Yahweh’s Money: The Crossroads of Religion & Money

Welcome back to Yahweh's Money, the podcast where faith meets finance! In this final episode of Season 3 (we will be back with Season 4 and changes, y'all, in June!), I welcome back my special guest Adriana Lopez and together we dive into navigating the stormy seas of inflation. As prices rise and financial pressures mount, we explore how faith-based strategies can empower you to thrive financially. Drawing inspiration from biblical teachings and personal experiences, Adriana and I discuss practical ways to adjust spending habits, embrace gratitude, and prepare for economic uncertainty. From switching to generic brands to cutting down on unnecessary expenses, we will share creative tips for maintaining quality of life without breaking the bank while reminding you that God's provision is eternal, even in economically challenging times. Tune in for an enlightening conversation that centers on trust, stewardship, and the power of preparation. Let's tackle inflation head-on while keeping our spiritual compass aligned!Here are a few key takeaways:Faith Over Fear: Trusting in God's provision can help alleviate financial stress. By focusing on His faithfulness in the past, we can find peace in uncertain times.Smart Spending Strategies: Preparing for the future is crucial. Paying down debt and saving during plentiful times ensures you're ready for any unexpected downturns.Practice Gratitude and Generosity: Even during financial strain, there's always room for gratitude. Recognizing our blessings and sharing our abundance can help inspire and uplift others.Episode References:Matthew 6:31-33 - Shay opens up with this verse which emphasizes not worrying about what you will eat, drink, or wear because God will provide. The focus is on seeking God's kingdom and righteousness first.Joseph's Story - Adriana talks about the story of Joseph from the Bible, who prepared for the famine by storing grain. It's a great example of preparation and trusting God's guidance.Proverbs 22:7 - While not directly quoted, the idea of not being a slave to the lender is mentioned, reflecting this Proverb.2 Timothy 1:7 - Adriana touches on not being given a spirit of fear, which reflects this verse that speaks about power, love, and a sound mind instead of fear.Send us a text

With headlines dominated by bank failures and economic crises, where do we place our trust? Let us lead you back to faith, focusing on Psalm 20:7 as a spiritual anchor: "Some trust in chariots and some in horses, but we trust in the name of the Lord our God." True security is found in a steadfast reliance on God's provisions. Get ready for rapid-fire questions, personal anecdotes, and spiritual reflections, all designed to inspire you to lean deeper into your faith amidst life's financial storms. 

Welcome to a transformative journey on Yahweh's Money, where faith meets finances! In this episode, my guest Tanisha Allen and I delve into conquering fear with faith to unlock financial freedom, career growth, and personal development. We share inspiring stories of taking bold financial risks, from selling homes to investing in personal growth. Embrace stewardship over ownership and trust God's plan, even amidst life's uncertainties. Whether it's transforming your mindset or building a family legacy, it's time to stop letting fear control your decisions and start living abundantly. 

Welcome back to Yahweh's Money!In this episode, we dive deep into the hidden costs of higher education beyond tuition. I'm your host, Shay Cook, and I'm excited to introduce our new and improved format for more authentic, conversational discussions.Joining me is Adriana Lopez, a military veteran, Accredited Financial Counselor®️, and the inspiration behind our podcast! Together, we break down overlooked college expenses—dorm furniture, textbooks, transportation, and unexpected fees—while offering practical budgeting tips to help you plan wisely. Inspired by Proverbs 27:23, we encourage financial stewardship and mindful preparation for these hidden costs.Key Takeaways:Hidden Expenses Matter – College costs extend beyond tuition. Being aware of extra expenses can prevent financial surprises.Living Arrangements Impact Finances – Weigh on-campus vs. off-campus housing to determine the most cost-effective option.Smart Budgeting & Planning – Leverage student discounts, loyalty programs, and meal planning to stretch your budget and avoid unnecessary debt.Did we miss any hidden college costs? Let us know at yahweh@crusaders4change.org.Episode Sources:Proverbs 27:23What Is the Average College Tuition in 2025?FINRA FoundationAverage Cost of Food per Month for a College StudentStudents Save on UNiDAYSSend us a text

What if the choice between renting and buying could be guided not just by financial logic, but by faith as well? Joining Shay Cook on this fascinating discussion is Janessa Siegel, one of our Accredited Financial Counselors at Crusaders for Change, LLC. Listen as they explore the complex world of real estate investment versus renting through the unique lens of biblical stewardship. Drawing inspiration from Luke 16:10, they uncover how renting can be a wise and responsible step before transitioning to the commitment of homeownership. Through personal stories, they illuminate the often-overlooked challenges of owning a home, such as unexpected repairs and maintenance, and compare them to the flexibility and convenience that renting can offer.The episode also delves into how property ownership can be used as a cornerstone for building wealth. They discuss the tangible benefits of real estate, not only as a stable and appreciating asset but as a means to generate passive income and provide for future generations. Whether you're contemplating the leap into homeownership or evaluating the practicality of renting, their conversation aims to equip you with the knowledge and faith-guided perspective needed to make these pivotal life choices.Send us a text

Discover how faith and finance can become your guiding light on the path to financial freedom. Join Shay Cook, alongside her insightful guest, Janessa Siegel from Crusaders for Change, as they unravel the profound impact of setting clear financial goals through a faith-based perspective. Together, they explore the transformative journey from financial stress to empowerment, emphasizing the critical role of stewardship and divine guidance in crafting a solid financial plan. Janessa's insights offer practical steps to financial planning, as personal stories illustrate the remarkable shift from mere dreaming to purposeful action.The episode doesn't stop there; it digs into the heart of financial planning and goal-setting as essential tools for lasting stability. Budgeting emerges as a powerful ally, bringing clarity to spending habits and encouraging honest dialogues about what we all can truly afford. They reflect on the significance of maintaining an emergency fund, highlighting the role of faith and patience as you work towards financial abundance. By sharing personal experiences and biblical wisdom, we're reminded of the limitless possibilities that arise when dreams are nurtured with faith and diligent preparation. Tune in for an inspiring conversation that equips you with the tools to align your financial aspirations with your spiritual journey.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | TwitterMusic by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

