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In the 34th episode of the League Podcast, Benoy Thanjan and David Magid break down the most important trends shaping the renewable energy market today. In just five minutes, we cover the biggest opportunities and risks facing developers, investors, and innovators in solar, storage, and beyond. Key Takeaways Data Centers Driving Demand – Over 9.4 GW of interconnection applications in New Jersey's PSEG market in the last 12 months, led by data centers and advanced manufacturing. Community Solar Boom – New Jersey targets 3 GW by 2029, opening opportunities for rooftop developers; Illinois, Maryland, and New York projects can now pencil without the ITC if interconnection and lease terms align. Hybrid Power Solutions – A 944 MW behind-the-meter natural gas + battery storage plant in Pennsylvania highlights the shift toward hybrid generation and reliability models. Solar + Storage vs. Gas – New Jefferies analysis shows solar + storage is now cheaper than natural gas on a levelized cost basis. Safe Harbor Updates – New rules replace the 5% test with “beginning of construction” standards for projects above 1.5 MW AC, requiring four-year continuity and physical work tests. Capacity Growth Outlook – EIA forecasts 64 GW of solar and 18 GW of storage additions in 2025, making solar nearly half of all new U.S. capacity. Why It Matters David highlights how developers can prepare for interconnection competition, leverage new community solar programs, and navigate shifting tax credit rules. I share insights on the new safe harboring provisions and what they mean for financing and project timelines. Together, we paint a picture of a rapidly scaling clean energy sector where solar is poised to supply 50–60% of U.S. electricity within two decades. Host Bio: David Magid David Magid is a seasoned renewable energy executive with deep expertise in solar development, financing, and operations. He has worked across the clean energy value chain, leading teams that deliver distributed generation and community solar projects. David is widely recognized for his strategic insights on interconnection, market economics, and policy trends shaping the U.S. solar industry. Connect with David on LinkedIn: https://www.linkedin.com/in/davidmagid/ Host Bio: Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MWs of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MWs of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Connect with Benoy on LinkedIn: https://www.linkedin.com/in/benoythanjan/ Learn more: https://reneuenergy.com Action Items for Developers & Investors Move quickly to secure rooftop leases under NJ's 3 GW community solar target. Explore Illinois, Maryland, and New York for non-ITC community solar opportunities. Consult legal experts on safe harbor compliance. Track solar + storage cost trends versus gas for future investment decisions. If you enjoyed this episode, please subscribe, share, and leave us a 5-star rating — it helps us bring you more cutting-edge clean energy insights.
Questions? Thoughts? Send a Text to The Optometry Money Podcast!Episode Summary: As your practice grows and profits increase, one of the most powerful tax and retirement planning tools available to optometry practice owners is profit sharing within your 401(k) plan. But what exactly is profit sharing, and how can you optimize it for both you and your employees?In this episode, Evon welcomes back Matt Ruttenberg of Life Inc. Retirement Services to break down everything optometrists need to know about profit sharing contributions. They discuss how profit sharing works, the different methods of calculating contributions, and how practice owners can use this strategy to maximize retirement savings while managing taxes.Whether you're new to 401(k) plans or you're ready to level up your retirement savings strategy, this conversation will give you clarity on how to align your plan design with your goals.What You'll Learn in This Episode:What profit sharing in a 401(k) plan actually is and why it matters for practice ownersThe “three-tier wedding cake” framework of retirement plan contributionsDifferent methods of profit sharing:Pro Rata (the simple but costly method)New Comparability (targeted, strategic contributions that benefit owners most)How factors like employee demographics, age, and owner wages impact profit sharing efficiencyWhy your Safe Harbor match choice (match vs. non-elective) matters when layering on profit sharingHow profit sharing integrates with cash balance plans to supercharge retirement savingsKey deadlines practice owners need to keep in mind before year-endResources & Links:Learn more about Matt Ruttenberg and his team: 401k.expertThe Optometry Money Podcast Ep 111: 2024 Mid-Year Retirement Plan Updates and Deadlines Practice Owners Need to Know with Matt RuttenbergThe Optometry Money Podcast Ep 64: How to Invest Six Digits A Year Into Your Practice Retirement Plans with Matt RuttenbergThe Optometry Money Podcast Ep 63: Choosing A Retirement Plan for Your Optometry Practice with Matt RuttenbergWork With Us: Thinking about working with a financial planning firm that specializes in optometry? At Optometry Wealth Advisors, we help ODs nationwide align their practice and personal finances for growth, tax efficiency, and long-term wealth.
This podcast series is aimed at educating healthcare services and insurance companies about HIPAA compliance in the context of development and test data. Each episode focuses on key aspects of compliance, addressing technical, legal, and ethical challenges.
This week on TV Gold, mystery dramas set in London, Rotterdam and Philadelphia. Your hosts Andrew Mercado and James Manning review:The Girlfriend (Prime, 6 episodes)Task (HBO Max, 7 episodes)Safe Harbor (SBS On Demand, 8 episodes) • The Girlfriend (Prime, 6 episodes)Based on Michelle Frances' novel of the same name, The Girlfriend follows Laura (Robin Wright), a woman who seemingly has it all: a glittering career, a loving husband, and her precious son, Daniel. Her perfect life begins to unravel when Daniel brings home Cherry (Olivia Cooke), a girlfriend who changes everything. After a tense introduction, Laura becomes convinced Cherry is hiding something. Is she a manipulative social climber, or is Laura just paranoid? The truth is a matter of perspective. Andrew called this “trash” and James objected! • Task (HBO Max, 7 episodes)Set in the working class suburbs of Philadelphia, an FBI agent (Mark Ruffalo) heads a Task Force to put an end to a string of violent robberies led by an unsuspecting family man (Tom Pelphrey). From the creator of Mare of Easton, Brad Ingelsby. • Safe Harbor (SBS On Demand, 8 episodes)Starring Jack Gleeson (Joffrey Baratheon in Game of Thrones), Charlie Murphy (Happy Valley), Alfie Allen (Theon Greyjoy in Game of Thrones) and Martijn Lakemeier, the crime drama is based around an Irish mob that are looking to make the most of Rotterdam’s drug-trafficking friendly port.See omnystudio.com/listener for privacy information.
