Podcasts about fernandez

PT presentó al diputado Gerardo Fernández Noroña como su coordinación nacional de AfiliaciónEsta mañana un conductor de un vehículo atropelló a un ciclista en la colonia Atlampa en la Ciudad de MéxicoMás Información en nuestro Podcast

Three-star defensive end Nicholas Fernandez joined the Star's Justin Spears on ESPN Tucson's "Spears and Ali" Thursday afternoon to talk about his commitment to the Arizona Wildcats. The 6-4, 265-pound San Pedro, California product chose the UA over Boise State, Washington State and Colorado State, among others.See omnystudio.com/listener for privacy information.

For over a decade Sherry Stirling Fernandez has been mentoring clients in the principles of Life Mastery and is now the author of the USA Today and Wall Street Journal bestseller Life Mastery: Personal Progression Toward an Infinite Potential. In Life Mastery she tells her rags to riches story and explains the principles and tools she used for her own success. Sherry has taught these same principles to hundreds of people who have also found success, and the happiness that follows, using the Life Mastery program. Even though her book Life Mastery: Personal Progression Toward an Infinite Potential has been well received she continues to mentor those who have a desire to master their own lives. We are designed for and motivated to seek happiness. However, to be motivated but not trained can be frustrating. Sherry Fernandez Stirling uses a unique blend of memoir, sound principles and practical tools to help you make progress toward your infinite potential-and with it, happiness. Life Mastery includes training and systems necessary to reach goals and develop habits needed for success in every area of life, including: Better Relationships A Healthier Body Sounder Finances Spiritual Peace Fun and Passion This book empowers you to break free from your limiting beliefs and behaviors to truly gain Life Mastery. To View This Episode- https://youtu.be/Gc6PSDuWkfU #author #whoknewinthemoment #SherryFernandez

“Hurry kills relationships. Love takes time; hurry doesn't have it. It kills joy, gratitude, appreciation; people in a rush don't have time to enter the goodness of the moment. It kills wisdom; wisdom is born in the quiet, the slow.” -John Mark Comer, The Ruthless Elimination of Hurry In today's episode, we talk about the importance of quality time with our loved ones.

Andre Fernandez, Miami Herald

Welcome to Episode 79 of the Everything Moto Racing podcast! We hope you enjoy it! In this episode we celebrated the historic championship win of Francesco Bagnaia at Valencia, the Italian overturning a 91-point deficit to become champion. We also discussed Augusto Fernandez winning the Moto2 title, 2023 grids and riders plus 2023 testing!

Refúgiate más y más en esos espacios de paz infinita que yacen dentro de tí. Encontrarás la calma para llevar tu día a día con mayor serenidad y armonía. Masterclass Gratuita: https://www.diana-fernandez.com/masterclass Suscríbete a mi canal de YouTube: https://bit.ly/3NZRGgC Estas Meditaciones te pueden ayudar: ✨ 5 Minutos para quitar la ansiedad https://youtu.be/iN1HZCs9om0 ✨ Meditación de Paz Interior https://youtu.be/GsWVGSBU0sc ------ ✨Conoce mis Cursos Esenciales Abundancia Infinita: https://www.diana-fernandez.com/abundancia Tiempo de perdonar: https://www.diana-fernandez.com/perdonar ------ ✨Forma parte de mis Programas Insignia Maestria de Vida: https://www.diana-fernandez.com/maestria Certificación como Coach Espiritual: https://www.diana-fernandez.com/certicacion

This week Erika is joined by Liz Fernandez a fellow coach. Join them as they discuss identity and how it relates to business, tug of war with courage, and why community is really the key!  Liz Fernandez is a Therapist turned Multi-6 Figure Identity & Business Coach. She is the founder of Aligned Coaching AND the podcast host of Latina CEO Identity. She helps Latinas become 9-5 optional by helping them start and grow their coaching businesses and start booking their first 4-figure clients. Connect with Liz: Instagram @lifewithhliz Website: ALIGNED COACHING DETAILS) Follow Erika on: Instagram @theerikacruz TikTok @theerikacruz LinkedIn How to work with Erika: Apply for private coaching with Erika here. Join the waitlist for Courage Driven Latina here.

11/8/22 7am CT Hour John, Glen and Sarah chat about election day and Red Moon. Martha shares the many things that are on the minds of voters today and why love is often at the core of what is most important to us. William makes clear the Catholic teaching on why we the "brothers of the Lord" are not blood brothers and why we believe in Mary being sinless although purified.

Hear Me Now Interview With Gemma Fernandez And John Mercado by St. Joseph Health, Home Care Services

Today, my guest is Oliver Fernandez. Oliver is a business owner and real estate investor that has successfully completed over 80 million worth of construction projects and accumulated a real estate investment portfolio valued at 150 million in the past nine years. And in just a minute, we're going to speak with all of her about adding value through quality construction and multifamily real estate.

Para poder competir en el mundo empresarial, es necesario implementar una estrategia que involucre diferentes canales: Web, social media, SEO, comunidades digitales y, en el último tiempo, móviles. Como sabemos, los smartphones se han convertido en una parte más de nuestro cuerpo y la población basa su vida en sus dispositivos móviles, ya que en ellos tienen sus agendas, cuentas de correo, cuentas de banco y mucho más. Por ello, es más que conveniente que nuestra marca tenga presencia en estos dispositivos, y puede ser mediante una aplicación. En este episodio invitamos a Andres Fernandez, fundador de eUnleash, una agencia que ayuda a negocios a optimizar su presencia online a través de una variedad de diferentes servicios, incluyendo el desarrollo de aplicaciones móviles. Él asegura que es muy importante tener una app dentro de un negocio, ya que “la experiencia de usuario se ve a través de la aplicación”. Sin embargo, tenemos que tener bien en claro el contenido que vamos a agregar dentro de ella. “Cuando hago mis aplicaciones hay una foto de una persona diciendo ‘bienvenidos', porque están entrando al mundo de tu marca digitalmente”, relata nuestro invitado. “Puedes tener una aplicación y así abres una puerta digital, pero está vacía, por eso tienes que saber qué quieres poner en tu negocio”, recalca. Para que nuestra aplicación tenga tráfico, tenemos que sumarla en todas nuestras plataformas, como puede ser nuestro sitio web. “Cuando entran a tu página deben poder bajar la aplicación, que es una manera más fácil para que el usuario reciba las cosas. Sabemos que el website es más fácil para el SEO y subir en los rankings, pero sabemos que el móvil ya está conquistando”, comenta nuestro especialista. Es muy importante contar con código QR dentro de nuestra app, ya que es una forma rápida y directa de enviar un usuario a un destino en concreto. “Si estamos usando la aplicación o estás hablando con alguien acerca del producto, esto tiene un gran poder, porque a la gente no le gusta escribir. La información va de un teléfono a otro, te puedes bajar la información directamente y es gratis, por lo que está creciendo como un virus”, sostiene Andres, y agrega: “Si somos negociantes de verdad, intentamos ayudar a la mayor cantidad de gente posible y hacer su vida más fácil”. Una gran ventaja que tienen las aplicaciones son los servicios exclusivos dentro de ellas, como el caso de las notificaciones, las cuales pueden ayudar a aumentar la participación e interacción del usuario. “Si recibes una notificación con el nombre de un amigo tuyo, la vas a abrir. Es más atractivo”, tira como tip nuestro invitado. Que este “servicio” al usuario lo brindemos desde nuestra aplicación es mucho más favorable que mandar notificaciones a través de correo electrónico, SMS y WhatsApp. “Es más atractivo poner nuestro mensaje frente a la cara del consumidor”, afirma Andres, y señala que “se pueden mandar notificaciones desde la aplicación sin tener que depender de ninguna plataforma cuando subas contenido nuevo”. Además, dentro de nuestra app podemos ofrecer membresías para los usuarios y hasta sumar sponsors: “A través de tu aplicación estás ganando dinero sólo por ese tráfico que mueves”, destaca nuestro especialista. Actualmente existen herramientas que nos ayudan a crear nuestra propia aplicación sin necesitar de un profesional y nos permiten realizar todo el proceso en un entorno fácil y amigable. Aunque Andres no recomienda tomar ese camino. “Poner las cosas en la aplicación es fácil, pero subirla a la tienda de Apple o Google no es nada fácil. No te dicen por qué te la rechazan, pero lo hacen”, advierte, y remata: “Podemos hacer las aplicaciones solos, pero el precio para que te lo hagan es mucho más barato de lo que uno piensa”. Página web: eunleash.com

