Podcasts about justyn

James, Sam, Doomz, and Justyn recap another rough week for the Loons. At least we got some more GAM!

Guest Justyn Backhouse - former police officer, author of Hidden Scars: From Crime Scenes to Crisis, The Price of ServiceIn this episode of Understanding EMDR, Jenny Dwyer speaks with Justyn Backhouse about the achievements of his 25-year policing career, the hidden toll of repeated trauma, and the journey from denial to recovery. Justyn shares how his secure and loving childhood led him into policing, where he found adventure and opportunities; but also traumatic events, cumulative stress, and eventually PTSD.They discuss the culture of policing, the stigma around mental health, and why early intervention matters. Justyn explains how EMDR became a turning point in his recovery, helping him process years of unprocessed experiences and reduce the intensity of traumatic memories. The conversation also highlights the importance of family support, trusted colleagues, and honest conversations about mental health.If you're an EMDR therapist and interested in knowing more about how you can support police officers and other first responders, listen in to the next episode. I'll be joined by Krystal Hawkins, a mental health social worker and EMDR consultant who has worked for many years with police in NSW, supporting them through their journey of recovery with EMDR.Key themes in this episodeCumulative trauma and delayed recognition of PTSD in policeShame, stigma, and silence as barriers to healingThe role of EMDR in processing disturbing memoriesEarly interventionFamily, support networks, and rebuilding life after traumaResourcesTo learn more about Justyn and to follow him on social media, visit his websitehttps://justynbackhouse.comEMDR AcademyThis podcast is proudly sponsored by EMDR Academy Australia. For information on Dr Jenny Dwyer, training, consultation and resources visit our website and follow us on social mediahttps://emdracademy.com.auhttps://www.linkedin.com/company/emdracademyaus/

Justyn, Doomz, and Sam discuss Khaled El-Ahmad's departure, the loss against Atlanta, and the win against San Jose.

Justyna Kwil przeprowadziła około 50 rozmów z polskimi mężczyznami: z ojcem rodziny, księgowym, aktorem porno, wdowcem po siedemdziesiątce, mężczyzną na wózku i 50-latkiem, który miał w życiu trzy stosunki. Do książki „Sekrety polskich mężczyzn" trafiło 15 historii. Warunek był jeden: prawda. Kamera zostawała wyłączona.Mężczyźni mówili jej rzeczy, o których wiedział tylko ich terapeuta: że masturbacja towarzyszy im całe życie, ale „żadna nie zastąpi braków w relacji", że każde „nie" w sypialni słyszą jako „nie kocham cię", że o bliskość proszą, zabiegają, a czasem żebrzą, że nie zdradzają dla seksu, zdradzają, żeby ktoś ich w końcu zobaczył i że nawet w najczarniejszych myślach pilnuje ich ta sama maska: „co z niego za facet".Rok temu Justyna opowiadała u mnie o sekretach Polek i obiecała, że odda głos drugiej stronie. Słowa dotrzymała. To jest ta rozmowa.Pierwsza rozmowa z Justyną o (nie)udanym życiu seksualnym Polek: https://www.youtube.com/watch?v=ICRQc6lh-6c&t=4s

Hey all - This is Sam typing the description. I have no idea what Justyn and Doomz discussed today. See you all soon!