Episode Summary: In this episode, host Benoy Thanjan sits down with Dorian Hunt, Partner and Head of Renewables at Leo Berwick, to unpack the new safe harbor rules, the impacts of the Big Beautiful Bill, and what's coming next in tax and policy guidance for renewable energy. Dorian also dives into repowering projects, economic obsolescence, co-location strategies, bonus depreciation, and solar industry trends. Dorian offers practical advice for developers and investors navigating today's fast-changing environment. Biographies Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy, solar developer and consulting firm, and a strategic advisor to multiple cleantech startups. Over his career, Benoy has developed over 100 MW of solar projects across the U.S., helped launch the first residential solar tax equity funds at Tesla, and brokered $45 million in Renewable Energy Credits (“REC”) transactions. Prior to founding Reneu Energy, Benoy was the Environmental Commodities Trader in Tesla's Project Finance Group, where he managed one of the largest environmental commodities portfolios. He originated REC trades and co-developed a monetization and hedging strategy with senior leadership to enter the East Coast market. As Vice President at Vanguard Energy Partners, Benoy crafted project finance solutions for commercial-scale solar portfolios. His role at Ridgewood Renewable Power, a private equity fund with 125 MW of U.S. renewable assets, involved evaluating investment opportunities and maximizing returns. He also played a key role in the sale of the firm's renewable portfolio. Earlier in his career, Benoy worked in Energy Structured Finance at Deloitte & Touche and Financial Advisory Services at Ernst & Young, following an internship on the trading floor at D.E. Shaw & Co., a multi billion dollar hedge fund. Benoy holds an MBA in Finance from Rutgers University and a BS in Finance and Economics from NYU Stern, where he was an Alumni Scholar. Dorain Hunt Dorian leads Leo Berwick's Energy & Renewables tax practice. Dorian has 20 years of experience in tax credit monetization, with clients including renewable energy project developers, tax equity investors, project lenders, insurers and syndicators. Prior to joining Leo Berwick, he was a leader in the Power and Utilities and Energy Transition practices of a Big 4 firm, where he focused on providing tax consulting services with respect to tax credit-driven project finance across, with a focus on renewable energy. Dorian is a thought leader in the tax credit space and has authored articles on topics including the potential implications for “direct pay” of renewable energy tax incentives and on the impact of the Tax Cuts and Jobs Act on the US renewable energy industry. He has also presented on these and other similar topics for organizations such as IPED, NARUC, and the Boston Bar Association. Dorian has experience with myriad energy incentive programs including Treasury 1603 grants, 48C advanced energy manufacturing studies, and the rapidly-developing field of 45Q carbon capture credits. Stay Connected: Benoy Thanjan Email: info@reneuenergy.com LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Dorian Hunt Linkedin: https://www.linkedin.com/in/dorian-hunt/ Website: https://www.leoberwick.com/ Newsletter: https://www.linkedin.com/newsletters/energy-transition-insider-7197296760090750976/
A Labor Day meet-cute on Nantucket develops into a dreamy whirlwind romance, and then, just as quickly, a nightmare.McDonald, Brian. Safe Harbor. Macmillan, 2007.“23 Knife Wounds in Nantucket Murder.” ABC News, 12 June 2007, https://abcnews.go.com/TheLaw/story?id=3269194&page=1.Dateline NBC. 1992.“Elizabeth Anne ‘Beth' Lochtefeld (1960-2004) - Find a Grave Memorial.” Find a Grave - Millions of Cemetery Records, https://www.findagrave.com/memorial/157732306/elizabeth_anne-lochtefeld. Accessed 28 July 2025.“Murder in Nantucket.” NBC News, 1 Jan. 2005, https://www.nbcnews.com/id/wbna6769786.“Nantucket Current | Toolan Murder Conviction Upheld By State Supreme….” Nantucket Current, https://nantucketcurrent.com/news/toolan-murder-conviction-upheld-by-supreme-judicial-court. Accessed 28 July 2025.Boston Globe, 21 June 2013.Daily Hampshire Gazette, 24 Aug. 2011.This Week's Episode Brought to You By:Superpower - Go to Superpower.com and use code Lovemurder to get $50 Off your annual Superpower subscription. Live up to your 100-Year potential.Shopify - $1 per month trial - http://shopify.com/lovemurderCure - 20% off your first order - https://www.curehydration.com/lovemurderSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
We're shining a spotlight on Carlos Johnson, founder of Safe Harbor, an organization committed to creating safety, stability, and opportunity for individuals and families in need. Safe Harbor isn't just a business—it's a movement to protect, empower, and provide resources that help people rebuild their lives and thrive. In this conversation, Carlos opens up about the story behind Safe Harbor, the challenges of building a mission-driven business, and the impact his work has on the community. He shares lessons on leadership, resilience, and service, offering inspiration for entrepreneurs, changemakers, and anyone seeking to combine passion with purpose. ✨ Whether you're interested in community impact, entrepreneurship, or the power of business as a force for good, this episode will leave you with insights and motivation to take action in your own journey.
