Podcasts about rsu

Studijā bijušais Nacionālo bruņoto spēku komandieris Raimonds Graube un RSU asociētais profesors, Ģeopolitikas pētījumu centra direktors Māris Andžāns.

19. jūnija radio Star FM rīta programmas Zoopasta tehnoloģiju rubrikas ieraksts. Šodien ciemos Rīgas Stradiņa Universitātes mākslīgā intelekta virziena vadītāja Agate Ambulte ar stāstījumu par RSU jauno maģistra studiju programmu "Digitālās stratēģijas un mākslīgā intelekta vadība". Šī ir pirmā šāda veida maģistra studiju programma Latvijā, kuras mērķis ir sagatavot augsta līmeņa profesionāļus un līderus, kas spēj vadīt mākslīgā intelekta risinājumu ieviešanu un ieviest digitālās transformācijas stratēģijas gan publiskajā, gan privātajā sektorā. Šajā raidījumā uzzini vairāk par šo studiju programmu un piesakies līdz 11. jūlijam!

Join Chris Kaminski & Hao Dang as they discuss:➡️Who's right? stocks or bonds➡️Inflation keeps coming down, the Fed holds➡️Stablecoin offerings from Amazon & WalmartTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Nedēļas nogalē ikgadējais sarunu festivāls "Lampa" un arī šogad turpinām intervēt pētniekus, kuri uzstāsies festivālā, lai stāstītu, kā domāt par dažādiem jautājumiem lēnām. Kāpēc nesteidzīga domāšana ir tik būtiska dažādās zinātnes jomās un ne tikai un kāpēc domāt par matemātiku, ķīmiju un novecošanu ir aizraujoši? Raidījumā Zināmais nezināmajā sarunājas matemātiķis ar specializāciju topoloģijā Jānis Lazovskis, RSU vadošā pētniece un veselības psiholoģe Kristīne Šneidere un Latvijas Valsts koksnes ķīmijas institūta pētniece Daniela Godiņa. Sarunaspar domāšanas procesiem, kuriem pakļauti cilvēki zinātnē, iesākam ar Jāni Ruško - ķīmiķi, kurš festivālā “Lampa” runās par lēno domāšanu saistībā ar pārtikas drošības riskiem. Pētnieks ir pārliecināts, ka jautājumos ir jāiedziļinās, tie jāaplūko no vairākiem rakursiem, bet pie publikāciju lasīšanas un rakstīšanas vēlams atgriezties vairākos piegājienos. Domāt lēni var par matemātikas formulām, par vecumu un arī par pārtikas drošību un risku novērtējumu. “Domā lēni par riskiem” - šī būs viena no sarunām šī gada festivālā “Lampa” uz Pasaulē mazākās skatuves. Savas izklāsta Pārtikas drošības, dzīvnieku veselības un vides zinātniskā institūta “BIOR” pētnieks Jānis Ruško. Vispārīgi runājot, risku novērtēšana ir process, kurā, balstoties zinātniskos datos, tiek izvērtēts, vai un cik lielā mērā kāda viela, produkts vai vides faktors var negatīvi ietekmēt cilvēku vai dzīvnieku veselību vai vidi. Jānis Ruško norāda, ka risku analīze ir starpdisciplināra, tāpēc arī institūta komandā ir gan ķīmiķi kā viņš pats, gan arī veterinārmedicīnas pārstāvji, biologi un citi speciālisti. Arī 2024. gadā pirms sarunu festivāla "Lampa" sarunājamies par lēno domašanu.

Aizvadeitajuos breivdīnuos (07.06.2025) nūtykušū vieliešonu rezultati leluokajā daļā Latgolys pošvaļdeibu atkluoj uzticeibu asūšajim vītvaru vadeituojim. Tai Kruoslovys nūvodā puorsvoru dabuoja ilggadejais vītvarys vadeituojs Gunārs Upenieks (ZZS), ari Ludzys nūvodā bolsu puorsvoru sagloboj ZZS i Edgars Mekšs. Sergejs Maksimovs nu Latgolys partejis puorsvoru daboj Bolvu nūvodā, bet Daugovpilī Andrejs Elksniņš i “Sarauj, Latgale!” nūstyprynoj sovys pozicejis, dabojūt 14 nu 15 deputatu vītu dūmē. Interesanti paviersīni Preiļu nūvodā, kur varu atpakaļ daboj Aldis Adamovičs nu Latgolys partejis, bet Leivuona nūvodā godūs jaunais Dāvids Rubens nu JKP (Jaunuo konservativuo parteja) puorspiejs ilggadejū vītvarys vadeituoju Andri Vaivodu (Latvejis atteisteibai). Bet Rēzeknis vaļstspiļsātu turpynuos vadeit par puorkuopumim budžeta sastateišonā īprīšk atstuodynuotais Aleksandrs Bartaševičs (Kūpā Latvejai). Vaļsts kontrole vys Rēzeknei sūlej dagrīzt eipašu viereibu ari piec A.Bartaševiča atsagrīsšonys dūmes vadeibā. Taipat Rēzeknis pošvaldeibai ari iz prīšku ir aktuali īsacejumi saisteibā ar 2023. godā veiktū Vaļsts kontrolis reviziju, kas tūreiz atkluoja vairuokus puorkuopumus budžeta veiduošonys procesā. Par pošvaļdeibu vieliešonu rezultatim Latgolā i tū, kaidu dzeivi iz prīšku jī zeimoj, sprīžam kūpā ar politiskūs procesu vāruotuojim Latgolā – politologi, RSU lektori Leldi Metlu-Rozentāli, politologu i LU Socialūs zynuotņu fakultatis lektoru Andi Kudoru, DU vuiceibspāku, politikys procesu vāruotuoju Dmitriju Olehnoviču i Vladislavu Romanovu, digitaluo marketinga specialisti.

