Podcasts about MSA

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Keith discusses the competitive nature of short-term rentals (STRs) and the need for hosts to offer luxury amenities to attract guests. Long time investing pro, Alex, joins us to cover the BRRRR strategy in Little Rock, Arkansas, an investor-advantaged market, emphasizing its low property taxes and stable cash flow. They explain the BRRRR process, including: buying, renovating, renting, refinancing, and repeating.  The strategy allows investors to scale their portfolios with minimal initial capital, offering a 0% management fee in year one and 4% in year two.  Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock on Thursday, July 17th at 8PM Eastern. Show Notes: GetRichEducation.com/561 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, anymore when you own short term rentals like Airbnbs and vrbos, you are in an all out arms race competing to provide amenities like never before. Then what happens when you take the popular burr real estate strategy and overlay it with one of the most investor advantaged markets in all of America. It's a lucrative opportunity. You'll see how and why today on get rich education.    Keith Weinhold  0:32   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows, an A plus rating with the Better Business Bureau, and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know mid south enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid southhomebuyers.com   Speaker 1  1:58   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:14   Welcome to GRE from North Conway, New Hampshire to North port, Florida and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education, happy July, the second half of the year. And my favorite month of the year is your Airbnb fancy enough, because anymore STRS short term rentals have gotten so competitive that hosts treat their properties like white lotus level hotels. Now, STRS were never passive, but they become even less so it is active income. Once upon a time, Airbnb hosts could just sort of drop a few colorful throw pillows on their fold out couch and make a killing. But no more those days are so far gone. The STR game has changed drastically. I mean, you used to be able to list a basic home with generic furniture that you got at Costco, minimal amenities, no Wi Fi, and still get it booked, but today, it will sit empty unless you offer more than just a place to sleep. You have to build an experience for Airbnb guests. Now, increasingly, hosts are doing things like adding outdoor kitchens, arcade machines, putting greens, even basketball. And now, though these upgrades do cost a lot up front, they can pay off. These amenity types can double your nightly rate, but they come with more responsibility and more to maintain. I mean, more guests are expecting a flawless experience. The trend is that Airbnbs are becoming full scale hospitality operations, and if you don't treat it like one, you're going to fall behind. So simply having a nice house that just no longer cuts it, running a short term rental today is nothing like it was even two or three years ago. You used to be able to stand out with a decent bed and colorful throw prolos, but now guests are basically comparing your place to boutique hotels. Hosts are deeply investing in design, forward furniture, layered lighting and featuring spaces that some market as what they call moments like cozy reading corners in these luxurious bathroom setups, adding things like welcome guides and even complete brand identities with a proper. Name and even a logo and a story to give the place some personality, even writing up a history for your property, even if it's not that historic. Now, these sorts of tactics, they actually do, seem to work. Guests will give you more bookings, better reviews, and guests even share the space on social media like it's somewhat of a lifestyle destination now sometimes STR hosts, they team with these other platforms to add welcome champagne in ice buckets on site, sommeliers, private chefs, daily, housekeeping on demand. 24/7 textable concierges, heated plunge pools and other amenities through you partnering with some of these platforms and these upgrades don't come cheap. The publication called the playbook, they featured an STR in Sag Harbor, New York, where the property owner invested $85,000 into overhauling the landscaping and adding a James Turrell Inspired LED light installation. But overall, these improvements boost rental revenue by an average of 40% over what the property was collecting previously. All right, so this is a case study now, though, this STR trend of offering deep hospitality and luxury amenities has turned into more of a job and less about passive income. You know, really, this is free market capitalism, because this is competition to see who can provide the best service at the lowest price, but that's what it is. So this is making real estate less of a good and more of a service. Short term rentals soaring supply, day rate compression and AI driven pricing tools. That means that the just this all nice house with good photos thing that no longer cuts it. It is an amenities arms race now, and of course, this is a national trend. It doesn't mean that it's happening absolutely everywhere. In some places, hosts are able to charm guests simply with something like a freshly baked loaf of banana bread, but the consensus is whether they spend a little or a lot, Airbnb hosts unanimously say that they've got to work harder in order to keep guests happy. It's become more of a business and less of a side hustle than it used to be. You've got more hosts leaning into higher upfront investments because they know guests will pay for a sort of turnkey, Instagrammable experience. And this really is a classic early adopter issue, just like a lot of things, Airbnb launched in 2007 by the way, so this sort of first wave of Airbnb hosts back around 2012 to 2015 they were riding a blue ocean back then. There was virtually no competition. There weren't any standards, and there were plenty of bookings, and that made a lot of hosts pretty fat and happy. But that's not where we are now, really. The bottom line is that in many markets, short term rentals have transitioned from partial passivity to all out hospitality. That's the Airbnb arms race. The average Airbnb nightly rate for North America. Do you care to venture a guess at the average nightly rate? It is approximately $216 per night, and that right there is up 26% from 2020 so it is not up as much as house prices over that five year period from 2020 really, the Airbnb rate is up about as much as the long term rental rate.    Keith Weinhold  8:58   While we're talking numbers a quarter recently ended. Let's hit on our asset class rundown. What's happened to home prices in the past year? Well, when you aggregate all these sources, Zillow, Freddie, Mac case, Shiller, FHFA, in totality, home prices are up 2% single family rents are up 3% apartment rates are down 1% due to their oversupply. The 30 year mortgage rate was 6.9% a year ago, and it's 6.8 now. CPI inflation is 2.4% expressed in year to date terms. Now the SP5 100 is up 5% in the first half of this year, ending near 6200 the dollar is down. That means that it takes more of them to buy gold, which is over $3,300 an ounce, gold is up 27% just from the start of this year, and the oil price is still depressed in the 60s. Per dollar for a barrel, Bitcoin still strong, ending the quarter at 106kthat's your asset class rundown, which we do about quarterly.    Keith Weinhold  9:57   Hey, I really enjoyed meetingside. Of you on this year's terrific real estate guys Investor Summit at sea was concluded about a week ago. It was two days on land in Miami, followed by a week of conferences and fun aboard a Caribbean cruise ship. I really got to meet you and get to know you, because we had nine days together, and as one of the faculty members, I hosted a table at dinner every night, and each night the attendees rotated around to my table, so I got to meet a lot of you and really get to know you, and you got to know me. Yeah, it was as interesting for me to meet you in person, perhaps, as it was for you to meet me, because I like to hear what you're doing in real estate, investing, in everything else. I gave a main stage presentation that was almost an hour of all me, all GRE and also served on five different panel discussions. Oh, it's such a unique event. Get this, I was kind of dressed up to give my main stage presentation, which so many of you, by the way, told me afterwards, that that was your favorite presentation of them all, all week long, because each faculty member made a main stage presentation. But what I want to tell you is, just a few hours after I presented, on the cruise ship, I was shirtless in the water throwing a football around at the beach in St Thomas Virgin Islands. What an event. Fantastic to meet a number of you in person. So far today, I hope what I've shared with you has been informative. Next. It's something informative and really actionable that you can make lucrative that's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  11:45   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Russell Gray  12:16   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Russell Gray  13:30   Hi. This is Russell Gray, co host of real estate guys radio show, and you're listening to get rich education with Keith Weinhold, don't quit your Daydream. You Keith,   Keith Weinhold  13:38   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking to a guest not only about an investor advantaged market, but when you overlay a certain strategy with it, this can be highly lucrative for investor returns, and we're with a long time investing pro Alex, welcome onto the show.    Alex Craig  14:04   Hi Keith, thank you.    Keith Weinhold  14:05   Well talking about top US cashflowing market, let's get right to it. Tell us about yours.   Alex Craig  14:11   Little Rock, Arkansas. It's a market that we've been in since 2012. I personally invest there. I've got about 75 doors of multi family, single family. And the reason why it works is just cash flow. Over the years, we've had investors from around the country that have owned portfolios where maybe they're somewhere in Phoenix or Dallas, where they're kind of speculating. This is not a speculation market, and that's why it works for myself. It's consistent. It's very linear, and linear is a word that we use a lot to describe. And if you're going to be a cash flow investor, and that's why I'm in it, it's you want a linear market. You don't want ups or downs, and then you want to make sure it's a growing market too. And Little Rock checks all the boxes of what you would want in a stable cash flow environment market.   Keith Weinhold  14:57   And I think a lot of our investor listeners are. Already pretty keen on that. You get a high ratio of rent income to purchase price. You have laws that heavily favor landlords over tenants. But Alex, in today's environment, people are more conscious about rising operating expenses and higher mortgage expenses, and that's really one advantage that Arkansas can give right now, is with those low property taxes   Alex Craig  15:20   Keith,it's so interesting you mentioned that because I did have a conversation with a client of ours that had a property in another market that he had mentioned how his property taxes had gone up and gone up substantially, which that's to expect. I mean, after COVID, there was a lot of markets saw a huge boost, especially with markets that saw hedge funds come in. Hedge Funds, I believe, ruined a lot of markets, raised the prices. And another reason I like Little Rock, it flies under the radar. You think is Little Rock is a small market, but it's really not. It's, I mean, the population of the city is 250,000 but the metro area, which is a 50 mile radius around Little Rock, is much bigger. And the entire, not only the entire market, metro area, feeds off little rock, really, the entire state does too. But that being said, because it's floating under the radar, the property tax have remained low. They've taken a little bit of bump over the years, because the values steadily go up, but they started low anyway. So with operating costs of insurance, insurance has gone up for a lot of for my own properties in other markets, it's going up, and it's going up in Little Rock too. I mean, it's just the name of insurance, but property taxes have remained low. They've always been low, and that's really a big help as to why this market works for us.   