In this episode of the Clean Power Hour, Tim Montague and John Weaver unpack the latest developments shaping the clean energy landscape. From federal treasury guidance on safe harbor rules to Africa's record solar imports, Indonesia's massive microgrid project, EV tax credit updates, prefab solar carports, and lessons learned from hurricane-tested solar arrays, the conversation explores how solar, wind, and storage are transforming global energy markets.Episode Highlights New federal treasury guidance on safe harbor shifts rules for large-scale projects, moving from a 5% spend requirement to continuous construction (PV Magazine).Installers must diversify, with batteries, EV infrastructure, and heat pumps becoming essential parts of the business model.EV buyers can lock in the $7,500 tax credit through 2026 with a down payment and contract today (IRS).Africa set a record with 1.6 GW of Chinese solar panel imports in May 2024, with countries like Chad leapfrogging traditional infrastructure (Wired Magazine).Indonesia is launching one of the world's largest distributed energy projects, targeting 80,000 villages with 1 MW solar and 4 MWh battery microgrids. (PV Magazine)A 250 kW prefab solar carport was installed overnight in Australia, demonstrating 3x faster productivity than traditional methods (PV Magazine Australia)US developers report that nearly half of new electric generating capacity this year comes from solar, with record installations nearing 70 GW (US EIA).Hurricane-tested solar arrays show that through-bolting and stronger module frames are key to survival in high-wind regions (PV Magazine, RMI report). Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com
In this episode, we bring back one of our favorite guests – and we're not just saying that because he's our boss. On his last visit you got to learn the history and career path that made Sheriff Bob Gualtieri the sheriff he is today. Now we talk more about some of the issues that are near and dear to the hearts of Pinellas County residents, and issues that have far-reaching implications across our country. When Sheriff Gualtieri sees a problem, he fixes it. That's why we have innovative, first of their kind programs like Safe Harbor, which diverts homeless people from jail to a safe shelter, or diversion programs to give young people or first-time minor offenders a second chance. He created the HOME Task Force to monitor the worst young offenders, and made a robust Threat Management Unit to identify problems at their earliest stage and nip them in the bud. You know that school safety is his top priority, and in addition to prevention, rapid response, and thorough investigation, he has added an innovative and much-needed component: family reunification. Find out why major crimes in Pinellas County are at historically low levels, how he'll keep you safer during the next hurricane, and why he's a hard man to categorize.Email us your questions and suggestions at lets56@pcsonet.comFollow PCSO: Facebook | Instagram | Twitter | YouTubeFollow 56: InstagramPCSO Website
In this episode of Yachting USA, host Rick Thomas is joined by Cristina Pierson, a trial attorney at Kelley/Uustal, to discuss a potential class action lawsuit against Safe Harbor Marinas. The episode covers the expansion of Safe Harbor Marinas and their market practices, delving into concerns surrounding market consolidation within the yachting industry. Cristina provides an overview of the lawsuit, exploring how it could affect yachting professionals and enthusiasts alike. The conversation addresses issues such as unexpected surcharges and deceptive business practices faced by vessel owners, and how class action lawsuits serve as powerful tools for consumer protection and industry-wide reform. TOPICS COVERED: - The role of Safe Harbor Marinas and their market impact - Deceptive practices and unexpected surcharges in the industry - How class action lawsuits protect consumers - The legal framework of class action lawsuits - Understanding consumer rights within the maritime industry - Legal theories behind the Safe Harbor case - Implications for market consolidation in yachting - How the case could bring about legal changes in the industry GUEST: Cristina Pierson Trial Attorney, Kelley/Uustal LinkedIn: https://www.linkedin.com/in/cristina-pierson-4679a041/ Website: kelleyuustal.com HOST: Rick Thomas Email: rick@rt-yd.com LinkedIn: https://www.linkedin.com/in/rick-thomas-51909821/ Subscribe for more expert interviews from inside the yachting industry. Also available on all major podcast platforms – search "Yachting Channel" #SafeHarborMarinas #ClassActionLawsuit #YachtingIndustry #ConsumerProtection #LegalReform #MaritimeLaw #YachtingUSA #MarketConsolidation #ConsumerRights #YachtOwnerIssues
Send us a textRetirement expert Matt Ruttenberg walks through 5 real-world business scenarios and how to choose the smartest retirement plan for each. Whether you're flying solo or managing a growing team, this episode breaks down IRA, SEP, SIMPLE, 401(k), and advanced options in a simple way… Plus, how to take advantage of powerful tax credits.
Is This The Reality Check We All Needed?Layoffs. Shrinking margins. Policy gut punched. If you've been wondering how the solar industry will make it through this, hang tight - I've got a 20+ yr veteran who's seen enough dips & turns on the SolarCoaster to provide ample insight.Barry Cinnamon returns to SunCast for a brutally honest conversation with Nico Johnson about what's unraveling in the solar and storage space—and what smart companies are doing to stay ahead.From Capitol Hill chaos to customer acquisition woes, this conversation covers the unfiltered landscape of 2025's solar rollercoaster. If you're feeling the pressure to pivot, cut back, or just survive, you're not alone.Expect to learn:
Running To Safe Harbor When Storms of Life Come (winning the down days of dementia _ alzheimer's or just life in general) #safe #safeharbor #winning #dementia #alzheimers #storms #jesus #aimingforjesus #hollismcgehee Thank you for listening, our heart's prayer is for you and I to walk daily with Jesus, our joy and peace aimingforjesus.com YouTube Channel https://www.youtube.com/@aimingforjesus5346 Instagram https://www.instagram.com/aiming_for_jesus/ Threads https://www.threads.com/@aiming_for_jesus X https://x.com/AimingForJesus Tik Tok https://www.tiktok.com/@aiming.for.jesus
Beautiful piece featuring Jessica Gates. Be blessed!