11/2/22 6am CT Hour Martha explains how the Saint and Holy Souls are connected and why its a good idea during the home stretch of our liturgical calendar to set things right by thinking about the end of our life and taking advantage of the sacraments, especially Confession. Ashley reports on the Pope's Holy Souls mass, his trip to Bahrain, stolen artifacts returned and Italy's celebration of All Saints. Peter breaks down the latest in regards to David Daleiden and other pro-life cases in the courts.

Nem 72 horas se passaram que Lula venceu as eleições e já começou a asneira. Guido Mantega, que deveria estar na lixeira da história, voltou as manchetes para falar de mais 200 bilhões de déficit, o que nos leva a 265 bi se somarmos aos atuais 65bi previstos. Pior, surge uma ideia de uma moeda unificada com a Argentina de Fernandez, e cooperação entre os Bancos Centrais. Isso, vamos nos juntar com a segunda pior economia do continente, cobrir o rombo deles e torcer pro nono controle de preços em nove anos dar certo. E ele nem tomou posse ainda. Estudem Bitcoin. Se isso aqui não convenceu vocês, eu não sei mais o que convence. https://www.amazon.com.br/Padr%C3%A3o-Bitcoin-alternativa-descentralizada-central/dp/9949745721 Caso sejamos censurados, acompanhe aqui: https://odysee.com/@ideiasradicais Quer ir para a LibertyCon com 20% de desconto? https://www.sympla.com.br/libertycon-brasil-2022__1703798?d=IR20 Quer fugir do Brasil? Nos contate: https://www.settee.io/ https://youtube.com/c/Setteeio Quer refinanciar suas dívidas? É mais fácil do que você imagina: https://bit.ly/RefinanciarRadical Nos acompanhe no Telegram: https://t.me/ideiasradicais Quer comprar Bitcoin no melhor preço do mercado? Bitpreço! http://bit.ly/BitprecoRadical Apoie o Ideias Radicais: https://www.catarse.me/projects/152640/

J Darrin Gross I'd like to ask you, Oliver Fernandez, what is the biggest risk? Oliver Fernandez   Yeah, this is a really interesting question. And, you know, my mind went a couple of different directions, but the direction that it just keeps going back to is the biggest risk is not being intentional about what you want to do. And the reason why that's the biggest risk is because when you become 8090 100, or whatever your time is, and you look back on your life, and you're like, did I do everything I wanted to do, I don't want to ever be in a situation where I was like, Man, I could have done this differently or I could have done that differently. Alright, I really, I didn't, I didn't really focus on what I wanted to do here. I didn't want to focus on what I want to do there. I want to look back and just say I was super intentional. I did everything that I said I wanted to do. And I didn't leave any stone unturned. I didn't, I didn't leave any, any any opportunity that I really was excited about it. But I didn't have the courage to go for it. Like I don't I don't want to be in that situation. So I want to focus on being extremely intentional about my life where I want to go or family go where team to go from my businesses to go. Because I also know the opposite side of that when you're not intentional and you're just letting the the world just kind of control you and put you in situations. You know, that's never a good situation. So the biggest risk is not being intentional about life.

En el acto en que Leonel Fernández ofreció la experiencia de la Fuerza del Pueblo en la lucha contra la delincuencia se robaron decenas de celulares. Esos robos en si mismo no se pueden asociar a esa organización política porque es difícil controlar la presencia de ladrones en los actos públicos pero debilitan la idea de que la organización sabe manejar temas de seguridad. Lo que da en la cara ante las ofertas de la FUPU es el cuadro presentado ayer por el ex fiscal y excelente investigador Fabián Melo a propósito de las denuncias que llegaron al Departamento de Persecución de la corrupción en los últimos 8 años de gestión del Perínclito de Villa Juana, el periodo 2004 al 2012. Es el período en que Fernández impulsó el llamado plan de seguridad democrática del que ya hemos hablado que terminó en un fracaso absoluto e investigado por una subcomisión de la Cámara de Representantes de los Estados Unidos porque se usó dinero gringo. El cuadro presentado por Melo y que les mostraré ahorita es elocuente: no hay que ser técnico de la NASA para saber que el ministerio Público en las gestiones de Fernández no hicieron nada para enfrentar la corrupción administrativa y los números le dan en la cara. Y una no sabe como una persona que tiene semejante record puede pretender ponerse de ejemplo pero “cosas veredes Sancho” dijo Don Quijote. El cuadro en cuestión revela que al momento de que Fernandez retoma la presidencia de la República en el año 2004 habían en el DPCA 121 denuncias de corrupción y el período 2004-2012 se recibieron otras 254. Esos fiscales y procuradores decidieron investigar 311 casos o denuncias o sea que 76 no se sabe que pasó. Pero el número mágico corresponde a los archivos, los archivos mis queridos y queridas fueron nada más y nada menos que 263 o sea que el ministerio público independiente que reclama Leonel Fernández archivó mas denuncias de corrupción que las recibió. Recibió 254 y archivó 263. El órgano de persecución de la corrupción solo proceso 47 denuncias y ninguna se correspondió con el período de gestión en las que ellos fueron designados. Por ahora no sabemos qué paso con esos 47 casos que decidieron someter lo que si sabemos es que debieron ser algunos de los 121 que heredaron de la era HM. Como el doctor Fernández dice que ese ministerio público designado por el mismo era independiente habrá que buscarlos para echarles la culpa de su inacción y por tanto el líder maestro y guía no tiene responsabilidad sobre el entuerto. Los números están ahí y deben dolerle a alguien más allá de este pueblo que ha pagado esa inercia con la perdida de su calidad de vida

