Podcasts about Hiscox

Die Themen im heutigen Versicherungsfunk Update sind: Getsafe gibt Versicherungslizenz zurück Das Heidelberger Insurtech Getsafe gibt seine Versicherungslizenz zurück. Statt selbst Risiken zu tragen, setzt das Unternehmen künftig auf Partnerschaften mit etablierten Versicherern. Der Fokus liegt nun auf Technologie, Flexibilität und schnellem Wachstum. Mehr dazu >>> WTW beruft Nikolaus Schmidt-Narischkin zum Vorsitzenden der Geschäftsführung Wechsel an der Spitze: Nikolaus Schmidt-Narischkin übernimmt zum 1. Juni den Vorsitz der Geschäftsführung der Willis Towers Watson Investments GmbH. Er folgt auf Matthias Paetzel, der das Unternehmen verlässt. Schmidt-Narischkin bringt über 25 Jahre Erfahrung in Kapitalanlage, Risikomanagement und betrieblicher Altersversorgung mit. In einem schwierigen Marktumfeld setzt er auf Diversifikation und ausgelagerte Anlagestrategien als Schlüssel zum langfristigen Erfolg. EU-Label für private Altersvorsorg Versicherer aus Deutschland, Frankreich, Italien und Spanien begrüßen die EU-Pläne für ein Finanzprodukt-Label zur Stärkung von Investitionen in Europas Zukunft. Das Label soll auch für kapitalbildende Lebensversicherungen gelten. „Dort, wo es drauf ist, steckt Europa drin“, so GDV-Hauptgeschäftsführer Jörg Asmussen. Sara Yussefi wird Vorständin bei Viridium Die Viridium Gruppe erweitert ihren Vorstand: Ab dem 1. Juli übernimmt Sara Yussefi das neu geschaffene Ressort als Chief People and Communications Officer (CPCO). Sie verantwortet künftig die Bereiche People, Communications und Sustainability. Die Berufung steht unter dem Vorbehalt der BaFin-Zustimmung. [pma:] und Bridge kooperieren bei digitaler Beratung Der Maklerpool [pma:] setzt künftig auf die Beratungsplattform „Bridge“ der Bridge ITS GmbH. Die Kooperation soll Maklern eine vollständig digitalisierte Beratungsstrecke bieten – inklusive Self-Underwriting, interaktiven Tools und KI-gestützter Nachbetreuung. Besonderes Augenmerk liegt auf der DIN-Norm 77230, die beide Partner aktiv unterstützen. Für den Einstieg stellen [pma:] und Bridge umfangreichen Support bereit. Kunstmarkt unter Druck – Spezialversicherungen gewinnen an Bedeutung Laut dem aktuellen Hiscox Artist Top 100-Report ist der weltweite Auktionsumsatz für post-2000-Kunst 2024 um 27 % gesunken. Der Markt wird selektiver – und die Risiken nehmen zu. Hiscox betont: In volatilen Zeiten bietet Kunstversicherung Stabilität für Sammler und Künstler.

The latest statistics on fraud should be a wake-up call for every small business owner. According to a survey by HISCOX, a specialty insurance company, 80 percent of embezzlements occurred at small businesses and 30 percent involved a loss of more than $500,000. With more work is being done remotely, including paying vendors and processing […] The post Are Your Employees Stealing From You? With Vicki Suiter – [Best of PowerTips Unscripted] appeared first on PowerTips Unscripted.

In dieser Podcast-Episode spreche ich mit Gisa Kimmerle, die bei Hiscox den Bereich Cyber in Deutschland und Österreich leitet. Wir tauchen tief in die Welt der Cyberversicherungen ein, ein Gebiet, das für viele Versicherer eine echte Herausforderung darstellt. Gisa erklärt, wie Hiscox mit Cyberrisiken umgeht und wie Versicherer in diesem dynamischen Markt erfolgreich sein können. Fünf Highlights der Episode: Was ist Cyberversicherung? Gisa erklärt klar und prägnant, was Cyberversicherungen abdecken: Eigenschäden (z.B. Kosten für Betriebsunterbrechung, Forensik), Drittschäden (z.B. Datenrechtsverletzungen, Haftungsansprüche) und Assistance-Leistungen (sofortige Hilfe im Notfall, Prävention). Wir beleuchten die Komplexität dieses Bereichs und den Unterschied zu traditionellen Versicherungsarten. Phishing-Mails erkennen: Ich befrage Gisa zu konkreten Beispielen. Wir besprechen typische Phishing-Mails und drei entscheidende Punkte, um sie zu erkennen: den Absender genau prüfen (Tippfehler!), Links überprüfen (wohin führen sie?) und kritisch hinterfragen, ob die E-Mail überhaupt Sinn ergibt. Gisa betont, dass die zeitliche Dringlichkeit oft ein Alarmsignal ist. Wir diskutieren auch den komplexeren Fall des Zahlungsmittelumleitungsbetrugs. Assistance-Leistungen im Schadensfall: Gisa beschreibt die umfassende Assistance von Hiscox. Im Ernstfall springt Hiscox nicht erst nach dem Schaden ein, sondern fungiert als sofortige Hilfe. IT-Experten unterstützen Unternehmen direkt, analysieren den Vorfall, leiten Gegenmaßnahmen ein und helfen bei der Schadensbehebung. Dies ist besonders für kleine und mittlere Unternehmen (KMU) wertvoll, da diese oft nicht über die nötige interne Expertise verfügen. Risikobewertung bei Cyberversicherungen: Die Bewertung von Cyberrisiken ist viel komplexer als bei traditionellen Versicherungsarten. Gisa erklärt, wie Hiscox die Risiken einschätzt: interne Schadensdaten, Branchenanalysen, und externe Daten aus dem jährlich erscheinenden Cyber Readiness Report. Dieser Report bietet wertvolle Einblicke in die Cyberrisiken von Unternehmen, auch solchen, die nicht Kunde bei Hiscox sind. Der Nachhaltigkeitsaspekt wird ebenfalls betont – Cyberversicherungen müssen langfristig funktionieren. Die Herausforderungen des Cyberversicherungsmarktes: Gisa erläutert, warum der Markt noch nicht so weit entwickelt ist. Die ständige Entwicklung neuer Angriffsmethoden und Technologien (z.B. KI, Quantencomputing) macht die Risikobewertung und -kalkulation extrem herausfordernd. Es ist ein dynamischer Wettlauf zwischen Angreifern und Verteidigern. Gisa vergleicht die Situation mit einem Krieg und betont die Notwendigkeit eines nachhaltigen und langfristigen Ansatzes. Links in dieser Ausgabe Zur Homepage von Jonas Piela Zum LinkedIn-Profil von Jonas Piela Zum LinkedIn-Profil von Gisa Kimmerle Die Liferay Digital Experience Platform Kunden erwarten digitale Services für die Kommunikation, Schadensmeldung und -abwicklung. Liferays Digital Experience Platform bietet Out-of-the-Box-Funktionen wie Low-Code, höchste Sicherheit & Zuverlässigkeit. Jetzt Kontakt aufnehmen.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to Cytora's Practitioner's Guide, a new series from Making Risk Flow.In each episode, we sit down with experts from Cytora's global team to explore practical strategies, real-world applications, and emerging insights from the front lines of risk digitization and underwriting transformation.In this episode, Juan de Castro is joined by Rich Lewis, Cytora's Sales Director, and Zaheer Hooda, Head of North America, for a deep dive into what makes proof-of-concept (POC) initiatives in risk digitization succeed—or fail.Drawing on firsthand experience from working with leading carriers, they break down five essential capabilities insurers need to get right when implementing digitization initiatives—from extraction accuracy and full-spectrum intake handling, to scalable deployment and human-in-the-loop exception management.They also provide a practical, inside look at how insurers structure effective proof of concept  processes, including live workshops, data preparation, success metrics, and how to align POC design with measurable business outcomes.Whether you're a carrier planning a digitization journey or a leader seeking to optimize underwriting workflows, this episode offers tactical guidance to ensure your technology investments deliver meaningful impact.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Die Themen im heutigen Versicherungsfunk Update sind: Privathaftpflicht 2025: Top-Schutz legt zu – aber Schwächen bleiben Im aktuellen PHV-Rating 2025 vergibt Franke und Bornberg an 16 % der Familientarife und 15 % der Singletarife die Bestnote FFF+ („hervorragend“). Neue Kriterien wie Best-Leistungsgarantie oder Besitzstandsgarantie setzen höhere Maßstäbe. Doch viele Basistarife lassen wichtige Leistungen vermissen – etwa bei Nebenjobs, Pflege oder deliktunfähigen Kindern. „Geiz lohnt sich nicht in der PHV“, warnt Michael Franke. Antrag auf Cyberpolice wird häufiger abgelehnt Laut dem aktuellen Cyber-Monitor 2025 steigt die Zahl abgelehnter Anträge auf gewerbliche Cyberversicherungen auf 31 %. Hiscox und Markel bleiben Marktführer, HDI und Allianz holen auf. Ein Drittel der Makler spürt negative Folgen durch die Insolvenzen von Element und Cogitanda. „Der Cybermarkt ist riesig – genauso wie die Hoffnung in den Vertrieb“, so Studienleiter Stephan Schinnenburg. HDI-Studie: Baufinanzierer blenden Absicherungsrisiken häufig aus Laut einer HDI Bancassurance-Studie in Kooperation mit YouGov haben viele Baufinanzierungskunden große Wissenslücken bei der Absicherung existenzieller Risiken. Nur 17 % nennen Arbeitslosigkeit als Risiko, Arbeitsunfähigkeit und Tod werden kaum bedacht. „Unangenehmes wird oft ausgeblendet“, sagt HDI-Vorstand Matthias Weber. Persönliche Beratung erhöht die Abschlusschancen deutlich – etwa zwei Drittel sichern sich bei entsprechendem Angebot gegen Todesfall ab. ARAG wächst stark Die ARAG Gruppe hat 2024 die Beitragseinnahmen um 17,5 % auf 2,8 Mrd. EUR gesteigert. Das Ergebnis der normalen Geschäftstätigkeit erreichte mit 141 Mio. EUR eine historische Bestmarke. Das versicherungstechnische Ergebnis sank dagegen auf 96 Mio. EUR, unter anderem wegen gestiegener Schadenaufwendungen. Besonders stark wuchsen Rechtsschutz (+17 %) und Krankenversicherung (+17 %), getrieben von organischem Wachstum und der Integration der ehemaligen DAS UK. R+V: Hagelschäden 2024 summieren sich auf 97 Mio. EUR Hagelunwetter sorgten 2024 bei R+V-Versicherten für Schäden in Höhe von rund 97 Mio. EUR. Besonders betroffen war Süddeutschland – das Tief Frieda hinterließ im Juli eine Spur der Verwüstung. Der Großteil der Schäden (56 Mio. EUR) entfiel auf Kfz. „Auf einen Schlag tausende Schäden – das ist typisch Hagel“, so Martin Meier vom R+V-Schadenmanagement. ETF-Markt im April: Anleger setzen auf Aktien und Kurzläufer Trotz Marktvolatilität investierten Anleger im April 19,6 Mrd. $ in europäische ETFs. Besonders gefragt waren Aktien-ETFs (Nettozuflüsse: 16,8 Mrd. $) sowie Anleihe-ETFs mit kurzer Laufzeit (3,7 Mrd. $). Dagegen verzeichneten US-Aktien-ETFs erneut Abflüsse (–1,8 Mrd. $). Das zeigt der aktuelle ETF-Marktbericht von Vanguard.

