Podcasts about grandfathering

In this solo episode of 'Building Great Sales Teams,' Doug Mitchell reflects on a client's struggle with optimizing their sales program. He discusses the common issue of sales teams' preferences hindering scalability and shares insights on creating effective sales structures that focus on company growth rather than individual preferences. The host emphasizes the importance of objective system building and the need to incentivize leadership development among top salespeople. Additionally, the episode includes updates on the podcast's 300th episode and upcoming events while promoting useful resources available on salesprogrambuilder.com.Chapters00:00 Introduction to Building Great Sales Teams00:52 Client Challenges and Sales Program Building01:41 The Tail Wagging the Dog: Sales Team Preferences02:27 Balancing Sales Program and Individual Preferences05:24 Leadership and Growth in Sales Teams07:26 Grandfathering and Future Planning09:46 Ensuring Company Health and Longevity10:33 Exciting Milestones and Upcoming Events11:18 Resources and Closing Remarks Thank you for supporting Building Great Sales Teams! If you want to learn more about our host Doug Mitchell or get free BGST resources go to www.salesprogrambuilder.comAnd don't forget to visit us on Apple Podcasts to leave a review and let us know what you think! Your feedback keeps us going. Thanks for helping us spread the word!

The deadline for new crypto regulation in the EU, termed the Market in Crypto-Assets (MiCA) is fast approaching, and many are wondering - What exactly does MiCA entail, and how can you prepare for it? For starters, MiCA applies to a broad range of entities providing services related to crypto, including exchanges, custodians, wallet providers, brokers, investment firms, and more. There are two key compliance deadlines based on the nature of your services: June and December 2024. Now in the absence of a dedicated compliance specialist, the task of ensuring your web3 startup is MiCA-ready might fall on you, the Head of Operations or Finance. Being proactive and seeking legal expertise early is crucial. To help us get prepared for MiCA, I spoke with Anne-Grace Kleczewski & Anne-Lorinne Mognetti from MME. MME has been instrumental in the development of the "Crypto Valley" ecosystem and is a leading Swiss firm offering comprehensive legal, tax, and compliance services for digital assets and blockchain technology. Topics covered: Episode intro (00:47) Anne-Grace's background (2:51) Anne-Lorinne's background (6:21) What is MiCA & why it's being introduced (7:41) Scope & requirements for MiCA compliance (10:42) MiCA & DeFi (13:11) Deadline of 30th December 2024 (19:19) Grandfathering rule and verifying the level of decentralization (22:46) Thanks to our sponsor Web3Finance Club (27:17) MiCA v/s current crypto regulations (29:11) Passporting feature & obligations for non EU companies (37:03) Reverse solicitation exemption (39:55) Attractive jurisdictions for non-EU companies (43:59) How MME helps with MiCA compliance (47:24) Services most requested by accountants & CFOs (50:26) How to make DeFi more accessible (53:35) Closing thoughts (58:20) Maxim of Anne-Grace & Anne-Lorinne (59:07) Follow The Accountant Quits: LinkedIN: linkedin.com/company/the-accountant-quits Twitter: twitter.com/accountantquits Follow Anne-Grace Kleczewski: LinkedIN: https://www.linkedin.com/in/anne-grace-kleczewski-789baa81/ Follow Anne-Lorinne Mognetti: LinkedIN: https://www.linkedin.com/in/anne-lorinne-mognetti-766586152/ Review If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes. Website For show notes and past guests, please visit theaccountantquits.com/podcast/

The Grandfather Demon finally makes his move as part of the conclusio of Gate begins with episode #9- Grandfathering Clause!

The news of the Bucks firing Coach Bud opens the door for a conversation on potential replacements. Jen explains why she's hoping for Becky Hammon and you should too. Chewy had to step away for a minute and tells us the story of "why". Who will win today's edition of The Week in ReChu?? We've got a new contest to start!

Patrick and Chad discuss a proposed Costco/apartment complex in South LA, how multi-family can be better integrated into suburban areas, and give an update on the 2023 Texas Legislative Session. Costco wants to build a different kind of store in South L.A. (LA Times) HB 1465 - Grandfathering old sales tax sourcing rules HB 1513 -  SB 546 - Homestead exemption changes SB 547 - Homestead exemption changes, "Prop 13 bill" Local sales and use tax on residential use of gas and electricity (Texas Comptroller)

Even though all cities hate mobile home parks, they tolerate them because of property laws governing legal non-conforming use – also known as “grandfathering”. But not all mobile home parks share that protection. In this Mobile Home Park Mastery podcast, we're going to review the attributes that make a mobile home park at risk and without “grandfathering” rights.

In This Hour: --   Cure the flinch yuou don't think you have by shooting with your eyes closed.  --    What good are pistol caliber carbines? --    "Grandfathering." Another lie from the gun ban industry. Tom Gresham's Gun Talk     12.11.22   Hour 

In der neunundfünfzigsten Folge "Irgendwas mit Krypto" sprechen Philipp Sandner, Dr. Johannes Blassl und Simon Seiter über die MiCA. Was ist Grandfathering und kann Grandfathering auch im Kontext der MiCA angewandt werden? Wie kann europäische Regulatorik mit der bereits existierenden nationalen Regulatorik zusammenspielen? Kapitel: 0:00 Intro 1:41 Was wird die MiCA regulieren? 5:15 Kommt mit der MiCA unverhältnismäßiger Lizenz-Aufwand? 13:40 Was ist Grandfathering? 18:30 Warum sollte man sich mit MiCA und Krypto-Regulatorik beschäftigen? 26:12 Banken und Krypto: Was verwahrt eine Bank und für wen? 30:00 Kann die MiCA ein Instrument sein um lokales Geschäft auf europäischer Ebene auszurollen? Philipp Sandner LinkedIn: https://www.linkedin.com/in/philippsandner Twitter: @philippsandner Johannes Blassl LinkedIn: https://www.linkedin.com/in/dr-johannes-sebastian-blassl-432535114 Simon Seiter LinkedIn: https://www.linkedin.com/in/simon-seiter Twitter: @simonlseiter

The blessing of grandchildrenSupport the show (https://www.goteachglobal.com/donate/)

SPOILER ALERT! This week's episode dives deep into both the Marvel/Disney TV show "Hawkeye" and the Marvel/Disney Movie "Spider-Man: No Way Home." If you haven't seen either, and want to, avoid this episode as there are major spoilers ahead. This week, Derek and Lisa dive deeper into the implication of two spoilers. One for "Spider-Man: No Way Home" and the other for "Hawkeye." The implications being that the MCU and Disney are gearing up to bring back the cast of "Daredevil" from Netflix. Grandfathering into the MCU both Matthew Murdock and Wilson Fisk (aka Kingpin). As always, the discussion twists and turns, but ultimately revolves around both the TV show and the movie that had characters from Netflix's "Daredevil" premiering on the same weekend in December. We hope you'll listen in and enjoy Derek and Lisa's views on the newest installment to Disney's MCU. --- Send in a voice message: https://podcasters.spotify.com/pod/show/dokterknowsbest/message

Summary: Did you raise your prices starting January 1st? There are often stumbling blocks and fears surrounding charging what you need to in order for your business to survive. We debunk several of those and discuss the importance of doing a personal (and business!) budget so you know exactly how much you need to live the life you want. During this first week of the New Year, re-evaluate what you charge and how you determine that price. Main topics: * Increase letter? * Grandfathering clients? * Can I increase too much? * How do I determine my prices? * Pet Biz Coach Main takeaway: When determining your prices, look inward, not outward. Links: Give us a call! (636) 364-8260 Follow us on: Instagram (https://www.instagram.com/petsitterconfessional/), Facebook (https://www.facebook.com/petsitterconfessional/), Twitter (https://twitter.com/psconfessional) Email us at: feedback@petsitterconfessional.com (mailto:feedback@petsitterconfessional.com) Full show notes and transcript (https://www.petsitterconfessional.com/episodes/245)