W tym odcinku moją gościnią jest Justyna Prywer, która uczy gotowania i odżywiania w zgodzie z naturą. Rozmawiamy o tym, jak ajurwedyjskie gotowanie może stać się prostą i przyjemną częścią codziennego życia. Dowiesz się, dlaczego dobre nawyki żywieniowe mają tak duże znaczenie, jak jeść, żeby cieszyć się zdrowiem, oraz jak gotowanie pomaga wcielać Ajurwedę w życie całej rodziny. Justyna opowiada również o tym, jak Szkoła Ajurwedy zmieniła jej podejście do siebie, pracy dziennikarskiej i codziennego gotowania. Serdecznie zapraszam Cię do wysłuchania tej inspirującej rozmowy, która odbyła się w ramach Ajurweda Summit. Jak zawsze możesz posłuchać nas w formie podcastu lub obejrzeć na YouTube. Notatki do podcastu znajdziesz na stronie:https://agni-ajurweda.pl/363 Już niebawem ruszają zapisy do Szkoły Ajurwedy. Jeśli tak jak nas fascynuje Cię ajurwedyjskie podejście do zdrowia i życia i myślisz o dołączeniu, to zapraszam Cię do zapisu na listę osób zainteresowanych kolejną edycją tutaj: https://agni-ajurweda.pl/sa-lo/ dzięki temu otrzymasz wszystkie informacje jako jedna z pierwszych.  Z serca zapraszam Cię do naszego nowego projektu Agni+, czyli ajurwedyjskiej platformy edukacyjnej z wszechstronnym wsparciem, w którym skorzystasz zarówno ze spotkań na żywo ze mną i Michałem jak i z biblioteki pomocnych materiałów. Jest to miejsce, w którym rozgościsz się w Ajurwedzie. Tutaj możesz dołączyć: https://kurs.agni-ajurweda.pl/noweZapraszam również do odkrywania naszej oferty książkowej. Znajdziesz tam między innymi moją książkę „Zdrowie psychiczne z Ajurwedą. Poskładasz się w całość” – dostępną zarówno w wersji ebooka, jak i w wersji papierowej – oraz trzy Esencjonalne książki o Vacie, Pittcie i Kaphie z zestawem kart, pomagającym w bardziej intuicyjnym i bliskim doświadczeniu treści, i wiele więcej. Tutaj znajdziesz pełną ofertę: https://agni-ajurweda.pl/kategoria-produktu/ksiazki/

Justyn, Doomz, and Sam discuss MNUFC's rut following the San Diego draw and the Juarez loss.

Sam and Justyn discuss the boring return to the MLS season.

Moja rozmówczyni jest psycholożką i psychoterapeutką. Prowadzi psychologiczny cykl rozmów o filmach.My rozmawiamy o „Dekalogu” Krzysztofa Kieślowskiego, o zawartych w nim ideach. Między innymi o złu.Czym jest? Skąd pochodzi?Wielkie pytania…Skąd się bierze twoje cierpienie?***Dzięki Tobie ten podcast może grać dalej. Wesprzyj go na: patronite.pl/k3

James, Justyn, and Doomz talk the Round of 16, including the USA's loss to Belgium.

Rozmowa z Justyną o endometriozie. To przewlekła choroba, w której tkanka podobna do endometrium — czyli błony śluzowej wyściełającej wnętrze macicy — pojawia się poza jej jamą, co prowadzi do stanów zapalnych, powstawania zrostów, torbieli oraz silnego bólu. Justyna opowiada o tym, jak radzi sobie z chorobą i jakie ma do niej podejście.

WARNING - THIS EPISODE DISCUSSES SUICIDE Justyn loved the majority of his 25yr NSW Police career but there were some incidents which had a marked effect on him & which resulted in him being diagnosed with PTSD. Justyn wasn't sure what was wrong but felt something was - his panic attacks became more prevalent & he began to dread what job or scene might come up next. He knew by discussing his fears he'd more than likely be 'grounded' from the Airwing but in the end he realised he was not only putting himself in danger, but his colleagues also. Justyn isn't sure what the future holds but there's a silver lining in his story & that's with the valuable time he's now having with his family & enjoying being a stay-at-home-father. 'Hidden Scars' - available through Justyn's website: author@justynbackhouse.comSupport Services include;BeyondBlue: 1300 224 636Lifeline: 131 114Suicide Call Back Service: 1300 659 467The Crisis Assessment & Treatment Team 1800 022 222Mens HelpLine 1300 78 99 78Phoenix Australia (assists in Posttraumatic Mental Health) 1800 329 191emergeandsee.org.au (NSW support service for all emergency service workers & volunteers throughout their life cycle) Hosted on Acast. See acast.com/privacy for more information.

