Podcasts about AMB

L’art del Suprem. Amb una argumentació judicial plena d’embolics el Tribunal Suprem espanyol ha ordenat de tornar a l’Aragó les pintures de la sala capitular del Monestir de Sixena, actualment al Museu Nacional d’Art de Catalunya. Són unes pintures de gran qualitat que marquen el pas entre el final del romànic i l’arribada del gòtic. Aquestes pintures van quedar molt malmeses després d’un incendi durant la guerra del 36. El restaurador Josep Maria Gudiol i Ricart, les va poder salvar, en part, i les va portar al museu barceloní on s’aguanten textualment per la pela. Atès el seu delicat estat, diversos especialistes han demanat que no es remenin les pintures perquè es podrien malmetre per sempre més. A hores d’ara ningú no sap ni qui, ni com ho pensen fer. Aquest sembla però, un detall sense importància. Si les pintures no es poden penjar, o no es poden exposar al públic durant quatre o cinc anys tampoc no és cap problema. No passa res. Bona part de les obres que es van emportar de Lleida, encara no estan exposades i les tenen en un magatzem que no pot visitar ningú. Tampoc diràs que els preocupi massa. Allò veritablement important, és que les obres no estiguin a Catalunya. Aquesta és la seva victòria. Hi ha qui parla d’un anticatalanisme ferotge. Es molt possible. El govern català lamenta però accepta plenament la decisió del Tribunal Suprem i llança missatges de cordialitat, amistat i entesa. Aquesta voluntat que manifesta el govern català de quedar bé amb tothom, no ens portarà cap benefici. Ni ara ni mai. Salut i república.Descarregar àudio (2:10 min / 1 MB)

Amb el punt final a l'EGB i l'arribada de l'ESO, els infants fan el canvi de l'escola a l'institut quan tenen 12 anys, a difer

Tonight on The Last Word: Donald Trump condemns Vladimir Putin after Russia strikes Ukraine. Also, Trump attacks judges in a Memorial Day post. Plus, Trump escalates his fight with Harvard University. The Trump trade war undercuts American battery makers. House Republicans pass a bill that would cut Medicaid funds from Planned Parenthood. And Trump delays 50% tariffs on EU goods until July 9. Amb. Michael McFaul, Rep. Zoe Lofgren, Norm Ornstein, Laurence Tribe, Michigan State Rep. Joe Tate, Rep. Adam Smith, Carrie Baker, and Betsey Stevenson join Lawrence O'Donnell.

Nicolle Wallace is joined by Ted Deutch, Gen. Stanley McChrystal, Mike Schmidt, and Amb. Bridget Brink. Michele Norris hosts the second hour and is joined by Tim Miller, Rep. Sam Liccardo, Jake Lahut, and Jendayi E. Frazer.

From wartime to prosperity, Ambassador Ted Osius shares his personal experience of change in US/Vietnam relations since the end of the war 50 years ago. Best question: Why is Amb. Osius optimistic, even in today's trade climate?   Hint: Nothing is Impossible, the title of both Amb. Osius's book and his previous episode with us. For bonus fun, enjoy the video of Vietnamese female rap artist Suboi!

Carme Terradellas s'acomiada enguany de la doc

AMB. Charles Freeman: Why the US Panic Over China?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A l'Al Dia Terres de l'Ebre d'avui dimarts, 20 de maig: - Obrim amb l'informatiu amb el repàs a l'actualitat el repàs a l'actualitat de la jornada, a través de les nostres emissores col·laboradores. - A l'entrevista del Dia: amb Cyril Godard, coordinador del màster en Gestió de la Descarbonització Industrial i Social de la URV que es començarà a impartir el pròxim mes de setembre. Amb ell hem conegut de prop aquesta iniciativa per entendre quin impacte pot tenir especialment en territoris com les Terres de l’Ebre. - A de Poble en Poble: des de la Plana Ràdio, la doctora Montserrat Gas Aixendri, catedràtica de dret eclesiàstic de l’Estat, a la Universitat Internacional de Catalunya, d’arrels planeres analitza com amb l’elecció de Lleó XIV, l’Església inicia una nova etapa entre la continuïtat i els grans reptes de reforma. - Educació: parlem de les Masterclass que s’impartiran en el marc del Festival de música ProtoFest, que convertirà Tortosa en el centre neuràlgic de la formació musical. - Fem 1 Tast amb Margaret Nofre: escabetx medieval.

Nicolle Wallace on Trump sparring with Walmart after tariff price hike warnings and Former FBI Director James Comey speaks out after being questioned by the Secret Service over a social media post.Joined by: Charlotte Howard, David Gura, Claire McCaskill, Fmr. FBI Director James Comey, Julian Barnes, Ben Rhodes, Amb. William Taylor, and Chasten Buttigieg.