After UK Transition: Working with Chemicals - Episode - 6 - Questions and Answers session The latest episode of HSE's Working with Chemicals podcast series invites industry voices to answer questions from organisations relating to the GB chemicals regulations. Whatever branch of chemicals industry you work in, we offer advice and guidance to support your business and point you in the right direction. Visit our website for further information and detailed guidance on the chemical regimes.  https://www.hse.gov.uk/brexit/chemicals-brexit-guidance.htm PODCAST TRANSCRIPT Good day and welcome to Episode 6 of the HSE podcast with me, Mick Ord. For today's podcast we've got a line-up of guests whom regular listeners will recognise from previous episodes and we'll also be hearing from a special guest who hasn't appeared before – he's the Director of the Chemicals Regulation Division of HSE, Richard Daniels. What we thought we'd do in this episode is go through each regime with the relevant experts and pick out some of the big themes and questions which have emerged from our discussions with companies since the transition period ended last year. So many of you have been logging onto the HSE website and getting in touch with us as Richard will explain a bit later and we thank you for that – please continue to do so. So whichever branch of the chemicals industry you work in, if you have questions relating to the GB chemicals regulations, we hope we can cover it here and reassure you that a) you're not alone and b) we are doing and will continue to do everything in our power to point you in the right direction. So without further ado – the regimes we cover in this episode include Biocides, Pesticides, CLP – that's Classification, Labelling and Packaging of chemicals, and REACH – that's the Registration, Evaluation, Authorisation and Restriction of Chemicals. Our first expert today, Dr. Nicola Gregg, is Team Leader for Biocides Operational Policy in HSE's Chemicals Regulation Division.   Mick: Hi Nicola, first query for you.  I'm a small business that produces coatings and I have an application for a biocide product that I wish to register under Great Britain Biocides Product Regulation (BPR), what format do I need to submit an application in?   Nicola: First of all, it's worth pointing out that as HSE no longer has access to R4BP, the EU systems, they will need to submit their application directly to us in HSE using our new forms and these forms are available for download from our website.   So they download the form, complete all the details and email them back into us and when we receive the form, we then send out a secure upload link and it's into that that they submit all your data and information.   Don't send the information and data in an email, wait for the secure link.  So the sort of information which we would expect to see uploaded would be for example the Active Substance Competent Authority Report (CAR), the Product Authorisation Report (PAR), Summary of Product Characteristics (SPC) all terms which people will be familiar with as well as all the supporting data.   Now for all those reports that I just listed there, we've got new templates for these as well on our website.  We'd very much like applicants to use these new templates, unless they've already got the information in the EU versions of those templates.  So in other words, if they've already got it in the EU version, we don't expect them to repeat the process and fill out our templates.  For new applications, please do use our new templates.    We also expect that they submit their data in IUCLID - we would prefer IUCLID 6.  If they have got data in older IUCLID versions, submit them and we'll see if we can access them and obviously if we can't then we'll get in touch and we'll work out how to move forward. Now we do realise that some of the data that was submitted a long time ago might never have been in IUCLID and that's OK for resubmissions that we've talked about previously, but probably if we receive an application from an applicant and see no IUCLID, our automatic response almost will be – where is your IUCLID file so you just need to explain that you never had a IUCLID file in the first place. There's one final thing Mick that I'd just like to highlight as well – that we do need active and product reference lists.  So these reference lists for both the active and the product applications must be on the GB Excel template – that's one area where we aren't able to be flexible.   Mick: OK, another question.  I produce wood preservative products and wish to have my product on the market in the GB and NI.  What do I need to do?   Nicola: Well, applications for Northern Ireland, just like the GB applications, will be made directly to HSE using our new forms as I've just described and using the same submission methods.  There is one exception however.  That exception is if a company wants to apply for an EU Union authorisation so that would include Northern Ireland, and Union authorisations, these applications follow entirely the EU system so the applications are made using R4BP.  HSE will have no involvement in the processing of Union applications.  We are still discussing some details with ECHA about mutual recognitions and we can confirm that if a company applies to the EU and wants the product to be mutually recognised into Northern Ireland, they can do that via what we call Mutual Recognition in sequence process.  Now it's not yet quite clear whether they can apply for Mutual Recognition in parallel into Northern Ireland and when we have a clearer picture on that, we will be able to confirm one way or another.  But mutual recognitions for Northern Ireland again are submitted directly to HSE.  If I could Mick, I'd like to expand a bit here to talk about the establishment rules because it's a really important area we're getting a lot of questions about.  So companies must adhere to the GB and the EU BPR establishment rules.  That means that for the GB market the authorisation holder must be established in UK, but for the Northern Ireland market they must be established in the EU or Northern Ireland.   For the GB market, there is a one year “period of grace” or transitional period ending on the 31st December this year for products already authorised.  So if you've already got a product authorised you've got one year to make sure that your authorisation holder is indeed established in the UK.    If an application had already been submitted into the EU programme, but a decision wasn't made by the end of the transitional period, then companies would be resubmitting those applications to us and the establishment rule must be met by the time we're ready to authorise that product.   Then the third option is, if you are submitting a completely new application to us under the new GB rules, then the establishment rule must be met at the time of making the application.   Just coming back to the Northern Ireland situation, the establishment rule should already be met now so for products that are already authorised, that establishment rule should already be in place.   We are aware that this has come as quite a surprise to some so we are making no immediate plans to start revoking products where this obligation hasn't been met, but we are asking companies to get on with this and to get this in place as soon as possible.   For meeting the establishment obligation in GB or NI, companies may have to apply to us to make a change and if companies are familiar with applying for change applications, that's exactly what they would do, again using our new forms as I just explained before.  And then just one last thing – sorry this has been a very long answer – companies can apply to HSE for authorisation in GB and Northern Ireland at the same time using the one application form if this route is relevant to both GB and Northern Ireland.  We hope that will be a bit of a saving where  there's only one application needed, rather than two separate ones.   Mick: Ok Nicola, one last question for you.  The active substance in my disinfectant product is due to renewal in the EU.  Does HSE intend to conduct an independent review of active substances for biocides and if so, will the EU BPR deadline date for all active substances to be reviewed by 2023, be the same as GB BPR?   Nicola: Right, of course GB is outside of the EU review programme and we will responsible for taking decisions on active substance nationally ourselves.  So we will set up and undertake our own review programme for existing active substances.  The timelines for the GB active substance programme haven't yet been decided and we will consider these once we know the extent of the work for the GB review programme and we will know that once the resubmission deadlines have passed and these deadlines are the 31st of March and 29th June this year.   So it's only after those dates that we will have a feel of the extent of the work and we will start consider starting prioritising deadlines, approaches etc, etc.  The good news is that in the meantime Article 89 of GB BPR continues to apply and this allows via resubmission products containing active substances supported in the review programme to continue to be made available while the active substances are still under review.    Mick: Great thanks Nicola.  That was Dr. Nicola Gregg who's Team Leader for Biocides Operational Policy in HSE's Chemicals Registration Division.  Andrea Caitens is one of the Team Leaders and a Regulatory Scientist from the Chemicals Regulatory Division covering REACH, CLP and PIC, that's Prior Informed Consent.   Andrea good to speak to you again.  I have an email here.  I am a small business that imports chemical products from other countries.  Will I have ‘importer status' obligations when importing substances into GB from the EU/EEA?     Andrea: The simple answer is yes.  GB based companies will have importer obligations where they import substances or mixtures into Great Britain from the EU or the EEA.  For some companies this could mean a significant change depending on what role they played in the EU to GB supply chains before the end of the transition period.  For example, those who were previously considered to be GB based distributors or downstream users as they were supplied from companies within the EU or the EEA, will now be importers if the same supply arrangements continue.  Such companies should ensure that they are aware of the obligations placed on them as importers via the GB CLP regulation and they should have sufficient competence to carry those duties out.  I would just point out that the supply of qualifying goods from Northern Ireland businesses to Great Britain will not be deemed import under the terms of the Northern Ireland protocol though.   Mick: Thank you.  We have another one for you here.   I have multiple chemical products on the GB market which carry the same classification and labelling.  Can I upload CLP notifications for these in bulk?   Andrea: No is the simple answer.  At the moment, the notification form doesn't have a bulk upload facility as such any notifications do have to be submitted individually.  However, we are looking at the development of the web form and the notification system as a whole and may make some changes to this in the future.  It should however be noted that there are some exemptions from the duty to notify under GB CLP and this includes for substances that have been registered under REACH or which were notified to ECHA for inclusion in the Classification Labelling infantry before the end of the transition period.  Full details about when the duty to notify applies in Great Britain and all these exemptions is provided on our website and I would urge anybody with the duty to notify to look at these details.    Mick: Thanks for that Andrea.  Another query now.  My company has chemical products on the market in both Northern Ireland and Great Britain.  Can I have both a GB and EU address on the label to maintain common labelling across the UK?   Andrea: Substances and mixtures placed on the market in Great Britain do have to be labelled in accordance with GB CLP and those placed on the market in Northern Ireland in accordance with EU CLP.  Now the supplier details that are included on the labels should meet their respective requirements.  That said it can be acceptable to include the contact details for both the GB and any EU based supplier on the label.  Where this is appropriate the additional address would have to be included as supplemental labelling information in accordance with the requirements of Article 25(3) CLP and in addition, the inclusion of the additional supplier's details mustn't cast doubt on the validity of the information required by Article 17 of CLP or make it more difficult to identify that information.  The additional supplier should be part of the same supply chain and it would be expected that contacting that supplier would provide appropriate information on the chemical.  Indeed, the supplier must be aware and willing to undertake that role.  Ultimately, I would say it must be clear to the user where to go for additional advice about the substance or mixture concerned and that the contact they go to is able to provide the advice and the information that's required.    Mick: Thanks for that Andrea.  Another one now.  I've already submitted a REACH registration for my product, do I still need to make a CLP notification?   Andrea: No, as I mentioned earlier, if a substance is registered under REACH there is no requirement to submit a separate CLP notification also.  As I again noted earlier, there are other exemptions from the require to notify in Great Britain, and I would urge all potential notifiers to consider the guidance provided on our website if they haven't already done so.   Mick: Thank you Andrea.  With me now is Rachel Brown who's working on the Biocides and Pesticides Transformation Programme.  Rachel, I've got a query for you here.  My company is the authorisation holder for multiple fungicidal active substances.  I understand that for renewal of active substances in the short term,  only an administrative application will be needed.  When will the full dossier be required for submission in Great Britain?   Rachel: The GB legislation requires that the supplementary dossier be submitted 30 months before the expiry of the approval of the active substance.  This is exactly the same as previously when we followed the EU legislation.  However, we are going to seek to minimise the action required to meet this legislative requirement and we will provide some further information soon.    Mick: In circumstances where an EU MRL comes into force which is higher than the current GB MRL, will there be put in place a fast-track mechanism that will permit the GB MRL to be increased to match the increased EU MRL?       Rachel: There is no fast-track mechanism for adopting an MRL from another jurisdiction as a GB MRL and that includes from the EU.  There's now an independent GB regime for the regulation of pesticides and we will be delivering our own decisions in GB.   