Podcasts about debt cycle

Shoot us a message, we are here for you and we listen!WAKE THE FUCK UP. You're caught in a financial cage of your own making. In this raw, unfiltered episode, I expose the five deadly money traps keeping you broke while the wealthy get richer:The endless DEBT CYCLE you can't escapeThe so-called "AMERICAN DREAM" bleeding you dryYour soul-crushing JOB DEPENDENCYFinancial ILLITERACY they never taught youKEEPING UP WITH THE JONESES - the pathetic status game destroying your futureI'm not here to coddle you with bullshit financial advice. I'm here to drag you out of your comfort zone and into reality. Stop wasting your life chasing designer labels and approval from people who don't give a shit about you.It's time to break free, build assets that make money while you sleep, and create REAL wealth on your terms.GET UNCOMFORTABLE. GET WEALTHY.Listen on YouTube More hard truths at nobswealth.comAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

"Recessions come and go, but once in a lifetime, the financial system resets. Ray Dalio says we're on the brink—are you ready?" Billionaire investor Ray Dalio warns that the U.S. is at the end of a long-term debt cycle, a rare economic reset that happens every 50–100 years. In this episode, we break down: The Short-Term vs. Long-Term Debt Cycle – Why recessions are frequent, but true economic resets are generational. Where We Are Now – Why debt levels, government intervention, and rising taxes signal a major shift. What Happens When the Bubble Pops – How past superpowers fell—and what America can learn. How to Prepare – Smart investing, cash flow tactics, and assets that thrive in uncertainty. Is this a crisis or opportunity? Understanding Dalio's insights could help you protect and grow your wealth. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

In this episode, Deanna discusses the keys to financial freedom with Germaine Foley, a financial expert who transformed her life by overcoming $200K in debt. They dive into the power of mindset, the flaws of traditional budgeting, and Germaine's 'Do Both Method' for building wealth without sacrifice. Tune in to learn practical strategies, including her Three-Bucket Money Management System, to take control of your finances while still enjoying life. **************** Resources Mentioned (some may be affiliate links - thanks for supporting the show at no extra cost to you): Check out my favorite tools & resources Connect with Germaine Foley Instagram Germaine's Website Follow Deanna Yates, the host of Wannabe Clutter Free on: Instagram Facebook Website Podcast **************** In this episode of the Wannabe Clutter Free podcast, the host, Deanna Yates, interviews financial expert Germaine Foley, who shares her inspiring journey from $200K in debt to financial freedom. Germaine reveals why traditional budgeting often fails, especially for high earners, and introduces her 'Do Both Method'—a practical approach to managing money without sacrificing joy. She also dives into the psychology behind emotional spending, how to break free from debt cycles, and the importance of mindset in achieving lasting financial success. Germaine also walks us through her Three-Bucket Money Management System, a simple yet effective strategy for balancing spending, saving, and investing. Whether you're struggling with credit card debt, looking for smarter ways to manage your finances, or simply want to feel more in control of your money, this episode is packed with actionable insights. Tune in to discover how you can shift your financial habits, build lasting wealth, and enjoy the freedom you deserve! This episode of the Wannabe Clutter Free podcast will help you discover: The biggest mistakes people make when trying to budget How to manage money without feeling restricted The Three-Bucket Money Management System for financial balance How to shift your mindset to break free from debt cycles Practical strategies to build wealth while still enjoying life Time Stamps: 00:00 Welcome and Introduction 01:39 Meet Jermaine Foley: Life and Money Coach 02:15 Jermaine's Financial Journey 07:05 The Do Both Method: Building Wealth and Enjoying Life 14:12 Overcoming Emotional Spending 18:36 Breaking the Cycle of Credit Card Debt 21:18 Awareness and Commitment to Debt-Free Living 21:55 Using Credit Cards Wisely 24:34 Three Bucket Money Management System 27:58 Mindset Shifts for Financial Freedom 29:51 Practical Advice for Managing Money 32:59 Rapid Fire Questions 38:01 Final Thoughts and Resources **************** Music: Fresh Lift by Shane Ivers - https://www.silvermansound.com **************** Subscribe & Review Are you subscribed to the Wannabe Clutter Free podcast? If you're not, I want to encourage you to do that today. I don't want you to miss an episode. I'm adding a bunch of bonus episodes to the mix and if you're not subscribed there's a good chance you'll miss out on those. And if you enjoyed today's episode, it would make my day if you left me a rating and review. You can leave a review on Apple Podcasts, a comment on Spotify Podcasts or Goodpods, or connect on guest video interviews on YouTube. Your review helps other people find my podcast and they're also fun for me to read. Let me know what your favorite part of the podcast is. Thank you! **************** We'd love to hear how you're applying the strategies discussed in this episode. Share your stories and tips with us on social media (@wannabeclutterfree). Don't forget to subscribe for more insightful episodes designed to make your busy life a bit easier.

Jan 29, 2025 – Martin Armstrong dissects global macroeconomics, geopolitics, and investment strategies, challenging the notion that rising interest rates doom the U.S. stock market. His economic confidence model predicts a commodity boom...

Jason Saltzman: Entrepreneur, Mentor, and Innovator   Jason Saltzman is the founder of Relief, a groundbreaking platform transforming debt management for everyday people.   With two successful business exits, over a decade mentoring founders through Techstars, and experience teaching entrepreneurship, Jason has solidified his reputation as a thought leader in business and innovation.   As the Co-Chair of MIT's REAP program, Jason plays a key role in shaping the future of entrepreneurial ecosystems, fostering collaboration and growth on a global scale.   His unwavering passion for empowering others drives his mission to create tools and resources that help people thrive.   Through his visionary leadership, Jason continues to make an enduring impact on the entrepreneurial world. Jason's Website: https://www.relief.app/ ..... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha     Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en     Join my Substack subscribers chat here: https://open.substack.com/pub/ambelisha1/p/join-my-new-subscriber-chat?utm_source=share&utm_medium=android&r=3z233v    

Sign up for the Free Training- How to Build Wealth WITHOUT Going On A Strict Budget by clicking here.Get More Support From Germaine: Schedule a Consultation: Want to join The Wealthy Woman's Academy? Click Here to book your free consultation and discover how this program can change your financial life for good! Where to find Germaine: Subscribe to The Wealthy Wednesdays Newsletter: Get exclusive tips, insights, and updates directly to your inbox. Click Here to join our community. Visit Her Website: Explore our resources and learn more about how we can support your financial growth at www.germainefoley.com Follow Germaine on Instagram: Stay motivated and get inspiration by following Germaine Foley Coaching Contact Us: Have questions or need assistance? Emai us at info@germainefoley.com

More Than Enough | Breaking the Debt Cycle by Collective Church

As we approach the end of the year, it is time to start thinking about your relationship with debt. If you've paid off debt only to fall back into it, feel ashamed about your financial situation, or are ready to break free from the debt cycle, this episode is for you. Today, I'm focusing on building personal debt awareness. This episode isn't about creating a debt payoff plan or managing your finances; it's about uncovering your unique debt story to understand how and why you're in debt. I'll guide you through a three-step framework that begins by challenging common beliefs about debt and exposing ways we justify accumulating debt. Then, I'll provide a series of questions to help you explore your feelings about debt and ultimately make peace with it. Your financial journey is about understanding your relationship with money. So take a moment to reflect on your debt, embrace your story, and learn how debt awareness leads to a healthier financial future. Learn how to build personal debt awareness by following these steps… [01:15] Justifying debt: common beliefs that keep you in a debt cycle [03:12] Understanding your debt story [06:30] Recognizing how you feel when your debt increases [08:06] Making peace with your step Tune into this episode of Money Files to understand your relationship with debt and how awareness can help get you out of a debt cycle.  Get full show notes and the episode transcript: https://wealthovernow.com/understanding-debt-how-awareness-breaks-the-debt-cycle/ Links mentioned in this episode… Set up a call | Financial Coach Washington, DC | Wealth Over Now Download my FREE spending plan