La tra

𝗧𝗵𝗲 𝗢𝗳𝗳𝗶𝗰𝗶𝗮𝗹 𝗦𝗺𝗼𝗼𝘁𝗵 𝗝𝗮𝘇𝘇 𝗦𝗶𝗻𝗴𝗹𝗲𝘀 𝗖𝗵𝗮𝗿𝘁 𝗙𝗼𝗿 𝗦𝗽𝗮𝗶𝗻 & 𝗟𝗮𝘁𝗮𝗺 𝗦𝗲𝗺𝗮𝗻𝗮 𝗱𝗲𝗹 𝟭𝟵 𝗱𝗲 𝗠𝗮𝘆𝗼 | 𝗙𝗼𝗿 𝗠𝗮𝘆 𝟭𝟵𝘁𝗵 Congratulations 𝗘𝗩𝗔𝗡 𝗧𝗔𝗬𝗟𝗢𝗥, our new TOP 1 Congratulations to everyone that made it into this week’s Top 100! 𝗡𝗘𝗪 𝗧𝗢 𝗧𝗛𝗘 𝗧𝗢𝗣 𝟭𝟬𝟬 🔊 100.- THE COOKOUT - Hubert Eaves IV 🔊 099.- OCEAN SIDE HIGWAY - Keith Fiala, B. Denk 🔊 098.- CRUISIN - Ronny Smith 🔊 097.- LEAVE THE LIGHT ON - Charles Langford 🔊 094.- FAMILIARITY - R. L. Walker 🔊 081.- HEADING OUT - Pieces Of A Dream 🔊 𝗛𝗜𝗧𝗦 𝗕𝗬 𝗬𝗢𝗟𝗔𝗡𝗗𝗔 𝗖 𝗠𝗨𝗦𝗜𝗖 𝗣𝗜𝗟𝗟𝗦 🔊 DARYL BEEBE 𝗕𝗬 𝗙𝗥𝗔𝗡𝗖𝗜𝗦𝗖𝗢 𝗦𝗔𝗡𝗖𝗛𝗘𝗭 𝗦𝗨𝗣𝗘𝗥 𝗖𝗟𝗔𝗦𝗦𝗜𝗖𝗦 🔊 ROY HARGROOVE 𝗕𝗬 𝗖𝗔𝗣𝗜𝗧𝗔𝗡 𝗝𝗔𝗭𝗭 𝗥𝗜𝗚𝗛𝗧 𝗢𝗡 𝗧𝗛𝗘 𝗘𝗗𝗚𝗘 𝗢𝗙 𝗕𝗘𝗖𝗢𝗠𝗜𝗡𝗚 𝗖𝗛𝗔𝗥𝗧-𝗧𝗢𝗣𝗣𝗜𝗡𝗚 𝗛𝗜𝗧 🔊 WaKaNa, Greg Manning - A New life 🔊 AMB, Amandus, Alvin Mils, Uli Brodersen - In The Curve 🔊 Bob Baldwin -Rise Above It 🔊 Andrew Neu - Bring It On ft. Rick Braun 🔊 Lisa Addeo - Lipstick And Moonlight 🔊 Randy B. - Joy And More Joy 🔊 Thee Sacred Soul - We Don't Have To Be Alone 🔊 Frank Mccomb - It's A Brand New Day 🔊 Nathan Allen - Rock With You 🔊 Roberto Vazquez - How Insensitive 🔊 Ella & The Bossa Beat, Toco - Amare 🔊 Brownie - Street Life 🔊 Randy Scott - Fixation 🔊 Azymuth - Fantasy '82 🔊 Jon Gilutin - Sauce On The Side 🔊 Renato Falaschi - Latin Vibes 𝗡𝗘𝗪 𝗧𝗢 𝗧𝗛𝗘 𝗧𝗢𝗣 𝟮𝟬 🔊 020.- ETHEREAL - Yuko Mabuchi 🔊 019.- SUNSET - Saxl Rose Ft. Kayla Waters 𝗧𝗢𝗣 𝟭 🔊 001.- SHINING - Evan Taylor

Els animals afronten la mort d'una manera diferent a les persones. A nosaltres la mort ens fa por i a ells no. Tamb

Creiem que la biografia de la Luisa Casati mereix ser recordada. Qu

Els administratius del Centre d'Atenció Primària tenen, probablement, una de les tasques més difícils, la de rebre el ciutadà, en ocasions enfadat, disgustat, malalt, neguitòs i tot i que la voluntat és sempre complir les expectatives de l'usuari no sempre és possible. Amb tot la voluntat és millorar els processos d'atenció i en aquest sentit el referent en funcions d'atenció a la ciutadania del CAP de Sitges, Jordi Garcia, anima els usuaris a fer servir les reclamacions perquè aquests escrits es tenen en compte després a l'hora de fer canvis. D'altra banda al setembre es preveu organitzar una trobada amb usuaris inclosos per tal de millorar el circuit de les extraccions de sang. De tot plegat n'hem parlat amb Jordi Garcia Chavarri. L'entrada Jordi Garcia, referent d’atenció a la ciutadania al CAP de Sitges anima els ciutadans a fer reclamacions per millorar el servei ha aparegut primer a Radio Maricel.

Amb la victòria al camp de l'Espanyol, el Barça es proclama campió de lliga a manca de dues jornades. En parlem a la tertúlia dels divendres amb Josep Soler, Eduard Prim, Toni Muñoz i Eduard Prim. L'entrada La tertúlia esportiva ha aparegut primer a Radio Maricel.

MSNBC's Ari Melber hosts "The Beat" on Thursday, May 15, and reports on SCOTUS hearing arguments in President Trump's birthright citizenship case, new fallout from Trump's trade war and the latest developments in the Diddy trial. Amb. Gordon Sondland, Jared Bernstein, Emily Bazelon and Steven Levitsky join.

Carlos Olivares, Maria Morillas, Sergio Pomares i Edu Ramírez des de Basilea són els nostres eurofans i amb qui fem el repàs previ a moltes de les cançons que es presentaran dissabte a la gran final d'Eurovisió, l'espectacle d'entreteniment més important del món que enguany celebra la 69a edició des de Suïssa, el país que el va acollir per primera vegada. Des de Esa Diva de Melody, representant espanyola, fins a Suècia amb Bara Bada Bastu, la gran favorita a hores d'ara, hem sentit, ballat i comentat moltes de les propostes dels 37 països que enguany competeixen, tot i que arribaran a la final de dissabte només vint països després d'eliminar-ne cinc dimarts en la primera semifinal i avui altres en la segona. Amb els nostres eurofans passem una bona estona i expliquem molts dels detalls de com funciona Eurovisió. L'entrada La prèvia d’Eurovisió amb eurofans sitgetans ha aparegut primer a Radio Maricel.

