Podcasts about ESI

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices

En el consultorio de Bolsa con Marc Ribes, cofundador de Blackbird Bank, empezamos analizando la jornada bursátil y el sentimiento de mercado. En el Consultorio de Bolsa con Blackbird, analizamos los siguientes valores nacionales e internacionales: Blackbird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España yAmérica Latina. En los consultorios de Bolsa de Cierre de Mercados, los oyentes pueden mandarnos WhatsApp al teléfono 609 22 47 16. Si prefieren hablar directamente con los analistas y comentarles sus dudas, pueden contactarles en el número de teléfono 915331851.

En el consultorio de Bolsa con Marc Ribes, cofundador de Blackbird Bank, empezamos analizando la jornada bursátil y el sentimiento de mercado. En el Consultorio de Bolsa con Blackbird, analizamos los siguientes valores nacionales e internacionales: Blackbird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España yAmérica Latina. En los consultorios de Bolsa de Cierre de Mercados, los oyentes pueden mandarnos WhatsApp al teléfono 609 22 47 16. Si prefieren hablar directamente con los analistas y comentarles sus dudas, pueden contactarles en el número de teléfono 915331851.

En el Consultorio de Bolsa Premium con Marc Ribes, de BlackBird Bank, en el que el experto analiza la jornada bursátil y el sentimiento de mercado. Marc Ribes analiza en el Consultorio de Bolsa Premium con BlackBird Bank los siguientes valores nacionales e internacionales que nos plantean los oyentes: Sobre BlackBird Bank BlackBird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España y América Latina. Los oyentes pueden mandarnos al Consultorio de Bolsa de Cierre de Mercado sus consultas por WhatsApp al teléfono 609 22 47 16. Si prefieren hablar directamente con los analistas y comentarles sus dudas, pueden contactarles en el número de teléfono 91 533 18 51.

Esi ist mal wieder ein Freitag der 13. Die Augen brennen immernoch , ich war auch beim Arzt und habe eine Bindehautentzündung. Alle Züge hatten Verspätung, ich musste in einem Zug auch einen nervigen Arbeitskollegen sehen und mir ging an einem Blech etwas kaputt. Zu allem Überfluss war es auch den ganzen Tag unerträgliche Hitze.

Have you ever wondered how horses actually learn?How our training methods shape — or sometimes limit — their experience?Or maybe you've found yourself questioning not just what we do, but how and why we train horses the way we do?These questions are at the heart of today's conversation. In a moment where the FEI is beginning to review its rules, the idea of “social license” becomes more urgent, and scientific knowledge is increasingly accessible, horse welfare is no longer just a side note — it's central to the future of equestrianism.Our guest today is someone who's been shaping that future for decades: Andrew McLean.Former championship-level rider, clinical ethologist and expert in equine learning, Andrew is the founder of Equitation Science International and currently collaborates with the FEI to advance their commitment to equine welfare.In this episode, he walks us through the evolution of equitation science, why understanding learning theory matters, how training impacts welfare, and what needs to change — urgently — in the way we ride, judge and manage horses.***** Visit the Equitation Science International for more info : https://esi-education.com/ Todos los libros del podcast aquí : https://amzn.to/49MOno4__ 

En el Consultorio de Bolsa con Marc Ribes, cofundador de Blackbird, y Javier Alfayate, gestor de fondos en Grupo Link, comentamos la jornada bursátil y el sentimiento de mercado. Nuestro experto responde a las dudas que plantean los oyentes sobre sus valores nacionales e internacionales en cartera y al final nos aportan una idea de inversión en la 'pizarra'. Sobre Blackbird BlackBird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España y América Latina. Sobre Javier Alfayate Javier Alfayate es gestor de Fondos de Inversión en Grupo Link. Experto en asesoramiento bancario y financiero por ESCP Europe. Trabaja como especialista en mercado de acciones, ETF y futuros, con una experiencia de más de 22 años escribiendo contenidos financiero en diversas web de alcance nacional, 18 años operando en activos de bolsa e inversión y otros 12 años investigando el mercado y escribiendo documentación y libros sobre resultados y ciclos económicos. Los oyentes pueden mandarnos al Consultorio de Fondos con Luna WhatsApp al teléfono 609 22 47 16. Si prefieren hablar directamente con los analistas y comentarles sus dudas, pueden contactarles en el número de teléfono 91 533 18 51.

Konflikta eskalācija starp Izraēlu un Irānu ir izsaukusi daudzu pasaules valstu bažas par plaša mēroga kara izcelšanos. Latvijas hokeja izlasē nosaukti pirmie seši spēlētāji olimpiskajām spēlēm. Rīgas Zoo tīģerēniem šodien pusgads - iedzīvotāji var balsot par meiteņu vārdiem. Valsts drošības dienests aizturējis partijas «Stabilitātei!» līderi Rosļikovu. Organizētu grupu tur aizdomās par naudas atmazgāšanu aptuveni pusmiljarda eiro apmērā. “Viltojumu no oriģināla kļūst arvien grūtāk atpazīt, tādēļ vajadzīgs izglītošanas darbs”, tā secināts jaunajā kampaņā "Esi oriģināls - viltojums maksā dzīvību!".