Tom welcomes back Steve St. Angelo of the SRSrocco Report for a discussion on the record-high prices of gold and silver. St. Angelo suggests these levels for silver could be a new floor as they've historically returned to production costs following price spikes. The average cost of primary silver production is around $26 an ounce, taking taxes and developmental costs into account. St. Angelo stresses the importance of distinguishing investment demand from industrial demand when analyzing the silver market dynamics. A decade ago, there was a significant silver surplus due to decreased industrial demand which has since reversed with increased investment demand. Industrial demand is expected to consume all available supply, making additional investment demand potentially price-volatile. Steve explores the impact of energy scarcity and continued money printing on production costs, driving up gold and silver prices due to inflationary pressures. They discuss the possibility of a market correction offering the last chance to buy silver at present rates. Steve and Tom delve into the relationship between expanding money supply, debt, federal funds rate, and silver price. Looking towards the period leading up to 2025, a market correction is anticipated due to increasing unemployment and possible employment data revisions. Economic weakness could lead to reduced interest rates and more money printing, instigating inflation and purchasing power reduction. However, Commitment of Traders reports may not accurately reflect demand. The global silver mine supply and output have been declining since 2015, necessitating existing inventories to bridge the deficit. This imbalance could lead to a substantial correction when prices significantly surpass production costs. Concerns about marginal silver supply include transparent and non-transparent inventories, solar industry demand, and copper prices as indicators of industrial demand and potential recession. Steve discusses the shift from LBMA to ETF silver inventories. Pre-pandemic, there was significant physical buying leading to expanded ETF inventories. However, in 2022, overall LBMA inventories decreased due to Indian purchasing and ETF withdrawals. Finally, Steve discusses the merits of assets such as Bitcoin, gold, and silver. While some view Bitcoin as a digital counterpart to gold, Steve contends that saving in Bitcoin is not the same as saving in precious metals. This is due to Bitcoin mining causing considerable share dilution and due to the energy costs. Steve advocates understanding asset worth based on economic progress versus past activity, emphasizing energy's role in asset value, and preparing for future energy realities. Talking Points From This Episode Silver's new floor could be around average production cost ($26/oz). Industrial demand vs investment demand crucial in analyzing silver market dynamics. Economic instability, the energy cliff, inflation, and supply concerns may lead to significant price volatility. Time Stamp References:0:00 - Introduction1:22 - New Silver Price Floor3:30 - Miners & All-In Costs5:55 - Energy & Money Supply8:44 - Types of Metal Demand11:35 - Money Printing & Silver15:13 - Purchasing Power & Rates17:06 - Fed Cuts & Corrections21:37 - Utility of COT Reports23:52 - Mine Supply & Output28:44 - Silver & Manufacturing31:54 - Grid Stability & Solar34:40 - LBMA Silver Trends37:06 - Miner Production & Shares40:35 - Dedollarization & Gold47:50 - Dr. Copper & Economy51:34 - Energy & Volatile Mkts.54:13 - Energy, GDP, & Debt55:20 - Federal Deficits Chart57:10 - Trends & Collapse1:00:48 - U.S. Spending & Budget1:02:50 - Bitcoin & Precious Metals1:06:10 - Energy Store of Value1:09:25 - Wrap Up Guest Links:Website: https://srsroccoreport.com/Twitter: https://twitter.com/SRSroccoReportYouTube: https://www.youtube.com/channel/UCED7G7CZfqdSV9zttlr1M_g Independent researcher Steve St.

Highlights from this week's conversation include:Lisa's LP Career Journey (1:05)Changes in the Venture Capital Landscape (4:21)Introduction to Screendoor (6:16)GP Advisory Services Explained (8:47)Portfolio Construction Approach (13:20)Analyzing Fund Ones (15:53)Investment of Time (17:44)Common Pitfalls for First-Time Managers (21:22)Legal and Operational Considerations (25:14)Insider Segment: Starting a New Venture (00:27:06)Understanding Equipment Financing (30:07)Lessons from the 2020-2022 Debt Cycle (31:55)Importance of Diversifying Funding Sources (36:10)The Value of Personal Stories in Fundraising (38:39)The Future of Venture Capital Evolution (00:44:17)Understanding Fund Management Challenges (46:17)Challenges Faced by LPs (48:04)Risk Management in Fund Commitments (50:16)Encouragement for Younger LPs (51:27)Final thoughts and takeaways (52:09)Lisa Cawley is the Managing Director at Screendoor, an investment platform that invests in new managers raising early institutional venture funds and building an enduring firm. At Screendoor, Lisa leads efforts to reshape the VC landscape by supporting new fund managers. Lisa leads the firm and is responsible for the entirety of Screendoor's operations and investments. Her commitment extends beyond her professional roles, actively participating in initiatives like Global Women in VC, advocating for economic empowerment, transparency, and inclusivity in the ecosystem. Prior to Screendoor, Lisa worked with a private multi-billion-dollar global investment firm where she was involved in all aspects of managing the firm's private market portfolio, including sourcing and manager due diligence, asset allocation and forecasting, and creating and implementing the firm's investment data tools and analytics. Lisa started her career at Ernst & Young, & earned an MBA, MSF, and BBA from Loyola University Maryland. She is a CFA Charterholder and holds a CPA. Camber Road is the most cost-effective, flexible and nimble leasing company for venture-backed businesses. We are experienced, but not stodgy. We're hungry, like the startup companies we serve. And we hold every lease on our balance sheet. We finance business-essential equipment for venture-backed companies. We do one thing, and we do it better than the rest. Learn more at www.camberroad.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Here is what you will discover on this week's episode of The GMS Podcast: 1) Your Dialogue with Money 2) Your History with Money 3) Lack, Scarcity, Poverty Consciousness 4) The Debt Cycle 5) Asking, Deserving and Receiving 6) Prosperity Consciousness 7) My Dialogue with Money is Improving     *Visit This Link to Request a Free 20 Minute Coaching Session* https://www.goldenmastermind.com/coaching-call-signup/  Connect with Jeffery Facebook: https://www.facebook.com/jeffery.combs  Instagram: https://www.instagram.com/jeffery_combs/  LinkedIn: https://www.linkedin.com/in/jefferycombs  Website: https://www.goldenmastermind.com/  Jeffery's Books (2019 Bestseller) The Breakthrough Factor - https://www.goldenmastermind.com/product/the-breakthrough-factor/  The Anger Factor - https://www.goldenmastermind.com/product/the-anger-factor/ The Procrastination Cure - https://www.goldenmastermind.com/product/the-procrastination-cure/  Psychologically Unemployable - https://www.goldenmastermind.com/product/psychologically-unemployable-remastered/  More Heart Than Talent - https://www.goldenmastermind.com/product/more-heart-than-talent-book/  Other Ways to Listen to The GMS Podcast Website: https://www.goldenmastermind.com/podcast/  Apple Podcasts: https://apple.co/3D07Y6f  Spotify: https://spoti.fi/3Qd4FvC  YouTube: https://www.youtube.com/JefferyCombsGMS 