AMB. Charles Freeman: Who Won the US/Yemen War?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews three RISKWORLD attendees at RISKWORLD 2025. They are first, Audrey Trim of Thomson Rivers University, second, Lucy Straker of Beazley, and third, François Beaume of Sonepar and AMRAE.   Audrey Trim shares information about her career and her experiences at RISKWORLD and on the Board at BC RIMS. She introduces the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada and tells how student teams can compete.   Lucy Straker describes the growing risk of political violence and active assailant events, and what insurance products are needed on top of general liability. She offers strategies for preventing and mitigating violent events.   François Beaume presents the 17th Annual AMRAE RMIS Panorama, a survey of vendors and risk managers, with insights into the software and technology available to corporate risk teams. The Panorama and data sets are freely available online in French and English at the link below. Listen in for a glimpse of the variety of education at RISKWORLD. Be sure to save the dates May 3rd through the 6th for RISKWORLD 2026 in Philadelphia.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast, coming to you live from RISKWORLD 2025 in Chicago. There are so many topics and perspectives to cover! [:40] RIMS-CRMP Workshops! RIMS is co-hosting an intensive four-day program, which is your gateway to achieving two prestigious certifications, the DRI Certified Business Continuity Professional (CBCP) and the RIMS Certified Risk Management Professional (RIMS-CRMP). [:59] This workshop will be held from May 19th through the 22nd in collaboration with DRI International. Links to these courses can be found through the Certification page of RIMS.org and this episode's show notes. [1:14] Virtual Workshops! On June 12th, Pat Saporito will host “Managing Data for ERM”, and she will return on June 26th to present the very popular new course, “Generative AI for Risk Management”. [1:31] A link to the full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's show notes. [1:42] We're at RISKWORLD this week, but preparations are already underway for the RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington. RIMS is accepting educational session submissions through May 20th. [2:00] The best submissions will address current and future challenges facing ERM practitioners as well as provide leading practices and concrete takeaways for a diverse audience of risk professionals from industries or organizations of varied sizes, disciplines, functions, and roles. [2:16] These include officers, leaders, managers, and students. The link to the submission form is in this episode's show notes. [2:26] Of course, mark your calendars for November 17th and 18th, and I'll be sure to alert you when registration opens. [2:34] RISKWORLD 2025 was one of the highlights of the 75th Anniversary of RIMS. We had a fantastic time here at McCormick Place in Chicago. We've got a lot of perspectives that we're going to cover! [2:47] Our first guest is the Responsible Use of Space Coordinator in the Risk Management Department of Thomson Rivers University in British Columbia and a Board Member of BC RIMS. She is making her RISKWORLD and RIMScast debut. [3:04] Audrey Trim is here to tell us about her experience as a first-time attendee and the 2025 Coast-to-Coast Risk Management Legacy Challenge, which was a big draw among the students at RIMS Canada 2024, and we expect that to possibly outdo itself in 2025. [3:24] You could sense the energy on the exhibit room floor on Day 1 of RISKWORLD. Let's get to it! [3:32] Interviews! Audrey Trim, welcome to RIMScast! [3:38] On RISKWORLD Day 1, Audrey enjoyed the Matha Stewart opening keynote. It was a great, inspirational show. Audrey has taken in some great sessions. She's looking forward to some educational seminars. This is Audrey's first RISKWORLD; it will not be her last! [4:57] Audrey explains her job title, Responsible Use of Space Coordinator. She oversees the non-academic space, among other things, on the Thomson Rivers University campus. She focuses on the best use of the space in a responsible way. [6:07] In earlier roles, Audrey worked on the 2014 Tim Hortons Brier in Kamloops and was an Event Coordinator for the City of Kamloops. She also coordinated a Buskers Festival. Then she fell into risk management, and she's loving it. [6:28] Audrey joined the Risk Group at Thomson Rivers three years ago. She became a BC RIMS member and now serves on the chapter board. Audrey is on the organizing committee of the Coast to Coast Risk Management Legacy Challenge, working with the SA RIMS Chapter. [7:01] This is the Second Annual Coast to Coast Risk Management Legacy Challenge for Canada. They will try to outdo the premier year. The Challenge involves students in teams of four from universities across Canada. [7:31] The teams get a case study and compete for the top two spots. The top two teams will get a chance to present their findings at the 2025 RIMS Canada Conference, which will be in Calgary, Alberta, from September 14th through 17th. [7:50] This year, Ken Letander, Case Study Champion, owner and Founder of Strat First Inc., a Canadian risk management firm, has chosen the case study topic: Reporting, Set Aside, Spend: Indigenous business joint venture, ethical dilemmas, and program integrity benefits. [8:15] It's going to be a big draw. Audrey hopes lots of teams apply. Ken Letander and others will judge the entries. [8:45] Audrey describes the passion and thought that went into the submissions to the 2024 Coast to Coast Challenge. The winning submission developed a tool to measure health equity across the province. The tool was given to the Fraser Health Authority to use day-to-day.  [9:35] The Coast to Coast Challenge is open to students across Canada. One of the members of the winning team last year changed her direction from business to risk management, because she had such a great experience at the conference and during the case study. [10:38] Apply to join the Coast to Coast Risk Management Legacy Challenge by May 24th. The case study will be assigned on May 30th. Each team submits a 10-page report. The judges will pick the top two teams to present at the RIMS Canada Conference 2025. [10:55] A link to the submissions page and contact information is in this episode's show notes. [11:16] Audrey's advice to anyone considering attending RISKWORLD 2026: “Know where you're going and how to get around the conference. Also, curate your sessions. There are a lot of options here. Pick out the ones that will have an impact on you and teach you something great.” [11:35] “There are so many networking opportunities. Take advantage of those. Get out there. Don't be afraid to try new things!” [11:39] RIMS Canada 2025 will be held from September 14th through 17th in Calgary. Registration will open soon. Audrey says, “Do