Keith Weinhold  16:30   Talking about flying under the radar, you're talking about, therefore evading a lot of that hedge fund money. Tell us more about the market and some of those anchors and drivers.   Alex Craig  16:40   It's a blue collar town. You've got logistics. Is a market, or is a segment of the industry that has really come on strong over the last few years, Amazon has really put a footprint in the market. Healthcare is a huge, huge market, like I mentioned earlier, not only does the region feed off the direct to the entire state, it's the hub of healthcare for the entire state of Arkansas, of course, it's government. Government provides a lot of jobs. The good thing about government jobs is they're maybe not on a national level anymore, but on a local, state level, they're very it's hard to get let go from a government job, unless now, not on a federal level, but it's very steady, so a lot of steady blue collar jobs, and that's what you want for a strong resident base, especially in the type of properties and 1000 to $1,200 price range, you want those blue collar study growing jobs.   Keith Weinhold  17:31   Yes, you do have those there. It's funny. I'm smiling a bit because I used to be a state government employee, and there's just no way that they ever would have fired me. I was so protective I had to quit in order for them to have to replace me at that job. I'm wondering about the new supply that's come on, Alex, because a number of markets have added supply. I know, for example, that Redfin reports that little rock median home price appreciation is up 7.3% year over year, and with the dynamics going on in the market recently, that typically tells us that there hasn't been that much new supply added. Is that what's going on there?   Alex Craig  18:11   No, there hasn't been a lot of new supply. I just think with little rock and every other market, the mortgage rates have gone up. Home ownership is down during COVID. It was really hard to get an investment property. For what we did, sending out our list every week. It was basically send out our properties, people hitting send and not even knowing what they were reserving. Rates were just low, right? Everybody's jumping in. It was hard to get inventory. So now what we have is, you know, higher rates that scares some people off. It pushes some people out on the market, but it also creates opportunity. I feel like this is the easiest time I've been investing in real estate since 2007 that was the foreclosure crisis, Great Recession, and it was a lot of foreclosures on the market, and that's how I built a big chunk of my portfolio. But now it's just a matter of there's not as many people in it. So for us, there's just more acquisitions for us to go out and get. There's still distressed homes on the market where individuals don't want to hire a realtor, they just want all cash offers. They're ready to get rid of them, and that's where we step in. And without as much competition like I said, we kind of fly under the radar. I feel it creates more just supply inventory for us and for me as an investor, but also for our clients too   Keith Weinhold  19:23   with that in mind, and again, a lot of our audience is already on board, knowing that little rock in Arkansas is a good cash flow market with stable, long term fundamentals, but in order to make it more profitable, you've overlaid it with a certain strategy there in Little Rock. Tell us about that.    Alex Craig  19:45   So the BRRRR strategy, yes, it's able to work now because there's not as many buyers in the market. So basically, the way the burrs strategy works is we acquire a property. I'm just going to use very round, simple numbers for simple math makes it easier on me   Keith Weinhold  19:58   and we're talking the BRRRR. Strategy that's buy, renovate, rent, refinance, and repeat. Those are the five investor steps.   Alex Craig  20:07   correct. And so that's what we do, is we buy. Let's just say the B. Let's take the B, for example, we buy a home, and we buy it for 60,000 where I'm just talking like if I own the home, and then I put $20,000 into the deal. So now I'm all into it for 80,000 and you have to remember, there's some in between, cost of closing costs. I'm just talking just very general strategy. You buy it for 60, you put 20 into it, and all of a sudden you're in it for 80, and the value comes back at 100 so you're in it for 80% of the after repair value. Most Fannie Mae lenders will do 75% so if you purchase a house outright, you put 20% down, but if you are doing a refinance, you're able they'll do it at 75% so instead of buying a home and putting it down payment upfront, you're using equity in the deal. And that's what the burst strategy is, buy renovate. So we buy it, we renovate it, we refinance it, we rent it out, and then you repeat it. So it allows for investors to scale their portfolios quicker and stretch their money a little bit further. So if you've got, I've got $50,000 and I want to invest in real estate, if you purchase a home, you're bound by the down payment. Once you put that down payment, it's, I wouldn't call it sunk cost, but that money's gone for reinvesting. The burr model allows you to stretch that money a little bit further. Now, like I said, I gave pretty basic numbers to the deal, but that's what you're going for. Some equity in the deal, and that's what we're able to provide for ourselves and for our clients.   Keith Weinhold  21:38   So let's review that numbers on a little rock burp, making a $60,000 purchase with a pre renovated property. Then the investor puts another 20k into it for the renovation. So now they're all in for 80k and they get a 100k appraisal on that property, and then they can borrow, say, 75% of that there, that is the refi portion, the fourth letter of the BRRRR acronym. So therefore they've got 80k into it, and they got 75k back, meaning they would only have 5k into it, but maybe another 5k for closing costs, and now they only have 10k in to a 100k property. That's the appeal. That's what we're talking about here with the BRRRR   Alex Craig  22:22   strategy. I mean, you're exactly right. And as I mentioned, I use some really basic numbers, because when you're using, you know, 100,060 and 20 makes them very basic. It's pretty hard to find out a deal worth 100,000 these days, even when we started in the industry, 100,000 was a pretty cheap after pair value. Probably the mean value of the homes that we're dealing in is probably about 140 to 140 to 160 but same principle, based on those same logic that what we just talked about, I wouldn't say, you know, five or 10k out of pocket, but if you're talking about purchasing a deal with 25% down versus doing a bur you're probably going to be in it at 15% Out of pocket costs 10 to 15% as opposed to putting a down payment of 25% but the big thing is, you're getting money back, and you're not putting as much so just it's great for scale. I don't know if you'll talk about DSCR lending very much on your show, but that's something that a lot of our clients, and that does 80% so we have a lot of clients going that route now too.   Keith Weinhold  23:21   Okay, so you could do 80% with debt service coverage ratio loans, but to drop back in our example, to help be clear, the investor has 80k of their own skin in the game into the property, 60k for the purchase, 20k for the renovation, even though they only have 80k in it appraises for 100k that ARV, that after repair value. Why is the after repair value 100k when you only have 80k into it? Why is it more?   Alex Craig  23:49   that's based off comparable sales? So when you're in it at 80, and you're going to refinance it through a lender, they're going to send an appraiser out, and appraiser is going to pull comparable sales within that neighborhood. So just because you're in an 80 the appraiser is going to go pull three comps, very similar to that home. So if we're selling a three bedroom one bath, they're going to pull three comps at a three bedroom one bath, relatively the same size look, if it's got a carport, they're going to try to find three houses with the carport. So in theory, that's what they're doing. They're pulling comparable sales and developing new value based on recent sales.   Keith Weinhold  24:23   So it's that you have this knowledge to buy in neighborhoods and buy in certain sub markets, where, when you know that capital is added and renovations are made and a rehab period that they do tend to appraise for that value based on the comparables that are already there.   Alex Craig  24:40   Yeah. I mean, if we were to take the same house at 60,000 and didn't do any work, he would then say, well, you've got some comparables here versus 100 but you could never sell this home for 100 these are the things you have to do, and that's what we do during the first R the renovate of the acronym is to renovate the home to the condition that the. Appraisers feel that are comparable for the neighborhood, and that's a real important part, is comparable to the neighborhood. We could go in and put in a Jacuzzi tub and grain of countertops. We actually, we do put a lot of grain in, because we get it so cheap. But you could go in and fix it up to the nines, but it's not going to appraise for any more than the others, because the appraiser would say, we over improved it. So we improve it to what we know, what the kind of the standard for the neighborhood? Because you could over improve these things for sure and not get that return on that investment.   Keith Weinhold  25:28   That is a great answer. There is a specific improvement target that you know that needs to be hit. Tell us more about this burr process, because to an out of area investor, it can sound pretty intimidating if they had to manage contractors remotely themselves,   Alex Craig  25:43   there definitely is a need to have a team on the ground that you trust, that you feel comfortable with, and that's what we've done. I've been doing it in multiple markets for myself since 2007 and we built into a business model in 2010 like I said, expanded Little Rock in 2012 and we've been doing this for 15 years now for other investors. So we've got that name and that reputation of taking care of our investors, that's the important part. And we do see a lot of investors get burned, because you can find a realtor to go to help you find deals, but usually the realtor relationship is thesis to end. It's okay, I found you a deal, but then there's so many other things afterwards, and the renovations, where I see so many people get burned, and you know, we manage approximately 1200 homes between two markets, and that's where I see when property owners come to us, they've been burned the most. It's like they've paid somebody $50,000 they didn't finish the job, they didn't do what they say they're going to do. So the renovation that we're the team on the ground, we've got a in House Project Manager, we've got a network of subcontractors. We tend to act as the contractor, subbing things out. We've got in house property management. We've got all the tools, but it's really between both. In the markets in which I operate. I've got about 30 employees within property management, renovations, acquisitions, so the team on the ground is and then the back in the property management part is the long, ongoing accountability. So if something doesn't work out, that's the way we said it. If we say it's going to rent for 1200 and we rent it out for 900 Well, we really got a big egg on our face. You do a few of those, and that's how you don't stay in business anymore. And there's, and I like to say, about every five years the market corrects itself into getting the wrong players out of the business. COVID was super easy, easy to find deals, easy to sell deals. But once the market changed and it became a little more competitive and rates rose, that's the people that have been around for the long time, been in it for the long haul, that stick around. They've got the established business model and their reputation. So every five years, a good correction in the market eliminates those bad players.   Keith Weinhold  27:47   So you have this vetted, proven in play system that investors can get into besides just identifying the property, it comes with that system, those contractors or that investor just has one point of contact with you there for updates on the renovation.   