Podcasts about C4C

Today, we have something special, a panel discussion with several members of the global training and coaching company, Adaptive Leaders. Our panel guests include managing partner, Mr. Ray Chow, managing director for India, Aditi Malik, and executive coach and author of the book that we're going to be discussing at length, Albert Wolfe. We're coming together for this discussion on the subject of performance leadership, which is also the title of their newly released book. With the guidance from this insightful expert panel, you'll learn why the focus on performance is central to driving engagement and talent retention, as well as achieving the results organizations are seeking.  Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Today we're back in Tampa, Florida, chatting with the acclaimed author, dynamic speaker, and insightful consultant, renowned for her groundbreaking work in leadership, critical thinking, and change execution, Dr. Mary Lippitt. Dr. Lippitt has a passion for empowering organizations and specializing in guiding clients through today's most pressing business challenges, delivering innovative solutions that drive success. Her extensive research, encompassing insights from over 6000 leaders, has unveiled the critical business mindsets essential for overcoming blind spots and fostering effective leadership. Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Today we're back in Florida in the township of Coral Springs, which is a short drive north of Fort Lauderdale, and we're here chatting with Mr. Scott Trumpolt. Scott's career is defined by a seamless evolution from corporate leadership to independent consultancy, reflecting over 30 years of expertise in compensation planning, HR leadership, and reward strategies. For 18 years, Scott excelled in the corporate world, holding HR and compensation leadership roles across the United States and Germany.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today, we're in Worcestershire, England, and chatting with Michelle Davies, an internationally acclaimed brain care expert, healer, osteopathy and health consultant, mentor, biofrequency specialist, speaker, and author. Michelle's work has been delivering the highest standards of care, professionalism, and the most excellent results in healing since 1997. Michelle has a Bachelor of Science degree in osteopathy awarded by Anne, Princess Royal, following four years of full-time training in London at the British School of Osteopathy.  Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

For the first time in 20 years, the leader of the Roman Catholic Church has died in office. Kelley Fox and Rev. Terry Williams are joined by Nicole Morino from Catholics for Choice to remember the life and complex legacy of Pope Francis as the world processes his death. Offering an honest assessment of his impact on the church, Kelley, Terry, and Nicole unpack the trajectory of repro in the Roman Catholic Church, discuss the divide between the church's hierarchy and the views of its adherents, and outline what the future likely holds in store for abortion justice and reproductive freedom for Catholics around the world. Links to discussed content: Catholics for Choice Just the Facts: www.catholicsforchoice.org/wp-content/uploads/2022/03/CatholicsForChoiceJustTheFacts.pdf Sign Up for C4C's Young Catholic Repro Collective: /www.catholicsforchoice.org/ycrc/ Sign up for a 1-on-1 with a Catholics for Choice Organizer: www.catholicsforchoice.org/welcome-to-catholics-for-choice/ Pope Francis sought to make LGBTQ+ people more welcome, but church doctrine didn't change much: https://abcnews.go.com/amp/International/wireStory/pope-francis-sought-make-lgbtq-people-church-doctrine-121112450 Catholics for Choice delivers Abortion Stories Quilt to the Vatican in 2024: www.catholicsforchoice.org/press-releases/catholics-for-choice-displays-50-foot-quilt-in-front-of-the-vatican-to-bring-the-stories-of-pro-choice-catholics-to-life-at-the-synod-on-synodality/ Pope Francis answers a young boy's questions about his father's death: www.americamagazine.org/faith/2018/04/16/my-dad-heaven-little-boy-asks-pope Pope Francis stigmatizes abortion with "hitman" comments in 2018: https://apnews.com/article/5137019e19c5410aa7e2c2b68f21824f Explainer on what happens when the pope dies: www.npr.org/2025/04/21/g-s1-61909/pope-death-funeral-conclave-timeline Catholic Conference of Ohio map of six dioceses: hwww.ohiocathconf.org/about/ohio-dioceses Roman Catholic Church Hierarchy explained: https://www.bbc.co.uk/bitesize/guides/zv9yd6f/revision/1 Music by Korbin Jones

Today we're visiting Phoenix, Arizona, to meet with an extraordinary individual, Dame Clarissa Burt. Clarissa is an internationally acclaimed award-winning media personality, producer, director, writer, author, public speaker, former supermodel and winner of Celebrity Survivor. With hundreds of television and film credits to her name, this who's who of international American women brings over 35 years of entertainment industry experience in both international and American markets. Clarissa is the founder and CEO of In the Limelight Media, a multimedia platform consisting of TV, video, a podcast, and a digital magazine.  Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies  

Today we're journeying to Clearwater, Florida, that's just west of Tampa and right on the Gulf of Mexico, or if you prefer, the Gulf of America. Regardless, we're here to chat with Mr. Richard Lowe. Richard is a professional ghostwriter, photographer, programmer, and leader, and as Richard says from the outset, he has journeyed through many career paths, each twist and turn shaping him into the individual he is today.  Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Today we're journeying to Middletown, Delaware, and chatting with Mr. Xan Hong, the lead consultant for Drive Phase Consulting. Xan helps clients leverage no-code and artificial intelligence technology to scale their companies. He's a start-up veteran with over 15 years of experience and helps other founders with their start-up idea validation. During that time, he has generated over $15 million in revenue in a variety of industries, including marketing, communications, food and beverage, e-commerce, financial services, real estate development, and technology.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies  