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3179: ESI reveals the unsettling truth behind many so-called financial advisors, showing how little expertise some bring to the table, and how much it could cost you. With real-world locker room eavesdropping and a compelling breakdown of AUM fees, this piece empowers you to take charge of your own finances and avoid being sold instead of served. Read along with the original article(s) here: https://esimoney.com/financial-locker-room-talk/ Quotes to ponder: "It's really a sales job more than anything." "They call me a financial advisor because it sounds better but I'm really mostly an insurance salesman." "There's no reason you can't be your own money manager and be quite good at it." Episode references: Morningstar on Actively Managed Funds vs. Index Funds: https://www.morningstar.com/lp/active-vs-passive Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3179: ESI reveals the unsettling truth behind many so-called financial advisors, showing how little expertise some bring to the table, and how much it could cost you. With real-world locker room eavesdropping and a compelling breakdown of AUM fees, this piece empowers you to take charge of your own finances and avoid being sold instead of served. Read along with the original article(s) here: https://esimoney.com/financial-locker-room-talk/ Quotes to ponder: "It's really a sales job more than anything." "They call me a financial advisor because it sounds better but I'm really mostly an insurance salesman." "There's no reason you can't be your own money manager and be quite good at it." Episode references: Morningstar on Actively Managed Funds vs. Index Funds: https://www.morningstar.com/lp/active-vs-passive Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3179: ESI reveals the unsettling truth behind many so-called financial advisors, showing how little expertise some bring to the table, and how much it could cost you. With real-world locker room eavesdropping and a compelling breakdown of AUM fees, this piece empowers you to take charge of your own finances and avoid being sold instead of served. Read along with the original article(s) here: https://esimoney.com/financial-locker-room-talk/ Quotes to ponder: "It's really a sales job more than anything." "They call me a financial advisor because it sounds better but I'm really mostly an insurance salesman." "There's no reason you can't be your own money manager and be quite good at it." Episode references: Morningstar on Actively Managed Funds vs. Index Funds: https://www.morningstar.com/lp/active-vs-passive Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

A conversation with Kelly Twigger, an E-Discovery veteran and founder of ESI Attorneys and Minerva26. Kelly shares her journey into E-Discovery, stemming from the first-ever ABA event on the topic in the early 2000s, and the rapid evolution of case law and technology that led her to develop E-Discovery Assistant which has now been rebranded Minerva 26. The discussion delves into how Minerva 26, a strategic command center for E-Discovery, curates case law, rules, checklists, and offers on-demand education. Kelly explains the reasoning behind rebranding from "E-Discovery Assistant" to "Minerva 26," emphasizing the shift from data tools to knowledge and strategic insight. The conversation also explores the current challenges legal professionals face in adopting technology, the impact of AI on the legal industry, and the need for updated federal rules of civil procedure to address technological advancements. Key Takeaways: Proactive E-Discovery: The importance of engaging with E-Discovery issues early in a case to save time and money, and to maximize the utility of electronically stored information (ESI). Technology's Transformative Power: ESI, unlike paper, offers immense opportunities to leverage technology for more efficient and effective legal analysis and fact-finding. Overcoming Fear and Expense: The primary barriers to technology adoption in the legal field are fear and perceived expense, which can be overcome through education and strategic planning. AI's Role in Legal: AI is not replacing lawyers but enhancing their capabilities by improving efficiency, accuracy, and providing valuable insights. The Need for Rule Updates: The rapidly changing technological landscape necessitates updates to the Federal Rules of Civil Procedure to provide clarity and consistency, especially concerning issues like control over personal devices and the use of advanced E-Discovery tools like Technology Assisted Review (TAR). Episode Credits Editing and Production: Grant Blackstock Theme Music: Home Base (Instrumental Version) by TA2MI   Want to keep up to date about new episodes? Technically Legal Update List. Want to learn more about Percipient (percipient.co)? Follow Chad on Linkedin: Chad Main | LinkedIn Follow the podcast on LinkedIn: Technically Legal | LinkedIn Follow the podcast on Instagram: Technically Legal | Instagram Follow the podcast on X: Technically Legal | X  

En el Consultorio de Bolsa Premium con BlackBird Bank, Marc Ribes analiza la jornada bursátil y el sentimiento de mercado. Nuestro experto analiza en el consultorio de Bolsa Premium con BlackBird Bank los siguientes valores nacionales e internacionales que nos plantean los oyentes: Sobre BlackBird Bank BlackBird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España y América Latina.

En el consultorio de Bolsa con Kostarof y BlackBird Bank, Juan Carlos Costa y Marc Ribes analizan la jornada bursátil y el sentimiento de mercado, ante lo que podría ser una recogida de beneficios o una corrección puntual. Asimismo, nuestros expertos analizan los siguientes valores nacionales e internacionales que nos plantean los oyentes: Por otro lado, en la Pizarra del consultorio de Bolsa con Kostarof y BlackBird Bank, Costa apunta Tesla y Paypal, mientras Ribes se queda con Porsche Holding. Sobre Marc Ribes Blackbird nace en 2012 como el sueño de sus fundadores Gisela Turazzini y Marc Ribes. Desde el primer día deciden construir el primer Broker mundial creado por Traders profesionales, para Traders. Como Traders profesionales sintieron la necesidad de darle al sector financiero, aquello que ellos tanto necesitaban operativamente. El sector financiero es un entorno complejo y lleno de conflictos de interés, poco transparente y carente de identidad propia. Blackbird vino para quedarse y posicionarse como el referente bursátil de habla hispana. Nuestro compromiso es utilizar su posicionamiento estratégico a favor del inversor. Gisela y Marc consolidaron su compromiso fundando Blackbird Broker, con ACAPITAL BB AV, SA como ESI regulada por la CNMV con el núm. 270, que junto con Blackbird Trading School y Blackbird Research nos posicionan como las empresas referentes en el sector del Trading en España y América Latina. Sobre Juan Carlos Costa Como asesor financiero, gestor de fondos y analista de mercados, Costa destaca en su perfil: «Estudiando los mercados constantemente, buscando tendencias, realizando trading, realizando inversiones, estudiando empresas cotizadas, buscando rentabilidades. Sin buscar el Santo Grial en los programas automáticos trabajando sin cesar en estos desde el año 1995 hasta la actualidad, lo bueno es que lo de antes sigue funcionando, lo malo que suele haber poca confianza en los inversores. EAFI registrada para poder asesorar todo tipo de inversión, especializados en los mercados de valores, renta variable, futuros, materias primas y divisas.» En los consultorios de Bolsa de Cierre de Mercados, los oyentes pueden mandarnos WhatsApp al teléfono 609 22 47 16. Si prefieren hablar directamente con los analistas y comentarles sus dudas, pueden contactarles en el número de teléfono 915331851.