So that means a specific application will need to be submitted to HSE to support a new MRL or an import tolerance.  If an application is submitted, standard processing times will be apply to the evaluation and that's a 12 month processing time with an additional six months allowed to provide any additional information.  However, HSE will take into account assessments made in other jurisdictions as part of our independent decision-making process so where an MRL is supported by an extrapolation based on data already evaluated, HSE will try to assess the applications in a shorter time frame, but it's important to note that if the MRL is related to a new product authorisation, then the MRL can only be implemented once the authorisation has been granted.  And for Import Tolerance applications, a proof of authorisation in the third country will also need to be provided.    Mick: I have a product which has authorised uses on crops to protect against weeds – herbicide – both in Great Britain and Northern Ireland.  Is it possible to submit only one dRR – Draft Registration Report – for Great Britain and Northern Ireland?   A Core Dossier and specific UK addenda?   Rachel: Where a product can be authorised to the same regulatory standards in both Great Britain and Northern Ireland, a common dRR may be submitted and that should enable the product to be submitted in both GB and NI.  However, where the regulatory standards have diverged between GB and NI, for example if an active substance has been renewed in the EU and is applicable in NI but not in GB, then there may be different requirements that need to be met and where this is the case different submissions will be required.    Mick: Thank you Rachel.   Before we hear from our next expert, I need to define a term used in the first question to him – Grandfathering.  Grandfathering allows you to have continued access to the UK market.  It's where the relevant EU REACH registrations have been recognised under UK REACH.  Alun Williams is the Lead for External Comms and Stakeholder Engagement in the Defra and Chemicals Team.   Hi Alan, first question for you is – We are a GB importer of an EU REACH registered substance.  Our EU supplier and EU REACH registration holder wants to grandfather the registration to UK REACH.  Can this be done, if so how and when does this need to be completed by?   Alun: Thanks very much for the question Mick.  I should clarify that it is not possible for EU based legal entities to have their EU registrations recognised under UK REACH.  So in the situation you described, if you've been importing a substance covered by the EU REACH registrations in the two years before the end of the implementation period, then it could be possible for you to use a downstream user import notification, colloquially known as a DUIN, that would allow you to suspend the registration duty for up to six years.  UK REACH only applies in the UK therefore legal entities based in the EU and EEA can have no obligations under this regime.  The grandfathering traditional provision is only available to GB based holders of EU REACH registrations, including GB based manufacturers and importers, GB based Only Representatives, ORs as they are also known, and GB based legal entities that held an EU REACH registration and transferred it to an EU based legal entity at any point after 29th March, 2017 which is of course the date the UK notified its intentions of leaving the EU and before the end of the transition period.   If a GB based legal entity transferred their EU REACH registration to another GB based legal entity, only the GB based legal entity to whom the registration was transferred, will be entitled to have that registration recognised under UK REACH.  The grandfathering provision is available until 120 days after the end of the transition period and the process will need to be completed by 30th April, 2021.    Mick: Thanks for that Alun.  Another query now.  I'm a small company which has multiple products which require REACH notifications.  Can multiple notifications be made, or does each one have to be done separately?  Can this be done using IUCLID files?   Alun: It's a fair question.  So within 300 days of the end of the transition period you need to use the  Comply UK REACH service to indicate you are an existing downstream user or distributor.  It's at this point your UK REACH downstream user import notification number which was mentioned earlier, that will be issued to you.   This only needs to be done once per legal entity and covers all substances that you wish to continue importing from the EU.  You then need to populate the additional information spreadsheet template with information about the substances that you wish to continue importing.  It should be noted that some information only has to be included, if it is available to you.  This spreadsheet should list individually, all of the substances which you want to continue importing from the EU.  One per line.  Where a substance is included in the spreadsheet, it must continue at least one of the following identifiers.  The substance name, the cast number, or the EC number.  After that, you should send the completed spreadsheet to the Agency at:  ukreach.dunotification@hse.gov.uk   You should include your legal entity name and DUIN  notification number in the subject line of the email.  It may be easier to fulfil some of the information requirements by attaching a Safety Data Sheet (SDS) to the email rather than including it in the spreadsheet, eg the Article 10(a) Part IV information pertaining to classification.  Where an SDS for a substance is attached to the email along with the spreadsheet, the spreadsheet must also list that substance.   To return to another part of your question, there is no IUCLID template for DUINs and we are not accepting IUCLID files for the substances.         Mick:   Final question for you Alun.   My company predominantly produces polymers.  What is the stance on polymers under REACH and are polymers exempt from REACH?   Alun:   It's a great question.  So the exemption to the registration of polymers, which applies under Article 2 Part 9 of REACH, has been carried over into UK REACH.   However, the monomers of other substances that form part of the polymer are subject to registration and will need to be registered.   All GB based registrations which exist at the end of the transition period and all registrations held by GB entities at any point since 29th March, 2017, have been grandfathered.  If the monomers and other reactants are supplied to you from within GB, then the registration duty will be higher in your supply chain.  If you import the monomers or other reactants, then you may need to submit a registration or a DUIN.      Mick:   Great Alun, thanks for that.  Our guest now is the Director of the Chemicals Regulation Division in HSE, Richard Daniels.  Richard can you just give our listeners are quick introduction?  What is the nature of your job, what do you do?     Richard:   I've been Director of the Chemicals Regulation Division since the 9th March, 2020, so it's been a really busy year for me.  I've got responsibility for all of the activities in the Division and the regimes to make sure that it operates perfectly well and that includes preparing for the situation we're in now.  Just by way of background, I joined HSE in 1992 as a Factory Inspector when I finished my PhD at Manchester University and I've done lots of things in HSE and before joining the Division, I had the privilege to be Her Majesty's Chief Inspector of Explosives and headed up our National Explosives Unit, so quite a different job now.      Mick:   Absolutely.  Do you have any reflections as to how things have been going since the 1st of January?     Richard:   From my perspective I think things have been going really well.  If I reflect back on what on what we've got in place and what we've achieved – we have an independent, regulatory framework now for Great Britain for chemicals.  That's up and running and fit for purpose.  That's been a lot of hard work by people in the Division and with colleagues across the piste.  And that independent system mirrors what people were used to when we were part of the EU.  Some of the EU functions have been taken out because they no longer apply in our context but that means we've got immediate continuity for businesses on leaving which was really important for us.         The Northern Ireland Protocol means Northern Ireland will continue to follow the EU chemical regulations and HSE is close to finalising agreements to support Northern Ireland so we can do their functions on their behalf.  And we've actually agreed revised arrangements with Scotland and Wales, so those are all in place now to support all of those devolved administrations.   In terms of support to business, we've put help desks in place for all of the regimes and we support the national telephone helpline.  For the first two months we dealt with over 1400 contacts across all the regimes.  We've also supplied and updated much of our web guidance on the new regimes that apply from the 1st of January and you may be interested – we've had over 390,000 views of the website over the first two months which I think is incredible.  In terms of our eBulletins and promoting that guidance, that currently goes out to 240,000 stakeholders.  The podcasts people are listening to now, we've got over 2,300 subscriptions and we delivered a number of seminars with Defra and joint events to get them ready for the 1st of January and that reached over 1750 businesses.  They are available on HSE's YouTube Channel if people didn't take part in them.  Over half of those actually hadn't attended any previous involvement with HSE, so we got great penetration into new businesses.  And lastly, we have recruited -  we've filled over 110 posts in our new division in terms of the set up and we've got plans to recruit even further.   So I think Mick, we've done a lot and it's operating well.      Mick:   Very impressive.  Could you outline any immediate priorities and plans for the medium to longer term?     Richard:   Thanks Mick.  I think it is important to take a step back.   We've heard a lot of immediate activity but at the heart of what we are about as a Division and where - as a Director I want to take us – at the heart of everything we do is about protecting people and protecting the environment through the safe and effective use of chemicals, supporting a sustainable future.   So that's what I really want  to embed.  We are about protection and supporting the future growth.  Now where I want to get to is actually HSE, we act as a globally respected competent authority that supports the UK to prosper particularly in a post Brexit environment through science led regulation in the effective and safe use of chemicals and associated technology.  So I'm aiming for us to be one of the best if not the best in the world, supporting what the UK needs.    What does that mean in practice?   Well, we need to ensure that HSE delivers are chemical regulation effectively in that independent UK environment.    I am really keen on improving services to both UK businesses and the public.  I want to, where I can, drive down the costs of our regulatory delivery so what businesses have to pay to get the necessary approvals.  I want to, where I can, speed up the time it takes to issue our permissions to business.  I want to make sure that we have world class scientific and regulatory chemical expertise underpinning everything we do.   And I want to make sure that HSE on behalf of the UK, we are engaging and influencing on the global stage in terms of chemical regulatory regimes because many of our businesses don't just operate in the UK, they operate internationally and I think it's important we are there to help and facilitate that trade.    In terms of communication, and part of the podcasts, I want to make sure that all of our guidance is clear and that we do respond to businesses needs, and we keep updating that.   And I want to make sure that we are visible to our stakeholders, to our businesses etc, particularly small businesses and those that are operating in a research or innovation environment to make sure that as a regulator we are visible to them, we understand their needs and we are building for the future.   And podcasts like this we may well do more of in the future so I really would encourage people to watch this space and sign up to our bulletins.  Mick:   I was wondering if you had any take home key messages for those who listen to these podcasts?     Richard:      Sure, well I think firstly, and I hope it's coming across that on behalf of HSE, I'd like to say that we are fully committed to our fundamental mission about protecting people and the environment and about improving the way that we do our regulation and how we provide those protections.  And just to reassure people at this time, HSE as a regulator, I believe we have a very good track record of being a modern, proportionate regulator and where necessary we do operate with a degree of pragmatism.   And we have got lots of experience in delivering new services and regimes. Whilst it may take us a little while on where I want to get the Division, bear with us.  Really, it's about being the best we can to support businesses that protect people and the environment.    In terms of other take home key messages – I would just like to thank people for engaging and working with HSE during the past year and for example listening to these podcasts.  We really do value the feedback and input that we've had and we look very much forward to working with people as we develop going forward.    The UK Government is looking at future chemical strategy as part of the 25 Year Environment Plan and we will play a part in that and I think that at the heart of what we do now that independent regulatory decision making in the GB chemicals regime will allow HSE to regulate in a way that suits our economy.    So we'll continue to support businesses, we'll continue to provide guidance through the website, eBulletins, our helpdesks at stakeholder events.  I would really encourage people to engage with us, give us feedback, and keep an eye out for future podcasts if we run them, sign up to our bulletin services because we are there to help and support you.      Mick:   Great – thanks Richard.  That was Richard Daniels, the Director of the Chemicals Regulation Division in HSE.     A big thanks to all our guests in today's podcast… that's Nicola Gregg, Rachel Brown, Andrea Caitens, Alun Williams and Richard Daniels.   Remember to log onto the HSE website for more information and if you still need some guidance then contact the helpdesks which cover all the regimes and we'll get back to you and soon as possible.    The email addresses are included in the notes accompanying the podcast and of course on our website – www.hse.gov.uk   Thanks for listening and we wish you a happy and successful year.

