a good idea to go to an online site to look for properties. He eventually found a deal, did the math, and saw a great opportunity–or so he thought it was. He went down to the place where the property was, ticked all the boxes, and bought the building. Just as quickly as he had made the deal, he started realizing that nothing on his spreadsheet seemed to be working. All of a sudden, everybody stopped paying their rent, and a bunch of people was creating more problems than he could handle. Buying something that you think you know and realizing that it was not after It turned out that Buck’s first deal was a fraud. The previous owner, to be able to convince people to buy his properties, would let people live there for free for a while. This was just to put on a show that the building was performing well and that buyers could expect to receive rent from the fake tenants. And so, the whole thing was a mess. Buck, with no one to turn to and with little to no experience in property management, had to sell the building after a year later for a loss. It’s one thing to know what you think you are buying and another thing when you realize that it’s not what you thought. It was a tough way to learn but a good lesson nevertheless. Lessons learned Real estate is more than just numbers The heart of real estate is operations. It’s a combination of finding an asset and good property management to squeeze out those high returns and get the most out of it. Build a great team and find the right people If you plan to venture into real estate on your own, don’t. Buck has learned it the hard way. It is very important to create a team with the skills and experiences in real estate. Don’t underestimate the potential gains from being a “passive” investor Over time, Buck learned that there are two sides of real estate. Some people are doing it full time, which brings a decent amount of cash. Others, on the other hand, are investing as passive investors who are only limited partners with operators. With zero work, they get to earn a lot more than those who are full time in real estate. Andrew’s takeaways Do your research properly The number one common mistake is the failure to do research properly. Research is beyond numbers. When doing your research, investigate, check, and test those numbers if they’re real. Your team is your asset Getting the right people on the bus will shape the strategy of how you invest, where you invest and how you will manage. So, it’s a great reminder to build a great team around you which you can trust. Realizing when to cut your losses Don’t wait for a miracle to happen. When it’s losing, learn to give it up. Cut your losses and put your money into something more hopeful. There is so much emotional baggage with cutting losses. It is important to realize when to stop before draining your money, spirit, and time. Get out, move on and do not make the same mistakes again. Actionable advice If you’ve got a full-time job and you are focused on it, the last thing you want is to give yourself another job. So, if what you are looking at is a potential investment as a limited partner, find yourself a group of people that knows what they are doing, and you will, in most cases, get a much better outcome with zero additional work for you. No. 1 goal for next the 12 months Right now, Buck has about $300 million worth of assets under management for his investor group. His goal is to continue to get people as good returns as he can and maximize investor returns. Parting words “Remember, learn from your mistakes. But they don’t really need to be your mistakes because they can be someone else’s. Borrow the takeaways and learn from them.” Buck Joffrey Andrew’s books How to Start Building Your Wealth Investing in the Stock Market My Worst Investment Ever 9 Valuation Mistakes and How to Avoid Them Transform Your Business with Dr. Deming’s 14 Points Andrew’s online programs Valuation Master Class Women Building Wealth The Build Your Wealth Membership Group Become a Great Presenter and Increase Your Influence Transform Your Business with Dr. Deming’s 14 Points Connect with Buck Joffrey LinkedIn Twitter Facebook YouTube Website Connect with Andrew Stotz astotz.com LinkedIn Facebook Instagram Twitter YouTube My Worst Investment Ever Podcast Further readings mentioned Robert Kiyosaki (1997) Rich Dad, Poor Dad Ken McElroy (2012) The ABC of Real Estate Investing Ken McElroy (2008) The Advanced Guide to Real Estate Investing
Click Here To Listen/Download Full Episode of the Podcast Podcaster, bestselling financial author, real asset investor, and board certified surgeon Buck Joffrey, MD, is a surgeon turned serial entrepreneur, asset manager, and podcaster. Dr. Joffrey finished his surgical training in 2008. Since then, he has started multiple seven and eight figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. Dr. Joffrey is also a financial educator. He is the host of the Wealth Formula Podcast and international #1 bestselling author of 7 Secrets of Eternal Wealth. His mission is to provide financial education for high paid professionals. How a Surgeon Figures out how NOT to work for anyone! Wealth = Mass X velocity X Leverage Learn Dr. Joffery's Formula for wealth growth! Learn how he helps hard working professionals gain core competence in real asset investing How to make INFINITE RETURNS! … and much, much more! Connect with Buck PHONE 415-203-0105 TWITTER @BuckJoffrey LINKEDIN: https://www.linkedin.com/in/buck-joffrey-md/ Facebook: https://www.facebook.com/wealthformulapodcast/ www.wealthformula.com Our Sponsor: Multi Family Foundation Workshop This is going to be an awesome event! Get Your Tickets Now at https://multifamilyfoundationworkshop.com/ Contact to info@yarusiholdings.com for discount related stuff Investing for Lifestyle and Legacy: https://www.yarusiholdings.com/ Subscribe Us On YouTube: http://bit.ly/2ONsX56 Subscribe Us on Libsyn: https://thereifoundation.libsyn.com/ Rate This on iTunes : https://apple.co/2Xp8cjU Podcast on YouTube: https://youtu.be/-f5v3dtWnDs See acast.com/privacy for privacy and opt-out information.