En el Radar Empresarial de hoy analizamos el recorte de plantilla que anunció este miércoles Burberry. La compañía de moda británica despedirá a 1700 trabajadores en puestos de todo el mundo. Supone una quinta parte de su plantilla mundial. Es la forma que tiene su CEO desde julio del año pasado, Joshua Schulman, de darle la vuelta a la difícil situación financiera que atraviesa la compañía desde hace tiempo. Sus resultados del primer trimestre confirman esta deriva. Perdió 75 millones en el año fiscal y redujo su beneficio operativo un 94%. De los 418 millones del mismo periodo del año anterior a 26 millones en estos tres primeros meses. A pesar de esto, el valor fue el más destacado dentro del London Stock Exchange. Al mercado le gustó el recorte de plantilla y los resultados aunque peores que el año pasado, superaron las previsiones de los analistas. Todo esto hizo que sus títulos subieran un 17%. Para Miguel Méndez, analista independiente, la compañía lo “había pasado muy mal en 2023”, por lo que estas noticias de recortes “siempre son bienvenidas”. 2023 fue el principio de una crisis que se extiende hasta hoy. A finales de ese año, el mercado ya advertía que la marca iba a sufrir con la desaceleración post pandemia que afectó a muchas marcas de lujo, incluida la británica. Ya entonces, sus ejecutivos aseguraban que era muy difícil cumplir con los objetivos anuales de ventas. 2024 confirmó la tendencia. El año pasado el contexto mundial atizó con fuerza a las marcas exclusivas europeas, que sufrieron como pocas el descenso en el consumo de China, gran comprador de casas como Hermés, Kering o Louis Vuitton. En el horizonte aparecían soluciones como ser adquirida por Moncler, pero la compañía optó por cambiar las cosas desde dentro: en julio de 2024 es nombrado CEO Joshua Schulman. Lleva ligado a la moda 30 años y en su amplío currículum destaca elevar a los altares y poner en el mapa a la marca Jimmy Choo. Schulman es el hombre elegido para llevar a cabo esta reestructuración que devuelva a los días de gloria a la exclusiva marca. Está claro que la moda es cíclica y para Schulman la clave es “reinventarse”. Sí Burberry puede mutar en Ave Fénix puede empezar con comienzos como los de ayer. El valor fue el más atractivo del London Stock Exchange, índice eso sí, al que tuvo que mudarse después de ser expulsado del FTSE 100. Entonces, la pérdida de la mitad del valor de sus acciones hizo que el Índice la cambiara por la aseguradora Hiscox. ¿Volverá Burberry a cotizar en la bolsa de referencia británica?

APAC stocks traded higher but with gains capped in severely thinned conditions owing to mass holiday closures across the region and in Europe for Labour Day.BoJ kept rates unchanged at 0.50% and provided some dovish rhetoric despite maintaining its rate hike signal.US is said to have reached out to China recently for tariff talks, according to Bloomberg citing an influential social media account.US stocks were boosted heading into the Wall St closing bell. Futures saw a further lift following strong earnings from Microsoft and Meta.DXY is higher, JPY lags post-BoJ with USD/JPY eyeing 144 to the upside, EUR/USD sits around the 1.13 mark.Looking ahead, highlights include US Challenger Layoffs, Jobless Claims & ISM Manufacturing, BoJ Governor Ueda's Press Conference.Earnings from Amazon, Apple, Riot Platforms, Reddit, Airbnb, Eli Lilly, Roblox, CVS, MasterCard, McDonald's, Drax, Hiscox, Lloyds, Kerry, Whitbread, Standard Chartered & Telecom Italia.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Hiscox Dedicated Corp Member v. Suzan Taylor

„Consistency, Resilience, wenn etwas schief geht, analysieren, drüber nachdenken, was man macht, wachsen und weitermachen. Und das jeden Tag, ob man Lust hat oder nicht.“ Das ist laut Robert Dietrich unerlässlich für Erfolg im C-Level. Der CEO Europe von Hiscox, einem Spezialversicherer, spricht über die Herausforderungen und Chancen im Versicherungswesen und über seine Erfahrungen mit dem Wachstum des Unternehmens von 200 auf 3000 Mitarbeiter, einschließlich seiner Greenfield-Erfahrungen. Außerdem erklärt er die Rolle von Hiscox, die kulturellen Unterschiede in Europa und die Innovationsstrategien des Unternehmens, insbesondere im Bereich Cyberversicherung und Emerging Risks. - Welcher Satz des Hiscox Gründers hat ihn geprägt? - Ist im C-Level Talent oder Durchhaltevermögen wichtiger? - Hat er seine Karriereschritte geplant? - Wie betreibt er Micro Learning? All diese spannenden Fragen beantwortet Dietrich in dieser Episode Behind the C! Hören Sie rein, um nicht die spannenden Insights der Spezialversicherungsbranche zu verpassen! Themen - Herausforderungen und Chancen in der Versicherungswirtschaft - Cyberversicherung und Emerging Risks - Markenbildung und Expansion - Erfolgsfaktoren im C-Level-Management - Micro Learning - Innovationsstrategien bei Hiscox ---- Über Atreus – A Heidrick & Struggles Company Atreus garantiert die perfekte Interim-Ressource (m/w/d) für Missionen, die nur eine einzige Option erlauben: nachhaltigen Erfolg! Unser globales Netzwerk aus erfahrenen Managern auf Zeit zählt weltweit zu den besten. In engem Schulterschluss mit den Atreus Direktoren setzen unsere Interim Manager vor Ort Kräfte frei, die Ihr Unternehmen zukunftssicher auf das nächste Level katapultieren. ▶️ Besuchen Sie unsere Website: https://www.atreus.de/ ▶️ Interim Management: https://www.atreus.de/kompetenzen/service/interim-management/ ▶️ Für Interim Manager: https://www.atreus.de/interim-manager/ ▶️ Profil von Robert Dietrich: https://www.linkedin.com/in/robert-dietrich-8833a82a/ ▶️ Profil von Franz Kubbillum: https://www.atreus.de/team/franz-kubbillum/