Alex Craig  28:03   Yeah. I mean, I feel like we know these neighborhoods. I like I feel we know these neighborhoods like the back of our hand. We've been investing in them for a decade plus, and we know the areas you want to be in, the areas you don't want to be in. And we have a lot of investors will call us either they already own the property or they're a current client, and they'll say, Hey, I could get this deal for 30,000 and it's worth 100 and I'm like, Well, that sounds too good to be true, especially if it's on the open market. If it was that good of a deal, it's already gone. We just know the market, where to be. We know what to pay. We could, pretty much just through our experience, identify a house we know probably within about five to 10% before we even dive into comparable sales of what it's worth. We could walk through a house within probably about three to five minutes and peg the renovation costs probably within about 10% now we still order an inspection, and that's where we uncover the things that we can't see, that maybe there's a bunch of rotted out joist or a foundation problem that we didn't see. So, but there's things aside we could walk through and we pretty much know, okay, it needs a roof that's 7000 it needs an air conditioner that's six flooring, two. So that's the expertise that we bring and like. So then the management part of it, on the back end, that kind of ties it all together with accountability.   Keith Weinhold  29:22   And I know that your typical project renovation cost tends to be about 25k just for simplicity, we use 20k in that example, and your completion times are shorter than others that have inexperienced crews. So tell us about that typical renovation time. Alex.   Alex Craig  29:39   every day we're accomplishing 500 so 25,000 divided by 500 comes to 50 days, 50 days. So we'll knock that out in about 50 days. And we just have a large network of subcontractors that we've been working with for years. If you weren't in the business, I think that'd be really hard to accomplish, and there's just a lot that. Goes into it. I mean, the renovating the homes, it's the once, it's the worst, it's the hardest thing that we do. For sure, it's definitely the most scheduling, but it's where, if you don't know what you're doing, a great deal turns into, how do I get out of this?   Keith Weinhold  30:15   Right, absolutely. Now, in our example, we used where an investor puts 60k into it for the purchase to start with, because I see the burst strategy is a good strategy. If someone doesn't have a lot of capital, like they would for maybe a new build property, can one even finance that initial purchase amount?   Alex Craig  30:35   Yeah, so private lending. So that's the part that makes if you've only got 50 grand to facilitate this entire process, and you want to try to repeat it as many times as you can. 50,000 would not be enough just to pay cash. So yes, we have private lending. We set that up. Sometimes we lend it ourselves. Sometimes we outsource it to some of our strategic partners, but we'll lend the money to buy and renovate the home. A typical what that loan would look like it's about 3.3 points of loan origination. So if you've got an $80,000 loan, that's $2,400 most lenders do require for you to bring that up front, and now you're in it for an $80,000 loan at 12% which, five years ago, that sounded crazy to borrow at 12% but with for private lending, that's not bad at all, especially you want to get in and out of it quickly. So if we're renovating the home, and you know, 50 days, if you're already pre approved with your lender, and they have all your documents by the time we finish renovating the home, the appraisals lined up, and you could be in and out of these private loans in about 90 days. That love that depends on the lending side, that you're giving the lender what they need. But ideally you want to be in these things about 90 to 120 days. So $80,000 loan at 12% that $800 a month. So if you're in it for 90 days, 800 times 320, 700 plus the loan origination fee. But that's how you do it. That's the you're just borrowing money to finance the acquisition, the rehab and the refinance   Keith Weinhold  32:03   that is an option for you if you don't have the cash here to come in with these burr strategy properties. Alex, tell us more about it. Really, what I would like to know is, when an investor gets their appraisal, their after repair value, how many want to sell it for a profit, and how many want to hold it with a tenant for long term income   Alex Craig  32:26   so far, zero. Want to sell it for a profit. If you're all in it for add and then you're selling for 100 once you sell it, there are other fees involved. You got to hire a realtor. Right now is a great time to hold it's a slow real estate market. I don't think Little Rock from an aspect, is where home ownership is down. I think that's a nationwide thing. So I think if you're going into this, you certainly want to look at it from perspective. This is a buy and hold. I don't think this is the best market to get into to buy something. Flip it with a in the example, we use a $20,000 margin with buyer concessions, realtor commissions. That's a lot of work involved. And let's just say it did work out. You sold it for 100 but you had to pay 2% closing in an agent fee, and you got some holding cost. Let's just say you netted 8000 that might be good for a six month return, but I feel like there's a lot of risk. I feel like our job as what we do for our clients, is to minimize risk. So someone came and said, Hey, I want to flip it. I would say, Well, I don't think it's the best market for it right now. I think you want to get into this buy and hold.   Keith Weinhold  33:29   Yes, Alex has been doing this for a long time, and he's a specific expert right there in that local market. Buy and hold is a strategy that most likely makes sense. And he also strongly recommends pay cash if possible, instead of using that 12% short term private lending option, like he mentioned before, because that can cut out about four to 5k worth of transactional cost. And then if you do buy and hold what Alex and his company offer there in Little Rock is essentially a cash flow boost, 0% management fee in year one and only 4% in year two. So that gives you some extra cash flow runway as well. And Alex, before I ask you if you have any last thoughts, I want to announce to you the audience, that we have a live event virtually next week, on July 17, at 8pm eastern for Little Rock BRRRRproperties that Alex is CO hosting with our investment coach, Naresh, where you can find these bird deals in this cash flowing market. In Little Rock you'll see actual bird deals recently completed with full breakdowns of their purchase prices, sort of these case studies, where you can see some real numbers and what the rehab budgets are and what the actual timelines were, and what the refi outcomes were like, and explore BRRRR ready properties that are currently available to own, if you so choose, on this upcoming live event that you can attend from the comfort of your own home. Learn the full process, from acquisition to renovation to property management to the financing of them, and again, everything is all handled by local experts, so that you don't have to live with the nightmare of remotely managing contractors, which I couldn't imagine doing. So whether you're a first time investor or you're scaling your portfolio, this is your chance to get boots on the ground, insight and a proven road map to burr success and really one of the most accessible markets in the country. Again, Alex here is CO hosting the event along with GRE investment coach, Naresh Vissa. It is a free, live virtual event again next week, Thursday, July 17, at 8pm Eastern. Sign up is open now at gre webinars.com it ought to be great. Alex, teaming with local experts like you has been of real benefit to our audience. Do you have any last thoughts about either Little Rock or burrs or the events that you're going to co host with our audience next week?   Alex Craig  35:57   So here's my last thought, as you were, you know, kind of concluding and I was reviewing what we had talked about. And one of the questions we get sometimes it's a fair question. It's like, well, if this is such a great deal, why don't you keep all the deals? So we hear that from time to time, and the simple answer is, we do. We do keep a lot of deals, and we're buying more real estate now, like I said, I feel like it's the easiest time to get into real estate. So we do, we do keep a lot. We're building a very large portfolio right now, but the house flipping to investors is just another business model that we have. And Property Management too. And we love property management, and we love building investor relationships. We've had a lot of investors we've had been with us since day one that we've developed really tight relationships with. So yes, we do keep a lot of the properties, and we sell properties too, and we and helps us build our management company, which you don't hear too many people say this, but we actually love property management. That's a hard thing to love, but we actually like it.   Keith Weinhold  36:54   That is more weird than Tom wheelwright loving taxes, perhaps, but Right. But I want to deal with somebody that really loves what they're doing, especially when they're protecting our asset and probably more importantly, when it comes to property management, protecting our time. So that's right, Alex, well, our viewers and listeners are really looking forward to it next week, again, that live event Thursday, July 17, at 8pm Eastern is something that you can sign up for now at grewebinars.com. Alex, we're looking forward to it next week.   Alex Craig  37:27   Bye, Keith, thank you.   Keith Weinhold  37:34   Oh yeah. Terrific overview on why the burr strategy can be so profitable. And our event next week. Now, when you rent your primary residence, which you would typically do in a high cost area, and then you own rental property elsewhere, typically a low cost area, do you know what that's called? Yeah, there is a name for that. Last week we spoke to two listener guests in California that are doing just that. That is called rentvesting. And yes, Little Rock is surely a popular low cost market for rentvesting. I have been on the ground myself in Little Rock with Alex's associate to do an on the ground tour of properties. There you want to tap into a system where you've got the guiding hand of both experience and belief. That's what you're doing here. As like he said, Alex personally owns 75 doors there. That is belief, and he's been doing this for out of area investors for 15 years. That's the experience part real proof of concept at next week's event, you'll be introduced to this same system where you can lean on their team for acquisition, renovation and management. Little Rock has an MSA population of about 770,000 but I think more importantly today, savvy investors are conscientious of keeping their expenses down, and for good reason, since they've been up all over the place. Now, the purchase price is 140 to 160k for these BRRRR optimized single family rentals. Remember that we used 100k just for ease of an example there, usually when you buy income property, you're really in at close to 25% of the purchase price when you add up the down payment and closing costs, but this way, you're in for just about half of that at 10 to 15% another low expense is that property tax, statewide, Arkansas Property Tax is just 610 of 1% so that's half the national average. And then your management expense is definitely going to be low for the first two years, because it is 0% in year one and 4% in year two. And these are properties that you can actually be pretty proud of. You'll learn more about this. Scope of work with a renovation on the webinar, often granite countertops in the kitchen is a live, remote event. So this means that you can have any of your questions answered in real time. Should you have them? As you can imagine, demand is high for these properties, and this is a chance to get connected directly with the team that makes it happen. We might never get Alex on an event like this again, and is co hosted with our GRE investment coach, Naresh. It's next week. It's free, Thursday, July 17, at 8pm Eastern, 5pm Pacific. Sign up now, or your future self might not be able to forgive yourself. You can do that now at grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:19   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  42:35   The preceding program was brought to you by your home for wealth, building, getricheducation.com.

