Podcasts about HealthCare.gov

Episode Summary:In this week's episode, we interview Jessica from The Fioneers and talk about designing a life you don't want to retire from. Jess spends a lot of time talking, thinking, and writing about how people can use the financial freedom they are building along the way to Financial Independence (FI) to design a life they don't want to retire from. We also talk with Jess about changes she's seen in the FIRE movement over the years, the power of community, how to leverage experimentation to build confidence, and her exciting custom campervan buildout.  Episode Notes:Jess from the Fioneers is a full-time human being and a part-time writer and lifestyle design coach. She is a Co-Founder of The Fioneers, an AWARD-WINNING financial independence blog focused on the intersection between financial independence and lifestyle design. She also provides coaching, courses, and retreats on career discovery and lifestyle design for people who want to take unconventional paths and design lives they love. In her free time, you can find her spending as much time as possible outside, perfecting her sourdough pizza recipe, and road-tripping in her campervan. In this discussion with Jess from the Fioneers, we cover many topics, including:What the Fioneers have been up to since we last had them on in Episode 42Jess quit her job 2+ years ago and is enjoying entrepreneurshipCorey just quit his job and is spending six months on a sabbatical focused on burnout recoveryTheir camper van experiment and the resulting decision to spend $150K+ on a custom built-out camper vanTheir goal to be location independent Definition of SlowFI and CoastFIThe difference between financial independence and financial freedomThe shifts Jen has seen in the FIRE movement in the last few yearsThe lifestyle design framework that Jess uses with her clients and that her and Corey have used themselves. What, why, and how.How they are approaching medical insurance as entrepreneurs The power of community when trying to build an extraordinary and unconventional lifeHow to leverage experimentation to build your confidence and take bigger stepsShow References:Friends on FIRE podcast #042 - The Fioneers InterviewThe Fioneer's websiteThe Fioneer's on Twitter and InstagramThe Fioneer's SlowFI Facebook GroupOutdoorsy app---Follow friends on FIRETwitterInstagramFacebookLinkedInLeave us a voicemail or text us: 404-981-3370eMail us at:  friendsonfiremm@gmail.comVisit our website: www.friendsonfire.org---Other LinksMaggie's Blog: Mostly Minimal LifeMike's Book: Your New Relationship with Money

Brenda Delgado from the Centers for Medicare & Medicaid Services (CMS) talks about “Open Enrollment” and what that means for communities across Illinois. Open Enrollment is the time of year when those who are uninsured or already have a plan through the Health Insurance Marketplace can shop for plans. We explore how easy it is to find quality, affordable healthcare in Illinois.

When you separate from military or federal employee service without a retirement or a family member leaves a current job, you lose your healthcare associated that employment. For active duty military and reservists covered under Tricare if you separate without a retirement you qualify for the Continued Health Care Benefit Program (CHCBP). The deductibles and cost shares are relatively low, but premium for individual coverage about $6,000 a year. For a family it's a little over $16,000 a year. https://www.humanamilitary.com/beneficiary/benefit-guidance/special-programs/chcbp/If you are a separating federal civilian employee, you can qualify for Temporary Continuation Coverage (TCC) which is a continuation of your existing FEHB policy. But you must pay the full premium for the plan you select, both your and the government's shares of the premium. So you can expect TCC to be about 4x as expensive . https://www.opm.gov/healthcare-insurance/healthcare/temporary-continuation-of-coverage/#url=separate COBRA coverage is available for regular civilian employees of companies with 20 or more employees. COBRA is a federal law that gives you the right to keep their employer's group health plan after a job loss. You will have to pay the full health insurance premium, including the employer portion. Check with HR for details.For all three of the current employer continuation plans temporary the service member or employee can get 18 months of coverage, eligible family members 36 months.There are other options on the Health Care Exchange at https://www.healthcare.gov/  You'll see plans, costs, and possible premium tax credits that can greatly reduce your overall costs,  Click the search box at the top of the website and enter Preview Plans. You'll need to enter some basic info like your state and anticipated income for the year you want coverage for details. Your costs will depend on your income relative to the federal poverty level. If you qualify for the premium tax credit subsidies. You can have this credit applied to reduce your monthly healthcare.gov insurance premiums. Or you can wait to you file your tax return at the end of the year and apply it to the federal income tax you owe for the year. If your income is below 138% of the federal poverty level, you may be eligible for Medicaid and /or Children's Health Insurance Program (CHIP).  But these are state based, whichcan be challenging if don't know where you will be settling. If you qualify for Medicaid, but choose to buy health insurance on the exchange anyway, you are NOT eligible for for a premium tax credit.For 2022,  if you earn more than 400% of the poverty level the premium tax credit begins to phase out. In 2023 it will revert to being a cliff. One dollar past 400% and you get no subsidy.You  need to enroll in a particular Silver plan or better to receive the premium tax credit. Your costs  are based on your expected household income for the year you want coverage.  If your income doesn't match your estimate for the year it will be reconciled when you file your federal income taxes. For your household size count yourself, your spouse if you're married, plus everyone you'll claim as a tax dependent, including those who don't need coverage.You can also shop around with different health insurance companies or brokers. If you will earn too much for an exchange premium credit, you may find a cheaper alternative directly from an insurance company.