On this episode we revisit a pivotal episode, "Review, Reflect, and Reset Your Finances," where they share personal stories, such as selling a condo in Puerto Rico, to highlight the importance of reflecting on past financial achievements and setting fresh goals. Through a faith-based lens, they celebrate the wins and recognize their growth, offering hope and resilience for what's next.Managing personal finances is crucial, and they've got some strategies to share. From pausing Amazon purchases to reconsidering your streaming services and possibly returning to cable, they explore ways to make entertainment choices more cost-effective. Listen as Shay and Vanessa discuss the psychological impact of spending habits formed in childhood and offer tips for resetting budgets for the new year. Plus, they uncover the benefits of thrift shopping and dollar stores in even the most affluent areas. Join them for a session filled with practical advice and spiritual encouragement to manage your finances with intention and faith.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever pondered the delicate dance between faith and finances? Join Shay Cook and Vanessa McNelley as they embark on a heartfelt exploration of how to steward wealth with grace in this episode of Yahweh's Money. They promise to share invaluable insights from biblical principles, particularly 1 Timothy 6:17-19, urging you to anchor your hope in God rather than fleeting riches. This episode uncovers the transformative power of humility, generosity, and the true essence of wealth management as a divine gift meant to enrich lives and honor the Creator.In a world that often equates possessions with personal worth, they take you on a journey that values experiences and relationships above material goods. Drawing from their own backgrounds, marked by scarcity and the temptation to hoard, they reveal the liberation found in mindful and selective buying. Their conversation extends to public figures, like pastors, navigating the murky waters of generosity versus extravagance. Discover personal stories about transitioning from designer acquisitions to embracing simplicity, highlighting the peace and fulfillment found in such choices.Embrace the joy of simplicity and gratitude in everyday life. They explore the art of maintaining an organized space and the wisdom behind purposeful travel. Learn how wealth can be wielded as a tool for positive influence—whether in community efforts or personal acts of kindness. By making mindful choices, we can create meaningful experiences that enrich not only our lives but also the lives of those around us, using our blessings to glorify God and impact the world positively.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

When does helping a loved one become enabling, and how do we strike the right balance? Shay Cook and Vanessa McNelley dive into this profound question as they share personal experiences and insights from their journey as financial counselors. Through the lens of scripture, such as Matthew 7:6, they explore the fine line between financial generosity that reflects love and the risk of fostering dependency. Vanessa shares a story about her brother, illustrating the delicate dynamics that play out in family relationships and the importance of setting boundaries while maintaining faith.Breaking generational stigmas around self-care, especially within immigrant families, is critical in their discussion. They tackle cultural and gender norms that often pressure individuals to prioritize others' needs over their own, sometimes to their detriment. By advocating for open communication within families, they aim to shift perceptions surrounding money management and self-care. Highlighting the sacrifices many make, especially women, they emphasize that personal well-being is crucial not only for oneself but for the benefit of everyone around them. Through this dialogue, they call for a cultural shift towards embracing personal growth and financial understanding.They also confront the complexities of saying no and the role of accountability. Drawing from personal anecdotes and cultural examples, they highlight how constantly saying yes can create cycles of dependency. This episode underscores the necessity of financial literacy and responsible behavior. By promoting education on budgeting and financial planning, they empower their listeners to foster self-sufficiency and build a sustainable financial future. If you're ready to transform your approach to helping others and learn how financial literacy can lead to healthier relationships, then this conversation is a must-listen.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever felt the pressure to give the perfect holiday gift without breaking the bank? Join Shay Cook and Vanessa McNelley as they unravel the complex and often stressful relationship between holiday gift-giving and financial balance. Drawing from 2 Corinthians 9:7, they emphasize giving from the heart rather than out of obligation. They share personal anecdotes of navigating holiday traditions and the emotional tug-of-war between lavish and meaningful gift-giving. This episode is packed with reflections on the nostalgia of childhood holiday catalogs and the commercial influences that shape our perceptions of the "perfect" holiday season.Listen in as we explore the profound impact small gifts can have, often eclipsing their more extravagant counterparts. With personal stories ranging from abundant Christmases to those with a singular, cherished gift, we highlight the true spirit of the holidays: heartfelt generosity over materialism. Vanessa shares a touching story about a small, thoughtful gift during a lonely Christmas that underscores the deep emotional impact of genuine giving. We reflect on the values passed down through our families and how they mold our holiday traditions, sometimes making it difficult to transition between different styles of celebration.The episode also shines a light on the power of small acts of kindness and the ripple effects they create. From sharing a simple Christmas card with a neighbor to unexpectedly receiving support during tough times, these moments can transform lives. We dive into the concept of paying it forward, suggesting that the value of a gift is in the intention and love behind it, not its price tag. As family gatherings loom, we advocate for setting realistic expectations and savoring the unique moments each celebration brings, reminding ourselves to appreciate the love and effort at the heart of every holiday gathering.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Can financial decisions be acts of worship? Shay and Vanessa explore this intriguing question as they navigate the intersection of faith and finance. Together, they discuss how aligning your spending with God's purpose can bring fulfillment beyond material wealth. Inspired by 1 Corinthians 10:31-33, they delve into the concept of managing money not just for personal gain, but as a reflection of their spiritual values. Expect to gain practical insights on supporting companies that share your beliefs, even when facing financial challenges.You'll hear personal stories that illuminate the joy and unexpected relief that comes from trusting God with your finances. They talk about the importance of incorporating prayer into everyday decisions, highlighting the deep-seated fulfillment found in giving—even when it requires sacrifice. Their conversation draws inspiration from 2 Corinthians 12:10, showing how embracing weaknesses and hardships can fortify one's spiritual journey, leading to a deeper connection with God and a happiness rooted in faith rather than material possessions.Finally, they share stories of recognizing divine guidance and the liberating power of focusing on spiritual priorities. These narratives underscore the importance of gratitude for what we have and appreciating even the smallest blessings. Shay and Vanessa encourage you to reflect on your financial habits and ponder how faith can guide your monetary decisions. Connect with us through our website or any podcast platform as we invite you to continue this journey towards a harmonious balance of financial and spiritual life.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Gratitude and envy—two powerful forces shaping our lives in unexpected ways. Imagine transforming the green-eyed monster into a companion of joy. In this episode, Shay Cook and Vanessa McNelley share their personal stories and biblical insights, taking you on a journey to understand how gratitude can bring contentment and fulfillment into your daily life. Together, we'll explore why thankfulness should extend beyond the holiday season, helping you align your heart with the blessings you already have, rather than longing for what others possess.Jealousy and envy might seem negative at first glance, but they don't have to be. Listen as we tackle these complex emotions, revealing how they can be transformed into appreciation through gratitude. By sharing experiences from various environments, we highlight how different perspectives have shaped our understanding of privilege and abundance. Cultivating gratitude can enhance your spiritual life and happiness, allowing you to celebrate others' successes without the sting of envy.Finally, we'll delve into the meaningful intersection of religion and money. Discover how aligning your financial practices with your spiritual beliefs can lead to financial fitness and inspiration. Reflect on your financial journey and consider the impact of faith-based principles on your decisions. Through Shay and Vanessa's conversation, you'll uncover strategies to integrate gratitude into your financial life, enhancing both your monetary and spiritual well-being. Remember, it's always better Yahweh's way, and you can stay updated with us by subscribing to our podcast or visiting Crusaders4Change.org.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if the real treasure isn't found in your bank account, but in the love and relationships you nurture? Join Shay Cook and Vanessa McNelley as they embark on a heartfelt exploration of what it truly means to prioritize love over material wealth. Inspired by Matthew 6:19-21, we reflect on the eternal versus the ephemeral, sharing personal stories that lay bare the impermanence of earthly possessions and the profound value of love. Through these narratives, we reveal how aligning our financial choices with our faith can lead to a life rich in purpose and fulfillment.Imagine a life where generosity and faith guide your financial decisions, much like the inspiring example of a grandfather who finds joy in giving despite having little. We discuss how this mindset can transform your life, bringing true abundance and contentment that material wealth often fails to deliver. By contrasting the lasting nature of love with the fleeting allure of possessions, we encourage listeners to reevaluate their priorities, recognizing that while love may not foot the bills, it enriches life in unparalleled ways.As we navigate a world filled with challenges, we emphasize the importance of compassion and empathy, urging a shift away from materialistic pursuits. Through poignant personal stories, including the heartrending loss of a beloved pet, we underscore the necessity of understanding and respecting others. Our conversation highlights how spiritual money management—rooted in religious principles—can guide us towards financial decisions that genuinely reflect our values. By choosing to approach finances Yahweh's way, we invite you to discover a more meaningful and connected life.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