Die Themen im heutigen Versicherungsfunk Update sind: BarmeniaGothaer wächst 2024 deutlich über Markt Die BarmeniaGothaer hat im Jahr ihres Zusammenschlusses ein starkes Beitragswachstum erzielt: Die Beitragseinnahmen stiegen um 7 % auf 8,59 Mrd. Euro – 1,9 Prozentpunkte über Markt. Besonders stark war das Wachstum im Kompositbereich mit +10,8 %. Im Unternehmerkundengeschäft der Gothaer und im Privatkundensegment der Barmenia legten die Beiträge zweistellig zu. BVK lobt Koalitionsvertrag – Kritik an Standardvorsorgeprodukt Der BVK sieht im vorgestellten Koalitionsvertrag von CDU/CSU und SPD positive Signale für die Vermittlerbranche. Gelobt werden das Bekenntnis zu Provisions- und Honorarberatung, die geplante Frühstartrente und Reformen bei Riester- und Betriebsrente. Kritik übt der Verband an möglichen Einschnitten bei Abschlusskosten und der Einführung eines Standardprodukts. Hiscox erweitert Compliance-Versicherung deutlich Die überarbeitete Compliance-Versicherung by Hiscox schützt Unternehmen jetzt auch vor Eigenschäden bis 50.000 €, Whistleblower-Risiken und Verstößen gegen das Lieferkettensorgfaltspflichtengesetz (LkSG) – prämienneutral. Die Police richtet sich an KMU und bietet umfassende Hilfe bereits im Verdachtsfall. Gesundheit und Leben: BarmeniaGothaer wächst mit Rückenwind Auch in Gesundheit und Leben liegt die BarmeniaGothaer über Marktniveau: In der Krankenversicherung wuchs das Beitragsvolumen auf 3,51 Mrd. Euro (+4,5 %), in der Lebensversicherung auf 1,38 Mrd. Euro (+5,5 %). Wachstumstreiber waren die bKV (+37 %) und das Einmalbeitragsgeschäft (+23 %). Für 2025 erwartet der Konzern weiteres Wachstum – trotz herausfordernder Rahmenbedingungen. bAV-Preis 2025 geht an Marc Biffart Die Stuttgarter hat zum 14. Mal ihren bAV-Preis für herausragende Abschlussarbeiten verliehen. Ausgezeichnet wurde Marc Biffart (Hochschule Koblenz) für seine praxisnahe Arbeit zu bAV-Lösungen für Grenzgänger. Eine lobende Erwähnung erhielt Alexander Schiffbauer. Der Versicherer unterstreicht damit erneut sein Engagement für Fachnachwuchs und Weiterbildung. CosmosDirekt erhält erneut Bestnote für Risikolebensversicherung Die Cosmos Lebensversicherungs-AG wurde zum vierten Mal in Folge von Focus Money und Franke und Bornberg für ihre Risikolebensversicherung mit der Bestnote „Hervorragend“ ausgezeichnet. Bewertet wurden 103 Tarife von 56 Anbietern – CosmosDirekt überzeugte in allen Kategorien, darunter Vertragsbedingungen, Beitragshöhe und Finanzstärke.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro sits down with Cassandra Vukorep, Chief Data and AI Officer at Lloyd's of London, to explore the impact of data and AI on commercial insurance. They discuss Lloyd's role as an ecosystem platform for over 100 syndicates, the importance of data standardisation, and efforts to streamline operations through the Core Data Record (CDR). With only 8% of insurers adopting AI across multiple functions, Cassandra highlights key challenges, including legacy systems and process redesign. They also examine how AI will become a competitive differentiator in the coming years. This conversation offers valuable insights into Lloyd's digital transformation and how insurers can navigate the complexities of AI adoption to drive efficiency and innovation in the evolving insurance landscape.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Matt Hiscox is my guest and he is the media relations director and photographer for the London Majors of the Intercounty Baseball League. The team pulled off an April Fools prank that went viral when it announced they would be called the Forest City Cobra Chickens. Due to high demand, the team will rebrand for one night as the Cobra Chicken sometime this summer.

Die Themen im heutigen Versicherungsfunk Update sind: Deutscher Versicherungs-Award 2025 geht an 38 Anbieter Der Deutsche Versicherungs-Award wurde in Berlin verliehen. Franke und Bornberg, das Deutsche Institut für Service-Qualität (DISQ) und ntv würdigen damit bereits zum achten Mal herausragende Versicherer. Ausgezeichnet wurden 38 Anbieter in 31 Kategorien – basierend auf Produktqualität, Preis-Leistungs-Verhältnis und Service. Grundlage waren mehr als 5.000 Versicherungsdatensätze sowie 915 verdeckte Servicekontakte. Die Ergebnisse sind online unter www.vers-award.deabrufbar. Der Nachrichtensender ntv berichtet über die Verleihung am 8. April 2025 um 18:35 Uhr im Format „ntv service“. Ferienhäuser top ausgestattet – aber oft schlecht versichert Laut einer aktuellen Hiscox-Umfrage sind gewerblich vermietete Ferienimmobilien in Deutschland und Österreich häufig hochwertig ausgestattet, aber nur unzureichend versichert. 87 % der Befragten hatten bereits Schäden – etwa durch Mieter, Diebstahl oder Unwetter. Dennoch hat nur rund die Hälfte eine passende Versicherung. Mit „Mundial Commercial by Hiscox“ bietet der Spezialversicherer nun eine speziell auf Vermieter zugeschnittene Allgefahren-Police an. Rekordergebnis für VPV: Lebensversicherung legt um fast 50 Prozent zu Die VPV Lebensversicherung hat 2024 ein historisches Ergebnis erzielt: Die Beitragssumme stieg auf 955 Mio. Euro – ein Plus von rund 50 Prozent. Wachstumstreiber waren u.a. das neue VPV Parkdepot sowie die Auslandssparte in Island. Auch im Kompositbereich legt der Versicherer zu: Die Beitragseinnahmen stiegen um gut acht Prozent, die Combined Ratio liegt bei 90,6 Prozent. Zudem wurden die CO₂-Emissionen laut CSR-Bericht um 20 Prozent reduziert. Neuer Arbeitgeber-Service: Krankenkassen-Check für Mitarbeitende Das Vergleichsportal gesetzlichekrankenkassen.de hat einen neuen Arbeitgeber-Service gestartet. Mit dem kostenlosen Tool können Unternehmen ihren Mitarbeitenden eine neutrale Vergleichsmöglichkeit gesetzlicher Krankenkassen zur Verfügung stellen. Die Anwendung lässt sich datenschutzkonform in interne Plattformen wie Intranets einbinden und basiert auf den Daten der bekannten Vergleichsseite. Ziel ist es, Beschäftigte beim Wechsel in eine günstigere oder leistungsstärkere Krankenkasse zu unterstützen – wovon auch Arbeitgeber finanziell profitieren können. MLP: Lars Krauße übernimmt Leitung der Internen Revision Lars Krauße (45) hat zum 1. April die Leitung des Bereichs Interne Revision bei der MLP Banking AG übernommen. In dieser Position verantwortet er die Prüf- und Überwachungsprozesse in der gesamten MLP Gruppe, d. h. bei der MLP Banking AG, der MLP Finanzberatung SE, der MLP SE sowie bei allen Töchtern. Krauße berichtet an Finanzvorstand Reinhard Loose. Unabhängige Patientenberatung Deutschland (UPD): PKV ist mit dabei Die Private Krankenversicherung wird ab dem 1. Januar 2025 das Beratungsangebot der UPD-Stiftung mit jährlich 1,1 Millionen Euro mitfinanzieren. Darauf haben sich der Stiftungsvorstand und der PKV-Verband in einer Finanzierungsvereinbarung geeinigt. Diese Fördersumme orientiert sich am Anteil der PKV-Versicherten in der Gesamtbevölkerung.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro speaks with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the strategic transformation of the company's Global Specialty business, which began in 2019, focusing on streamlining operations and ramping up specialisation in marine, energy, and financial lines.The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values—especially "own it with pace"—as the company embraces change and seizes new opportunities in a fast-evolving industry.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Nonprofits and professionals all across the country are on edge right now. With federal grants pausing and unpausing, the limbo must be a whirlwind for so many people working in the nonprofit sector. We all get into this work because we want to help people. But along the way, stuff gets in the way. The organizations and systems we all work with can be cumbersome and lead to frustration. How can we get out of our way? Heather Hiscox tells us on this episode.  Heather Hiscox - PAUSE for Change Website  Discover the Five Skills to Address Uncertainty Top 20 Questions to Ask Your Collaborative Partner