Instagram: alexandrafasuloTiktok: alexfasulobizPodcast: The Freelance FairytailsHolly Shannon's WebsiteZero To Podcast on AmazonHolly Shannon, LinkedinHolly Shannon, InstagramHolly Shannon, ClubhouseMusic by Paco Hallak

This week, we're going to talk about how to bridge the gap if you've decided you want to try something you've always dreamed about, find a different career, or just take a much needed break. When planning for this, think what do you want this gap to be and for how long. Then come up with a budget for that gap. Your current budget is a good place to start, then make adjustments. Another key budget consideration is health insurance. This is NOT the place to skimp. It's not worth putting your whole financial future at risk by skipping health care insurance. This can be a bit of a challenge, but there are options. For example, if you're in the military you're when you transition out, you're eligible for the Continued Health Care Benefit Program,but it is quite expensive. Anyone,  can shop for health insurance on healthcare.gov. There's different plans you can choose from and you may qualify for a tax credit to pay for some of the premium costs.. You will need to know where you plan to home base, because these plans vary by state. If you're healthy you may save money selecting a high deductible health plan. Your premiums would be lower in exchange for paying more out of pocket expenses and having a higher catastrophic cap Next consider  life insurance. If you have someone you support financially who would struggle without your income when you pass, like children and or a spouse that has been out of the workforce awhile, or is earning a lower income, you need to plan for continuing life insurance during your gap. If you are meeting that need now with workplace group life insurance like SGLI or FEGLI, you will need to buy life insurance before you start your gap. Term life insurance policies are usually quite reasonably priced.Once you've developed a budget for your gap t, look at how much time you have until your gap starts, and put a dollar figure on much you need to save from each paycheck to get there.  The last big decision is what to do with those savings until you need them. If you're one to three years out from your gap, the best thing to do is save that money in an FDIC insured bank account. That can be a savings account, a money market account at a bank, or certificates of deposit.  If your gap is more than three years away depending on your tolerance for risk and whether you've got flexibility in the timing of your gap, you may earn a higher return.  But that means taking some risk. Bonds are often a good choice for these sort of mid-term goals. Your returns will fluctuate, but not as much as stocks. Stock are riskier, but on average provide even higher returns.  It's helpful to have some flexibility in timing your gap. If for instance, you're able to just put it off a year, you can continue saving, and that gives time for the markets to rebound a bit. And then you could get that back in line and probably even exceed your initial goal. If you can wait.A good vehicle for doing this saving into low cost index funds. You can buy these funds directly from a mutual fund company  or open a brokerage account  Another option is Betterment. They invest your savings in low cost index funds that track an entire stock and bond market, just tell them what percentage to invest in stocks and what percentage to invest in bonds. Vanguard has Life Strategy Family Funds look at how much time you have until you need your savings, then invest in mutual funds for you.  I hope you've enjoyed my podcasts on funding a gap. I'd love to hear about your dreams for a transition or gap and how you will save for it. If you'd like some help with the planning reach out for a free consultation. I love helping you live your dream life. 

