POPULARITY
4 episodes with mapalo
63 episodes with mapalo
2 episodes with mapalo
Welcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future. Last episode we focused on saving for shorter-term goals, but what about those medium to longer-term goals like your child's tertiary education in ten years or time, or leaving your child a legacy? Maybe you want to start your own business one day? How do you start? The episode begins with the importance of setting clear and achievable financial goals, providing a practical example of calculating future education costs, illustrating how inflation can significantly impact the amount you need to save. One of the key takeaways is the distinction between interest and growth. While interest is a guaranteed return from a bank, growth involves investing in assets that increase in value over time. They highlight the benefits of investing in unit trusts and exchange-traded funds (ETFs) as effective ways to achieve capital growth. A significant portion of the episode is dedicated to the advantages of tax-free savings accounts (TFSAs). Introduced in 2015, TFSAs offer a tax-efficient way to save and invest. Maya and Mapalo explain how TFSAs can be used for various financial goals, including saving for your child's education and supplementing your retirement fund. They stress the importance of viewing TFSAs as long-term investment vehicles rather than regular savings accounts. The hosts also explore the opportunities and benefits of investing offshore. They discuss how local funds can invest on your behalf overseas, providing exposure to global markets. For those looking to build assets outside South Africa, they recommend starting with local companies that offer offshore investment products. Maya and Mapalo caution against the use of endowment products for education savings. They argue that these products often come with high fees and tax implications that may not be beneficial for most investors. Instead, they advocate for simple, low-cost investment options like TFSAs and unit trusts. Join Maya and Mapalo for an enlightening discussion that will help you secure your financial future.
Stephen Grootes speaks to entrepreneur and business expert Matsi Modise, as she reviews the insightful book 'You're Not Broke, You're Pre-Rich' by Mapalo Makho, sharing her thoughts on how to rethink your relationship with money and unlock your path to prosperity.See omnystudio.com/listener for privacy information.
Welcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. In previous episodes we have focused on budgeting and living within your means, but at some stage everyone will need to access credit. But how do you do that in a responsible and sustainable manner? We begin with a cautionary tale from Thato, one of our mentees, who illustrates how easily consumer debt can accumulate. From small loans and credit cards to store accounts, many find themselves in financial turmoil without realising how they got there. Thato's story serves as a reminder of the importance of understanding the true cost of debt and making informed decisions. We explore the concept of good versus bad debt, providing practical examples such as using a loan for education or a car versus funding a lifestyle you can't afford. Maya and Mapalo discuss the emotional aspects tied to borrowing and how to avoid the pitfalls of succumbing to tempting offers from banks and credit providers. We also delve into the mechanics of credit cards, the myths surrounding the interest-free period, and the importance of paying off your balance in full each month. Mapalo shares a poignant story of a client who fell into the trap of using credit to fit in socially, highlighting the emotional triggers that can lead to poor financial decisions. For those looking to build a credit record responsibly, we offer actionable advice on how to do so without falling into debt. From setting realistic credit limits to understanding the impact of your banking behaviour on your credit score, we cover all the bases. We wrap up with a discussion on car finance, including the dangers of balloon payments and the long-term financial commitment they entail. Maya shares insights from her experience on how to negotiate better terms and avoid unnecessary fees, ensuring you make the most financially sound decision possible. Join us for this comprehensive guide to borrowing wisely, and don't forget to complete the credit agreement worksheet available in this link. Your journey to financial freedom starts with understanding and managing your debt effectively.
Are you ready to take control of your financial future? The Santam Insure Your Future Money Bootcamp is here to guide you through a transformative journey that will help you understand and master your finances. Hosted by Maya Fisher-French and Mapalo Makhu, this podcast series is designed to help you build a solid financial foundation, no matter where you are on your money journey. In the second episode of the Santam Insure Your Future Money Bootcamp, Mapalo and Maya dive into the topic of budgeting and how taking control of your day-to-day spending can significantly reduce financial anxiety. With real-life anecdotes and practical advice, this episode is a must-listen for anyone looking to gain financial clarity and peace of mind. Listeners will hear from Thato, who shares how her anxiety around money diminished once she created a budget, and the story of Pam, who discovered she had more money than she realised once she started tracking her expenses. The episode also features a conversation with Sbongile, a mentee from last year's cohort, who transformed her financial habits and mindset through budgeting. Mapalo and Maya discuss different budgeting approaches, including zero-based budgeting and the 50/30/20 rule, emphasising the importance of finding a method that works for your unique lifestyle and financial situation. They also explore the concept of a survival budget and how it can provide a safety net during financial shocks. Whether you're new to budgeting or looking to refine your financial strategy, this episode offers valuable insights and practical steps to help you take control of your finances. Download the budget template from our resource page and start tracking your expenses today. Share your experiences with us by sending a voice note to 062-174-0145.
Charlie Kirk goes on the George Janko show and shares how he came to faith in Jesus and the most effective way to share the gospel. While I agree with Charlie to an extent it's just too narrow of an understanding of evangelism. We also watch a clip of content creator, Mapalo who is praying over Christians all while the Seattle Pride parade is going on. I share how we should share prophetic utterances with wisdom, and humility, and the steps needed to grow in this gift.
