Podcasts about no credit

Are you feeling the pinch of economic chaos with too much month left at the end of your paycheck? Want to jump into real estate investing without dealing with toilets, tenants, trash outs, or massive startup capital? In this episode, Scott Carson reveals why wholesaling mortgage notes is the ultimate path of least resistance to generate $2,000, $5,000, or even $35,000+ per month in profit—without putting up a single dime of your own money! Whether you're brand new, recovering from financial setbacks, or looking for high-yield ways to build your self-directed IRA, Scott breaks down how paper flipping works in 2026. What You'll Learn In This MasterclassWhy Wholesaling Notes Works in 2026: How flipping paper avoids state wholesaling regulations, license requirements, and messy property management issues. No Money, No Credit, No Earnest Money Required: Learn why banks and hedge funds don't ask for earnest money or proof of funds when wholesaling notes direct from lenders. Real Deal Case Studies:How Scott made a $2,000 profit wholesaling a performing hard money note direct from a lender. How a $35,000 profit was generated in under 30 days flipping a non-performing commercial apartment note from Capital One. How a 90-day non-exclusive option on a hedge fund note portfolio generated $150,000 in flips. Overcoming the 5 Major Investor Fears: How to conquer fears around lack of funds, lack of experience, performance anxiety, and finding deals/buyers. Building an Active Buyers List: Leverage modern tools, AI, social media, and direct sources to connect with real buyers instead of "joker brokers". Supercharging Your Self-Directed IRA: How to put notes under contract using your Roth or Traditional IRA to grow tax-free or tax-deferred wealth. The Wholesaling Notes Masterclass: Details on the live, all-day Saturday Zoom masterclass on August 22, 2026, including step-by-step training, live deal-spinning exercises, and a free ticket to the 2-Day Note Buying for Dummies Workshop! Take Action Now!Stop letting your money sit on the sidelines or driving endless hours for ride-shares when you can become a real estate deal architect!

Are you feeling the pinch of economic chaos with too much month left at the end of your paycheck? Want to jump into real estate investing without dealing with toilets, tenants, trash outs, or massive startup capital? In this episode, Scott Carson reveals why wholesaling mortgage notes is the ultimate path of least resistance to generate $2,000, $5,000, or even $35,000+ per month in profit—without putting up a single dime of your own money! Whether you're brand new, recovering from financial setbacks, or looking for high-yield ways to build your self-directed IRA, Scott breaks down how paper flipping works in 2026. What You'll Learn In This MasterclassWhy Wholesaling Notes Works in 2026: How flipping paper avoids state wholesaling regulations, license requirements, and messy property management issues. No Money, No Credit, No Earnest Money Required: Learn why banks and hedge funds don't ask for earnest money or proof of funds when wholesaling notes direct from lenders. Real Deal Case Studies:How Scott made a $2,000 profit wholesaling a performing hard money note direct from a lender. How a $35,000 profit was generated in under 30 days flipping a non-performing commercial apartment note from Capital One. How a 90-day non-exclusive option on a hedge fund note portfolio generated $150,000 in flips. Overcoming the 5 Major Investor Fears: How to conquer fears around lack of funds, lack of experience, performance anxiety, and finding deals/buyers. Building an Active Buyers List: Leverage modern tools, AI, social media, and direct sources to connect with real buyers instead of "joker brokers". Supercharging Your Self-Directed IRA: How to put notes under contract using your Roth or Traditional IRA to grow tax-free or tax-deferred wealth. The Wholesaling Notes Masterclass: Details on the live, all-day Saturday Zoom masterclass on August 22, 2026, including step-by-step training, live deal-spinning exercises, and a free ticket to the 2-Day Note Buying for Dummies Workshop! Take Action Now!Stop letting your money sit on the sidelines or driving endless hours for ride-shares when you can become a real estate deal architect!

Birds 365 — Eagles news, analysis, and debate with Zander Krause and John McMullen. John McMullen answers fan questions and pushes back on Eagles fans who refuse to credit Nick Sirianni. Subscribe for daily Eagles coverage.Privacy & Opt-Out: https://redcircle.com/privacy

The Republican-controlled Florida House of Representatives designated February as Muslim American Heritage Month. Its adoption is credited to the Council on American Islamic Relations (CAIR), a Muslim Brotherhood front designated last year by Governor Ron DeSantis as a terrorist organization.  The resolution even extolled the public service of three Democratic sharia-supremacists: Minnesota Attorney General Keith Ellison and Representatives Ilan Omar and Rashida Tlaib. While there are Muslims who have contributed laudably to our country, these three aren't among them. A BanSharia.com webinar today will examine a particularly odious Muslim “contribution” to America's heritage: Sharia's brutal repression of women. From dressing them in bags to mutilating their genitals to marrying them off as pre-pubescent girls to allowing their husbands to beat them, Muslim misogyny has brought here the worst of Mohammed's behavior.  It must be prohibited, not extolled. BanSharia.com   This is Frank Gaffney.