After UK Transition: Working with Chemicals - Episode - 3 - CLP, REACH & PIC In this episode, we are joined by Alun Williams, Lead for External Comms and Stakeholder Engagement from the Chemicals team at DEFRA and Andrea Caitens, CLP, PIC and REACG Transition Programme Lead, Future Readiness at HSE. We discuss the key differences between EU to UK REACH, the roles and responsibilities in UK REACH actions that people and businesses need to take in relation to CLP and PIC.   Visit our website for further information and guidance on CLP, REACH and PIC. For any queries, get in touch via REACH & CLP: ukreach.clp@hse.gov.uk PIC: ukdna@hse.gov.uk Podcast transcript Welcome to the Health and Safety Executive podcast with me Mick Ord. I hope I find you in good health.  This is the fourth in our series of podcasts designed to guide you and your business safely through some of the regulatory changes which are coming in at the end of the transition period. Over the past few weeks we've looked at BPR and PPP and this week we're looking at a total of Three Regimes in the one episode – REACH, CLP and PIC. REACH is of course the Registration, Evaluation, Authorisation and Restriction of Chemicals ; CLP is Chemicals Classification, Labelling and Packaging and PIC is Prior Informed Consent for the export and import of hazardous chemicals, all three of which will change to varying degrees at the end of December 2020.  So whether your company does business in Scotland, Wales, Northern Ireland or England we've some important information to relay to you. After we've heard from our two experts, I'll be giving out some important info about where you can find out more on what we're talking about in this episode and also how you subscribe to our free eBulletin service so you're kept in touch with news and developments as they happen. For this episode, I've been speaking to Andrea Caitens a regulatory scientist from the HSE's Chemicals Regulatory Division.  She's also the CLP Lead in the Transitions Programme Team.  We'll be hearing from Andrea shortly about the changes to CLP and PIC, but first from Alun Williams who's the Lead for External Comms and Stakeholder Engagement from the Chemicals Team at DEFRA.  He's been telling us about the changes to the UK REACH regulations. Alun, you say on your website that the key principles for REACH are retained – so what are these principles? Alun: The regulatory framework that we are putting in place for UK REACH will retain both the fundamental approach of REACH with its aims of ensuring a high level protection of human health and its key principles of REACH. These include the “no data, no market” principle, the “last resort” principle on animal testing, access to information for workers and the precautionary principle as well as the provision for Only Representatives otherwise known as O.Rs. Mick: What are you doing to mitigate costs to business? Alun: Well, we are keeping the transition to UK REACH as simple as possible, avoiding change for change's sake.  For example, in building the Comply with UK REACH IT system, we have made sure it will work very much like the ECHA owned REACH-IT, including the same software requirements and many of the processes that businesses have been using and understand. We have put in place “grace period of provisions” of “Grandfathering” and “Downstream User Import Notifications” to minimize the costs for businesses and maintain market access to both the EU and UK market. Following concerns raised about the current timelines for supplying data to the UK regulator, we have decided to extend these deadlines which would enable industry to mitigate costs without reducing important environmental and health protections. Mick: Will UK business still be able to access the EU market? Alun: Yes, GB-based businesses wanting to place a chemical on the EU market will need to get that chemical registered with the European Chemicals Agency or ECHA.  That registration must be held by an organisation based in the EU. GB companies wishing to expert chemicals into the EU/Northern Ireland after the end of the transition period would need to rely on their EU/Northern Ireland based customers to register as importers or they would need to transfer their registrations to an EU/Northern Ireland based legal entity or Only Representive.   ECHA has published guidelines on this. Mick: What changes Alun, are being made to the data submission deadlines? Alun: We have extended the existing data submission deadlines, set in legislation, as follows. The initial notification stage for UK downstream users to submit Downstream User Import Notifications or DUINs, as they are colloquially known, has been extended from 180 to 300 days from 1st January, 2021.  As a result, UK downstream users will have the opportunity to assess how existing EU REACH registrants have met the 120 day deadline and use it to inform their own process. We have also extended the deadline for completing a full registration supported by full data packages to 2, 4 and 6 years from the end of the initial 300 day period.  The deadline for final submission of data underpinning the full registration is dependent on tonnage bands and hazard profile, with the highest tonnage bands and most hazardous chemicals first. Mick: Will Northern Ireland be part of UK REACH? Alun: So, for the duration of the Protocol, Northern Ireland will remain part of the EU regulatory systems for chemicals to ensure frictionless movement of goods within the island of Ireland, whilst remaining within the UK customs territory.  We are also offering a streamlined process for Northern Ireland chemicals to be notified with UK REACH to facilitate trade from Northern Ireland to Great Britain.  Northern Ireland businesses can notify direct should they wish to do so; otherwise the responsibility will lie with their GB customer. Mick: When will companies be able to access the appropriate forms on the website? Alun: These will be available when the Comply with UK REACH IT system goes live from the end of the transition period. Mick: What will be the functionality of the UK REACH IT system? Alun: The Comply with UK REACH IT system will replicate key functions of the EU REACH IT system to provide continuity for GB businesses.  At the point of launch, businesses will be able to use the service to validate existing GB held EU REACH registrations so Grandfathering, as we discussed earlier.  They'll be able to submit Downstream User Import Notifications.  You'll be able to submit a new substance registration.  You'll also be able to submit new  product and process orientated research and development – PPORD – notifications. Mick: Is the information they need to supply to the HSE different to the previous requirements in either quantity or nature of content? Alun: It's important that people consider what their new roles are within UK REACH.  So for example a lot of the information will be exactly the same, but perhaps their roles within the process have changed.  So for example if you were previously a downstream user you may now have importer obligations under UK REACH.  We strongly recommend that you go to the HSE website and read the guidance there as to identify what information you'll need to supply. Mick: Andrea, CLP as we know refers to the Classification, Labelling and Packaging.  In 2021 after transition the legislation changes to GB CLP – what are the main changes which will happen? Andrea: Businesses based in Great Britain that place chemicals on the GB market and that's both substances and mixtures, will have to comply with the GB CLP regulation and this will also apply to those suppliers based in Northern Ireland who supply directly to the GB market. However, it's important to know that the majority of CLP Regulation remains unchanged and the main duties to classify – that is to identify the intrinsic hazardous properties  and communicate information about those hazards through labelling and to securely and safely package those chemicals will all remain the same. From the 1st of January, 2021, Great Britain mandatory classification and labelling or GB MCL, will replace the EU harmonised classification labelling system and Great Britain will make its own decisions about mandatory classification and labelling.  All of the existing EU harmonised classification and labelling at the end of the transition period, will be kept as GB mandatory classification and labelling and GB suppliers will need  to comply with MCL in the same way as they did with EU harmonised classification and labelling before. Those substances with a GB mandatory classification and labelling will be included in the GB MCL list and this will be hosted and managed by HSE as the GB CLP Agency.  GB-based suppliers supplying in the Great Britain market with chemicals and Northern Ireland based suppliers who supply directly to the GB market will deal with HSE as the GB CLP Agency instead of the European Chemicals Agency or ECHA and this will include when notifying substances to the GB notifications database and for submission of requests to use alternative chemical names. There will be new requirements on GB-based companies currently identified as downstream users and distributors that is those who are currently supplied by businesses in the EU/EEA.  These GB-based downstream users and distributors will become importers under GB CLP after the end of the transition period if the same supply arrangements continue and as such they will have to comply with all the importer's duties and obligations. Further information is provided in the scenario table which is currently available on the HSE website. Mick: Will this effect businesses exporting to the EU/EEA? Andrea: In order for a GB- based exporter to supply chemicals to the EU/EEA, they must identify and importer.  There is no allowance in either the EU or GB CLP Regulations for a third party to act on behalf of the importer and the importer must be directly involved in the supply chain. The responsibility for the classification, the labelling and the packaging of chemicals exported to the EU from Great Britain will rest with the EU-based importer.  So GB-based exporters are encouraged to work with the importers to agree what information they might be able to provide to help the importer comply with the EU CLP requirements.  So for example this might include what information appears on the CLP hazard label such as the inclusion of a GB supplier's contact details in the supplemental information section.  But ultimately, the decision over what appears on an EU CLP label, is a matter for the EU and individual member states. Mick: What will the GB Mandatory Classification and Labelling (MCL) system look like? Andrea: So from 1st January, 2021, the Great Britain mandatory classification and labelling system will replace the EU harmonised classification and labelling system and Great Britain will make its own decisions about mandatory classification and labelling. The GB MCL will itself have two strands.  Firstly, HSE, as the GB CLP Agency, will consider all published opinions from ECHA's Risk Assessment Committee or the RAC on EU harmonised classification and labelling.  HSE will then prepare its own Agency Opinion and will recommend to ministers whether or not Great Britain should align with the RAC Opinion.  The minister will decide, with the consent of the Devolved Administrations, whether or not to give legal effect to the new or revised GB MCL entry. Alternatively, HSE, the Devolved Administrations or GB-based industry, in certain circumstances, can propose mandatory classification and labelling directly.  Following public consultation, HSE will then prepare an Agency Opinion on the proposal and make a recommendation to ministers.   The minister, again with the consent of the Devolved Administrations, will decide whether or not to give a new or revised mandatory classification and labelling legal effect.   Further information on the new GB MCL system will be made available on HSE's classification webpages in due course. Mick: Will GB-based companies still have to notify the classification and labelling of the    substances placed on the GB market under GB CLP? Andrea: Yes, GB-based manufacturers and importers will still need to submit notifications but these will be made to HSE rather than to ECHA.  Also existing GB notifications which are already listed in the Classification and Labelling Inventory, will be kept in place and re-notification in Great Britain will not be necessary.  Other exemptions will be available too to help reduce the need to send in notifications and these will be explained on the HSE's CLP webpages and again, further guidance on submitting notifications to the GB notification database will be available on HSE's Chemical classification webpages. Mick: How will the UN Globally Harmonised System of the classification and labelling of chemicals (UN GHS) be adopted and how will that impact on CLP requirements for GB businesses? Andrea: On 1st January, 2021, Great Britain will effectively adopt the GHS in the same way as the EU so   adopting all of the same GHS building blocks – the hazard classes and hazard categories – that the EU has adopted in the EU CLP Regulation.  The UK will continue to play an important role in the UN Sub-Committee of Experts for the Globally Harmonised System and will continue to work to make improvements to the GHS to ensure high levels of protection for people and the environment.  After 1st January, 2021, Great Britain will have more flexibility when deciding whether to continue to adopt the GHS in the same way as the EU.   Any proposals to adopt the GHS differently will be discussed with stakeholders and will be given legal effect through domestic regulations set out in statutory instruments, thereby providing industry time to make any necessary changes. Mick: Andrea, how long after 31st January, 2020 will Great Britain businesses have to update their labels? Andrea: There is no transitional period after 1st January 2021, for businesses to update their labels to comply with the requirements of GB CLP.  From 1st January, 2021, businesses must classify, label and package the substances and mixtures according to the GB CLP Regulation before placing them on the GB market.  Labels must be in English but additional languages will also be permitted.  In addition, the label will require the address of either the GB supplier or the  Northern Ireland based supplier supplying directly to the GB market.  However, businesses will not have to recall substances or mixtures already placed legally on the GB market to update their labels provided the following conditions are met. Firstly, the substances or mixtures have already been places on the GB market before 1st January, 2021 and the supplier can provide proof that the substance or mixture was placed on the market before that date and where required, the hazard labelling is in accordance with the GB mandatory classification and labelling (MCL) in the GB mandatory classification labelling list published on the HSE website. Mick: Now we are going to talk about PIC – Prior Informed Consent.  What are the main changes to the new GB PIC regime compared to the old EU system, ePIC? Andrea: GB-based companies will no longer have access to ePIC and new GB procedures for notifying exports will be in place ahead of 1st January, 2021.  Forms and guidance will be available on HSE's website.  There will be a GB PIC list setting out which chemicals are subject to the regulation.  When the new requirements come into force on January 1st, 2021, the chemicals in the GB PIC list will be the same as those in Annexes I and V of the EU PIC Regulation. Mick: How will the end of the transition period impact on businesses involved in the export and import of PIC listed chemicals? Andrea: HSE as the GB PIC Designated National Authority (DNA) will need to be notified of the export of PIC listed chemicals from Great Britain.  This will include exporting them to EU countries or moving them to Northern Ireland.  Businesses will need to notify the first export in any calendar year of a listed chemical to any importing country at least 35 days before the intended date of export.  A PIC export notification for export to the EU or supply to Northern Ireland will cover export of that chemical to any EU country and movement to Northern Ireland.   GB-based companies will no longer have access to ePIC and new GB procedures for notifying exports will be in place ahead of 1st January, 2021 and guidance and forms will be made available on HSE's website. Mick: How does the new PIC regime affect Northern Ireland businesses in terms of importing and exporting PIC chemicals? Andrea: The EU PIC regulation will still apply to Northern Ireland and so PIC chemicals can be sent from Northern Ireland to any EU member state without needing to be notified. Northern Ireland based companies exporting PIC chemicals to countries outside the EU will need to comply with the requirements of the EU PIC Regulation. For movement of PIC chemicals from Northern Ireland to Great Britain, businesses will only need to comply with those requirements of EU PIC that implement the Rotterdam Convention.  For example, the movement of a chemical listed in Part 2 of Annex I to the EU PIC Regulation from Northern Ireland to Great Britain, will need to be notified by the exporter but will not require explicit consent from the Great Britain authorities. Mick: Will GB companies need to seek consent for exporting chemicals to EU countries? Andrea: The chemicals which require consent before export, including to the EU, HSE will contact the importing country's Designated National Authority on behalf of the exporter.  Where consent is given by the Designated National Authority of an EU member state, it would be expected to cover export of that chemical to any EU country or to Northern Ireland. Mick: Will the information now required by the HSE be any different to that required by ePIC in the old days – both in terms of information about chemicals and also quantities? Andrea: The information requirements will be the same as before, but GB-based exporters will no longer have access to ePIC and will need to use the new GB procedures for notifying exports. Mick: What are the timescales and deadlines for businesses who want to export a new PIC-listed chemical? Andrea: They will need to notify the first export in any calendar year of a listed chemical to any importing country at least 35 days before the intended date of export. Mick: Alun, could my roles and responsibilities have changed as a result of moving from EU REACH to UK REACH for example could I have become a downstream user or is there anything I have to do as a result of this? Alun: Well the “Downstream User Import Notification” provision is intended to enable existing supply chains to continue unbroken and to provide time for businesses to comply with their new obligations as an importer under UK REACH.  The measure will therefore apply only to existing GB downstream users or distributors under EU REACH who were at any time in the two year period before 1st January, 2021, already a downstream user or distributor under EU REACH, established in Great Britain, in relation to a substance and who did not have an EU REACH registration.  So from the 1st January, 2021, GB companies wishing to register new chemicals for the GB market would need to register those with HSE using the Comply with UK REACH IT system. Mick: So Alun, what actions do people and businesses need to take in relation to REACH? Alun: Well let's talk again about “Grandfathering.”  So Grandfathering will only apply to all registrations including intermediates held by GB-based entities including importers and  Only Representatives based in Great Britain and to sole, lead, or joint registrants that exist at the end of the transition period. All GB-based registrations that exist at the end of the transition period and all registrations held by GB entities at any point since March, 2017, will be grandfathered.  So that means if a UK REACH registration was transferred to an EU, EEA or Northern Ireland based entity in the run up to the end of the transition period, it will still be grandfathered into UK REACH. Grandfathering will not apply to registrations held by entities established outside of Great Britain regardless of whether they are part of a group of companies which also has a presence in Great Britain.  Those registrations would not be grandfathered unless they had been transferred to a GB entity before the end of the transitional period. Grandfathered registrations will be legally recognised by UK REACH from Day 1.  Businesses then need to take further action to confirm their registration within 120 days.  But if you are an importer or an exporter, UK REACH will apply in the same was as EU REACH where registration obligations rest with the importer.  You are a distributor under REACH and CLP, if you source a chemical substance or a mixture within GB,  store it and then place it on the market for someone else…  also under your brand, without changing its composition in any way.  For example, retailers and wholesalers are distributors under REACH and CLP. You are not a distributor if you buy chemicals outside GB and place them straight onto the market GB.  In that instance, you're an importer.  So therefore, if you buy chemicals within GB and mix them with other chemicals, or dilute them or refill containers with them, before supplying them to others, in that instance, you're a downstream user.  So for exporters, any GB-based entities currently holding EU REACH registrations would need to transfer their registrations to an EEA-based entity, such as an affiliate or an O.R. in order to continue exporting substances or mixtures to the EU, EEA market.  Alternatively, GB companies could support their EU, EEA-based importers to ensure that they comply with EU REACH.  Further details on how to achieve this are on the ECHA website. And finally, if you are a downstream user, you may have acquired import obligations under UK REACH as a previous downstream user with a substance covered, by an EU-based registration and in this instance you are able to make use of the notification provision to ensure continuity of supply.  This notification will be required by the Comply with UK REACH IT system within 300 days of the end of the transition period. For more information you should visit the HSE Brexit pages on UK REACH and if you'd like any further information, you should sign up to the HSE bulletins via the transition service webpages. Mick: Andrea, what actions do people and businesses need to take in relation to CLP if they are supplying chemicals? Andrea: As I noted earlier, the majority of the CLP regulation remains the same so that includes the key duties to classify, to label and to package chemicals before they are placed on the market in Great Britain.  Therefore, for many suppliers that are already in full compliance with EU CLP now, there'll be no need to take immediate action unless something changes regarding the classification. However, some suppliers roles will change particularly those who are identified as downstream users or distributors before the end of the transition period because they obtained substances or mixtures from EU-based suppliers. These parties will become importers if these supply chains continue after the 1st January, 2021.  Therefore, businesses placing chemicals on the GB market, should confirm what their role or roles within the supply chain will be from the 1st January, 2021 and they should identify their duties under GB CLP accordingly.  Further information to assist suppliers with this is provided in the scenario table on our website and to keep up to date with any further information, please sign up to our eBulletin service via the transition webpages. The suppliers will, of course, need to make any necessary changes to their labels for example to include the suppliers contact details or to update those details as soon as possible.  However, as I mentioned earlier, businesses won't have to recall substances or mixtures already legally placed on the GB market to update their labels provided that the substances or mixtures have already been placed on the GB market before the 1st January, 2021 and the supplier can provide proof of this and the hazard labelling is in accordance with the GB mandatory classification labelling which will be provided in the GB MCL list published on the HSE website. I would encourage businesses supplying to or from the EU or the EEA to speak to their counterparts to ensure that everything is in place to facilitate continuing supply chains or to create new ones. Mick: Andrea, you mentioned supplier's roles changing.  What do businesses need to consider across the roles? Andrea: When considering actions, roles and responsibilities, suppliers need to be aware that from 1st January, 2021, Mandatory Classification and Labelling will replace EU Harmonised Classification and Labelling and that substances with a GB Mandatory Classification and Labelling will be included in the GB Mandatory Classified Labelling list and that list will be provided on the HSE website.  Also, GB-based businesses supplying the GB market with chemicals whether they are substances or mixtures and Northern Ireland based suppliers who supply directly to the Great Britain market, will need to deal with HSE as the GB CLP Agency instead of the European Chemicals Agency.  Full information on GB CLP and any new arrangements and processes will be made available on our website. To keep up to date with any further information, people should sign up to our eBulletin services via the transition webpages. So – everything you need to know about the changes to REACH, CLP and PIC which come into effect at various times from 1st January, 2021. A very big thank you to Andrea Caitens and Alun Williams for joining us today and helping us to map out the road ahead for businesses in the chemicals sector.  Remember, what Andrea and Alun have been talking about is in written form on the HSE website.  The address is:  www.hse.gov.uk/brexit If you have any queries or hit a brick wall then you can always email us on: eu-exitchemicals@hse.gov.uk and we'll get back to you as soon as possible.  And of course there's our eBulletin service.  Just pop your email address into the subscription box which appears on the pages of the HSE website and we'll keep you informed on the latest news and advice. Thanks for joining us for today's podcast and remember to subscribe to this Podcast too – we'd welcome any feedback.   Bye for now from me Mick Ord.  Do join me again soon.