Doomz, James, Justyn, and Sam are joined by Nolan to talk more World Cup, including team USA's Round of 32 win!

Doomz, Justyn, and Sam have a laid-back and unstructured talk on the World Cup + whatever else comes to mind.

Episode 239 of The Hitstreak, a podcast where we talk about anything and everything!  This week we are joined by Financial Architect, Investor, and Founder of Intentional Wealth and NextGen Legacy Group, Justyn Melendez!Episode in a Glance:In this episode of the Hitstreak, I get to talk with financial expert Justyn Melendez, exploring the importance of financial literacy and the role of a financial architect. We discuss the impact of childhood beliefs on money, the transition from physical to mental wealth, and the significance of surrounding oneself with successful individuals. The conversation also touches on the transformative effects of COVID on career choices and the necessity of sharing knowledge and experiences in the financial realm. The episode concludes with a role-playing exercise on financial conversations and a discussion on the true definition of financial freedom.Key Points:- Money is just a tool for good or bad.- Childhood beliefs shape our money mindset.- Understanding tax strategies is essential.- You must unlock the future version of yourself.- Financial professionals often have limited knowledge of broader strategies.- Unconscious spending habits can lead to financial mismanagement.- Building a supportive network can enhance financial success.- Financial freedom is defined by passive income supporting lifestyle expenses.About our guest: Justyn Melendez is a Financial Architect, Investor, and Founder of Intentional Wealth and NextGen Legacy Group, where he designs and deploys strategic wealth systems for individuals and business owners seeking to scale beyond traditional financial limitations. He focuses on capital allocation, investment structuring, and private market opportunities, with an emphasis on assets that generate cash flow, tax efficiency, and long-term equity growth. Through his work, Justyn has been directly involved in structuring and raising capital for high-value investment opportunities, positioning investors to participate in deals typically not accessible to the average individual. Rather than teaching conventional financial advice, Justyn challenges the way people think about money—shifting them from earn-and-save mindsets to strategic ownership, capital deployment, and cash flow optimization. He is also the founder of the Intentional Wealth Mastermind, a community designed for individuals committed to increasing their financial IQ, expanding their network, and building generational wealth through aligned action. Outside of business, Justyn serves as a Sergeant First Class in the United States Army, where his leadership experience reinforces his disciplined approach to execution, risk management, and long-term strategy. His mission is to help others operate with clarity and intention, build true financial independence, and create legacy-level impact.Follow and contact:Instagram: @melendezjustynNextGenLegacygroup.coSubscribe to Nick's top-rated podcast The Hitstreak on Youtube: ⁠https://www.youtube.com/NickHite⁠rFollow and Rate us on Spotify: ⁠https://spotify.com/NickHiter⁠Follow and Rate us on Apple Podcast: ⁠https://podcasts.apple.com/NickHiter⁠Follow and Rate us on iHeartRadio: ⁠https://www.iheart.com/NickHiter

For our third annual DraftDay podcast, Justyn & Ricky return to deliver another great guest appearance as we prepare for the upcoming NFL season. We also discuss Roman Reigns leaving WrestleMania as World Heavyweight Champion, the MLB pitch challenge system, live concerts, the beach, emotional elements in kid's movies, & SO MUCH MORE!

The Friday Five for April 24, 2026: [00:25] Hits & Headlines [01:41] New Podcast From KFF [03:33] Tech Takeaways [05:42] Amazon to Discontinue Older Kindles [08:47] Amazon One Medical GLP-1 Management Program   Get Connected:

Sam hosts Justyn, James, and Doomz in a Loons-themed One-to-Ten trivia game.

Send a textOn this episode of The Get Ready Before Life Happens Podcast, I spoke with Justyn Makarewycz, about how financial fluency fuels better career choices—and a more intentional life.