What was your idea that became successful… and you never got credit for it? Kincaid shares how he was the first person to start something on Facebook and we hear from listeners! See omnystudio.com/listener for privacy information.

Seth and Sean dive into what Texans Head Coach DeMeco Ryans had to say in yesterday's press conference about the Will Anderson Jr. contract extension and when they drafted Will.

This week on Marketing O'Clock: Google is disabling the Ads API Customer Match feature for certain users starting in April. Also, Meta is adding click and engage-through attribution to its ad measurement framework. Visit us at - https://marketingoclock.com/

“What's Buggin' You” segment for Thursday 2-19-26

This episode was sponsored by Romero Capital LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this explosive Dropping Bombs episode, returning guest Javier Romero reveals how he built Romero Capital into a hard money lending powerhouse—funding real estate investors with 100% financing and 48-hour closings. Born in Venezuela and a former U.S. Marine, Javier now helps flippers and investors scale with zero money out of pocket. Javier exposes spotting deals that actually make sense, sidestepping pitfalls that crush most investors, and why speed dominates competitive markets. He shares the no-upfront-cost model empowering investors nationwide to close fast without touching their own cash.  Whether you're new to investing or stuck in slow growth, this conversation unlocks zero-out-of-pocket wealth—press play now to level up.

From "please please please" culture shock to government policy gaps: Why diaspora relocation to Ghana requires brutal honesty about credit systems, lying culture, and the structural support that never came - and the truth about cash-only renovations, 30% interest bank loans, tailors who say "yes" when they mean "no," and the fine balance between helping returnees without angering unemployed Ghanaians who ask why diaspora get coddled while locals struggle. In this raw episode of Konnected Minds, host Derrick Abaitey sits down with Ivy Prosper - former social media manager for Ghana's Year of Return secretariat and diaspora relocation expert - who dismantles the dangerous "just adapt to the culture" mentality keeping diasporans frustrated when Ghanaians say "I'm on the way" while still in the shower, when waitresses say "yes we have brewed coffee" without knowing what brewed coffee is, and when the credit systems that make life manageable abroad simply don't exist in Ghana where everything requires cash up front and bank loans demand collateral plus 30% interest. This isn't motivational pan-African talk from Instagram activists - it's a systematic breakdown of why one African American woman said she's never lived in a country where people lie so much and Ghanaians are the worst liars she's encountered across multiple countries, why the boarding school fear of getting in trouble with headmasters may have created an adult culture of deceitful storytelling to avoid consequences, why diasporans can flip multiple houses abroad using credit and business loans but in Ghana you need $20,000 cash up front just to replace windows, why tailors tell you "yes I can finish Friday" when they know they can't and you arrive to find them still at the sewing machine, and why the government struggles to create diaspora support policies without angering local Ghanaians who are themselves unemployed and asking "why are you coddling diaspora when we ourselves are trying to survive?" Critical revelations include: Why credit access is the biggest shock for diasporans: abroad you can renovate your entire house on credit with monthly installments - in Ghana everything is cash up front, and if you want credit you need collateral and banks charge 30% interest The house flipping advantage abroad: good credit history lets you get multiple mortgages, flip houses fast, make profit - in Ghana almost nobody takes loans because it's too expensive and most people don't have the collateral banks demand Why starting a business is easier abroad: $20,000 business loan with a good credit history and solid business plan versus Ghana where "good luck" is the realistic assessment The Ghanaian honesty problem: an African American who lived in multiple countries said Ghanaians are the worst liars she's ever encountered - and there's truth to the observation that Ghanaians are not always 100% honest The boarding school fear theory: the system of fearing the headmaster and getting in trouble may have created an adult pattern of deceitful storytelling to avoid consequences - just like children lie to parents to avoid punishment The brewed coffee example: waitress says "yes we have brewed coffee" without knowing what it is, then brings something else and gets upset customers - because saying "I don't know" feels impossible Why Ghanaians say "yes" when the answer is "no": ask for a blue dress, they say yes, then bring a green one saying "this one is also nice" - instead of being honest that blue doesn't exist but green might work The tailor Friday pickup trap: "will you finish by Friday?" - "yes I can finish" - but they know they can't, and Friday arrives with them still at the sewing machine saying "just some small, let me finish it" The "I'm on the way" lie: Ghanaians say "I'm on the way" when they're just now getting in the shower - the inability to say "no" or "I'm running late" creates constant frustration for diasporans Why Ghanaians struggle to say "no": we have not accepted the word no yet - we always try to manage the situation rather than giving a direct negative response, even high-level executives struggle with it The business deal silence: when someone knows the answer will be "no," they just don't respond at all - you're left waiting for a response that never comes because saying no directly is too difficult Why saying "no" is powerful: one person said no to a request and the asker tried to convince them to say yes - when they held firm, the response was "wow, you actually said no" with appreciation for the honesty The government policy dilemma: creating support for diaspora creates backlash from local Ghanaians who are unemployed and struggling, asking "why are you coddling diaspora when we ourselves need help?" Guest: Ivy Prosper - Former Social Media Manager, Year of Return Secretariat (Ghana Tourism Authority) Host: Derrick Abaitey