✨Baños de Luz: https://www.diana-fernandez.com/luz ✨ Cuando conoces tu punto de atracción puedes comenzar a cambiar tu vida. Cuando conoces que eres el punto de atracción y que toda la energía está en diferentes niveles de vibración podrás deliberadamente cambiar tu energía para así atraer una nueva vida. Una vida correspondiente a nuevo nivel de vibración. Masterclass Gratuita: https://www.diana-fernandez.com/masterclass Suscríbete a mi canal de YouTube: https://bit.ly/3NZRGgC -------- ✨CURSOS ESENCIALES Activación del Dinero: https://www.diana-fernandez.com/dinero Baños de Luz: https://www.diana-fernandez.com/luz Abundancia Infinita: https://www.diana-fernandez.com/abundancia -------- ✨PROGRAMAS INSIGNIA Maestria de Vida: https://www.diana-fernandez.com/maestria Certificación como Coach Espiritual: https://www.diana-fernandez.com/certificacion

UNDERCARD BATTLES: Colin Paul vs James Donlon Alex Shklar vs Cherryann Trinidad Caroline Hanes vs Brennan Tasseff Thelonius Fiorito vs Humza Choudry MAIN EVENT: Brandon Puff vs Meno Fernandez JUDGES: Sabrina Piper Ben Miller Joe Gorman Lawrence Reese Amy Cardinale OFFICIALS: Mark Henely, Patrick Haggerty, Lawrence Reese, Niko Pav, Sean McCracken DJ: Patrick Haggerty HOST: Matt Maran Comedy Fight Club is recorded LIVE every Sunday in NYC. Not in the NYC area? You can still watch Comedy Fight Club on youtube and follow us on Instagram and Twitter @comedyfightnyc If you want access to old episodes and bonus content subscribe to our Patreon page! https://www.patreon.com/comedyfightclub

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history

Your host Jaz Pearl brings in special guest Unna Fernandez (@unna_matata) to the show! The episodes starts with a sweet reflection on the girls friendship. Unna pays homage to Jaz for guiding her and being a positive impact in her early stages of entering the Chicago dance community. Her acknowledgment and respect towards Jaz makes Jaz's heart full. After they share their friendship to the listeners, Unna dives into her life in the Philippines. At a young age, she learned the importance of staying true to her roots especially when moving to the United States. Her experiences shaped who she is today as a proud AAPI adult. Also, the girls dish about relationships in the dance community. Do NOT miss out on this JUICY episode, listen NOW!! --- Support this podcast: https://anchor.fm/journeyswithjaz/support

In this episode, Bishop Henry Fernandez shares insights about leading in a changing world. It's impossible to lead effectively if we're resistant to change; we'll discuss practical tips for how to open yourself up to the new things on the horizon! ... Timestamps: 0:00: Introduction with Bishop Henry Fernandez 5:00: Change and the Pastorate 10:00: The Importance of Embracing Change 15:30: Ways Pastors Get Stuck 27:00: Relevant, Effective Change 31:00: One Condition That Ensures Outcome 34:30: Connect with Bishop Fernandez 36:00: Final Thoughts

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/literary-studies

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Venrock partners Bryan Roberts and Bob Kocher, speak with Heather Fernandez, co-founder and CEO of Solv, about Solv's mission, building more cap table diversity in tech, and the healthcare field today. Fernandez delves into Solv's Series C funding round where she created a special purpose vehicle (SPV) focused on women of color, bringing in first-time investors who wouldn't otherwise have access. Fernandez also shares how Solv is unlocking capacity with software, its pricing strategy, and its goals for the next 2-3 years.

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-american-studies

In Against Marginalization: Convergences in Black and Latinx Literatures (Ohio State University Press, 2022), Jose O. Fernandez examines thematic, aesthetic, historical, and cultural commonalities among post-1960s Black and Latinx writers, showing how such similarities have propelled their fight against social, cultural, and literary marginalization by engaging, adopting, and subverting elements from the larger American literary tradition. Drawing on the work of scholars in both literary traditions--including those who engage with the civil rights movements of the 1960s and 1970s--Fernandez finds intriguing points of convergence. His cross-cultural and comparative analysis puts Black and Latinx authors and literary works into the same frame as he considers the plays of Amiri Baraka and Luis Valdez, the fiction of James Baldwin and Rudolfo Anaya, the essays of Ralph Ellison and Richard Rodriguez, novels by Alice Walker and Helena María Viramontes, and the short fiction of Edward P. Jones and Junot Díaz. Against Marginalization thus uncovers points of correspondence and convergence among Black and Latinx literary and cultural legacies, interrogating how both traditions have moved from a position of literary marginalization to a moment of visibility and critical recognition.  Anna E. Lindner is a doctoral candidate in the Communication Department at Wayne State University in Detroit, Michigan. On Twitter. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/latino-studies

10/25/22 7am CT Hour John, Glen and Sarah chat about early voting, Bears surprise win over Patriots and ways to dispose of your pumpkin after Halloween. Martha speaks to the relationship of marriage and how we are called to love as husband and wife and where subordination fits in with that. William explains Reformation Day and the differences/ similarities we have with Protestants.

I am so excited to have Michelle Fernandez on today's episode! She is a Facebook and Instagram Ads Strategist, a Funnel Expert, and Speaker. For years, Michelle helped run the social media accounts of major influencers using strategic organic marketing strategies. After pouring countless hours into mastering the art of paid advertising, she shifted her focus entirely to ad and funnel strategy for everyone from local small businesses to multiple 7-figure business owners. We talk about her journey, extensive knowledge of funnels, and how you can implement them. Michelle shares the type of specific funnels in a business and ways to use them to retain your customers.           In this episode, we cover: A start in network marketing [4:56] Different types of funnels [14:11] Funnels in brick and mortars [15:56] How to figure out a funnel if you don't have a traditional landing page funnel [19:44] The art of retention with funnels [26:14] Connect with Michelle: @themichellefernandez https://themichellefernandez.com 25 Reel Ideas: https://view.flodesk.com/pages/615748ffc71e8685f183b600 How to Identify Your Ideal Customer: https://view.flodesk.com/pages/602465e699bcbdf696129e23   Connect with Mandy: IG: @themandyemerson IG: @thefiercesocialsociety   Website: https://www.themandyemerson.com/

Rose Fernandez began her career as a makeup artist, but the founder of Algenist saw her true potential and promoted her to CEO, right at the outset of the pandemic.With no prior c-suite experience, Rose used her 20 years of beauty experience to become the leader she is today and take the brand to new heights.Algenist focuses on ingredient-level innovation with the discovery of their hero ingredient, Alguronic Acid from algae. They promise clinically proven, measurable and visible results in just 10 days.In today's episode, Rose educates us on the tiny but mighty micro-organism Algenist is born from and how the brand was able to stay ahead during the pandemic.Rose also gives insight into:The brand's ability to make their science-backed claimsThe importance of educating customersThe brand's omni-channel marketing strategyHer secret behind building a great teamYou'll also hear Rose's advice to her younger self and what's next for Algenist.Get a behind-the-scenes look at what we've learned over the past 6 years here at Wavebreak, as we share proven growth strategies you can use in Q4 at https://bfcmwebinar.comThis episode is sponsored by AttentiveAttentive is a personalized text message marketing platform that lets you communicate with your customers in real-time, engage them with timely campaigns, and help your business drive revenue.Thousands of brands like CB2, Pura Vida, and Coach have created magical customer experiences and driven over 20% of their online revenue using Attentive-powered personalized text messages.  And you, too, can turn SMS into one of your top-three revenue channels in just a few months. Visit attentivemobile.com/wavebreak to learn how you can try it for free.This episode is also brought to you by WavebreakLeading direct-to-consumer brands hire Wavebreak to turn email marketing into a top revenue driver.Most eCommerce brands don't email right... and it costs them. At Wavebreak, our eCommerce email marketing agency helps qualified stores recapture 6-7 figures of lost revenue each year.From abandoned cart emails to Black Friday campaigns, our best-in-class team of email specialists manage the entire process: strategy, design, copywriting, coding, and testing. All aimed at driving growth, profit, brand recognition, and most importantly, ROI.Curious if Wavebreak is right for you? Reach out at Wavebreak.co