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Employment lawyer Charles McGuinness joins Kathryn to look at issues arising out of a case due to be heard before the Supreme Court that focuses on capacity to settle using a Record of Settlement (RoS) in an employment dispute. It involves an employee who'd been away from work for about a year with anxiety and depression, which her employer knew about, and the RoS she signed with the employer but then tried to overturn, arguing she was mentally incapacitated when she signed it. Charles will also look at why a Massachusetts Appeals Court has refused to use the term "grandfathering" - judging it to be a racist term.

Would it happen to every little girl?Return of “who asked for that?” Grandfathering is no more (just the word tho).  Jay – Z and Yo Gotti deal a blow to Mississippi Department of Corrections.  Deep Dive: The Gilliam family’s trauma - assumptions and discretion as it relates to the adultification of black girls.  Pop Culture Peek: Nikki Minaj’s husband gets permission.  Tamar Braxton is alive and still mad.  Like, Comment and SUBSCRIBE!Follow me on the following platforms, and feel free DM and let me know what you'd like me to talk about.  You never know, I just might.Twitter: @letsbehonestjjInstagram: @letsbehonetjjFor more news, gossip and entertainment, join me at:  www.facebook.com/groups/fddiaries Sources:cnn.comThe Bondy Blue Show – youtubeThe Jasmine BrandThe NationThe Washington Post“Girlhood Interrupted:  The Erasure of Black Girl’s Childhood,” Epstein, Blake and Gonzalez, Center on Poverty and Inequality, Georgetown LawBlack Enterprise

