Podcasts about Safe harbor

Send us a textIt's been a while since we last talked about cross-border data transfers, but that does not mean that all issues have resolved themselves. And while the focus may still largely be on the EU-US relations for data transfers, the core developments actually relate to the Global Cross-Border Privacy Rules. Therefore, on this week of Serious Privacy, Paul Breitbarth, Ralph O'Brien of Reinbo Consulting, and Dr. K Royal connect with Noël Luke, chief assurance officer at TrustArc. She joined TrustArc in 2015 and is responsible for overseeing and enhancing TrustArc's robust assurance programs, which include certifications under the Global and APEC cross-border privacy rules, as well as verifications under the respective Data Privacy Frameworks between the US and the EU, UK and Switzerland. If you have comments or questions, find us on LinkedIn and Instagram @seriousprivacy, and on BlueSky under @seriousprivacy.eu, @europaulb.seriousprivacy.eu, @heartofprivacy.bsky.app and @igrobrien.seriousprivacy.eu, and email podcast@seriousprivacy.eu. Rate and Review us! From Season 6, our episodes are edited by Fey O'Brien. Our intro and exit music is Channel Intro 24 by Sascha Ende, licensed under CC BY 4.0. with the voiceover by Tim Foley.

Konfidence in the Klutch's Deezus discusses The Chi's "Safe Harbor".  Don D shares his takeaways about season seven, episode three (705), from the opening to the final scene and the following season's predictions. Don P's love of “The Chi” allows him to break down the episode in a way only he can. This podcast was recorded at 6:30 p.m. CT on Friday, June 13th, 2025. What we know so far (2:00) Takeaways to know about Ep. 705 (3:30) Following episode predictions (26:20) Host: Donald Nelson Producer/Engineer: Donald Nelson Music by: Konfidence in the Klutch Productions Subscribe, Stream, or Download:

Jennifer Alvarado, is redefining what it means to be a country artist in today's music scene. With a sound that fuses the heartfelt storytelling of 90s country with the raw, unfiltered honesty of alternative rock, her music has been described as “Deana Carter meets Alanis Morissette.” But Jennifer isn't just another artist blending genres—she's a truth-teller, a fighter, and a voice for those who have ever felt out of place. Her songs are unflinchingly personal, yet universally relatable, tackling love, loss, trauma, and redemption with a fearless honesty that sets her apart.​Born and raised in Hickory, North Carolina, Alvarado's love for music was sparked at the age of four when her grandfather first placed a guitar in her hands. Growing up, she found her voice singing in church and school performances, but a devastating loss and relentless bullying in middle school silenced her for years. While others saw her talent, she struggled with crippling performance anxiety, choosing instead to write in secret. It wasn't until her mid-teens, when she picked up the guitar again and began leading worship, that she slowly reclaimed her confidence.​Alvarado's path to music wasn't a straight shot. Despite earning a music scholarship, she ultimately pursued a degree in Political Science and Family Ministries, preparing for a future in law and ministry. She worked as an Intellectual Property Paralegal, led worship at two churches, and taught guitar and ukulele on the side. But music never stopped calling. In 2020, facing a crossroads, she decided to take a chance — submitting her music to Indie Star Radio. The response was immediate and overwhelming, leading to her being named Country Artist of the Year in 2021. From that moment, there was no turning back.​Since then, Jennifer has become one of the most relentless independent artists in country music, performing over 200 shows a year across the country. She's played legendary venues like The Viper Room, intimate clubs on the California coast, and countless stages across NC, TN, GA, VA, SC, CT, KY, and TX. Her goal? To play all 50 states and bring her music to international audiences. While she's been told she's “not redneck enough” for country music and “too old” to chase a dream, she refuses to let the industry define her. Instead, she writes and sings on her own terms, creating music that resonates with those searching for something deeper than another whiskey-soaked party anthem.​Beyond the music, Jennifer is deeply passionate about using her platform to make a difference. She is actively involved in Celebrate Recovery, prison ministry, and organizations supporting women overcoming addiction and homelessness. She volunteers at the Asbury Resource Center, Safe Harbor, and Meals on Wheels and is helping launch Breaking the Darkness, a Christian music festival designed to reach those who may not feel welcomed in traditional church spaces.Jennifer Alvarado is more than a musician — she is a storyteller, an advocate, and proof that resilience and faith can carve out a space where none seemed to exist. She isn't chasing fame or fortune. She's chasing meaning, moments, and the chance to remind others that their voice, their dreams, and their stories matter.#jenniferalvarado #countrymusic #singer #songwriter #recordingartist #chrispomay #livewithcdptalkshow #barrycullenchevrolet https://beacons.ai/chrisdpomayhttps://www.jenniferalvarado.com/Want to create live streams like this? Check out StreamYard: https://streamyard.com/pal/d/54200596...https://www.paypal.com/paypalme/chrispomay https://www.cameo.com/chrispomay

In this episode, I discuss how underpayment penalties can sneak up on you. Many of our clients come to us unaware of these penalties, thinking that their W-2 withholdings or year-end tax payments are enough. But there's much more to it...---------✅ Financial planning for 30-50 year old entrepreneurs: ⁠https://www.allstreetwealth.com⁠⁠⁠✅ My personal blog & newsletter: ⁠https://www.thomaskopelman.com⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