Ohio State has landed a commitment from Big Ten quarterback Justyn Martin.Martin played this past season at Maryland after spending the previous two years at UCLA. What are the Buckeyes getting in this commitment and what will be expected of him in 2026? In this episode of the Buckeye Weekly Podcast, hosts Tony Gerdeman and Tom Orr discuss these very topics.

"Every Body Has An Isaac" preached by Bro. Justyn McLeod at the First Jesus Name Church of Benndale on the Sunday night of 11-16-2025. For more information about our church or this message please email us at fjncbenndale@icloud.com. Have a wonderful and blessed day.

After a thrilling victory in Memphis, Tulane football coach Jon Sumrall breaks down the win with Maddy Hudak, and how this team was able to bounce back so impressively. We catch up with Green Wave baseball with head coach Jay Uhlman and pitcher Trey Cehajic. Tulane is in the middle of fall ball and gearing up for the alumni game this Sunday afternoon. Then, linebacker Chris Rodgers and tight end Justyn Reid on the bounce back in Memphis and playing for a sold out homecoming crowd this Saturday.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Interview with Justyn Martinez heading into BKFC 84 ► Click HERE http://li.sten.to/paulpickettpodcast  to subscribe to Paul Pickett Podcast https://www.youtube.com/@PaulPickettPodcast https://millions.co/paul-pickett Listen to Paul Pickett Playlists - http://li.sten.to/PaulPickettPlaylists https://linktr.ee/paulpickettplaylists Listen to Paul Ma$$on Music - li.sten.to/paulnc910 Merchandise - https://millions.co/paul-pickett Also Check out Our New Podcast Live from fayettenam Click Here To Subscribe https://www.youtube.com/channel/UC-ABEKDsjAEg9R1R4o42uJg/ Order Online Here https://emiliosbev.com/dizzle-liqueur-750ml/ https://dizzlenova.com Follow Us https://dizzlebrand.com/ https://dizzlenova.com https://www.instagram.com/thedizzlebrand/ https://www.facebook.com/DizzleBrand https://twitter.com/DizzleBrand https://www.youtube.com/channel/UCiXjkwdveA0flRLW3TujcFQ

James, Doomz, and Justyn talk some Loons without Sam.

It's October, it's all happening, people. We're right in the middle of deer season and duck season, so we talk to Justyn Schmidt, communications manager for Warne Scope Mounts and a deer, elk and duck hunter. We talk the 30-06, long range shooting schools, mantras for blacktail deer and how to solve cross-dominance shotgun challenges. For more info go to https://warnescopemounts.com/If you want to support free speech and good hunting content on the Information Superhighway, look for our coffee and books and wildlife forage blends at https://www.garylewisoutdoors.com/Shop/This episode is sponsored by West Coast Floats, of Philomath, Oregon, made in the USA since 1982 for steelhead and salmon fishermen. Visit https://westcoastfloats.com/Our TV sponsors include: Nosler, Camp Chef, Warne Scope Mounts, Carson, ProCure Bait Scents, The Dalles Area Chamber of Commerce, Madras Ford, Bailey Seed and Smartz.Watch select episodes of Frontier Unlimited on our network of affiliates around the U.S. or click https://www.youtube.com/results?search_query=gary+lewis+outdoors+frontier+unlimited

Hope sits down with James, Jason, and Justyn to talk about how the work we do is not our identity, it should be proof of our identity.

James and Doomz talk some Loons while Sam is in Colorado and Justyn is awaiting his baby.

26 years of career experience. Captain on Squad 18 with The Colony Fire Department in Texas. Adjunct instructor for the North Central Texas College fire academy, cadre member with Citizens First, Build Your Culture & Forge Fire & Company. Georgia Smoke Diver and assistant with Oklahoma Smoke Diver. From a young age Justyn knew he wanted to be in the service. Even though the fire service wasn't on his mind he had a friend who put him in contact with the local Junior College where he lived, took a few tests and the rest was history. I hope the listeners can tune in on the reasons why Justyn wanted to become a Company Officer and ask yourself do you have that same notion?