Chris tackles the complex topic of Insurance as he interviews Michael Moore, an 8th generation Texan and President of Lockton's Fort Worth office. Michael shares a fascinating story about his family's influence in Texas, a break down of the insurance industry in the midst of COVID-19, and Michael's new podcast: The Climb. Enjoy! Follow Chris on Twitter: www.Twitter.com/FortWorthChris Learn more about Chris Powers and Fort Capital: www.FortCapitallp.com Listen to Michael's Podcast Here   02:00 — Michael’s Family History and Journey to Lockton 15:28 — How did your family get into organic farming and what was it like working with Whole Food’s before they became popular? 17:38 — What is the difference between the Waldorf educational system and a traditional American education? 21:27 — What is the difference between email marketing back in 2001 versus 2020? 22:51 — The Loaded Question: How does the insurance industry work? 24:57 — Why is the American employer encouraged to provide employee benefits vs. an employee signing up on their own as they would with car insurance? 28:10 — How much does the average employee’s age affect the overall insurance rates for the company? 30:01 — Why aren't property and casualty rates going down? 31:02 — What’s a “Hard Market”? 34:12 — How does a "Hard Market" end? 35:40 — Is there anything happening in the industry that can change the direction of these prices such as technology? 40:10 — Is there a 'black swan' within the insurance industry that a court can demand coverage for? 43:14 — Has the pandemic coverage become more solidified in pricing models? 44:05 — Have insurance rates increased because people are more likely to sue someone at the drop of a hat? 48:23 — What does an underwriter's shop look like? 52:50 — Is there one company crunching all the numbers and putting out the risk to carriers & underwriters or is this data collected individually? 53:34 — Grandfathering in Policy Pricing 57:03 — How did you go about building the Lockton brand in Fort Worth? 1:01:57 — How did Lockton react to the initial outbreak? 1:04:15 — Did you receive more early warning signs of COVID than most since Lockton is an international company? 1:04:42 — From a company leader's perspective, what does the rest of the year look like for Lockton? 1:06:40 — Is there something that Texas is doing that gives you hope vs. the challenges others are facing in markets that are hit harder like LA, NYC, etc.? 1:08:52 — What has hosting a podcast been like and what can listeners expect from the show? The FORT is produced by Straight Up Podcasts