#016 Insurance company transparency is required by both the Affordable Care Act and the new Hospital Price Transparency rule that took effect on January 1, 2021.  Learn how insurance companies are complying and how (if) that helps you. The Patient Protection Affordable Care Act, aka Obamacare, requires insurance companies to publish the prices they negotiate and amounts they pay to doctors, hospitals, pharma and other providers.Learn about the PPACA hereInsurance company transparency required by Obamacare includes publishing Medical Loss Ratios (MLR).  An MLR is the percentage of paid claims plus reserves (IBNR)  relative to the total  premium an insurance company receives.  Obamacare requires that the percentage representing claims be at least 80% of total premium.  While apparently meeting the federal government requirements, insurance companies do not present any of the information in a consumer friendly way, which is truly unfortunate.  Accessing the data is cumbersome.  The insurance jargon used is worthless to the average consumer.  While the politicians can claim they did something for their constituents and the insurance companies can claim that they are dutiful and compliant in meeting the needs of consumers, the information is worthless.  Further, the time and money spent producing the data is part of the administrative expense added to the premium you pay....so your insurance costs more with nothing to show for it.See how insurance companies meet Obamacare requirements hereCMS, the Center for Medicare and Medicaid Services, requires insurance company transparency, at least from what the former Secretary of Health and Human Services says.  From the HHS site: The rule requires that most health plans and health insurers not only provide easy-to-understand personalized information on enrollee cost-sharing for healthcare services, but must also publicly disclose the rates they actually pay healthcare providers for specific services.  Still, what insurance companies really need to disclose and publish is what their rates are, what their loss ratios are, what their expenses are and what their profit is.....and don't be fooled....not-for-profits make lots of money......See the  statement including Insurance Company Transparency hereBottom line is that you need to take control.  Stick with me and we'll get it done!Next episode, we'll look at the healthcare exchanges and see what might be usable and useful to you, a friend or a family member.Thanks, as always, for listening.  I appreciate you and the time and support you afford me.  Tell your family, friends and colleagues.....we're all in this together!

On a scale of 1-10, how scared are you to call the doctor? Young Martha learned this skill very quickly, and now tries to teach people about how much that doctor visit will actually cost you. A broken elbow and meeting her deductible is not out of the ordinary for Martha. Need more health insurance resources? Check out https://www.healthcare.gov/ FIND US ON THE WEB: We're over at The Four Nations Report most of the time now: www.fournationsreport.com www.marthaandcolby.com http://www.instagram.com/realmarthariley http://www.twitter.com/colbycomplains

In this episode, Aaron and Trishul discuss the American healthcare system. Over the last generation, U.S. healthcare costs have more than doubled compared to other developed nations, but we are not any happier or healthier. So where does all this money go? How did we get to our current system? And how do we even shop around if there is no price transparency? They share some evidence and a few anecdotes to help illustrate how inefficient the current system is. In the end, they highlight a few programs to help individuals and Trishul throws in an idea that could raise GDP by 1%.Episode References10 Administrators for Every U.S. DoctorWorld Happiness ReportLife Expectancy by CountryInvesting Forever - Rising Healthcare CostsRisking Costs of Healthcare versus CPICountries with Universal Health CareUniversal Health CareHealth Expenditure Per Capita by CountryHealth Spending in the U.S. Compared to Other CountriesCurrent Health Expenditure in the U.S. Per CapitaMedical Bankruptcy Killing the American Middle ClassThe History of U.S. Employer-Provided Health InsuranceThe Real Reason Why the U.S. Has Employer-Sponsored Health InsuranceOrigins and Evolutions of Employer Health BenefitsPodcast Description Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

North Fulton Business Radio, Episode 180: Donna Beatty, Frazier & Deeter, and Bill Neglia, Neglia Insurance Group Tax strategies and advice for small businesses and money-saving alternative individual and group health insurance coverage were the topics on this edition of “North Fulton Business Radio” as Donna Beatty, Frazier & Deeter, and Bill Neglia, Neglia Insurance […] The post Donna Beatty, Frazier & Deeter, and Bill Neglia, Neglia Insurance Group appeared first on Business RadioX ®.