The gang discusses two papers that deal with the evolution of tardigrades. The first paper looks at some fossil tardigrades in amber, and the second paper looks to the Cambrian to determine the ancestors of modern tardigrades. Meanwhile, Amanda confuses some details about medication, James has some money making crab solutions, and Curt is somehow the one person trying to keep people on track. Up-Goer Five (Curt Edition): The friends look at two papers that look at a group of animals that are very very very small and have been seen as cute by a lot of people even though you can not really see them without help. The first paper finds some of these very very small animals in bits that come out of things that grow big and make their own food. These bits get hard when they get covered in ground over a long time and things that get stuck in the stuff can be there. This paper looks at these old very very small animals and tries to see what they could be like. It also talks about how we might not have as good an idea of these animals because they are so small and we do not always look for small things in these kinds of places. The second paper looks at the older things that might be great great great great mom and dad to the tiny animals today. These animals are much bigger and much much older. This paper shows that lots of things we see in these tiny animals today may have been parts that we see in these older animals. But also, that in order to get so very very very small, these animals may have lost some parts so that they could get that small. References: Kihm, Ji-Hoon, et al. "Cambrian lobopodians shed light on the origin of the tardigrade body plan." Proceedings of the National Academy of Sciences 120.28 (2023): e2211251120. Mapalo, Marc A., et al. "A tardigrade in Dominican amber." Proceedings of the Royal Society B 288.1960 (2021): 20211760.
"I Tried To Kill Myself On My Mom's Birthday" Interview With David MapaloFor more information visit pastorvlad.org/
In this long-awaited collab, Isaiah Saldivar will be interviewing David Mapalo! They will be discussing Mapalo's testimony, how he got so bold, practical tips to evangelism, and more! LINKS TO ALL GUESTS Mapalo's channel https://www.youtube.com/@KingDavidMapaloGuests on Podcast: David Mapalowww.Isaiahsaldivar.comwww.Instagram.com/Isaiahsaldivarwww.Facebook.com/Isaiahsaldivarwww.youtube.com/IsaiahsaldivarTo sow www.Isaiahsaldivar.com/partner
We travel to Zambia to meet Mapalo, who tells her story of growing up in the U.S. and then moving to her family's native Zambia in her teenage years. Now, having adapted to the reverse culture shock, she is busy finishing her studies and building a business that offers digitization services to a burgeoning economy. Not only is it ripe with opportunity, but it may just be a multipotentialite's dream. ;) The post From Zambia via The Puttyverse with Mapalo – The MultiPod 097 appeared first on The Puttyverse.
Africana Woman programs discussed are: 1. AWV Book Club 2. AWV Course 3. Audit your Business Workshop To learn more or sign up contact us at africanawoman@gmail.com or visit www.africanawoman.com Connect with Mapalo here https://www.instagram.com/queen_manebeauty/ AWV Retreat - Marrakech 2023 https://bit.ly/3x45qAj AWV Retreat - Bubezi River Lodge 2023 https://bit.ly/3C7BMMm KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Email: africanawoman@gmail.com Socials: Instagram: https://www.instagram.com/chulu_bydesign/ https://www.instagram.com/africanawoman/ Twitter: https://twitter.com/AfricanaWoman_ Join the Africana Woman Visionaries: https://africanawoman.gumroad.com/l/AWVNetwork Africana Woman Blog: https://www.africanawoman.com/blog
Africana Woman programs discussed are: 1. AWV Book Club 2. AWV Course 3. Audit your Business Workshop To learn more or sign up contact us at africanawoman@gmail.com or visit www.africanawoman.com Connect with Mapalo here https://www.instagram.com/queen_manebeauty/ AWV Retreat - Marrakech 2023 https://bit.ly/3x45qAj AWV Retreat - Bubezi River Lodge 2023 https://bit.ly/3C7BMMm KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Email: africanawoman@gmail.com Socials: Instagram: https://www.instagram.com/chulu_bydesign/ https://www.instagram.com/africanawoman/ Twitter: https://twitter.com/AfricanaWoman_ Join the Africana Woman Visionaries: https://africanawoman.gumroad.com/l/AWVNetwork Africana Woman Blog: https://www.africanawoman.com/blog
Today Warren Ingram speaks to the author of "You're Not Broke, You're Pre-Rich", Mapalo Makhu on her take on finance. Today Warren & Mapalo touch on the psychology of money, “Black Tax” and how to manage family expectations, and the 7 habits that keep you broke. Questions/ Topics: The psychology around money“Black Tax” & how to manage family expectations7 habits that make you broke If you could give your younger self advice, what would it be? Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPodPlease note: Our WhatsApp number has changed to (+27)79 807 8162Disclaimer: Guests of Honest Money are not sponsored by Prescient.