In der heutigen Jubiläums-Episode von PayTechTalk spreche mit Alireza Siadat, Rechtsanwalt im Bereich „Bank und Bankaufsichtsrecht“ sowie Kryptoexperte der ersten Stunde. Worüber wir sprechen: Kryptoverwahrgeschäft Mit der Umsetzung der Änderungsrichtlinie zur 4. EU-Geldwäscherichtlinie (AMLD5) in Deutschland hat der Gesetzgeber zum 1.1.2020 als erlaubnispflichtige Finanzdienstleistung den Erlaubnistatbestand des Kryptoverwahrgeschäfts in das Kreditwesengesetz eingefügt. Hierzu haben wir hier im Blog aber auch in anderen Medien bereits umfassend berichtet. Danach unterliegt der Aufsicht der BaFin, wer Kryptowerte oder kryptographische Schlüssel, die dazu dienen, Kryptowerte zu halten, zu speichern oder zu übertragen, für andere verwahrt, verwaltet und sichert. Kryptowerte und kryptographische Schlüssel Zur Einordnung, was unter den Tatbestand der Kryptoverwahrung fällt, haben wir uns ausführlich zu den Begriffen „Kryptowerte“ und „kryptografische Schlüssel“ unterhalten und uns dabei die gängigen Buzzwords „Payment Token“, „Utility Token“, „Security Token“ und „Stable Coin“ näher angesehen. Grandfathering nach § 64y KWG Um den Marktteilnehmern Zeit zu geben, ihre IT-Systeme auf die neuen regulatorischen Anforderungen anzupassen, hat der Gesetzgeber eine Übergangsregelung eingeführt. Was das bedeutet und welche Anforderungen Marktteilnehmer erfüllen müssen, um unter die Übergangsregelung nach § 64y KWG zu fallen, besprechen wir ausführlich in der heutigen Episode. Erlaubnis zur Erbringung des Kryptoverwahrgeschäfts Am 1.4.2020 veröffentlichte die BaFin erste Hinweise dazu, welche Anforderungen sie an die Beantragung einer Erlaubnis zur Erbringung des Kryptoverwahrgeschäfts stellt. In dem Hinweisschreiben betont die BaFin, dass die Hinweise weder abschließend noch vollständig sind. Ergänzend gelten vielmehr auch die weiteren Hinweise und Merkblätter der BaFin zur Beantragung einer Erlaubnis nach dem KWG, den Anforderungen an die Geschäftsleiter, die MaRisk, etc., und auch weitere gesetzliche Anforderungen wie z. B. die ZAGAnzV, die Inhaberkontrollverordnung, etc. Wie das alles einzuordnen ist, welche wichtigen Belange ein Antragssteller unbedingt beachten sollte, bevor er eine Erlaubnis beantragt, und mit welchen finanziellen Dispositionen ein Antragssteller bei der Beantragung einer Erlaubnis rechnen sollte, darüber sprechen wir ausführlich in PayTechTalk 50. Reinhören lohnt, bleibt gesund! Weiterführende Informationen und Links finden Sie auf PayTechLaw: https://paytechlaw.com/paytechtalk-50-kryptoverwahrgeschaeft-bafin-erlaubnis/