Join Chris Kaminski & Hao Dang as they discuss:➡️When do we double dip?➡️DOGE progress undone by One Big Beautiful Bill➡️Reciprocal Tariffs struck down, then not➡️Is the housing market frozen? To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Mainoties darba apstākļiem un darbam kā tādam, iespējams, mainījies arī arodslimnieka tipiskais portrets. Kādas pārmaiņas vērojamas un kā novērst arodslimības, kas sastopamas mūsdienās, pētām raidījumā Kā labāk dzīvot. Vērtē Rīgas Stradiņa universitātes (RSU) Darba drošības un vides veselības institūta direktors Ivars Vanadziņš un Valsts darna inspekcijas pārstāve Linda Matisāne. Kā mainījies arodslimnieka portrets Latvijā? RSU asociētā profesore un Darba drošības un vides veselības institūta Aroda un vides medicīnas katedras pētniece Jeļena Reste vērtē, ka pēdējos 10 gados būtiskas izmaiņas nav notikušas. "Latvijā pēdējos gados vidējais arodslimnieka portrets ir diezgan maz mainījies. Tā ir sieviete pamatā ap 54 gadiem, kura kaitīgu faktoru ietekmē bija strādājusi apmēram 28 gadus," norāda Jeļena Reste. "No slimībām, kas visbiežāk tiek reģistrētas, ir sāpes rokās, piemēram, dažādu cīpslu iekaisumi, karpālā kanāla sindroms un arī sāpes mugurā, dažādus muskuloskeletālās slimības. Visbiežāk ir tās, ko izraisīja pārslodze vai slikta ergonomika.  Tipiski, ka paciente ir cietusi no sāpēm diezgan ilgi, pirms viņa atnāca pie ārstiem un tika reģistrēta arodslimība. Taču visbiežāk viņa turpināja strādāt, ilgi neko nemainot savā darbā." "Daudz retāk mēs redzam elpošanas orgānu slimības. No vienas puses, tas varētu tādēļ, ka uzlabojas darba apstākļi un varbūt putekļi nav tik izteikti daudz darbavietas,  individuālie aizsardzības līdzekļi tiek izmantoti vairāk. Bet daudzas elpošanas orgānu slimības varbūt netiek atpazītas kā arodslimības, vienkārši tās tiek ārstētas, bet netiek nosūtīts pie arodslimību ārsta reģistrēt arodslimību," turpina Jeļena Reste. Pētniece min, ka trīs galvenās nozares, kur ir vairāk arodslimnieku, ir apstrādes rūpniecība, transports un uzglabāšana, un veselības un sociālā aprūpe. Savukārt no profesiju klāsta tie ir dažādu iekārtu un mašīnu operatori, izstrādājumu montieri un arī kvalificētie strādnieki un amatnieki. "Pēdējos gados aizvien vairāk ir arodslimnieku no pakalpojumu un tirdzniecības sfēras. Pārējās profesijās ir pārstāvētas nedaudz mazāk. Vairāk nekā puse no visiem arodslimniekiem pēdējos gados ir vecumā no 55 līdz 64 gadiem, pirmspensijas vecums, bet ir pietiekami daudz arī arodslimnieku, kas ir 45 - 54 gadu vecumā, un ir arī neliels procents ar samērā jauniem cilvēkiem - ap 30 - 35 gadiem, norāda Jeļena Reste. "Vēl redzam, ka biežāk sāk parādīties izdegšanas sindroms, kas tiek atpazīts un beidzot reģistrēts. It kā par izdegšanas sindromu tiek daudz runāts, bet reģistrētas arodslimības bija pavisam maz. Lielākās izmaiņas ir tās, ka mēs vairāk redzam psihoemocionālo faktoru izraisītas arodslimības, piemēram, izdegšanas sindromu," atzīst Jeļena Reste. Ivars Vanadziņš norāda, ka arodslimnieki kļūs gados jaunāki un ja arodslimība konstatēta jau 45 gadu vecumā, kad vēl vismaz 20 gadi būs jāstrādā, tas ir brīdis, kad cilvēks var veiksmīgi karjeru vēl paspēt mainīt, tikai vajadzētu to drosmi pateikt, ka tā, kā strādāju, vairs nevaru. Viņš arī min, ka arodslimniekiem Latvijā ir pieejama apmaksāta profesijas maiņa, mācības, bet to ļoti daudzi nezina un neizmanto. Linda Matisāne skaidro, ka ir jāvēršas Valsts sociālās apdrošināšanas aģentūrā. "Ja par strādājošo tiek maksātas sociālās apdrošināšanas iemaksas, daļa no tā, kas tur ir, aiziet tieši dažādām kompensācijām, kas ir saistītas ar nelaimes gadījumiem un arodslimībām. Tur ir gan ārstēšanās izdevumi, gan medikamentu apmaksa, gan rehabilitācija. Un profesionālā rehabilitācija," norāda Linda Matisāne. "Tad caur Nodarbinātības valsts aģentūru var šādus kursus iziet. Kursus apmaksā. Piemēri varētu būt, puķu pārdevējai, kurai ir alerģija parādījusies pret ķīmiskajām vielām, ar ko puķes apstrādā, viņa var jau izmācīties, piemēram, par grāmatvedi, kur tādas ķīmiskās vielas nav. Protams, ja tu biji mikroķirurgs un tu gribēsi mainīt profesiju uz psihiatriju, visticamāk, tas nebūs iekļauts, bet kaut kādu atbalstu var saņemt."

Join Chris Kaminski & Hao Dang as they discuss:➡️Nothing happened in the market...To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Studijā LU profesore, LATO valdes priekšsēdētājas vietniece Žaneta Ozoliņa un RSU asociētais profesors, Ģeopolitikas pētījumu centra direktors Māris Andžāns.

El Congreso ITS Europa 2025, celebrado en Sevilla, ha reunido a los principales proveedores de tecnología para transporte inteligente y ha servido de escaparate para varias iniciativas españolas punteras. Opus RSE presentó su Remote Sensing Device (RSD), un radar de emisiones en tiempo real capaz de medir gases contaminantes de cualquier vehículo a distancia. El sistema –ya instalado en redes fijas españolas– permite identificar el 1-3 % de la flota que genera hasta el 40 % de las emisiones y encaja con la nueva propuesta legislativa de la Comisión Europea, que obligará a los 27 Estados miembros a emplear esta tecnología para detectar y sancionar a los “high emitters”. El ámbito de la movilidad autónoma y conectada lo protagonizó CTAG (Centro Tecnológico de Automoción de Galicia). La entidad exhibió un shuttle eléctrico de 12 plazas que opera de forma autónoma a lo largo del río sevillano (Torre del Oro–Terminales) gracias a una combinación de LIDAR, cámaras y comunicaciones V2X. Además, mostró un sistema de aparcamiento automatizado que integra visión artificial en la infraestructura para frenar el vehículo ante peatones ocultos y detalló su corredor gallego de 200 km equipado con RSU para pruebas de conectividad. En infraestructuras de seguridad vial destacó Metalesa (Valencia) con su “pretil inteligente”, premiado por Ponle Freno 2024. El dispositivo se acopla a cualquier barrera de contención sin alterar su homologación; detecta impactos o riesgos (exceso de velocidad, fauna, ciclistas, peatones) mediante radar o cámaras, activa señales LED bidireccionales y notifica en tiempo real a los centros de control. Los primeros tramos se instalaron en el puente del Bimilenario (Elche) y próximamente se desplegarán pilotos en la red estatal de Murcia. El grupo sevillano JICA Andaluza –especialista en señalización tradicional– mostró su diversificación hacia soluciones Smart City, ciberseguridad y mantenimiento de infraestructuras, ilustrando cómo las empresas locales escalan desde la señal clásica hasta servicios integrales de movilidad conectada. El balance general del congreso refleja el paso de la señalización pasiva a la tecnología predictiva, la colaboración público-privada y la creciente “exportación” de innovación Made in Spain al resto de Europa. Todos los podcast: https://www.podcastmotor.es Twitter: @AutoFmRadio Instagram: https://www.instagram.com/autofmradio/ YouTube: https://www.youtube.com/@AutoFM Contacto: info@autofm.es