Welcome back to Yahweh's Money, the podcast where faith meets finance! In this final episode of Season 3 (we will be back with Season 4 and changes, y'all, in June!), I welcome back my special guest Adriana Lopez and together we dive into navigating the stormy seas of inflation. As prices rise and financial pressures mount, we explore how faith-based strategies can empower you to thrive financially. Drawing inspiration from biblical teachings and personal experiences, Adriana and I discuss practical ways to adjust spending habits, embrace gratitude, and prepare for economic uncertainty. From switching to generic brands to cutting down on unnecessary expenses, we will share creative tips for maintaining quality of life without breaking the bank while reminding you that God's provision is eternal, even in economically challenging times. Tune in for an enlightening conversation that centers on trust, stewardship, and the power of preparation. Let's tackle inflation head-on while keeping our spiritual compass aligned!Here are a few key takeaways:Faith Over Fear: Trusting in God's provision can help alleviate financial stress. By focusing on His faithfulness in the past, we can find peace in uncertain times.Smart Spending Strategies: Preparing for the future is crucial. Paying down debt and saving during plentiful times ensures you're ready for any unexpected downturns.Practice Gratitude and Generosity: Even during financial strain, there's always room for gratitude. Recognizing our blessings and sharing our abundance can help inspire and uplift others.Episode References:Matthew 6:31-33 - Shay opens up with this verse which emphasizes not worrying about what you will eat, drink, or wear because God will provide. The focus is on seeking God's kingdom and righteousness first.Joseph's Story - Adriana talks about the story of Joseph from the Bible, who prepared for the famine by storing grain. It's a great example of preparation and trusting God's guidance.Proverbs 22:7 - While not directly quoted, the idea of not being a slave to the lender is mentioned, reflecting this Proverb.2 Timothy 1:7 - Adriana touches on not being given a spirit of fear, which reflects this verse that speaks about power, love, and a sound mind instead of fear.Send us a text

Today we're journeying to Dallas, Texas, and we're connecting with former NASA computer scientist Mrs. Mayim Vega. Mayim transitioned early in her career to devote more time to being a mother and, in parallel, commenced an entrepreneurial journey helping businesses with their digital product needs. Later, after facing a personal health crisis that conventional medicine could not resolve, Mayim pivoted again to found Arukah.com.  Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Today we're journeying to Los Angeles to chat with Mr. Nick Whitney aka Keeper Catran-Whitney, the keeper of an incredible secret for decades and who has now shared the devastating story of family sexual abuse. Yet from the outside looking in, this was a blessed family with a musical gift that propelled them to national stardom as the band, The Whitneys. During this conversation, Keeper shares the real story that tormented him and his seven siblings throughout their childhood and adult lives. Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

With headlines dominated by bank failures and economic crises, where do we place our trust? Let us lead you back to faith, focusing on Psalm 20:7 as a spiritual anchor: "Some trust in chariots and some in horses, but we trust in the name of the Lord our God." True security is found in a steadfast reliance on God's provisions. Get ready for rapid-fire questions, personal anecdotes, and spiritual reflections, all designed to inspire you to lean deeper into your faith amidst life's financial storms. 

Hello and welcome to our final episode for Qtr 1 of 2025. It's recap time where I'm in the cockpit alone, ready to fly solo across the world, reconnecting with our gracious guests. By now you may be familiar with the approach: we chunk our episodes into 4 groups, i.e., clusters of 3 or 2 guests, as it happens this time. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today, we're in Kirkland, Washington in the US and chatting with Mr. Nuri Cankaya, VP of AI Marketing at Intel. With such a rich background spanning two and a half decades in marketing and innovation, Nuri is dedicated to helping customers overcome their business challenges and surpass their goals through the transformative power of AI. As a futurist at heart, he derives great joy from delivering presentations on the subject of AI in the future at numerous customer and community events. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today, we're heading over to London and meeting up with the CEO of First AI, Ms. Christina Chen. First AI is a company dedicated to helping enterprises effectively adopt AI, and Christina, who has a computer science background from the University of Cambridge and over 20 years in technology, is a recognized thought leader in AI adoption as well as AI talent. She's passionate about fostering diversity in AI, particularly in increasing representation and inclusivity for women in the field. Team, as you might imagine, with the daily developments occurring in this space, DeepSeek, Quin, Tulu, just to name a few examples in this one area alone, this is a very timely and interesting discussion. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Welcome to a transformative journey on Yahweh's Money, where faith meets finances! In this episode, my guest Tanisha Allen and I delve into conquering fear with faith to unlock financial freedom, career growth, and personal development. We share inspiring stories of taking bold financial risks, from selling homes to investing in personal growth. Embrace stewardship over ownership and trust God's plan, even amidst life's uncertainties. Whether it's transforming your mindset or building a family legacy, it's time to stop letting fear control your decisions and start living abundantly. 

This episode was originally recorded in June 2021, however it's still germane today. Chad is one of the most knowledgable people on the planet in terms of fighting, defensive tactics, and LEO DT. His is the founder of C4C, Code4Concepts, a defensive tactics system for law enforcement. He is a long time operational LEO and has been training and teaching for decades.  You can find Chad at https://pfctraining.com/code-4-concepts/ You can find this shows website here https://www.thedistinguishedsavage.com You can find the shows sponsor, Absolute Security and Lock here http://absolutesecurityandlock.com The views, information, and opinions expressed in this podcast are solely those of the host and guest speakers and do not necessarily represent those of any associated organizations, employers, or sponsors. The opinions and views shared do not reflect the positions of our sponsors or their affiliated companies. This podcast is for entertainment and informational purposes only and should not be considered professional advice in any field including but not limited to legal, medical, financial, or technical matters. All content is provided "as is" without warranties of any kind. We make reasonable efforts to ensure accuracy but cannot guarantee that all information presented is correct, complete, or up-to-date. Listeners should verify any critical information independently. Guest opinions belong to them alone. Our interviews with various individuals do not constitute endorsement of their views, products, or services. By listening to this podcast, you agree that we are not responsible for any decisions you make based on the information provided. Please consult with qualified professionals before making important decisions related to your health, finances, or legal matters. This podcast may contain explicit language or mature themes. Listener discretion is advised. © 2025 The Distinguished Savage, Savage Concepts LLC  