A.B. Ridgeway addresses the common financial pitfalls associated with vacation spending. He emphasizes the importance of planning and budgeting for vacations to avoid long-term debt. Ridgeway shares personal insights and professional advice on how to enjoy a well-deserved break without compromising financial health. He advocates for a proactive approach to financial planning and mental well-being, ensuring that vacations enhance life rather than serve as temporary escapes from stress.5 Key Takeaways:Understand the Cost of Debt:Many Americans are still paying off vacation-related credit card debt months after their trips. For instance, a $2,000 vacation with a 27% interest rate could end up costing an additional $300. This highlights the importance of considering the true cost of borrowing money for leisure activities.Address the "I Deserve It" Mentality:The belief that one deserves a vacation due to stress can lead to impulsive financial decisions. Instead of using vacations as a temporary escape, it's crucial to address the underlying issues causing stress. This way, vacations become a reward for resolving problems rather than a way to avoid them.Plan and Budget Thoroughly:Proper planning and budgeting are essential for a stress-free vacation. This includes researching costs, adding a 20% buffer for unforeseen expenses, and ensuring all current debts are paid off before incurring new ones. This method helps prevent post-vacation financial strain.Prioritize Financial Health:Before planning a vacation, focus on paying off existing debts and building a savings buffer. Ridgeway recommends accumulating three to six months' worth of expenses to protect against financial emergencies. This approach ensures that vacations do not compromise long-term financial stability.Choose Affordable Vacation Options:It's important to plan a vacation that fits within your financial means. Whether it's a luxurious international trip or a simple staycation, the key is to enjoy a break without incurring debt. Ridgeway emphasizes the value of aligning vacation choices with what one has genuinely earned and can afford.Quotes:"Think about this, what could you do with an extra $300 besides give it to a credit card company?""We want vacation to be a proactive response to a happy life, not a reactive response to a bad one.""You need to get away from the 'I deserve it' myth and focus more on the 'I've earned it' reality."

A.B. Ridgeway addresses the common financial pitfalls associated with vacation spending. He emphasizes the importance of planning and budgeting for vacations to avoid long-term debt. Ridgeway shares personal insights and professional advice on how to enjoy a well-deserved break without compromising financial health. He advocates for a proactive approach to financial planning and mental well-being, ensuring that vacations enhance life rather than serve as temporary escapes from stress.5 Key Takeaways:Understand the Cost of Debt:Many Americans are still paying off vacation-related credit card debt months after their trips. For instance, a $2,000 vacation with a 27% interest rate could end up costing an additional $300. This highlights the importance of considering the true cost of borrowing money for leisure activities.Address the "I Deserve It" Mentality:The belief that one deserves a vacation due to stress can lead to impulsive financial decisions. Instead of using vacations as a temporary escape, it's crucial to address the underlying issues causing stress. This way, vacations become a reward for resolving problems rather than a way to avoid them.Plan and Budget Thoroughly:Proper planning and budgeting are essential for a stress-free vacation. This includes researching costs, adding a 20% buffer for unforeseen expenses, and ensuring all current debts are paid off before incurring new ones. This method helps prevent post-vacation financial strain.Prioritize Financial Health:Before planning a vacation, focus on paying off existing debts and building a savings buffer. Ridgeway recommends accumulating three to six months' worth of expenses to protect against financial emergencies. This approach ensures that vacations do not compromise long-term financial stability.Choose Affordable Vacation Options:It's important to plan a vacation that fits within your financial means. Whether it's a luxurious international trip or a simple staycation, the key is to enjoy a break without incurring debt. Ridgeway emphasizes the value of aligning vacation choices with what one has genuinely earned and can afford.Quotes:"Think about this, what could you do with an extra $300 besides give it to a credit card company?""We want vacation to be a proactive response to a happy life, not a reactive response to a bad one.""You need to get away from the 'I deserve it' myth and focus more on the 'I've earned it' reality."

My client Alex felt confused with all the conflicting advice out there about how to manage his money. He also felt trapped by his student loans and didn't think he would be able to accomplish some of his life goals, like buying a house, until years down the line when he had paid them off. After working with me, those thoughts and feelings totally changed. In this episode, Alex and I chat about our work together, including how he shifted his view of money and checked off some of those life goals—while still paying off some of his debt—in less than a year. Head to rhothomas.com/211 for the full episode show notes. Then, head to rhothomas.com/workshop to register for my free workshop, How to Break the Debt Cycle, happening on June 17.

You can't depend on your job always being there. Too many lawyers end up in sticky situations because they're dependent on their jobs and don't have their finances set up in a way that allows them to easily pivot when necessary. In this episode, let's talk about why you can't depend on your job and how to set your finances up to have options in your career and life. Head to rhothomas.com/210 for the full episode show notes. Then, head to rhothomas.com/workshop to register for my free workshop, How to Break the Debt Cycle, happening on June 17.

My client Val didn't know much about personal finance and carried a lot of shame around the debt she and her husband had. They were making more than ever but going deeper into debt, so she reached out for help. During our time working together, Val started paying off that debt and saving money. But the biggest shift for her has been the trust she developed in her ability to make decisions for her finances. In this episode, Val and I talk about our work together, including her thoughts on debt and what it feels like to trust herself now. Head to rhothomas.com/209 for the full episode show notes. Then, head to rhothomas.com/workshop to register for my free workshop, How to Break the Debt Cycle, happening on June 17.

We're almost halfway through the year. How are things looking with your goals for the year? If you're not sure, now is a great time to check in with your progress on your goals and make sure you're on track. In this episode, let's walk through some questions to help you assess your progress on your goals, get back on track if you need to, and finish the year strong. Head to rhothomas.com/208 for the full episode show notes. And don't miss my free workshop, How to Break the Debt Cycle, on June 17. Save your seat at rhothomas.com/workshop.

My client Kenny found himself making good money but consistently owing more on his Amex than the amount of his paycheck. He decided he wanted to make a change and reached out for help. During our time working together, Kenny got out of that debt cycle, started intentionally planning his spending, and started saving more than ever before. In this episode, Kenny shares how he turned his finances around and his thoughts on the power of financial coaching. Head to https://www.rhothomas.com/207 for the full episode show notes. And don't miss my free workshop, How to Break the Debt Cycle, on June 17. Register at https://www.rhothomas.com/workshop.

Forward Guidance is sponsored by VanEck. Learn more about VanEck Bitcoin Trust (HODL) http://vaneck.com/HODLFG. VanEck Bitcoin Trust (HODL) Prospectus: https://vaneck.com/us/hodlprospectus. __ Follow Vincent Deluard on Twitter https://twitter.com/VincentDeluard Follow VanEck on Twitter https://twitter.com/vaneck_us Follow Jack Farley on Twitter https://twitter.com/JackFarley96 Follow Forward Guidance on Twitter https://twitter.com/ForwardGuidance Follow Blockworks on Twitter https://twitter.com/Blockworks_ __ Timestamps: (00:00) Introduction (12:50) Does China Face A Choice Between Deflation And Devaluation? (19:38) VanEck Ad (20:39) The Long-Term Debt Cycle (29:30) How To Invest For A Recession Free Future (34:40) Lags In Healthcare And Shelter Measures of Inflation (42:03) The Fed (55:20) Age Of Secularly High Inflation (01:04:20) The Japanese Yen (01:17:20) Asset Allocation Within Equity Space __ Disclaimer: Nothing discussed on Forward Guidance should be considered as investment advice. Please always do your own research & speak to a financial advisor before thinking about, thinking about putting your money into these crazy markets.