Should You Cash Out Your 401(k) Retirement Account?In this episode of Techie Personal Finance Bootcamp, we explore the critical question of whether you should withdraw from your 401k. We discuss common reasons for considering a withdrawal, such as emergencies and market fears, and highlight the financial downsides, including taxes and penalties. The episode also covers alternative solutions like 401 (k) loans and emphasizes the importance of informed decision-making to avoid long-term financial stress. 00:00 Intro06:24 10% Penalty07:04 Federal & State Income Taxes08:27 Special ROTH Features To Avoid Penalty and Taxes09:04 Less Resources, Less Time To Build It Back11:53 401 (k) loan alternative13:10 Different Exemption Rules To Be Aware Of14:03 Separation after age 5515:24 Home Equity Loan/ Line of Credit17:20 

Dr. Arvīds Irmejs šajā sarunā atklāj dzīvību glābjošus faktus par vēzi. Dakteris parāda, kā vēzis attīstās un kā tas kļūst arvien viltīgāks laika gaitā, tāpēc agrīnai diagnostikai un mamogrāfijas metodei ir izšķiroša nozīme, lai glābtu dzīvību un saglabātu dzīves kvalitāti. Pat neliela kavēšanās var dramatiski mazināt izveseļošanās iespējas. Dakteris arī norāda, kā 40% vēža gadījumu ir novēršami ar dzīvesveida izmaiņām.Dr. Arvīds Irmejs ir krūts ķirurģijas virsārsts PSKUS. Viņš ir RSU asociētais profesors, Onkoloģijas un molekulārās ģenētikas institūta direktors. Latvijas ārstu biedrības ceremonijā "Gada balva medicīnā" viņš saņēma balvu "Gada cilvēks medicīnā 2021".Šajā sarunā ārsts stāsta par mūsdienu ārstēšanas iespējām, pateicoties kam 80% sieviešu ar krūts vēzi vairs nav jāuztraucas par krūts zaudēšanu. Dakteris sniedz gan praktisku informāciju par skrīninga iespējām Latvijā, gan emocionālu atbalstu un cerību. Tā ir saruna, kas daudzas sievietes un viņu ģimenes var pasargāt no priekšlaicīgas nāves novēloti konstatēta vēža dēļ.Šīs intervijas saturs ir veidots sociālās kampaņas ietvaros, kas veltīta krūts veselībai. Kampaņa Latvijā tiek organizēta sadarbojoties ar krūts vēža pacientēm, pacientu organizācijām, vēža pacientu atbalsta organizāciju Onkoalianse, vadošajiem ārstiem ķīmijterapeitiem un farmācijas uzņēmumu Novartis.Sarunā pieminētos informācijas avotus un saites atradīsi 228. sarunas lapā.SARUNAS PIETURPUNKTI:00:00 - Agrīnā diagnostika glābj dzīvības00:02 – Iepazīšanās ar Dr. Arvīdu Irmeju00:04 - Krūts slimību centra darbība un komanda00:05 - Darba ikdiena un izmaiņas ārsta karjerā00:06 - Vīriešu krūts vēzis - retāk sastopams, bet tas pastāv00:08 - Ticības loma ārsta darbā, kas Dr. Irmejam dod spēku 00:10 - Pozitīva komunikācija ar pacientiem, kad svarīgi fokusēties uz risinājumiem, nevis sliktākajiem scenārijiem.00:14 - Svarīgi, lai pacients nebūtu viens, saņemot diagnozi.00:19 - Mūsdienu iespējas saglabāt krūti00:22 - Māņticības ietekme uz vēža ārstēšanu00:26 - Komplementārās medicīnas loma - fizisko aktivitāšu, uztura un garīgās veselības nozīme vēža ārstēšanas procesā.00:28 - Dzīvesveida ietekme uz vēža attīstību00:30 - Reproduktīvie faktori un krūts vēža risks00:32 - Garīgās veselības ietekme uz imunitāti un vēža attīstību.00:36 - Traģiskās kavēšanās sekas, kuras var mazināt00:40 - Vēža attīstības process un agrīnas diagnostikas nozīme00:44 - Krūts vēža statistika un jaunāku sieviešu risks, kas jāņem vērā00:45 - Mamogrāfijas pieejamība, valsts apmaksātais skrīnings sievietēm no 50 gadu vecuma un ieteikumi jaunākām sievietēm00:47 - Mamogrāfijas metodes drošības skaidrojums00:48 - Krūts vēža statistika Latvijā00:49 - Agrīna diagnostika var samazināt mirstību par trešdaļu00:51 – Skaidrojums, kādas ir mamogrāfijas priekšrocības pār citām metodēm00:54 - Godīga saruna par mamogrāfijas diskomfortu, kad ieguvumi no šī skrīninga atsver īslaicīgo diskomfortu.01:01 - Kā vīriešiem atbalstīt sievas, māsas, draudzenes krūts veselības pārbaudēs un ārstēšanas procesā01:03 - Pārmantotā vēža risks un ģenētiskās pārbaudes sievietēm01:06 – Interesanti pētījumi par krūšu palielināšanu un vēža risku01:07 - Nākotnes prognozes krūts vēža ārstēšanā, kad prevencija un veselīgs dzīvesveids ir efektīvākie risinājumi01:11 - Kā Dr. Irmejs saglabā līdzsvaru un atjaunojas01:14: Tava svarīgākā fotosesija

Welcome to our Q2 2025 market commentary!Join us as we discuss:➡️Q1 review➡️Cars and tariffs➡️Bonds and interest rates➡️Our outlook➡️Bull case / Bear caseTo stay in the loop on more insights, visit: www.consiliowealth.com/insightsDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Studijā Latvijas Ārpolitikas institūta direktors Kārlis Bukovskis un Ģeopolitikas pētījumu centra direktors, RSU asociētais profesors Māris Andžāns.