In two years we have gathered The Gift of 100 African Women's Stories. Please keep passing this gift on with this special episode. Our goal is to reach 1000 women. You can make it happen by paying it forward. Africana Woman has hosted 70+ women from more than 20 countries. Today we chose 33 stories by Kako, Lelo, Lubunga, Penelope, Asedi, Keji, Natasha, Tuba, Mehntay, Tumelo, Chola, Mweni, Moono, Wangu, Evelyn, Zanelle, Ruth, Paula, Yuna, Adelle, Karette, Donna, Liza, Mapalo, Zelipa, Mulenga, Sara, Christabel, Julia, Nokwanda, Monde, Clara and Meryanne. Thank you for being part of the Africana Woman journey. KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Email: africanawoman@gmail.com Website: https://www.africanawoman.com/ AWV Retreat 29-31 July, 2022 Retreat to Relax and Reconnect with Self https://forms.gle/DebJPuLaFPGmquLF7 REBIRTH course, Level Up your Personal Brand: https://africanawoman.gumroad.com/l/AWVNetwork Vote for Africana Woman with Chulu Podcast on the APVA Awards: https://apva.africa/votings/ Categories - Society & Culture Advocacy and Social Change Vote as many times as you want 100th Episode Live Recording: Guest RSVP: click here Sponsor Form: click here Socials: Instagram: https://www.instagram.com/chulu_bydesign/ https://www.instagram.com/africanawoman/ Twitter: https://twitter.com/AfricanaWoman_ Join the Africana Woman Visionaries: https://africanawoman.gumroad.com/l/AWVNetwork Africana Woman Blog: https://www.africanawoman.com/blog
In two years we have gathered The Gift of 100 African Women's Stories. Please keep passing this gift on with this special episode. Our goal is to reach 1000 women. You can make it happen by paying it forward. Africana Woman has hosted 70+ women from more than 20 countries. Today we chose 33 stories by Kako, Lelo, Lubunga, Penelope, Asedi, Keji, Natasha, Tuba, Mehntay, Tumelo, Chola, Mweni, Moono, Wangu, Evelyn, Zanelle, Ruth, Paula, Yuna, Adelle, Karette, Donna, Liza, Mapalo, Zelipa, Mulenga, Sara, Christabel, Julia, Nokwanda, Monde, Clara and Meryanne. Thank you for being part of the Africana Woman journey. KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Email: africanawoman@gmail.com Website: https://www.africanawoman.com/ AWV Retreat 29-31 July, 2022 Retreat to Relax and Reconnect with Self https://forms.gle/DebJPuLaFPGmquLF7 REBIRTH course, Level Up your Personal Brand: https://africanawoman.gumroad.com/l/AWVNetwork Vote for Africana Woman with Chulu Podcast on the APVA Awards: https://apva.africa/votings/ Categories - Society & Culture Advocacy and Social Change Vote as many times as you want 100th Episode Live Recording: Guest RSVP: click here Sponsor Form: click here Socials: Instagram: https://www.instagram.com/chulu_bydesign/ https://www.instagram.com/africanawoman/ Twitter: https://twitter.com/AfricanaWoman_ Join the Africana Woman Visionaries: https://africanawoman.gumroad.com/l/AWVNetwork Africana Woman Blog: https://www.africanawoman.com/blog
In this episode of Outside The Box, we talk with Dr. Denise Sammons, Naturopathic Doctor/CEO of Sozo Life and Wellness, about the best herbal treatments for COVID-19. Some of the herbals covered in this episode: Artemisinin, Takuna, Noni, Nutrizyme, Lumbrokinase, Barberry, Serrapeptase, Mapalo, Pinela, NAC, and more! What did you think of this episode of the podcast? Let us know by leaving a review! Connect with Performance Medicine! Sign up for our weekly newsletter: https://performancemedicine.net/doctors-note-sign-up/ Facebook: @PMedicine Instagram: @PerformancemedicineTN YouTube: Performance Medicine
In this video we sit down with the incredible @Mapalo Makhu to talk all things personal finance and being an entrepreneur. This conversation is for people who want to understand how their relationship with money is deeply rooted in their relationship with themselves the habits they learned in their childhoods and the relationships they for in their adulthood. As the author of "You're not Broke, You're Pre-Rich" Mapalo gives us the skills and the tools that we need to become financially free and happy.
We made it to FIFTY episodes. On average most people who start podcasts only get to 8 episodes and then they quit. So this is a big deal. Thank you to Mary, Phoebe, Tatie, Mapalo, Ruth, Hajah, and Kako for sending in voice notes to help celebrate this milestone. You can still send in your notes. Chulu talks about the journey to 50 episodes, what your top 3 episodes are and what she has learned. KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Website: https://www.africanawoman.com/ Socials: Instagram: https://www.instagram.com/chulu_bydesign/ Facebook:https://www.facebook.com/africanawoman Join the Africana Woman Visionaries: https://www.facebook.com/groups/africanawomanvisionaries Africana Woman Blog: https://www.africanawoman.com/blog
We made it to FIFTY episodes. On average most people who start podcasts only get to 8 episodes and then they quit. So this is a big deal. Thank you to Mary, Phoebe, Tatie, Mapalo, Ruth, Hajah, and Kako for sending in voice notes to help celebrate this milestone. You can still send in your notes. Chulu talks about the journey to 50 episodes, what your top 3 episodes are and what she has learned. KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Website: https://www.africanawoman.com/ Socials: Instagram: https://www.instagram.com/chulu_bydesign/ Facebook:https://www.facebook.com/africanawoman Join the Africana Woman Visionaries: https://www.facebook.com/groups/africanawomanvisionaries Africana Woman Blog: https://www.africanawoman.com/blog