Die Themen im heutigen Versicherungsfunk Update sind: Debeka übernimmt Vertragsbestand der Krankenunterstützungskasse Hannover Die Debeka hat durch die Übernahme des Vertragsbestands der Krankenunterstützungskasse Hannover (KUK) mehr als 1.000 neue Mitglieder gewonnen. Wie die Debeka gegenüber procontra bestätigte, wechseln 1.131 Versicherte, darunter 662 Vollversicherte und 469 Anwartschaftsversicherte, zum Unternehmen. Die neuen Mitglieder können ihre bisherigen Verträge bis Ende des Jahres ohne Gesundheitsprüfung in Debeka-Bisextarife umstellen. Für die KUK bedeutet dies das absehbare Ende: Laut Debeka ist die Auflösung der Kasse in Vorbereitung, ihre Homepage und telefonische Erreichbarkeit wurden bereits eingestellt. Targobank übernimmt Oldenburgische Landesbank Die Targo Deutschland GmbH, eine Tochter der Crédit Mutuel Alliance Fédérale, übernimmt die Oldenburgische Landesbank AG (OLB). Die Transaktion wurde von den Gesellschaftern und dem Aufsichtsrat beider Banken genehmigt und steht noch unter dem Vorbehalt regulatorischer Genehmigungen. Mit der Übernahme steigt die TARGOBANK Gruppe in die Top 10 der privaten Banken in Deutschland auf und erreicht eine Bilanzsumme von 79 Milliarden Euro. Die OLB soll Teil der Targo Deutschland Finanzholding Gruppe werden und das Wachstum in den Bereichen Immobilienfinanzierung, Mittelstandsfinanzierung und Corporate Banking weiter vorantreiben. Für Kundinnen, Kunden und Geschäftspartner bleiben die bestehenden Geschäftsbeziehungen unverändert. InterRisk bietet Schüler-Berufsunfähigkeitsversicherung Die InterRisk erweitert ihr Angebot mit einer Berufsunfähigkeitsversicherung für Schüler, die den Schülerstatus über die gesamte Berufslaufbahn sichert – unabhängig vom späteren Karriereweg. Damit bleibt der günstige Versicherungsstatus erhalten, auch wenn der Beruf später schwerer versicherbar oder kostenintensiver wird. VHV vereinfacht Versicherungsschutz für Bauprojekte bis 25 Millionen Euro Die VHV Allgemeine Versicherung AG bietet mit der Bauprotect Kombi eine kombinierte Haftpflicht- und Bauleistungsversicherung für Hochbauprojekte bis 25 Millionen Euro Bausumme an. Der Versicherungsschutz umfasst Bauherren, Investoren, Architekten, Planer und ausführende Unternehmen und kann ab sofort mit einem vereinfachten Antrag abgeschlossen werden: Fünf Risikofragen sind erforderlich, ohne zusätzliche Risikounterlagen. Hiscox führt Arbeitsausfall-Absicherung für Selbstständige und kleine Unternehmen ein Hiscox erweitert sein Angebot um das Versicherungsmodul „Arbeitsausfall by Hiscox“, das Geschäftskunden vor den finanziellen Folgen eines plötzlichen Arbeitsausfalls schützt. Die Absicherung kann als Zusatzbaustein zu einer Berufs- oder Vermögensschadenhaftpflicht abgeschlossen werden und bietet sowohl eine monatliche Leistung bis zu 18 Monate lang als auch eine Einmalzahlung bei dauerhaftem Arbeitsausfall. Unternehmen mit bis zu 3 Millionen Euro Jahresumsatz können das Modul ab sofort für neue und bestehende Policen ohne zusätzliche Gesundheitsfragen hinzubuchen. Smart Insur erweitert Tarifbewertung um PKV Restkostenversicherung für Beamte Die Versicherungsplattform Smart Insur hat ihre Tarifbewertung Smart Check um die PKV Restkostenversicherung für Beamte erweitert. Ab sofort können diese Tarife anhand von Verbraucherschutzkriterien bewertet werden. Die Restkostenversicherung deckt die Differenz zwischen den tatsächlichen Behandlungskosten und der Beihilfe-Erstattung und schützt Versicherte vor unerwarteten Eigenleistungen. Vermittler können mit Smart Check zudem Neu- und Alttarife bis 1960 vergleichen und ihren Kunden fundierte Analysen sowie Optimierungsvorschläge bieten.

Die Themen im heutigen Versicherungsfunk Update sind: Pflegeverband fordert Paradigmenwechsel zur Entlastung pflegender Angehöriger Zum Auftakt der Koalitionsverhandlungen zwischen CDU, CSU und SPD am 13. März 2025 fordert der Bundesverband pflegender Angehöriger, wir pflegen e.V., eine grundlegende Neugestaltung der Pflegeversorgung. Der Verband fordert unter anderem die Verabschiedung des Pflegekompetenzgesetzes (PKG), eine stärkere Einbindung pflegender Angehöriger in die Pflegepolitik, eine umfassende Entbürokratisierung sowie den Ausbau der Pflegeinfrastruktur. Zudem setzt sich wir pflegen e.V. für die Einführung einer Pflegevollversicherung und eine bessere soziale Absicherung pflegender Angehöriger ein. Capco und OpenAI kooperieren für KI-gestützte Finanzdienstleistungen Capco, eine globale Management- und Technologieberatung, gibt eine Zusammenarbeit mit OpenAI bekannt. Ziel der Partnerschaft ist es, den Einsatz von generativer KI in der Finanzdienstleistungsbranche zu fördern. Capco wird OpenAIs Modelle, darunter GPT-4o, in seine GenAI-Strategie integrieren und KI-gestützte Lösungen für führende Finanzinstitute entwickeln. Zudem soll die Implementierung von ChatGPT in der Capco-Belegschaft vorangetrieben werden, um praxisnahe Anwendungsfälle schneller umzusetzen und Mehrwert für Kunden zu schaffen. Hannover Rück steigert Gewinn und Dividende deutlich Die Hannover Rück hat 2024 ein starkes Geschäftsjahr verzeichnet und ihren Nettokonzerngewinn um 28 % auf 2,3 Milliarden Euro gesteigert. Die Eigenkapitalrendite stieg auf 21,2 %, der Rückversicherungsumsatz legte um 7,9 % auf 26,4 Milliarden Euro zu. Das operative Ergebnis (EBIT) verbesserte sich in der Schaden-Rückversicherung auf 2,4 Milliarden Euro, während die Personen-Rückversicherung ein EBIT von 934 Millionen Euro erzielte. Die Kapitalanlagerendite lag mit 3,2 % über dem Zielwert. Der Vorstand schlägt eine Dividende von 9,00 Euro je Aktie vor, einschließlich einer Sonderdividende. Für 2025 erwartet die Hannover Rück einen Nettokonzerngewinn von rund 2,4 Milliarden Euro. Baufinanzierungszinsen steigen im März wieder über 3 % Nach einer Phase der Stabilisierung sind die Baufinanzierungszinsen im März wieder gestiegen. Die Bestzinsen für 10-jährige Zinsbindungen kletterten von 2,98 % Anfang des Monats auf 3,12 %, während 15-jährige Zinsbindungen auf 3,35 % anstiegen. Der Zinsanstieg folgt der Entwicklung der Renditen 10-jähriger Bundesanleihen. Ascore Analyse erweitert Scoring für Tierkranken- und OP-Versicherungen Ascore Analyse hat ihr Scoring für Tierkranken- und OP-Versicherungen überarbeitet und erstmals um eine Bewertung für Pferde erweitert. Damit reagiert das Unternehmen auf die steigende Nachfrage nach Versicherungslösungen für Pferdehalter. Das aktualisierte Scoring für Hunde- und Katzenversicherungen basiert nun auf einer optimierten Bewertungsmethodik mit 70 Kriterien für die Tierkrankenversicherung und 49 Kriterien für die OP-Versicherung. Die neue Analyse soll mehr Transparenz für Verbraucher und Vermittler im wachsenden Markt der Tierkrankenversicherungen schaffen. Hiscox launcht Berufshaftpflichtversicherung für Beauty- und Wellnessbranche Hiscox bietet ab sofort seine Berufshaftpflichtversicherung für die Beauty- und Wellnessbranche auch im Maklermarkt an. Die Versicherungslösung wurde speziell für die Anforderungen von Soloselbständigen bis hin zu mittelständischen Unternehmen entwickelt und berücksichtigt aktuelle Markttrends wie Influencer-Tätigkeiten und Online-Reputationsschutz. Neben klassischer Haftungsabsicherung umfasst der Schutz auch Produkthaftung, Urheberrechtsverletzungen im Social-Media-Bereich sowie Kosten für Online-Marketing-Maßnahmen bei Reputationsschäden. Zudem erhalten Startups vergünstigte Prämien in den ersten zwei Jahren.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Jonathan Spry, CEO and co-founder of Envelop Risk, for an insightful discussion on how AI and advanced analytics are transforming cyber insurance. They explore Envelop Risk's “data flywheel” strategy, emphasising the power of data-driven decision-making in risk assessment. Jonathan shares how AI-driven underwriting has evolved over the past eight years, shifting from industry scepticism to widespread adoption. They also discuss "augmented underwriting," where AI enhances—rather than replaces—human expertise, especially in speciality insurance. The conversation extends to emerging risks, such as quantum computing's impact on cybersecurity and how AI reshapes risk management across industries. To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