Valsts prezidents Edgars Rinkēvičs rosina samazināt slieksni tautas nobalsošanas ierosināšanai. Kā tas ietekmēs sabiedrības līdzdalību valstiski svarīgos procesos, to Krustpunktā vaicājam politiķiem un ekspertiem. Analizē Saeimas Juridiskās komisijas priekšsēdētājs Andrejs Judins (Jaunā Vienotība), Saeimas deputāts Edvards Smiltēns (Apvienotais saraksts), analītikas un vadības grupas "PowerHouse Latvia" direktors, RSU docents Mārtiņš Daugulis, Valsts prezidenta padomniece likumdošanas un starptautisko tiesību jautājumos Kristīne Līce un Latvijas pilsoniskās alianses eksperte pilsoniskās sabiedrības attīstības jautājumos Inese Puriņa. Pirms vairāk nekā 10 gadiem, kad Latvijas krievvalodīgajiem iedzīvotājiem izdevās savākt parakstus, lai rosinātu referendumu par valsts valodas statusa piešķiršanu krievu valodai, mūs pārņēma pamatīgs emociju vilni. Tas ievērojami mobilizēja latviešus, kas arī ar pārliecinošu balsu vairākumu noraidīja šo priekšlikumu. Bet paralēli radās pretestība pret referenduma ideju vispār. Ātri vien deputāti savācās, veica izmaiņas likumā, paceļot daudzkārt augstāk latiņu, cik daudz parakstu nepieciešams, lai vispār rosinātu referendumu. Un kopš tā laika referendumi Latvijā vairs nav arī bijuši. Tagad visu nosaka deputāti. Paraksti gan tiek vākti arī referendumiem, bet nesekmīgi, jo savākt tik daudz parakstus, ļaudīm ejot pie notāra, neizdodas. Un grūti pateikt, vai kādreiz Latvijā kāds referendums vēl notiks. Ja vien  likumos atkal netiks veiktas kādas izmaiņas. Vajadzētu Latvijas tautai uzticēt kaut vai rosināt vairāk izlemt kādus grūtākus jautājums, vai tā ir spējīga lemt? Varbūt tiešām ir drošāk, ka visu nosaka deleģētie tautas kalpi.

Valsts prezidents Edgars Rinkēvičs rosina samazināt slieksni tautas nobalsošanas ierosināšanai. Kā tas ietekmēs sabiedrības līdzdalību valstiski svarīgos procesos, to Krustpunktā vaicājam politiķiem un ekspertiem. Analizē Saeimas Juridiskās komisijas priekšsēdētājs Andrejs Judins (Jaunā Vienotība), Saeimas deputāts Edvards Smiltēns (Apvienotais saraksts), analītikas un vadības grupas "PowerHouse Latvia" direktors, RSU docents Mārtiņš Daugulis, Valsts prezidenta padomniece likumdošanas un starptautisko tiesību jautājumos Kristīne Līce un Latvijas pilsoniskās alianses eksperte pilsoniskās sabiedrības attīstības jautājumos Inese Puriņa. Pirms vairāk nekā 10 gadiem, kad Latvijas krievvalodīgajiem iedzīvotājiem izdevās savākt parakstus, lai rosinātu referendumu par valsts valodas statusa piešķiršanu krievu valodai, mūs pārņēma pamatīgs emociju vilni. Tas ievērojami mobilizēja latviešus, kas arī ar pārliecinošu balsu vairākumu noraidīja šo priekšlikumu. Bet paralēli radās pretestība pret referenduma ideju vispār. Ātri vien deputāti savācās, veica izmaiņas likumā, paceļot daudzkārt augstāk latiņu, cik daudz parakstu nepieciešams, lai vispār rosinātu referendumu. Un kopš tā laika referendumi Latvijā vairs nav arī bijuši. Tagad visu nosaka deputāti. Paraksti gan tiek vākti arī referendumiem, bet nesekmīgi, jo savākt tik daudz parakstus, ļaudīm ejot pie notāra, neizdodas. Un grūti pateikt, vai kādreiz Latvijā kāds referendums vēl notiks. Ja vien  likumos atkal netiks veiktas kādas izmaiņas. Vajadzētu Latvijas tautai uzticēt kaut vai rosināt vairāk izlemt kādus grūtākus jautājums, vai tā ir spējīga lemt? Varbūt tiešām ir drošāk, ka visu nosaka deleģētie tautas kalpi.

Eddie Kalegi, Phil Jaccoma, Nick Hart, Woody Silverstein, Sean Newcomb, Anthony Palumbo, Corinne Lahr, Ellis Gordon, Jay Tomlinson, and Brendan Kelly all weigh in on the thrilling 2025 WRSU-Daily Targum basketball game, where the Targum took down RSU 63-62 at Jersey Mike's Arena.

Join Chris Kaminski & Hao Dang as they discuss:➡️What's going on in markets right now➡️Liberation day and what we think is nextTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️Correction on uncertainty➡️Consumer confidence hits a new low➡️Maleficent 7To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Studijā Ģeopolitikas pētījumu centra direktors, RSU asociētais profesors Māris Andžāns un Vācijas Māršala fonda Ziemeļu novirziena vadītāja Kristīne Bērziņa.

Join Chris Kaminski & Hao Dang as they discuss:➡️Tariffs➡️The top 10% account for 50% of consumer spending➡️Trump trade unwound➡️Consumer confidence To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