On Thursday, it was reported out of Dallas that Chiefs wide receiver Rashee Rice  pleaded guilty to “felony racing on the highway and felony accident causing serious bodily injury.” Stephen Serda has the details as the Chiefs now expect Rice to serve a suspension in 2025. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On Thursday, it was reported out of Dallas that Chiefs wide receiver Rashee Rice  pleaded guilty to “felony racing on the highway and felony accident causing serious bodily injury.” Stephen Serda has the details as the Chiefs now expect Rice to serve a suspension in 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Chiefs release Justyn Ross as Farzin goes over why Ross never lived up to the hype. Farzin also goes over the entire Chiefs roster going into training camp and discusses expectations and players to watch in camp and the preseason. Frank White's letter to the Governor about the Chiefs' sales tax is also discussed as the local media is not fully displaying the content of his letter. Plus, one NFL team needs to pay their star receiver. Use promo code FARZIN for $20 off SeatGeek for first time customers! Use my link to get free standard U.S. shipping from Fathead! Follow Farzin on: Facebook Instagram X/Twitter TikTok Follow The Chiefs Zone on: YouTube Facebook Instagram TikTok

Justyn Ross released full 317 Thu, 17 Jul 2025 16:35:45 +0000 SSGPiPVFhxjtZNw5YobEPPJYPEDFHH8e nfl,kansas city chiefs,society & culture Cody & Gold nfl,kansas city chiefs,society & culture Justyn Ross released Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amper

The Drive was saddened by the news that the Chiefs are releasing WR Justyn Ross from the team ahead of camp.

Sam and Doomsday discuss all sorts of things while James is in France and Justyn prepares for the baby. Topics include:The Club World CupWhy aren't we talking about the Women's Euros?Aurora's playoff lossSang Bin and Padelford to St. LouisThe win against San Jose

In this episode, David Warren – Co-Founder and Chairman of Bridgeford Trust Company – sits down with Justyn Volesko – Partner and Co-Head of Family Office at Cerity Partners – for an insightful discussion on redefining the modern family office. Justyn shares his career journey, from his time at Goldman Sachs to the big ideas that drove him to launch AJ Wealth, and ultimately his decision to join Cerity Partners to build a premier family office offering. He explains what truly differentiates a family office from firms merely offering “family office services,” emphasizing the critical need to understand and integrate tax, estate, asset protection, and financial planning disciplines to develop an optimal plan and deliver a holistic perspective. Throughout the conversation, Justyn shares why leading with “yes” is essential in complex planning, describes the infrastructure behind scaling a high-touch family office model, and explains how proactive tax planning and technical expertise protect and enhance wealth while staying firmly within legal boundaries. David and Justyn also discuss planning amid geopolitical uncertainty, noting that truly knowing their clients allows them to anticipate risks and adjust planning strategies proactively. They highlight how flexible trust jurisdictions like South Dakota, and tools like decanting, make it possible to revise structures swiftly as circumstances evolve, ensuring clients' plans remain aligned with their goals in a shifting landscape.

CTS 6 YEAR ANNIVERSARY EPISODE

James and Doomz start things off... Sam joins 10ish minutes in. Justyn is still coaching track.Anyway, we recap the win at Austin and prepare for a two-game week!

Send us a text however note we cannot reply through these means. Please message the instagram or email if you are wanting a response. On today's Zero Limits Podcast I chat with Justyn Backhouse former POLAIR NSW Police Officer and Author - Hidden ScarsJustyn Backhouse is a former NSW Police Officer who dedicated 25 years to law enforcement, serving on both highway patrol and in the POLAir unit. In Hidden Scars, former NSW Police Officer Justyn Backhouse shares an unflinching memoir of life on the front lines, revealing the harrowing experiences and unseen toll of a 25-year policing career. Diagnosed with PTSD in 2021, Justyn wrote this memoir during treatment—not only as a path to healing but as an honest exploration of the psychological scars that come with being a first responder. Website - www.zerolimitspodcast.comInstagram - https://www.instagram.com/zero.limits.podcast/?hl=enHost - Matty Morris www.instagram.com/matty.m.morrisSponsorsGatorz Australia - www.gatorzaustralia.com15% Discount Code - ZERO15(former/current military & first responders 20% discount to order please email orders@gatorzaustralia.com.auGetSome Jocko Fuel - www.getsome.com.au10 % Discount Code - ZEROLIMITS

Sam and Doomz pod on (without Justyn and James) following a another 0-0 draw.