Terry Mendez, the new CEO of Safe Harbor Financial, the newly appointed CEO of Safe Harbor Financial, emphasizing their experience in the cannabis industry and business transformation . We discussed Safe Harbor's success in processing over $25 billion in cannabis-related funds, their strategies for navigating industry challenges (including regulatory hurdles and taxation), and their vision for expanding into a multifaceted fintech company offering various services beyond banking.  Mendez highlighted several new initiatives, such as debt restructuring, new programs (employee banking, Safe Harbor Connects), and the development of a lending platform,  while emphasizing the company's NASDAQ listing and data-driven approach to addressing industry pain points. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Der Datentransfer zwischen der EU und den USA steht erneut auf wackeligen Beinen. Nachdem der Europäische Gerichtshof (EuGH) bereits die Vorgängerabkommen "Safe Harbor" und "Privacy Shield" gekippt hatte, droht nun auch dem aktuellen "Transatlantic Data Privacy Framework" (TADPF) ein jähes Ende. Im c't-Datenschutz-Podcast erläutern Holger und Joerg Heidrich zusammen mit Dr. Stefan Brink die komplexe Gemengelage. Brink war bis Ende 2022 Landesdatenschutzbeauftragter in Baden-Württemberg, leitet nun das Wissenschaftliche Institut für die Digitalisierung der Arbeitswelt (wida) und kennt die Problematik aus nächster Nähe. Das TADPF sollte den Datentransfer eigentlich endlich auf eine solide Basis stellen. US-Präsident Biden erließ dazu 2022 die Executive Order 14086, die den Zugriff von US-Geheimdiensten auf EU-Bürgerdaten einschränken und Beschwerdemöglichkeiten schaffen sollte. Doch die Umsetzung ist fragil. Brink erläutert, dass die Executive Order jederzeit von US-Präsident Donald Trump wieder einkassiert werden könnte. Zudem ist das vorgesehene Kontrollgremium PCLOB faktisch lahmgelegt, da ihm die Mitglieder fehlen. Die EU-Kommission versucht nach Beobachtung von Holger, die Probleme auszusitzen, doch im EU-Parlament wachse der Druck, den Angemessenheitsbeschluss aufzuheben. Auch sogenannte Standardvertragsklauseln als Alternative stehen auf tönernen Füßen, da der EuGH hohe Anforderungen an "Transfer Impact Assessments" stellt. US-Gesetze wie der CLOUD Act ermöglichen weiterhin den Zugriff auf Daten bei US-Anbietern. Für EU-Unternehmen ist es kaum leistbar, sich komplett von US-Diensten zu lösen, da eine digitale Souveränität Europas fehlt. Die Aufsichtsbehörden in Deutschland und Europa sitzen nach Brinks Schilderung zwischen den Stühlen: Sie wissen um die rechtlichen Mängel, schrecken aber vor harten Maßnahmen zurück – auch aus Furcht vor wirtschaftlichem Chaos. Stattdessen setzen sie auf Dialog und hoffen, dass Unternehmen zumindest Alternativen prüfen. Die Diskutanten sehen die Gefahr, dass der Datentransfer zum Spielball im Handelskonflikt zwischen den USA und der EU werden könnte. Am Ende bleibt die Erkenntnis: Der transatlantische Datenverkehr ist in schwere See geraten, und Unternehmen täten gut daran, sich nach Alternativen umzusehen.

Henrico officials upset after excess fluoride added to water at Richmond's treatment facility; Wittman constituents hold town hall without him; Wilder Middle School holds ceremony to unveil new portrait of school's namesake; Day 2 of Henrico Restaurant is today, to benefit Safe Harbor shelter; Henrico man dies after apparent robbery attempt.Support the show

Eggs-hausted after the long chocolate-filled weekend, co-hosts Neil, Damo, Grace and Adam mustered the energy to pod up and discuss the latest TV in a spoiler-free fashion, including big recommendation Just Act Normal on the BBC.Plus Berlin ER, Last One Laughing (UK and Ireland versions), The Last of Us, Love on the Spectrum, Mid Century Modern, Dr Who, Safe Harbor, Government Cheese, Stolen Girl, The Gardener, Good American Family, Years and Years, Black Mirror, High Potential, The Residence, Daredevil Born Again and This City is Ours.Find out who joins Brian Cops, Cold Casey Affleck and Jail Porter in our Cast of Us police procedural show and get the latest TV news delivered to your ears.Trailers discussed include:Andor season 2 - Disney+ 23rd Aprilhttps://www.youtube.com/watch?v=AE4wxt70aUMÉtoile - Prime Video 24th Aprilhttps://www.youtube.com/watch?v=7CNVhn5wA0YPoker Face season 2 -  8th May on Sky and NOW https://www.youtube.com/watch?v=mlrQBK8h2AE The Sandman: Season 2. - Netflix Volume 1 - July 3rd. Volume 2 - July 24th - https://www.youtube.com/watch?v=6Jaj66KmnwE And Just Like That season 3 - https://www.youtube.com/watch?v=5vUtx5fgmQIIf you would like to support the work of TV DNA, you can donate the price of a cup of coffee at www.ko-fi.com/tvdna We can't wait for you to hear our thoughts on the latest episodes and for you to give us yours too. You can find and follow us on all the socials @tvdnapodYou can also email us on tvdnapod@gmail.com And, you can now check out our YouTube channel - https://www.youtube.com/@TVDNA-t7uWe have recent specials on The Last Of Us, The White Lotus and Yellowjackets, our back catalogue includes Happy Valley, Peaky Blinders and Better Call Saul. Listen here https://open.spotify.com/show/7eh93AAcO5y1m5jdEcTqAk?si=7l1do-YcQNS-eQ1YMIdCHAWe're on Apple Podcasts, Spotify, Google Podcasts, Pocket Casts, Podcast Addict, Breaker and Radio Public so be sure to subscribe to the pod and please leave us a review. Thanks as always to JComp for our logo and Roman Senyk Music for our theme. Adam, Grace, Neil, Damian and Isabel