In this episode we answer questions about RSU's, the Cashflow Ladder, Pension vs LISA and a whole lot more! Shownotes: https://meaningfulmoney.tv/QA6  01:42  Question 1 Hello Pete and Roger. Recently discovered this and am listening to every single episode. Brilliant. I've read a fair amount about the % balance of Equities, Bonds/Gilts and Cash I should have in my retirement pot, based on my age (61). Somewhere in the 40%s for Equities, perhaps. What I am not finding advice on is whether I should include my DB pension in this equation and, if so, how? Do I consider it to be cash? And if so do I use the transfer value or use the predicted annual pension pay-out in some kind of calculation?  Thanks for any clues! Best wishes, Phil 11:14  Question 2 I enjoy listening to your podcasts whilst running and I read your book, recommended to me by a financial advisor friend. I'm 37, and early next year I am likely to get around £220k from some shares I hold in the company I work at. If capital gains tax rises, I guess I'll see, at best, £150k. Any advice on the best place to keep it / invest it for up to 5 years? We plan to then use it to relocate abroad and perhaps set up a lifestyle business such as a B&B. I read about setting up a 'dividend-paying company' which could be useful as it's often accepted as ‘passive income' when moving to another country (potentially Portugal or Cyprus). This holding company could pay out whilst growing the savings through managed investing. Is this a potential option for my money? Many thanks, Faye. 19:14  Question 3 Your recent podcast on Helpful Basics: Self-employment and Side Hustles got me thinking about retirement saving vehicles. Specifically, what is the best investment vehicle for a self-employed basic rate taxpayer; a pension or a stocks & shares LISA for retirement purposes? Personally, I am 44 years old and started a LISA from its inception. I am a homeowner. Is it best to maximise LISA contributions until I am 50 years old, then focus on pension contributions? I have a pension pot of £250k which I am minimally contributing to, preferring to prioritise LISA (and ISA) contributions. I like the idea of the 25% bonus on contributions and tax-free withdrawals, which should complement future pension withdrawals from the pension pot in a tax efficient manner. Any guidance would be greatly appreciated. Best wishes, Adam 23:06  Question 4 Where someone has had a number of jobs over their career then consolidating multiple DC pension pots can seem attractive (to reduce admin and costs etc). However, what sort of benefits/ guarantees can be lost by transferring pensions, in particular are there specific things to be aware of with regard to older stakeholder / with profits pensions? It would be handy to know what to look for and what sensible questions to ask when talking to existing pension providers. Thank you G Locke 32:05  Question 5 Hi Pete and Roger, Loving your podcasts, great content as always. A question to do with retirement cashflow forecast planning. I have been reading an article by an American financial planner named Ty Bernicke. In his article, he asserts that retirees voluntarily spend less as they get older, referencing statistics from US government departments. Is there any equivalent recent research in the UK? Should I use his approach and figures when attempting my own forecast? With very best wishes and thanks again, James Cotterill 37:40  Question 6 Hi both,  Stumbled across your podcast recently and have been binging on the episodes ever since. Very insightful information for an early 30 something year old trying to make better financial decisions, so thank you! My questions is: You often talk about paying off credit card debt before investing, but what if the credit card debt is not excessive and can be managed? What are your thoughts on paying off small amounts off your credit card monthly but also investing monthly, especially if returns on investing is potentially greater than the interest on the debt? Thank you Nathaniel

Join Chris Kaminski & Hao Dang as they discuss:➡️Trump's FTC➡️Federal worker reduction➡️International stocks beating US➡️RIP US pennyTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️Mag 7 earnings expectations (they're high)➡️DeepSeek➡️Tariffs➡️Eggs...again...➡️Amazon exceeds Walmart in revenueTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️Predictions from 2024 that were wrong and right➡️Hao's predictions for 2025➡️Chris' predictions for 2025To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️Record low cash allocation➡️Fed changes its tune on rate cuts➡️Mag 7 still dominating➡️Washington state minimum wageTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

It's another Q&A show, and this week we cover managing finances under an LPA, Maternity pay, and what to do with a big windfall, plus lots more besides! Shownotes: https://meaningfulmoney.tv/QA4  00:58  Big fan of the show. Really appreciate your work. Dad is 92 with rapidly declining health (Dementia and mobility issues). He is still living at home with Mum (80) who is caring for him with family help. At the moment, it is about manageable. I am managing their finances. We have moved the majority of savings into my mum's accounts. I have used up mum's entire ISA allowance for this year. There is still around £38k of savings sitting in a no interest paying Barclays account. Due to their ages, I do not want to tie up the cash for too long, though at this point in time, they do not need to use this money as they are still able to live off my Dad's pension. Can you suggest how I might manage this chunk of cash? Possibly a simple savings account, but I am aware that the interest rates are not exactly brilliant, and I wonder about moving into a GIA instead (I have moderate experience buying/selling shares in my own SIPP and ISA, though I am personally high on the risk curve with investments heavily in MSTR and TSLA). Any advice would be appreciated. Cheers, Rich 05:08  Love the podcast (obviously!), it's genuinely very helpful and has really helped me get my stuff together!!! Not sure if this is something you'd know about but, do you think you would be able to explain to me in your very listenable way, how to work out maternity pay, as in how it's actually calculated and how to plan to make up the difference etc plus anything else that might be helpful that I don't even know that I don't know!! I can't really find what I'm looking for anywhere else so just thought I'd ask as I find your explanations of things easy to understand (and could listen to you chat about anything tbh)!! Thank you! Jess 12:16  Thanks so much for your brilliant podcasts. I love the idea of the question and answer ones! I have a fun question I have been meaning to ask for ages. I keep my contingency fund in premium bonds, and I periodically enjoy a thought experiment, around what I would do if I were to win the big prize of £1 million. (I fully realise this will never happen, but it is a helpful thought experiment to get me thinking about where my priorities lie in case I do receive a much smaller lump sum in the future). I have no bad debts, I have a contingency pot and I contribute to a pension and ISA. My hypothesis is that I would give some to charity (maybe 10%?), might retain 5% for fun – a nice holiday or an upgrade to my car, would max out my ISA and pension,  and then would split the rest between a world index tracker and one or two investment properties. I'm curious to hear your thoughts on this and how you would allocate. Thanks! Justyn 17:52  The mantra is that the most important time to take advice is when nearing retirement. That's certainly true for us now, and my other half sought some regulated advice recently in respect to tax free cash and pension recycling rules. The advice was provided (that it was not tax free cash recycling) & so we are continuing with the plan as discussed  / agreed with the regulated IFA that we contracted the discussion with (we checked the company and the individuals credentials out on the FSA website .. All good). The question is (call me paranoid, but quite a lot of money – for us, is involved) what happens if in due course HMRC come to us and effectively look to impose penalties for us acting in accordance with the regulated advice provided / paid for (ie, they dont agree with it / decide it has broken the recycling rules)? I have no (sane) reason to suggest this will happen, but paranoia is a terrible thing!! Keep up the good work (oh, and Roger as well) Regards, Kevin Milsom 23:02  With UK inflation now only 1.7% (from 16 Oct 24), are we in a very unusual phase were inflation is less than half of the rate you can easily get on savings? This leads onto thinking about investing versus savings – we all invest to try and beat inflation, but we can currently do this easily with no risks via savings accounts. It is a conversation my wife and I are having at the moment! She is  ‘saver' and I am an ‘investor'. Of course we have a good mix of both from all the guidance you have provided. Cheers. Dave Hicklin 27:40  Hello gents! Big fan of the podcast and the YouTube channel. Thanks for everything you do! Question for you – which I realise is pretty niche so you may not want to cover it. I am in the fortunate position of reaching max pension taper threshold (due to a great salary, some even greater RSU awards and an increasing company share-price!). I have some pension contribution carry-forward but will have used this all up by FY26. My employer do a 7% pension contribution if employee contributes 4%. But for those reaching taper threshold, you can opt out and the company will instead just give the 7% on top of your salary (which is very generous!). Thinking ahead, my question is: – Would it be better to: a) take the combined 11% contribution and opt for a scheme-pays for the tax above the £10k allowance when time comes. I am thinking this way I still get a years worth of investment of the pre-tax money before the tax is paid – which might be beneficial? or b) opt out and take the post-tax increase in salary and put this somewhere else? My wife's and mine ISAs will be maxed already, so would have to be GIA most likely (or premium bonds!?). I'm thinking A makes most sense. I still get the £10k tax free and benefit from some further untaxed money working for me for a little while at least. The tax has to be paid either way, but I am delaying it till later. What do you both think? Thanks very much! Paul