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/What if your first real estate deal didn't require banks, perfect credit, or a big down payment?In this episode of Creative Finance Playbook, we break down how Trevor Mauch bought his first rental property at just 21 years old using creative finance—and why this strategy still works today.Before building one of the most powerful real estate marketing platforms in the industry, Trevor started exactly where many investors are today: motivated, unsure, and searching for a better path. Using seller financing (owner financing) and relationship-based negotiation, he acquired a four-unit rental property at 21 years old that cash-flowed from day one—and he still owns it today.In this episode, you'll learn:

We are crushing Steve Kerr for a loss but they still came back down 20 against the defending champs without Jimmy and Steph. Does Steve Kerr get credit for that?

What Does “No Credit Score Mortgage” Mean (for FNMA)Policy ChangeAs of November 15, 2025, Fannie Mae's automated underwriting system (Desktop Underwriter, or DU) will no longer require a minimum third-party credit score. Fannie MaeInstead of relying on a fixed cutoff (like “you must have a 620 FICO”), DU will use Fannie Mae's proprietary risk-assessment model to evaluate credit risk. Fannie MaeThat model considers more than just credit score: payment history, “trended” credit data, nontraditional credit sources like rent, utilities, and so on. Fannie MaeNontraditional Credit AllowedFannie Mae's Selling Guide includes rules for “nontraditional credit” — that is, credit history documented without a standard credit score. Selling GuideWhen a borrower truly has no credit score, lenders must document nontraditional credit history. For example, they might look at 12 months of cash flow or payment history (rent, utilities, insurance, etc.).  Fannie requires borrowers without any credit score to complete homeownership education before closing. Selling GuideWhy This Could Be a Good ThingGreater Access to HomeownershipThis change will likely help people who are “credit invisible” (i.e., they don't have a traditional credit score) get conventional mortgages. Historically underserved groups (such as those who rent, use nontraditional credit, or have limited credit history) could benefit. More Holistic UnderwritingBy removing the rigid score minimum, DU can look at the whole financial picture. This means more weight on things like debt-to-income ratio, reserves, employment, and nontraditional credit.Using more data (rent history, payment trends) can be more predictive of whether someone will make mortgage payments than just a credit score.Potential Cost Benefits for Some BorrowersIf done right, borrowers with limited credit but solid finances could qualify for a conventional loan (which may have more favorable terms than some other high-risk or subprime options).It may reduce the need for more expensive or risky loan products for people who don't fit the “traditional” credit profile.Risks and DownsidesHigher Risk for Lenders → Possibly Higher CostWithout a credit score floor, lenders are taking on more uncertainty. They may require larger down payments, lower loan-to-value ratios (LTVs), or more reserves to compensate.If the borrower is truly “credit invisible,” the lender's verification burden is higher (to safely assess risk), which could make underwriting more stringent in non-score cases.Potential for Higher Interest Rates / Pricing RisksEven if a borrower qualifies, the interest rate may be higher compared to someone with a very good credit score, because the risk model may not “discount” as heavily without a high score.There could be loan-level price adjustments (or other risk-based pricing) tied to the riskiness of nontraditional credit profiles.Performance UncertaintyThis is a newer underwriting paradigm for Fannie Mae, so long-term performance is less “battle-tested” at scale for certain nontraditional credit borrowers.If default rates go up for these loans, it could have negative implications for lenders or investors (or for how such loans are underwritten in the future).Lender OverlaysJust because Fannie Mae has this policy doesn't mean all lenders will be aggressive in offering no-score loans. Some may add their own stricter requirements (“overlays”) that make it harder than it sounds.You'll need a lender that is comfortable underwriting nontraditional credit and willing to do the extra documentation.Is It a Good Thing For You Personally?It depends on your situation:Y Support the show