When was the last time you truly let go and let God handle your finances? This episode of Yahweh's Money, hosted by Shay Cook and Vanessa McNelley, tackles the challenging question of why so many faithful believers find it difficult to trust God with their financial decisions. We explore Proverbs 3:5-9, emphasizing the importance of trusting in God's wisdom, timing, and provision. Vanessa shares a personal story from her mother, illustrating how the right opportunities often come at the most unexpected times, reminding us to be patient and trust in divine timing.We also dive into the concept of "let go and let God," exploring how this mindset isn't about passivity but about releasing fear and worry. Personal anecdotes bring the discussion to life, shedding light on family members who struggle with excessive worry and the misuse of religious teachings to control people through fear. Our conversation offers practical advice on making mature decisions and waiting patiently, underscoring the benefits of trusting God's plan over our immediate desires.Lastly, we share heartfelt stories about achieving personal goals through patience, budgeting, and faith. From the excitement of seeing Usher and Janet Jackson in concert without going into debt to the challenges posed by feelings of scarcity, we highlight how managing resources wisely and trusting in God can lead to unexpected blessings. We also discuss the impact of a scarcity mindset on generosity and the importance of setting financial boundaries with family, fostering healthy relationships, and responsible resource management. Join us for an episode filled with faith, wisdom, and practical insights for trusting God with your finances.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if chasing material success is the very thing that's keeping you unhappy? Join Shay Cook and Vanessa McNelley on Yahweh's Money as we unpack how the pervasive issue of FOMO (Fear of Missing Out) drives us into a cycle of stress and dissatisfaction. We lean on biblical wisdom, particularly from Matthew 6:19-21, and use relatable metaphors to illustrate the pitfalls of valuing possessions over spiritual wealth. Together, we share personal stories and insights aimed at finding true contentment through gratitude, spiritual growth, and the joy of being a cheerful giver.Our discussion extends to the profound impact of selfless giving and the dangers of consumerism. Reflecting on personal anecdotes, we contrast the hollow pursuit of material wealth with the fulfilling experience of generosity inspired by spiritual teachings. Highlighting the negative influence of media that promotes unrealistic standards, we advocate for prioritizing spiritual growth and meaningful contributions. Through stories of faith, such as choosing spiritual guidance over medical treatment and the journey to homeownership, we emphasize the importance of faith, obedience, and trusting in God's provision to discover true happiness.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Do you struggle with the emotional and practical challenges of caring for aging parents? Join us on Yahweh's Money as Shay and Vanessa share heartfelt personal experiences and explore the profound intersection of faith and family. Reflecting on the teachings of 1 Timothy 5:4, they discuss the balance of love, duty, and obligation that accompanies caregiving. They'll also navigate the tricky waters of manipulation and boundary-setting, recognizing that not all parent-child relationships are built on unconditional love. Planning for aging is more critical than ever, yet often overlooked. In this episode, they emphasize the necessity of having open, honest conversations about future needs and end-of-life arrangements. Their personal stories highlight the stress and limited options that arise when these discussions are skipped. Learn about the importance of estate planning, caregiving preferences, and financial preparations while your parents are still in good health, and discover how early planning can lead to more meaningful quality time together without the weight of unforeseen responsibilities or legal uncertainties.Caregiving comes with its own set of complex dynamics and challenges, from financial burdens and work demands to the emotional toll of looking after a loved one from a distance. They'll uncover the importance of trust, respect for elders, and the value of professional caregivers to prevent burnout. By involving parents in the decision-making processes and creating comprehensive care plans, families can navigate these difficult conversations more effectively. Tune in for a thorough, heartfelt discussion that offers practical advice and valuable insights into the journey of caregiving for aging loved ones.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Can you imagine a world where nearly half of all households have women as primary earners? Today, we explore the transformative impact of women, especially women of color, stepping into the role of breadwinners. Join Vanessa and Shay as they discuss the role of education in empowering women to achieve career success and challenge traditional stereotypes. Through personal anecdotes and cultural references, such as the hit show "House of Dragon," we illustrate how women are redefining family dynamics and leadership roles, all while managing their faith and family life.We'll also examine the evolving dynamics of household responsibilities in families where women are the primary earners. The discussion highlights the importance of sharing domestic duties equitably and the challenges women face in recognizing when to ask for help. We touch on changing family structures, including same-sex couples, single adults, and DINK households, and how societal shifts, such as economic pressures, are leading more adults to live at home longer. This segment underscores the complex landscape of modern family life and the necessity of open communication between partners to maintain a balanced household.Finally, we explore the intersection of culinary traditions and family dynamics, sharing personal experiences about how a partner's passion for cooking can influence household roles. We discuss the importance of defining roles within relationships, the impact of religious beliefs on gender expectations, and the crucial need for self-care for women juggling multiple responsibilities. This episode offers a comprehensive look at the evolving roles of women in both professional and personal spheres, emphasizing the ongoing journey towards greater gender equality in financial stewardship and household management.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if the key to your child's future financial success starts with their first allowance? Join Shay and Vanessa as they uncover the powerful ways parents can nurture financial literacy in their children right from the start. Drawing from personal experiences and timeless wisdom like Proverbs 22:6, they discuss how early lessons in money management can set kids on a path to becoming confident and responsible financial stewards.Remember saving up for that must-have item in your youth? We take you on a nostalgic journey through childhood work experiences and the invaluable lessons they impart. Whether it's babysitting, mowing lawns, or saving for a cherished Mickey Mouse Club jacket, we reveal how these early jobs teach kids about the value of hard work, setting financial goals, and the emotional highs and lows that come with them. We also emphasize the importance of parents modeling good financial behavior—because kids are always watching and learning.We also discuss making financial education fun by exploring engaging ways to teach kids about money, from vacation planning and charitable giving to entrepreneurial activities like lemonade stands. These practical experiences not only educate but also create lasting memories. By involving children in financial discussions and decision-making, we equip them to feel valued and prepared for financial independence. Tune in and gather the tools you need to raise money-smart kids who appreciate the value of hard work and responsible money management.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if the key to financial freedom lies in the ancient wisdom of patience and self-control? Join Vanessa McNelley and Shay Cook, as we unveil the profound connection between faith, discipline, and financial success on Yahweh's Money. Through the lens of Hebrews 6:12, we explore how the principle of delayed gratification can transform your financial journey and spiritual growth. Sharing relatable examples and personal stories, we highlight how simple choices, like waiting for greater rewards, have led to significant long-term benefits in our lives—from shedding pounds to reprioritizing what truly matters.In this enlightening episode, we delve into the power of sacrifice and self-discipline, drawing wisdom from the struggles and triumphs of past generations. Reflect on our anecdotes about paying off student loans, steering clear of credit card debt, and the crucial mindset shift required to shatter financial shackles. Learn how surrounding yourself with a supportive community can fortify your resolve and why small, intentional decisions can pave the way to financial freedom. Discover creative ways to save money, resist peer pressure, and set a positive example for future generations through wise decision-making. Don't miss this inspiring conversation that promises to leave you equipped and motivated to achieve your financial goals with purpose and patience.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever been blindsided by an unexpected car repair or medical bill that threw your finances into chaos? On this episode of Yahweh's Money, Shay Cook and Vanessa McNelley promise to equip you with the tools to build financial resilience and peace of mind. Drawing from Proverbs 27:12, they discuss the critical importance of emergency savings, sharing personal stories that illustrate how a well-prepared financial plan can save you from life's unpredictable moments. From practical strategies to anecdotes about balancing a free-spirited lifestyle with financial prudence, they will help you create a safety net that ensures your financial stability.Vanessa and Shay recount their battles with credit card debt and the consequences of family financial promises, emphasizing the significance of self-education and staying informed about the current economic climate. They delve into the essential elements of an emergency plan and stress the importance of automating savings to achieve your financial goals effortlessly. By sharing their experiences with side hustles and multiple jobs, they highlight the discipline and sacrifice necessary for long-term financial success. Listen in for actionable advice and insights that can help you secure your financial future.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