Slam this button to send us a message! All wrestling opinions welcome!On this episode, DB & Primo sit down with Midwest Independent Wrestler Justyn "Stumpy" Reifsteck. Stumpy talks his long career in wrestling, creating Homegrown Wrestling & More! Including the next Big show, Pizza, Pints & Piledrivers at OB's Cerveceria in Chenoa IL! (Episode 156)Buy the show a coffee! Sit Down Marks! Merch SportzWire Radio Hall of Fame Podcast!! Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there! #SpreadTheGoodWordofWrestling

James, Doomz, and Sam pod on while Justyn coaches track. Topics include:Possible MLS schedule changeCan you name a Loons lineup from a past season?The draw at TorontoWhatever James and Doomz talked about after Sam went to a parent-teacher conference

Justyn, James, and Jeremy pod on following the win against NYCFC while Sam drives back from Texas.

Justyn, James, and Doomsday pod on while Sam is lost somewhere in a Buc-ee's gas station.

Justyn's still in Arizona, but James, Doomz, and Sam pod on! Topics include:Loons on international breakThe USMNTPromotion and relegation w/ with USLThe 2-2 draw against GalaxyWhatever James and Doomsday Minnesota-goodbyed about (IDK I had to get my kid)

James, Doomsday, and Sam pod on while Justyn visits his mom in Arizona. Topics today include:St. Patrick's DayHassani Dotson's BangerWhat Happened in KC?Sam and Doomz quickly share their thoughts on Aaron Rodgers possibly becoming a Viking before logging off