US commercial real estate (CRE) foreclosures have surged, reaching 625 in March—an increase of 6% from February and 117% from last year. Regional banks, heavily invested in CRE financing, face mounting challenges amid tightening credit conditions, prompting them to reserve more funds against potential losses. Commercial Chapter 11 filings were up 43% in the first three months of 2024 over the same period last year, continuing an upward trend for new bankruptcy cases. ✅ Secure & Preserve your future against market & government unpredictability. Visit https://colonialmetalsgroup.com/rtd or call 888-521-2448 to speak with someone today. Special offer: You'll receive a safe and up to $10,000 in free silver from Colonial Metals Group. ------- Three Steps To Monetary Savviness ----- 1. (AWAKENING) Unlock the Power of Knowledge: Test your Dollar IQ and see where you stand. https://www.rethinkingthedollar.com/quiz 2. (AWARENESS) View the Monetary Literacy Cheat Sheet: - https://www.rethinkingthedollar.com/dollarcation 3. (ANALYZE) Download the FREE RTD Reports to get an alternative analysis and more. https://www.rethinkingthedollar.com/cr Keep Up with the Latest: Subscribe for Morning Trends and Never Miss Out. ✅ Join the RTD Telegram Community Chat: Engage, Share, and Learn with Peers. Contribute here. https://t.me/+zHqO7ksAOzc0N2Ux ✅ Connect with RTD Everywhere: Your Hub for All RTD Social Media. Explore here: https://www.rethinkingthedollar.com/social-media ✅ Support the RTD Mission (Provide Alternative Media To Wake Up The Masses): Every Contribution Helps: https://www.rethinkingthedollar.com/donate/ DISCLAIMER: The financial and political opinions expressed in this video are those of the guest and not necessarily of "Rethinking the Dollar." Views expressed in this video should not be relied on for making investment decisions or tax advice and do not constitute personalized investment advice. The information shared is for the sole purpose of education and entertainment only. Some links included in description are affiliate links and cost you no additional money if used.

In this heartfelt episode, we welcome Celeste, a vibrant guest from Indianapolis, who shares her relatable journey of facing financial challenges head-on. As a mom and HR professional, Celeste opens up about her struggles with debt accumulation, the allure of credit cards, and her pursuit of financial freedom. Our conversation dives deep into practical strategies for breaking the cycle of debt, the importance of mindset shifts, and how intentional budgeting can lead to life-changing results. Join us as we explore the power of self-awareness, disciplined spending, and the collective journey towards financial well-being. Celeste's Background: A peek into Celeste's life as a mom, her professional role in human resources, and her courageous move from aspirations of being a California girl back to the Midwest, due to financial practicality. Finding Connection: How Celeste discovered our podcast while seeking guidance on budgeting and debt management, resonating with our relatable content and approach to financial education. The Debt Dilemma: Celeste's candid recount of her debt journey, highlighting the pitfalls of credit card consolidation, the unexpected expenses of homeownership, and the reality of managing finances with a growing family. A Shift in Strategy: Insights into the psychological and practical shifts needed to escape the debt cycle, including the tough realization about credit card dependency and the importance of intentional spending. Practical Financial Steps: Discussion on the significance of separating spending from bills, utilizing multiple bank accounts for clear financial organization, and the concept of “paying yourself first” to ensure expenses are covered without resorting to credit. Community and Support: The episode emphasizes the importance of not going through financial challenges alone, highlighting stories from both the hosts and Celeste that illustrate common struggles and victories in financial management. Looking Ahead: Celeste's vision for the future, including conversations about merging finances with her husband for a united front against debt, and the inspiring possibility of becoming mortgage-free and financially empowered in a few years. Celeste's story is a powerful reminder that financial wellness is within reach with the right mindset, tools, and community support. Her journey from feeling overwhelmed by debt to taking actionable steps towards financial

Financial Advisor Jayson Thornton, CFP -- REACTS -- Navy Federal CU, the nation's largest credit union rejected more than half its Black conventional mortgage applicants. Navy Federal Credit Union, which lends to military servicemembers and veterans, approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022, according to the most recent data available from the Consumer Financial Protection Bureau. But less than 50% of Black borrowers who applied for the same type of loan were approved. Did Scam Culture and financial "Tricks" taught by Earn Your Leisure and Marcus Barney AKA Him500 play a part? TIMESTAMPS 0:44 JT SPEAKS 2:48 VIDEO REVIEW: NAVY FEDERAL REJECTED HALF AA CONENTIONAL MORTGAGE APPLICATION 5:56 VIDEO REVIEW: "NAVY FEDERAL PLAYS" VIDEO CLIPS 8:34 VIDEO REVIEW: HIM 500 AND EYL UNIVERSITY HOW TO GET CREDIT/CASH FROM NAVY FEDERAL 15:31 VIDEO REVIEW: HOW TO NAVY FEDERAL LOAN CHECK INTO CASH 18:28 RED FLAG #1: NAVY FEDERAL WILL MAKE ALL YOUR DREAMS COME THROUGH 19:58 RED FLAG #2: CREDIT CARD FRAUD: LIE ABOUT EXPENSES, HIDE OTHER DEBTS 22:40 RED FLAG #3: BANK FRAUD: FRAUD AUTO LOAN TO INVEST IN SMALL BUSINESS OR CYPTO 25:04 REVIEW OF GRAPH 2018-11.3% (2020 GAP STARTED GROWING) AA AND WHITE MORTGAGE APPLICANT APPROVAL 29:13 CALLER #1: NAVY FEDERAL WAS HARD TO BE A MEMBER. EXPANDED MEMBERSHIP ( BECAME GREEDY) 30:43 CALLER #2: LENDING REQUIREMENT WERE RELAXED, NAVY FEDERAL TURNED A BLIND EYE 37:08 CALLER #3: DISPARITIES NOT DISCRIMINATION WITH MORTGAGE APPLICATIONS AT NAVY FEDERAL 42:52 CALLER #4: BANKS NOTICE TRENDS 47:10 CALLER #5: VIDEO: REAL NATHAN DALEY, YOUTUBER/RETIRED COP. DISCUSS NAVY FEDERAL FRAUD HE WAS INVOLVED WITH 52:08 CALLER #6: FINANCIAL SCAMS IN ALL COMMUNITIES EX: SAM BANKMAN-FRIED FTX OWNER 54:33 CALLER #7: HIM 500 IS NOT THAT INFLUENCIAL? 1:00:08 CALLER #8: A SOVEREIGN CITIZEN CALLER ? TRUST ACCOUNT 1:09:17 CALLER #9: DEBT CYCLE 1:12:56 CALLER #10: MORGAGE LOAN OFFICER DISCUSS ALL APPLICATIONS ARE NOT EQUAL 1:18:10 CALLER #11: TRAVEL NURSE MAKES $300,000, $20,00 SAVINGS, $40,000 CREDIT CARD DEBT, DENIED FOR A HELOC 1:24:30 CALLER #12: NAVY FEDERAL MEMBER WAS DENIED DAYS BEFORE CLOSING ON A $750,000 MORTGAGE 1:29:01 CALLER #13: MORTGAGE LOAN ORIGINATOR, BANKS HAVE DIFFERENT UNDERWRITERS 1:34:01 SHOUT TO MEMBERS AND SUPERCHATS Are you looking for ways to improve your financial life? If so, this is the channel for you! On this channel we'll teach you how to live a successful life by learning how to save, payoff debt and invest. We'll start by explaining the basics of money management and financial planning, and then move on to more advanced topics like investing and retirement planning. Subscribing to Pocket Watching with JT and following his tips, you'll have everything you need to live a financially successful life. FREE Consultation! https://www.thorntonadvisor.com/free-consult Got Money Questions? Ask JT https://www.pocketwatcher.net/ FREE Finance Course - Pocket Watcher Academy https://pocketwatcher.teachable.com/p/home Pocket Watcher MERCH! https://pocketwatcher.myspreadshop.com/ Get a Personal Financial Plan! https://forms.gle/JepACZCMpmyUT1po6 Need Tax DEBT Help? https://forms.gle/XQpJLs2E7RrXNEz66 Book a consultation at https://www.pocketwatcher.net/ Call-In Financial Talk Show hosted by Financial Advisor Jayson M. Thornton, CFP. Pocket Watching with JT is all about giving you smart money tips to help you reach your financial goals! *Disclaimer* Financial Coaching during Livestreams is NOT personal financial advice, No CFP-Client relationship is established by calling into the show or submitting a question by email or text. Cash App $PocketWatcherJT email PocketWatcherJT@gmail.com Follow ig @JTPocketWatcher Twitter @JTPocketWatcher Certified Financial Planner owned by POCKET WATCHER LLC