Congress is cancelling over $1 billion in pre-approved funding for public broadcasting. The funding cuts threaten local news and educational programming across Pennsylvania. Workers who rely on tips are being advised to pay attention to their taxes this year. A "no tax on tips" provision is part of the federal tax cut and spending bill recently signed into law. Workers who get voluntary tips - not service fees - may benefit from claiming both cash and credit card gratuities on their taxes. Under current law drivers in Pennsylvania are only required to display one license plate, on the rear of their vehicle. But a state lawmaker will soon introduce legislation to change that. The owner of Lancaster County hydro-electric plants at Holtwood and Safe Harbor has agreed to sell Google massive amounts of electricity generated by the Susquehanna River dams to power some Google data centers. The 20-year, $3 billion agreement is between Google and Canadian owners Brookfield Asset Management. Lancaster and Lebanon Counties are in talks for a long-term solution for hazmat services. Much is still unknown about the restoration efforts at the Governor's Residence in Harrisburg, following an April arson attack that severely damaged part of the Front Street mansion. We explore what we know—and don’t know. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
Markets are anything but predictable right now. Central banks are pulling in different directions, inflation’s uneven, and geopolitical risks are on the rise. So, how can investors protect their portfolios without sacrificing yield? Short-term interest rate strategies might just be the smart middle ground. On Wealth Tracker, Hongbin Jeong speaks to Angus Hui, Deputy CIO and Head of Fixed Income at Fullerton Fund Management, for a breakdown of why these flexible, liquid approaches are gaining attention and what it means for your investments.See omnystudio.com/listener for privacy information.
What do you do when your life changes in an instant?When Donna Kendrick lost her husband to suicide, she was left standing at a painful crossroads – three young kids, a new house, and a future she could no longer picture. But by the light of a backyard bonfire, she made a vow: this would not be the end of her story.In this honest and deeply human conversation, Donna shares how she navigated grief, rebuilt her life, and created a purpose-filled path for her family. Through heartbreak, she discovered strength she didn't know she had – and now, she's helping others do the same.You'll hear how she:Told her children the truth with compassion and created space for real griefRebuilt a career that now helps widows and families through financial transitionFound love again and blended two families into one sarcastic, supportive householdListen to Donna's full story and the moment she chose to keep going – with grit, purpose, and heart.Donna Kendrick is a CERTIFIED FINANCIAL PLANNER™ practitioner and founder of Sephton Financial. After losing her first husband suddenly in 2013, Donna navigated widowhood with three young children, inspiring her to support families in transition through financial planning. She is the host of the Wisdom and Wealth Podcast and author of A Guide to Widowhood and A Guide for Blended Families. Donna is also an avid long-distance runner who, through her running group, raises funds for causes such as Safe Harbor, a grief counseling program for children. She lives in Jenkintown, PA, with her husband Jim and their six children.✨ Don't leave your loved ones without answers. Get instant access to a complimentary personal document locator and on-demand webinar at sephtonfinancial.com/webinarResourcesTo listen in on more conversations about pivotal moments that changed lives forever, subscribe to The Life Shift on Apple Podcasts or wherever you listen to podcasts. If you enjoyed this episode, please take a moment to rate the show 5 stars and leave a review! ⭐️⭐️⭐️⭐️⭐️Access ad-free episodes released two days early: https://patreon.com/thelifeshiftpodcastSubscribe to The Life Shift Newsletter: https://www.thelifeshiftpodcast.com/newsletter/The Life Shift was just named one of the top 60 life-changing podcasts by FeedSpot: https://podcast.feedspot.com/life_changing_podcasts/Connect with me: Instagram: @thelifeshiftpodcast Facebook: The Life Shift Podcast YouTube: Watch on YouTube Twitter: @thelifeshiftpod LinkedIn: The Life Shift on LinkedIn Website: www.thelifeshiftpodcast.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Sarah Raaii and Rachel Stauffer join Julia Grabo to discuss a key virtual care provision from the recently passed One Big Beautiful Bill Act, including its impact on patients, employers, and the state of virtual care policy at large.
A place and a process--giving voice, hope and healing to abused children. Elizabeth McNally talks about the importance of forensic nurses in their work. Safe Harbor has applied for a grant to teach the community how to spot and report abuse. safeharborva.org
Join Kim Sweers, The Boat Boss, and Rick Thomas for this end-of-June roundup in the world of yachting. In this episode of Yachting Unplugged, the duo reflects on Father's Day, shares personal stories of resilience and gratitude, and celebrates the Florida Panthers' Stanley Cup win. They also dive deep into the biggest headlines shaking the boating world—from Safe Harbor's legal troubles and Sunseeker's corporate restructure to the future of electric boating with Vision Marine Technologies. Whether it's new tech, charter tax changes in the Bahamas, or key safety reminders for summer, Kim and Rick have it covered. This week's talking points making waves:
Tensions run high as Nuck sets a daunting tone with the mob; Tiff opens up to Kiesha about her conflicting feelings; Bakari bumps heads with Alicia; Pastor Zeke is approached with an ungodly proposal; Detective Toussaint begins her hunt.