Surgeon turned investor, Dr. Buck Joffrey with his company Wealth Formula talks to us today about what is a real asset investor, what private placement opportunities in investing are, and how to create real wealth in your lifetime. Sound like a great podcast show? then listen in to find out what others just aren't telling you! Interview with Buck Joffrey In this interview with Buck Joffrey, Mikkel asks questions like: Was your cosmetic surgery business not scaleable? How do you decide when to scale a business? How do you decide your strengths and weaknesses? And how did Buck Joffrey go from med school to an 8 figure business? Entrepreneurship vs Small Business Owner First, let's talk about the difference between Entrepreneurship vs Small Business Owner. Have you ever wondered what the difference is between these two? You're not alone as people can be confused. In this interview with Buck Joffrey and Mikkel Thorup they discuss the fact that they are both entrepreneurs and not self-employed, find out why that is! What is a Real Asset Investor? Next, what is a real asset investor? A real asset is something you can touch/feel/see with your own eyes. Like real estate, gold & silver..something tangible. What it's not are stocks & bonds. Listen in to hear about stories from the crash of 2008 when the possibility of losing your entire portfolio was possible. And if you had real estate, your portfolio may have taken a dip, but you still owned the piece of land, it never goes away! What is Private Placement in Investing? Then we chat about what is private placement in investing. The rules to follow, who to trust, and how to find the perfect operator that you can feel comfortable and work with, and if you find someone that fits all the boxes, what next? Wealth Formula Wealth Formula is Buck Joffreys tool for people to follow if they really want true wealth. So many people spend their entire lives making money. They concentrate on the how-to and when it happens they wonder, 'well what next' What do I do with this wealth I am accumulating? how do I protect it? If you fit into this box, visit https://www.wealthformula.com/ (WealthFormula.com) where you can sign up for Buck's free ebook '7 Secrets of Eternal Wealth' a pdf file that will be sent directly to your email address. You say you want more? Buck Joffrey offers a course, called 'Your Road Map to Real Wealth' and that too can be found at https://www.wealthformularoadmap.com/ (www.wealthformularoadmap.com) Final Thoughts I hope you got as much value from this interview with Buck Joffrey as I did… and if you would like to stay up to date with all new content that comes out at https://expatmoneyshow.com/subscribe/ (The Expat Money Show) make sure you sign up below for our newsletter; EMS Pulse. – my behind the scene daily correspondence where I give you all the intel as I travel the world and build my business, develop key relationships and invest in non-traditional investments overseas (very profitably I might add!) Support this podcast
Mistakes happen, especially when you are just beginning in the investment world. The key to success is learning from them and adapting your strategies to maximize profit. Investment errors do not mean failure and do not signify defeat. Our guest is a very active real estate investor and syndicator, despite making virtually every investment mistake. Our guest for today is Buck Joffrey who is a surgeon turned serial entrepreneur, asset manager, and podcaster. He finished his surgical training in 2008 and since then he has started multiple 7 and 8 figure businesses and has amassed a substantial portfolio of investments. Buck is also a financial educator, the host of the Wealth Formula podcast, and a best selling author of the book 7 Secrets of Eternal Wealth. Today we are going to discuss... Why it is so common for conventional wisdom about the financial sector to be wrong Where smart investors should get their financial sector information from Why it is difficult for highly skilled and high paid professionals to see the big picture and play the wealth creation game optimally A unique instance of fraud and how you can avoid this entirely Some of the high dollar mastermind groups and whether or not our guest thinks they are worth it Learn more about our guest: Podcast: Wealth Formula Website: wealthformula.com Copy of 7 Secrets of Eternal Wealth: Text 44222, Enter "WealthFormula" If you haven't yet, make sure to go to IntelligentInvestors2018.com to grab your tickets to the conference. The conference is November 10th-11th in Marina del Rey. Elevation Capital Group, Gelt Inc., Concordia, uDirect, LaTerra Development, and many more will be there. Will you? Don't forget to use the discount code CFC for $100 off the ticket price. Subscribe in iTunes. Click here to access our investment opportunities.