This week, we speak with Fabrice Brossart, Group CRO at Hiscox, about the evolving risk landscape and key priorities for companies in 2025. Our discussion covers: • Has the industry truly learned from the 2008 financial crash when it comes to managing systemic risk? • The biggest risks the industry should be preparing for in 2025. • How risk management strategies need to adapt as markets soften. • Key insights on running a high-impact risk function that adds real business value.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.This episode of Making Risk Flow is a recording of an event hosted by Cytora and InsTech to bring industry stakeholders, including clients and key industry executives, to the table to discuss how they are approaching digitisation. Juan is joined by James Platt, Henry Withinshaw, and Jonathon Gray to explore how digital transformation is reshaping commercial insurance, tackling challenges like reducing quote turnaround times, improving data accuracy, and enhancing broker service. The panel shares real-world insights on balancing automation with human expertise, overcoming legacy system hurdles, and leveraging AI to streamline underwriting. Whether you're an insurer, broker, or tech enthusiast, this episode delivers actionable takeaways on modernising underwriting workflows for a more efficient and data-driven future.‍To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro is joined by Laurent Rousseau, CEO of Global Capital Solutions at Guy Carpenter, to discuss leadership, success, and the evolving role of insurance in society. Laurent reflects on his career journey from equity analyst to CEO, sharing his personal definition of success: one that prioritises inner fulfilment over external expectations. Together, Juan and Laurent also discuss the insurance industry's role as a key enabler of societal good and the need to shift public perception of the sector, why insurance must embrace innovation, and the challenges of leadership transitions, including the importance of knowing when to step down as part of an organisation's evolution.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro is joined by Marcus Ryu, Co-founder of Guidewire, to explore his fascinating entrepreneurial journey and the transformative role of technology in the insurance industry.Marcus reflects on his nearly two decades of experience building Guidewire into a company that revolutionised insurance. From his early career at McKinsey to founding a startup in a traditionally conservative industry, Marcus shares his thoughts on overcoming the challenges of entrepreneurship, the importance of building complementary founding teams, and navigating the high-stakes world of sales.Together, Juan and Marcus also discuss the evolution of insuretech and its growing opportunities, Marcus' transition into venture capital, and the pivotal moments in Guidewire's history, including a legal battle with Accenture that nearly derailed the company.If you'd prefer to watch the episode instead, simply click here!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

 Customer Mindset and Priorities in 2025 (01:47)The current climate of geopolitical and economic uncertainty is driving the need for speed and agility when delivering value to customers. Google Cloud customer projects that do just that include improving logistics at UPS, enhancing search functionality, and boosting customer service at Hanesbrands and Macy's. "Uncertainty means the great CEOs want action," Kurian says. "You control the controllable, and you do that by improving speed in your organization." Kurian also discusses significant AI integrations, such as Google Cloud's collaboration with Samsung on its phones and Snap's in-app coach, which are shaping the future of customer interaction.Cloud and AI as a Continuum (04:08)Kurian explains that cloud services actually simplify the deployment and management of AI because they provide models and accelerators as services, reducing the complexity of managing AI systems. In turn, AI helps to streamline cloud services by enabling faster and more efficient application development. Customer examples of how cloud and AI work together to deliver innovative offerings can be found in AI-driven risk calculations at Hiscox, tailored advertising for Puma and Radisson, and content discovery for Warner Brothers Discovery.AI's Impact on Business and Productivity (07:48)AI is no longer confined to IT departments but is now influencing a wide range of business functions. It's improving productivity by streamlining operations, such as facilitating live patient handoffs at hospitals. "Allowing the nurses to do live handoff to another nurse means more time at the bedside. It means more productivity."AI is also enhancing product development by enabling customers to articulate complex needs, which AI can then translate into tailored recommendations. Furthermore, AI's role in call center automation is improving efficiency by handling high volumes of customer inquiries and providing superior service.Customer Service and AI Integration (13:01)Google Cloud's approach to integrating AI with customer service helps businesses create more cohesive and efficient customer experiences by improving reach, understanding, and interactions across multiple channels. Kurian discusses innovations such as the self-service retail search at InterContinental Hotels and digital concierge services for Orange. AI agents manage customer queries, upsell products, and improve service efficiency in call centers.Cost Optimization and Efficiency in AI (15:52)There are several ways in which Google Cloud is addressing the challenges of AI tool affordability. Kurian outlines initiatives aimed at improving the efficiency of AI, such as new software capabilities and optimizations to AI models. In the last six months, Google Cloud has significantly reduced costs, with model costs dropping by more than 10 times. Additionally, improvements in latency and the reduction of AI response iterations are also helping to make AI more efficient and cost-effective.Customer Acknowledgment (18:46)In closing, Kurian expresses his gratitude to Google Cloud's customers, partners, and all those who have supported the company's journey. "To every customer, every partner, everyone who gave us a shot, you were the reason that all of our people worked so hard. Thank you."

Welcome to the Book Publishing Academy podcast. On this episode Janine Hernandez, expert Book Publishing coach chats with Author Heather Hiscox on her featured title "No More Status Quo." Make sure to subscribe and leave a review!  Follow us on instagram: www.instagram.com/bookpublishingacademy Grab the free ebook, the Beginners Guide to Self Publishing: https://www.bookpublishingacademystrategy.com Schedule a no- cost call with our team: www.bookpublishingacademystrategy.com/discover  Join our FREE group: www.bookpublishingacademyfbgroup.com 

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Here it is, the moment we've been counting down to! As we wrap up our Top 5 Most Downloaded Episodes of 2024, we're thrilled to re-release the No. 1 episode of the year.In this standout conversation, host Juan de Castro sits down with Andrew Horton, Group CEO of QBE Insurance, a global leader operating in 26 countries and ranked among the world's top 20 insurance and reinsurance companies. Andrew's insights captivated audiences, making this the most downloaded episode of the year.During their discussion, Juan and Andrew explore how QBE maintains consistency in a market defined by rapid change, the pivotal role of innovation and culture in driving the industry forward, and why AI has become a personal priority for Andrew as a game-changing technology.Topics Discussed:How QBE balances stability with adaptability in a dynamic industry.The critical link between company culture, innovation, and long-term success.Andrew's perspective on how AI is reshaping the future of insurance.Join us as we celebrate this incredible episode and reflect on the remarkable conversations that defined 2024. Thank you for being part of Making Risk Flow; here's to more impactful episodes in the year ahead!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.We're nearing the top of our countdown! As we celebrate the Top 5 Most Downloaded Episodes of 2024, this week we're revisiting the conversation that landed at No. 2.In this episode, host Juan de Castro is joined by James Platt, Co-Founder and Operating Partner at Trimstone Partners. James brings a wealth of experience in operational transformation and technology innovation, with a career that spans senior roles at Boston Consulting Group and Aon, where he served as CEO of Digital Solutions.This episode struck a chord with listeners for its bold perspectives and actionable insights. James shares why he believes the combined ratio is a flawed metric holding the insurance industry back, and how leveraging data, digitisation, and smarter decision-making can propel the sector forward.Topics Discussed:Why the combined ratio might be the insurance industry's biggest obstacle.Lessons from other industries like mortgage and asset management on evolving successfully.How data and digital tools can unlock new growth and efficiency opportunities.Don't miss this thought-provoking episode as we edge closer to revealing the No. 1 most popular episode of 2024!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.The countdown continues! As we approach the end of 2024, we're revisiting the Top 5 Most Downloaded Episodes of the Year on Making Risk Flow.This week, we're diving into No. 3, a thought-provoking conversation with Jacob Palmer, Partner at Boston Consulting Group (BCG). With over 13 years of experience in consulting, risk management, and insurance, Jacob works with global insurers to navigate challenges and seize opportunities in a rapidly evolving industry.Whether you're revisiting this conversation or hearing it for the first time, it's an episode packed with expert perspectives on leveraging GenAI to transform insurance.Topics Discussed:Why GenAI is becoming a high priority for insurers.The essential components of a successful GenAI strategy.Buy versus build: considerations for adopting new technologies.How London market insurers are approaching growth opportunities in the US market.Join us as we celebrate the standout moments from 2024 and continue our countdown to the No. 1 episode of the year!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.The countdown continues! As we approach the end of 2024, we're revisiting the Top 5 Most Downloaded Episodes of the Year on Making Risk Flow. This week, we're diving into No. 4, a fascinating conversation with Clive Buesnel, former CEO of Tysers and current Managing Partner, International at Insurance Advisory Partners.Whether you're revisiting this conversation or hearing it for the first time, it's an episode packed with forward-thinking insights that remain as relevant today as when it was first released.Topics Discussed:How carriers can harness data and technology to achieve greater efficiency.The emergence of a secondary insurance market for specialty risks—and why it's a game-changer.Key trends shaping the future of the insurance industry and what they mean for stakeholders.Join us as we celebrate the standout moments from 2024 and continue our countdown to the No. 1 episode of the year!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to a special end-of-year series on Making Risk Flow! As we count down the final weeks of 2024, we're revisiting the Top 5 Most Downloaded Episodes of the Year. Each Tuesday, we'll re-release one standout episode, starting with the fifth most popular and building up to the fan favourite at No. 1.To kick things off, we're thrilled to revisit a milestone moment: our 50th episode featuring Bob James, Chief Operating Officer of Lloyd's. This conversation captured the attention of thousands of listeners for its insightful exploration of how one of the world's most iconic insurance markets is driving digital transformation.In this episode, host Juan de Castro and Bob discuss Lloyd's ambitious Blueprint Two initiative, which aims to revolutionize the London insurance market through cutting-edge digital strategies. They also explore the challenges and opportunities of industry-wide change, including the role of core data standards in driving efficiency and innovation.Whether you're revisiting this conversation or hearing it for the first time, it's an episode packed with forward-thinking insights that remain as relevant today as when it was first released.Topics Discussed:How Lloyd's is pioneering digital transformation through Blueprint Two.The role of core data standards in the future of insurance.Lessons from other industries, like mortgage markets, on accelerating innovation.Why insurers don't always evolve at the same pace—and how they can overcome this.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Edição de 27 de Novembro 2024