David McKnight looks at why many people wait until the fourth quarter to do a Roth conversion, the potential penalties, and what can be done to avoid having to pay underpayment penalties to the IRS. David begins the episode by highlighting the fact that a lot of investors wait until Q4 before they do a Roth conversion – and they prefer to pay taxes on it in cash instead of simply having the taxes withheld by the IRS. From a mathematical standpoint, it's the correct thing to do because it allows you to get 100% of the converted dollars into your tax-free account. However, if you didn't pay quarterly taxes on that income evenly throughout the year, the IRS can charge you an underpayment penalty! The IRS' safe harbor rules can spare you from any underpayment penalty for a Q4 Roth conversion, if certain requirements are met… David goes over two scenarios in which you wouldn't have to pay an underpayment penalty, as well as when, and why, you may need to file Form 2210 A1. Make sure to familiarize yourself with Form 2210 A1 because, as David puts it, it will “become your best friend if you're hoping to avoid underpayment penalties on a fourth quarter Roth conversion.” Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Form 2210
Send us a textIt's been a while since we last talked about cross-border data transfers, but that does not mean that all issues have resolved themselves. And while the focus may still largely be on the EU-US relations for data transfers, the core developments actually relate to the Global Cross-Border Privacy Rules. Therefore, on this week of Serious Privacy, Paul Breitbarth, Ralph O'Brien of Reinbo Consulting, and Dr. K Royal connect with Noël Luke, chief assurance officer at TrustArc. She joined TrustArc in 2015 and is responsible for overseeing and enhancing TrustArc's robust assurance programs, which include certifications under the Global and APEC cross-border privacy rules, as well as verifications under the respective Data Privacy Frameworks between the US and the EU, UK and Switzerland. If you have comments or questions, find us on LinkedIn and Instagram @seriousprivacy, and on BlueSky under @seriousprivacy.eu, @europaulb.seriousprivacy.eu, @heartofprivacy.bsky.app and @igrobrien.seriousprivacy.eu, and email podcast@seriousprivacy.eu. Rate and Review us! From Season 6, our episodes are edited by Fey O'Brien. Our intro and exit music is Channel Intro 24 by Sascha Ende, licensed under CC BY 4.0. with the voiceover by Tim Foley.
Konfidence in the Klutch's Deezus discusses The Chi's "Safe Harbor". Don D shares his takeaways about season seven, episode three (705), from the opening to the final scene and the following season's predictions. Don P's love of “The Chi” allows him to break down the episode in a way only he can. This podcast was recorded at 6:30 p.m. CT on Friday, June 13th, 2025. What we know so far (2:00) Takeaways to know about Ep. 705 (3:30) Following episode predictions (26:20) Host: Donald Nelson Producer/Engineer: Donald Nelson Music by: Konfidence in the Klutch Productions Subscribe, Stream, or Download:
In this episode, I discuss how underpayment penalties can sneak up on you. Many of our clients come to us unaware of these penalties, thinking that their W-2 withholdings or year-end tax payments are enough. But there's much more to it...---------✅ Financial planning for 30-50 year old entrepreneurs: https://www.allstreetwealth.com✅ My personal blog & newsletter: https://www.thomaskopelman.comDisclaimer: None of this should be seen as financial advice. It is just for informational purposes.
Terry Mendez, the new CEO of Safe Harbor Financial, the newly appointed CEO of Safe Harbor Financial, emphasizing their experience in the cannabis industry and business transformation . We discussed Safe Harbor's success in processing over $25 billion in cannabis-related funds, their strategies for navigating industry challenges (including regulatory hurdles and taxation), and their vision for expanding into a multifaceted fintech company offering various services beyond banking. Mendez highlighted several new initiatives, such as debt restructuring, new programs (employee banking, Safe Harbor Connects), and the development of a lending platform, while emphasizing the company's NASDAQ listing and data-driven approach to addressing industry pain points. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Henrico officials upset after excess fluoride added to water at Richmond's treatment facility; Wittman constituents hold town hall without him; Wilder Middle School holds ceremony to unveil new portrait of school's namesake; Day 2 of Henrico Restaurant is today, to benefit Safe Harbor shelter; Henrico man dies after apparent robbery attempt.Support the show
What happens when life throws you a curveball—loss, divorce, or the blending of families—and suddenly your finances feel just as uncertain as your emotions?On Wisdom and Wealth, financial expert and widow-turned-warrior Donna Kendrick guides you through the real-life challenges of navigating money during major life transitions. Whether you're reeling from grief, building a new family, or trying to regain your financial footing, Donna brings the knowledge and empathy you need to move forward with confidence. Each episode delivers honest conversations, actionable advice, and a compassionate roadmap to help you make wise decisions during unsteady times. With guests from the worlds of finance, mental health, and personal transformation, this show is your go-to resource for finding clarity, strength, and yes—even peace—in the middle of life's messiest seasons. Because when everything changes, your financial future doesn't have to fall apart. Donna Kendrick, CFP®, is a financial advisor, author, speaker, and podcast host who turned personal tragedy into purpose. After the sudden loss of her husband in 2013, Donna found herself a widow with three young children—and a thousand unanswered questions. She rebuilt her life step by step and discovered how crucial financial clarity was during times of transition. Determined to help others facing similar upheavals, Donna became a CERTIFIED FINANCIAL PLANNERTM and founded Sephton Financial, a firm dedicated to supporting families in transition, including widows, divorcees, and blended families. Her firm has received the OSJ award for annual growth in 2022 and 2023, a testament to her impact and leadership. Donna is the author of two powerful guides: the #1 Amazon Best Seller A Guide to Widowhood: Navigating the First Three Years and the upcoming A Guide for Blended Families: Merging Assets and Navigating Financial Challenges (October 2024). She also hosts the Wisdom and Wealth Podcast, where she brings heart, honesty, and practical insight to those navigating life-altering change. A passionate long-distance runner, Donna channels her energy into fundraising for causes like Safe Harbor, a grief counseling organization for children. In 2022, she remarried and now embraces life in Jenkintown, PA, with her husband Jim, their six kids, and a small zoo's worth of beloved pets.Websites: sephtonfinancial.com & DonnaJeanKendrick.com Facebook: @DonnaJeanKendrickPodcast: Wisdom and WealthEmail: donna@sephtonfinancial.comTelephone Numbers: 215-948-3945 or 484-895-8629Instagram: @DonnaJeanKendrickYouTube: @DonnaJeanKendrickTikTok: @DonnaJeanKendrickBecome a supporter of this podcast: https://www.spreaker.com/podcast/i-am-refocused-radio--2671113/support.