What happens when life throws you a curveball—loss, divorce, or the blending of families—and suddenly your finances feel just as uncertain as your emotions?On Wisdom and Wealth, financial expert and widow-turned-warrior Donna Kendrick guides you through the real-life challenges of navigating money during major life transitions. Whether you're reeling from grief, building a new family, or trying to regain your financial footing, Donna brings the knowledge and empathy you need to move forward with confidence. Each episode delivers honest conversations, actionable advice, and a compassionate roadmap to help you make wise decisions during unsteady times. With guests from the worlds of finance, mental health, and personal transformation, this show is your go-to resource for finding clarity, strength, and yes—even peace—in the middle of life's messiest seasons. Because when everything changes, your financial future doesn't have to fall apart. Donna Kendrick, CFP®, is a financial advisor, author, speaker, and podcast host who turned personal tragedy into purpose. After the sudden loss of her husband in 2013, Donna found herself a widow with three young children—and a thousand unanswered questions. She rebuilt her life step by step and discovered how crucial financial clarity was during times of transition. Determined to help others facing similar upheavals, Donna became a CERTIFIED FINANCIAL PLANNERTM and founded Sephton Financial, a firm dedicated to supporting families in transition, including widows, divorcees, and blended families. Her firm has received the OSJ award for annual growth in 2022 and 2023, a testament to her impact and leadership. Donna is the author of two powerful guides: the #1 Amazon Best Seller A Guide to Widowhood: Navigating the First Three Years and the upcoming A Guide for Blended Families: Merging Assets and Navigating Financial Challenges (October 2024). She also hosts the Wisdom and Wealth Podcast, where she brings heart, honesty, and practical insight to those navigating life-altering change. A passionate long-distance runner, Donna channels her energy into fundraising for causes like Safe Harbor, a grief counseling organization for children. In 2022, she remarried and now embraces life in Jenkintown, PA, with her husband Jim, their six kids, and a small zoo's worth of beloved pets.Websites: sephtonfinancial.com & DonnaJeanKendrick.com Facebook: @DonnaJeanKendrickPodcast: Wisdom and WealthEmail: donna@sephtonfinancial.comTelephone Numbers: 215-948-3945 or 484-895-8629Instagram: @DonnaJeanKendrickYouTube: @DonnaJeanKendrickTikTok: @DonnaJeanKendrickBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.

It's a full-on Q&A Friday as Don tackles listener questions on account consolidation, fund choices, proper bond allocation, and portfolio construction. From dissecting the merits of AVGE vs. DFAW vs. VT+AVUV, to helping federal employees estimate how much to save, and even clearing up confusion about average returns—this episode is a masterclass in real-world investing for every phase of life. Whether you're building your portfolio, nearing retirement, or just trying to clean up a financial mishmash, there's clarity here. Oh, and snark-free math explanations, too. 1:36 First caller: Accumulation phase advice—Fidelity vs. AVGE vs. Vanguard 3:15 Follow-up: Retirement accounts, target date funds, and cleaning up a messy portfolio 5:06 Safe Harbor 401k rules explained 5:53 Deep dive into 401k fund options—why some funds may not be ideal 7:43 Old TSP account—combine or leave it? 9:34 Caller: How to start adding bonds after years of 100% stocks 10:43 Two strategies for shifting into bonds slowly and smartly 11:42 Listener from Texas asks: How is average return actually calculated? 12:44 Why averages are simple math, not magic 14:13 Caller: TSP investor wants to grow $114k to $500k in 10 years—what it'll take 15:55 Fidelity Roth IRA options: AVGE vs. DFAW vs. VT + AVUV tilt 17:40 Pros and cons of each fund setup—risk, fees, and portfolio simplicity Learn more about your ad choices. Visit megaphone.fm/adchoices

Terry Mendez (@terrancemendez) is the CEO of Safe Harbor Financial. Terry plays a pivotal role in leading Safe Harbor, as the company helps shape the financial landscape for the cannabis industry.   We discuss some of the financial innovations that have lead to the cannabis industries growth and what financial strategies cannabis companies can use to grow!   You can find out more about Terry at https://shfinancial.org/ Join the FREE Facebook group for The Michael Brian Show at https://www.facebook.com/groups/themichaelbrianshow   Follow Mike on Facebook Instagram & Twitter

Today, I'm talking about the importance of estimated quarterly taxes if you're self-employed and how you can use the Safe Harbor rule, to help make an accurate tax estimate if your income is different this year from last year.    Join me in this episode to learn how you can avoid tax penalties and large tax bills by estimating your quarterly taxes as accurately as possible.    Also mentioned in today's episode:    What is the Safe Harbor Rule? 2:20 Paying your quarterly taxes based on current year income 9:10 The benefits of paying quarterly taxes 13:00   If you enjoyed this episode, please rate, review and share it!  Links:   On-demand class on Making Taxes Easier/Best Deal on my program, Money Bootcamp

Safe Harbor_CC Mar 2025 (2) by KGMI News/Talk 790

The distributed generation market is shifting rapidly as capital tightens, power prices rise, and smaller developers bump up against capital and market constraints. Independent power producers (IPPs) like Aspen Power are stepping in to bridge the gap—partnering with developers, securing financing, and scaling solar assets in key markets. But what does it take to succeed in today's distributed energy sector? And what does distributed energy mean in today's evolving market?Jorge Vargas, co-founder and CEO of Aspen Power, has spent over two decades in structured finance and solar project development, with past roles at Morgan Stanley, Bank of America, and Lennar Homes. Aspen Power emerged from his work at Energy Impact Partners, where he identified the need for a full-scale IPPs focused on distributed generation. Backed by private equity firm Carlyle, Aspen Power has grown rapidly, now managing over 250MW of assets. Jorge breaks down how they are reshaping distributed generation through innovative financing, project buybacks, repowering existing assets, and long-term investment in clean energy infrastructure. Expect to learn:Why smaller developers are struggling to access capital—and how Aspen is helpingThe four market segments driving distributed generation todayHow Aspen's buyback strategy is unlocking new value in older solar assetsThe role of Safe Harbor in securing ITC benefits amid policy uncertaintyThe biggest regulatory and financial challenges facing developers in 2025If you want to connect with today's guest, you'll find links to his contact info in the show notes on the blog at https://mysuncast.com/suncast-episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is proudly supported by Trina Solar.You can learn more about all the sponsors who help make this show free for you at www.mysuncast.com/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 730 other founder stories and startup advice at www.mysuncast.com.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling: https://www.linkedin.com/newsletters/valence-content-that-connects-7145928995363049472/You can connect with me, Nico Johnson, on:Twitter - https://www.twitter.com/nicomeoLinkedIn - https://www.linkedin.com/in/nickalus