✨Masterclass Gratuita: https://www.diana-fernandez.com/masterclass ✨Suscríbete a YouTube: https://bit.ly/3NZRGgC --------- El camino del empoderamiento desde la espiritualidad comienza al reconocer que somos débiles hacia nosotros mismos, no ante el mundo afuera y que simplemente nos dejamos llevar por absolutamente todo aquello que nuestra mente nos dice. Carecemos de control y de fuerza para hacer un alto en el camino y dirigir nuestra vida hacia la armonía, el equilibrio y la realización de nuestros sueños. Es tu momento! ✨Cursos Esenciales : Activación del Dinero: https://www.diana-fernandez.com/dinero Baños de luz: https://www.diana-fernandez.com/luz Abundancia Infinita https://www.diana-fernandez.com/abundancia -------- ✨Programas Insignia Maestria de Vida: https://www.diana-fernandez.com/maestria Certificación como Coach Espiritual: https://www.diana-fernandez.com/certificacion

We all know about the atrocities caused by Nazi Germany during WW2, but very little light is shed on the devastation caused by Imperialist Japan at the time, specifically against the people of the Filipino Isles. During the height of the war women under Japanese control in the Pacific experienced ultimate vulnerability. Girls and young women, which were rarely differentiated from each other, were killed or captured and turned into ‘comfort women'. Now we are not talking about brothels or sex work. These comfot women were taken to comfort homes where they were kept as sex slaves for Japanese soliders. So they were actually serial rape houses, sanctioned by the Japanese military. Rape, abduction, mutilation, executions were all daily threats, so much so that everyday tasks like fetching water, or picking up groceries became to dangerous to do alone. This is what caused one school teacher to rise up and become one of the only female guerrilla captains in her area.   EVERYTHING TRUE CRIME GUYS:   https://linktr.ee/Truecrimeguysproductions Patreon.com/truecrimeguys Merch: truecrimeguys.threadless.com   Sources: https://en.wikipedia.org/wiki/Nieves_Fernandez https://www.esquiremag.ph/long-reads/features/nieves-fernandez-guerilla-wwii-a00293-20200915-lfrm https://rarehistoricalphotos.com/captain-nieves-fernandez-1944/ https://www.pacificatrocities.org/female-guerrillas-600963.html

Our honorees this week are Raphael Bostic and Nieves Fernandez!Raphael Bostic @ 9:47Nieves Fernandez @  14:40Patreon: https://www.patreon.com/thebossassbitchawardsInstagram: https://www.instagram.com/the_boss_ass_bitch_awards/Email: TheBABAwards@gmail.comSociety6: https://society6.com/jsleets

We recorded a bunch of episodes at Suburbs Fest Maryland on September 30. This is the fourth one. Today, Urb Fernandez slides into the guest chair. He is curious what other podcasts inspire Jim and Patrick. Hit play and find out! Subscribe to Rockin' the Suburbs on Apple Podcasts/iTunes or   other podcast platforms, including audioBoom, Spotify, Google Podcasts, Amazon, iHeart, Stitcher and TuneIn. Or listen at SuburbsPod.com. Please rate/review the show on Apple Podcasts and share it with your friends. Visit our website at SuburbsPod.com Email Jim & Patrick at rock@suburbspod.com Follow us on the Twitter, Facebook or Instagram @suburbspod If you're glad or sad or high, call the Suburban Party Line — 612-440-1984. Theme music: "Ascension," originally by Quartjar, covered by Frank Muffin. Visit quartjar.bandcamp.com and frankmuffin.bandcamp.com

Kamaka is a world renowned Hawaiian falsetto singer. He comes into the studio to tell us about his journey into music, being raised in Hawaiian immersion, and Maui recommendations. Find Kamaka on Instagram: @kkf_musician_more Find Kyle's designs here: https://www.hilifeclothing.com/ Find Devon Nekoba here: https://kumu.com/ Find Jon here: https://www.teamyamasato.com/ Visit Kupukupu Landscaping: https://www.kupukupulandscaping.com/ Love watching HI*Sessions? Well, now you can join our Patreon community and directly impact our ability to continue making great videos like this one. For as little as $1/mo. you'll get early access to our content as well as cool exclusive stuff for the Patreon community. Visit http://www.patreon.com/hisessions and sign up today! Make sure you subscribe to get notified when we release new videos! Follow HI*Sessions: http://hisessions.com http://www.facebook.com/hisessions http://twitter.com/hisessions

In this episode of the Epigenetics Podcast, we caught up with Ben Delatte Research Scientist at Active Motif to talk about his work on Anchor Based Bisulfite Sequencing. Whole Genome Bisulfite Sequencing (WGBS) is the current standard for DNA methylation profiling. However, this approach is costly as it requires sequencing coverage over the entire genome. Here we introduce Anchor-Based Bisulfite Sequencing (ABBS). ABBS captures accurate DNA methylation information in Escherichia coli and mammals, while requiring up to 10 times fewer sequencing reads than WGBS. ABBS interrogates the entire genome and is not restricted to the CpG islands assayed by methods like Reduced Representation Bisulfite Sequencing (RRBS). The ABBS protocol is simple and can be performed in a single day.   References Chapin, N., Fernandez, J., Poole, J. et al. Anchor-based bisulfite sequencing determines genome-wide DNA methylation. Commun Biol 5, 596 (2022). https://doi.org/10.1038/s42003-022-03543-1   Related Episodes The Role of DNA Methylation in Epilepsy (Katja Kobow) DNA Methylation and Mammalian Development (Déborah Bourc'his) Effects of DNA Methylation on Diabetes (Charlotte Ling)   Contact Active Motif on Twitter Epigenetics Podcast on Twitter Active Motif on LinkedIn Active Motif on Facebook Email: podcast@activemotif.com

✨Masterclass Gratuita: https://www.diana-fernandez.com/masterclass ✨Suscríbete a YouTube: https://bit.ly/3NZRGgC --------- Estos videos te ayudarán Afirmaciones Base Ley de Atraccion https://youtu.be/knbjvU7myhA Eleva tu Vibracion https://youtu.be/NMJCKAkaxcs ✨Cursos Esenciales : Baños de luz: https://www.diana-fernandez.com/luz Abundancia Infinita https://www.diana-fernandez.com/abundancia -------- ✨Programas Insignia Maestria de Vida: https://www.diana-fernandez.com/maestria Certificación como Coach Espiritual: https://www.diana-fernandez.com/certificacion Con amor, Diana https://www.diana-fernandez.com

Andre Fernandez, Deputy Sports Editor of The Miami Herald

10/18/22 7am CT Hour John, Glen and Sarah chat about polls on the upcoming election polls, post season baseball and a man trying to evade the police on horseback. Martha explains how St. John Paul the Great loved those around him and what we can learn from his example. Harry talks about how the slow pace of baseball is a good example of how we should live our life, not rushing and hurrying but taking our time and being present in the moment.