Buck Joffrey is board certified brain surgeon, entrepreneur, asset manager and podcaster. After finishing his residency training in 2008, Buck took a different route than most of his colleagues. Having witnessed the 2008 financial crisis and the affects it had on hard working professionals around him, Buck decided to take his financial life into his own hands. After starting a series of businesses in the health care, technology, and real estate sectors Buck became financially independent only 5 years after residency and made it his life's mission to provide financial education for hard working, highly educated professionals. Today, Buck spends most of his time as a professional investor and educator through his show, Wealth Formula Podcast. He is also the author the #1 best-selling book titled, “7 Secrets of Eternal Wealth.” In it, he discuss outdated and dangerous investment paradigms that he believes will result in a generation of high paid professionals dying broke. During This Show We Discuss… How wealth relates to time What is the best way to not trade time for money? How to best define wealth Why it's important to create multiple income streams How important it is to create recurring income What you should really understand about investing before you invest Why it's important to only invest in things you can understand What you should know about investing in the stock market? Why stocks aren't real assets The types of things you should be investing in The 7 secrets of eternal wealth The paradox of the high paid professional and the golden handcuffs The danger in saving money The difference between good and bad debt Why do you think that leverage is the weapon of the wealthy? And much more…
My guest today is Buck Joffrey, MD. Buck is an accomplished Surgeon, Entrepreneur, Asset Manager and Podcaster. He is also the #1 best-selling author of The 7 Secrets of Eternal Wealth. With a negative net worth upon finishing his surgical training in 2008, Buck quickly became a serial entrepreneur and real asset investor amassing an 8 figure net worth. In order to help his high paid professional colleagues, he started a financial education website called WealthFormula.com and hosts the popular Wealth Formula Podcast.