Safe Harbor CC Mar 2025 (2) by KGMI News/Talk 790

Safe Harbor CC Mar 2025 (2) by KGMI News/Talk 790

Executive Director Elizabeth McNally and Board President Troy Skebo talk about the impact Safe Harbor has on the region.  It's often referred to as a place and a process that gives a voice and healing to children victims of child abuse.  safeharborva.org

Children’s and young-adult authors often explore the pain and loneliness of growing up. Padma Venkatraman does it in an elegantly told story that also explores immigration, environmental change, and the power of friends to make everything better. Venkatraman is an award-winning author who was born in Chennai, India. Before becoming a novelist, earned a Ph.D. in oceanography from The College of William and Mary. She conducted postdoctoral research in Environmental Engineering at Johns Hopkins University and later worked in Germany. She also served as head of Inwoods Small School, and taught oceanography and directed diversity efforts at the University of Rhode Island. Venkatraman is the author of five novels including “Climbing the Stairs,” “Island’s End,” “A Time to Dance,” and “The Bridge Home.” She has written several other books, including: “Double Stars: The Story of Caroline Herschel (Profiles in Science),” “Women Mathematicians (Profiles in Mathematics),” and the illustrated “Growing Gold,” “Born Behind Bars” and “Cleverest Thief.” Her latest book is “Safe Harbor,” was published this month. See omnystudio.com/listener for privacy information.

In this engaging conversation, Padma Venkatraman chats with Jennifer about her new novel in verse, Safe Harbor, exploring themes of belonging, empowerment, and mental health representation. They delve into Padma's personal reading journey, her experiences as a writer, and the significance of music and nature in her storytelling. The discussion also touches on Padma's future projects and the importance of diverse representation in children's literature. Show notes, including episode transcripts and information about connecting with this episode's guest, can be found here.  Chapters 00:00 Getting to Know Padma 05:07 Exploring Safe Harbor 11:48 Themes of Belonging and Empowerment 18:01 Mental Health Representation 23:58 The Role of Music and Nature 33:08 Looking Ahead: Future Projects

The Lord safely harbors us, and delivers us home!

The Lord safely harbors us, and delivers us home!

If you're looking for a heartwarming and thought-provoking middle-grade novel that explores themes of diversity, mental health, and environmental stewardship, you'll want to check out "Safe Harbor" by Padma Venkatraman. In this episode of the Reading with Your Kids podcast, host Jed Doherty sits down with Padma to dive into the inspiration and themes behind her latest book. Padma shares how her own experiences as a young Indian immigrant to the United States shaped her desire to create stories that reflect the diverse experiences of children. She explains the powerful metaphor of "stories as ships that sail the oceans of compassion," emphasizing the importance of books that can serve as mirrors, windows, and sliding glass doors for young readers. As Padma delves into the plot of "Safe Harbor," listeners learn about the book's multilayered themes, including immigration, divorce, bullying, and mental health. Padma's personal struggles with depression and her mission to portray strong characters with mental health challenges come through in her thoughtful insights. But it's not all heavy topics - Padma also shares the joyful and playful origins of "Safe Harbor," inspired by a chance encounter with a seal on the beach. The conversation explores how Padma's background in oceanography and her lifelong love of storytelling converge in this heartwarming tale of a young girl's journey to find her place in a new country. The episode also features an insightful discussion with author Jennifer Burns, whose book "Building Readers from Playground to Print" offers practical strategies for helping children transition from playful, imaginative learning to the more structured world of reading and writing. Jennifer shares valuable tips for parents and teachers, emphasizing the importance of understanding the learner's perspective and creating engaging, scaffolded experiences to foster a love of reading. Whether you're a parent, educator, or simply a lover of great middle-grade fiction, this episode is sure to leave you inspired to explore the depths of compassion and connection that Padma Venkatraman's writing has to offer. So grab a cup of tea, settle in, and get ready to set sail on an unforgettable literary adventure. Click here to visit our website – www.ReadingWithYourKids.com Follow Us On Social Media Facebook - https://www.facebook.com/readingwithyourkids Instagram - https://www.instagram.com/readingwithyourkids/ X - https://x.com/jedliemagic LinkedIn - https://www.linkedin.com/company/reading-with-your-kids-podcast/ Please consider leaving a review of this episode and the podcast on whatever app you are listening on, it really helps!  

Adam Zurn, Executive Director of Uncharted Lancaster offers kayak tours to see the petroglyphs at Safe Habor. The petroglyphs are so significant because they are probably one of the oldest artifacts in all the Susquehanna Valley. There used to be thousands of petroglyph sites in the Lower Susquehanna, but with the buildings of dams they have been submerged. “There's a series of about six rocks with like significant carvings on them. The two big standouts are little Indian rock and big Indian rock. This cluster of rocks represents one of the two largest concentrations of petroglyphs in the northeast United States, which is cool.” Little Indian Rock is said to have the best panel rock art east of Mississippi. Zurn says this rock is really unique as it is full with all sorts of carvings. “There are three serpent carvings on the rock, and so there is a single carving a serpent and it lines up with the solstice sunrise. And so, you can go out there on the first day of summer and the first day of winter and the sun will come up right where its tail is, it is pointing. And then at a slightly different angle are two squiggly lines, again, representing serpents and those two squiggly lines, the on the equinox or the first day of spring and the first day of fall, the sun rises directly between those two.” The rock tells a story about their natural environment. “They know where the sun is going to be on, you know, very specific days. And they're and they're marking these things on the rock. And so, for me, that's just one of the things that make little Indian rock so special. You can go out there and you can see, you know, that these carvings are somewhere between 800 and 1200 years old.”Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Send us a textWelcome to The “Center” – I'm your host Marsha Thrall. On today's episode of The “Center” we're joined by Dr. George Belitsos, current chair of the Board of Directors for the Iowa Network Against Human Trafficking and Slavery. Dr. George, as he is affectionately referred to by colleagues and friends, is the founder and Executive Director - Emeritus of Youth and Shelter Services (YSS) based in Ames, IA. It was Dr. George's experience with at-risk youth at YSS, including LGBTQIA+ youth who were often forced into situations of human trafficking, that led Dr. George to found the Iowa Network Against Human Trafficking and Slavery, a statewide organization that advocates for legislation that protects those victimized by human trafficking in all of its forms. Since its founding in 2005, INAHT has worked to have 20+ pieces of legislation passed in the state of Iowa, including legislation that increases the number of penalties a person convicted of trafficking can face if convicted under human trafficking charges, and Safe Harbor legislation which protects underage persons victimized by human trafficking.In his retirement, Dr. George lives with his husband Peter at Hobbit's Hill, a 25-acre farm dedicated to housing and raising rescue llamas, goats, and chickens. Welcome Dr. George Belitsos! "Sweet Times" is by All Bets Off, and is provided by Adobe Stock.