it! The RIMS Canada Conference was a great opportunity to meet people and network!” [12:20] Plug Time! RIMS Webinars! We are back on May 22nd, with GRC, a TÜV SÜD Company, and their newest session, “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny”. [12:36] On June 5th, Zywave joins us to discuss “Today's Escalating Risk Trajectory: What's the Cause and What's the Solution?” [12:47] On June 17th, Origami Risk returns to present “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction”. This session was rescheduled from May. If you were already registered, you do not need to take any action. [13:03] More webinars will be announced soon and added to the RIMS.org/Webinars page. Go there to register. Registration is complimentary for RIMS members. [13:15] Spencer Educational Foundation's Grants program is starting soon. Spencer's goal to help build a talent pipeline of risk management and insurance professionals is achieved, in part, by its collaboration with risk management and insurance educators across the U.S. and Canada. [13:34] Since 2010, Spencer has awarded over $3.3 million in General Grants to support over 130 student-centered experiential learning initiatives at universities and RMI non-profits. Spencer's 2026 application process is now open through July 30th, 2025. [13:55] General Grant awardees are typically notified at the end of October. Learn more about Spencer's General Grants through the Programs tab of SpencerEd.org. [14:05] On the 7th of October, the New Jersey RIMS Chapter will return to the beautiful Fiddler's Elbow Country Club in Bedminster, New Jersey, for their Annual Charity Golf/Pickleball Event. [14:18] Registration is open, and the event proceeds are used to fund the chapter's Spencer and Kids' Chance Scholarships. It was the filming location for the upcoming movie sequel, Happy Gilmore 2. For more information and to register, please NewJersey.RIMS.org. [14:42] My next guest was a panelist on several RIMS webinars. I was delighted to see her, so we could record this special segment live at RISKWORLD 2025. She is Lucy Straker. She is the focus group leader for U.S. Political Violence & Deadly Weapons Protection at Beazley. [15:00] We will talk about the trends she's seeing in her area of practice. [15:06] Lucy Straker, welcome to RIMScast!  [15:29] In 2016, Beazley looked at the landscape as it relates to terrorism and active assailant events and realized that traditional insurance options weren't providing sufficient solutions for its clients. Beazley created a product and a marketplace around active armed assailant events. [16:02] Lucy says what you see in the media is a fraction of what's happening. The media report the biggest and worst events. The risk is far higher than what is reported in the media. [16:31] Violence and shootings have increased. People are now more aware of the risk and are trying to respond to it through insurance products and legislation such as California's SB-553, with much more focus on preventing these events from occurring. [16:54] We want to avoid workplace violence before it becomes something. A lot of clients think they already have coverage for workplace violence in their traditional general liability insurance. [17:19] Recently, general liability carriers have put exclusions on their products for AMB, firearms, weapons, or the expected or intended injury exclusion found in a traditional ISA form. [17:38] Lucy says clients need to be aware that there is a potential coverage gap. A misconception among clients is that none of them think they will have a shooting. They're in denial. When there's a shooting, you hear, “I never thought it would happen to me!” [18:03] We're at a stage where gun violence is so prevalent in the U.S. that you can't argue you didn't think something was going to happen. You have to plan and prepare for the worst-case scenario. [18:28] Lucy advises risk leaders to buy coverage to help them cover the gap. They do not have to be alone. With most shootings, there is a warning sign. There is a trail. There are things to do to prevent it. [18:52] As a company, protocols have to be embedded from top-down and bottom-up. The company has to communicate every plan and procedure to its employees. Employees have to be trained and retrained. This is not something they're going to be thinking about every day. [19:09] You have to engage with your security team. You have to screen people. You have to screen the company. You have to create a culture of reporting. People are not going to report something unless they feel comfortable reporting it. You need to have anonymous reporting. [19:24] You need to instill a culture in your company of “See something, say something, report it.” It could be someone coming in and acting funny, or someone posting on social media, “I'm going to go carry out a shooting.” [19:46] More often than not, if someone's going down a path to violence, there are signs. They don't just wake up one morning and say they're going to go carry out a shooting. There are warning signs, and we want to catch them before it becomes something more material. [20:13] There are different lines of coverage and ways that coverage can respond, such as active assailant forms. Think about your business and other areas of your business you might not have thought about. Lucy mentions the United Health Care CEO being shot off the premises. [20:38] It was a targeted event. Were there warning signs online by Luigi, the perpetrator? How can you identify those threats? Make sure you have risk management and preventive measures in place. Think of the litigious landscape. We're now seeing more nuclear verdicts. [21:02] People always want someone to blame. You've got to make sure that, if something happens, you're doing right by the people to try and eliminate and reduce that liability on the back end. [21:15] RIMS Plug! The first of hopefully many RIMS Texas Regional Conferences will be held in San Antonio from August 4th through the 6th, 2025. This groundbreaking event is set to unite the Texas RIMS Chapters and welcome risk management professionals from around the world. [21:35] Guess what, folks! Registration is now open! The advance rate is available through May 16th. A link is in this episode's show notes. You can also visit the Events page of RIMS.org to register. We look forward to seeing you in Texas! [21:51] Let's Move to My Final Guest, François Beaume, The SVP for Risks and Insurance at Sonepar and the VP of AMRAE (The Association for Corporate Risk and Insurance Management)! [22:16] François Beaume is here to discuss the findings of the 17th Edition of the RMIS Panorama that AMRAE produces in association with and with the support of several groups, including RIMS. [22:36] François Beaume, welcome back to RIMScast! [23:02] AMRAE has the 17th Annual Edition of the RMIS Panorama available. In 17 years, the most significant evolution in risk management