Make goals. Create vision boards, they say. Many of us do this whilst getting fixated on the dream. However, many times are plans are derailed and what we thought would be just does not come to pass. Yet we do not talk about this. How do you handle the disappointment of not getting the thing you worked so hard for, for a very long time? This is a reality we all face. Mapalo shares her moment of reckoning when her dream to be a doctor fell through. Mapalo Mulenga, is a 22 year old 4th year student studying pharmacy at the University of Zambia. She is an aspiring entrepreneur that owns a natural hair care and beauty brand. She is interested in self development and becoming your best self. Mapalo believes in women bettering themselves and achieving their goals. Connect with Mapalo: Instagram: @MapaloKerziah @QueenManeBeauty Quotes: "It's like you have so many plans for your life and then everything changes in just a second" "When you hit rock bottom, fall on your back, so as you can look up and get up. Les Brown" "I am my own best friend" "My happiness is not influenced by other people's decisions" "Once you work on your life, it starts to snowball and spread into other parts of your life" KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Website: https://www.africanawoman.com/ Socials: Instagram: @ChulubyDesign & @AfricanaWoman Facebook: Chulu by Design & Africana Woman Join the Africana Woman Visionaries: https://www.facebook.com/groups/708489836426989 Africana Woman Blog: https://www.africanawoman.com/blog
Make goals. Create vision boards, they say. Many of us do this whilst getting fixated on the dream. However, many times are plans are derailed and what we thought would be just does not come to pass. Yet we do not talk about this. How do you handle the disappointment of not getting the thing you worked so hard for, for a very long time? This is a reality we all face. Mapalo shares her moment of reckoning when her dream to be a doctor fell through. Mapalo Mulenga, is a 22 year old 4th year student studying pharmacy at the University of Zambia. She is an aspiring entrepreneur that owns a natural hair care and beauty brand. She is interested in self development and becoming your best self. Mapalo believes in women bettering themselves and achieving their goals. Connect with Mapalo: Instagram: @MapaloKerziah @QueenManeBeauty Quotes: “It's like you have so many plans for your life and then everything changes in just a second” “When you hit rock bottom, fall on your back, so as you can look up and get up. Les Brown” “I am my own best friend” “My happiness is not influenced by other people's decisions” “Once you work on your life, it starts to snowball and spread into other parts of your life” KNOW your Roots, Grow your Purpose LINKS: Message Africana Woman with Chulu on WhatsApp. https://wa.me/message/E3N7TH7RZSS4P1 +260978470395 Website: https://www.africanawoman.com/ Socials: Instagram: @ChulubyDesign & @AfricanaWoman Facebook: Chulu by Design & Africana Woman Join the Africana Woman Visionaries: https://www.facebook.com/groups/708489836426989 Africana Woman Blog: https://www.africanawoman.com/blog
At this challenging time in Race Relations this opportunity will offer a moment of blessing, healing and understanding. Sen. Kenny Yuko (D-Cleveland) the Minority Leader of the Ohio State Senate, and Dr. Swishers personal friend, will be the Keynote Speaker for the Regional Race and Reconciliation Event sponsored by and held in the main Sanctuary of Epworth UMC on May 15 at 4:30pm. Others involved in the panel Discussion will be Dr. Swisher, Dr. Kalaba Chali, Rev. Donetta Peaks and Dr. Andrew Sung Park. Sen. Kenny Yukorepresents Ohios 25thSenate District that includes parts of both Cuyahoga and Lake Counties, State Senator Kenny Yuko has devoted his career to strengthening Northeast Ohio and improving the lives of those who call it home. Senator Yuko grew up in Euclid and graduated from Brush High School in the South Euclid/Lyndhurst School District in 1968. He then attended both Cuyahoga Community College and Kent State University before entering the workforce. Yuko resides in Richmond Heights with his wife Pam. He has two grown children, Rocky and Angela, and three grandchildren. Rev. Dr. Kalaba Chaliis Zambian-American by nationality, Congolese by culture and Zimbabwean by education. His calling led him to Africa University in Zimbabwe for his first theological degree and then to Perkins School of Theology on the Campus of SMU where he graduated with a Master of Theology and lastly to Evangel University where he completed a Doctorate in Intercultural Studies. Dr. Chali is an ordained elder in the UMC, and currently serves as the Mercy and Justice Coordinator for the Kansas and Nebraska Annual Conferences of the UMC. Dr. Chali has served churches in Dallas, TX and in the St. Louis Metroplex, MO. Dr. Chali is married to Rev. Jill Sander-Chali, who serves as Senior Pastor at College Hill UMC, Wichita, KS. They have a daughter named Mapalo (meaning blessings in Zambian). Rev. Donnetta Peaksis a United Methodist Pastor and the Director of the Office of Ministry at the West Ohio Conference of the United Methodist Church. Her role is to supervise the office that handles ordination and clergy credentialing for more than 1,200 pastors throughout the State of Ohio. She has served in a number of roles within the Church and has been the Pastor of Churches in the Dayton and Columbus areas including a innovative new Church start at the outdoor mall known as Easton Town Center. Dr. Andrew Sung Parkis a professor of Theology and Ethics at United Theologial Seminary.Andrews teaching and research interests include Christian Mystics, the dialogue between Theology and Science, Liberation Theology, Ecological Theology, Healing Theology, Global Theology, Transformation of Christianity and Christian Ethics.He is married to Jane, who works as a Chemist at Sinclair. Together, they have enjoyed studying alternative medicine and learning how to relate theology to science. Dr. Stephen Lowell Swisheris the Senior Pastor of Epworth United Methodist Church. He has been involved in helping to bridge the racial divide in our nation for a number of years. His service has been recognized by the NAACP with the Martin Luther King, Jr. Award for Outstanding Service and Dedication to Race Relations. He also was a keynote speaker at the National NAACP Convention in Dayton, Ohio. His book, Gods Way to Good Health was published by the Martin Luther King, Jr. Press based in New York City. Dr. Swishers parents Dr. Lowell and Barbara Swisher wereintegrallyinvolved with the Civil Rights Movement and Dr. Swisher continues that heritage. As someone who has a national media platform and who is half Native American, Dr. Swisher and his Church are in a unique position to help advance a healthy and meaningful dialogue on Race and Reconciliation.