Today, we're heading to Los Angeles to chat with entrepreneur and philosopher, Mr. Sid Mohasseb. Sid is a best-selling author, serial entrepreneur, venture investor, university professor, and innovation leader. Following the success of his books, ‘The Caterpillar's Edge' and ‘You Are Not Them,' he has been actively involved in high-level advisory, early-stage investments, and speaking engagements. An adjunct professor at USC Marshall Business School and the Viterbi School of Engineering, Sid focuses on AI, data analytics, and dynamic business strategy. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're in the capital city of Boise, Idaho, located in the northwest of the United States, and we're here to connect and chat with Ms. Rhiannon Albert, founder of My Trusted HR. Rhiannon offers executives and HR teams tailored HR strategies, leadership, and training. With more than 23 years experience serving multiple industries, Rhiannon is passionate about people being proactive in guiding positive partnerships with leaders to strengthen their ability to create lasting change. Rhiannon is certified with both the Society for Human Resources Management and the Human Resources Certification Institute. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Welcome back to Yahweh's Money!In this episode, we dive deep into the hidden costs of higher education beyond tuition. I'm your host, Shay Cook, and I'm excited to introduce our new and improved format for more authentic, conversational discussions.Joining me is Adriana Lopez, a military veteran, Accredited Financial Counselor®️, and the inspiration behind our podcast! Together, we break down overlooked college expenses—dorm furniture, textbooks, transportation, and unexpected fees—while offering practical budgeting tips to help you plan wisely. Inspired by Proverbs 27:23, we encourage financial stewardship and mindful preparation for these hidden costs.Key Takeaways:Hidden Expenses Matter – College costs extend beyond tuition. Being aware of extra expenses can prevent financial surprises.Living Arrangements Impact Finances – Weigh on-campus vs. off-campus housing to determine the most cost-effective option.Smart Budgeting & Planning – Leverage student discounts, loyalty programs, and meal planning to stretch your budget and avoid unnecessary debt.Did we miss any hidden college costs? Let us know at yahweh@crusaders4change.org.Episode Sources:Proverbs 27:23What Is the Average College Tuition in 2025?FINRA FoundationAverage Cost of Food per Month for a College StudentStudents Save on UNiDAYSSend us a text

Today, we're back in Toronto, Canada, to meet and chat with speaker, brand strategist, marketer, writer, designer, and creative director, Mr. Henry Wong. Henry has guided small startups and SMEs to Fortune 500 companies. He has been a brand guru for politicians, professional athletes, as well as company leaders, and he's a frequent speaker on branding and creativity. Henry grew up in the back of a Chinese restaurant, but would entertain customers at the front of the house with stories, little jokes, and big fish tales. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're back to one of my favorite locations and chatting with our guest, Ms. Tracy Irwin, in the area of Volotea, Valencia, Spain. Tracy is a best-selling author, entrepreneur, coach, business mentor, world traveler, and lover of all things crafts and anything salted caramel. In 2002, Tracy founded an award-winning bookkeeping and accounting practice in the UK, and then in 2016, after moving to a Spanish home, she oversaw the practice from a more hands-off strategic level, eventually selling the business in 2024.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

What if the choice between renting and buying could be guided not just by financial logic, but by faith as well? Joining Shay Cook on this fascinating discussion is Janessa Siegel, one of our Accredited Financial Counselors at Crusaders for Change, LLC. Listen as they explore the complex world of real estate investment versus renting through the unique lens of biblical stewardship. Drawing inspiration from Luke 16:10, they uncover how renting can be a wise and responsible step before transitioning to the commitment of homeownership. Through personal stories, they illuminate the often-overlooked challenges of owning a home, such as unexpected repairs and maintenance, and compare them to the flexibility and convenience that renting can offer.The episode also delves into how property ownership can be used as a cornerstone for building wealth. They discuss the tangible benefits of real estate, not only as a stable and appreciating asset but as a means to generate passive income and provide for future generations. Whether you're contemplating the leap into homeownership or evaluating the practicality of renting, their conversation aims to equip you with the knowledge and faith-guided perspective needed to make these pivotal life choices.Send us a text