information system offerings has been the integration of advanced technologies like AI, automation, and data visualization. [23:57] These add-ons transform the software from a pure data management tool to a much more sophisticated platform that provides productive analyses and real-time risk monitoring to enhance decision-making capabilities and processes in a wider scope of topics. [24:40] Panorama is a collection of surveys. One survey focuses on vendors and one survey focuses on risk managers. François says there is still room for improvement in this solution. Progress has been made on flexibility and integration capability, with changes to come. [25:12] François sees a need to guarantee the success of such solutions, train users, and provide support to users to streamline how they use the system. Vendors receive feedback to provide customizable solutions, enhanced integration capability, training, user clubs, and more. [26:07] Interconnection is a key area of these tools. With APIs, modular architecture, and code-based solutions, more and more, these tools can connect with other risk management information systems. Some corporations have several risk management systems. [26:45] There are more and more interconnected features in these systems, to allow the risk manager and all the teams involved in the use of the risk management programatics to extract the most important benefits from the use of the tool. [27:04] ESG is a key area where this matters more and more. In Europe, there is a strong push for ESG compliance that requires corporations to gather and manage a huge volume of data that, when organized, is helpful to fuel the risk management processes. [27:33] The report evaluates 52 solutions in four functional categories, covering 17 functional modules and 14 technical modules to allow you to compare and assess the value of the solutions and if they are compatible with your company's technology for audit, risk, and more. [28:22] AMRAE is looking at the functional scope and the depth of the features that are offered. Is the scope well-covered? They are looking at technical capabilities; is it easy to integrate a solution? Is it scalable? How is the user interface? What can the admin customize? [28:45] AMRAE also gathers user feedback and testimonials from using a given tool in real life. That feedback provides robust data capabilities, seamless integration capabilities, and more user-friendly interfaces that will benefit the users of the tool. [29:36] RMIS vendors use AI in predictive analytics of historical data. Risk management is gathering and dealing with historical data linked to risk management topics to anticipate future risks. [29:59] Vendors use AI to automate workflows and streamline data from the field and validation from the stakeholders, reducing manual intervention and increasing confidence in the data quality. All data will be analyzed more easily with AI and integrated into interactive dashboards. [30:34] Dashboarding has improved over the past year to provide more interactive dashboards for better risk insights and risk decision-making processes. [31:10] François has advice for risk managers looking for RMIS software. His most valuable advice is to use the RMIS Panorama. It's freely available to anyone. You can get it in French or English. Besides the Panorama PDF, there is an online platform that allows customization. [31:48] The entire data set from the vendor and risk manager surveys is freely available online. You can customize your analytics of the data based on your use case. [32:32] François speaks of captives and the evolving reinsurance market. The market today is favorable toward captives, a powerful tool for improving corporate risk management and the way corporations are living with ESG. There is a strong push in Europe for captives. [33:22] François has seen the creation of about 20 captives in France. Corporations need captives in the risk management process and risk financing optimization. [34:00] Special thanks again to all of our guests and all of the RISKWORLD attendees who made this year's RISKWORLD Conference so very special. Links to RISKWORLD coverage are in this episode's show notes. [34:13] Mark your calendars for May 3rd through the 6th, and join us at RISKWORLD 2026 in Philadelphia. [34:20] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:49] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:06] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [35:24] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:40] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:54] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [36:01] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: RIMS Texas Regional 2025 — August 3‒5 | Advance registration rates now open. ERM Conference 2025 — Call for Submissions (Through May 20) RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Risk Management magazine RIMS Now The Strategic and Enterprise Risk Center Spencer Educational Foundation — General Grants 2026 — Application Dates RISKWORLD 2025 — Show Daily! [Bottom of page] 2025 Coast-To-Coast Risk Management Challenge — Applications Open Through May 23 AMRAE RMIS Panorama 2025 New Jersey RIMS Spencer Golf/Pickleball Outing — Oct. 7 Global Trio of Risk Leaders Inducted Into RIMS Risk Management Hall of Fame RIMS Webinars: RIMS.org/Webinars “Asset Valuations in 2025: Managing Tariffs, Inflation, and Rising Insurance Scrutiny” | Sponsored by GRC, a TÜV SÜD Company | May 22, 2025 “Today's Escalating Risk Trajectory: What's the Cause & What's the Solution?” | Sponsored by Zywave | June 5, 2025 “Strategic Risk Financing in an Unstable Economy: Leveraging Technology for Efficiency and Cost Reduction” | Sponsored by Origami Risk | June 17, 2025   Upcoming RIMS-CRMP Prep Virtual Workshops: CBCP & RIMS-CRMP Exam Prep Virtual Bootcamp: “Mastering Business Continuity & Risk Management” | May 19‒22, 2025 | In Collaboration with DRI International Full RIMS-CRMP Prep Course Schedule “Managing Data for ERM” | June 12 | Instructor: Pat Saporito  “Generative AI for Risk Management” | June 26 | Instructor: Pat Saporito See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Risk and Leadership Patterns with Super Bowl Champion Ryan Harris” (RISKWORLD 2025 Keynote) “(Re)Humanizing Leadership in Risk Management with Holly Ransom” “Risk and Relatability with Rachel DeAlto” “Live From RISKWORLD 2024!” “The Rise of RMIS with AMRAE's VP, François Beaume” (2019)   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Audrey Trim, BTM, Responsible Use of Space Coordinator, Risk Management, Risk and Safety Services, Thomson Rivers University BC RIMS Board Member   Lucy Straker, Focus Group Leader U.S. Political Violence & Deadly Weapons Protection, Beazley   François Beaume, SVP Risks and Insurance, Sonepar, VP AMRAE, [Association for Corporate Risk and Insurance Management]   Production and engineering provided by Podfly.  