Charlie and Zealeus give you this week's show even though they are in two different places. It's just like the early days of the Thursday Night Hangout. They go over a series of different topics that have been submitted, and here's a few of the main ones - MomoCon is it postponed, canceled, still on? - GameStop views itself as essential, Really?  - GOG.com gives us free games to play - With the change in how we're having to do things are movie theaters doomed? - A light discussion on the next PlayStation and XBOX specs - Games that aren't suited for the "on the go" Switch play style - DAMN YOU GODADDY!! You can follow Altered Confusion Twitter: @alteredconfusio Facebook: Altered Confusion YouTube: AlteredConfusionLLC Instagram: @alteredconfusion Patreon: Altered Confusion

Follow-up on Caesars sports app;  Dealers aren't necessarily good teachers;  Pioneer Saloon;  Grandfathering lower limits;  Comps based on winning or losing;  Wizard of Odds Pai Gow Poker;  Macau trip report;  Phil Ivey sighting

Mike Melbinger, Partner with Winston and Strawn, discusses the general purpose of IRS Notice 2018-68, amendments to the definition of a publicly held corporation, details relative to who might be "covered employees" under the new regulations and guidance pertaining to the "grandfathering" rule under 162(m).Support the show (http://naspp.com/membership)

In this episode, Senator Andrew Bragg talks to Bryce Doherty at UBS Asset Management about ending grandfathering: the impacts on advisers and whether they could've done more to prepare.

We all love our customers — especially the ones who first bought our products and helped us build the foundation of our business. But “grandfathering,” the policy of keeping prices eternally low for those early adopters, may not be a sustainable long-term strategy. Your business has to grow, change, and evolve. Usually, that means prices […] The post MBA1356 Grandfathering Your Customers, Revisited appeared first on The $100 MBA.

Calombaris has done a Falou, Falou's sect is bonkers, Section 44, Iranian tanker swap, inequality, grandfathering, class distinctions and our thoughts on Indigenous issues for next week's special episode. 1:45 It's 50 Years Since the Moon Walk July 20, … https://www.ironfistvelvetglove.com.au/2019/07/episode-212-calombaris-grandfathering-and-forgotten-classes/ (Read more ›) The post https://www.ironfistvelvetglove.com.au/2019/07/episode-212-calombaris-grandfathering-and-forgotten-classes/ (Episode 212 – Calombaris, Grandfathering and Forgotten Classes) appeared first on https://www.ironfistvelvetglove.com.au (The Iron Fist and the Velvet Glove). Support this podcast

Welcome to Episode 90 of the Mobile Home Park Investors podcast, hosted by Jefferson Lilly and Brad Johnson, with the Park Street Partners. Jefferson attended for the very first time TEXCO18, which is their 2nd annual event. On the show, Jefferson does a quick highlight of the two-day event and some of the interesting things he learned while there. Key Takeaways: [1:35] Jefferson highly recommends going to trade shows. [2:15] This is the second year the TEXCO conference has been running, but this was the first time Jefferson attended. [3:35] The guys over at Sunstone MHC highlighted the importance of keeping your books separate. [6:00] You can buy real estate through your self-directed IRA. [7:10] There are actually seven different types of IRAs and all of them can be used to buy real estate. [9:15] On Wednesday, Jefferson learned about the process of lobbying the government when it comes to bad mobile home park policies. [12:10] Non-lawyers can now handle evictions. Before, it was illegal for a park owner to represent himself in court during an eviction. [13:25] The biggest pitfalls of both buyers and sellers. [21:00] Grandfathering mobile home parks is now being upheld for up to 5 times! [25:20] Would you buy a park in a 100-year flood zone? [26:15] Should you attend TEXCO next year?   Mentioned in This Episode: Park Street Partners Investment Opportunities Park Street Partners Business Resources LinkedIn: Mobile Home Park Investors Group Send deals to Deals@parkstreetpartners.com Sunstonemhc.net julie@sunstonemhc.com QuestIRA.com Anne Marie from QuestIRA on LinkedIn Newportpacific.com Northmarq.com  

Australia's young people have been unfairly targeted by policies that have loaded them up with uni debts, locked them out of housing market and crippled them on the 'flexible' job front, and any changes that might address this imbalance are 'grandfathered' in so that they don't affect anyone who is presently in a position of power, that's what our Chief Economist Richard Denniss argues in his essay for the June edition of The Monthly - called

Hosts Michael Sroka, Nick Houslander and Glen Updike inform and entertain in "Settle in on the Screen," a talk show about the world of competitive arcade and classic console gaming. Today's topics: Grandfathering of world records submissions and rules in the new era of TG. Also should a new version of MAME software be considered for submissions in the new era of TG? Joining us this week as guests are Doc Mack from the world famous Galloping Ghosts Arcade and Terry Burtlow as they discuss a upcoming event.

Hosts Michael Sroka, Nick Houslander and Glen Updike inform and entertain in "Settle in on the Screen," a talk show about the world of competitive arcade and classic console gaming. Today's topics: Grandfathering of world records submissions and rules in the new era of TG. Also should a new version of MAME software be considered for submissions in the new era of TG? Joining us this week as guests are Doc Mack from the world famous Galloping Ghosts Arcade and Terry Burtlow as they discuss a upcoming event.

Our next presentation of the “The MSP Show” on “Blog Talk Radio will be a very interesting one you won't want to miss.  Learn about creating rock-solid Partnership Agreements, including buying, selling and shotgun clauses, from Bryce Medd of The Wealthy Tortoise Financial Group.   You'll Learn About: Why you need an insurance advisor to read your shareholder agreements.Common errors and omissions in shareholder agreements.Transactions on a shareholder's death.Ownership of insurance.Valuation of shares.Disability and critical illness.Grandfathering. Join Bryce and MSP Marketing Expert Stuart Crawford for this 30-minute presentation so you can ensure your financial security. The Wealthy Tortoise Inc. was launched in Vernon BC Canada in 2004.  In the beginning, the company was operated under the traditional sale/transaction model.  In 2007 Bryce introduced values-based planning.  The new Wealthy Tortoise is focused on earning the title "Trusted Advisors" to the people who are part of our "Ideal Client" community. We see ourselves as part of the new generation of Financial Service Companies. Our adage: “People don't plan to fail...they fail to plan.” An old adage, for sure—but, as Trusted Advisors with decades of experience, we've seen it proven time and time again. Expanding on this truism, we would say "People who don't plan holistically, knowledgeably, thoroughly, intelligently and constantly ... predictably underachieve financially." For more information visit: www.wealthytortoise.ca

Our guest, Corky Kessler, is a Jobs Tax Specialist for Section 181 which gives donors full tax write offs for donations made to Films. This may be gone 12/31/13, however, there is a way to continue to receive this generous tax deduction. Corky explains how to Grandfather 181 for future years. To learn more about Corky visit his website http://www.dlec.com To learn more about Carole Dean and From the Heart Productions visit http://fromtheheartproductions.com/