It's a full-on Q&A Friday as Don tackles listener questions on account consolidation, fund choices, proper bond allocation, and portfolio construction. From dissecting the merits of AVGE vs. DFAW vs. VT+AVUV, to helping federal employees estimate how much to save, and even clearing up confusion about average returns—this episode is a masterclass in real-world investing for every phase of life. Whether you're building your portfolio, nearing retirement, or just trying to clean up a financial mishmash, there's clarity here. Oh, and snark-free math explanations, too. 1:36 First caller: Accumulation phase advice—Fidelity vs. AVGE vs. Vanguard 3:15 Follow-up: Retirement accounts, target date funds, and cleaning up a messy portfolio 5:06 Safe Harbor 401k rules explained 5:53 Deep dive into 401k fund options—why some funds may not be ideal 7:43 Old TSP account—combine or leave it? 9:34 Caller: How to start adding bonds after years of 100% stocks 10:43 Two strategies for shifting into bonds slowly and smartly 11:42 Listener from Texas asks: How is average return actually calculated? 12:44 Why averages are simple math, not magic 14:13 Caller: TSP investor wants to grow $114k to $500k in 10 years—what it'll take 15:55 Fidelity Roth IRA options: AVGE vs. DFAW vs. VT + AVUV tilt 17:40 Pros and cons of each fund setup—risk, fees, and portfolio simplicity Learn more about your ad choices. Visit megaphone.fm/adchoices
Executive Director Elizabeth McNally talks about their work during National Child Abuse Prevention Month. Safe Harbor provides a place and a process that gives children hope and healing. Safe Harbor receives funding from many sources, including the community. safeharborva.org
Terry Mendez (@terrancemendez) is the CEO of Safe Harbor Financial. Terry plays a pivotal role in leading Safe Harbor, as the company helps shape the financial landscape for the cannabis industry. We discuss some of the financial innovations that have lead to the cannabis industries growth and what financial strategies cannabis companies can use to grow! You can find out more about Terry at https://shfinancial.org/ Join the FREE Facebook group for The Michael Brian Show at https://www.facebook.com/groups/themichaelbrianshow Follow Mike on Facebook Instagram & Twitter
Today, I'm talking about the importance of estimated quarterly taxes if you're self-employed and how you can use the Safe Harbor rule, to help make an accurate tax estimate if your income is different this year from last year. Join me in this episode to learn how you can avoid tax penalties and large tax bills by estimating your quarterly taxes as accurately as possible. Also mentioned in today's episode: What is the Safe Harbor Rule? 2:20 Paying your quarterly taxes based on current year income 9:10 The benefits of paying quarterly taxes 13:00 If you enjoyed this episode, please rate, review and share it! Links: On-demand class on Making Taxes Easier/Best Deal on my program, Money Bootcamp
The distributed generation market is shifting rapidly as capital tightens, power prices rise, and smaller developers bump up against capital and market constraints. Independent power producers (IPPs) like Aspen Power are stepping in to bridge the gap—partnering with developers, securing financing, and scaling solar assets in key markets. But what does it take to succeed in today's distributed energy sector? And what does distributed energy mean in today's evolving market?Jorge Vargas, co-founder and CEO of Aspen Power, has spent over two decades in structured finance and solar project development, with past roles at Morgan Stanley, Bank of America, and Lennar Homes. Aspen Power emerged from his work at Energy Impact Partners, where he identified the need for a full-scale IPPs focused on distributed generation. Backed by private equity firm Carlyle, Aspen Power has grown rapidly, now managing over 250MW of assets. Jorge breaks down how they are reshaping distributed generation through innovative financing, project buybacks, repowering existing assets, and long-term investment in clean energy infrastructure. Expect to learn:Why smaller developers are struggling to access capital—and how Aspen is helpingThe four market segments driving distributed generation todayHow Aspen's buyback strategy is unlocking new value in older solar assetsThe role of Safe Harbor in securing ITC benefits amid policy uncertaintyThe biggest regulatory and financial challenges facing developers in 2025If you want to connect with today's guest, you'll find links to his contact info in the show notes on the blog at https://mysuncast.com/suncast-episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is proudly supported by Trina Solar.You can learn more about all the sponsors who help make this show free for you at www.mysuncast.com/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 730 other founder stories and startup advice at www.mysuncast.com.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling: https://www.linkedin.com/newsletters/valence-content-that-connects-7145928995363049472/You can connect with me, Nico Johnson, on:Twitter - https://www.twitter.com/nicomeoLinkedIn - https://www.linkedin.com/in/nickalus
In this engaging conversation, Padma Venkatraman chats with Jennifer about her new novel in verse, Safe Harbor, exploring themes of belonging, empowerment, and mental health representation. They delve into Padma's personal reading journey, her experiences as a writer, and the significance of music and nature in her storytelling. The discussion also touches on Padma's future projects and the importance of diverse representation in children's literature. Show notes, including episode transcripts and information about connecting with this episode's guest, can be found here. Chapters 00:00 Getting to Know Padma 05:07 Exploring Safe Harbor 11:48 Themes of Belonging and Empowerment 18:01 Mental Health Representation 23:58 The Role of Music and Nature 33:08 Looking Ahead: Future Projects
The Lord safely harbors us, and delivers us home!