In episode 215, host Galit Friedlander and guest Stephanie Scull (dancer for Pharrell, Usher, America's Got Talent and founder of her own successful styling/costuming brand) get into the real-talk intersection of dance, identity, and personal style. Stephanie shares how her path took her from competitive dance and the fashion world to working major jobs in LA and what made her say yes to pivoting towards her own business. From audition looks to headshot rules to what “comfortable” really means when you're getting dressed for a career-defining moment, this one is full of practical gems and big-picture energy. We talk about boundaries, burnout, why dancers often forget their power, and how to use clothes to show the world who you are, before you even move. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Stephanie Scull on Instagram at https://www.instagram.com/scullysculls/. Stephanie's website is https://www.scullystyles.com. Listen to DanceSpeak on Apple Podcasts and Spotify.

On this fifth episode of the MSA in 5 from Man Seeks Adventure Brad Fanshaw and Abby Iverson have some great tips. EPISODE 108 Hear About: • Watermelon Mojito • F1 The Film • Relationships • American Roadt Trips VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek

Rome Resources Plc (AIM:RMR) CEO Paul Barrett talked with Proactive's Stephen Gunnion about the company's decision to delay its maiden resource estimate for the Bisie North project until September. Barrett explained that the update will incorporate new drill data reflecting strong copper and tin mineralisation, along with consistent zinc presence. He emphasised that waiting for all assays and metallurgical results will provide a fuller and more accurate resource picture. Barrett confirmed that MSA, the company's resource consultants, are aligned with Rome Resources' internal geological models. However, the complexity of the mineralised zone—rich in copper, tin, and potentially zinc—warranted a more thorough approach. “It's a very wide mineralised zone, and there's a lot going on in that, a lot of copper, in with the tin and everything else,” Barrett noted. Rome Resources is also investigating whether the zinc mineralisation contains germanium, a valuable metal often associated with zinc. Barrett cautioned that germanium's economic impact remains speculative until testing is completed. Looking ahead, the updated maiden resource estimate is expected in September, following the return of assay and metallurgical results in August. For more interviews and updates, visit Proactive's YouTube channel. Don't forget to like the video, subscribe to the channel, and turn on notifications for the latest content. #RomeResources #MiningUpdate #CopperExploration #TinMining #ZincMining #BisieNorth #CriticalMetals #ResourceEstimate #Germanium #MiningNews

On Thursday's Mark Levin Show, Iran's nuclear ambitions and ballistic missile development pose an existential threat to Israel and American civilization, which cannot be ignored. Israel, possibly with U.S. assistance, will take military action to neutralize this threat, as Iran will not go away on its own. Iran's actions, including attacks via proxies and American casualties, demand a decisive military response, which is self-defense rather than nation-building. These radical Democrats, fifth-columnists, and isolationists lack any strategy and moral clarity. Also, the people of Israel are never discussed by the media. They face severe challenges every day, especially in Tel Aviv, where ballistic missiles from Iran target hospitals and public areas, forcing families into bomb shelters. They are in constant fear with a disrupted quality of life. Media outlets ignore these struggles and ignore the regime's history of killing and maiming American soldiers. Later, Zuhdi Jasser calls in and addresses the mindset of the isolationists and fifth columnists who deliberately ignore the existential threat posed by Iran's theocratic regime and its proxies like Hezbollah and the Houthis. He emphasizes that these groups are driven by a radical theology that glorifies suicide bombing, chaos, and the targeting of non-combatants, with the ultimate goal of triggering an apocalyptic scenario tied to the return of the 12th Imam. Jasser asserts that Iran's uranium enrichment is clearly aimed at developing nuclear weapons, not peaceful purposes, and warns that the regime would use such weapons, likening its leadership to a cult willing to commit national fratricide. Finally, Sayyid Qutb's book Milestones, promotes pure Islam and strict shariah, rejecting Western values and most modern Muslims as ignorant (jahiliyyah). Groups like CAIR, ISNA, ICNA, MSA, and MPAC dismiss devout Muslims who oppose their views. Qutb's ideas fuel sectarian violence and terrorism by groups like Hamas and al-Qaida, and states like Iran, which pursues nuclear weapons through deception (taqiyya). Western appeasement fails to counter this clash with democratic values. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Brethren, this Short Talk Bulletin Podcast episode was written by Bro Stewart M. Pollard, and first published in October 1979. At a conference of Grand Masters, a request was fielded by the MSA to provide real and timely information about membership retention. Here, we find just such a discussion. Enjoy, and do share this and […]

On this fifth episode of the MSA in 5 from Man Seeks Adventure Brad Fanshaw and Abby Iverson have some great tips. EPISODE 107 Hear About: • Be a Lucky Person • Eat Lettuce Wraps • NYC Spots for History Buffs VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek

On this fourth episode of the MSA in 5 from Man Seeks Adventure Brad Fanshaw and Abby Iverson have some great tips. EPISODE 106 Hear About: • Best Places In Yellowstone • Make a Mexican Martini • Denim Comes of Age VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek

In episode 214, host Galit Friedlander and guest Kwasi Ohene-Adu (dancer, technologist, and founder/CEO of Groovetime) get into a conversation that's part dance history, part tech-forward vision, and fully rooted in the reality of what dancers are navigating today. From street performing and coding his own programs in college to building a platform that connects dance trends, AI, and digital ownership, Kwasi shares what he's learned and where he believes the industry is headed. This episode covers everything from soft power and viral culture to how dancers can create new revenue paths without waiting on the old system to catch up. Expect stories, sharp insights, and future-focused ideas—plus a few unexpected laughs along the way. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ On-Demand Workout Programs -https://galit-s-school-0397.thinkific.com/collections Learn more about investing in Groovetime by visiting https://www.startengine.com/offering/groovetime. Check out Groovetime on Instagram and TikTok. Listen to DanceSpeak on Apple Podcasts and Spotify.

Episode 70. I denne episoden intervjuer vi professor og nevrolog Ole-Bjørn Tysnes ved Universitetet i Bergen og Haukeland universitetssykehus. Han forklarer oss hva som kjennetegner de ulike atypiske parkinsonistiske syndromene: MSA (multisystem atrofi), PSP (progressiv supranukleær parese), CBD (cortikobasal degenerasjon) og demens med Lewy-legemer.  Lise Elveseter og Jeanette Koht intervjuer. Redaksjon: Karoline Haslum Kongsvik (lege i spesialisering), Anna Bjerkreim (lege i spesialisering), Lise Elveseter (nevrolog) og Jeanette Koht (nevrolog, ph.d).  Jingle: Christoffer E. Hørbo og Are Brean Klipp og lyd: Lise Elveseter Logo: Tilde Rasmussen   Følg oss på Facebook og Instagram!               

Episode 70. I denne episoden intervjuer vi professor og nevrolog Ole-Bjørn Tysnes ved Universitetet i Bergen og Haukeland universitetssykehus. Han forklarer oss hva som kjennetegner de ulike atypiske parkinsonistiske syndromene: MSA (multisystem atrofi), PSP (progressiv supranukleær parese), CBD (cortikobasal degenerasjon) og demens med Lewy-legemer.  Lise Elveseter og Jeanette Koht intervjuer. Redaksjon: Karoline Haslum Kongsvik (lege i spesialisering), Anna Bjerkreim (lege i spesialisering), Lise Elveseter (nevrolog) og Jeanette Koht (nevrolog, ph.d).  Jingle: Christoffer E. Hørbo og Are Brean Klipp og lyd: Lise Elveseter Logo: Tilde Rasmussen   Følg oss på Facebook og Instagram!               