At this challenging time in Race Relations this opportunity will offer a moment of blessing, healing and understanding. Sen. Kenny Yuko (D-Cleveland) the Minority Leader of the Ohio State Senate, and Dr. Swishers personal friend, will be the Keynote Speaker for the Regional Race and Reconciliation Event sponsored by and held in the main Sanctuary of Epworth UMC on May 15 at 4:30pm. Others involved in the panel Discussion will be Dr. Swisher, Dr. Kalaba Chali, Rev. Donetta Peaks and Dr. Andrew Sung Park. Sen. Kenny Yukorepresents Ohios 25thSenate District that includes parts of both Cuyahoga and Lake Counties, State Senator Kenny Yuko has devoted his career to strengthening Northeast Ohio and improving the lives of those who call it home. Senator Yuko grew up in Euclid and graduated from Brush High School in the South Euclid/Lyndhurst School District in 1968. He then attended both Cuyahoga Community College and Kent State University before entering the workforce. Yuko resides in Richmond Heights with his wife Pam. He has two grown children, Rocky and Angela, and three grandchildren. Rev. Dr. Kalaba Chaliis Zambian-American by nationality, Congolese by culture and Zimbabwean by education. His calling led him to Africa University in Zimbabwe for his first theological degree and then to Perkins School of Theology on the Campus of SMU where he graduated with a Master of Theology and lastly to Evangel University where he completed a Doctorate in Intercultural Studies. Dr. Chali is an ordained elder in the UMC, and currently serves as the Mercy and Justice Coordinator for the Kansas and Nebraska Annual Conferences of the UMC. Dr. Chali has served churches in Dallas, TX and in the St. Louis Metroplex, MO. Dr. Chali is married to Rev. Jill Sander-Chali, who serves as Senior Pastor at College Hill UMC, Wichita, KS. They have a daughter named Mapalo (meaning blessings in Zambian). Rev. Donnetta Peaksis a United Methodist Pastor and the Director of the Office of Ministry at the West Ohio Conference of the United Methodist Church. Her role is to supervise the office that handles ordination and clergy credentialing for more than 1,200 pastors throughout the State of Ohio. She has served in a number of roles within the Church and has been the Pastor of Churches in the Dayton and Columbus areas including a innovative new Church start at the outdoor mall known as Easton Town Center. Dr. Andrew Sung Parkis a professor of Theology and Ethics at United Theologial Seminary.Andrews teaching and research interests include Christian Mystics, the dialogue between Theology and Science, Liberation Theology, Ecological Theology, Healing Theology, Global Theology, Transformation of Christianity and Christian Ethics.He is married to Jane, who works as a Chemist at Sinclair. Together, they have enjoyed studying alternative medicine and learning how to relate theology to science. Dr. Stephen Lowell Swisheris the Senior Pastor of Epworth United Methodist Church. He has been involved in helping to bridge the racial divide in our nation for a number of years. His service has been recognized by the NAACP with the Martin Luther King, Jr. Award for Outstanding Service and Dedication to Race Relations. He also was a keynote speaker at the National NAACP Convention in Dayton, Ohio. His book, Gods Way to Good Health was published by the Martin Luther King, Jr. Press based in New York City. Dr. Swishers parents Dr. Lowell and Barbara Swisher wereintegrallyinvolved with the Civil Rights Movement and Dr. Swisher continues that heritage. As someone who has a national media platform and who is half Native American, Dr. Swisher and his Church are in a unique position to help advance a healthy and meaningful dialogue on Race and Reconciliation.
We have a very special guest in the studio this week, Kelly's future sister-in-law, Milynn! Plus, Tommy gets to speak to his bag piping nemesis, live on the air. Peepeepoopoopenis.
Mapalo is sharing how she stood up for herself at a time when so many of us are at our most vulnerable. You can find Mapalo on Instagram @MapaloMakhu, Facebook Woman & Finance, Twitter @WomanandFinance, YouTube Mapalo Makhu.Let's chat: @aishaandlife on all platforms#TheWholeMama
Offshore investing is not just for millionaires, it should form part of everyone's investment portfolio. In this podcast Maya and Mapalo unpack the many low cost, low minimum options that make offshore investing accessible for the ordinary South African.
If you are confused about how advance payments to your home loan and car finance works, you are not alone. In this podcast Maya and Mapalo unpack exactly how access bonds work and when advance payments on your car can be used to settle the balloon payment.
Maya and Mapalo speak to independent financial adviser Markus Bauriedl on what to look out for when selecting life insurance to make sure it pays out as promised. Not all cover is equal, and some products work better for some than others. Markus shares his own experience of navigating the claims experience when he faced his own medical crisis.