Today we're in Toronto, Canada, for the very first time, and we're speaking with an immigration lawyer. And no, I'm not looking to venture to North America to work or live. However, if I were, then our guest, Mr. Andy Semotiuk, would certainly be the person I'd be speaking to right at this moment, given the current events in the US. Andy has an incredible law pedigree. Since 1974, he's helped over 10,000 clients with various legal problems. He's an authority on the topic of US and Canadian immigration, writing articles for Forbes, as well as speaking internationally on the subject.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're in Johannesburg, South Africa, speaking with our guest, Ms. Monika Malan. Monika is a passionate leadership coach dedicated to helping emerging female leaders develop authentic confidence and thrive in their careers. With over 18 years of experience in the corporate and IT sectors, Monika has transformed her own journey through resilience, emotional intelligence, and a commitment to personal growth. She believes that women can be powerful leaders while embracing their unique strengths and authenticity. No need to conform to traditional, often male-dominated leadership styles.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Discover how faith and finance can become your guiding light on the path to financial freedom. Join Shay Cook, alongside her insightful guest, Janessa Siegel from Crusaders for Change, as they unravel the profound impact of setting clear financial goals through a faith-based perspective. Together, they explore the transformative journey from financial stress to empowerment, emphasizing the critical role of stewardship and divine guidance in crafting a solid financial plan. Janessa's insights offer practical steps to financial planning, as personal stories illustrate the remarkable shift from mere dreaming to purposeful action.The episode doesn't stop there; it digs into the heart of financial planning and goal-setting as essential tools for lasting stability. Budgeting emerges as a powerful ally, bringing clarity to spending habits and encouraging honest dialogues about what we all can truly afford. They reflect on the significance of maintaining an emergency fund, highlighting the role of faith and patience as you work towards financial abundance. By sharing personal experiences and biblical wisdom, we're reminded of the limitless possibilities that arise when dreams are nurtured with faith and diligent preparation. Tune in for an inspiring conversation that equips you with the tools to align your financial aspirations with your spiritual journey.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | TwitterMusic by: Lamonte Silver - Owner of essentialmusicclub.com | Previously by ROA - roa-music.com

Today we're visiting the shores of Bali, Indonesia, to chat with our guest IT and Blockchain legend, Mr. Roberto Capodieci. Roberto is a true powerhouse in this technology space, having sold his first software program at the age of 10, later commissioned to assist the FBI and the NSA and being recognised for his contribution by President Clinton. However, it's in the field of Blockchain where Roberto has really made his greatest impact.  Starting in 2013 by founding ventures to explore its application in secure document management and international trade to creating systems that leverage Blockchain for secure online agreements. Roberto has been pivotal in designing decentralized solutions across multiple sectors. His strategic insight is driving the advancement of layer 1 Blockchain technologies and secure custodian ecosystems. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're in the city of Chicago in the state of Illinois and situated on the southwestern shore of Lake Michigan. We're here today chatting with our guest, Ms. Rupali Kumbhani, a global strategic leader who leverages technologies to solve complex enterprise challenges. With experience spanning both B2B and B2C environments, she merges innovative thinking with proven strategies to drive impactful transformations. Known for forging strong stakeholder relationships, Rupali builds collaborative, high-performing teams that deliver measurable results. Her data-driven mindset and forward-thinking approach consistently unlock new opportunities for sustainable growth, positioning organizations at the forefront of innovation. It's a great conversation as we touch on some of the topics near and dear to my heart around global leadership, strategic thinking as well as leadership styles, and how we can tackle the challenges of business complexity and uncertainty. Visit the C4C website to gain full access to the transcript, show notes, and guest links.  Coaching 4 Companies

Today we're back in Melbourne, Australia, and we're chatting with Ms. Wendy Alexander. Team, it's early in the new year, and I suspect many of you are working towards that career transition or job change, and therefore, you're likely to find this conversation particularly valuable. Wendy is an interviewer and career coach who helps people look so good that hiring managers just can't ignore them. She was stuck once, not knowing how to get out of a financial and emotional mess after a relationship. Breakup left her a broke single mom drowning in debt, but things changed when she changed. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

On this episode we revisit a pivotal episode, "Review, Reflect, and Reset Your Finances," where they share personal stories, such as selling a condo in Puerto Rico, to highlight the importance of reflecting on past financial achievements and setting fresh goals. Through a faith-based lens, they celebrate the wins and recognize their growth, offering hope and resilience for what's next.Managing personal finances is crucial, and they've got some strategies to share. From pausing Amazon purchases to reconsidering your streaming services and possibly returning to cable, they explore ways to make entertainment choices more cost-effective. Listen as Shay and Vanessa discuss the psychological impact of spending habits formed in childhood and offer tips for resetting budgets for the new year. Plus, they uncover the benefits of thrift shopping and dollar stores in even the most affluent areas. Join them for a session filled with practical advice and spiritual encouragement to manage your finances with intention and faith.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Today we're in Cork, Ireland visiting our guest, Dr. Michael O'Grady. Dr. O'Grady is a STEM leadership and productivity coach and the founder of Be Wise and Rise, a company dedicated to helping leaders and managers in STEM industries achieve high performance without burning out. With diverse experience spanning semiconductors, medical devices, and construction, Mike empowers STEM managers to design systems that help them regain control, reduce stress, and focus on what truly matters. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Happy New Year!No, I'm not late this time, as this year's goal I've decided not to miss a single mix deadline. 2024 was a bit chaotic for me personally and professionally but things are over now. This year I'm going to dedicate a lot more time to making music and mixes. In fact, I already have another mix prepared for this month to start the year with new music.In this mix I have added the songs that have resonated with you and me the most. Remember that for this mix there is no monthly playlist, it comes from ‘Best of Bamf Radio', you order it by date and listen to the songs I've added in 2024.That's all from me. I love you all ❤️❤️❤️Farewell,BamfPlaylists: https://bamf.biglink.to/PlaylistsDiscord: https://discord.com/invite/7MBfHrRs39Instagram/Twitter: itsBamfTracklist:0:00 Mujo - Bossa Hotel1:37 Philanthrope, Beats for Trees - Solemn3:20 PRGMAT, Flitz&Suppe - Broken Pinky Promises6:18 squeeda - birdbath8:48 Swørn - Beaten10:55 Leavv, Beats for Trees - Autumn Grove12:48 Kupla - fade.14:44 Handbook - Slate17:14 Mujo, Moai Beats - Morning Voyage18:48 Naguro - Djose Temple20:33 MyceliumBug, Moon-uh - Echoes Of Edo23:10 Skengybeatz, Two Roses - Moonlight25:04 Pierson Booth, Vens Adams - Autumn Heart26:58 Bamf - Tsushima29:51 C4C, softy - Explorers32:09 Bcalm, Dryden - seasons34:15 amies, marsquake - Wilderness Wonders36:50 Leavv - Gate A39:22 Casiio, Sleepermane - Oakmoss41:34 fnonose, morningtime - desert snow44:06 No Spirit - Left Out47:00 Lenny Loops, SwuM - Unwhere48:42 Knowmadic - aimless51:11 HM Surf - Heavy Raining54:29 Laffey, Bcalm - Breathe In56:44 Bcalm - cloudburst59:17 little blue, Dontcry - polaris1:01:12 slowburn - still images1:03:18 slowburn - moving mountains1:05:19 slowburn - change of heart1:07:43 fnonose, morningtime - the only path1:09:50 Bamf - Counting Stars1:12:39 Juliàn, Pierson Booth - Dreamy Driftwood1:14:33 Laffey - Nocturnal1:16:46 lost echoes, Tibeauthetraveler - moon flower1:19:06 cxlt., amies - Deep Breaths