There are many things we can harbor in our souls, and some things the Lord is asking us to let sail by.

There are many things we can harbor in our souls, and some things the Lord is asking us to let sail by.

Send us a textAre you maximizing your tax savings while building your retirement plan, or leaving opportunities on the table?In this episode, Mike Jesowshek is joined by Matt Ruttenberg to discuss strategies for reducing your 2024 tax bill through retirement contributions and planning. They highlight key deadlines for individual and employer contributions, such as the April 15th cutoff for IRAs and the extended filing deadlines for employer contributions. They also delve into options like solo 401(k)s, safe harbor plans, and cash balance plans, emphasizing the importance of early planning and ongoing consultation to maximize tax savings and retirement benefits.[00:00 - 02:17] IntroductionMike welcomes Matt Ruttenberg back to the show as a trusted retirement expert.Discussion begins with how the new year presents opportunities to address past tax planning mistakes.[02:18 - 05:59] IRA ContributionsDeadlines for Roth and traditional IRAs are April 15th.Contributions are based on individual earned income, not business profits. Lesson: Plan IRA contributions early, as extensions don't apply.[06:00 - 10:14] Profit Sharing and Employer ContributionsEmployer contributions for profit sharing plans can be made until the extended filing deadline.Different strategies, such as "new comparability," can maximize owner benefits.[10:15 - 13:28] Solo 401(k)s and New RulesFirst-year solo 401(k) participants can contribute employee portions up to April 15th.This rule applies to sole proprietors and single-member LLCs, not S-corporations.[13:29 - 16:11] Safe Harbor and ComplianceSafe harbor plans help owners and highly compensated employees avoid compliance issues.A 4% non-elective contribution can be made post-deadline to improve compliance.[16:12 - 24:33] Advanced Plans: Cash Balance and Defined BenefitHigh-income businesses can use defined benefit plans for contributions up to $300,000.These plans require actuary involvement and multi-year commitments.[24:34 - 31:16] Key Takeaways and Planning for 2025Employer contributions can be made until the filing deadline, including extensions.2025 should focus on proactive tax planning to avoid last-minute issues.Direct Quote:"All 401(k) plans are not created equal; work with someone who knows the options available to you." - Matt RuttenbergBuild a custom 401(k) for your business by visiting https://lifeincrs.com/tax-savings-podcast/ ______Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin TaxElm: https://taxelm.com/-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/YouTube: www.TaxSavingsTV.com 

In the division between this world and eternity, we have a supernatural anchor to the love of Christ.

In the division between this world and eternity, we have a supernatural anchor to the love of Christ.

 Geetha's important story will be loved by middle grade readers with its relatable topics such as immigrating to a new and very different country (from India to the U.S.), bullying, friendship, music, the healing power of nature, and young people who strive to make an incredible difference in their community.  Transcript here

In this series, Beth Moore explores the idea of safety, and invites us to consider what it means to hide in God, instead of hiding from God.

In this series, Beth Moore explores the idea of safety, and invites us to consider what it means to hide in God, instead of hiding from God.

The holidays are the season of giving, and while we take a break this week, we're bringing back an episode with My Safe Harbor. My Safe Harbor is an organization that empowers women and mothers to be the best that they can be. They have learned that empowering women empowers communities. The organization host mother's clubs and enrichment classes that help give women back their dignity and hope. We hope that you enjoy hearing about My Safe Harbor today, and remember that this season is all about giving back. To learn more about My Safe Harbor, visit mysafeharbor.org    Super Mamás  IG: @_supermamas  Facebook: Super Mamás  Twitter: @_supermamas   Website: http://supermamas.com/    This is a Redd Rock Music Podcast  IG: @reddrockmusic  www.reddrockmusic.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Subscribe to the podcast We suffered through reading a bunch of stuff on the new IRS safe harbor rules only to realize that doesn't look like it affects us at all. Rev. Proc. 2024-28 Overview of Rev. Proc. 2024-28: What Digital Asset Users Need to Know - Aprio.com Learn about Bitcoin at a trickleBitcoinTrickle.com SponsorLiberty Mugs Keep in touch with us everywhere you areJoin our Telegram groupLike us on FacebookFollow us on Twitter: @libertymugs (Rollo), @Slappy_Jones_2Check us out on Patreon Learn everything you need to know about Bitcoin in just 10 hours10HoursofBitcoin.comPodcast version

Clinton Donnelly is the CEO of CryptoTaxAudit. He joined me to discuss the details of the IRS Crypto Safe Harbor Plan.Topics: - IRS Safe Harbor Plan - 1099 DA Form - Preparing for the 2025 Tax Season - Will Trump Remove Taxes from Crypto? - https://www.cryptotaxaudit.com/1099 Signup - https://www.cryptotaxaudit.com/guard-dog?afmc=thinkingcrypto Show Sponsor - ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/ 