Check out Bernadette's book, Daughter Lessons, here! Check out Heidi's book, Love Lessons, here! BiosErica Zolner, Partner at Redgrave LLP, has over two decades of experience with high-stakes business litigation, multidistrict litigation, and class action matters.  She provides proactive and strategic legal counsel in eDiscovery and Information Law matters, including advising clients on the development and execution of defensible eDiscovery processes crucial for navigating contentious, high-stakes litigation.  She is also recognized by peers as a leading lawyer in the field of E-Discovery and Information Governance, as reflected in the Chambers USA rankings. With a track record of handling complex, “bet the company” matters, Erica's cases have spanned a variety of practice areas, including antitrust, product liability, trade secrets, mass tort, and healthcare insurance matters.  She has served as lead counsel in jury and bench trials in both federal and state courts, and her trial work includes delivering opening statements, handling witness examinations, presenting and defending expert witnesses, and presenting trial motions. Erica oversees case strategy and all aspects of discovery coordination and trial preparation, including negotiating pre-trial case management orders addressing discovery issues, preparing and defending corporate representatives for testimony in connection with 30(b)(6) depositions on discovery issues, motion practice regarding discovery disputes, and supervising the identification, collection, review, and production of electronically stored information (ESI). Erica's experience developing efficient eDiscovery and information governance solutions related to records retention and challenges posed by emerging technologies allows her to craft targeted strategies that address clients' specific and complex business needs and information technology environments. Before joining Redgrave, Erica spent close to 20 years at Kirkland & Ellis LLP, the last 12 years as a partner.  She received her J.D., cum laude, from Northwestern University Pritzker School of Law and her B.A., summa cum laude, from Oklahoma State University, B.A.  Erica is an active member of the National Association for Women Lawyers (NAWL) and serves on NAWL's Annual Meeting Leadership Committee.  Heidi Friedman is a partner at Thompson Hine, focusing on environmental law, regulatory compliance, and sustainability. She co-chairs the firm's ESG Collaborative and founded the Spotlight on Women program. With over two decades of experience, Heidi is a thought leader, guiding clients through complex legal landscapes with innovative and sustainable solutions. Her experience includes environmental risk management, regulatory enforcement, and corporate sustainability initiatives. Heidi's career is distinguished by her commitment to excellence and her ability to navigate the intersections of law, business, and environmental stewardship. Recognized for her strategic insights, she translates complex legal issues into actionable business strategies. Her dedication has earned her numerous accolades, including being named a "Top Lawyer" by various industry publications. Heidi's commitment to authenticity and her ability to connect with clients and colleagues have made her a respected figure in her field. Her insights on personal branding are rooted in her professional experiences and her belief that staying true to one's values is key to long-term success. Heidi is also the author of "104 Dates and the Stories that Led Me to True Love," where she shares her personal journey of finding love after 104 dates.  Bernadette Catalana is an experienced litigator, negotiator, and team leader. She lives in New York City and is the partner-in-charge of the Thompson Coe Cousins and Irons New York City office. Bernadette is an active mentor and is especially committed to supporting other women in the practice of law. An accomplished speaker, both live and on podcast, Bernadette has also authored a book, Daughter Lessons, which is a compilation of essays about what she has learned as one of six daughters and as the mother of two period. She is a frequent poster on LinkedIn, sharing the human side of practicing law and practicing life.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3143: ESI breaks down the path to financial independence using a simple scale to evaluate your earning, saving, and investing skills, from disaster to excellent. He argues that success in one area can't compensate for failure in another, and that most people should aim for excellence in earning or saving, since investing is rarely a true strong suit. His insights reveal how balanced, realistic self-assessment can accelerate your journey to FI. Read along with the original article(s) here: https://esimoney.com/working-esi-scale-financial-independence/ Quotes to ponder: "There are almost as many ways to hit FI as there are moves in a chess match." "To reach FI at any reasonable age, you need to be at least neutral on all of them." "I don't think anyone is excellent at investing. I think 'good' is about all most of us can strive for realistically." Episode references: The Bogleheads' Guide to Investing: https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/1118921283 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3143: ESI breaks down the path to financial independence using a simple scale to evaluate your earning, saving, and investing skills, from disaster to excellent. He argues that success in one area can't compensate for failure in another, and that most people should aim for excellence in earning or saving, since investing is rarely a true strong suit. His insights reveal how balanced, realistic self-assessment can accelerate your journey to FI. Read along with the original article(s) here: https://esimoney.com/working-esi-scale-financial-independence/ Quotes to ponder: "There are almost as many ways to hit FI as there are moves in a chess match." "To reach FI at any reasonable age, you need to be at least neutral on all of them." "I don't think anyone is excellent at investing. I think 'good' is about all most of us can strive for realistically." Episode references: The Bogleheads' Guide to Investing: https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/1118921283 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3143: ESI breaks down the path to financial independence using a simple scale to evaluate your earning, saving, and investing skills, from disaster to excellent. He argues that success in one area can't compensate for failure in another, and that most people should aim for excellence in earning or saving, since investing is rarely a true strong suit. His insights reveal how balanced, realistic self-assessment can accelerate your journey to FI. Read along with the original article(s) here: https://esimoney.com/working-esi-scale-financial-independence/ Quotes to ponder: "There are almost as many ways to hit FI as there are moves in a chess match." "To reach FI at any reasonable age, you need to be at least neutral on all of them." "I don't think anyone is excellent at investing. I think 'good' is about all most of us can strive for realistically." Episode references: The Bogleheads' Guide to Investing: https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/1118921283 Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this new episode of Fishing For a Reason, Jamie and Scott from Anglers Unlimited dive into all things lingcod fishing just as the season kicks off in the San Juan Islands! They also recap the latest halibut derby—including the big winners, top fishing spots, and some wild weather—and preview the highly anticipated shrimping season and in-person seminar coming up in Anacortes.From gear recommendations and favorite fishing spots to hilarious stories and one monster 48-inch lingcod, you'll get a front-row seat to what fishing life looks like right now in the PNW. Plus, Jamie shares fascinating research about lingcod behavior and biology that will level up your fishing game. What You'll Learn in This Episode: The best lingcod fishing locations in Marine Area 7Halibut derby highlights & how to target halibut in tough conditionsGear talk: Scott's go-to baits and jig setups (RIP Sexy Penny) Lingcod science: How they spawn, why they're homebodies & how regulations protect the fisheryShrimping tips & seminar details (coming up May 16 at ESI in Anacortes)Upcoming derbies to mark on your calendar Mark Your Calendar:Shrimping Seminar: May 16 @ 4 PM Essential Shipyard Industries – 1910 Skyline Way, AnacortesFish Northwest Derby: May 31 – June 1Resurrection Salmon Derby: August 16 –17 in Anacortes Links & Resources: Join Anglers Unlimited Gold Membership for exclusive fishing maps and bonus trainingEssential Shipyard IndustriesPuget Sound Anglers Fidalgo San Juan Chapter – Derby InfoMcKay Shrimp & Crab – Coffin PotAction Plastics Shad BaitsGet Involved:Have questions about lingcod, shrimping, or want to join a guided trip? Reach out or join us at one of our upcoming events! Subscribe & Share: Love this episode? Leave a review, subscribe wherever you listen to podcasts, and share it with a fishing buddy who's ready to reel in something BIG.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by Troutman Pepper Locke Partners Joseph DeFazio and Jason Manning, along with Alison Grounds, founder and managing partner of Troutman Pepper Locke's award-winning eDiscovery subsidiary, eMerge to discuss the evolving capabilities and advantages of eDiscovery. This episode highlights the significance of efficient processes in streamlining document review to enhance legal strategies, including setting clear policies for electronically stored information (ESI) and analyzing vast volumes of digital data with accuracy. As the use of AI becomes more prevalent across the consumer financial services industry, the speakers underscore the impact of leaning into eDiscovery and innovation to help uncover critical evidence early in litigation and response plans, as well as during regulatory investigations.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3110: ESI draws on Warren Buffett's powerful analogy of career value as an investment, revealing how communication skills, particularly public speaking, can boost that value by 50%. Backed by personal experience, ESI makes the case that refining how you speak and write can significantly increase lifetime earnings, making communication a high-ROI skill worth mastering. Read along with the original article(s) here: https://esimoney.com/grow-value-career-50/ Quotes to ponder: "Right now, I would pay $100,000 for 10 percent of the future earnings of any of you, so if you're interested, see me after class." "Now, you can improve your value by 50 percent just by learning communication skills - public speaking." "You can't speak your way to success, at some point you need to deliver the goods as well." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3110: ESI draws on Warren Buffett's powerful analogy of career value as an investment, revealing how communication skills, particularly public speaking, can boost that value by 50%. Backed by personal experience, ESI makes the case that refining how you speak and write can significantly increase lifetime earnings, making communication a high-ROI skill worth mastering. Read along with the original article(s) here: https://esimoney.com/grow-value-career-50/ Quotes to ponder: "Right now, I would pay $100,000 for 10 percent of the future earnings of any of you, so if you're interested, see me after class." "Now, you can improve your value by 50 percent just by learning communication skills - public speaking." "You can't speak your way to success, at some point you need to deliver the goods as well." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3110: ESI draws on Warren Buffett's powerful analogy of career value as an investment, revealing how communication skills, particularly public speaking, can boost that value by 50%. Backed by personal experience, ESI makes the case that refining how you speak and write can significantly increase lifetime earnings, making communication a high-ROI skill worth mastering. Read along with the original article(s) here: https://esimoney.com/grow-value-career-50/ Quotes to ponder: "Right now, I would pay $100,000 for 10 percent of the future earnings of any of you, so if you're interested, see me after class." "Now, you can improve your value by 50 percent just by learning communication skills - public speaking." "You can't speak your way to success, at some point you need to deliver the goods as well." Learn more about your ad choices. Visit megaphone.fm/adchoices