Mr. Fernandez is President and Chief Executive Officer of 1031 Crowdfunding. Before founding the Company, he was Senior Vice President of Healthcare Real Estate Group in Irvine, California. Since January 2001, Mr. Fernandez has been responsible for researching and compiling accurately verifiable documentation across various industries, including assembling compelling content for marketing materials related to the purchase and acquisition of various real estate holdings. He has over 20 years of inside and outside sales experience. He is personally involved in raising over $800 million of equity from individual and institutional investors through private and public real estate offerings. He hired and trained a national internal wholesaler and external wholesaler sales force. In this episode, he shares how he interprets the current state of the economy and the real estate market; and how his company, 1031 Crowdfunding, creates opportunities to take advantage of during times of uncertainty. Episode Link: https://www.1031crowdfunding.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum, and today I'm joined by Ed Fernandez, President and CEO of 1031 Crowdfunding and he's going to be talking to us today about the state of the economy, the market, and his company, 1031 Crowdfunding, and how we all can take advantage of crowdfunding 1031 exchanges. So let's get into it.   Ed what's going on, man, thanks so much for coming on and hanging out with me today. I appreciate it.   Ed: No problem. Michael, thank you so much for having me.   Michael: No, it's really, really my pleasure, I am super excited to chat with you, because you've got a really cool company doing some pretty cool things. So I know a little bit about it but for all of our listeners who aren't familiar with 1031 Crowdfunding give us a little bit of background, what is it that you all are doing?   Ed: Sure, so what we're doing is we're taking real estate, packaging it up and selling it to investors in little pieces. For those investors that are either tired of the tenants, the toilets in the trash, or they run out of this 45 day Id period that you have to actually do for the IRS and so if you're looking for institutional real estate, but you really don't want to go running around trying to find your own property in this limited period of time, you can come to 1031 Crowdfunding, where we have a slew of institutional property for those investors who are looking to be passive, and defer their taxes through a 1031 exchange.   Michael: Man, I love it, we are definitely going to come dig deeper into that because I was under the assumption that you couldn't turn 1031 into a passive investment. So we've got a lot to talk about. But before we get there, I would love if you could give us a little bit of insight into where you see us currently in today's housing market with all the stuff we got going on. We're recording this towards the latter half of September and 2022. What's going on man?   Ed: Well, as you know, yesterday, the Feds hiked rates again to another 75 basis points and so what's so what they're trying to do, obviously, and it's currently not working, by the way, they're trying to slow down in the housing market. But with money continuing to flood the economy, real estate prices are still exceeding and going up and people can afford real estate or housing, because interest rates are going up. So we're in a weird market today, I can say we can go back to 1991- 1992 and kind of look at that market, very similar type of events that are occurring today.   Michael: Okay, and for all of our listeners that weren't plugged in to the to the real estate market back then what was going on back then.   Ed: So back then it was the tech boom, right? Remember the tech bubble that blew up?   Michael: Yeah.   Ed: Prior to that event occurring, interest rates on loans were double digits 12-14% and people were still borrowing and buying houses and getting involved in real estate. But then the bubble burst in the tech industry and all that money flooded into real estate and that's where you had all this appreciation on the real estate side. So in today's market, even though we're not in double digit interest rates, interest rates are higher than what real estate is producing. So we're not as bad as we were. But we're actually pretty close to where, and who knows, we might get there. If the fence keep doing that. So those are the similarities where interest rates exceeded yields on real estate, and real estate just kept going up.   Michael: Yeah, that's so interesting. I mean, I remember hearing about those double digit interest rates, but I also have to think back and you could go park your money in a bank CD and make 6,7,8, 9%, which now is unheard of. So it's, again, we have these super high interest rates, but you can't make a yield, letting your money sit in the bank. It's getting eroded by the high inflation. So it's a really unique time   Ed: And I'm glad you brought that up. You know, what's very interesting is that Treasury bills now you could buy a federal backed treasury bill, fully liquid and get 4% where real estate is producing three and three and a half percent. So you're kind of seeing what's going on in this market.   Michael: Yeah, yeah. Where do you think we're headed? I want you to break out your crystal ball, change the batteries out put fresh ones in there. What's going on in the next two, three years?   Ed: You know, it's, it's, it's a weird market, you know, I'm not gonna get into the political frying pan of who's doing what?   Michael: Yeah…   Ed: Right. But if money continues to flood this economy, I don't know how you put on the brakes on inflation, if that continues to happen. So what has to happen and what I hope happens is that money tightens up so that the feds can kind of slow down and we can get real estate to a level where people can still buy a home, the millennials, those are the first time homebuyers and investors can still get a yield. I don't see that happening at least for another two years. That's where I think we're headed but we'll wait and see.   Michael: Okay and are you thinking that the interest rate hike is going to continue along that two year frame or are we kind of plateauing and we just have to wait a little bit longer for the effects to take hold?   Ed: Well, if Feds continue to raise interest rates, then now we're gonna go into a recession and how do we come out of that? So it's a fine line of how much to push and how much not to push. So we just got to wait and see, look, if I had a crystal ball, and I can tell you exactly what is going on, I would not be on this call. I'd be on my 200 foot yacht in Monaco watching F1. So I'm just letting you know.   Michael: Totally. Yeah, that's a great point to make. All right. Well, I am very curious to see how it all shakes out, I think, as are many others, but and let's transition here and talk about temporary 1031 Crowdfunding.   So someone has an asset to sell. They've, they've seen the skyrocketing appreciation and let's just walk through it like some numbers as an example. Because I find that makes the conversation a bit more concrete. someone's property is worth a million bucks. They got 400,000 and debt on it and they want to go 1031. The thing, so they sell it for 1,000,000 1031 rule says they got to buy something for at least a million, if not more. Where does sentry one crowdfunding come into play here? Does someone have to bring additional 400k that was in debt to the table to invest in have a proper 1031, how does that work?   Ed: No, no, absolutely not. So one of the one of the biggest things of a 1031 exchange is what we call closing risk, right and so you have 45 days to try to find something and then that's not, you know, there's holidays, weekends, that all counts, right? So you're out there, pounding the pavement, trying to find a replacement property within that 45 day period, which makes it very difficult. So in using your example, if an investor had a million dollar sale with $400,000 of debt, they can invest as long as they're an accredited investor and let me define that either an annual income of $200,000 a year for an individual 300,000 per couple or a million dollar net worth excluding the home you live in, you can come to our website and at any given time, we have anywhere between 30 to 50 different options to choose from and these investments are called Delaware statutory Trust, the term we use is DST been around since 2004, directly on the IRS website, and really what the DST is, is very similar to a living or family trust, where there's a trustee managing a trust for the beneficiaries, you as an investor, or a beneficial owner of a trust that's on title real property. So it could be a $50 million apartment building $100 million Amazon distribution center and for as little as $25,000, you can own a piece of this big property, right off all your expenses, like you're doing today, on your schedule II get paid cash flow on a monthly basis every 15th of the month, and when the property is sold, all the investors get 100% of the upside, and you're still in another 1031 exchange. So that's what we do. We're looking for those investors that are looking for passive investments, tired of the tenants and toilets in the trash or running out of time? Those are the ones that give us a call.   Michael: Yeah, no, that makes total sense and it sounds awesome. So if we go back to our example, of the million bucks in the in the 400k in debt, how does it work because like, my understanding is if I'm if I'm selling something for a million, I gotta go replace that with a million dollars of property. So if I go invest with you all, do I have to bring the extra 100,000, how does that work?   Ed: No, here's how it works. I'll give you an analogy. So let's say I'm a trustee. I'm going to go out and buy a $20 million apartment building. I'm going to create this broader. As the trustee, I'm going to the bank. They're approving me as the warm body, and they're underwriting the real estate, let's say they lend me $10 million. I'm the one that signs on the bad boy carve outs, and I'm the one that signs on the loan. So now the profit, I have 10 million of debt, I need another 10 million in cash. So I write a check for 10 million, and I close the property inside that trust. So to make the numbers easy, let's just call it 50%. LTV or loan to value and so let's say you sold your property for a million dollars, and you paid off the loan, and you got $500,000 in cash, and you got to buy something for a million dollars or greater. Well, when you invest in the DST, the DST already has a 50% loan on it and what happens is that it applies that debt to your position, along with the $500,000 of cash that you invest it. Now at closing, you own $1 million of this $20 million property, which allows you to satisfy your exchange.   Michael: No way. Everyone watching this video just watched my brain explode. That is why that is super cool. All right. All right, I dig it and can people invest using an entity? So like, if I have an LLC that I own this property in that I'm now selling? I need to keep that same entity, right as my purchasing as my up leg for the new property can folks use their entities to invest with you all?   Ed: Shoot, Michael, send me your resume I should be hiring you here quickly… Absolutely. So, so yeah. So you have to use the same tax ID number, right. So one of the one of the things we do in process in talking to investors is we ask them, are you owning this as an individual, an LLC, a trust and based on whatever tax ID number they're using on the sale of the property that tax ID number is the purchaser of this DST. So yes, you have to invest the way you sold.   Michael: I love it, I love it and are you I know you said you're passing on cash flows and 100% of the upside, which is insane. We're gonna talk about that in a minute but are you also passing along depreciation to the investors?   Ed: Absolutely. So whatever remaining basis they have from the sale will carry forward to this investment and based on the asset type, if it's an apartment building or residential 27 and a half years, or commercial 39 years, yes, depreciation will carry forward, in addition to that some of the opportunities have what's called a Cost Segregation analysis done on it, where you accelerated depreciation on the personal property in the first year, which is a huge help to shelter cash flow from tax.   Michael: Yeah, I love it, I love it. I've done several of those ad it's just been amazing to see what my taxes look like postclassic.   Ed: Yeah, It's good stuff…   Michael: And just getting back just for a minute on the accredited investor designation, because the question I'm realizing I've had for a while, and we always joke in the podcasts are super self-serving, I get to get educated here along with all of our listeners, we talked about the requirement having 200k as a single or 300k as a couple for the last two years. Is that adjusted gross income or is that net?   Ed: Adjusted.   