Send us a textNotebook LLM takes on chapter 2 of Gundam Sentinel.  Task Force Alpha enters Pezun airspace.  Ryuu Roots learns about the abilities of the Instructor Corp.  Shin Crypt launches in the FAZZ to engage with the New Decides and Josh Offshore in the Xeku Eins.   In this episode we will also cover the Nero, Zeta Plus and the influence of the Moon and Gundam.Gundam Sentinel Podcast/Gundam Book Club is performing a critical analysis and commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator.  Gundam Sentinel content is copyright and/or trademark of Model Graphix, or its original creator.  Gundam Sentinel Podcast/Gundam Book Club is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, Model Graphix or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Gundam Sentinel Podcast/Gundam Book Club is used in accordance with the Fair Use clause of the United States Copyright law. Music used in this episode is being used under the "Fair Use" clause.  Please email gundamsentinelpodcast@gmail.com with any questions.References:https://gundam.fandom.com/wiki/MSA-0012_λ_Gundam (Lambda Gundam)https://www.youtube.com/watch?v=zNz1bKjNet0&feature=share (Japanese Zeta Plus video)https://gundam.fandom.com/wiki/Von_Braun (Von Braun City)https://en.wikipedia.org/wiki/Wernher_von_Braun (Wernher von Braun)https://en.wikipedia.org/wiki/Buzz_Aldrin (Buzz Aldrin)https://en.wikipedia.org/wiki/Gus_Grissom (Gus Grissom)

Atteinte d'une atrophie multisystématisée, Elisabeth Habegger a adressé deux demandes à Dieu…En 2020, s'apercevant qu'elle avait des difficultés à écrire et se relire, Elisabeth Habegger réalise qu'il se passe quelque chose d'anormal. Après de multiples investigations médicales, cette mère de famille apprend qu'elle est atteinte d'AMS (ou MSA, atrophie multisystématisée), une maladie incurable puisque l'on ne peut pas inverser le processus de dégénérescence neuronale. Le diagnostic s'abat comme un couperet sur elle et sa famille: "En entendant tout cela, je me suis demandé combien de temps j'allais pouvoir vivre encore. Alors, avec mon mari et mes enfants, on s'est dit qu'on allait profiter. On allait vivre, tout simplement vivre".Installée dans sa chambre de soins dont la grande fenêtre donne sur la verdoyante vallée de Tavannes, Elisabeth nous raconte le chemin de foi qui a été le sien, à travers une adolescence où elle a vécu des choses très difficiles, jusqu'à l'âge adulte où elle trouve petit à petit son identité dans le Christ. C'est d'ailleurs cette identité-là qui lui donne toutes les raisons d'aller de l'avant: "Ma maladie ne me définit pas; je la tire un peu comme un boulet, mais je ne mets pas mon identité là-dedans". Elisabeth nous confie qu'en apprenant les conséquences de sa maladie, elle a demandé deux choses à Dieu. De lui accorder de garder la foi, et de lui accorder de garder la joie. En rencontrant cette femme au témoignage et au regard si lumineux, on ne doute pas un instant que ses deux demandes ont été exaucées…Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

In episode 213, host Galit Friedlander and guest, Gerran Reese (Beyoncé, Kaytranda, Dancing With the Stars, Nike, Monsters of Hip-Hop), deconstruct the topic of virality in the dance world, Gerran's journey from a young working dancer in PDX to becoming a sought-after teacher in LA/globally, and the deeper work of staying true to yourself in an industry that doesn't always make it easy. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ On-Demand Workout Programs -https://galit-s-school-0397.thinkific.com/collections You can connect with Gerran Reese on Instagram. Listen to DanceSpeak on Apple Podcasts and Spotify.

Charley Wayman is the Director of Marketing at MSA Design, where she leads strategic marketing and business development initiatives across the firm's architecture, interiors, and graphics disciplines. A proud graduate of the University of Cincinnati's College of DAAP with a degree in Fashion Product Development, Charley brings a unique blend of creativity, strategy, and relationship-building to her work. She currently serves on the Board of Housing Opportunities of Northern Kentucky, is an alumna of the Queen City Game Changers, and will soon graduate from the Cincinnati USA Regional Chamber's WE Lead program.Originally from Clarksville, Ohio, Charley now lives in Ludlow, Kentucky with her husband and their beloved dogs (and one cat). She's a self-proclaimed book nerd (on a mission to read at least 40 books for her 40th year), bourbon enthusiast, sneaker collector, wannabe health junkie, and lifelong lover of leopard print. Before joining MSA, she worked with the Building Industry Association of Northern Kentucky, supporting advocacy for the building industry. Charley thrives on trying new things, traveling, cheering on the Bengals as a season ticket holder, and leaning into her Enneagram 7 spirit. Her top strengths—Positivity, WOO, Achiever, Learner, and Strategic—are the heart of how she shows up in life and leadership. 

Although the margins are thin in Multifamily, there are niches that provide outsized returns without undue risk. One example is government-sponsored affordable housing. By creating public-private partnerships, it takes a lot of risk off the table, Jesse Sells, Co-Founder and COO of Impact Growth Capital, recently began a partnership with the Southern Nevada Regional Housing Authority for a $300 million development to develop 600 new Multifamily units in Las Vagas. Jesse, with his brother Sam, are raising a $300 million fund to create similar opportunities in other similarly growing MSA's.

On this third episode of the MSA in 5 from Man Seeks Adventure Brad Fanshaw and Abby Iverson have some great tips. They will tell you about: • What is Mountain Dew Made With? • How to Live With Big Failure. • Designer Tells What to Wear. VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek

Looking to break into the home service industry through business acquisitions? In this episode of Jackquisitions, we sit down with Elias Yusef, a 24-year-old entrepreneur who's quickly making a name for himself by acquiring and scaling blue-collar service businesses. Based in Denver, Colorado, Elias shares how he transitioned from selling appliances to owning a fast-growing plumbing company, using creative deal structures and relentless outreach to land his first acquisition. His story offers a blueprint for aspiring entrepreneurs who want to grow through home service business acquisitions and enter the trades without large upfront capital.Elias walks us through how he sourced deals through cold calling, built a team of experienced operators, and executed a management services agreement (MSA)—a unique acquisition model that minimizes financial risk while maximizing upside. With ambitious plans to hit a $10 million revenue run rate by the end of the year and scale to $27 million, Elias reveals his playbook for growth through acquisitions, operational excellence, and mentorship from seasoned industry professionals.

On this second episode of the MSA in 5 from Man Seeks Adventure Brad Fanshaw and Abby Iverson have some great tips. They will tell you about: • Where the World of Bartenders is Headed • Common Rental Car Mistakes • Old Time Curse Words VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek

Bradley P. Dixon, MD, FASN / Carla M. Nester, MD, MSA, FASN - Getting to the Root of the Problem: Unlocking the Potential of Novel Complement Inhibitors in C3G and IC-MPGN

In episode 212, host Galit Friedlander welcomes beloved ballet educator and coach Lisa Ebeyer (Jackson Ballet, Snow White, and LA's go-to ballet whisperer for commercial dancers) for a no-holds-barred convo on dancing through every season of life—without apology. Join Galit and Lisa as they talk about ditching perfectionism, keeping your body strong without surgery, and why “every age is a transitional time.” From her early pro career at 16 to falling back in love with dance at 48, Lisa shares what it means to keep showing up, stretch your big toe (yes, really), and coach with zero BS. This episode is equal parts wisdom, grit, and the kind of honesty dancers don't hear enough of. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Lisa Ebeyer on Instagram: @lisaebeyer Listen to DanceSpeak on Apple Podcasts and Spotify.

Brad and Dave are Traveling and we wanted to bring you the new MSA in 5 so the mics are handled this time by Abby and Alec. They will tell you about: • The Top 50 Bars in the world • Why Sitting on the Floor Could Extend Your Life • Porsche's 2025 911 GT3, and Why it Could be the Last of a Kind VISIT US: www.ManSeeksAdventure.com FOLLOW US ON INSTAGRAM @manseeksadventure @Bradley_Fanshaw @davidwmarek  

Let us know how you're enjoying the show or ideas for any future topics!On this episode of "It's Settled", we're joined by Indiana based attorney George Patrick, a longtime partner of Ametros. George shares how he found his way into the workers' compensation space, the moments that confirmed he was in the right field, and what drives him to serve his clients with care and integrity. He opens up about the mentors who shaped his path, the industry groups he's involved in, and the lesson he's learned along the way. We also dive into George's experience working with Ametros and why he is a firm believer in professional administration. From navigating the complexities of Medicare to understand what is actually covered, George explains why self-administering a Medicare Set Aside account can be overwhelming, and why having a trusted partner makes all the difference. Whether you are a fellow attorney, an industry professional, or handling an MSA, this episode offers real insights from someone who truly cares about doing right by his clients.Ametros is changing the way injured individuals navigate healthcare by providing them with post-settlement medical management tools for their settlement funds. Ametros helps drive more simplified, secured, and supported settlements and saves money by working closely with injured workers, insurers, employers, attorneys, and Medicare to create a seamless experience.Learn how Ametros can support you.

April 22 The Family Business of Real Estate Investing: Daniel Aldana Journey Daniel Aldana dove into real estate through Pace's free Facebook group and never looked back. After getting his license in 2022, he discovered SubTo, joined the community, and later became part of the Gator Tribe. Real estate is a full family affair—his mom and dad are in SubTo too! The trio thrives with the support of the MSA program, which Daniel credits for giving them the tools and confidence to succeed in the game of creative real estate. Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby ➡️ Get Your First Deal at the No One Left Behind Challenge: subto.sjv.io/55yex2 ➡️ Use Creative Title for Your Creative Deals: https://getcreativetitle.com/?utm_source=gcpodcast&utm_medium=audio&utm_campaign=podbean ➡️ Learn more about SubTo: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/K0ZEY9 ➡️ Official Merch: https://www.brandedbills.com/pages/bb-x-pace-morby ➡️ Get to the SquadUp Summit Conference: https://www.squadupsummit.com/?utm_source=gcpodcast&utm_medium=audio&utm_campaign=podbean ➡️ Learn the MPI Strategy and Protect your Wealth: https://schedule.mpiunlimited.com/pacemorby   PLUG IN & SUBSCRIBE Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby

Carla M. Nester, MD, MSA, FASN - Closing the Diagnostic Gap: Quick Fire Essentials in C3G and IC-MPGN

Brethren, this Short Talk Bulletin Podcast episode was written by PSGW Bro Stewart M. Pollard, Past Executive Secretary of the MSA, and is brought to us by VW Bro David Koncz, PM – United #8, Brunswick ME. Here we find an excellent discussion of the various encounters MW Bro Pollard had while travelling throughout most […]

Episode Notes The Muslim Students Association at the University strives to create an inclusive and supportive environment for Muslim students, with a special focus on the holy month of Ramadan. Vice President of MSA Amirah Radwan shares insights into the events and initiatives organized by the organization, as well as her vision and goals for MSA's future.