This week's full broadcast of Computer Talk Radio includes - 00:00 - Opener then commentary on AI - Eddie asks Benjamin about why he's got issues with AI - 11:00 - How much Internet speed needed - Benjamin notes how to tell how much internet speed you need - 22:00 - Apple overall wishes in 2025 - Keith expresses his wishlist for Apple top-down changes in 2025 - 31:00 - Marty Winston's Wisdom - Marty and Benjamin talk about CES announcements next week - 39:00 - Scam Series - Fake Merchange - Benjamin details out the Fake Merchant Trap and avoidance - 44:00 - Keske on online video games - Benjamin and Steve discuss first online video games - 56:00 - Listener Q&A - keep buying PCs - Ryan laments how we have to keep buying new computers - 1:07:00 - Listener Q&A - smarthomes - Christine asks if developing smarthomes saves electricity - 1:16:00 - IT Professional Series - 309 - Mandy asks Benjamin of RSU stocks as part of compensation - 1:24:00 - Listener Q&A - broken tablet - Greg asks if it is worth repairing a broken screen or to replace

Join Chris Kaminski & Hao Dang as they discuss:➡️Earnings buzzword - tariffs➡️FTC and SEC leadership➡️Crypto and M&A➡️Social Security Tax Cuts➡️The state of financial literacyTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about what is the point of investing in non retirement accounts long term? Today we are going to answer these questions!  Question 1: What is the Point Of Investing in Non-Retirement Accounts Long Term?  Question 2: Why do funds that track the same index have different results day-to-day?  Question 3: How Should I manage my RSU's?  Question 4: What percentage of your portfolio should be in international funds? How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Right now, my listeners can get a free 2-week trial at 1password.com/PERSONALFINANCE to help secure their growing business. The Rundown by Public.com—your daily financial news podcast. Listen now: The Rundown Podcast Go to joindeleteme.com/pfp20 for 20% off!  Links Mentioned in This Episode:  Pre-Tax or Roth, How to Use Your Emergency Fund, & Building Business Credit - Money Q&A Should I Use My Emergency Fund to Pay Off High Interest Debt? - Money Q&A The 1-3-6 Method For Building & Managing Your Emergency Fund How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.Watch the VideoDownload the Job AidAll episodesIn this episode, we explore the topic of Restricted Stock Unit (RSU) income and how it may be used towards mortgage qualification. We delve into the definitions, guidelines, and calculation methods used by Fannie Mae and Freddie Mac for this increasingly common form of compensation. We discuss:What are Restricted Stock Units (RSUs) and how do they work?Fannie Mae and Freddie Mac guidelines for using RSU income in mortgage qualificationDifferences between performance-based and time-based RSU vestingDocumentation requirements for RSU income verificationScenarios demonstrating RSU income calculations under different guidelinesResourcesFannie Mae Selling Guide - B3-3.1-09, Other Sources of Income - Restricted Stock Units and Restricted Stock Employment IncomeFannie Mae Selling Guide - B3-3.1-01, General Income Information - Continuity of IncomeFreddie Mac Seller/Servicer Guide - 5303.1, Employed incomeStockopedia - 200 day Moving AverageSign up for Radian National Training Updates© 2024 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian's prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.

In regulatory filings, more details have emerged in Bending Spoons plans to acquire Brightcove, including some terms for employees who stay on with the new company, the number of aggregate shares of company common stock tied to RSU awards, the exact number of Brightcove employees, a disclosure of a "material weakness in internal control over financial reporting,” and other company details. In this special podcast episode, we discuss all the numbers and provide insights into what the deal could mean for Brightcove's future.Podcast produced by Security Halt Media

Join Chris Kaminski & Hao Dang as they discuss:➡️The Trump trade➡️Tax Cuts and Jobs Act round 2➡️Inflation and immigration➡️FTC and SEC leadershipTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Jackie and Dunlap have been cussin' Trump since 2015. Let's check in on them and see how they been since his historic win.  Get 20 Extra Minutes with Jackie & Dunlap at http://patreon.com/redstateupdate "The Magic Cowboy" courtesy Seth Timbs:   https://sethtimbs.bandcamp.com Red State Update theme "Tasty Sorghum Biscuit" by William Sherry:  https://open.spotify.com/track/74j2AyMM9Qy2VhSQDajhfn   