Michael: Okay adjusted…   Ed: That's adjusted and here's the here's why that's required. It's because the investments in a DST are illiquid, right? So the regulatory environment wants to make sure that if you do have a financial emergency, that you have other funds to go after, and it doesn't have drastically affect your life, because you are in an investment that's illiquid. So that's why the requirements there.   Michael: Yeah, that makes sense and the alternative way to qualify as having a million dollar net worth or more, right…   Ed: Correct, or let's say you're in the financial services industry, and your securities license, and you don't have the net worth or the income, because of your professionalism and the designations that you hold that also actually qualifies as an accredited investor.   Michael: Okay, good to know. I was gonna say, yeah, because it could be kind of interesting. Speaking about cost segregation studies. If someone's got great income, but also has a great tax strategist, their AGI is probably going to be zero, if they know what they're doing and so that they could get discredited that way. But the net worth piece probably comes into play more often than the income piece, I'd imagine.   Ed: It does. Yeah, because we deal our client profile is anywhere between 55 to 90 years old and so they're always saying that they don't have the income, but they definitely have the net worth.   Michael: Yeah. Okay. Why is that? Why is your target demo in that age bracket?   Ed: It's because if you're younger, you know, I'm a control freak, right? I want to control everything. When you're younger, you want to control your destiny. Though most younger real estate investors go by their own deal, they manage their own deal, and they live or die with their performance. But when you get a little older, and you've already built up your net worth, you get tired of those tenants in those toilets in those trash, right and so you are looking for a passive way to continue to kick that can down the street, i.e. taxes and so normally the demographic is 55 years or older, they're kind of slowing down on their real estate investment portfolios.   Michael: Yeah and that makes total sense and so talk to us a little bit about what the exit looks like on some of your deals, because I was looking at your website, before we hopped on, I noticed you have some triple net stuff. So I'm just curious, you know, how are you exiting those assets?   Ed: Sure. So it's got to be accretive to the to the beneficial owner or the investors, I would say triple net lease stuff. Those are bonds. If you're looking for a Walgreens $1, General and Amazon, you shouldn't expect appreciation on those opportunities, you should just expect that coupon plus getting your money back, right? If you're looking for appreciation, which I would call more like a dividend stock. That would be a multi-tenant asset, apartment senior housing, student housing, self-storage, where you have the ability to mark rents to market which gives you that that appreciation. So the exit really is going to be based on the economics is or are the investors making money. If they're not making money, there's no reason to sell because it's still producing the cash flow, right. So as soon as the property starts appreciation to a point where the sponsor or the trustee feels okay, it's time to sell. That's the exit, you put it on the open market, you got a real estate broker, you get the offers coming in, and then you pick the best offer and you sell the property.   Michael: Love it and are you all targeting value add type of stuff, are you getting stabilized assets? What is the mix look like?   Ed: So the DST cannot use value add assets, meaning it can't move walls, and has to be stabilized assets? Unlike a tenant in common, right. 10 in common, you can do that, right, so the DST is all stabilized assets and when I say stabilized, it's either if it's multi-tenant, that's 90% plus occupancy and if it's single tenant, triple net investment grade tenant corporately guarantee and leases.   Michael: And is that regulated by the DSDM, is that a requirement of the entity structure that you're using?   Ed: That is the structure, yes, sir. That's the structure. Because if you if you disqualify the structure, You disqualify the exchange and now, people pay taxes, because it's not approved by the IRS.   Michael: Interesting. So the IRS is actually dictating what type of asset you can own in order to get this 1031 designation and benefits.   Ed: Yeah, if they're, you know, there's a specific structure and a specific way that needs to be structured. That's why a DST should have a legal tax opinion attached to it, from your securities lawyers to show that the structure is complying with this approved structure, that it should not be challenged if you invest and qualify for the deferral of tax via 1031.   Michael: Interesting, are there other vehicles out there that you could do something similar but have a value add component   Ed: Tenant in common. A tick, we call it a tick, the similarities are very similar to the point where you own a fraction of a piece of property. The differences are huge. Tenant and Commons. The investors make all the investment decisions. A tenant in common can have a capital call, a tenant in common can use non stabilized assets, a tenant in common can leverage the property and so back in 2000, and 4,5,6, and seven, the tenant in common was the most primary way of syndicating 1031 exchanges. But then and so, you know, everyone is going to agree as far as the investors are concerned when real estate goes up but in 2008, great recession, you have savvy investors, not so savvy investors. It's called hurting the cats. They disagreed on everything, right and so about six and a half billion dollars went into receivership by tips and so banks will not lend to a tenant in common structure. So your question and previously of how do I replace the debt would not happen in a tenant in common. That's why more tenant in common deals are all cash and the way they address Sit to investors is, hey, all cash, no foreclosure is owned, by the way, we're going to lever you up, pull the cash out and get it back to you tax free. Well, that's what happened in 2008 and everyone lost their money. So ticks in our business is a four letter word.   Michael: Very interesting. Okay, this is really good to know it. I'm curious and maybe some of our listeners are as well, because the investors are getting the cash flow, the investors are getting 100% of the upside, you're doing all the work, how does 1031 Crowdfunding make money, how do you all get paid?   Ed: So it's aggregating a portfolio. So yeah, we charge an acquisition fee, right anywhere between two to 4%, upfront and then we also get asset management fees, it's anywhere between half a percent to 1% off of the cash flow, but you really don't get rich doing that but the idea as a sponsor is, if you're managing $5 billion worth of assets, and you're charging a 1% asset management fee, you're making $50 million a year just unfortunately, watching paint dry.   Michael: It's not a bad business model.   Ed: It's not a bad business model. But you know, there's a lot of work to it. I'm thinking I'm kind of, you know, dumbing it down, but that's how sponsors make their money.   Michael: Okay, all right. This is great. If someone is considering investing with 1031 Crowdfunding or a different syndication, what are some things that they should be looking for? How do they go and educate themselves about the sponsor and about the deal?   Ed: You know, that's, that's a big deal right there and that's a great question because these deals have an upfront expense, we call it the load, right and even though the load doesn't affect an investor's capital accounts, so if you put a million dollars in, you're getting credit for the whole million in your cash flow is based on that whole million. The problem is, is that you overpay for that property. So let's give you that $20 million example that I used earlier, right? Let's say there's a 10% load on it. Even though I bought it for 20 million, I have to offer it to you for 22 million and even though your capital account is not affected, it's when you sell the real estate when that becomes material and so you need to make sure that the real estate can appreciate above its expenses, before entertaining a sale, right? So that at least you come out at par if you're going to invest in these things, and you're using a financial advisor to advise you to do this, the most important question you should ask is, Mr. Advisor, when does this investment overcome its upfront expenses and if that guy is any good, you should be able to tell you that, that's the most important thing when it comes to investing in these DSPs.   Michael: Yeah, that's super, a super great question to be armed with and so are most folks who are investing with you coming to you all via their advisors or via their team or they individuals. I mean, how do you find most of your clients?   Ed: So I'm, we do a lot of marketing, right. So we do a lot of SEO, a lot of SEM, I do things like this, my PR team is working. So we get anywhere between five to 700 new registrations a month on our website and we currently have about 60,000 registered investors today and so they just Google 1031 exchanges, and we pop up. So we're not, we don't use the financial services industry to distribute these products, even though we are in that service. But people normally just find us on their own or an attorney might say a CPA might say their friends might have used us. We have wonderful Google reviews. They just find us that's how they get to us.   Michael: Yeah. Okay, that makes a lot of sense and I'm wondering if you can shed light on like your worst deal ever, how it went wrong, and what happened?   Ed: That's a great so 2020 on the east coast of Florida, apartment building got hit twice by hurricanes within three weeks. Okay and you probably it's right, that time when Maria was coming and all that stuff. The property got flooded. 50% of the units became uninhabitable. Cash Flow stopped to investors, enough cash flow to pay debt service and then you had to get to the insurance companies and get the catastrophic damage insurance payment and the renter's interruption insurance payment and remember, I told you in a DST you can't do construction, right. So how do you fix the unit, right? So there's a term called a springing LLC. That's an every single DST ppm or private placement memorandum and what that what that means is that you dissolve the DST and now you're a member of an LLC, non-taxable event, your exchange is still good but now in an LLC, you can do construction, you can modify loans, you can do all these things to fix the property, right? So you go and you start fixing the property, you release the property, reinstate cash flow, right. But the issue is, you can't go your separate way anymore. You're in an LLC. So the entire LLC has to do an exchange or not. So they don't want to mess up there at 1031. So the LLC sells the property, does an exchange into another property and then two years later, the terms called Safe Harbor, you can convert it back into a DST and then everyone can go their separate ways when the property sells. That is the worst deal that has happened since I've been doing this.   Michael: And did the insurance proceeds cover all of your expenses enough in your business interruption to kind of make you guys hold in during the process?   Ed: Yeah, absolutely. So even though the timeline was delayed, the investors did very, very well. They just lost cashflow for about a year but then when the property was sold, they did well.   Michael: Yeah, I love it, I love and that's one of the things I really love about real estate investing as a whole is if you understand what you're doing the downside just isn't that scary…   Ed: Yeah, I agree. I mean, dirt is never gonna go to zero, right? It's just not gonna happen.   Michael: Right, right, man twice in three weeks. I mean, the only thing that I've heard of comfortable that I'm doing, I'm in the midst of a develop redevelopment project and I had two fires in the same building a week apart, during the course of construction.   Ed: Wow. Oh, that's not good. It's sucked.   Michael: It sucked, so… Oh, man. This has been super fun, man. If people want to find out more about you, continue the conversation invest with you, or what's the best way for them to do that and get a hold of you.   Ed: So you can go to 1031crowdfunding.com , like a crowd of people not a crown on your head, right or you can dial our number 844-533-1031 and you're absolutely you'll be able to find us.   Michael: Good stuff. Well, hey, thanks again for coming on and sharing and helping educate our folks. We'll definitely chat soon.   Ed: Michael, thank you so much. Looking forward to hearing back from you.   Michael: You got it, take care.   All right, everyone. That was our episode a big thank you to Ed for coming on super interesting stuff. I learned a ton. If you are in the middle of a 1031 or thinking about it definitely an interesting option to take advantage of. As always, if you enjoyed the episode, feel free to leave us a rating or review wherever you get your podcasts and we look forward to seeing on the next one. Happy investing…