Carme Ruset-Font a Aires del Conflent-Dimarts 22 d'abril 2025Carme Ruset va passar la seva infància i adolescència entre Sils i Amer a la comarca de la Selva. Amb ella parlem dels seus viatges professionals a Europa per acabar a Pi al Conflent. On va participar al projecte dels "Isards" com a mediadora del medi ambient. La natura és la passió que la guia en la vida.Per la música escoltem: Ja t'ho diré, Sopa de Cabra, Andrea Motis i la portuguesa Ana Moura.

Carme Ruset-Font a Aires del Conflent-Dijous 24 d'abril 2025Carme Ruset va passar la seva infància i adolescència entre Sils i Amer a la comarca de la Selva. Amb ella parlem dels seus viatges professionals a Europa per acabar a Pi al Conflent. On va participar al projecte dels "Isards" com a mediadora del medi ambient. La natura és la passió que la guia en la vida.Per la música escoltem: Ja t'ho diré, Sopa de Cabra, Andrea Motis i la portuguesa Ana Moura.

Carme Ruset-Font a Aires del Conflent-Dilluns 21 d'abril 2025Carme Ruset va passar la seva infància i adolescència entre Sils i Amer a la comarca de la Selva. Amb ella parlem dels seus viatges professionals a Europa per acabar a Pi al Conflent. On va participar al projecte dels "Isards" com a mediadora del medi ambient. La natura és la passió que la guia en la vida.Per la música escoltem: Ja t'ho diré, Sopa de Cabra, Andrea Motis i la portuguesa Ana Moura.

Sabem prendre decisions? No

Cap

'Sitges li deu agraïment etern a Stämpfli'. Amb aquestes paraules l'alcaldessa Aurora Carbonell reblà la cerimònia de celebració del 15è aniversari de la primera exposició -l'abril del 2010 al Miramar- del fons d'obres que, mesos més tard, s'exposaria al mercat del peix. La fundació Stämpfli d'art contemporani compleix 15 anys amb tres exposicions que recorden, per un costat, la personalitat artística del seu impulsor i, per l'altre, la creativitat dels seus contemporanis. A la sala 1, la mostra 'Figuració narrativa' recupera aquell primer recull d'obres que s'exposà al Miramar i que responia al moviment crític sorgit a la França dels 60 com a resposta a la societat del moment. A la sala 2 'Empremta 2025' , una instal·lació de gran format consistent en un paviment continu que evoca la geometria del dibuix d'un pneumàtic, i, finalment, a la sala 3 '1950-2025, 75 anys de creació' on es presenten els dibuixos i les pintures d'infantesa de Pere Stämpfli, inspirades en alguns dels grans autors francesos. Us oferim, íntegre, l'acte de celebració, amb els parlaments de Lluís Jou, secretari de la Fundació, Ferran Martinez Sancho, responsable artístic, Txema Romero, director del Consorci del Patrimoni, i l'alcaldessa Aurora Carbonell. L'entrada La fundació Stämpfli celebra els seus primers 15 anys amb 3 exposicions ha aparegut primer a Radio Maricel.

AMB busca fortalecer el sistema financiero mediante tres ejes estratégicosLas alcaldías son responsables de garantizar la seguridad en eventos: PC Muertos y desaparecidos por deslave en Medellín, Colombia Más información en nuestro Podcast

Israel insists that Iran's nuclear facilities be dismantled. Six UNRWA schools closed b/c of curriculum inciting anti-Semitic violence. Analysis: Alex Traiman (JNS) and former IDF spokesman, Doron Spielman. Amb. Mike Huckabee welcomed in Jerusalem.

Israel insists that Iran's nuclear facilities be dismantled. Six UNRWA schools closed b/c of curriculum inciting anti-Semitic violence. Analysis: Alex Traiman (JNS) and former IDF spokesman, Doron Spielman. Amb. Mike Huckabee welcomed in Jerusalem.

TOPICS:• ¡SAUL ÁLVAREZ Y WILLIAM SCULL ABURRREN EN ARABIA, EL CUBANO SALIO A NO SER GOLEPADO!• ¡EL TAPATIO ENFRENARA A CRAWFORD EL 12 DE SEPTIEMBRE EN LAS VEGAS!• ¡NAOYA INOUE CONQUISTA LAS VEGAS CON ESPECTACULAR KO!• MARCO VERDE DEBUTA CON PUNCH EN EL PROFESIONALISMO• ¡SONY LISTON EL BOXEADOR MAS TEMIDO DE AMERICA!