In honor of open enrollment season, Maggie sat down with her friend and healthcare advocate, Nina Serrianne. They talked about why it's so important for people to have health insurance, what the options are, and how to make sure you get the plan that is right for you.Resources:Healthcare.govAffordable Care ActMedicaid - for low-income folksMedicare - for elderly folksJunk Plans -Planned Parenthood Mohawk HudsonHyde AmendmentContraception mandateCongressional Review Act (this has since failed in the Senate)Lower Drug Costs Now Act of 2019 (HR3) - Call your Congressperson!How to figure out how to contact your rep:https://www.house.gov/representatives/find-your-representativehttps://www.callmycongress.com/https://5calls.org/ Access Is Affordability ActWhat the Health podcastKaiser Family Healthcare Q&A--Since 2002, Nina Esperanza Serrianne has advocated on the local, state, and national level for reproductive health, rights, and justice; gender equity; LGBTQ rights; and ending gender-based violence. Nina is the Sexual and Reproductive Health Equity Policy analyst at the National Latina Institute for Reproductive Health and among other issues works to protect Title X, Medicaid coverage, the Affordable Care Act, and contraceptive access for Latinxs living in the U.S.Some highlights of her career include working in the office of Congresswoman Jackie Speier (CA-14), working for Planned Parenthood Mohawk Hudson, and publishing her first book, America in the Nineties, a survey of the policies and politics of the decade, published by Syracuse University Press in 2015.Follow Nina on Twitter to stay informed.--To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.To get more involved with Money Circle:Join the free Facebook groupCome to an in-person event in DCSign up for the virtual membership programThe theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.

Do you struggle to find the right health insurance for you or your family?  How do you know if you should pay more in premiums or more in deductibles?  And what are those anyway? Owner of Clarity Insurance Advisors, Lloyd Coleman, answers these questions and more.  Find out how buying a ticket for a cruise is similar to choosing the right insurance plan. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

In this episode, host Amy Kluber talks with Greg Gershman, the CEO of Ad Hoc, and a member of the team that assisted in the reworking of Healthcare.gov during its extended launch phase.

If you are considering enrolling in the ACA, find out how you can structure your income to take advantage of cost saving programs and tax saving strategies. Patti and her Chief Planning Officer discuss how assets have no impact on eligibility to get a premium tax credit under the ACA – a little known fact!

Today’s show is another solo episode that takes you on my personal journey as I evaluate healthcare options that my family is considering now that we no longer have access to group health insurance through my wife’s employer. During this episode I discuss some of the details about how COBRA coverage works, the benefits of an HSA, and how to understand the different plan options provided through www.healthcare.gov, which is otherwise known as “Obamacare” or the Affordable Care Act (ACA). I go into the details of our personal situation, including the costs of our different options. I’ll share my philosophy and approach on the cost/benefit analysis of premiums versus deductibles, and how understanding the tax benefits of HSA plans figures into the total cost of your plan. I close out the show discussing SHOP, which is the Small Business Health Option Plan program available for small business owners through ACA.   If you own a practice and are considering providing group coverage for your team or are self employed, do not provide insurance to your team but still have to provide coverage for your family, this episode goes into the nuts and bolts of understanding your options.   How does COBRA work. Federal Poverty Levels SHOP Tax Credits Getting started with SHOP

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

Behavioral economist Elizabeth Linos talks about how to implement good public policy by focusing on needs of the people who serve in government. In this conversation with Henry E. Brady, Dean of the Goldman School of Public Policy at UC Berkeley, Linos argues that diversity in recruitment leads to better outcomes, particularly in law enforcement, and that burnout can be avoided if staffers are appropriately supported in their work environments. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Humanities] [Show ID: 33485]

In today's Federal Newscast, The Obama-era health care law President Trump has called a disaster is actually exceeding expectations.

“We shop for everything else online, why not health benefits?" says Alan Cohen, co-founder of Liazon (now part of Willis Towers Watson), the first private exchange for healthcare enrollment. In this episode Cohen walks us through the rise of private healthcare exchanges and how they give employees more control over their health coverage. In a conversation with Internet Health Management editor Mark Brohan, Cohen outlines where exchanges and the pricing of health care services are headed, including the use of dynamic pricing and auctions. "I need to have a knee replacement: Bid on it," he says, describing how patients may buy services in the very near future.  Cohen is the author of "Employee Benefits and the New Health Care Landscape."  

Soy provides information and resources to assist those is meeting the December 15th deadline for applying or renewing health insurance plans via www.healthcare.gov. 