Target Market Insights: Multifamily Real Estate Marketing Tips
If you spent over a decade training to become a surgeon, would you give it all up after only 6 years of practice? For most professionals, it’s a no-brainer, but not Buck Joffrey. When a nagging feeling of pursuing entrepreneurship hit him, he set up a business to transition fully from being a physician to an investor. Since then, he continues to build 7 to 8 figure businesses remotely. Given his professional background, he made it his mission to provide financial education for high earning professionals through his podcast, The Wealth Formula. On this episode, he shares tips for investors and syndicators, how to build a track record, and the Wealth Formula. Key Market Insights A surgeon for roughly 6 years turned entrepreneur Finished surgical training in 2008 Started multiple 7 to 8 figure businesses since then Currently holds a substantial portfolio of investments in real estate, energy, internet, and health sector An international No. #1 bestselling author of Several Secrets To Eternal Wealth Financial educator for high paying professionals Host of The Wealth Formula podcast Owns medical businesses including a behavioral health clinic in Chicago Other Passive Income Streams: Real Estate Investments, Insurance Products, Syndication Business Helps facilitate people investments through joint ventures Tips for Investors: Get to know the team before looking at their track records Syndication is the business of raising capital The Wealth Formula: Wealth = Product of Mass, Velocity, and Leverage Mass is money you put into an investment; Velocity is how quickly you get your money back, and Leverage is other people's money or the bank’s money Tips for Syndicators: Find multiple groups that compliment what you do How to Build a Track Record: Identify your customer, and build a database; Build your brand; Market; and Give, give, give before you ever take The Poor Middle Class vs The Ultrawealthy: Poor Middle Class invests in stocks, bonds mutual funds; The Ultrawealthy, invests directly through multiple businesses and real estate Key to Significant Amount of Passive Income is multiple businesses - generate income to invest in real estate Phoenix Market - tremendous amount of growth; emerging industries, landlord-friendly laws Texas Market - huge developments, tax-friendly, landlord friendly Atlanta for Southeast Market - very fast growing market How to choose a market: Follow opportunities such as possible business and population growth Bull’s Eye Tips: Winning Your Market: Only invest with people you know and trust. Tracking Marketing Changes: Constantly pay attention. Follow the news, follow the money. Daily Habit: Meditate. Resources: Text “Wealth Formula” to 41422 - Get a free copy of Seven Secrets of Eternal Wealth Seven Secrets of Eternal Wealth by Buck Joffrey Episode 30 - How to Bounce Back Fro Failure with Damion Lupo Book Recommendation: QRPs: Alternative to Self-Directed IRA by Damion Lupo Get a free copy: Text Forget IRA to 41422 Digital Resources Blackfolio Cryptopro Tweet This: "80-90% of the battle is learning who you can trust." "Your business is not going to last unless you have happy customers happy" "Align yourself with the right people." Places to Grab a Bite: El Bajio Connect with Buck: Wealth Formula Podcast Leave us a review and rating on iTunes or Stitcher. Be sure to check out more info at TargetMarketInsights.com.
In this episode of The Doctor's Life podcast, host Dr. Dianne Ansari-Winn sits down with Dr. Buck Joffrey to talk about wealth management. Dr. Buck is a surgeon, asset manager, founder of multiple seven to eight-figure businesses, host of The Wealth Formula Podcast, and author of the international #1 bestselling book 7 Secrets of Eternal Wealth. Dr. Buck's mission is to provide financial education for high-paid professionals. In this conversation, the two define holistic wealth, push back against conventional wisdom offered in finance, and provide tangible action steps for joining the upper echelon of wealth management. At the beginning of their conversation, Dr. Buck shares how he went from having a narrow mind on wealth management as a physician to experiencing true financial freedom. While he used to believe “wealth” meant being able to live out your desired lifestyle independent of active income, he found that reaching that milestone left him unsatisfied. But that dissatisfaction led to great things because through some soul-searching and self-education in wealth management, Dr. Buck discovered the keys to joining the top percentage of the world's wealthy and realized his passion for teaching others about wealth management was more fulfilling than money could ever be. Thus, by pursuing work that he was passionate about, Dr. Buck became holistically rich in life. The second key part of this conversation centers around the many lies found in the conventional wisdom of wealth management. Dr. Dianne and Dr. Buck draw a parallel between corrupt motives in big business and the ways that many wealth management advisors and agencies are ironically perpetuating poor stewardship of money. They denounce blind faith in the conventional financial wisdom and then make a case for the time-tested form of investing in tangible items such as land and real estate rather than equity markets. Finally, as the conversation closes, Dr. Buck provides tangible action steps towards achieving holistic wealth. First, he mentions seeking formal education (such as an accounting class) and professional advising from CPAs and lawyers. Second, he reveals a secret form of health care used by the world's wealthiest people that never loses money and has the potential for massive earnings. He also talks about how physicians can get out of “the golden handcuffs” of a career that pays their bills but drains their souls. This conversation on wealth management is filled with invaluable advice, both practical and inspirational, that will liberate physicians of all income levels. Check out The Wealth Formula Podcast: https://www.wealthformula.com/category/podcast/ Read Dr. Joffrey's book 7 Secrets of Eternal Wealth: https://www.wealthformula.com/ or text “Wealth Formula” to 44222 and instantly receive a digital copy of the book Follow Dr. Joffrey on Twitter @BuckJoffrey https://twitter.com/BuckJoffrey Connect with Dr. Joffrey on Facebook: https://www.facebook.com/buck.joffrey Connect with Dr. Joffrey on LinkedIn: https://www.linkedin.com/in/buck-joffrey-md/
Buck Joffrey, MD, is a board-certified surgeon turned serial entrepreneur, investor, and financial educator. Since 2008, he has started multiple seven and eight-figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. He is the host of the Wealth Formula Podcast, consistently rated as a top ten investing podcast on iTunes. He is also the international #1 best selling author of 7 Secrets of Eternal Wealth.