Deviens illustratrice à temps plein avant la fin de l'annéeSi vous pensez à vous lancer dans l'illustration depuis un moment, ou si vous avez déjà tenté l'aventure sans jamais vraiment aller jusqu'au bout, avec cet épisode, c'est le moment ou jamais de vous investir pleinement dans ce métier passionnant. Vous avez peut-être des doutes, des craintes, voire un énorme sentiment d'imposture quand il s'agit de vous affirmer en tant qu'illustrateur·trice. Et c'est normal ! Mais il est temps de reprendre confiance et de poser les bases de votre réussite.Dans cet épisode, je partage avec vous mes meilleurs conseils pour vous aider à bien préparer votre transition dans le métier de l'illustration Dans cet épisode, vous allez découvrir :Comment se préparer financièrement pour préparer sereinement votre reconversionLe mantra qui m'a accompagné à mes débuts et m'a aidé à adopter un mindset gagnantLa routine qui vous aidera à vous sentir plus légitime en tant qu'illustrateur·trice.Et plein d'autres choses !Si vous êtes prêt·e à faire de cette année celle où vous donnez tout pour réussir dans l'illustration, cet épisode est pour vous.Retrouvez les notes de l'épisode ici : https://elodie-illustrations.net/127

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3077: Investing for an 8% return is a long-term game, not a short-term guarantee. ESI of ESIMoney.com explains why this rate is a reasonable expectation for stock index fund investors over a decade or more, despite market fluctuations. He also shares his personal experience earning 10% or more through real estate and how staying consistent with low-cost index funds gives the best chance at solid returns. Read along with the original article(s) here: https://esimoney.com/can-get-8-investment-return/ Quotes to ponder: "There's a big difference between making 8% on your money ‘at a time like this' and making 8% on your money over a 10-15 year period." "You can give yourself the best opportunity to maximize investment returns by putting your money in low-cost index funds." "No one knows! Investing is inherently risky, so you do it hoping for a good return but knowing you might lose everything." Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI orders continue to grow and become more complex. There are certain strategies and areas to focus on depending on what side you're on.   In this podcast interview, the goal is to discuss new areas that become points of contention such as discovery on discovery, hyperlinked documents, and more.   Moderator:  @Chris Acosta - Director, eDiscovery Resources, Morrison Foerster   Speakers: @Andy Kim - eDiscovery Counsel, Munger, Tolles & Olson LLP @Cristin Traylor - Senior Director, AI Transformation & Law Firm Strategy, Relativity 

2025. gada 1. janvārī ir stājusies spēkā mantojuma tiesību reforma. Izmaiņas ir būtiskas un ar tām iepazīstinām raidījumā Kā labāk dzīvot. Skaidro Latvijas Zvērinātu notāru padomes priekšsēdētājs Aigars Kaupe un Latvijas Zvērinātu notāru padomes priekšsēdētāja vietniece Ilze Metuzāle. Mantojuma tēma ir viena no visaktuālākajām, kas Notāru dienās tiek skarta.  "Mantojumam ir, protams, vairāki aspekti. Es to mēdz dalīt trīs blokos: pirmāsadaļa ir - kā atstāto mantojumu labāk, otra - ko darīt, kad jau kaut kas ir noticis, un trešais bloks ir - kā tiem, kuri no tā mantojuma atstājēja kaut ko gribētu, kā kreditori vai varbūt līdzīpašnieki, kopīpašnieki vai pašvaldība, kā viņiem kaut ko saņemt no tiem mantiniekiem un kā to īpašuma jautājumu sakārtot," atzīst Ilze Metuzāle Aigars Kaupe iepazīstina ar galvenajām izmaiņām mantojuma tiesībās. "Ja agrāk pamatā visi pienākumi bija pēc likuma uzlikti uz mantiniekiem pašiem, protams, ka notārs konsultēja, notārs, palīdzēja, iesaistījās šī procesa vešanā, bet es teiktu, ka notārs īsti nemaz neveda to procesu, mēs bijām tāda kā "pastkastīte", kurā ienāca dažāda veida informācija saistībā ar mantojumu, kuru mēs apkopojām, protams, beigās apstiprinājām mantojuma tiesībās, bet tāda īsta vešana notika, "  skaidro Aigars Kaupe. "Tagad beidzot likums ir sakārtots tik loģiski, ka klientiem, iedzīvotājiem pašiem būtībā nav nekādas vairs galvassāpes, un nav jāzina kaut kādas juridiskās lietas, kas viņiem jādara, kā jārīkojas. Pietiek principā atnākt pie notāra, apsēsties pie galda, parādīt savu ID karti vai pasi, pastāstīt, kurš tad ir miris, notārs ķeras pie darba, visu atrod, visu sameklē reģistros." Šobrīd notārs uzrauga un kontrolē visu procesu. "Otra lieta, kas vēl ir mainījusies cilvēkiem pašiem, tā ir atbildība par mantojumu," turpina Aigars Kaupe. "Ja agrāk tu varēji pieņemt mantojumu, mantojums ir viss, kas tur ietilpst, gan plusi, gan mīnusi, aktīvi, gan arī kaut kādi parādi. Ir bijuši gadījumi, kuros mantinieki nav pārāk droši par to, kas ir bijis mantojuma atstājējam, vai viņš ir ņēmis kredītus vai nav, ātros kredītus, kaut kādas saistības, par kurām viņi nezina. Tad ir bažas, vai neiznāks tā, ka, pieņemot mantojumu, beigās tu atbildi par lielāku mantu. [Esi spiests piemaksāt]. Šobrīd tas ir izslēgts. Mantinieks atbild tikai un vienīgi mantotās mantas apmērā, un šādi riski tagad no mantiniekiem ir noņemti nost."