Traditional insurance models are limited in growth. In this episode with Robert Dietrich, CEO of Hiscox Europe, we discuss what it takes for embedded insurance and AI-driven models to work and dive into a blended cyber-insurance opportunity worth exploring.Welcome to the Digital Transformers Podcast with Kilian Karrasch. On this podcast, you'll hear about the latest next-generation business opportunities, and how you can build new products and business models around them to create more revenue for your business. Plus, you'll learn about the many lessons Kilian and his guests have learned on their path to building and running multi-million euro businesses.About the host: Kilian Karrasch is the founding partner at Boldheart, the leading next-generation product & venture builder. Together with his team, he helps ambitious corporates such as Valora, GEMA, and the International Chamber of Commerce identify, build, and scale successful next-generation digital products and business models.Follow Kilian's socials: LinkedInAbout the guest:Robert Dietrich is the CEO of Hiscox Europe, a specialist global insurer. Under his former leadership, Hiscox Germany quadrupled its growth and expanded into direct-to-consumer, technology, and cyber insurance. Today, Robert continues the transformative growth at Hiscox Europe, leveraging technology to meet the evolving needs of brokers and clients.Follow Robert's socials: LinkedInTimeline: (01:13) - Embedded Insurance - and it's key success factors(10:06) – Building flexible, customer-centric tech systems for modern insurance(16:16) – How AI can enhance underwriting processes and reduce costs(24:45) – Exploring AI-based cybersecurity solutions with insurance benefits

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro speaks with Johan Slabbert, an Independent Senior Advisor for Insurance Advisory Partners, to delve into the transformative impact of AI and data analytics on the insurance industry. With over 30 years of international experience, Johan has held key executive roles, including CFO for Latin America and the Caribbean at AIG and CEO positions at Augustus Specialty, Chaucer Group, MS Amlin, and MSIG Holdings. Johan's global journey has undoubtedly enriched his expertise across diverse insurance markets.Together, Juan and Johan explore the transformative role of AI in underwriting, particularly in managing the increasingly complex landscape of data integration. They discuss the balance between traditional data sources and new digital data streams and how AI-driven automation is unlocking more dynamic approaches to risk assessment. Johan also sheds light on the shift from simple system upgrades to broader, strategic transformations within insurance, emphasising how AI can support portfolio-level decision-making while reshaping the role of the underwriter.If you'd prefer to watch the episode instead, simply click here!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Curious about transforming HR strategies and boosting employee engagement? Join us as we sit down with Laila Gillies, Head of HR for Hiscox USA, a leading insurer for more than 600,000 small businesses in the US. Listen as Laila discusses her experience of transforming Hiscox's talent retention and engagement strategies, elevating employee experiences and advancing the company's overall industry impact. Laila shares her innovative approaches to retaining top talent and fostering a thriving company culture. Discover how Hiscox has masterfully balanced proactive and reactive HR strategies to anticipate future needs while keeping pace with unexpected challenges like the pandemic. Laila shares the secrets behind their holistic wellness programs, which include everything from sabbaticals and upskilling to mental, emotional, and financial well-being initiatives—all of which have significantly enhanced employee satisfaction and retention.In Bill Banham's conversation with Laila, they also explore the critical role of diversity, equity, and inclusion (DEI) in driving innovation and business growth at Hiscox. Leila emphasizes the value of embracing diverse perspectives and experiences, particularly through their strategic location in Atlanta, which provides a rich talent pool. We examine how the evolution of remote work has reshaped employee expectations and how Hiscox's activity-based approach seamlessly blends flexibility with in-person collaboration. Additionally, Laila highlights the importance of mentorship and the pivotal role senior employees play in nurturing the next generation of talent. Tune in to gain valuable insights into transforming HR practices and championing inclusivity in the workplace.---Message from our sponsor: Looking for a solution to manage your global workforce?With Deel, you can easily onboard global employees, streamline payroll, and ensure local compliance. All in one flexible, scalable platform! Join thousands of companies who trust Deel with their global HR needs. Visit deel.com to learn how to manage your global team with unmatched speed, flexibility, and compliance.---Feature Your Brand on the HRchat PodcastThe HRchat show has had 100,000s of downloads and is frequently listed as one of the most popular global podcasts for HR pros, Talent execs and leaders. It is ranked in the top ten in the world based on traffic, social media followers, domain authority & freshness. The podcast is also ranked as the Best Canadian HR Podcast by FeedSpot and one of the top 10% most popular shows by Listen Score. Want to share the story of how your business is helping to shape the world of work? We offer sponsored episodes, audio adverts, email campaigns, and a host of other options. Check out packages here. Follow us on LinkedIn Subscribe to our newsletter Check out our in-person events