Our next guest is a surgeon turned serial entrepreneur, asset manager, and podcaster. He finished his surgical training in 2008. Since then, he has started multiple seven and eight-figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. He is also a financial educator. He is the host of the Wealth Formula Podcast and international #1 best selling author of 7 Secrets of Eternal Wealth. His mission is to provide financial education for high paid professionals. His name? Buck Joffrey, MD In this physician fireside chat, we are going to explore his journey, his struggles with finances and outside of finances. Now, I must tell you ahead of time- WARNING- he is very opinionated about the streams of income and is VERY against the piles of cash mindset. As a matter of fact, he was kind enough to host me on his podcast which you can find here. However, this podcast isn't about me-- it's about his journey. For all the show notes, transcription and more, check out the podcast website at http://doctorfreedompodcast.com/
This week,I interview Buck Joffrey who has an went from being a successful surgeon to a wealth creation expert. Topics discussed: Steps to Build Wealth that the Uber Wealthy Know About Creating Your Wealth Formula Wealth=Mass Leverage Velocity (cash on cash) The Insurance Product That Only The 1% of the 1% Know About How to Treat Investments Like A Business Links mentioned in this episode: http://www.nucsports.com http://www.successforlifepodcast.com http://wealthformula.com http://wealthformulabanking.com Text 444222 Wealth Formula for Free Book 7 Secrets of Eternal Wealth @nucfootball on twitter @daveschuman on instagram @nuc_football on instagram This podcast is powered by ZenCast.fm
Peak Performers | Tools, Strategies & Psychology to Get Things Done
Buck Joffrey, MD, is a surgeon turned serial entrepreneur, asset manager, and podcaster. Dr. Joffrey finished his surgical training in 2008. Since then, he has started multiple seven and eight figure businesses and has amassed a substantial portfolio of investments in the real estate, energy, internet, and health sectors. Dr. Joffrey is also a financial educator. He is the host of the Wealth Formula Podcast and international #1 best selling author of 7 Secrets of Eternal Wealth. His mission is to provide financial education for high paid professionals. Connect with Buck: Facebook: https://www.facebook.com/wealthformulapodcast/ Linkedin: https://www.linkedin.com/in/buck-joffrey-md/ Twitter: https://twitter.com/BuckJoffrey Youtube: https://www.youtube.com/channel/UC9w0QxH3BnRbufdezIy2cjA?view_as=subscriber PEAK PERFORMANCE NATION A community dedicated to raising your game to the next level by learning how to Execute at the highest level and eliminating the obstacles that keep you from being the leader you were born to be. Join group here: https://www.facebook.com/groups/PeakPerformanceNation/ SPECIAL OFFER Free download of my #1 Best Seller book - 7 Secrets of Eternal Wealth, by texting 4422 and type “wealthformula” one word. Acuity Scheduling - Stop Wasting Time Setting Up Meetings Peak Accountability - http://www.thorconklin.com/accountability/ Thank you once again for listening Please follow us on: Facebook: Thor Conklin Twitter: @ThorConklin Website: http://www.thorconklin.com ThorConklin.com Thor Conklin Media Peak Performers Podcast Peak Performance Nation #1 Podcast on how to get things done. Learn from Peak Performers in all areas of life and Business. Do you know what to do but can't figure out why you are not executing what you already know? If so, this Podcast will give you the tools, strategies and psychology to not only break through the choke point but to truly become a Peak Performer. Thor will be sharing his tools and strategies as well as interviewing inspiring Peak Performers that are Entrepreneur's, Professional Athletes, Business leaders, Military, Technology guru's, Health and Fitness masters, Relationships Experts as well as Music & Entertainment superstars. Mission and Purpose - To engage, educate, entertain and inspire listeners to excel in any area of life through mastering the science of execution and Peak Performance. You will learn the necessary road map, strategies, tools and psychology to win this game.