En France, les membres du Conseil constitutionnel sont souvent appelés les « Sages ». Ce surnom, bien que non officiel, reflète une perception spécifique de leur rôle et de leur mission dans le fonctionnement des institutions.1. Un rôle d'arbitre au-dessus des débats politiquesLe Conseil constitutionnel, créé en 1958 avec la Cinquième République, est chargé de garantir la conformité des lois à la Constitution. Il agit comme un gardien suprême du droit, veillant à ce que les textes adoptés par le Parlement respectent les principes fondamentaux de la République.Cette mission lui confère une place à part : il ne fait pas de politique mais arbitre les décisions législatives à travers le prisme juridique. Cette fonction d'arbitre, neutre et au-dessus des passions partisanes, est l'une des raisons pour lesquelles ses membres sont appelés les « Sages », un terme qui évoque la réflexion, l'équilibre et la prudence.2. Une autorité reposant sur l'expérience et la connaissance du droitLes membres du Conseil constitutionnel sont souvent d'anciens hauts magistrats, juristes, hommes politiques ou professeurs de droit, choisis pour leur expérience et leur connaissance approfondie des institutions. Cette expertise nourrit l'image de sagesse attachée à leur fonction.Leur rôle est d'autant plus stratégique que leurs décisions s'imposent à toutes les institutions, sans possibilité de recours. Leurs avis peuvent annuler des lois ou modifier leur application, ce qui exige un jugement éclairé et mesuré.3. Une appellation valorisante, mais parfois critiquéeSi le terme « Sages » suggère une vision idéale d'un Conseil impartial et réfléchi, certains contestent cette appellation. En effet, les membres du Conseil sont nommés par les plus hautes autorités de l'État (Président de la République, Président du Sénat et Président de l'Assemblée nationale), ce qui peut conduire à des désignations perçues comme politiques.De plus, certains débats ont mis en lumière des décisions jugées controversées, remettant en question l'idée d'une instance purement neutre.ConclusionLe surnom de « Sages » donné aux membres du Conseil constitutionnel repose sur leur mission d'arbitre suprême des lois et leur expertise en droit. Il traduit une vision idéalisée d'une institution au-dessus des clivages, bien que cette image puisse être nuancée par certaines critiques. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3047: Having interviewed over 40 everyday millionaires, ESI of ESIMoney.com uncovers the key habits that lead to wealth. High income, disciplined saving, and early, consistent investing stand out as the core principles that set millionaires apart. Avoiding financial pitfalls and making smart money moves further accelerate their journey proving that financial success is more about mindset and discipline than luck. Read along with the original article(s) here: https://esimoney.com/lessons-from-millionaires/ Quotes to ponder: "Having a high income is a great asset. Even people with high incomes can spend it all, so while many millionaires have high incomes, they also have something more valuable: self-control to limit their spending." "Millionaires use this to their advantage. They invest early, often, and at high amounts. Then they let this money sit and compound (usually in index funds) year after year and decade after decade." "My challenge to you is to ask yourself which of the tips mentioned you are missing. Which of these can you attack and get just a bit better at over time?" Episode references: The Millionaire Next Door: https://www.amazon.com/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3047: Having interviewed over 40 everyday millionaires, ESI of ESIMoney.com uncovers the key habits that lead to wealth. High income, disciplined saving, and early, consistent investing stand out as the core principles that set millionaires apart. Avoiding financial pitfalls and making smart money moves further accelerate their journey proving that financial success is more about mindset and discipline than luck. Read along with the original article(s) here: https://esimoney.com/lessons-from-millionaires/ Quotes to ponder: "Having a high income is a great asset. Even people with high incomes can spend it all, so while many millionaires have high incomes, they also have something more valuable: self-control to limit their spending." "Millionaires use this to their advantage. They invest early, often, and at high amounts. Then they let this money sit and compound (usually in index funds) year after year and decade after decade." "My challenge to you is to ask yourself which of the tips mentioned you are missing. Which of these can you attack and get just a bit better at over time?" Episode references: The Millionaire Next Door: https://www.amazon.com/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3047: Having interviewed over 40 everyday millionaires, ESI of ESIMoney.com uncovers the key habits that lead to wealth. High income, disciplined saving, and early, consistent investing stand out as the core principles that set millionaires apart. Avoiding financial pitfalls and making smart money moves further accelerate their journey proving that financial success is more about mindset and discipline than luck. Read along with the original article(s) here: https://esimoney.com/lessons-from-millionaires/ Quotes to ponder: "Having a high income is a great asset. Even people with high incomes can spend it all, so while many millionaires have high incomes, they also have something more valuable: self-control to limit their spending." "Millionaires use this to their advantage. They invest early, often, and at high amounts. Then they let this money sit and compound (usually in index funds) year after year and decade after decade." "My challenge to you is to ask yourself which of the tips mentioned you are missing. Which of these can you attack and get just a bit better at over time?" Episode references: The Millionaire Next Door: https://www.amazon.com/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