Hoy en el programa: Andy Valdez nos habló en la historia de la canción yo te necesito de los Bukis.En la canción de Gastón, parodia cantada sobre la canción El Cuervo y el Escribano de Carlos y Jose.Michelle Rivera hablo de la migración Venezolana en México.Paty Estrada y su ayuda a la comunidad.La ultima palabra con Gustavo Adolfo Infante hablo la ex del potrillo Fernandez y mas!! Con la Diva de México Hablamos de las malas niñeras.llamadas y reflexión que tocaran tu corazón.

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A Argentina de Fernandez é impressionante. 100% de inflação, pessoas buscando comida no lixo e pouca esperança de que isso mude. De onde veio isso? Déficits enormes, combate ao capitalismo, impressão de moeda e tudo mais que Lula defende ou já defendeu. É um aviso muito bom para o Brasil nessas eleições. Quer ir para a LibertyCon com 20% de desconto? https://www.sympla.com.br/libertycon-brasil-2022__1703798?d=IR20 Quer refinanciar suas dívidas? É mais fácil do que você imagina: https://bit.ly/RefinanciarRadical Quer fugir do Brasil? Nos contate: https://www.settee.io/ https://youtube.com/c/Setteeio Nos acompanhe no Telegram: https://t.me/ideiasradicais Quer comprar Bitcoin no melhor preço do mercado? Bitpreço! http://bit.ly/BitprecoRadical Apoie o Ideias Radicais: https://www.catarse.me/projects/152640/