Join Chris Kaminski & Hao Dang as they discuss:➡️Longshoremen union still holding out➡️Tesla's robo taxi➡️Social Security tax limits for 2025➡️Boeing lays off 10% of workforce➡️High-yield savings dropping like a rockTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Šajā sarunā neiroimunoloģe Dr. med. Viktorija Ķēniņa stāsta par stresa ietekmi uz imunitāti, mūsu nervu veselību un veidiem, kā varam ikdienā rūpēties par savas iekšējās pasaules higiēnu. Tā ir saruna par pārmaiņām savā dzīvē, par kurām zinām, ka tās mums ir vajadzīgas, bet uz ko pagaidām nevaram saņemties. Daktere piebilda, ka pie neirologiem mēdz nonākt arī pacienti, kuriem citi ārsti nav atraduši veselības sarežģījumu cēloni un veidu, kā viņiem palīdzēt. Daktere Viktorija Ķēniņa ir neirologs, imunologs un virsārste Paula Stradiņa klīniskās universitātes slimnīcas Reto neiroloģisko slimību centrā. 2023. gadā daktere saņēma Latvijas Ārstu biedrības (LĀB) īpašo speciālbalvu “Gada iedvesma”. Viņa ir asociētā profesore RSU.Dakteres specializācija ir neiroimunoloģija. Tā ir medicīnas joma, kas vērsta uz nervu sistēmas un imūnsistēmas savstarpējo mijiedarbību veselības uzturēšanā un slimību izcelsmē. Par šo tēmu viņa kopā ar kolēģiem ir izveidojusi grāmatu “Neiroimunoloģija klīniskajā praksē”. Daktere ir līdzautore grāmatai "Autoimūno slimību ārstēšanas ceļvedis. Ievads integratīvajā un holistiskajā medicīnā".Vairāk informācijas sarunas lapā.SARUNAS PIETURPUNKTI:0:00 Ievads3:52 Vēlme strādāt ar neparastu saslimšanu gadījumiem Paula Stradiņa klīniskās universitātes slimnīcas Reto neiroloģisko slimību centrā9:37 Kas ir pamatā neiroloģiskām saslimšanām13:05 Savas dzīves pārskatīšana kā papildu atbalsts veiksmīgai ārstēšanai15:02 Pēdējo 20 gadu tendence autoimūno slimību jomā16:46 “Mūsu uztverei, mūsu emocionālajam fonam ir ļoti liela nozīme”18:09 Kā palīdzēt jauniešiem, kuru liela daļa dzīvo nopietnā trauksmes stāvoklī20:28 Ir svarīgi trenēties “neķert kreņķi”23:43 “Jebkura autoimūna slimība asociējas ar iekaisumu” – iekaisumu negatīvās puses31:49 Ar ko atšķiras akūta slimība no hroniskas35:12 “Mūsu valstī nav tādas kultūras tikt galā ar emocionālām problēmām tāpat, kā es tieku galā ar rokas lūzumu'41:44 Kā nepieļaut izdegšanu, ja strādā darbu ar augstu stresa līmeni46:31 Dakteres pieredze ar nepatīkamu starpgadījumu darba dzīvē, un kā to varētu vieglāk atrisināt52:17 Higiēna katra cilvēka iekšējai pasaulei. Kā to iemācīt bērniem56:25 Kā cilvēkam pašam saprast, ir viņš trauksmains vai nav1:00:06 Kādu postu cilvēkam nodara hronisks stress, pat ja tas ir neliels1:01:02 Ar ko atšķiras psihiatrs un neirologs, kādos gadījumos izvēlēties vienu vai otru speciālistu1:07:03 “Ar katru gadu arvien vairāk ir slimību, kuras var ārstēt ar terapiju”1:08:57 Nekad nepadoties, jo ir slimības, kuras iepriekš bija neārstējamas, bet šobrīd tās jau tiek ārstētas1:13:26 Kas ir imunoloģija un kādas ir tās iespējas ārstniecībā un profilaksē1:21:00 Ko pēta neiroimunoloģija un kādu slimību ārstēšanā tā var palīdzēt1:27:20 “Ja tu labi zini, kā tev attīstas slimība, tu vieglāk vari pieņemt terapiju”1:28:56 Kad savu lietu mīli tik ļoti, ka vēlies to parādīt visai pasaulei – grāmatas, pie kurām strādājusi daktere Viktorija Ķēniņa

Join Chris Kaminski & Hao Dang as they discuss:➡️AMZN requires employees in office 5 days a week➡️First inflation print after rate cuts➡️META impresses at product launch➡️Jobs blowoutTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Welcome to our Q4 2024 market commentary!Join us as we discuss:➡️Volatility➡️S&P nearly touches a correction➡️Fed rate cuts➡️The election➡️Our outlookTo stay in the loop on more insights, visit: www.consiliowealth.com/insightsDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️The Fed cuts rates by .50%!!!➡️Domino effects of a rate cut➡️Microsoft inks deal to buy energy from Constellation to satisfy AI needsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

I'm wondering how to handle my future tax liability after my RSU withholding offset goes away. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Join Chris Kaminski & Hao Dang as they discuss:➡️GLP-1 drug usage and impacted industries➡️Bare necessities➡️Taxing unrealized gains➡️Thematic ETFs (watch out)To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

[깊이 있는 경제 뉴스] 1) 새마을금고 PF 부실에 상반기 손실만 1.2조 2) 대기업 7곳, 총수 일가에 주식(RSU) 지급 약정 - 안승찬 언더스탠딩 기자 - 정지서 연합인포맥스 기자 [친절한 경제] 묵시적으로 연장된 전세 계약, 언제까지 지켜야 하나요?

Dave and Ethan discuss Ethan's recent trip to Tulsa, OK to visit locations used in Weird Al's 1989 film UHF for the 35th anniversary. In addition to sharing what the locations look like 36 years after the filming, they discuss tips, tricks and suggestions for anyone planning their own visit to these historic landmarks. ABOUTSince 2019, Dave & Ethan's 2000″ Weird Al Podcast has covered all facets of the life, career, and fandom of “Weird Al” Yankovic. Hosted by Dave “Elvis” Rossi and Ethan Ullman, two Weird Al super fans, collectors, and historians - the podcast aims to spread the joy of Weird Al and his music while digging deep and learning from those who have worked with, or been inspired by, his work. LINKSFollow us on social media, Patreon, and more: https://linktr.ee/2000inchPast episodes available at WeirdAlPodcast.com PODCAST CREDITSIndependently produced, hosted, and created by Dave "Elvis" Rossi and Ethan UllmanTheme song performed by the Grammy Award-Winning Jim "Kimo" WestPodcast logo designed by Heather Malone COPYRIGHT© 2019-2024 | Dave & Ethan's 2000" Weird Al Podcast