Today we're heading to London to meet up with multi-award-winning luxury business consultant, author, and world-renowned cake artist, Ms. Elizabeth Solaru. As the CEO and founder of the Diversity in Luxury Awards, she's a pioneering voice advocating for inclusivity and representation in the luxury sector. An ex-microbiologist and headhunter who ran job-hunting workshops for C-suite executives. She began her luxury business journey as a celebrated cake artist. Earning international acclaim for her innovative designs and impeccable craftsmanship, Elizabeth's clients include ultra-high-net-worth individuals and royalty. While her creative talent and business acumen led to a successful transition into luxury consulting, where she now advises brands on how to navigate complexities in the luxury market.  Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies  

Have you ever pondered the delicate dance between faith and finances? Join Shay Cook and Vanessa McNelley as they embark on a heartfelt exploration of how to steward wealth with grace in this episode of Yahweh's Money. They promise to share invaluable insights from biblical principles, particularly 1 Timothy 6:17-19, urging you to anchor your hope in God rather than fleeting riches. This episode uncovers the transformative power of humility, generosity, and the true essence of wealth management as a divine gift meant to enrich lives and honor the Creator.In a world that often equates possessions with personal worth, they take you on a journey that values experiences and relationships above material goods. Drawing from their own backgrounds, marked by scarcity and the temptation to hoard, they reveal the liberation found in mindful and selective buying. Their conversation extends to public figures, like pastors, navigating the murky waters of generosity versus extravagance. Discover personal stories about transitioning from designer acquisitions to embracing simplicity, highlighting the peace and fulfillment found in such choices.Embrace the joy of simplicity and gratitude in everyday life. They explore the art of maintaining an organized space and the wisdom behind purposeful travel. Learn how wealth can be wielded as a tool for positive influence—whether in community efforts or personal acts of kindness. By making mindful choices, we can create meaningful experiences that enrich not only our lives but also the lives of those around us, using our blessings to glorify God and impact the world positively.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Today, it's the end of another quarter. But even bigger, it's the very last day of 2024. And it means only 359 days until we welcome Santa Claus again. WOW, what an interesting year it has been. Putting aside wars, international conflicts, crazy sanctions, and one of the busiest years I can recall with elections around the globe. In business and economics, we started the year with the World Economic Forum speaking about the Future of Growth Framework amidst a sluggish global economy. And we watched a noticeable growing trend—the increasing reliance on AI to make major decisions, particularly being utilized by governments, which may surprise many listeners. (worrying or not, only time will tell), but for business leaders, you will need to prepare yourself for a changing of the business rules; that much I'm very confident about. The question on every leader's mind is no doubt what will 2025 bring. Well, the wait is over, and tomorrow we find out. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're heading home literally within Stone throw of our place on the Gold Coast in Australia, and chatting with an extraordinary individual, a man who is an international marketing enigma. Today we have the pleasure of speaking with and learning from Mr. John Dwyer. John is a direct response customer attraction expert who thinks way outside the box. His marketing consultancy business is called The Institute of WOW. And John's mantra is that one's marketing needs to wow prospects. He's also the guy who shocked the marketing world some years back when he convinced Jerry Seinfeld to come out of retirement to be the spokesperson for an Australian banking institution. Jerry headed up a free vacation campaign, which broke home loan lending records and remains folklore in the global banking industry. John helps business owners understand how to exploit platforms such as Facebook, Instagram, YouTube, and LinkedIn by implementing incentive-based marketing offers that can be targeted specifically to certain audiences. His client list reads like a who's who of business and includes the likes of Rupert Murdoch's News Limited, 7-Eleven, Westfield Shopping Centers, Walt Disney, KFC, and BP, just to name a few. And his skills have been used by these companies because they acknowledge he is the master of creating incentives at work. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