Is there such a thing as good credit? What forms of credit should you avoid at all cost? In this podcast Maya and Mapalo discuss the good and dark side of credit and whether the concept of lay-by's will come back into fashion as technology changes.
Whether you are saving for your child's education or investing for their future, Maya and Mapalo discuss where and when to invest. When is a tax-free investment appropriate? Should you invest in your child's name and where do you save for those school fees? All these questions are answered in this week's podcast.
In this book I learnt that personal finance is personal and your financial journey should not mirror that of anyone else. This is a book I highly recommend and I see myself reading over and over again. I hope you will enjoy this episode and of course buy the book!
“As much as we like to believe it is all about hard-nosed number crunching, the stories investors tell themselves and others are key”. What are the stories we are currently telling ourselves about the economy and markets that we may need to revise? In this podcast Maya and Mapalo speak to Izak Odendaal Investment Strategist at Old Mutual Wealth About the danger of getting caught in a negative mindset and why we shouldn't ignore some of the investment opportunities available at really great prices.
Is money really gender-neutral? Maya and Mapalo discuss why women face more financial challenges and how important it is for women to take control of their financial destiny.
In the final episode of our Money Makeover Challenge Maya and Mapalo chat to the two winners Catherien and Nono about their journey and how they turned their finances around in just six months. In just six months these women paid off debt, created savings and have got their entire family on board. If they could achieve all this in the midst of the financial uncertainty of COVID – imagine what you can achieve. Listen to this podcast to get inspired to start your own journey to financial freedom. Watch the Money Makeover finale held on 18 July - https://youtu.be/4IQ6A6a5hZc
In previous podcasts we have discussed the concept of Net Worth and how to use it to assess your financial progress https://mayaonmoney.co.za/2020/01/listen-2020-grow-your-net-worth/, https://mayaonmoney.co.za/2019/11/listen-do-you-know-your-net-worth/ In this podcast Maya and Mapalo discuss other Personal Financial Ratios to help you evaluate your current financial strength and position. Doing these calculations at least once a year can give you a benchmark to help you work towards better financial health.
In this podcast Maya and Mapalo each discuss an event in their week that made them reflect on the way we engage with money: A negative experience with the way financial products are sold questions whether people can make the right decisions when their advisers have different motivations. And then reflecting on finding that balance between planning for the future but also living and connecting today.
Payment holidays are a lot like real holidays – they end up costing more than you realise. In this podcast Maya and Mapalo look at the costs of debt holidays and how to get back on track after taking
Have you ever thought about how much you will earn over the next 5 years? If you have just started working and taking home R15 000 a month, over the next five years you will earn nearly R1 million – without any promotions or salary increases. What will you have to show for it?In this podcast Maya and Mapalo discuss what they did with their first pay cheques, what they wish they had done as well as some do's and don'ts.
In line with our theme on alternative asset classes, this week's podcast Maya and Mapalo discuss investing in gold. Is gold a good investment? What role should it play in your portfolio and how do you go about investing in gold- because there are many different ways to gain exposure to this precious metal. The podcast has three parts – from traditional gold investments through to new-age ones. We discuss investing in gold coins with Glenn Schoeman of the South African Association Numismatic Dealers; investing in gold through the stock market with Craig Pheiffer of Absa Stockbrokers and finally gaining exposure to the precious metal through tokenized gold with Sean Sanders of Revix.
With the economic fallout expected from COVID-19 investors have either seen their portfolios seriously hurt or are too afraid to enter the equity market now. Sitting in cash is an option, but what if markets recover and investors lose out on potentially higher returns? Maya and Mapalo discuss how structured products can provide a guarantee with market upside. In the second part of the podcast they look at the best way to use your tax-free investment allowance.
Most parents make supreme sacrifices to provide for their children and research shows that mothers in particular will put their children's needs before their own. We want to offer our children the perfect world where they want for nothing, where they never feel shunned or feel they are not “good” enough. But is this the best way to teach them about money? Maya and Mapalo discuss their experiences in trying to raise financially savvy kids, what worked, what didn't and some tips to start having those conversations.
It doesn't matter how motivated you are to improve your finances, you will struggle to make progress unless your partner is on board. In our third Money makeover podcast Maya and Mapalo talk Marriage and Money and share the story of Catherien's Money Makeover journey with her husband Jan.
With the unexpected 100bps cut in interest rates we received many questions about how interest rates work and the impact it has on both borrowers and savers. Maya and Mapalo unpack how interest rates work and do some jargon busting
Whilst you are sitting in lock down, now may be the time to turn that WhatsApp group into an investment club. Maya and Mapalo chat to Palesa Lengolo financial educator and author of Stokvels: How they can make your money work for you, on the various investment product and opportunities available to stokvels. She also provides tips on what to do, or not do, when setting up your own investment stokvel.
Over the last few weeks our discussions have focused on keeping our heads above water during the coronavirus meltdown. We now turn our attention to investing - with markets down significantly is this the time to start testing the waters? In this podcast Craig Pheiffer, chief investment strategist at Absa Stockbrokers joins Maya and Mapalo to provide investment guidelines and maybe even some share tips. We also hear from Terry Msomi, director of Retail Bonds at National Treasury on why RSA Retail Bonds offer such an attractive interest for retail investors.