APAC stocks held a mostly positive bias as the dust settled from the US election, participants also digested Chinese trade data.European equity futures are indicative of a firmer cash open with the Euro Stoxx 50 future +0.3% after the cash market closed lower by 1.4% on Wednesday.DXY has pulled back onto a 104 handle with antipodeans leading the fight back vs. the USD, USD/JPY sits on a 154 handle.German Chancellor Scholz dismissed Finance Minister Lindner and will call for a confidence vote on January 15th which could allow elections by the end of March.Looking ahead, highlights include German Industrial Output, EZ Retail Sales, US Initial Jobless Claims, Wholesale Inventory, Riksbank, Norges Bank, BoE & Fed Policy Announcements, ECB's Lane, Schnabel, Elderson, BoE Governor Bailey & Fed Chair Powell, Supply from Spain & France.Earnings from Hochtief, Munich Re, Heidelberg Materials, Rheinmetall, Delivery Hero, Daimler Truck, Lanxess, Euronext, Engie, SES, Veolia Environment, Legrand, Zealand Pharma, GN Store Nord, Banca Monte dei Paschi di Siena, Azimut Holding, Leonardo, Nexi, Cellnex, Grifols, Telefonica, BT Group, Hiscox, Taylor Wimpey, National Grid, J Sainsbury, ITV, Hikma Pharmaceuticals, ArcelorMittal, PG&E Corp, Duke Energy Corp, Becton Dickinson and Co, Air Products and Chemicals Inc, Airbnb Inc, Ralph Lauren Corp, Moderna Inc & Warner Bros Discovery Inc.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Send us a textIn this episode of Making Risk Flow, host Juan de Castro speaks with Jillian Slyfield, the Chief Innovation Officer at Aon, a global leader in risk management and insurance solutions, helping organisations tackle complex risks with innovative, data-driven approaches. With years of experience at the forefront of technological change, Jillian has a unique perspective on how data is reshaping the insurance landscape and driving new opportunities for clients and insurers alike.Together, Juan and Jillian discuss Aon's three main strategic innovation focusses: enhancing data and analytics capabilities, advancing future mobility solutions, and driving digital transformation. Plus, the duo also cover Aon's billion-dollar investment in data architecture modernisation, the growing complexities of managing risk as vehicle technology evolves, the development of a digital marketplace aimed at streamlining interactions between brokers, carriers, and clients, and the enticing potential of AI and telematics. If you'd prefer to watch the episode instead, simply click here!To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Send us a textIn this special episode of Making Risk Flow, host Juan de Castro engages an esteemed panel of insurance industry experts during InsTech's recent Beyond Theory event in London. The panel features James Wright, Head of Technology at Beazley; Henrik Bjørnstad, Managing Director of National Markets at Markel International; and Jason Howes, Chief Transformation Officer at Allianz Insurance. Together, they explore the evolving landscape of commercial insurance, with a particular focus on digital transformation and its implications for underwriting processes.Juan prompts the panel to candidly discuss their transformation journeys, uncovering the distinct challenges each company encounters as they modernise operations and enhance customer experiences. James details Beazley's efforts to centralise operations for better SME client service, emphasising the importance of tailored underwriting for diverse risks. Jason outlines Allianz's ambitious strategy to digitise and simplify its services, underlining the need to meet rising customer expectations. Meanwhile, Henrik illustrates how prioritising workflow improvements has significantly boosted productivity and customer satisfaction in underwriting, especially in speciality lines. The discussion also delves into strategies for fostering a cultural shift among underwriters to embrace innovative digital tools.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Meet Heather. She's the powerhouse behind Pause for Change and co-creator of The Possibility Project. She's here to share her PAUSE Framework, a proven method for creating real, lasting change. This framework helps nonprofits co-create innovative solutions that truly serve their communities

Making Risk Flow is back for it's sixth season! In the first episode of the new series, host Juan de Castro speaks with Bettina Dietsche, Chief People and Culture Officer at Allianz Group, one of the world's largest and most diversified insurance and asset management companies. Bettina is a global executive with over 25 years of international experience in leading and managing business, sales, and operational divisions in the financial services, insurance, and IT industries.Together, Juan and Bettina discuss the intersection of technology, people, and culture in the ever-evolving landscape of commercial insurance. The pair also talk through how to foster a culture that embraces both digital transformation and personal development, the need for upskilling for the future via lifelong learning, and the importance of valuing and leveraging the experience of older employees while also embracing the innovation and dynamism of younger generations.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

What if the way we approach change is broken? Would you try something new?  Or stick to what you know? In this episode of Leveraging Thought Leadership, host Peter Winick sits down with Heather Hiscox, founder and CEO of Pause for Change and author of No More Status Quo: A Proven Framework to Change the Way We Change the World. Heather shares her journey of transforming frustration into a groundbreaking approach that's helping changemakers address tough challenges in the nonprofit, government, and philanthropic sectors. Heather's insights began with a simple yet powerful question: "Why aren't we working differently?" Years of seeing wasted efforts and weak results in the social sector pushed her to experiment. The result? The Pause framework—a tool for disrupting the status quo and creating meaningful impact. Her approach focuses on relationships, active listening, and rapid iteration, all built on a foundation of empathy and learning. Heather discusses how entrepreneurs often miss key listening skills, and how fear of "not being ready" keeps leaders from publishing ideas and moving forward. Instead, she encourages taking risks, learning in real-time, and embracing new methods to achieve different outcomes. Her clients—nonprofits, local governments, and philanthropic organizations—typically approach her for one of two reasons: something's broken, or they're unsure what's possible next. Heather uses her framework to guide them through the uncertainties, asking the right questions and driving real change. When it comes to marketing, Heather's strategy is driven by relationships and word of mouth. She's not just waiting for clients to find her—she's actively engaging them through LinkedIn, her online show The Possibility Project, and by knowing when to walk away from those who aren't ready to embrace her message. Heather's work is a call to action for leaders ready to stop settling for the status quo and start making the impact they've always envisioned. Three Key Takeaways: • Embrace new methods to create change: Heather emphasizes that traditional approaches in the social sector often fall short. To make real impact, leaders must ask different questions and take risks with new methods, like her Pause framework. • Relationships and listening are essential: Success hinges on building strong relationships and honing active listening skills. Whether in business or social change, empathetic listening and rapid iteration are key to solving complex problems. • Don't fear imperfection: Many leaders hesitate to publish content or make moves because it "isn't ready." Heather advocates for moving forward despite uncertainty, learning in real-time, and refining as you go. Heather has years of helping clients change how they think and work.  If you are a thought leader, speaker, or author is your work creating sustainable change?  Explore the topic more in this article by Peter Winick.

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode, Juan is joined by Simon Cooper-Williams (Director of Portfolio Development Solutions at Markel International) and Jamie Wilson (Head of Pricing and Innovation at Hyperexponential). Together they discuss how the role of actuaries has evolved over the years, and how they work together with underwriters to achieve more dynamic and informed pricing decisions.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode, Juan discusses implementing ESG with Simon Tighe, Group Head of Investments, Treasury and Credit Risk at Chaucer Group, and Paul McCarney, Senior Director of Insurance Product Strategy at Moody's. Together, the trio talk through the relevance of ESG data in insurance, the need for standardised data, and how the industry can unite to create a more sustainable future.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Heute haben wir eine ganz besondere Ausgabe für euch. Unsere geschätzten Hosts begrüßen Marc Thamm, Versicherungsmanager bei Hiscox, zu einem tiefgründigen Gespräch über die Risiken und Regulierungen rund um Künstliche Intelligenz (KI) in der IT-Branche.Wir werden diskutieren, wie die europäische Gesetzgebung sicherstellen will, dass KI-Technologien sicher und ethisch eingesetzt werden, und welche Rolle Versicherungen dabei spielen. Marc Thamm teilt wertvolle Einblicke und berichtet von typischen Schadensszenarien sowie den präventiven Maßnahmen, die Hiscox ergreift, um ihre Kunden zu schützen. Außerdem erfahrt ihr, warum der Bedarf an speziellen Versicherungsprodukten für KI so groß ist und welche zukünftigen Entwicklungen die Versicherungsbranche erwartet.Freut euch auf interessante Diskussionen über die Herausforderungen und Chancen, die KI der Versicherungsindustrie bietet!Schreibt uns gerne eine Nachricht!Folge uns auf unserer LinkedIn Unternehmensseite für weitere spannende Updates.Unsere Website: https://www.insurancemondaypodcast.de/Du möchtest Gast beim Insurance Monday Podcast sein? Schreibe uns unter info@insurancemondaypodcast.de und wir melden uns umgehend bei Dir.Vielen Dank, dass Du unseren Podcast hörst!