Topics covered Apple has been making news, issuing guidance, and refuting a hack - all around iCloud http://www.padgadget.com/2014/09/03/apple-warns-developers-not-to-store-health-data-in-icloud/ http://www.padgadget.com/2014/09/03/apple-says-celebrity-photo-leak-was-not-due-to-icloud-breach/ http://www.cio-today.com/article/index.php?story_id=94027 HealthCare.gov was hacked, but no worries it was only a test server and no 'data was taken/viewed'. Does this sound like something you've faced in the enterprise ... hmmmm?If only there was someone warning them about the insecurity of that site! h/t to Dave Kennedy for standing up and taking political heat. http://www.nationalreview.com/article/387182/healthcaregov-hack-reminiscent-earlier-vermont-exchange-attack-jillian-kay-melchior http://www.computerworld.com/article/2603929/healthcare-gov-hacked-if-only-someone-had-warned-it-was-hackable-oh-wait.html Home Depot apparently has suffered a massive breach, much like Target. Interesting? Or ho-hum? (did you Buy The Dip? h/t @DearestLeader ) http://seekingalpha.com/article/2478055-home-depot-potential-data-breach-may-have-presented-a-good-opportunity-to-buy-the-stock http://krebsonsecurity.com/2014/09/home-depot-hit-by-same-malware-as-target/ http://www.csoonline.com/article/2601082/security-leadership/are-you-prepared-to-handle-the-rising-tide-of-ransomware.html Norway's Oil & Gas industry is now the target of hackers, seeking to get intelligence on production, exploration - and that all-important state-sponsored competitive edge. http://www.thelocal.no/20140827/norwegian-oil-companies-hacked Google is deprecating (in a big way) the use of SHA-1 in certificate way ahead of the set schedule. Is this "Google the game-changer" or "Google the bully"? You decide - tweet us at #DtR http://www.csoonline.com/article/2602108/security-leadership/do-you-agree-with-googles-tactics-to-speed-adoption-of-sha-2-certificates.html http://www.zdnet.com/google-accelerates-end-of-sha-1-support-certificate-authorities-nervous-7000033159/

This week, Google Glass opens to the public for one day, Did the NSA know about Heartbleed...and exploit it?, Google invests in drones, nature docs come to the Oculus Rift, lab vaginas, space twins and much more... What We're Playing With Andy: Goat Simulator Dwayne: Dyson DC44 Animal Tosin: PAX East Headlines Google sells Glass to anyone in the US on April 15 Google Glass post sale report IRS misses XP deadline, pays Microsoft millions for patches NSA Said to Have Used Heartbleed Bug, Exposing Consumers Obama Lets N.S.A. Exploit Some Internet Flaws, Officials Say Adding Condoleezza Rice To Dropbox's Board Seems Incredibly Tone Deaf Following NSA Concerns Dropbox CEO defends adding Condoleezza Rice to board Health Secretary Resigns After Woes of HealthCare.gov Audible Book of the Week Hollow World by Michael J. Sullivan Sign up at AudibleTrial.com/TheDrillDown Music Break: Time Machine by Robyn More Headlines Google buys Titan Aerospace, the maker of high-altitude drones Facebook was considering Report: 44% of Twitter Accounts Have Never Sent a Tweet Sir David Attenborough shooting “Conquest of the Skies” documentary for Oculus Rift James Cameron on VR technology Finally, stats on what's really going on with Steam games Music Break: Space Oddity by David Bowie Final Word: Science Tech Laboratory-grown vaginas offer help for girls born with rare genetic condition NASA to conduct unprecedented twin experiment The Drill Down Videos of the Week Game Videos from PAX East Subscribe! The Drill Down on iTunes (Subscribe now!) Add us on Stitcher! The Drill Down on Facebook The Drill Down on Twitter Geeks Of Doom's The Drill Down is a roundtable-style audio podcast where we discuss the most important issues of the week, in tech and on the web and how they affect us all. Hosts are Geeks of Doom contributor Andrew Sorcini (Mr. BabyMan), marketing research analyst Dwayne De Freitas, and Box tech consultant Tosin Onafowokan. Occasionally joining them is Startup Digest CTO Christopher Burnor.

Join Lulabee and her Co- Host #MrMarkSaidIt!  as they breakdown the new scams designed to steal your personal information and other things you should be on the the look out for.Persons who wish to sign-up or register for Obama Health Care should note that there are hundreds of fake ObamaCare websites. Cybercriminals have created these fake websites to steal their potential victims' names, addresses, Social Security numbers and other information.Please note that the legitimate ObamaCare website is located at http://www.healthcare.gov/ and you should not sign-up, enroll or register with any other website.Before you enter any information while registering for ObamaCare, please ensure that your web browser address bar looks like the following:One of the fake ObamaCare websites that thousands of persons have already visited is located at this website address:hxxp://www.obama-care.us/.If you enter your Social Security number, personal, health and other sensitive information on this bogus website, it will be sent to the cybercriminals behind this scam.You wont believe all the other things scammers can do with your information.Lets talk about it and the lulabee live show give you some valuable information.We will also talk about the passing of Nelson Mandela. 