A memorandum of law in support of a motion to dismiss a complaint is a legal document prepared by an attorney that outlines the legal arguments and authorities supporting the dismissal of a lawsuit.When a defendant files a motion to dismiss a complaint, they are essentially asking the court to throw out the case against them. The memorandum of law serves to explain to the court why the complaint should be dismissed based on legal principles, statutes, regulations, and relevant case law.Typically, a memorandum of law in support of a motion to dismiss will:Outline the Legal Standard: It will begin by stating the legal standard for dismissing a complaint in the jurisdiction where the case is being heard. This often involves citing relevant rules of civil procedure or case law.Present Legal Arguments: The memorandum will then present the specific legal arguments as to why the complaint fails to state a valid claim for relief. This might include arguments that the complaint lacks legal merit, fails to establish jurisdiction, or is barred by a statute of limitations.Cite Case Law and Precedent: The attorney will cite relevant case law and legal precedent to support their arguments. They may show how similar cases were dismissed by courts in the past under similar circumstances.Address Counterarguments: If there are potential counterarguments that the opposing party might raise, the memorandum may also address these and explain why they do not undermine the motion to dismiss.Conclusion: Finally, the memorandum will conclude by summarizing the key points and reiterating why the court should grant the motion to dismiss.A reply to a motion to dismiss a complaint is a legal document filed by the plaintiff (the party who filed the complaint) in response to the defendant's motion to dismiss. In this document, the plaintiff addresses the arguments made by the defendant in their motion to dismiss and presents counterarguments or additional evidence to support the validity of their complaint. The reply typically highlights legal authorities, precedents, and factual assertions to persuade the court to deny the defendant's motion to dismiss and allow the case to proceed. It's crucial for the plaintiff's reply to be well-researched, articulate, and legally sound to effectively counter the defendant's arguments.In this episode we hear from Tyrone Blackburn who is responding to the UMG corporate defendants motion to dismiss the claim filed against them and Diddy.(commerical at 7:02)to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Hello to you listening in Casablanca, Morocco!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Thoughts on Thursday and your host, Diane Wyzga.Recently, one of my global listeners wrote say “Thank You” for continuing to produce this podcast. I'm sharing this unexpected delight with you to say “Thank you!” from down here on the knees of my heart for our community going and growing around the world! This is what she wrote:“Thank You! for so consistently generating healing, illuminating, provocative, meaningful, and inspiring content. Thank You! for creating a global community of listeners who are encouraged to actively share hopeful, life-affirming stories, puzzling stories, difficult stories, all the while believing in the possibility of life going on with grace and humor despite these times of chaos and discord. Thank You! for your words and voice to soothe our souls, like a lighthouse that beckons us to safe harbor.”Practical Tip: Take a moment to share a Thank You! today with someone on your life who steadfastly listens, supports, encourages, delights, inspires and gives you very good reason to keep on going.You're always invited: “Come for the stories - stay for the magic!” Speaking of magic, would you subscribe and spread the word with a generous 5-star review and comment - it helps us all - and join us next time!Meanwhile, stop by my Quarter Moon Story Arts website to:✓ Check out Services I Offer✓ For a no-obligation conversation about your communication challenges, get in touch with me today✓ Stay current with Diane as “Wyzga on Words” on Substack, LinkedIn, and now on Pandora RadioStories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicAll content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. 

SAfe HArbor CC Dec 21st 2024 by KGMI News/Talk 790

“For the only safe harbor in this life's tossing, troubled sea is to refuse to be bothered about what the future will bring and to stand ready and confident, squaring the breast to take without skulking or flinching whatever fortune hurls at us.” – Seneca   In This Episode, We Get Stoic About:   Life's events are beyond our control. And when the storm rages in our daily lives, there is no Coast Guard cutter coming to save us. So, it is on us to develop the mental fortitude to confront whatever challenges arise from the deep with resilience and courage, accepting the twists and turns of fortune without complaint or bitterness.   We talk about the only safe harbor on today's podcast.    Resources + Links:   Connect with Kristofor on Instagram | @team_healey Subscribe to The Stoic Responder on Substack | https://thestoicresponder.substack.com Subscribe to The Stoic Responder on YouTube | The Stoic Responder Buy your copy of In Valor: 365 Stoic Meditations for First Responders, here! Book Kristofor for a speaking event, here!   Sponsor Discounts:    Friend of the show Dan Hickman (@danieljasonhickman on Instagram) hosts the Competitive Edge Podcast and is a father, entrepreneur and hybrid athlete. As a MyZone Ambassador, Dan is offering The Stoic Responder Podcast listeners $60 off of a MyZone heart rate monitor using discount code TMZUS001-51445-60. If you aren't using a heart rate monitor to train, you're missing out on critical data. Through accurate heart rate tracking and real-time feedback, all effort counts.   Until Next Time…out of role! 

This week, Matthew Shifrin, CEO and owner of Pioneer Interests, joins the Cannabis Equipment News podcast to discuss how he built one of the largest cannabis businesses in Colorado, and his plans to double down in the state.Please make sure to like, subscribe and share the podcast. You could also help us out by giving the podcast a positive review. Finally, to email the podcast or suggest a potential guest, you can reach David Mantey at David@cannabisequipmentnews.com.