In this conversation, Nikita Zhitov shares his extensive experience in commercial real estate, discussing strategies for success, including the value-add approach and the importance of community engagement. He also explores the intersection of meditation and business, highlighting common traits among high-performing individuals and the significance of continuous personal growth. The discussion concludes with resources for further learning and development in real estate and personal success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Brent Bowers shares how he built a successful real estate investing business from scratch—without relying on money or credit. From his first land deal to achieving financial freedom, Brent opens up about the lessons, mindset shifts, and practical steps that helped him transform his life. Even if you're just starting out or looking for a way to break into real estate with limited resources, this episode will show you what's possible when you take imperfect massive action.Visit The Landsharks Program for more deal making tips.---------Show notes:(0:45) Beginning of today's episode(1:10) How to invest in real estate with no money and credit(6:30) Selling his one of his first land deal (7:38) From living paycheck to paycheck to become financially free(9:58) Taking imperfect massive action(12:40) How doable it is to start investing in real estate with no money----------Resources:RedfinMLSTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Current Transfer Bonuses00:18 Citi Transfer Bonuses: Virgin Atlantic and Turkish Airlines05:32 Capital One Transfer Bonus: Japan Airlines09:15 American Express Transfer Bonuses: Air France and KLM13:26 Rove Miles Transfer Bonuses: Air France and Finnair17:50 Conclusion and Additional ResourcesYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelOpinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Adam Crowley and Dorin Dickerson discuss how the perception of QB Aaron Rodgers may sway how national commentators feel about the Steelers if they lose to the Cincinnati Bengals on Thursday.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creativefinanceplaybook.com/wait-list?utm_source=zoom&utm_campaign=wlist⁠⁠Stop Waiting—Start Buying Deals Without Banks in 2025

In the 7 AM hour, Larry O’Connor and Julie Gunlock discussed: NY POST: US Military Preparing to Surge National Guard Troops to Washington, DC, to Fight Local Crime and Youth Violence: Report JD VANCE ON SUNDAY (VIDEO): "California has WAY more House seats than it should because they have such a high population of illegal aliens. They get rewarded for welcoming illegal aliens into their state... asking the taxpayers of states like Ohio to subsidize them... that's ridiculously unfair..." PAUL SZPULA ON X: "Eric Holder is running a redistricting organization at the same time he’s appearing on legacy media to condemn Republicans for redistricting." JOHN BOLTON GIVES TRUMP NO CREDIT FOR ANYTHING (VIDEO): "Karl: Doesn’t Trump deserve some credit for a string of legitimate foreign policy successes? *lists off several peace deals* "Bolton: No" Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, August 11, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

Join The Creative Finance Playbook Coaching Program & Learn Directly from Jenn & Joe:⁠https://creativefinanceplaybook.com/wait-list?utm_source=zoom&utm_campaign=wlistFrom W2 to 9 Properties Using Creative Finance!In this powerful clip from our 5HR LIVE, meet Carlos Cespedes—a husband, father, and one of Creative Finance Playbook's most dedicated students. Carlos shares exactly how he built his real estate portfolio while working a full-time W2 job, raising kids, and managing his time with precision.✅ Learn how Carlos went from zero deals to owning 9 rental properties using strategies like:Seller FinancingZero Down DealsFacebook Lead GenerationTime-Blocking for SuccessKPI Tracking & Daily HabitsCarlos didn't have a big budget, perfect credit, or extra time—he had discipline, mentorship, and the right framework.If you're a new or aspiring real estate investor looking to build wealth without using banks or large capital, this episode will inspire you to take action.