Israel insists that Iran's nuclear facilities be dismantled. Six UNRWA schools closed b/c of curriculum inciting anti-Semitic violence. Analysis: Alex Traiman (JNS) and former IDF spokesman, Doron Spielman. Amb. Mike Huckabee welcomed in Jerusalem.

Israel insists that Iran's nuclear facilities be dismantled. Six UNRWA schools closed b/c of curriculum inciting anti-Semitic violence. Analysis: Alex Traiman (JNS) and former IDF spokesman, Doron Spielman. Amb. Mike Huckabee welcomed in Jerusalem.

Tema del dia Sempre que pot, el Joan aprofita per posar-se a cantar, i avui ha tocat fer-ho al pòdcast. En aquest episodi cantem algunes de les cançons tradicionals que tot català coneix. Som-hi! #esguerratfest (https://x.com/bombolleta/status/1915806515270664407) "Ton pare no té nas", cantada pel Quartet Mèlt (https://youtu.be/T02Yrq0a5Hk?si=AxYGicdE1Cjy7Us1) Apunta't al Campus d'Estiu 2025! (https://campus.easycatalan.org/) Bonus Cantem l'himne del Barça… i alguna coseta més! Transcripció Joan: [0:15] Hola, Andreu! Com estàs? Andreu: [0:17] Hola, Joan! Bon dia! Molt bé. Bé, han sigut… hem passat unes quantes tradicions molt juntes, no?, últimament. Ha sigut Setmana Santa… Joan: [0:25] Sant Jordi… Andreu: [0:26] Després va ser Sant Jordi, tot seguit. Joan: [0:27] Sí. Andreu: [0:28] Què, com vas passar a Sant Jordi? Joan: [0:29] És que Sant Jordi… sempre hi tinc una relació d'amor-odi. [Ah, sí?] O sigui, m'encanta Sant Jordi, m'encanta… o sigui, és la Diada Nacional de Catalunya, més que l'11 de setembre, però per què no és festiu? Andreu: [0:44] És veritat. Però mira, l'altre dia vaig llegir un tweet d'un noi que em sembla que és professor, que argumentava per què està bé que no sigui festiu, d'acord?, perquè jo sempre havia pensat com tu, que… no?, és un dia molt bonic, és un dia en què celebrem moltes coses, no?, perquè és el dia dels enamorats, però també és el dia dels llibres, hi ha un ambient, no sé… molt… molt guai i està bé poder sortir al carrer per veure aquest ambient i gaudir-ne, però aquest noi deia: "Està bé que no sigui festiu, perquè així els nens a l'escola es poden familiaritzar molt bé amb tota aquesta tradició". No? A l'escola es fan representacions teatrals de la llegenda de Sant Jordi o es fan concursos literaris… Crec que és una oportunitat per als nens per viure bé la tradició i estar en contacte, doncs això, amb els llibres, amb la literatura, perquè d'una altra manera, si aquest dia fos festiu, quants nens agafarien un llibre aquell dia? Joan: [1:40] D'acord, em sembla bé. O sigui, és… Andreu, és perfecte. Com que és el dia dels enamorats, els nens a l'escola i les parelles al carrer. Que sigui festiu per tots, menys pels professors. No, no. Però no sé, potser a la tarda, no? O sigui, matí treballar, tarda festiu. Andreu: [1:57] Exacte, llavors una cosa híbrida potser seria el millor, no? Classes al matí i a la tarda tothom lliure per poder sortir al carrer. Joan: [2:06] Sí, sí, sí, sí. No sé, sempre és aquesta... Quan dic relació amor-odi és això. També, el gremi de llibreters diu que si fos estiu la gent se n'aniria de pont i no gaudirien tant de la festa. Però també descentralitzaria la festa, vull dir, potser se n'anirien de pont… te'n vas al Pirineu o a la platja o no sé on i descentralitzes la festa. Andreu: [2:26] Clar, però si passa com aquest any que Setmana Santa i Sant Jordi estaven tan junts, si fem Sant Jordi festiu, és això, no?, que la gent allargaria les vacances de Setmana Santa, faria un pont llarg i això al final redueix la venda de llibres també. Joan: [2:42] Sí, sí, sí. Bé, no sé jo penso que estem d'acord que Sant Jordi és la millor festa de la història. Andreu: [2:47] Totalment. Bé, et va caure algun llibre? Te'n van regalar algun? Joan: [2:53] Sí, sí, en vaig comprar un... bé, el vaig triar, el va comprar la Sílvia, que és, res, per desgràcia és en castellà. Andreu: [3:00] Home… Joan: [3:02] Sí, és que tinc aquest problema amb la literatura fantàstica, que tot ho fan en castellà. Andreu: [3:06] No, home, però ara s'està fent molta traducció al català, també. Joan: [3:09] De llibres que ja he llegit. Andreu: [3:11] Ah. Joan: [3:12] Clar, o sigui, van tard! Ai… Bé, no sé, sí, sí, sí. Jo, igualment, soc militant i els compro. Andreu: [3:18] Els que ja has llegit. [Sí.] Molt bé. Doncs jo he rebut un llibre per Sant Jordi i me n'he autoregalat dos més, els tres en català. Un escrit originalment en català i els altres dos són traduccions, que al final també és literatura en català. Joan: [3:32] Sí, esclar. Andreu: [3:32] I bé, estic molt content. Joan: [3:34] Molt bé. Andreu: [3:35] Amb els llibres. I a més a més, aquest any vaig fer una cosa, vaig descobrir una cosa nova de Sant Jordi que jo no sabia que existia fins… fins l'any passat, crec, que és el pa de Sant Jordi. Joan: [3:46] Ni idea. Fes-te membre de la subscripció de pòdcast per accedir a les transcripcions completes, a la reproducció interactiva amb Transcript Player i a l'ajuda de vocabulari. (http://easycatalan.org/membership)