The Lord safely harbors us, and delivers us home!
If you're looking for a heartwarming and thought-provoking middle-grade novel that explores themes of diversity, mental health, and environmental stewardship, you'll want to check out "Safe Harbor" by Padma Venkatraman. In this episode of the Reading with Your Kids podcast, host Jed Doherty sits down with Padma to dive into the inspiration and themes behind her latest book. Padma shares how her own experiences as a young Indian immigrant to the United States shaped her desire to create stories that reflect the diverse experiences of children. She explains the powerful metaphor of "stories as ships that sail the oceans of compassion," emphasizing the importance of books that can serve as mirrors, windows, and sliding glass doors for young readers. As Padma delves into the plot of "Safe Harbor," listeners learn about the book's multilayered themes, including immigration, divorce, bullying, and mental health. Padma's personal struggles with depression and her mission to portray strong characters with mental health challenges come through in her thoughtful insights. But it's not all heavy topics - Padma also shares the joyful and playful origins of "Safe Harbor," inspired by a chance encounter with a seal on the beach. The conversation explores how Padma's background in oceanography and her lifelong love of storytelling converge in this heartwarming tale of a young girl's journey to find her place in a new country. The episode also features an insightful discussion with author Jennifer Burns, whose book "Building Readers from Playground to Print" offers practical strategies for helping children transition from playful, imaginative learning to the more structured world of reading and writing. Jennifer shares valuable tips for parents and teachers, emphasizing the importance of understanding the learner's perspective and creating engaging, scaffolded experiences to foster a love of reading. Whether you're a parent, educator, or simply a lover of great middle-grade fiction, this episode is sure to leave you inspired to explore the depths of compassion and connection that Padma Venkatraman's writing has to offer. So grab a cup of tea, settle in, and get ready to set sail on an unforgettable literary adventure. Click here to visit our website – www.ReadingWithYourKids.com Follow Us On Social Media Facebook - https://www.facebook.com/readingwithyourkids Instagram - https://www.instagram.com/readingwithyourkids/ X - https://x.com/jedliemagic LinkedIn - https://www.linkedin.com/company/reading-with-your-kids-podcast/ Please consider leaving a review of this episode and the podcast on whatever app you are listening on, it really helps!
There are many things we can harbor in our souls, and some things the Lord is asking us to let sail by.
There are many things we can harbor in our souls, and some things the Lord is asking us to let sail by.
Send us a textAre you maximizing your tax savings while building your retirement plan, or leaving opportunities on the table?In this episode, Mike Jesowshek is joined by Matt Ruttenberg to discuss strategies for reducing your 2024 tax bill through retirement contributions and planning. They highlight key deadlines for individual and employer contributions, such as the April 15th cutoff for IRAs and the extended filing deadlines for employer contributions. They also delve into options like solo 401(k)s, safe harbor plans, and cash balance plans, emphasizing the importance of early planning and ongoing consultation to maximize tax savings and retirement benefits.[00:00 - 02:17] IntroductionMike welcomes Matt Ruttenberg back to the show as a trusted retirement expert.Discussion begins with how the new year presents opportunities to address past tax planning mistakes.[02:18 - 05:59] IRA ContributionsDeadlines for Roth and traditional IRAs are April 15th.Contributions are based on individual earned income, not business profits. Lesson: Plan IRA contributions early, as extensions don't apply.[06:00 - 10:14] Profit Sharing and Employer ContributionsEmployer contributions for profit sharing plans can be made until the extended filing deadline.Different strategies, such as "new comparability," can maximize owner benefits.[10:15 - 13:28] Solo 401(k)s and New RulesFirst-year solo 401(k) participants can contribute employee portions up to April 15th.This rule applies to sole proprietors and single-member LLCs, not S-corporations.[13:29 - 16:11] Safe Harbor and ComplianceSafe harbor plans help owners and highly compensated employees avoid compliance issues.A 4% non-elective contribution can be made post-deadline to improve compliance.[16:12 - 24:33] Advanced Plans: Cash Balance and Defined BenefitHigh-income businesses can use defined benefit plans for contributions up to $300,000.These plans require actuary involvement and multi-year commitments.[24:34 - 31:16] Key Takeaways and Planning for 2025Employer contributions can be made until the filing deadline, including extensions.2025 should focus on proactive tax planning to avoid last-minute issues.Direct Quote:"All 401(k) plans are not created equal; work with someone who knows the options available to you." - Matt RuttenbergBuild a custom 401(k) for your business by visiting https://lifeincrs.com/tax-savings-podcast/ ______Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastJoin TaxElm: https://taxelm.com/-------Podcast Website: https://www.TaxSavingsPodcast.comFacebook Group: https://www.facebook.com/groups/taxsavings/YouTube: www.TaxSavingsTV.com
In the division between this world and eternity, we have a supernatural anchor to the love of Christ.