On today’s show we welcome Buck Joffrey. Buck is an accomplished Surgeon, Entrepreneur, Asset Manager and Podcaster. He is also the #1 best-selling author of The 7 Secrets of Eternal Wealth. With a negative net worth upon finishing his surgical training in 2008, Buck quickly became a serial entrepreneur and real asset investor amassing an 8 figure net worth. In order to help his high paid professional colleagues, he started a financial education website called WealthFormula.com and hosts the popular Wealth Formula Podcast. Buck knows the old mantra of “investing in a diversified portfolio of stocks, bonds, and mutual funds,” is outdated and dangerous for high paid professionals given the volatility and instability of the current global economy. Therefore, he advocates entrepreneurship and/or investing in hard assets that provide cash flow as a more reliable way of approaching personal finance. Through a strong foundation of financial education and emphasis on cash flow investing, Buck teaches professionals how to take charge of their money and prosper. Key Points From This Episode Buck's story from surgeon to real estate investor/entrepreneur What is the "Wealth Formula" and how you can use this to achieve financial freedom Why most successful people never "retire" Importance of shifting your mindset to life life on your own terms What made Buck change his focus on making money from a different quadrant Why your focus should be on buying streams of income How Buck lost 300K on his first real estate investment and the #1 thing he would do differently Links Mentioned in Today’s Episode Buck Joffrey Wealth Formula Roadmap Evernote CASHFLOW QUADRANT Join Our Free Facebook Group Access The Best Strategies, Tips & Advice! Every week, we send an email sharing my best advice, tips and strategies related to Real Estate Investing. Each of these weekly emails contain relevant and actionable information that can help you no matter where you are in your investing journey. Sign up to join our community
Thousands of people, despite all their best efforts to succeed, grow, and thrive, end up failing financially. Our subconscious beliefs often work against us, setting up hidden obstacles in the way of achieving what we consciously think we want and blocking the path to our highest potential. It’s those money and wealth limiting beliefs that hurt us the most. These negative beliefs are the money phrases that we have all heard before and that many of us say consciously or even subconsciously all the time. You need to be careful because of these seemingly harmless phrases about money can interfere with the wealth building process, exactly what you're trying to work towards. Buck Joffrey, an accomplished surgeon, entrepreneur, asset manager, and bestselling author of 7 Secrets of Eternal Wealth, shares the most common limiting beliefs and created a roadmap in his course to help people towards their journey of investing on their own and ultimately financial independence. Learn more about Your Roadmap to Real Wealth. Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. --- After working with thousands of investors over the past fourteen years when I'm creating more income, wealth, and freedom, I've seen firsthand that it is our subconscious beliefs that often work against us, setting up hidden obstacles in the way of achieving what we consciously think we want and blocking the path to our highest potential. Thousands of people, despite all their best efforts to succeed and grow and thrive, end up failing financially, feeling hopeless and clueless about what they do differently to bring about a better income. It's the negative beliefs that are the subconscious beliefs that hurt us the most. These negative beliefs are the money phrases that we have all heard before and that many of us say consciously or even subconsciously all the time. You need to be careful. Some of these seemingly harmless phrases about money can interfere with the wealth building process, exactly what you're trying to work towards. Here're some of the most popular phrases about money that you hear other people say, maybe you say these yourself. The first one is “It takes money to make money.” This phrase is limiting at best and destructive at worst. How about this one? “Money doesn't grow on trees.” This belief sets people up to believe that money is scarce and difficult to earn instead of seeing money as being abundant, which it is. Here's another one, “Another day, another dollar.” How often have you heard that one? “The masses trade time for money.” This creates the belief that making money is a linear process directly connected to time. How about, “Money is the root of all evil?” The real thing is the love of money is the root of all evil, but it has been misquoted so often for centuries that most people believe money itself is the root of all evil. It is not. “A penny saved is a penny earned.” There's a classic. This is a very dangerous belief as it puts a major emphasis on saving, and saving in itself is not bad, but the masses are so focused on clipping coupons and