When does helping a loved one become enabling, and how do we strike the right balance? Shay Cook and Vanessa McNelley dive into this profound question as they share personal experiences and insights from their journey as financial counselors. Through the lens of scripture, such as Matthew 7:6, they explore the fine line between financial generosity that reflects love and the risk of fostering dependency. Vanessa shares a story about her brother, illustrating the delicate dynamics that play out in family relationships and the importance of setting boundaries while maintaining faith.Breaking generational stigmas around self-care, especially within immigrant families, is critical in their discussion. They tackle cultural and gender norms that often pressure individuals to prioritize others' needs over their own, sometimes to their detriment. By advocating for open communication within families, they aim to shift perceptions surrounding money management and self-care. Highlighting the sacrifices many make, especially women, they emphasize that personal well-being is crucial not only for oneself but for the benefit of everyone around them. Through this dialogue, they call for a cultural shift towards embracing personal growth and financial understanding.They also confront the complexities of saying no and the role of accountability. Drawing from personal anecdotes and cultural examples, they highlight how constantly saying yes can create cycles of dependency. This episode underscores the necessity of financial literacy and responsible behavior. By promoting education on budgeting and financial planning, they empower their listeners to foster self-sufficiency and build a sustainable financial future. If you're ready to transform your approach to helping others and learn how financial literacy can lead to healthier relationships, then this conversation is a must-listen.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Today we're back in Melbourne, Australia, to have a conversation with our guest, Mr. Tony Gruebner, a seasoned executive with over 15 years of global leadership experience. Half of this time has been in C-level roles across fast-growing, competitive B2C industries. Most recently, he served as chief marketing officer at a leading global FinTech company, driving year-on-year customer acquisition growth. Tony has also played a pivotal role in the development of AI-powered customer engagement strategies, scaling international teams, and transforming organizations through data-driven decision-making. As the author of AI for CEOs, Tony combines his deep expertise in analytics, AI, and digital transformation to simplify complex concepts for senior decision-makers. His insights empower leaders to harness AI's potential to enhance customer experiences, improve efficiency, and drive sustainable growth with a proven track record of working alongside boards, global organizations, and elite teams. Tony is here to share actionable advice on navigating the rapidly evolving AI landscape. So team, in this episode today, we are delving into Tony's new book and discussing some of the essentials that all leaders need to be aware of as we find ourselves plowing ever deeper into automation, robotics, AI, and the whole digital space. It's a great conversation and one that any leader who has ever found themselves confused or overwhelmed on this relatively new journey will take an enormous amount away from. We hope you enjoy it. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Today we're heading back to Melbourne, Australia, and meeting up with our guest, Ms. Bessi Graham, and chatting with her about a subject she's more than just passionate about; she's invested in. With nearly 25 years of experience working with business owners, governments, and large funding bodies to merge money and meaning, Bessi's experience spans from the grassroots of sitting in the dirt, working with business owners across the Pacific Islands, through to the United Nations in Geneva. This has given her an unparalleled perspective as an entrepreneur, business owner, angel, venture capitalist, impact investor, philanthropist, coach, and advisor. Bessi has done everything. From being a decision maker on Grant and Investment Committees, driving over $1 billion of capital into small and medium-sized businesses, to using her own capital for grants to dozens of organizations and investing directly with both debt and equity in 42 businesses.   Bessi has been engaged by governments and leading financial institutions to design capacity-building funds, servicing multiple countries to build investment readiness in businesses in emerging and established economies. And setting up and being the cornerstone investor in the first impact investment fund focused on the Pacific. Much of our conversation will be centered around impact investing and the term that I've come to understand more fully, blended value. With investors and businesses alike, turning their money, as well as attention, to this concept of finding the right formula to drive financial results while doing business in ways that benefit society. This is a hot topic that needs our focus as well. So please get yourself ready as we embark on this journey of discovery together. Visit the C4C website to gain full access to the transcript, show notes, and guest links. Coaching 4 Companies

Clementine. by chromo, the dreamerASTÉR by KissamiléBimmer M6 by KreatevTwins by Rose NoirDreamscape Lagoon by EnzallaSunkissed Cycles by lloomSavannah Vacationby Aduza Dolozi, Lofi AfrobeatsSunlight by Kendall Miles, JintonicDreams come True by Drips ZacheerMoonlite by Nokiaa, Deauxnuts, Yishay AharonGo Slow by little blueSummer by Mac KayShade by Mac KayMelvin by Boukas, Fredrik Bergsten, Samuel AxelsonLamp Glow by less.peopleSuave by Enough CerealsWatermill by C4C, LeavvLakeside by AvesManhattan Sun by No Spirit, PhlocalystForgiven by Ian Ewing, Gas-LabAll music provided by Chillhop Music. Click the link to hear other Chillhop music and to support the great artists.If you have some chill music you think would fit well with the show, or would just like to send a nice message, you can reach DJ Dave at djdaveostium@gmail.com.If you would like to get access to DJ Dave sessions early, as well as a bunch of bonus material, you can support Ostium on Patreon.Support this show http://supporter.acast.com/ostium. Hosted on Acast. See acast.com/privacy for more information.

Hello!How are you? As you know this is not the only mix I have prepared for this month, there will be another one like every year called ‘The best of...'. As every year this mix gives headaches because it's a bit long.On the other hand there are no new songs until January although I will try to sneak it in the next mix somehow.Remember that you also have 2 playlists of mine on Spotify, one of them is of the songs I used in the most recent mix and the other one is like a huge playlist with all the songs I liked and I included them in the mix, that's the best of the year.That's all from me, take care and see you in the next mix. Love you all ❤️❤️❤️Farewell,BamfPlaylists: https://bamf.biglink.to/PlaylistsDiscord: https://discord.com/invite/7MBfHrRs39Instagram/Twitter: itsBamfTracklist:0:00 Psalm Trees, ALEXANDER, Philanthrope - High Hope (Philanthrope Remix)1:55 Psalm Treees, ALEXANDER, SwuM - I Don't Want Love (SwuM Remix)3:56 Philanthrope, Juan Rios - ALL FOR NOTHING6:18 Flitz&Suppe, Philanthrope - Spektar8:18 Kainbeats, Banks - Ocean Haze10:04 Hevi - Hokkaido12:04 Pierson Booth, Vens Adams - Autumn Heart13:57 MyceliumBug, Moon-uh - Echoes Of Edo16:35 C4C, softy - Explorers18:53 Yasumu - Orange Sky21:09 Goson, So.Lo - Treetop Tales23:32 Juliàn - Light of October25:10 fnonose, morningtime - the only path27:16 little blue, Dontcry - the way you are29:47 Laffey, Bcalm - Breathe In32:00 Tibeauthetraveler, Yasumu - still nights33:54 slowburn - i've been here before36:10 slowburn - still images38:13 amies, cxlt. - Feel Again41:19 Tibeauthetraveler, Bcalm - futher away44:06 Hoogway, Lenny Loops - énouement