In the division between this world and eternity, we have a supernatural anchor to the love of Christ.
Geetha's important story will be loved by middle grade readers with its relatable topics such as immigrating to a new and very different country (from India to the U.S.), bullying, friendship, music, the healing power of nature, and young people who strive to make an incredible difference in their community. Transcript here
In this series, Beth Moore explores the idea of safety, and invites us to consider what it means to hide in God, instead of hiding from God.
In this series, Beth Moore explores the idea of safety, and invites us to consider what it means to hide in God, instead of hiding from God.
The holidays are the season of giving, and while we take a break this week, we're bringing back an episode with My Safe Harbor. My Safe Harbor is an organization that empowers women and mothers to be the best that they can be. They have learned that empowering women empowers communities. The organization host mother's clubs and enrichment classes that help give women back their dignity and hope. We hope that you enjoy hearing about My Safe Harbor today, and remember that this season is all about giving back. To learn more about My Safe Harbor, visit mysafeharbor.org Super Mamás IG: @_supermamas Facebook: Super Mamás Twitter: @_supermamas Website: http://supermamas.com/ This is a Redd Rock Music Podcast IG: @reddrockmusic www.reddrockmusic.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Clinton Donnelly is the CEO of CryptoTaxAudit. He joined me to discuss the details of the IRS Crypto Safe Harbor Plan.Topics: - IRS Safe Harbor Plan - 1099 DA Form - Preparing for the 2025 Tax Season - Will Trump Remove Taxes from Crypto? - https://www.cryptotaxaudit.com/1099 Signup - https://www.cryptotaxaudit.com/guard-dog?afmc=thinkingcrypto Show Sponsor - ✅ VeChain is a versatile enterprise-grade L1 smart contract platform https://www.vechain.org/
With the nomination of the pro-crypto Paul Atkins to be the next SEC chair, the crypto industry is potentially facing a 180 from the agency. As co-chair of The Digital Chamber's Token Alliance initiative and a board member of Securitize, Atkins is not only pro-crypto, but also against the type of “regulation by enforcement” strategy of current Chair Gary Gensler. In this episode, Cody Carbone, president at The Digital Chamber, explains why Atkins is likely to start reassessment of the agency's lawsuits against crypto firms, why Trump might break with protocol to fill one of the commissioner seats that would typically be filled by a Democrat, and who he thinks might make for a good “crypto czar.” Show highlights: Why Cody that Atkins leading the SEC would be a massive transformational shift What can be expected from Atkins given his prior experience What crypto cases might be dropped under his leadership Whether Atkins could provide rulemaking before Congress passes legislation Cody's hard criticism of Gary Gensler's modus operandi Why Cody thinks Trump could surprise people when it comes to replacing Democratic Cmr. Jaime Lizárraga How long it could take for Congress to confirm Atkins Why Cody believes that Atkins will support Hester Peirce's Safe Harbor proposal Whether the CFTC will be the primary regulator of the crypto industry in a Trump administration Whether the U.S. will have a crypto czar and who it could be What crypto legislation Cody thinks is likely to be passed in 2025 Visit our website for breaking news, analysis, op-eds, articles to learn about crypto, and much more: unchainedcrypto.com Thank you to our sponsors! Polkadot iYield Guest Cody Carbone, President at The Digital Chamber Links Trump's Office Picks: Unchained: Trump Taps Paul Atkins for Next SEC Chair, Making Good on His Crypto Promises Democratic SEC Commissioner Is Stepping Down, but That Doesn't Mean Trump Will Get 2 Outright Picks Trump Taps Hedge Fund Manager Scott Bessent to Be Treasury Secretary Trump's Plans for a ‘Crypto Czar' and a Crypto Advisory Council: Here's What We Know A Degen Administration? Why the Crypto Czar May Be Allowed to Own Tokens Tracking Trump's Cabinet and Staff Nominations Congressional Results John Reed Stark's tweet:“current SEC Chair Gary Gensler is quietly working behind the scenes to lead the SEC from the grave” Buckley LLP Infobytes Blog: SEC commissioner proposes cryptocurrency safe harbor Fox Business: Perianne Boring among contenders to lead agency involved with crypto in Trump admin Timestamps: 00:00 Intro 02:19 Why Cody believes Atkins would be a transformational SEC chair 03:13 Insights from Atkins' past experience and what it means for crypto 07:19 SEC/crypto cases likely to be dropped under Atkins' leadership 14:31 Potential for SEC rulemaking before Congress passes legislation 18:19 Cody's critique of Gary Gensler's regulatory approach 21:13 Why Trump might break with protocol to replace Democratic commissioner Jaime Lizárraga 23:27 Expected timeline for Congress to confirm Atkins 26:52 Support for Cmr. Hester Peirce's Safe Harbor proposal 28:18 An expanded role for the CFTC in crypto regulation? 31:37 Speculation on the potential for a U.S. crypto czar 35:03 Key crypto legislation to watch for in 2025 38:24 Crypto News Recap Learn more about your ad choices. Visit megaphone.fm/adchoices
Frank starts the third hour with denunciations for the week. He then talks about his crazy evening schedule. He finishes with the hour with the Conspiracy of the Day on if FDR knew of the planned attack on Pearl Harbor before it happened. Learn more about your ad choices. Visit megaphone.fm/adchoices