Rich and Pace speak on the fundamentals of subject-to real estate deal, the types of candidates that make for a good seller, defaulting on sub-to deals, positioning landlords to lenders, and negotiating with maximum leverage. They also discuss the willingness to over-paying on a property, amortization, and bank lending.  Connect with Pace on Instagram: @PaceMorbyJoin our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

What if you could buy a storage facility, or a business, or even a beat-up truck,  without using your own cash or credit? In this episode, Alex Pardo breaks down exactly how he's used seller financing to acquire and sell self-storage deals with zero bank involvement. You'll learn how to negotiate like a pro, craft win-win terms, and position yourself as the solution to the seller's real problem — even if they want top dollar.   KEY TAKEAWAYS 4 core elements of every creative finance deal 12 seller benefits of creative financing The simple phrase that generated an avalanche of offers for a $5K truck and how it applies to real estate How to introduce seller finance without scaring the seller off The #1 mindset shift needed to negotiate without being pushy   RESOURCES/LINKS MENTIONED Subto Craigslist Kelley Blue Book    TWEETABLES “So you want to attract, not chase, right? You want to be the magnet.” “Seller financing is all about creating value.” “Most sellers are focused on price, and that's perfectly fine.” “Seller financing is one of the things that I love to leverage, because you don't have to use any banks. "When you're the bank, you just sit back and collect money every single month."

On this episode of The Table with Anthony ONeal, we're sharing how to build a strong credit score—without falling into the debt trap. While staying debt-free is still the ultimate goal, having a good credit can be a powerful tool, especially when it comes to major milestones like buying a home. In today's show, we'll walk through smart, debt-free strategies to boost your credit score. If you've been skeptical or confused about credit, this is for you!Mentioned On Today's Show:**This show is sponsored and brought to you by Dovly AI!**

Think you need a fancy black Amex credit card to start points hacking? Think again. Because, today, we're joined by our very own resident points queen, Jess Ricci and she spills exactly how you can stack points, cash in bonuses, and score free flights, KitchenAids, and even Dyson vacuums... without ever swiping a credit card. We’re sharing the real rules of smart points hacking, why loyalty programs actually make companies money (and how we’re flipping that to our advantage), plus the stacking tricks, bonus offers, and sneaky little hacks you need to know. Inside This Episode: ✈️How to actually make points work for you (without spending more)✈️The best loyalty programs to jump on right now✈️Smart bonus stacking 101: double dip, triple dip, WIN✈️When to use your points for flights vs upgrades vs shopping✈️The real rules of savvy points hacking (and what to ignore) Join our 300K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

No Credit For Time Served 

Wednesday Happy Hump Day Trump Day kickoff of the Bob Rose Show on the heroic return to earth of the astronauts stranded on the International Space Station, brought home by Elon Musk and SpaceX. Plus new optimistic economic news

This week on Snacky Tunes, Darin's back in Bed-Stuy, chopping it up with Chef Jilbert El-Zmetr about his brand-new restaurant, Laziza. From growing up in the family business to globe-trotting his way to Williamsburg, Jilbert shares the journey that led him to open a spot that blends killer mezze, vintage vibes, and a soundtrack straight from his personal vinyl collection.Then, we keep the Brooklyn love going, digging into the archives for a performance from Bad Credit No Credit. Also, a quick note: if you're looking to support the ongoing relief efforts for the LA fires, World Central Kitchen remains one of the best places to donate.For those looking to support LA restaurants, check out the latest Snacky Tunes Substack for donation links and action items.Snacky Tunes: Music is the Main Ingredient, Chefs and Their Music (Phaidon), is now on shelves at bookstores around the world. It features over eighty of the world's top chefs who share personal stories of how music has been an important, integral force in their lives. The chefs also give personal recipes and curated playlists too. It's an anthology of memories, meals and mixtapes. Pick up your copy by ordering directly from Phaidon, or by visiting your local independent bookstore. Visit our site, www.snackytunes.com for more info.Heritage Radio Network is a listener supported nonprofit podcast network. Support Snacky Tunes by becoming a member.Snacky Tunes is Powered by Simplecast.

We'd love to hear from you. What are your thoughts and questions?In this conversation, Chris Prefontaine discusses innovative strategies for buying and selling real estate without traditional financing methods. He emphasizes the importance of owner financing, the three payday system, and the interactive mentorship model that supports aspiring investors in transitioning from their jobs to real estate careers. The discussion also covers the challenges of entrepreneurship, the significance of having a predictable plan, and the potential opportunities in the real estate market during times of chaos.Main Points: Buying on terms means not using banks or personal cash.Owner financing allows for monthly principal-only payments.Transitioning from a job to real estate requires a predictable plan.Interactive mentorship provides real-time support for students.The three payday system offers multiple income streams from deals.Market chaos creates opportunities for creative real estate strategies.Success rates for tenant buyers are high with proper qualification.Challenges in entrepreneurship often stem from mindset shifts.Free resources are available for those interested in real estate.A minimal marketing budget can lead to successful deals.Connect with Chris Prefontaine:www.wickedsmartbooks.com/abundance1chris@smartrealestatecoach.com

Donald Trump never gets any credit for granting broad access to the press. Team Biden was never blamed for avoiding them. That's because journalists don't care about their own access. They care about the Democrats winning. They're partisan team players, not nonpartisan watchdogs.