Welcome to Episode 86 of The Burning Bush Podcast, where we share the message of the Bible while enjoying a good cigar. This week we continue reading through Dr. Justin Bass' book, “The Bedrock of Christianity: The Unalterable Facts of Jesus' Death and Resurrection”, and I'm smoking the New World by A.J. Fernandez Connecticut Toro 6x52.Dr. Justin Bass' website: https://justinwbass.comNew World by A.J. Fernandez Connecticut Toro 6x52: https://www.cigarsinternational.com/p/new-world-connecticut-by-aj-fernandez-cigars/1492145/Listen and subscribe at: https://www.theburningbushpodcast.comYouTube: https://bit.ly/3enwuCiRumble: https://rumble.com/user/SteveMcHenryEmail: steve@theburningbushpodcast.com#TheBurningBush #Podcast #Scripture #Theology #Jesus #Bible #Christian #GroundworksMinistries #Cigars #BOTL #SOTL #HolySmokes #TreatsNTruth #JustinBass #AJFernandezSUPPORT THE SHOW & OUR PARTNERSCash App - http://cash.app/$StevenJMcHenryVenmo - https://www.venmo.com/u/Steve-McHenry-3Paypal - http://paypal.me/SteveMcHenryTreats-N-Truth Ministry Helping those in need through the love & grace of God.Groundworks Ministries Promoting the "chapter-a-day" reading of God's Word.The Burning Bush Merchandise Store Get your Burning Bush Podcast swag here!Instacart - Groceries delivered in as little as 1 hour. Free delivery on your first order over $35.Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

This episode is bringing the heat. Shannon Maldonado returns to the podcast to fill us in on what's new at Yowie and the biggest news in her life. Hint: it involves her opening a boutique hotel on South Street. Next up, Radhi Fernandez, owner of the Faiya Company, discusses how he got started with his hot sauce, his love for Philly and how Philly loves him right back. And yes, he'll dish on where you can buy the hot sauce, including at the Reading Terminal Market.  Philly sports fans, this one's for you! Get the scoop on what sports bars our hosts frequent to catch the game.   

In 2006, Boston ska band Westbound Train played the Summer of Ska tour, followed by the Fall of Ska tour. Between the two tours, they played with Suburban Legends, Big D & The Kids Table, Voodoo Glow Skulls, Reel Big Fish and Streetlight Manifesto--all ska-punk bands. Westbound Train plays traditional ska, rocksteady and early reggae, with a hint of soul.The group, which formed in 2001 in Boston, has always been a ska band out of time. Not only did they form after the 90s ska boom, but they were often alone on an island, the only band on a bill playing overtly 60s-influenced ska. And somehow became one of the most popular US ska bands to form after the 90s. Now, the group just surprise-dropped their first record in 13 years, called Dedication. Lead singer Obi Fernandez sat down with us to talk about the new album and the band's history. We talk about their formation at Berklee College of Music and learn that one of their classmates, comedian Eric André roadied for the band (when he wasn't putting on strange shows at All Asia Bar.) Obi also tells us the influential role that country music plays on all Westbound Train songs. And he tells us how Bucket let him use The Toasters touring van to move to college. We also discuss their time on Warped tour 2009, how the Mighty Mighty Bosstones gave the group their first big shot, and how they rushed the recording of their sophomore album Five to Two in order to have something to show Tim Armstrong in hopes of getting signed to Hellcat (Which they did). Obi also tells us why the band ended shortly after that Warped Tour run when they were seemingly at the height of their popularity. He also tells us what it took to get the band back together again.  Support the show

Seven wins in nine for Manchester United, who respond to derby humiliation with two comeback victories, not necessarily comfy or convincing, but cheering at the very least.Today on the Manchester United Weekly Podcast with Harry Robinson and Jack Tait, we analyse in most depth United's win over Everton on Sunday, looking at Casemiro's up-and-down display, David de Gea's pretty commanding performance, Antony's third goal in as many league game and plenty more. Later in the show, we look a little further back to the Marcus Rashford-inspired 3-2 win in Cyprus.In the latter part of the episode, you'll hear an extensive youth and loan round-up, with a pretty successful week for a few players out in the Football League. And we wrap up by previewing Thursday's match against Omonia Nicosia at Old Trafford, plus hearing about Harry's time out in Cyprus.TIMESTAMPS00:00 Intro00:50 Football is a simple game!02:40 What is the key to Antony standing out for United?05:35 Cristiano Ronaldo's record and a quite positive week overall09:30 Did this game entirely sum up Anthony Martial? Including how he helps Fernandes and Antony.13:00 Ten Hag's internal battle: Principles v Pragmatism - and how that affects United's transitions and the type of goals the team scores21:40 Luke Shaw's impressive displays - plus what that says about ETH's team selections22:30 David de Gea's surprising performance against Everton26:00 Casemiro - the best and the worst29:05 Extensive Academy round-up (EFL Trophy joy, U18PL Cup struggles)30:40 Extensive loan round-up (Fernandez impresses at PNE, Galbraith scores, Laird picks up an injury)32:10 Omonia preview + a review of Harry's trip to Cyprus (including the atmosphere in Nicosia and at Everton; local fans; what Nicosia and Larnaca are like; Cypriot Reds; what's the better away, Cyprus or Moldova?; top the group or drop into the Conference League?; and wider hopes for the group)41:00 Outro Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

In episode 1341, Miles and guest co-host Joelle Monique are joined by writer, actor, and podcaster, Dani Fernandez, to discuss... It's Time For a Good Ole Fashioned Fox Fear Fest, HURRICANES WILL NOT STOP CAPITALISM, I'm Glad My Mom Died - KING CHARLES EDITION, The Royal Family's Freaking Out About The Crown Again, Blade Script is WEAK? And more! It's Time For a Good Ole Fashioned Fox Fear Fest HURRICANES WILL NOT STOP CAPITALISM I'm Glad My Mom Died - KING CHARLES EDITION The Royal Family's Freaking Out About The Crown Again Queen Elizabeth II supposedly liked to watch The Crown on Sundays Prince Charles Had a Rare Reaction to His Portrayal on 'The Crown' Buckingham Palace will ‘devise a plan' to protect King Charles against ‘The Crown,' royal expert says Would the Royal Family Be Able to Sue 'The Crown' Producers? The Strange Reason Nearly Every Film Ends by Saying It's Fiction (You Guessed It: Rasputin!) LISTEN: Wrath by Freddie DreddSee omnystudio.com/listener for privacy information.