living frugally that they missed the major opportunities around them. “Money can't buy you happiness.” I've heard family members say this in the past. You don't get rich to get happier. You get rich for the financial freedom and time freedom that it brings you. If you're unhappy without money, guess what? You're not going to be happy when you have lots of it. Selfishness is a virtue. The masses are programmed from an early age to put the needs of others before their own. That sounds like a spiritual thing, a spirit-driven philosophy, it's the worst advice you can get when it comes to money because once you acquire wealth, then you can volunteer your time and give back to charity. It's all about being, doing, having, and then giving. What about more money and more problems? Another myth. Another myth among the masses is the idea that millionaires are workaholics, overloaded with so many problems that they don't have time to enjoy life. This is another excuse the middle class uses to justify being broke. When it comes to money, the best advice is to always look at it from a consciousness of freedom, possibility, opportunity, and abundance perspective. Never look at money from a fear or scarcity point of view. That's going to drive you in the wrong direction. If you're rich, keep thinking the way you're thinking and if not, maybe it's time to change the way you think about money. We're talking about beliefs and how they affect your money and wealth. It's my pleasure to welcome Buck Joffrey. Buck is an accomplished surgeon, entrepreneur, and asset manager. He's also the number one bestselling author of 7 Secrets of Eternal Wealth. He had a negative net worth when he finished surgical training back in 2008, but he quickly became a serial entrepreneur and a real estate investor, and he amassed an eight-figure net worth. If you missed our last episode, be sure to listen to Evolution of the Real Estate Investor. Enjoy the show! – – – – – – – – – – – – – – Learn more about Your Roadmap to Real Wealth. Learn more about Credit Suite. Download your FREE copy of: The Ultimate Guide to Passive Real Estate Investing. Get your FREE coffee mug by leaving us a Rating and Review on iTunes. Here's how. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW (Thank you!) SUBSCRIBE on iTunes | Stitcher | Podcast Feed Learn more about your ad choices. Visit megaphone.fm/adchoices
Buck Joffrey is board certified surgeon, entrepreneur, asset manager and podcaster. After finishing his residency training in 2008, Buck took a different route than most of his colleagues. Having witnessed the 2008 financial crisis and the affects it had on hard working professionals around him, Buck decided to take his financial life into his own hands. After starting a series of businesses in the health care, technology, and real estate sectors Buck became financially independent only 5 years after residency and made it his life's mission to provide financial education for hard working, highly educated professionals. He is also the author the #1 best-selling book titled, “7 Secrets of Eternal Wealth.” In it, he discuss out-dated and dangerous investment paradigms that he believes will result in a generation of high paid professionals dying broke. --- Support this podcast: https://anchor.fm/the-ash-cash-show/support
Buck Joffrey is a board certified brain surgeon, entrepreneur, asset manager and podcaster. After finishing his residency training in 2008, Buck took a different route than most of his colleagues. Having witnessed the 2008 financial crisis and the affects it had on hard working professionals around him, Buck decided to take his financial life into his own hands. After starting a series of businesses in the health care, technology, and real estate sectors Buck became financially independent only 5 years after residency and made it his life's mission to provide financial education for hard working, highly educated professionals. Today, Buck spends most of his time as a professional investor and educator through his show, Wealth Formula Podcast. He is also the author the #1 best-selling book titled, “7 Secrets of Eternal Wealth.” In it, he discuss out-dated and dangerous investment paradigms that he believes will result in a generation of high paid professionals dying broke. During This Show We Discuss… How to truly define wealth The best additional income streams that people can take advantage of The best way to not trade time for money What can be learned from the uber-rich How to invest for cash flow rather than capital gains What you should know about investing in gold and silver Essential financial education everyone should have Some of the best, current investment opportunities The basics that people should know about their investments How to define “real assets” Why you should invest in things people need The real danger in saving money The real danger in investing in the market What you should know about investing in residential real estate How to understand the difference between good and bad debt Why leverage is the weapon of the wealthy And much more...