How do you navigate the stormy seas of financial work stress during tough times like layoffs and economic downturns? This episode of Yahweh's Money promises to equip you with faith-based strategies for managing these challenges. Shay Cook and Vanessa McNelley reveal the power of transparency and open communication in the workplace, and how practical adjustments such as flexible work arrangements and remote work can significantly uplift employee morale. Drawing from Proverbs 27:23-24, we explore the deeper value of creating a supportive work environment over merely accumulating material wealth.Discover how employers can truly support their teams through financial hardships by investing in their well-being. We bring real-world examples showing the positive impact of providing financial counseling and maintaining clear communication, in contrast to the negative effects of abrupt layoffs. Understand the importance of recognizing employees as individuals with full lives outside of work and the crucial role of leaders in ensuring their well-being. We'll also highlight the pivotal role of employee assistance programs during challenging times, underscoring the lasting difference that genuine care and respect can make. Join us for this enriching conversation on faith-based financial management and workplace support.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Is it possible to travel luxuriously without breaking the bank? Or do budget-savvy trips offer richer experiences? Join us, Shay Cook and Vanessa McNelley, on this episode of Yahweh's Money, where we tackle the age-old debate of travel budgeting versus luxury travel. Vanessa reveals her ingenious techniques for making the most out of every dollar, from leveraging credit card points to uncovering free activities that offer priceless memories. Meanwhile, Shay shares her insights on the magnetic charm of indulging in high-end travel experiences, all while emphasizing the importance of financial wisdom as guided by Proverbs 21:20.Our conversation takes you through the vibrant spectrum of travel—from the delights of cost-efficient adventures like free museum visits to the allure of upgrading flights and staying in luxury accommodations. We offer practical tips on balancing comfort with cost, discuss the spiritual and financial rewards of wise travel planning, and share personal stories that illustrate the joys and potential pitfalls of both travel styles. Whether you're a frugal explorer or a luxury lover, you'll find valuable insights to make every journey memorable and financially sound. Tune in and let us inspire your next adventure!Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