With the nomination of the pro-crypto Paul Atkins to be the next SEC chair, the crypto industry is potentially facing a 180 from the agency. As co-chair of The Digital Chamber's Token Alliance initiative and a board member of Securitize, Atkins is not only pro-crypto, but also against the type of “regulation by enforcement” strategy of current Chair Gary Gensler.  In this episode, Cody Carbone, president at The Digital Chamber, explains why Atkins is likely to start reassessment of the agency's lawsuits against crypto firms, why Trump might break with protocol to fill one of the commissioner seats that would typically be filled by a Democrat, and who he thinks might make for a good “crypto czar.”  Show highlights: Why Cody that Atkins leading the SEC would be a massive transformational shift  What can be expected from Atkins given his prior experience What crypto cases might be dropped under his leadership Whether Atkins could provide rulemaking before Congress passes legislation Cody's hard criticism of Gary Gensler's modus operandi Why Cody thinks Trump could surprise people when it comes to replacing Democratic Cmr. Jaime Lizárraga How long it could take for Congress to confirm Atkins Why Cody believes that Atkins will support Hester Peirce's Safe Harbor proposal Whether the CFTC will be the primary regulator of the crypto industry in a Trump administration Whether the U.S. will have a crypto czar and who it could be What crypto legislation Cody thinks is likely to be passed in 2025 Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com Thank you to our sponsors! Polkadot iYield Guest Cody Carbone, President at The Digital Chamber Links Trump's Office Picks:  Unchained:  Trump Taps Paul Atkins for Next SEC Chair, Making Good on His Crypto Promises Democratic SEC Commissioner Is Stepping Down, but That Doesn't Mean Trump Will Get 2 Outright Picks  Trump Taps Hedge Fund Manager Scott Bessent to Be Treasury Secretary Trump's Plans for a ‘Crypto Czar' and a Crypto Advisory Council: Here's What We Know  A Degen Administration? Why the Crypto Czar May Be Allowed to Own Tokens Tracking Trump's Cabinet and Staff Nominations  Congressional Results John Reed Stark's tweet:“current SEC Chair Gary Gensler is quietly working behind the scenes to lead the SEC from the grave” Buckley LLP Infobytes Blog: SEC commissioner proposes cryptocurrency safe harbor Fox Business: Perianne Boring among contenders to lead agency involved with crypto in Trump admin Timestamps: 00:00 Intro 02:19 Why Cody believes Atkins would be a transformational SEC chair 03:13 Insights from Atkins' past experience and what it means for crypto 07:19 SEC/crypto cases likely to be dropped under Atkins' leadership 14:31 Potential for SEC rulemaking before Congress passes legislation 18:19 Cody's critique of Gary Gensler's regulatory approach 21:13 Why Trump might break with protocol to replace Democratic commissioner Jaime Lizárraga 23:27 Expected timeline for Congress to confirm Atkins 26:52 Support for Cmr. Hester Peirce's Safe Harbor proposal 28:18 An expanded role for the CFTC in crypto regulation? 31:37 Speculation on the potential for a U.S. crypto czar 35:03 Key crypto legislation to watch for in 2025 38:24 Crypto News Recap Learn more about your ad choices. Visit megaphone.fm/adchoices

Frank starts the third hour with denunciations for the week. He then talks about his crazy evening schedule. He finishes with the hour with the Conspiracy of the Day on if FDR knew of the planned attack on Pearl Harbor before it happened. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode TJ Montreal´s Quill Driver calls in to talk about the newly set up "SAFE TJ" movement, and explains why Turbojugend is offering a Safe Harbor for Sailorettes and Sailors in situations when harassment and uneasy moments are deve...

On this episode TJ Montreal´s Quill Driver calls in to talk about the newly set up "SAFE TJ" movement, and explains why Turbojugend is offering a Safe Harbor for Sailorettes and Sailors in situations when harassment and uneasy moments are developing. TJ Radio also discusses why and how situations seem to get out of hand at times and why TJ SAFE is offering a solution where local presidents and Jugends don´t seem to get a hand on a situation.

"AI, I think, is scary but it's good. AI is definitely here to stay. So I think from a practitioner standpoint, it's just good to dive in and learn to navigate it." ~ Nicholas Lodge on the impact of AI. About the Show:The H.I.T. Podcast (Powered by Montage Insurance Solutions): A thought leader in the space, curating the top news and information to deliver a brief, high impact overview designed specifically for the Human Resources professional, business person, and company executive.Find out more here: www.hitpodcast.com

What is Bank Secrecy, and why are cash-heavy businesses like cannabis dispensaries, casinos, and laundromats treated the same?Did regulators understand that they forced cannabis businesses were once forced into "criminal" banking practices?Banking is available to the cannabis industry, but what are the differences?We discuss the complexities of navigating federal and state regulations, the impact of the SAFE(R) Banking Act, and the differences between state-chartered and federally-chartered banks in handling cannabis-related transactions. Sundie also discusses the challenges of credit card processing for cannabis businesses and the emerging issues around hemp derivatives. Get a firsthand look at the strategies behind vetting and managing risky clients and what the future holds as the cannabis industry matures and evolves. If you're interested in the intersection of finance, regulation, and cannabis, this episode is packed with valuable insights and industry expertise. Perfect for cannabis entrepreneurs, banking professionals, and anyone interested in understanding the rapidly changing landscape of cannabis finance.We sit down with Sundie Seefried to discuss the following:Explaining Bank SecrecyDifferences in Banking Hemp vs. CannabisVisa/MasterCard:  What is needed?And so much more Topics and Timestamps Sundie's background and how she got into the cannabis banking space (00:00:46 - 00:01:49)The challenges of banking cannabis businesses and the "criminal" practices they were forced into prior to Safe Harbor (00:01:49 - 00:03:55)Navigating regulations and relationships with state/federal regulators to establish a compliant cannabis banking program (00:03:55 - 00:07:07)Differences between state-chartered and federally-chartered banking institutions when it comes to cannabis (00:07:07 - 00:08:01)The impact of the SAFE Banking Act and the limitations it may have (00:08:32 - 00:10:05)Challenges with credit card processing and merchant services for cannabis businesses (00:10:16 - 00:11:33)Guest Linkshttps://shfinancial.org/https://www.linkedin.com/in/sundie-seefried-748194130/https://www.linkedin.com/company/safeharbor-financial/About Sundie Seefried:Safe Harbor Financial is the brainchild of Sundie Seefried. A 35-year veteran of the credit union industry, in 2014, she saw that CRBs needed financial services and that Colorado communities would be safer if the new industry had access to banking solutions.A 39-year credit union industry veteran, Seefried was the former CEO of Partner Colorado Credit Union (PCCU). Established in 2015 by PCCU, Safe Harbor was formed to provide an unmet need – compliant banking and financial services to the rapidly growing U.S. cannabis industry. Seefried designed a full scope Cannabis Banking Program for PCCU known as the Safe Harbor program, which has withstood the scrutiny of 16 federal and state exams to date. Now in its 8th year, Safe Harbor has grown to nearly 600 accounts spanning 20 states, and processed over $12 billion in cannabis-related transactions.Seefried regularly provides cannabis banking education and expertise to legislators, regulators, attorneys generals, state officials, and financial institutions. She is on a mission to normalize banking for the cannabis industry, while assisting law enforcement and federal agencies to be more effective at combating illicit activities and protecting the financial system.To share her knowledge, Seefried authored the book ‘Navigating Safe Harbor – Cannabis Banking in Uncertain Times' in 2016, as well as contributed a chapter on cannabis banking in the university textbook ‘The Politics of Marijuana: A New Paradigm' by Timothy McGettigan.Follow us: Our Links.At Eighth Revolution (8th Rev), we provide services from capital to cannabinoid and everything in between in the cannabinoid industry.8th Revolution Cannabinoid Playbook is an Industry-leading report covering the entire cannabis supply chain The Dime is a top 5% most shared  global podcast The Dime is a top 50 Cannabis Podcast Sign up for our playbook here:

A special episode of the Broadway Drumming 101 podcast is on the way, featuring Andrés Forero and a talented lineup of subs currently playing in Hamilton.I chatted with Andrés, Alex Giosa, Juan Felipe Mayorga, Dena Tauriello, and Ryan McCausland about the behind-the-scenes experience and challenges of being a sub on such a challenging show. In this clip, Alex shares a great story about the show.This episode is a must-listen, so don't miss out!Andrés Forero is a highly acclaimed drummer and percussionist recognized for his outstanding talent and versatility in the music industry. Forero has established himself as a prominent figure in the world of drumming and Broadway performances with a string of prestigious awards to his name, including TONY, GRAMMY, and EMMY accolades.Known for his exceptional skills as a "Crossover" Drummer/Percussionist, Forero has made significant contributions to some of the most successful Broadway productions. He notably played drums in the groundbreaking musicals 'Hamilton,' 'In the Heights,' and 'Bring It On!' His rhythmic prowess and ability to blend different musical genres have garnered widespread acclaim.In May 2016, Forero was featured on the cover of Modern Drummer magazine, highlighting his remarkable talent and contributions to the music industry. He has also collaborated with renowned artists and bands, such as U2, featuring on their album 'Songs of Surrender,' and Phish, playing on all tracks of their 2016 release 'Big Boat.'Forero is not only dedicated to his craft but also to using his musical talent for charitable endeavors. He has provided music for Rochester's fashion week to benefit the Center for Youth and Parkeigh's Safe Harbor program, showcasing his commitment to making a positive impact through his music.In February 2017, Forero was the guest drummer on NBC's Late Night with Seth Meyers for an entire week, further solidifying his reputation as a highly sought-after musician. He has also conducted drum clinics at high schools and music stores, where he shares his knowledge and passion for music, specifically enlightening students and fellow musicians about the demands and intricacies of being a Broadway performer and touring musician.Forero is set to debut his upcoming documentary titled "A Day in the Life of a Pit Musician," which will offer a glimpse into the lives of Broadway musicians, highlighting the dedication and skills required.Andres proudly endorses Sonor Drums, Remo Drum Heads, Zildjian Cymbals, Vic Firth drumsticks, LP Percussion, Cymbolt, Cympad, Big Fat Snare Drums, Earthworks microphones, Randy May Systems, Lowboy beater, A&F custom snare drum, Yamaha electronics, and TAMA hardware.Clayton Craddock founded Broadway Drumming 101, a comprehensive online platform that provides specialized mentorship and a meticulously curated collection of resources.Clayton's Broadway and Off-Broadway credits include tick, tick...BOOM!, Altar Boyz, Memphis The Musical, Lady Day At Emerson's Bar and Grill, and Ain't Too Proud - The Life And Times Of The Temptations, Cats: The Jellicle Ball and The Hippest Trip: The Soul Train Musical. He has subbed for shows like Motown, Evita, Cats, Avenue Q, The Color Purple, Rent, Spongebob Squarepants - The Musical, Hadestown (tour), and many more. Clayton has appeared on The View, Good Morning America, Jimmy Fallon, The Today Show, and the TONY Awards and performed with legends like The Stylistics, The Delfonics, Mario Cantone, Laura Benanti, Kristin Chenoweth, Kerry Butler, Christian Boyle, Norm Lewis, Denise Williams, Chuck Berry, and Ben E. King.Clayton is a proud endorser of Ahead Drum Cases, Paiste Cymbals, Innovative Percussion drumsticks, and Empire Ears.For more about Clayton Craddock, click here: www.claytoncraddock.comCONNECT WITH ME ON MEETHOOK Get full access to Broadway Drumming 101 at broadwaydrumming101.substack.com/subscribe

In this episode I chat with Tanya Hackney, who is a liveaboard sailor, homeschool mom of five, wife of 27 years, and award-winning author. She's lived aboard, traveled, and written for the Take Two Sailing blog for the last fifteen years and published a memoir, Leaving the Safe Harbor: the Risks and Rewards of Raising a Family on a Boat, in 2021. She has a great love of the simple life: slow food, clean living, family adventure, fresh air, and sunshine. Connect with Tanya: www.taketwosailing.com , https://ingeniumbooks.com/LTSH , https://www.facebook.com/tanya.hackney.71 , https://www.facebook.com/TakeTwoSailing/ , https://www.instagram.com/taketwosailing/ , https://www.pinterest.com/tanyataketwo/ Save 10% off Toups & Co Organics makeup and skincare with CODE: BREADTHERAPY10 at checkout! www.toupsandco.com/mirandalee Connect with me: Recipes, holistic living, healthy swaps & more, visit www.breadtherapymama.com Join my newsletter: https://mailchi.mp/e22a7bc97214/newsletter-sign-up  Sourdough Starter Kits: https://www.etsy.com/shop/BreadTherapyMama