La théorie selon laquelle Jésus aurait été un philosophe grec repose sur plusieurs hypothèses et interprétations, bien que cette idée soit loin d'être consensuelle dans les milieux académiques. Elle repose sur l'idée que son enseignement aurait été influencé par la philosophie grecque, voire qu'il aurait été formé dans une tradition philosophique proche du cynisme ou du stoïcisme. Voyons les principaux arguments avancés par cette théorie.1. Jésus et la philosophie grecque : quels parallèles ?Certains chercheurs ont noté des similitudes entre les enseignements de Jésus et certaines écoles de pensée grecques, notamment :- Le cynisme : Cette école, fondée par Antisthène (disciple de Socrate), prônait une vie simple, le rejet des richesses et des conventions sociales. Les cyniques, comme Diogène de Sinope, vivaient dans la pauvreté, méprisaient les institutions et prônaient une vie en accord avec la nature et la vérité. On retrouve des échos de cette pensée dans les paroles de Jésus, qui encourage ses disciples à abandonner leurs biens matériels et à suivre un mode de vie détaché de l'opulence (cf. Matthieu 6:19-21).- Le stoïcisme : Fondé par Zénon de Citium, ce courant philosophique enseignait le contrôle des émotions, la maîtrise de soi et l'acceptation du destin avec sérénité. L'idée de pardonner ses ennemis et de rester impassible face aux épreuves, très présente dans le message de Jésus, rappelle des principes stoïciens.- L'analogie avec Socrate : Comme Jésus, Socrate enseignait de manière orale, se méfiait des institutions religieuses et politiques et acceptait la mort avec calme. Tous deux ont été accusés de corrompre la jeunesse et d'aller à l'encontre des croyances dominantes.2. Jésus a-t-il été exposé à la pensée grecque ?Historiquement, il existe plusieurs raisons de penser que Jésus aurait pu être influencé, directement ou indirectement, par la culture grecque :- La Galilée, une région hellénisée : À l'époque de Jésus, la Palestine faisait partie de l'Empire romain, mais était encore fortement marquée par l'hellénisation, initiée par Alexandre le Grand au IVe siècle av. J.-C. Des villes comme Sepphoris, non loin de Nazareth, étaient des centres de culture grecque où les idées philosophiques circulaient.- Le contact avec des Grecs : Dans les Évangiles, on évoque des Grecs cherchant à rencontrer Jésus (Jean 12:20-21), et certaines paraboles (comme celle du bon Samaritain) suggèrent une ouverture vers un auditoire plus large que la seule communauté juive.- L'emploi du grec : Bien que Jésus ait principalement parlé l'araméen, le grec était la langue véhiculaire de l'époque en Méditerranée orientale. Certains chercheurs pensent qu'il aurait pu comprendre le grec et avoir accès aux idées philosophiques grecques3. Une thèse controverséeSi ces parallèles sont intéressants, la majorité des historiens et des théologiens réfutent l'idée que Jésus était un philosophe grec :- Un prophète juif avant tout : Jésus s'inscrit dans la tradition des prophètes juifs, citant les Écritures hébraïques et se positionnant dans un cadre religieux spécifique. Son enseignement repose sur des concepts comme le Royaume de Dieu, qui n'a pas d'équivalent direct dans la philosophie grecque.- Différence de méthode : Contrairement aux philosophes grecs, qui développaient des systèmes de pensée argumentés, Jésus enseignait principalement par des paraboles et des actes symboliques.- Un message eschatologique : Là où la philosophie grecque cherchait souvent la sagesse et la vertu dans cette vie, Jésus annonce un bouleversement imminent du monde et l'instauration du règne divin. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

On the episode of Anchored, Jeremy is joined by Florida State Representative and founder of Employment Simplified Inc., John Snyder. They discuss Florida's efforts to support school choice and classical education. They also cover ESI's partnership with CLT, which helps assign teachers to schools through the CLT Classical Teaching Corps. They also dive into what happens once an applicant is accepted into the Corps and share good news for those who may still want to apply.Apply for the CLT Classical Teaching Corps: https://www.cltexam.com/classical-teaching-corps/Visit https://www.esiworks.com/contact/ to walk through the application process with one of their recruiters and explore next steps.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3006: ESI from ESIMoney.com breaks down the transformative power of investing, the third step in the "Earn, Save, Invest" wealth-building strategy. By focusing on amount, time, and return, investments compound to multiply your net worth over time. With insights into index funds, real estate, and more, this guide simplifies how to grow wealth efficiently. Read along with the original article(s) here: https://esimoney.com/invest-overview-fueling-your-net-worth/ Quotes to ponder: "Time is the best way to maximize your investment return because your money starts to make money. And then that money starts making money." "Investing is the step that supercharges your net worth and opens the door to high levels of wealth." "Done well, your net worth will shoot to the moon." Episode references: The Simple Path to Wealth by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3006: ESI from ESIMoney.com breaks down the transformative power of investing, the third step in the "Earn, Save, Invest" wealth-building strategy. By focusing on amount, time, and return, investments compound to multiply your net worth over time. With insights into index funds, real estate, and more, this guide simplifies how to grow wealth efficiently. Read along with the original article(s) here: https://esimoney.com/invest-overview-fueling-your-net-worth/ Quotes to ponder: "Time is the best way to maximize your investment return because your money starts to make money. And then that money starts making money." "Investing is the step that supercharges your net worth and opens the door to high levels of wealth." "Done well, your net worth will shoot to the moon." Episode references: The Simple Path to Wealth by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Join 250K readers (20% of which have hit 7 figures) who are already building a brighter financial future - subscribe now. Sign up at readthejoe.com/subscribe-swap Learn more about your ad choices. Visit megaphone.fm/adchoices