The topic for this City Press/ABSA Money Makeover podcast could not be more relevant given the financial stress so many households are feeling with the COVID-19 crisis. Falling into a debt trap is often due to a change in personal circumstances rather than living a flashy lifestyle. But it is how you respond to the crisis that will determine how quickly you can recover.Maya and Mapalo chat to Money Makeover contestant Peter and his wife Helen about how they found themselves sliding slowly into a debt trap as they used their credit card to get by. They also chat to Absa financial adviser Leighanne Decker about the advice she has given the couple and the options available to them to settle their debt. In the second part of the podcast we hear from contestant Mishack and his Absa adviser Johan Frouws as well as tips on what to do if you are retrenched.
The lock down will affect people in different ways. There are those who will be fortunate enough to still be receiving a salary, others will see a cut in pay and for many business owners or self-employed, they will be fighting to keep their heads above water. In this podcast Maya and Mapalo provide tips and information on how prepare your COVID-19 budget and what you can expect from your financial providers in terms of support.
In this time of unprecedented events Maya and Mapalo have put together a comprehensive strategy on how to manage your money in light of COVID-19.What to do with your investments, what to do if you are close to retirement and your options are if you have lost work or experiencing a drop in income.
Listen to the budget speech highlights and low downs with Maya and Mapalo -– what it means to the ordinary South African as well as the risks building towards a possible downgrade. Maya also chats to Sharon Machutchon of Mazars about the removal of exchange controls for individuals and how expats are going to be taxed from 1 March.
While her current car has been a reliable mode of transport, Mapalo faces the reality that after eight years, it is time to buy a new one. What car should she consider? How does she work out her affordability and should she put down all her savings as a deposit? Maya and Mapalo chat to Elton Govender of http://www.autokustom.co.za/ about how to chose the right car and whether a second hand car makes sense.
The debt statistics, especially for higher income earners, are alarming. Figures released as part of National Debt Awareness month show that, on average, higher income earners have increased their debt by 50% since 2014. In this podcast Maya and Mapalo unpack the reasons for this debt spiral and what to do if you are no longer keeping your head above water.
One of the ways to find that extra cash to start saving is to review your fixed costs, like short-term insurance. In this episode Maya and Mapalo discuss some of the new insurance players in the industry that are using technology to drive down costs. They also share tips to create “invisible” savings
You want to invest, but don't know where to start? Whether you have R500, R5000 or R50 000 to invest, the principles remain the same. In this podcast discussion Maya and Mapalo are joined by personal finance blogger StealthyWealth to share their collective wisdom on how to start investing. The bottom line? Just start
This week, Maya (@mayaonmoney) and Mapalo (@womanandfinance) answer readers' questions about retirement: when to take the cash and run or when to buy an annuity, how much you can draw of your capital and why good advice is worth paying for. They also give listener Thando, a young student, a few tips on how to start on the road to financial freedom.
In this first podcast edition for 2020 Maya and Mapalo discuss their own strategies to grow their net worth and how to set SMART goals. They also share the apps and tools they use to manage money.
In the final My Money, My Lifestyle podcast for 2019 Maya and Mapalo discuss how to prepare your finances for an uncertain future. Should you use your bonus to pay off debt or invest? Do you have enough pay cheque left for Januworry and what does a Moody's downgrade mean for your investments? We also include a discussion on identifying crypto scams and how to know whether you are using a trusted platform.
The last four years of poor market performance highlighted the risk of relying on capital drawdown in retirement. In this final edition of our Investment Series with Marriott Income Specialists, Maya and Mapalo discuss how to start building a retirement portfolio that will provide a predictable and sustainable income.
Why you should invest offshoreA decision to invest offshore should not be driven by fear but rather as part of a diversified investment portfolio for the best risk adjusted return. In this episode of Investment Series, Maya and Mapalo chat to Duggan Matthews and Lourens Coetzee from Marriott Income Specialists about offshore investing - where and how to invest as well as the tax considerations
Why women make great money managers. Maya and Mapalo discuss how women tend to approach money and finances and why this can be either an attribute or hold them back from taking necessary risk. Sean Sanders and Louis Buys from crypto platform Revix join the discussion sharing their experiences, not only on how women investors approach crypto, but also their own investing strategies, their successes and mistakes.
Is it possible to invest in socially responsible businesses and make a return on your investment? In this podcast. Maya and Mapalo chat to Duggan Matthews and Lourens Coetzee from Marriott Income Specialists, who argue that in fact, only those companies that are socially responsible will deliver sustainable, long-term returns.
Do you know your net worth? In this podcast Maya and Mapalo discuss how to calculate your net worth and how to use it to track your financial progress. They also look at the best ways to finance your home loan and whether it makes sense to focus only on paying off debt or finding a balance between investing and debt reduction
This week's episode is part of our Investment Series where we focus on investing and specifically investing for a sustainable income. Maya and Mapalo chat to Lourens Coetzee and Duggan Matthews from Marriott about why investors are returning to a dividend focused investment strategy. What are dividends and how can how they can be used to create a passive income?
Cryptocurrency: Is this money, an asset or a get rich quick scheme?What exactly is cryptocurrency? Is it something we should be investing in and if so how do we do it? Maya and Mapalo ask the questions you may be too shy to ask. Cryptocurrency experts Sean Sanders and Louis Buys, co-founders of Revix, help us unpack the world of digital money
In her book, “You are not broke, just pre-Rich” Mapalo explains that moving towards financial freedom starts with a state of mind. In this podcast Maya and Mapalo discuss what drives our buying decisions and how you can blow R200 a month on “unconscious” spending or use it to become a millionaire.