The invisible battles of men's PTSD often go unnoticed, yet they cast long shadows over emotional well-being and financial stability. Shay and Vanessa's intimate conversation this episode brings the struggles of men into the spotlight. We share heartfelt personal stories as we navigate the complexities of living with someone fighting PTSD, and how it not only strains the very fabric of relationships but also has a ripple effect on many aspects of life, including one's career and family dynamics.We also tackle the tough topic of emotional barriers, discussing how societal expectations can pressure men into suffering in silence and the detrimental impact this can have on their personal lives and those of their loved ones. Through candid discussions and sharing of personal experiences, we underscore the importance of seeking help and support. This episode is not just a dialogue but a call to arms to break down the stigma surrounding mental health and to show that true strength lies in the courage to reach out and lay down the burdens that weigh heavily on the shoulders of so many.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Shay and Vanessa invite you to uncover the often-overlooked connection between your financial peace and your nightly rest. As we traverse the landscape of women's wellness, we illuminate how financial strains can disturb our slumber and reveal the solace found in spiritual practices. From the wisdom of Proverbs 19:23 to the practicality of journaling, our conversation is an intimate sharing of stories and strategies for those seeking serenity in their bank accounts and their bedrooms.Navigating the complexities of motherhood and maintaining financial health, we delve into the profound consequences of sleep deprivation on both our physical health and decision-making abilities. Our personal anecdotes on sleep tracking and managing household duties provide a relatable guide for busy women. The discussion extends to societal influences, including healthcare access and parental leave policies, emphasizing the critical role they play in our overall well-being.Lastly, we dissect the traditional gender roles and the division of household chores, shining a light on the financial and emotional toll when one partner shoulders the lion's share. Celebrating equitable partnerships, we envision a future where shared responsibilities pave the way for harmony and prosperity. So, join us as we bridge the gap between spirituality and sleep, and contemplate how cultural and personal practices can lead to a more restful and empowered life.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever felt the weight of the world pressing down on you as bills pile up and the bank account dwindles? Shay Cook and Vanessa McNelley explore the seldom-discussed intersection of financial strain and mental wellness, illuminating just how closely they're intertwined. Our heartfelt conversation traverses the emotional toll of financial worries and how faith can act as a beacon of hope. We delve into the silent battles many face with medical debt, the evolution of society's approach to mental health from biblical times, and why holistic care that includes the power of prayer is more relevant than ever. This episode also brings to light the stark realities of pursuing disability benefits and the financial hardships that accompany living with a disability. We share candid experiences from the military community, providing a glimpse into the unique challenges veterans with PTSD face when seeking mental health services. With a focus on dismantling the stigma that still lurks in the shadows of mental health, we emphasize the vital role of community support and the resilience that comes from being part of a network that cares. Join us for a discussion that goes beyond surface-level conversation, as we celebrate our podcast's third season and advocate for a world where mental health care is as normalized as a trip to the doctor's office.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Today, Shay and Vanessa take you on a journey through the trials of "lethal lending," where the mixing of money and affection can become a double-edged sword. We unravel the emotional web that money can weave in our closest relationships, sharing our own stories of lending and borrowing that have left indelible marks on our lives. As we navigate these personal tales, we shed light on the biblical perspective of giving without expectation and the power of contracts in safeguarding the bonds we cherish.Lending to loved ones can often be a tightrope walk between generosity and enabling. This episode peels back the layers of financial responsibility, highlighting the thin line between supporting and inadvertently perpetuating poor money habits. We delve into the subtleties of financial education and self-care, imparting wisdom on how to give with an open heart while maintaining the integrity of your own financial journey. Vanessa, with her poignant experience of repaying her grandparents, helps illustrate the weight of responsibility and the ripple effects our financial decisions can have on our relationships.In a world where digital love can lead to real-world heartbreak, we confront the pitfalls of online dating and romance scams that prey on the lonely. We speak on finding love in the digital realm, while emphasizing the importance of community in  modern connectivity. We close with heartfelt reminders of the importance of forgiveness and the courage it takes to set boundaries that protect our hearts and our finances. Expect to walk away from this conversation equipped with not just financial insights, but also stories of resilience that showcase the power of love and forgiveness in the face of monetary dilemmas.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Discover how to transform your financial life with a faith-based perspective as Shay Cook and Vanessa McNelley from Crusaders for Change LLC lead you to a place where spirituality and money meet. Prepare to have your heart uplifted and your wallet enriched as we share insights on how to honor God's ownership over our finances without letting them become an idol. Today's conversation is steeped in scripture and personal anecdotes.  We'll talk about how engaging in 'money dates' with God can bring wisdom to your financial decisions, and how a spirit of giving not only aligns with our faith but brings abundant blessings and a fresh outlook on life.This episode isn't just another financial advice session—it's an invitation to redefine your relationship with money through the lens of gratitude, giving, and contentment. We discuss the hard-earned lessons from financial setbacks and the importance of preparedness and delve into the joy of generosity that flows from a grateful heart. As we explore the complex relationship between religion and money through podcasting, we invite you to join the conversation, reflect on the content, and share your thoughts. We promise a transformative journey that goes beyond the numbers and into the soul of your financial practices.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever found yourself cringing at past financial faux pas? Well, join the club as your hosts Shay Cook & Vanessa McNelley open up about their money missteps and how they're not just common but crucial for personal growth. We weave in the timeless wisdom of Proverbs 27:23 to underscore the need for keen financial stewardship, all while dissecting the social pressures that nudge us toward unnecessary spending. Our upbringing, the race to keep up with the latest trends, and the delicate art of distinguishing needs from wants - we get into the thick of it all and lay out the case for mindful, responsible consumption.Vanessa and Shay share stories that reveal how life's unpredictable twists - from illness to divorce - can throw even the best-laid plans off course. It's about finding balance, investing in quality purchases that endure, and aligning our economic strategies with godly principles. We dive deep into the emotional journey of borrowing and the solace found in seeking divine direction through financial turmoil. So, tune in and discover how to forge a financially wise path that respects both your spiritual values and your bank account.