Will your taxes go up? Stay the same? Go down, even? Jeffrey Levine is Chief Planning Officer at Focus Partners, Professor of Practice in Taxation at the American College of Financial Services, and the Lead Financial Planning Nerd at Kitces.com. In other words, he's one of the savviest tax minds in the country. Jeff returns to the show today on Your Money, Your Wealth® podcast number 524 with Joe Anderson, CFP® and Big Al Clopine, CPA, with his thoughts on what will happen to taxes under the new administration, saving for retirement in a Roth IRA vs. a traditional IRA, managing inherited retirement accounts, and the future viability of Social Security. Plus, what should you do with required minimum distributions when you don't need the money to live on? How do you calculate the maximum amount you should convert from your retirement account to a tax-free Roth account, and how much should you convert - or not - to keep RMDs under control? Finally, how can minor beneficiaries avoid probate? Free financial resources & episode transcript: https://bit.ly/ymyw-524 LIMITED TIME SPECIAL OFFER: DOWNLOAD The DIY Retirement Guide by Friday April 11, 2025! WATCH Take Control of Your Retirement Plan on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:05 - Will These Historic Low Tax Rates Be Extended? Insight from Jeff Levine, CFP®, CPA/PFS, ChFC®, RICP®, CWS, AIF, BFA™, MSA 19:54 - Make These 3 Investments for a Happy Retirement and Watch Take Control of Your Retirement Plan on YMYW TV 21:06 - What to Do With Required Minimum Distributions When You Don't Need the Money to Live On? (Judi, San Diego) 24:40 - How Much NOT to Convert to Roth to Keep RMDs Under Control? (DH from SoCal) 32:26 - LIMITED TIME SPECIAL OFFER: Download the DIY Retirement Guide by Friday, April 11, 2025! 33:39 - How to Calculate How Much Roth Conversion I Should Do? (Joe, voice) 38:42 - How Can I Reduce My Required Minimum Distributions? (Joel, CA) 40:18 - How Can Minor Beneficiaries Avoid Probate? (Esther, San Francisco) 46:04 - YMYW Podcast Outro

Can moving from single-family homes to multifamily properties change your real estate game? Jon Sprinkle says yes—and he's living it. Episode Summary: In this episode, Dave Dubeau sits down with Cleveland-based real estate entrepreneur Jon Sprinkle, who shares his journey from building a modest single-family home portfolio to making the leap into multifamily investing. With 25 years of experience, Jon opens up about the pivotal moment that pushed him to shift focus—a mastermind group that showed him a scalable path forward. You'll hear Jon talk about: Why he left the “hamster wheel” of flipping and single-family rentals The value of masterminds and community in making big investment leaps The importance of building long-term partnerships over one-off deals His natural role as a “uniter” and strategic planner in multifamily ventures How he's building broker relationships to find off-market opportunities Why Cleveland's MSA is his primary focus—and what his future expansion plans might look like Jon also shares the mindset shifts needed to grow beyond small deals, the challenges of finding good multifamily properties, and why relationships still rule in commercial real estate. About Jon Sprinkle: Jon is the founder of Alpha Nova LLC and a longtime real estate investor with a knack for connecting people and building lasting teams. His current focus is on acquiring and scaling multifamily properties across the Cleveland area and beyond.   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

In episode 211 host Galit Friedlander and guest, powerhouse performer and educator Rob Bynes (Beyoncé's Renaissance Tour, Super Bowl LV, Bad Bunny and more), dive into what really fuels longevity in the dance industry. From getting scouted before he even had a headshot to performing on some of the biggest stages in the world, Rob shares the mindset shifts, self-talk tools, and career pivots that have kept him grounded and growing. We get into training like an athlete, managing pressure under global spotlights, and how Rob's faith plays into his career decisions. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/collections You can connect with Rob Bynes on Instagram. Listen to DanceSpeak on Apple Podcasts and Spotify.

Originally Uploaded February 4th, reloaded April 6th For Media Business Episode 83: Tony Conley has a three-part conversation with Bob Trezise has been President & CEO of the Lansing Economic Area Partnership (LEAP) since 2011, representing the Lansing, Michigan region (Clinton, Eaton and Ingham counties) with an MSA population of over half a million. During Bob's tenure with LEAP, the tri-county Lansing regional economy welcomed private sector investment projects totaling over $3 billion, along with more than 6,400 direct-private jobs. This economic development success grew LEAP into a nationally recognized top 20 economic development organization (Site Selection Magazine, 2021 MacConway Award Winner). Beyond LEAP, Bob has been leading or guiding the city of Lansing's economic development efforts since 2006, having served as president and CEO of the Lansing Economic Development Corporation (LEDC) from 2006-2011 and leading LEAP's contract for economic development services with the city of Lansing since 2011. LEAP manages the city's Brownfield Authority, Tax Increment Finance Authority, Corridor Improvement Authorities and LEDC programs and board of directors through this contract. Under Bob's leadership and guidance, the city has experienced massive revitalization ranging in the billions of dollars, thousands of jobs created and eight straight years of population growth. QUESTIONS: How is the business climate in Mid-Michigan? How is the Business climate in Michigan? LEAP had a great year in 2024 when it came to project wins, tell us about it. What project wins do you expect in 2025? » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/

In this episode of The Scuba GOAT Podcast, host Matt Waters is joined by marine surveyor Mick Uberti to take a deep dive into the realities of dive liveaboard safety—what's working, what's failing, and what needs to change. With over two decades of experience in maritime safety, Mick has worked with boat owners worldwide, including the UAE royal family and Richard Branson. As the founder of Maritime Survey Australia (MSA) and an AMSA-accredited Domestic Commercial Vessel (DCV) surveyor, he has conducted vessel surveys across the globe, including some of Egypt's Red Sea liveaboard fleet. His expertise has led to a collaboration with Taucher.net, a leading German diving platform, which has publicly recommended that dive operators in the Red Sea undergo safety audits by Mick's team at Maritime Survey International (MSI). This episode is part of a larger series on liveaboards, aiming to provide a

This week's conversation, Chris Gentry discusses the development and implementation of My Service Area (MSA), a tool designed to optimize customer base management for service businesses. The discussion covers the importance of route density, effective service area navigation, and leveraging data for marketing and business growth. Chris emphasizes the value of referral systems and address-based pricing strategies, while also hinting at future integrations of AI to enhance the functionality of MSA. The conversation highlights the need for service businesses to adapt to data-driven decision-making to improve efficiency and profitability.

✅ How to Ensure Your Divorce Agreement Is Enforceable. | Los Angeles Divorce ⚖️ Is Your Divorce Agreement Even Enforceable? Most People Get This Wrong! You and your spouse might agree on everything—but if your divorce agreement isn't written and filed correctly, it could be completely unenforceable. In this video, I'll walk you through how to make sure your divorce settlement is legally sound, holds up in court, and protects you from future issues.

⚖️ Understanding the Importance of a Marital Settlement Agreement | Los Angeles Divorce

In episode 210, host Galit Friedlander sits down with Miller Daurey, a breakout dance star who left the industry at 19 and made his return three decades later. Join Galit and Miller as they get real about what it's like to step away from dance, the fears that kept him from coming back, and what's changed after 30 years. They dive into how class culture has evolved, the highs and lows of re-entering the scene, and why getting "back to great" isn't always a straight path. Plus, they break down hot topics like filming culture in studios, where AI can for awry, and why dancers love to call themselves rusty after missing class for two minutes (I do it too!). Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Miller Daurey on Instagram: https://www.instagram.com/backtogreat. Listen to Miller's Hey Dancer Podcast: Apple: https://podcasts.apple.com/us/podcast/hey-dancer/id1784126648 Spotify: https://open.spotify.com/show/2jHsC6gn7MylDprwzmjc13?si=Z9F_EH7rQF-G18nlVPjSzg YouTube: https://www.youtube.com/playlist?list=PLwFxLwtPydHKVZMsgnIp9Mn9W6tTj-MST Listen to DanceSpeak on Apple Podcasts and Spotify.