It's another Q&A show, and this week we cover managing finances under an LPA, Maternity pay, and what to do with a big windfall, plus lots more besides! Shownotes: https://meaningfulmoney.tv/QA4  00:58  Big fan of the show. Really appreciate your work. Dad is 92 with rapidly declining health (Dementia and mobility issues). He is still living at home with Mum (80) who is caring for him with family help. At the moment, it is about manageable. I am managing their finances. We have moved the majority of savings into my mum's accounts. I have used up mum's entire ISA allowance for this year. There is still around £38k of savings sitting in a no interest paying Barclays account. Due to their ages, I do not want to tie up the cash for too long, though at this point in time, they do not need to use this money as they are still able to live off my Dad's pension. Can you suggest how I might manage this chunk of cash? Possibly a simple savings account, but I am aware that the interest rates are not exactly brilliant, and I wonder about moving into a GIA instead (I have moderate experience buying/selling shares in my own SIPP and ISA, though I am personally high on the risk curve with investments heavily in MSTR and TSLA). Any advice would be appreciated. Cheers, Rich 05:08  Love the podcast (obviously!), it's genuinely very helpful and has really helped me get my stuff together!!! Not sure if this is something you'd know about but, do you think you would be able to explain to me in your very listenable way, how to work out maternity pay, as in how it's actually calculated and how to plan to make up the difference etc plus anything else that might be helpful that I don't even know that I don't know!! I can't really find what I'm looking for anywhere else so just thought I'd ask as I find your explanations of things easy to understand (and could listen to you chat about anything tbh)!! Thank you! Jess 12:16  Thanks so much for your brilliant podcasts. I love the idea of the question and answer ones! I have a fun question I have been meaning to ask for ages. I keep my contingency fund in premium bonds, and I periodically enjoy a thought experiment, around what I would do if I were to win the big prize of £1 million. (I fully realise this will never happen, but it is a helpful thought experiment to get me thinking about where my priorities lie in case I do receive a much smaller lump sum in the future). I have no bad debts, I have a contingency pot and I contribute to a pension and ISA. My hypothesis is that I would give some to charity (maybe 10%?), might retain 5% for fun – a nice holiday or an upgrade to my car, would max out my ISA and pension,  and then would split the rest between a world index tracker and one or two investment properties. I'm curious to hear your thoughts on this and how you would allocate. Thanks! Justyn 17:52  The mantra is that the most important time to take advice is when nearing retirement. That's certainly true for us now, and my other half sought some regulated advice recently in respect to tax free cash and pension recycling rules. The advice was provided (that it was not tax free cash recycling) & so we are continuing with the plan as discussed  / agreed with the regulated IFA that we contracted the discussion with (we checked the company and the individuals credentials out on the FSA website .. All good). The question is (call me paranoid, but quite a lot of money – for us, is involved) what happens if in due course HMRC come to us and effectively look to impose penalties for us acting in accordance with the regulated advice provided / paid for (ie, they dont agree with it / decide it has broken the recycling rules)? I have no (sane) reason to suggest this will happen, but paranoia is a terrible thing!! Keep up the good work (oh, and Roger as well) Regards, Kevin Milsom 23:02  With UK inflation now only 1.7% (from 16 Oct 24), are we in a very unusual phase were inflation is less than half of the rate you can easily get on savings? This leads onto thinking about investing versus savings – we all invest to try and beat inflation, but we can currently do this easily with no risks via savings accounts. It is a conversation my wife and I are having at the moment! She is  ‘saver' and I am an ‘investor'. Of course we have a good mix of both from all the guidance you have provided. Cheers. Dave Hicklin 27:40  Hello gents! Big fan of the podcast and the YouTube channel. Thanks for everything you do! Question for you – which I realise is pretty niche so you may not want to cover it. I am in the fortunate position of reaching max pension taper threshold (due to a great salary, some even greater RSU awards and an increasing company share-price!). I have some pension contribution carry-forward but will have used this all up by FY26. My employer do a 7% pension contribution if employee contributes 4%. But for those reaching taper threshold, you can opt out and the company will instead just give the 7% on top of your salary (which is very generous!). Thinking ahead, my question is: – Would it be better to: a) take the combined 11% contribution and opt for a scheme-pays for the tax above the £10k allowance when time comes. I am thinking this way I still get a years worth of investment of the pre-tax money before the tax is paid – which might be beneficial? or b) opt out and take the post-tax increase in salary and put this somewhere else? My wife's and mine ISAs will be maxed already, so would have to be GIA most likely (or premium bonds!?). I'm thinking A makes most sense. I still get the £10k tax free and benefit from some further untaxed money working for me for a little while at least. The tax has to be paid either way, but I am delaying it till later. What do you both think? Thanks very much! Paul

In this episode, Ron Apke is joined in the studio by returning guest Justyn Bostic, who shares an inspiring update on his land investing journey since starting in January 2023.   Justyn dives into how his relentless commitment and strategic approach turned his $10,000 starting capital into $260,000 in net profit within his first year. He completed 9 deals, 6 of which went through the full buy-and-flip process, averaging a remarkable $37,000 profit per deal.   Justyn opens up about the challenges of his first six months, the mindset shifts that helped him succeed, and how he built a roadmap for growth—treating his business like a fitness or diet regimen. From mastering cold calls to scaling his operations and reinvesting into his life,   Justyn discusses his plans for 2025, including building a team, refining his marketing strategy, and exploring advanced deal techniques like entitlement deals and creative financing. This episode is packed with actionable insights and an inspiring reminder that hard work, persistence, and continual learning are the keys to success. Listen to Justyn's first interview HERE ➡️ https://open.spotify.com/episode/4LZhtKMRvvGPxUdhZI6csv?si=oAyM7jFQTcOVrSlbl7fwoQ