Today I’m joined by Dr. Buck Joffrey, a real estate-investing brain surgeon (isn’t THAT a mouthful!). Buck finished his medical residency in 2008 as a neurosurgeon, right at the time of the economic downturn here in the US. After the Great Recession hit, Buck started noticing colleagues around him having financial difficulties and it impacted him tremendously, paving the way for his own entrance into the real estate investing world. One of the first big steps for Buck happened right after he graduated from his residency. He and his fiancée tied the knot the day after his graduation and took their honeymoon in Puerto Vallarta. At the airport Buck noticed Robert Kiyosaki’s “Cashflow Quadrant” on display and decided to pick it up as reading material for his flight. This book by an author he had never heard of eventually became the catalyst for his own investing success and the inspiration for his own book. Buck has recently written a book on investing, “7 Secrets of Eternal Wealth”, which has been featured in major news outlets such as NBC, CBS, and ABC. Buck wanted to create more concrete steps for beginning investors to take right now, from education to definition of what is an asset. New investors, especially those who have money, don’t understand the value of leveraging and spreading that capital to create even more wealth. Expand your means first, THEN enjoy your wealth; don’t jump the gun. Buck also runs an investing club to help accredited investors who want to get involved in investing but simply don’t have the time. The club is free but limited to accredited investors and a great choice for busy professionals looking for help. To find out more about Dr. Buck Joffrey and to download his book “7 Secrets of Eternal Wealth” for FREE visit his website at: http://www.WealthFormula.com or text WEALTHFORMULA to 44-222 for a free copy. You can also find out more about Dr. Buck’s investing club on his website. Also make sure to check out Dr. Buck’s podcast, “The Wealth Formula Podcast”, on iTunes or your favorite podcast player. If you want to learn more about the Real Estate Guys’ “Summit at Sea”, visit them at: https://realestateguysradio.com/summit. Don’t forget to join our Facebook community at http://www.CashFlowGuys.com/Group!
My guest today is Buck Joffrey, MD. Buck is an accomplished Surgeon, Entrepreneur, Asset Manager and Podcaster. He is also the #1 best-selling author of The 7 Secrets of Eternal Wealth. With a negative net worth upon finishing his surgical training in 2008, Buck quickly became a serial entrepreneur and real asset investor amassing an 8 figure net worth. In order to help his high paid professional colleagues, he started a financial education website called WealthFormula.com and hosts the popular Wealth Formula Podcast. Buck knows the old mantra of “investing in a diversified portfolio of stocks, bonds, and mutual funds,” is outdated and dangerous for high paid professionals given the volatility and instability of the current global economy. Therefore, he advocates entrepreneurship and/or investing in hard assets that provide cash flow as a more reliable way of approaching personal finance. Through a strong foundation of financial education and emphasis on cash flow investing, Buck teaches professionals how to take charge of their money and prosper. Interview Links: Wealth Formula The 7 Secrets of Eternal Wealth Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Support Our Sponsors Joint Ops Properties, have designed a system to take any beginner to an experienced deal making investor in the least amount of time, offering opportunities from basic education, coaching, bridge loan investing to turn-key investments in the cash flowing market of St. Louis, MO. www.jointopsproperties.com International Coffee Farms, Sustainable Income Through Offshore Sustainable Agriculture www.internationalcoffeefarms.com Audible, download any audio book for FREE when you try Audible for 30 days www.cashflowninjabook.com Thanks so much for joining me again this week. Have some feedback you'd like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don't forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher
I had a really interesting week. As you know I launched my book 7 Secrets of Eternal Wealth a week or so ago and it became an international best seller. I also got invited to appear on 7-8 TV show to talk about the book. So I’m excited to get our message out to more […] The post 039: Chocolate Covered Profits with David Sewell! appeared first on Wealth Formula.
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