Understanding the Importance of a Marital Settlement Agreement | Los Angeles Divorce

Understanding the Importance of a Marital Settlement Agreement | Los Angeles Divorce

What Is a Divorce Settlement Agreement & Do You Need One? | Los Angeles Divorce

What is Caller ID Reputation? Caller ID Reputation is a SaaS-based solution that provides businesses with visibility into their call treatment—ensuring that their calls reach customers without being mislabeled. The platform offers: Call Visibility – Identifies if calls are being flagged as spam or scam. Data Insights – Provides real-time analytics on why calls are mislabeled. Remediation Services – A white-glove service that proactively fixes caller ID reputation issues before businesses even notice. The Master Sales Agent (MSA) Program: A New Opportunity for Partners Caller ID Reputation's new MSA program is designed to empower sales professionals—particularly those in the telecom and enterprise ecosystem—to add reputation management to their service offerings. No Need to Quit Your Day Job – The program allows professionals to supplement their existing sales efforts. Ideal for CPaaS, CCaaS, UCaaS, and Carrier Sales Agents – Helps telecom professionals close more deals by solving call reputation issues for their customers. Best-in-Class Training & Support – Participants receive full training, marketing materials, and live demos to help them seamlessly integrate Caller ID Reputation into their sales process. "This isn't just another add-on service—it's a game changer for anyone selling voice services. Every enterprise struggles with reputation issues, and this program gives our partners the tools to solve them," says Christensen. Why Reputation Management Matters More Than Ever Caller ID Reputation goes beyond just phone number monitoring. The company provides Stir/Shaken compliance, fraud detection, and branded calling solutions. Enterprise-Grade Solutions – Ideal for industries like finance, healthcare, and call centers. Fraud Prevention – Detects spoofed numbers and brand impersonation attacks. Branded Calling & Identity Validation – Helps businesses enhance trust by displaying verified caller ID information. "Most businesses have no idea their calls are being mislabeled. We provide the visibility and solutions they need to fix these issues and ensure their calls get answered," says Christensen. Join the MSA Program & Start Closing More Deals Caller ID Reputation is actively recruiting top telecom professionals for its MSA program. The company is vetting applicants carefully, ensuring they bring the right experience and customer connections to the table. Full training and resources provided Easy integration into existing telecom sales Lucrative commissions & high-value add for enterprise customers Learn More & Sign Up Read the Press Release Join the MSA Program: Visit the website to apply Website: CallerIDReputation.com #CallerID #Telecom #UCaaS #MSP #SalesAgent #BusinessGrowth #CallReputation #CallLabeling #AI #Compliance

Episode Summary: Megan, a Senior Talent Agent at McDonald Selznick Associates (MSA), to explore the world of dance representation. Megan shares her unique journey from being a dancer to becoming an agent and provides invaluable insights into what makes a successful client in the dance industry. She discusses the qualities MSA looks for in dancers, such as professionalism, strong communication, and the ability to respond quickly to opportunities. Megan highlights the importance of keeping your casting materials up-to-date, including headshots, resumes, and performance clips, and provides advice on how dancers can stand out when submitting to agencies. She also touches on the expanding role of social media and personal branding, explaining that while it's not crucial to be an influencer, having a professional presence is key. In addition, Megan talks about the various trends in the dance industry, including the growing embrace of diversity and the rise of specialty skills like roller skating. She concludes by emphasizing the importance of being true to oneself and finding the right team to support individual goals in the dance world. Whether you're aspiring to sign with an agency or grow your career, this episode is packed with valuable tips. Show Notes: (0:00) Introduction to Megan, Senior Talent Agent at MSA (3:00) Megan's Journey from Dancer to Talent Agent (7:45) Overview of MSA and its Expansion into Different Departments (12:30) What Makes an Ideal Client for MSA (16:20) The Importance of Communication and Professionalism in Dance Careers (20:45) How Dancers Can Submit to MSA: Materials and Process (24:15) The Role of Social Media and Personal Branding in Dance Careers (28:50) Trends in the Dance Industry: Embracing Diversity and Specialty Skills (35:00) Building Long-Term Careers: Transitioning from Dancing to Choreography and Creative Roles (40:30) The Impact of Special Skills on Dance Careers (44:15) Q&A Session with Mentees: Submitting to Agencies, Getting Noticed by Choreographers (50:00) Final Thoughts on Developing Your Dance Career and Finding the Right Team Biography: Megan Hunt is a Senior Talent Agent at McDonald Selznick Associates (MSA), bringing a wealth of experience from her work in both Los Angeles and New York's entertainment industries. With a background that includes a position as Junior Agent in MSA's Education Department, Megan has built a successful career by fostering relationships and connecting talent with opportunity. She also co-hosted The Hollywood Dance Podcast alongside Tony Selznick, a co-founder of MSA and a legendary figure in the Hollywood dance community. Known for her ability to navigate complex challenges with creative solutions, Megan excels in management, production, public speaking, and client relations. Her passion for understanding people's goals and collaborating to create meaningful projects is central to her work. A graduate with honors from Portland State University, she continued her education at The School for Radio & TV Broadcast in Orange County, California. Connect on Social Media: https://www.instagram.com/megnhunt https://www.facebook.com/megan.hunt.58 Website https://msaagency.com/

On this episode, Paul Thurrott, Leo Laporte, and Richard Campbell explore the Windows KB5052086 update, the new Linux kernel drama, quantum computing, and more. Microsoft has announced the very first QPU, powered by topological qubits! Can the hosts possibly comprehend how this works? Later, Paul strongly emphasizes how AI can save users lots of time. Finally, Richard features a whisky that was recently brought to his 30th wedding anniversary! Windows Dev channel: "Important" update because of the coming change to Recall soon, so here's an update that will wipe out all your data. One guess about what that means. Plus, a nice change to the Recall pop-up Release Preview (24H2): A preview of the preview that we'll preview next time Release Preview (23H2): Basically the same features as above, keeping the two aligned Microsoft deprecates location history in Windows 11 - depreciation junction, what's your function? Microsoft Edge gets more WebUI 2-based performance improvements Clipchamp just keeps getting better Microsoft 365 Microsoft: Just kidding about that MSA and Entra ID sign-in experience change Outlook mobile is getting a new font picker, a recall email feature (finally), and a minimize email message feature. ExpressVPN (TWiT sponsor) rewrote its VPN protocol in Rust AI Microsoft announces a Quantum computing breakthrough, first quantum processor Flareup in Linux kernel management maps directly to what we see with AI - Two extremes but a clear middle ground Long story short, AI is all about saving you time - this is the "many small things, not one big thing" argument Copilot gets new voice capabilities In case you were worried, OpenAI formally rejects buyout offer OpenAI will also simplify its model offerings Google Gemini now remembers what you said, unlike your husband xAI launches Grok3 model but only for X Premium subscribers Xbox Avowed launches, with many other Game Pass titles coming through the end of February Microsoft announced a generative AI model for video games Sony just had its best-ever PS5 sales quarter Tips and Picks Tip of the week: Find your AI "ah-ha" moment App pick of the week: Notion. And iA Writer 2 for Windows is here RunAs Radio this week: Managed DevOps Pools with Eliza Tarasila Brown liquor pick of the week: Signal Hill Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: uscloud.com zscaler.com/security 1password.com/windowsweekly

On this episode, Paul Thurrott, Leo Laporte, and Richard Campbell explore the Windows KB5052086 update, the new Linux kernel drama, quantum computing, and more. Microsoft has announced the very first QPU, powered by topological qubits! Can the hosts possibly comprehend how this works? Later, Paul strongly emphasizes how AI can save users lots of time. Finally, Richard features a whisky that was recently brought to his 30th wedding anniversary! Windows Dev channel: "Important" update because of the coming change to Recall soon, so here's an update that will wipe out all your data. One guess about what that means. Plus, a nice change to the Recall pop-up Release Preview (24H2): A preview of the preview that we'll preview next time Release Preview (23H2): Basically the same features as above, keeping the two aligned Microsoft deprecates location history in Windows 11 - depreciation junction, what's your function? Microsoft Edge gets more WebUI 2-based performance improvements Clipchamp just keeps getting better Microsoft 365 Microsoft: Just kidding about that MSA and Entra ID sign-in experience change Outlook mobile is getting a new font picker, a recall email feature (finally), and a minimize email message feature. ExpressVPN (TWiT sponsor) rewrote its VPN protocol in Rust AI Microsoft announces a Quantum computing breakthrough, first quantum processor Flareup in Linux kernel management maps directly to what we see with AI - Two extremes but a clear middle ground Long story short, AI is all about saving you time - this is the "many small things, not one big thing" argument Copilot gets new voice capabilities In case you were worried, OpenAI formally rejects buyout offer OpenAI will also simplify its model offerings Google Gemini now remembers what you said, unlike your husband xAI launches Grok3 model but only for X Premium subscribers Xbox Avowed launches, with many other Game Pass titles coming through the end of February Microsoft announced a generative AI model for video games Sony just had its best-ever PS5 sales quarter Tips and Picks Tip of the week: Find your AI "ah-ha" moment App pick of the week: Notion. And iA Writer 2 for Windows is here RunAs Radio this week: Managed DevOps Pools with Eliza Tarasila Brown liquor pick of the week: Signal Hill Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: uscloud.com zscaler.com/security 1password.com/windowsweekly

On this episode, Paul Thurrott, Leo Laporte, and Richard Campbell explore the Windows KB5052086 update, the new Linux kernel drama, quantum computing, and more. Microsoft has announced the very first QPU, powered by topological qubits! Can the hosts possibly comprehend how this works? Later, Paul strongly emphasizes how AI can save users lots of time. Finally, Richard features a whisky that was recently brought to his 30th wedding anniversary! Windows Dev channel: "Important" update because of the coming change to Recall soon, so here's an update that will wipe out all your data. One guess about what that means. Plus, a nice change to the Recall pop-up Release Preview (24H2): A preview of the preview that we'll preview next time Release Preview (23H2): Basically the same features as above, keeping the two aligned Microsoft deprecates location history in Windows 11 - depreciation junction, what's your function? Microsoft Edge gets more WebUI 2-based performance improvements Clipchamp just keeps getting better Microsoft 365 Microsoft: Just kidding about that MSA and Entra ID sign-in experience change Outlook mobile is getting a new font picker, a recall email feature (finally), and a minimize email message feature. ExpressVPN (TWiT sponsor) rewrote its VPN protocol in Rust AI Microsoft announces a Quantum computing breakthrough, first quantum processor Flareup in Linux kernel management maps directly to what we see with AI - Two extremes but a clear middle ground Long story short, AI is all about saving you time - this is the "many small things, not one big thing" argument Copilot gets new voice capabilities In case you were worried, OpenAI formally rejects buyout offer OpenAI will also simplify its model offerings Google Gemini now remembers what you said, unlike your husband xAI launches Grok3 model but only for X Premium subscribers Xbox Avowed launches, with many other Game Pass titles coming through the end of February Microsoft announced a generative AI model for video games Sony just had its best-ever PS5 sales quarter Tips and Picks Tip of the week: Find your AI "ah-ha" moment App pick of the week: Notion. And iA Writer 2 for Windows is here RunAs Radio this week: Managed DevOps Pools with Eliza Tarasila Brown liquor pick of the week: Signal Hill Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: uscloud.com zscaler.com/security 1password.com/windowsweekly