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I always love it when we can close these types of loans. Recently we had a past client of ours talk to us about doing a cash out refinance to pay off credit cards and some other debts she had. She was buried and it would have taken her a very long time to get out from under the debt she had hanging over her. We know that can be a tough struggle and are so happy that we were able to help her save well over a grand every month and get a fresh start! If this sounds like you, let's see how we can help you get out from under your debt! I do Mortgages for a living, if I can ever help you buy or refinance a home let me know! • Apply for a mortgage now https://myvandyk.vandykmortgage.com/dr/c/qojpr • TEXT “APPLY” to 239-437-4278 • Call me or text me 239-910-5668 • Talk to my team were here to help! 239-437-4278 • Check out my website www.TimHartJr.com Connect with me on Social Media Instagram - https://www.instagram.com/timhart453/?hl=en Facebook - https://www.facebook.com/TimHartJr LinkedIn - https://www.linkedin.com/in/timhartjr/

In today's episode, we have a special guest, Tim Yurek. With over 38 years of experience working with small business owners, Tim shares his expertise on cash flow problems and how they can hinder business growth. Did you know that a staggering 61% of small business owners face chronic or cyclical cash flow issues? It's no wonder that 69% of them lose sleep over these concerns. But according to Tim, these cash flow problems are often self-inflicted. Join us as Tim delves into the common mistakes small business owners make with their money and how shifting our mindset can lead to financial success. We'll also explore a survey on the challenges faced by small business owners and the critical role they play in the US economy. Get ready to learn powerful insights on taking control of your money and accelerating your business growth. Tim Yurek is a highly accomplished financial consultant, veteran, thought leader in his industry. As the founder/CEO of Tier 1 Capital, Tim has spent over 35 years helping thousands across the country achieve their financial goals. He specializes in growing businesses, attracting top talent, planning for business succession, and converting business equity into cash. With his membership in the Million Dollar Round Table, Tim offers valuable insights and strategies to his clients to help achieve financial freedom. Be sure to visit Tier 1 to download Tim's free gift. If you are a small business owner or salesperson who struggles with getting the sales results you are looking for, get your copy of Succeed Without Selling today. Learn the importance of Always Be Curious. Accelerate Your Business Growth is proud to be included on the list of the 45 Best Business Growth Podcasts. Each episode of this podcast provides insights and education around topics that are important to you as a business owner or leader. The content comes from people who are experts in their fields and who are interested in helping you be more successful. Whether it's sales challenges, leadership issues, hiring and talent struggles, marketing, seo, branding, time management, customer service, communication, podcasting, social media, cashflow, or publishing, the best and the brightest join the host, Diane Helbig, for a casual conversation. Discover programs, webinars, services, books, and other podcasts you can tap into for fresh ideas. Be sure to subscribe so you never miss an episode and visit Helbig Enterprises to explore the many ways Diane can help you improve your business outcomes and results. Viral Topic: The link between cash flow issues and self-inflicted obstacles Quote: "All of these cash flow issues are self inflicted. It's how we're using our money that's holding us back." — Tim Yurek 00:05:44 Learn more about your ad choices. Visit megaphone.fm/adchoices

Marriage Takeover with  Eric and Temeka: How to Break the Debt Cycle Together!!  It's our desire to see you win in your marriage, we offer proven solutions that will walk you through the journey to the marriage you've always desired with God's blueprint. Check us out on facebook  https://www.facebook.com/marriagetakeover/ Website:  https://www.marriagetakeover.com WEEKLY BROADCASTS: “His Abounding Grace” Tuesdays @ 7 pm; ”Challenged To Change” 1st & 2nd Wednesdays @ 7 pm; "Declaring The Finished Work" 1st & 2nd Thursdays @ 12 Noon; "Friday Night Joy" 1st, 2nd & 4th Fridays @ 7 pm; "Bread Of Life" 1st & 3rd Sundays @ 7:00pm;  WEEKLY PRAYER:  “Mid-Day Glo ry Prayer”  Wednesdays @ 1:00pm - Dial-in# (267) 807-9605 Access Code: 732-499# (Listen later @ 267-807-9608 Access Code 732-499*)   MONTHLY BROADCASTS: “LifeLine" 1st Mondays @ 7pm; “Adoration” 3rd Mondays @ 7 pm; Spiritual Nuggets of Truth" 2nd & 4th Mondays @ 8 pm; “Matters of The Heart” 3rd Fridays @ 7pm; “Bold And Beautiful” 2nd Saturdays @ 10:00am; "R3 "Real Life, Real Men, Real Talk 2nd Sundays @ 7:00pm; “Marriage Takeover” 4th Sundays @ 7:00 pm       ALL TIMES EASTERN

Founder of GoldSwitzerland Egon von Greyerz explains why the end of our current debt cycle is a once-in-a-generation event that will be catastrophic for the global economy. Egon discusses how to protect your wealth and your freedom in these trying times. Sign up for my free weekly newsletter at https://jaymartin.substack.com/subscribe

Justine Nelson is the CEO of Debt Free Millennials, a personal finance education business and YouTube channel helping overwhelmed millennials improve their money situation without giving up the avocado toast. Today, we're discussing her personal finance journey and her top tips for budgeting, saving, investing, and getting out of debt. Justine paid off $35,000 in student loan debt in two and a half years on a $37,000 salary. In this episode, she emphasizes the importance of having a clear plan to get out of debt and how doing so empowers people to take control of their financial future. Justine was named a “YouTuber to watch” in Forbes for her simple, actionable financial tips, exploring debt, saving, and budgeting for craft beer. In 2022, Justine published her first book, “Investing for Kids Activity Book: 65 Activities About Saving, Investing, and Growing Your Money.” When she's not in front of the camera, Justine loves exploring Los Angeles with her husband and daughter. She's often found in the kitchen, perfecting her grandma's Puerto Rican Spanish rice. In this episode, you'll learn how to: Choose a budgeting strategy that works Create a plan to get out of debt (while still enjoying life!) Invest while paying off debt Spend without the guilt Stop living paycheck to paycheck... and so much more. Enjoy! Connect with Justine: www.debtfreemillennials.com www.youtube.com/@debtfreemillennials www.instagram.com/debtfreemillennials_https://www.tiktok.com/@debtfreemillennials Roll over your 401k with CapitalizeRefinance your student loans with Juno ----- Connect with Jazzy on Instagram, TikTok, and YouTube. Visit our website for freebies, resources, and more. Learn how to create passive income with your own digital product! Check out this FREE TRAINING. Some of the links mentioned are affiliate links, which help support this podcast at no extra cost to you.

What age groups tend to owe the most debt?  Boomers? Millenials? Gen X? Would it surprise you to know that credit card debt, on average, has returned to or exceeds pre-pandemic levels?   Why has it increased, and what can you do about it? How do you break the credit card cycle? In this week's episode, Shawn and George talk about the reason that credit card debt has increased and some tactics for reducing or crushing your credit card debt if it has risen to a level that you are struggling (or even if you just want to pay it off). The two articles we discuss on today's show: How much credit card debt Americans hold by age (cnbc.com) How to break the credit card debt cycle (yahoo.com) Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Mark Purvis who helps families looking for a fun and rewarding project  by capturing the wisdom and stories of past generations that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Here is what you will discover on this week's episode of The GMS Podcast: 1) Letting Go of The Debt Cycle 2) Assets vs. Liabilities 3) Health 4) Relationships 5) Gratitude 6) Creativity On Command 7) Living In Flow   *Visit This Link to Request a Free 20 Minute Coaching Session* https://www.goldenmastermind.com/coaching-call-signup/   *Connect with Jeffery* Facebook: https://www.facebook.com/jeffery.combs Instagram: https://www.instagram.com/jeffery_combs/ LinkedIn: https://www.linkedin.com/in/jefferycombs Website: https://www.goldenmastermind.com/   *Jeffery's Books* (2019 Bestseller) The Breakthrough Factor - https://www.goldenmastermind.com/product/the-breakthrough-factor/ The Anger Factor - https://www.goldenmastermind.com/product/the-anger-factor/ The Procrastination Cure - https://www.goldenmastermind.com/product/the-procrastination-cure/ Psychologically Unemployable - https://www.goldenmastermind.com/product/psychologically-unemployable-remastered/ More Heart Than Talent - https://www.goldenmastermind.com/product/more-heart-than-talent-book/   *Other Ways to Listen to The GMS Podcast* Apple Podcasts: https://apple.co/3D07Y6f Spotify: https://spoti.fi/3Qd4FvC YouTube: https://www.youtube.com/JefferyCombsGMS