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Are you wrestling with the delicate balance of managing finances while staying true to your spiritual beliefs? Shay Cook and Vanessa McNelley are here to guide you through the melding of faith and financial responsibility. We uncover how women can conquer feelings of guilt and shame around money, wielding Proverbs 31 as a beacon of strength. Shay and Vanessa discuss the challenges women face in being strong and determined, especially in the realm of finances.  Conflicts can arise in our society when women strive to be in control of their financial destinies. Fierceness can be both empowering and challenging, emphasizing the importance of leaning on God for strength and guidance in the face of financial fears.Our fearless hosts also dive into the concept of growing into one's fabulous self, celebrating self-discovery and acceptance. True fabulousness transcends materialism and external appearances. It involves confidence, knowing one's worth, and finding joy in the journey. Inspiration can be derived from personal milestones, body positivity, and the belief that fabulousness is inherent and shaped by life's choices.They finally connect the dots between being fierce and fabulous with having faith in the Lord. They stress that faith is fundamental to navigating challenges, finding joy in giving, and being resilient. They share personal stories and talk about the idea that being faithful is about trusting in a higher power, learning from failures, and finding strength in the divine.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever felt the tug-of-war between maintaining a modest budget and the allure of the latest fashion trend? Shay and Vanessa certainly have, and it's a battle that extends far beyond our closets. In our latest episode, we tackle the emotional and financial tug-of-war that Christian women face when navigating the demands of Proverbs 31 amidst a consumer-driven society. Join us as we share our journeys of aligning our spending with our faith, scrutinize the costs of keeping up appearances, and encourage others to find balance in this modern world of consumerism.As we wrap up our episode, we delve into the costs of womanhood — from menstrual care to anti-aging efforts. Our cohosts praise the younger generation's progressive approach to self-care and body positivity, and how they use technology to create supportive communities. We blend these modern insights with age-old wisdom, celebrating the inner beauty that outshines the physical, as we navigate the intricate dance between religion and finances.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What does your financial health have to do with your spiritual well-being? A lot, it turns out. Join us, Shay Cook and Vanessa McNelly, on a journey through the often-overlooked connection between money management and faith communities. We're peeling back the layers on how churches can serve as guiding lights for financial stewardship, offering up wisdom on counseling and guidance that aligns with life's financial hurdles. Discover how a church's fiscal soundness can ripple out, bolstering its capacity to nurture its flock and how embracing financial education can lead to empowered decision-making for individuals and families alike.Transparency isn't just a buzzword; it's a cornerstone of trust, particularly within church walls. In this episode, we share anecdotes and insights on why open finance meetings can revolutionize the way congregations engage with their finances, fostering trust and serving as a vital educational platform. We'll also navigate the intricate dance between tithing, financial security, and the biblical principles of stewardship, all while celebrating the joy of giving. Tune in to hear how a financially literate congregation doesn't just sustain its church—it extends its reach into the community, turning generosity into a powerful tool for growth and outreach.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Are your New Year's financial resolutions gasping for breath by the time February rolls around? Shay Cook and Vanessa McNelley are here to throw you a lifeline, sharing the secrets to keep those resolutions not just afloat but sailing smoothly throughout the year. We don't shy away from the hard truths—it takes a rock-solid plan and unwavering commitment to join the elusive 9% who see their goals through to the glittering end. But it's not all spreadsheets and sacrifice; we delve into how these financial endeavors can mirror your deepest values, adding a layer of purpose to the numbers game. Our personal stories of triumph and turbulence will show you that the path to financial success is a marathon, not a sprint, and why a heartfelt 'why' behind your 'what' could be the game-changer you need.Balancing self-care with money-care is an art in itself, and our episode paints a vivid picture of how self-confidence serves as the canvas for financial victory. As women especially, we unpack the guilt-ridden baggage we've inherited and how to repack it with self-worth and financial savvy. Discipline may sound like a draconian word, but we redefine it as the golden ticket to personal and financial well-being. And remember, every saga has its mentors: Crusaders for Change step in to guide you towards managing money with purpose and persistence. So, tune in for an episode that offers not just a financial road map, but a compass to navigate the rich landscape of a New Year well-lived.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Tired of the fiscal hangover that follows every festive spree? Join Shay Cook & Vanessa McNelley as they tackle the dreaded post-holiday debt with a battle plan that promises to not only restore your bank balance but also your peace of mind. They are dishing out a hefty dose of reality paired with uplifting guidance on budgeting without the boredom, and the mental boost that comes from wiping out debt. Reflecting on the wise words from Romans 13:7-8, they connect the dots between moral obligations and financial freedom, ensuring that you're prepared to face the music and dance your way out of the red.As your financial confidants, they are not just preaching from the pulpit—they are sharing their tales of triumph over the trials of debt and how embracing a disciplined lifestyle now can lead to a more jubilant jingle in your pockets later. Dive into their treasure trove of tips for creative saving as they discuss the wonders of holiday club accounts and the magic of post-holiday sales. With their practical advice on planning ahead for future festivities, they guarantee you'll be decking the halls stress-free next season, armed with the wisdom and wit to celebrate without the credit card hangover. Join them for an episode that's more than just advice—it's a lifeline to financial fortitude.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever found yourself making resolutions that are more wishful thinking than actionable plans? That's where we come in. Shay and Vanessa break down the pillars of prosperity that blend faith, finances, and self-care into a transformative cocktail for success. They get personal, sharing their triumphs and trials all with a touch of divine guidance and a hefty dose of community support.This episode is a shared journey with every listener who's ever yearned to hit those life goals without the shadow of debt lurking behind them. We weave together the fabric of mental wellness, savvy spending, and physical fitness, proving that when one thread strengthens, they all do. We discuss how strategic saving and spiritual reflection can keep your wallet happy and light up the path to personal fulfillment. So, if you're looking to kickstart a year where your resolutions stick and your spirits soar, tune in and let's make those goals a reality, together.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