On this episode, Paul Thurrott, Leo Laporte, and Richard Campbell explore the Windows KB5052086 update, the new Linux kernel drama, quantum computing, and more. Microsoft has announced the very first QPU, powered by topological qubits! Can the hosts possibly comprehend how this works? Later, Paul strongly emphasizes how AI can save users lots of time. Finally, Richard features a whisky that was recently brought to his 30th wedding anniversary! Windows Dev channel: "Important" update because of the coming change to Recall soon, so here's an update that will wipe out all your data. One guess about what that means. Plus, a nice change to the Recall pop-up Release Preview (24H2): A preview of the preview that we'll preview next time Release Preview (23H2): Basically the same features as above, keeping the two aligned Microsoft deprecates location history in Windows 11 - depreciation junction, what's your function? Microsoft Edge gets more WebUI 2-based performance improvements Clipchamp just keeps getting better Microsoft 365 Microsoft: Just kidding about that MSA and Entra ID sign-in experience change Outlook mobile is getting a new font picker, a recall email feature (finally), and a minimize email message feature. ExpressVPN (TWiT sponsor) rewrote its VPN protocol in Rust AI Microsoft announces a Quantum computing breakthrough, first quantum processor Flareup in Linux kernel management maps directly to what we see with AI - Two extremes but a clear middle ground Long story short, AI is all about saving you time - this is the "many small things, not one big thing" argument Copilot gets new voice capabilities In case you were worried, OpenAI formally rejects buyout offer OpenAI will also simplify its model offerings Google Gemini now remembers what you said, unlike your husband xAI launches Grok3 model but only for X Premium subscribers Xbox Avowed launches, with many other Game Pass titles coming through the end of February Microsoft announced a generative AI model for video games Sony just had its best-ever PS5 sales quarter Tips and Picks Tip of the week: Find your AI "ah-ha" moment App pick of the week: Notion. And iA Writer 2 for Windows is here RunAs Radio this week: Managed DevOps Pools with Eliza Tarasila Brown liquor pick of the week: Signal Hill Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: uscloud.com zscaler.com/security 1password.com/windowsweekly

On this episode, Paul Thurrott, Leo Laporte, and Richard Campbell explore the Windows KB5052086 update, the new Linux kernel drama, quantum computing, and more. Microsoft has announced the very first QPU, powered by topological qubits! Can the hosts possibly comprehend how this works? Later, Paul strongly emphasizes how AI can save users lots of time. Finally, Richard features a whisky that was recently brought to his 30th wedding anniversary! Windows Dev channel: "Important" update because of the coming change to Recall soon, so here's an update that will wipe out all your data. One guess about what that means. Plus, a nice change to the Recall pop-up Release Preview (24H2): A preview of the preview that we'll preview next time Release Preview (23H2): Basically the same features as above, keeping the two aligned Microsoft deprecates location history in Windows 11 - depreciation junction, what's your function? Microsoft Edge gets more WebUI 2-based performance improvements Clipchamp just keeps getting better Microsoft 365 Microsoft: Just kidding about that MSA and Entra ID sign-in experience change Outlook mobile is getting a new font picker, a recall email feature (finally), and a minimize email message feature. ExpressVPN (TWiT sponsor) rewrote its VPN protocol in Rust AI Microsoft announces a Quantum computing breakthrough, first quantum processor Flareup in Linux kernel management maps directly to what we see with AI - Two extremes but a clear middle ground Long story short, AI is all about saving you time - this is the "many small things, not one big thing" argument Copilot gets new voice capabilities In case you were worried, OpenAI formally rejects buyout offer OpenAI will also simplify its model offerings Google Gemini now remembers what you said, unlike your husband xAI launches Grok3 model but only for X Premium subscribers Xbox Avowed launches, with many other Game Pass titles coming through the end of February Microsoft announced a generative AI model for video games Sony just had its best-ever PS5 sales quarter Tips and Picks Tip of the week: Find your AI "ah-ha" moment App pick of the week: Notion. And iA Writer 2 for Windows is here RunAs Radio this week: Managed DevOps Pools with Eliza Tarasila Brown liquor pick of the week: Signal Hill Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: uscloud.com zscaler.com/security 1password.com/windowsweekly

In episode 209, host Galit Friedlander sits down with Nika Kljun (credits include Beyoncé, Jennifer Lopez, Justin Bieber, Pitbull, Ne-Yo, Jason DeRulo, Paula Abdul, Donna Summer, FIFA World Cup and more) to discuss her journey from a young dancer in Slovenia to performing on the world's biggest stages—and her evolution into teaching and coaching on the convention circuit and beyond. Join Galit and Nika as they explore what makes an extraordinary dancer and the mindset that can either elevate or sabotage you in class. They share insights from Nika's global experiences—from dancing in Paris and London to making it big in Los Angeles—and discuss the realities of choreographing for major artists, along with her secrets for keeping her creativity flowing. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Nika Kljun on Instagram: https://www.instagram.com/nikakljun/?hl=en. Listen to DanceSpeak on Apple Podcasts and Spotify. Follow us on instagram @DanceSpeakPodcast.

Episode Summary: Lucille DiCampli, a distinguished talent agent with over three decades of experience in the dance industry. Lucille's career journey began as a recreational dancer, encouraged by her father to pursue ballet. Her passion led her to Los Angeles, where she transitioned into agenting after realizing her natural ability to advocate for dancers and choreographers. Lucille shares how she helped shape the landscape for dancers' rights, from working with unions and creating dancer contracts to co-founding the Dancers Alliance. Throughout the episode, Lucille provides valuable insights into the changing role of agents and the importance of building relationships within the industry. She reflects on her time with BBA, MSA, and now her own agency, Lucille DiCampli Artist Representation. Lucille discusses the evolution of the industry, from hardcopy photo submissions to virtual auditions, and emphasizes the significance of adapting to new trends while staying true to the essence of the profession. She also offers practical advice for aspiring dancers, including how to approach agents, the importance of doing homework, and understanding the different types of dance work available. Lucille highlights the significance of persistence, professionalism, and versatility in a dancer's career, encouraging young artists to pursue various opportunities and continually hone their craft. Her passion for the business is evident, as she stresses that building long-term careers requires dedication and a collaborative approach between dancers and agents. Show Notes: (00:00) - Introduction to the podcast and guest, Lucille DiCampli (02:30) - Lucille's journey from a recreational dancer to becoming an agent (06:00) - Transitioning into agenting: How Lucille began booking talent and advocating for dancers' rights (10:00) - The founding of Dancers Alliance and working with unions to improve contracts for dancers (14:30) - The evolution of the dance industry: From hardcopy photo submissions to virtual auditions (18:00) - Why relationship-building is key in the dance industry for long-term success (22:00) - What makes a dream client: Lucille's criteria for dancers and choreographers she represents (27:00) - The importance of versatility: How to approach Broadway, film, and commercial dance opportunities (32:00) - Navigating the challenges of being a dancer and choreographer in a highly competitive industry (37:00) - Lucille's advice for aspiring dancers: Building a career and doing your homework before signing with an agent (42:00) - Submitting to an agency: Tips on how to approach agents and what to include in your submission (47:00) - Final thoughts: Persistence, professionalism, and the future of the dance industry Biography: Lucille DiCampli Founder/Director With an agenting career that spans an impressive 3 decades, Lucille is one of the most influential agents in the professional dance world. She was originally with BBA on the West Coast and was the founder and director of McDonald Selznick Associates/New York Office for 10 years. Her choreography clients have worked on Broadway, television, film and recording artists tours and have earned countless Emmy and Tony nods. Lucille is passionate about and dedicated to focusing her energies on LDC Artist Representation's super, and carefully curated, talent roster. Connect on Social Media:https://www.instagram.com/ldcartistrepresentation Website https://www.ldcartistrep.com

In episode 208, host Galit Friedlander sits down with choreographer and educator Phil Wright (Disney's Fam Jam, Lil Nas X, Cardi B) to discuss leaning into your authenticity, navigating the challenges of working with young performers, and harnessing a relentless hustle to build your brand. Join Galit and Phil as they dive into real talk about overcoming insecurities, the power of cold-calling studios, and balancing confidence with vulnerability in the commercial dance world. Follow Galit: Instagram - https://www.instagram.com/gogalit Website - https://www.gogalit.com/ Fit From Home - https://galit-s-school-0397.thinkific.com/courses/fit-from-home You can connect with Phil Wright on Instagram and request him to teach at your studio here. Register for Chicken Nugget University here. Listen to DanceSpeak on Apple Podcasts and Spotify.