Join Chris Kaminski & Hao Dang as they discuss:➡️Companies aren't concerned about the economy➡️Chipotle CEO goes to Starbucks, and gets a remote job➡️The Fed swings dovish & jobs➡️Grocery store gouging To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Paulette and Lisa for this conversation about the legal and financial aspects of divorce and gain the insight you need to secure just the right match.  Lisa Zeiderman is a high-energy, zealous and relentless advocate for her divorce and family law clients in New York City, Westchester and beyond.  You can rely on her to protect your legal interests, your finances and your children.  Ms. Zeiderman, a Managing Partner, is a Certified Divorce Financial Analyst and Certified Financial Litigator, known for her work on complex litigation regarding financial and custody divorce matters, as well as pre- and post-nuptial agreements in New York City and Westchester County.  She is also very active in her community and civic organizations and has an ongoing media and LinkedIn presence which enables her to put together an interdisciplinary team to ensure each client has access to the top professionals in each discipline they might need as they embark on a divorce. Ms. Zeiderman's recent accolades and activities include:  Awards and peer/client recognitions Crain's New York Business Notable Woman Lawyer for 2022  Crain's New York Notable Diverse Lawyer for 2022  Hudson Valley Best Lawyer in 2022 2021  Best Family Law Attorney for Client Satisfaction by the American Institute of Family Law  Attorneys Super Lawyer in Family Law for 2020, 2021 and 2022  Maintains a 10 rating on Avvo Client Champion for 2019, 2020  Thought leader and author Authors well-read blog for Psychology Today, “Legal Matters: Understanding Mental Health Issues as They Apply to Divorce and Child Custody” Regularly published in The New York Law Journal and Financial Advisor Magazine on topics ranging from changes in New York State law that affect family law, complex litigation, tax issues and child custody.  Is a frequent guest on podcasts discussing divorce, family law, financial matters, and financial empowerment for women.  As a Certified Financial Litigator and founding member of the American Academy of Certified Financial Litigators, Ms. Zeiderman also brings particular experience in complex financial matters, including issues involving complex executive compensation, deferred compensation, restricted stock units (RSU) as well as retirement assets.  Her approach to matrimonial and family law often includes enlisting an interdisciplinary team, including mental health professionals, financial advisors, career counselors and real estate advisors.  This enables her to create an integrated approach for clients and their families going through a divorce that doesn't begin and end with negotiating the settlement agreement.  She also works with cases that involve mental health issues including narcissism and borderline personality, and she regularly consults with mental health professionals on these matters.  https://lisazeiderman.com/ SIGN UP FOR my Better Divorce Blueprint PROGRAM: https://betterdivorceblueprint.com/ WEBSITE - resources for those in need of Certified Divorce Coaching and Private Mediation Services : https://betterdivorceacademy.com/ SOCIAL MEDIA - bit.ly/betterdivorceacademy Buy my book and workbook: Better Divorce Blueprint https://betterdivorceblueprint.com/ RESOURCES - https://betterdivorceacademy.com/reso... AUDIOBOOK FROM AUDIBLE - https://www.audible.com/pd/Better-Div... Are you looking for answers and guidance? BOOK a 30 minute assessment consultation: https://calendly.com/betterdivorceaca... Disclaimer: All statements made in this audio/video are expressions of the opinion of the speaker, and should be regarded as such. The audio/video is made to serve a therapeutic purpose for the speaker or speakers and to assist others in recognizing and dealing with matters in their own lives which they believe may be similar. #divorce #mediation #coaching #lifeafterdivorce #divorcesupport

Join Chris Kaminski & Hao Dang as they discuss:➡️Market selloff...worried?➡️Unwinding the carry trade➡️Fed pause (and blame?)➡️Sahm Rule goes viralTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

URL:  https://www.lpfadvisors.com/   Episode Summary: The information I am providing is my opinion and not necessarily that of my firm or this platform.  I am only providing general educational information and not any customized investment recommendations. You should consult with your Financial Advisor, Tax Advisor or Attorney on your specific situation. Nothing shall be construed as Financial, Tax or legal advice or recommendations.   Collin Habig, a certified financial planner with LPF Financial Advisors, specializes in Moderna stock options and RSU planning. He emphasizes the importance of aligning stock option and RSU decisions with clients' values and long-term goals, providing expert guidance on equity selection, awards vesting, and strategic financial planning. Habig explains that stock options and RSUs are both long-term incentive plans, with stock options allowing employees to buy shares at a fixed price and RSUs being performance-based awards. He stresses the necessity of making these decisions based on financial goals rather than emotions, highlighting the need for a balanced financial plan to avoid common pitfalls and achieve long-term financial security.   Here's what to expect this episode: Understanding the differences between stock options and RSUs is crucial for informed decision-making. Stock options and RSUs vest over time, with exercise prices and tax implications playing key roles. Tax implications for stock options and RSUs differ, affecting financial planning and outcomes. Retirement planning is essential, and advisors like LPF specialize in guiding clients through stock options and RSU planning. Connect with Collin Habig https://www.linkedin.com/in/collinhabig/   Connect with Kris Flammang https://www.lpfadvisors.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Chris Kaminski & Hao Dang as they discuss:➡️Three stocks drove 50% of S&P gain in the first half of 2024➡️Small caps register 6 months of performance in days➡️Presidential market timing➡️The top performing stock of the last yearTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Join Chris Kaminski & Hao Dang as they discuss:➡️We're at a 50 year high for concentration on the S&P 500➡️Consumer health check, mostly in good shape➡️The Fed softens stance on rates➡️Election result forecastsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

So you won the lottery - congratulations! After you celebrate, should you rip off the band-aid and convert the entire lump sum payment to a Roth IRA? That's today on Your Money, Your Wealth® podcast 478 with Joe Anderson, CFP® and Big Al Clopine, CPA. Also, Bucky in WA is required to have the same asset allocation in his traditional and Roth 401(k). Joe and Big Al spitball on his options, along with the pros and cons of consolidating retirement accounts for Scott in NC, and they explain the spousal Roth IRA for Rock Rochester in Manistique, MI. Plus, should Scott in Jackson, MS sign up for the state public employees' retirement system or a traditional retirement plan? Can Driving Fast, Loving Life in TX speed away in her Porsche from RSU capital gains? And should she and her hubbs retire abroad? Finally, can Sean in Reno, NV buy a million dollar vacation home in 10 years, and can Jennifer in La Mirada, CA afford to retire after being forced out of a 21-year career? Access this week's free financial resources and the episode transcript in the podcast show notes, and Ask Joe & Big Al On Air for your Retirement Spitball Analysis, at https://bit.ly/ymyw-478 Timestamps: 00:00 - Intro 01:06 - Should We Convert $1.75M Lottery Winnings To Roth? 09:31 - Free Financial Assessment - schedule now 10:38 - Asset Allocation Must Be the Same in 401(k) and Roth 401(k). What to Do? (Bucky, Washington state) 18:08 - Pros and Cons of Consolidating Retirement Accounts (Scott, NC) 23:28 - Spousal Roth IRA Explained (Rock Rochester, Manistique, MI) 27:07 - Traditional Retirement or PERS State Retirement? (Scott, Jackson, MS) 31:00 - Avoiding RSU Concentrated Position and Capital Gains and Retiring Abroad (Driving Fast, Loving Life in TX) 38:43 - Restricted Stock Units (RSU) - read the blog Employee Stock Purchase Plans (ESPP) - read the blog 39:19 - Should We Buy a $1M Vacation Home in 10 Years? We'll Have $12M. (Sean, Reno, NV) 43:11 - Can I Afford to Retire After Being Forced Out of a 21-Year Career? (Jennifer, La Mirada, CA) 49:24 - The Derails