Have you ever felt the pressure to give the perfect holiday gift without breaking the bank? Join Shay Cook and Vanessa McNelley as they unravel the complex and often stressful relationship between holiday gift-giving and financial balance. Drawing from 2 Corinthians 9:7, they emphasize giving from the heart rather than out of obligation. They share personal anecdotes of navigating holiday traditions and the emotional tug-of-war between lavish and meaningful gift-giving. This episode is packed with reflections on the nostalgia of childhood holiday catalogs and the commercial influences that shape our perceptions of the "perfect" holiday season.Listen in as we explore the profound impact small gifts can have, often eclipsing their more extravagant counterparts. With personal stories ranging from abundant Christmases to those with a singular, cherished gift, we highlight the true spirit of the holidays: heartfelt generosity over materialism. Vanessa shares a touching story about a small, thoughtful gift during a lonely Christmas that underscores the deep emotional impact of genuine giving. We reflect on the values passed down through our families and how they mold our holiday traditions, sometimes making it difficult to transition between different styles of celebration.The episode also shines a light on the power of small acts of kindness and the ripple effects they create. From sharing a simple Christmas card with a neighbor to unexpectedly receiving support during tough times, these moments can transform lives. We dive into the concept of paying it forward, suggesting that the value of a gift is in the intention and love behind it, not its price tag. As family gatherings loom, we advocate for setting realistic expectations and savoring the unique moments each celebration brings, reminding ourselves to appreciate the love and effort at the heart of every holiday gathering.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Can financial decisions be acts of worship? Shay and Vanessa explore this intriguing question as they navigate the intersection of faith and finance. Together, they discuss how aligning your spending with God's purpose can bring fulfillment beyond material wealth. Inspired by 1 Corinthians 10:31-33, they delve into the concept of managing money not just for personal gain, but as a reflection of their spiritual values. Expect to gain practical insights on supporting companies that share your beliefs, even when facing financial challenges.You'll hear personal stories that illuminate the joy and unexpected relief that comes from trusting God with your finances. They talk about the importance of incorporating prayer into everyday decisions, highlighting the deep-seated fulfillment found in giving—even when it requires sacrifice. Their conversation draws inspiration from 2 Corinthians 12:10, showing how embracing weaknesses and hardships can fortify one's spiritual journey, leading to a deeper connection with God and a happiness rooted in faith rather than material possessions.Finally, they share stories of recognizing divine guidance and the liberating power of focusing on spiritual priorities. These narratives underscore the importance of gratitude for what we have and appreciating even the smallest blessings. Shay and Vanessa encourage you to reflect on your financial habits and ponder how faith can guide your monetary decisions. Connect with us through our website or any podcast platform as we invite you to continue this journey towards a harmonious balance of financial and spiritual life.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Gratitude and envy—two powerful forces shaping our lives in unexpected ways. Imagine transforming the green-eyed monster into a companion of joy. In this episode, Shay Cook and Vanessa McNelley share their personal stories and biblical insights, taking you on a journey to understand how gratitude can bring contentment and fulfillment into your daily life. Together, we'll explore why thankfulness should extend beyond the holiday season, helping you align your heart with the blessings you already have, rather than longing for what others possess.Jealousy and envy might seem negative at first glance, but they don't have to be. Listen as we tackle these complex emotions, revealing how they can be transformed into appreciation through gratitude. By sharing experiences from various environments, we highlight how different perspectives have shaped our understanding of privilege and abundance. Cultivating gratitude can enhance your spiritual life and happiness, allowing you to celebrate others' successes without the sting of envy.Finally, we'll delve into the meaningful intersection of religion and money. Discover how aligning your financial practices with your spiritual beliefs can lead to financial fitness and inspiration. Reflect on your financial journey and consider the impact of faith-based principles on your decisions. Through Shay and Vanessa's conversation, you'll uncover strategies to integrate gratitude into your financial life, enhancing both your monetary and spiritual well-being. Remember, it's always better Yahweh's way, and you can stay updated with us by subscribing to our podcast or visiting Crusaders4Change.org.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if the real treasure isn't found in your bank account, but in the love and relationships you nurture? Join Shay Cook and Vanessa McNelley as they embark on a heartfelt exploration of what it truly means to prioritize love over material wealth. Inspired by Matthew 6:19-21, we reflect on the eternal versus the ephemeral, sharing personal stories that lay bare the impermanence of earthly possessions and the profound value of love. Through these narratives, we reveal how aligning our financial choices with our faith can lead to a life rich in purpose and fulfillment.Imagine a life where generosity and faith guide your financial decisions, much like the inspiring example of a grandfather who finds joy in giving despite having little. We discuss how this mindset can transform your life, bringing true abundance and contentment that material wealth often fails to deliver. By contrasting the lasting nature of love with the fleeting allure of possessions, we encourage listeners to reevaluate their priorities, recognizing that while love may not foot the bills, it enriches life in unparalleled ways.As we navigate a world filled with challenges, we emphasize the importance of compassion and empathy, urging a shift away from materialistic pursuits. Through poignant personal stories, including the heartrending loss of a beloved pet, we underscore the necessity of understanding and respecting others. Our conversation highlights how spiritual money management—rooted in religious principles—can guide us towards financial decisions that genuinely reflect our values. By choosing to approach finances Yahweh's way, we invite you to discover a more meaningful and connected life.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