Ghana was once considered a success story and a model for African development. But after suffering several economic shocks, the west African country is now struggling to pay off its debts. The FT's west Africa correspondent Aanu Adeoye and Africa editor David Pilling explain how Ghana exemplifies the debt cycle that many African countries find themselves stuck in, and what has to change to break it. Clip from GhanaWeb TV- - - - - - - - - - - - - - - - - - - - - - - - - - For further reading:How Ghana's economy became a cautionary tale for AfricaAfrica needs international help to avoid a lost decadeGhana default puts domestic debt ‘can of worms' in the spotlightGhana secures $3bn IMF deal after creditors agree to debt restructuring- - - - - - - - - - - - - - - - - - - - - - - - - - On Twitter, follow Aanu Adeoye (@aanuadeoye), David Pilling (@davidpilling) and Michela Tindera (@mtindera07)Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Rebecca Hotsko and Alfonso Peccatiello discuss the current market outlook, including the driving force behind the market rally, its sustainability, Alfonso's prediction of a 0% rate cut by the Fed in 2024, and a whole lot more!Alfonso Peccatiello is former Head of a $20 billion Investment Portfolio and now is the Founder and author of The Macro Compass, which is an investment strategy firm that provides financial education, macro insights and investment ideas.IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro.02:05 - His current market outlook, whether this recent market rally is sustainable or not. 10:43 - Why Alfonso expects the Fed to cut rates to 0% in 2024?22:07 - How the long-term debt cycle works, what are the key factors that drive it over time? 29:27 - Why Alfonso believes we are in the very late stages of the long term debt cycle?33:41 - What implications does this has economically, and for the financial markets? 34:02 - Will we see a period of deleveraging similar to 2008 and 1929 in the US? 41:11 - The difference between a period of deleveraging and a recession. 50:22 - His thoughts on the trend of de-dollarization, is a US dollar centric world over and are there any possible alternatives to this dollar central world? 54:49 - The Impacts that an economic downturn and de-leveraging would have on a US dollar based global system.60:09 - Alfonso's portfolio strategy and investment take-aways given his outlook. *Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCheck out The MacroCompass. Check out: The MacroCompass Substack. Related Episode: Listen to MI232: Understanding Quantitative Easing w/ Alfonso Peccatiello , or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert and Rebecca's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Instead of trying to time the market or pick single stocks, automate your investments and invest in a variety of companies with Betterment.What does happen when money and big feelings mix? Tune in to find out on the new podcast, Open Money, presented by Servus Credit Union.Apply for the Employee Retention Credit easily, no matter how busy you are, with Innovation Refunds.Enjoy soft, stretchy bottoms that last forever with birddogs. Use promo code INVESTING and get a free Yeti-style tumbler with every order.Partner with a specialized agency focused on making insurance as easy as possible for real estate investors. Take advantage of monthly reporting, monthly billing, and coverage for all phases of occupancy with National Real Estate Insurance Group.Support our free podcast by supporting our sponsors.Connect with Rebecca: Twitter | InstagramEmail: Rebecca@theinvestorspodcast.comConnect with Alfonso: Website | Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Marriage Takeover with  Eric and Temeka: How to Break the Debt Cycle Together!! join us  WEEKLY BROADCASTS: “His Abounding Grace” Tuesdays @ 7 pm; ”Challenged To Change” 1st & 2nd Wednesdays @ 7 pm; "Declaring The Finished Work" 1st & 2nd Thursdays @ 12 Noon; "Friday Night Joy" 1st, 2nd & 4th Fridays @ 7 pm; "Bread Of Life" 1st & 3rd Sundays @ 7:00pm;  WEEKLY PRAYER:  “Mid-Day Glo ry Prayer”  Wednesdays @ 1:00pm - Dial-in# (267) 807-9605 Access Code: 732-499# (Listen later @ 267-807-9608 Access Code 732-499*)   MONTHLY BROADCASTS: “LifeLine" 1st Mondays @ 7pm; “Adoration” 3rd Mondays @ 7 pm; Spiritual Nuggets of Truth" 2nd & 4th Mondays @ 8 pm; “Matters of The Heart” 3rd Fridays @ 7pm; “Bold And Beautiful” 2nd Saturdays @ 10:00am; "R3 "Real Life, Real Men, Real Talk 2nd Sundays @ 7:00pm; “Marriage Takeover” 4th Sundays @ 7:00 pm       ALL TIMES EASTERN

Breaking the Debt Cycle Together In this podcast, we have Shaquana Watson-Harkness is a Money Confidence Coach and personal finance contributor who has been featured on Grow, CNBC Make It, KYW News Radio, Next Advisor and Black Enterprise. She is the founder of Dollars Makes Cents, and her goal is to empower professional women to gain financial confidence to manage, save and invest their money without fear or overwhelm. Today are discussing the importance of coming out of debt as a couple and practical steps to achieve this goal. We begin by emphasizing the importance of communication and honesty when it comes to discussing finances within a marriage. It's essential to be open about your financial situation and work together to find a solution. We then delved into strategies for reducing debt, we touched on the psychological and emotional impacts of debts on marriages and suggested ways to alleviate stress and anxiety. We discuss the benefits of seeking professional help from financial advisors or credit counselors and seeking support from each other, practicing self-care, and maintaining a positive outlook. Finally, we conclude by emphasizing the importance of taking action and committing to the process of becoming debt-free as a team. With hard work and dedication, couples can overcome their financial burdens and build a stronger, healthier relationship. Overall, this podcast provides practical tips and advice on how couples can work together to break the debt cycle and achieve financial freedom. To learn more about Shaquana you can visit her website or connect with her on Linkedin. Website: https://dollarsmakescents.com/ ⁠info@dollarsmakescents.com⁠ Instagram: https://www.instagram.com/dollars.makes.cents/ TikTok: dollars.makes.cents Marriage Takeover is on a mission to help couples WIN in their marriage by identifying triggers and breaking generational cycles.  This podcast is about "How to Break the Debt Cycle Together" We hope you enjoy this VOLG cast. Join the Marriage Takeover Connect ⁠Membership⁠ If you want help and you're ready to do the work, book a consultation so you too can WIN in your marriage. Want to connect with us? Book a consultation online:  ⁠⁠https://www.marriagetakeover.com⁠⁠ Email us questions: ⁠⁠info@marriagetakeover.com⁠⁠ Join Facebook Group: ⁠⁠https://www.facebook.com/groups/marri... ⁠⁠Instagram: ⁠⁠https://www.instagram.com/marriagetak...⁠⁠ or IG:⁠⁠marriagetakeover⁠⁠ Link Tree: ⁠⁠Marriage Takeover⁠⁠ Follow Marriage Takeover on all social media platforms @MarriageTakeover --- Send in a voice message: https://podcasters.spotify.com/pod/show/marriagetakeover/message Support this podcast: https://podcasters.spotify.com/pod/show/marriagetakeover/support

Financial Coach Gina Knox sits down with one of her clients and past colleagues to talk about her journey in Six Figure Saver. Learn more about 6 Figure Saver: https://ginaknox.co/6-figure-saver