Join Lulabee and her Co- Host #MrMarkSaidIt!  as they breakdown the new scams designed to steal your personal information and other things you should be on the the look out for.Persons who wish to sign-up or register for Obama Health Care should note that there are hundreds of fake ObamaCare websites. Cybercriminals have created these fake websites to steal their potential victims' names, addresses, Social Security numbers and other information.Please note that the legitimate ObamaCare website is located at http://www.healthcare.gov/ and you should not sign-up, enroll or register with any other website.Before you enter any information while registering for ObamaCare, please ensure that your web browser address bar looks like the following:One of the fake ObamaCare websites that thousands of persons have already visited is located at this website address:hxxp://www.obama-care.us/.If you enter your Social Security number, personal, health and other sensitive information on this bogus website, it will be sent to the cybercriminals behind this scam.You wont believe all the other things scammers can do with your information.Lets talk about it and the lulabee live show give you some valuable information.We will also talk about the passing of Nelson Mandela. 

Special thanks to Steve Ragan ( @SteveD3 ) for sitting in this morning and providing his perspective as a journalist. Topics Covered "Leaked" FBI memo to government agencies says "there's a hacking spree on government websites, and it's Anonymous!" (we have to chuckle, a little) - http://www.theregister.co.uk/2013/11/18/anon_us_gov_hack_warning/ , http://www.thewire.com/national/2013/11/fbi-anonymous-hackers-stole-over-100000-employees-information/71675/ Fokirtor is a very interesting new piece of malware that targetted Linux systems, but by slipping into SSH comms - http://www.theregister.co.uk/2013/11/15/stealthy_linux_backdoor/ ( and a related piece of malware - http://www.symantec.com/connect/blogs/linux-worm-targeting-hidden-devices ) The Healthcare.gov website is a case study in how not to release a web app, or complex system; and it's not even a partisan issue anymore - http://arstechnica.com/security/2013/11/healthcare-gov-targeted-by-more-than-a-dozen-hacking-attempts/ Ahead of the G20 meeting to be held there in 2014, the city of Brisbane, Australia performs a penetration test on their physical city infrastructure, finds major flaws. A plot from "The Italian Job"? - http://www.qao.qld.gov.au/files/file/Reports%20and%20publications/Reports%20to%20Parliament%202013-14/RTP5Trafficmanagementsystems.pdf [Scary] Renesys says someone is hijacking the Internet ... but is it on purpose, or just mistakes? (Does it matter?) - http://www.nbcnews.com/technology/wheres-your-data-going-hacks-redirect-traffic-through-distant-lands-2D11624570 A new piece of software quietly turns you into a bitcoin mine for the developer (and you agree to it in the EULA!) - http://www.networkworld.com/news/2013/120213-sneaky-software-turns-your-pc-276490.html?source=nww_rss

Topics included: Creigh Deeds Makes Statement, Governor's Scott Walker's agenda is horrible for the citizens, Healthcare.gov starting to function, Alison Grimes going after Mitch McConnell concerning fair pay for women.   Excellence in Progressive Radio. Join us every Tuesday for 30 minutes of Progressive political news.  A quick dose of the Liberal Fix that will fit your busy schedule. As always, we offer news, commentary and analysis important to progressives and liberals across America. This is a must-add to your can't-miss directory of Progressive Podcasts or Liberal Podcasts. Hosted by Indiana writer Dan Bimrose, sociologist Keith Brekhus from Montana and our producer Naomi Minogue from California, every week the three of them feature a special guest and tackle those tough issues with a perspective that comes from outside the beltway.