We've got an exciting episode lined up, complete with reflections on the past year and setting the pace for the next. We share our personal triumphs, from selling properties to buying new homes, and highlight the joy of achieving our financial goals. We also touch upon the importance of celebrating even the smallest wins, which often tend to be overlooked.Switching gears, we dive into the nitty-gritty of financial growth and budgeting. We share practical tips to identify overspending, realign your budget, and even manage your expenses during the festive season. If you're curious how your childhood affects your spending habits, or the perks of thrift shopping, we've got that covered too. We wrap up the episode by exploring how your religious beliefs and values shape your financial decisions. Hear us out on setting financial goals and leading an intentional life, the role of a higher power in these choices, and the benefits of seeking expert advice. Trust us, there's much to learn about contentment and the art of avoiding comparison in your financial journey. So buckle up and get ready for a journey towards financial peace in the New Year!Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

As the holiday season draws near, are you finding it tough to navigate the complex emotions and pressures that come with it? Don't worry, we've been there too. Join your hosts, Shay Cook and Vanessa McNelly, as we venture into the often-messy intersection of religion and money, specifically during this festive period. We share our personal experiences and offer a survival guide filled with practical tips to help you not only survive but enjoy the holiday season.Be part of our conversation as we open up about our personal experiences and discuss the importance of showing love, adjusting expectations, and creating new traditions. We delve into the importance of self-care, setting boundaries, and even seeking professional help when needed. Remember, it's okay to make the holidays your own.Let's not forget about the elephant in the room - the complex relationship between religion and money. Does your faith influence your financial decisions? Ours does too. We're taking a deep dive into this topic, exploring everything from tithing and the prosperity gospel to the concept of 'God's will' in finances. Learn about the importance of financial literacy and responsible stewardship within religious communities. This is one powerful conversation you won't want to miss.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

As the festive season approaches, juggling family, finances, and faith can seem overwhelming. This Thanksgiving our co-hosts Shay and Vanessa pause and reflect to share all that they are thankful for this year.  We relish in God's perfect plan and timing for all that has transpired. As we learn to let go and let God we are reminded in Proverbs 16:9, "We can make our plan,  but the LORD determines our steps."We offer our tested insights into handling family stress and financial planning, from sharing hosting duties to having honest conversations about finances with children. We'll guide you through effective strategies for managing time and stress, ensuring the holiday season remains joyous. The holiday season can be a fulfilling period rather than a stress-driven whirlwind. Join us as we delve into the significance of money, the essence of giving, and the true spirit of the holiday season. Walk away with actionable strategies and a fresh perspective on aligning faith and finances.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

How often have you found true joy in the act of giving? As the holiday season approaches, we decided to explore this meaningful topic in depth. Reflecting on our personal experiences with food insecurity, we recount how various assistance programs have come to our aid. We take a candid look at the guilt and shame often associated with asking for help, urging listeners to embrace humility and openness, whether they are on the giving or receiving end.With a focus on Luke 12:33-34, we delve into the profound satisfaction derived from giving to those in need. We challenge the popular misconception that extravagant lifestyles equate to happiness, and we spotlight the essence of true joy. We underline that this act of giving is not confined to money alone but is equally about sharing our time, talents, and kind words. Bursting with personal stories and heartfelt reflections, we share our own giving traditions and emphasize the importance of spending quality time with loved ones. From the simple act of calling grandparents to initiating new family traditions, we discover the unique joy that the holiday season can bring. And, we invite you to join us on this enlightening journey, to explore the joy of giving, receiving, and sharing, and to deepen your understanding of your family and yourself. From Luke 12 to food insecurity, from giving traditions to the value of time, this episode unravels the complex relationship between religion and money. We hope our conversation sparks introspection and kindness in this holiday season and beyond.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if you had the power to transform your holiday season from a frenzied shopping spree into a meaningful celebration of love, family, and generosity? That's the challenge we're exploring on this episode of Yahweh's Money with Shay Cook and Vanessa McNelly. We're diving headfirst into the intersection of religion and money during the festive season, taking a hard look at how societal pressures to keep up with extravagant spending habits may lead us astray. We're bringing you practical tips on celebrating the holidays without breaking the bank. We discuss the power of thoughtful, small gifts, the stress-relieving benefits of planning ahead, and why it's not the price tag that counts, but the quality time we spend with our families. Also, we'll be tackling how to resist the temptations of overspending despite the constant marketing that tells you to buy buy buy!This episode is not just about saving money, but also charitable giving to spread joy.  We share our personal experiences and explore how to focus on time, love, and generosity, rather than material possessions. Join us on this journey of redefining what the holiday season means, focusing not just on what is seen, but what is unseen, and embracing the eternal values of love and generosity.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Are you feeling the financial stress creeping in as the holiday season approaches? Are you a leader looking for ways to support your team during these challenging times? We've got a treat for you. Today, your hosts, Shay Cook and Vanessa McNelley, explore the profound impact of financial stress on employees and the powerful role employers can play in fostering financial wellness, especially during this festive season. Guided by the wisdom from the biblical verse Philippians 2:3, we delve deep into strategies employers can adopt, from implementing comprehensive financial wellness programs to incentivizing charitable giving, and simple gestures of gratitude.We further explore the transformative potential of financial education and personalized advice in empowering employees and their communities. Offering these resources not only benefits the employee but extends to their families and communities. And it doesn't stop there. We shine a light on the essence of creating a safe and supportive workplace environment where employees feel valued, motivated, and empowered to excel. So, whether you're an employer seeking effective strategies to support your team or an employee looking for ways to manage financial stress, this episode promises enlightening insights and practical tips. Tune in and let's journey together into the intersection of money, religion, and generosity.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if prioritizing self-care could revolutionize your professional life? This episode unpacks the integral role of well-being in our careers, shining a spotlight on the transformative effects of nurturing spiritual, physical, mental, and financial health.Our co-hosts, Shay & Vanessa, illuminate the challenges faced by individuals working in environments where seeking help can potentially jeopardize careers and how to protect yourself. They take a deep dive into what the effects of high expectations and prolonged work hours could have on your health and the quality of work.Additionally, our cohosts emphasize the importance of reaching out for help when necessary and the potential life-saving impact it can have. Also discussed are the wellness programs available and ways to create a supportive work environment that respects individual faith, ensures adequate rest, and sets healthy boundaries. So, tune in for an enlightening conversation where we are reminded that God cares for every aspect of our lives. This is declared in Jeremiah 33:6: “Nevertheless, I will bring health and healing to it; I will heal my people and will let them enjoy an abundant peace and security.”Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Does it seem like college tuition rates are skyrocketing higher and higher each year? If you are grappling with how to pay for your or your child's education without breaking the bank you are not alone! In this episode we wrestle with the anxieties that often accompany the financial burdens of higher education, offering a salve of biblical wisdom and putting our trust in God through the process. We discuss strategies for managing the costs associated with higher education which includes making a budget and highlight the importance of having early conversations on how to finance college.  Moving forward, we delve into the decision of whether or not college is for everyone and discuss the alternative options. Lastly, we underscore the importance of seeking guidance and advice with your financial decisions. So whether you're a parent, a student, or just a curious mind, this episode is sure to offer valuable nuggets of wisdom.To ease our worries God reminds us in Philippians 4:6-7: “Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God."Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Money and relationships - two touchy subjects, right? Whether your relationship stems from marriage, parenting, friendship, or even the dating scene - no relationship is immune to the influence of money. Have you ever faced difficulty agreeing on spending or saving with your partner? What about that one friend or family member living beyond their means that you want to approach, but don't know how? We're here to help you navigate through these sensitive matters and discuss the importance of communication in a relationship. We also share our top tips on finding balance, setting boundaries, and having meaningful experiences without emptying your pockets. Let's learn together through God's word on how to handle these challenges with grace, understanding, and respect. Ecclesiastes 4:9-11  tells us “Two are better than one because they have a good return for their labor. If either of them falls down, one can help the other up.”  Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you been feeling a pinch in your finances? With the rise of daily living expenses affecting our pockets, many people are struggling to pay their bills. But don't worry we are here to guide you through it! During this episode, we dissect the concept of a BBB (Bare Bones Budget), aimed at helping you prioritize essential expenses during those financially challenging seasons of life. We share our financial hardship and how using a BBB got us through it. As we delve into how this minimalist approach aligns with religious principles we identify how living off the bare necessities will help you stick to your budget and get you back on track!         Proverbs 12:1 “To learn, you must love discipline; it is stupid to hate correction.” Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