If you're looking to thrive in the coming chaos, you might be a perfect fit for our new premium service: Doug Casey's Phyle. https://phyle.co Join our email list to get Special reports and updates: https://dougcasey.substack.com/about Connect with us on Telegram: https://t.me/dougcasey Join our email list to get Special reports and updates: https://dougcasey.substack.com/about Connect with us on Telegram: https://t.me/dougcasey

IN THIS EPISODE, YOU'LL LEARN:Paper Bitcoin and what's causing the massive sell-off.How Silicon Valley VC fed the "Crypto" scam.How much more impairment is left in the market?What is happening with Genesis and DCG?What is happening with Silvergate Bank?What is happening with the GBTC discount?ETH and OFAC Compliance.What is happening with Tether?BOOKS AND RESOURCESDylan's article: The Conclusion of the Long-term Debt Cycle and the Rise of Bitcoin.Related Episode: Bitcoin Derivatives & On-Chain Data w/ Will Clemente & Dylan LeClair - BTC053.NEW TO THE SHOW?Check out our We Study Billionaires Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet position and investment info for nearly 6,000 Asset Management Companies with Moomoo, Australia's first A.I. powered trading platform. Sign up and fund your moomoo account before October 31 and get $10 for every $100 you deposit. All investment carries risk. AFSL 224 663. T&Cs apply.Monitor your recovery, sleep, training, and health, with personalized recommendations and coaching feedback with WHOOP. Use code WSB to save 10% off your order today.If your business has five or more employees and managed to survive Covid you could be eligible to receive a payroll tax rebate of up to twenty-six thousand dollars per employee. Find out if your business qualifies with Innovation Refunds.Invest in high-quality, cash-flowing real estate without all of the hassle with Passive Investing.Have gold and silver shipped directly to your door for you to hold at your home. Get BullionMax's Gold Investor Kit today - 3 ounces of the world's most desirable gold coins, including the Gold American Eagle and Canadian Maple Leaf.If you're a sales professional, get every real time advantage you can get with Sales Navigator. Enjoy 60 days of free trial today.In a world of probabilities, trade the possibilities with Pepperstone.Ship with FedEx and be ready for this holiday season with picture proof of delivery.If you're aware you need to improve your bitcoin security but have been putting it off, Unchained Capital's Concierge Onboarding is a simple way to get started—sooner rather than later. Book your onboarding today and at checkout, get $50 off with the promo code FUNDAMENTALS.Get personalized, expert advice that helps you see things clearly with ATB.Enjoy 10% off your first booking in Viator's world of over 300,000 experiences you'll remember. Download the Viator app now and use code VIATOR10.More wealth, more purpose, or making more of a difference? Commonwealth Private helps you create more of yours - with exceptional service and experts who meticulously tailor opportunities for you.Find an advisor who's invested in you with iA Financial Services Inc.Find people with the right experience and invite them to apply to your job. Try ZipRecruiter for FREE today.Ship with FedEx and be ready for this holiday season with picture proof of delivery.Take a position daily on potential price movements, and gain exposure while limiting risk with Interactive Brokers.Support our free podcast by supporting our sponsors.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit cards with zero balances are staring at you begging to be used. This is the most important time of your journey, and when you may be the most vulnerable!This episode originally aired March 21, 2022.Want to work with me?Check out my ADHD Planning & Coaching service.Help Me Out!If you enjoyed this podcast, the best way to help me is share it with a friend. Reviews and ratings are also appreciated:Click here to leave a review on AppleClick here to leave a review on my websiteGive me five stars on SpotifyHelping ADHD'ers unleash their financial potential through planning and coaching.DeWittCM.com/adhd to book free discovery sessionHelping ADHD'ers unleash their financial potential through planning and coaching.DeWittCM.com/adhd to book free discovery session

The dependence on bailouts has become a supermassive black hole as the demand for continuous debt exposes the insolvency of banks and the private sector. Today, Shaun Richards joins us to share his thoughts and analysis of how Central Banks worldwide will ultimately fail in fighting inflation and keeping confidence in their economies. He gives a deep dive into the UK pension crisis and why it all started with keeping interest rates too low for too long. The damage from too much debt is just beginning. Watch the last interview with Shaun Richards here: Central Banks Are Preparing To Go Negative - https://youtu.be/6IYifBoYx7Y Don't forget to click the

Do you find yourself paying off debt each month, only to find yourself surprised by an even higher credit card bill a month or two later? If you want to break the cycle of debt, it starts with understanding how money is moving in and out of your life. If you don't think about your money until it starts to cause you pain, you end up spending and “figuring it out later”, often resorting to using your tax refund or holiday bonus to pay off debt. Discovering the habits keeping you in debt and then creating a plan to mindfully choose what you do — or don't — want to use debt for, will help you break your debt cycle permanently. In today's episode, I'm talking about five things that might be keeping you in a debt cycle, how to pull yourself out of that cycle by examining your emotions and motivations, and the importance of setting boundaries and intentions around credit card usage so that you can finally move out of debt and into a more thoughtful, mature way of handling your finances. When you understand the role that money plays in your life, when you have awareness of how you're spending, and intention around how you want to spend, you can build long-term money habits that will help you stay out of debt. If you're ready to commit to becoming a person who mindfully manages their finances, tune in to this episode! In this episode, you'll learn… [02:27] How making a commitment to yourself helps you break free from debt and build long-term skills for managing your money [12:14] How to break the debt cycle by examining your money habits [14:23] What you can do to address impulsive spending that's tied to your emotions [17:51] Common reasons you're in credit card debt and how to tackle them [25:09] How understanding the way you use debt allows you to make more thoughtful, long-term decisions [26:49] How setting intention and purpose for your credit card usage helps you stay out of debt Tune in to this episode of Money Files for tips on getting out of debt, improving your relationship with debt, and building solid money management habits. Get full show notes and the episode transcript: https://wealthovernow.com/how-to-break-the-debt-cycle-by-understanding-your-spending-habits Links mentioned in this episode… Previous episode: How Jeanine Got Out of the Debt Cycle in Five Short Months Previous episode: Shift the Way You Think About Saving to Build Better Financial Habits Download my FREE spending plan

My client Kenny found himself making good money but consistently owing more on his Amex than the amount of his paycheck. He decided he wanted to make a change and reached out for help. During our time working together, Kenny got out of that debt cycle, started intentionally planning his spending, and started saving more than ever before. In this episode, Kenny shares how he turned his finances around and his thoughts on the power of financial coaching. Head to https://www.rhothomas.com/108 for the full episode show notes.