This week, host Mimi Schoneman talks to special guest Shelly about how having no credit actually affects your life. They also discuss whether or not to tap into your equity to pay off your debts. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, host Mimi Schoneman talks to special guest Shelly about how having no credit actually affects your life. They also discuss whether or not to tap into your equity to pay off your debts. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Think you need cash or credit to invest in land? Think again! In this episode, Brent breaks down how he started in real estate, discovered the lucrative world of land investing, and escaped the paycheck-to-paycheck grind.Learn how to increase your equity monthly without upfront costs and why land is the perfect investment for anyone, regardless of financial background. For more land investing tips visit The Landsharks Program now.---------Show notes:(0:47) Beginning of today's episode(1:47) How Brent started investing in real estate with debt(3:20) How he found land real estate(6:38) Getting out from living to paycheck to paycheck(7:30) You don't need credit or money to invest in land(9:55) Increasing your equity every single month----------Resources:Land Sharks Land Offer LettersRedfinTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

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What if you could build wealth through real estate with little to no money down? In this episode, Rich Somers sits down with Pace Morby at the TR Wealth Conference in Nashville to explore the art of creative financing. From seller financing to subject-to deals and targeting expired listings, Pace reveals how he's acquired over 2,000 doors and built a thriving real estate empire without relying on traditional methods.The conversation goes beyond strategies, diving into the importance of authentic branding and building loyal communities. Pace shares his approach to creating impactful relationships through his meetups and his 150,000-member Facebook group, where students learn by helping others close their first deals. Together, Rich and Pace discuss leveraging social media platforms for different audiences, staying genuine in a world of “flashy” success, and why being yourself is the ultimate business strategy.If you're looking to grow your portfolio, tap into the biggest transfer of wealth in American history, or learn how to creatively fund your next deal, this episode is packed with actionable insights and inspiration to help you succeed.--Ready to build your boutique hotel portfolio and take your investing to the next level? Unlock our proven system by joining the Boutique Hotel Mastermind Community. Reserve your spot for a free consultation today: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.Want to invest with Somers Capital and take advantage of high-performing boutique hotel opportunities? Learn more about how to get involved: www.somerscapital.com/invest. Need expert management for your short-term rentals or boutique hotel? Experience unmatched service by scheduling a free consultation with Excelsior Stays today: www.excelsiorstays.com/management.

On this episode of Court Radio, Dean Weitzman of MyPhillyLawyer speaks with Jack Meyers about getting mortgages even when someone has bad or no credit. The post Court Radio: Bad Credit or No Credit, Learn How to Fix It! first appeared on MyPhillyLawyer.

I recently watched a little of a movie called “Above The Shadows” where after the death of her mother, a girl fades away until nobody notices her and she is in essence, invisible. But she still exists. Still goes about life. As we talk about changing ourselves and who and how we want to be, I intrigue myself with the exercise of considering how you would be if there were not “who.” You were anonymous. There was no persona and no ego, leaving you to only do what your head and heart wanted. You would receive no blame and no credit. How would your behaviors and actions change? Let's talk through it Sign up for a $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to sign up for your FREE 60-day trial Get 20% off your first probiotic membership order at pendulumlife.com/drivesyou Go to cozyearth.com/driven and use code DRIVEN for an exclusive 40% discount Use my promo code WHATDRIVESYOU for 10% off on any CleanMyMac's subscription plans Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode, we're diving into an intriguing case from the New York Court of Appeals. Plus, stick around for a sneak peek at an upcoming episode I'm working on all about international travel. Oh, and just a heads-up—no articles this time because, honestly, I'm keeping things short today. And no general rules for...

Episode Overview: Are you just getting started with credit card points and feeling overwhelmed? Or maybe you're ready to dive in but unsure where to begin? In today's episode, I'll take you step-by-step through what I'd do if I were starting completely fresh—with no credit cards and no points. I'll share exactly which cards I'd open first and the strategy I'd use to maximize points for free travel right from the start.What You'll Learn in This Episode:The foundational steps to take before opening your first credit card.Why your travel goals are key to picking the right cards.The credit cards I'd prioritize if I were starting over today.How to strategize earning points while maintaining a healthy credit score.Why This Episode Matters: Starting with credit card points can feel like navigating a maze. But trust me—it doesn't have to be complicated. This episode gives you a clear path to follow so you can start earning points and booking your first free trip as soon as possible.Resources Mentioned in This Episode:Card Concierge: Travel Points Made Simple – 1:1 Coaching SessionTake Action:

Brent Bowers shows you how to break into real estate investing even if you're starting with zero cash or credit. He covers strategies for getting started with no money down, tips on making land deals without needing credit, and how to find undervalued land. Brent also shares what he does with his passive income, offering a roadmap for reinvesting profits to grow your portfolio. If you want to be like Brent you can visit the The Landsharks Program.---------Show notes:(0:46) Beginning of today's episode(1:08) How to start investing in real estate with no money down(3:40) Doing land investing with no credit(8:33) How to find cheap land?(10:46) What does Brent do with his passive income?----------Resources:The Land Sharks Post CardMLSTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. Questions@creditkristi.com

Have you ever wondered how people purchase real estate with no banks, no credit, and none of their own cash? We have you covered! This week's episode is a creative finance masterclass with our personal real estate coaches, Jenn and Joe DelleFave. We discuss everything from lead generation and acquisitions to negotiations and the disposition of deals. You'll learn how to use Facebook groups instead of cold calling, tactics for understanding seller motivations, and how to tactfully leverage multiple exit strategies depending on the deal specifics. After listening, if you'd like to take your learnings to the next level, Jenn and Joe have an incredible creative financing coaching program that is open for new students. We've found that the best way to level up and get ahead of the curve is to surround yourself with amazing coaches and mentors. You can click the link below to schedule a free consultation with Jenn and Joe to see if you are the right fit to work together. Cheers! https://creativefinanceplaybook.com/home?am_id=wealthjuiceofficial RESOURCESDo you need financing for your next home or investment property purchase? Click HERE to schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! ** Looking to buy real estate WITHOUT bank loans, credit, or significant cash? Click HERE to schedule a call with our creative finance coaches Jenn and Joe Delle Fave. **Click HERE to download Backflip, the all-in-one app for real estate investors. Backflip allows you to analyze deals, run comps and even apply for loans in seconds. The best part is, it's FREE.**If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlSocial Channels:Instagram: instagram.com/wealthjuiceofficialYouTube: youtube.com/@wealthjuiceofficial**Disclaimer: The information provided in this podcast is for informational purposes only and should not be considered as financial advice. The content of this podcast is based on the personal opinions and experiences of the speakers, and it is important to do your own research and seek professional advice before making any financial decisions. Investing in financial markets involves risk, and you should be aware of the potential for loss. Always consult with a qualified financial advisor or professional before making any investment decisions. Remember, the opinions expressed in this podcast are solely those of the individuals involved and do not necessarily reflect the views of any organizations they are affiliated with.

Send us a Text Message.Chris Prefontaine is the Chairman and Founder of Smart Real Estate Coach®, a 4x best-selling author.He is a Forbes Business Council Memberand a 3-time Inc 5000 Honoree for Fastest Growing Company. WickedSmart Community operates all over North America and has successfullycompleted hundreds of transactions, assisting students in doing thesame. Alongside his achievements, Chris hosts the Smart Real EstateCoach®Podcast, which ranks in the top 0.5% globally.. Chris Prefontaine is a real estate investor who has a great story to share and words of wisdom to impart for both beginning and veteran investors alike, so grab your pen and paper, buckle up and enjoy the ride. Want to get in contact with Chris Prefontaine? Reach out at http://www.smartrealestatecoach.com.Want to become financially free through commercial real estate? Check out our eBook to learn how to jump start a cash flowing real estate portfolio here https://www.therealestateinvestingclub.com/real-estate-wealth-book  Enjoy the show? Subscribe to the channel for all our upcoming real estate investor interviews and episodes.  ************************************************************************  GET INVOLVED, CONNECTED & GROW YOUR REAL ESTATE BUSINESS  LEARN -- Want to learn the ins and outs of real estate investing? Check out our book at https://www.therealestateinvestingclub.com/real-estate-wealth-book  PARTNER -- Want to partner on a deal or connect in person? Email the host Gabe Petersen at gabe@therealestateinvestingclub.com or reach out on LinkedIn at https://www.linkedin.com/in/gabe-petersen/  WATCH -- Want to watch our YouTube channel? Click here: https://bit.ly/theREIshow  ************************************************************************   ABOUT THE REAL ESTATE INVESTING CLUB SHOW   Hear from successful real estate investors across every asset class on how they got started investing in real estate and then grew from their first deal to a portfolio of cash-flowing properties. We interview real estate pros from every asset class and learn what strategies they used to create generational wealth for themselves and their families. The REI Club is an interview-based real estate show that will teach you the fastest ways to start and grow your real estate investing career in today's market - from multifamily, to self-storage, to mobile home parks, to mix-use industrial, you'll hear it all! Join us as we delve into our guests career peaks and valleys and the best advice, greatest stories, and favorite tips they learned along the way. Want to create wealth for yourself using the vehicle of real estate? Getting mentorship is the fastest way to success. Get an REI mentor and check out our REI course at https://www.therealestateinvestingclub.com.  #realestateinvesting #passiveincome #realestate   Interested in becoming a passive investor in one of our projects? Kaizen Properties, is looking for passive investors for our upcoming deals. We invest in what are known as “recession resistant assets”: self storage, MH & RV parks, and industrial properties. If you are interested, go to the website and click on the “Invest with Us” button at the bottom of the page.Support the Show.