PREVIOUSLY SHARED EPISODE #2: Have you ever considered how faith intersects with finance? We've embarked on a fascinating journey with our friend Dr. Troy Muhammad. We deciphered how religious teachings from the Bible, Quran, Vedas, and Torah can shape our approach toward money. We unravel the monetary philosophies promoted by different religious institutions, including the humble act of tithing to the virtues of saving and the complex issue of debt.Drawing on personal narratives such as Vanessa's upbringing in a Southern Baptist Church and Troy's experience within a Catholic Church, we explore how these teachings can influence our financial habits and our children's. Our exploration doesn't stop there. Do you wonder if religious beliefs can impact your investment strategies? We navigate the financial implications of these beliefs, from living thriftily to managing the pressures of societal expectations. This enriching episode with Dr. Troy Muhammad is a must-listen for those curious about how faith and finance intertwine. Join us on this enlightening journey; you won't want to miss it!Don't forget to follow, like, review, and SHARE!!!Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

PREVIOUSLY SHARED EPISODE #3: Ready to deepen your understanding of faith and generosity? We were privileged to host Reverend Mitchell Tull Sr., a spiritual leader, devoted father, and veteran. He shares enlightening perspectives on the intersection of religion and money. What if I told you that the traditional 10% rule is not the only way to give? Reverend Tull challenges us to think beyond just the monetary aspect of tithing. He reinforces the idea that our favor from God comes not from monetary giving, but by keeping God in our spectrum. We also explore how tithing is integral in maintaining the church and supporting the pastor.Our cohost, Vanessa, narrates the story of a man who gave his food as tithing. And, how it led to his wife landing a full-time job and their debts being forgiven. This conversation is not just about monetary tithing, it's about generosity and establishing a relationship with God. Tune in to this enlightening conversation about faith, generosity, and the transformative power of giving.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

PREVIOUSLY SHARED EPISODE #5Do you ever wonder how your religious values and upbringing shape the way you handle money in marriage? Tanisha Allen joins us on Yahweh's Money to discuss the complexities of marriage and finances. She shares her perspective on developing a "God's Money First" mindset and the importance of communication in overcoming the taboo of discussing money.We also reveal how shared values, faith, trust, and common goals can help couples in the long run, while acknowledging the challenges that can arise when values and beliefs don't align. Our conversation delves into the role of the breadwinner. Including, balancing responsibilities and how resentment can build if one partner takes on more of the financial burden. If you have already listened to this episode, tune in again to get more insight.  If listening for the first time, learn how to have meaningful money conversations in your marriage and achieve harmony with your spouse in managing your finances.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Ready to make the most of your summer without emptying your wallet? Join us as we share our top budget-friendly travel tips for an unforgettable vacation or staycation that won't break the bank. As summer starts to heat up so can the hole in our wallets! What will your family be doing this summer to cool off and how will it affect your wallet?!Our cohosts engage in an interesting discussion on the differences between vacay and staycay as well as, delayed and instant gratification.  They remind us to connect with Matthew 11:28-30 “Come to me, all of you who are weary and carry heavy burdens, and I will give you rest. Take my yoke upon you. Let me teach you, because I am humble and gentle at heart, and you will find rest for your souls. For my yoke is easy to bear, and the burden I give you is light.”   Tune in and discover how to make this summer truly memorable, no matter what your budget is. Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever stopped to truly appreciate the immense pressure, love, and sacrifice that fathers experience on their journey through fatherhood? In episode 30, we explore the demands that supporting a family can lead fathers to be overworked, absent, and irritable.  Traditionally, there is intense pressure on fathers to keep their families financially afloat. As rewarding as fatherhood is, it can also be stressful. Our cohosts discuss how fatherhood is not a sprint but a marathon and comes with unique challenges. They share how to empathize and cultivate a more supportive environment for dads everywhere. We are reminded that our Heavenly Father has set the footprint for fathers to follow.  As we celebrate Father's Day, join us in discussing the importance of acknowledging and valuing the essential role dads play in their children's lives.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you seen the Oscar-winning movie Everything Everywhere All at Once?!!!

Welcome to Season 2! We are excited to be back for another season and celebrate one year of recording and hopefully providing GREAT content!