AMB. Charles Freeman: An Excuse for War.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Parlem de fer front a l'inesperat, per

Una gran apagada ha paralitzat tota la pen

In this impactful episode, Amb. Elisha sits down with Billy Fowler, founder of Overflow Nation and author of The Answer.   To explore his inspiring journey from growing up on Midwestern farms to become a visionary leader focused on structured giving, abundance, and activation.   Billy shares how his upbringing shaped his core values, why he believes manifestation must be coupled with activation, and how his ambassador program is transforming lives through mentorship, AI training, and income opportunities.   Discover how Billy's Overflow mindset is helping individuals live in abundance—spiritually, financially, and purposefully   Reach Billy:  https://overflownation.com/ ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha     Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en   Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2     Send Amb. Elisha Hello here: https://open.substack.com/pub/ambelisha1/p/join-my-new-subscriber-chat?utm_source=share&utm_medium=android&r=3z233v

In this powerful episode, Genevieve Skory—former C-suite executive turned entrepreneur—joins Amb. Elisha to unpack her journey from corporate leadership to purpose-driven entrepreneurship. She shares raw insights on resilience, why goals often fail, and how mapping your resilience strategy can unlock lasting success. If you're navigating transition or building something meaningful, this episode will equip and inspire you. Reach Genevieve Skory:  https://www.instagram.com/genevieve_skory/ https://www.linkedin.com/in/genevieveskory/ ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2 Send Amb. Elisha Hello here: https://open.substack.com/pub/ambelisha1/p/join-my-new-subscriber-chat?utm_source=share&utm_medium=android&r=3z233v

In this episode, Amb. Elisha welcomes mindset and business growth expert Tracey Sundkvist, who shares her powerful late-blooming journey from a disconnected finance worker to a purpose-driven entrepreneur. Tracey opens up about how rewiring her beliefs changed her entire trajectory and led her to impact the small-to-medium business world. Discover how she helps business owners unlock growth by aligning mindset, behavior, and the stages of business development. From overcoming passive living to recognizing the critical phases of business—from cash to customers—Tracey breaks it all down with clarity and purpose. Reach Tracey:  https://go.oncehub.com/ExplorewithTracey ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha   Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2 Send Amb. Elisha Hello here: https://open.substack.com/pub/ambelisha1/p/join-my-new-subscriber-chat?utm_source=share&utm_medium=android&r=3z233v

Tonight on The Last Word: Americans sour on Donald Trump's tariffs and his handling of the economy. Also, the Trump tariff chaos upends a Canadian election. Plus, Trump fails to deliver his promised end to Vladimir Putin's war. And Democrats look to campaign on the chaos of Trump's first 100 days in office. Catherine Rampell, Sen. Amy Klobuchar, Amb. Michael McFaul, and Rep. Angie Craig join Lawrence O'Donnell.

Andrew Shapiro talks with former US Ambassador Dennis Ross, who argues that the country's foreign policy needs a reboot. Amb. Ross explains the principles of "Statecraft 2.0" – why the US must adapt its leadership for a challenging multipolar world, navigating the global influence and interests of China and Russia. 

AMB. Charles Freeman: Will Zelenskyy Concede Crimea?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Melissa Murray – in for Nicolle Wallace – on Trump's falling approval ratings, universities banding together to resist the Trump administration, and Governor JB Pritzker's powerful call to action. Joined by: Sam Stein, Claire McCaskill, David Jolly, Leah Litman, Caleb Silver, Matina Stevis-Gridneff, Susanne Craig, Emily Glazer, Kristy Greenberg, Eddie Glaude, Amb. Michael McFaul, Mallory McMorrow. 

Es pot cultivar la il

Nicolle Wallace on the political price of Trump's handling of the U.S. economy, the Trump family's increased efforts to profit from cryptocurrency, and dire circumstances in Ukraine as the Trump administration attempts to secure a peace deal.  Joined by: Robert Armstrong, Sarah Longwell, David Gura, David Yaffe-Bellany, Amb. Michael McFaul, Ben Rhodes, Ruth Ben-Ghiat, Kevin Baron, and Harry Litman.

AMB. Charles Freeman: Will China Cave on Trump's Tariffs?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Molts de nosaltres estem cansats d'una manera que esdev

Former US Ambassador to South Korea Kathleen Stephens answers the question: How was martial law was defeated within hours and the would-be dictator impeached?  Hint: The citizens, and the soldiers(!) said no.  Putting up barricades with sofas and chairs, and grabbing a gun from a soldier, one woman asked, "Aren't you ashamed of yourself?"  Even the president accepted the rules set forth in the constitution.  But why?   For another one of Amb. Stephens's episodes with us, click here.  Vive la republique!

AMB. Charles Freeman: Diplomacy Failing.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tonight on The Last Word: The Wall Street Journal reports Donald Trump privately acknowledged his tariffs could spark a recession. Also, a federal judge demands updates on the efforts made to return a deported Maryland man. Plus, Democrats seek to keep the momentum against the Trump agenda with the House and Senate in recess. And Trump sends a special envoy to meet with Vladimir Putin in Russia. Robert Reich, Laurence Tribe, Rep. Joe Neguse, Leah Greenberg, and Amb. Michael McFaul join Ali Velshi.

AMB. Charles Freeman: Donald and Bibi Need a WarSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.