Bridget tells Mollie about the case of the talented Mr. Kierans.

Imagine buying $168 million in real estate with No Money and No Credit?That's exactly what Pace Morby has done, and he will walk you through this process, step by step, of how you can do the same thing, howl estate even with no money or credit, right now you can acquire millions in rea.In this interview, Pace shares his journey from starting with zero to owning 2,000 rentals and half a billion dollars in assets. Discover how Pace plays the game of holding, using creative finance to achieve remarkable success in real estate. Learn how you can start making money today, even if you've never owned real estate before. Pace's story is a testament to the power of creative finance and thinking outside the box in wealth building and more importantly, showing how you can do the exact same thing. Follow Him on His Socials: @PaceMorby  See omnystudio.com/listener for privacy information.

Rich sits down with Henry Washington – Real Estate Investor, Author, and Co-Host of Bigger Pockets. When Henry married he quickly realized that working 50 hours a week was still not giving him enough income to provide his family with the life they deserve. After a late-night panic attack and some Google searches, Henry found that real estate investing was a powerful tool for building generational wealth. He immediately took action by attending local investor meetups, listening to podcasts, and telling everyone that he was an investor. Henry closed on his first investment property only 90 days later. Now he's 6 years into his real estate investment journey, has over 100 cash-flowing properties, and flips about 20 houses a year. Rich and Henry start off by discussing how Henry became a host with Bigger Pockets, STR Wealth Con and Nashville, Brandon Turner, how to network correctly, Henry's other podcast: On The Market, avoiding fearmongers, current interest rates, rate cuts and the current election year, and what Henry's portfolio looks like right now.They then reflect on real estate being a people business, how Henry finds deals, radio ads, how Henry got his start in real estate, buying the first deal, the buy and hold strategy,  whether one should flip or re-fi and hold properties, what Henry can typically pick up in his market, what working at Bigger Pockets is like, building trust with communities, Henry's favorite members of Bigger Pockets, what Henry is most excited about in 2024, working with lenders, and what Henry teaches his students.Lastly, they talk about hiring content managers, the benefits of utilizing social media, Ryan Pineda, different ways to add value, the value of hosting meet ups, successful real estate investors and those who give up, and growth and progress.  Connect with Henry on Instagram: @thehenrywashington--Connect with Rich on Instagram: @rich_somersInterested in investing with Somers Capital? Visit www.somerscapital.com/invest to learn more. Interested in joining our Boutique Hotel Mastermind? Visit www.somerscapital.com/mastermind to book a free call. Interested in STR/Boutique Hotel Management? Visit www.excelsiorstays.com/management to book a free call.

At this stage of the war, we cannot let rage consume us. Recognizing that a trap is being set. That doesn't mean stop fighting. Knowing when to celebrate and when not. The negative impact of planned turmoil. Blurring the line between right and wrong. Zelensky as Ceasar and the Western calendar. Some say out of order comes chaos. The downward war spiral. Some people want to be abused. The Murdaugh case shows fake justice. Murder and mayhem in the 14th Circuit good 'ol boy's court. All those immigrants have gone missing. Why not rejoice at the Colorado rulings? Remember that Dominion Systems is located there. AI is data base dependent. The Magic Wheel system, and the clerks who control it. Selecting a winning jury. At DOJ, 23 years of emails were purged. Censorship is the tool of dictators and was perfected in Ukraine. Rosanne talks to MTG. J6 lockdowns are horrific. It's cruel and unusual punishment. Some are rooting for a national collapse. Impeach 44. The IG of the NSA shows trickery. Did she say a building was going to be burned down? J6 was an orchestrated event with a purpose. And they used all intel weapons against us.