Facing retrenchment is a very frightening experience, but you can manage the stress and financial fallout if you have a plan in place. Maya and Mapalo discuss the many options, including insurance, you may not even know you had that can lessen the financial blow. If you are facing retrenchment or know someone who is – listen to this podcast..
Have you ever thought of signing up to sell make-up, health drinks or cleaning products to make a few extra rand? Maya and Mapalo chat to journalist Angelique Ruzicka about whether direct selling is a way to make your millions or just a disguised pyramid scheme. Maya also chats to personal finance blogger Brendan Dale about why the profit when selling your home may actually be a loss.
With proper planning you can have that overseas trip without financial regrets. Maya, Mapalo and personal finance blogger Brendan Dale share their travel budget secrets
With proper planning you can have that overseas trip without financial regrets. Maya, Mapalo and personal finance blogger Brendan Dale share their travel budget secrets
Maya and Mapalo speak to personal finance blogger Brendan Dale about how he manages his budget to achieve Financial Independence to Retire Early (FIRE). Is it a fad or something we could all apply to our finances?
Maya and Mapalo speak to personal finance blogger Brendan Dale about how he manages his budget to achieve Financial Independence to Retire Early (FIRE). Is it a fad or something we could all apply to our finances?
In this week's edition, Maya and Mapalo explain how you can pay your house off as quickly as your car and discuss how easy it is to fall for a scam. The recent raid by the authorities on CoinIt and Commex Minerals highlights the rise of dubious investment offers which are aimed at financially desperate people.
In this week's edition, Maya and Mapalo explain how you can pay your house off as quickly as your car and discuss how easy it is to fall for a scam. The recent raid by the authorities on CoinIt and Commex Minerals highlights the rise of dubious investment offers which are aimed at financially desperate people.
Maya and Mapalo discuss the dangers of signing up for a credit facility as well as how your partner's debt can impact your credit score
Maya and Mapalo discuss the dangers of signing up for a credit facility as well as how your partner's debt can impact your credit score
If you have an investment policy someone is earning commission on it. When did you last speak to your adviser and do you even know who they are? Maya and Mapalo discuss commissions, fees, advice as well as why you need to start being more careful about protecting your online data.
If you think the signing in of the debt relief bill means your debt woes will soon be over, think again. Maya and Mapalo look at the implications of the so-called debt relief bill both for consumers and credit providers.
Building a long-term share portfolio requires more homework than just investing in the latest hot stock you heard about around the braai. Maya and Mapalo discuss what it takes to make the right investment decision
Maya and Mapalo explain the evils of balloon payments and why they explode your finances. They also provide some tips on how to settle that balloon payment hanging above your head.
How much tax do you save by investing into an RA? What is the tax bill when you cash out? Why is it a bad idea to use your pension to settle your debts? If you are thinking about cashing in your retirement fund or starting one, listen to Maya and Mapalo's responses to reader questions
From buying groceries to building wealth, Maya and Mapalo discuss the evolution of stokvels and the power of collective investing
Who should you select as an executor and what happens to your retirement funds when you die? Maya and Mapalo unpack what you need to consider when writing up your Will
Does shopping around for competitive quotes really affect your credit score? Maya and Mapalo unpack the myths and the facts around what affects your credit score and how you can improve it
Money Makeover winner Samke chats to Maya and Mapalo about her experience of struggling with debt from her first paycheque and how she achieved her goal of being debt-free by the age of 27. Ahead of Youth Day, Samke's story highlights the challenges around the lack of financial education for young people, but also a how, with the right attitude and motivation, you can take control and change your life. This podcast was sponsored by the Banking Association of South Africa
Does it make sense to switch your life cover?Does your life policy have a surrender value and what happens to all those premiums you paid if you switch to another provider? If you are considering switching, what questions should you be asking? In this week My Money, My Lifestyle Podcast Maya and Mapalo speak to Liberty expert Henk Meintjes to understand exactly how life cover works and the real value of your existing policy
: Life insurance is the easy part – you die, you get paid, but what about all those other insurances that we are told we need, like income protection, disability lump sum insurance and critical illness? What do they mean and when do we need them? Maya and Mapalo chat to Liberty expert Kresantha Pillay to help unpack the confusing terminology.
Complaints about vehicle insurance is the most common grievance received by the Ombuds for Short-term insurance. Maya and Mapalo discuss what fine print to check on your car insurance. Before that, it's about how to start and where to save for that emergency fund? Maya and Mapalo also discuss why you should prioritize your emergency fund, even before debt repayment.
Have you been a victim of a loan scam? Maya and Mapalo discuss the modus operands of loan scams and also unpack the details of the Barlowworld Kula Zizwe BEE offering.To join the conversation send us a Whatsapp voice note to 064 554 3959
Finances 101 for the self-employed: Maya and Mapalo discuss the best strategies, and their personal experience, on how to manage your income when you work for yourself
Is now the time to invest in the market? Maya and Mapalo discuss market predictions and also warn about why trying to time the market is the quickest way to lose money
© 2020-2025 Ivy Podcast Discovery LLC