When was the last time you truly let go and let God handle your finances? This episode of Yahweh's Money, hosted by Shay Cook and Vanessa McNelley, tackles the challenging question of why so many faithful believers find it difficult to trust God with their financial decisions. We explore Proverbs 3:5-9, emphasizing the importance of trusting in God's wisdom, timing, and provision. Vanessa shares a personal story from her mother, illustrating how the right opportunities often come at the most unexpected times, reminding us to be patient and trust in divine timing.We also dive into the concept of "let go and let God," exploring how this mindset isn't about passivity but about releasing fear and worry. Personal anecdotes bring the discussion to life, shedding light on family members who struggle with excessive worry and the misuse of religious teachings to control people through fear. Our conversation offers practical advice on making mature decisions and waiting patiently, underscoring the benefits of trusting God's plan over our immediate desires.Lastly, we share heartfelt stories about achieving personal goals through patience, budgeting, and faith. From the excitement of seeing Usher and Janet Jackson in concert without going into debt to the challenges posed by feelings of scarcity, we highlight how managing resources wisely and trusting in God can lead to unexpected blessings. We also discuss the impact of a scarcity mindset on generosity and the importance of setting financial boundaries with family, fostering healthy relationships, and responsible resource management. Join us for an episode filled with faith, wisdom, and practical insights for trusting God with your finances.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

What if chasing material success is the very thing that's keeping you unhappy? Join Shay Cook and Vanessa McNelley on Yahweh's Money as we unpack how the pervasive issue of FOMO (Fear of Missing Out) drives us into a cycle of stress and dissatisfaction. We lean on biblical wisdom, particularly from Matthew 6:19-21, and use relatable metaphors to illustrate the pitfalls of valuing possessions over spiritual wealth. Together, we share personal stories and insights aimed at finding true contentment through gratitude, spiritual growth, and the joy of being a cheerful giver.Our discussion extends to the profound impact of selfless giving and the dangers of consumerism. Reflecting on personal anecdotes, we contrast the hollow pursuit of material wealth with the fulfilling experience of generosity inspired by spiritual teachings. Highlighting the negative influence of media that promotes unrealistic standards, we advocate for prioritizing spiritual growth and meaningful contributions. Through stories of faith, such as choosing spiritual guidance over medical treatment and the journey to homeownership, we emphasize the importance of faith, obedience, and trusting in God's provision to discover true happiness.Thank you for listening. Don't forget to follow, like, review, and Share! Crusaders for Change, LLC (C4C) provides financial counseling, coaching, and classes for those ready to get out of debt, improve their credit, save, and much more. To learn more about C4C by visiting www.crusaders4change.org. Schedule a Free 15-minute Clarity Call Today! Comments, questions, or suggestions on topics? Email yahweh@crusaders4change.org Follow us on:Facebook | Instagram | LinkedIn | Twitter

Have you ever thought about how cities can evolve with the right use of data? In this episode, we speak with Matteo Satta. Matteo is a city planning and data management expert who consults with European governments. He explores the intriguing world of urban data, providing insights into the issues and opportunities that cities face today. From innovative solutions to common challenges, he provides a fresh perspective on what makes cities work and how data might improve them.  Join us as we discuss intriguing topics such as how different countries approach data strategies. What are the most significant challenges in managing urban data? What does the future hold for our cities in this new digital era? Tune in to Episode 121, Season 5 of Fit4Privacy Podcast and find out!  Subscribe to The FIT4PRIVACY Podcast for more informative discussions.

Piggy and Tom March are here to discuss the incredible charity challenge they are participating in. Cycle4Caroline (C4C) is a charity cycle ride in memory of Caroline March who sadly passed away in March 2024. C4C will cover 1,100km across the UK starting at Blair Castle in Scotland on Wednesday 20th November and finishing at The Savoy Hotel in London on Saturday 30th November. The objective of C4C is to raise as much money as possible for two charities close to Caroline's heart: the British Eventing Support Trust and Spinal Research. If you would like to find out more about the cycle you can click here: https://www.cycle4caroline.com/

Kai Lightner is back on to talk about his recent send of 'Life of Villains' 5.14d/9a at the Hurricave! We talked about the emotional rollercoaster of sending 'LOV', how it felt to send 9a in his current body, not rushing the process, his trip to Jamaica, bolting his first route, what's going on with Climbing 4 Change, and more!Donate to C4C:climbing4change.orgKai's Original Episode:EP 55: Kai LightnerNuggets:(00:00:00) – Kai's upcoming trip and project(00:03:41) – Self-preservation(00:05:11) – The emotional rollercoaster of ‘Life of Villains' 5.14d/9a(00:07:57) – How it felt to send ‘LOV' in his current body(00:13:40) – Not rushing the process(00:16:50) – Expanding his technical arsenal(00:18:15) – Bad weather, broken holds, and the send(00:23:07) – His trip to Jamaica(00:27:00) – Building a climbing gym in the National Training Center(00:28:42) – Bolting his first route(00:33:31) – The food(00:35:34) – What's going on with C4C(00:37:49) – Paying it forward(00:41:35) – How to support C4C(00:45:47) – Testifying in Washington to get climbing gyms recognized as sports facilities(00:54:02) – Bouldering with Drew Ruana, and negative temperatures