I would once again like to welcome from Buyers Meeting Point to share information of this week's events and news from the world of purchasing Kelly Barner. NOTE: In this week's guest soundbite, Clay Johnson, co-founder of Blue State Digital, former Presidential Innovation Fellow and the CEO of Department of Better Technology, describe the need for federal procurement reform so that government IT failures such as Healthcare.gov are avoided in the future. The full interview can be viewed on YouTube:  http://www.youtube.com/watch?v=sC3HOxnfZm4 Be sure to visit the Buyers Meeting Point website @ http://buyersmeetingpoint.com NOTE: Here is the link to Andy Akrouche's new book Relationships First: The New Relationship Paradigm in Contracting

MS 0-day,  Millions in $B lost via inputs.io, CorporateCarOnline, Bug Bounties for everyone, Add five to the Cyber Most Wanted, Adobe breach grows again, NSA and cyber split?, healthcare.gov DDoS, Australia and Indonesia FIGHT!, LA Cyber

The collapse of ObamaCare is the tip of the iceberg for the magical Obama presidency. From the moment he emerged in the public eye with his 2004 speech at the Democratic Convention and through his astonishing defeat of the Clintons in 2008, Barack Obama's calling card has been credibility. He speaks, and enough of the world believes to keep his presidency afloat. Or used to. All of a sudden, from Washington to Riyadh, Barack Obama's credibility is melting.

The collapse of ObamaCare is the tip of the iceberg for the magical Obama presidency. From the moment he emerged in the public eye with his 2004 speech at the Democratic Convention and through his astonishing defeat of the Clintons in 2008, Barack Obama's calling card has been credibility. He speaks, and enough of the world believes to keep his presidency afloat. Or used to. All of a sudden, from Washington to Riyadh, Barack Obama's credibility is melting.

It wasn't always a given that we'd have a single executive who has the power to make final decisions about the fate of our country. Every four years, political frenzy seizes the nation for months building up to the presidential election. Often lost in the hoopla of the campaign trail, though, is the question of how it all began: Why do we have a president in the first place? It wasn't always a given that we'd have a single executive who has the power to make final decisions about the fate of our country, historians say. When the Founding Fathers met to design the constitution, in fact, many were skeptical about appointing a chief.

It wasn't always a given that we'd have a single executive who has the power to make final decisions about the fate of our country. Every four years, political frenzy seizes the nation for months building up to the presidential election. Often lost in the hoopla of the campaign trail, though, is the question of how it all began: Why do we have a president in the first place? It wasn't always a given that we'd have a single executive who has the power to make final decisions about the fate of our country, historians say. When the Founding Fathers met to design the constitution, in fact, many were skeptical about appointing a chief.

The collapse of ObamaCare is the tip of the iceberg for the magical Obama presidency. From the moment he emerged in the public eye with his 2004 speech at the Democratic Convention and through his astonishing defeat of the Clintons in 2008, Barack Obama's calling card has been credibility. He speaks, and enough of the world believes to keep his presidency afloat. Or used to. All of a sudden, from Washington to Riyadh, Barack Obama's credibility is melting.

The collapse of ObamaCare is the tip of the iceberg for the magical Obama presidency. From the moment he emerged in the public eye with his 2004 speech at the Democratic Convention and through his astonishing defeat of the Clintons in 2008, Barack Obama's calling card has been credibility. He speaks, and enough of the world believes to keep his presidency afloat. Or used to. All of a sudden, from Washington to Riyadh, Barack Obama's credibility is melting.

Devin and Jim talk about the problems with the Healthcare.gov launch and the implication for middle market companies.

Look in the mirror. Do you see someone who loves BBQ more than showering? Do you see someone wearing a wool cap and jacket just to keep warm while working in the datacenter? Can you say the word "No!" to a stakeholder? Do you know how many seconds there are in 1 day? If you answered yes to any of these questions, there's a good chance that you are a performance tester. In this episode we explore the performance personality in the style of comedian Jeff Foxworthy. We chat also chat about Art Bell's underwater pyramids, supercomputers in Japan, bitcoins encrypted by drug dealers, the lessons learned (or not) by Healthcare.gov and of course the News of the Damned wouldn't be complete without a repeat crash of an event ticket website in the UK.

Look in the mirror. Do you see someone who loves BBQ more than showering? Do you see someone wearing a wool cap and jacket just to keep warm while working in the datacenter? Can you say the word "No!" to a stakeholder? Do you know how many seconds there are in 1 day? If you answered yes to any of these questions, there's a good chance that you are a performance tester. In this episode we explore the performance personality in the style of comedian Jeff Foxworthy. We chat also chat about Art Bell's underwater pyramids, supercomputers in Japan, bitcoins encrypted by drug dealers, the lessons learned (or not) by Healthcare.gov and of course the News of the Damned wouldn't be complete without a repeat crash of an event ticket website in the UK.