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States. She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. The breadth of her experience in business extends to supply chain logistics, purchasing, global scheduling and e-commerce, where she served in key roles in companies to include Honeywell, Gap and IKEA. She is the author of Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more. The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue. Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities. Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women’s Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President’s Council. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States. She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. The breadth of her experience in business extends to supply chain logistics, purchasing, global scheduling and e-commerce, where she served in key roles in companies to include Honeywell, Gap and IKEA. She is the author of Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more. The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue. Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities. Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women’s Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President’s Council. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States. She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. The breadth of her experience in business extends to supply chain logistics, purchasing, global scheduling and e-commerce, where she served in key roles in companies to include Honeywell, Gap and IKEA. She is the author of Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more. The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue. Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities. Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women’s Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President’s Council. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is the president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States.   She is on the show to discuss many topics, including breaking down barriers for women and minority business owners in manufacturing.   Talking Points/Questions *              1.      Building generational wealth through family businesses 2.      Addressing the racial wealth gap in America 3.      Breaking down barriers for women and minority business owners in manufacturing 4.      Exploring non-traditional career paths in the industry 5.      How policies can support domestic manufacturing pipelines  She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. Her business experience extends to supply chain logistics, purchasing, global scheduling, and e-commerce, where she served in key roles in companies such as Honeywell, Gap, and IKEA.   Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more.   The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue.   Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities.   Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women's Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President's Council. She is the author of the soon- to-be-released book, Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is the president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States.   She is on the show to discuss many topics, including breaking down barriers for women and minority business owners in manufacturing.   Talking Points/Questions *              1.      Building generational wealth through family businesses 2.      Addressing the racial wealth gap in America 3.      Breaking down barriers for women and minority business owners in manufacturing 4.      Exploring non-traditional career paths in the industry 5.      How policies can support domestic manufacturing pipelines  She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. Her business experience extends to supply chain logistics, purchasing, global scheduling, and e-commerce, where she served in key roles in companies such as Honeywell, Gap, and IKEA.   Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more.   The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue.   Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities.   Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women's Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President's Council. She is the author of the soon- to-be-released book, Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Karla Trotman. She is the president and CEO of Electro Soft, Incorporated (ESI), an electronics manufacturing and engineering firm in the United States.   She is on the show to discuss many topics, including breaking down barriers for women and minority business owners in manufacturing.   Talking Points/Questions *              1.      Building generational wealth through family businesses 2.      Addressing the racial wealth gap in America 3.      Breaking down barriers for women and minority business owners in manufacturing 4.      Exploring non-traditional career paths in the industry 5.      How policies can support domestic manufacturing pipelines  She holds a B.S. in Business Logistics from Penn State and an MBA from Drexel University. Her business experience extends to supply chain logistics, purchasing, global scheduling, and e-commerce, where she served in key roles in companies such as Honeywell, Gap, and IKEA.   Trotman welcomed her two sons during her time at IKEA, giving her firsthand experience with the difficulties prenatal and postnatal mothers face in their professional and personal lives. While on maternity leave, she founded the Belly Button Boutique, an online shop for pre- and postnatal women. Over the span of eight years, her business expanded to celebrity and international clientele, earning her features in PEOPLE and on NBC 10, CBS News, HuffPost Live and more.   The success of Belly Button Boutique inspired Trotman to propel ESI, founded by her parents in 1986, even further forward. Over the past 15 years, she served in the roles at ESI as special projects and marketing manager, executive vice president, COO and currently CEO and president. Under her guidance, ESI implemented both online marketing and acquisition strategies, dramatically increasing revenue.   Through her leadership at ESI, Trotman was named an Enterprising Woman of the Year, Transformational Woman in Family Business, Top 25 Leader Transforming Manufacturing, and most recently Entrepreneur of The Year® 2024 Greater Philadelphia Award winner. Trotman recognizes the plights and potential of minority business enterprises (MBEs) and how their power can be used to help close the ever-widening minority wealth gap. Leveraging her connections to funding, access, and networks, she advocates for minority business owners and educates on how investment in minority businesses uplifts minority families and communities.   Trotman is a board member for the Free Library of Philadelphia Foundation, Museum of the American Revolution, African Women's Entrepreneurship Collective (AWEC) and Forum of Executive Women Foundation. She is co-chair of the Southeastern Pennsylvania Manufacturing Alliance (SEPMA) and a member of both the Drexel University Board of Governors and President's Council. She is the author of the soon- to-be-released book, Dark, Dirty, Dangerous: The Vibrant Future of Manufacturing. #STRAW #BEST #SHMSSee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2929: ESI of ESIMoney.com explores the age-old debate of spending less versus earning more for financial success. Both strategies are essential: spending less yields immediate benefits, while earning more increases financial freedom over time. True financial growth comes from maximizing the gap between income and expenses by controlling spending and boosting earnings. Read along with the original article(s) here: https://esimoney.com/spending-less-versus-earning-more/ Quotes to ponder: “Earning more without controlling spending is a waste.” “The real magic happens when you raise income AND cut expenses.” “Decide what's important to you and spend on that (in moderation).” Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, we feature two stories all about the hectic, maddening, hair-pulling side of raising kids. Plus, we feature some very special guests reading the credits. This episode was hosted by Kate Tellers.Storytellers:Mary Lea Carroll tries to figure out how her mom raised so many children without absolutely losing it.PT Smith learns the true meaning of fatherhood.Special thanks to Fritz & Olai (9), Nilah (8), Iris & Harvey (6), Zelda (4) and Esi (9 months).

There is much more to breeding than just pairing up a male and female! Gretchen Zwerlein of V.D. Wildblumen Kleine Munsterlander joins me to discuss her process when it comes to making the decision to breed, whelping the litter, and her process when it comes to developing throughout the early puppyhood stages. Watch Here! Why the Munsterlander? What makes the German system produce consistent results? What made Gretchen decide to breed? Not all dogs are worth breeding The risk of breeding for the dam Doing right by the puppies right out of the gate with ENS and/or ESI? Exposing young litters to EVERYTHING! Turning puppies into problem solvers Make it challenging but not too difficult. Hope outweighing struggle. The vetting process and finding the right puppy buyers The puppy selection/matching process The checklist and wanting forgiving puppies Struggle leads to good stuff! The handoff to the new owners Noise sensitivity and exposure Who is "Toad"?!? Encouraging rewards away from us for close working pups Trainer's and their own dog's always need the most work - Presented By: Standing Stone Supply | Check out their step by step Online Courses and Use Code 'GDIY' to save 15% onX Hunt Maps | Use Code 'GDIY20' to save 20% Sweet Briar Pet Transport | Call (317) 513-4481 for your free quote today! Upland Gun Company | Check out their online gun builder and construct your dream gun today! Marsh Wear Clothing | Use Code 'GDIY15' to save 15% (Patreon Patrons save even more) Trulock Choke Tubes | Use Code 'GDIY10' to save 10% Furvor Bone Broth | Use Code 'GDIY2&1' to buy 2 bottles and get the 3rd free (Valid for 1 time usage) usde 'GDIY10' to save 10% on future orders - Other Partners: BPro Kennels Eukanuba [What I Feed My Dogs: Premium Performance 30/20] Bird Dog Society - GDIY Links: Patreon | Instagram | Facebook | Website Learn more about your ad choices. Visit megaphone.fm/adchoices