While we take a seasonal break over the summer, we're excited to bring you a special series of Greatest Hits episodes! These episodes highlight the most impactful discussions from past seasons of Making Risk Flow; offering both new listeners a chance to catch up on the essential conversations that have shaped our industry, and long-time followers an opportunity to revisit the insights that continue to resonate today. We hope you enjoy revisiting these highlights, and we look forward to bringing you new content soon.In this Greatest Hits episode of Making Risk Flow, host Juan de Castro is joined by his good friend and Deputy CUO and Head of Third Party at Inigo Insurance, Craig Knightley. During their conversation, the pair discuss just how data analytics and insights can play a pivotal role in gaining a competitive advantage in insurance and ensure underwriters are more accurate in risk selection. Plus, Craig outlines the five pillars of Indigo's strategy: great data, great analysis, a great underwriting workbench, portfolio underwriting, and partnering with clients.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Join us on this episode of Risk Seller as we sit down with Andrew Wynn from Ascend, calling in from the Bay Area, to share a delightful tasting of Flowers Sonoma Coast Pinot. Listen in as we explore its unique flavors, discuss our personal wine preferences, and recommend "The World Atlas of Wine" for enthusiasts looking to expand their knowledge. Alongside some amusing anecdotes, including a story about a Diet Coke connoisseur, we highlight the efficiency benefits our team has experienced by using Ascend for premium finance. Our conversation continues as we trace Andrew's fascinating career journey from Indiana to the Peace Corps in Senegal, and then to Silicon Valley. Learn about his impactful work with farmers in Senegal and his early days at Instacart, where he witnessed the company's rapid growth from a small team to a major tech player. Andrew shares insights into the challenges and triumphs of working in a startup environment, emphasizing the significant impact each team member had on Instacart's trajectory. We dissect the entrepreneurial journey that led to the creation of Ascend, enriched by lessons learned from Instacart and the insurance industry. Our discussion spans the frequent pricing errors and logistical hurdles of early Instacart days, the strategic pivot to insurance tech, and the cultural disconnects within Silicon Valley. We wrap up with a thought-provoking discussion on event cancellation insurance in light of a recent terror threat at a Taylor Swift concert, and we share a lighthearted trivia session to end on a high note. Tune in for a mix of insightful industry talk, personal stories, and a splash of humor! Timestamps 0:26 Today's wine: Flowers Sonoma Coast Pinot 6:01 Introducing Andrew Wynn and his background with Peace Corps and Instacart 10:42 Andrew's experience working at Instacart, a growing unicorn company 14:48 First Instacart app integration with groceries stores 18:49 Andrew's roles inside Instacart 20:47 Andrew's shift from Instacart to entrepreneurship with Sheltr 27:07 Coming in contact with the insurance world at Hippo and paving way to Ascend 29:49 The process of creating and launching Ascend 35:07 What does Ascend do 37:11 Raising money and partners for Ascend 39:15 Cultural shock when moving from Indiana to the Silicon Valley 45:15 End of the interview 46:22 Terror plot against Taylor Swift's concerts 50:58 Weekend update 55:07 Hiscox's generative AI underwriting model in partnership with Google 57:34 KBW Bank's ETF with insurance companies 59:47 True of false quiz Connect with Andrew Wynn: LinkedIn: https://www.linkedin.com/in/wynnandrewj/ Personal Website: https://www.andrewwynn.me/ Ascend Website: https://www.useascend.com/ Connect with RiskCellar: Website: https://www.riskcellar.com/ Brandon Schuh: Facebook: https://www.facebook.com/profile.php?id=61552710523314 LinkedIn: https://www.linkedin.com/in/brandon-stephen-schuh/ Instagram: https://www.instagram.com/schuhpapa/ Nick Hartmann: LinkedIn: https://www.linkedin.com/in/nickjhartmann/

In the final episode of Season 5 of Making Risk Flow, host Juan de Castro sits down with James Platt, Co-Founder and Operating Partner of Trimstone Partners, a boutique strategy consulting business focused on supporting major strategic change in the insurance, asset and wealth management industries. James has an illustrious career in operational transformation and technology innovation, having played pivotal roles as a consultant and partner at Boston Consulting Group and as the CEO of Digital Solutions at Aon.Together, Juan and James discuss why James believes the combined ratio is the worst thing that ever happened to the insurance industry, the reasons why the industry hasn't evolved as successfully as the mortgage and asset management sectors have, and why data, digitisation, and decision-making can be the levers for change.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

“When you hire for specific experience, then you're always going to have to hire for somebody within the industry”, says Nicola. “When you break it down to what are the specific jobs to be done, what are the skills that are required to do those jobs, often those skills are industry agnostic.There are clearly some examples where that's not the case, but there are many examples where it is the case, and if we can start to do that, then that opens a whole world of new opportunities to new and different talent. But it takes intentional effort.”On this episode of the Insurance Coffee House Podcast, Nicola talks about her not planning her career journey and saying ‘yes' to exciting opportunities. Having significant industry experience in pharmaceuticals and private banking, including 17 years at ING, Nicola joined Hiscox in September 2022. Headquartered in Bermuda and with 3,500 employees in 14 countries, Nicola explains that she was hired to transform the HR function, to make it scalable, to elevate it, to become a more strategic partner to the business. “We're guardians of the employment proposition, of the culture and therefore the experience that each of those 3,500 colleagues has while working here. It's a real privilege.One of the first things I did when I joined was to change the title from HR to People. People are humans, they shouldn't simply be considered as resources. Language really matters.”Nicola describes the company's growth ambitions in the US under the stewardship of recently appointed CEO, Mary Boyd. She also highlights how her own career experiences have shaped her passion for people and inclusivity, as well as how leadership set the tone. “Ensuring we've got the best talent in position, means being an inclusive company. One which values diversity and ensures people feel psychologically safe to fully contribute.We know this type of environment is when people do their best work and there's real evidence linking it to business performance.But my experience of living and working abroad has taught me that it's really nice to believe these things, but it takes intentional effort to make them a reality for people.”Nicola shares how getting diverse talent is one thing, but setting them up for success is another. She emphasizes the key role data plays in DEI strategies and how it can help identify specific issues in delivering it, as well as why she's a huge believer in transition planning and rapid support around diverse talent. Nicola explains how Hiscox is investing in 6 employee network groups, why she believes they need to be inclusive and engage with allies, and how the business is building up its own diverse junior talent pipelines through apprenticeships and early careers initiatives. Highlighting the need to build diversity into all of Hiscox's processes and tooling, Nicola says, “We need to make it easy for people. The shortlists and the panels, our talent acquisition colleagues just need to make sure those processes are in place and hiring managers don't even need to think about it.”Nicola gives her advice to insurance leaders coming to interview at Hiscox and encourages her insurance industry peers to cast the net wide when looking for the best insurance talent. “Start before you need to so that you're not in that crisis, urgent rush situation and also be very specific about the jobs to be done in the role and matching the skills needed to those jobs.” She concludes by sharing the importance of trust when working with an insurance executive search partner and the one lesson her career has taught her, she wants everyone to learn. “You cannot think your way in to new behaviours. You have to take action. There's a book called ‘Act fast and fix it', but that is such great advice. I would take progress over perfection every day.” Connect with Nicola...

In this episode of Making Risk Flow, Juan de Castro speaks with Bob Gadaleta, Executive Vice President at Twin Maples Speciality, a new division of Starr Insurance designed to focus on serving mid-market businesses through wholesale brokers in the US. Bob joined Starr to assume this newly created position, bringing over 29 years of insurance industry experience in underwriting and field sales leadership, including stints at Hiscox and AIG.Over the course of their conversation, Juan and Bob discuss how Twin Maples Specialty aims to streamline workflows, use data-driven insights, and attract top talent to provide efficient and innovative solutions for brokers. Plus, the duo also discuss what the insurance industry can learn from the insurtech startup mindset, how prioritisation can lead to superior risk selection, and why brokers don't want, yet another, portal.If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Making Risk Flow, host Juan de Castro speaks with Stephane Flaquet, the Group Chief Operations and Technology Officer at Hiscox. Stephane is a financial services professional with broad experience in all aspects of operations, technology, and change management. Stephane's love for the industry spawns from the social purpose of insurance, and the responsibility of protecting clients' assets, as well as the industry's ability to be a great place to combine people and technology.Together, Juan and Stephane discuss the vital roles of culture, leadership, and data in the insurance industry today. The pair also highlight how Hiscox's unique culture has contributed to its success, explore the essential characteristics of strong leadership and the challenges of maintaining a thriving culture as a company grows, why diverse teams increase business performance in insurance, and what insurance professionals can learn from elite sporting teams. If you'd prefer to watch the episode instead, simply click here!To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this milestone 50th episode of Making Risk Flow, host Juan de Castro is joined by Bob James, the Chief Operating Officer of Lloyds. Bob is a seasoned senior insurance executive who has left an indelible mark on the insurance industry. He's held C-suite positions in leading U.S. and International insurers, and is member of the Board of Trustees for The Institutes, a leading provider of insurance education.During the course of their conversation, Juan and Bob delve into the evolving nature of the London insurance market. Bob shares how Lloyd's is driving transformation through initiatives like Blueprint Two, an ambitious strategy to deliver profound change through digitalisation. They also discuss reasons why insurers don't always evolve at the same speed, why the mortgage market has undergone radical digital transformation over the past 20 years whilst the commercial insurance market has not, and why core data standards might be the missing key for further transformation in the insurance industry.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In the latest episode of Making Risk Flow, host Juan de Castro speaks with Emmanuel Clarke. Emmanuel wears many hats, including serving as Chairman of the Board at the BMS Group and Compre Group, and as a Senior Advisor at McKinsey & Company. Industry insiders speak of Emmanuel as a living legend in the insurance sector. With over 30 years of experience in the industry and multiple enterprise leadership roles, Emmanuel is a performance-driven, strategic, and execution-focused leader with a proven track record for leading global and culturally diverse teams. Together, Juan and Emmanuel highlight the digitisation challenges that both insurance and reinsurance face, and why they are more similar than they immediately look on the surface. Plus, the duo also cover how AI and data could be used to evolve reinsurance workflows, the impact seasonality has on the quality of data, and why it's crucial to digitise unstructured data as soon as it's received.To discover out more about digital risk processing, click here.Our previous guests include: Bronek Masojada of PPL, Simon McGinn of Allianz, Richard Coleman of Ecclesiastical, Steven Wilkins of Hiscox, Matthew Grant of InsTech, Philippe Lutgen of Howden, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's