IN THIS EPISODE, YOU'LL LEARN:01:39 - What the long-term and short-term debt cycles are.04:28 - Why credit has such a large impact on the economy.04:28 - What the debt levels look like in the US.09:52 - The four ways that a deleveraging event can occur.09:52 - The most likely path to solve the United States' debt problem.11:48 - How investors can protect themselves in this macroeconomic environment.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.EPISODE RESOURCESRay Dalio's video, How The Economic Machine Works.Lyn Alden's article, "Fixing" the Debt Problem.Related episode: The Changing World Order with Ray Dalio - TIP410.Related episode: Bitcoin, Long-Term Debt Cycles, & On-Chain Analysis w/ Dylan LeClair - MI150.Check out our Investing Starter Packs about business and finance.Find Pros & Fair Pricing for Any Home Project for Free with Angi.Push your team to do their best work with Monday.com Work OS. Start your free two-week trial today.Check out our favorite Apps and Services.Browse through all our episodes (complete with transcripts) here.Support our free podcast by supporting our sponsors.Connect with Clay: Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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“You can choose to ignore reality… but you can't ignore the consequences of reality.” - Ayn Rand As you read this, the world is likely undergoing the largest transfer of wealth that will occur in your lifetime.  In today's episode, Mark Moss explains that there are 3 distinct global revolution cycles that occur periodically throughout history, and all are converging right now.  If you want to ensure you don't get left in the dust by this enormous opportunity, then listening to this episode should be a top priority.  Mark Moss is an influential thought leader in the world of finance and investing and has over 340 thousand subscribers on his YouTube channel. Mark was an incredibly popular speaker at the Intelligent Investors Real Estate Conference back in January and is coming on the show today to give you a headstart in learning how to position your portfolio in this revolutionary moment in history.  In this episode, we discuss… The implications of the Long-term Debt Cycle, Political Revolution Cycle, and Technology Revolution Cycle, and why all are converging now. Why humanity tends to periodically shift from centralization to decentralization and the numerous examples of when this has happened in history. How technology is further escalating the natural economic forces that have occurred since departing from the gold standard. How to examine the effects of inflation to determine which real assets and commodities to store your wealth in.  If you are an active or passive investor who is always looking for new information to make educated investment decisions and theses, you won't want to miss Mark's expert perspective! Take Control, Hunter Thompson Resources mentioned in the podcast: 1. Market Disruptors 2. His Website 3. His Podcast “The Mark Moss Show” 4. His YouTube Channel 5. His Radio Show 6. Instagram 7. Twitter 8. LinkedIn Interested in investing in ATMs? Check out our webinar.   Please note that investing in private placement securities entails a high degree of risk, including illiquidity of the investment and loss of principal. Please refer to the subscription agreement for a discussion of risk factors. Tired of scrambling for capital?  Check out our new FREE webinar -  How to Ensure You Never Scramble for Capital Again (The 3 Capital-Raising Secrets). Click Here to register.   CFC Podcast Facebook Group

Hey friends! We're back with another episode and this one's all about FINANCES!! Yay finances!! Just kidding, I don't know if “yay” is the right word. But your money is so important to your business and getting started. And being successful does deserve YAY!!! I was so excited to talk with Christine O'Reilly about finances. Christine is an amazing bookkeeper and gives awesome advice! Something we talked about is what three things you need to look at when starting to manage your finances for your business. The first is your sales, the second is your profit and loss statement, and last is your cash flow. If you look at those three things, you're going to be way more successful in understanding your finances and managing them well. Hiring a coach to help you with their finances is the best! I would highly recommend it. It is so nice to have a professional look at your finances and help you understand what you need to do to make sure you don't fall into that debt cycle. But never fear, if you do, there are ways to get out! I hope that you get as much out of this episode as I did! Christine is awesome and it was so much fun to work with her! Go listen you won't regret it! You can find her here: https://www.instagram.com/christineinfinance/ https://successwithoreilly.ac-page.com/cash-flow-planner-freebie And me here: https://www.amandaclark.biz/ https://www.instagram.com/amandaclarkstudios/

“There's some pretty big stuff happening behind the scenes. I'm no commodities expert, I'm not in this every day, but I've been watching the charts and it's like, my god, there's something's breaking. You see volatility across commodities, equities, credit markets, foreign exchange. I think it's going to intensify, there's no happy ending here over the short term.”— Dylan LeClairDylan LeClair is a Bitcoin and macro analyst working for Bitcoin Magazine. In this interview, we discuss the playing out of the long term debt cycle, the coming commodity wars, how Bitcoin is a lifeboat, and transitionary investments. - - - - We are living through unprecedented times, where the old ways of order are expected to crumble. And yet, life seems comfortably familiar. This can lure people into a false sense of confidence that the political, economic, and monetary norms will continue undiminished into the future. The same sense gripped German citizens during the 1920s. ‘When Money Dies' documents how “Financially, for nearly four years, the ultimate cataclysm was always just around the corner. It always arrived, and there was always an even worse one on its way — again, and again, and again.” And we're seeing the beginnings of such cataclysms affecting the price of living.Inflation, shortages of goods, energy price spikes, and currency failures could be mischaracterized as isolated singular events. But are they in fact, signals of a wider connected pattern of seismic shocks as the global economy adjusts to the impact of the long-term debt cycle? If Bitcoin is a lifeboat, why isn't it reflected in the price? Bitcoin is still acting like a risk asset, but for how long? This episode's sponsors:Gemini - Buy Bitcoin instantlyBlockFi - The future of Bitcoin financial servicesSportsbet.io - Online sportsbook & casino that accepts BitcoinCasa - The leading provider of Bitcoin multisig key security.Ledger - State of the art Bitcoin hardware walletCompass Mining - Bitcoin mining & hostingLVL - Bank on BitcoinBCB Group - Global digital financial Services-----WBD487 - Show Notes-----If you enjoy The What Bitcoin Did Podcast you can help support the show by doing the following:Become a Patron and get access to shows early or help contributeMake a tip:Bitcoin: 3FiC6w7eb3dkcaNHMAnj39ANTAkv8Ufi2SQR Codes: BitcoinIf you do send a tip then please email me so that I can say thank youSubscribe on iTunes | Spotify | Stitcher | SoundCloud | YouTube | Deezer | TuneIn | RSS FeedLeave a review on iTunesShare the show and episodes with your friends and familySubscribe to the newsletter on my websiteFollow me on Twitter Personal | Twitter Podcast | Instagram | Medium | YouTubeIf you are interested in sponsoring the show, you can read more about that here or please feel free to drop me an email to discuss options.

Dylan LeClair is a Bitcoin and macro analyst working for Bitcoin Magazine. In this interview, we discuss the playing out of the long term debt cycle, the coming commodity wars, how Bitcoin is a lifeboat, and transitionary investments. - - - - We are living through unprecedented times, where the old ways of order are expected to crumble. And yet, life seems comfortably familiar. This can lure people into a false sense of confidence that the political, economic, and monetary norms will continue undiminished into the future. The same sense gripped German citizens during the 1920s. ‘When Money Dies' documents how “Financially, for nearly four years, the ultimate cataclysm was always just around the corner. It always arrived, and there was always an even worse one on its way — again, and again, and again.” And we're seeing the beginnings of such cataclysms affecting the price of living. Inflation, shortages of goods, energy price spikes, and currency failures could be mischaracterized as isolated singular events. But are they in fact, signals of a wider connected pattern of seismic shocks as the global economy adjusts to the impact of the long-term debt cycle? If Bitcoin is a lifeboat, why isn't it reflected in the price? Bitcoin is still acting like a risk asset, but for how long?

This week on the podcast we're tackling a common money problem that affects millions of people everywhere. Of course I'm talking about debt. Joining me today is an author who racked up over $2 million of personal debt, despite being the owner of a mortgage brokerage at the time. Erin Skye Kelly, is on the show to share how she paid down her debt and is now helping others do the same. Erin Skye Kelly is a bestselling and award-winning author, podcast host, educator, and entrepreneur. She's created courses and workshops focused on financial empowerment and her book “Get the Hell Out of Debt'' teaches financial literacy through a relatable and approachable lens. In this episode, Erin shares what led her to accruing millions of dollars of debt, despite working in the financial industry and why that's a more common occurrence than you'd think. She also shares why learning to build wealth is a part of her step-by-step guide to tackling your finances and how the pandemic has shifted things for younger generations. Whether you have student loans or have been racking up credit card debt, today's episode will motivate you to start putting together a repayment plan. For full episode show notes visit: https://jessicamoorhouse.com/322

Stock market news is usually full of noise, but I'll try to discuss here what really matters when it comes to investing. Tell me if the news help with your long-term stock market investing. Want to know more about what I do? https://goo.gl/MQG2k5 Full-time independent stock market analyst and researcher! STOCK MARKET RESEARCH PLATFORM (analysis, stocks to buy, model portfolio) Stock Ideas and Analyses for The Small Investor: https://goo.gl/GdKEoe I am also a book author: Modern Value Investing book: https://amzn.to/2lvfH3t More at the Sven Carlin blog: https://svencarlin.com/ Check out Modern Value Investing YouTube: https://www.youtube.com/c/InvestwithSvenCarlinPhD